Retirement Income Solutions 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALLIANT ENERGY CORP	COM	018802108	330,952	6,502	SH		SOLE		0	0	6,502
ALPHABET INC	CAP STK CL A	02079K305	1,489,258	8,176	SH		SOLE		0	0	8,176
ALPHABET INC	CAP STK CL C	02079K107	1,296,596	7,069	SH		SOLE		0	0	7,069
AMAZON COM INC	COM	023135106	3,756,973	19,441	SH		SOLE		0	0	19,441
AMERICAN CENTY ETF TR	INTL EQT ETF	025072703	355,505	5,710	SH		SOLE		0	0	5,710
AMGEN INC	COM	031162100	490,859	1,571	SH		SOLE		0	0	1,571
AMPLIFY ETF TR	AMPLIFY VIDEO GA	032108615	264,210	4,286	SH		SOLE		0	0	4,286
APPLE INC	COM	037833100	4,452,769	21,141	SH		SOLE		0	0	21,141
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,549,822	6,268	SH		SOLE		0	0	6,268
BNY MELLON ETF TRUST	US LRG CP CORE	09661T107	862,516	8,311	SH		SOLE		0	0	8,311
BROADCOM INC	COM	11135F101	232,802	145	SH		SOLE		0	0	145
CF BANKSHARES INC	COM	12520L109	222,175	11,843	SH		SOLE		0	0	11,843
CHIPOTLE MEXICAN GRILL INC	COM	169656105	319,515	5,100	SH		SOLE		0	0	5,100
CINCINNATI FINL CORP	COM	172062101	230,295	1,950	SH		SOLE		0	0	1,950
COCA COLA CO	COM	191216100	676,536	10,629	SH		SOLE		0	0	10,629
COLGATE PALMOLIVE CO	COM	194162103	282,386	2,910	SH		SOLE		0	0	2,910
COMCAST CORP NEW	CL A	20030N101	335,758	8,574	SH		SOLE		0	0	8,574
COSTCO WHSL CORP NEW	COM	22160K105	328,946	387	SH		SOLE		0	0	387
DBX ETF TR	XTRACK MSCI EAFE	233051200	673,524	16,253	SH		SOLE		0	0	16,253
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	383,720	11,902	SH		SOLE		0	0	11,902
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	348,025	13,691	SH		SOLE		0	0	13,691
DISNEY WALT CO	COM	254687106	441,245	4,444	SH		SOLE		0	0	4,444
DTE ENERGY CO	COM	233331107	323,217	2,912	SH		SOLE		0	0	2,912
EATON CORP PLC	SHS	G29183103	461,859	1,473	SH		SOLE		0	0	1,473
ECOLAB INC	COM	278865100	573,342	2,409	SH		SOLE		0	0	2,409
ELI LILLY & CO	COM	532457108	2,044,348	2,258	SH		SOLE		0	0	2,258
EXXON MOBIL CORP	COM	30231G102	661,595	5,747	SH		SOLE		0	0	5,747
FIRST TR EXCHANGE-TRADED FD	FST LOW OPPT EFT	33739Q200	210,843	4,388	SH		SOLE		0	0	4,388
HOME DEPOT INC	COM	437076102	313,258	910	SH		SOLE		0	0	910
HONEYWELL INTL INC	COM	438516106	273,118	1,279	SH		SOLE		0	0	1,279
INNOVATOR ETFS TRUST	US EQTY BUFR JUL	45782C789	224,275	5,368	SH		SOLE		0	0	5,368
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C813	422,261	10,869	SH		SOLE		0	0	10,869
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C797	1,604,313	41,899	SH		SOLE		0	0	41,899
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C508	765,939	19,039	SH		SOLE		0	0	19,039
INNOVATOR ETFS TRUST	US EQTY BUFR JAN	45782C409	304,730	6,757	SH		SOLE		0	0	6,757
INNOVATOR ETFS TRUST	US EQT PWR BUF	45782C870	469,470	13,545	SH		SOLE		0	0	13,545
