BayCom (BCML) 10-K 15 Mar 24 2023 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Mar. 13, 2024	Jun. 30, 2023
Cover [Abstract]
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2023
Document Transition Report	false
Entity File Number	001-38483
Entity Registrant Name	BAYCOM CORP
Entity Incorporation, State or Country Code	CA
Entity Tax Identification Number	37-1849111
Entity Address, Address Line One	500 Ygnacio Valley Road
Entity Address, City or Town	Walnut Creek
Entity Address, State or Province	CA
Entity Address, Postal Zip Code	94596
City Area Code	925
Local Phone Number	476-1800
Title of 12(b) Security	Common Stock, no par value per share
Trading Symbol	BCML
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	false
Document Financial Statement Error Correction [Flag]	true
Document Financial Statement Restatement Recovery Analysis [Flag]	false
Entity Shell Company	false
Entity Public Float			$ 183.8
Entity Common Stock, Shares Outstanding		11,468,982
Auditor Name	Moss Adams LLP
Auditor Firm ID	659
Auditor Location	Sacramento, California
Entity Central Index Key	0001730984
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	FY
Amendment Flag	false

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash due from banks	$ 17,901	$ 26,980
Federal funds sold and interest-bearing balances in banks	289,638	149,835
Cash and cash equivalents	307,539	176,815
Time deposits in banks	1,245	2,241
Investment securities available-for-sale ("AFS"), at fair value, net of allowance for credit losses of $0 at both December 31, 2023 and December 31, 2022	163,152	154,004
Equity securities	12,585	13,757
Federal Home Loan Bank ("FHLB") stock, at par	11,313	10,679
Federal Reserve Bank ("FRB") stock, at par	9,626	9,602
Loans held for sale		2,380
Loans, net of allowance for credit losses of $22,000 at December 31, 2023 and $18,900 at December 31, 2022	1,905,829
Loans, net of allowance for credit losses of $22,000 at Decem-ber 31, 2023 and $18,900 at December 31, 2022		2,002,224
Premises and equipment, net	13,734	13,278
Other real estate owned ("OREO")		21
Core deposit intangible, net	3,915	5,201
Cash surrender value of bank owned life insurance ("BOLI") policies, net	22,867	22,193
Right-of-use assets ("ROU"), net	13,939	16,569
Goodwill	38,838	38,838
Interest receivable and other assets	47,378	45,532
Total assets	2,551,960	2,513,334
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest and interest bearing deposits	2,132,750	2,085,479
Junior subordinated deferrable interest debentures, net	8,565	8,484
Subordinated debt, net	63,881	63,711
Salary continuation plan	4,552	4,840
Lease liabilities	14,752	17,138
Interest payable and other liabilities	14,591	16,533
Total liabilities	2,239,091	2,196,185
Commitments and contingencies (Note 16)
Shareholders' equity
Preferred stock, no par value; 10,000,000 shares authorized; no shares issued and outstanding at both December 31, 2023 and December 31, 2022
Common stock, no par value; 100,000,000 shares authorized; 11,551,271 and 12,838,462 shares issued and outstanding at December 31, 2023 and December 31, 2022, respectively	180,913	204,301
Additional paid in capital	287	287
Accumulated other comprehensive loss, net of tax	(14,592)	(11,561)
Retained earnings	146,261	124,122
Total shareholders' equity	312,869	317,149
Total liabilities and shareholders' equity	$ 2,551,960	$ 2,513,334

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Allowance for loan losses
Investment securities available-for-sale (AFS), at fair value, net of allowance for credit losses	$ 0	$ 0
Allowance for credit losses	$ 22,000	18,900
Allowance for credit losses		$ 18,900
Preferred Stock
Preferred stock, no par value	$ 0	$ 0
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common Stock
Common stock, no par value	$ 0	$ 0
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares, issued	11,551,271	12,838,462
Common stock, shares, outstanding	11,551,271	12,838,462

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest income:
Loans, including fees	$ 106,316	$ 95,722	$ 76,099
Investment securities	6,993	6,085	3,893
Fed funds sold and interest-bearing balances in banks	11,589	4,025	665
FHLB dividends	862	684	494
FRB dividends	577	549	458
Total interest and dividend income	126,337	107,065	81,609
Interest expense:
Deposits	24,040	6,273	4,875
Subordinated debt	3,582	3,582	3,582
Junior subordinated deferrable interest debentures	841	496	345
Total interest expense	28,463	10,351	8,802
Net interest income	97,874	96,714	72,807
Provision for credit losses	2,015	4,441	466
Net interest income after provision for credit losses	95,859	92,273	72,341
Noninterest income:
Gain on sale of loans	508	2,747	4,795
Loss on equity securities	(1,141)	(4,573)	0
Loan servicing and other loan fees	1,879	2,176	1,833
Income (loss) on investment in Small Business Investment Company ("SBIC") fund	1,097	(70)	1,274
Bargain purchase gain		1,665
Other income and fees	1,064	1,048	963
Total noninterest income	6,977	6,100	11,268
Noninterest expense:
Salaries and employee benefits	41,001	40,480	33,761
Occupancy and equipment	8,158	8,384	7,384
Data processing	6,622	6,969	5,565
Other expense	8,897	10,102	8,419
Total noninterest expense	64,678	65,935	55,129
Income before provision for income taxes	38,158	32,438	28,480
Provision for income taxes	10,733	8,708	7,789
Net income	$ 27,425	$ 23,730	$ 20,691
Earnings per common share:
Basic earnings per common share (in dollars per share)	$ 2.27	$ 1.81	$ 1.90
Weighted average common shares outstanding (in shares)	12,074,198	13,124,179	10,882,344
Diluted earnings per common share (in dollars per share)	$ 2.27	$ 1.81	$ 1.90
Weighted average common shares outstanding (in shares)	12,074,198	13,124,179	10,882,344
Service charges and other fees
Noninterest income:
Service charges and other fees	$ 3,570	$ 3,107	$ 2,403

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Net income
Net income	$ 27,425	$ 23,730	$ 20,691
Other comprehensive loss:
Change in unrealized loss on available-for-sale securities	(4,255)	(19,275)	(740)
Deferred tax benefit	1,224	5,548	209
Other comprehensive loss, net of tax	(3,031)	(13,727)	(531)
Total comprehensive income	$ 24,394	$ 10,003	$ 20,160

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock	Additional Paid in Capital	Accumulated Other Comprehensive Income/(Loss)	Retained Earnings Cumulative effect period of adoption adjustment	Retained Earnings	Cumulative effect period of adoption adjustment	Total
Balance at Dec. 31, 2020	$ 167,242	$ 287	$ 2,697		$ 82,365		$ 252,591
Balance (in shares) at Dec. 31, 2020	11,295,397
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income					20,691		20,691
Other comprehensive loss, net			(531)				(531)
Restricted stock granted (in shares)	36,415
Restricted stock forfeited (in shares)	(2,692)
Stock based compensation	$ 1,407						1,407
Repurchase of shares	$ (11,551)						(11,551)
Repurchase of shares (in shares)	(648,734)
Balance at Dec. 31, 2021	$ 157,098	287	2,166		103,056		262,607
Balance (in shares) at Dec. 31, 2021	10,680,386
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income					23,730		23,730
Other comprehensive loss, net			(13,727)				(13,727)
Restricted stock granted (in shares)	33,091
Restricted stock forfeited (in shares)	(1,854)
Issuance of common shares to acquire Pacific Enterprise Bancorp	$ 64,140						64,140
Issuance of common shares to acquire Pacific Enterprise Bancorp (in shares)	3,032,579
Cash dividends per share					(2,664)		(2,664)
Stock based compensation	$ 1,022						1,022
Repurchase of shares	$ (17,959)						(17,959)
Repurchase of shares (in shares)	(905,740)
Balance at Dec. 31, 2022	$ 204,301	287	(11,561)		124,122		$ 317,149
Balance (in shares) at Dec. 31, 2022	12,838,462						12,838,462
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income					27,425		$ 27,425
Other comprehensive loss, net			(3,031)				(3,031)
Restricted stock granted (in shares)	41,849
Cash dividends per share					(4,795)		(4,795)
Stock based compensation	$ 726						726
Repurchase of shares	$ (24,114)						(24,114)
Repurchase of shares (in shares)	(1,329,040)
Balance at Dec. 31, 2023	$ 180,913	$ 287	$ (14,592)	$ (491)	$ 146,261	$ (491)	$ 312,869
Balance (in shares) at Dec. 31, 2023	11,551,271						11,551,271

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Stock Transactions, Parenthetical Disclosures [Abstract]
Cash dividends (in dollars per share)	$ 0.40	$ 0.20

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Cash flows from operating activities:
Net income	$ 27,425	$ 23,730	$ 20,691
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	2,015	4,441	466
Deferred tax expense (benefit)	1	(1,712)	117
Accretion on acquired loans	(876)	(375)	(1,262)
Gain on sale of loans	(508)	(2,747)	(4,795)
Gain on sale of securities			(41)
Proceeds from sale of loans	9,585	42,515	45,846
Loans originated for sale	(7,202)	(33,957)	(54,577)
Loss on sale of premises, net			(12)
Loss (gain) on sale of OREO	21		(15)
Bargain purchase gain		(1,665)
Accretion on junior subordinated debentures	81	81	251
Increase in cash surrender value of life insurance policies	(674)	(603)	(680)
Amortization/accretion of premiums/discounts on investment securities, net	340	592	499
Loss on equity securities	1,141	4,573	0
Depreciation and amortization	1,677	1,975	2,043
Core deposit intangible amortization	1,286	2,044	1,813
Stock based compensation expense	726	1,022	1,407
Decrease in deferred loan origination fees, net	(138)	(1,821)	(1,944)
Net change in interest receivable and other assets	1,753	(2,342)	(2,553)
(Decrease) increase in salary continuation plan, net	(288)	447	384
Net change in interest payable and other liabilities	(5,563)	3,414	2,791
Net cash provided by operating activities	30,802	39,612	10,429
Cash flows from investing activities:
Proceeds from maturities of interest bearing deposits in banks	996	1,344	4,133
Purchase of investment securities AFS	(25,267)	(28,878)	(91,024)
Proceeds from maturities, repayments and calls of investment securities AFS	11,555	11,052	27,955
Proceeds from sales of investment securities AFS		63	3,026
Purchase of FHLB stock	(634)		(648)
Purchase of FRB stock	(24)	(1,010)	(45)
Decrease (increase) in loans, net	95,899	53,789	(2,918)
Proceeds from sale of premises			46
Proceeds from sale of OREO			422
Purchase of equipment and leasehold improvements, net	(2,123)	(843)	(1,309)
Net cash received for acquisitions		18,423
Net cash provided by (used in) investing activities	80,402	53,940	(60,362)
Cash flows from financing activities:
(Decrease) increase in noninterest and interest bearing deposits in banks, net	(136,624)	(30,954)	168,389
Increase (decrease) in time deposits, net	183,895	(245,491)	(21,547)
Repayment of Federal Home Loan Bank borrowings			(5,000)
Repurchase of common stock	(24,114)	(17,959)	(11,551)
Dividends paid on common stock	(3,637)	(2,020)
Net cash provided by (used in) financing activities	19,520	(296,424)	130,291
Increase (decrease) in cash and cash equivalents	130,724	(202,872)	80,358
Cash and cash equivalents at beginning of period	176,815	379,687	299,329
Cash and cash equivalents at end of period	307,539	176,815	379,687
Cash paid during the year for:
Interest expense	26,961	10,246	9,013
Cash paid during the year for:
Income taxes paid, net	12,151	7,648	7,100
Recognition of ROU assets	644	3,256	645
Recognition of lease liability	638	3,261	652
Non-cash investing and financing activities:
Change in unrealized loss on available-for-sale securities, net of tax	(3,031)	(13,727)	$ (531)
Cash dividends declared on common stock not yet paid	$ (1,158)	(644)
Acquisition:
Assets acquired, net of cash received		440,785
Liabilities assumed		380,055
Common stock issued		$ 64,140

ORGANIZATION AND SUMMARY OF SIG

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2023
Accounting Policies [Abstract]
ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	1. ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES BayCom Corp (the “Company”), a California corporation, is the bank holding company for United Business Bank (the “Bank”), a California state-chartered bank. The Company is primarily engaged in the business of planning, directing and coordinating the business activities of the Bank, its wholly owned operating subsidiary. The Bank, formerly known as Bay Commercial Bank, opened for business on July 20, 2004. The Bank provides a broad range of financial services primarily to local small and mid-sized businesses, service professionals and individuals through its 35 full-service banking branches. The main office is located in Walnut Creek, California and branch offices are located in Oakland, Castro Valley, Mountain View, Stockton, Pleasanton, Livermore, San Jose, Long Beach, Sacramento, San Francisco, Buena Park, Los Angeles, Garden Grove, Waterloo, Irvine, California, and Las Vegas, Nevada, and Seattle, Washington (2), New Mexico (5) and Colorado (11). The Company is subject to regulation by the Board of Governors of the Federal Reserve System (“Federal Reserve”). The Bank is subject to regulation by the California Department of Financial Protection and Innovation (“DFPI”), which until September 29, 2020 was known as the California Department of Business Oversight, and as a state-member bank, by the Federal Reserve. The Company has two subsidiary grantor trusts, First ULB Statutory Trust I (“FULB Trust”) and Bethlehem Capital Trust (“BFC Trust”) (collectively, the “Grantor Trusts”) which were established in connection with the issuance of trust preferred securities (see Note 13). In accordance with generally accepted accounting principles in the United States (“U.S. GAAP”), the accounts and transactions of the Trusts are not included in the accompanying consolidated financial statements. The Grantor Trusts were acquired through acquisitions. The following is a summary of the significant accounting and reporting policies used in preparing the consolidated financial statements. Basis of Presentation The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. The accounting and reporting policies of the Company conform to U.S. GAAP, general practice, and regulatory guidance within the banking industry. All material intercompany transactions and accounts have been eliminated in consolidation. For financial reporting purposes, the Grantor Trusts are accounted for under the equity method and are included in other assets on the consolidated balance sheets. The junior subordinated debentures issued and guaranteed by the Company and held by the Grantor Trusts are reflected as liabilities on the Company’s consolidated balance sheets. The accounting preparation of consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Significant accounting estimates reflected in the consolidated financial statements include the allowance for credit losses on loans. Actual results could differ from these estimates. Amounts presented in the consolidated financial statements and footnote tables are rounded and presented to the nearest thousands of dollars except per share amounts. If the amounts are above $1.0 million, they are rounded one decimal point, and if they are above $1.0 billion, they are rounded two decimal points. Business Combinations We apply the acquisition method of accounting for business combinations. Under the acquisition method, the acquiring entity in a business combination recognizes all the identifiable assets acquired and liabilities assumed at their acquisition date fair values. Management utilizes prevailing valuation techniques appropriate for the asset or liability being measured in determining these fair values. Any excess of the purchase price over amounts were measured at estimated fair values, as required by the acquisition method of accounting for business combinations Financial Accounting Standards Board (“FASB”) ASC 805, Business Combinations. Management made significant estimates and exercised significant judgment in accounting for the acquisition. On February 1, 2022, the Company acquired all of the assets and assumed all of the liabilities of Pacific Enterprise Bancorp (“PEB”) and its wholly owned subsidiary, Pacific Enterprise Bank Cash and Cash Equivalents Cash equivalents are defined as short-term, highly liquid investments both readily convertible into known amounts of cash and so near maturity that there is insignificant risk of change in value because of changes in interest rates. Generally, only investments with original maturities of three months or less at the time of purchase qualify as cash equivalents. Cash and cash equivalents include cash and due from banks and federal funds sold. Generally, banks are required to maintain noninterest bearing cash reserves equal to a percentage of certain deposits. For the years ended December 31, 2023 and 2022, $166.3 million and $176.8 million in reserve balances were required, respectively. As of December 31, 2023 and 2022, the Company had cash deposits at other financial institutions in excess of Federal Deposit Insurance Corporation (“FDIC”) insured limits. The Company places these deposits with major financial institutions and management monitors the financial condition of these institutions and believes the risk of loss to be minimal. At both December 31, 2023 and December 31, 2022, the Company did not hold interest bearing money market accounts in these financial institutions. Interest Bearing Time Deposits in Banks The Company invests in certificates of time deposits with other banks. At December 31, 2023 and 2022, the certificates of time deposits with other banks totaled $1.2 million and $2.2 million, with a yield of 2.64% and 2.77%, respectively. These deposits do not exceed FDIC limits and mature between one Investment Debt Securities Available-for-Sale Investment debt securities AFS include bonds, notes, mortgage-backed securities, and debentures not classified as held-to-maturity securities. These securities are carried at estimated fair value with unrealized holding gains and losses, net of tax impact, if any, reported as a net amount in a separate component of shareholders’ equity, accumulated other comprehensive income (loss), until realized. Gains and losses on the sale of AFS debt securities are determined using the specific identification method. The amortization of premiums and accretion of discounts are recognized as adjustments to interest income over the period to maturity. Investments with fair values that are less than amortized costs are considered impaired. Impairment may result from either a decline in the financial condition of the issuing entity or in the case of fixed interest rate investments, from rising interest rates. At each financial statement date management assesses each investment to determine if impaired investments are temporarily impaired or if the impairment is other than temporary. This assessment includes a determination of whether the Company intends to sell the security, or it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis less any current-period credit losses. For debt securities that are considered other than temporarily impaired and that the Company does not intend to sell and will not be required to sell prior to recovery of the amortized cost basis, the amount of impairment is separated into the amount that is credit related (credit loss component) and the amount due to all other factors. The credit loss component is recognized in earnings and is calculated as the difference between the security’s amortized costs basis and the present value of its expected future cash flows. The remaining difference between the security’s fair value and the present value of the future expected cash flow is deemed to be due to factors that are not credit related and is recognized in other comprehensive income (loss). Allowance for Credit Losses for Investment Debt Securities Available-For-Sale Prior to the adoption of ASU 2016-13, declines in the fair value of securities below their cost deemed to be other-than-temporary impairment ("OTTI") were reflected in operations as realized losses. Upon adoption of ASU 2016-13, for investment debt securities available-for-sale in a loss position, the Company evaluates whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or noncredit-related factors. Impairment may result from either a decline in the financial condition of the issuing entity or in the case of fixed interest rate investments, from rising interest rates. In making this assessment, management considers the length of time and the extent to which fair value is less than amortized cost, the nature of the security, the underlying collateral, and the financial condition and prospects of the issuer, among other factors. This assessment also includes a determination of whether the Company intends to sell the security, or it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis less any current-period credit losses. Any impairment that is not credit related is recognized in other comprehensive income, net of applicable taxes. Credit-related impairment is recognized as an allowance for credit losses on the balance sheet, limited to the amount by which the amortized cost basis exceeds the fair value, with a corresponding adjustment to earnings. Changes in the allowance for available-for-sale securities are recorded as provision for (or reversal of) credit loss. However, if the uncollectibility of an available-for-sale security is confirmed or if the Company intends to sell an impaired available-for-sale debt security or more likely than not will be required to sell such a security before recovering its amortized cost basis, the entire impairment amount is recognized in earnings with a corresponding adjustment to the security's amortized cost basis. ​ Investment Equity Securities Equity securities include marketable preferred stock. These securities are carried at estimated fair value with changes in unrealized holding gains and losses reported as part of non-interest income on the consolidated statement of income. Gains and losses on the sale of equity securities are determined using the specific identification method. The amortization of premiums and accretion of discounts are recognized as adjustments to interest income over the period to maturity. Federal Home Loan Bank Stock As a member of the FHLB, the Bank is required to own common stock in the FHLB based on the level of borrowings and outstanding FHLB advances. FHLB stock is carried at cost and is periodically evaluated for impairment based on ultimate recovery of par value. Cash dividends from the FHLB are reported as interest income. Federal Reserve Bank Stock As a member of the FRB, the Bank is required to own stock in the FRB of San Francisco based on a specified ratio relative to our capital. FRB stock is recorded at cost and redeemable at par value. FRB stock is periodically evaluated for impairment based on ultimate recovery of par value. Cash dividends are reported as interest income. Loans Loans are stated at the principal amount outstanding, net of the allowance for credit losses, net deferred fees, and unearned discounts, if any. The Company holds loans receivable primarily for investment purposes. The Company purchases and sells interests in certain loans referred to as participations. The participations are sold without recourse. Interest on loans is calculated and accrued daily using the simple interest method based on the daily amount of principal outstanding. Generally, loans with temporarily impaired values and loans to borrowers experiencing financial difficulties are placed on nonaccrual even though the borrowers continue to repay the loans as scheduled. When the ability to fully collect nonaccrual loan principal is in doubt, cash payments received are applied first to principal until such time as full collection of the remaining recorded balance is expected. Loans are returned to accrual basis when principal and interest payments are being paid currently and full payment of principal and interest is probable. The Paycheck Protection Program (“PPP”), established by the Coronavirus Aid, Relief, and Economic Security Act of 2020 ("CARES Act") and implemented by the U.S. Small Business Administration (“SBA”), provided the Bank with delegated authority to process and originate PPP loans. When certain criteria are met, PPP loans are subject to forgiveness and the Bank will receive payment of the forgiveness amount from the SBA. PPP loans have a contractual term of two or five years and provide borrowers with an automatic payment deferral of principal and interest. PPP processing fees are deferred and recognized into interest income on straight line basis over the contractual life of the loans, but may be accelerated upon forgiveness or prepayment. The SBA guarantees 100% of the PPP loans made to eligible borrowers. The PPP expired on May 31, 2021. Loans Purchased and Acquired From time to time, the Company may purchase whole-loans including multi-family residential, single-family residential and commercial and industrial loans both inside and outside its markets, to augment our loan portfolio. The purchase decision is usually based on several factors, including current loan origination volumes, market interest rates, excess liquidity, our continuous efforts to meet the credit needs of certain borrowers under the Community Reinvestment Act (“CRA”), as well as other asset/liability management strategies. All of the purchased loans are selected using the Bank’s normal underwriting criteria at the time of purchase, or in some cases guaranteed by third parties. Discounts or premiums on purchased loans are accreted or amortized to interest income using the effective interest method or straight-line method over the remaining period to contractual maturity. The Company adopted ASC 326 using the prospective transition approach for financial assets purchased with credit deterioration (“PCD”) that were previously classified as purchase credit impaired (“PCI”) and accounted for under ASC 310-30. In accordance with the Standard, management did not reassess whether PCI assets met the criteria of PCD assets as of the date of adoption. The remaining noncredit discount (based on the adjusted amortized costs basis) will be accreted into interest income at the effective interest rate as of adoption. An allowance for credit losses is established as of the acquisition date or upon the adoption of CECL for loans previously classified as acquired impaired, as PCD loans are no longer recorded net of a credit-related acquisition adjustment. ​ Acquired PCD loans ​ The Company has purchased loans, some of which have experienced more than insignificant credit deterioration since origination. PCD assets are assets acquired at a discount that is due, in part, to credit quality deterioration since origination which may be determined through observation of missed payments, downgrade in risk rating, deterioration of a borrower's financial trends or other observable factors including subjectivity utilized by management. Acquired non-PCD loans Acquired non-PCD loans under business combinations are accounted for under ASC Subtopic 310-20, Receivables Nonrefundable Fees and Other Costs recorded at the acquisition date. As a result, an allowance for credit losses is determined at the acquisition date using the same methodology as other loans held for investment and is recognized as a provision for credit losses in the consolidated statement of operations. Any subsequent deterioration (improvement) in credit quality is recognized by recording a provision for (recapture of) credit losses. Loan Fees and Costs Loan origination fees, commitment fees, direct loan origination costs and purchase premiums and discounts on loans are deferred and recognized as an adjustment of yield, to be amortized to interest income over the contractual term of the loan. Other loan fees and charges which represent income from delinquent payment charges, and miscellaneous loan or letter of credit services, are recognized as noninterest income when collected. Salaries, employee benefits and other expenses totaling $663,000 and $2.2 million were deferred as loan origination costs for the years ended December 31, 2023 and 2022, respectively. Allowance for Credit Losses on Loans The Company measures credit losses under ASU 2016-03 Financial Instruments — Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, which replaced the incurred loss methodology, and is referred to as the current expected credit loss, or CECL, methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized costs, including loan receivables. Allowance for credit losses at December 31, 2023 is estimated under CECL whereas at December 31, 2022, the allowance for loan losses is estimated under the incurred loss methodology. The allowance for credit losses is the combination of the allowance for credit losses for loans and the reserve for unfunded loan commitments. The allowance for credit losses for loans is reported as a reduction of the amortized cost basis of loans, while the reserve for unfunded loan commitments is included within "Interest payable and other liabilities" on the consolidated balance sheets. The amortized cost basis of loans does not include accrued interest receivable, which is included in "Interest receivable and other assets" on the consolidated balance sheets. The "Provision for credit losses" on the consolidated statements of income (loss) is a combination of the provision for credit losses for loans, unfunded loan commitments, and investment securities available-for-sale. ​ The allowance for credit losses on loans is a valuation account that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans. Loans are charged off against the allowance when management believes uncollectibility of loan is confirmed. Expected recoveries do not exceed the aggregate of amounts previously charged off and expected to be charged off. Periodically, the Company charges current earnings with provisions for estimated probable losses of loans receivable. Regardless of the determination that a charge-off is appropriate for financial accounting purposes, the Company manages its loan portfolio by continually monitoring, where possible, a borrower's ability to pay through the collection of financial information, delinquency status, borrower discussion and the encouragement to repay in accordance with the original contract or modified terms, if appropriate. Management estimates the allowance using relevant information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. The allowance for credit losses is measured on a collective (pool) basis when similar risk characteristics exist. The CECL model utilizes a discounted cash flow ("DCF") method to measure the expected credit losses on loans collectively evaluated that are sub-segmented by loan pools with similar credit risk characteristics, which generally correspond to federal regulatory reporting codes (i.e., Call Report codes), with PCD assets pooled separately by similar loan pools to evaluate and measure the allowance for credit losses. In its loss forecasting framework, the Company incorporates forward-looking information through the use Federal Reserve Economic Data, more specifically macroeconomic forecasts such as national unemployment rates and national gross domestic product. A loan may be considered to be placed on nonaccrual when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as nonaccrual. Loans that do not share risk characteristics are evaluated on an individual basis. Loans evaluated individually are not included in the collective evaluation. When management determines that foreclosure is probable, expected credit losses are based on the fair value of the collateral, adjusted for undiscounted selling costs as appropriate. When the discounted cash flow method is used to determine the allowance for credit losses, management does not adjust the effective interest rate used to discount expected cash flows to incorporate expected prepayments, or the loan’s obtainable market price. Expected credit losses are estimated over the contractual term of the loans, adjusted for expected prepayments when appropriate. The contractual term excludes expected extensions, renewals, and modifications unless either of the following applies: management has a reasonable expectation at the reporting date that a loan modification will be executed with an individual borrower, or the extension or renewal options are included in the original or modified contract at the reporting date and are not unconditionally cancellable by the Company. ​ Portfolio segments identified by the Company include commercial and industrial, construction and land, commercial real estate including multifamily, residential real estate and consumer. This evaluation is inherently subjective and requires estimates that are susceptible to significant change as additional or new information becomes available. Relevant risk characteristics for the Company’s loan portfolio segments include vintage of the loan, debt service coverage, loan-to-value ratios and other financial performance ratios. ​ The Company evaluates and assigns a risk grade to each loan based on certain criteria to assess the credit quality of each loan. The assignment of a risk rating is done for each individual loan. Loans are graded from inception and on a continuing basis until the debt is repaid. Any adverse or beneficial trends will trigger a review of the loan risk rating. Each loan is assigned a risk grade based on its characteristics. Loans with low to average credit risk are assigned a lower risk grade than those with higher credit risk as determined by the individual loan characteristics. See Note 5 of the Notes to Consolidated Financial Statements for loan risk rating definitions. ​ PCD assets are assets acquired at a discount that is due, in part, to credit quality deterioration since origination which may be determined through observation of missed payments, downgrade in risk rating, deterioration of a borrower's financial trends or other observable factors including subjectivity utilized by management. PCD assets are initially recorded at fair value, by taking the sum of the present value of expected future cash flows and an allowance for credit losses, at acquisition. The allowance for credit losses for PCD assets is recorded through a gross-up of reserves on the consolidated balance sheets, while the allowance for acquired non-PCD assets, such as loans, is recorded through the provision for credit losses on the consolidated statements of income, consistent with originated loans. Subsequent to acquisition, the allowance for credit losses for PCD loans will generally follow the same forward-looking estimation, provision, and charge-off process as non-PCD acquired and originated loans. ​ For additional information regarding CECL, see “Critical Accounting Estimates” in “Item 7- Management’s Discussion and Analysis of Financial Condition and Results of Operations. ​ Reserve for Unfunded Commitments ​ The reserve for unfunded commitments is established through a provision for credit losses-unfunded commitments, the changes of which are recorded in provision for credit losses and the reserve amount is included within "Interest payable and other liabilities" on the consolidated balance sheets. The reserve for unfunded commitments is an amount that Management believes will be adequate to absorb probable losses inherent in existing commitments, including unused portions of revolving lines of credit and other loans, standby letters of credit, and unused deposit account overdraft privileges. The reserve for unfunded commitments is based on evaluations of the collectability, and prior loss experience of unfunded commitments. The evaluations take into consideration such factors as changes in the nature and size of the loan portfolio, overall loan portfolio quality, loan concentrations, specific problem loans and related unfunded commitments, and current economic conditions that may affect the borrower’s or depositor’s ability to pay. ​ Modifications for Financial Difficulty ​ The adoption of ASU 2022-02 on January 1, 2023 eliminated the recognition and measurement of trouble debt restructuring (“TDRs”) and enhanced the disclosures for modifications to loans related to borrowers experiencing financial difficulties. Modified loans and leases are reviewed to determine if the modification was done for borrowers experiencing financial difficulty. The concessions may be granted in various forms, including a reduction in the stated interest rate, reduction in the loan balance or accrued interest, extension of the maturity date, or a combination of these. The Company measures any loss on the modified loan to a borrower experiencing financial difficulty in accordance with the guidance concerning individually evaluated loans set forth above. Additionally, modified loans to borrowers experiencing financial difficulties are generally placed on nonaccrual status at the time of restructuring. These loans are returned to accrual status after the borrower demonstrates performance with the modified terms for a sustained period of time (generally six months) and has the capacity to continue to perform in accordance with the modified terms of the restructured debt. Other Real Estate Owned OREO acquired through, or in lieu of, foreclosure is held-for-sale and initially recorded at fair value, less selling expenses. At transfer, any write-downs to fair value are charged to the allowance for credit losses. Costs to hold OREO are expensed when incurred. After transfer, the Company obtains updated appraisals or market valuation analyses on all OREO, and is able to update information collected at time of transfer. If the periodic valuation indicates a decline in the fair value below recorded carrying value, an additional write-down or valuation allowance for OREO losses is established as a charge to earnings. Fair value is based on current market conditions, appraisals, and estimated sales values of similar properties. Operating expenses of such properties, net of related income, are included in other expenses. Premises and Equipment Land is carried at cost. Premises and equipment are stated at historical cost less accumulated depreciation or amortization. Depreciation is determined using the straight-line method based on the estimated useful lives of the assets. ​ ​ ​ ​ ​ Estimated useful life (years) Buildings Up to 27.5 years Furniture, fixtures, and equipment ​ 3 to 7 years Leasehold improvements ​ Shorter of useful lives or the terms of the leases ​ ​ When assets are sold or otherwise disposed of, the cost and related accumulated depreciation or amortization are removed from the accounts, and any resulting gain or loss is recognized in noninterest income. The cost of maintenance and repairs is charged to expense as incurred. Annually at the end of each year, the Company evaluates premises and equipment for impairment as events or changes in circumstances indicate that the carrying amount of such assets may not be fully recoverable. Operating Lease Right of Use Assets and Liabilities The Company determines if a lease is present at the inception of an agreement. Operating leases are capitalized at commencement and are discounted using the Company’s FHLB borrowing rate for a similar term borrowing unless the lease defines an implicit rate within the contract. ​ The operating lease right of use (“ROU”) assets represent the Company’s right to use an underlying asset for the lease term, and the operating lease liabilities represent the obligation to make lease payments arising from the lease. Operating lease ROU assets and operating lease liabilities are recognized on the lease commencement date based on the present value of lease payments over the lease term. Some of the Company's lease agreements include options to renew at the Company's discretion. The extensions are not reasonably certain to be exercised, therefore they were not considered in the calculation of the ROU asset and lease liability. No significant judgments or assumptions were involved in developing the estimated operating lease liabilities as the Company’s operating lease liabilities largely represent future rental expenses associated with operating leases and the borrowing rates are based on publicly available interest rates. ​ Goodwill, Core Deposit Intangible and Long-Lived Assets Goodwill is determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquire, over the fair value of the net assets acquired and the liabilities assumed as of the acquisition date. is reviewed for impairment annually, or between annual assessments if a triggering event occurs or circumstances change that would more likely than not result in the fair value of a reporting unit below its carrying amount. We make a qualitative assessment whether it is more likely than not that the fair value of a reporting unit where goodwill is assigned is less than its carrying amount. Such indicators may include, among others: a significant adverse change in legal factors or in the general business climate; significant decline in the Company’s stock price and market capitalization; unanticipated competition; and an adverse action or assessment by a regulator. Any adverse changes in these factors could have a significant impact on the recoverability of goodwill and could have a material impact on our financial condition and results of operations. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Core deposit intangible represents the estimated future benefit of deposits related to an acquisition and is booked separately from the related deposits and amortized over an estimated useful life of three Bank Owned Life Insurance BOLI policies are maintained on certain key current officers. BOLI is recorded on the consolidated balance sheets at the amount that can be realized based on cash surrender value. Transfers of Financial Assets Transfers of an entire financial asset, a group of financial assets, or a participating interest in an entire financial asset are accounted for as sales when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. The Company may sell certain portions of government guaranteed loans in the secondary market. These sales are recorded by the Company when control is surrendered and any warranty period or recourse provision expires. Servicing Assets and Liabilities In connection with the sale of the Company’s SBA loans, the Company recognizes servicing assets when servicing rights are retained. The gain or loss on sale of loans depends in part on the previous carrying amount of the financial assets involved in the transfer, allocated between the assets sol

