BayCom (BCML) 10-Q 6 Nov 20 2020 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2020	Nov. 01, 2020
Cover [Abstract]
Entity Central Index Key	0001730984
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2020
Document Transition Report	false
Entity File Number	001-38483
Entity Registrant Name	BAYCOM CORP
Entity Incorporation, State or Country Code	CA
Entity Tax Identification Number	37-1849111
Entity Address, Address Line One	500 Ygnacio Valley Road
Entity Address, Address Line Two	Suite 200
Entity Address, City or Town	Walnut Creek
Entity Address, State or Province	CA
Entity Address, Postal Zip Code	94596
City Area Code	925
Local Phone Number	476-1800
Title of 12(b) Security	Common Stock, no par value per share
Trading Symbol	BCML
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		11,833,115
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q3
Amendment Flag	false

CONDENSED CONSOLIDATED BALANCE

CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 319,835	$ 23,476
Federal funds sold		271,906
Cash and cash equivalents	319,835	295,382
Interest bearing deposits in banks	8,714	1,739
Investment securities available-for-sale	113,708	119,889
Federal Home Loan Bank ("FHLB") stock, at par	7,737	7,174
Federal Reserve Bank ("FRB") stock, at par	7,594	6,731
Loans held for sale	12,044	2,226
Loans, net of allowance for loan losses of $15,800 and $7,400 at September 30, 2020 and December 31, 2019, respectively	1,678,295	1,450,229
Premises and equipment, net	15,623	10,529
Other real estate owned ("OREO")	296	574
Core deposit intangible	8,755	9,185
Cash surrender value of bank owned life insurance ("BOLI") policies, net	20,745	20,244
Right-of-use assets ("ROU")	13,061	15,291
Goodwill	38,838	35,466
Interest receivable and other assets	26,486	19,518
Total assets	2,271,731	1,994,177
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest and interest bearing deposits	1,908,646	1,701,183
Lease liabilities	13,097	15,599
Salary continuation plan	3,923	3,658
Interest payable and other liabilities	9,074	11,275
Subordinated debt	63,340
Other borrowings	10,000
Junior subordinated deferrable interest debentures, net	8,302	8,242
Total liabilities	2,016,382	1,739,957
Commitments and contingencies (Note 16)
Shareholders' equity
Preferred stock - no par value; 10,000,000 shares authorized; no shares issued and outstanding at both September 30, 2020 and December 31, 2019
Common stock - no par value; 100,000,000 shares authorized; 11,833,115 and 12,444,632 shares issued and outstanding at September 30, 2020 and December 31, 2019, respectively	174,357	184,043
Additional paid in capital	287	287
Accumulated other comprehensive income, net of tax	2,880	1,251
Retained earnings	77,825	68,639
Total shareholders' equity	255,349	254,220
Total liabilities and shareholders' equity	$ 2,271,731	$ 1,994,177

CONDENSED CONSOLIDATED BALANC_2

CONDENSED CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
CONDENSED CONSOLIDATED BALANCE SHEETS
Allowance for loan losses	$ 15,800	$ 7,400
Preferred Stock, No Par Value	$ 0	$ 0
Preferred Stock, Shares Authorized	10,000,000	10,000,000
Preferred Stock, Shares Issued	0	0
Preferred Stock, Shares Outstanding	0	0
Common Stock, No Par Value	$ 0	$ 0
Common Stock, Shares Authorized	100,000,000	100,000,000
Common Stock, Shares, Issued	11,833,115	12,444,632
Common Stock, Shares, Outstanding	11,833,115	12,444,632

CONDENSED CONSOLIDATED STATEMEN

CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest income:
Loans, including fees	$ 20,136	$ 17,524	$ 62,511	$ 46,194
Investment securities and interest bearing deposits in banks	875	2,662	3,400	7,990
FHLB dividends	95	141	274	325
FRB dividends	117	63	339	186
Total interest and dividend income	21,223	20,390	66,524	54,695
Interest expense:
Deposits	1,562	2,493	5,564	5,623
Subordinated debt	600	140	818	433
Other borrowings	56		150
Total interest expense	2,218	2,633	6,532	6,056
Net interest income	19,005	17,757	59,992	48,639
Provision for loan losses	2,293	479	8,404	1,201
Net interest income after provision for loan losses	16,712	17,278	51,588	47,438
Noninterest income:
Gain on sale of loans	176	689	1,030	1,782
Loan servicing and other loan fees	608	443	1,849	1,367
(Loss) gain on sale of premises	(25)		(25)	187
Income on investment in SBIC fund	188	131	223	599
Other income	233	246	668	839
Total noninterest income	1,828	2,114	5,708	6,774
Noninterest expense:
Salaries and employee benefits	8,482	7,440	25,442	20,600
Occupancy and equipment	1,749	1,396	5,334	3,570
Data processing	1,642	1,036	6,716	5,643
Other expense	2,283	1,792	7,118	6,394
Total noninterest expense	14,156	11,664	44,610	36,207
Income before provision for income taxes	4,384	7,728	12,686	18,005
Provision for income taxes	1,135	2,165	3,500	5,274
Net income	$ 3,249	$ 5,563	$ 9,186	$ 12,731
Earnings per common share :
Basic earnings per common share (in dollars per share)	$ 0.27	$ 0.46	$ 0.76	$ 1.11
Weighted average shares outstanding (in shares)	11,865,058	12,061,616	12,078,407	11,450,108
Diluted earnings per common share (in dollars per share)	$ 0.27	$ 0.46	$ 0.76	$ 1.11
Weighted average shares outstanding (in shares)	11,865,058	12,061,616	12,078,407	11,450,108
Bank Servicing and Other
Noninterest income:
Revenue from contract with customer, excluding assessed tax	$ 648	$ 605	$ 1,963	$ 2,000

CONDENSED CONSOLIDATED STATEM_2

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
Net income	$ 3,249	$ 5,563	$ 9,186	$ 12,731
Other comprehensive income:
Change in unrealized (loss) gain on available-for-sale securities	(13)	446	2,288	2,391
Deferred tax benefit (expense)	4	(128)	(659)	(684)
Other comprehensive (loss) income, net of tax	(9)	318	1,629	1,707
Total comprehensive income	$ 3,240	$ 5,881	$ 10,815	$ 14,438

CONDENSED CONSOLIDATED STATEM_3

CONDENSED CONSOLIDATED STATEMENT OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock	Additional Paid in Capital	Accumulated Other Comprehensive Income/(Loss)	Retained Earnings	Total
Balance at Dec. 31, 2018	$ 149,248	$ 287	$ (103)	$ 51,321	$ 200,753
Balance (in shares) at Dec. 31, 2018	10,869,275
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income				4,941	4,941
Other comprehensive (loss) income, net			597		597
Restricted stock granted (in shares)	22,289
Stock based compensation	$ 120				120
Balance at Mar. 31, 2019	$ 149,368	287	494	56,262	206,411
Balance (in shares) at Mar. 31, 2019	10,891,564
Balance at Dec. 31, 2018	$ 149,248	287	(103)	51,321	200,753
Balance (in shares) at Dec. 31, 2018	10,869,275
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income					12,731
Other comprehensive (loss) income, net					1,707
Balance at Sep. 30, 2019	$ 174,942	287	1,604	64,052	240,885
Balance (in shares) at Sep. 30, 2019	12,061,616
Balance at Mar. 31, 2019	$ 149,368	287	494	56,262	206,411
Balance (in shares) at Mar. 31, 2019	10,891,564
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income				2,227	2,227
Other comprehensive (loss) income, net			792		792
Restricted stock granted (in shares)	45,696
Stock based compensation	$ 320				320
Stock issued in acquisition	$ 24,887				24,887
Stock issued in acquisition (in shares)	1,115,006
Balance at Jun. 30, 2019	$ 174,575	287	1,286	58,489	234,637
Balance (in shares) at Jun. 30, 2019	12,052,266
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income				5,563	5,563
Other comprehensive (loss) income, net			318		318
Restricted stock granted (in shares)	9,350
Stock based compensation	$ 367				367
Balance at Sep. 30, 2019	$ 174,942	287	1,604	64,052	240,885
Balance (in shares) at Sep. 30, 2019	12,061,616
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income				4,587	4,587
Other comprehensive (loss) income, net			(353)		(353)
Stock based compensation	$ 347				347
Issuance of shares	$ 19,711				19,711
Issuance of shares (in shares)	876,803
Repurchase of shares	$ (10,957)				(10,957)
Repurchase of shares (in shares)	(493,787)
Balance at Dec. 31, 2019	$ 184,043	287	1,251	68,639	$ 254,220
Balance (in shares) at Dec. 31, 2019	12,444,632				12,444,632
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income				2,818	$ 2,818
Other comprehensive (loss) income, net			810		810
Restricted stock granted (in shares)	15,173
Restricted stock forfeited (in shares)	(1,432)
Stock based compensation	$ 309				309
Repurchase of shares	$ (4,596)				(4,596)
Repurchase of shares (in shares)	(228,525)
Balance at Mar. 31, 2020	$ 179,756	287	2,061	71,457	253,561
Balance (in shares) at Mar. 31, 2020	12,229,848
Balance at Dec. 31, 2019	$ 184,043	287	1,251	68,639	$ 254,220
Balance (in shares) at Dec. 31, 2019	12,444,632				12,444,632
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income					$ 9,186
Other comprehensive (loss) income, net					1,629
Balance at Sep. 30, 2020	$ 174,357	287	2,880	77,825	$ 255,349
Balance (in shares) at Sep. 30, 2020	11,833,115				11,833,115
Balance at Mar. 31, 2020	$ 179,756	287	2,061	71,457	$ 253,561
Balance (in shares) at Mar. 31, 2020	12,229,848
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income				3,119	3,119
Other comprehensive (loss) income, net			828		828
Restricted stock granted (in shares)	92,294
Stock based compensation	$ 363				363
Repurchase of shares	$ (5,463)				(5,463)
Repurchase of shares (in shares)	(451,978)
Balance at Jun. 30, 2020	$ 174,656	287	2,889	74,576	252,408
Balance (in shares) at Jun. 30, 2020	11,870,164
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income				3,249	3,249
Other comprehensive (loss) income, net			(9)		(9)
Restricted stock granted (in shares)	21,599
Stock based compensation	$ 385				385
Repurchase of shares	$ (684)				(684)
Repurchase of shares (in shares)	(58,648)
Balance at Sep. 30, 2020	$ 174,357	$ 287	$ 2,880	$ 77,825	$ 255,349
Balance (in shares) at Sep. 30, 2020	11,833,115				11,833,115

CONDENSED CONSOLIDATED STATEM_4

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) shares in Thousands, $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Cash flows from operating activities:
Net income	$ 9,186	$ 12,731
Adjustments to reconcile net income to net cash provided by operating activities:
Increase in deferred tax asset	(1,888)	(1,148)
Accretion on acquired loans	(4,339)	(2,683)
Gain on sale of loans	(1,030)	(1,782)
Proceeds from sale of loans	14,993	24,317
Loans originated for sale	(20,036)	(33,551)
Loss (gain) on sale of premises	25	(187)
Gain on sale of OREO	(28)	(112)
Accretion on junior subordinated debentures	60	60
Increase in cash surrender value of life insurance policies securities	(501)	(484)
Provision for loan losses	8,404	1,201
Amortization/accretion of premium/discount on investment securities	543	340
Depreciation and amortization	1,198	859
Core deposit intangible amortization	1,379	1,177
Stock based compensation expense	1,057	807
Increase in deferred loan origination fees, net	4,124	212
Increase in interest receivable and other assets	(1,854)	(6,889)
Increase in salary continuation plan, net	265	213
(Decrease) increase in interest payable and other liabilities	(5,401)	10,300
Net cash provided by operating activities	6,157	5,381
Cash flows from investing activities:
Proceeds from maturities of interest bearing deposits in banks	9,065	1,497
Purchase of investment securities	(9,920)	(13,260)
Proceeds from the maturity and repayment of investment securities	22,228	21,173
Purchase of Federal Home Loan Bank stock	(398)	(477)
Purchase of Federal Reserve Bank stock	(863)	(88)
(Increase) decrease in loans, net	(141,802)	29,362
Proceeds from sale of premises	431	4,961
Proceeds from sale of OREO	518	354
Purchase of equipment and leasehold improvements	(2,869)	(704)
Net cash paid out for acquisition	(8,432)	(9,342)
Net cash (used in) provided by investing activities	(132,042)	33,476
Cash flows from financing activities:
Increase (decrease) in noninterest and interest bearing deposits, net	175,055	(10,410)
Decrease in time deposits, net	(85,739)	(14,950)
Repurchase of common stock	(10,743)
Repayment of junior subordinated debentures	(1,575)
Proceeds from Issuance of subordinated debt, net	63,340
Increase in other borrowings	116,000
Repayment of other borrowings	(106,000)
Net cash provided by (used in) financing activities	150,338	(25,360)
Increase in cash and cash equivalents	24,453	13,497
Cash and cash equivalents at beginning of period	295,382	323,581
Cash and cash equivalents at end of period	319,835	337,078
Cash paid during the year for:
Interest expense	7,137	4,745
Cash paid during the year for:
Income tax, net of refunds	5,940	4,866
Non-cash investing and financing activities:
Change in unrealized gain on available-for-sale securities, net of tax	1,629	1,707
Transfer of loans to other real estate owned	212
Recognition of ROU assets	760	11,411
Recognition of lease liability	707	11,727
Acquisition:
Assets acquired, net of cash received	109,429	289,546
Liabilities assumed	120,409	267,172
Cash consideration	13,886	$ 37,814
Common stock issued		24,887
Goodwill	$ 3,372	$ 11,855

BASIS OF PRESENTATION

BASIS OF PRESENTATION	9 Months Ended
	Sep. 30, 2020
BASIS OF PRESENTATION
BASIS OF PRESENTATION	NOTE 1 – BASIS OF PRESENTATION BayCom Corp (the “Company”) is a bank holding company headquartered in Walnut Creek, California. United Business Bank (the “Bank”), the Company’s wholly owned banking subsidiary, is a California state-chartered bank which provides a broad range of financial services primarily to local small and mid-sized businesses, service professionals and individuals. In the 16 years of operation, the Bank has grown to 34 full-service banking branches. The main headquarters and a branch office are located in Walnut Creek, California and additional branch offices are located in Oakland, Castro Valley, Mountain View, Napa, Stockton ( 2 All intercompany transactions and balances have been eliminated in consolidation. The condensed consolidated financial statements include all adjustments of a normal and recurring nature, which are, in the opinion of management, necessary for a fair presentation of the financial position and results of operations for the periods presented. The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with the instructions to Form 10-Q and, therefore, do not include all information and footnotes normally included in annual financial statements prepared in conformity with accounting principles generally accepted in the United States of America. Accordingly, these condensed consolidated financial statements should be read in conjunction with the consolidated audited financial statements and notes thereto for the year ended December 31, 2019. Results of operations for interim periods are not necessarily indicative of results for the full year. Certain prior year information has been reclassified to conform to the current year presentation. None of the reclassifications impacted consolidated net income, earnings per share or shareholders’ equity. On April 5, 2012, the JOBS Act was signed into law. The JOBS Act contains provisions that, among other things, reduce certain reporting requirements for qualifying public companies. As an “emerging growth company” we may delay adoption of new or revised accounting pronouncements applicable to public companies until such pronouncements are made applicable to private companies. We intend to take advantage of the benefits of this extended transition period. Accordingly, our condensed consolidated financial statements may not be comparable to companies that comply with such new or revised accounting standards. On May 24, 2019, the Company completed the acquisition of Uniti Financial Corporation ("UFC”) and its wholly owned subsidiary, Uniti Bank, headquartered in Buena Park, California ("UFC Merger"). On October 21, 2019, the Company completed its acquisition of TIG Bancorp (“TIG”) and its wholly owned subsidiary, First State Bank of Colorado, headquartered in Greenwood Village, Colorado (“TIG Merger”). On February 4, 2020, the Company completed its acquisition of Grand Mountain Bancshares, Inc. (“GMB”) and its wholly owned subsidiary Grand Mountain Bank, headquartered in Granby, Colorado (“GMB Merger”). See “Note 3 – Acquisitions” for additional information on the Uniti Merger, TIG Merger and GMB Merger.

ACCOUNTING GUIDANCE NOT YET EFF

ACCOUNTING GUIDANCE NOT YET EFFECTIVE AND ADOPTED ACCOUNTING GUIDANCE	9 Months Ended
	Sep. 30, 2020
ACCOUNTING GUIDANCE NOT YET EFFECTIVE AND ADOPTED ACCOUNTING GUIDANCE
ACCOUNTING GUIDANCE NOT YET EFFECTIVE AND ADOPTED ACCOUNTING GUIDANCE	NOTE 2 - ACCOUNTING GUIDANCE NOT YET EFFECTIVE AND ADOPTED ACCOUNTING GUIDANCE In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2016-13, Measurement of Credit Losses on Financial Instruments (Topic 326) and subsequent amendment to the initial guidance in November 2018, ASU No. 2018-19, Codification Improvements to Topic 326, Financial Instruments             other instruments that are not measured at fair value through net income. In issuing the standard, the FASB is responding to criticism that today’s guidance delays recognition of credit losses. The standard will replace today’s “incurred loss” approach with an “expected loss” model. The new model, referred to as the current expected credit loss (“CECL”) model, will apply to: (1) financial assets subject to credit losses and measured at amortized cost, and (2) certain off-balance sheet credit exposures. This includes, but is not limited to, loans, leases, held-to-maturity securities, loan commitments, and financial guarantees. The CECL model does not apply to available-for-sale (“AFS”) debt securities. For AFS debt securities with unrealized losses, entities will measure credit losses in a manner similar to what they do today, except that the losses will be recognized as allowances rather than reductions in the amortized cost of the securities. As a result, entities will recognize improvements to estimated credit losses immediately in earnings rather than as interest income over time, as they do today. The ASU also simplifies the accounting model for purchased credit-impaired (“PCI”) debt securities and loans. ASU 2016-13 also expands the disclosure requirements regarding an entity’s assumptions, models, and methods for estimating the allowance for loan and lease losses. In addition, public business entities will need to disclose the amortized cost balance for each class of financial asset by credit quality indicator, disaggregated by the year of origination. ASU 2018-19 clarifies that receivables arising from operating leases are accounted for using lease guidance and not as financial instruments. ASU 2019-04, “Codification Improvements to Topic 326, Financial Instruments — Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments,” affects a variety of topics in the Codification and applies to all reporting entities within the scope of the affected accounting guidance. ASU 2019-05 allows entities to irrevocably elect, upon adoption of ASU 2016-13, the fair value option on financial instruments that (1) were previously recorded at amortized cost and (2) are within the scope of ASC 326-20 if the instruments are eligible for the fair value option under ASC 825-10. The fair value option election does not apply to held-to-maturity debt securities. Entities are required to make this election on an instrument-by-instrument basis. The amendments in these ASUs are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2022, with early adoption permitted for smaller reporting companies, such as the Company. Entities will apply the standard’s provisions as a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective (i.e., modified retrospective approach). The Company is reviewing the requirements of these ASUs and expects to begin developing and implementing processes and procedures to ensure it is fully compliant with the amendments at the adoption date. Upon adoption, the Company expects changes in the processes and procedures used to calculate the allowance for loan losses, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. The new guidance may result in an increase in the allowance for loan losses which will also reflect the new requirement to include the nonaccretable principal differences on purchased credit-impaired loans; however, the Company is still in the process of determining the magnitude of the change and its impact on the Company's consolidated financial statements. In January 2017, the FASB issued ASU No. 2017-04, Intangibles – Goodwill and Other (Topic 350): Simplifying the Accounting for Goodwill Impairment. In August 2018, the FASB issued ASU No. 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement In March 2019, the FASB issued ASU No. 2019-01, Leases (Topic 842) - Codification Improvements. In December 2019, the FASB issued ASU 2019-12, Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes In March 2020, the FASB issued ASU No. 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of reference Rate Reform on Financial Reporting On March 22, 2020, federal banking regulators issued an interagency statement that included guidance on their approach for the accounting of loan modifications in light of the economic impact of the novel coronavirus of 2019 (“COVID-19”) pandemic. The guidance interprets current accounting standards and indicates that a lender can conclude that a borrower is not experiencing financial difficulty if short-term modifications are made in response to COVID-19, such as payment deferrals, fee waivers, extensions of repayment terms, or other delays in payment that are insignificant related to the loans in which the borrower is less than 30 days past due on its contractual payments at the time a modification program is implemented. The agencies confirmed in working with the staff of the FASB that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief are not troubled debt restructurings. In October 2020, the FASB issued ASU 2020-08, “Receivables – Nonrefundable Fees and Other Costs” (“ASU 2020-08”). ASU 2020-08 clarifies that the Company should reevaluate whether a callable debt security is within the scope of paragraph 310-20-35-33 for each reporting period. ASU 2020-08 is effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. The Company does not expect the adoption of ASU 2020-08 to have a material impact on its consolidated financial statements.

