BayCom (BCML) 10-Q 13 May 21 2021 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2021	May 07, 2021
Cover [Abstract]
Entity Central Index Key	0001730984
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2021
Document Transition Report	false
Entity File Number	001-38483
Entity Registrant Name	BAYCOM CORP
Entity Incorporation, State or Country Code	CA
Entity Tax Identification Number	37-1849111
Entity Address, Address Line One	500 Ygnacio Valley Road
Entity Address, Address Line Two	Suite 200
Entity Address, City or Town	Walnut Creek
Entity Address, State or Province	CA
Entity Address, Postal Zip Code	94596
City Area Code	925
Local Phone Number	476-1800
Title of 12(b) Security	Common Stock, no par value per share
Trading Symbol	BCML
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		10,907,966
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	Q1
Amendment Flag	false

CONDENSED CONSOLIDATED BALANCE

CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 34,475	$ 29,683
Federal funds sold	423,264	269,646
Cash and cash equivalents	457,739	299,329
Interest bearing deposits in banks	6,971	7,718
Investment securities available-for-sale	111,147	115,590
Federal Home Loan Bank ("FHLB") stock, at par	7,737	7,737
Federal Reserve Bank ("FRB") stock, at par	7,617	7,605
Loans held for sale	4,606	8,664
Loans, net of allowance for loan losses of $17,500 at both March 31, 2021 and December 31, 2020	1,566,702	1,625,812
Premises and equipment, net	14,982	15,139
Other real estate owned ("OREO")	186	429
Core deposit intangible	7,848	8,302
Cash surrender value of bank owned life insurance ("BOLI") policies, net	21,075	20,910
Right-of-use assets ("ROU")	12,168	12,049
Goodwill	38,838	38,838
Interest receivable and other assets	30,587	27,544
Net deferred loan fees	(4,645)	(3,847)
Total assets	2,288,203	2,195,666
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest and interest bearing deposits	1,927,971	1,838,397
Other borrowings	5,000	5,000
Junior subordinated deferrable interest debentures, net	8,343	8,322
Subordinated debt, net	63,414	63,372
Salary continuation plan	4,100	4,009
Lease liabilities	12,398	12,328
Interest payable and other liabilities	12,427	11,647
Total liabilities	2,033,653	1,943,075
Commitments and contingencies (Note 18)
Shareholders' equity
Preferred stock, no par value; 10,000,000 shares authorized; no shares issued and outstanding at both March 31, 2021 and December 31, 2020
Common stock, no par value; 100,000,000 shares authorized; 11,187,461 and 11,295,397 shares issued and outstanding at March 31, 2021 and December 31, 2020, respectively	165,454	167,242
Additional paid in capital	287	287
Accumulated other comprehensive income, net of tax	1,912	2,697
Retained earnings	86,897	82,365
Total shareholders' equity	254,550	252,591
Total liabilities and shareholders' equity	$ 2,288,203	$ 2,195,666

CONDENSED CONSOLIDATED BALANC_2

CONDENSED CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Allowance for loan losses
Allowance for loan losses	$ 17,500	$ 17,500
Preferred Stock
Preferred Stock, No Par Value	$ 0	$ 0
Preferred Stock, Shares Authorized	10,000,000	10,000,000
Preferred Stock, Shares Issued	0	0
Preferred Stock, Shares Outstanding	0	0
Common Stock
Common Stock, No Par Value	$ 0	$ 0
Common Stock, Shares Authorized	100,000,000	100,000,000
Common Stock, Shares, Issued	11,187,461	11,295,397
Common Stock, Shares, Outstanding	11,187,461	11,295,397

CONDENSED CONSOLIDATED STATEMEN

CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Interest income:
Loans, including fees	$ 19,193	$ 20,620
Investment securities and interest bearing deposits in banks	868	1,635
FHLB dividends	99	126
FRB dividends	112	109
Total interest and dividend income	20,272	22,490
Interest expense:
Deposits	1,206	2,328
Subordinated debt	895
Other borrowings	87	125
Total interest expense	2,188	2,453
Net interest income	18,084	20,037
Provision for loan losses	0	1,713
Net interest income after provision for loan losses	18,084	18,324
Noninterest income:
Gain on sale of loans	576	642
Loan servicing and other loan fees	529	646
Income on investment in Small Business Investment Company ("SBIC") fund	263	344
Other income	265	241
Total noninterest income	2,237	2,578
Noninterest expense:
Salaries and employee benefits	8,885	8,708
Occupancy and equipment	1,815	1,811
Data processing	1,484	3,623
Other expense	1,901	2,776
Total noninterest expense	14,085	16,918
Income before provision for income taxes	6,236	3,984
Income tax benefit	1,704	1,166
Net income	$ 4,532	$ 2,818
Earnings per common share :
Basic earnings per common share (in dollars per share)	$ 0.40	$ 0.23
Weighted average shares outstanding (in shares)	11,273,604	12,343,565
Diluted earnings per common share (in dollars per share)	$ 0.40	$ 0.23
Weighted average shares outstanding (in shares)	11,273,604	12,343,565
Bank Servicing and Other
Noninterest income:
Revenue from contract with customer, excluding assessed tax	$ 604	$ 705

CONDENSED CONSOLIDATED STATEM_2

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Net income
Net income	$ 4,532	$ 2,818
Other comprehensive income:
Change in unrealized (loss) gain on available-for-sale securities	(1,101)	1,127
Deferred tax benefit (expense)	316	(317)
Other comprehensive (loss) income, net of tax	(785)	810
Total comprehensive income	$ 3,747	$ 3,628

CONDENSED CONSOLIDATED STATEM_3

CONDENSED CONSOLIDATED STATEMENT OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock	Additional Paid in Capital	Accumulated Other Comprehensive Income/(Loss)	Retained Earnings	Total
Balance at Dec. 31, 2019	$ 184,043	$ 287	$ 1,251	$ 68,639	$ 254,220
Balance (in shares) at Dec. 31, 2019	12,444,632
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income				2,818	2,818
Other comprehensive income (loss), net			810		810
Restricted stock granted (in shares)	15,173
Restricted stock forfeited (in shares)	(1,432)
Stock based compensation	$ 309				309
Repurchase of shares	$ (4,596)				(4,596)
Repurchase of shares (in shares)	(228,525)
Balance at Mar. 31, 2020	$ 179,756	287	2,061	71,457	253,561
Balance (in shares) at Mar. 31, 2020	12,229,848
Balance at Dec. 31, 2020	$ 167,242	287	2,697	82,365	$ 252,591
Balance (in shares) at Dec. 31, 2020	11,295,397				11,295,397
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income				4,532	$ 4,532
Other comprehensive income (loss), net			(785)		(785)
Restricted stock granted (in shares)	24,187
Stock based compensation	$ 413				413
Repurchase of shares	$ (2,201)				(2,201)
Repurchase of shares (in shares)	(132,123)
Balance at Mar. 31, 2021	$ 165,454	$ 287	$ 1,912	$ 86,897	$ 254,550
Balance (in shares) at Mar. 31, 2021	11,187,461				11,187,461

CONDENSED CONSOLIDATED STATEM_4

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Cash flows from operating activities:
Net income	$ 4,532	$ 2,818
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	0	1,713
Increase in deferred tax asset	(29)	(260)
Accretion on acquired loans	(642)	(1,324)
Gain on sale of loans	(576)	(642)
Proceeds from sale of loans	6,800	8,409
Loans originated for sale	(9,702)	(11,200)
Gain on sale of premises, net	(12)
Gain on sale of OREO	(36)
Accretion on junior subordinated debentures	21	20
Increase in cash surrender value of life insurance policies securities	(165)	(162)
Amortization/accretion of premiums/discounts on investment securities, net	109	187
Depreciation and amortization		472
Core deposit intangible amortization		473
Stock-based compensation expense	413	309
Increase in deferred loan origination fees, net	798	62
Increase in interest receivable and other assets	(2,768)	(937)
Increase in salary continuation plan, net	91	80
Increase (decrease) in interest payable and other liabilities	843	(2,982)
Net cash provided by (used in) by operating activities	651	(2,964)
Cash flows from investing activities:
Proceeds from maturities of interest bearing deposits in banks	998	1,235
Purchase of investment securities	(4,438)	(5,520)
Proceeds from the maturity and repayments and calls of investment securities	7,420	6,808
Purchase of Federal Home Loan Bank stock		165
Purchase of Federal Reserve Bank stock	(12)	(760)
Decrease (increase) in loans, net	66,490	(63,988)
Proceeds from sale of premises	46
Proceeds from sale of OREO	279
Purchase of equipment and leasehold improvements, net	(397)	(843)
Net cash paid out for acquisition		(8,432)
Net cash provided by (used in) investing activities	70,386	(71,335)
Cash flows from financing activities:
Increase (decrease) in noninterest and interest bearing deposits, net	96,513	(4,665)
Decrease in time deposits, net	(6,939)	(35,938)
Repayment of junior subordinated debentures		(1,575)
Increase in other borrowings		100,000
Repurchase of common stock	(2,201)	(4,596)
Net cash provided by financing activities	87,373	53,226
Increase (decrease) in cash and cash equivalents	158,410	(21,073)
Cash and cash equivalents at beginning of period	299,329	295,382	$ 295,382
Cash and cash equivalents at end of period	457,739	274,309	$ 299,329
Cash paid during the year for:
Interest expense	2,221	2,998
Cash paid during the year for:
Income taxes paid, net	33	3,780
Non-cash investing and financing activities:
Change in unrealized gain on available-for-sale securities, net of tax	(785)	810
Transfer of loans to other real estate owned		21
Recognition of ROU assets	832	760
Recognition of lease liability	$ 833	707
Acquisition:
Assets acquired, net of cash received		109,429
Liabilities assumed		120,409
Cash consideration		13,886
Goodwill		$ 3,372

BASIS OF PRESENTATION

BASIS OF PRESENTATION	3 Months Ended
	Mar. 31, 2021
BASIS OF PRESENTATION
BASIS OF PRESENTATION	NOTE 1 – BASIS OF PRESENTATION BayCom Corp (the “Company”) is a bank holding company headquartered in Walnut Creek, California. United Business Bank (the “Bank”), the Company’s wholly owned banking subsidiary, is a California state-chartered bank which provides a broad range of financial services primarily to local small and mid-sized businesses, service professionals and individuals. In the 17 years of operation, the Bank has grown to 34 full-service banking branches. The main headquarters and a branch office are located in Walnut Creek, California and additional branch offices are located in Oakland, Castro Valley, Mountain View, Napa, Stockton ( 2 All intercompany transactions and balances have been eliminated in consolidation. The condensed consolidated financial statements include all adjustments of a normal and recurring nature, which are, in the opinion of management, necessary for a fair presentation of the financial position and results of operations for the periods presented. The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with the instructions to Form 10-Q and, therefore, do not include all information and footnotes normally included in annual financial statements prepared in conformity with accounting principles generally accepted in the United States of America. Accordingly, these condensed consolidated financial statements should be read in conjunction with the consolidated audited financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020. Results of operations for interim periods are not necessarily indicative of results for the full year. Certain prior year information has been reclassified to conform to the current year presentation. None of the reclassifications impacted consolidated net income, earnings per share or shareholders’ equity. On April 5, 2012, the Jumpstart Our Business Startups Act of 2012 (“JOBS Act”) was signed into law. The JOBS Act contains provisions that, among other things, reduce certain reporting requirements for qualifying public companies. As an “emerging growth company” we may delay adoption of new or revised accounting pronouncements applicable to public companies until such pronouncements are made applicable to private companies. We intend to take advantage of the benefits of this extended transition period. Accordingly, our condensed consolidated financial statements may not be comparable to companies that comply with such new or revised accounting standards. On February 4, 2020, the Company completed its acquisition of Grand Mountain Bancshares, Inc. (“GMB”) and its wholly owned subsidiary Grand Mountain Bank, headquartered in Granby, Colorado (“GMB Merger”). See “Note 3 – Acquisitions” for additional information on the GMB Merger.

ACCOUNTING GUIDANCE NOT YET EFF

ACCOUNTING GUIDANCE NOT YET EFFECTIVE AND ADOPTED ACCOUNTING GUIDANCE	3 Months Ended
	Mar. 31, 2021
ACCOUNTING GUIDANCE NOT YET EFFECTIVE AND ADOPTED ACCOUNTING GUIDANCE
ACCOUNTING GUIDANCE NOT YET EFFECTIVE AND ADOPTED ACCOUNTING GUIDANCE	NOTE 2 - ACCOUNTING GUIDANCE NOT YET EFFECTIVE AND ADOPTED ACCOUNTING GUIDANCE Recent Accounting Pronouncements Adopted In December 2019, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2019-12, Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes In October 2020, the FASB issued ASU 2020-08, “Receivables – Nonrefundable Fees and Other Costs” (“ASU 2020-08”). ASU 2020-08 clarifies that the Company should reevaluate whether a callable debt security is within the scope of paragraph 310-20-35-33 for each reporting period. The Company adopted ASU 2020-08 on December 15, 2020. The adoption of ASU 2020-08 did not have a material impact on the Company’s consolidated financial statements. Recent Accounting Guidance Not Yet Effective In June 2016, the FASB issued ASU No. 2016-13, Measurement of Credit Losses on Financial Instruments (Topic 326) and subsequent amendment to the initial guidance in November 2018, ASU No. 2018-19, Codification Improvements to Topic 326, Financial Instruments             In March 2020, the FASB issued ASU No. 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of reference Rate Reform on Financial Reporting

ACQUISITIONS

ACQUISITIONS	3 Months Ended
	Mar. 31, 2021
ACQUISITIONS
ACQUISITIONS	NOTE 3 – ACQUISITIONS On February 4, 2020, the Company completed the GMB Merger. As of the acquisition date, GMB merged into the Company and Grand Mountain Bank, GMB’s wholly owned bank subsidiary, merged into United Business Bank. The acquisition expanded the Company’s market share in Colorado with the addition of four branches located in Grand County, Colorado. Under the terms of the merger agreement, the Company paid GMB shareholders $3.40 in cash for each share or approximately $13.9 million. The following table summarizes the fair value of the assets acquired and liabilities assumed at the acquisition date: ​ The following table summarizes the fair value of the assets acquired and liabilities assumed at the acquisition date: ​ ​ ​ ​ ​ GMB ​ ​ Acquisition ​ ​ ​ Date ​ ​ ​ February 4, 2020 ​ Fair value of assets: ​ Cash and due from banks ​ $ 5,454 ​ Federal funds sold ​ — ​ Total cash and cash equivalents ​ 5,454 ​ Interest bearing deposits in banks ​ 16,040 ​ Investment securities available-for-sale ​ ​ 4,369 ​ FHLB stock, at par ​ 165 ​ FRB stock, at par ​ — ​ Loans, net ​ 98,410 ​ Premises and equipment, net ​ ​ 3,879 ​ OREO ​ — ​ Core deposit intangible ​ 949 ​ Deferred tax assets, net ​ 728 ​ Servicing asset ​ — ​ Interest receivable and other assets ​ ​ 929 ​ Total assets acquired ​ 130,923 ​ Liabilities: ​ ​ Deposits ​ ​ Noninterest bearing ​ 30,937 ​ Interest bearing ​ 87,210 ​ Total Deposits ​ 118,147 ​ ​ ​ ​ ​ ​ Junior subordinated debentures, net ​ ​ 1,575 ​ Interest payable and other liabilities ​ ​ 687 ​ Total liabilities assumed ​ ​ 120,409 ​ ​ ​ ​ ​ ​ Stock issued ​ — ​ Cash consideration ​ 13,886 ​ Goodwill ​ $ 3,372 ​ ​ ​ The following table presents the net assets acquired and the estimated fair value adjustments, which resulted in goodwill at the acquisition date: ​ ​ ​ ​ ​ ​ ​ GMB ​ ​ Acquisition ​ ​ ​ Date ​ ​ ​ February 4, 2020 ​ Book value of net assets acquired ​ $ 10,348 ​ Fair value adjustments: ​ ​ Investments available-for-sale ​ (10) ​ Loans, net ​ 484 ​ Premises and equipment, net ​ (1,000) ​ Write-down on OREO ​ — ​ Core deposit intangible ​ 949 ​ Tax assets ​ (139) ​ Time deposits ​ (25) ​ Write-down on servicing assets ​ — ​ Junior subordinated debentures, net ​ ​ (98) ​ Write-down other (assets) liabilities ​ ​ 5 ​ Total purchase accounting adjustments ​ 166 ​ Fair value of net assets acquired ​ 10,514 ​ Price paid: ​ ​ Common stock issued ​ — ​ Cash paid ​ 13,886 ​ Total price paid ​ 13,886 ​ Goodwill ​ $ 3,372 ​ ​ ​ Pro Forma Results of Operations The operating results of the Company for the three months ended March 31, 2021 in the condensed consolidated statements of income include the operating results of GMB, since its acquisition date. The following table represents the net interest income, net income, basic and diluted earnings per share, as if the GMB Merger was effective January 1, 2020. The unaudited pro forma information in the following table is intended for informational purposes only and is not necessarily indicative of future operating results or operating results that would have occurred had the mergers been completed at the beginning of the respective years. No assumptions have been applied to the pro forma results of operation regarding possible revenue enhancements, expense efficiencies or asset dispositions. Unaudited pro forma net interest income, net income and earnings per share are presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended March 31, ​ ​ ​ 2021 2020 Net interest income ​ $ 18,084 ​ $ 20,439 ​ Net income ​ 4,532 ​ 2,021 ​ Basic earnings per share ​ $ 0.40 ​ $ 0.16 ​ Diluted earnings per share ​ ​ 0.40 ​ ​ 0.16 ​ ​ These amounts include the third-party acquisition related-expenses, accretion of the discounts on acquired loans and amortization of the fair value mark adjustments on core deposit intangible. Acquisition expenses Acquisition expenses are recognized as incurred and continue until all systems are converted and operational functions become fully integrated. The Company incurred third-party acquisition expenses in the consolidated statements of income for the three months ended March 31, 2020, as follows: ​ ​ ​ ​ ​ Professional fees $ 369 Data processing ​ 2,000 Severance expense ​ 266 Other expenses ​ 383 Total ​ $ 3,018 ​

