Ballast 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO COM	COM	88579Y101	279	1,575	SH		SOLE	NONE	0	0	1,575
ABBOTT LABS COM	COM	002824100	659	4,683	SH		SOLE	NONE	0	0	4,683
ABBVIE INC COM	COM	00287Y109	220	1,632	SH		SOLE	NONE	0	0	1,632
ALPHABET INC CAP STK CL C	CAP STK CL C	02079K107	601	208	SH		SOLE	NONE	0	0	208
AMAZON COM INC COM	COM	023135106	1,373	412	SH		SOLE	NONE	0	0	412
APPLE INC	COM	037833100	10,747	60,525	SH		SOLE	NONE	0	0	60,525
AT&T INC COM	COM	00206R102	842	34,234	SH		SOLE	NONE	0	0	34,234
BERKSHIRE HATHAWAY INC DEL CL B NEW	CL B NEW	084670702	1,493	4,994	SH		SOLE	NONE	0	0	4,994
BK OF AMERICA CORP COM	COM	060505104	1,075	24,169	SH		SOLE	NONE	0	0	24,169
BOEING CO COM	COM	097023105	751	3,733	SH		SOLE	NONE	0	0	3,733
CATERPILLAR INC COM	COM	149123101	585	2,833	SH		SOLE	NONE	0	0	2,833
CHEVRON CORP NEW COM	COM	166764100	223	1,907	SH		SOLE	NONE	0	0	1,907
CHUBB LIMITED COM	COM	H1467J104	665	3,443	SH		SOLE	NONE	0	0	3,443
CINCINNATI FINL CORP COM	COM	172062101	330	2,905	SH		SOLE	NONE	0	0	2,905
CISCO SYS INC	COM	17275R102	1,740	27,471	SH		SOLE	NONE	0	0	27,471
COCA COLA CO COM	COM	191216100	853	14,410	SH		SOLE	NONE	0	0	14,410
COGNIZANT TECH SOLUTIONS CORP	CL A	192446102	405	4,570	SH		SOLE	NONE	0	0	4,570
CONOCOPHILLIPS COM	COM	20825C104	415	5,761	SH		SOLE	NONE	0	0	5,761
CONSOLIDATED EDISON INC COM	COM	209115104	1,050	12,309	SH		SOLE	NONE	0	0	12,309
CONSTELLATION BRANDS INC CL A	CL A	21036P108	1,116	4,448	SH		SOLE	NONE	0	0	4,448
CORNING INC COM	COM	219350105	471	12,675	SH		SOLE	NONE	0	0	12,675
COSTCO WHOLESALE CORP	COM	22160K105	1,443	2,542	SH		SOLE	NONE	0	0	2,542
DANAHER CORP	COM	235851102	899	2,733	SH		SOLE	NONE	0	0	2,733
DEERE & CO COM	COM	244199105	288	840	SH		SOLE	NONE	0	0	840
DELTA AIR LINES INC DEL CMN	COM NEW	247361702	736	18,858	SH		SOLE	NONE	0	0	18,858
DISNEY WALT CO COM	COM	254687106	1,384	8,939	SH		SOLE	NONE	0	0	8,939
DUKE ENERGY CORP NEW COM NEW	COM NEW	26441C204	1,309	12,488	SH		SOLE	NONE	0	0	12,488
DUPONT DE NEMOURS INC COM	COM	26614N102	383	4,746	SH		SOLE	NONE	0	0	4,746
EDWARDS LIFESCIENCES CORP COM	COM	28176E108	248	1,920	SH		SOLE	NONE	0	0	1,920
EMERSON ELEC CO COM	COM	291011104	312	3,358	SH		SOLE	NONE	0	0	3,358
EXXON MOBIL CORP COM	COM	30231G102	645	10,544	SH		SOLE	NONE	0	0	10,544
FEDEX CORP	COM	31428X106	272	1,052	SH		SOLE	NONE	0	0	1,052
GENERAL DYNAMICS CORP COM	COM	369550108	375	1,800	SH		SOLE	NONE	0	0	1,800
GENERAL MLS INC COM	COM	370334104	274	4,073	SH		SOLE	NONE	0	0	4,073
GLAXOSMITHKLINE PLC SPONSORED ADR	SPONSORED ADR	37733W105	645	14,640	SH		SOLE	NONE	0	0	14,640
GOLDMAN SACHS GROUP INC	COM	38141G104	237	622	SH		SOLE	NONE	0	0	622
GOOGLE INC	CAP STK CL A	02079K305	275	95	SH		SOLE	NONE	0	0	95
GREEN BRICK PARTNERS INC COM	COM	392709101	2,235	73,706	SH		SOLE	NONE	0	0	73,706