ACQUISITIONS

ACQUISITIONS	12 Months Ended
	Dec. 31, 2023
Business Combinations [Abstract]
ACQUISITIONS	2. ACQUISITIONS On February 1, 2022, the Company completed its acquisition of PEB. As of the acquisition date, PEB merged into the Company and Pacific Enterprise Bank, PEB’s wholly owned bank subsidiary, merged into the Bank. The acquisition expanded the Company’s market share in California with one branch in Irvine. At the effective time of the PEB merger, the Company paid aggregate consideration to PEB shareholders of approximately $64.1 million consisting of 3,032,579 shares of Company common stock and $275,000 in cash. Noninterest income for the year ended December 31, 2022 included $1.7 million in bargain purchase gain, and included in noninterest expense was $3.1 million of nonrecurring acquisition-related expenses related to the Company’s acquisition of PEB. The following table summarizes the fair value of the assets acquired and liabilities assumed at the acquisition date: ​ ​ ​ ​ ​ ​ ​ PEB ​ ​ Acquisition ​ ​ ​ Date ​ ​ ​ February 1, 2022 ​ Fair value of assets: ​ Cash and due from banks ​ $ 5,350 ​ Total cash and cash equivalents ​ 5,350 ​ ​ ​ ​ ​ ​ Interest bearing deposits in banks ​ 13,348 ​ Investment securities available-for-sale ​ ​ 3 ​ FHLB stock, at par ​ 2,294 ​ FRB stock, at par ​ 942 ​ Loans, net ​ 412,851 ​ Premises and equipment, net ​ ​ 221 ​ Core deposit intangible ​ 756 ​ Deferred tax assets, net ​ 1,192 ​ Interest receivable and other assets ​ ​ 9,178 ​ Total assets acquired ​ 446,135 ​ Liabilities: ​ ​ Deposits ​ ​ Noninterest bearing ​ 60,006 ​ Interest bearing ​ 316,679 ​ Total Deposits ​ 376,685 ​ ​ ​ ​ ​ ​ Interest payable and other liabilities ​ ​ 3,370 ​ Total liabilities assumed ​ ​ 380,055 ​ ​ ​ ​ ​ ​ Stock consideration ​ 64,140 ​ Cash consideration ​ 275 ​ Bargain purchase gain ​ $ 1,665 ​ ​ ​ The following table presents the net assets acquired and the estimated fair value adjustments, which resulted in goodwill at the acquisition date: ​ ​ ​ ​ ​ ​ ​ PEB ​ ​ Acquisition ​ ​ ​ Date ​ ​ ​ February 1, 2022 ​ Book value of net assets acquired ​ $ 61,469 ​ Fair value adjustments: ​ ​ Loans, net ​ 5,840 ​ Premises and equipment, net ​ ​ 26 ​ Core deposit intangible ​ 756 ​ Time deposits ​ ​ (869) ​ Reserve for unfunded commitments ​ 283 ​ Write-up right-of-use asset ​ 439 ​ Total purchase accounting adjustments ​ 6,475 ​ ​ ​ ​ ​ ​ Tax effect of purchase accounting adjustments at 27.9% ​ (1,864) ​ Fair value of assets acquired ​ 66,080 ​ Value of stock issued/cash paid for stock options ​ 64,415 ​ Bargain purchase gain ​ $ 1,665 ​ ​ ​ Pro Forma Results of Operations (Unaudited) The operating results of the Company in the consolidated statements of income include the operating results of PEB since its acquisition date. The following table presents the net interest income, net income, basic and diluted earnings per share as if the merger with PEB was effective January 1, 2022, for the year in which the acquisition was closed. The unaudited pro forma information in the following table is intended for informational purposes only and is not necessarily indicative of future operating results or operating results that would have occurred had the PEB merger been completed at the beginning of the year. No assumptions have been applied to the pro forma results of operation regarding possible revenue enhancements, expense efficiencies or asset dispositions. ​ Unaudited pro forma net interest income, net income and earnings per share are presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ ​ ​ ​ ​ 2023 ​ 2022 (As Restated) ​ ​ ​ Net interest income ​ ​ $ 97,874 ​ $ 97,566 ​ ​ ​ Net income ​ ​ 27,425 ​ 20,992 ​ ​ ​ Basic earnings per share ​ ​ $ 2.27 ​ $ 1.56 ​ ​ ​ Diluted earnings per share ​ ​ ​ 2.27 ​ ​ 1.56 ​ ​ ​ ​ ​ These amounts include the acquisition-related third party expenses, accretion of the discounts on acquired loans and amortization of the fair value mark adjustments on core deposit intangible. Acquisition Expenses Acquisition expenses are recognized as incurred and continue until all systems are converted and operational functions become fully integrated. No acquisition expenses were incurred in 2023 and 2021. The Company incurred third-party acquisition expenses in the consolidated statements of income for the year ended December 31, 2022, as follows: ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ ​ PEB Severance expense ​ $ 556 Occupancy expense ​ ​ 375 Data processing ​ 1,073 Professional fees ​ 724 Other expenses ​ 347 Total ​ $ 3,075 ​

INVESTMENT SECURITIES

INVESTMENT SECURITIES	12 Months Ended
	Dec. 31, 2023
Investments, Debt and Equity Securities [Abstract]
INVESTMENT SECURITIES	3. INVESTMENT SECURITIES The amortized cost, gross unrealized gains and losses, and estimated fair value of securities classified as AFS at the dates indicated are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross Gross ​ ​ ​ ​ ​ Amortized ​ unrealized ​ unrealized ​ Estimated ​ ​ cost ​ gains ​ losses ​ fair value December 31, 2023 ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 21,910 ​ $ 75 ​ $ (1,158) ​ $ 20,827 Mortgage-backed securities ​ 41,048 ​ 194 ​ (3,641) ​ 37,601 Collateralized mortgage obligations ​ 35,019 ​ 256 ​ (2,299) ​ 32,976 SBA securities ​ 5,280 ​ 49 ​ (77) ​ 5,252 Corporate bonds ​ 80,383 ​ 7 ​ (13,894) ​ 66,496 Total ​ $ 183,640 ​ $ 581 ​ $ (21,069) ​ $ 163,152 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross Gross ​ ​ ​ ​ ​ Amortized ​ unrealized ​ unrealized ​ Estimated ​ ​ cost ​ gains ​ losses ​ fair value December 31, 2022 (As Restated) ​ ​ ​ ​ ​ ​ U.S. Government Agencies ​ $ 1,505 ​ $ — ​ $ — ​ $ 1,505 Municipal securities ​ 21,099 ​ 2 ​ (1,544) ​ 19,557 Mortgage-backed securities ​ 37,199 ​ 23 ​ (4,212) ​ 33,010 Collateralized mortgage obligations ​ 28,153 ​ — ​ (2,729) ​ 25,424 SBA securities ​ 4,381 ​ 19 ​ (95) ​ 4,305 Corporate bonds ​ 77,900 ​ 156 ​ (7,853) ​ 70,203 Total ​ $ 170,237 ​ $ 200 ​ $ (16,433) ​ $ 154,004 ​ Amortized cost and fair values exclude accrued interest receivable of $1.2 million at both December 31, 2023 and 2022, which is included in interest receivable and other assets in the consolidated balance sheets. ​ For the year ended December 31, 2023, the Company sold no securities AFS, sold one security AFS for a minimal net realized gain for the year ended December 31, 2022 and sold $3.0 million in securities AFS for net realized gains of $41,000 for the year ended December 31, 2021. The amortized cost and estimated fair value of securities AFS at the dates indicated by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023 ​ December 31, 2022 ​ Amortized Estimated Amortized Estimated ​ ​ cost ​ fair value ​ cost ​ fair value ​ ​ ​ ​ ​ ​ ​ ​ (As Restated) ​ (As Restated) Securities AFS ​ ​ ​ ​ Due in one year or less ​ $ 6,397 ​ $ 6,338 ​ $ 4,994 ​ $ 4,960 Due after one through five years ​ 15,909 ​ 14,206 ​ 18,892 ​ 17,925 Due after five years through ten years ​ 102,430 ​ 87,867 ​ 95,071 ​ 85,482 Due after ten years ​ 58,904 ​ 54,741 ​ 51,280 ​ 45,637 Total ​ $ 183,640 ​ $ 163,152 ​ $ 170,237 ​ $ 154,004 ​ At December 31, 2023 and 2022, there were no securities pledged. ​ The estimated fair value and gross unrealized losses for securities AFS aggregated by the length of time that individual securities have been in a continuous unrealized loss position at the dates indicated are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 months ​ 12 months or more ​ Total ​ Estimated Unrealized Estimated Unrealized Estimated Unrealized ​ ​ fair value ​ loss ​ fair value ​ loss ​ fair value ​ loss December 31, 2023 ​ ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 2,483 ​ $ (28) ​ $ 13,975 ​ $ (1,130) ​ $ 16,458 ​ $ (1,158) Mortgage-backed securities ​ ​ 1,369 ​ ​ (30) ​ ​ 26,435 ​ ​ (3,611) ​ ​ 27,804 ​ ​ (3,641) Collateralized mortgage obligations ​ 1,496 ​ ​ (8) ​ ​ 20,713 ​ ​ (2,291) ​ 22,209 ​ (2,299) SBA securities ​ — ​ ​ — ​ ​ 1,610 ​ ​ (77) ​ 1,610 ​ (77) Corporate bonds ​ — ​ ​ — ​ ​ 65,505 ​ ​ (13,894) ​ 65,505 ​ (13,894) Total ​ $ 5,348 ​ $ (66) ​ $ 128,238 ​ $ (21,003) ​ $ 133,586 ​ $ (21,069) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 months ​ 12 months or more ​ Total ​ Estimated Unrealized Estimated Unrealized Estimated Unrealized ​ ​ fair value ​ loss ​ fair value ​ loss ​ fair value ​ loss December 31, 2022 (As Restated) ​ ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 1,147 ​ $ (8) ​ $ 16,843 ​ $ (1,536) ​ $ 17,990 ​ $ (1,544) Mortgage-backed securities ​ — ​ — ​ 31,291 ​ (4,212) ​ 31,291 ​ (4,212) Collateralized mortgage obligations ​ 2,284 ​ (26) ​ 23,140 ​ (2,703) ​ 25,424 ​ (2,729) SBA securities ​ — ​ — ​ 1,416 ​ (95) ​ 1,416 ​ (95) Corporate bonds ​ — ​ — ​ 64,797 ​ (7,853) ​ 64,797 ​ (7,853) Total ​ $ 3,431 ​ $ (34) ​ $ 137,487 ​ $ (16,399) ​ $ 140,918 ​ $ (16,433) ​ At December 31, 2023, the Company held 334 investment securities, of which 297 were in an unrealized loss position for more than twelve months and 22 were in an unrealized loss position for less than twelve months. At December 31, 2022, the Company held 333 investment securities, of which 102 were in an unrealized loss position for more than twelve months and 174 were in an unrealized loss position for less than twelve months. The Company anticipates full recovery of amortized cost with respect to these securities at maturity or sooner in the event of a more favorable market interest rate environment. Allowance for credit losses on investment debt securities available-for-sale The securities that were in an unrealized loss position as of December 31, 2023, were evaluated to determine whether the decline in fair value below the amortized cost basis resulted from a credit loss or changes in required yields by investors in these types of securities, among other factors. This assessment first includes a determination of whether the Company intends to sell the security, or it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis less any current-period credit losses. In making this assessment, management considers the nature of the security and any related government guarantees, any changes to the rating of the security by a rating agency, creditworthiness of the issuers/guarantors, the underlying collateral, the financial conditions and prospects of the issuer, and any adverse conditions specifically related to the security among other factors. As of December 31, 2023, the Company expects to recover the amortized cost basis of its securities, has no present intent to sell any investment securities with unrealized losses, it is more likely than not that we will not be required to sell securities with unrealized losses before recovery of their amortized cost and the decline in fair value is largely attributed to changes in interest rates and other market conditions. The issuers of these securities continue to make timely principal and interest payments. No allowances for credit losses have been recognized on investment debt securities available-for-sale in an unrealized loss position, as management does not believe any of the securities are impaired due to reasons of credit quality at December 31, 2023. Equity Securities ​ The Company recognized a net loss on equity securities of $1.1 million, $4.6 million, and zero for the years ended December 31, 2023, 2022 and 2021, respectively, due to a decrease in fair value of the equity securities. Equity securities were $12.6 million and $13.8 million as of December 31, 2023 and 2022, respectively.