INVESTMENT SECURITIES

INVESTMENT SECURITIES	3 Months Ended
	Mar. 31, 2021
INVESTMENT SECURITIES
INVESTMENT SECURITIES	NOTE 4 – INVESTMENT SECURITIES The amortized cost, gross unrealized gains and losses, and estimated fair values of securities available-for-sale at the dates indicated are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross Gross ​ ​ ​ ​ Amortized ​ unrealized ​ unrealized ​ Estimated ​ ​ cost ​ gains ​ losses ​ fair value March 31, 2021 ​ ​ ​ ​ ​ U.S. Government Agencies ​ $ 3,517 ​ $ 11 ​ $ (2) ​ $ 3,526 Municipal securities ​ 15,346 ​ 571 ​ — ​ 15,917 Mortgage-backed securities ​ 32,418 ​ 1,431 ​ (164) ​ 33,685 Collateralized mortgage obligations ​ 24,354 ​ 769 ​ (76) ​ 25,047 SBA securities ​ 7,416 ​ 17 ​ (43) ​ 7,390 Corporate bonds ​ 25,411 ​ 281 ​ (110) ​ 25,582 Total ​ $ 108,462 ​ $ 3,080 ​ $ (395) ​ $ 111,147 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross Gross ​ ​ ​ ​ Amortized ​ unrealized ​ unrealized ​ Estimated ​ ​ cost ​ gains ​ losses ​ fair value December 31, 2020 ​ ​ ​ ​ ​ U.S. Government Agencies ​ $ 5,523 ​ $ 25 ​ $ (4) ​ $ 5,544 Municipal securities ​ 15,992 ​ 695 ​ — ​ 16,687 Mortgage-backed securities ​ 34,567 ​ 2,033 ​ (22) ​ 36,578 Collateralized mortgage obligations ​ 26,649 ​ 1,054 ​ (8) ​ 27,695 SBA securities ​ 7,661 ​ 52 ​ (46) ​ 7,667 Corporate bonds ​ 21,417 ​ 85 ​ (83) ​ 21,419 Total ​ $ 111,809 ​ $ 3,944 ​ $ (163) ​ $ 115,590 ​ ​ During the three months ended March 31, 2021 and 2020, the Company did not sell any securities available-for-sale. ​ The estimated fair value and gross unrealized losses for securities available-for-sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position at the dates indicated are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 months ​ 12 months or more ​ Total ​ Estimated Unrealized Estimated Unrealized Estimated Unrealized ​ ​ fair value ​ loss ​ fair value ​ loss ​ fair value ​ loss March 31, 2021 ​ ​ ​ ​ ​ ​ ​ U.S. Government Agencies ​ $ 1,513 ​ $ (2) ​ $ — ​ $ — ​ $ 1,513 ​ $ (2) Municipal securities ​ — ​ ​ — ​ ​ — ​ ​ — ​ — ​ — Mortgage-backed securities ​ 2,852 ​ ​ (153) ​ ​ 337 ​ ​ (11) ​ 3,189 ​ (164) Collateralized mortgage obligations ​ 2,629 ​ ​ (69) ​ ​ 782 ​ ​ (7) ​ 3,411 ​ (76) SBA securities ​ — ​ ​ — ​ ​ 3,649 ​ ​ (43) ​ 3,649 ​ (43) Corporate bonds ​ 10,402 ​ ​ (110) ​ ​ — ​ ​ — ​ 10,402 ​ (110) Total ​ $ 17,396 ​ $ (334) ​ $ 4,768 ​ $ (61) ​ $ 22,164 ​ $ (395) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 months ​ 12 months or more ​ Total ​ Estimated Unrealized Estimated Unrealized Estimated Unrealized ​ ​ fair value ​ loss ​ fair value ​ loss ​ fair value ​ loss December 31, 2020 ​ ​ ​ ​ ​ ​ ​ U.S. Government Agencies ​ $ 1,511 ​ $ (4) ​ $ — ​ $ — ​ $ 1,511 ​ $ (4) Municipal securities ​ 502 ​ — ​ — ​ — ​ 502 ​ — Mortgage-backed securities ​ 2,164 ​ (10) ​ 478 ​ (12) ​ 2,642 ​ (22) Collateralized mortgage obligations ​ 1,742 ​ (3) ​ 797 ​ (5) ​ 2,539 ​ (8) SBA securities ​ 562 ​ (1) ​ 3,705 ​ (45) ​ 4,267 ​ (46) Corporate bonds ​ 10,432 ​ (81) ​ 1,001 ​ (2) ​ 11,433 ​ (83) Total ​ $ 16,913 ​ $ (99) ​ $ 5,981 ​ $ (64) ​ $ 22,894 ​ $ (163) ​ ​ At March 31, 2021, the Company held 278 investment securities, of which 17 were in an unrealized loss position for more than twelve months and 26 were in an unrealized loss position for less than twelve months. These temporary unrealized losses relate principally to current interest rates for similar types of securities. The Company anticipates full recovery of amortized cost with respect to these securities at maturity or sooner in the event of a more favorable market interest rate environment. Deterioration in market and economic conditions related to the COVID-19 pandemic may, however, have an adverse impact on credit quality in the future and result in other-than-temporary impairment charges. The amortized cost and estimated fair value of securities available-for-sale at the dates indicated by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, 2021 ​ December 31, 2020 ​ Amortized Estimated Amortized Estimated ​ ​ cost ​ fair value ​ cost ​ fair value Available-for-sale ​ ​ ​ ​ Due in one year or less ​ $ 5,162 ​ $ 5,195 ​ $ 7,273 ​ $ 7,342 Due after one through five years ​ 20,930 ​ 21,728 ​ 19,424 ​ 20,322 Due after five years through ten years ​ 33,497 ​ 34,133 ​ 34,165 ​ 34,898 Due after ten years ​ 48,873 ​ 50,091 ​ 50,947 ​ 53,028 Total ​ $ 108,462 ​ $ 111,147 ​ $ 111,809 ​ $ 115,590 ​ ​

LOANS

LOANS	3 Months Ended
	Mar. 31, 2021
LOANS
LOANS	NOTE 5 - LOANS The Company’s loan portfolio at the dates indicated is summarized below: ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, December 31, ​ ​ 2021 ​ 2020 Commercial and industrial ​ $ 323,946 ​ $ 309,961 Construction and land ​ 14,623 ​ 22,696 Commercial real estate ​ 1,095,761 ​ 1,144,560 Residential ​ 147,685 ​ 164,724 Consumer ​ 6,832 ​ 5,218 Total loans ​ 1,588,847 ​ 1,647,159 Net deferred loan fees ​ (4,645) ​ (3,847) Allowance for loan losses ​ (17,500) ​ (17,500) Net loans ​ $ 1,566,702 ​ $ 1,625,812 ​ The Company’s total impaired loans, including nonaccrual loans, loans modified as troubled debt restructurings (“TDR loans”), and accreting purchase credit impaired (“PCI”) loans that have experienced post-acquisition declines in cash flows expected to be collected are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial Construction Commercial ​ ​ ​ ​ ​ and industrial ​ and land ​ real estate ​ Residential ​ Consumer ​ Total March 31, 2021 ​ ​ ​ ​ ​ ​ ​ Recorded investment in impaired loans: ​ ​ ​ ​ ​ ​ With no specific allowance recorded ​ $ 173 ​ $ 36 ​ $ 3,133 ​ $ 3,374 ​ $ — ​ $ 6,716 With a specific allowance recorded ​ 805 ​ — ​ 2,946 ​ 150 ​ — ​ 3,901 Total recorded investment in impaired loans ​ $ 978 ​ $ 36 ​ $ 6,079 ​ $ 3,524 ​ $ — ​ $ 10,617 Specific allowance on impaired loans ​ 490 ​ — ​ 116 ​ 20 ​ — ​ 626 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ ​ ​ Recorded investment in impaired loans: ​ ​ ​ ​ ​ ​ With no specific allowance recorded ​ $ 120 ​ $ 36 ​ $ 5,689 ​ $ 2,040 ​ $ — ​ $ 7,885 With a specific allowance recorded ​ 728 ​ — ​ 451 ​ 155 ​ — ​ 1,334 Total recorded investment in impaired loans ​ $ 848 ​ $ 36 ​ $ 6,140 ​ $ 2,195 ​ $ — ​ $ 9,219 Specific allowance on impaired loans ​ 420 ​ — ​ 77 ​ 24 ​ — ​ 521 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended March 31, 2021 ​ ​ ​ ​ ​ ​ Average recorded investment in impaired loans ​ $ 915 ​ $ 36 ​ $ 6,073 ​ $ 2,628 ​ $ — ​ $ 9,652 Interest recognized ​ 1 ​ — ​ 58 ​ 4 ​ — ​ 63 Three months ended March 31, 2020 ​ ​ ​ ​ ​ ​ Average recorded investment in impaired loans ​ 1,454 ​ 2,489 ​ 2,361 ​ 871 ​ 3 ​ 7,178 Interest recognized ​ — ​ — ​ 172 ​ — ​ — ​ 172 ​ Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Impaired loans on accrual are comprised solely of TDR loans performing under modified loan agreements, whose principal and interest is determined to be collectible. Nonaccrual loans are loans where principal and interest have been determined to not be fully collectible. In situations where, for economic or legal reasons related to a borrower’s financial difficulties, the Company grants a concession to the borrower that it would not otherwise consider, the related loan is classified as a TDR loan. TDR loans are generally placed on nonaccrual status at the time of restructuring and included in impaired loans. These loans are returned to accrual status after the borrower demonstrates performance with the modified terms for a sustained period of time (generally six months) and has the capacity to continue to perform in accordance with the modified terms of the restructured debt. For the three months ended March 31, 2021 and 2020, the Company recorded no charge-offs related to TDR loans. During the three months ended March 31, 2021 and 2020, there were no TDR loans for which there was a payment default within the first 12 months of the modification. As of March 31, 2021 and December 31, 2020, TDR loans had a related allowance of $31,000 and $35,000, respectively. There were no commitments to lend additional amounts to borrowers with outstanding loans that are classified as TDR loans at March 31, 2021. As March 31, 2021 and December 31, 2020, $778,000 and $798,000, respectively, of TDR loans were performing in accordance with their modified terms. All TDR loans are also included in the loans individually evaluated for impairment as part of the calculation of the allowance for loan losses. A summary of TDR loans by type of concession and type of loan, as of the periods indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Number of Rate Term Rate & term ​ ​ ​ loans ​ modification ​ modification ​ modification ​ Total Three months ended March 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial 2 ​ $ — ​ $ 29 ​ $ — ​ $ 29 Construction and land — ​ — ​ — ​ — ​ — Commercial real estate 3 ​ — ​ 1,422 ​ — ​ 1,422 Residential 1 ​ — ​ 150 ​ — ​ 150 Consumer — ​ — ​ — ​ — ​ — Total 6 ​ $ — ​ $ 1,601 ​ $ — ​ $ 1,601 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Number of Rate Term Rate & term ​ ​ ​ loans ​ modification ​ modification ​ modification ​ Total Three months ended March 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial 3 ​ $ — ​ $ 322 ​ $ — ​ $ 322 Construction and land 1 ​ — ​ 2,737 ​ — ​ 2,737 Commercial real estate 2 ​ — ​ 1,217 ​ — ​ 1,217 Residential — ​ — ​ — ​ — ​ — Consumer — ​ — ​ — ​ — ​ — Total 6 ​ $ — ​ $ 4,276 ​ $ — ​ $ 4,276 ​ The Bank continues to offer payment and financial relief programs for borrowers impacted by COVID-19 under the Coronavirus Aid, Relief and Economic Security Act of 2020, or CARES Act, and related regulatory guidance. The primary relief for these borrowers is to allow interest only payments for up to 450 days. Since these loans were performing loans that were current on their payments prior to the COVID-19 pandemic, these modifications are not considered troubled debt restructurings through the earlier of January 1, 2022, or 60 days after the national emergency terminates. Modified loans are re-evaluated at the end of the initial deferral period and will either return to the original loan terms or be reassessed at that time to determine if a further modification should be granted and if a downgrade in risk rating is appropriate. During the first quarter of 2021, the Bank continued its participation in the initial U.S. Small Business Administration (“SBA”) Paycheck Protection Program (“PPP”) which ended in August 2020, by processing applications for PPP loan forgiveness, for loans funded during this first PPP program. The Bank is also processing loan applications under the SBA’s second PPP program which was enacted in December 2020 and will end on May 31, 2021. Risk Rating System The Company evaluates and assigns a risk grade to each loan based on certain criteria to assess the credit quality of each loan. The assignment of a risk rating is done for each individual loan. Loans are graded from inception and on a continuing basis until the debt is repaid. Any adverse or beneficial trends will trigger a review of the loan risk rating. Each loan is assigned a risk grade based on its characteristics. Loans with low to average credit risk are assigned a lower risk grade than those with higher credit risk as determined by the individual loan characteristics. All loans modified due to COVID-19 are separately monitored and any request for continuation of relief beyond the initial modification is reassessed at that time to determine if a further modification should be granted and if a downgrade in risk rating is appropriate. The Company’s Pass loans includes loans with acceptable business or individual credit risk where the borrower’s operations, cash flow or financial condition provides evidence of low to average levels of risk. Loans that are assigned higher risk grades are loans that exhibit the following characteristics: Special Mention loans have potential weaknesses that deserve close attention. If left uncorrected, these potential weaknesses may result in a deterioration of the repayment prospects for the loan or in the Company’s credit position at some future date. Special Mention loans are not adversely classified and do not expose the Company to sufficient risk to warrant adverse classification. A Special Mention rating is a temporary rating, pending the occurrence of an event that would cause the risk rating either to improve or to be downgraded. Loans in this category would be characterized by any of the following situations: ● Credit that is currently protected but is potentially a weak asset; ● Credit that is difficult to manage because of an inadequate loan agreement, the condition of and/or control over collateral, failure to obtain proper documentation, or any other deviation from product lending practices; and ● Adverse financial trends. Substandard loans are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged. Loans classified substandard must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. Loans are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. The potential loss does not have to be recognizable in an individual credit for that credit to be risk rated Substandard. A loan can be fully and adequately secured and still be considered Substandard. Some characteristics of Substandard loans are: ● Inability to service debt from ordinary and recurring cash flow; ● Chronic delinquency; ● Reliance upon alternative sources of repayment; ● Term loans that are granted on liberal terms because the borrower cannot service normal payments for that type of debt; ● Repayment dependent upon the liquidation of collateral; ● Inability to perform as agreed, but adequately protected by collateral; ● Necessity to renegotiate payments to a non-standard level to ensure performance; and ● The borrower is bankrupt, or for any other reason, future repayment is dependent on court action. Doubtful loans have all the weaknesses inherent in loans classified as Substandard with the added characteristic that the weaknesses make collection or liquidation in full, based on currently existing facts, conditions, and value, highly questionable and improbable. Doubtful loans have a high probability of loss, yet certain important and reasonably specific pending factors may work toward the strengthening of the credit. Losses are recognized as charges to the allowance when the loan or portion of the loan is considered uncollectible or at the time of foreclosure. Recoveries on loans previously charged off are credited to the allowance for loan losses. The following tables present the internally assigned risk grade by class of loans at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ Mention ​ Substandard ​ Doubtful ​ Total March 31, 2021 ​ ​ ​ ​ ​ Commercial and industrial ​ $ 308,054 ​ $ 11,176 ​ $ 4,716 ​ $ — ​ $ 323,946 Construction and land ​ 14,443 ​ 144 ​ 36 ​ — ​ 14,623 Commercial real estate ​ 1,063,015 ​ 24,947 ​ 7,799 ​ — ​ 1,095,761 Residential ​ 142,940 ​ 1,187 ​ 3,558 ​ — ​ 147,685 Consumer ​ 6,808 ​ - ​ 24 ​ — ​ 6,832 Total ​ $ 1,535,260 ​ $ 37,454 ​ $ 16,133 ​ $ — ​ $ 1,588,847 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ Mention ​ Substandard ​ Doubtful ​ Total December 31, 2020 ​ ​ ​ ​ ​ Commercial and industrial ​ $ 295,245 ​ $ 10,466 ​ $ 4,250 ​ $ — ​ $ 309,961 Construction and land ​ 22,346 ​ 313 ​ 37 ​ — ​ 22,696 Commercial real estate ​ 1,112,085 ​ 26,329 ​ 6,146 ​ — ​ 1,144,560 Residential ​ 161,161 ​ 1,333 ​ 2,230 ​ — ​ 164,724 Consumer ​ 5,216 ​ — ​ 2 ​ — ​ 5,218 Total ​ $ 1,596,053 ​ $ 38,441 ​ $ 12,665 ​ $ — ​ $ 1,647,159 ​ The following tables provide an aging of the Company’s loans receivable as of the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Recorded ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ investment > ​ ​ 30–59 Days ​ 60–89 Days ​ or more ​ Total ​ ​ ​ ​ ​ ​ ​ Total loans ​ 90 days and ​ ​ past due ​ past due ​ past due ​ past due ​ Current ​ PCI loans ​ receivable ​ accruing March 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial ​ $ 376 ​ $ 27 ​ $ 846 ​ $ 1,249 ​ $ 322,059 ​ $ 638 ​ $ 323,946 ​ $ — Construction and land ​ — ​ 65 ​ 37 ​ 102 ​ 14,473 ​ 48 ​ 14,623 ​ — Commercial real estate ​ 2,882 ​ — ​ 752 ​ 3,634 ​ 1,080,992 ​ 11,135 ​ 1,095,761 ​ — Residential ​ 292 ​ 1,387 ​ 1,398 ​ 3,077 ​ 142,356 ​ 2,252 ​ 147,685 ​ — Consumer ​ 9 ​ — ​ — ​ 9 ​ 6,823 ​ — ​ 6,832 ​ — Total ​ $ 3,559 ​ $ 1,479 ​ $ 3,033 ​ $ 8,071 ​ $ 1,566,703 ​ $ 14,073 ​ $ 1,588,847 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Recorded ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ investment > ​ ​ 30–59 Days ​ 60–89 Days ​ or more ​ Total ​ ​ ​ ​ ​ ​ ​ Total loans ​ 90 days and ​ ​ past due ​ past due ​ past due ​ past due ​ Current ​ PCI loans ​ receivable ​ accruing December 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial ​ $ 265 ​ $ 128 ​ $ 707 ​ $ 1,100 ​ $ 308,239 ​ $ 622 ​ $ 309,961 ​ $ — Construction and land ​ 65 ​ — ​ 269 ​ 334 ​ 22,311 ​ 51 ​ 22,696 ​ 233 Commercial real estate ​ 254 ​ 406 ​ 1,518 ​ 2,178 ​ 1,129,966 ​ 12,416 ​ 1,144,560 ​ — Residential ​ 80 ​ 155 ​ 1,412 ​ 1,647 ​ 160,556 ​ 2,521 ​ 164,724 ​ — Consumer ​ 1 ​ — ​ — ​ 1 ​ 5,217 ​ — ​ 5,218 ​ — Total ​ $ 665 ​ $ 689 ​ $ 3,906 ​ $ 5,260 ​ $ 1,626,289 ​ $ 15,610 ​ $ 1,647,159 ​ $ 233 ​ The balance of nonaccrual loans guaranteed by a government agency, which reduces the Company’s credit exposure, was $885,000 at March 31, 2021 compared to $850,000 at December 31, 2020. At March 31, 2021 and December 31, 2020, nonaccrual loans included $4.4 million and $620,000, respectively, of loans 30-89 days past due and $2.4 million and $4.1 million, respectively, of loans less than 30 days past due. At March 31, 2021, nonaccrual loans 30-89 days past due of $4.4 million primarily comprised of two loans and the $2.4 million of loans less than 30 days past due are comprised of 13 small balance loans. All of these loans were placed on nonaccrual due to concerns over the client’s financial condition. Interest foregone on nonaccrual loans was approximately $88,300 for the three months ended March 31, 2021 compared to $101,500 for the three months ended March 31, 2020, respectively. ​ Purchase Credit Impaired Loans In connection with the Company's acquisitions, the contractual amount and timing of undiscounted principal and interest payments and the estimated amount and timing of undiscounted expected principal and interest payments were used to estimate the fair value of PCI loans at the acquisition date. The difference between these two amounts represented the nonaccretable difference. On the acquisition date, the amount by which the undiscounted expected cash flows exceed the estimated fair value of the acquired loans is the “accretable yield”. The accretable yield is then measured at each financial reporting date and represented the difference between the remaining undiscounted expected cash flows and the current carrying value of the loans. For PCI loans the accretable yield is accreted into interest income over the life of the estimated remaining cash flows. At each financial reporting date, the carrying value of each PCI loan is compared to an updated estimate of expected principal payment or recovery on each loan. To the extent that the loan carrying amount exceeds the updated expected principal payment or recovery, a provision of loan loss would be recorded as a charge to income and an allowance for loan loss established. The unpaid principal balance and carrying value of the Company’s PCI loans at the dates indicated are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, 2021 ​ December 31, 2020 ​ Unpaid ​ ​ Unpaid ​ ​ ​ ​ principal ​ Carrying ​ principal ​ Carrying ​ ​ balance ​ value ​ balance ​ value Commercial and industrial ​ $ 971 ​ $ 638 ​ $ 1,000 ​ $ 622 Construction and land ​ 97 ​ 48 ​ 100 ​ 51 Commercial real estate ​ 12,591 ​ 11,135 ​ 14,096 ​ 12,416 Residential ​ 2,807 ​ 2,252 ​ 3,127 ​ 2,521 Consumer ​ — ​ — ​ — ​ — Total ​ $ 16,466 ​ $ 14,073 ​ $ 18,323 ​ $ 15,610 ​ The following table reflects the changes in the accretable yield of PCI loans ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended ​ ​ March 31, ​ ​ 2021 ​ 2020 Balance at beginning of period ​ $ 383 ​ $ 554 Additions ​ — ​ 308 Removals ​ (65) ​ (127) Accretion ​ (230) ​ (141) Balance at end of period ​ $ 88 ​ $ 594 ​ ​