GXO LOGISTICS INCORPORATED COMMON STOCK	COMMON STOCK	36262G101	496	5,464	SH		SOLE	NONE	0	0	5,464
HOME DEPOT	COM	437076102	1,499	3,613	SH		SOLE	NONE	0	0	3,613
HONEYWELL INTL INC	COM	438516106	755	3,621	SH		SOLE	NONE	0	0	3,621
HUMANA INC COM	COM	444859102	243	526	SH		SOLE	NONE	0	0	526
INTEL CORP COM	COM	458140100	1,185	23,024	SH		SOLE	NONE	0	0	23,024
INVESCO S&P 500 EQUAL WEIGHT ETF	S&P500 EQL WGT	46137V357	7,040	43,262	SH		SOLE	NONE	0	0	43,262
INVESCO S&P 500 QUALITY ETF	S&P500 QUALITY	46137V241	19,872	373,476	SH		SOLE	NONE	0	0	373,476
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF	0-5YR HI YL CP	46434V407	3,777	83,398	SH		SOLE	NONE	0	0	83,398
ISHARES AGGREGATE BOND ETF	CORE US AGGBD ET	464287226	1,617	14,180	SH		SOLE	NONE	0	0	14,180
ISHARES CORE S&P MID CAP ETF	CORE S&P MCP ETF	464287507	717	2,536	SH		SOLE	NONE	0	0	2,536
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF	IBOXX INV CP ETF	464287242	1,624	12,262	SH		SOLE	NONE	0	0	12,262
ISHARES MBS ETF	MBS ETF	464288588	8,913	82,973	SH		SOLE	NONE	0	0	82,973
ISHARES RUSSELL 1000 GROWTH ETF	RUS 1000 GRW ETF	464287614	7,104	23,249	SH		SOLE	NONE	0	0	23,249
ISHARES RUSSELL 1000 VALUE ETF	RUS 1000 VAL ETF	464287598	6,998	41,674	SH		SOLE	NONE	0	0	41,674
ISHARES RUSSELL MID-CAP VALUE ETF	RUS MDCP VAL ETF	464287473	304	2,490	SH		SOLE	NONE	0	0	2,490
ISHARES S&P 500 INDEX	CORE S&P500 ETF	464287200	461	966	SH		SOLE	NONE	0	0	966
ISHARES S&P SMALLCAP 600 ETF	CORE S&P SCP ETF	464287804	622	5,433	SH		SOLE	NONE	0	0	5,433
ISHARES S&P U.S. PREFERRED STOCK ETF	PFD AND INCM SEC	464288687	433	10,989	SH		SOLE	NONE	0	0	10,989
JOHNSON & JOHNSON COM	COM	478160104	3,257	19,043	SH		SOLE	NONE	0	0	19,043
JPMORGAN CHASE & CO COM	COM	46625H100	1,652	10,434	SH		SOLE	NONE	0	0	10,434
KIMBERLY-CLARK CORP COM	COM	494368103	1,079	7,555	SH		SOLE	NONE	0	0	7,555
LILLY ELI & CO COM	COM	532457108	1,438	5,206	SH		SOLE	NONE	0	0	5,206
MCDONALDS CORP COM	COM	580135101	665	2,482	SH		SOLE	NONE	0	0	2,482
MEDTRONIC PLC SHS	SHS	G5960L103	713	6,894	SH		SOLE	NONE	0	0	6,894
META PLATFORMS INC CL A	CL A	30303M102	212	632	SH		SOLE	NONE	0	0	632
MICROSOFT	COM	594918104	3,413	10,151	SH		SOLE	NONE	0	0	10,151
MONDELEZ INTL INC CL A	CL A	609207105	339	5,121	SH		SOLE	NONE	0	0	5,121
NEXTERA ENERGY INC COM	COM	65339F101	336	3,600	SH		SOLE	NONE	0	0	3,600
NIKE INC CLASS B	CL B	654106103	255	1,530	SH		SOLE	NONE	0	0	1,530
NORFOLK SOUTHERN CRP	COM	655844108	828	2,783	SH		SOLE	NONE	0	0	2,783
NORTHERN TR CORP COM	COM	665859104	792	6,628	SH		SOLE	NONE	0	0	6,628
NORTHROP GRUMMAN CORP COM	COM	666807102	308	796	SH		SOLE	NONE	0	0	796
ORACLE CORPORATION	COM	68389X105	460	5,275	SH		SOLE	NONE	0	0	5,275
PEPSICO INC COM	COM	713448108	423	2,437	SH		SOLE	NONE	0	0	2,437
PFIZER INC COM	COM	717081103	1,236	20,946	SH		SOLE	NONE	0	0	20,946