LOANS

LOANS	12 Months Ended
	Dec. 31, 2023
Receivables [Abstract]
LOANS	4. LOANS The Company’s loan portfolio at the dates indicated is summarized below: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, ​ ​ 2023 ​ 2022 Commercial and industrial (1) ​ $ 162,889 ​ $ 188,538 Construction and land ​ 9,559 ​ 13,163 Commercial real estate ​ 1,668,585 ​ 1,704,716 Residential ​ 86,002 ​ 110,606 Consumer ​ 738 ​ 4,183 Total loans ​ 1,927,773 ​ 2,021,206 Net deferred loan costs (fees) ​ 56 ​ (82) Allowance for credit losses (2) ​ (22,000) ​ (18,900) Net loans ​ $ 1,905,829 ​ $ 2,002,224 ​ (1) Includes $3.8 million and $11.1 million of SBA PPP loans as of December 31, 2023 and December 31, 2022, respectively. (2) Allowance for credit losses at December 31, 2023 is estimated under CECL whereas at December 31, 2022, the allowance for loan losses is estimated under the incurred loss methodology. Net loans exclude accrued interest receivable of $6.7 million and $6.2 million at December 31, 2023 and December 31, 2022, respectively, which is included in interest receivable and other assets in the consolidated balance sheets. For the years ended December 31, 2023 and 2022, the recorded investment in individually evaluated loans on nonaccrual were $13.0 million and $14.3 million, respectively. Interest foregone on nonaccrual loans was approximately $871,000 and $580,000 for the years ended December 31, 2023 and 2022, respectively. As of December 31, 2023 and 2022, the Company had floating or variable rate loans totaling $1.2 billion and $1.3 billion, respectively. As of December 31, 2023, a total of $985.1 million have interest rate floors, of which $866.6 million, were at their floors. As of December 31, 2022, a total of $965.8 million have interest rate floors, of which $854.0 million were at their floors. As of December 31, 2023 and 2022, purchased loans outstanding totaled $137.9 million and $134.5 million respectively. At December 31, 2023, no purchase premiums remained on the purchased loans compared to $10,000 at December 31, 2022. At December 31, 2023 and 2022, none of the purchased loans were past due 30 days or more. These loans are reserved for under the Company’s general allowance component and at December 31, 2023 and 2022, the Company has allocated approximately $2.5 million and $1.3 million, respectively, of the allowance for credit losses to the purchased loans. The Company’s total individually evaluated loans, including nonaccrual loans, modified loans to borrowers experiencing financial difficulty and accreting PCD loans that have experienced post-acquisition declines in cash flows expected to be collected are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial Construction Commercial ​ ​ ​ ​ ​ and industrial ​ and land ​ real estate ​ Residential ​ Consumer ​ Total December 31, 2023 ​ ​ ​ ​ ​ ​ ​ Recorded investment in loans individually evaluated: ​ ​ ​ ​ ​ ​ With no specific allowance recorded ​ $ 273 ​ $ 366 ​ $ 1,298 ​ $ 1,349 ​ $ — ​ $ 3,286 With a specific allowance recorded ​ 1,799 ​ — ​ 7,745 ​ 147 ​ — ​ 9,691 Total recorded investment in loans individually evaluated ​ $ 2,072 ​ $ 366 ​ $ 9,043 ​ $ 1,496 ​ $ — ​ $ 12,977 Specific allowance on loans individually evaluated ​ $ 1,423 ​ $ — ​ $ 3,008 ​ $ 2 ​ $ — ​ $ 4,433 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ ​ ​ ​ ​ ​ Recorded investment in loans individually evaluated: ​ ​ ​ ​ ​ ​ With no specific allowance recorded ​ $ 89 ​ $ — ​ $ 11,706 ​ $ 1,991 ​ $ — ​ $ 13,786 With a specific allowance recorded ​ 789 ​ — ​ 259 ​ 214 ​ — ​ 1,262 Total recorded investment in loans individually evaluated ​ $ 878 ​ $ — ​ $ 11,965 ​ $ 2,205 ​ $ — ​ $ 15,048 Specific allowance on loans individually evaluated ​ $ 687 ​ $ — ​ $ 259 ​ $ 222 ​ $ — ​ $ 1,168 ​ From time to time, the Company may extend, restructure, or otherwise modify the terms of existing loans, on a case-by-case basis, to remain competitive and retain certain customers, as well as assist other customers who may be experiencing financial difficulties. Prior to 2023, a modified loan was classified as a TDR if the borrower was experiencing financial difficulties and a concession was made at the time of the modification. TDR loans were generally placed on nonaccrual status at the time of restructuring. These loans were returned to accrual status after the borrower demonstrated performance with the modified terms for a sustained period of time (generally six months) and the capacity to continue to perform in accordance with the modified terms of the restructured debt. Effective January 1, 2023, the Company adopted ASU No. 2022-02, which eliminated the accounting guidance for TDR loans while enhancing disclosure requirements for certain loan modifications by creditors when a borrower is experiencing financial difficulty. The Company adopted ASU No. 2022-02 using the prospective transition method. At the date of adoption, the Company was no longer required to utilize a loan-level discounted cash flow approach for determining the allowance for certain modified loans previously classified as TDR loans. The allowance for credit losses on a modified loan did not change as a result of adopting this standard as the Company elected to not change how it measured credit losses on modified loans to borrowers experiencing financial difficulties. During the year ended December 31, 2023, there were no modifications of loans to borrowers experiencing financial difficulty. During the year ended December 31, 2022, there were four total modifications of loans to borrowers experiencing financial difficulty, consisting of two commercial real estate loans, one residential real estate loan, and one commercial and industrial loan, respectively which totaled $6.5 million. The type of modification for the four loans were a term extension, with no change to the pre-modification and post modification amortized cost balances. A summary of modified loans to borrowers experiencing financial difficulty by type of concession and type of loan, as of the dates indicated, is set forth below (number of loans not in thousands): ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Number of Rate Term Rate & term ​ ​ ​ % of Total ​ ​ loans ​ modification ​ modification ​ modification ​ Total ​ loans outstanding December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial 2 ​ $ — ​ $ 125 ​ $ — ​ $ 125 ​ ​ 0.08 % Construction and land — ​ — ​ — ​ — ​ — ​ — ​ Commercial real estate 4 ​ — ​ 3,400 ​ — ​ 3,400 ​ 0.20 ​ Residential 1 ​ — ​ ​ 778 ​ — ​ 778 ​ 0.90 ​ Consumer — ​ — ​ — ​ — ​ — ​ — ​ Total 7 ​ $ — ​ $ 4,303 ​ $ — ​ $ 4,303 ​ ​ 0.22 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Number of Rate Term Rate & term ​ ​ ​ % of Total ​ ​ loans ​ modification ​ modification ​ modification ​ Total ​ loans outstanding December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial 2 ​ $ — ​ $ 19 ​ $ — ​ $ 19 ​ ​ 0.01 % Construction and land — ​ — ​ — ​ — ​ — ​ — ​ Commercial real estate 6 ​ — ​ 5,265 ​ — ​ 5,265 ​ 0.31 ​ Residential 2 ​ — ​ 975 ​ — ​ 975 ​ 0.88 ​ Consumer — ​ — ​ — ​ — ​ — ​ — ​ Total 10 ​ $ — ​ $ 6,259 ​ $ — ​ $ 6,259 ​ ​ 0.31 % ​ For the year ended December 31, 2023, the Company recorded no charge-offs for modified loans to borrowers experiencing financial difficulty. During the year ended December 31, 2022, the Company recorded a $3.2 million charge-off related to one modified loan to a borrower experiencing financial difficulty. As of December 31, 2023 and December 31, 2022, individually evaluated modified loans to borrowers experiencing financial difficulty had a related allowance of $1.3 million and $393,000, respectively. As of December 31, 2023 and December 31, 2022, none and $759,000 of modified loans to borrowers experiencing financial difficulty were performing in accordance with their modified terms, respectively. Accruing modified loans to borrowers experiencing financial difficulty are included in the loans individually evaluated as part of the calculation of the allowance for credit losses for loans. Risk Rating System The Company evaluates and assigns a risk grade to each loan based on certain criteria to assess the credit quality of the loan. The assignment of a risk rating is done for each individual loan. Loans are graded from inception and on a continuing basis until the debt is repaid. Any adverse or beneficial trends will trigger a review of the loan risk rating. Each loan is assigned a risk grade based on its characteristics. Loans with low to average credit risk are assigned a lower risk grade than those with higher credit risk as determined by the individual loan characteristics. Pass loans include loans with acceptable business or individual credit risk where the borrower’s operations, cash flow or financial condition provides evidence of low to average levels of risk. Loans that are assigned higher risk grades are loans that exhibit the following characteristics: Special Mention loans have potential weaknesses that deserve close attention. If left uncorrected, these potential weaknesses may result in a deterioration of the repayment prospects for the loan or in the Company’s credit position at some future date. Special Mention loans are not adversely classified and do not expose the Company to sufficient risk to warrant adverse classification. A Special Mention rating is a temporary rating, pending the occurrence of an event that would cause the risk rating either to improve or to be downgraded. Loans in this category would be characterized by any of the following situations: ● Credit that is currently protected but is potentially a weak asset; ● Credit that is difficult to manage because of an inadequate loan agreement, the condition of and/or control over collateral, failure to obtain proper documentation, or any other deviation from product lending practices; and ● Adverse financial trends. Substandard loans are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged. Loans classified substandard must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. Substandard loans are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. The potential loss does not have to be recognizable in an individual credit for that credit to be risk rated Substandard. A loan can be fully and adequately secured and still be considered Substandard. Some characteristics of Substandard loans are: ● Inability to service debt from ordinary and recurring cash flow; ● Chronic delinquency; ● Reliance upon alternative sources of repayment; ● Term loans that are granted on liberal terms because the borrower cannot service normal payments for that type of debt; ● Repayment dependent upon the liquidation of collateral; ● Inability to perform as agreed, but adequately protected by collateral; ● Necessity to renegotiate payments to a non-standard level to ensure performance; and ● The borrower is bankrupt, or for any other reason, future repayment is dependent on court action. Doubtful loans have all the weaknesses inherent in loans classified as Substandard with the added characteristic that the weaknesses make collection or liquidation in full, based on currently existing facts, conditions, and value, highly questionable and improbable. Doubtful loans have a high probability of loss, yet certain important and reasonably specific pending factors may work toward the strengthening of the credit. Losses are recognized as charges to the allowance when the loan or portion of the loan is considered uncollectible or at the time of foreclosure. Recoveries on loans previously charged off are credited to the allowance for credit losses. Revolving loans that are converted to term loans are treated as new originations in the tables below and are presented by year of initial origination. During the years ended December 31, 2023, and 2022, $7.1 million and $3.1 million of revolving loans were converted to term loans, respectively. ​ ​ The following tables present a summary of loans by type, internally assigned risk grade, year of origination and current period gross charge-offs at the years indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ Term loans - amortized cost by origination year ​ loans ​ ​ ​ ​ 2023 ​ 2022 ​ 2021 ​ 2020 ​ 2019 ​ Prior ​ amortized cost ​ Total December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 26,055 ​ $ 25,039 ​ $ 19,294 ​ $ 22,831 ​ $ 26,008 ​ $ 17,357 ​ $ 17,754 ​ $ 154,338 Special mention ​ ​ — ​ ​ — ​ ​ — ​ ​ 1,323 ​ ​ 932 ​ ​ 1,926 ​ ​ 1,831 ​ ​ 6,012 Substandard ​ ​ — ​ ​ — ​ ​ — ​ ​ 156 ​ ​ 320 ​ ​ 1,039 ​ ​ 1,024 ​ ​ 2,539 Total commercial and industrial ​ $ 26,055 ​ $ 25,039 ​ $ 19,294 ​ $ 24,310 ​ $ 27,260 ​ $ 20,322 ​ $ 20,609 ​ $ 162,889 YTD gross charge-offs ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 27 ​ $ 436 ​ $ — ​ $ 463 Construction and land: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 1,217 ​ $ 6,040 ​ $ — ​ $ 1,177 ​ $ 109 ​ $ 650 ​ $ — ​ $ 9,193 Special mention ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Substandard ​ ​ — ​ ​ — ​ ​ — ​ ​ 366 ​ ​ — ​ ​ — ​ ​ — ​ ​ 366 Total construction and land ​ $ 1,217 ​ $ 6,040 ​ $ — ​ $ 1,543 ​ $ 109 ​ $ 650 ​ $ — ​ $ 9,559 Commercial real estate: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 80,576 ​ $ 397,319 ​ $ 377,165 ​ $ 140,265 ​ $ 180,859 ​ $ 370,887 ​ $ 9,405 ​ $ 1,556,476 Special mention ​ ​ — ​ ​ 10,348 ​ ​ 1,894 ​ ​ 17,001 ​ ​ 15,101 ​ ​ 41,482 ​ ​ — ​ ​ 85,826 Substandard ​ ​ — ​ ​ 158 ​ ​ 946 ​ ​ — ​ ​ 11,579 ​ ​ 13,600 ​ ​ — ​ ​ 26,283 Total commercial real estate ​ $ 80,576 ​ $ 407,825 ​ $ 380,005 ​ $ 157,266 ​ $ 207,539 ​ $ 425,969 ​ $ 9,405 ​ $ 1,668,585 Residential: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ — ​ $ — ​ $ 2,432 ​ $ 4,319 ​ $ 7,986 ​ $ 36,814 ​ $ 32,420 ​ $ 83,971 Special mention ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 437 ​ ​ — ​ ​ — ​ ​ 437 Substandard ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 1,594 ​ ​ — ​ ​ 1,594 Total residential ​ $ — ​ $ — ​ $ 2,432 ​ $ 4,319 ​ $ 8,423 ​ $ 38,408 ​ $ 32,420 ​ $ 86,002 YTD gross charge-offs ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 172 ​ $ 3 ​ $ 175 Consumer: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 65 ​ $ 67 ​ $ — ​ $ 6 ​ $ 18 ​ $ 69 ​ $ 494 ​ $ 719 Special mention ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Substandard ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 19 ​ ​ — ​ ​ — ​ ​ 19 Total consumer ​ $ 65 ​ $ 67 ​ $ — ​ $ 6 ​ $ 37 ​ $ 69 ​ $ 494 ​ $ 738 YTD gross charge-offs ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 5 ​ $ 5 Total loans outstanding ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Risk ratings ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 107,913 ​ $ 428,465 ​ $ 398,891 ​ $ 168,598 ​ $ 214,980 ​ $ 425,777 ​ $ 60,073 ​ $ 1,804,697 Special mention ​ ​ — ​ ​ 10,348 ​ ​ 1,894 ​ ​ 18,324 ​ ​ 16,470 ​ ​ 43,408 ​ ​ 1,831 ​ ​ 92,275 Substandard ​ ​ — ​ ​ 158 ​ ​ 946 ​ ​ 522 ​ ​ 11,918 ​ ​ 16,233 ​ ​ 1,024 ​ ​ 30,801 Doubtful ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Total loans outstanding ​ $ 107,913 ​ $ 438,971 ​ $ 401,731 ​ $ 187,444 ​ $ 243,368 ​ $ 485,418 ​ $ 62,928 ​ $ 1,927,773 YTD gross charge-offs ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 27 ​ $ 608 ​ $ 8 ​ $ 643 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ Term loans - amortized cost by origination year ​ loans ​ ​ ​ ​ 2022 ​ 2021 ​ 2020 ​ 2019 ​ 2018 ​ Prior ​ amortized cost ​ Total December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 31,599 ​ $ 34,584 ​ $ 35,173 ​ $ 30,632 ​ $ 4,731 ​ $ 25,147 ​ $ 19,962 ​ $ 181,828 Special mention ​ ​ — ​ ​ — ​ ​ — ​ ​ 863 ​ ​ 1,149 ​ ​ 1,866 ​ ​ 1,467 ​ ​ 5,345 Substandard ​ ​ — ​ ​ — ​ ​ 40 ​ ​ 166 ​ ​ 388 ​ ​ 762 ​ ​ 9 ​ ​ 1,365 Total commercial and industrial ​ $ 31,599 ​ $ 34,584 ​ $ 35,213 ​ $ 31,661 ​ $ 6,268 ​ $ 27,775 ​ $ 21,438 ​ $ 188,538 Construction and land: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 1,381 ​ $ 533 ​ $ 1,586 ​ $ 557 ​ $ 4,363 ​ $ 4,681 ​ $ — ​ $ 13,101 Special mention ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 62 ​ ​ — ​ ​ — ​ ​ 62 Substandard ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Total construction and land ​ $ 1,381 ​ $ 533 ​ $ 1,586 ​ $ 557 ​ $ 4,425 ​ $ 4,681 ​ $ — ​ $ 13,163 Commercial real estate: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 409,014 ​ $ 392,449 ​ $ 159,744 ​ $ 201,561 ​ $ 110,143 ​ $ 355,795 ​ $ 992 ​ $ 1,629,698 Special mention ​ ​ — ​ ​ — ​ ​ 3,591 ​ ​ 17,210 ​ ​ 7,919 ​ ​ 29,561 ​ ​ — ​ ​ 58,281 Substandard ​ ​ — ​ ​ — ​ ​ — ​ ​ 5,184 ​ ​ 241 ​ ​ 11,312 ​ ​ — ​ ​ 16,737 Total commercial real estate ​ $ 409,014 ​ $ 392,449 ​ $ 163,335 ​ $ 223,955 ​ $ 118,303 ​ $ 396,668 ​ $ 992 ​ $ 1,704,716 Residential: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 423 ​ $ 4,536 ​ $ 6,343 ​ $ 10,229 ​ $ 14,537 ​ $ 37,170 ​ $ 34,889 ​ $ 108,127 Special mention ​ ​ — ​ ​ — ​ ​ — ​ ​ 244 ​ ​ — ​ ​ — ​ ​ 3 ​ ​ 247 Substandard ​ ​ — ​ ​ — ​ ​ 203 ​ ​ — ​ ​ 1,184 ​ ​ 845 ​ ​ — ​ ​ 2,232 Total residential ​ $ 423 ​ $ 4,536 ​ $ 6,546 ​ $ 10,473 ​ $ 15,721 ​ $ 38,015 ​ $ 34,892 ​ $ 110,606 Consumer: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 539 ​ $ 10 ​ $ 1,691 ​ $ 61 ​ $ 40 ​ $ 131 ​ $ 1,690 ​ $ 4,162 Special mention ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Substandard ​ ​ — ​ ​ — ​ ​ — ​ ​ 21 ​ ​ — ​ ​ — ​ ​ — ​ ​ 21 Total consumer ​ $ 539 ​ $ 10 ​ $ 1,691 ​ $ 82 ​ $ 40 ​ $ 131 ​ $ 1,690 ​ $ 4,183 YTD gross charge-offs ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 12 ​ $ 12 ​ $ — ​ ​ 24 Total loans outstanding ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Risk ratings ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 442,956 ​ $ 432,112 ​ $ 204,536 ​ $ 243,040 ​ $ 133,816 ​ $ 422,924 ​ $ 57,532 ​ $ 1,936,916 Special mention ​ ​ — ​ ​ — ​ ​ 3,590 ​ ​ 18,317 ​ ​ 9,130 ​ ​ 31,428 ​ ​ 1,470 ​ ​ 63,935 Substandard ​ ​ — ​ ​ — ​ ​ 243 ​ ​ 5,371 ​ ​ 1,814 ​ ​ 12,918 ​ ​ 9 ​ ​ 20,355 Doubtful ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Total loans outstanding ​ $ 442,956 ​ $ 432,112 ​ $ 208,369 ​ $ 266,728 ​ $ 144,760 ​ $ 467,270 ​ $ 59,011 ​ $ 2,021,206 YTD gross charge-offs ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 12 ​ $ 12 ​ $ — ​ $ 24 ​ ​ The following tables provide an aging of the Company’s loans receivable as of the years indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Recorded ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ investment > ​ ​ 30–59 Days ​ 60–89 Days ​ or more ​ Total ​ ​ ​ ​ ​ ​ ​ Total loans ​ 90 days and ​ ​ past due ​ past due ​ past due ​ past due ​ Current ​ PCD loans ​ receivable ​ accruing December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial ​ $ 803 ​ $ 146 ​ $ 1,782 ​ $ 2,731 ​ $ 159,960 ​ $ 198 ​ $ 162,889 ​ $ — Construction and land ​ 97 ​ — ​ 366 ​ 463 ​ 9,071 ​ 25 ​ 9,559 ​ — Commercial real estate ​ 2,908 ​ 1,702 ​ 7,793 ​ 12,403 ​ 1,631,129 ​ 25,053 ​ 1,668,585 ​ — Residential ​ 55 ​ — ​ ​ — ​ 55 ​ 85,500 ​ 447 ​ 86,002 ​ — Consumer ​ — ​ — ​ — ​ — ​ 738 ​ — ​ 738 ​ — Total ​ $ 3,863 ​ $ 1,848 ​ $ 9,941 ​ $ 15,652 ​ $ 1,886,398 ​ $ 25,723 ​ $ 1,927,773 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Recorded ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ investment > ​ ​ 30–59 Days ​ 60–89 Days ​ or more ​ Total ​ ​ ​ ​ ​ ​ ​ Total loans ​ 90 days and ​ ​ past due ​ past due ​ past due ​ past due ​ Current ​ PCD loans ​ receivable ​ accruing December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial ​ $ 471 ​ $ 81 ​ $ 858 ​ $ 1,410 ​ $ 183,111 ​ $ 4,017 ​ $ 188,538 ​ $ — Construction and land ​ — ​ — ​ — ​ — ​ 9,109 ​ 4,054 ​ 13,163 ​ — Commercial real estate ​ 1,064 ​ 2,213 ​ 7,075 ​ 10,352 ​ 1,674,327 ​ 20,037 ​ 1,704,716 ​ 934 Residential ​ 101 ​ 3 ​ 847 ​ 951 ​ 108,976 ​ 679 ​ 110,606 ​ — Consumer ​ — ​ — ​ — ​ — ​ 4,183 ​ — ​ 4,183 ​ — Total ​ $ 1,636 ​ $ 2,297 ​ $ 8,780 ​ $ 12,713 ​ $ 1,979,706 ​ $ 28,787 ​ $ 2,021,206 ​ $ 934 ​ Nonaccrual loans totaled $13.0 million and $14.3 million at December 31, 2023 and December 31, 2022, respectively. Nonaccrual loans guaranteed by a government agency, which reduces the Company’s credit exposure, were $740,000 at December 31, 2023 compared to $839,000 at December 31, 2022. At December 31, 2023, nonaccrual loans included $927,000 of loans 30-89 days past due and $2.1 million of loans less than 30 days past due. At December 31, 2022, nonaccrual loans included $2.5 million of loans 30-89 days past due and $4.0 million of loans less than 30 days past due. At December 31, 2023, nonaccrual loans 30-89 days past due of $927,000 was comprised of five loans and the $2.1 million of loans less than 30 days past due was comprised of 16 loans. All these loans were placed on nonaccrual due to concerns over the financial condition of the borrowers. There were no loans that were 90 days or more past due and still accruing at December 31, 2023 compared to one such loan at December 31, 2022, which had a balance of $934,000 as of that date. Interest foregone on nonaccrual loans was approximately $871,000 for the year ended December 31, 2023 compared to $580,000 for the year ended December 31, 2022. ​ Purchased Credit Deteriorated Loans The Company adopted ASC 326 using the prospective transition approach for financial assets purchased with credit deterioration that were previously classified as purchase credit impaired (“PCI”) and accounted for under ASC 310-30. The unpaid principal balance and carrying value of the Company’s PCI loans at the years indicated are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ ​ Unpaid ​ ​ ​ ​ principal ​ Carrying ​ ​ ​ balance ​ value ​ Commercial and industrial ​ $ 4,864 ​ $ 4,017 ​ Construction and land ​ 4,299 ​ 4,054 ​ Commercial real estate ​ 21,649 ​ ​ 20,037 ​ Residential ​ 829 ​ 679 ​ Total ​ $ 31,641 ​ $ 28,787 ​ ​ At December 31, 2022, the accretable and nonaccretable differences were approximately $1.5 million and $1.3 million, respectively. At December 31, 2021, the accretable and nonaccretable differences were approximately $508,000 and $1.5 million, respectively. The Company had $18,000 and no allowance for loan losses for PCI loans during the years ended December 31, 2022 and 2021, respectively. ​ The following table reflects the changes in the accretable yield of PCI loans for the years indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ended ​ ​ December 31, ​ ​ ​ 2022 ​ 2021 ​ Balance at beginning of period ​ $ 508 ​ $ 383 ​ Additions ​ 1,299 ​ — ​ Removals ​ (134) ​ (183) ​ Transfers from nonaccretable yield ​ ​ 239 ​ ​ 145 ​ Accretion ​ (370) ​ 163 ​ Balance at end of period ​ $ 1,542 ​ $ 508 ​ ​ Pledged Loans Our FHLB line of credit is secured under terms of a blanket collateral agreement by a pledge of certain qualifying loans with unpaid principal balances of $1.14 billion and $940.7 million at December 31, 2023 and 2022, respectively. For additional information, see Note 12, Other Borrowings.

ALLOWANCE FOR CREDIT LOSSES FOR

ALLOWANCE FOR CREDIT LOSSES FOR LOANS	12 Months Ended
	Dec. 31, 2023
Allowance for Loan Losses [Abstract]
ALLOWANCE FOR CREDIT LOSSES FOR LOANS	5. ALLOWANCE FOR CREDIT LOSSES FOR LOANS The following tables summarize the Company’s allowance for credit losses for loans, reserve for unfunded commitments, and loan balances individually and collectively evaluated by type of loan as of or for the year ended December 31, 2023 and 2022: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Construction ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Reserve for ​ and industrial and land real estate Residential Consumer Total unfunded commitments December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 2,885 ​ $ 68 ​ $ 14,185 ​ $ 1,742 ​ $ 20 ​ $ 18,900 ​ $ 315 Impact of CECL adoption ​ ​ 1,366 ​ ​ 402 ​ ​ 2 ​ ​ (302) ​ ​ 32 ​ ​ 1,500 ​ ​ 45 Charge-offs ​ (463) ​ — ​ — ​ (175) ​ (5) ​ (643) ​ — Recoveries ​ 85 ​ — ​ 2 ​ ​ 1 ​ 5 ​ 93 ​ — Provision for (reversal of) credit losses ​ 343 ​ ​ (172) ​ ​ 2,309 ​ ​ (287) ​ ​ (43) ​ 2,150 ​ ​ (135) Ending balance ​ $ 4,216 ​ $ 298 ​ $ 16,498 ​ $ 979 ​ $ 9 ​ $ 22,000 ​ $ 225 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans individually evaluated ​ $ 1,423 ​ $ — ​ $ 3,008 ​ $ 2 ​ $ — ​ $ 4,433 ​ ​ ​ Loans collectively evaluated ​ 2,793 ​ 298 ​ 13,002 ​ 970 ​ 9 ​ 17,072 ​ ​ ​ PCD loans ​ — ​ — ​ 488 ​ 7 ​ — ​ 495 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans receivable: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Individually evaluated ​ $ 2,072 ​ $ 366 ​ $ 9,043 ​ $ 1,496 ​ $ — ​ $ 12,977 ​ ​ ​ Collectively evaluated ​ 160,619 ​ 9,168 ​ 1,634,489 ​ 84,059 ​ 738 ​ 1,889,073 ​ ​ ​ PCD loans ​ 198 ​ 25 ​ 25,053 ​ 447 ​ — ​ 25,723 ​ ​ ​ Total loans ​ $ 162,889 ​ $ 9,559 ​ $ 1,668,585 ​ $ 86,002 ​ $ 738 ​ $ 1,927,773 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Construction ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ and industrial and land real estate Residential Consumer ​ Total December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 3,261 ​ $ 175 ​ $ 12,709 ​ $ 1,536 ​ $ 19 ​ $ 17,700 Charge-offs ​ (3,643) ​ — ​ (1) ​ (6) ​ (6) ​ (3,656) Recoveries ​ 409 ​ — ​ — ​ 6 ​ — ​ 415 Provision for (reversal of) loan losses ​ 2,858 ​ ​ (107) ​ ​ 1,477 ​ ​ 206 ​ ​ 7 ​ 4,441 Ending balance ​ $ 2,885 ​ $ 68 ​ $ 14,185 ​ $ 1,742 ​ $ 20 ​ $ 18,900 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses: ​ ​ ​ ​ ​ ​ Loans individually evaluated ​ $ 687 ​ $ — ​ $ 259 ​ $ 222 ​ $ — ​ $ 1,168 Loans collectively evaluated ​ 2,198 ​ 68 ​ 13,908 ​ 1,520 ​ 20 ​ 17,714 PCD loans ​ — ​ — ​ — ​ — ​ — ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans receivable: ​ ​ ​ ​ ​ ​ Individually evaluated ​ $ 878 ​ $ — ​ $ 11,965 ​ $ 2,205 ​ $ — ​ $ 15,048 Collectively evaluated ​ 183,643 ​ 9,109 ​ 1,672,714 ​ 107,722 ​ 4,183 ​ 1,977,371 PCD loans ​ 4,017 ​ 4,054 ​ 20,037 ​ 679 ​ — ​ 28,787 Total loans ​ $ 188,538 ​ $ 13,163 ​ $ 1,704,716 ​ $ 110,606 ​ $ 4,183 ​ $ 2,021,206 ​ . The change in the provision was partially offset by a decrease in the quantitative reserve over the next four quarters, as compared to those used in estimating the allowance for credit losses on loans at adoption, and There was an adjustment to the determined risk level for the ​ During the third quarter of 2023, the Company determined that a certificate of deposit-secured line of credit loan made to a revocable living trust (the “Trust” or the “Borrower”) with an outstanding balance of approximately $1.0 million as of December 31, 2023 was placed on nonaccrual as a result of the sole trustee and beneficiary of the Trust filing for personal bankruptcy in July 2023. At June 30, 2023, the loan had an outstanding balance of $5.0 million and was secured by a $4.0 million certificate of deposit held at the Bank. An additional $1.0 million in cash collateral securing the loan had previously been released by the Bank into a third-party escrow account at the request of the Borrower to be used as a refundable retainer in connection with a separate transaction by the Borrower. The loan matured on July 16, 2023, and the Bank received notification that the sole trustee and beneficiary of the Trust filed for personal bankruptcy on July 18, 2023. After receiving this notification, the Bank used the $4.0 million certificate of deposit held at the Bank to offset amounts owed on the loan and contacted the third-party escrow agent for the return of the additional $1.0 million of collateral. The Bank was advised by the escrow agent that the previously escrowed funds had been released by the escrow agent, which was done without the Bank’s consent and contrary to the written escrow instructions. The Bank has initiated legal action against the Borrower, the Borrower’s related parties and the escrow agent to recover the previously escrowed collateral. The results of the legal action and the Bank’s ability to recover the previously escrowed collateral are currently uncertain. The loan was fully reserved for at December 31, 2023. ​ ​ ​ ​ ​ The following table summarizes the amortized cost basis of individually evaluated collateral-dependent nonaccrual loans by loan and collateral type at December 31, 2023 and December 31, 2022. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Retail and ​ ​ ​ Convalescent ​ ​ ​ ​ ​ A/R and ​ ​ ​ Allowance for ​ Office Multifamily facility Other ​ SFR 1-4 Equipment Total Credit/Loan Losses December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial $ — ​ $ — ​ $ — ​ $ 1,021 ​ $ — ​ $ 1,052 ​ $ 2,073 ​ $ 1,423 Construction and land ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 366 ​ ​ — ​ ​ 366 ​ ​ — Commercial real estate ​ ​ 224 ​ 5,305 ​ 2,213 ​ 1,300 ​ — ​ — ​ 9,042 ​ 3,008 Residential ​ — ​ — ​ ​ — ​ ​ — ​ ​ 1,496 ​ — ​ ​ 1,496 ​ 2 Consumer ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total ​ $ 224 ​ $ 5,305 ​ $ 2,213 ​ $ 2,321 ​ $ 1,862 ​ $ 1,052 ​ $ 12,977 ​ $ 4,433 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 878 ​ $ 878 ​ $ 687 Construction and land ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Commercial real estate ​ ​ 389 ​ 5,351 ​ 3,577 ​ 1,889 ​ — ​ — ​ 11,206 ​ 259 Residential ​ — ​ — ​ ​ — ​ ​ — ​ ​ 2,205 ​ — ​ ​ 2,205 ​ 222 Consumer ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total ​ $ 389 ​ $ 5,351 ​ $ 3,577 ​ $ 1,889 ​ $ 2,205 ​ $ 878 ​ $ 14,289 ​ $ 1,168 ​ The following table shows the amortized cost and allowance for credit losses for loans on nonaccrual status as of December 31, 2023 and the amortized cost and allowance for loan losses for loans on nonaccrual status as of December 31, 2022. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ As of December 31, 2022 ​ ​ Nonaccrual ​ Nonaccrual ​ ​ ​ Nonaccrual ​ Nonaccrual ​ ​ ​ ​ with no allowance ​ with allowance ​ Total ​ with no allowance ​ with allowance ​ Total ​ for credit losses for credit losses nonaccrual for loan losses for loan losses nonaccrual Commercial and industrial $ 272 ​ $ 1,800 ​ $ 2,072 ​ $ — ​ $ 878 ​ $ 878 Construction and land ​ ​ 366 ​ ​ — ​ ​ 366 ​ ​ — ​ ​ — ​ ​ — Commercial real estate ​ ​ 1,295 ​ 7,748 ​ ​ 9,043 ​ 10,734 ​ 472 ​ 11,206 Residential ​ 1,349 ​ 147 ​ ​ 1,496 ​ ​ 1,991 ​ ​ 214 ​ 2,205 Consumer ​ — ​ — ​ ​ — ​ — ​ — ​ — Total ​ $ 3,282 ​ $ 9,695 ​ $ 12,977 ​ $ 12,725 ​ $ 1,564 ​ $ 14,289 ​ Interest income recognized on nonaccrual loans was $208,000 for the year ended December 31, 2023, and $149,000 for the year ended December 31, 2022. ​ As part of the acquisition of PEB, the Company acquired certain small business loans to borrowers qualified under the California Capital Access Program for Small Business, a state guaranteed loan program sponsored by the California Pollution Control Financing Authority (“CalCAP”). PEB ceased originating loans under this loan program in 2017. Under this loan program, the borrower, CalCAP and the participating lender contributed funds to a loss reserve account that is held in a demand deposit account at the participating lender. The borrower contributions to the loss reserve account are attributed to the participating lender. Losses on qualified loans are charged to this account after approval by CalCAP. Under the program, if a loan defaults, the participating lender has immediate coverage of 100% of the loss. The participating lender must return recoveries from the borrower, less expenses, to the loan loss reserve account. The funds in the loss reserve account are the property of CalCAP, however, in the event that the participating lender leaves the program any excess funds, after all loans have been repaid or unenrolled from the program by the participating lender and provided there are no pending claims for reimbursement, are distributed to CalCAP and the participating lender based on their respective contributions to the loss reserve account. Funds contributed by the participating lender to the loss reserve account are treated as a receivable from CalCAP and evaluated for impairment quarterly. As of December 31, 2023, the Company had $19.4 million of loans enrolled in this loan program. The Company had a loss reserve account of $13.7 million as of December 31, 2023. In addition, as successor to PEB, the Company was approved by CalCAP, in partnership with the California Air Resources Board, to originate loans to California truckers in the On-Road Heavy-Duty Vehicle Air Quality Loan Program. Under this loan program, CalCAP solely contributes funds to a loss reserve account that is held in a demand deposit account at the participating lender. Losses are handled in the same manner as described above. The funds are the property of CalCAP and are payable upon termination of the program. When the loss reserve account balance exceeds the total associated loan balance, the excess is to be remitted to CalCAP. The Company originated $4.5 million of loans under this program during the year ended December 31, 2023. As of December 31, 2023, the Company had $17.7 million of loans enrolled in this program and a loss reserve account of $6.2 million.