ACQUISITIONS

ACQUISITIONS	9 Months Ended
	Sep. 30, 2020
ACQUISITIONS
ACQUISITIONS	NOTE 3 – ACQUISITIONS On February 4, 2020, the Company completed the GMB Merger. As of the acquisition date, GMB merged into the Company and Grand Mountain Bank, GMB’s wholly owned bank subsidiary, merged into United Business Bank. The acquisition expanded the Company’s market share in Colorado with the addition of four branches located in Grand County, Colorado. Under the terms of the merger agreement, the Company paid GMB shareholders $3.40 in cash for each share or approximately $13.9 million. On October 21, 2019, the Company completed the TIG Merger. As of the acquisition date, TIG merged into the Company and First State Bank of Colorado, TIG’s wholly owned bank subsidiary, merged into United Business Bank. The acquisition expanded the Company’s market area into the State of Colorado with the addition of seven branches throughout Colorado. The Company paid TIG shareholders an aggregate of 876,803 shares of its common stock and paid an aggregate cash consideration of $20.2 million. The total consideration transferred was $39.9 million. On May 24, 2019, the Company completed the UFC Merger. As of the acquisition date, UFC merged into the Company and Uniti Bank, UFC’s wholly owned bank subsidiary, merged into United Business Bank. The acquisition expanded the Company’s market share in California through the addition of three branch offices located in Southern California. The Company paid UFC shareholders an aggregate of 1,115,006 shares of its common stock and paid aggregate cash consideration of $37.8 million. The total consideration transferred was $62.7 million. The following table summarizes the fair value of the assets acquired and liabilities assumed at the acquisition date: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ GMB TIG UFC ​ ​ Acquisition ​ Acquisition ​ Acquisition ​ ​ ​ Date ​ Date ​ Date ​ ​ ​ February 4, 2020 ​ October 21, 2019 ​ May 24, 2019 ​ Fair value of assets: ​ ​ ​ Cash and due from banks ​ $ 5,494 ​ $ 6,146 ​ $ 6,392 ​ Federal funds sold ​ — ​ 55,955 ​ 22,080 ​ Total cash and cash equivalents ​ 5,494 ​ 62,101 ​ 28,472 ​ Interest bearing deposits in banks ​ 16,040 ​ — ​ — ​ Investment securities available-for-sale ​ ​ 4,369 ​ ​ 26,382 ​ ​ 5,096 ​ FHLB stock, at par ​ 165 ​ 241 ​ 1,535 ​ FRB stock, at par ​ — ​ 792 ​ — ​ Loans, net ​ 98,410 ​ 137,183 ​ 276,719 ​ Premises and equipment, net ​ ​ 3,879 ​ ​ 3,480 ​ ​ 463 ​ OREO ​ — ​ 42 ​ 76 ​ Core deposit intangible ​ 949 ​ 3,038 ​ 566 ​ Deferred tax assets, net ​ 728 ​ 308 ​ 234 ​ Servicing asset ​ — ​ — ​ 1,824 ​ Interest receivable and other assets ​ ​ 929 ​ ​ 2,079 ​ ​ 3,033 ​ Total assets acquired ​ 130,923 ​ 235,646 ​ 318,018 ​ Liabilities: ​ ​ ​ ​ Deposits ​ ​ ​ ​ Noninterest bearing ​ 30,937 ​ 77,157 ​ 143,082 ​ Interest bearing ​ 87,210 ​ 125,597 ​ 122,704 ​ Total Deposits ​ 118,147 ​ 202,754 ​ 265,786 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest payable and other liabilities ​ ​ 687 ​ ​ 2,014 ​ ​ 1,386 ​ Junior subordinated debentures, net ​ ​ 1,575 ​ ​ — ​ ​ — ​ Total liabilities assumed ​ ​ 120,409 ​ ​ 204,768 ​ ​ 267,172 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Stock issued ​ — ​ 19,711 ​ 24,887 ​ Cash consideration ​ 13,886 ​ 20,184 ​ 37,814 ​ Goodwill ​ $ 3,372 ​ $ 9,017 ​ $ 11,855 ​ ​ The following table presents the net assets acquired and the estimated fair value adjustments, which resulted in goodwill at the acquisition date: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ GMB TIG UFC ​ ​ ​ Acquisition ​ Acquisition ​ Acquisition ​ ​ ​ Date ​ Date ​ Date ​ ​ ​ February 4, 2020 ​ October 21, 2019 ​ May 24, 2019 ​ Book value of net assets acquired ​ $ 10,348 ​ $ 29,164 ​ $ 47,445 ​ Fair value adjustments: ​ ​ ​ ​ Investments available-for-sale ​ (10) ​ (627) ​ — ​ Loans, net ​ 484 ​ 382 ​ 4,617 ​ Premises and equipment, net ​ (1,000) ​ 180 ​ — ​ Write-down on OREO ​ — ​ (18) ​ (32) ​ Core deposit intangible ​ 949 ​ 3,038 ​ 566 ​ Tax assets ​ (139) ​ (774) ​ (695) ​ Time deposits ​ (25) ​ (308) ​ (250) ​ Write-down on servicing assets ​ — ​ — ​ (805) ​ Junior subordinated debentures, net ​ ​ (98) ​ ​ — ​ ​ — ​ Write-down other (assets) liabilities ​ ​ 5 ​ ​ (159) ​ ​ — ​ Total purchase accounting adjustments ​ 166 ​ 1,714 ​ 3,401 ​ Fair value of net assets acquired ​ 10,514 ​ 30,878 ​ 50,846 ​ Price paid: ​ ​ ​ ​ Common stock issued ​ — ​ 19,711 ​ 24,887 ​ Cash paid ​ 13,886 ​ 20,184 ​ 37,814 ​ Total price paid ​ 13,886 ​ 39,895 ​ 62,701 ​ Goodwill ​ $ 3,372 ​ $ 9,017 ​ $ 11,855 ​ ​ Pro Forma Results of Operations The operating results of the Company for the three and nine months ended September 30, 2020 in the condensed consolidated statements of income include the operating results of UFC, TIG and GMB, since their respective acquisition dates. The following table represents the net interest income, net income, basic and diluted earnings per share, as if the mergers with UFC, TIG and GMB were effective January 1, 2019. The unaudited pro forma information in the following table is intended for informational purposes only and is not necessarily indicative of future operating results or operating results that would have occurred had the mergers been completed at the beginning of the respective years. No assumptions have been applied to the pro forma results of operation regarding possible revenue enhancements, expense efficiencies or asset dispositions. Unaudited pro forma net interest income, net income and earnings per share are presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended September 30, ​ Nine months ended September 30, ​ ​ ​ 2020 2019 2020 2019 ​ Net interest income ​ $ 19,005 ​ $ 21,328 ​ $ 60,394 ​ $ 65,778 ​ Net income ​ 3,249 ​ 6,238 ​ 8,389 ​ 14,394 ​ Basic earnings per share ​ $ 0.27 ​ $ 0.48 ​ $ 0.69 ​ $ 1.11 ​ Diluted earnings per share ​ ​ 0.27 ​ ​ 0.48 ​ ​ 0.69 ​ ​ 1.11 ​ ​ These amounts include the third-party acquisition related-expenses, accretion of the discounts on acquired loans and amortization of the fair value mark adjustments on core deposit intangible. Acquisition expenses Third-party acquisition-related expenses are recognized as incurred and continue until the acquired system is converted and operational functions become fully integrated. The Company incurred third-party acquisition-related expenses in the condensed consolidated statements of income for the periods indicated are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine months ended September 30, ​ ​ 2020 ​ 2019 ​ ​ GMB Merger ​ ​ UFC Merger Professional fees $ 369 $ 535 Data processing ​ 2,000 ​ 2,657 Severance expense ​ 266 ​ 578 Other expenses ​ 383 ​ 365 Total ​ $ 3,018 ​ $ 4,135 ​ During the three months ended September 30, 2020 and 2019, no acquisition-related expenses were incurred. ​ ​

INVESTMENT SECURITIES

INVESTMENT SECURITIES	9 Months Ended
	Sep. 30, 2020
INVESTMENT SECURITIES
INVESTMENT SECURITIES	NOTE 4 – INVESTMENT SECURITIES The amortized cost, gross unrealized gains and losses, and estimated fair values of securities available-for-sale at the dates indicated are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross Gross ​ ​ ​ ​ Amortized ​ unrealized ​ unrealized ​ Estimated ​ ​ cost ​ gains ​ losses ​ fair value September 30, 2020 ​ ​ ​ ​ ​ U.S. Treasuries ​ $ — ​ $ — ​ $ — ​ $ — U.S. Government Agencies ​ 6,029 ​ 53 ​ (5) ​ 6,077 Municipal securities ​ 16,954 ​ 685 ​ — ​ 17,639 Mortgage-backed securities ​ 60,364 ​ 2,247 ​ (15) ​ 62,596 Collateralized mortgage obligations ​ 3,935 ​ 1,150 ​ (11) ​ 5,074 SBA securities ​ 7,959 ​ 60 ​ (50) ​ 7,969 Corporate bonds ​ 14,422 ​ 65 ​ (134) ​ 14,353 Total ​ $ 109,663 ​ $ 4,260 ​ $ (215) ​ $ 113,708 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross Gross ​ ​ ​ ​ Amortized ​ unrealized ​ unrealized ​ Estimated ​ ​ cost ​ gains ​ losses ​ fair value December 31, 2019 ​ ​ ​ ​ ​ U.S. Treasuries ​ $ 999 ​ $ — ​ $ — ​ $ 999 U.S. Government Agencies ​ 10,033 ​ 64 ​ (7) ​ 10,090 Municipal securities ​ 17,888 ​ 408 ​ (5) ​ 18,291 Mortgage-backed securities ​ 42,931 ​ 860 ​ (48) ​ 43,743 Collateralized mortgage obligations ​ 28,197 ​ 476 ​ (68) ​ 28,605 SBA securities ​ 9,550 ​ 2 ​ (66) ​ 9,486 Corporate bonds ​ 8,534 ​ 141 ​ — ​ 8,675 Total ​ $ 118,132 ​ $ 1,951 ​ $ (194) ​ $ 119,889 ​ During the three and nine months ended September 30, 2020 and 2019, the Company did not sell any securities available-for-sale. ​ The estimated fair value and gross unrealized losses for securities available-for-sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position at the dates indicated are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 months ​ 12 months or more ​ Total ​ Estimated Unrealized Estimated Unrealized Estimated Unrealized ​ ​ fair value ​ loss ​ fair value ​ loss ​ fair value ​ loss September 30, 2020 ​ ​ ​ ​ ​ ​ ​ U.S. Treasuries ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — U.S. Government Agencies ​ — ​ — ​ 1,511 ​ (5) ​ 1,511 ​ (5) Municipal securities ​ — ​ — ​ — ​ — ​ — ​ — Mortgage-backed securities ​ 208 ​ (3) ​ 506 ​ (12) ​ 714 ​ (15) Collateralized mortgage obligations ​ 2,308 ​ (5) ​ 832 ​ (6) ​ 3,140 ​ (11) SBA securities ​ 1,036 ​ (2) ​ 3,737 ​ (48) ​ 4,773 ​ (50) Corporate bonds ​ 6,372 ​ (134) ​ — ​ — ​ 6,372 ​ (134) Total ​ $ 9,924 ​ $ (144) ​ $ 6,586 ​ $ (71) ​ $ 16,510 ​ $ (215) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 months ​ 12 months or more ​ Total ​ Estimated Unrealized Estimated Unrealized Estimated Unrealized ​ ​ fair value ​ loss ​ fair value ​ loss ​ fair value ​ loss December 31, 2019 ​ ​ ​ ​ ​ ​ ​ U.S. Treasuries ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — U.S. Government Agencies ​ 1,497 ​ (1) ​ 1,514 ​ (6) ​ 3,011 ​ (7) Municipal securities ​ 3,147 ​ (5) ​ — ​ — ​ 3,147 ​ (5) Mortgage-backed securities ​ 7,772 ​ (47) ​ 81 ​ (1) ​ 7,853 ​ (48) Collateralized mortgage obligations ​ 4,155 ​ (56) ​ 883 ​ (12) ​ 5,038 ​ (68) SBA securities ​ 6,937 ​ (24) ​ 1,530 ​ (42) ​ 8,467 ​ (66) Corporate bonds ​ — ​ — ​ — ​ — ​ — ​ — Total ​ $ 23,508 ​ $ (133) ​ $ 4,008 ​ $ (61) ​ $ 27,516 ​ $ (194) ​ At September 30, 2020, the Company held 288 investment securities, of which 21 were in an unrealized loss position for more than twelve months and 22 were in an unrealized loss position for less than twelve months. These temporary unrealized losses relate principally to current interest rates for similar types of securities. The Company anticipates full recovery of amortized cost with respect to these securities at maturity or sooner in the event of a more favorable market interest rate environment. Additional deterioration in market and economic conditions related to the COVID-19 pandemic may, however, have an adverse impact on credit quality in the future and result in other-than-temporary impairment charges. The amortized cost and estimated fair value of securities available-for-sale at the dates indicated by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2020 ​ December 31, 2019 ​ Amortized Estimated Amortized Estimated ​ ​ cost ​ fair value ​ cost ​ fair value Available-for-sale ​ ​ ​ ​ Due in one year or less ​ $ 10,244 ​ $ 10,351 ​ $ 10,737 ​ $ 10,781 Due after one through five years ​ 19,866 ​ 20,839 ​ 24,078 ​ 24,560 Due after five years through ten years ​ 27,207 ​ 27,847 ​ 22,914 ​ 23,366 Due after ten years ​ 52,346 ​ 54,671 ​ 60,403 ​ 61,182 Total ​ $ 109,663 ​ $ 113,708 ​ $ 118,132 ​ $ 119,889 ​

LOANS

LOANS	9 Months Ended
	Sep. 30, 2020
LOANS
LOANS	NOTE 5 - LOANS The Company’s loan portfolio at the dates indicated is summarized below: ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, December 31, ​ ​ 2020 ​ 2019 Commercial and industrial ​ $ 326,329 ​ $ 169,291 Construction and land ​ 41,082 ​ 36,321 Commercial real estate ​ 1,142,735 ​ 1,093,142 Residential ​ 182,434 ​ 156,764 Consumer ​ 6,090 ​ 2,562 Total loans ​ 1,698,670 ​ 1,458,080 Net deferred loan fees ​ (4,575) ​ (451) Allowance for loan losses ​ (15,800) ​ (7,400) Net loans ​ $ 1,678,295 ​ $ 1,450,229 ​ The Company’s total impaired loans, including nonaccrual loans, loans modified as troubled debt restructurings (“TDR loans”), and accreting purchase credit impaired (“PCI”) loans that have experienced post-acquisition declines in cash flows expected to be collected are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial Construction Commercial ​ ​ ​ ​ ​ and industrial ​ and land ​ real estate ​ Residential ​ Consumer ​ Total September 30, 2020 ​ ​ ​ ​ ​ ​ ​ Recorded investment in impaired loans: ​ ​ ​ ​ ​ ​ With no specific allowance recorded ​ $ 870 ​ $ 2,383 ​ $ 2,511 ​ $ 1,545 ​ $ — ​ $ 7,309 With a specific allowance recorded ​ 526 ​ 80 ​ 266 ​ 156 ​ — ​ 1,028 Total recorded investment in impaired loans ​ $ 1,396 ​ $ 2,463 ​ $ 2,777 ​ $ 1,701 ​ $ — ​ $ 8,337 Specific allowance on impaired loans ​ 475 ​ 25 ​ 71 ​ 20 ​ — ​ 591 December 31, 2019 ​ ​ ​ ​ ​ ​ Recorded investment in impaired loans: ​ ​ ​ ​ ​ ​ With no specific allowance recorded ​ $ 436 ​ $ 2,737 ​ $ 2,505 ​ $ 1,488 ​ $ 1 ​ $ 7,167 With a specific allowance recorded ​ 182 ​ — ​ 270 ​ — ​ 12 ​ 464 Total recorded investment in impaired loans ​ $ 618 ​ $ 2,737 ​ $ 2,775 ​ $ 1,488 ​ $ 13 ​ $ 7,631 Specific allowance on impaired loans ​ 95 ​ — ​ 64 ​ — ​ 12 ​ 171 Three months ended September 30, 2020 ​ ​ ​ ​ ​ ​ Average recorded investment in impaired loans ​ $ 1,136 ​ $ 2,692 ​ $ 2,814 ​ $ 1,710 ​ $ — ​ $ 8,352 Interest recognized ​ — ​ — ​ 7 ​ — ​ — ​ 7 Nine months ended September 30, 2020 ​ ​ ​ ​ ​ ​ Average recorded investment in impaired loans ​ 769 ​ 2,763 ​ 3,304 ​ 1,689 ​ 3 ​ 8,528 Interest recognized ​ 4 ​ 151 ​ 37 ​ — ​ — ​ 192 Three months ended September 30, 2019 ​ ​ ​ ​ ​ ​ Average recorded investment in impaired loans ​ 2,283 ​ 1,369 ​ 1,634 ​ 124 ​ — ​ 5,410 Interest recognized ​ — ​ — ​ — ​ — ​ — ​ — Nine months ended September 30, 2019 ​ ​ ​ ​ ​ ​ Average recorded investment in impaired loans ​ 3,330 ​ 782 ​ 1,779 ​ 494 ​ — ​ 6,385 Interest recognized ​ 34 ​ — ​ 20 ​ 1 ​ — ​ 55 ​ Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Impaired loans on accrual are comprised solely of TDR loans performing under modified loan agreements, whose principal and interest is determined to be collectible. Nonaccrual loans are loans where principal and interest have been determined to not be fully collectible. In situations where, for economic or legal reasons related to a borrower’s financial difficulties, the Company grants a concession to the borrower that it would not otherwise consider, the related loan is classified as a TDR loan. TDR loans are generally placed on nonaccrual status at the time of restructuring and included in impaired loans. These loans are returned to accrual status after the borrower demonstrates performance with the modified terms for a sustained period of time (generally six months) and has the capacity to continue to perform in accordance with the modified terms of the restructured debt. At September 30, 2020, TDR loans totaled $3.7 million, compared to $4.4 million at December 31, 2019. At September 30, 2020 and at December 31, 2019, $775,000 and $789,000, respectively, of TDR loans were accruing and performing in accordance with their modified terms. There are no commitments to lend additional amounts to borrowers with outstanding loans that are classified as TDR loans at September 30, 2020. All TDR loans are also included in the loans individually evaluated for impairment as part of the calculation of the allowance for loan losses. The following tables present loans by class, modified as TDR loans, for the periods indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Number of Rate Term Interest only Rate & term ​ ​ ​ loans ​ modification ​ modification ​ modification ​ modification ​ Total Three months ended September 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — Construction and land — ​ — ​ — ​ — ​ — ​ — Commercial real estate — ​ — ​ — ​ — ​ — ​ — Residential 1 ​ — ​ 156 ​ — ​ — ​ 156 Consumer — ​ — ​ — ​ — ​ — ​ — Total 1 ​ $ — ​ $ 156 ​ $ — ​ $ — ​ $ 156 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Number of Rate Term Interest only Rate & term ​ ​ ​ loans ​ modification ​ modification ​ modification ​ modification ​ Total Nine months ended September 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial 1 ​ $ — ​ $ 24 ​ $ — ​ $ — ​ $ 24 Construction and land — ​ — ​ — ​ — ​ — ​ — Commercial real estate — ​ — ​ — ​ — ​ — ​ — Residential 1 ​ — ​ 156 ​ — ​ — ​ 156 Consumer — ​ — ​ — ​ — ​ — ​ — Total 2 ​ $ — ​ $ 180 ​ $ — ​ $ — ​ $ 180 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Number of Rate Term Interest only Rate & term ​ ​ ​ loans ​ modification ​ modification ​ modification ​ modification ​ Total Three months ended September 30, 2019 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — Construction and land — ​ — ​ — ​ — ​ — ​ — Commercial real estate — ​ — ​ — ​ — ​ — ​ — Residential — ​ — ​ — ​ — ​ — ​ — Consumer — ​ — ​ — ​ — ​ — ​ — Total — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Number of Rate Term Interest only Rate & term ​ ​ ​ loans ​ modification ​ modification ​ modification ​ modification ​ Total Nine months ended September 30, 2019 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial 2 ​ $ — ​ $ 176 ​ $ — ​ $ 321 ​ $ 497 Construction and land — ​ — ​ — ​ — ​ — ​ — Commercial real estate — ​ — ​ — ​ — ​ — ​ — Residential — ​ — ​ — ​ — ​ — ​ — Consumer — ​ — ​ — ​ — ​ — ​ — Total 2 ​ $ — ​ $ 176 ​ $ — ​ $ 321 ​ $ 497 ​ For the three and nine months ended September 30, 2020 and 2019, the Company recorded no charge-offs related to TDR loans. During the three and nine months ended September 30, 2020, there were no TDR loans for which there was a payment default within the first 12 months of the modification. The Coronavirus Aid, Relief, and Economic Security Act of 2020 (“CARES Act”), signed into law on March 27, 2020, provided guidance around the modification of loans as a result of the COVID-19 pandemic, which outlined, among other criteria, that short-term modifications made on a good faith basis to borrowers who were current as defined under the CARES Act prior to any relief, are not TDR loans. This includes short-term (e.g. six months) modifications such as payment deferrals, fee waivers, extensions of repayment terms, or other delays in payment that are insignificant. To qualify as an eligible loan under the CARES Act, a loan modification must be (1) related to COVID-19 pandemic; (2) executed on a loan that was not more than 30 days past due as of December 31, 2019; and (3) executed between March 1, 2020, and the earlier of (A) 60 days after the date of termination of the National Emergency by the President, or (B) December 31, 2020. Loan modifications in accordance with the CARES Act and related regulatory guidance are still subject to an evaluation in regard to determining whether or not a loan is deemed to be impaired. See Note 2 – Accounting Guidance Not Yet Effective and Adopted Accounting Guidance. Risk Rating System The Company evaluates and assigns a risk grade to each loan based on certain criteria to assess the credit quality of each loan. The assignment of a risk rating is done for each individual loan. Loans are graded from inception and on a continuing basis until the debt is repaid. Any adverse or beneficial trends will trigger a review of the loan risk rating. Each loan is assigned a risk grade based on its characteristics. Loans with low to average credit risk are assigned a lower risk grade than those with higher credit risk as determined by the individual loan characteristics. The Company’s Pass loans includes loans with acceptable business or individual credit risk where the borrower’s operations, cash flow or financial condition provides evidence of low to average levels of risk. Loans that are assigned higher risk grades are loans that exhibit the following characteristics: Special Mention loans have potential weaknesses that deserve close attention. If left uncorrected, these potential weaknesses may result in a deterioration of the repayment prospects for the loan or in the Company’s credit position at some future date. Special Mention loans are not adversely classified and do not expose the Company to sufficient risk to warrant adverse classification. A Special Mention rating is a temporary rating, pending the occurrence of an event that would cause the risk rating either to improve or to be downgraded. Loans in this category would be characterized by any of the following situations: ● Credit that is currently protected but is potentially a weak asset; ● Credit that is difficult to manage because of an inadequate loan agreement, the condition of and/or control over collateral, failure to obtain proper documentation, or any other deviation from product lending practices; and ● Adverse financial trends. Substandard loans are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged. Loans classified substandard must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. Loans are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. The potential loss does not have to be recognizable in an individual credit for that credit to be risk rated Substandard. A loan can be fully and adequately secured and still be considered Substandard. Some characteristics of Substandard loans are: ● Inability to service debt from ordinary and recurring cash flow; ● Chronic delinquency; ● Reliance upon alternative sources of repayment; ● Term loans that are granted on liberal terms because the borrower cannot service normal payments for that type of debt; ● Repayment dependent upon the liquidation of collateral; ● Inability to perform as agreed, but adequately protected by collateral; ● Necessity to renegotiate payments to a non-standard level to ensure performance; and ● The borrower is bankrupt, or for any other reason, future repayment is dependent on court action. Doubtful loans have all the weaknesses inherent in loans classified as Substandard with the added characteristic that the weaknesses make collection or liquidation in full, based on currently existing facts, conditions, and value, highly questionable and improbable. Doubtful loans have a high probability of loss, yet certain important and reasonably specific pending factors may work toward the strengthening of the credit. Losses are recognized as charges to the allowance when the loan or portion of the loan is considered uncollectible or at the time of foreclosure. Recoveries on loans previously charged off are credited to the allowance for loan losses. The following tables present the internally assigned risk grade by class of loans at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ mention ​ Substandard ​ Doubtful ​ Total September 30, 2020 ​ ​ ​ ​ ​ Commercial and industrial ​ $ 318,497 ​ $ 5,564 ​ $ 2,268 ​ $ — ​ $ 326,329 Construction and land ​ 38,303 ​ 315 ​ 2,464 ​ — ​ 41,082 Commercial real estate ​ 1,124,741 ​ 12,653 ​ 5,341 ​ — ​ 1,142,735 Residential ​ 179,418 ​ 852 ​ 2,164 ​ — ​ 182,434 Consumer ​ 6,086 ​ — ​ 4 ​ — ​ 6,090 Total ​ $ 1,667,045 ​ $ 19,384 ​ $ 12,241 ​ $ — ​ $ 1,698,670 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ mention ​ Substandard ​ Doubtful ​ Total December 31, 2019 ​ ​ ​ ​ ​ Commercial and industrial ​ $ 166,613 ​ $ 1,166 ​ $ 1,512 ​ $ — ​ $ 169,291 Construction and land ​ 32,879 ​ 93 ​ 3,349 ​ — ​ 36,321 Commercial real estate ​ 1,071,771 ​ 16,021 ​ 5,350 ​ — ​ 1,093,142 Residential ​ 153,484 ​ 1,215 ​ 2,065 ​ — ​ 156,764 Consumer ​ 2,541 ​ — ​ 21 ​ — ​ 2,562 Total ​ $ 1,427,288 ​ $ 18,495 ​ $ 12,297 ​ $ — ​ $ 1,458,080 ​ The following tables provide an aging of the Company’s loans receivable as of the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Recorded ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ investment > ​ ​ 30–59 Days ​ 60–89 Days ​ or more ​ Total ​ ​ ​ ​ ​ ​ ​ Total loans ​ 90 days and ​ ​ past due ​ past due ​ past due ​ past due ​ Current ​ PCI loans ​ receivable ​ accruing September 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial ​ $ 80 ​ $ 601 ​ $ 231 ​ $ 912 ​ $ 324,743 ​ $ 674 ​ $ 326,329 ​ $ — Construction and land ​ 21 ​ — ​ 2,463 ​ 2,484 ​ 38,408 ​ 190 ​ 41,082 ​ — Commercial real estate ​ 91 ​ 346 ​ 1,524 ​ 1,961 ​ 1,128,134 ​ 12,640 ​ 1,142,735 ​ — Residential ​ 3 ​ — ​ — ​ 3 ​ 179,419 ​ 3,012 ​ 182,434 ​ — Consumer ​ 148 ​ 473 ​ 990 ​ 1,611 ​ 4,479 ​ — ​ 6,090 ​ — Total ​ $ 343 ​ $ 1,420 ​ $ 5,208 ​ $ 6,971 ​ $ 1,675,183 ​ $ 16,516 ​ $ 1,698,670 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Recorded ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ investment > ​ ​ 30–59 Days ​ 60–89 Days ​ or more ​ Total ​ ​ ​ ​ ​ ​ ​ Total loans ​ 90 days and ​ ​ past due ​ past due ​ past due ​ past due ​ Current ​ PCI loans ​ receivable ​ accruing December 31, 2019 ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial ​ $ 923 ​ $ 1,480 ​ $ 207 ​ $ 2,610 ​ $ 166,137 ​ $ 544 ​ $ 169,291 ​ $ 26 Construction and land ​ 325 ​ 88 ​ 2,961 ​ 3,374 ​ 32,724 ​ 223 ​ 36,321 ​ 224 Commercial real estate ​ 4,668 ​ 4,698 ​ 1,460 ​ 10,826 ​ 1,068,211 ​ 14,105 ​ 1,093,142 ​ — Residential ​ 531 ​ 122 ​ 1,392 ​ 2,045 ​ 152,261 ​ 2,458 ​ 156,764 ​ — Consumer ​ 14 ​ — ​ 13 ​ 27 ​ 2,533 ​ 2 ​ 2,562 ​ — Total ​ $ 6,461 ​ $ 6,388 ​ $ 6,033 ​ $ 18,882 ​ $ 1,421,866 ​ $ 17,332 ​ $ 1,458,080 ​ $ 250 ​ At September 30, 2020, there were no loans greater than 90 days past due and still accruing interest, compared to $250,000 at December 31, 2019. The balance of nonaccrual loans guaranteed by a government agency, which reduces the Company’s credit exposure, was $872,000 at both September 30, 2020 and December 31, 2019. Interest foregone on nonaccrual loans was approximately $117,500 and $338,500 for the three and nine months ended September 30, 2020 compared to $66,500 and $155,000 for the three and nine months ended September 30, 2019, respectively. At September 30, 2020, there were three loans totaling $546,000 in the process of foreclosure compared to none at December 31, 2019. Purchase Credit Impaired Loans As part of acquisitions, the Company has purchased loans, some of which have shown evidence of credit deterioration since origination and it is probable at the acquisition that all contractually requirement payments would not be collected. The unpaid principal balance and carrying value of the Company’s PCI loans at the dates indicated are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2020 ​ December 31, 2019 ​ Unpaid ​ ​ Unpaid ​ ​ ​ ​ principal ​ Carrying ​ principal ​ Carrying ​ ​ balance ​ value ​ balance ​ value Commercial and industrial ​ $ 1,061 ​ $ 674 ​ $ 1,225 ​ $ 544 Construction and land ​ 271 ​ 190 ​ 338 ​ 223 Commercial real estate ​ 14,481 ​ 12,640 ​ 15,930 ​ 14,105 Residential ​ 3,754 ​ 3,012 ​ 3,238 ​ 2,458 Consumer ​ — ​ — ​ 8 ​ 2 Total ​ $ 19,567 ​ $ 16,516 ​ $ 20,739 ​ $ 17,332 ​ The following table summarized the accretable yield on the purchased credit impaired loans for the periods indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended ​ Nine months ended ​ ​ September 30, September 30, ​ ​ ​ 2020 ​ 2019 ​ 2020 ​ 2019 ​ Balance at beginning of period ​ $ 571 ​ $ 557 ​ $ 554 ​ $ 256 ​ Additions ​ 25 ​ 190 ​ 247 ​ 540 ​ Removals ​ — ​ (346) ​ (51) ​ (349) ​ Accretion ​ (62) ​ (15) ​ (216) ​ (61) ​ Balance at end of period ​ $ 534 ​ $ 386 ​ $ 534 ​ $ 386 ​ ​