PHILIP MORRIS INTL INC	COM	718172109	255	2,690	SH		SOLE	NONE	0	0	2,690
PIMCO ETF TR 0-5 YR HIGH YIELD CORP BD INDEX FD	0-5 HIGH YIELD	72201R783	1,267	12,786	SH		SOLE	NONE	0	0	12,786
PNC FINL SVCS GROUP INC COM	COM	693475105	941	4,695	SH		SOLE	NONE	0	0	4,695
POWERSHARES SP500 LOW VOLATILITY ETF	S&P500 LOW VOL	46138E354	11,504	167,632	SH		SOLE	NONE	0	0	167,632
PROCTER AND GAMBLE CO COM	COM	742718109	2,114	12,927	SH		SOLE	NONE	0	0	12,927
QUEST DIAGNOSTICS INC	COM	74834L100	348	2,015	SH		SOLE	NONE	0	0	2,015
SHERWIN WILLIAMS CO COM	COM	824348106	1,556	4,420	SH		SOLE	NONE	0	0	4,420
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	PORTFOLIO DEVLPD	78463X889	265	7,291	SH		SOLE	NONE	0	0	7,291
SPDR PORTFOLIO S&P 500 GROWTH ETF	PRTFLO S&P500 GW	78464A409	334	4,619	SH		SOLE	NONE	0	0	4,619
SPDR PORTFOLIO S&P 500 VALUE ETF	PRTFLO S&P500 VL	78464A508	335	7,985	SH		SOLE	NONE	0	0	7,985
SPDR S&P 500 ETF	TR UNIT	78462F103	432	911	SH		SOLE	NONE	0	0	911
STARBUCKS CORP	COM	855244109	1,041	8,907	SH		SOLE	NONE	0	0	8,907
TARGET CORP COM	COM	87612E106	1,040	4,495	SH		SOLE	NONE	0	0	4,495
TESLA MOTORS INC	COM	88160R101	295	280	SH		SOLE	NONE	0	0	280
TEXAS INSTRS INC COM	COM	882508104	1,086	5,766	SH		SOLE	NONE	0	0	5,766
TRAVELERS COMPANIES INC COM	COM	89417E109	988	6,321	SH		SOLE	NONE	0	0	6,321
TRUIST FINL CORP COM	COM	89832Q109	1,251	21,372	SH		SOLE	NONE	0	0	21,372
UNION PAC CORP COM	COM	907818108	722	2,869	SH		SOLE	NONE	0	0	2,869
UNITEDHEALTH GROUP	COM	91324P102	6,812	13,566	SH		SOLE	NONE	0	0	13,566
VALERO ENERGY CORP	COM	91913Y100	734	9,784	SH		SOLE	NONE	0	0	9,784
VANGUARD FTSE ALL-WORLD EX-US	ALLWRLD EX US	922042775	14,531	237,130	SH		SOLE	NONE	0	0	237,130
VANGUARD FTSE EMERGING MARKETS ETF	FTSE EMR MKT ETF	922042858	12,275	248,186	SH		SOLE	NONE	0	0	248,186
VANGUARD HEALTH CARE ETF	HEALTH CAR ETF	92204A504	9,064	34,022	SH		SOLE	NONE	0	0	34,022
VANGUARD HIGH DIVIDEND YIELD	HIGH DIV YLD	921946406	15,267	136,182	SH		SOLE	NONE	0	0	136,182
VANGUARD INFORMATION TECHNOLOGY	INF TECH ETF	92204A702	2,201	4,806	SH		SOLE	NONE	0	0	4,806
VANGUARD MID CAP	MID CAP ETF	922908629	29,005	113,850	SH		SOLE	NONE	0	0	113,850
VANGUARD SMALL CAP ETF	SMALL CP ETF	922908751	18,718	82,822	SH		SOLE	NONE	0	0	82,822
VANGUARD TOTAL STOCK MARKET INDEX FUND	TOTAL STK MKT	922908769	202	839	SH		SOLE	NONE	0	0	839
VANGUARD VALUE INDEX FUND	VALUE ETF	922908744	413	2,811	SH		SOLE	NONE	0	0	2,811
VERIZON COMMUNICATIONS	COM	92343V104	866	16,675	SH		SOLE	NONE	0	0	16,675
WALMART INC COM	COM	931142103	1,083	7,487	SH		SOLE	NONE	0	0	7,487
WELLS FARGO CO NEW COM	COM	949746101	362	7,557	SH		SOLE	NONE	0	0	7,557
WHIRLPOOL CORP COM	COM	963320106	323	1,380	SH		SOLE	NONE	0	0	1,380
XPO LOGISTICS INC COM	COM	983793100	423	5,464	SH		SOLE	NONE	0	0	5,464