ALLOWANCE FOR LOAN LOSSES

ALLOWANCE FOR LOAN LOSSES	3 Months Ended
	Mar. 31, 2021
ALLOWANCE FOR LOAN LOSSES
ALLOWANCE FOR LOAN LOSSES	NOTE 6 – ALLOWANCE FOR LOAN LOSSES The following tables summarize the Company’s allowance for loan losses and loan balances individually and collectively evaluated for impairment by type of loan as of or for the three months ended March 31, 2021 and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Construction ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ and industrial and land real estate Residential Consumer Total March 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 4,042 ​ $ 378 ​ $ 11,211 ​ $ 1,856 ​ $ 13 ​ $ 17,500 Charge-offs ​ (2) ​ — ​ — ​ — ​ — ​ (2) Recoveries ​ 2 ​ — ​ — ​ — ​ — ​ 2 Provision (reclassification) for loan losses ​ (223) ​ ​ (113) ​ ​ 36 ​ ​ 291 ​ ​ 9 ​ — Ending balance ​ $ 3,819 ​ $ 265 ​ $ 11,247 ​ $ 2,147 ​ $ 22 ​ $ 17,500 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses by methodology: ​ ​ ​ ​ ​ ​ Loans individually evaluated for impairment ​ $ 490 ​ $ — ​ $ 116 ​ $ 20 ​ $ — ​ $ 626 Loans collectively evaluated for impairment ​ 3,218 ​ 265 ​ 11,131 ​ 2,127 ​ 22 ​ 16,763 PCI loans ​ 111 ​ — ​ — ​ — ​ — ​ 111 ​ ​ ​ ​ ​ ​ ​ Loans receivable by methodology: ​ ​ ​ ​ ​ ​ Individually evaluated for impairment ​ $ 978 ​ $ 36 ​ $ 6,079 ​ $ 3,524 ​ $ — ​ $ 10,617 Collectively evaluated for impairment ​ 322,330 ​ 14,539 ​ 1,078,547 ​ 141,909 ​ 6,832 ​ 1,564,157 PCI loans ​ 638 ​ 48 ​ 11,135 ​ 2,252 ​ — ​ 14,073 Total loans ​ $ 323,946 ​ $ 14,623 ​ $ 1,095,761 ​ $ 147,685 ​ $ 6,832 ​ $ 1,588,847 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Construction ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ and industrial and land real estate Residential Consumer Total March 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,788 ​ $ 167 ​ $ 5,004 ​ $ 427 ​ $ 14 ​ $ 7,400 Charge-offs ​ — ​ — ​ — ​ (1) ​ (16) ​ (17) Recoveries ​ 4 ​ — ​ — ​ — ​ — ​ 4 Provision (reclassification) for loan losses ​ 630 ​ (56) ​ 1,014 ​ 120 ​ 5 ​ 1,713 Ending balance ​ $ 2,422 ​ $ 111 ​ $ 6,018 ​ $ 546 ​ $ 3 ​ $ 9,100 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, 2020 ​ ​ ​ ​ ​ ​ Allowance for loan losses related to: ​ ​ ​ ​ ​ ​ Loans individually evaluated for impairment ​ $ 218 ​ $ — ​ $ 64 ​ $ — ​ $ — ​ $ 282 Loans collectively evaluated for impairment ​ 2,204 ​ 111 ​ 5,954 ​ 546 ​ 3 ​ 8,818 PCI loans ​ — ​ — ​ — ​ — ​ — ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans receivable: ​ ​ ​ ​ ​ ​ Individually evaluated for impairment ​ $ 629 ​ $ 2,773 ​ $ 3,968 ​ $ 1,759 ​ $ — ​ $ 9,129 Collectively evaluated for impairment ​ 184,585 ​ 40,657 ​ 1,166,154 ​ 201,570 ​ 7,067 ​ 1,600,033 PCI loans ​ 465 ​ 229 ​ 14,160 ​ 3,211 ​ 2 ​ 18,067 Total loans ​ $ 185,679 ​ $ 43,659 ​ $ 1,184,282 ​ $ 206,540 ​ $ 7,069 ​ $ 1,627,229 ​

PREMISES AND EQUIPMENT

PREMISES AND EQUIPMENT	3 Months Ended
	Mar. 31, 2021
PREMISES AND EQUIPMENT
PREMISES AND EQUIPMENT	NOTE 7 – PREMISES AND EQUIPMENT Premises and equipment consisted of the following at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, December 31, ​ ​ 2021 ​ 2020 Premises owned ​ $ 10,887 ​ $ 10,891 Leasehold improvements ​ 3,318 ​ 3,274 Furniture, fixtures and equipment ​ 7,261 ​ 6,940 Less accumulated depreciation and amortization ​ (6,484) ​ (5,966) Total premises and equipment, net ​ $ 14,982 ​ $ 15,139 ​ Depreciation and amortization included in occupancy and equipment expense totaled $502,000 and $472,000 for the three months ended March 31, 2021 and 2020, respectively.

LEASES

LEASES	3 Months Ended
	Mar. 31, 2021
LEASES
LEASES	NOTE 8 – LEASES The Company leases 19 branches under noncancelable operating leases. These leases expire on various dates through 2030. The Company’s leases often have an option to renew one or more times, at the Company’s discretion, following the expiration of the initial term. If at lease inception, the Company considers the exercising of a renewal option to be reasonably certain, the Company will include the extended term in the calculation of the ROU asset and lease liability. The Company uses the rate implicit in the lease whenever this rate is readily determinable. As this rate is rarely determinable, the Company utilizes its incremental borrowing rate at lease inception, on a collateralized basis, over a similar term. ​ The below maturity schedule represents the undiscounted lease payments for the five-year period and thereafter as of March 31, 2021: ​ ​ ​ ​ ​ For the remainder of 2021 ​ $ 3,185 2022 ​ 2,685 2023 ​ 2,013 2024 ​ 1,502 2025 ​ ​ 947 Thereafter ​ 3,098 Total undiscounted cash flows ​ ​ 13,430 Less: interest ​ ​ (1,032) Present value of lease payments ​ $ 12,398 ​ ​ The following table presents the weighted average lease term and discount rate at the date indicated: ​ ​ ​ ​ ​ ​ March 31, 2021 Weighted-average remaining lease term 6.8 years Weighted-average discount rate 2.72 % ​ ​ Rental expense included in occupancy and equipment on the consolidated statements of income totaled $810,000 and $856,000 for the three months ended March 31, 2021 and 2020, respectively.

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS	3 Months Ended
	Mar. 31, 2021
GOODWILL AND INTANGIBLE ASSETS
GOODWILL AND INTANGIBLE ASSETS	NOTE 9 – GOODWILL AND INTANGIBLE ASSETS Goodwill Goodwill is determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and the liabilities assumed as of the acquisition date. Goodwill and other intangible assets are assessed for impairment annually or whenever events or changes in circumstances indicate the carrying amount may not be recoverable. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Core deposit intangible represents the estimated future benefit of deposits related to an acquisition and is booked separately from the related deposits and amortized over an estimated useful live of seven to ten years. Impairment exists when a reporting unit’s fair value is less than its carrying amount, including goodwill. Due to the adverse and unknown economic impacts resulting from the COVID-19 pandemic, the Company performed a goodwill impairment qualitative assessment during the first quarter of 2021 to determine if it is not more likely than not that the fair value of the Company’s reporting unit exceeded its carrying value, including goodwill. As of March 31, 2021 the Company’s qualitative assessment which considered the Company’s continued profitability, positive equity, average community bank merger deal values realized during the first quarter of 2021, net interest margin, allowance for loan loss, and the continued growth in its core deposit portfolio, the Company concluded that the goodwill of the Company’s reporting unit, the Bank, is not more likely than not to be impaired. However, if adverse economic conditions or the recent decrease in the Company’s stock price and market capitalization as a result of the COVID-19 pandemic were to be deemed sustained rather than temporary, it may significantly affect the fair value of the Company’s goodwill and may require impairment charges. Any impairment charge could have a material adverse effect on the Company’s results of operations and financial condition. Changes in the Company's goodwill at March 31, 2021 and December 31, 2020 are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, December 31, ​ ​ 2021 ​ 2020 Balance at beginning of period ​ $ 38,838 ​ $ 35,466 Acquired goodwill ​ — ​ 3,372 Impairment ​ — ​ — Balance at end of period ​ $ 38,838 ​ $ 38,838 ​ ​ Core Deposit Intangible Changes in the Company’s core deposit intangible at March 31, 2021 and December 31, 2020 were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, December 31, ​ ​ 2021 ​ 2020 Balance at beginning of period ​ $ 8,302 ​ $ 9,185 Additions ​ — ​ 949 Less amortization ​ (454) ​ (1,832) Balance at end of period ​ $ 7,848 ​ $ 8,302 ​ ​ Estimated annual amortization expense at March 31, 2021 is as follows: ​ ​ ​ ​ ​ For the remainder of 2021 ​ $ 1,287 2022 ​ 1,716 2023 ​ 1,131 2024 ​ 944 2025 ​ ​ 944 Thereafter ​ 1,826 Total ​ $ 7,848 ​

OTHER ASSETS

OTHER ASSETS	3 Months Ended
	Mar. 31, 2021
OTHER ASSETS
OTHER ASSETS	NOTE 10 – OTHER ASSETS The Company’s interest receivable and other assets at the dates indicated consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, December 31, ​ ​ 2021 ​ 2020 Tax assets, net ​ $ 9,218 ​ $ 8,577 Accrued interest receivable ​ 7,375 ​ 7,312 Investment in SBIC Funds ​ 3,761 ​ 3,497 Prepaid assets ​ 1,357 ​ 1,594 Servicing assets ​ 1,796 ​ 1,783 Low income housing partnerships, net ​ 3,080 ​ 3,002 Investment in statutory trusts ​ 482 ​ 481 Other assets ​ 3,518 ​ 1,298 Total ​ $ 30,587 ​ $ 27,544 ​

DEPOSITS

DEPOSITS	3 Months Ended
	Mar. 31, 2021
DEPOSITS
DEPOSITS	NOTE 11 – DEPOSITS The Company’s deposits consisted of the following at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, December 31, ​ ​ 2021 ​ 2020 Demand deposits ​ $ 726,119 ​ $ 678,365 NOW accounts and savings ​ 416,692 ​ 399,772 Money market ​ 548,422 ​ 516,560 Time deposits ​ 236,738 ​ 243,700 Total ​ $ 1,927,971 ​ $ 1,838,397 ​

BORROWINGS

BORROWINGS	3 Months Ended
	Mar. 31, 2021
BORROWINGS
BORROWINGS	NOTE 12 - BORROWINGS Other borrowings two The Bank has Federal Funds lines with four corresponding banks. Cumulative available commitments totaled $75.0 million at both March 31, 2021 and December 31, 2020. There were no amounts outstanding under these facilities at March 31, 2021 and December 31, 2020. Junior subordinated deferrable interest debentures – In connection with its previous acquisitions, the Company acquired junior subordinated deferrable interest debentures, totaling $8.3 net of mark-to-market adjustments at March 31, 2021 with a weighted average interest rate of 2.41% , compared to $8.3 million with a weighted average rate of 2.80% at December 31, 2020 . The junior subordinated deferrable interest debentures have a stated maturity term of 30 years . Subordinated debt At March 31, 2021, the Company had outstanding Notes, net of cost to issue, totaling $63.4 million.

OTHER LIABILITIES

OTHER LIABILITIES	3 Months Ended
	Mar. 31, 2021
OTHER LIABILITIES
OTHER LIABILITIES	NOTE 13 – OTHER LIABILITIES The Company’s interest payable and other liabilities at the dates indicated consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, December 31, ​ ​ 2021 ​ 2020 Accrued expenses ​ $ 3,901 ​ $ 6,577 Accounts payable ​ 400 ​ 384 Reserve for unfunded commitments ​ 415 ​ 415 Accrued interest payable ​ 419 ​ 1,401 All other ​ 7,292 ​ 2,870 Total ​ $ 12,427 ​ $ 11,647 ​ ​

OTHER EXPENSES

OTHER EXPENSES	3 Months Ended
	Mar. 31, 2021
OTHER EXPENSES
OTHER EXPENSES	NOTE 14 – OTHER EXPENSES The Company’s other expenses for the periods indicated consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended ​ March 31, ​ ​ 2021 ​ 2020 Professional fees ​ $ 434 ​ $ 895 Core deposit premium amortization ​ 453 ​ 473 Marketing and promotions ​ 64 ​ 330 Stationery and supplies ​ 107 ​ 146 Insurance (including FDIC premiums) ​ 210 ​ 55 Communication and postage ​ 214 ​ 194 Loan default related expense ​ 14 ​ 125 Director fees ​ 76 ​ 78 Bank service charges ​ 56 ​ 34 Courier expense ​ 176 ​ 190 Other ​ 97 ​ 256 Total ​ $ 1,901 ​ $ 2,776 ​ ​ The Company expenses marketing and promotions costs as they are incurred. Advertising expense included in marketing and promotions totaled $17,000 and $66,000 for the three months ended March 31, 2021 and 2020, respectively.