ALLOWANCE FOR LOAN LOSSES

ALLOWANCE FOR LOAN LOSSES	9 Months Ended
	Sep. 30, 2020
ALLOWANCE FOR LOAN LOSSES
ALLOWANCE FOR LOAN LOSSES	NOTE 6 – ALLOWANCE FOR LOAN LOSSES The following table provides additional information on the allowance for loan losses and loan balances individually and collectively evaluated for impairment at or for the three and nine months ended September 30, 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Construction ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ and industrial and land real estate Residential Consumer Unallocated Total Three months ended September 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 3,330 ​ $ 336 ​ $ 7,892 ​ $ 1,367 ​ $ 2 ​ $ 573 ​ $ 13,500 Charge-offs ​ — ​ — ​ — ​ — ​ — ​ — ​ — Recoveries ​ 3 ​ — ​ 4 ​ — ​ — ​ — ​ 7 Provision for loan losses ​ 495 ​ 249 ​ 1,236 ​ 192 ​ 2 ​ 119 ​ 2,293 Ending balance ​ $ 3,828 ​ $ 585 ​ $ 9,132 ​ $ 1,559 ​ $ 4 ​ $ 692 ​ $ 15,800 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine months ended September 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,762 ​ $ 164 ​ $ 4,926 ​ $ 421 ​ $ 14 ​ $ 113 ​ $ 7,400 Charge-offs ​ — ​ — ​ — ​ (1) ​ (17) ​ — ​ (18) Recoveries ​ 10 ​ — ​ 4 ​ — ​ — ​ — ​ 14 Provision for loan losses ​ 2,056 ​ ​ 421 ​ ​ 4,202 ​ ​ 1,139 ​ ​ 7 ​ ​ 579 ​ 8,404 Ending balance ​ $ 3,828 ​ $ 585 ​ $ 9,132 ​ $ 1,559 ​ $ 4 ​ $ 692 ​ $ 15,800 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses related to: ​ ​ ​ ​ ​ ​ ​ Loans individually evaluated for impairment ​ $ 475 ​ $ 25 ​ $ 71 ​ $ 20 ​ $ — ​ $ — ​ $ 591 Loans collectively evaluated for impairment ​ 3,353 ​ 560 ​ 9,061 ​ 1,539 ​ 4 ​ 692 ​ 15,209 PCI loans ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ ​ ​ ​ ​ ​ ​ ​ Loans receivable: ​ ​ ​ ​ ​ ​ ​ Individually evaluated for impairment ​ $ 1,396 ​ $ 2,463 ​ $ 2,777 ​ $ 1,701 ​ $ — ​ $ — ​ $ 8,337 Collectively evaluated for impairment ​ 324,259 ​ 38,429 ​ 1,127,318 ​ 177,721 ​ 6,090 ​ — ​ 1,673,817 PCI loans ​ 674 ​ 190 ​ 12,640 ​ 3,012 ​ — ​ — ​ 16,516 Total loans ​ $ 326,329 ​ $ 41,082 ​ $ 1,142,735 ​ $ 182,434 ​ $ 6,090 ​ $ — ​ $ 1,698,670 ​ The following table provides additional information on the allowance for loan losses and loan balances individually and collectively evaluated for impairment at or for the three and nine months ended September 30, 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Construction ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ and industrial and land real estate Residential Consumer Unallocated Total Three months ended September 30, 2019 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,250 ​ $ 266 ​ $ 3,853 ​ $ 225 ​ $ 2 ​ $ 284 ​ $ 5,880 Charge-offs ​ — ​ — ​ — ​ (1) ​ — ​ — ​ (1) Recoveries ​ 2 ​ — ​ — ​ — ​ — ​ — ​ 2 Provision (reclassification) for loan losses ​ 46 ​ (59) ​ 147 ​ 137 ​ 115 ​ 93 ​ 479 Ending balance ​ $ 1,298 ​ $ 207 ​ $ 4,000 ​ $ 361 ​ $ 117 ​ $ 377 ​ $ 6,360 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine months ended September 30, 2019 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,017 ​ $ 327 ​ $ 3,214 ​ $ 215 ​ $ 3 ​ $ 364 ​ $ 5,140 Charge-offs ​ — ​ — ​ (17) ​ (1) ​ (4) ​ — ​ (22) Recoveries ​ 41 ​ — ​ — ​ — ​ — ​ — ​ 41 Provision (reclassification) for loan losses ​ 240 ​ (120) ​ 803 ​ 147 ​ 118 ​ 13 ​ 1,201 Ending balance ​ $ 1,298 ​ $ 207 ​ $ 4,000 ​ $ 361 ​ $ 117 ​ $ 377 ​ $ 6,360 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2019 ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses related to: ​ ​ ​ ​ ​ ​ ​ Loans individually evaluated for impairment ​ $ 28 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 28 Loans collectively evaluated for impairment ​ 1,270 ​ 207 ​ 4,000 ​ 361 ​ 117 ​ 377 ​ 6,332 PCI loans ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans receivable: ​ ​ ​ ​ ​ ​ ​ Individually evaluated for impairment ​ $ 2,317 ​ $ 2,737 ​ $ 2,192 ​ $ 119 ​ $ — ​ $ — ​ $ 7,365 Collectively evaluated for impairment ​ 157,335 ​ 21,694 ​ 898,100 ​ 131,706 ​ 1,375 ​ — ​ 1,210,210 PCI loans ​ 521 ​ 192 ​ 12,330 ​ 1,641 ​ — ​ — ​ 14,684 Total loans ​ $ 160,173 ​ $ 24,623 ​ $ 912,622 ​ $ 133,466 ​ $ 1,375 ​ $ — ​ $ 1,232,259 ​

PREMISES AND EQUIPMENT

PREMISES AND EQUIPMENT	9 Months Ended
	Sep. 30, 2020
PREMISES AND EQUIPMENT
PREMISES AND EQUIPMENT	NOTE 7 – PREMISES AND EQUIPMENT Premises and equipment consisted of the following at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, December 31, ​ ​ 2020 ​ 2019 Premises owned ​ $ 11,024 ​ $ 7,906 Leasehold improvements ​ 3,089 ​ 2,362 Furniture, fixtures and equipment ​ 7,500 ​ 5,053 Less accumulated depreciation and amortization ​ (5,990) ​ (4,792) Total premises and equipment, net ​ $ 15,623 ​ $ 10,529 ​ Depreciation and amortization included in occupancy and equipment expense totaled $445,000 and $1.3 million for the three and nine months ended September 30, 2020 compared to $297,000 and $859,000, for the three and nine months ended September 30, 2019, respectively. On March 29, 2019, the Company sold a commercial building in Oakland, California with a carrying value of $4.6 million. In connection with the sale, the Company leased back 4,021 square feet, representing 11.1% of the total square footage. The sale resulted in a $78,000 gain. The Company leases its headquarters and 19 branches and administration offices under noncancelable operating leases. These leases expire on various dates through 2030. The Company’s leases often have an option to renew one or more times, at the Company’s discretion, following the expiration of the initial term. If at lease inception, the Company considers the exercising of a renewal option to be reasonably certain, the Company will include the extended term in the calculation of the ROU asset and lease liability. The Company uses the rate implicit in the lease whenever this rate is readily determinable. As this rate is rarely determinable, the Company utilizes its incremental borrowing rate at lease inception, on a collateralized basis, over a similar term. For operating leases existing prior to January 1, 2019, the rate for the remaining lease term as of January 1, 2019 was used. The Company adopted the requirements of Topic 842 effective January 1, 2019, which required the Company record a right of use lease asset and a lease liability for leases with an initial term of more than 12 months for leases that existed as of January 1, 2019. Future minimum lease payments at September 30, 2020 are for the periods indicated as follows: ​ ​ ​ ​ ​ For the remainder of 2020 ​ $ 3,224 2021 ​ 2,636 2022 ​ 2,239 2023 ​ 1,489 2024 ​ ​ 1,106 Thereafter ​ 3,560 Total lease payments ​ ​ 14,254 Less: interest ​ ​ (1,157) Present value of lease liabilities ​ $ 13,097 ​ The following table presents the weighted average operating lease term and discount rate at the date indicated: ​ ​ ​ ​ ​ ​ September 30, 2020 Weighted-average remaining lease term 6.15 years Weighted-average discount rate 2.72 % ​ Rental expense included in occupancy and equipment on the consolidated statements of income totaled $829,000 and $2.5 million for the three and nine months ended September 30, 2020 compared to $824,000 and $2.1 million for the three and nine months ended September 30, 2019, respectively.

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS	9 Months Ended
	Sep. 30, 2020
GOODWILL AND INTANGIBLE ASSETS
GOODWILL AND INTANGIBLE ASSETS	NOTE 8 – GOODWILL AND INTANGIBLE ASSETS Goodwill is determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and the liabilities assumed as of the acquisition date. The Company’s goodwill is assigned to the Bank and is evaluated for impairment at the Bank level (reporting unit). Goodwill that arises from a business combination is evaluated for impairment at least annually, at the reporting unit level. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Core deposit intangible represents the estimated future benefit of deposits related to an acquisition and is booked separately from the related deposits and amortized over an estimated useful live of seven to ten years. As of September 30, 2020 and December 31, 2019, goodwill totaled $38.8 million and $35.5 million, respectively. At September 30, 2020 and December 31, 2019, core deposit intangible from business combinations totaled $8.8 million and $9.2 million, respectively. A significant decline in expected future cash flows, a significant adverse change in the business climate, slower growth rates or a significant decline in the price of our common stock could necessitate taking charges in the future related to the impairment of goodwill or core deposit intangibles. The core deposit intangible assets represent the value ascribed to the long-term deposit relationships acquired and is being amortized over an estimated average useful life of seven Changes in the Company's goodwill for the periods indicated are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, December 31, ​ ​ 2020 ​ 2019 Balance at beginning of period ​ $ 35,466 ​ $ 14,594 Acquired goodwill ​ 3,372 ​ 20,872 Impairment ​ — ​ — Balance at end of period ​ $ 38,838 ​ $ 35,466 ​ Impairment exists when a reporting unit’s carrying value of goodwill exceeds its fair value. As of September 30, 2020, the Company had positive equity, however, as a result of the potential credit losses and adverse economic impacts resulting from the COVID-19 pandemic, the Company elected to perform a qualitative assessment to determine if it was more likely than not that the fair value of the Company exceeded its carrying value, including goodwill. The qualitative assessment, which considered that the Company’s continued profitability, average community bank merger deal values realized during 2020, net interest margin levels, total expected loan losses as of September 30, 2020, and the continued growth in our core deposit portfolio, indicated that it was more likely than not that its fair value exceeded its carrying value, resulting in no impairment. If adverse economic conditions or the recent decrease in our stock price and market capitalization as a result of the COVID-19 pandemic were to be deemed sustained rather than temporary, it may significantly affect the fair value of our goodwill and may require impairment charges. Any impairment charge could have a material adverse effect on our results of operations and financial condition. Changes in the Company’s core deposit intangible for the periods indicated were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, December 31, ​ ​ 2020 ​ 2019 Balance at beginning of period ​ $ 9,185 ​ $ 7,205 Additions ​ 949 ​ 3,604 Less amortization ​ (1,379) ​ (1,624) Balance at end of period ​ $ 8,755 ​ $ 9,185 ​ ​ Amortization expense in other noninterest expense on the condensed consolidated statements of income totaled $453,000 and $1.4 million for the three and nine months ended September 30, 2020 compared to $396,000 and $1.2 million for the three and nine months ended September 30, 2019, respectively. The following table presents the estimated amortization expense with respect to core deposit intangibles as of September 30, 2020 for the periods indicated: ​ ​ ​ ​ ​ For the remainder of 2020 ​ $ 453 2021 ​ 1,813 2022 ​ 1,813 2023 ​ 1,034 2024 ​ ​ 970 Thereafter ​ 2,672 Total ​ $ 8,755 ​

INTEREST RECEIVABLE AND OTHER A

INTEREST RECEIVABLE AND OTHER ASSETS	9 Months Ended
	Sep. 30, 2020
INTEREST RECEIVABLE AND OTHER ASSETS
INTEREST RECEIVABLE AND OTHER ASSETS	NOTE 9 – INTEREST RECEIVABLE AND OTHER ASSETS The Company’s interest receivable and other assets at the dates indicated consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, December 31, ​ ​ 2020 ​ 2019 Tax assets, net ​ $ 7,423 ​ $ 5,922 Accrued interest receivable ​ 8,996 ​ 5,495 Investment in SBIC Funds ​ 2,846 ​ 2,272 Prepaid assets ​ 1,638 ​ 1,160 Servicing assets ​ 1,747 ​ 2,097 Low income housing partnerships, net ​ 2,167 ​ 1,171 Investment in statutory trusts ​ 479 ​ 475 All other ​ 1,190 ​ 926 Total ​ $ 26,486 ​ $ 19,518 ​

DEPOSITS

DEPOSITS	9 Months Ended
	Sep. 30, 2020
Deposits [Abstract]
DEPOSITS	NOTE 10 – DEPOSITS The Company’s deposits consisted of the following at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, December 31, ​ ​ 2020 ​ 2019 Demand deposits ​ $ 713,328 ​ $ 572,341 NOW accounts and savings ​ 393,203 ​ 314,125 Money market ​ 551,816 ​ 489,206 Time deposits under $250,000 ​ 139,778 ​ 189,063 Time deposits over $250,000 ​ 110,521 ​ 136,448 Total ​ $ 1,908,646 ​ $ 1,701,183 ​ At September 30, 2020 and December 31, 2019, the weighted average stated rate on the Company’s interest bearing deposits were 0.52% and 0.86%, respectively.