PREMISES AND EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2023
Property, Plant and Equipment [Abstract]
PREMISES AND EQUIPMENT	6. PREMISES AND EQUIPMENT Premises and equipment consisted of the following at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, ​ ​ 2023 ​ 2022 Premises owned ​ $ 11,233 ​ $ 11,120 Leasehold improvements ​ 3,082 ​ 2,259 Furniture, fixtures and equipment ​ 7,948 ​ 6,760 Less accumulated depreciation and amortization ​ (8,529) ​ (6,861) Total premises and equipment, net ​ $ 13,734 ​ $ 13,278 ​ Depreciation and amortization included in occupancy and equipment expense totaled $1.7 million for year ended December 31, 2023, compared to $2.0 million for both years ended December 31, 2022 and 2021.

LEASES

LEASES	12 Months Ended
	Dec. 31, 2023
Leases [Abstract]
LEASES	7. LEASES The Company owned 15 of its banking branches and leased the remaining 20 branches under noncancelable operating leases as of December 31, 2023. These leases expire on various dates through 2030. The Company’s leases often have an option to renew one or more times, at the Company’s discretion, following the expiration of the initial term. If at lease inception, the Company considers the exercising of a renewal option to be reasonably certain, the Company will include the extended term in the calculation of the ROU asset and lease liability. The Company uses the rate implicit in the lease whenever this rate is readily determinable. As this rate is rarely determinable, the Company utilizes its incremental borrowing rate at lease inception, on a collateralized basis, over a similar term. ​ The below maturity schedule represents the undiscounted lease payments for the five-year period and thereafter as of December 31, 2023: ​ ​ ​ ​ ​ Year ending December 31, ​ ​ ​ 2024 ​ $ 3,937 2025 ​ 3,364 2026 ​ 2,672 2027 ​ ​ 2,193 Thereafter ​ 3,935 Total undiscounted cash flows ​ ​ 16,101 Less: interest ​ ​ (1,349) Present value of lease payments ​ $ 14,752 ​ ​ ​ The following table presents the remaining weighted average lease term and discount rate at the date indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023 ​ December 31, 2022 Weighted-average remaining lease term 4.8 years ​ 5.4 years Weighted-average discount rate 3.4 % ​ 3.1 % ​ ​ The following table presents certain information related to the operating lease costs included in occupancy and equipment expense on the consolidated statements of income for the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ December 31, December 31, ​ ​ 2023 ​ 2022 ​ 2021 Operating lease cost ​ $ 3,870 ​ $ 3,825 ​ $ 3,270 Short-term lease cost ​ 112 ​ 299 ​ — Variable lease cost ​ — ​ 17 ​ 100 Less: Sublease income ​ (83) ​ (88) ​ (87) Total operating lease cost, net ​ $ 3,899 ​ $ 4,053 ​ $ 3,283 ​ ​ ​ ​

OTHER REAL ESTATE OWNED

OTHER REAL ESTATE OWNED	12 Months Ended
	Dec. 31, 2023
Real Estate Owned, Disclosure of Detailed Components [Abstract]
OTHER REAL ESTATE OWNED	8. OTHER REAL ESTATE OWNED Other real estate owned as of the dates indicated consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, ​ ​ 2023 ​ 2022 Land ​ $ — ​ $ 21 Total ​ $ — ​ $ 21 ​ As of December 31, 2023, there were no foreclosure, compared to two residential mortgage loans in the process of foreclosure totaling $248,000 at December 31, 2022.

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS	12 Months Ended
	Dec. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND INTANGIBLE ASSETS	9. GOODWILL AND INTANGIBLE ASSETS Goodwill The Company’s goodwill balance was $38.8 million at both December 31, 2023 and 2022. There were no changes in the Company’s goodwill for the years ended December 31, 2023 and 2022. ​ As of December 31, 2023 the Company’s qualitative assessment which considered the Company’s continued profitability, positive equity, average community bank merger deal values realized during 2023, net interest margin, allowance for credit loss, and the continued growth in its core deposit portfolio, the Company concluded that the goodwill of the Company’s reporting unit, the Bank, is not more likely than not to be impaired. ​ Core Deposit Intangible Changes in the Company’s core deposit intangible for the periods indicated were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023 ​ December 31, 2022 Balance at beginning of period ​ $ 5,201 ​ $ 6,489 Additions ​ — ​ 756 Less amortization ​ (1,286) ​ (2,044) Balance at end of period ​ $ 3,915 ​ $ 5,201 ​ Estimated annual amortization at December 31, 2023 is as follows: ​ ​ ​ ​ ​ Year ending December 31, ​ ​ ​ 2024 ​ $ 1,222 2025 ​ 948 2026 ​ 455 2027 ​ ​ 455 Thereafter ​ 835 Total ​ $ 3,915 ​

INTEREST RECEIVABLE AND OTHER A

INTEREST RECEIVABLE AND OTHER ASSETS	12 Months Ended
	Dec. 31, 2023
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
INTEREST RECEIVABLE AND OTHER ASSETS	10. INTEREST RECEIVABLE AND OTHER ASSETS The Company’s other assets at the dates indicated consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, ​ ​ 2023 ​ 2022 Tax assets, net ​ $ 19,480 ​ $ 18,762 Accrued interest receivable ​ 8,423 ​ 7,659 Investment in SBIC fund ​ 3,969 ​ 4,389 Investment in CRA fund ​ ​ 2,000 ​ ​ 2,000 Prepaid assets ​ 2,023 ​ 1,568 Servicing assets ​ 1,269 ​ 2,092 Investment in Low Income Housing Tax Credit ("LIHTC") partnerships, net ​ 3,480 ​ 2,675 Investment in statutory trusts ​ 511 ​ 493 CalCAP reserve receivable ​ ​ 4,023 ​ ​ 4,023 Other assets ​ 2,200 ​ 1,871 Total ​ $ 47,378 ​ $ 45,532 ​

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2023
Deposits [Abstract]
DEPOSITS	11. DEPOSITS The Company’s deposits consisted of the following at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, ​ ​ 2023 ​ 2022 Demand deposits ​ $ 646,278 ​ $ 773,274 NOW accounts and savings ​ 385,162 ​ 441,064 Money market ​ 624,066 ​ 577,792 Time deposits ​ 477,244 ​ 293,349 Total ​ $ 2,132,750 ​ $ 2,085,479 ​ Included in time deposits above are brokered deposits of $43.6 million and $43.9 million as of December 31, 2023 and 2022, respectively. At December 31, 2023, aggregate annual maturities of time deposits are as follows: ​ ​ ​ ​ ​ Year ending December 31, ​ 2024 ​ $ 372,733 2025 ​ 90,168 2026 ​ 7,055 2027 ​ 5,461 2028 ​ 1,827 Total ​ $ 477,244 ​ Interest expense, net of early withdrawal penalty, recognized on interest bearing deposits at the dates indicated consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, December 31, ​ ​ 2023 ​ 2022 ​ 2021 NOW accounts and savings ​ $ 426 ​ $ 499 ​ $ 452 Money market ​ 10,238 ​ 3,238 ​ 2,266 Time deposits ​ 13,376 ​ 2,536 ​ 2,157 Total ​ $ 24,040 ​ $ 6,273 ​ $ 4,875 ​

OTHER BORROWINGS

OTHER BORROWINGS	12 Months Ended
	Dec. 31, 2023
Other Borrowings [Member]
Debt Instrument [Line Items]
BORROWINGS	12. OTHER BORROWINGS The Company has an approved secured borrowing facility with the FHLB for up to 25% of total assets for a term not to exceed five years under a blanket lien of certain types of loans. At both December 31, 2023 and December 31, 2022, the Company had no FHLB advances outstanding. In addition to the availability of liquidity from the FHLB, during 2022 the Bank maintained a short-term borrowing line of credit with the FRB of San Francisco based on PPP loans pledged as collateral. This line was closed in 2023, with no FRB borrowings outstanding at both December 31, 2023 and December 31, 2022. The Company has Federal Funds lines with four correspondent banks. Cumulative available commitments totaled $65.0 million at both December 31, 2023 and December 31, 2022. There are no amounts outstanding under these facilities at both December 31, 2023 and December 31, 2022.

JUNIOR SUBORDINATED DEFERRABLE

JUNIOR SUBORDINATED DEFERRABLE INTEREST DEBENTURES	12 Months Ended
	Dec. 31, 2023
Floating Rate Junior Subordinated Deferrable Interest Debentures [Member]
Debt Instrument [Line Items]
BORROWINGS	13. JUNIOR SUBORDINATED DEFERRABLE INTEREST DEBENTURES The Company acquired the BFC Trust in the acquisition of BFC. The BFC Trust was formed in Delaware with capital of $93,000 for the sole purpose of issuing trust preferred securities fully and unconditionally guaranteed by BFC. The BFC Trust issued Floating Rate Capital Trust Pass-Through Securities (“BFC Trust Preferred Securities”), with a liquidation value of $1,000 per security, for gross proceeds of $3.1 million prior to the BFC acquisition and the liability was assumed during the acquisition. The entire proceeds of the issuance were invested by the BFC Trust in $3.1 million of Floating Rate Junior Subordinated Deferrable Interest Debentures issued by BFC, with identical maturities, repricing and payment terms as the BFC Trust Preferred Securities. The subordinated debentures have a variable interest rate based on the three months SOFR plus 2.75%, with quarterly repricing. The debentures are redeemable by the Company subject to prior approval from the Federal Reserve on March 15, June 15, September 15, or December 15. The redemption price is par plus accrued and unpaid interest, except in the case of redemption under special event which is defined in the debenture. The BFC Trust Preferred Securities are subject to mandatory redemption to the extent of any early redemption of the subordinated debentures or upon its maturity on June 17, 2034. The Company acquired the FULB Trust in the acquisition of FULB. The FULB Trust was formed in Delaware with capital of $192,000 for the sole purpose of issuing trust preferred securities fully and unconditionally guaranteed by FULB. The FULB Trust issued 6,200 Floating Rate Capital Trust Pass-Through Securities (“FULB Trust Preferred Securities”), with a liquidation value of $1,000 per security, for gross proceeds of $6.2 million prior to the FULB acquisition and the liability was assumed during the acquisition. The entire proceeds of the issuance were invested by the FULB Trust in $6.4 million of Floating Rate Junior Subordinated Deferrable Interest Debentures issued by FULB, with identical maturities, repricing and payment terms as the FULB Trust Preferred Securities. The subordinated debentures have a variable interest rate based on the three months SOFR plus 2.5%, with quarterly repricing. The debentures are redeemable by the Company subject to prior approval from the Federal Reserve, on any March 15, June 15, September 15, or December 15. The redemption price is par plus accrued and unpaid interest, except in the case of redemption under special event which is defined in the debenture. The FULB Trust Preferred Securities are subject to mandatory redemption to the extent of any early redemption of the subordinated debentures or upon its maturity on September 15, 2034. Holders of the trust preferred securities issued by the Grantor Trusts are entitled to a cumulative cash distribution on the liquidation amount of $1,000 per security. Each of the Grantor Trusts has the option to defer payment of the distributions for a period of up to five years, as long as the Company is not in default of the payment of interest on the subordinated debentures. The trust preferred securities were sold and issued in private transactions pursuant to an exemption from registration under the Securities Act of 1933, as amended. The Company has guaranteed, on a subordinated basis, distributions and other payments due on the trust preferred securities. The acquired debentures were recorded on the Company’s books at their fair values on the acquisition date. The related fair value discounts to face value of these debentures are amortized over the remaining period in which their values are fully allowed to be included in the Company's capital ratio calculations using the effective interest method. The following is a summary of the contractual terms of the subordinated debentures due to the Grantor Trusts at the date indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023 Subordinated debenture Gross Fair value discount Net Interest rate Effective rate BFC Trust ​ $ 3,093 ​ $ (268) ​ $ 2,825 8.39 % 8.74 % FULB Trust ​ 6,392 ​ (652) ​ 5,740 8.15 % 8.75 % Total ​ $ 9,485 ​ $ (920) ​ $ 8,565 8.23 % 8.75 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 Subordinated debenture Gross Fair value discount Net Interest rate Effective Rate BFC Trust ​ $ 3,093 ​ $ (290) ​ $ 2,803 7.49 % 5.14 % FULB Trust ​ ​ 6,392 ​ (711) ​ 5,681 7.27 % 5.27 % Total ​ $ 9,485 ​ $ (1,001) ​ $ 8,484 7.34 % 5.23 % ​

SUBORDINATED DEBT

SUBORDINATED DEBT	12 Months Ended
	Dec. 31, 2023
Fixed-to-Floating Rate Subordinated Notes, 5.25 Percent, Due 2030 [Member]
Debt Instrument [Line Items]
BORROWINGS	14. SUBORDINATED DEBT On August 6, 2020, the Company issued and sold $65.0 million aggregate principal amount of 5.25% Fixed-to-Floating Rate Subordinated Notes due 2030 (the “Notes”) at a public offering price equal to 100% of the aggregate principal amount of the Notes. The offering of the Notes closed on August 10, 2020. The Notes initially bears a fixed interest rate of 5.25% per year. Commencing on September 15, 2025, the interest rate on the Notes resets quarterly to the three-month Secured Overnight Financing rate (“SOFR”) plus a spread of 521 basis points (5.21%), payable quarterly in arrears. Interest on the Notes is payable semi-annually on March 15 and September 15 of each year through September 15, 2025 and quarterly thereafter on March 15, June 15, September 15 and December 15 of each year through the maturity date or early redemption date. The Company, at its option, may redeem the Notes, in whole or in part, on any interest payment date on or after September 15, 2025, without a premium. At December 31, 2023 and December 31, 2022, the Company had outstanding subordinate debt, net of costs to issue, totaling $63.9 million and $63.7 million, respectively.

INCOME TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2023
Income Tax Disclosure [Abstract]
INCOME TAXES	15. INCOME TAXES Income tax expense for the dates indicated consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, ​ 2023 2022 2021 ​ ​ ​ ​ ​ ​ (As Restated) ​ ​ ​ Current income tax expense: ​ ​ ​ ​ ​ ​ ​ ​ ​ Federal ​ $ 7,021 ​ $ 5,990 ​ $ 5,122 State ​ 3,711 ​ 3,638 ​ 2,572 Total current tax expense ​ ​ 10,732 ​ ​ 9,628 ​ ​ 7,694 Deferred income tax expense (benefit): ​ ​ ​ ​ ​ ​ ​ ​ ​ Federal ​ ​ (206) ​ ​ (402) ​ ​ (95) State ​ ​ 207 ​ ​ (518) ​ ​ 190 Total deferred tax expense (benefit) ​ ​ 1 ​ ​ (920) ​ ​ 95 Total income tax expense ​ $ 10,733 ​ $ 8,708 ​ $ 7,789 ​ Income tax expense results in effective tax rates that differ from the statutory federal income tax rate for the years indicated as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023 December 31, 2022 ​ December 31, 2021 ​ Amount Rate% Amount Rate% Amount Rate% ​ ​ ​ ​ ​ ​ ​ ​ (As Restated) ​ (As Restated) ​ ​ ​ ​ ​ ​ Federal statutory tax rate ​ $ 8,013 21.00 % $ 6,812 21.00 % $ 5,981 21.00 % State statutory tax rate, net of federal effective tax rate ​ 3,095 8.10 ​ 2,465 7.60 ​ 2,182 7.66 ​ Tax exempt interest ​ (76) (0.20) ​ (94) (0.29) ​ (80) (0.28) ​ BOLI ​ (140) (0.40) ​ (124) (0.38) ​ (140) (0.49) ​ Acquisition expenses ​ — — ​ 94 0.29 ​ — — ​ Other ​ (159) (0.40) ​ (445) (1.37) ​ (154) (0.54) ​ Total income tax expense ​ $ 10,733 28.10 % $ 8,708 26.85 % $ 7,789 27.35 % ​ The Company is subject to US federal income tax as well as state income tax in multiple states, most notably in California, Colorado and New Mexico. Federal income tax returns for the years ended on or after December 31, 2020 are open to audit by the federal authorities and, with limited exception, state income tax returns for the years ended on or after December 31, 2019 are open to audit by state authorities. Deferred tax assets at the dates indicated, included as a component of interest receivable and other assets in the consolidated balance sheets consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, ​ ​ 2023 ​ 2022 ​ ​ ​ ​ ​ ​ (As Restated) Deferred tax assets ​ ​ Net operating loss carryforward ​ $ 3,191 ​ $ 3,945 Salary continuation plan ​ 1,453 ​ 1,400 Allowance for credit losses ​ 6,450 ​ 5,469 Stock based compensation ​ 153 ​ 355 Lease liability ​ 4,237 ​ 4,959 Other liabilities ​ ​ — ​ ​ 459 Unrealized loss on AFS securities ​ 5,885 ​ 4,682 Unrealized loss on equity securities ​ ​ 1,642 ​ ​ 1,316 Other ​ 1,265 ​ 1,547 Total deferred tax assets ​ 24,276 ​ 24,132 Deferred tax liabilities ​ ​ Core deposit intangible ​ (1,125) ​ (1,506) ROU assets ​ (4,004) ​ (4,794) FHLB stock dividend ​ (246) ​ (248) Partnership investments ​ ​ (973) ​ ​ (974) Deferred loan costs and other ​ (1,204) ​ (1,098) Total deferred tax liability ​ (7,552) ​ (8,620) Deferred tax assets, net ​ $ 16,724 ​ $ 15,512 ​ The utilization of the net operating losses (“NOLs”) is subject to an annual limit pursuant to Section 382 of the Internal Revenue Code. The amount of the annual limitations for Federal and California Franchise Tax purpose is $1.1 million and if not fully utilized, the NOLs will begin to expire in 2028. Based upon the level of historical taxable income and projections for future taxable income over the periods during which the deferred tax assets are expected to be deductible, Management believes it is more likely than not we will realize the benefit of the remaining deferred tax assets. Accordingly, no valuation allowance has been established as of December 31, 2023 or 2022. At December 31, 2023, Federal, California and Colorado NOLs included in the deferred tax asset totaled $11.0 million, $9.2 million and $2.3 million, respectively. During the years ended December 31, 2023, 2022 and 2021, the Company did not recognize any interest and penalties. The Company had no unrecognized tax benefits as of December 31, 2023 and 2022.

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	12 Months Ended
	Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	16. COMMITMENTS AND CONTINGENCIES Lending and Letter of Credit Commitments In the normal course of business, the Company enters into various commitments to extend credit which are not reflected in the financial statements. These commitments consist of the undisbursed balance on personal, and commercial lines, including commercial real estate secured lines of credit, and of the undisbursed funds on construction and development loans. The Company also issues standby letter of credit commitments, primarily for the third party performance obligations of clients. The following table presents a summary of commitments described above as of the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, ​ ​ 2023 ​ 2022 Commitments to extend credit ​ $ 76,531 ​ $ 96,774 Standby letters of credit ​ 846 ​ 768 Total commitments ​ $ 77,377 ​ $ 97,542 ​ Commitments generally have fixed expiration dates or other termination clauses. The actual liquidity needs or the credit risk that the Company will experience will be lower than the contractual amount of commitments to extend credit because a significant portion of these commitments are expected to expire without being drawn upon. The commitments are generally variable rate and include unfunded home equity lines of credit, commercial real estate construction where disbursement is made over the course of construction, commercial revolving lines of credit, and unsecured personal lines of credit. The Company’s outstanding loan commitments are made using the same underwriting standards as comparable outstanding loans. The reserve associated with these commitments included in interest payable and other liabilities on the consolidated balance sheets was $225,000 at December 31, 2023, compared to $315,000 at December 31, 2022. Commercial Real Estate Concentrations At December 31, 2023 and 2022, in management’s judgment, a concentration of loans existed in commercial real estate related loans. The Company’s commercial real estate loans are secured by owner-occupied and non-owner occupied commercial real estate and multifamily properties. Although management believes that loans within these concentrations have no more than the normal risk of collectability, a decline in the performance of the economy in general or a decline in real estate value in the Company’s primary market areas in particular, could have an adverse impact on collectability. Other Assets The Company has commitments to fund investments in LIHTC partnerships and a SBIC fund. At December 31, 2023, the remaining commitments to the LIHTC partnerships and SBIC fund were approximately $5.7 million and $122,000, respectively. At December 31, 2022, the remaining commitment to the LIHTC partnerships and SBIC fund were $2.1 million and $122,000, respectively. Deposits At December 31, 2023, approximately $246.0 million, or 11.5%, of the Company’s deposits are derived from the top ten depositors. At December 31, 2022, approximately $215.1 million, or 11.0%, of the Company’s deposits are derived from the top ten depositors. Local Agency Deposits In the normal course of business, the Company accepts deposits from local agencies. The Company is required to provide collateral for certain local agency deposits in the states of California, Colorado, New Mexico and Washington. As both of December 31, 2023 and 2022, the FHLB issued letters of credit on behalf of the Company totaling $40.6 million, as collateral for local agency deposits.

EMPLOYEE BENEFIT PLANS

EMPLOYEE BENEFIT PLANS	12 Months Ended
	Dec. 31, 2023
Retirement Benefits [Abstract]
EMPLOYEE BENEFIT PLANS	17. EMPLOYEE BENEFIT PLANS 401(k) Plan Effective January 1, 2005, the Company adopted a qualified 401(k) profit sharing plan (the “401(k) Plan”) that covers substantially all full-time employees. The 401(k) Plan permits voluntary contributions by participants and provides for voluntary matching contributions by the Company after 90 days of employment. For the years ended December 31, 2023, 2022 and 2021, the Company made contributions to the plan of $964,000, $801,000 and $570,000 respectively. Salary Continuation Plan In 2014, the Company established a salary continuation plan for one of its executive officers. In 2017, the Company extended coverage to two additional executive officers. Under the agreements, as amended, the Company provides the executive, or their designated beneficiaries, with annual benefits for fifteen years after retirement or death. The contributions are based on the executive’s performance related to Company’s financial performance. These benefits are substantially equivalent to those available under insurance policies purchased by the Company on the life of the executives. At December 31, 2023 and 2022, approximately $1.0 million and $1.2 million, respectively, of the salary continuation plan was related to plans assumed through the Company’s acquisitions. There are no further requirements to fund these plans. In 2023, the Company did not recognize any expense included in salaries and benefits expense in the consolidated statements of income under the aforementioned salary continuation agreements due to be not able to meet the performance matrix, compared to $648,000 and $594,000 for the years ended December 31, 2022 and 2021, respectively.

EQUITY INCENTIVE PLANS

EQUITY INCENTIVE PLANS	12 Months Ended
	Dec. 31, 2023
Share-based Payment Arrangement [Abstract]
SHAREHOLDERS' EQUITY	18. EQUITY INCENTIVE PLANS 2017 Omnibus Equity Incentive Plan The Company’s shareholders approved the Omnibus Equity Incentive Plan (“2017 Plan”) in November 2017. The 2017 Plan provides for the awarding by the Company’s Board of Directors of equity incentive awards to employees and non-employee directors. An equity incentive award may be an option, stock appreciation rights, restricted stock units, stock award, other stock-based award or performance award granted under the 2017 Plan. Factors considered by the Board in awarding equity incentives to officers and employees include the performance of the Company, the employee’s or officer’s job performance, the importance of his or her position, and his or her contribution to the organization’s goals for the award period. Subject to adjustment as provided in the 2017 Plan, the maximum number of shares of common stock that may be delivered pursuant to awards granted under the 2017 Plan is 450,000. The 2017 Plan provides for an annual restricted stock grant limits to officers, employees and directors. The annual stock grant limit per person for officers and employees is the lessor of 50,000 shares or a value of $2.0 million, and per person for directors the maximum is 25,000 shares. All unvested restricted shares outstanding vest in the event of a change in control of the Company. Awarded shares of restricted stock vest over (i) a one-year period following the date of grant, in the case of the non-employee directors, and (ii) a three-year or five-year period following the date of grant, with the initial vesting occurring on the one-year anniversary of the date of grant, in the case of the executive officers. Holders of restricted stock awards receive non-forfeitable dividends at the same rate as common stockholders and they both share equally in undistributed earnings. The Company recognizes compensation expense for the restricted stock awards based on the fair value of the shares at the award date. For the years ended December 31, 2023, 2022 and 2021, total compensation expense for these plans was $726,000, $1.0 million and $1.4 million, respectively. As of December 31, 2023, there was $996,000 of total unrecognized compensation cost related to non-vested shares granted as restricted stock awards. The cost is expected to be recognized over the remaining weighted-average vesting period of approximately four years. The following table provides the restricted stock grant activity for the periods indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2023 ​ 2022 ​ ​ ​ Weighted-average ​ Weighted-average ​ ​ ​ ​ grant date ​ ​ ​ grant date ​ ​ Shares ​ fair value ​ Shares ​ fair value Non-vested at January 1, 97,877 ​ $ 16.80 ​ 139,275 ​ $ 16.29 ​ Granted 41,849 ​ 18.24 ​ 33,091 ​ 19.49 ​ Vested (58,361) ​ 15.78 ​ (72,635) ​ 17.01 ​ Forfeited ​ — ​ ​ — ​ (1,854) ​ ​ 18.34 ​ Non-Vested, at December 31, 81,365 ​ $ 18.27 ​ 97,877 ​ $ 16.80 ​ ​