EQUITY INCENTIVE PLANS

EQUITY INCENTIVE PLANS	3 Months Ended
	Mar. 31, 2021
EQUITY INCENTIVE PLANS
EQUITY INCENTIVE PLANS	NOTE 15 – EQUITY INCENTIVE PLANS 2017 Omnibus Equity Incentive Plan The shareholders approved the Omnibus Equity Incentive Plan (“2017 Plan”) in November 2017. The 2017 Plan provides for the awarding by the Company’s Board of Directors of equity incentive awards to employees and non-employee directors. An equity incentive award may be an option, stock appreciation rights, restricted stock units, stock award, other stock-based award or performance award granted under the 2017 Plan. Factors considered by the Board in awarding equity incentives to officers and employees include the performance of the Company, the employee’s or officer’s job performance, the importance of his or her position, and his or her contribution to the organization’s goals for the award period. Generally, awards are restricted and have a vesting period of no longer than ten years. Subject to adjustment as provided in the 2017 Plan, the maximum number of shares of common stock that may be delivered pursuant to awards granted under the 2017 Plan is 450,000 . The 2017 Plan provides for an annual restricted stock grant limits to officers, employees and directors. The annual stock grant limit per person for officers and employees is the lessor of 50,000 shares or a value of $2.0 million, and per person for directors, the maximum is 25,000 shares. All unvested restricted shares outstanding vest in the event of a change in control of the Company. Awarded shares of restricted stock vest over (i) a one-year period following the date of grant, in the case of the non-employee directors, and (ii) a three-year or five-year period following the date of grant, with the initial vesting occurring on the one-year anniversary of the date of grant, in the case of the executive officers. As of March 31, 2021, a total of 127,060 shares were available for future issuance under the 2017 Plan. 2014 Omnibus Equity Incentive Plan In 2014, the shareholders approved the Omnibus Equity Incentive Plan (the “2014 Plan”). A total of 148,962 equity incentive awards were granted under the 2014 Plan. The awards are shares of restricted stock and have a vesting period of one The Company recognizes compensation expense for the restricted stock awards based on the fair value of the shares at the award date. For the three months ended March 31, 2021 and 2020, total compensation expense for these plans was $413,000 and $309,000, respectively. As of March 31, 2021, there was $2.2 million of total unrecognized compensation cost related to non-vested shares granted as restricted stock awards. The cost is expected to be recognized over the remaining weighted-average vesting period of approximately three years. The following table provides the restricted stock grant activity for the periods indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended March 31, ​ ​ ​ 2021 ​ 2020 ​ ​ ​ Weighted-average ​ Weighted-average ​ ​ ​ ​ grant date ​ ​ ​ grant date ​ ​ Shares ​ fair value ​ Shares ​ fair value Non-vested at January 1, 204,515 ​ $ 17.71 ​ 142,103 ​ $ 20.76 ​ Granted 24,187 ​ 15.17 ​ 15,173 ​ 22.60 ​ Vested (14,164) ​ 18.50 ​ (23,435) ​ 19.62 ​ Forfeited ​ — ​ ​ — ​ (1,432) ​ ​ 18.93 ​ Non-Vested, at March 31, 214,538 ​ $ 16.06 ​ 132,409 ​ $ 22.10 ​ ​

FAIR VALUE MEASUREMENTS

FAIR VALUE MEASUREMENTS	3 Months Ended
	Mar. 31, 2021
FAIR VALUE MEASUREMENT AND FAIR VALUE OF FINANCIAL INSTRUMENTS
FAIR VALUE MEASUREMENT	NOTE 16 – FAIR VALUE MEASUREMENT ASC Topic 820, “Fair Value Measurement,” defines fair value, establishes a framework for measuring fair value including a three-level valuation hierarchy, and expands disclosures about fair value measurements. Fair value is defined as the exchange price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date reflecting assumptions that a market participant would use when pricing an asset or liability. The hierarchy uses three levels of inputs to measure the fair value of assets and liabilities as follows: Level 1 Level 2 Level 3 We use fair value to measure certain assets and liabilities on a recurring basis, primarily securities available-for-sale. For assets measured at the lower of cost or fair value, the fair value measurement criteria may or may not be met during a reporting period and such measurements are therefore considered “nonrecurring” for purposes of disclosing our fair value measurements. Fair value is used on a nonrecurring basis to adjust carrying values for impaired loans and other real estate owned and also to record impairment on certain assets, such as goodwill, core deposit intangible, and other long-lived assets. In certain cases, the inputs used to measure fair value may fall into different levels of the hierarchy. In such cases, the lowest level of inputs that is significant to the measurement is used to determine the hierarchy for the entire asset or liability. Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstances that caused the transfer, which generally coincides with our quarterly valuation process. There were no transfers between levels during 2021 or 2020. The following assets are measured at fair value on a recurring basis as of the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Level 1 Level 2 Level 3 March 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ U.S. Government Agencies ​ $ 3,526 ​ $ — ​ $ 3,526 ​ $ — Municipal securities ​ 15,917 ​ — ​ 15,917 ​ — Mortgage-backed securities ​ 33,685 ​ — ​ 33,685 ​ — Collateralized mortgage obligations ​ 25,047 ​ — ​ 25,047 ​ — SBA securities ​ 7,390 ​ — ​ 7,390 ​ — Corporate bonds ​ 25,582 ​ — ​ 25,582 ​ — Total ​ $ 111,147 ​ $ — ​ $ 111,147 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Level 1 Level 2 Level 3 December 31, 2020 ​ ​ ​ ​ U.S. Government Agencies ​ $ 5,544 ​ $ — ​ $ 5,544 ​ $ — Municipal securities ​ 16,687 ​ — ​ 16,687 ​ — Mortgage-backed securities ​ 36,578 ​ — ​ 36,578 ​ — Collateralized mortgage obligations ​ 27,695 ​ — ​ 27,695 ​ — SBA securities ​ 7,667 ​ — ​ 7,667 ​ — Corporate bonds ​ 21,419 ​ — ​ 21,419 ​ — Total ​ $ 115,590 ​ $ — ​ $ 115,590 ​ $ — ​ ​ The following assets are measured at fair value on a nonrecurring basis as of the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Level 1 Level 2 Level 3 March 31, 2021 ​ ​ ​ ​ Performing impaired loans ​ $ 778 ​ $ — ​ $ — ​ $ 778 Nonperforming impaired loans ​ 9,839 ​ — ​ — ​ 9,839 OREO ​ 186 ​ — ​ — ​ 186 Total ​ $ 10,803 ​ $ — ​ $ — ​ $ 10,803 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Level 1 Level 2 Level 3 December 31, 2020 ​ ​ ​ ​ Performing impaired loans ​ $ 798 ​ $ — ​ $ — ​ $ 798 Nonperforming impaired loans ​ 8,421 ​ — ​ — ​ 8,421 OREO ​ 429 ​ — ​ — ​ 429 Total ​ $ 9,648 ​ $ — ​ $ — ​ $ 9,648 ​ ​ The Company does not record loans at fair value on a recurring basis. However, from time to time, a loan may be considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. The fair value of impaired loans is estimated using one of several methods, including collateral value, market value of similar debt, enterprise and liquidation value and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. When the fair value of the collateral is based on an observable market price or a current appraised value which uses substantially observable data, the Company records the impaired loan as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value or the appraised value contains a significant assumption and there is no observable market price, the Company records the impaired loan as nonrecurring Level 3. The Company records OREO at fair value on a nonrecurring basis based on the collateral value of the property. When the fair value of the collateral is based on an observable market price or a current appraised value which uses substantially observable data, the Company records the OREO as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value or the appraised value contains a significant assumption, and there is no observable market price, the Company records the impaired loan as nonrecurring Level 3. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Management also incorporates assumptions regarding market trends or other relevant factors and selling and commission costs ranging from 5% to 7%. Such adjustments and assumptions are typically significant and result in a Level 3 classification of the inputs for determining fair value.

FAIR VALUE OF FINANCIAL INSTRUM

FAIR VALUE OF FINANCIAL INSTRUMENTS	3 Months Ended
	Mar. 31, 2021
FAIR VALUE MEASUREMENT AND FAIR VALUE OF FINANCIAL INSTRUMENTS
FAIR VALUE OF FINANCIAL INSTRUMENTS	NOTE 17 – FAIR VALUE OF FINANCIAL INSTRUMENTS The following methods and assumptions were used to estimate the fair value disclosure for financial instruments: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Carrying ​ Fair ​ Fair value measurements ​ amount value Level 1 Level 2 Level 3 March 31, 2021 ​ ​ ​ ​ ​ Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents ​ $ 457,739 ​ $ 457,739 ​ $ 457,739 ​ $ — ​ $ — Interest bearing deposits in banks ​ 6,971 ​ 6,971 ​ 6,971 ​ — ​ — Investment securities available-for-sale ​ 108,462 ​ 111,147 ​ — ​ 111,147 ​ — Investment in FHLB and FRB Stock ​ 15,354 ​ 15,354 ​ 15,354 ​ — ​ — Loans held for sale ​ 4,606 ​ 4,606 ​ — ​ 4,606 ​ — Loans, net ​ 1,566,702 ​ 1,585,556 ​ — ​ — ​ 1,585,556 Accrued interest receivable ​ 7,375 ​ 7,375 ​ — ​ 7,375 ​ — Financial liabilities: ​ ​ ​ ​ ​ Deposits ​ 1,927,971 ​ 1,929,851 ​ — ​ 1,929,851 ​ — Other borrowings ​ 5,000 ​ 5,000 ​ — ​ 5,000 ​ — Junior subordinated deferrable interest debentures, net ​ ​ 8,343 ​ ​ 8,146 ​ ​ — ​ ​ — ​ ​ 8,146 Subordinated debt, net ​ ​ 63,414 ​ 63,414 ​ — ​ ​ 63,414 ​ ​ — Accrued interest payable ​ 419 ​ 419 ​ — ​ 419 ​ — Off-balance sheet liabilities: ​ ​ ​ ​ ​ ​ Undisbursed loan commitments, lines of credit, standby letters of credit ​ 98,864 ​ 98,449 ​ — ​ — ​ 98,449 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Carrying ​ Fair ​ Fair value measurements ​ amount value Level 1 Level 2 Level 3 December 31, 2020 ​ ​ ​ ​ ​ Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents ​ $ 299,329 ​ $ 299,329 ​ $ 299,329 ​ $ — ​ $ — Interest bearing deposits in banks ​ 7,718 ​ 7,718 ​ 7,718 ​ — ​ — Investment securities available-for-sale ​ 111,809 ​ 115,590 ​ — ​ 115,590 ​ — Investment in FHLB and FRB Stock ​ 15,342 ​ 15,342 ​ 15,342 ​ — ​ — Loans held for sale ​ 8,664 ​ 8,664 ​ — ​ 8,664 ​ — Loans, net ​ 1,625,812 ​ 1,658,605 ​ — ​ — ​ 1,658,605 Accrued interest receivable ​ 7,312 ​ 7,312 ​ — ​ 7,312 ​ — Financial liabilities: ​ ​ ​ ​ ​ Deposits ​ 1,838,397 ​ 1,839,973 ​ — ​ 1,839,973 ​ — Other borrowings ​ 5,000 ​ 5,000 ​ — ​ 5,000 ​ — Junior subordinated deferrable interest debentures, net ​ 8,322 ​ 8,124 ​ — ​ — ​ 8,124 Subordinated debt, net ​ 63,372 ​ 63,372 ​ — ​ 63,372 ​ — Accrued interest payable ​ 1,401 ​ 1,401 ​ — ​ 1,401 ​ — Off-balance sheet liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Undisbursed loan commitments, lines of credit, standby letters of credit ​ 110,702 ​ 110,287 ​ — ​ — ​ 110,287 ​ ​ ​

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	3 Months Ended
	Mar. 31, 2021
COMMITMENTS AND CONTINGENCIES
COMMITMENTS AND CONTINGENCIES	NOTE 18 – COMMITMENTS AND CONTINGENCIES Lending and Letter of Credit Commitments We operate in a highly regulated environment. From time to time we are a party to various claims and litigation matters incidental to the conduct of our business. We are not presently party to any legal proceedings where we believe the resolution would have a material adverse effect on our business, financial condition, or results of operations. Nevertheless, given the nature, scope and complexity of the extensive legal and regulatory landscape applicable to our business (including laws and regulations governing consumer protection, fair lending, fair labor, privacy, information security and anti-money laundering and anti-terrorism laws), we, like all banking organizations, are subject to heightened legal and regulatory compliance and litigation risk. In the normal course of business, the Company enters into various commitments to extend credit, which are not reflected in the financial statements. These commitments consist of the undisbursed balance on personal, commercial lines, including commercial real estate secured lines of credit, and of undisbursed funds on construction and development loans. The Company also issues standby letter of credit commitments, primarily for the third-party performance obligations of clients. The following table presents a summary of commitments described above as of the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, December 31, ​ ​ 2021 ​ 2020 Commitments to extend credit ​ $ 96,565 ​ $ 108,376 Standby letters of credit ​ 2,299 ​ 2,326 Total commitments ​ $ 98,864 ​ $ 110,702 ​ ​ Commitments generally have fixed expiration dates or other termination clauses. The actual liquidity needs or the credit risk that the Company will experience will be lower than the contractual amount of commitments to extend credit because a significant portion of these commitments are expected to expire without being drawn upon. The commitments are generally variable rate and include unfunded home equity lines of credit, commercial real estate construction where disbursement is made over the course of construction, commercial revolving lines of credit, and unsecured personal lines of credit. The Company’s outstanding loan commitments are made using the same underwriting standards as comparable outstanding loans. The reserve associated with these commitments included in interest payable and other liabilities on the consolidated balance sheets was Commercial Real Estate Concentrations At March 31, 2021 and December 31, 2020, in management’s judgment, a concentration of loans existed in commercial real estate related loans. The Company’s commercial real estate loans are secured by owner-occupied and non-owner occupied commercial real estate and multifamily properties. Although management believes that loans within these concentrations have no more than the normal risk of collectability, a decline in the performance of the economy in general or a decline in real estate value in the Company’s primary market areas in particular, could have an adverse impact on collectability Other Assets The Company has commitments to fund Low Income Housing Tax Credit Partnerships (“LIHTC”) and a Small Business Investment Company (“SBIC”). At March 31, 2021, the remaining commitments to the LIHTC and SBIC were approximately $712,000 and $122,000, respectively. At December 31, 2020, the remaining commitments to the LIHTC and SBIC were approximately $899,000 and $122,000, respectively. Deposits At March 31, 2021, approximately $183.8 million, or 9.5%, of the Company's deposits were derived from its top ten depositors. At December 31, 2020, approximately $170.1 million, or 8.8%, of the Company's deposits were derived from its top ten depositors. Local Agency Deposits and Other Advances In the normal course of business, the Company accepts deposits from local agencies. The Company is required to provide collateral for certain local agency deposits in the states of California, Colorado, New Mexico and Washington. As of March 31, 2021 and December 31, 2020, the FHLB issued letters of credit on behalf of the Company totaling $31.5 million and $30.1 million, respectively, as collateral for local agency deposits.

ACQUISITIONS (Tables)

ACQUISITIONS (Tables)	3 Months Ended
	Mar. 31, 2021
ACQUISITIONS
Schedule of fair value of the assets acquired and liabilities assumed	​ The following table summarizes the fair value of the assets acquired and liabilities assumed at the acquisition date: ​ ​ ​ ​ ​ GMB ​ ​ Acquisition ​ ​ ​ Date ​ ​ ​ February 4, 2020 ​ Fair value of assets: ​ Cash and due from banks ​ $ 5,454 ​ Federal funds sold ​ — ​ Total cash and cash equivalents ​ 5,454 ​ Interest bearing deposits in banks ​ 16,040 ​ Investment securities available-for-sale ​ ​ 4,369 ​ FHLB stock, at par ​ 165 ​ FRB stock, at par ​ — ​ Loans, net ​ 98,410 ​ Premises and equipment, net ​ ​ 3,879 ​ OREO ​ — ​ Core deposit intangible ​ 949 ​ Deferred tax assets, net ​ 728 ​ Servicing asset ​ — ​ Interest receivable and other assets ​ ​ 929 ​ Total assets acquired ​ 130,923 ​ Liabilities: ​ ​ Deposits ​ ​ Noninterest bearing ​ 30,937 ​ Interest bearing ​ 87,210 ​ Total Deposits ​ 118,147 ​ ​ ​ ​ ​ ​ Junior subordinated debentures, net ​ ​ 1,575 ​ Interest payable and other liabilities ​ ​ 687 ​ Total liabilities assumed ​ ​ 120,409 ​ ​ ​ ​ ​ ​ Stock issued ​ — ​ Cash consideration ​ 13,886 ​ Goodwill ​ $ 3,372 ​ ​ ​ The following table presents the net assets acquired and the estimated fair value adjustments, which resulted in goodwill at the acquisition date: ​ ​ ​ ​ ​ ​ ​ GMB ​ ​ Acquisition ​ ​ ​ Date ​ ​ ​ February 4, 2020 ​ Book value of net assets acquired ​ $ 10,348 ​ Fair value adjustments: ​ ​ Investments available-for-sale ​ (10) ​ Loans, net ​ 484 ​ Premises and equipment, net ​ (1,000) ​ Write-down on OREO ​ — ​ Core deposit intangible ​ 949 ​ Tax assets ​ (139) ​ Time deposits ​ (25) ​ Write-down on servicing assets ​ — ​ Junior subordinated debentures, net ​ ​ (98) ​ Write-down other (assets) liabilities ​ ​ 5 ​ Total purchase accounting adjustments ​ 166 ​ Fair value of net assets acquired ​ 10,514 ​ Price paid: ​ ​ Common stock issued ​ — ​ Cash paid ​ 13,886 ​ Total price paid ​ 13,886 ​ Goodwill ​ $ 3,372 ​ ​
Schedule of unaudited pro forma net interest income, net income and earnings per share	Unaudited pro forma net interest income, net income and earnings per share are presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended March 31, ​ ​ ​ 2021 2020 Net interest income ​ $ 18,084 ​ $ 20,439 ​ Net income ​ 4,532 ​ 2,021 ​ Basic earnings per share ​ $ 0.40 ​ $ 0.16 ​ Diluted earnings per share ​ ​ 0.40 ​ ​ 0.16 ​
Schedule of acquisition expenses	​ ​ ​ ​ ​ Professional fees $ 369 Data processing ​ 2,000 Severance expense ​ 266 Other expenses ​ 383 Total ​ $ 3,018 ​

INVESTMENT SECURITIES (Tables)