BORROWINGS

BORROWINGS	9 Months Ended
	Sep. 30, 2020
BORROWINGS
BORROWINGS	NOTE 11 - BORROWINGS On August 6, 2020, the Company issued and sold $65.0 million aggregate principal amount of 5.25% Fixed-to-Floating Rate Subordinated Notes due 2030 (the “Notes”) at a public offering price equal to 100% of the aggregate principal amount of the Notes. The offering of the Notes closed on August 10, 2020. The net proceeds to the Company from the sale of the Notes were approximately $63.3 million, after deducting underwriting discounts and offering expenses. The Company used $6.0 million of the net proceeds of the offering to repay other borrowings with the remainder to be used for general corporate purposes, which may include providing capital to support its growth organically or through strategic acquisitions, repayment or redemption of outstanding indebtedness, the payment of dividends, financing investments and capital expenditures, repurchasing shares of the Company’s common stock and for investments in United Business Bank, as regulatory capital. The Company has not historically paid dividends. The Bank has an approved secured borrowing facility with the Federal Home Loan Bank of San Francisco (the “FHLB”) for up to 25% of total assets for a term not to exceed five years under a blanket lien of certain types of loans. In May 2020, the Bank secured a $10.0 million advance from the FHLB of San Francisco comprised of two $5.0 million tranches, at no cost, maturing on November 9, 2020 and May 7, 2021, respectively. At December 31, 2019, there were no FHLB advances outstanding. The Bank has a Federal Funds line with four corresponding banks. Cumulative available commitments totaled $75.0 million and $55.0 million at September 30, 2020 and December 31, 2019, respectively. There were no amounts outstanding under these facilities at September 30, 2020 and December 31, 2019.

INTEREST PAYABLE AND OTHER LIAB

INTEREST PAYABLE AND OTHER LIABILITIES	9 Months Ended
	Sep. 30, 2020
INTEREST PAYABLE AND OTHER LIABILITIES
INTEREST PAYABLE AND OTHER LIABILITIES	NOTE 12 - INTEREST PAYABLE AND OTHER LIABILITIES The Company’s interest payable and other liabilities at the dates indicated consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, December 31, ​ ​ 2020 ​ 2019 Accrued expenses ​ $ 6,253 ​ $ 6,241 CDARs deferred fees ​ 129 ​ 320 Accounts payable ​ 724 ​ 2,175 Reserve for unfunded commitments ​ 415 ​ 415 Accrued interest payable ​ 710 ​ 1,607 All other ​ 843 ​ 517 Total ​ $ 9,074 ​ $ 11,275 ​

OTHER EXPENSES

OTHER EXPENSES	9 Months Ended
	Sep. 30, 2020
OTHER EXPENSES
OTHER EXPENSES	NOTE 13 – OTHER EXPENSES The Company’s other expenses for the periods indicated consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended ​ Nine months ended ​ September 30, September 30, ​ ​ 2020 ​ 2019 ​ 2020 ​ 2019 Professional fees ​ $ 531 ​ $ 379 ​ $ 2,055 ​ $ 1,643 Core deposit premium amortization ​ 453 ​ 396 ​ 1,379 ​ 1,177 Marketing and promotions ​ 200 ​ 271 ​ 639 ​ 877 Stationery and supplies ​ 167 ​ 138 ​ 440 ​ 436 Insurance (including FDIC premiums) ​ 212 ​ 30 ​ 377 ​ 345 Communication and postage ​ 176 ​ 142 ​ 494 ​ 349 Loan default related expense ​ 97 ​ 38 ​ 309 ​ 188 Director fees and stock compensation ​ 81 ​ 175 ​ 239 ​ 671 Bank service charges ​ 49 ​ 9 ​ 125 ​ 40 Courier expense ​ 176 ​ 128 ​ 490 ​ 359 Other ​ 141 ​ 86 ​ 571 ​ 309 Total ​ $ 2,283 ​ $ 1,792 ​ $ 7,118 ​ $ 6,394 ​

EQUITY INCENTIVE PLANS

EQUITY INCENTIVE PLANS	9 Months Ended
	Sep. 30, 2020
EQUITY INCENTIVE PLANS
EQUITY INCENTIVE PLANS	NOTE 14 – EQUITY INCENTIVE PLANS 2017 Omnibus Equity Incentive Plan The shareholders approved the Omnibus Equity Incentive Plan (“2017 Plan”) in November 2017. The 2017 Plan provides for the awarding by the Company’s Board of Directors of equity incentive awards to employees and non-employee directors. An equity incentive award may be an option, stock appreciation rights, restricted stock units, stock award, other stock-based award or performance award granted under the 2017 Plan. Factors considered by the Board in awarding equity incentives to officers and employees include the performance of the Company, the employee’s or officer’s job performance, the importance of his or her position, and his or her contribution to the organization’s goals for the award period. Generally, awards are restricted and have a vesting period of no longer than ten years. Subject to adjustment as provided in the 2017 Plan, the maximum number of shares of common stock that may be delivered pursuant to awards granted under the 2017 Plan is 450,000 . The 2017 Plan provides for an annual restricted stock grant limits to officers, employees and directors. The annual stock grant limit per person for officers and employees is the lessor of 50,000 shares or a value of $2.0 million, and per person for directors, the maximum is 25,000 shares. All unvested restricted shares outstanding vest in the event of a change in control of the Company. Awarded shares of restricted stock vest over (i) a one-year period following the date of grant, in the case of the non-employee directors, and (ii) a three-year or five-year period following the date of grant, with the initial vesting occurring on the one-year anniversary of the date of grant, in the case of the executive officers. As of September 30, 2020, a total of 151,247 shares are available for future issuance under the 2017 Plan. 2014 Omnibus Equity Incentive Plan In 2014, the shareholders approved the Omnibus Equity Incentive Plan (the “2014 Plan”). A total of 148,962 equity incentive awards were granted under the 2014 Plan. The awards are shares of restricted stock and have a vesting period of one The Company recognizes compensation expense for the restricted stock awards based on the fair value of the shares at the award date. For the three and nine months ended September 30, 2020, total compensation expense for these plans was $385,000 and $1.1 million, respectively, compared to $367,000 and $807,000 for the three and nine months ended September 30, 2019, respectively. As of September 30, 2020, there was $2.6 million of total unrecognized compensation cost related to non-vested shares granted as restricted stock awards. The cost is expected to be recognized over the remaining weighted-average vesting period of approximately two years. The following table provides the restricted stock grant activity for the periods indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2020 ​ 2019 ​ ​ ​ Weighted-average ​ Weighted-average ​ ​ ​ ​ grant date ​ ​ ​ grant date ​ ​ Shares ​ fair value ​ Shares ​ fair value Non-vested at January 1, 142,103 ​ $ 20.76 ​ 131,000 ​ $ 19.18 ​ Granted 15,173 ​ 22.60 ​ 22,289 ​ 22.38 ​ Vested (23,435) ​ 19.62 ​ (19,253) ​ 19.51 ​ Forfeited ​ (1,432) ​ ​ 18.93 ​ — ​ ​ — ​ Non-Vested, at March 31, 132,409 ​ $ 22.10 ​ 134,036 ​ $ 20.76 ​ Granted 92,294 ​ 12.18 ​ 45,696 ​ 24.60 ​ Vested (32,264) ​ 23.30 ​ (36,582) ​ 19.55 ​ Non-Vested, at June 30, 192,439 ​ $ 17.14 ​ 143,150 ​ $ 21.63 ​ Granted 21,599 ​ 10.28 ​ 9,350 ​ 21.40 ​ Vested (9,523) ​ 21.34 ​ (9,723) ​ 10.96 ​ Non-Vested, at September 30, 204,515 ​ $ 16.22 ​ 142,777 ​ $ 22.60 ​ ​

FAIR VALUE MEASUREMENT

FAIR VALUE MEASUREMENT	9 Months Ended
	Sep. 30, 2020
FAIR VALUE MEASUREMENT
FAIR VALUE OF FINANCIAL INSTRUMENTS	NOTE 15 – FAIR VALUE MEASUREMENT The following tables have information about the Company’s assets and liabilities measured at fair value and the fair value techniques used to determine such fair value. The fair value hierarchy prioritizes the inputs to valuation techniques used to measure fair value into three broad levels (Level 1, Level 2, and Level 3). Level 1 Level 2 Level 3 In certain cases, the inputs used to measure fair value may fall into different levels of the hierarchy. In such cases, the lowest level of inputs that is significant to the measurement is used to determine the hierarchy for the entire asset or liability. Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstances that caused the transfer, which generally coincides with our quarterly valuation process. There were no transfers between levels during 2020 or 2019. The following assets are measured at fair value on a recurring basis at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Level 1 Level 2 Level 3 September 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ U.S. Treasuries ​ $ — ​ $ — ​ $ — ​ $ — U.S. Government Agencies ​ 6,077 ​ — ​ 6,077 ​ — Municipal securities ​ 17,639 ​ — ​ 17,639 ​ — Mortgage-backed securities ​ 62,596 ​ — ​ 62,596 ​ — Collateralized mortgage obligations ​ 5,074 ​ — ​ 5,074 ​ — SBA securities ​ 7,969 ​ — ​ 7,969 ​ — Corporate bonds ​ 14,353 ​ — ​ 14,353 ​ — Total ​ $ 113,708 ​ $ — ​ $ 113,708 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Level 1 Level 2 Level 3 December 31, 2019 ​ ​ ​ ​ U.S. Treasuries ​ $ 999 ​ $ 999 ​ $ — ​ $ — U.S. Government Agencies ​ 10,090 ​ — ​ 10,090 ​ — Municipal securities ​ 18,291 ​ — ​ 18,291 ​ — Mortgage-backed securities ​ 43,743 ​ — ​ 43,743 ​ — Collateralized mortgage obligations ​ 28,605 ​ — ​ 28,605 ​ — SBA securities ​ 9,486 ​ — ​ 9,486 ​ — Corporate bonds ​ 8,675 ​ — ​ 8,675 ​ — Total ​ $ 119,889 ​ $ 999 ​ $ 118,890 ​ $ — ​ The following assets are measured at fair value on a nonrecurring basis as of the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Level 1 Level 2 Level 3 September 30, 2020 ​ ​ ​ ​ Performing impaired loans ​ $ 775 ​ $ — ​ $ — ​ $ 775 Nonperforming impaired loans ​ 7,562 ​ — ​ — ​ 7,562 OREO ​ 296 ​ — ​ — ​ 296 Total ​ $ 8,633 ​ $ — ​ $ — ​ $ 8,633 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Level 1 Level 2 Level 3 December 31, 2019 ​ ​ ​ ​ Performing impaired loans ​ $ 789 ​ $ — ​ $ — ​ $ 789 Nonperforming impaired loans ​ 6,842 ​ — ​ — ​ 6,842 OREO ​ 574 ​ — ​ — ​ 574 Total ​ $ 8,205 ​ $ — ​ $ — ​ $ 8,205 ​ The Company does not record loans at fair value on a recurring basis. However, from time to time, a loan may be considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. The fair value of impaired loans is estimated using one of several methods, including collateral value, market value of similar debt, enterprise and liquidation value and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. When the fair value of the collateral is based on an observable market price or a current appraised value, which uses substantially observable data, the Company records the impaired loan as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value or the appraised value contains a significant assumption and there is no observable market price, the Company records the impaired loan as nonrecurring Level 3. The Company records OREO at fair value on a nonrecurring basis based on the collateral value of the property. When the fair value of the collateral is based on an observable market price or a current appraised value, which uses substantially observable data, the Company records the OREO as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value or the appraised value contains a significant assumption, and there is no observable market price, the Company records the impaired loan as nonrecurring Level 3. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Management also incorporates assumptions regarding market trends or other relevant factors and selling and commission costs ranging from 5% to 7%. Such adjustments and assumptions are typically significant and result in a Level 3 classification of the inputs for determining fair value. The carrying amounts and fair values of the Company’s financial instruments at the dates indicated are presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Carrying ​ Fair ​ Fair value measurements ​ amount value Level 1 Level 2 Level 3 September 30, 2020 ​ ​ ​ ​ ​ Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents ​ $ 319,835 ​ $ 319,835 ​ $ 319,835 ​ $ — ​ $ — Interest bearing deposits in banks ​ 8,714 ​ 8,714 ​ 8,714 ​ — ​ — Investment securities available-for-sale ​ 109,663 ​ 113,708 ​ — ​ 113,708 ​ — Loans held for sale ​ 12,044 ​ 12,044 ​ — ​ 12,044 ​ — Loans, net ​ 1,678,295 ​ 1,707,874 ​ — ​ — ​ 1,707,874 Other equity securities ​ 15,331 ​ 15,331 ​ 15,331 ​ — ​ — Accrued interest receivable ​ 8,996 ​ 8,996 ​ — ​ 8,996 ​ — Financial liabilities: ​ ​ ​ ​ ​ Deposits ​ 1,908,646 ​ 1,910,260 ​ — ​ 1,910,260 ​ — Subordinated debt, net ​ ​ 63,340 ​ 63,340 ​ — ​ ​ 63,340 ​ ​ — Other borrowings ​ 10,000 ​ 10,000 ​ — ​ 10,000 ​ — Junior subordinated deferrable interest debentures, net ​ ​ 8,302 ​ ​ 8,018 ​ ​ — ​ ​ — ​ ​ 8,018 Accrued interest payable ​ 710 ​ 710 ​ — ​ 710 ​ — Off-balance sheet liabilities: ​ ​ ​ ​ ​ ​ Undisbursed loan commitments, lines of credit, standby letters of credit ​ 107,441 ​ 107,026 ​ — ​ — ​ 107,026 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Carrying ​ Fair ​ Fair value measurements ​ amount value Level 1 Level 2 Level 3 December 31, 2019 ​ ​ ​ ​ ​ Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents ​ $ 295,382 ​ $ 295,382 ​ $ 295,382 ​ $ — ​ $ — Interest bearing deposits in banks ​ 1,739 ​ 1,739 ​ 1,739 ​ — ​ — Investment securities available-for-sale ​ 118,132 ​ 119,889 ​ 999 ​ 118,890 ​ — Loans held for sale ​ 2,226 ​ 2,226 ​ — ​ 2,226 ​ — Loans, net ​ 1,450,229 ​ 1,453,067 ​ — ​ — ​ 1,453,067 Other equity securities ​ 13,905 ​ 13,905 ​ 13,905 ​ — ​ — Accrued interest receivable ​ 5,495 ​ 5,495 ​ — ​ 5,495 ​ — Financial liabilities: ​ ​ ​ ​ ​ Deposits ​ 1,701,183 ​ 1,704,428 ​ — ​ 1,704,428 ​ — Junior subordinated deferrable interest debentures, net ​ 8,242 ​ 8,086 ​ — ​ — ​ 8,086 Accrued interest payable ​ 1,607 ​ 1,607 ​ — ​ 1,607 ​ — Off-balance sheet liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Undisbursed loan commitments, lines of credit, standby letters of credit ​ 128,934 ​ 128,519 ​ — ​ — ​ 128,519 ​

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	9 Months Ended
	Sep. 30, 2020
COMMITMENTS AND CONTINGENCIES
COMMITMENTS AND CONTINGENCIES	NOTE 16 – COMMITMENTS AND CONTINGENCIES Lending and Letter of Credit Commitments In the normal course of business, the Company enters into various commitments to extend credit, which are not reflected in the financial statements. These commitments consist of the undisbursed balance on personal, commercial lines, including commercial real estate secured lines of credit, and of undisbursed funds on construction and development loans. At September 30, 2020 and December 31, 2019, undisbursed commitments totaled $105.2 million and $126.6 million, respectively. In addition, at both September 30, 2020 and December 31, 2019, the Company has issued standby letter of credit commitments, primarily issued for the third-party performance obligations of clients totaling $2.3 million. There were no outstanding balances at both September 30, 2020 and December 31, 2019. Commitments generally have fixed expiration dates or other termination clauses. The actual liquidity needs or the credit risk that the Company will experience will be lower than the contractual amount of commitments to extend credit because a significant portion of these commitments are expected to expire without being drawn upon. The commitments are generally variable rate and include unfunded home equity lines of credit, commercial real estate construction where disbursement is made over the course of construction, commercial revolving lines of credit, and unsecured personal lines of credit. The Company’s outstanding loan commitments are made using the same underwriting standards as comparable outstanding loans. The reserve associated with these commitments included in interest payable and other liabilities on the consolidated balance sheets was $415,000 at both September 30, 2020 and December 31, 2019. Commercial Real Estate Concentrations At September 30, 2020 and December 31, 2019, in management’s judgment, a concentration of loans existed in commercial real estate related loans. The Company’s commercial real estate loans are secured by owner occupied and non-owner occupied commercial real estate and multifamily properties. Although management believes that loans within these concentrations have no more than the normal risk of collectability, a decline in the performance of the economy in general or a decline in real estate value in the Company’s primary market areas in particular, could have an adverse impact on collectability. Other Assets The Company has commitments to fund Low Income Housing Tax Credit Partnerships (“LIHTC”) and a Small Business Investment Company (“SBIC”). At both September 30, 2020 and December 31, 2019, the remaining commitments to the LIHTC and SBIC were approximately $1.8 million and $122,000, respectively. Deposits At September 30, 2020, approximately $238.2 million, or 12.1%, of the Company's deposits were derived from its top ten depositors. At December 31, 2019, approximately $157.0 million, or 9.2%, of the Company's deposits were derived from its top ten depositors. Local Agency Deposits and Other Advances In the normal course of business, the Company accepts deposits from local agencies. The Company is required to provide collateral for certain local agency deposits in the states of California, Colorado, New Mexico and Washington. As of September 30, 2020 and December 31, 2019, the FHLB issued letters of credit on behalf of the Company totaling $31.5 million and $21.5 million, respectively, as collateral for local agency deposits.

BASIS OF PRESENTATION (Policies

BASIS OF PRESENTATION (Policies)	9 Months Ended
	Sep. 30, 2020
BASIS OF PRESENTATION
Revenue Recognition	On April 5, 2012, the JOBS Act was signed into law. The JOBS Act contains provisions that, among other things, reduce certain reporting requirements for qualifying public companies. As an “emerging growth company” we may delay adoption of new or revised accounting pronouncements applicable to public companies until such pronouncements are made applicable to private companies. We intend to take advantage of the benefits of this extended transition period. Accordingly, our condensed consolidated financial statements may not be comparable to companies that comply with such new or revised accounting standards.

ACQUISITIONS (Tables)

ACQUISITIONS (Tables)	9 Months Ended
	Sep. 30, 2020
ACQUISITIONS
Schedule of fair value of the assets acquired and liabilities assumed	The following table summarizes the fair value of the assets acquired and liabilities assumed at the acquisition date: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ GMB TIG UFC ​ ​ Acquisition ​ Acquisition ​ Acquisition ​ ​ ​ Date ​ Date ​ Date ​ ​ ​ February 4, 2020 ​ October 21, 2019 ​ May 24, 2019 ​ Fair value of assets: ​ ​ ​ Cash and due from banks ​ $ 5,494 ​ $ 6,146 ​ $ 6,392 ​ Federal funds sold ​ — ​ 55,955 ​ 22,080 ​ Total cash and cash equivalents ​ 5,494 ​ 62,101 ​ 28,472 ​ Interest bearing deposits in banks ​ 16,040 ​ — ​ — ​ Investment securities available-for-sale ​ ​ 4,369 ​ ​ 26,382 ​ ​ 5,096 ​ FHLB stock, at par ​ 165 ​ 241 ​ 1,535 ​ FRB stock, at par ​ — ​ 792 ​ — ​ Loans, net ​ 98,410 ​ 137,183 ​ 276,719 ​ Premises and equipment, net ​ ​ 3,879 ​ ​ 3,480 ​ ​ 463 ​ OREO ​ — ​ 42 ​ 76 ​ Core deposit intangible ​ 949 ​ 3,038 ​ 566 ​ Deferred tax assets, net ​ 728 ​ 308 ​ 234 ​ Servicing asset ​ — ​ — ​ 1,824 ​ Interest receivable and other assets ​ ​ 929 ​ ​ 2,079 ​ ​ 3,033 ​ Total assets acquired ​ 130,923 ​ 235,646 ​ 318,018 ​ Liabilities: ​ ​ ​ ​ Deposits ​ ​ ​ ​ Noninterest bearing ​ 30,937 ​ 77,157 ​ 143,082 ​ Interest bearing ​ 87,210 ​ 125,597 ​ 122,704 ​ Total Deposits ​ 118,147 ​ 202,754 ​ 265,786 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest payable and other liabilities ​ ​ 687 ​ ​ 2,014 ​ ​ 1,386 ​ Junior subordinated debentures, net ​ ​ 1,575 ​ ​ — ​ ​ — ​ Total liabilities assumed ​ ​ 120,409 ​ ​ 204,768 ​ ​ 267,172 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Stock issued ​ — ​ 19,711 ​ 24,887 ​ Cash consideration ​ 13,886 ​ 20,184 ​ 37,814 ​ Goodwill ​ $ 3,372 ​ $ 9,017 ​ $ 11,855 ​
Schedule of net assets acquired and the estimated fair value adjustments, which resulted in goodwill at the acquisition date	The following table presents the net assets acquired and the estimated fair value adjustments, which resulted in goodwill at the acquisition date: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ GMB TIG UFC ​ ​ ​ Acquisition ​ Acquisition ​ Acquisition ​ ​ ​ Date ​ Date ​ Date ​ ​ ​ February 4, 2020 ​ October 21, 2019 ​ May 24, 2019 ​ Book value of net assets acquired ​ $ 10,348 ​ $ 29,164 ​ $ 47,445 ​ Fair value adjustments: ​ ​ ​ ​ Investments available-for-sale ​ (10) ​ (627) ​ — ​ Loans, net ​ 484 ​ 382 ​ 4,617 ​ Premises and equipment, net ​ (1,000) ​ 180 ​ — ​ Write-down on OREO ​ — ​ (18) ​ (32) ​ Core deposit intangible ​ 949 ​ 3,038 ​ 566 ​ Tax assets ​ (139) ​ (774) ​ (695) ​ Time deposits ​ (25) ​ (308) ​ (250) ​ Write-down on servicing assets ​ — ​ — ​ (805) ​ Junior subordinated debentures, net ​ ​ (98) ​ ​ — ​ ​ — ​ Write-down other (assets) liabilities ​ ​ 5 ​ ​ (159) ​ ​ — ​ Total purchase accounting adjustments ​ 166 ​ 1,714 ​ 3,401 ​ Fair value of net assets acquired ​ 10,514 ​ 30,878 ​ 50,846 ​ Price paid: ​ ​ ​ ​ Common stock issued ​ — ​ 19,711 ​ 24,887 ​ Cash paid ​ 13,886 ​ 20,184 ​ 37,814 ​ Total price paid ​ 13,886 ​ 39,895 ​ 62,701 ​ Goodwill ​ $ 3,372 ​ $ 9,017 ​ $ 11,855 ​
Schedule of unaudited proforma net interest income, net income and earnings per share	Unaudited pro forma net interest income, net income and earnings per share are presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended September 30, ​ Nine months ended September 30, ​ ​ ​ 2020 2019 2020 2019 ​ Net interest income ​ $ 19,005 ​ $ 21,328 ​ $ 60,394 ​ $ 65,778 ​ Net income ​ 3,249 ​ 6,238 ​ 8,389 ​ 14,394 ​ Basic earnings per share ​ $ 0.27 ​ $ 0.48 ​ $ 0.69 ​ $ 1.11 ​ Diluted earnings per share ​ ​ 0.27 ​ ​ 0.48 ​ ​ 0.69 ​ ​ 1.11 ​
Schedule of Acquisition Related Expenses	​ ​ ​ ​ ​ ​ ​ ​ ​ Nine months ended September 30, ​ ​ 2020 ​ 2019 ​ ​ GMB Merger ​ ​ UFC Merger Professional fees $ 369 $ 535 Data processing ​ 2,000 ​ 2,657 Severance expense ​ 266 ​ 578 Other expenses ​ 383 ​ 365 Total ​ $ 3,018 ​ $ 4,135 ​