REGULATORY MATTERS

REGULATORY MATTERS	12 Months Ended
	Dec. 31, 2023
Regulated Operations [Abstract]
REGULATORY MATTERS	19. REGULATORY MATTERS Dividends The Company’s ability to pay cash dividends is dependent on dividends or other capital distributions paid to it by the Bank, and is also limited by state corporation law. Generally, under California law a California corporation may pay dividends to its shareholders if the corporation’s retained earnings equal at least the amount of the proposed distribution plus the preferential dividend arrears amount (if any) of the corporation, or if immediately after the distribution, the value of the corporation’s assets would equal or exceed its total liabilities plus the preferential dividend arrears amount (if any). Dividends from the Bank to the Company are restricted under California law to the lesser of the Bank’s retained earnings or the Bank’s net income for the latest three fiscal years, less dividends previously declared during that period or, with the approval of the DFPI, to the greater of the retained earnings of the Bank, the net income of the Bank for its last fiscal year, or the net income of the Bank for its current fiscal year. During the years ended December 31, 2023 and 2022 the Bank paid $40.0 million and $10.0 million of dividends to the Company, respectively. Regulatory Capital The Company is a bank holding company subject to capital adequacy requirements of the Federal Reserve under the Bank Holding Company Act of 1956, as amended, and the regulations of the Federal Reserve, except that, pursuant to the Economic Growth, Regulatory Relief and Consumer Protection Act, effective August 30, 2018, a bank holding company with consolidated assets of less than $3 billion is generally not subject to the Federal Reserve’s capital regulations. Under the capital regulations, the minimum capital ratios are: (1) a common equity Tier 1 capital ratio (“CET1 capital”) of 4.5% of risk-weighted assets; (2) a Tier 1 capital ratio of 6.0% of risk-weighted assets (“Tier 1 capital”); (3) a total risk-based capital ratio of 8.0% of risk-weighted assets; and (4) a leverage ratio (the ratio of Tier 1 capital to average total consolidated assets) of 4.0%. CET1 capital generally consists of common stock, retained earnings, accumulated other comprehensive income (“AOCI”) unless an institution elects to exclude AOCI from regulatory capital, and certain minority interests (all of which are subject to applicable regulatory adjustments and deductions). Tier 1 capital generally consists of CET1 capital and noncumulative perpetual preferred stock. Tier 2 capital generally consists of other preferred stock and subordinated debt which meet certain conditions, plus an amount of the allowance for loan and lease losses up to 1.25% of assets. Total capital is the sum of Tier 1 and Tier 2 capital. The Bank is subject to various regulatory capital requirements administered by the Federal Reserve. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines of the regulatory framework for prompt corrective action, the Bank must meet specific capital adequacy guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices and until August 30, 2018, the Company was subject to similar capital regulations. The Bank’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Prompt corrective action provisions are not applicable to bank holding companies. Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of Tier 1 capital to total average assets (as defined), and minimum ratios of Tier 1 capital (as defined) and CET1 capital to risk-weighted assets (as defined). Management reviews capital ratios on a regular basis to ensure that capital exceeds the prescribed regulatory minimums and is adequate to meet our anticipated future needs. As of December 31, 2023, the most recent regulatory notifications from the Federal Reserve categorized the Bank as “Well Capitalized” under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes would have changed the category. The following is a summary of actual capital amounts and ratios as of the dates indicated, for the Company (assuming it was subject to regulatory capital requirements) and the Bank compared to the requirements for minimum capital adequacy and classification as Well Capitalized: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ As of December 31, 2022 ​ Amount Ratio Amount Ratio ​ ​ ​ ​ ​ ​ ​ ​ (As Restated) ​ (As Restated) ​ ​ ​ (Dollars in thousands) ​ Leverage Ratio ​ ​ ​ BayCom Corp ​ $ 282,402 11.56 % $ 283,431 11.79 % Minimum requirement for "Well Capitalized" ​ 122,135 5.00 % 120,193 5.00 % Minimum regulatory requirement ​ 97,708 4.00 % 96,154 4.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ United Business Bank ​ 328,303 13.08 % ​ 336,667 13.64 % Minimum requirement for "Well Capitalized" ​ 125,479 5.00 % 123,402 5.00 % Minimum regulatory requirement ​ 100,383 4.00 % 98,722 4.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Common Equity Tier 1 Ratio ​ ​ ​ BayCom Corp ​ 282,402 14.41 % ​ 283,431 13.68 % Minimum requirement for "Well Capitalized" ​ 127,400 6.50 % 134,648 6.50 % Minimum regulatory requirement ​ 88,200 4.50 % 93,218 4.50 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ United Business Bank ​ 328,303 ​ 16.94 % 336,667 ​ 16.42 % Minimum requirement for "Well Capitalized" ​ 125,987 6.50 % 133,242 6.50 % Minimum regulatory requirement ​ 87,222 4.50 % 92,245 4.50 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Tier 1 Risk-Based Capital Ratio ​ ​ ​ BayCom Corp ​ 291,887 ​ 14.89 % 292,916 ​ 14.14 % Minimum requirement for "Well Capitalized" ​ 156,800 8.00 % 165,721 8.00 % Minimum regulatory requirement ​ 117,600 6.00 % 124,291 6.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ United Business Bank ​ 328,303 ​ 16.94 % 336,667 ​ 16.42 % Minimum requirement for "Well Capitalized" ​ 155,062 8.00 % 163,991 8.00 % Minimum regulatory requirement ​ 116,296 6.00 % 122,993 6.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Risk-Based Capital Ratio ​ ​ ​ BayCom Corp ​ 379,112 ​ 19.34 % 377,131 ​ 18.21 % Minimum requirement for “Well Capitalized” ​ 196,000 10.00 % 207,151 10.00 % Minimum regulatory requirement ​ 156,800 8.00 % 165,721 8.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ United Business Bank ​ 350,528 ​ 18.08 % 355,882 ​ 17.36 % Minimum requirement for "Well Capitalized" ​ 193,827 10.00 % 204,988 10.00 % Minimum regulatory requirement ​ 155,062 8.00 % 163,991 8.00 % ​ In addition to the minimum CET1 capital, Tier 1 capital, leverage ratio and total capital ratios, the Bank must maintain a capital conservation buffer consisting of additional CET1 capital greater than 2.5% of risk-weighted assets above the required minimum risk-based capital levels in order to avoid limitations on paying dividends, repurchasing shares, and paying discretionary bonuses.

RELATED PARTY TRANSACTIONS

RELATED PARTY TRANSACTIONS	12 Months Ended
	Dec. 31, 2023
Related Party Transactions [Abstract]
RELATED PARTY TRANSACTIONS	20. RELATED PARTY TRANSACTIONS In the ordinary course of business, the Company may enter into transactions with related parties, including Directors, shareholders, officers and their associates. These transactions are on substantially the same terms, including rates and collateral, as loans to unrelated parties and do not involve more than normal risk of collection. The following is a summary of the aggregate loan activity involving related party borrowers for the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, ​ ​ 2023 ​ 2022 Beginning of the year ​ $ 38,276 ​ $ 33,581 Disbursements ​ 1,611 ​ 8,187 Amounts paid ​ (10,044) ​ (3,492) End of year (1) ​ $ 29,843 ​ $ 38,276 Undisbursed commitments to related parties ​ $ 857 ​ $ 2,468 (1) Amounts include $ 8.5 million of outstanding loans to former directors who retired in 2023, for which the Bank no longer considers related parties as of December 31, 2023. ​ At December 31, 2023 and 2022, the Company had deposits with directors, officers and their associates which totaled approximately $26.3 million and $32.7 million, respectively.

OTHER EXPENSES

OTHER EXPENSES	12 Months Ended
	Dec. 31, 2023
Other Income and Expenses [Abstract]
OTHER EXPENSES	21. OTHER EXPENSES For the dates indicated, other expenses consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, December 31, ​ 2023 ​ 2022 ​ 2021 Professional fees $ 2,048 ​ $ 2,775 ​ $ 2,123 Core deposit premium amortization 1,286 ​ 2,044 ​ 1,813 Marketing and promotions 896 ​ 955 ​ 656 Stationery and supplies 328 ​ 352 ​ 361 Insurance (including FDIC premiums) 1,364 ​ 951 ​ 840 Communication and postage 927 ​ 937 ​ 784 Loan default related expense 402 ​ 254 ​ 89 Director fees and expenses 329 ​ 366 ​ 325 Bank service charges 66 ​ 162 ​ 256 Courier expense 751 ​ 745 ​ 662 Other 500 ​ 561 ​ 510 Total $ 8,897 ​ $ 10,102 ​ $ 8,419 ​ The Company expenses marketing and promotions costs as they are incurred. Advertising expense included in marketing and promotions totaled $48,000 for the year ended December 31, 2023, compared to $71,000 for both the years ended December 31, 2022 and 2021.

FAIR VALUE MEASUREMENT

FAIR VALUE MEASUREMENT	12 Months Ended
	Dec. 31, 2023
Fair Value Disclosures [Abstract]
FAIR VALUE MEASUREMENT	22. FAIR VALUE MEASUREMENTS ASC Topic 820, “Fair Value Measurement,” defines fair value, establishes a framework for measuring fair value including a three-level valuation hierarchy, and expands disclosures about fair value measurements. Fair value is defined as the exchange price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date reflecting assumptions that a market participant would use when pricing an asset or liability. The hierarchy uses three levels of inputs to measure the fair value of assets and liabilities as follows: Level 1 Level 2 Level 3 We use fair value to measure certain assets and liabilities on a recurring basis, primarily securities available-for-sale. For assets measured at the lower of cost or fair value, the fair value measurement criteria may or may not be met during a reporting period and such measurements are therefore considered “nonrecurring” for purposes of disclosing our fair value measurements. Fair value is used on a nonrecurring basis to adjust carrying values for individually evaluated loans and other real estate owned and also to record impairment on certain assets, such as goodwill, core deposit intangible, and other long-lived assets. In certain cases, the inputs used to measure fair value may fall into different levels of the hierarchy. In such cases, the lowest level of inputs that is significant to the measurement is used for to determine the hierarch for the entire asset or liability. Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstances that caused the transfer, which generally coincides with our quarterly valuation process. There were no transfers between levels during 2023 and 2022. The following assets are measured at fair value on a recurring basis at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Estimated Fair Value Measurements ​ ​ Fair Value ​ Level 1 ​ Level 2 ​ Level 3 December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 20,827 ​ $ — ​ $ 20,827 ​ $ — Mortgage-backed securities ​ 37,601 ​ — ​ 37,601 ​ — Collateralized mortgage obligations ​ 32,976 ​ — ​ 32,976 ​ — SBA securities ​ 5,252 ​ — ​ 5,252 ​ — Corporate bonds ​ 66,496 ​ — ​ 66,496 ​ — Equity securities ​ ​ 12,585 ​ ​ 12,585 ​ ​ — ​ ​ — Total ​ $ 175,737 ​ $ 12,585 ​ $ 163,152 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Estimated Fair Value Measurements ​ ​ Fair Value ​ Level 1 ​ Level 2 ​ Level 3 December 31, 2022 ​ ​ ​ ​ U.S. Government Agencies ​ $ 1,505 ​ $ — ​ $ 1,505 ​ $ — Municipal securities ​ 19,557 ​ — ​ 19,557 ​ — Mortgage-backed securities ​ 33,010 ​ — ​ 33,010 ​ — Collateralized mortgage obligations ​ 25,424 ​ — ​ 25,424 ​ — SBA securities ​ 4,305 ​ — ​ 4,305 ​ — Corporate bonds ​ 70,203 ​ — ​ 70,203 ​ — Equity securities ​ ​ 13,757 ​ ​ 13,757 ​ ​ — ​ ​ — Total ​ $ 167,761 ​ $ 13,757 ​ $ 154,004 ​ $ — ​ The following assets are measured at fair value on a nonrecurring basis as of the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Estimated Fair Value Measurements ​ ​ Fair Value ​ Level 1 ​ Level 2 ​ Level 3 December 31, 2023 ​ ​ ​ ​ Individually evaluated loans (1) ​ $ 12,977 ​ $ — ​ $ — ​ $ 12,977 Total ​ $ 12,977 ​ $ — ​ $ — ​ $ 12,977 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Estimated Fair Value Measurements ​ ​ Fair Value ​ Level 1 ​ Level 2 ​ Level 3 December 31, 2022 ​ ​ ​ ​ Performing impaired loans (1) ​ $ 759 ​ $ — ​ $ — ​ $ 759 Nonperforming impaired loans ​ 15,223 ​ — ​ — ​ 15,223 OREO ​ 21 ​ — ​ — ​ 21 Total ​ $ 16,003 ​ $ — ​ $ — ​ $ 16,003 ​ (1) For each quarter the loan was outstanding in 2023, with the adoption of CECL, one performing modified loan to a borrower experiencing financial difficulty was individually evaluated in determining the estimated allowance for credit losses. ​ The Company does not record loans at fair value on a recurring basis. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are placed on nonaccrual and individually evaluated. The fair value of individually evaluated loans is estimated using one of several methods, including collateral value, market value of similar debt, enterprise and liquidation value and discounted cash flows. Those loans not requiring an allowance for credit losses represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. When the fair value of the collateral is based on an observable market price or a current appraised value which uses substantially observable data, the Company records the individually evaluated loan as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is below the appraised value or the appraised value contains a significant assumption and there is no observable market price, the Company records the individually evaluated loan as nonrecurring Level 3. The Company records OREO at fair value on a nonrecurring basis based on the collateral value of the property. When the fair value of the collateral is based on an observable market price or a current appraised value which uses substantially observable data, the Company records the OREO as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is below the appraised value or the appraised value contains a significant assumption, and there is no observable market price, the Company records the individually evaluated loan as nonrecurring Level 3. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Management also incorporates assumptions regarding market trends or other relevant factors and selling and commission costs ranging from 5% to 10%. Such adjustments and assumptions are typically significant and result in a Level 3 classification of the inputs for determining fair value.

FAIR VALUE OF FINANCIAL INSTRUM

FAIR VALUE OF FINANCIAL INSTRUMENTS	12 Months Ended
	Dec. 31, 2023
Fair Value Disclosures [Abstract]
FAIR VALUE OF FINANCIAL INSTRUMENTS	23. FAIR VALUE OF FINANCIAL INSTRUMENTS The following methods and assumptions were used to estimate the fair value disclosure for financial instruments: Cash and cash equivalents Time deposits in banks Investment securities — Equity securities — Investment in FHLB and FRB Stock Loans held for sale — Loans Interest receivable and payable Deposits Other borrowings Junior Subordinated Deferrable Interest Debentures Subordinated Debt Undisbursed loan commitments and standby letters of credit The carrying amounts and fair values of the Company’s financial instruments at the dates indicated are presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Carrying ​ Fair ​ Fair value measurements ​ amount value Level 1 Level 2 Level 3 December 31, 2023 ​ ​ ​ ​ ​ Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents ​ $ 307,539 ​ $ 307,539 ​ $ 307,539 ​ $ — ​ $ — Time deposits in banks ​ 1,245 ​ 1,245 ​ 1,245 ​ — ​ — Investment securities AFS ​ 163,152 ​ 163,152 ​ — ​ 163,152 ​ — Equity securities ​ ​ 12,585 ​ ​ 12,585 ​ ​ 12,585 ​ ​ — ​ ​ — Investment in FHLB and FRB Stock ​ 20,939 ​ 20,939 ​ — ​ 20,939 ​ — Loans held for sale ​ — ​ — ​ — ​ — ​ — Loans, net ​ 1,905,829 ​ 1,810,426 ​ — ​ — ​ 1,810,426 Accrued interest receivable ​ 8,423 ​ 8,423 ​ — ​ 8,423 ​ — Financial liabilities: ​ ​ ​ ​ ​ Deposits ​ 2,132,750 ​ 2,135,923 ​ — ​ 2,135,923 ​ — Junior subordinated deferrable interest debentures, net ​ ​ 8,565 ​ ​ 8,631 ​ ​ — ​ ​ — ​ ​ 8,631 Subordinated debt, net ​ ​ 63,881 ​ 63,881 ​ — ​ ​ 63,881 ​ ​ — Accrued interest payable ​ 3,054 ​ 3,054 ​ — ​ 3,054 ​ — Off-balance sheet liabilities: ​ ​ ​ ​ ​ ​ Undisbursed loan commitments, lines of credit, standby letters of credit ​ 77,377 ​ 77,152 ​ — ​ — ​ 77,152 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Carrying ​ Fair ​ Fair value measurements ​ amount value Level 1 Level 2 Level 3 December 31, 2022 ​ ​ ​ ​ ​ Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents ​ $ 176,815 ​ $ 176,815 ​ $ 176,815 ​ $ — ​ $ — Time deposits in banks ​ 2,241 ​ 2,241 ​ 2,241 ​ — ​ — Investment securities AFS ​ 154,004 ​ 154,004 ​ — ​ 154,004 ​ — Equity securities ​ ​ 13,757 ​ ​ 13,757 ​ ​ 13,757 ​ ​ — ​ ​ — Investment in FHLB and FRB Stock ​ 20,281 ​ 20,281 ​ — ​ 20,281 ​ — Loans held for sale ​ 2,380 ​ 2,380 ​ — ​ 2,380 ​ — Loans, net ​ 2,002,224 ​ 1,940,480 ​ — ​ — ​ 1,940,480 Accrued interest receivable ​ 7,659 ​ 7,659 ​ — ​ 7,659 ​ — Financial liabilities: ​ ​ ​ ​ ​ Deposits ​ 2,085,479 ​ 2,087,265 ​ — ​ 2,087,265 ​ — Junior subordinated deferrable interest debentures, net ​ 8,484 ​ 7,739 ​ — ​ — ​ 7,739 Subordinated debt, net ​ 63,711 ​ 63,711 ​ — ​ 63,711 ​ — Accrued interest payable ​ 1,413 ​ 1,413 ​ — ​ 1,413 ​ — Off-balance sheet liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Undisbursed loan commitments, lines of credit, standby letters of credit ​ 97,542 ​ 97,227 ​ — ​ — ​ 97,227 ​

PARENT COMPANY ONLY

PARENT COMPANY ONLY	12 Months Ended
	Dec. 31, 2023
Condensed Financial Information Disclosure [Abstract]
PARENT COMPANY ONLY	24. PARENT COMPANY ONLY BAYCOM CORP BALANCE SHEETS December 31, 2023 and 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ 2023 2022 ​ ​ ​ ​ ​ ​ (As Restated) ASSETS ​ ​ Cash and due from banks ​ $ 13,037 ​ $ 3,837 Equity securities ​ ​ 12,585 ​ ​ 13,757 Investment in bank subsidiary ​ 358,771 ​ 370,384 Interest receivable and other assets ​ 3,420 ​ 3,108 Total assets ​ $ 387,813 ​ $ 391,086 LIABILITIES AND SHAREHOLDERS' EQUITY ​ ​ Junior subordinated deferrable interest debentures, net ​ $ 8,565 ​ $ 8,484 Subordinated debt, net ​ ​ 63,881 ​ ​ 63,711 Interest payable and other liabilities ​ ​ 2,498 ​ ​ 1,742 Total liabilities ​ 74,944 ​ 73,937 Shareholders' equity ​ ​ Preferred stock, no par value; 10,000,000 shares authorized; no shares issued and outstanding at both December 31, 2023 and 2022 ​ — ​ — Common stock, no par value; 100,000,000 shares authorized; 11,551,271 and 12,838,462 shares issued and outstanding at December 31, 2023 and 2022, respectively ​ 180,913 ​ 204,301 Additional paid in capital ​ 287 ​ 287 Accumulated other comprehensive loss, net of tax ​ (14,592) ​ (11,561) Retained earnings ​ 146,261 ​ 124,122 Total shareholders' equity ​ 312,869 ​ 317,149 Total liabilities and shareholders' equity ​ $ 387,813 ​ $ 391,086 ​ ​ BAYCOM CORP STATEMENTS OF INCOME For the years ended December 31, 2023, 2022 and 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2023 2022 2021 ​ ​ ​ ​ ​ ​ (As Restated) ​ ​ ​ Income: ​ ​ ​ ​ Interest income ​ $ 1,019 ​ $ 813 ​ $ 624 Loss on equity securities ​ ​ (1,141) ​ ​ (4,573) ​ ​ — Earnings from bank subsidiary ​ (8,811) ​ 19,683 ​ 23,376 Dividends from bank subsidiary ​ ​ 40,000 ​ ​ 10,000 ​ ​ — Dividends from statutory trusts ​ 19 ​ ​ 8 ​ 4 Gain on sale of securities ​ ​ — ​ — ​ 41 Total income ​ 31,086 ​ 25,931 ​ 24,045 Expense: ​ ​ ​ Subordinated debt ​ 3,582 ​ 3,582 ​ 3,582 Junior subordinate debt ​ 830 ​ 496 ​ 344 Total Interest expense ​ 4,412 ​ 4,078 ​ 3,926 Noninterest expense ​ 714 ​ 489 ​ 462 Total expense ​ 5,126 ​ 4,567 ​ 4,388 Income before provision for income taxes ​ 25,960 ​ 21,364 ​ 19,657 Income tax benefit ​ (1,465) ​ (2,366) ​ (1,035) Net income ​ $ 27,425 ​ $ 23,730 ​ $ 20,692 ​ BAYCOM CORP STATEMENTS OF CASH FLOWS For the years ended December 31, 2023, 2022 and 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2023 2022 2021 ​ ​ ​ ​ ​ ​ (As Restated) ​ ​ ​ Cash flows from operating activities: ​ ​ ​ ​ Net income ​ $ 27,425 ​ $ 23,730 ​ $ 20,692 Adjustments to reconcile net income to net cash provided by (used in) operating activities: ​ ​ ​ Income from bank subsidiary ​ (31,189) ​ (29,683) ​ (23,376) Dividend from bank subsidiary ​ 40,000 ​ 10,000 ​ — Gain on sale of securities ​ ​ — ​ ​ — ​ ​ (41) Income tax benefit ​ (1,465) ​ (2,366) ​ (1,035) Accretion of premiums/discounts on investment securities ​ ​ 31 ​ ​ 162 ​ ​ 40 Loss on equity securities ​ ​ 1,141 ​ ​ 4,573 ​ ​ — Accretion on junior subordinated debentures ​ 251 ​ 250 ​ 251 Stock-based compensation expense ​ 726 ​ 1,022 ​ 1,407 Increase (decrease) in deferred tax asset ​ ​ 329 ​ ​ (189) ​ ​ — Increase (decrease) in interest receivable and other assets ​ 1,314 ​ 1,356 ​ (230) (Decrease) increase in interest payable and other liabilities ​ (893) ​ 24 ​ 2 Net cash provided by (used in) operating activities ​ 37,670 ​ 8,879 ​ (2,290) Cash flows from investing activities: ​ ​ ​ Capital contribution to subsidiary ​ (719) ​ (1,217) ​ (1,400) Purchase of equity securities ​ ​ — ​ ​ — ​ ​ (18,330) Net cash received for acquisitions ​ — ​ 275 ​ — Net cash used in investing activities ​ (719) ​ (942) ​ (19,730) Cash flows from financing activities: ​ ​ ​ Repurchase of common stock ​ (24,114) ​ (17,959) ​ (11,551) Cash dividends paid on common stock ​ ​ (3,637) ​ ​ (2,020) ​ ​ — Net cash used in financing activities ​ (27,751) ​ (19,979) ​ (11,551) Increase (decrease) in cash and cash equivalents ​ 9,200 ​ (12,042) ​ (33,571) Cash and cash equivalents at beginning of period ​ 3,837 ​ 15,879 ​ 49,450 Cash and cash equivalents at end of period ​ $ 13,037 ​ $ 3,837 ​ $ 15,879 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Supplemental disclosure of cash flow information: ​ ​ ​ ​ ​ ​ ​ ​ ​ Non-cash investing activities: ​ ​ ​ ​ ​ ​ ​ ​ ​ Change in unrealized (loss) gain on securities AFS, net of tax ​ ​ (3,031) ​ ​ — ​ ​ 531 Cash dividends declared on common stock not yet paid ​ ​ (1,158) ​ ​ 644 ​ ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Acquisition: ​ ​ ​ ​ ​ ​ ​ ​ ​ Common stock issued ​ ​ — ​ ​ 64,140 ​ ​ — ​