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C748	282,752	7,938	SH		SOLE		0	0	7,938
INNOVATOR ETFS TRUST	US EQTY BUFR JUN	45782C755	589,326	15,080	SH		SOLE		0	0	15,080
INNOVATOR ETFS TRUST	US EQTY PWR BF	45782C680	344,362	9,432	SH		SOLE		0	0	9,432
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C656	330,673	8,825	SH		SOLE		0	0	8,825
INNOVATOR ETFS TRUST	US EQTY BUF NOV	45782C581	241,457	6,459	SH		SOLE		0	0	6,459
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C573	1,495,124	41,188	SH		SOLE		0	0	41,188
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C540	1,735,325	46,263	SH		SOLE		0	0	46,263
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C318	431,321	12,645	SH		SOLE		0	0	12,645
INTERNATIONAL BUSINESS MACHS	COM	459200101	380,663	2,201	SH		SOLE		0	0	2,201
INVESCO EXCH TRD SLF IDX FD	INVSCO 30 CORP	46138J460	194,161	11,941	SH		SOLE		0	0	11,941
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	5,122,250	31,180	SH		SOLE		0	0	31,180
INVESCO EXCHANGE TRADED FD T	WILDERHIL CLAN	46137V134	213,530	10,597	SH		SOLE		0	0	10,597
INVESCO EXCHANGE TRADED FD T	WATER RES ETF	46137V142	1,105,677	17,034	SH		SOLE		0	0	17,034
INVESCO QQQ TR	UNIT SER 1	46090E103	7,215,397	15,060	SH		SOLE		0	0	15,060
IRON MTN INC DEL	COM	46284V101	300,227	3,350	SH		SOLE		0	0	3,350
ISHARES INC	MSCI WORLD ETF	464286392	587,748	3,985	SH		SOLE		0	0	3,985
ISHARES INC	ESG AWR MSCI EM	46434G863	207,854	6,199	SH		SOLE		0	0	6,199
ISHARES INC	MSCI EMRG CHN	46434G764	313,168	5,290	SH		SOLE		0	0	5,290
ISHARES TR	CORE S&P MCP ETF	464287507	39,407,192	673,397	SH		SOLE		0	0	673,397
ISHARES TR	S&P 500 VAL ETF	464287408	1,971,714	10,833	SH		SOLE		0	0	10,833
ISHARES TR	CORE S&P500 ETF	464287200	120,148,420	219,557	SH		SOLE		0	0	219,557
ISHARES TR	S&P 500 GRWT ETF	464287309	2,227,715	24,073	SH		SOLE		0	0	24,073
ISHARES TR	RUS 1000 ETF	464287622	6,184,666	20,786	SH		SOLE		0	0	20,786
ISHARES TR	RUS 1000 VAL ETF	464287598	6,602,643	37,844	SH		SOLE		0	0	37,844
ISHARES TR	RUS 1000 GRW ETF	464287614	17,785,901	48,794	SH		SOLE		0	0	48,794
ISHARES TR	RUSSELL 2000 ETF	464287655	266,395	1,313	SH		SOLE		0	0	1,313
ISHARES TR	RUS 2000 VAL ETF	464287630	260,281	1,709	SH		SOLE		0	0	1,709
ISHARES TR	RUSSELL 3000 ETF	464287689	285,211	924	SH		SOLE		0	0	924
ISHARES TR	CORE S&P US GWT	464287671	509,920	4,000	SH		SOLE		0	0	4,000
ISHARES TR	MSCI EAFE ETF	464287465	2,388,673	30,495	SH		SOLE		0	0	30,495
ISHARES TR	RUS MID CAP ETF	464287499	1,995,136	24,607	SH		SOLE		0	0	24,607
ISHARES TR	RUS MD CP GR ETF	464287481	597,766	5,417	SH		SOLE		0	0	5,417
ISHARES TR	RUS MDCP VAL ETF	464287473	709,348	5,875	SH		SOLE		0	0	5,875
ISHARES TR	1 3 YR TREAS BD	464287457	1,235,120	15,127	SH		SOLE		0	0	15,127