INVESTMENT SECURITIES (Tables)

INVESTMENT SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2020
INVESTMENT SECURITIES
Schedule of amortized cost and estimated fair values of securities available-for-sale	The amortized cost, gross unrealized gains and losses, and estimated fair values of securities available-for-sale at the dates indicated are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross Gross ​ ​ ​ ​ Amortized ​ unrealized ​ unrealized ​ Estimated ​ ​ cost ​ gains ​ losses ​ fair value September 30, 2020 ​ ​ ​ ​ ​ U.S. Treasuries ​ $ — ​ $ — ​ $ — ​ $ — U.S. Government Agencies ​ 6,029 ​ 53 ​ (5) ​ 6,077 Municipal securities ​ 16,954 ​ 685 ​ — ​ 17,639 Mortgage-backed securities ​ 60,364 ​ 2,247 ​ (15) ​ 62,596 Collateralized mortgage obligations ​ 3,935 ​ 1,150 ​ (11) ​ 5,074 SBA securities ​ 7,959 ​ 60 ​ (50) ​ 7,969 Corporate bonds ​ 14,422 ​ 65 ​ (134) ​ 14,353 Total ​ $ 109,663 ​ $ 4,260 ​ $ (215) ​ $ 113,708 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross Gross ​ ​ ​ ​ Amortized ​ unrealized ​ unrealized ​ Estimated ​ ​ cost ​ gains ​ losses ​ fair value December 31, 2019 ​ ​ ​ ​ ​ U.S. Treasuries ​ $ 999 ​ $ — ​ $ — ​ $ 999 U.S. Government Agencies ​ 10,033 ​ 64 ​ (7) ​ 10,090 Municipal securities ​ 17,888 ​ 408 ​ (5) ​ 18,291 Mortgage-backed securities ​ 42,931 ​ 860 ​ (48) ​ 43,743 Collateralized mortgage obligations ​ 28,197 ​ 476 ​ (68) ​ 28,605 SBA securities ​ 9,550 ​ 2 ​ (66) ​ 9,486 Corporate bonds ​ 8,534 ​ 141 ​ — ​ 8,675 Total ​ $ 118,132 ​ $ 1,951 ​ $ (194) ​ $ 119,889
Schedule of available-for-sale securities, continuous unrealized loss position, fair value	The estimated fair value and gross unrealized losses for securities available-for-sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position at the dates indicated are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 months ​ 12 months or more ​ Total ​ Estimated Unrealized Estimated Unrealized Estimated Unrealized ​ ​ fair value ​ loss ​ fair value ​ loss ​ fair value ​ loss September 30, 2020 ​ ​ ​ ​ ​ ​ ​ U.S. Treasuries ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — U.S. Government Agencies ​ — ​ — ​ 1,511 ​ (5) ​ 1,511 ​ (5) Municipal securities ​ — ​ — ​ — ​ — ​ — ​ — Mortgage-backed securities ​ 208 ​ (3) ​ 506 ​ (12) ​ 714 ​ (15) Collateralized mortgage obligations ​ 2,308 ​ (5) ​ 832 ​ (6) ​ 3,140 ​ (11) SBA securities ​ 1,036 ​ (2) ​ 3,737 ​ (48) ​ 4,773 ​ (50) Corporate bonds ​ 6,372 ​ (134) ​ — ​ — ​ 6,372 ​ (134) Total ​ $ 9,924 ​ $ (144) ​ $ 6,586 ​ $ (71) ​ $ 16,510 ​ $ (215) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 months ​ 12 months or more ​ Total ​ Estimated Unrealized Estimated Unrealized Estimated Unrealized ​ ​ fair value ​ loss ​ fair value ​ loss ​ fair value ​ loss December 31, 2019 ​ ​ ​ ​ ​ ​ ​ U.S. Treasuries ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — U.S. Government Agencies ​ 1,497 ​ (1) ​ 1,514 ​ (6) ​ 3,011 ​ (7) Municipal securities ​ 3,147 ​ (5) ​ — ​ — ​ 3,147 ​ (5) Mortgage-backed securities ​ 7,772 ​ (47) ​ 81 ​ (1) ​ 7,853 ​ (48) Collateralized mortgage obligations ​ 4,155 ​ (56) ​ 883 ​ (12) ​ 5,038 ​ (68) SBA securities ​ 6,937 ​ (24) ​ 1,530 ​ (42) ​ 8,467 ​ (66) Corporate bonds ​ — ​ — ​ — ​ — ​ — ​ — Total ​ $ 23,508 ​ $ (133) ​ $ 4,008 ​ $ (61) ​ $ 27,516 ​ $ (194)
Schedule of investments classified by contractual maturity date	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2020 ​ December 31, 2019 ​ Amortized Estimated Amortized Estimated ​ ​ cost ​ fair value ​ cost ​ fair value Available-for-sale ​ ​ ​ ​ Due in one year or less ​ $ 10,244 ​ $ 10,351 ​ $ 10,737 ​ $ 10,781 Due after one through five years ​ 19,866 ​ 20,839 ​ 24,078 ​ 24,560 Due after five years through ten years ​ 27,207 ​ 27,847 ​ 22,914 ​ 23,366 Due after ten years ​ 52,346 ​ 54,671 ​ 60,403 ​ 61,182 Total ​ $ 109,663 ​ $ 113,708 ​ $ 118,132 ​ $ 119,889 ​

LOANS (Tables)

LOANS (Tables)	9 Months Ended
	Sep. 30, 2020
LOANS
Schedule of accounts, notes, loans and financing receivable	The Company’s loan portfolio at the dates indicated is summarized below: ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, December 31, ​ ​ 2020 ​ 2019 Commercial and industrial ​ $ 326,329 ​ $ 169,291 Construction and land ​ 41,082 ​ 36,321 Commercial real estate ​ 1,142,735 ​ 1,093,142 Residential ​ 182,434 ​ 156,764 Consumer ​ 6,090 ​ 2,562 Total loans ​ 1,698,670 ​ 1,458,080 Net deferred loan fees ​ (4,575) ​ (451) Allowance for loan losses ​ (15,800) ​ (7,400) Net loans ​ $ 1,678,295 ​ $ 1,450,229
Schedule of impaired financing receivables	The Company’s total impaired loans, including nonaccrual loans, loans modified as troubled debt restructurings (“TDR loans”), and accreting purchase credit impaired (“PCI”) loans that have experienced post-acquisition declines in cash flows expected to be collected are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial Construction Commercial ​ ​ ​ ​ ​ and industrial ​ and land ​ real estate ​ Residential ​ Consumer ​ Total September 30, 2020 ​ ​ ​ ​ ​ ​ ​ Recorded investment in impaired loans: ​ ​ ​ ​ ​ ​ With no specific allowance recorded ​ $ 870 ​ $ 2,383 ​ $ 2,511 ​ $ 1,545 ​ $ — ​ $ 7,309 With a specific allowance recorded ​ 526 ​ 80 ​ 266 ​ 156 ​ — ​ 1,028 Total recorded investment in impaired loans ​ $ 1,396 ​ $ 2,463 ​ $ 2,777 ​ $ 1,701 ​ $ — ​ $ 8,337 Specific allowance on impaired loans ​ 475 ​ 25 ​ 71 ​ 20 ​ — ​ 591 December 31, 2019 ​ ​ ​ ​ ​ ​ Recorded investment in impaired loans: ​ ​ ​ ​ ​ ​ With no specific allowance recorded ​ $ 436 ​ $ 2,737 ​ $ 2,505 ​ $ 1,488 ​ $ 1 ​ $ 7,167 With a specific allowance recorded ​ 182 ​ — ​ 270 ​ — ​ 12 ​ 464 Total recorded investment in impaired loans ​ $ 618 ​ $ 2,737 ​ $ 2,775 ​ $ 1,488 ​ $ 13 ​ $ 7,631 Specific allowance on impaired loans ​ 95 ​ — ​ 64 ​ — ​ 12 ​ 171 Three months ended September 30, 2020 ​ ​ ​ ​ ​ ​ Average recorded investment in impaired loans ​ $ 1,136 ​ $ 2,692 ​ $ 2,814 ​ $ 1,710 ​ $ — ​ $ 8,352 Interest recognized ​ — ​ — ​ 7 ​ — ​ — ​ 7 Nine months ended September 30, 2020 ​ ​ ​ ​ ​ ​ Average recorded investment in impaired loans ​ 769 ​ 2,763 ​ 3,304 ​ 1,689 ​ 3 ​ 8,528 Interest recognized ​ 4 ​ 151 ​ 37 ​ — ​ — ​ 192 Three months ended September 30, 2019 ​ ​ ​ ​ ​ ​ Average recorded investment in impaired loans ​ 2,283 ​ 1,369 ​ 1,634 ​ 124 ​ — ​ 5,410 Interest recognized ​ — ​ — ​ — ​ — ​ — ​ — Nine months ended September 30, 2019 ​ ​ ​ ​ ​ ​ Average recorded investment in impaired loans ​ 3,330 ​ 782 ​ 1,779 ​ 494 ​ — ​ 6,385 Interest recognized ​ 34 ​ — ​ 20 ​ 1 ​ — ​ 55
Schedule of debtor troubled debt restructuring, current period	The following tables present loans by class, modified as TDR loans, for the periods indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Number of Rate Term Interest only Rate & term ​ ​ ​ loans ​ modification ​ modification ​ modification ​ modification ​ Total Three months ended September 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — Construction and land — ​ — ​ — ​ — ​ — ​ — Commercial real estate — ​ — ​ — ​ — ​ — ​ — Residential 1 ​ — ​ 156 ​ — ​ — ​ 156 Consumer — ​ — ​ — ​ — ​ — ​ — Total 1 ​ $ — ​ $ 156 ​ $ — ​ $ — ​ $ 156 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Number of Rate Term Interest only Rate & term ​ ​ ​ loans ​ modification ​ modification ​ modification ​ modification ​ Total Nine months ended September 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial 1 ​ $ — ​ $ 24 ​ $ — ​ $ — ​ $ 24 Construction and land — ​ — ​ — ​ — ​ — ​ — Commercial real estate — ​ — ​ — ​ — ​ — ​ — Residential 1 ​ — ​ 156 ​ — ​ — ​ 156 Consumer — ​ — ​ — ​ — ​ — ​ — Total 2 ​ $ — ​ $ 180 ​ $ — ​ $ — ​ $ 180 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Number of Rate Term Interest only Rate & term ​ ​ ​ loans ​ modification ​ modification ​ modification ​ modification ​ Total Three months ended September 30, 2019 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — Construction and land — ​ — ​ — ​ — ​ — ​ — Commercial real estate — ​ — ​ — ​ — ​ — ​ — Residential — ​ — ​ — ​ — ​ — ​ — Consumer — ​ — ​ — ​ — ​ — ​ — Total — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Number of Rate Term Interest only Rate & term ​ ​ ​ loans ​ modification ​ modification ​ modification ​ modification ​ Total Nine months ended September 30, 2019 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial 2 ​ $ — ​ $ 176 ​ $ — ​ $ 321 ​ $ 497 Construction and land — ​ — ​ — ​ — ​ — ​ — Commercial real estate — ​ — ​ — ​ — ​ — ​ — Residential — ​ — ​ — ​ — ​ — ​ — Consumer — ​ — ​ — ​ — ​ — ​ — Total 2 ​ $ — ​ $ 176 ​ $ — ​ $ 321 ​ $ 497
Schedule of financing receivable credit quality indicators	The following tables present the internally assigned risk grade by class of loans at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ mention ​ Substandard ​ Doubtful ​ Total September 30, 2020 ​ ​ ​ ​ ​ Commercial and industrial ​ $ 318,497 ​ $ 5,564 ​ $ 2,268 ​ $ — ​ $ 326,329 Construction and land ​ 38,303 ​ 315 ​ 2,464 ​ — ​ 41,082 Commercial real estate ​ 1,124,741 ​ 12,653 ​ 5,341 ​ — ​ 1,142,735 Residential ​ 179,418 ​ 852 ​ 2,164 ​ — ​ 182,434 Consumer ​ 6,086 ​ — ​ 4 ​ — ​ 6,090 Total ​ $ 1,667,045 ​ $ 19,384 ​ $ 12,241 ​ $ — ​ $ 1,698,670 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ mention ​ Substandard ​ Doubtful ​ Total December 31, 2019 ​ ​ ​ ​ ​ Commercial and industrial ​ $ 166,613 ​ $ 1,166 ​ $ 1,512 ​ $ — ​ $ 169,291 Construction and land ​ 32,879 ​ 93 ​ 3,349 ​ — ​ 36,321 Commercial real estate ​ 1,071,771 ​ 16,021 ​ 5,350 ​ — ​ 1,093,142 Residential ​ 153,484 ​ 1,215 ​ 2,065 ​ — ​ 156,764 Consumer ​ 2,541 ​ — ​ 21 ​ — ​ 2,562 Total ​ $ 1,427,288 ​ $ 18,495 ​ $ 12,297 ​ $ — ​ $ 1,458,080
Schedule of past due financing receivables	The following tables provide an aging of the Company’s loans receivable as of the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Recorded ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ investment > ​ ​ 30–59 Days ​ 60–89 Days ​ or more ​ Total ​ ​ ​ ​ ​ ​ ​ Total loans ​ 90 days and ​ ​ past due ​ past due ​ past due ​ past due ​ Current ​ PCI loans ​ receivable ​ accruing September 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial ​ $ 80 ​ $ 601 ​ $ 231 ​ $ 912 ​ $ 324,743 ​ $ 674 ​ $ 326,329 ​ $ — Construction and land ​ 21 ​ — ​ 2,463 ​ 2,484 ​ 38,408 ​ 190 ​ 41,082 ​ — Commercial real estate ​ 91 ​ 346 ​ 1,524 ​ 1,961 ​ 1,128,134 ​ 12,640 ​ 1,142,735 ​ — Residential ​ 3 ​ — ​ — ​ 3 ​ 179,419 ​ 3,012 ​ 182,434 ​ — Consumer ​ 148 ​ 473 ​ 990 ​ 1,611 ​ 4,479 ​ — ​ 6,090 ​ — Total ​ $ 343 ​ $ 1,420 ​ $ 5,208 ​ $ 6,971 ​ $ 1,675,183 ​ $ 16,516 ​ $ 1,698,670 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Recorded ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ investment > ​ ​ 30–59 Days ​ 60–89 Days ​ or more ​ Total ​ ​ ​ ​ ​ ​ ​ Total loans ​ 90 days and ​ ​ past due ​ past due ​ past due ​ past due ​ Current ​ PCI loans ​ receivable ​ accruing December 31, 2019 ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial ​ $ 923 ​ $ 1,480 ​ $ 207 ​ $ 2,610 ​ $ 166,137 ​ $ 544 ​ $ 169,291 ​ $ 26 Construction and land ​ 325 ​ 88 ​ 2,961 ​ 3,374 ​ 32,724 ​ 223 ​ 36,321 ​ 224 Commercial real estate ​ 4,668 ​ 4,698 ​ 1,460 ​ 10,826 ​ 1,068,211 ​ 14,105 ​ 1,093,142 ​ — Residential ​ 531 ​ 122 ​ 1,392 ​ 2,045 ​ 152,261 ​ 2,458 ​ 156,764 ​ — Consumer ​ 14 ​ — ​ 13 ​ 27 ​ 2,533 ​ 2 ​ 2,562 ​ — Total ​ $ 6,461 ​ $ 6,388 ​ $ 6,033 ​ $ 18,882 ​ $ 1,421,866 ​ $ 17,332 ​ $ 1,458,080 ​ $ 250
Schedule of purchase credit impaired loans	The unpaid principal balance and carrying value of the Company’s PCI loans at the dates indicated are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2020 ​ December 31, 2019 ​ Unpaid ​ ​ Unpaid ​ ​ ​ ​ principal ​ Carrying ​ principal ​ Carrying ​ ​ balance ​ value ​ balance ​ value Commercial and industrial ​ $ 1,061 ​ $ 674 ​ $ 1,225 ​ $ 544 Construction and land ​ 271 ​ 190 ​ 338 ​ 223 Commercial real estate ​ 14,481 ​ 12,640 ​ 15,930 ​ 14,105 Residential ​ 3,754 ​ 3,012 ​ 3,238 ​ 2,458 Consumer ​ — ​ — ​ 8 ​ 2 Total ​ $ 19,567 ​ $ 16,516 ​ $ 20,739 ​ $ 17,332
Schedule of changes in the accretable yield of PCI loans	The following table summarized the accretable yield on the purchased credit impaired loans for the periods indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended ​ Nine months ended ​ ​ September 30, September 30, ​ ​ ​ 2020 ​ 2019 ​ 2020 ​ 2019 ​ Balance at beginning of period ​ $ 571 ​ $ 557 ​ $ 554 ​ $ 256 ​ Additions ​ 25 ​ 190 ​ 247 ​ 540 ​ Removals ​ — ​ (346) ​ (51) ​ (349) ​ Accretion ​ (62) ​ (15) ​ (216) ​ (61) ​ Balance at end of period ​ $ 534 ​ $ 386 ​ $ 534 ​ $ 386 ​

ALLOWANCE FOR LOAN LOSSES (Tabl

ALLOWANCE FOR LOAN LOSSES (Tables)	9 Months Ended
	Sep. 30, 2020
ALLOWANCE FOR LOAN LOSSES
Schedule of Allowance for loan losses for loan losses	The following table provides additional information on the allowance for loan losses and loan balances individually and collectively evaluated for impairment at or for the three and nine months ended September 30, 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Construction ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ and industrial and land real estate Residential Consumer Unallocated Total Three months ended September 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 3,330 ​ $ 336 ​ $ 7,892 ​ $ 1,367 ​ $ 2 ​ $ 573 ​ $ 13,500 Charge-offs ​ — ​ — ​ — ​ — ​ — ​ — ​ — Recoveries ​ 3 ​ — ​ 4 ​ — ​ — ​ — ​ 7 Provision for loan losses ​ 495 ​ 249 ​ 1,236 ​ 192 ​ 2 ​ 119 ​ 2,293 Ending balance ​ $ 3,828 ​ $ 585 ​ $ 9,132 ​ $ 1,559 ​ $ 4 ​ $ 692 ​ $ 15,800 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine months ended September 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,762 ​ $ 164 ​ $ 4,926 ​ $ 421 ​ $ 14 ​ $ 113 ​ $ 7,400 Charge-offs ​ — ​ — ​ — ​ (1) ​ (17) ​ — ​ (18) Recoveries ​ 10 ​ — ​ 4 ​ — ​ — ​ — ​ 14 Provision for loan losses ​ 2,056 ​ ​ 421 ​ ​ 4,202 ​ ​ 1,139 ​ ​ 7 ​ ​ 579 ​ 8,404 Ending balance ​ $ 3,828 ​ $ 585 ​ $ 9,132 ​ $ 1,559 ​ $ 4 ​ $ 692 ​ $ 15,800 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses related to: ​ ​ ​ ​ ​ ​ ​ Loans individually evaluated for impairment ​ $ 475 ​ $ 25 ​ $ 71 ​ $ 20 ​ $ — ​ $ — ​ $ 591 Loans collectively evaluated for impairment ​ 3,353 ​ 560 ​ 9,061 ​ 1,539 ​ 4 ​ 692 ​ 15,209 PCI loans ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ ​ ​ ​ ​ ​ ​ ​ Loans receivable: ​ ​ ​ ​ ​ ​ ​ Individually evaluated for impairment ​ $ 1,396 ​ $ 2,463 ​ $ 2,777 ​ $ 1,701 ​ $ — ​ $ — ​ $ 8,337 Collectively evaluated for impairment ​ 324,259 ​ 38,429 ​ 1,127,318 ​ 177,721 ​ 6,090 ​ — ​ 1,673,817 PCI loans ​ 674 ​ 190 ​ 12,640 ​ 3,012 ​ — ​ — ​ 16,516 Total loans ​ $ 326,329 ​ $ 41,082 ​ $ 1,142,735 ​ $ 182,434 ​ $ 6,090 ​ $ — ​ $ 1,698,670 ​ The following table provides additional information on the allowance for loan losses and loan balances individually and collectively evaluated for impairment at or for the three and nine months ended September 30, 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Construction ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ and industrial and land real estate Residential Consumer Unallocated Total Three months ended September 30, 2019 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,250 ​ $ 266 ​ $ 3,853 ​ $ 225 ​ $ 2 ​ $ 284 ​ $ 5,880 Charge-offs ​ — ​ — ​ — ​ (1) ​ — ​ — ​ (1) Recoveries ​ 2 ​ — ​ — ​ — ​ — ​ — ​ 2 Provision (reclassification) for loan losses ​ 46 ​ (59) ​ 147 ​ 137 ​ 115 ​ 93 ​ 479 Ending balance ​ $ 1,298 ​ $ 207 ​ $ 4,000 ​ $ 361 ​ $ 117 ​ $ 377 ​ $ 6,360 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine months ended September 30, 2019 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,017 ​ $ 327 ​ $ 3,214 ​ $ 215 ​ $ 3 ​ $ 364 ​ $ 5,140 Charge-offs ​ — ​ — ​ (17) ​ (1) ​ (4) ​ — ​ (22) Recoveries ​ 41 ​ — ​ — ​ — ​ — ​ — ​ 41 Provision (reclassification) for loan losses ​ 240 ​ (120) ​ 803 ​ 147 ​ 118 ​ 13 ​ 1,201 Ending balance ​ $ 1,298 ​ $ 207 ​ $ 4,000 ​ $ 361 ​ $ 117 ​ $ 377 ​ $ 6,360 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2019 ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses related to: ​ ​ ​ ​ ​ ​ ​ Loans individually evaluated for impairment ​ $ 28 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 28 Loans collectively evaluated for impairment ​ 1,270 ​ 207 ​ 4,000 ​ 361 ​ 117 ​ 377 ​ 6,332 PCI loans ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans receivable: ​ ​ ​ ​ ​ ​ ​ Individually evaluated for impairment ​ $ 2,317 ​ $ 2,737 ​ $ 2,192 ​ $ 119 ​ $ — ​ $ — ​ $ 7,365 Collectively evaluated for impairment ​ 157,335 ​ 21,694 ​ 898,100 ​ 131,706 ​ 1,375 ​ — ​ 1,210,210 PCI loans ​ 521 ​ 192 ​ 12,330 ​ 1,641 ​ — ​ — ​ 14,684 Total loans ​ $ 160,173 ​ $ 24,623 ​ $ 912,622 ​ $ 133,466 ​ $ 1,375 ​ $ — ​ $ 1,232,259