INVESTMENT SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2021
INVESTMENT SECURITIES
Schedule of amortized cost and estimated fair values of securities available-for-sale	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross Gross ​ ​ ​ ​ Amortized ​ unrealized ​ unrealized ​ Estimated ​ ​ cost ​ gains ​ losses ​ fair value March 31, 2021 ​ ​ ​ ​ ​ U.S. Government Agencies ​ $ 3,517 ​ $ 11 ​ $ (2) ​ $ 3,526 Municipal securities ​ 15,346 ​ 571 ​ — ​ 15,917 Mortgage-backed securities ​ 32,418 ​ 1,431 ​ (164) ​ 33,685 Collateralized mortgage obligations ​ 24,354 ​ 769 ​ (76) ​ 25,047 SBA securities ​ 7,416 ​ 17 ​ (43) ​ 7,390 Corporate bonds ​ 25,411 ​ 281 ​ (110) ​ 25,582 Total ​ $ 108,462 ​ $ 3,080 ​ $ (395) ​ $ 111,147 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross Gross ​ ​ ​ ​ Amortized ​ unrealized ​ unrealized ​ Estimated ​ ​ cost ​ gains ​ losses ​ fair value December 31, 2020 ​ ​ ​ ​ ​ U.S. Government Agencies ​ $ 5,523 ​ $ 25 ​ $ (4) ​ $ 5,544 Municipal securities ​ 15,992 ​ 695 ​ — ​ 16,687 Mortgage-backed securities ​ 34,567 ​ 2,033 ​ (22) ​ 36,578 Collateralized mortgage obligations ​ 26,649 ​ 1,054 ​ (8) ​ 27,695 SBA securities ​ 7,661 ​ 52 ​ (46) ​ 7,667 Corporate bonds ​ 21,417 ​ 85 ​ (83) ​ 21,419 Total ​ $ 111,809 ​ $ 3,944 ​ $ (163) ​ $ 115,590 ​
Schedule of available-for-sale securities, continuous unrealized loss position, fair value	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 months ​ 12 months or more ​ Total ​ Estimated Unrealized Estimated Unrealized Estimated Unrealized ​ ​ fair value ​ loss ​ fair value ​ loss ​ fair value ​ loss March 31, 2021 ​ ​ ​ ​ ​ ​ ​ U.S. Government Agencies ​ $ 1,513 ​ $ (2) ​ $ — ​ $ — ​ $ 1,513 ​ $ (2) Municipal securities ​ — ​ ​ — ​ ​ — ​ ​ — ​ — ​ — Mortgage-backed securities ​ 2,852 ​ ​ (153) ​ ​ 337 ​ ​ (11) ​ 3,189 ​ (164) Collateralized mortgage obligations ​ 2,629 ​ ​ (69) ​ ​ 782 ​ ​ (7) ​ 3,411 ​ (76) SBA securities ​ — ​ ​ — ​ ​ 3,649 ​ ​ (43) ​ 3,649 ​ (43) Corporate bonds ​ 10,402 ​ ​ (110) ​ ​ — ​ ​ — ​ 10,402 ​ (110) Total ​ $ 17,396 ​ $ (334) ​ $ 4,768 ​ $ (61) ​ $ 22,164 ​ $ (395) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 months ​ 12 months or more ​ Total ​ Estimated Unrealized Estimated Unrealized Estimated Unrealized ​ ​ fair value ​ loss ​ fair value ​ loss ​ fair value ​ loss December 31, 2020 ​ ​ ​ ​ ​ ​ ​ U.S. Government Agencies ​ $ 1,511 ​ $ (4) ​ $ — ​ $ — ​ $ 1,511 ​ $ (4) Municipal securities ​ 502 ​ — ​ — ​ — ​ 502 ​ — Mortgage-backed securities ​ 2,164 ​ (10) ​ 478 ​ (12) ​ 2,642 ​ (22) Collateralized mortgage obligations ​ 1,742 ​ (3) ​ 797 ​ (5) ​ 2,539 ​ (8) SBA securities ​ 562 ​ (1) ​ 3,705 ​ (45) ​ 4,267 ​ (46) Corporate bonds ​ 10,432 ​ (81) ​ 1,001 ​ (2) ​ 11,433 ​ (83) Total ​ $ 16,913 ​ $ (99) ​ $ 5,981 ​ $ (64) ​ $ 22,894 ​ $ (163) ​
Schedule of investments classified by contractual maturity date	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, 2021 ​ December 31, 2020 ​ Amortized Estimated Amortized Estimated ​ ​ cost ​ fair value ​ cost ​ fair value Available-for-sale ​ ​ ​ ​ Due in one year or less ​ $ 5,162 ​ $ 5,195 ​ $ 7,273 ​ $ 7,342 Due after one through five years ​ 20,930 ​ 21,728 ​ 19,424 ​ 20,322 Due after five years through ten years ​ 33,497 ​ 34,133 ​ 34,165 ​ 34,898 Due after ten years ​ 48,873 ​ 50,091 ​ 50,947 ​ 53,028 Total ​ $ 108,462 ​ $ 111,147 ​ $ 111,809 ​ $ 115,590 ​

LOANS (Tables)

LOANS (Tables)	3 Months Ended
	Mar. 31, 2021
LOANS
Schedule of accounts, notes, loans and financing receivable	The Company’s loan portfolio at the dates indicated is summarized below: ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, December 31, ​ ​ 2021 ​ 2020 Commercial and industrial ​ $ 323,946 ​ $ 309,961 Construction and land ​ 14,623 ​ 22,696 Commercial real estate ​ 1,095,761 ​ 1,144,560 Residential ​ 147,685 ​ 164,724 Consumer ​ 6,832 ​ 5,218 Total loans ​ 1,588,847 ​ 1,647,159 Net deferred loan fees ​ (4,645) ​ (3,847) Allowance for loan losses ​ (17,500) ​ (17,500) Net loans ​ $ 1,566,702 ​ $ 1,625,812
Schedule of impaired financing receivables	The Company’s total impaired loans, including nonaccrual loans, loans modified as troubled debt restructurings (“TDR loans”), and accreting purchase credit impaired (“PCI”) loans that have experienced post-acquisition declines in cash flows expected to be collected are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial Construction Commercial ​ ​ ​ ​ ​ and industrial ​ and land ​ real estate ​ Residential ​ Consumer ​ Total March 31, 2021 ​ ​ ​ ​ ​ ​ ​ Recorded investment in impaired loans: ​ ​ ​ ​ ​ ​ With no specific allowance recorded ​ $ 173 ​ $ 36 ​ $ 3,133 ​ $ 3,374 ​ $ — ​ $ 6,716 With a specific allowance recorded ​ 805 ​ — ​ 2,946 ​ 150 ​ — ​ 3,901 Total recorded investment in impaired loans ​ $ 978 ​ $ 36 ​ $ 6,079 ​ $ 3,524 ​ $ — ​ $ 10,617 Specific allowance on impaired loans ​ 490 ​ — ​ 116 ​ 20 ​ — ​ 626 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ ​ ​ Recorded investment in impaired loans: ​ ​ ​ ​ ​ ​ With no specific allowance recorded ​ $ 120 ​ $ 36 ​ $ 5,689 ​ $ 2,040 ​ $ — ​ $ 7,885 With a specific allowance recorded ​ 728 ​ — ​ 451 ​ 155 ​ — ​ 1,334 Total recorded investment in impaired loans ​ $ 848 ​ $ 36 ​ $ 6,140 ​ $ 2,195 ​ $ — ​ $ 9,219 Specific allowance on impaired loans ​ 420 ​ — ​ 77 ​ 24 ​ — ​ 521 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended March 31, 2021 ​ ​ ​ ​ ​ ​ Average recorded investment in impaired loans ​ $ 915 ​ $ 36 ​ $ 6,073 ​ $ 2,628 ​ $ — ​ $ 9,652 Interest recognized ​ 1 ​ — ​ 58 ​ 4 ​ — ​ 63 Three months ended March 31, 2020 ​ ​ ​ ​ ​ ​ Average recorded investment in impaired loans ​ 1,454 ​ 2,489 ​ 2,361 ​ 871 ​ 3 ​ 7,178 Interest recognized ​ — ​ — ​ 172 ​ — ​ — ​ 172
Schedule of debtor troubled debt restructuring, current period	A summary of TDR loans by type of concession and type of loan, as of the periods indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Number of Rate Term Rate & term ​ ​ ​ loans ​ modification ​ modification ​ modification ​ Total Three months ended March 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial 2 ​ $ — ​ $ 29 ​ $ — ​ $ 29 Construction and land — ​ — ​ — ​ — ​ — Commercial real estate 3 ​ — ​ 1,422 ​ — ​ 1,422 Residential 1 ​ — ​ 150 ​ — ​ 150 Consumer — ​ — ​ — ​ — ​ — Total 6 ​ $ — ​ $ 1,601 ​ $ — ​ $ 1,601 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Number of Rate Term Rate & term ​ ​ ​ loans ​ modification ​ modification ​ modification ​ Total Three months ended March 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial 3 ​ $ — ​ $ 322 ​ $ — ​ $ 322 Construction and land 1 ​ — ​ 2,737 ​ — ​ 2,737 Commercial real estate 2 ​ — ​ 1,217 ​ — ​ 1,217 Residential — ​ — ​ — ​ — ​ — Consumer — ​ — ​ — ​ — ​ — Total 6 ​ $ — ​ $ 4,276 ​ $ — ​ $ 4,276 ​
Schedule of financing receivable credit quality indicators	The following tables present the internally assigned risk grade by class of loans at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ Mention ​ Substandard ​ Doubtful ​ Total March 31, 2021 ​ ​ ​ ​ ​ Commercial and industrial ​ $ 308,054 ​ $ 11,176 ​ $ 4,716 ​ $ — ​ $ 323,946 Construction and land ​ 14,443 ​ 144 ​ 36 ​ — ​ 14,623 Commercial real estate ​ 1,063,015 ​ 24,947 ​ 7,799 ​ — ​ 1,095,761 Residential ​ 142,940 ​ 1,187 ​ 3,558 ​ — ​ 147,685 Consumer ​ 6,808 ​ - ​ 24 ​ — ​ 6,832 Total ​ $ 1,535,260 ​ $ 37,454 ​ $ 16,133 ​ $ — ​ $ 1,588,847 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ Mention ​ Substandard ​ Doubtful ​ Total December 31, 2020 ​ ​ ​ ​ ​ Commercial and industrial ​ $ 295,245 ​ $ 10,466 ​ $ 4,250 ​ $ — ​ $ 309,961 Construction and land ​ 22,346 ​ 313 ​ 37 ​ — ​ 22,696 Commercial real estate ​ 1,112,085 ​ 26,329 ​ 6,146 ​ — ​ 1,144,560 Residential ​ 161,161 ​ 1,333 ​ 2,230 ​ — ​ 164,724 Consumer ​ 5,216 ​ — ​ 2 ​ — ​ 5,218 Total ​ $ 1,596,053 ​ $ 38,441 ​ $ 12,665 ​ $ — ​ $ 1,647,159
Schedule of past due financing receivables	The following tables provide an aging of the Company’s loans receivable as of the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Recorded ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ investment > ​ ​ 30–59 Days ​ 60–89 Days ​ or more ​ Total ​ ​ ​ ​ ​ ​ ​ Total loans ​ 90 days and ​ ​ past due ​ past due ​ past due ​ past due ​ Current ​ PCI loans ​ receivable ​ accruing March 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial ​ $ 376 ​ $ 27 ​ $ 846 ​ $ 1,249 ​ $ 322,059 ​ $ 638 ​ $ 323,946 ​ $ — Construction and land ​ — ​ 65 ​ 37 ​ 102 ​ 14,473 ​ 48 ​ 14,623 ​ — Commercial real estate ​ 2,882 ​ — ​ 752 ​ 3,634 ​ 1,080,992 ​ 11,135 ​ 1,095,761 ​ — Residential ​ 292 ​ 1,387 ​ 1,398 ​ 3,077 ​ 142,356 ​ 2,252 ​ 147,685 ​ — Consumer ​ 9 ​ — ​ — ​ 9 ​ 6,823 ​ — ​ 6,832 ​ — Total ​ $ 3,559 ​ $ 1,479 ​ $ 3,033 ​ $ 8,071 ​ $ 1,566,703 ​ $ 14,073 ​ $ 1,588,847 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Recorded ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ investment > ​ ​ 30–59 Days ​ 60–89 Days ​ or more ​ Total ​ ​ ​ ​ ​ ​ ​ Total loans ​ 90 days and ​ ​ past due ​ past due ​ past due ​ past due ​ Current ​ PCI loans ​ receivable ​ accruing December 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial ​ $ 265 ​ $ 128 ​ $ 707 ​ $ 1,100 ​ $ 308,239 ​ $ 622 ​ $ 309,961 ​ $ — Construction and land ​ 65 ​ — ​ 269 ​ 334 ​ 22,311 ​ 51 ​ 22,696 ​ 233 Commercial real estate ​ 254 ​ 406 ​ 1,518 ​ 2,178 ​ 1,129,966 ​ 12,416 ​ 1,144,560 ​ — Residential ​ 80 ​ 155 ​ 1,412 ​ 1,647 ​ 160,556 ​ 2,521 ​ 164,724 ​ — Consumer ​ 1 ​ — ​ — ​ 1 ​ 5,217 ​ — ​ 5,218 ​ — Total ​ $ 665 ​ $ 689 ​ $ 3,906 ​ $ 5,260 ​ $ 1,626,289 ​ $ 15,610 ​ $ 1,647,159 ​ $ 233
Schedule of purchase credit impaired loans	The unpaid principal balance and carrying value of the Company’s PCI loans at the dates indicated are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, 2021 ​ December 31, 2020 ​ Unpaid ​ ​ Unpaid ​ ​ ​ ​ principal ​ Carrying ​ principal ​ Carrying ​ ​ balance ​ value ​ balance ​ value Commercial and industrial ​ $ 971 ​ $ 638 ​ $ 1,000 ​ $ 622 Construction and land ​ 97 ​ 48 ​ 100 ​ 51 Commercial real estate ​ 12,591 ​ 11,135 ​ 14,096 ​ 12,416 Residential ​ 2,807 ​ 2,252 ​ 3,127 ​ 2,521 Consumer ​ — ​ — ​ — ​ — Total ​ $ 16,466 ​ $ 14,073 ​ $ 18,323 ​ $ 15,610
Schedule of changes in the accretable yield of PCI loans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended ​ ​ March 31, ​ ​ 2021 ​ 2020 Balance at beginning of period ​ $ 383 ​ $ 554 Additions ​ — ​ 308 Removals ​ (65) ​ (127) Accretion ​ (230) ​ (141) Balance at end of period ​ $ 88 ​ $ 594 ​

ALLOWANCE FOR LOAN LOSSES (Tabl

ALLOWANCE FOR LOAN LOSSES (Tables)	3 Months Ended
	Mar. 31, 2021
ALLOWANCE FOR LOAN LOSSES
Schedule of Allowance for loan losses for loan losses	The following tables summarize the Company’s allowance for loan losses and loan balances individually and collectively evaluated for impairment by type of loan as of or for the three months ended March 31, 2021 and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Construction ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ and industrial and land real estate Residential Consumer Total March 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 4,042 ​ $ 378 ​ $ 11,211 ​ $ 1,856 ​ $ 13 ​ $ 17,500 Charge-offs ​ (2) ​ — ​ — ​ — ​ — ​ (2) Recoveries ​ 2 ​ — ​ — ​ — ​ — ​ 2 Provision (reclassification) for loan losses ​ (223) ​ ​ (113) ​ ​ 36 ​ ​ 291 ​ ​ 9 ​ — Ending balance ​ $ 3,819 ​ $ 265 ​ $ 11,247 ​ $ 2,147 ​ $ 22 ​ $ 17,500 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses by methodology: ​ ​ ​ ​ ​ ​ Loans individually evaluated for impairment ​ $ 490 ​ $ — ​ $ 116 ​ $ 20 ​ $ — ​ $ 626 Loans collectively evaluated for impairment ​ 3,218 ​ 265 ​ 11,131 ​ 2,127 ​ 22 ​ 16,763 PCI loans ​ 111 ​ — ​ — ​ — ​ — ​ 111 ​ ​ ​ ​ ​ ​ ​ Loans receivable by methodology: ​ ​ ​ ​ ​ ​ Individually evaluated for impairment ​ $ 978 ​ $ 36 ​ $ 6,079 ​ $ 3,524 ​ $ — ​ $ 10,617 Collectively evaluated for impairment ​ 322,330 ​ 14,539 ​ 1,078,547 ​ 141,909 ​ 6,832 ​ 1,564,157 PCI loans ​ 638 ​ 48 ​ 11,135 ​ 2,252 ​ — ​ 14,073 Total loans ​ $ 323,946 ​ $ 14,623 ​ $ 1,095,761 ​ $ 147,685 ​ $ 6,832 ​ $ 1,588,847 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Construction ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ and industrial and land real estate Residential Consumer Total March 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,788 ​ $ 167 ​ $ 5,004 ​ $ 427 ​ $ 14 ​ $ 7,400 Charge-offs ​ — ​ — ​ — ​ (1) ​ (16) ​ (17) Recoveries ​ 4 ​ — ​ — ​ — ​ — ​ 4 Provision (reclassification) for loan losses ​ 630 ​ (56) ​ 1,014 ​ 120 ​ 5 ​ 1,713 Ending balance ​ $ 2,422 ​ $ 111 ​ $ 6,018 ​ $ 546 ​ $ 3 ​ $ 9,100 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, 2020 ​ ​ ​ ​ ​ ​ Allowance for loan losses related to: ​ ​ ​ ​ ​ ​ Loans individually evaluated for impairment ​ $ 218 ​ $ — ​ $ 64 ​ $ — ​ $ — ​ $ 282 Loans collectively evaluated for impairment ​ 2,204 ​ 111 ​ 5,954 ​ 546 ​ 3 ​ 8,818 PCI loans ​ — ​ — ​ — ​ — ​ — ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans receivable: ​ ​ ​ ​ ​ ​ Individually evaluated for impairment ​ $ 629 ​ $ 2,773 ​ $ 3,968 ​ $ 1,759 ​ $ — ​ $ 9,129 Collectively evaluated for impairment ​ 184,585 ​ 40,657 ​ 1,166,154 ​ 201,570 ​ 7,067 ​ 1,600,033 PCI loans ​ 465 ​ 229 ​ 14,160 ​ 3,211 ​ 2 ​ 18,067 Total loans ​ $ 185,679 ​ $ 43,659 ​ $ 1,184,282 ​ $ 206,540 ​ $ 7,069 ​ $ 1,627,229