ISHARES TR	7-10 YR TRSY BD	464287440	1,342,941	14,340	SH		SOLE		0	0	14,340
ISHARES TR	MSCI EMG MKT ETF	464287234	633,739	14,880	SH		SOLE		0	0	14,880
ISHARES TR	MSCI KLD400 SOC	464288570	597,864	5,757	SH		SOLE		0	0	5,757
ISHARES TR	3 7 YR TREAS BD	464288661	3,280,041	28,406	SH		SOLE		0	0	28,406
ISHARES TR	MSCI ACWI ETF	464288257	4,478,803	39,847	SH		SOLE		0	0	39,847
ISHARES TR	ESG AWR MSCI USA	46435G425	5,842,504	48,965	SH		SOLE		0	0	48,965
ISHARES TR	ESG AWRE USD ETF	46435G193	361,998	15,933	SH		SOLE		0	0	15,933
ISHARES TR	ESG AWR US AGRGT	46435U549	842,483	18,075	SH		SOLE		0	0	18,075
JOHNSON & JOHNSON	COM	478160104	634,334	4,340	SH		SOLE		0	0	4,340
JPMORGAN CHASE & CO.	COM	46625H100	890,551	4,403	SH		SOLE		0	0	4,403
LAM RESEARCH CORP	COM	512807108	497,285	467	SH		SOLE		0	0	467
MCDONALDS CORP	COM	580135101	430,425	1,689	SH		SOLE		0	0	1,689
MERCK & CO INC	COM	58933Y105	1,171,396	9,462	SH		SOLE		0	0	9,462
MICROSOFT CORP	COM	594918104	2,932,886	6,562	SH		SOLE		0	0	6,562
NETFLIX INC	COM	64110L106	224,735	333	SH		SOLE		0	0	333
NOVO-NORDISK A S	ADR	670100205	293,473	2,056	SH		SOLE		0	0	2,056
NUVEEN CR STRATEGIES INCOME	COM SHS	67073D102	84,637	15,250	SH		SOLE		0	0	15,250
NVIDIA CORPORATION	COM	67066G104	1,095,553	8,868	SH		SOLE		0	0	8,868
ORACLE CORP	COM	68389X105	640,060	4,533	SH		SOLE		0	0	4,533
OWENS CORNING NEW	COM	690742101	222,883	1,283	SH		SOLE		0	0	1,283
PEPSICO INC	COM	713448108	463,677	2,811	SH		SOLE		0	0	2,811
PROCTER AND GAMBLE CO	COM	742718109	929,489	5,636	SH		SOLE		0	0	5,636
SALESFORCE INC	COM	79466L302	388,221	1,510	SH		SOLE		0	0	1,510
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	715,617	11,138	SH		SOLE		0	0	11,138
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	218,175	4,598	SH		SOLE		0	0	4,598
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	1,416,802	14,050	SH		SOLE		0	0	14,050
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,157,423	12,698	SH		SOLE		0	0	12,698
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	223,515	5,437	SH		SOLE		0	0	5,437
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	2,902,078	12,828	SH		SOLE		0	0	12,828
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	304,035	2,086	SH		SOLE		0	0	2,086
SOUTHERN CO	COM	842587107	300,429	3,873	SH		SOLE		0	0	3,873
SPDR GOLD TR	GOLD SHS	78463V107	1,078,060	5,014	SH		SOLE		0	0	5,014
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	658,283	17,475	SH		SOLE		0	0	17,475
SPDR INDEX SHS FDS	S&P EM MKT DIV	78463X533	259,879	7,362	SH		SOLE		0	0	7,362
SPDR INDEX SHS FDS	MSCI EAFE FS ETF	78470E106	351,560	8,619	SH		SOLE		0	0	8,619
SPDR S&P 500 ETF TR	TR UNIT	78462F103	41,118,542	75,555	SH		SOLE		0	0	75,555