PREMISES AND EQUIPMENT (Tables)

PREMISES AND EQUIPMENT (Tables)	9 Months Ended
	Sep. 30, 2020
PREMISES AND EQUIPMENT
Schedule of Premises and Equipment	Premises and equipment consisted of the following at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, December 31, ​ ​ 2020 ​ 2019 Premises owned ​ $ 11,024 ​ $ 7,906 Leasehold improvements ​ 3,089 ​ 2,362 Furniture, fixtures and equipment ​ 7,500 ​ 5,053 Less accumulated depreciation and amortization ​ (5,990) ​ (4,792) Total premises and equipment, net ​ $ 15,623 ​ $ 10,529
Schedule of Lease payments	​ ​ ​ ​ ​ For the remainder of 2020 ​ $ 3,224 2021 ​ 2,636 2022 ​ 2,239 2023 ​ 1,489 2024 ​ ​ 1,106 Thereafter ​ 3,560 Total lease payments ​ ​ 14,254 Less: interest ​ ​ (1,157) Present value of lease liabilities ​ $ 13,097
Schedule of Weighted average operating lease term and discount rate	The following table presents the weighted average operating lease term and discount rate at the date indicated: ​ ​ ​ ​ ​ ​ September 30, 2020 Weighted-average remaining lease term 6.15 years Weighted-average discount rate 2.72 %

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS (Tables)	9 Months Ended
	Sep. 30, 2020
GOODWILL AND INTANGIBLE ASSETS
Schedule of company's goodwill	Changes in the Company's goodwill for the periods indicated are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, December 31, ​ ​ 2020 ​ 2019 Balance at beginning of period ​ $ 35,466 ​ $ 14,594 Acquired goodwill ​ 3,372 ​ 20,872 Impairment ​ — ​ — Balance at end of period ​ $ 38,838 ​ $ 35,466
Schedule of finite-lived intangible assets	​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, December 31, ​ ​ 2020 ​ 2019 Balance at beginning of period ​ $ 9,185 ​ $ 7,205 Additions ​ 949 ​ 3,604 Less amortization ​ (1,379) ​ (1,624) Balance at end of period ​ $ 8,755 ​ $ 9,185 ​
Schedule of estimated core deposit intangible amortization	​ ​ ​ ​ ​ For the remainder of 2020 ​ $ 453 2021 ​ 1,813 2022 ​ 1,813 2023 ​ 1,034 2024 ​ ​ 970 Thereafter ​ 2,672 Total ​ $ 8,755 ​

INTEREST RECEIVABLE AND OTHER_2

INTEREST RECEIVABLE AND OTHER ASSETS (Tables)	9 Months Ended
	Sep. 30, 2020
INTEREST RECEIVABLE AND OTHER ASSETS
Schedule of Interest receivable and other assets	The Company’s interest receivable and other assets at the dates indicated consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, December 31, ​ ​ 2020 ​ 2019 Tax assets, net ​ $ 7,423 ​ $ 5,922 Accrued interest receivable ​ 8,996 ​ 5,495 Investment in SBIC Funds ​ 2,846 ​ 2,272 Prepaid assets ​ 1,638 ​ 1,160 Servicing assets ​ 1,747 ​ 2,097 Low income housing partnerships, net ​ 2,167 ​ 1,171 Investment in statutory trusts ​ 479 ​ 475 All other ​ 1,190 ​ 926 Total ​ $ 26,486 ​ $ 19,518

DEPOSITS (Tables)

DEPOSITS (Tables)	9 Months Ended
	Sep. 30, 2020
Deposits [Abstract]
Schedule of Deposits	The Company’s deposits consisted of the following at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, December 31, ​ ​ 2020 ​ 2019 Demand deposits ​ $ 713,328 ​ $ 572,341 NOW accounts and savings ​ 393,203 ​ 314,125 Money market ​ 551,816 ​ 489,206 Time deposits under $250,000 ​ 139,778 ​ 189,063 Time deposits over $250,000 ​ 110,521 ​ 136,448 Total ​ $ 1,908,646 ​ $ 1,701,183

OTHER EXPENSES (Tables)

OTHER EXPENSES (Tables)	9 Months Ended
	Sep. 30, 2020
OTHER EXPENSES
Schedule of other expenses	The Company’s other expenses for the periods indicated consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended ​ Nine months ended ​ September 30, September 30, ​ ​ 2020 ​ 2019 ​ 2020 ​ 2019 Professional fees ​ $ 531 ​ $ 379 ​ $ 2,055 ​ $ 1,643 Core deposit premium amortization ​ 453 ​ 396 ​ 1,379 ​ 1,177 Marketing and promotions ​ 200 ​ 271 ​ 639 ​ 877 Stationery and supplies ​ 167 ​ 138 ​ 440 ​ 436 Insurance (including FDIC premiums) ​ 212 ​ 30 ​ 377 ​ 345 Communication and postage ​ 176 ​ 142 ​ 494 ​ 349 Loan default related expense ​ 97 ​ 38 ​ 309 ​ 188 Director fees and stock compensation ​ 81 ​ 175 ​ 239 ​ 671 Bank service charges ​ 49 ​ 9 ​ 125 ​ 40 Courier expense ​ 176 ​ 128 ​ 490 ​ 359 Other ​ 141 ​ 86 ​ 571 ​ 309 Total ​ $ 2,283 ​ $ 1,792 ​ $ 7,118 ​ $ 6,394

EQUITY INCENTIVE PLANS (Tables)

EQUITY INCENTIVE PLANS (Tables)	9 Months Ended
	Sep. 30, 2020
EQUITY INCENTIVE PLANS
Schedule of nonvested restricted stock units activity	The following table provides the restricted stock grant activity for the periods indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2020 ​ 2019 ​ ​ ​ Weighted-average ​ Weighted-average ​ ​ ​ ​ grant date ​ ​ ​ grant date ​ ​ Shares ​ fair value ​ Shares ​ fair value Non-vested at January 1, 142,103 ​ $ 20.76 ​ 131,000 ​ $ 19.18 ​ Granted 15,173 ​ 22.60 ​ 22,289 ​ 22.38 ​ Vested (23,435) ​ 19.62 ​ (19,253) ​ 19.51 ​ Forfeited ​ (1,432) ​ ​ 18.93 ​ — ​ ​ — ​ Non-Vested, at March 31, 132,409 ​ $ 22.10 ​ 134,036 ​ $ 20.76 ​ Granted 92,294 ​ 12.18 ​ 45,696 ​ 24.60 ​ Vested (32,264) ​ 23.30 ​ (36,582) ​ 19.55 ​ Non-Vested, at June 30, 192,439 ​ $ 17.14 ​ 143,150 ​ $ 21.63 ​ Granted 21,599 ​ 10.28 ​ 9,350 ​ 21.40 ​ Vested (9,523) ​ 21.34 ​ (9,723) ​ 10.96 ​ Non-Vested, at September 30, 204,515 ​ $ 16.22 ​ 142,777 ​ $ 22.60 ​

FAIR VALUE MEASUREMENT (Tables)

FAIR VALUE MEASUREMENT (Tables)	9 Months Ended
	Sep. 30, 2020
FAIR VALUE MEASUREMENT
Schedule of fair value, assets measured on recurring basis	The following assets are measured at fair value on a recurring basis at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Level 1 Level 2 Level 3 September 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ U.S. Treasuries ​ $ — ​ $ — ​ $ — ​ $ — U.S. Government Agencies ​ 6,077 ​ — ​ 6,077 ​ — Municipal securities ​ 17,639 ​ — ​ 17,639 ​ — Mortgage-backed securities ​ 62,596 ​ — ​ 62,596 ​ — Collateralized mortgage obligations ​ 5,074 ​ — ​ 5,074 ​ — SBA securities ​ 7,969 ​ — ​ 7,969 ​ — Corporate bonds ​ 14,353 ​ — ​ 14,353 ​ — Total ​ $ 113,708 ​ $ — ​ $ 113,708 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Level 1 Level 2 Level 3 December 31, 2019 ​ ​ ​ ​ U.S. Treasuries ​ $ 999 ​ $ 999 ​ $ — ​ $ — U.S. Government Agencies ​ 10,090 ​ — ​ 10,090 ​ — Municipal securities ​ 18,291 ​ — ​ 18,291 ​ — Mortgage-backed securities ​ 43,743 ​ — ​ 43,743 ​ — Collateralized mortgage obligations ​ 28,605 ​ — ​ 28,605 ​ — SBA securities ​ 9,486 ​ — ​ 9,486 ​ — Corporate bonds ​ 8,675 ​ — ​ 8,675 ​ — Total ​ $ 119,889 ​ $ 999 ​ $ 118,890 ​ $ — ​
Schedule of fair value measurements, nonrecurring	The following assets are measured at fair value on a nonrecurring basis as of the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Level 1 Level 2 Level 3 September 30, 2020 ​ ​ ​ ​ Performing impaired loans ​ $ 775 ​ $ — ​ $ — ​ $ 775 Nonperforming impaired loans ​ 7,562 ​ — ​ — ​ 7,562 OREO ​ 296 ​ — ​ — ​ 296 Total ​ $ 8,633 ​ $ — ​ $ — ​ $ 8,633 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Level 1 Level 2 Level 3 December 31, 2019 ​ ​ ​ ​ Performing impaired loans ​ $ 789 ​ $ — ​ $ — ​ $ 789 Nonperforming impaired loans ​ 6,842 ​ — ​ — ​ 6,842 OREO ​ 574 ​ — ​ — ​ 574 Total ​ $ 8,205 ​ $ — ​ $ — ​ $ 8,205 ​
Schedule of estimated fair value of financial instruments	The carrying amounts and fair values of the Company’s financial instruments at the dates indicated are presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Carrying ​ Fair ​ Fair value measurements ​ amount value Level 1 Level 2 Level 3 September 30, 2020 ​ ​ ​ ​ ​ Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents ​ $ 319,835 ​ $ 319,835 ​ $ 319,835 ​ $ — ​ $ — Interest bearing deposits in banks ​ 8,714 ​ 8,714 ​ 8,714 ​ — ​ — Investment securities available-for-sale ​ 109,663 ​ 113,708 ​ — ​ 113,708 ​ — Loans held for sale ​ 12,044 ​ 12,044 ​ — ​ 12,044 ​ — Loans, net ​ 1,678,295 ​ 1,707,874 ​ — ​ — ​ 1,707,874 Other equity securities ​ 15,331 ​ 15,331 ​ 15,331 ​ — ​ — Accrued interest receivable ​ 8,996 ​ 8,996 ​ — ​ 8,996 ​ — Financial liabilities: ​ ​ ​ ​ ​ Deposits ​ 1,908,646 ​ 1,910,260 ​ — ​ 1,910,260 ​ — Subordinated debt, net ​ ​ 63,340 ​ 63,340 ​ — ​ ​ 63,340 ​ ​ — Other borrowings ​ 10,000 ​ 10,000 ​ — ​ 10,000 ​ — Junior subordinated deferrable interest debentures, net ​ ​ 8,302 ​ ​ 8,018 ​ ​ — ​ ​ — ​ ​ 8,018 Accrued interest payable ​ 710 ​ 710 ​ — ​ 710 ​ — Off-balance sheet liabilities: ​ ​ ​ ​ ​ ​ Undisbursed loan commitments, lines of credit, standby letters of credit ​ 107,441 ​ 107,026 ​ — ​ — ​ 107,026 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Carrying ​ Fair ​ Fair value measurements ​ amount value Level 1 Level 2 Level 3 December 31, 2019 ​ ​ ​ ​ ​ Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents ​ $ 295,382 ​ $ 295,382 ​ $ 295,382 ​ $ — ​ $ — Interest bearing deposits in banks ​ 1,739 ​ 1,739 ​ 1,739 ​ — ​ — Investment securities available-for-sale ​ 118,132 ​ 119,889 ​ 999 ​ 118,890 ​ — Loans held for sale ​ 2,226 ​ 2,226 ​ — ​ 2,226 ​ — Loans, net ​ 1,450,229 ​ 1,453,067 ​ — ​ — ​ 1,453,067 Other equity securities ​ 13,905 ​ 13,905 ​ 13,905 ​ — ​ — Accrued interest receivable ​ 5,495 ​ 5,495 ​ — ​ 5,495 ​ — Financial liabilities: ​ ​ ​ ​ ​ Deposits ​ 1,701,183 ​ 1,704,428 ​ — ​ 1,704,428 ​ — Junior subordinated deferrable interest debentures, net ​ 8,242 ​ 8,086 ​ — ​ — ​ 8,086 Accrued interest payable ​ 1,607 ​ 1,607 ​ — ​ 1,607 ​ — Off-balance sheet liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Undisbursed loan commitments, lines of credit, standby letters of credit ​ 128,934 ​ 128,519 ​ — ​ — ​ 128,519

BASIS OF PRESENTATION - General

BASIS OF PRESENTATION - General Information (Details)	9 Months Ended
	Sep. 30, 2020location
Years of Operation	16 years
Number of Stores	34
CALIFORNIA
Number of Stores	16
WASHINGTON
Number of Stores	2
NEW MEXICO
Number of Stores	5
COLORADO
Number of Stores	11

BASIS OF PRESENTATION - Acquisi

BASIS OF PRESENTATION - Acquisitions (Details)	Feb. 04, 2020	Oct. 21, 2019	May 24, 2019
Grand Mountain Bancshares, Inc.
Business Acquisition, Date of Acquisition [Abstract]
Business Acquisition, Effective Date of Acquisition	Feb. 4, 2020
TIG Bancorp
Business Acquisition, Date of Acquisition [Abstract]
Business Acquisition, Effective Date of Acquisition		Oct. 21, 2019
Uniti Financial Corporation
Business Acquisition, Date of Acquisition [Abstract]
Business Acquisition, Effective Date of Acquisition			May 24, 2019

ACCOUNTING GUIDANCE NOT YET E_2

ACCOUNTING GUIDANCE NOT YET EFFECTIVE AND ADOPTED ACCOUNTING GUIDANCE (Details)	Sep. 30, 2020
Accounting Standards Update 2016-13 [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Change in Accounting Principle, Accounting Standards Update, Adopted	false
Change in Accounting Principle, Accounting Standards Update, Early Adoption	false
Accounting Standards Update 2017-04 [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Change in Accounting Principle, Accounting Standards Update, Adopted	true
Change in Accounting Principle, Accounting Standards Update, Adoption Date	Jan. 1, 2020
Accounting Standards Update 2018-13 [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Change in Accounting Principle, Accounting Standards Update, Adopted	true
Change in Accounting Principle, Accounting Standards Update, Adoption Date	Jan. 1, 2020
Accounting Standards Update 2019-01 [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Change in Accounting Principle, Accounting Standards Update, Adopted	true
Change in Accounting Principle, Accounting Standards Update, Adoption Date	Jan. 1, 2020
Accounting Standards Update 2019-12 [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Change in Accounting Principle, Accounting Standards Update, Adopted	false

ACQUISITIONS - General informat

ACQUISITIONS - General information (Details) $ / shares in Units, $ in Thousands	Feb. 04, 2020USD ($)location$ / shares	Oct. 21, 2019USD ($)locationshares	May 24, 2019USD ($)locationshares	Sep. 30, 2020location
Business Combination, Description [Abstract]
Number of Stores | location				34
Grand Mountain Bancshares, Inc.
Business Acquisition, Date of Acquisition [Abstract]
Business Acquisition, Effective Date of Acquisition	Feb. 4, 2020
Business Combination, Description [Abstract]
Number of Stores | location	4
Business Acquisition, Share Price | $ / shares	$ 3.40
Payments to Acquire Businesses, Gross	$ 13,886
Business Combination, Consideration Transferred	$ 13,886
TIG Bancorp
Business Acquisition, Date of Acquisition [Abstract]
Business Acquisition, Effective Date of Acquisition		Oct. 21, 2019
Business Combination, Description [Abstract]
Number of Stores | location		7
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares | shares		876,803
Payments to Acquire Businesses, Gross		$ 20,184
Business Combination, Consideration Transferred		$ 39,895
Uniti Financial Corporation
Business Acquisition, Date of Acquisition [Abstract]
Business Acquisition, Effective Date of Acquisition			May 24, 2019
Business Combination, Description [Abstract]
Number of Stores | location			3
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares | shares			1,115,006
Payments to Acquire Businesses, Gross			$ 37,814
Business Combination, Consideration Transferred			$ 62,701

ACQUISITIONS - Fair value of as

ACQUISITIONS - Fair value of assets acquired and liabilities assumed (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Feb. 04, 2020	Dec. 31, 2019	Oct. 21, 2019	May 24, 2019	Dec. 31, 2018
Liabilities:
Goodwill	$ 38,838		$ 35,466			$ 14,594
Grand Mountain Bancshares, Inc.
Liabilities:
Fair value of net assets acquired		$ 10,348
Goodwill		3,372
Grand Mountain Bancshares, Inc. | Previously Reported
Fair value of assets:
Cash and due from banks		5,494
Total cash and cash equivalents		5,494
Interest bearing deposits in banks		16,040
Investment securities available-for-sale		4,369
FHLB stock, at par		165
Loans, net		98,410
Premises and equipment, net		3,879
Core deposit intangible		949
Deferred tax assets, net		728
Interest receivable and other assets		929
Total assets acquired		130,923
Liabilities:
Noninterest bearing		30,937
Interest bearing		87,210
Total Deposits		118,147
Interest payable and other liabilities		687
Other borrowings		1,575
Total liabilities assumed		120,409
Fair value of net assets acquired		10,514
Grand Mountain Bancshares, Inc. | Revision of Prior Period, Adjustment
Fair value of assets:
Investment securities available-for-sale		10
Loans, net		484
Premises and equipment, net		(1,000)
Core deposit intangible		949
Deferred tax assets, net		139
Time deposits		(25)
Liabilities:
Other borrowings		(98)
Other (assets) liabilities		5
Fair value of net assets acquired		$ 166
TIG Bancorp
Liabilities:
Fair value of net assets acquired				$ 29,164
Goodwill				9,017
TIG Bancorp | Previously Reported
Fair value of assets:
Cash and due from banks				6,146
Federal funds sold				55,955
Total cash and cash equivalents				62,101
Investment securities available-for-sale				26,382
FHLB stock, at par				241
FRB stock, at par				792
Loans, net				137,183
Premises and equipment, net				3,480
OREO				42
Core deposit intangible				3,038
Deferred tax assets, net				308
Interest receivable and other assets				2,079
Total assets acquired				235,646
Liabilities:
Noninterest bearing				77,157
Interest bearing				125,597
Total Deposits				202,754
Interest payable and other liabilities				2,014
Total liabilities assumed				204,768
Fair value of net assets acquired				30,878
TIG Bancorp | Revision of Prior Period, Adjustment
Fair value of assets:
Investment securities available-for-sale				627
Loans, net				382
Premises and equipment, net				180
OREO				18
Core deposit intangible				3,038
Deferred tax assets, net				774
Time deposits				(308)
Liabilities:
Other (assets) liabilities				(159)
Fair value of net assets acquired				$ 1,714
Uniti Financial Corporation
Liabilities:
Fair value of net assets acquired					$ 47,445
Goodwill					11,855
Uniti Financial Corporation | Previously Reported
Fair value of assets:
Cash and due from banks					6,392
Federal funds sold					22,080
Total cash and cash equivalents					28,472
Investment securities available-for-sale					5,096
FHLB stock, at par					1,535
Loans, net					276,719
Premises and equipment, net					463
OREO					76
Core deposit intangible					566
Deferred tax assets, net					234
Servicing asset					1,824
Interest receivable and other assets					3,033
Total assets acquired					318,018
Liabilities:
Noninterest bearing					143,082
Interest bearing					122,704
Total Deposits					265,786
Interest payable and other liabilities					1,386
Total liabilities assumed					267,172
Fair value of net assets acquired					50,846
Uniti Financial Corporation | Revision of Prior Period, Adjustment
Fair value of assets:
Loans, net					4,617
OREO					32
Core deposit intangible					566
Deferred tax assets, net					695
Time deposits					(250)
Servicing asset					805
Liabilities:
Fair value of net assets acquired					$ 3,401