PREMISES AND EQUIPMENT (Tables)

PREMISES AND EQUIPMENT (Tables)	3 Months Ended
	Mar. 31, 2021
PREMISES AND EQUIPMENT
Schedule of premises and equipment	Premises and equipment consisted of the following at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, December 31, ​ ​ 2021 ​ 2020 Premises owned ​ $ 10,887 ​ $ 10,891 Leasehold improvements ​ 3,318 ​ 3,274 Furniture, fixtures and equipment ​ 7,261 ​ 6,940 Less accumulated depreciation and amortization ​ (6,484) ​ (5,966) Total premises and equipment, net ​ $ 14,982 ​ $ 15,139

LEASES (Tables)

LEASES (Tables)	3 Months Ended
	Mar. 31, 2021
LEASES
Schedule of maturity of undiscounted lease payments	​ ​ ​ ​ ​ For the remainder of 2021 ​ $ 3,185 2022 ​ 2,685 2023 ​ 2,013 2024 ​ 1,502 2025 ​ ​ 947 Thereafter ​ 3,098 Total undiscounted cash flows ​ ​ 13,430 Less: interest ​ ​ (1,032) Present value of lease payments ​ $ 12,398 ​
Schedule of weighted average operating lease term and discount rate	​ ​ ​ ​ ​ ​ March 31, 2021 Weighted-average remaining lease term 6.8 years Weighted-average discount rate 2.72 % ​

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS (Tables)	3 Months Ended
	Mar. 31, 2021
GOODWILL AND INTANGIBLE ASSETS
Schedule of company's goodwill	​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, December 31, ​ ​ 2021 ​ 2020 Balance at beginning of period ​ $ 38,838 ​ $ 35,466 Acquired goodwill ​ — ​ 3,372 Impairment ​ — ​ — Balance at end of period ​ $ 38,838 ​ $ 38,838 ​
Schedule of finite-lived intangible assets	​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, December 31, ​ ​ 2021 ​ 2020 Balance at beginning of period ​ $ 8,302 ​ $ 9,185 Additions ​ — ​ 949 Less amortization ​ (454) ​ (1,832) Balance at end of period ​ $ 7,848 ​ $ 8,302 ​
Schedule of estimated core deposit intangible amortization	​ ​ ​ ​ ​ For the remainder of 2021 ​ $ 1,287 2022 ​ 1,716 2023 ​ 1,131 2024 ​ 944 2025 ​ ​ 944 Thereafter ​ 1,826 Total ​ $ 7,848 ​

OTHER ASSETS (Tables)

OTHER ASSETS (Tables)	3 Months Ended
	Mar. 31, 2021
OTHER ASSETS
Schedule of Interest receivable and other assets	The Company’s interest receivable and other assets at the dates indicated consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, December 31, ​ ​ 2021 ​ 2020 Tax assets, net ​ $ 9,218 ​ $ 8,577 Accrued interest receivable ​ 7,375 ​ 7,312 Investment in SBIC Funds ​ 3,761 ​ 3,497 Prepaid assets ​ 1,357 ​ 1,594 Servicing assets ​ 1,796 ​ 1,783 Low income housing partnerships, net ​ 3,080 ​ 3,002 Investment in statutory trusts ​ 482 ​ 481 Other assets ​ 3,518 ​ 1,298 Total ​ $ 30,587 ​ $ 27,544

DEPOSITS (Tables)

DEPOSITS (Tables)	3 Months Ended
	Mar. 31, 2021
DEPOSITS
Schedule of Deposits	The Company’s deposits consisted of the following at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, December 31, ​ ​ 2021 ​ 2020 Demand deposits ​ $ 726,119 ​ $ 678,365 NOW accounts and savings ​ 416,692 ​ 399,772 Money market ​ 548,422 ​ 516,560 Time deposits ​ 236,738 ​ 243,700 Total ​ $ 1,927,971 ​ $ 1,838,397

OTHER LIABILITIES (Tables)

OTHER LIABILITIES (Tables)	3 Months Ended
	Mar. 31, 2021
OTHER LIABILITIES
Schedule of interest payable and other liabilities	​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, December 31, ​ ​ 2021 ​ 2020 Accrued expenses ​ $ 3,901 ​ $ 6,577 Accounts payable ​ 400 ​ 384 Reserve for unfunded commitments ​ 415 ​ 415 Accrued interest payable ​ 419 ​ 1,401 All other ​ 7,292 ​ 2,870 Total ​ $ 12,427 ​ $ 11,647 ​

OTHER EXPENSES (Tables)

OTHER EXPENSES (Tables)	3 Months Ended
	Mar. 31, 2021
OTHER EXPENSES
Schedule of other expenses	The Company’s other expenses for the periods indicated consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended ​ March 31, ​ ​ 2021 ​ 2020 Professional fees ​ $ 434 ​ $ 895 Core deposit premium amortization ​ 453 ​ 473 Marketing and promotions ​ 64 ​ 330 Stationery and supplies ​ 107 ​ 146 Insurance (including FDIC premiums) ​ 210 ​ 55 Communication and postage ​ 214 ​ 194 Loan default related expense ​ 14 ​ 125 Director fees ​ 76 ​ 78 Bank service charges ​ 56 ​ 34 Courier expense ​ 176 ​ 190 Other ​ 97 ​ 256 Total ​ $ 1,901 ​ $ 2,776

EQUITY INCENTIVE PLANS (Tables)

EQUITY INCENTIVE PLANS (Tables)	3 Months Ended
	Mar. 31, 2021
EQUITY INCENTIVE PLANS
Schedule of nonvested restricted stock units activity	The following table provides the restricted stock grant activity for the periods indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended March 31, ​ ​ ​ 2021 ​ 2020 ​ ​ ​ Weighted-average ​ Weighted-average ​ ​ ​ ​ grant date ​ ​ ​ grant date ​ ​ Shares ​ fair value ​ Shares ​ fair value Non-vested at January 1, 204,515 ​ $ 17.71 ​ 142,103 ​ $ 20.76 ​ Granted 24,187 ​ 15.17 ​ 15,173 ​ 22.60 ​ Vested (14,164) ​ 18.50 ​ (23,435) ​ 19.62 ​ Forfeited ​ — ​ ​ — ​ (1,432) ​ ​ 18.93 ​ Non-Vested, at March 31, 214,538 ​ $ 16.06 ​ 132,409 ​ $ 22.10 ​

FAIR VALUE MEASUREMENT (Tables)

FAIR VALUE MEASUREMENT (Tables)	3 Months Ended
	Mar. 31, 2021
FAIR VALUE MEASUREMENT AND FAIR VALUE OF FINANCIAL INSTRUMENTS
Schedule of fair value, assets measured on recurring basis	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Level 1 Level 2 Level 3 March 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ U.S. Government Agencies ​ $ 3,526 ​ $ — ​ $ 3,526 ​ $ — Municipal securities ​ 15,917 ​ — ​ 15,917 ​ — Mortgage-backed securities ​ 33,685 ​ — ​ 33,685 ​ — Collateralized mortgage obligations ​ 25,047 ​ — ​ 25,047 ​ — SBA securities ​ 7,390 ​ — ​ 7,390 ​ — Corporate bonds ​ 25,582 ​ — ​ 25,582 ​ — Total ​ $ 111,147 ​ $ — ​ $ 111,147 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Level 1 Level 2 Level 3 December 31, 2020 ​ ​ ​ ​ U.S. Government Agencies ​ $ 5,544 ​ $ — ​ $ 5,544 ​ $ — Municipal securities ​ 16,687 ​ — ​ 16,687 ​ — Mortgage-backed securities ​ 36,578 ​ — ​ 36,578 ​ — Collateralized mortgage obligations ​ 27,695 ​ — ​ 27,695 ​ — SBA securities ​ 7,667 ​ — ​ 7,667 ​ — Corporate bonds ​ 21,419 ​ — ​ 21,419 ​ — Total ​ $ 115,590 ​ $ — ​ $ 115,590 ​ $ — ​
Schedule of fair value measurements, nonrecurring	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Level 1 Level 2 Level 3 March 31, 2021 ​ ​ ​ ​ Performing impaired loans ​ $ 778 ​ $ — ​ $ — ​ $ 778 Nonperforming impaired loans ​ 9,839 ​ — ​ — ​ 9,839 OREO ​ 186 ​ — ​ — ​ 186 Total ​ $ 10,803 ​ $ — ​ $ — ​ $ 10,803 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Level 1 Level 2 Level 3 December 31, 2020 ​ ​ ​ ​ Performing impaired loans ​ $ 798 ​ $ — ​ $ — ​ $ 798 Nonperforming impaired loans ​ 8,421 ​ — ​ — ​ 8,421 OREO ​ 429 ​ — ​ — ​ 429 Total ​ $ 9,648 ​ $ — ​ $ — ​ $ 9,648 ​ ​

FAIR VALUE OF FINANCIAL INSTR_2

FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	3 Months Ended
	Mar. 31, 2021
FAIR VALUE MEASUREMENT AND FAIR VALUE OF FINANCIAL INSTRUMENTS
Schedule of estimated fair value of financial instruments	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Carrying ​ Fair ​ Fair value measurements ​ amount value Level 1 Level 2 Level 3 March 31, 2021 ​ ​ ​ ​ ​ Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents ​ $ 457,739 ​ $ 457,739 ​ $ 457,739 ​ $ — ​ $ — Interest bearing deposits in banks ​ 6,971 ​ 6,971 ​ 6,971 ​ — ​ — Investment securities available-for-sale ​ 108,462 ​ 111,147 ​ — ​ 111,147 ​ — Investment in FHLB and FRB Stock ​ 15,354 ​ 15,354 ​ 15,354 ​ — ​ — Loans held for sale ​ 4,606 ​ 4,606 ​ — ​ 4,606 ​ — Loans, net ​ 1,566,702 ​ 1,585,556 ​ — ​ — ​ 1,585,556 Accrued interest receivable ​ 7,375 ​ 7,375 ​ — ​ 7,375 ​ — Financial liabilities: ​ ​ ​ ​ ​ Deposits ​ 1,927,971 ​ 1,929,851 ​ — ​ 1,929,851 ​ — Other borrowings ​ 5,000 ​ 5,000 ​ — ​ 5,000 ​ — Junior subordinated deferrable interest debentures, net ​ ​ 8,343 ​ ​ 8,146 ​ ​ — ​ ​ — ​ ​ 8,146 Subordinated debt, net ​ ​ 63,414 ​ 63,414 ​ — ​ ​ 63,414 ​ ​ — Accrued interest payable ​ 419 ​ 419 ​ — ​ 419 ​ — Off-balance sheet liabilities: ​ ​ ​ ​ ​ ​ Undisbursed loan commitments, lines of credit, standby letters of credit ​ 98,864 ​ 98,449 ​ — ​ — ​ 98,449 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Carrying ​ Fair ​ Fair value measurements ​ amount value Level 1 Level 2 Level 3 December 31, 2020 ​ ​ ​ ​ ​ Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents ​ $ 299,329 ​ $ 299,329 ​ $ 299,329 ​ $ — ​ $ — Interest bearing deposits in banks ​ 7,718 ​ 7,718 ​ 7,718 ​ — ​ — Investment securities available-for-sale ​ 111,809 ​ 115,590 ​ — ​ 115,590 ​ — Investment in FHLB and FRB Stock ​ 15,342 ​ 15,342 ​ 15,342 ​ — ​ — Loans held for sale ​ 8,664 ​ 8,664 ​ — ​ 8,664 ​ — Loans, net ​ 1,625,812 ​ 1,658,605 ​ — ​ — ​ 1,658,605 Accrued interest receivable ​ 7,312 ​ 7,312 ​ — ​ 7,312 ​ — Financial liabilities: ​ ​ ​ ​ ​ Deposits ​ 1,838,397 ​ 1,839,973 ​ — ​ 1,839,973 ​ — Other borrowings ​ 5,000 ​ 5,000 ​ — ​ 5,000 ​ — Junior subordinated deferrable interest debentures, net ​ 8,322 ​ 8,124 ​ — ​ — ​ 8,124 Subordinated debt, net ​ 63,372 ​ 63,372 ​ — ​ 63,372 ​ — Accrued interest payable ​ 1,401 ​ 1,401 ​ — ​ 1,401 ​ — Off-balance sheet liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Undisbursed loan commitments, lines of credit, standby letters of credit ​ 110,702 ​ 110,287 ​ — ​ — ​ 110,287 ​

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Tables)	3 Months Ended
	Mar. 31, 2021
COMMITMENTS AND CONTINGENCIES
Schedule of lending and letter of credit commitments	​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, December 31, ​ ​ 2021 ​ 2020 Commitments to extend credit ​ $ 96,565 ​ $ 108,376 Standby letters of credit ​ 2,299 ​ 2,326 Total commitments ​ $ 98,864 ​ $ 110,702 ​

BASIS OF PRESENTATION - General

BASIS OF PRESENTATION - General Information (Details)	3 Months Ended
	Mar. 31, 2021location
Years of operation	17 years
Number of offices and branches	34
CALIFORNIA
Number of offices and branches	16
WASHINGTON
Number of offices and branches	2
NEW MEXICO
Number of offices and branches	5
COLORADO
Number of offices and branches	11

BASIS OF PRESENTATION - Busines

BASIS OF PRESENTATION - Business Combinations (Details)	Feb. 04, 2020
Grand Mountain Bancshares, Inc.
Business Acquisition, Date of Acquisition [Abstract]
Business Acquisition, Effective Date of Acquisition	Feb. 4, 2020

ACCOUNTING GUIDANCE NOT YET E_2

ACCOUNTING GUIDANCE NOT YET EFFECTIVE AND ADOPTED ACCOUNTING GUIDANCE (Details)	Mar. 31, 2021
Accounting Standards Update 2019-12 [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Change in Accounting Principle, Accounting Standards Update, Adopted	true
Change in Accounting Principle, Accounting Standards Update, Adoption Date	Dec. 15, 2020
Accounting Standards Update 2016-13 [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Change in Accounting Principle, Accounting Standards Update, Adopted	false
Change in Accounting Principle, Accounting Standards Update, Early Adoption	false

ACQUISITIONS - General Informat

ACQUISITIONS - General Information (Details) $ / shares in Units, $ in Thousands	Feb. 04, 2020USD ($)location$ / shares	Mar. 31, 2021location
Business Combination, Description [Abstract]
Number of offices and branches | location		34
Grand Mountain Bancshares, Inc.
Business Acquisition, Date of Acquisition [Abstract]
Business Acquisition, Effective Date of Acquisition	Feb. 4, 2020
Business Combination, Description [Abstract]
Number of offices and branches | location	4
Business Acquisition, Share Price | $ / shares	$ 3.40
Payments to Acquire Businesses, Gross | $	$ 13,886
Business Combination, Consideration Transferred | $	$ 13,886

ACQUISITIONS - Assets Acquired

ACQUISITIONS - Assets Acquired and Liabilities Assumed (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Feb. 04, 2020	Dec. 31, 2019
Liabilities:
Goodwill	$ 38,838	$ 38,838		$ 35,466
Grand Mountain Bancshares, Inc.
Liabilities:
Fair value of net assets acquired			$ 10,348
Goodwill			3,372
Grand Mountain Bancshares, Inc. | Previously Reported
Fair value of assets:
Cash and due from banks			5,454
Total cash and cash equivalents			5,454
Interest bearing deposits in banks			16,040
Investment securities available-for-sale			4,369
FHLB stock, at par			165
Loans, net			98,410
Premises and equipment, net			3,879
Core deposit intangible			949
Deferred tax assets, net			728
Interest receivable and other assets			929
Total assets acquired			130,923
Liabilities:
Noninterest bearing			30,937
Interest bearing			87,210
Total Deposits			118,147
Interest payable and other liabilities			687
Other borrowings			1,575
Total liabilities assumed			120,409
Fair value of net assets acquired			10,514
Grand Mountain Bancshares, Inc. | Revision of Prior Period, Adjustment
Fair value of assets:
Investment securities available-for-sale			10
Loans, net			484
Premises and equipment, net			(1,000)
Core deposit intangible			949
Deferred tax assets, net			139
Time deposits			(25)
Liabilities:
Other borrowings			(98)
Other (assets) liabilities			5
Fair value of net assets acquired			$ 166

ACQUISITIONS - Consideration Tr

ACQUISITIONS - Consideration Transferred (Details) - Grand Mountain Bancshares, Inc. $ in Thousands	Feb. 04, 2020USD ($)
Business Combination, Consideration Transferred [Abstract]
Cash paid	$ 13,886
Total price paid	$ 13,886

ACQUISITIONS - Pro Forma (Detai

ACQUISITIONS - Pro Forma (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Business Acquisition, Pro Forma Information [Abstract]
Net interest income	$ 18,084	$ 20,439
Net income	$ 4,532	$ 2,021
Basic earnings per share (in dollars per share)	$ 0.40	$ 0.16
Diluted earnings per share (in dollars per share)	$ 0.40	$ 0.16

ACQUISITIONS - Acquisition Expe

ACQUISITIONS - Acquisition Expenses (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)
ACQUISITIONS
Business Combination, Acquisition Related Costs, Professional Fees	$ 369
Business Combination, Acquisition Related Costs, Data Processing	2,000
Business Combination, Acquisition Related Costs, Severance Expense	266
Business Combination, Acquisition Related Costs, Other Expense	383
Total	$ 3,018

INVESTMENT SECURITIES - Amortiz

INVESTMENT SECURITIES - Amortized Cost (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized cost	$ 108,462	$ 111,809
Gross unrealized gains	3,080	3,944
Gross unrealized losses	(395)	(163)
Securities available for sale, fair value	111,147	115,590
U.S. Government Agencies
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized cost	3,517	5,523
Gross unrealized gains	11	25
Gross unrealized losses	(2)	(4)
Securities available for sale, fair value	3,526	5,544
Municipal securities
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized cost	15,346	15,992
Gross unrealized gains	571	695
Gross unrealized losses	0	0
Securities available for sale, fair value	15,917	16,687
Mortgage-backed securities
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized cost	32,418	34,567
Gross unrealized gains	1,431	2,033
Gross unrealized losses	(164)	(22)
Securities available for sale, fair value	33,685	36,578
Collateralized mortgage obligation
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized cost	24,354	26,649
Gross unrealized gains	769	1,054
Gross unrealized losses	(76)	(8)
Securities available for sale, fair value	25,047	27,695
SBA securities
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized cost	7,416	7,661
Gross unrealized gains	17	52
Gross unrealized losses	(43)	(46)
Securities available for sale, fair value	7,390	7,667
Corporate Bonds
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized cost	25,411	21,417
Gross unrealized gains	281	85
Gross unrealized losses	(110)	(83)
Securities available for sale, fair value	$ 25,582	$ 21,419