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	5,770,838	10,785	SH		SOLE		0	0	10,785
SPDR SER TR	PRTFLO S&P500 GW	78464A409	3,975,169	49,609	SH		SOLE		0	0	49,609
SPDR SER TR	PRTFLO S&P500 VL	78464A508	3,000,386	61,559	SH		SOLE		0	0	61,559
SPDR SER TR	S&P METALS MNG	78464A755	686,567	11,572	SH		SOLE		0	0	11,572
SPDR SER TR	PORTFOLIO S&P400	78464A847	9,931,731	193,601	SH		SOLE		0	0	193,601
SPDR SER TR	PORTFOLIO S&P500	78464A854	24,406,805	381,356	SH		SOLE		0	0	381,356
SPDR SER TR	S&P TRANSN ETF	78464A532	217,103	2,777	SH		SOLE		0	0	2,777
SPDR SER TR	COMP SOFTWARE	78464A599	257,497	1,704	SH		SOLE		0	0	1,704
SPDR SER TR	SPDR S&P 500 ETF	78468R796	9,221,533	206,761	SH		SOLE		0	0	206,761
SPDR SER TR	S&P 500 ESG ETF	78468R531	724,072	13,636	SH		SOLE		0	0	13,636
STANDARD LITHIUM LTD	COM	853606101	89,961	73,900	SH		SOLE		0	0	73,900
STRYKER CORPORATION	COM	863667101	208,914	614	SH		SOLE		0	0	614
THERMO FISHER SCIENTIFIC INC	COM	883556102	225,624	408	SH		SOLE		0	0	408
TRANE TECHNOLOGIES PLC	SHS	G8994E103	257,223	782	SH		SOLE		0	0	782
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	1,151,251	4,416	SH		SOLE		0	0	4,416
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,680,765	6,283	SH		SOLE		0	0	6,283
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	271,077	1,606	SH		SOLE		0	0	1,606
VANGUARD INDEX FDS	VALUE ETF	922908744	942,088	5,873	SH		SOLE		0	0	5,873
VANGUARD INDEX FDS	MID CAP ETF	922908629	4,878,073	20,149	SH		SOLE		0	0	20,149
VANGUARD INDEX FDS	SMALL CP ETF	922908751	209,536	961	SH		SOLE		0	0	961
VANGUARD INDEX FDS	GROWTH ETF	922908736	2,086,228	5,578	SH		SOLE		0	0	5,578
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	209,431	839	SH		SOLE		0	0	839
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	492,177	2,144	SH		SOLE		0	0	2,144
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	2,132,554	4,264	SH		SOLE		0	0	4,264
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	256,550	4,375	SH		SOLE		0	0	4,375
VANGUARD SCOTTSDALE FDS	VNG RUS1000IDX	92206C730	706,221	2,870	SH		SOLE		0	0	2,870
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	263,967	1,446	SH		SOLE		0	0	1,446
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	263,359	5,329	SH		SOLE		0	0	5,329
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	457,440	3,857	SH		SOLE		0	0	3,857
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	378,623	1,205	SH		SOLE		0	0	1,205
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	369,720	3,120	SH		SOLE		0	0	3,120
VISA INC	COM CL A	92826C839	260,633	993	SH		SOLE		0	0	993
WALMART INC	COM	931142103	211,932	3,130	SH		SOLE		0	0	3,130
WORLD GOLD TR	SPDR GLD MINIS	98149E303	6,088,858	132,108	SH		SOLE		0	0	132,108
ZOMEDICA CORP	COM	98980M109	2,976	20,353	SH		SOLE		0	0	20,353