ORGANIZATION AND SUMMARY OF S_2

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIESS (Policies)	12 Months Ended
	Dec. 31, 2023
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. The accounting and reporting policies of the Company conform to U.S. GAAP, general practice, and regulatory guidance within the banking industry. All material intercompany transactions and accounts have been eliminated in consolidation. For financial reporting purposes, the Grantor Trusts are accounted for under the equity method and are included in other assets on the consolidated balance sheets. The junior subordinated debentures issued and guaranteed by the Company and held by the Grantor Trusts are reflected as liabilities on the Company’s consolidated balance sheets. The accounting preparation of consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Significant accounting estimates reflected in the consolidated financial statements include the allowance for credit losses on loans. Actual results could differ from these estimates. Amounts presented in the consolidated financial statements and footnote tables are rounded and presented to the nearest thousands of dollars except per share amounts. If the amounts are above $1.0 million, they are rounded one decimal point, and if they are above $1.0 billion, they are rounded two decimal points.
Business Combinations	Business Combinations We apply the acquisition method of accounting for business combinations. Under the acquisition method, the acquiring entity in a business combination recognizes all the identifiable assets acquired and liabilities assumed at their acquisition date fair values. Management utilizes prevailing valuation techniques appropriate for the asset or liability being measured in determining these fair values. Any excess of the purchase price over amounts were measured at estimated fair values, as required by the acquisition method of accounting for business combinations Financial Accounting Standards Board (“FASB”) ASC 805, Business Combinations. Management made significant estimates and exercised significant judgment in accounting for the acquisition. On February 1, 2022, the Company acquired all of the assets and assumed all of the liabilities of Pacific Enterprise Bancorp (“PEB”) and its wholly owned subsidiary, Pacific Enterprise Bank
Cash and Cash Equivalents	Cash and Cash Equivalents Cash equivalents are defined as short-term, highly liquid investments both readily convertible into known amounts of cash and so near maturity that there is insignificant risk of change in value because of changes in interest rates. Generally, only investments with original maturities of three months or less at the time of purchase qualify as cash equivalents. Cash and cash equivalents include cash and due from banks and federal funds sold. Generally, banks are required to maintain noninterest bearing cash reserves equal to a percentage of certain deposits. For the years ended December 31, 2023 and 2022, $166.3 million and $176.8 million in reserve balances were required, respectively. As of December 31, 2023 and 2022, the Company had cash deposits at other financial institutions in excess of Federal Deposit Insurance Corporation (“FDIC”) insured limits. The Company places these deposits with major financial institutions and management monitors the financial condition of these institutions and believes the risk of loss to be minimal. At both December 31, 2023 and December 31, 2022, the Company did not hold interest bearing money market accounts in these financial institutions.
Interest Bearing Deposits in Banks	Interest Bearing Time Deposits in Banks The Company invests in certificates of time deposits with other banks. At December 31, 2023 and 2022, the certificates of time deposits with other banks totaled $1.2 million and $2.2 million, with a yield of 2.64% and 2.77%, respectively. These deposits do not exceed FDIC limits and mature between one
Investment Debt Securities Available-for-Sale	Investment Debt Securities Available-for-Sale Investment debt securities AFS include bonds, notes, mortgage-backed securities, and debentures not classified as held-to-maturity securities. These securities are carried at estimated fair value with unrealized holding gains and losses, net of tax impact, if any, reported as a net amount in a separate component of shareholders’ equity, accumulated other comprehensive income (loss), until realized. Gains and losses on the sale of AFS debt securities are determined using the specific identification method. The amortization of premiums and accretion of discounts are recognized as adjustments to interest income over the period to maturity. Investments with fair values that are less than amortized costs are considered impaired. Impairment may result from either a decline in the financial condition of the issuing entity or in the case of fixed interest rate investments, from rising interest rates. At each financial statement date management assesses each investment to determine if impaired investments are temporarily impaired or if the impairment is other than temporary. This assessment includes a determination of whether the Company intends to sell the security, or it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis less any current-period credit losses. For debt securities that are considered other than temporarily impaired and that the Company does not intend to sell and will not be required to sell prior to recovery of the amortized cost basis, the amount of impairment is separated into the amount that is credit related (credit loss component) and the amount due to all other factors. The credit loss component is recognized in earnings and is calculated as the difference between the security’s amortized costs basis and the present value of its expected future cash flows. The remaining difference between the security’s fair value and the present value of the future expected cash flow is deemed to be due to factors that are not credit related and is recognized in other comprehensive income (loss).
Allowance for Credit Losses for Investment Debt Securities Available-For-Sale	Allowance for Credit Losses for Investment Debt Securities Available-For-Sale Prior to the adoption of ASU 2016-13, declines in the fair value of securities below their cost deemed to be other-than-temporary impairment ("OTTI") were reflected in operations as realized losses. Upon adoption of ASU 2016-13, for investment debt securities available-for-sale in a loss position, the Company evaluates whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or noncredit-related factors. Impairment may result from either a decline in the financial condition of the issuing entity or in the case of fixed interest rate investments, from rising interest rates. In making this assessment, management considers the length of time and the extent to which fair value is less than amortized cost, the nature of the security, the underlying collateral, and the financial condition and prospects of the issuer, among other factors. This assessment also includes a determination of whether the Company intends to sell the security, or it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis less any current-period credit losses. Any impairment that is not credit related is recognized in other comprehensive income, net of applicable taxes. Credit-related impairment is recognized as an allowance for credit losses on the balance sheet, limited to the amount by which the amortized cost basis exceeds the fair value, with a corresponding adjustment to earnings. Changes in the allowance for available-for-sale securities are recorded as provision for (or reversal of) credit loss. However, if the uncollectibility of an available-for-sale security is confirmed or if the Company intends to sell an impaired available-for-sale debt security or more likely than not will be required to sell such a security before recovering its amortized cost basis, the entire impairment amount is recognized in earnings with a corresponding adjustment to the security's amortized cost basis. ​
Investment Equity Securities	Investment Equity Securities Equity securities include marketable preferred stock. These securities are carried at estimated fair value with changes in unrealized holding gains and losses reported as part of non-interest income on the consolidated statement of income. Gains and losses on the sale of equity securities are determined using the specific identification method. The amortization of premiums and accretion of discounts are recognized as adjustments to interest income over the period to maturity.
Federal Home Loan Bank Stock	Federal Home Loan Bank Stock As a member of the FHLB, the Bank is required to own common stock in the FHLB based on the level of borrowings and outstanding FHLB advances. FHLB stock is carried at cost and is periodically evaluated for impairment based on ultimate recovery of par value. Cash dividends from the FHLB are reported as interest income.
Federal Reserve Bank Stock	Federal Reserve Bank Stock As a member of the FRB, the Bank is required to own stock in the FRB of San Francisco based on a specified ratio relative to our capital. FRB stock is recorded at cost and redeemable at par value. FRB stock is periodically evaluated for impairment based on ultimate recovery of par value. Cash dividends are reported as interest income.
Loans	Loans Loans are stated at the principal amount outstanding, net of the allowance for credit losses, net deferred fees, and unearned discounts, if any. The Company holds loans receivable primarily for investment purposes. The Company purchases and sells interests in certain loans referred to as participations. The participations are sold without recourse. Interest on loans is calculated and accrued daily using the simple interest method based on the daily amount of principal outstanding. Generally, loans with temporarily impaired values and loans to borrowers experiencing financial difficulties are placed on nonaccrual even though the borrowers continue to repay the loans as scheduled. When the ability to fully collect nonaccrual loan principal is in doubt, cash payments received are applied first to principal until such time as full collection of the remaining recorded balance is expected. Loans are returned to accrual basis when principal and interest payments are being paid currently and full payment of principal and interest is probable. The Paycheck Protection Program (“PPP”), established by the Coronavirus Aid, Relief, and Economic Security Act of 2020 ("CARES Act") and implemented by the U.S. Small Business Administration (“SBA”), provided the Bank with delegated authority to process and originate PPP loans. When certain criteria are met, PPP loans are subject to forgiveness and the Bank will receive payment of the forgiveness amount from the SBA. PPP loans have a contractual term of two or five years and provide borrowers with an automatic payment deferral of principal and interest. PPP processing fees are deferred and recognized into interest income on straight line basis over the contractual life of the loans, but may be accelerated upon forgiveness or prepayment. The SBA guarantees 100% of the PPP loans made to eligible borrowers. The PPP expired on May 31, 2021.
Loans Purchased	Loans Purchased and Acquired From time to time, the Company may purchase whole-loans including multi-family residential, single-family residential and commercial and industrial loans both inside and outside its markets, to augment our loan portfolio. The purchase decision is usually based on several factors, including current loan origination volumes, market interest rates, excess liquidity, our continuous efforts to meet the credit needs of certain borrowers under the Community Reinvestment Act (“CRA”), as well as other asset/liability management strategies. All of the purchased loans are selected using the Bank’s normal underwriting criteria at the time of purchase, or in some cases guaranteed by third parties. Discounts or premiums on purchased loans are accreted or amortized to interest income using the effective interest method or straight-line method over the remaining period to contractual maturity.
Purchased Credit Deteriorated Loans	The Company adopted ASC 326 using the prospective transition approach for financial assets purchased with credit deterioration (“PCD”) that were previously classified as purchase credit impaired (“PCI”) and accounted for under ASC 310-30. In accordance with the Standard, management did not reassess whether PCI assets met the criteria of PCD assets as of the date of adoption. The remaining noncredit discount (based on the adjusted amortized costs basis) will be accreted into interest income at the effective interest rate as of adoption. An allowance for credit losses is established as of the acquisition date or upon the adoption of CECL for loans previously classified as acquired impaired, as PCD loans are no longer recorded net of a credit-related acquisition adjustment. ​ Acquired PCD loans ​ The Company has purchased loans, some of which have experienced more than insignificant credit deterioration since origination. PCD assets are assets acquired at a discount that is due, in part, to credit quality deterioration since origination which may be determined through observation of missed payments, downgrade in risk rating, deterioration of a borrower's financial trends or other observable factors including subjectivity utilized by management. Acquired non-PCD loans Acquired non-PCD loans under business combinations are accounted for under ASC Subtopic 310-20, Receivables Nonrefundable Fees and Other Costs recorded at the acquisition date. As a result, an allowance for credit losses is determined at the acquisition date using the same methodology as other loans held for investment and is recognized as a provision for credit losses in the consolidated statement of operations. Any subsequent deterioration (improvement) in credit quality is recognized by recording a provision for (recapture of) credit losses.
Loan Fees and Costs	Loan Fees and Costs Loan origination fees, commitment fees, direct loan origination costs and purchase premiums and discounts on loans are deferred and recognized as an adjustment of yield, to be amortized to interest income over the contractual term of the loan. Other loan fees and charges which represent income from delinquent payment charges, and miscellaneous loan or letter of credit services, are recognized as noninterest income when collected. Salaries, employee benefits and other expenses totaling $663,000 and $2.2 million were deferred as loan origination costs for the years ended December 31, 2023 and 2022, respectively.
Allowance for Credit Losses on Loans	Allowance for Credit Losses on Loans The Company measures credit losses under ASU 2016-03 Financial Instruments — Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, which replaced the incurred loss methodology, and is referred to as the current expected credit loss, or CECL, methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized costs, including loan receivables. Allowance for credit losses at December 31, 2023 is estimated under CECL whereas at December 31, 2022, the allowance for loan losses is estimated under the incurred loss methodology. The allowance for credit losses is the combination of the allowance for credit losses for loans and the reserve for unfunded loan commitments. The allowance for credit losses for loans is reported as a reduction of the amortized cost basis of loans, while the reserve for unfunded loan commitments is included within "Interest payable and other liabilities" on the consolidated balance sheets. The amortized cost basis of loans does not include accrued interest receivable, which is included in "Interest receivable and other assets" on the consolidated balance sheets. The "Provision for credit losses" on the consolidated statements of income (loss) is a combination of the provision for credit losses for loans, unfunded loan commitments, and investment securities available-for-sale. ​ The allowance for credit losses on loans is a valuation account that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans. Loans are charged off against the allowance when management believes uncollectibility of loan is confirmed. Expected recoveries do not exceed the aggregate of amounts previously charged off and expected to be charged off. Periodically, the Company charges current earnings with provisions for estimated probable losses of loans receivable. Regardless of the determination that a charge-off is appropriate for financial accounting purposes, the Company manages its loan portfolio by continually monitoring, where possible, a borrower's ability to pay through the collection of financial information, delinquency status, borrower discussion and the encouragement to repay in accordance with the original contract or modified terms, if appropriate. Management estimates the allowance using relevant information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. The allowance for credit losses is measured on a collective (pool) basis when similar risk characteristics exist. The CECL model utilizes a discounted cash flow ("DCF") method to measure the expected credit losses on loans collectively evaluated that are sub-segmented by loan pools with similar credit risk characteristics, which generally correspond to federal regulatory reporting codes (i.e., Call Report codes), with PCD assets pooled separately by similar loan pools to evaluate and measure the allowance for credit losses. In its loss forecasting framework, the Company incorporates forward-looking information through the use Federal Reserve Economic Data, more specifically macroeconomic forecasts such as national unemployment rates and national gross domestic product. A loan may be considered to be placed on nonaccrual when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as nonaccrual. Loans that do not share risk characteristics are evaluated on an individual basis. Loans evaluated individually are not included in the collective evaluation. When management determines that foreclosure is probable, expected credit losses are based on the fair value of the collateral, adjusted for undiscounted selling costs as appropriate. When the discounted cash flow method is used to determine the allowance for credit losses, management does not adjust the effective interest rate used to discount expected cash flows to incorporate expected prepayments, or the loan’s obtainable market price. Expected credit losses are estimated over the contractual term of the loans, adjusted for expected prepayments when appropriate. The contractual term excludes expected extensions, renewals, and modifications unless either of the following applies: management has a reasonable expectation at the reporting date that a loan modification will be executed with an individual borrower, or the extension or renewal options are included in the original or modified contract at the reporting date and are not unconditionally cancellable by the Company. ​ Portfolio segments identified by the Company include commercial and industrial, construction and land, commercial real estate including multifamily, residential real estate and consumer. This evaluation is inherently subjective and requires estimates that are susceptible to significant change as additional or new information becomes available. Relevant risk characteristics for the Company’s loan portfolio segments include vintage of the loan, debt service coverage, loan-to-value ratios and other financial performance ratios. ​ The Company evaluates and assigns a risk grade to each loan based on certain criteria to assess the credit quality of each loan. The assignment of a risk rating is done for each individual loan. Loans are graded from inception and on a continuing basis until the debt is repaid. Any adverse or beneficial trends will trigger a review of the loan risk rating. Each loan is assigned a risk grade based on its characteristics. Loans with low to average credit risk are assigned a lower risk grade than those with higher credit risk as determined by the individual loan characteristics. See Note 5 of the Notes to Consolidated Financial Statements for loan risk rating definitions. ​ PCD assets are assets acquired at a discount that is due, in part, to credit quality deterioration since origination which may be determined through observation of missed payments, downgrade in risk rating, deterioration of a borrower's financial trends or other observable factors including subjectivity utilized by management. PCD assets are initially recorded at fair value, by taking the sum of the present value of expected future cash flows and an allowance for credit losses, at acquisition. The allowance for credit losses for PCD assets is recorded through a gross-up of reserves on the consolidated balance sheets, while the allowance for acquired non-PCD assets, such as loans, is recorded through the provision for credit losses on the consolidated statements of income, consistent with originated loans. Subsequent to acquisition, the allowance for credit losses for PCD loans will generally follow the same forward-looking estimation, provision, and charge-off process as non-PCD acquired and originated loans. ​ For additional information regarding CECL, see “Critical Accounting Estimates” in “Item 7- Management’s Discussion and Analysis of Financial Condition and Results of Operations. ​
Reserve for Unfunded Commitments	​
Modifications for Financial Difficulty	​ Modifications for Financial Difficulty ​ The adoption of ASU 2022-02 on January 1, 2023 eliminated the recognition and measurement of trouble debt restructuring (“TDRs”) and enhanced the disclosures for modifications to loans related to borrowers experiencing financial difficulties. Modified loans and leases are reviewed to determine if the modification was done for borrowers experiencing financial difficulty. The concessions may be granted in various forms, including a reduction in the stated interest rate, reduction in the loan balance or accrued interest, extension of the maturity date, or a combination of these. The Company measures any loss on the modified loan to a borrower experiencing financial difficulty in accordance with the guidance concerning individually evaluated loans set forth above. Additionally, modified loans to borrowers experiencing financial difficulties are generally placed on nonaccrual status at the time of restructuring. These loans are returned to accrual status after the borrower demonstrates performance with the modified terms for a sustained period of time (generally six months) and has the capacity to continue to perform in accordance with the modified terms of the restructured debt.
Other Real Estate Owned	Other Real Estate Owned OREO acquired through, or in lieu of, foreclosure is held-for-sale and initially recorded at fair value, less selling expenses. At transfer, any write-downs to fair value are charged to the allowance for credit losses. Costs to hold OREO are expensed when incurred. After transfer, the Company obtains updated appraisals or market valuation analyses on all OREO, and is able to update information collected at time of transfer. If the periodic valuation indicates a decline in the fair value below recorded carrying value, an additional write-down or valuation allowance for OREO losses is established as a charge to earnings. Fair value is based on current market conditions, appraisals, and estimated sales values of similar properties. Operating expenses of such properties, net of related income, are included in other expenses.
Premises and Equipment	Premises and Equipment Land is carried at cost. Premises and equipment are stated at historical cost less accumulated depreciation or amortization. Depreciation is determined using the straight-line method based on the estimated useful lives of the assets. ​ ​ ​ ​ ​ Estimated useful life (years) Buildings Up to 27.5 years Furniture, fixtures, and equipment ​ 3 to 7 years Leasehold improvements ​ Shorter of useful lives or the terms of the leases ​ ​ When assets are sold or otherwise disposed of, the cost and related accumulated depreciation or amortization are removed from the accounts, and any resulting gain or loss is recognized in noninterest income. The cost of maintenance and repairs is charged to expense as incurred. Annually at the end of each year, the Company evaluates premises and equipment for impairment as events or changes in circumstances indicate that the carrying amount of such assets may not be fully recoverable.
Operating Lease Right of Use Assets and Liabilities	Operating Lease Right of Use Assets and Liabilities The Company determines if a lease is present at the inception of an agreement. Operating leases are capitalized at commencement and are discounted using the Company’s FHLB borrowing rate for a similar term borrowing unless the lease defines an implicit rate within the contract. ​ The operating lease right of use (“ROU”) assets represent the Company’s right to use an underlying asset for the lease term, and the operating lease liabilities represent the obligation to make lease payments arising from the lease. Operating lease ROU assets and operating lease liabilities are recognized on the lease commencement date based on the present value of lease payments over the lease term. Some of the Company's lease agreements include options to renew at the Company's discretion. The extensions are not reasonably certain to be exercised, therefore they were not considered in the calculation of the ROU asset and lease liability. No significant judgments or assumptions were involved in developing the estimated operating lease liabilities as the Company’s operating lease liabilities largely represent future rental expenses associated with operating leases and the borrowing rates are based on publicly available interest rates.
Goodwill, Core Deposit Intangible and Long-Lived Assets	Goodwill, Core Deposit Intangible and Long-Lived Assets Goodwill is determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquire, over the fair value of the net assets acquired and the liabilities assumed as of the acquisition date. is reviewed for impairment annually, or between annual assessments if a triggering event occurs or circumstances change that would more likely than not result in the fair value of a reporting unit below its carrying amount. We make a qualitative assessment whether it is more likely than not that the fair value of a reporting unit where goodwill is assigned is less than its carrying amount. Such indicators may include, among others: a significant adverse change in legal factors or in the general business climate; significant decline in the Company’s stock price and market capitalization; unanticipated competition; and an adverse action or assessment by a regulator. Any adverse changes in these factors could have a significant impact on the recoverability of goodwill and could have a material impact on our financial condition and results of operations. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Core deposit intangible represents the estimated future benefit of deposits related to an acquisition and is booked separately from the related deposits and amortized over an estimated useful life of three
Bank Owned Life Insurance	Bank Owned Life Insurance BOLI policies are maintained on certain key current officers. BOLI is recorded on the consolidated balance sheets at the amount that can be realized based on cash surrender value.
Transfers of Financial Assets	Transfers of Financial Assets Transfers of an entire financial asset, a group of financial assets, or a participating interest in an entire financial asset are accounted for as sales when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. The Company may sell certain portions of government guaranteed loans in the secondary market. These sales are recorded by the Company when control is surrendered and any warranty period or recourse provision expires.
Servicing Assets and Liabilities	Servicing Assets and Liabilities In connection with the sale of the Company’s SBA loans, the Company recognizes servicing assets when servicing rights are retained. The gain or loss on sale of loans depends in part on the previous carrying amount of the financial assets involved in the transfer, allocated between the assets sold and the retained interests based on their relative fair value at the date of transfer. All servicing assets and liabilities are initially measured at fair value. The Company initially recognizes and measures at fair value servicing rights obtained by SBA loan sales. The Company subsequently measures these servicing assets by using the amortization method, which amortizes servicing assets in proportion to, and over the period of, estimated net servicing income. The amortization of the servicing assets is analyzed periodically for impairment, and is adjusted to reflect changes in prepayment rates and other estimates. The servicing asset and the related amortization are netted against other non-operating income in the consolidated statement of income. Gain or loss on sale of loans is included in noninterest income. Loans serviced for others totaled $216.6 million and $272.8 million as of December 31, 2023 and 2022, respectively. Servicing assets, included in interest receivable and other assets in the consolidated statements of financial condition, totaled $1.3 million and $2.1 million as of December 31, 2023 and 2022, respectively. There were no servicing liabilities, included in interest payable and other liabilities on the consolidated balance sheets at both December 31, 2023 and December 31, 2022.
Loans Held for Sale	Loans Held for Sale Periodically, the Company sells loans and retains the servicing rights. The gain or loss on sale of loans depends in part on the previous carrying amount of the financial assets involved in the transfer, allocated between the assets sold and the retained interests based on their relative fair value at the date of transfer. The portions of the SBA loans that are guaranteed by the SBA are classified by management as loans held for sale since the Company intends to sell these loans. Loans held for sale are recorded at their lower aggregate cost or estimated fair value. During 2023, the Company sold $7.2 million of SBA loans (guaranteed portion) in the secondary market, all of which settled by end of year 2023. During 2022, the Company sold $34.0 million of SBA loans (guaranteed portion) the secondary market, all of which settled by end of year 2022. The fair value of SBA loans held for sale is based primarily on prices that secondary markets are currently offering for loans with similar characteristics. Net unrealized losses, if any, are recognized through a valuation allowance through a charge to income. The carrying value of SBA loans held for sale is net of premiums as well as deferred originations fees and costs. Premiums and net origination fees and costs are deferred and included in the basis of the loans in calculating gains or losses upon sale. SBA loans are generally secured by the borrowing entities’ assets such accounts receivable, property and equipment and other business assets. The Company generally recognizes gains and losses on these loan sales based on the differences between the sales proceeds received and the allocated carrying value of the loans sold (which can include deferred premiums and net origination fees and costs). The non-guaranteed portion of the SBA loans is not typically sold by the Company and is classified as held for investment.
Income Taxes	Income Taxes The Company and the Bank file a United States consolidated federal income tax return and file state income tax returns, most notably in California, Colorado and New Mexico. Income taxes are accounted for using the asset and liability method. Under such method, deferred tax assets and liabilities are recognized for the future tax consequences of differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis (temporary differences). Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rate is recognized in the period of change. A valuation allowance is established to reduce the deferred tax asset to the level at which it is “more likely than not” that the tax asset or benefits will be realized. Realization of tax benefits of deductible temporary differences and operating loss carry forwards depends on having sufficient taxable income of an appropriate character within the carry forward periods. The determination, recognition, and measurement of deferred tax assets and the requirement for a related valuation allowance is based on estimated future taxable income. The Company recognizes that the tax effects from an uncertain tax position can be recognized in the financial statements only if, based on its merits, the position is more likely than not to be sustained on audit by the taxing authorities. Accrued interest and penalties related to unrecognized tax benefits in tax expense.
Revenue Recognition	Revenue Recognition The Company records revenue from contracts with clients in accordance with ASC Topic 606, “Revenue from Contracts with Clients” (“Topic 606”). Under Topic 606, the Company must identify the contract with a client, identify the performance obligations in the contract, determine the transaction price, allocate the transaction price to the performance obligations in the contract, and recognize revenue when (or as) the Company satisfies a performance obligation. Most of our revenue-generating transactions are not subject to Topic 606, including revenue generated from financial instruments, such as our loans and investment securities. In addition, certain noninterest income streams such as fees associated with mortgage servicing rights, financial guarantees, derivatives, and certain credit card fees are also not in scope of the new guidance. The Company’s noninterest revenue streams are largely based on transactional activity, or standard month-end revenue accruals such as asset management fees based on month-end market values. Consideration is often received immediately or shortly after the Company satisfies its performance obligation and revenue is recognized. The Company does not typically enter into long-term revenue contracts with clients, and therefore, does not experience significant contract balances. As of December 31, 2023 and December 31, 2022, the Company did not have any significant contract balances. The following are descriptions of revenues within the scope of ASC 606. Deposit fees and service charges The Company earns fees from its deposit clients for account maintenance, transaction-based and overdraft services. Account maintenance fees consist primarily of account fees and analyzed account fees charged on deposit accounts monthly. The performance obligation is satisfied and the fees are recognized monthly as the service period is completed. Transaction-based fees on deposit accounts are charged to deposit clients for specific services provided to the client, such as non-sufficient funds fees, overdraft fees, and wire fees. The performance obligation is completed as the transaction occurs and the fees are recognized at the time each specific service is provided to the client. Debit and ATM interchange fee income and expenses Debit and ATM interchange income represent fees earned when a debit card issued by the Company is used. The Company earns interchange fees from debit cardholder transactions through the Visa payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. The performance obligation is satisfied and the fees are earned when the cost of the transaction is charged to the cardholders’ debit card. Certain expenses directly associated with the credit and debit card are recorded on a net basis with the interchange income. Merchant fee income Merchant fee income represents fees earned by the Company for card payment services provided to its merchant clients. The Company outsources these services to a third party to provide card payment services to these merchants. The third-party provider passes the payments made by the merchants through to the Company. The Company, in turn, pays the third-party provider for the services it provides to the merchants. These payments to the third party provider are recorded as expenses as a net reduction against fee income. In addition, a portion of the payment received represents interchange fees which are passed through to the card issuing bank. Income is primarily earned based on the dollar volume and number of transactions processed. The performance obligation is satisfied and the related fee is earned when each payment is accepted by the processing network. Gain/loss on other real estate owned, net The Company records a gain or loss from the sale of other real estate owned when control of the property transfers to the buyer, which generally occurs at the time of an executed deed of trust. When the Company finances the sale of other real estate owned to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. In determining the gain or loss on sale, the Company adjusts the transaction price and related gain or loss on sale if a significant financing component is present.
Stock Based Compensation	Stock Based Compensation Restricted Equity Grants The Company granted restricted stock to directors and employees in 2023 and 2022. The grant-date fair value of the award is amortized on the straight-line basis over the requisite service period, which is generally the vesting period, as compensation expense in salaries and benefits for employees and other noninterest expense for directors.
Earnings per Share	Earnings per Share Earnings per share (“EPS”) is computed using the two-class method. Basic EPS is computed by dividing net income available to common stockholders by the weighted average number of common shares outstanding during the period, excluding any participating securities. Participating securities include unvested restricted shares. Unvested restricted shares are considered participating securities because holders of these securities receive non-forfeitable dividends at the same rate as the holders of the Company’s common stock. Diluted EPS is computed by dividing net income available to common stockholders adjusted for reallocation of undistributed earnings of unvested restricted shares by the weighted average number of common shares determined for the basic EPS plus the dilutive effect of common stock equivalents using the treasury stock method based on the average market price for the period. Therefore, under the two-class method the difference in EPS is not significant for these participating securities.
Repurchase of Common Stock	Repurchase of Common Stock In April 2023, the Company’s Board of Directors approved the Company’s seventh stock repurchase program, which was completed in August 2023, authorizing the repurchase of up to 619,000 shares, or approximately 5.0% , of the Company’s outstanding common stock over a one year period. In August 2023, the Company’s Board of Directors approved the Company’s eighth stock repurchase program, authorizing the repurchase of up to 588,000 shares, or approximately 5.0 %, of the Company’s outstanding common stock over a one year period. Under the repurchase programs, the Company was authorized to repurchase its common stock through open market purchases, privately-negotiated transactions, or pursuant to any trading plan adopted in accordance with Rule 10b5-1 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), in compliance with Rule 10b-18 of the Exchange Act. The stock repurchase program does not obligate the Company to acquire any specific number of shares in any period, and may be expanded, extended, modified or discontinued at any time.
Comprehensive Income (Loss)	Comprehensive Income (Loss) Comprehensive income (loss) includes disclosure of other comprehensive income or loss that historically has not been recognized in the calculation of net income or loss. Unrealized gains and losses on the Company’s available-for-sale investment debt securities are included in other comprehensive income or loss. Total comprehensive income or loss and the components of accumulated other comprehensive income are presented as a separate statement of comprehensive income.
Loss Contingencies and Legal Claims	Loss Contingencies and Legal Claims In the normal course of business, the Company may be subject to claims and lawsuits. It is the opinion of management that the disposition or ultimate resolution of such claims and lawsuits, if any, will not have a material adverse effect on the financial position of the Company.
Recent Accounting Guidance Adopted in 2023	Recent Accounting Guidance Adopted in 2023 On January 1, 2023, the Company adopted Accounting Standards Update (“ASU”) 2016-13 Financial Instruments — Credit Losses (ASC 326): Measurement of Credit Losses on Financial Instruments , which replaces the incurred loss methodology that is referred to as the current expected credit loss (“CECL”) methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities. It also applies to off-balance sheet credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments) and net investments in certain leases. In addition, ASU 2016-13 made changes to the accounting for available for sale debt securities. One such change requires increases or decreases in credit losses to be presented as an allowance rather than as a write-down on available for sale debt securities, based on management's intent to sell the security or likelihood the Company will be required to sell the security, before recovery of the amortized cost basis. The Company adopted ASU 2016-13 using the modified retrospective method for all financial assets measured at amortized cost and off-balance sheet credit exposures. Results for the reporting periods beginning on and after January 1, 2023 are presented under ASU 2016-13 while prior period amounts continue to be reported in accordance with previously applicable generally accepted accounting principles in the United States (“GAAP”). The Company adopted ASU 2016-13 using the prospective transition approach for financial assets PCD that were previously classified as purchase credit impaired (“PCI”) and accounted for under ASC 310-30. In accordance with ASU 2016-13, management did not reassess whether PCI assets met the criteria of PCD assets as of the date of adoption. The remaining noncredit discount (based on the adjusted amortized costs basis) will be accreted into interest income at the effective interest rate as of adoption. The Company recognized an increase in the allowance for credit loss on loans totaling $1.5 million (which included a reclassification of the net credit discounts on acquired PCI loans to the allowance for credit losses of $845,000 ) and an increase to the allowance for credit losses on unfunded commitments of $45,000 , as a cumulative effect adjustment from change in accounting policies, with a corresponding after-tax decrease to opening retained earnings of $491,000 . ​ On January 1, 2023, the Company adopted ASU 2022-02 Financial Instruments — Credit Losses: Troubled Debt Restructurings and Vintage Disclosures . ASU 2022-02 eliminates the recognition measurement guidance for troubled debt restructured ("TDR") loans, and instead requires an entity to evaluate whether a modification represents a new loan or a continuation of an existing loan in accordance with ASC Topic 310-20, Receivables - Nonrefundable Fees and Other Costs . On a prospective basis, entities are subject to new disclosure requirements covering modifications of receivables to borrowers experiencing financial difficulty. In addition, ASU 2022-02 requires that an entity include in its vintage disclosures the current period-gross loan charge-offs by year of origination for financing receivables and net investment in leases within the scope of Subtopic 326-20. The Company adopted ASU 2022-02 on January 1, 2023 using a prospective transition method, and has thus far observed no material impact to deferred fees and costs and the related timing of net interest income recognition as a result of adoption. ​
Recent Accounting Guidance Not Yet Effective	Recent Accounting Guidance Not Yet Effective In March 2020, the Financial Accounting Standards Board (“FASB”) issued ASU No. 2020-04, Reference Rate Reform (Topic 848) ​ In December 2022, the FASB issued ASU No. 2022-06, Reference Rate Reform (Topic 848): Deferral of the Sunset Date of Topic 848. The objective of the guidance in Topic 848 was to provide temporary relief during the transition period, as noted in the discussion of ASU 2020-04 above, under which the sunset provision was based on an expectation that the LIBOR would cease being published after December 31, 2021. In March 2021, the UK Financial Conduct Authority announced that the intended cessation date of certain tenors of USD LIBOR would be June 30, 2023, which is beyond the current sunset date of Topic 848. Therefore, this amendment deferred the sunset date of Topic 848 from December 31, 2022 to December 31, 2024.
Subsequent Events	Subsequent Events Management has evaluated subsequent events for potential recognition and disclosure through the date the financial statements were issued.
Reclassifications	Reclassifications Certain prior year amounts are reclassified to conform to the current year presentation. None of the reclassifications impact net income or earnings per common share. ​
Restatement of Previously Issued Consolidated Financial Statements	Restatement of Previously Issued Consolidated Financial Statements ​ On July 18, 2023, the audit committee of the Company’s board of directors concluded that the Company’s previously issued unaudited interim consolidated financial statements for the period ended March 31, 2023 and the consolidated financial statements for the year ended December 31, 2022, as well as for the unaudited interim periods included in that fiscal year (collectively, “Restated Periods”), should no longer be relied upon because of errors related to the accounting for unrealized losses on preferred equity securities that resulted in material misstatements of noninterest income and accumulated other comprehensive income. ​ At the time of its purchase of the preferred equity securities for investment purposes, the Company inappropriately accounted for them as available-for-sale debt securities under Accounting Standards Codification (“ASC”) Topic 320 – Investments-Debt Securities Investments-Equity Securities ​ On July 25, 2023, the Company filed amendments to its Quarterly Reports on Form 10-Q for the quarterly periods ended March 31, 2023, September 30, 2022, June 30, 2022, and March 31, 2022, and its Form 10-K for the year ended December 31, 2022, (the “Original Reports”) with the Securities and Exchange Commission (“SEC”), to reflect the restatement of the Company’s consolidated financial statements for the Restated Periods (the “Amended Form 10-Qs” and the “Amended Form 10-K,” collectively, the “Amended Reports”). ​ As disclosed in the Original Reports, the Company recorded the change, net of taxes, in the fair value of preferred equity securities as part of other comprehensive loss, net of taxes, under ASC Topic 320 – Investments-Debt Securities Investments-Equity Securities ​ For additional information on the effects of the restatement, see Note 2 Restatement of Consolidated Financial Statements in the Notes to Consolidated Financial Statements contained in the Amended Form 10-K and Note 3. Restatement of the Consolidated Financial Statements in the Notes to Condensed Consolidated Financial Statements contained in each of the Amended Form 10-Qs.