ACQUISITIONS - Consideration tr

ACQUISITIONS - Consideration transferred (Details) - USD ($) $ in Thousands	Feb. 04, 2020	Oct. 21, 2019	May 24, 2019
Grand Mountain Bancshares, Inc.
Business Combination, Consideration Transferred [Abstract]
Cash paid	$ 13,886
Total price paid	$ 13,886
TIG Bancorp
Business Combination, Consideration Transferred [Abstract]
Common stock issued		$ 19,711
Cash paid		20,184
Total price paid		$ 39,895
Uniti Financial Corporation
Business Combination, Consideration Transferred [Abstract]
Common stock issued			$ 24,887
Cash paid			37,814
Total price paid			$ 62,701

ACQUISITIONS - Pro forma result

ACQUISITIONS - Pro forma results of operations (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Business Acquisition, Pro Forma Information [Abstract]
Net interest income	$ 19,005	$ 21,328	$ 60,394	$ 65,778
Net income	$ 3,249	$ 6,238	$ 8,389	$ 14,394
Basic earnings per share (in dollars per share)	$ 0.27	$ 0.48	$ 0.69	$ 1.11
Diluted earnings per share (in dollars per share)	$ 0.27	$ 0.48	$ 0.69	$ 1.11

ACQUISITIONS - Acquisition expe

ACQUISITIONS - Acquisition expenses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
ACQUISITIONS
Business Combination, Acquisition Related Costs, Professional Fees			$ 369	$ 535
Business Combination, Acquisition Related Costs, Data Processing			2,000	2,657
Business Combination, Acquisition Related Costs, Severance Expense			266	578
Business Combination, Acquisition Related Costs, Other Expense			383	365
Total	$ 0	$ 0	$ 3,018	$ 4,135

INVESTMENT SECURITIES - Amortiz

INVESTMENT SECURITIES - Amortized Cost, Gross Unrealized Gains and Losses, and Estimated Fair Values of Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized cost	$ 109,663	$ 118,132
Gross unrealized gains	4,260	1,951
Gross unrealized losses	(215)	(194)
Securities available for sale, fair value	113,708	119,889
U.S. Treasuries
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized cost	0	999
Gross unrealized gains	0	0
Gross unrealized losses	0	0
Securities available for sale, fair value	0	999
U.S. Government Agencies
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized cost	6,029	10,033
Gross unrealized gains	53	64
Gross unrealized losses	(5)	(7)
Securities available for sale, fair value	6,077	10,090
Municipal securities
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized cost	16,954	17,888
Gross unrealized gains	685	408
Gross unrealized losses	0	(5)
Securities available for sale, fair value	17,639	18,291
Mortgage-backed securities
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized cost	60,364	42,931
Gross unrealized gains	2,247	860
Gross unrealized losses	(15)	(48)
Securities available for sale, fair value	62,596	43,743
Collateralized mortgage obligation
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized cost	3,935	28,197
Gross unrealized gains	1,150	476
Gross unrealized losses	(11)	(68)
Securities available for sale, fair value	5,074	28,605
SBA securities
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized cost	7,959	9,550
Gross unrealized gains	60	2
Gross unrealized losses	(50)	(66)
Securities available for sale, fair value	7,969	9,486
Corporate Bonds
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized cost	14,422	8,534
Gross unrealized gains	65	141
Gross unrealized losses	(134)	0
Securities available for sale, fair value	$ 14,353	$ 8,675

INVESTMENT SECURITIES - Estimat

INVESTMENT SECURITIES - Estimated Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]
Less than 12 months, Estimated fair value	$ 9,924	$ 23,508
12 months or more, Estimated fair value	6,586	4,008
Total, Estimated fair value	16,510	27,516
U.S. Treasuries
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]
Less than 12 months, Estimated fair value	0	0
12 months or more, Estimated fair value	0	0
Total, Estimated fair value	0	0
U.S. Government Agencies
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]
Less than 12 months, Estimated fair value	0	1,497
12 months or more, Estimated fair value	1,511	1,514
Total, Estimated fair value	1,511	3,011
Municipal securities
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]
Less than 12 months, Estimated fair value	0	3,147
12 months or more, Estimated fair value	0	0
Total, Estimated fair value	0	3,147
Mortgage-backed securities
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]
Less than 12 months, Estimated fair value	208	7,772
12 months or more, Estimated fair value	506	81
Total, Estimated fair value	714	7,853
Collateralized mortgage obligation
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]
Less than 12 months, Estimated fair value	2,308	4,155
12 months or more, Estimated fair value	832	883
Total, Estimated fair value	3,140	5,038
SBA securities
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]
Less than 12 months, Estimated fair value	1,036	6,937
12 months or more, Estimated fair value	3,737	1,530
Total, Estimated fair value	4,773	8,467
Corporate Bonds
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]
Less than 12 months, Estimated fair value	6,372	0
12 months or more, Estimated fair value	0	0
Total, Estimated fair value	$ 6,372	$ 0

INVESTMENT SECURITIES - Gross U

INVESTMENT SECURITIES - Gross Unrealized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	$ (144)	$ (133)
12 months or more, Unrealized loss	(71)	(61)
Total, Unrealized loss	(215)	(194)
U.S. Treasuries
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	0	0
12 months or more, Unrealized loss	0	0
Total, Unrealized loss	0	0
U.S. Government Agencies
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	0	(1)
12 months or more, Unrealized loss	(5)	(6)
Total, Unrealized loss	(5)	(7)
Municipal securities
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	0	(5)
12 months or more, Unrealized loss	0	0
Total, Unrealized loss	0	(5)
Mortgage-backed securities
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	(3)	(47)
12 months or more, Unrealized loss	(12)	(1)
Total, Unrealized loss	(15)	(48)
Collateralized mortgage obligation
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	(5)	(56)
12 months or more, Unrealized loss	(6)	(12)
Total, Unrealized loss	(11)	(68)
SBA securities
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	(2)	(24)
12 months or more, Unrealized loss	(48)	(42)
Total, Unrealized loss	(50)	(66)
Corporate Bonds
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	(134)	0
12 months or more, Unrealized loss	0	0
Total, Unrealized loss	$ (134)	$ 0

INVESTMENT SECURITIES - Unreali

INVESTMENT SECURITIES - Unrealized Loss Positions (Details)	Sep. 30, 2020security
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	288
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	21
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	22

INVESTMENT SECURITIES - Amort_2

INVESTMENT SECURITIES - Amortized Cost and Estimated Fair Value of Available-for-Sale Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Available-for-sale: Amortized Cost
Due in one year or less (remainder of year)	$ 10,244
Due in one year or less	0	$ 10,737
Due after one through five years	19,866	24,078
Due after five years through ten years	27,207	22,914
Due after ten years	52,346	60,403
Total	109,663	118,132
Available-for-sale: Fair Value
Due in one year or less (remainder of year)	10,351
Due in one year or less	0	10,781
Due after one through five years	20,839	24,560
Due after five years through ten years	27,847	23,366
Due after ten years	54,671	61,182
Total	$ 113,708	$ 119,889

LOANS - Summary of Loans (Detai

LOANS - Summary of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 1,698,670		$ 1,458,080	$ 1,232,259
Total Loans	1,698,670		1,458,080
Net deferred loan fees	(4,575)		(451)
Allowance for loan losses	(15,800)	$ (13,500)	(7,400)	(6,360)	$ (5,880)	$ (5,140)
Net Loans	1,678,295		1,450,229
Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	326,329		169,291	160,173
Total Loans	326,329		169,291
Allowance for loan losses	(3,828)	(3,330)	(1,762)	(1,298)	(1,250)	(1,017)
Construction and Land Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	41,082		36,321	24,623
Total Loans	41,082		36,321
Allowance for loan losses	(585)	(336)	(164)	(207)	(266)	(327)
Commercial Real Estate Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,142,735		1,093,142	912,622
Total Loans	1,142,735		1,093,142
Allowance for loan losses	(9,132)	(7,892)	(4,926)	(4,000)	(3,853)	(3,214)
Residential Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	182,434		156,764	133,466
Total Loans	182,434		156,764
Allowance for loan losses	(1,559)	(1,367)	(421)	(361)	(225)	(215)
Consumer Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	6,090		2,562	1,375
Total Loans	6,090		2,562
Allowance for loan losses	$ (4)	$ (2)	$ (14)	$ (117)	$ (2)	$ (3)

LOANS - Total Impaired Loans In

LOANS - Total Impaired Loans Including Non-Accrual Loans, Accruing TDR Loans and Accreting PCI Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Financing Receivable, Impaired [Line Items]
With no specific allowance recorded	$ 7,309		$ 7,309		$ 7,167
With a specific allowance recorded	1,028		1,028		464
Total recorded investment in impaired loans	8,337		8,337		7,631
Specific allowance on impaired loans	591		591		171
Average recorded investment in impaired loans	8,352	$ 5,410	8,528	$ 6,385
Interest recognized	7		192	55
Commercial Portfolio Segment
Financing Receivable, Impaired [Line Items]
With no specific allowance recorded	870		870		436
With a specific allowance recorded	526		526		182
Total recorded investment in impaired loans	1,396		1,396		618
Specific allowance on impaired loans	475		475		95
Average recorded investment in impaired loans	1,136	2,283	769	3,330
Interest recognized			4	34
Construction and Land Portfolio Segment
Financing Receivable, Impaired [Line Items]
With no specific allowance recorded	2,383		2,383		2,737
With a specific allowance recorded	80		80		0
Total recorded investment in impaired loans	2,463		2,463		2,737
Specific allowance on impaired loans	25		25		0
Average recorded investment in impaired loans	2,692	1,369	2,763	782
Interest recognized	0	0	151	0
Commercial Real Estate Portfolio Segment
Financing Receivable, Impaired [Line Items]
With no specific allowance recorded	2,511		2,511		2,505
With a specific allowance recorded	266		266		270
Total recorded investment in impaired loans	2,777		2,777		2,775
Specific allowance on impaired loans	71		71		64
Average recorded investment in impaired loans	2,814	1,634	3,304	1,779
Interest recognized	7	0	37	20
Residential Portfolio Segment
Financing Receivable, Impaired [Line Items]
With no specific allowance recorded	1,545		1,545		1,488
With a specific allowance recorded	156		156
Total recorded investment in impaired loans	1,701		1,701		1,488
Specific allowance on impaired loans	20		20
Average recorded investment in impaired loans	1,710	124	1,689	494
Interest recognized				1
Consumer Portfolio Segment
Financing Receivable, Impaired [Line Items]
With no specific allowance recorded	0		0		1
With a specific allowance recorded	0		0		12
Total recorded investment in impaired loans	0		0		13
Specific allowance on impaired loans	0		0		$ 12
Average recorded investment in impaired loans	0	0	3	0
Interest recognized	$ 0	$ 0	$ 0	$ 0

LOANS - Loans by Class Modified

LOANS - Loans by Class Modified as Troubled Debt Restructuring (Details) - Troubled Debt Restructurings $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2020USD ($)loan	Sep. 30, 2020USD ($)loan	Sep. 30, 2019USD ($)loan
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of loans | loan	1,000	2,000	2
Term modification	$ 156	$ 180	$ 176
Rate & term modification			321
Total	$ 156	$ 180	$ 497
Commercial Portfolio Segment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of loans | loan		1,000	2
Term modification		$ 24	$ 176
Rate & term modification			321
Total		$ 24	$ 497
Residential Portfolio Segment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of loans | loan	1,000	1,000
Term modification	$ 156	$ 156
Total	$ 156	$ 156

LOANS - Internally Assigned Gra

LOANS - Internally Assigned Grade by Class of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Total loans
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	$ 1,698,670	$ 1,458,080
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	1,667,045	1,427,288
Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	19,384	18,495
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	12,241	12,297
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	0	0
Commercial Portfolio Segment | Total loans
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	326,329	169,291
Commercial Portfolio Segment | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	318,497	166,613
Commercial Portfolio Segment | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	5,564	1,166
Commercial Portfolio Segment | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	2,268	1,512
Commercial Portfolio Segment | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	0	0
Construction and Land Portfolio Segment | Total loans
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	41,082	36,321
Construction and Land Portfolio Segment | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	38,303	32,879
Construction and Land Portfolio Segment | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	315	93
Construction and Land Portfolio Segment | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	2,464	3,349
Construction and Land Portfolio Segment | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	0	0
Commercial Real Estate Portfolio Segment | Total loans
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	1,142,735	1,093,142
Commercial Real Estate Portfolio Segment | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	1,124,741	1,071,771
Commercial Real Estate Portfolio Segment | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	12,653	16,021
Commercial Real Estate Portfolio Segment | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	5,341	5,350
Commercial Real Estate Portfolio Segment | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	0	0
Residential Portfolio Segment | Total loans
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	182,434	156,764
Residential Portfolio Segment | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	179,418	153,484
Residential Portfolio Segment | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	852	1,215
Residential Portfolio Segment | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	2,164	2,065
Residential Portfolio Segment | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	0	0
Consumer Portfolio Segment | Total loans
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	6,090	2,562
Consumer Portfolio Segment | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	6,086	2,541
Consumer Portfolio Segment | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class		0
Consumer Portfolio Segment | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	4	21
Consumer Portfolio Segment | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Risk category of loans by class	$ 0	$ 0

LOANS - Aging of the Company's

LOANS - Aging of the Company's Loan Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019	Sep. 30, 2019
Financing Receivable, Past Due [Line Items]
Total Past Due	$ 6,971	$ 18,882
Current	1,675,183	1,421,866
PCI Loans	16,516	17,332
Total loans	1,698,670	1,458,080	$ 1,232,259
Recorded Investment > 90 Days and Accruing	0	250
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	343	6,461
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	1,420	6,388
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	5,208	6,033
Recorded Investment > 90 Days and Accruing	0	250
Commercial Portfolio Segment
Financing Receivable, Past Due [Line Items]
Total Past Due	912	2,610
Current	324,743	166,137
PCI Loans	674	544
Total loans	326,329	169,291	160,173
Recorded Investment > 90 Days and Accruing	0	26
Commercial Portfolio Segment | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	80	923
Commercial Portfolio Segment | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	601	1,480
Commercial Portfolio Segment | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	231	207
Construction and Land Portfolio Segment
Financing Receivable, Past Due [Line Items]
Total Past Due	2,484	3,374
Current	38,408	32,724
PCI Loans	190	223
Total loans	41,082	36,321	24,623
Recorded Investment > 90 Days and Accruing	0	224
Construction and Land Portfolio Segment | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	21	325
Construction and Land Portfolio Segment | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	0	88
Construction and Land Portfolio Segment | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	2,463	2,961
Commercial Real Estate Portfolio Segment
Financing Receivable, Past Due [Line Items]
Total Past Due	1,961	10,826
Current	1,128,134	1,068,211
PCI Loans	12,640	14,105
Total loans	1,142,735	1,093,142	912,622
Recorded Investment > 90 Days and Accruing	0	0
Commercial Real Estate Portfolio Segment | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	91	4,668
Commercial Real Estate Portfolio Segment | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	346	4,698
Commercial Real Estate Portfolio Segment | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	1,524	1,460
Residential Portfolio Segment
Financing Receivable, Past Due [Line Items]
Total Past Due	3	2,045
Current	179,419	152,261
PCI Loans	3,012	2,458
Total loans	182,434	156,764	133,466
Recorded Investment > 90 Days and Accruing	0	0
Residential Portfolio Segment | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	3	531
Residential Portfolio Segment | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	0	122
Residential Portfolio Segment | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	0	1,392
Consumer Portfolio Segment
Financing Receivable, Past Due [Line Items]
Total Past Due	1,611	27
Current	4,479	2,533
PCI Loans	0	2
Total loans	6,090	2,562	$ 1,375
Recorded Investment > 90 Days and Accruing	0	0
Consumer Portfolio Segment | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	148	14
Consumer Portfolio Segment | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	473	0
Consumer Portfolio Segment | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	$ 990	$ 13

LOANS - Carrying Amount and Unp

LOANS - Carrying Amount and Unpaid Balance of PCI Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Unpaid Principal Balance	$ 19,567	$ 20,739
Carrying Value	16,516	17,332
Commercial Portfolio Segment
Unpaid Principal Balance	1,061	1,225
Carrying Value	674	544
Construction and Land Portfolio Segment
Unpaid Principal Balance	271	338
Carrying Value	190	223
Commercial Real Estate Portfolio Segment
Unpaid Principal Balance	14,481	15,930
Carrying Value	12,640	14,105
Residential Portfolio Segment
Unpaid Principal Balance	3,754	3,238
Carrying Value	$ 3,012	2,458
Consumer Portfolio Segment
Unpaid Principal Balance		8
Carrying Value		$ 2

LOANS - Accretable Yield on PCI

LOANS - Accretable Yield on PCI Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	$ 571	$ 557	$ 554	$ 256
Additions	25	190	247	540
Removals		(346)	(51)	(349)
Accretion	(62)	(15)	(216)	(61)
Balance at end of period	$ 534	$ 386	$ 534	$ 386

LOANS - Additional Information

LOANS - Additional Information (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2020USD ($)loan	Sep. 30, 2019USD ($)	Sep. 30, 2020USD ($)loan	Sep. 30, 2019USD ($)	Dec. 31, 2019USD ($)
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$ 117,500	$ 66,500	$ 338,500	$ 155,000
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0		0		$ 250,000
Financing Receivable, Recorded Investment, Nonaccrual Status	16,516,000		16,516,000		17,332,000
Financing Receivable, Troubled Debt Restructuring	3,700,000		3,700,000		4,400,000
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	0		0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	$ 0		$ 0
Mortgage Loans in Process of Foreclosure, Number of Loans | loan	3		3
Mortgage Loans in Process of Foreclosure, Amount	$ 546,000		$ 546,000		0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0		0		250,000
Performing Financial Instruments [Member]
Financing Receivable, Troubled Debt Restructuring	775,000		775,000		789,000
Loans Insured or Guaranteed by US Government Authorities [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 872,000,000,000		$ 872,000,000,000		$ 872,000,000,000

ALLOWANCE FOR LOAN LOSSES - Rol

ALLOWANCE FOR LOAN LOSSES - Roll Forward (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses Beginning balance	$ 13,500	$ 5,880	$ 7,400	$ 5,140
Allowance for loan losses Charge-offs	0	(1)	(18)	(22)
Allowance for loan losses Recoveries	7	2	14	41
Allowance for loan losses provision (reclassification) for loan losses	2,293	479	8,404	1,201
Allowance for loan losses Ending balance	15,800	6,360	15,800	6,360
Commercial Portfolio Segment
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses Beginning balance	3,330	1,250	1,762	1,017
Allowance for loan losses Charge-offs	0	0	0	0
Allowance for loan losses Recoveries	3	2	10	41
Allowance for loan losses provision (reclassification) for loan losses	495	46	2,056	240
Allowance for loan losses Ending balance	3,828	1,298	3,828	1,298
Construction and Land Portfolio Segment
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses Beginning balance	336	266	164	327
Allowance for loan losses Charge-offs	0	0	0	0
Allowance for loan losses Recoveries	0	0	0	0
Allowance for loan losses provision (reclassification) for loan losses	249	(59)	421	(120)
Allowance for loan losses Ending balance	585	207	585	207
Commercial Real Estate Portfolio Segment
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses Beginning balance	7,892	3,853	4,926	3,214
Allowance for loan losses Charge-offs	0	0	0	(17)
Allowance for loan losses Recoveries	4	0	4	0
Allowance for loan losses provision (reclassification) for loan losses	1,236	147	4,202	803
Allowance for loan losses Ending balance	9,132	4,000	9,132	4,000
Residential Portfolio Segment
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses Beginning balance	1,367	225	421	215
Allowance for loan losses Charge-offs	0	(1)	(1)	(1)
Allowance for loan losses Recoveries	0	0	0	0
Allowance for loan losses provision (reclassification) for loan losses	192	137	1,139	147
Allowance for loan losses Ending balance	1,559	361	1,559	361
Consumer Portfolio Segment
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses Beginning balance	2	2	14	3
Allowance for loan losses Charge-offs	0	0	(17)	(4)
Allowance for loan losses Recoveries	0	0	0	0
Allowance for loan losses provision (reclassification) for loan losses	2	115	7	118
Allowance for loan losses Ending balance	4	117	4	117
Unallocated Financing Receivables
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses Beginning balance	573	284	113	364
Allowance for loan losses Charge-offs	0	0	0	0
Allowance for loan losses Recoveries	0	0	0	0
Allowance for loan losses provision (reclassification) for loan losses	119	93	579	13
Allowance for loan losses Ending balance	$ 692	$ 377	$ 692	$ 377