INVESTMENT SECURITIES - Estimat

INVESTMENT SECURITIES - Estimated Fair Value and Gross Unrealized Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, Estimated fair value	$ 17,396	$ 16,913
12 months or more, Estimated fair value	4,768	5,981
Total, Estimated fair value	22,164	22,894
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	(334)	(99)
12 months or more, Unrealized loss	(61)	(64)
Total, Unrealized loss	(395)	(163)
U.S. Government Agencies
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, Estimated fair value	1,513	1,511
12 months or more, Estimated fair value	0	0
Total, Estimated fair value	1,513	1,511
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	(2)	(4)
12 months or more, Unrealized loss	0	0
Total, Unrealized loss	(2)	(4)
Municipal securities
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, Estimated fair value	0	502
12 months or more, Estimated fair value	0	0
Total, Estimated fair value	0	502
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	0	0
12 months or more, Unrealized loss	0	0
Total, Unrealized loss	0	0
Mortgage-backed securities
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, Estimated fair value	2,852	2,164
12 months or more, Estimated fair value	337	478
Total, Estimated fair value	3,189	2,642
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	(153)	(10)
12 months or more, Unrealized loss	(11)	(12)
Total, Unrealized loss	(164)	(22)
Collateralized mortgage obligation
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, Estimated fair value	2,629	1,742
12 months or more, Estimated fair value	782	797
Total, Estimated fair value	3,411	2,539
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	(69)	(3)
12 months or more, Unrealized loss	(7)	(5)
Total, Unrealized loss	(76)	(8)
SBA securities
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, Estimated fair value	0	562
12 months or more, Estimated fair value	3,649	3,705
Total, Estimated fair value	3,649	4,267
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	0	(1)
12 months or more, Unrealized loss	(43)	(45)
Total, Unrealized loss	(43)	(46)
Corporate Bonds
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, Estimated fair value	10,402	10,432
12 months or more, Estimated fair value	0	1,001
Total, Estimated fair value	10,402	11,433
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	(110)	(81)
12 months or more, Unrealized loss	0	(2)
Total, Unrealized loss	$ (110)	$ (83)

INVESTMENT SECURITIES - Unreali

INVESTMENT SECURITIES - Unrealized Loss Positions (Details)	Mar. 31, 2021security
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	278
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	17
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	26

INVESTMENT SECURITIES - Amort_2

INVESTMENT SECURITIES - Amortized Cost and Estimated Fair Value of Available-for-Sale Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Available-for-sale: Amortized Cost
Due in one year or less (remainder of year)	$ 5,162
Due in one year or less	0	$ 7,273
Due after one through five years	20,930	19,424
Due after five years through ten years	33,497	34,165
Due after ten years	48,873	50,947
Total	108,462	111,809
Available-for-sale: Fair Value
Due in one year or less (remainder of year)	5,195
Due in one year or less	0	7,342
Due after one through five years	21,728	20,322
Due after five years through ten years	34,133	34,898
Due after ten years	50,091	53,028
Total	$ 111,147	$ 115,590

LOANS - Loan Portfolio (Details

LOANS - Loan Portfolio (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020	Dec. 31, 2019
Loans and Leases Receivable Disclosure [Line Items]
Total loans	$ 1,588,847	$ 1,647,159	$ 1,627,229
Net deferred loan fees	(4,645)	(3,847)
Allowance for loan losses	(17,500)	(17,500)	(9,100)	$ (7,400)
Net Loans	1,566,702	1,625,812
Commercial Portfolio Segment
Loans and Leases Receivable Disclosure [Line Items]
Total loans	323,946	309,961	185,679
Allowance for loan losses	(3,819)	(4,042)	(2,422)	(1,788)
Construction and Land Portfolio Segment
Loans and Leases Receivable Disclosure [Line Items]
Total loans	14,623	22,696	43,659
Allowance for loan losses	(265)	(378)	(111)	(167)
Commercial Real Estate Portfolio Segment
Loans and Leases Receivable Disclosure [Line Items]
Total loans	1,095,761	1,144,560	1,184,282
Allowance for loan losses	(11,247)	(11,211)	(6,018)	(5,004)
Residential Portfolio Segment
Loans and Leases Receivable Disclosure [Line Items]
Total loans	147,685	164,724	206,540
Allowance for loan losses	(2,147)	(1,856)	(546)	(427)
Consumer Portfolio Segment
Loans and Leases Receivable Disclosure [Line Items]
Total loans	6,832	5,218	7,069
Allowance for loan losses	$ (22)	$ (13)	$ (3)	$ (14)

LOANS - Impaired Loans (Details

LOANS - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Financing Receivable, Impaired [Line Items]
With no specific allowance recorded	$ 6,716		$ 7,885
With a specific allowance recorded	3,901		1,334
Total recorded investment in impaired loans	10,617		9,219
Specific allowance on impaired loans	626		521
Average recorded investment in impaired loans	9,652	$ 7,178
Interest recognized	63	172
Commercial Portfolio Segment
Financing Receivable, Impaired [Line Items]
With no specific allowance recorded	173		120
With a specific allowance recorded	805		728
Total recorded investment in impaired loans	978		848
Specific allowance on impaired loans	490		420
Average recorded investment in impaired loans	915	1,454
Interest recognized	1
Construction and Land Portfolio Segment
Financing Receivable, Impaired [Line Items]
With no specific allowance recorded	36		36
With a specific allowance recorded	0		0
Total recorded investment in impaired loans	36		36
Specific allowance on impaired loans	0		0
Average recorded investment in impaired loans	36	2,489
Interest recognized	0	0
Commercial Real Estate Portfolio Segment
Financing Receivable, Impaired [Line Items]
With no specific allowance recorded	3,133		5,689
With a specific allowance recorded	2,946		451
Total recorded investment in impaired loans	6,079		6,140
Specific allowance on impaired loans	116		77
Average recorded investment in impaired loans	6,073	2,361
Interest recognized	58	172
Residential Portfolio Segment
Financing Receivable, Impaired [Line Items]
With no specific allowance recorded	3,374		2,040
With a specific allowance recorded	150		155
Total recorded investment in impaired loans	3,524		2,195
Specific allowance on impaired loans	20		24
Average recorded investment in impaired loans	2,628	871
Interest recognized	4
Consumer Portfolio Segment
Financing Receivable, Impaired [Line Items]
With no specific allowance recorded	0		0
With a specific allowance recorded	0		0
Total recorded investment in impaired loans	0		0
Specific allowance on impaired loans	0		$ 0
Average recorded investment in impaired loans	0	3
Interest recognized	$ 0	$ 0

LOANS - Troubled Debt Restructu

LOANS - Troubled Debt Restructurings, Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
LOANS
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	$ 0	$ 0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	0
Financing Receivable, TDR Loans, Allowance for Loan Losses	31		$ 35
Loans and Leases Receivable Performing Nonaccrual of Interest	$ 778		$ 798

LOANS - Troubled Debt Restruc_2

LOANS - Troubled Debt Restructurings, Modified as TDR Loans (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)loan	Mar. 31, 2020USD ($)loan
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans, Number | loan	6	6
Financing Receivable, Troubled Debt Restructuring, Modified Loans	$ 1,601	$ 4,276
Extended Maturity [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans	$ 1,601	$ 4,276
Commercial Portfolio Segment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans, Number | loan	2	3
Financing Receivable, Troubled Debt Restructuring, Modified Loans	$ 29	$ 322
Commercial Portfolio Segment | Extended Maturity [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans	$ 29	$ 322
Construction and Land Portfolio Segment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans, Number | loan		1
Financing Receivable, Troubled Debt Restructuring, Modified Loans		$ 2,737
Construction and Land Portfolio Segment | Extended Maturity [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans		$ 2,737
Commercial Real Estate Portfolio Segment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans, Number | loan	3	2
Financing Receivable, Troubled Debt Restructuring, Modified Loans	$ 1,422	$ 1,217
Commercial Real Estate Portfolio Segment | Extended Maturity [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans	$ 1,422	$ 1,217
Residential Portfolio Segment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans, Number | loan	1
Financing Receivable, Troubled Debt Restructuring, Modified Loans	$ 150
Residential Portfolio Segment | Extended Maturity [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans	$ 150

LOANS - Risk Grade (Details)

LOANS - Risk Grade (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	$ 1,588,847	$ 1,647,159	$ 1,627,229
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	1,535,260	1,596,053
Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	37,454	38,441
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	16,133	12,665
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans		0
Commercial Portfolio Segment
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	323,946	309,961	185,679
Commercial Portfolio Segment | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	308,054	295,245
Commercial Portfolio Segment | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	11,176	10,466
Commercial Portfolio Segment | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	4,716	4,250
Commercial Portfolio Segment | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans		0
Construction and Land Portfolio Segment
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	14,623	22,696	43,659
Construction and Land Portfolio Segment | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	14,443	22,346
Construction and Land Portfolio Segment | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	144	313
Construction and Land Portfolio Segment | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	36	37
Construction and Land Portfolio Segment | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans		0
Commercial Real Estate Portfolio Segment
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	1,095,761	1,144,560	1,184,282
Commercial Real Estate Portfolio Segment | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	1,063,015	1,112,085
Commercial Real Estate Portfolio Segment | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	24,947	26,329
Commercial Real Estate Portfolio Segment | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	7,799	6,146
Commercial Real Estate Portfolio Segment | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans		0
Residential Portfolio Segment
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	147,685	164,724	206,540
Residential Portfolio Segment | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	142,940	161,161
Residential Portfolio Segment | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	1,187	1,333
Residential Portfolio Segment | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	3,558	2,230
Residential Portfolio Segment | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans		0
Consumer Portfolio Segment
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	6,832	5,218	$ 7,069
Consumer Portfolio Segment | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	6,808	5,216
Consumer Portfolio Segment | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans		0
Consumer Portfolio Segment | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	$ 24	2
Consumer Portfolio Segment | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans		$ 0

LOANS - Aging - Tabular Disclos

LOANS - Aging - Tabular Disclosure (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020
Financing Receivable, Past Due [Line Items]
Total Past Due	$ 8,071	$ 5,260
Current	1,566,703	1,626,289
PCI Loans	14,073	15,610
Total loans	1,588,847	1,647,159	$ 1,627,229
Recorded Investment > 90 Days and Accruing	0	233
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	3,559	665
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	1,479	689
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	3,033	3,906
Commercial Portfolio Segment
Financing Receivable, Past Due [Line Items]
Total Past Due	1,249	1,100
Current	322,059	308,239
PCI Loans	638	622
Total loans	323,946	309,961	185,679
Recorded Investment > 90 Days and Accruing	0	0
Commercial Portfolio Segment | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	376	265
Commercial Portfolio Segment | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	27	128
Commercial Portfolio Segment | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	846	707
Construction and Land Portfolio Segment
Financing Receivable, Past Due [Line Items]
Total Past Due	102	334
Current	14,473	22,311
PCI Loans	48	51
Total loans	14,623	22,696	43,659
Recorded Investment > 90 Days and Accruing	0	233
Construction and Land Portfolio Segment | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	0	65
Construction and Land Portfolio Segment | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	65	0
Construction and Land Portfolio Segment | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	37	269
Commercial Real Estate Portfolio Segment
Financing Receivable, Past Due [Line Items]
Total Past Due	3,634	2,178
Current	1,080,992	1,129,966
PCI Loans	11,135	12,416
Total loans	1,095,761	1,144,560	1,184,282
Recorded Investment > 90 Days and Accruing	0	0
Commercial Real Estate Portfolio Segment | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	2,882	254
Commercial Real Estate Portfolio Segment | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	0	406
Commercial Real Estate Portfolio Segment | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	752	1,518
Residential Portfolio Segment
Financing Receivable, Past Due [Line Items]
Total Past Due	3,077	1,647
Current	142,356	160,556
PCI Loans	2,252	2,521
Total loans	147,685	164,724	206,540
Recorded Investment > 90 Days and Accruing	0	0
Residential Portfolio Segment | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	292	80
Residential Portfolio Segment | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	1,387	155
Residential Portfolio Segment | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	1,398	1,412
Consumer Portfolio Segment
Financing Receivable, Past Due [Line Items]
Total Past Due	9	1
Current	6,823	5,217
PCI Loans	0	0
Total loans	6,832	5,218	$ 7,069
Recorded Investment > 90 Days and Accruing	0	0
Consumer Portfolio Segment | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	9	1
Consumer Portfolio Segment | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Consumer Portfolio Segment | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	$ 0	$ 0

LOANS - Nonaccrual Loans - Guar

LOANS - Nonaccrual Loans - Guaranteed (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Financing Receivable, Nonaccrual [Line Items]
Financing Receivable, Nonaccrual	$ 14,073	$ 15,610
US Government Agency Insured Loans [Member]
Financing Receivable, Nonaccrual [Line Items]
Financing Receivable, Nonaccrual	$ 885	$ 850

LOANS - Nonaccrual Loans - Gene

LOANS - Nonaccrual Loans - General Information (Details) - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Loans and Leases Receivable, Other Information [Abstract]
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$ 88,300	$ 101,500

LOANS - PCI Loans - Unpaid Bala

LOANS - PCI Loans - Unpaid Balance and Carrying Amount (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, Unpaid Principal Balance	$ 16,466	$ 18,323
Financing Receivable, Nonaccrual	14,073	15,610
Commercial Portfolio Segment
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, Unpaid Principal Balance	971	1,000
Financing Receivable, Nonaccrual	638	622
Construction and Land Portfolio Segment
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, Unpaid Principal Balance	97	100
Financing Receivable, Nonaccrual	48	51
Commercial Real Estate Portfolio Segment
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, Unpaid Principal Balance	12,591	14,096
Financing Receivable, Nonaccrual	11,135	12,416
Residential Portfolio Segment
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, Unpaid Principal Balance	2,807	3,127
Financing Receivable, Nonaccrual	2,252	2,521
Consumer Portfolio Segment
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Financing Receivable, Nonaccrual	$ 0	$ 0

LOANS - PCI Loans - Accretable

LOANS - PCI Loans - Accretable Yield - Roll Forward (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	$ 383	$ 554
Additions	0	308
Removals	(65)	(127)
Accretion	(230)	(141)
Balance at end of period	$ 88	$ 594

ALLOWANCE FOR LOAN LOSSES - Rol

ALLOWANCE FOR LOAN LOSSES - Roll Forward (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 17,500	$ 7,400
Charge-offs	2	17
Recoveries	2	4
Provision for loan losses	0	1,713
Ending balance	17,500	9,100
Commercial Portfolio Segment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	4,042	1,788
Charge-offs	2	0
Recoveries	2	4
Provision for loan losses	(223)	630
Ending balance	3,819	2,422
Construction and Land Portfolio Segment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	378	167
Charge-offs	0	0
Recoveries	0	0
Provision for loan losses	(113)	(56)
Ending balance	265	111
Commercial Real Estate Portfolio Segment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	11,211	5,004
Charge-offs	0	0
Recoveries	0	0
Provision for loan losses	36	1,014
Ending balance	11,247	6,018
Residential Portfolio Segment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,856	427
Charge-offs	0	1
Recoveries	0	0
Provision for loan losses	291	120
Ending balance	2,147	546
Consumer Portfolio Segment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	13	14
Charge-offs	0	16
Recoveries	0	0
Provision for loan losses	9	5
Ending balance	$ 22	$ 3

ALLOWANCE FOR LOAN LOSSES - Add

ALLOWANCE FOR LOAN LOSSES - Additional Information (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020	Dec. 31, 2019
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment	$ 626		$ 282
Loans collectively evaluated for impairment	16,763		8,818
Loans and Leases Receivable, Allowance, Total	17,500	$ 17,500	9,100	$ 7,400
Individually evaluated for impairment	10,617		9,129
Collectively evaluated for impairment	1,564,157		1,600,033
Total loans	1,588,847	1,647,159	1,627,229
Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans and Leases Receivable, Allowance, Total	111		0
Total loans	14,073		18,067
Commercial Portfolio Segment
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment	490		218
Loans collectively evaluated for impairment	3,218		2,204
Loans and Leases Receivable, Allowance, Total	3,819	4,042	2,422	1,788
Individually evaluated for impairment	978		629
Collectively evaluated for impairment	322,330		184,585
Total loans	323,946	309,961	185,679
Commercial Portfolio Segment | Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans and Leases Receivable, Allowance, Total	111		0
Total loans	638		465
Construction and Land Portfolio Segment
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment	0		0
Loans collectively evaluated for impairment	265		111
Loans and Leases Receivable, Allowance, Total	265	378	111	167
Individually evaluated for impairment	36		2,773
Collectively evaluated for impairment	14,539		40,657
Total loans	14,623	22,696	43,659
Construction and Land Portfolio Segment | Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans and Leases Receivable, Allowance, Total	0		0
Total loans	48		229
Commercial Real Estate Portfolio Segment
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment	116		64
Loans collectively evaluated for impairment	11,131		5,954
Loans and Leases Receivable, Allowance, Total	11,247	11,211	6,018	5,004
Individually evaluated for impairment	6,079		3,968
Collectively evaluated for impairment	1,078,547		1,166,154
Total loans	1,095,761	1,144,560	1,184,282
Commercial Real Estate Portfolio Segment | Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans and Leases Receivable, Allowance, Total	0		0
Total loans	11,135		14,160
Residential Portfolio Segment
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment	20		0
Loans collectively evaluated for impairment	2,127		546
Loans and Leases Receivable, Allowance, Total	2,147	1,856	546	427
Individually evaluated for impairment	3,524		1,759
Collectively evaluated for impairment	141,909		201,570
Total loans	147,685	164,724	206,540
Residential Portfolio Segment | Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans and Leases Receivable, Allowance, Total	0		0
Total loans	2,252		3,211
Consumer Portfolio Segment
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment	0		0
Loans collectively evaluated for impairment	22		3
Loans and Leases Receivable, Allowance, Total	22	13	3	$ 14
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	6,832		7,067
Total loans	6,832	$ 5,218	7,069
Consumer Portfolio Segment | Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans and Leases Receivable, Allowance, Total	0		0
Total loans	$ 0		$ 2