ORGANIZATION AND SUMMARY OF S_3

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)	12 Months Ended
	Dec. 31, 2023
Accounting Policies [Abstract]
Schedule of estimated useful lives of the assets	​ ​ ​ ​ ​ Estimated useful life (years) Buildings Up to 27.5 years Furniture, fixtures, and equipment ​ 3 to 7 years Leasehold improvements ​ Shorter of useful lives or the terms of the leases

ACQUISITIONS (Tables)

ACQUISITIONS (Tables)	12 Months Ended
	Dec. 31, 2023
Business Combinations [Abstract]
Schedule of fair value of the assets acquired and liabilities assumed	​ ​ ​ ​ ​ ​ ​ PEB ​ ​ Acquisition ​ ​ ​ Date ​ ​ ​ February 1, 2022 ​ Fair value of assets: ​ Cash and due from banks ​ $ 5,350 ​ Total cash and cash equivalents ​ 5,350 ​ ​ ​ ​ ​ ​ Interest bearing deposits in banks ​ 13,348 ​ Investment securities available-for-sale ​ ​ 3 ​ FHLB stock, at par ​ 2,294 ​ FRB stock, at par ​ 942 ​ Loans, net ​ 412,851 ​ Premises and equipment, net ​ ​ 221 ​ Core deposit intangible ​ 756 ​ Deferred tax assets, net ​ 1,192 ​ Interest receivable and other assets ​ ​ 9,178 ​ Total assets acquired ​ 446,135 ​ Liabilities: ​ ​ Deposits ​ ​ Noninterest bearing ​ 60,006 ​ Interest bearing ​ 316,679 ​ Total Deposits ​ 376,685 ​ ​ ​ ​ ​ ​ Interest payable and other liabilities ​ ​ 3,370 ​ Total liabilities assumed ​ ​ 380,055 ​ ​ ​ ​ ​ ​ Stock consideration ​ 64,140 ​ Cash consideration ​ 275 ​ Bargain purchase gain ​ $ 1,665 ​ ​ ​ The following table presents the net assets acquired and the estimated fair value adjustments, which resulted in goodwill at the acquisition date: ​ ​ ​ ​ ​ ​ ​ PEB ​ ​ Acquisition ​ ​ ​ Date ​ ​ ​ February 1, 2022 ​ Book value of net assets acquired ​ $ 61,469 ​ Fair value adjustments: ​ ​ Loans, net ​ 5,840 ​ Premises and equipment, net ​ ​ 26 ​ Core deposit intangible ​ 756 ​ Time deposits ​ ​ (869) ​ Reserve for unfunded commitments ​ 283 ​ Write-up right-of-use asset ​ 439 ​ Total purchase accounting adjustments ​ 6,475 ​ ​ ​ ​ ​ ​ Tax effect of purchase accounting adjustments at 27.9% ​ (1,864) ​ Fair value of assets acquired ​ 66,080 ​ Value of stock issued/cash paid for stock options ​ 64,415 ​ Bargain purchase gain ​ $ 1,665 ​ ​
Schedule of unaudited pro forma net interest income, net income and earnings per share	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ ​ ​ ​ ​ 2023 ​ 2022 (As Restated) ​ ​ ​ Net interest income ​ ​ $ 97,874 ​ $ 97,566 ​ ​ ​ Net income ​ ​ 27,425 ​ 20,992 ​ ​ ​ Basic earnings per share ​ ​ $ 2.27 ​ $ 1.56 ​ ​ ​ Diluted earnings per share ​ ​ ​ 2.27 ​ ​ 1.56 ​ ​ ​
Schedule of acquisition expenses	​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ ​ PEB Severance expense ​ $ 556 Occupancy expense ​ ​ 375 Data processing ​ 1,073 Professional fees ​ 724 Other expenses ​ 347 Total ​ $ 3,075 ​

INVESTMENT SECURITIES (Tables)

INVESTMENT SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost and estimated fair values of securities available-for-sale	The amortized cost, gross unrealized gains and losses, and estimated fair value of securities classified as AFS at the dates indicated are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross Gross ​ ​ ​ ​ ​ Amortized ​ unrealized ​ unrealized ​ Estimated ​ ​ cost ​ gains ​ losses ​ fair value December 31, 2023 ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 21,910 ​ $ 75 ​ $ (1,158) ​ $ 20,827 Mortgage-backed securities ​ 41,048 ​ 194 ​ (3,641) ​ 37,601 Collateralized mortgage obligations ​ 35,019 ​ 256 ​ (2,299) ​ 32,976 SBA securities ​ 5,280 ​ 49 ​ (77) ​ 5,252 Corporate bonds ​ 80,383 ​ 7 ​ (13,894) ​ 66,496 Total ​ $ 183,640 ​ $ 581 ​ $ (21,069) ​ $ 163,152 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross Gross ​ ​ ​ ​ ​ Amortized ​ unrealized ​ unrealized ​ Estimated ​ ​ cost ​ gains ​ losses ​ fair value December 31, 2022 (As Restated) ​ ​ ​ ​ ​ ​ U.S. Government Agencies ​ $ 1,505 ​ $ — ​ $ — ​ $ 1,505 Municipal securities ​ 21,099 ​ 2 ​ (1,544) ​ 19,557 Mortgage-backed securities ​ 37,199 ​ 23 ​ (4,212) ​ 33,010 Collateralized mortgage obligations ​ 28,153 ​ — ​ (2,729) ​ 25,424 SBA securities ​ 4,381 ​ 19 ​ (95) ​ 4,305 Corporate bonds ​ 77,900 ​ 156 ​ (7,853) ​ 70,203 Total ​ $ 170,237 ​ $ 200 ​ $ (16,433) ​ $ 154,004
Schedule of investments classified by contractual maturity date	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023 ​ December 31, 2022 ​ Amortized Estimated Amortized Estimated ​ ​ cost ​ fair value ​ cost ​ fair value ​ ​ ​ ​ ​ ​ ​ ​ (As Restated) ​ (As Restated) Securities AFS ​ ​ ​ ​ Due in one year or less ​ $ 6,397 ​ $ 6,338 ​ $ 4,994 ​ $ 4,960 Due after one through five years ​ 15,909 ​ 14,206 ​ 18,892 ​ 17,925 Due after five years through ten years ​ 102,430 ​ 87,867 ​ 95,071 ​ 85,482 Due after ten years ​ 58,904 ​ 54,741 ​ 51,280 ​ 45,637 Total ​ $ 183,640 ​ $ 163,152 ​ $ 170,237 ​ $ 154,004
Schedule of available-for-sale securities, continuous unrealized loss position, fair value	The estimated fair value and gross unrealized losses for securities AFS aggregated by the length of time that individual securities have been in a continuous unrealized loss position at the dates indicated are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 months ​ 12 months or more ​ Total ​ Estimated Unrealized Estimated Unrealized Estimated Unrealized ​ ​ fair value ​ loss ​ fair value ​ loss ​ fair value ​ loss December 31, 2023 ​ ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 2,483 ​ $ (28) ​ $ 13,975 ​ $ (1,130) ​ $ 16,458 ​ $ (1,158) Mortgage-backed securities ​ ​ 1,369 ​ ​ (30) ​ ​ 26,435 ​ ​ (3,611) ​ ​ 27,804 ​ ​ (3,641) Collateralized mortgage obligations ​ 1,496 ​ ​ (8) ​ ​ 20,713 ​ ​ (2,291) ​ 22,209 ​ (2,299) SBA securities ​ — ​ ​ — ​ ​ 1,610 ​ ​ (77) ​ 1,610 ​ (77) Corporate bonds ​ — ​ ​ — ​ ​ 65,505 ​ ​ (13,894) ​ 65,505 ​ (13,894) Total ​ $ 5,348 ​ $ (66) ​ $ 128,238 ​ $ (21,003) ​ $ 133,586 ​ $ (21,069) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 months ​ 12 months or more ​ Total ​ Estimated Unrealized Estimated Unrealized Estimated Unrealized ​ ​ fair value ​ loss ​ fair value ​ loss ​ fair value ​ loss December 31, 2022 (As Restated) ​ ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 1,147 ​ $ (8) ​ $ 16,843 ​ $ (1,536) ​ $ 17,990 ​ $ (1,544) Mortgage-backed securities ​ — ​ — ​ 31,291 ​ (4,212) ​ 31,291 ​ (4,212) Collateralized mortgage obligations ​ 2,284 ​ (26) ​ 23,140 ​ (2,703) ​ 25,424 ​ (2,729) SBA securities ​ — ​ — ​ 1,416 ​ (95) ​ 1,416 ​ (95) Corporate bonds ​ — ​ — ​ 64,797 ​ (7,853) ​ 64,797 ​ (7,853) Total ​ $ 3,431 ​ $ (34) ​ $ 137,487 ​ $ (16,399) ​ $ 140,918 ​ $ (16,433) ​

LOANS (Tables)

LOANS (Tables)	12 Months Ended
	Dec. 31, 2023
Receivables [Abstract]
Schedule of accounts, notes, loans and financing receivable	The Company’s loan portfolio at the dates indicated is summarized below: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, ​ ​ 2023 ​ 2022 Commercial and industrial (1) ​ $ 162,889 ​ $ 188,538 Construction and land ​ 9,559 ​ 13,163 Commercial real estate ​ 1,668,585 ​ 1,704,716 Residential ​ 86,002 ​ 110,606 Consumer ​ 738 ​ 4,183 Total loans ​ 1,927,773 ​ 2,021,206 Net deferred loan costs (fees) ​ 56 ​ (82) Allowance for credit losses (2) ​ (22,000) ​ (18,900) Net loans ​ $ 1,905,829 ​ $ 2,002,224
Schedule of impaired financing receivables	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial Construction Commercial ​ ​ ​ ​ ​ and industrial ​ and land ​ real estate ​ Residential ​ Consumer ​ Total December 31, 2023 ​ ​ ​ ​ ​ ​ ​ Recorded investment in loans individually evaluated: ​ ​ ​ ​ ​ ​ With no specific allowance recorded ​ $ 273 ​ $ 366 ​ $ 1,298 ​ $ 1,349 ​ $ — ​ $ 3,286 With a specific allowance recorded ​ 1,799 ​ — ​ 7,745 ​ 147 ​ — ​ 9,691 Total recorded investment in loans individually evaluated ​ $ 2,072 ​ $ 366 ​ $ 9,043 ​ $ 1,496 ​ $ — ​ $ 12,977 Specific allowance on loans individually evaluated ​ $ 1,423 ​ $ — ​ $ 3,008 ​ $ 2 ​ $ — ​ $ 4,433 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ ​ ​ ​ ​ ​ Recorded investment in loans individually evaluated: ​ ​ ​ ​ ​ ​ With no specific allowance recorded ​ $ 89 ​ $ — ​ $ 11,706 ​ $ 1,991 ​ $ — ​ $ 13,786 With a specific allowance recorded ​ 789 ​ — ​ 259 ​ 214 ​ — ​ 1,262 Total recorded investment in loans individually evaluated ​ $ 878 ​ $ — ​ $ 11,965 ​ $ 2,205 ​ $ — ​ $ 15,048 Specific allowance on loans individually evaluated ​ $ 687 ​ $ — ​ $ 259 ​ $ 222 ​ $ — ​ $ 1,168
Schedule of debtor troubled debt restructuring, current period	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Number of Rate Term Rate & term ​ ​ ​ % of Total ​ ​ loans ​ modification ​ modification ​ modification ​ Total ​ loans outstanding December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial 2 ​ $ — ​ $ 125 ​ $ — ​ $ 125 ​ ​ 0.08 % Construction and land — ​ — ​ — ​ — ​ — ​ — ​ Commercial real estate 4 ​ — ​ 3,400 ​ — ​ 3,400 ​ 0.20 ​ Residential 1 ​ — ​ ​ 778 ​ — ​ 778 ​ 0.90 ​ Consumer — ​ — ​ — ​ — ​ — ​ — ​ Total 7 ​ $ — ​ $ 4,303 ​ $ — ​ $ 4,303 ​ ​ 0.22 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Number of Rate Term Rate & term ​ ​ ​ % of Total ​ ​ loans ​ modification ​ modification ​ modification ​ Total ​ loans outstanding December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial 2 ​ $ — ​ $ 19 ​ $ — ​ $ 19 ​ ​ 0.01 % Construction and land — ​ — ​ — ​ — ​ — ​ — ​ Commercial real estate 6 ​ — ​ 5,265 ​ — ​ 5,265 ​ 0.31 ​ Residential 2 ​ — ​ 975 ​ — ​ 975 ​ 0.88 ​ Consumer — ​ — ​ — ​ — ​ — ​ — ​ Total 10 ​ $ — ​ $ 6,259 ​ $ — ​ $ 6,259 ​ ​ 0.31 %
Schedule of financing receivable credit quality indicators	The following tables present a summary of loans by type, internally assigned risk grade, year of origination and current period gross charge-offs at the years indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ Term loans - amortized cost by origination year ​ loans ​ ​ ​ ​ 2023 ​ 2022 ​ 2021 ​ 2020 ​ 2019 ​ Prior ​ amortized cost ​ Total December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 26,055 ​ $ 25,039 ​ $ 19,294 ​ $ 22,831 ​ $ 26,008 ​ $ 17,357 ​ $ 17,754 ​ $ 154,338 Special mention ​ ​ — ​ ​ — ​ ​ — ​ ​ 1,323 ​ ​ 932 ​ ​ 1,926 ​ ​ 1,831 ​ ​ 6,012 Substandard ​ ​ — ​ ​ — ​ ​ — ​ ​ 156 ​ ​ 320 ​ ​ 1,039 ​ ​ 1,024 ​ ​ 2,539 Total commercial and industrial ​ $ 26,055 ​ $ 25,039 ​ $ 19,294 ​ $ 24,310 ​ $ 27,260 ​ $ 20,322 ​ $ 20,609 ​ $ 162,889 YTD gross charge-offs ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 27 ​ $ 436 ​ $ — ​ $ 463 Construction and land: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 1,217 ​ $ 6,040 ​ $ — ​ $ 1,177 ​ $ 109 ​ $ 650 ​ $ — ​ $ 9,193 Special mention ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Substandard ​ ​ — ​ ​ — ​ ​ — ​ ​ 366 ​ ​ — ​ ​ — ​ ​ — ​ ​ 366 Total construction and land ​ $ 1,217 ​ $ 6,040 ​ $ — ​ $ 1,543 ​ $ 109 ​ $ 650 ​ $ — ​ $ 9,559 Commercial real estate: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 80,576 ​ $ 397,319 ​ $ 377,165 ​ $ 140,265 ​ $ 180,859 ​ $ 370,887 ​ $ 9,405 ​ $ 1,556,476 Special mention ​ ​ — ​ ​ 10,348 ​ ​ 1,894 ​ ​ 17,001 ​ ​ 15,101 ​ ​ 41,482 ​ ​ — ​ ​ 85,826 Substandard ​ ​ — ​ ​ 158 ​ ​ 946 ​ ​ — ​ ​ 11,579 ​ ​ 13,600 ​ ​ — ​ ​ 26,283 Total commercial real estate ​ $ 80,576 ​ $ 407,825 ​ $ 380,005 ​ $ 157,266 ​ $ 207,539 ​ $ 425,969 ​ $ 9,405 ​ $ 1,668,585 Residential: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ — ​ $ — ​ $ 2,432 ​ $ 4,319 ​ $ 7,986 ​ $ 36,814 ​ $ 32,420 ​ $ 83,971 Special mention ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 437 ​ ​ — ​ ​ — ​ ​ 437 Substandard ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 1,594 ​ ​ — ​ ​ 1,594 Total residential ​ $ — ​ $ — ​ $ 2,432 ​ $ 4,319 ​ $ 8,423 ​ $ 38,408 ​ $ 32,420 ​ $ 86,002 YTD gross charge-offs ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 172 ​ $ 3 ​ $ 175 Consumer: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 65 ​ $ 67 ​ $ — ​ $ 6 ​ $ 18 ​ $ 69 ​ $ 494 ​ $ 719 Special mention ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Substandard ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 19 ​ ​ — ​ ​ — ​ ​ 19 Total consumer ​ $ 65 ​ $ 67 ​ $ — ​ $ 6 ​ $ 37 ​ $ 69 ​ $ 494 ​ $ 738 YTD gross charge-offs ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 5 ​ $ 5 Total loans outstanding ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Risk ratings ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 107,913 ​ $ 428,465 ​ $ 398,891 ​ $ 168,598 ​ $ 214,980 ​ $ 425,777 ​ $ 60,073 ​ $ 1,804,697 Special mention ​ ​ — ​ ​ 10,348 ​ ​ 1,894 ​ ​ 18,324 ​ ​ 16,470 ​ ​ 43,408 ​ ​ 1,831 ​ ​ 92,275 Substandard ​ ​ — ​ ​ 158 ​ ​ 946 ​ ​ 522 ​ ​ 11,918 ​ ​ 16,233 ​ ​ 1,024 ​ ​ 30,801 Doubtful ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Total loans outstanding ​ $ 107,913 ​ $ 438,971 ​ $ 401,731 ​ $ 187,444 ​ $ 243,368 ​ $ 485,418 ​ $ 62,928 ​ $ 1,927,773 YTD gross charge-offs ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 27 ​ $ 608 ​ $ 8 ​ $ 643 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ Term loans - amortized cost by origination year ​ loans ​ ​ ​ ​ 2022 ​ 2021 ​ 2020 ​ 2019 ​ 2018 ​ Prior ​ amortized cost ​ Total December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 31,599 ​ $ 34,584 ​ $ 35,173 ​ $ 30,632 ​ $ 4,731 ​ $ 25,147 ​ $ 19,962 ​ $ 181,828 Special mention ​ ​ — ​ ​ — ​ ​ — ​ ​ 863 ​ ​ 1,149 ​ ​ 1,866 ​ ​ 1,467 ​ ​ 5,345 Substandard ​ ​ — ​ ​ — ​ ​ 40 ​ ​ 166 ​ ​ 388 ​ ​ 762 ​ ​ 9 ​ ​ 1,365 Total commercial and industrial ​ $ 31,599 ​ $ 34,584 ​ $ 35,213 ​ $ 31,661 ​ $ 6,268 ​ $ 27,775 ​ $ 21,438 ​ $ 188,538 Construction and land: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 1,381 ​ $ 533 ​ $ 1,586 ​ $ 557 ​ $ 4,363 ​ $ 4,681 ​ $ — ​ $ 13,101 Special mention ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 62 ​ ​ — ​ ​ — ​ ​ 62 Substandard ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Total construction and land ​ $ 1,381 ​ $ 533 ​ $ 1,586 ​ $ 557 ​ $ 4,425 ​ $ 4,681 ​ $ — ​ $ 13,163 Commercial real estate: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 409,014 ​ $ 392,449 ​ $ 159,744 ​ $ 201,561 ​ $ 110,143 ​ $ 355,795 ​ $ 992 ​ $ 1,629,698 Special mention ​ ​ — ​ ​ — ​ ​ 3,591 ​ ​ 17,210 ​ ​ 7,919 ​ ​ 29,561 ​ ​ — ​ ​ 58,281 Substandard ​ ​ — ​ ​ — ​ ​ — ​ ​ 5,184 ​ ​ 241 ​ ​ 11,312 ​ ​ — ​ ​ 16,737 Total commercial real estate ​ $ 409,014 ​ $ 392,449 ​ $ 163,335 ​ $ 223,955 ​ $ 118,303 ​ $ 396,668 ​ $ 992 ​ $ 1,704,716 Residential: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 423 ​ $ 4,536 ​ $ 6,343 ​ $ 10,229 ​ $ 14,537 ​ $ 37,170 ​ $ 34,889 ​ $ 108,127 Special mention ​ ​ — ​ ​ — ​ ​ — ​ ​ 244 ​ ​ — ​ ​ — ​ ​ 3 ​ ​ 247 Substandard ​ ​ — ​ ​ — ​ ​ 203 ​ ​ — ​ ​ 1,184 ​ ​ 845 ​ ​ — ​ ​ 2,232 Total residential ​ $ 423 ​ $ 4,536 ​ $ 6,546 ​ $ 10,473 ​ $ 15,721 ​ $ 38,015 ​ $ 34,892 ​ $ 110,606 Consumer: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 539 ​ $ 10 ​ $ 1,691 ​ $ 61 ​ $ 40 ​ $ 131 ​ $ 1,690 ​ $ 4,162 Special mention ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Substandard ​ ​ — ​ ​ — ​ ​ — ​ ​ 21 ​ ​ — ​ ​ — ​ ​ — ​ ​ 21 Total consumer ​ $ 539 ​ $ 10 ​ $ 1,691 ​ $ 82 ​ $ 40 ​ $ 131 ​ $ 1,690 ​ $ 4,183 YTD gross charge-offs ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 12 ​ $ 12 ​ $ — ​ ​ 24 Total loans outstanding ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Risk ratings ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 442,956 ​ $ 432,112 ​ $ 204,536 ​ $ 243,040 ​ $ 133,816 ​ $ 422,924 ​ $ 57,532 ​ $ 1,936,916 Special mention ​ ​ — ​ ​ — ​ ​ 3,590 ​ ​ 18,317 ​ ​ 9,130 ​ ​ 31,428 ​ ​ 1,470 ​ ​ 63,935 Substandard ​ ​ — ​ ​ — ​ ​ 243 ​ ​ 5,371 ​ ​ 1,814 ​ ​ 12,918 ​ ​ 9 ​ ​ 20,355 Doubtful ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Total loans outstanding ​ $ 442,956 ​ $ 432,112 ​ $ 208,369 ​ $ 266,728 ​ $ 144,760 ​ $ 467,270 ​ $ 59,011 ​ $ 2,021,206 YTD gross charge-offs ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 12 ​ $ 12 ​ $ — ​ $ 24
Schedule of past due financing receivables	The following tables provide an aging of the Company’s loans receivable as of the years indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Recorded ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ investment > ​ ​ 30–59 Days ​ 60–89 Days ​ or more ​ Total ​ ​ ​ ​ ​ ​ ​ Total loans ​ 90 days and ​ ​ past due ​ past due ​ past due ​ past due ​ Current ​ PCD loans ​ receivable ​ accruing December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial ​ $ 803 ​ $ 146 ​ $ 1,782 ​ $ 2,731 ​ $ 159,960 ​ $ 198 ​ $ 162,889 ​ $ — Construction and land ​ 97 ​ — ​ 366 ​ 463 ​ 9,071 ​ 25 ​ 9,559 ​ — Commercial real estate ​ 2,908 ​ 1,702 ​ 7,793 ​ 12,403 ​ 1,631,129 ​ 25,053 ​ 1,668,585 ​ — Residential ​ 55 ​ — ​ ​ — ​ 55 ​ 85,500 ​ 447 ​ 86,002 ​ — Consumer ​ — ​ — ​ — ​ — ​ 738 ​ — ​ 738 ​ — Total ​ $ 3,863 ​ $ 1,848 ​ $ 9,941 ​ $ 15,652 ​ $ 1,886,398 ​ $ 25,723 ​ $ 1,927,773 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Recorded ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ investment > ​ ​ 30–59 Days ​ 60–89 Days ​ or more ​ Total ​ ​ ​ ​ ​ ​ ​ Total loans ​ 90 days and ​ ​ past due ​ past due ​ past due ​ past due ​ Current ​ PCD loans ​ receivable ​ accruing December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial ​ $ 471 ​ $ 81 ​ $ 858 ​ $ 1,410 ​ $ 183,111 ​ $ 4,017 ​ $ 188,538 ​ $ — Construction and land ​ — ​ — ​ — ​ — ​ 9,109 ​ 4,054 ​ 13,163 ​ — Commercial real estate ​ 1,064 ​ 2,213 ​ 7,075 ​ 10,352 ​ 1,674,327 ​ 20,037 ​ 1,704,716 ​ 934 Residential ​ 101 ​ 3 ​ 847 ​ 951 ​ 108,976 ​ 679 ​ 110,606 ​ — Consumer ​ — ​ — ​ — ​ — ​ 4,183 ​ — ​ 4,183 ​ — Total ​ $ 1,636 ​ $ 2,297 ​ $ 8,780 ​ $ 12,713 ​ $ 1,979,706 ​ $ 28,787 ​ $ 2,021,206 ​ $ 934 ​ Nonaccrual loans totaled $13.0 million and $14.3 million at December 31, 2023 and December 31, 2022, respectively. Nonaccrual loans guaranteed by a government agency, which reduces the Company’s credit exposure, were $740,000 at December 31, 2023 compared to $839,000 at December 31, 2022. At December 31, 2023, nonaccrual loans included $927,000 of loans 30-89 days past due and $2.1 million of loans less than 30 days past due. At December 31, 2022, nonaccrual loans included $2.5 million of loans 30-89 days past due and $4.0 million of loans less than 30 days past due. At December 31, 2023, nonaccrual loans 30-89 days past due of $927,000 was comprised of five loans and the $2.1 million of loans less than 30 days past due was comprised of 16 loans. All these loans were placed on nonaccrual due to concerns over the financial condition of the borrowers. There were no loans that were 90 days or more past due and still accruing at December 31, 2023 compared to one such loan at December 31, 2022, which had a balance of $934,000 as of that date. Interest foregone on nonaccrual loans was approximately $871,000 for the year ended December 31, 2023 compared to $580,000 for the year ended December 31, 2022.
Schedule of purchase credit impaired loans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ ​ Unpaid ​ ​ ​ ​ principal ​ Carrying ​ ​ ​ balance ​ value ​ Commercial and industrial ​ $ 4,864 ​ $ 4,017 ​ Construction and land ​ 4,299 ​ 4,054 ​ Commercial real estate ​ 21,649 ​ ​ 20,037 ​ Residential ​ 829 ​ 679 ​ Total ​ $ 31,641 ​ $ 28,787 ​
Schedule of changes in the accretable yield of PCI loans	The following table reflects the changes in the accretable yield of PCI loans for the years indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ended ​ ​ December 31, ​ ​ ​ 2022 ​ 2021 ​ Balance at beginning of period ​ $ 508 ​ $ 383 ​ Additions ​ 1,299 ​ — ​ Removals ​ (134) ​ (183) ​ Transfers from nonaccretable yield ​ ​ 239 ​ ​ 145 ​ Accretion ​ (370) ​ 163 ​ Balance at end of period ​ $ 1,542 ​ $ 508 ​