ALLOWANCE FOR LOAN LOSSES - Add

ALLOWANCE FOR LOAN LOSSES - Additional Information (Detail) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment	$ 591			$ 28
Loans collectively evaluated for impairment	15,209			6,332
Loans and Leases Receivable, Allowance, Total	15,800	$ 13,500	$ 7,400	6,360	$ 5,880	$ 5,140
Individually evaluated for impairment	8,337			7,365
Collectively evaluated for impairment	1,673,817			1,210,210
Total loans	1,698,670		1,458,080	1,232,259
Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans and Leases Receivable, Allowance, Total	0			0
Total loans	16,516			14,684
Commercial Portfolio Segment
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment	475			28
Loans collectively evaluated for impairment	3,353			1,270
Loans and Leases Receivable, Allowance, Total	3,828	3,330	1,762	1,298	1,250	1,017
Individually evaluated for impairment	1,396			2,317
Collectively evaluated for impairment	324,259			157,335
Total loans	326,329		169,291	160,173
Commercial Portfolio Segment | Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans and Leases Receivable, Allowance, Total	0			0
Total loans	674			521
Construction and Land Portfolio Segment
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment	25			0
Loans collectively evaluated for impairment	560			207
Loans and Leases Receivable, Allowance, Total	585	336	164	207	266	327
Individually evaluated for impairment	2,463			2,737
Collectively evaluated for impairment	38,429			21,694
Total loans	41,082		36,321	24,623
Construction and Land Portfolio Segment | Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans and Leases Receivable, Allowance, Total	0			0
Total loans	190			192
Commercial Real Estate Portfolio Segment
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment	71			0
Loans collectively evaluated for impairment	9,061			4,000
Loans and Leases Receivable, Allowance, Total	9,132	7,892	4,926	4,000	3,853	3,214
Individually evaluated for impairment	2,777			2,192
Collectively evaluated for impairment	1,127,318			898,100
Total loans	1,142,735		1,093,142	912,622
Commercial Real Estate Portfolio Segment | Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans and Leases Receivable, Allowance, Total	0			0
Total loans	12,640			12,330
Residential Portfolio Segment
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment	20			0
Loans collectively evaluated for impairment	1,539			361
Loans and Leases Receivable, Allowance, Total	1,559	1,367	421	361	225	215
Individually evaluated for impairment	1,701			119
Collectively evaluated for impairment	177,721			131,706
Total loans	182,434		156,764	133,466
Residential Portfolio Segment | Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans and Leases Receivable, Allowance, Total	0			0
Total loans	3,012			1,641
Consumer Portfolio Segment
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment	0			0
Loans collectively evaluated for impairment	4			117
Loans and Leases Receivable, Allowance, Total	4	2	14	117	2	3
Individually evaluated for impairment	0			0
Collectively evaluated for impairment	6,090			1,375
Total loans	6,090		2,562	1,375
Consumer Portfolio Segment | Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans and Leases Receivable, Allowance, Total	0			0
Total loans	0			0
Unallocated Financing Receivables
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment	0			0
Loans collectively evaluated for impairment	692			377
Loans and Leases Receivable, Allowance, Total	692	$ 573	$ 113	377	$ 284	$ 364
Individually evaluated for impairment	0			0
Collectively evaluated for impairment	0			0
Total loans	0			0
Unallocated Financing Receivables | Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans and Leases Receivable, Allowance, Total	0			0
Total loans	$ 0			$ 0

PREMISES AND EQUIPMENT - Tabula

PREMISES AND EQUIPMENT - Tabular Disclosure (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Property, Plant and Equipment [Line Items]
Less accumulated depreciation and amortization	$ (5,990)	$ (4,792)
Total premises and equipment, net	15,623	10,529
Land, Buildings and Improvements [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	11,024	7,906
Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	3,089	2,362
Furniture Fixtures and Equipment [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$ 7,500	$ 5,053

PREMISES AND EQUIPMENT - Lease

PREMISES AND EQUIPMENT - Lease Payments (Details) $ in Thousands	Sep. 30, 2020USD ($)
Lessee, Operating Lease, Liability, Payment, Due [Abstract]
For the remainder of 2020	$ 3,224
2021	2,636
2022	2,239
2023	1,489
2024	1,106
Thereafter	3,560
Total lease payments	$ 14,254

PREMISES AND EQUIPMENT - Gross

PREMISES AND EQUIPMENT - Gross Difference (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Operating Lease Liabilities, Gross Difference, Amount [Abstract]
Total lease payments	$ 14,254
Less: interest	(1,157)
Present value of lease liabilities	$ 13,097	$ 15,599

PREMISES AND EQUIPMENT - Weight

PREMISES AND EQUIPMENT - Weighted Average Operating Lease Term and Discount Rate (Details)	Sep. 30, 2020
PREMISES AND EQUIPMENT
Weighted-average remaining lease term	6 years 1 month 24 days
Weighted-average discount rate	2.72%

PREMISES AND EQUIPMENT - Additi

PREMISES AND EQUIPMENT - Additional Information (Details) $ in Thousands	Mar. 29, 2019USD ($)ft²	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)
PREMISES AND EQUIPMENT
Depreciation, Depletion and Amortization		$ 445	$ 297	$ 1,300	$ 859
Sale Leaseback Transaction, Net Book Value	$ 4,600
Land Subject to Ground Leases | ft²	4,021
Percentage of Leased Land	11.10%
Sale Leaseback Transaction, Deferred Gain, Net	$ 78
Operating Leases, Rent Expense, Net		$ 829	$ 824	$ 2,500	$ 2,100

GOODWILL AND INTANGIBLE ASSET_2

GOODWILL AND INTANGIBLE ASSETS - Goodwill Balance (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019	Dec. 31, 2018
GOODWILL AND INTANGIBLE ASSETS
Goodwill	$ 38,838	$ 35,466	$ 14,594

GOODWILL AND INTANGIBLE ASSET_3

GOODWILL AND INTANGIBLE ASSETS - Core Deposits (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Dec. 31, 2019	Dec. 31, 2018
Finite-Lived Intangible Assets, Net [Abstract]
Core deposit intangible	$ 8,755	$ 9,185
Minimum
Finite-Lived Intangible Assets, Net [Abstract]
Finite-Lived Intangible Asset, Useful Life	7 years
Maximum
Finite-Lived Intangible Assets, Net [Abstract]
Finite-Lived Intangible Asset, Useful Life	10 years
Core Deposits [Member]
Finite-Lived Intangible Assets, Net [Abstract]
Core deposit intangible	$ 8,755	$ 9,185	$ 7,205
Acquired Finite-lived Intangible Assets, Weighted Average Useful Life	3 years 8 months 12 days

GOODWILL AND INTANGIBLE ASSET_4

GOODWILL AND INTANGIBLE ASSETS - Changes in Goodwill (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2020	Dec. 31, 2019
Goodwill [Roll Forward]
Balance at beginning of period	$ 35,466	$ 14,594
Acquired goodwill	3,372	20,872
Impairment	0	0
Balance at end of period	$ 38,838	$ 35,466

GOODWILL AND INTANGIBLE ASSET_5

GOODWILL AND INTANGIBLE ASSETS - Changes in Core Deposits (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Finite-lived Intangible Assets [Roll Forward]
Balance at beginning of period			$ 9,185
Less amortization	$ (453)	$ (396)	(1,379)	$ (1,177)
Balance at end of period	8,755		8,755		$ 9,185
Core Deposits [Member]
Finite-lived Intangible Assets [Roll Forward]
Balance at beginning of period			9,185	$ 7,205	7,205
Additions			949		3,604
Less amortization			(1,379)		(1,624)
Balance at end of period	$ 8,755		$ 8,755		$ 9,185

GOODWILL AND INTANGIBLE ASSET_6

GOODWILL AND INTANGIBLE ASSETS - Amortization Expense (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
GOODWILL AND INTANGIBLE ASSETS
Amortization of Intangible Assets	$ 453	$ 396	$ 1,379	$ 1,177

GOODWILL AND INTANGIBLE ASSET_7

GOODWILL AND INTANGIBLE ASSETS - Estimated Annual Amortization (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
GOODWILL AND INTANGIBLE ASSETS
For the remainder of 2020	$ 453
2021	1,813
2022	1,813
2023	1,034
2024	970
Thereafter	2,672
Total	$ 8,755	$ 9,185

INTEREST RECEIVABLE AND OTHER_3

INTEREST RECEIVABLE AND OTHER ASSETS (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
INTEREST RECEIVABLE AND OTHER ASSETS
Tax assets, net	$ 7,423	$ 5,922
Accrued interest receivable	8,996	5,495
Investment in SBIC Funds	2,846	2,272
Prepaid assets	1,638	1,160
Servicing asset	1,747	2,097
Low income housing partnership, net	2,167	1,171
Investment in statutory trusts	479	475
Miscellaneous other assets	1,190	926
Total	$ 26,486	$ 19,518

DEPOSITS - Tabular Disclosure (

DEPOSITS - Tabular Disclosure (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Deposits [Abstract]
Demand deposits	$ 713,328	$ 572,341
NOW accounts and savings	393,203	314,125
Money market	551,816	489,206
Time deposits under $250,000	139,778	189,063
Time deposits $250,000 and over	110,521	136,448
Total	$ 1,908,646	$ 1,701,183

DEPOSITS - Additional Informati

DEPOSITS - Additional Information (Details)	Sep. 30, 2020	Dec. 31, 2019
Deposits [Abstract]
Weighted Average Rate Domestic Deposit, Time Deposits	0.52%	0.86%

BORROWINGS - Subordinated Notes

BORROWINGS - Subordinated Notes (Details) - USD ($) $ in Thousands	Aug. 06, 2020	Sep. 30, 2020
Debt Instrument [Line Items]
Proceeds from Issuance of Subordinated Long-term Debt, Net of Underwriting Discounts and Offering Expenses		$ 63,340
Repayment of other borrowings	$ 6,000	$ 106,000
Subordinated Debt [Member] | Fixed-to-Floating Rate Subordinated Notes, 5.25 Percent, Due 2030 [Member]
Debt Instrument [Line Items]
Debt Instrument, Face Amount	$ 65,000
Debt Instrument, Interest Rate, Stated Percentage	5.25%
Debt Instrument, Face Amount, Debt Issued, Percentage of Par	100.00%
Proceeds from Issuance of Subordinated Long-term Debt, Net of Underwriting Discounts and Offering Expenses	$ 63,300

BORROWINGS - Federal Home Loan

BORROWINGS - Federal Home Loan Bank (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	May 31, 2020	Dec. 31, 2019
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Advances from Federal Home Loan Banks	$ 0		$ 0
Federal Home Loan Bank of San Francisco [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances		$ 10,000
Federal Home Loan Bank of San Francisco [Member] | Federal Home Loan Bank of San Francisco, Secured Borrowing Facility [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, General Description of Terms	The Bank has an approved secured borrowing facility with the Federal Home Loan Bank of San Francisco (the “FHLB”) for up to 25% of total assets for a term not to exceed five years under a blanket lien of certain types of loans.
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Percentage of Total Assets	25.00%
Debt Instrument, Term	5 years
Federal Home Loan Bank of San Francisco [Member] | Federal Home Loan Bank of San Francisco, Advance, Maturing November 9, 2020 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances		$ 2,000
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Due Date		2020
Federal Home Loan Bank of San Francisco [Member] | Federal Home Loan Bank of San Francisco, Advance, Maturing May 7, 2021 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances		$ 5,000
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Due Date		2021

BORROWINGS - Federal Funds Line

BORROWINGS - Federal Funds Line - Commitments (Details) - USD ($) $ in Millions	Sep. 30, 2020	Dec. 31, 2019
Federal Funds Line, Cumulative Available Commitments [Member]
Other Commitments [Line Items]
Other Commitment	$ 75	$ 55

BORROWINGS - Federal Funds Li_2

BORROWINGS - Federal Funds Line - Outstanding (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Federal Funds Purchased [Member]
Short-term Debt [Line Items]
Short-term Debt	$ 0	$ 0

INTEREST PAYABLE AND OTHER LI_2

INTEREST PAYABLE AND OTHER LIABILITIES (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
INTEREST PAYABLE AND OTHER LIABILITIES
Accrued expenses	$ 6,253	$ 6,241
CDARs deferred fees	129	320
Accounts payable	724	2,175
Reserve for unfunded commitments	415	415
Accrued interest payable	710	1,607
All other	843	517
Total	$ 9,074	$ 11,275

OTHER EXPENSES (Details)

OTHER EXPENSES (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
OTHER EXPENSES
Professional fees	$ 531	$ 379	$ 2,055	$ 1,643
Core deposit premium amortization	453	396	1,379	1,177
Marketing and promotions	200	271	639	877
Stationery and supplies	167	138	440	436
Insurance (including FDIC premiums)	212	30	377	345
Communication and postage	176	142	494	349
Loan default related expense	97	38	309	188
Director fees and stock compensation	81	175	239	671
Bank service charges	49	9	125	40
Courier expense	176	128	490	359
Other	141	86	571	309
Total	$ 2,283	$ 1,792	$ 7,118	$ 6,394

EQUITY INCENTIVE PLANS - Restri

EQUITY INCENTIVE PLANS - Restricted Stock Grant Activity (Details) - $ / shares	3 Months Ended
	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Non-vested (in shares)	192,439	132,409	142,103	143,150	134,036	131,000
Granted (in shares)	21,599	92,294	15,173	9,350	45,696	22,289
Vested (in shares)	(9,523)	(32,264)	(23,435)	(9,723)	(36,582)	(19,253)
Forfeited (in shares)			(1,432)
Non-vested (in shares)	204,515	192,439	132,409	142,777	143,150	134,036
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]
Non-vested (in dollars per share)	$ 17.14	$ 22.10	$ 20.76	$ 21.63	$ 20.76	$ 19.18
Granted (in dollars per share)	10.28	12.18	22.60	21.40	24.60	22.38
Vested (in dollars per share)	21.34	23.30	19.62	10.96	19.55	19.51
Forfeited (in dollars per share)			18.93			0
Non-vested (in dollars per share)	$ 16.22	$ 17.14	$ 22.10	$ 22.60	$ 21.63	$ 20.76

EQUITY INCENTIVE PLANS - Additi

EQUITY INCENTIVE PLANS - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended							9 Months Ended
	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2017
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross								148,962
Share Based Compensation	$ 385	$ 363	$ 309	$ 347	$ 367	$ 320	$ 120
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	2,600							$ 2,600
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized										450,000
2017 Omnibus Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock Issued During Period, Shares, Restricted Stock Award, Gross								151,247
2017 Omnibus Equity Incentive Plan [Member] | Maximum | Officers And Employees [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock Issued During Period, Shares, Restricted Stock Award, Gross								50,000
2017 Omnibus Equity Incentive Plan [Member] | Restricted Stock [Member] | Maximum | Officers And Employees [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock Issued During Period, Value, Restricted Stock Award, Gross								$ 2,000
2017 Omnibus Equity Incentive Plan [Member] | Restricted Stock [Member] | Maximum | Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock Issued During Period, Shares, Restricted Stock Award, Gross								25,000
2014 Omnibus Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share Based Compensation	$ 385				$ 367			$ 1,100	$ 807
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition								2 years
2014 Omnibus Equity Incentive Plan [Member] | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period								1 year
2014 Omnibus Equity Incentive Plan [Member] | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period								5 years

FAIR VALUE MEASUREMENT - Assets

FAIR VALUE MEASUREMENT - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	$ 113,708	$ 119,889
U.S. Treasuries
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	999
U.S. Government Agencies
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	6,077	10,090
Municipal securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	17,639	18,291
Mortgage-backed securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	62,596	43,743
Collateralized mortgage obligation
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	5,074	28,605
SBA securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	7,969	9,486
Corporate Bonds
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	14,353	8,675
Fair Value, Inputs, Level 1 [Member]
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	999
Fair Value, Inputs, Level 2 [Member]
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	113,708	118,890
Fair Value, Inputs, Level 3 [Member]
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member]
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	113,708	119,889
Fair Value, Measurements, Recurring [Member] | U.S. Treasuries
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	999
Fair Value, Measurements, Recurring [Member] | U.S. Government Agencies
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	6,077	10,090
Fair Value, Measurements, Recurring [Member] | Municipal securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	17,639	18,291
Fair Value, Measurements, Recurring [Member] | Mortgage-backed securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	62,596	43,743
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligation
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	5,074	28,605
Fair Value, Measurements, Recurring [Member] | SBA securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	7,969	9,486
Fair Value, Measurements, Recurring [Member] | Corporate Bonds
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	14,353	8,675
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	999
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | U.S. Treasuries
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	999
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | U.S. Government Agencies
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Municipal securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized mortgage obligation
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | SBA securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Bonds
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	113,708	118,890
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | U.S. Treasuries
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | U.S. Government Agencies
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	6,077	10,090
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Municipal securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	17,639	18,291
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	62,596	43,743
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized mortgage obligation
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	5,074	28,605
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | SBA securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	7,969	9,486
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Bonds
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	14,353	8,675
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | U.S. Treasuries
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | U.S. Government Agencies
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Municipal securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized mortgage obligation
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | SBA securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate Bonds
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	$ 0	$ 0

FAIR VALUE MEASUREMENT - Asse_2

FAIR VALUE MEASUREMENT - Assets Measured at Fair Value on a Nonrecurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	$ 8,337	$ 7,631
OREO	296	574
Fair Value, Measurements, Nonrecurring [Member]
Assets, Fair Value Disclosure [Abstract]
OREO	296	574
Total	8,633	8,205
Fair Value, Measurements, Nonrecurring [Member] | Performing Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	775	789
Fair Value, Measurements, Nonrecurring [Member] | Nonperforming Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	7,562	6,842
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Assets, Fair Value Disclosure [Abstract]
OREO	0	0
Total	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Performing Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Nonperforming Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Assets, Fair Value Disclosure [Abstract]
OREO	0	0
Total	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Performing Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Nonperforming Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Assets, Fair Value Disclosure [Abstract]
OREO	296	574
Total	8,633	8,205
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Performing Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	775	789
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Nonperforming Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	$ 7,562	$ 6,842

FAIR VALUE MEASUREMENT - Carryi

FAIR VALUE MEASUREMENT - Carrying Amounts and Fair Values (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Interest bearing deposits in banks	$ 8,714	$ 1,739
Investment securities available-for-sale	113,708	119,889
Accrued interest receivable	8,996	5,495
Fair Value, Inputs, Level 1 [Member]
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Cash and cash equivalents	319,835	295,382
Interest bearing deposits in banks	8,714	1,739
Investment securities available-for-sale	0	999
Loans held for sale	0	0
Loans, net	0	0
Other equity securities	15,331	13,905
Accrued interest receivable	0	0
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Deposits	0	0
Accrued interest payable	0	0
Undisbursed loan commitments, lines of credit, standby letters of credit	0	0
Fair Value, Inputs, Level 1 [Member] | Fixed-to-Floating Rate Subordinated Notes, 5.25 Percent, Due 2030 [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	0
Fair Value, Inputs, Level 1 [Member] | Other Borrowings [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	0
Fair Value, Inputs, Level 1 [Member] | Floating Rate Junior Subordinated Deferrable Interest Debentures [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	0	0
Fair Value, Inputs, Level 2 [Member]
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Cash and cash equivalents	0	0
Interest bearing deposits in banks	0	0
Investment securities available-for-sale	113,708	118,890
Loans held for sale	12,044	2,226
Loans, net	0	0
Other equity securities	0	0
Accrued interest receivable	8,996	5,495
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Deposits	1,910,260	1,704,428
Accrued interest payable	710	1,607
Undisbursed loan commitments, lines of credit, standby letters of credit	0	0
Fair Value, Inputs, Level 2 [Member] | Fixed-to-Floating Rate Subordinated Notes, 5.25 Percent, Due 2030 [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	63,340
Fair Value, Inputs, Level 2 [Member] | Other Borrowings [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	10,000
Fair Value, Inputs, Level 2 [Member] | Floating Rate Junior Subordinated Deferrable Interest Debentures [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	0	0
Fair Value, Inputs, Level 3 [Member]
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Cash and cash equivalents	0	0
Interest bearing deposits in banks	0	0
Investment securities available-for-sale	0	0
Loans held for sale	0	0
Loans, net	1,707,874	1,453,067
Other equity securities	0	0
Accrued interest receivable	0	0
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Deposits	0	0
Accrued interest payable	0	0
Undisbursed loan commitments, lines of credit, standby letters of credit	107,026	128,519
Fair Value, Inputs, Level 3 [Member] | Fixed-to-Floating Rate Subordinated Notes, 5.25 Percent, Due 2030 [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	0
Fair Value, Inputs, Level 3 [Member] | Other Borrowings [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	0
Fair Value, Inputs, Level 3 [Member] | Floating Rate Junior Subordinated Deferrable Interest Debentures [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	8,018	8,086
Reported Value Measurement [Member]
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Cash and cash equivalents	319,835	295,382
Interest bearing deposits in banks	8,714	1,739
Investment securities available-for-sale	109,663	118,132
Loans held for sale	12,044	2,226
Loans, net	1,678,295	1,450,229
Other equity securities	15,331	13,905
Accrued interest receivable	8,996	5,495
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Deposits	1,908,646	1,701,183
Accrued interest payable	710	1,607
Undisbursed loan commitments, lines of credit, standby letters of credit	107,441	128,934
Reported Value Measurement [Member] | Fixed-to-Floating Rate Subordinated Notes, 5.25 Percent, Due 2030 [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	63,340
Reported Value Measurement [Member] | Other Borrowings [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	10,000
Reported Value Measurement [Member] | Floating Rate Junior Subordinated Deferrable Interest Debentures [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	8,302	8,242
Estimate of Fair Value Measurement [Member]
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Cash and cash equivalents	319,835	295,382
Interest bearing deposits in banks	8,714	1,739
Investment securities available-for-sale	113,708	119,889
Loans held for sale	12,044	2,226
Loans, net	1,707,874	1,453,067
Other equity securities	15,331	13,905
Accrued interest receivable	8,996	5,495
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Deposits	1,910,260	1,704,428
Accrued interest payable	710	1,607
Undisbursed loan commitments, lines of credit, standby letters of credit	107,026	128,519
Estimate of Fair Value Measurement [Member] | Fixed-to-Floating Rate Subordinated Notes, 5.25 Percent, Due 2030 [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	63,340
Estimate of Fair Value Measurement [Member] | Other Borrowings [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	10,000
Estimate of Fair Value Measurement [Member] | Floating Rate Junior Subordinated Deferrable Interest Debentures [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	$ 8,018	$ 8,086

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2020	Dec. 31, 2019
Loss Contingencies [Line Items]
Loans and Leases Receivable, Loans in Process	$ 105,200	$ 126,600
Guarantor Obligations, Maximum Exposure, Undiscounted	2,300	2,300
Outstanding balances	0	0
Federal Home Loan Bank, Letters of Credit	31,500	21,500
Customer Concentration Risk [Member]
Loss Contingencies [Line Items]
Deposits	238,200	157,000
Interest Payable And Other Liabilities [Member]
Loss Contingencies [Line Items]
Loss Contingency Accrual	$ 415	$ 415
Deposit [Member]
Loss Contingencies [Line Items]
Concentration Risk, Percentage	12.10%	9.20%
Low Income Housing Tax Credit Partnerships [Member]
Loss Contingencies [Line Items]
Loans and Leases Receivable, Loans in Process	$ 1,800	$ 1,800
Small Business Investment Company [Member]
Loss Contingencies [Line Items]
Loans and Leases Receivable, Loans in Process	$ 122	$ 122