PREMISES AND EQUIPMENT - Tabula

PREMISES AND EQUIPMENT - Tabular Disclosure (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Property, Plant and Equipment [Line Items]
Less accumulated depreciation and amortization	$ (6,484)	$ (5,966)
Total premises and equipment, net	14,982	15,139
Land, Buildings and Improvements [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	10,887	10,891
Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	3,318	3,274
Furniture Fixtures and Equipment [Member] - OLD DO NOT USE
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$ 7,261	$ 6,940

PREMISES AND EQUIPMENT - Deprec

PREMISES AND EQUIPMENT - Depreciation and Amortization (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)
Depreciation, Depletion and Amortization [Abstract]
Depreciation and amortization	$ 472

LEASES - General Information (D

LEASES - General Information (Details)	Mar. 31, 2021location
Lessee, Lease, Description [Line Items]
Number of offices and branches	34
Noncancelable Operating Leases [Member]
Lessee, Lease, Description [Line Items]
Number of offices and branches	19

LEASES - Maturity (Details)

LEASES - Maturity (Details) $ in Thousands	Mar. 31, 2021USD ($)
Lessee, Operating Lease, Liability, Payment, Due [Abstract]
For the remainder of 2021	$ 3,185
2022	2,685
2023	2,013
2024	1,502
2025	947
Thereafter	3,098
Total undiscounted cash flows	$ 13,430

LEASES - Gross Difference (Deta

LEASES - Gross Difference (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Operating Lease Liabilities, Gross Difference, Amount [Abstract]
Total undiscounted cash flows	$ 13,430
Less: interest	(1,032)
Present value of lease liabilities	$ 12,398	$ 12,328

LEASES - Weighted Average Opera

LEASES - Weighted Average Operating Lease Term and Discount Rate (Details)	Mar. 31, 2021
LEASES
Weighted-average remaining lease term	6 years 9 months 18 days
Weighted-average discount rate	2.72%

LEASES - Rental Expense (Detail

LEASES - Rental Expense (Details) - USD ($) $ in Thousands	3 Months Ended
	Jun. 30, 2021	Mar. 31, 2020
Income and Expenses, Lessee [Abstract]
Operating Lease, Expense	$ 810	$ 856

GOODWILL AND INTANGIBLE ASSET_2

GOODWILL AND INTANGIBLE ASSETS - Changes in Goodwill (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Goodwill [Roll Forward]
Balance at beginning of period	$ 38,838	$ 35,466
Acquired goodwill		3,372
Impairment	0	0
Balance at end of period	$ 38,838	$ 38,838

GOODWILL AND INTANGIBLE ASSET_3

GOODWILL AND INTANGIBLE ASSETS - Changes in Core Deposits (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Finite-lived Intangible Assets [Roll Forward]
Balance at beginning of period	$ 8,302
Less amortization		$ (473)
Balance at end of period	7,848		$ 8,302
Core Deposits [Member]
Finite-lived Intangible Assets [Roll Forward]
Balance at beginning of period	8,302	$ 9,185	9,185
Additions			949
Less amortization	(454)		(1,832)
Balance at end of period	$ 7,848		$ 8,302

GOODWILL AND INTANGIBLE ASSET_4

GOODWILL AND INTANGIBLE ASSETS - Estimated Annual Amortization (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Finite-Lived Intangible Assets, Net, Amortization Expense, Fiscal Year Maturity [Abstract]
For the remainder of 2021	$ 1,287
2022	1,716
2023	1,131
2024	944
2025	944
Thereafter	1,826
Total	$ 7,848	$ 8,302

OTHER ASSETS (Details)

OTHER ASSETS (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
OTHER ASSETS
Tax assets, net	$ 9,218	$ 8,577
Accrued interest receivable	7,375	7,312
Investment in SBIC Funds	3,761	3,497
Prepaid assets	1,357	1,594
Servicing assets	1,796	1,783
Low income housing partnerships, net	3,080	3,002
Investment in statutory trusts	482	481
Other assets	3,518	1,298
Total	$ 30,587	$ 27,544

DEPOSITS (Details)

DEPOSITS (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Deposits, by Type [Abstract]
Demand deposits	$ 726,119	$ 678,365
NOW accounts and savings	416,692	399,772
Money market	548,422	516,560
Time deposits	236,738	243,700
Total deposits	$ 1,927,971	$ 1,838,397

BORROWINGS - Federal Home Loan

BORROWINGS - Federal Home Loan Bank (Details) - Federal Home Loan Bank of San Francisco [Member] - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2021	May 31, 2020
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances		$ 10
Federal Home Loan Bank of San Francisco, Secured Borrowing Facility [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, General Description of Terms	Bank has an approved secured borrowing facility with the Federal Home Loan Bank of San Francisco (the “FHLB”) for up to 25% of total assets for a term not to exceed five years under a blanket lien of certain types of loans.
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Percentage of Total Assets	25.00%
Debt Instrument, Term	5 years
Federal Home Loan Bank of San Francisco, Advance, Maturing November 9, 2020 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances		5
Federal Home Loan Bank of San Francisco, Advance, Maturing May 7, 2021 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances		$ 5
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Due Date		2021

BORROWINGS - Federal Funds Line

BORROWINGS - Federal Funds Line - Commitments (Details) $ in Millions	Mar. 31, 2021USD ($)
Federal Funds Line, Cumulative Available Commitments [Member]
Other Commitments [Line Items]
Other Commitment	$ 75

BORROWINGS - Federal Funds Li_2

BORROWINGS - Federal Funds Line - Outstanding (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Federal Funds Purchased [Member]
Short-term Debt [Line Items]
Short-term Debt	$ 0	$ 0

BORROWINGS - Junior Subordinate

BORROWINGS - Junior Subordinated Deferrable Interest Debentures (Details) - Junior Subordinated Debt [Member] - Floating Rate Junior Subordinated Deferrable Interest Debentures [Member] - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Debt Instrument [Line Items]
Long-term Debt	$ 8.3	$ 8.3
Debt, Weighted Average Interest Rate	2.41%	2.80%
Debt Instrument, Term	30 years

BORROWINGS - Subordinated Notes

BORROWINGS - Subordinated Notes (Details) - Subordinated Debt [Member] - Fixed-to-Floating Rate Subordinated Notes, 5.25 Percent, Due 2030 [Member] - USD ($) $ in Millions	Sep. 15, 2025	Mar. 31, 2021	Sep. 30, 2020	Aug. 06, 2020
Debt Instrument [Line Items]
Debt Instrument, Face Amount			$ 65
Debt Instrument, Interest Rate, Stated Percentage				5.25%
Debt Instrument, Face Amount, Debt Issued, Percentage of Par				100.00%
Long-term Debt		$ 63.4
Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member] | Forecast [Member]
Debt Instrument [Line Items]
Debt Instrument, Basis Spread on Variable Rate	5.21%

OTHER LIABILITIES (Details)

OTHER LIABILITIES (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
OTHER LIABILITIES
Accrued expenses	$ 3,901	$ 6,577
Accounts payable	400	384
Reserve for unfunded commitments	415	415
Accrued interest payable	419	1,401
All other	7,292	2,870
Total	$ 12,427	$ 11,647

OTHER EXPENSES - Tabular Disclo

OTHER EXPENSES - Tabular Disclosure (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
OTHER EXPENSES
Professional fees	$ 434	$ 895
Core deposit premium amortization		473
Marketing and promotions	64	330
Stationery and supplies	107	146
Insurance (including FDIC premiums)	210	55
Communication and postage	214	194
Loan default related expense	14	125
Director fees	76	78
Bank service charges	56	34
Courier expense	176	190
Other	97	256
Total	$ 1,901	$ 2,776

OTHER EXPENSES - Additional Inf

OTHER EXPENSES - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
OTHER EXPENSES
Advertising Expense	$ 17	$ 66

EQUITY INCENTIVE PLANS - Genera

EQUITY INCENTIVE PLANS - General Information (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2017
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized			450,000
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	24,187	15,173
2017 Omnibus Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized, Annual Stock Grant Limit Per Person, Officers and Employees	50,000
Share-based Compensation Arrangement by Share-based Payment Award, Amount Authorized, Annual Stock Grant Limit Per Person, Officers and Employees	$ 2
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized, Annual Stock Grant Limit Per Person, Directors	25,000
Common Stock, Capital Shares Reserved for Future Issuance	127,060
2017 Omnibus Equity Incentive Plan [Member] | Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	1 year
2017 Omnibus Equity Incentive Plan [Member] | Executive Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period	1 year
2017 Omnibus Equity Incentive Plan [Member] | Minimum | Executive Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years
2017 Omnibus Equity Incentive Plan [Member] | Maximum | Executive Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	5 years
2014 Omnibus Equity Incentive Plan [Member] | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	1 year
2014 Omnibus Equity Incentive Plan [Member] | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	5 years
2014 Omnibus Equity Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	148,962

EQUITY INCENTIVE PLANS - Compen

EQUITY INCENTIVE PLANS - Compensation Expense (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Income Statement Compensation Expense Items [Abstract]
Stock based compensation expense	$ 413	$ 309

EQUITY INCENTIVE PLANS - Unreco

EQUITY INCENTIVE PLANS - Unrecognized Compensation Cost (Details) $ in Millions	3 Months Ended
	Mar. 31, 2021USD ($)
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized [Abstract]
Share-based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount	$ 2.2
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	3 years

EQUITY INCENTIVE PLANS - Restri

EQUITY INCENTIVE PLANS - Restricted Stock Grant Activity (Details) - Restricted Stock [Member] - $ / shares	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Non-vested (in shares)	204,515	142,103
Granted (in shares)	24,187	15,173
Vested (in shares)	(14,164)	(23,435)
Forfeited (in shares)		(1,432)
Non-vested (in shares)	214,538	132,409
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]
Non-vested (in dollars per share)	$ 17.71	$ 20.76
Granted (in dollars per share)	15.17	22.60
Vested (in dollars per share)	18.50	19.62
Forfeited (in dollars per share)		18.93
Non-vested (in dollars per share)	$ 16.06	$ 22.10

FAIR VALUE MEASUREMENT - Recurr

FAIR VALUE MEASUREMENT - Recurring (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	$ 111,147	$ 115,590
U.S. Government Agencies
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	3,526	5,544
Municipal securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	15,917	16,687
Mortgage-backed securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	33,685	36,578
Collateralized mortgage obligation
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	25,047	27,695
SBA securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	7,390	7,667
Corporate Bonds
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	25,582	21,419
Fair Value, Inputs, Level 2 [Member]
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	111,147	115,590
Fair Value, Measurements, Recurring [Member]
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	111,147	115,590
Fair Value, Measurements, Recurring [Member] | U.S. Government Agencies
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	3,526	5,544
Fair Value, Measurements, Recurring [Member] | Municipal securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	15,917	16,687
Fair Value, Measurements, Recurring [Member] | Mortgage-backed securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	33,685	36,578
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligation
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	25,047	27,695
Fair Value, Measurements, Recurring [Member] | SBA securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	7,390	7,667
Fair Value, Measurements, Recurring [Member] | Corporate Bonds
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	25,582	21,419
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | U.S. Government Agencies
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Municipal securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized mortgage obligation
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | SBA securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Bonds
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	111,147	115,590
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | U.S. Government Agencies
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	3,526	5,544
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Municipal securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	15,917	16,687
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	33,685	36,578
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized mortgage obligation
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	25,047	27,695
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | SBA securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	7,390	7,667
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Bonds
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	25,582	21,419
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | U.S. Government Agencies
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Municipal securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized mortgage obligation
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | SBA securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate Bonds
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	$ 0	$ 0

FAIR VALUE MEASUREMENT - Nonrec

FAIR VALUE MEASUREMENT - Nonrecurring (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	$ 10,617	$ 9,219
OREO	186	429
Fair Value, Measurements, Nonrecurring [Member]
Assets, Fair Value Disclosure [Abstract]
OREO	186	429
Total	10,803	9,648
Fair Value, Measurements, Nonrecurring [Member] | Performing Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	778	798
Fair Value, Measurements, Nonrecurring [Member] | Nonperforming Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	9,839	8,421
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Assets, Fair Value Disclosure [Abstract]
OREO	0	0
Total	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Performing Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Nonperforming Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Assets, Fair Value Disclosure [Abstract]
OREO	0	0
Total	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Performing Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Nonperforming Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Assets, Fair Value Disclosure [Abstract]
OREO	186	429
Total	10,803	9,648
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Performing Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	778	798
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Nonperforming Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment	$ 9,839	$ 8,421

FAIR VALUE OF FINANCIAL INSTR_3

FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Interest bearing deposits in banks	$ 6,971	$ 7,718
Investment securities available-for-sale	111,147	115,590
Accrued interest receivable	7,375	7,312
Fair Value, Inputs, Level 1 [Member]
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Cash and cash equivalents	457,739	299,329
Interest bearing deposits in banks	6,971	7,718
Investment in FHLB and FRB Stock	15,354	15,342
Fair Value, Inputs, Level 2 [Member]
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Investment securities available-for-sale	111,147	115,590
Loans held for sale	4,606	8,664
Accrued interest receivable	7,375	7,312
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Deposits	1,929,851	1,839,973
Accrued interest payable	419	1,401
Fair Value, Inputs, Level 2 [Member] | Other Borrowings [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	5,000	5,000
Fair Value, Inputs, Level 2 [Member] | Fixed-to-Floating Rate Subordinated Notes, 5.25 Percent, Due 2030 [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	63,414	63,372
Fair Value, Inputs, Level 3 [Member]
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Loans, net	1,585,556	1,658,605
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Undisbursed loan commitments, lines of credit, standby letters of credit	98,449	110,287
Fair Value, Inputs, Level 3 [Member] | Floating Rate Junior Subordinated Deferrable Interest Debentures [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	8,146	8,124
Reported Value Measurement [Member]
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Cash and cash equivalents	457,739	299,329
Interest bearing deposits in banks	6,971	7,718
Investment securities available-for-sale	108,462	111,809
Investment in FHLB and FRB Stock	15,354	15,342
Loans held for sale	4,606	8,664
Loans, net	1,566,702	1,625,812
Accrued interest receivable	7,375	7,312
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Deposits	1,927,971	1,838,397
Accrued interest payable	419	1,401
Undisbursed loan commitments, lines of credit, standby letters of credit	98,864	110,702
Reported Value Measurement [Member] | Other Borrowings [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	5,000	5,000
Reported Value Measurement [Member] | Floating Rate Junior Subordinated Deferrable Interest Debentures [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	8,343	8,322
Reported Value Measurement [Member] | Fixed-to-Floating Rate Subordinated Notes, 5.25 Percent, Due 2030 [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	63,414	63,372
Estimate of Fair Value Measurement [Member]
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Cash and cash equivalents	457,739	299,329
Interest bearing deposits in banks	6,971	7,718
Investment securities available-for-sale	111,147	115,590
Investment in FHLB and FRB Stock	15,354	15,342
Loans held for sale	4,606	8,664
Loans, net	1,585,556	1,658,605
Accrued interest receivable	7,375	7,312
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Deposits	1,929,851	1,839,973
Accrued interest payable	419	1,401
Undisbursed loan commitments, lines of credit, standby letters of credit	98,449	110,287
Estimate of Fair Value Measurement [Member] | Other Borrowings [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	5,000	5,000
Estimate of Fair Value Measurement [Member] | Floating Rate Junior Subordinated Deferrable Interest Debentures [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	8,146	8,124
Estimate of Fair Value Measurement [Member] | Fixed-to-Floating Rate Subordinated Notes, 5.25 Percent, Due 2030 [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	$ 63,414	$ 63,372

COMMITMENTS AND CONTINGENCIES -

COMMITMENTS AND CONTINGENCIES - Off-balance Sheet Liabilities - Tabular Disclosure (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	$ 98,864	$ 110,702
Commitments to Extend Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	96,565	108,376
Standby Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	$ 2,299	$ 2,326

COMMITMENTS AND CONTINGENCIES_2

COMMITMENTS AND CONTINGENCIES - Off-balance Sheet Liabilities - Reserve (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
SEC Schedule, 12-09, Reserve, Off-balance Sheet Activity [Member]
SEC Schedule, 12-09, Valuation and Qualifying Accounts Disclosure [Line Items]
SEC Schedule, 12-09, Valuation Allowances and Reserves, Amount	$ 415	$ 415

COMMITMENTS AND CONTINGENCIES_3

COMMITMENTS AND CONTINGENCIES - Other Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Low Income Housing Tax Credit Partnerships [Member]
Other Commitments [Line Items]
Other Commitment	$ 712	$ 899
Small Business Investment Company [Member]
Other Commitments [Line Items]
Other Commitment	$ 122	$ 122

COMMITMENTS AND CONTINGENCIES_4

COMMITMENTS AND CONTINGENCIES - Deposits (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Concentration Risk [Line Items]
Deposits	$ 1,927,971	$ 1,838,397
Deposits [Member] | Top Ten Depositors [Member]
Concentration Risk [Line Items]
Deposits	$ 183,800	$ 170,100
Deposits [Member] | Deposits [Member] | Top Ten Depositors [Member]
Concentration Risk [Line Items]
Concentration Risk, Percentage	9.50%	8.80%

COMMITMENTS AND CONTINGENCIES_5

COMMITMENTS AND CONTINGENCIES - Local Agency Deposits (Details) - USD ($) $ in Millions	Mar. 31, 2021	Dec. 31, 2020
COMMITMENTS AND CONTINGENCIES
Federal Home Loan Bank, Letters of Credit	$ 31.5	$ 30.1