ALLOWANCE FOR CREDIT LOSSES F_2

ALLOWANCE FOR CREDIT LOSSES FOR LOANS (Tables)	12 Months Ended
	Dec. 31, 2023
Allowance for Loan Losses [Abstract]
Schedule of Allowance for credit losses for loan losses	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Construction ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Reserve for ​ and industrial and land real estate Residential Consumer Total unfunded commitments December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 2,885 ​ $ 68 ​ $ 14,185 ​ $ 1,742 ​ $ 20 ​ $ 18,900 ​ $ 315 Impact of CECL adoption ​ ​ 1,366 ​ ​ 402 ​ ​ 2 ​ ​ (302) ​ ​ 32 ​ ​ 1,500 ​ ​ 45 Charge-offs ​ (463) ​ — ​ — ​ (175) ​ (5) ​ (643) ​ — Recoveries ​ 85 ​ — ​ 2 ​ ​ 1 ​ 5 ​ 93 ​ — Provision for (reversal of) credit losses ​ 343 ​ ​ (172) ​ ​ 2,309 ​ ​ (287) ​ ​ (43) ​ 2,150 ​ ​ (135) Ending balance ​ $ 4,216 ​ $ 298 ​ $ 16,498 ​ $ 979 ​ $ 9 ​ $ 22,000 ​ $ 225 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans individually evaluated ​ $ 1,423 ​ $ — ​ $ 3,008 ​ $ 2 ​ $ — ​ $ 4,433 ​ ​ ​ Loans collectively evaluated ​ 2,793 ​ 298 ​ 13,002 ​ 970 ​ 9 ​ 17,072 ​ ​ ​ PCD loans ​ — ​ — ​ 488 ​ 7 ​ — ​ 495 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans receivable: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Individually evaluated ​ $ 2,072 ​ $ 366 ​ $ 9,043 ​ $ 1,496 ​ $ — ​ $ 12,977 ​ ​ ​ Collectively evaluated ​ 160,619 ​ 9,168 ​ 1,634,489 ​ 84,059 ​ 738 ​ 1,889,073 ​ ​ ​ PCD loans ​ 198 ​ 25 ​ 25,053 ​ 447 ​ — ​ 25,723 ​ ​ ​ Total loans ​ $ 162,889 ​ $ 9,559 ​ $ 1,668,585 ​ $ 86,002 ​ $ 738 ​ $ 1,927,773 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Construction ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ and industrial and land real estate Residential Consumer ​ Total December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 3,261 ​ $ 175 ​ $ 12,709 ​ $ 1,536 ​ $ 19 ​ $ 17,700 Charge-offs ​ (3,643) ​ — ​ (1) ​ (6) ​ (6) ​ (3,656) Recoveries ​ 409 ​ — ​ — ​ 6 ​ — ​ 415 Provision for (reversal of) loan losses ​ 2,858 ​ ​ (107) ​ ​ 1,477 ​ ​ 206 ​ ​ 7 ​ 4,441 Ending balance ​ $ 2,885 ​ $ 68 ​ $ 14,185 ​ $ 1,742 ​ $ 20 ​ $ 18,900 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for loan losses: ​ ​ ​ ​ ​ ​ Loans individually evaluated ​ $ 687 ​ $ — ​ $ 259 ​ $ 222 ​ $ — ​ $ 1,168 Loans collectively evaluated ​ 2,198 ​ 68 ​ 13,908 ​ 1,520 ​ 20 ​ 17,714 PCD loans ​ — ​ — ​ — ​ — ​ — ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans receivable: ​ ​ ​ ​ ​ ​ Individually evaluated ​ $ 878 ​ $ — ​ $ 11,965 ​ $ 2,205 ​ $ — ​ $ 15,048 Collectively evaluated ​ 183,643 ​ 9,109 ​ 1,672,714 ​ 107,722 ​ 4,183 ​ 1,977,371 PCD loans ​ 4,017 ​ 4,054 ​ 20,037 ​ 679 ​ — ​ 28,787 Total loans ​ $ 188,538 ​ $ 13,163 ​ $ 1,704,716 ​ $ 110,606 ​ $ 4,183 ​ $ 2,021,206 ​
Schedule of amortized cost basis of individually evaluated collateral-dependent non-accrual loans by loan and collateral type	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Retail and ​ ​ ​ Convalescent ​ ​ ​ ​ ​ A/R and ​ ​ ​ Allowance for ​ Office Multifamily facility Other ​ SFR 1-4 Equipment Total Credit/Loan Losses December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial $ — ​ $ — ​ $ — ​ $ 1,021 ​ $ — ​ $ 1,052 ​ $ 2,073 ​ $ 1,423 Construction and land ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 366 ​ ​ — ​ ​ 366 ​ ​ — Commercial real estate ​ ​ 224 ​ 5,305 ​ 2,213 ​ 1,300 ​ — ​ — ​ 9,042 ​ 3,008 Residential ​ — ​ — ​ ​ — ​ ​ — ​ ​ 1,496 ​ — ​ ​ 1,496 ​ 2 Consumer ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total ​ $ 224 ​ $ 5,305 ​ $ 2,213 ​ $ 2,321 ​ $ 1,862 ​ $ 1,052 ​ $ 12,977 ​ $ 4,433 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial and industrial $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 878 ​ $ 878 ​ $ 687 Construction and land ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Commercial real estate ​ ​ 389 ​ 5,351 ​ 3,577 ​ 1,889 ​ — ​ — ​ 11,206 ​ 259 Residential ​ — ​ — ​ ​ — ​ ​ — ​ ​ 2,205 ​ — ​ ​ 2,205 ​ 222 Consumer ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total ​ $ 389 ​ $ 5,351 ​ $ 3,577 ​ $ 1,889 ​ $ 2,205 ​ $ 878 ​ $ 14,289 ​ $ 1,168
Schedule of amortized cost and allowance for credit losses for loans on non-accrual status	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ As of December 31, 2022 ​ ​ Nonaccrual ​ Nonaccrual ​ ​ ​ Nonaccrual ​ Nonaccrual ​ ​ ​ ​ with no allowance ​ with allowance ​ Total ​ with no allowance ​ with allowance ​ Total ​ for credit losses for credit losses nonaccrual for loan losses for loan losses nonaccrual Commercial and industrial $ 272 ​ $ 1,800 ​ $ 2,072 ​ $ — ​ $ 878 ​ $ 878 Construction and land ​ ​ 366 ​ ​ — ​ ​ 366 ​ ​ — ​ ​ — ​ ​ — Commercial real estate ​ ​ 1,295 ​ 7,748 ​ ​ 9,043 ​ 10,734 ​ 472 ​ 11,206 Residential ​ 1,349 ​ 147 ​ ​ 1,496 ​ ​ 1,991 ​ ​ 214 ​ 2,205 Consumer ​ — ​ — ​ ​ — ​ — ​ — ​ — Total ​ $ 3,282 ​ $ 9,695 ​ $ 12,977 ​ $ 12,725 ​ $ 1,564 ​ $ 14,289

PREMISES AND EQUIPMENT (Tables)

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2023
Property, Plant and Equipment [Abstract]
Schedule of premises and equipment	​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, ​ ​ 2023 ​ 2022 Premises owned ​ $ 11,233 ​ $ 11,120 Leasehold improvements ​ 3,082 ​ 2,259 Furniture, fixtures and equipment ​ 7,948 ​ 6,760 Less accumulated depreciation and amortization ​ (8,529) ​ (6,861) Total premises and equipment, net ​ $ 13,734 ​ $ 13,278

LEASES (Tables)

LEASES (Tables)	12 Months Ended
	Dec. 31, 2023
Leases [Abstract]
Schedule of maturity of undiscounted lease payments	​ ​ ​ ​ ​ Year ending December 31, ​ ​ ​ 2024 ​ $ 3,937 2025 ​ 3,364 2026 ​ 2,672 2027 ​ ​ 2,193 Thereafter ​ 3,935 Total undiscounted cash flows ​ ​ 16,101 Less: interest ​ ​ (1,349) Present value of lease payments ​ $ 14,752 ​
Schedule of weighted average operating lease term and discount rate and lease cost	​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023 ​ December 31, 2022 Weighted-average remaining lease term 4.8 years ​ 5.4 years Weighted-average discount rate 3.4 % ​ 3.1 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ December 31, December 31, ​ ​ 2023 ​ 2022 ​ 2021 Operating lease cost ​ $ 3,870 ​ $ 3,825 ​ $ 3,270 Short-term lease cost ​ 112 ​ 299 ​ — Variable lease cost ​ — ​ 17 ​ 100 Less: Sublease income ​ (83) ​ (88) ​ (87) Total operating lease cost, net ​ $ 3,899 ​ $ 4,053 ​ $ 3,283 ​

OTHER REAL ESTATE OWNED (Tables

OTHER REAL ESTATE OWNED (Tables)	12 Months Ended
	Dec. 31, 2023
Real Estate Owned, Disclosure of Detailed Components [Abstract]
Schedule of other real estate owned	Other real estate owned as of the dates indicated consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, ​ ​ 2023 ​ 2022 Land ​ $ — ​ $ 21 Total ​ $ — ​ $ 21

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS (Tables)	12 Months Ended
	Dec. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of finite-lived intangible assets	Changes in the Company’s core deposit intangible for the periods indicated were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023 ​ December 31, 2022 Balance at beginning of period ​ $ 5,201 ​ $ 6,489 Additions ​ — ​ 756 Less amortization ​ (1,286) ​ (2,044) Balance at end of period ​ $ 3,915 ​ $ 5,201 ​
Schedule of estimated core deposit intangible amortization	Estimated annual amortization at December 31, 2023 is as follows: ​ ​ ​ ​ ​ Year ending December 31, ​ ​ ​ 2024 ​ $ 1,222 2025 ​ 948 2026 ​ 455 2027 ​ ​ 455 Thereafter ​ 835 Total ​ $ 3,915 ​

INTEREST RECEIVABLE AND OTHER_2

INTEREST RECEIVABLE AND OTHER ASSETS (Tables)	12 Months Ended
	Dec. 31, 2023
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Schedule of Interest receivable and other assets	The Company’s other assets at the dates indicated consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, ​ ​ 2023 ​ 2022 Tax assets, net ​ $ 19,480 ​ $ 18,762 Accrued interest receivable ​ 8,423 ​ 7,659 Investment in SBIC fund ​ 3,969 ​ 4,389 Investment in CRA fund ​ ​ 2,000 ​ ​ 2,000 Prepaid assets ​ 2,023 ​ 1,568 Servicing assets ​ 1,269 ​ 2,092 Investment in Low Income Housing Tax Credit ("LIHTC") partnerships, net ​ 3,480 ​ 2,675 Investment in statutory trusts ​ 511 ​ 493 CalCAP reserve receivable ​ ​ 4,023 ​ ​ 4,023 Other assets ​ 2,200 ​ 1,871 Total ​ $ 47,378 ​ $ 45,532 ​

DEPOSITS (Tables)

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2023
Deposits [Abstract]
Schedule of Deposits	​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, ​ ​ 2023 ​ 2022 Demand deposits ​ $ 646,278 ​ $ 773,274 NOW accounts and savings ​ 385,162 ​ 441,064 Money market ​ 624,066 ​ 577,792 Time deposits ​ 477,244 ​ 293,349 Total ​ $ 2,132,750 ​ $ 2,085,479
Schedule of time deposit maturities	​ ​ ​ ​ ​ Year ending December 31, ​ 2024 ​ $ 372,733 2025 ​ 90,168 2026 ​ 7,055 2027 ​ 5,461 2028 ​ 1,827 Total ​ $ 477,244
Schedule of interest expense net Of early penalty on interest bearing deposits	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, December 31, ​ ​ 2023 ​ 2022 ​ 2021 NOW accounts and savings ​ $ 426 ​ $ 499 ​ $ 452 Money market ​ 10,238 ​ 3,238 ​ 2,266 Time deposits ​ 13,376 ​ 2,536 ​ 2,157 Total ​ $ 24,040 ​ $ 6,273 ​ $ 4,875 ​

JUNIOR SUBORDINATED DEFERRABL_2

JUNIOR SUBORDINATED DEFERRABLE INTEREST DEBENTURES (Tables)	12 Months Ended
	Dec. 31, 2023
Junior Subordinated Deferrable Interest Debentures [Abstract]
Schedule of contractual terms of subordinated debentures	The following is a summary of the contractual terms of the subordinated debentures due to the Grantor Trusts at the date indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023 Subordinated debenture Gross Fair value discount Net Interest rate Effective rate BFC Trust ​ $ 3,093 ​ $ (268) ​ $ 2,825 8.39 % 8.74 % FULB Trust ​ 6,392 ​ (652) ​ 5,740 8.15 % 8.75 % Total ​ $ 9,485 ​ $ (920) ​ $ 8,565 8.23 % 8.75 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 Subordinated debenture Gross Fair value discount Net Interest rate Effective Rate BFC Trust ​ $ 3,093 ​ $ (290) ​ $ 2,803 7.49 % 5.14 % FULB Trust ​ ​ 6,392 ​ (711) ​ 5,681 7.27 % 5.27 % Total ​ $ 9,485 ​ $ (1,001) ​ $ 8,484 7.34 % 5.23 % ​

INCOME TAXES (Tables)

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2023
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit)	Income tax expense for the dates indicated consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, ​ 2023 2022 2021 ​ ​ ​ ​ ​ ​ (As Restated) ​ ​ ​ Current income tax expense: ​ ​ ​ ​ ​ ​ ​ ​ ​ Federal ​ $ 7,021 ​ $ 5,990 ​ $ 5,122 State ​ 3,711 ​ 3,638 ​ 2,572 Total current tax expense ​ ​ 10,732 ​ ​ 9,628 ​ ​ 7,694 Deferred income tax expense (benefit): ​ ​ ​ ​ ​ ​ ​ ​ ​ Federal ​ ​ (206) ​ ​ (402) ​ ​ (95) State ​ ​ 207 ​ ​ (518) ​ ​ 190 Total deferred tax expense (benefit) ​ ​ 1 ​ ​ (920) ​ ​ 95 Total income tax expense ​ $ 10,733 ​ $ 8,708 ​ $ 7,789 ​
Schedule of Effective Income Tax Rate Reconciliation	Income tax expense results in effective tax rates that differ from the statutory federal income tax rate for the years indicated as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023 December 31, 2022 ​ December 31, 2021 ​ Amount Rate% Amount Rate% Amount Rate% ​ ​ ​ ​ ​ ​ ​ ​ (As Restated) ​ (As Restated) ​ ​ ​ ​ ​ ​ Federal statutory tax rate ​ $ 8,013 21.00 % $ 6,812 21.00 % $ 5,981 21.00 % State statutory tax rate, net of federal effective tax rate ​ 3,095 8.10 ​ 2,465 7.60 ​ 2,182 7.66 ​ Tax exempt interest ​ (76) (0.20) ​ (94) (0.29) ​ (80) (0.28) ​ BOLI ​ (140) (0.40) ​ (124) (0.38) ​ (140) (0.49) ​ Acquisition expenses ​ — — ​ 94 0.29 ​ — — ​ Other ​ (159) (0.40) ​ (445) (1.37) ​ (154) (0.54) ​ Total income tax expense ​ $ 10,733 28.10 % $ 8,708 26.85 % $ 7,789 27.35 % ​
Schedule of Deferred Tax Assets and Liabilities	Deferred tax assets at the dates indicated, included as a component of interest receivable and other assets in the consolidated balance sheets consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, ​ ​ 2023 ​ 2022 ​ ​ ​ ​ ​ ​ (As Restated) Deferred tax assets ​ ​ Net operating loss carryforward ​ $ 3,191 ​ $ 3,945 Salary continuation plan ​ 1,453 ​ 1,400 Allowance for credit losses ​ 6,450 ​ 5,469 Stock based compensation ​ 153 ​ 355 Lease liability ​ 4,237 ​ 4,959 Other liabilities ​ ​ — ​ ​ 459 Unrealized loss on AFS securities ​ 5,885 ​ 4,682 Unrealized loss on equity securities ​ ​ 1,642 ​ ​ 1,316 Other ​ 1,265 ​ 1,547 Total deferred tax assets ​ 24,276 ​ 24,132 Deferred tax liabilities ​ ​ Core deposit intangible ​ (1,125) ​ (1,506) ROU assets ​ (4,004) ​ (4,794) FHLB stock dividend ​ (246) ​ (248) Partnership investments ​ ​ (973) ​ ​ (974) Deferred loan costs and other ​ (1,204) ​ (1,098) Total deferred tax liability ​ (7,552) ​ (8,620) Deferred tax assets, net ​ $ 16,724 ​ $ 15,512

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Tables)	12 Months Ended
	Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Schedule of lending and letter of credit commitments	The following table presents a summary of commitments described above as of the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, ​ ​ 2023 ​ 2022 Commitments to extend credit ​ $ 76,531 ​ $ 96,774 Standby letters of credit ​ 846 ​ 768 Total commitments ​ $ 77,377 ​ $ 97,542 ​

EQUITY INCENTIVE PLANS (Tables)

EQUITY INCENTIVE PLANS (Tables)	12 Months Ended
	Dec. 31, 2023
Share-based Payment Arrangement [Abstract]
Schedule of nonvested restricted stock units activity	The following table provides the restricted stock grant activity for the periods indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2023 ​ 2022 ​ ​ ​ Weighted-average ​ Weighted-average ​ ​ ​ ​ grant date ​ ​ ​ grant date ​ ​ Shares ​ fair value ​ Shares ​ fair value Non-vested at January 1, 97,877 ​ $ 16.80 ​ 139,275 ​ $ 16.29 ​ Granted 41,849 ​ 18.24 ​ 33,091 ​ 19.49 ​ Vested (58,361) ​ 15.78 ​ (72,635) ​ 17.01 ​ Forfeited ​ — ​ ​ — ​ (1,854) ​ ​ 18.34 ​ Non-Vested, at December 31, 81,365 ​ $ 18.27 ​ 97,877 ​ $ 16.80 ​ ​

REGULATORY MATTERS (Tables)

REGULATORY MATTERS (Tables)	12 Months Ended
	Dec. 31, 2023
Regulated Operations [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	The following is a summary of actual capital amounts and ratios as of the dates indicated, for the Company (assuming it was subject to regulatory capital requirements) and the Bank compared to the requirements for minimum capital adequacy and classification as Well Capitalized: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ As of December 31, 2022 ​ Amount Ratio Amount Ratio ​ ​ ​ ​ ​ ​ ​ ​ (As Restated) ​ (As Restated) ​ ​ ​ (Dollars in thousands) ​ Leverage Ratio ​ ​ ​ BayCom Corp ​ $ 282,402 11.56 % $ 283,431 11.79 % Minimum requirement for "Well Capitalized" ​ 122,135 5.00 % 120,193 5.00 % Minimum regulatory requirement ​ 97,708 4.00 % 96,154 4.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ United Business Bank ​ 328,303 13.08 % ​ 336,667 13.64 % Minimum requirement for "Well Capitalized" ​ 125,479 5.00 % 123,402 5.00 % Minimum regulatory requirement ​ 100,383 4.00 % 98,722 4.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Common Equity Tier 1 Ratio ​ ​ ​ BayCom Corp ​ 282,402 14.41 % ​ 283,431 13.68 % Minimum requirement for "Well Capitalized" ​ 127,400 6.50 % 134,648 6.50 % Minimum regulatory requirement ​ 88,200 4.50 % 93,218 4.50 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ United Business Bank ​ 328,303 ​ 16.94 % 336,667 ​ 16.42 % Minimum requirement for "Well Capitalized" ​ 125,987 6.50 % 133,242 6.50 % Minimum regulatory requirement ​ 87,222 4.50 % 92,245 4.50 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Tier 1 Risk-Based Capital Ratio ​ ​ ​ BayCom Corp ​ 291,887 ​ 14.89 % 292,916 ​ 14.14 % Minimum requirement for "Well Capitalized" ​ 156,800 8.00 % 165,721 8.00 % Minimum regulatory requirement ​ 117,600 6.00 % 124,291 6.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ United Business Bank ​ 328,303 ​ 16.94 % 336,667 ​ 16.42 % Minimum requirement for "Well Capitalized" ​ 155,062 8.00 % 163,991 8.00 % Minimum regulatory requirement ​ 116,296 6.00 % 122,993 6.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Risk-Based Capital Ratio ​ ​ ​ BayCom Corp ​ 379,112 ​ 19.34 % 377,131 ​ 18.21 % Minimum requirement for “Well Capitalized” ​ 196,000 10.00 % 207,151 10.00 % Minimum regulatory requirement ​ 156,800 8.00 % 165,721 8.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ United Business Bank ​ 350,528 ​ 18.08 % 355,882 ​ 17.36 % Minimum requirement for "Well Capitalized" ​ 193,827 10.00 % 204,988 10.00 % Minimum regulatory requirement ​ 155,062 8.00 % 163,991 8.00 %

RELATED PARTY TRANSACTIONS (Tab

RELATED PARTY TRANSACTIONS (Tables)	12 Months Ended
	Dec. 31, 2023
Related Party Transactions [Abstract]
Schedule Of Loan Activity From Related Parties	The following is a summary of the aggregate loan activity involving related party borrowers for the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, ​ ​ 2023 ​ 2022 Beginning of the year ​ $ 38,276 ​ $ 33,581 Disbursements ​ 1,611 ​ 8,187 Amounts paid ​ (10,044) ​ (3,492) End of year (1) ​ $ 29,843 ​ $ 38,276 Undisbursed commitments to related parties ​ $ 857 ​ $ 2,468 (1) Amounts include $ 8.5 million of outstanding loans to former directors who retired in 2023, for which the Bank no longer considers related parties as of December 31, 2023.

OTHER EXPENSES (Tables)

OTHER EXPENSES (Tables)	12 Months Ended
	Dec. 31, 2023
Other Income and Expenses [Abstract]
Schedule of other expenses	For the dates indicated, other expenses consisted of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, December 31, December 31, ​ 2023 ​ 2022 ​ 2021 Professional fees $ 2,048 ​ $ 2,775 ​ $ 2,123 Core deposit premium amortization 1,286 ​ 2,044 ​ 1,813 Marketing and promotions 896 ​ 955 ​ 656 Stationery and supplies 328 ​ 352 ​ 361 Insurance (including FDIC premiums) 1,364 ​ 951 ​ 840 Communication and postage 927 ​ 937 ​ 784 Loan default related expense 402 ​ 254 ​ 89 Director fees and expenses 329 ​ 366 ​ 325 Bank service charges 66 ​ 162 ​ 256 Courier expense 751 ​ 745 ​ 662 Other 500 ​ 561 ​ 510 Total $ 8,897 ​ $ 10,102 ​ $ 8,419

FAIR VALUE MEASUREMENT (Tables)

FAIR VALUE MEASUREMENT (Tables)	12 Months Ended
	Dec. 31, 2023
Fair Value Disclosures [Abstract]
Schedule of fair value, assets measured on recurring basis	The following assets are measured at fair value on a recurring basis at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Estimated Fair Value Measurements ​ ​ Fair Value ​ Level 1 ​ Level 2 ​ Level 3 December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 20,827 ​ $ — ​ $ 20,827 ​ $ — Mortgage-backed securities ​ 37,601 ​ — ​ 37,601 ​ — Collateralized mortgage obligations ​ 32,976 ​ — ​ 32,976 ​ — SBA securities ​ 5,252 ​ — ​ 5,252 ​ — Corporate bonds ​ 66,496 ​ — ​ 66,496 ​ — Equity securities ​ ​ 12,585 ​ ​ 12,585 ​ ​ — ​ ​ — Total ​ $ 175,737 ​ $ 12,585 ​ $ 163,152 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Estimated Fair Value Measurements ​ ​ Fair Value ​ Level 1 ​ Level 2 ​ Level 3 December 31, 2022 ​ ​ ​ ​ U.S. Government Agencies ​ $ 1,505 ​ $ — ​ $ 1,505 ​ $ — Municipal securities ​ 19,557 ​ — ​ 19,557 ​ — Mortgage-backed securities ​ 33,010 ​ — ​ 33,010 ​ — Collateralized mortgage obligations ​ 25,424 ​ — ​ 25,424 ​ — SBA securities ​ 4,305 ​ — ​ 4,305 ​ — Corporate bonds ​ 70,203 ​ — ​ 70,203 ​ — Equity securities ​ ​ 13,757 ​ ​ 13,757 ​ ​ — ​ ​ — Total ​ $ 167,761 ​ $ 13,757 ​ $ 154,004 ​ $ —
Schedule of fair value measurements, nonrecurring	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Estimated Fair Value Measurements ​ ​ Fair Value ​ Level 1 ​ Level 2 ​ Level 3 December 31, 2023 ​ ​ ​ ​ Individually evaluated loans (1) ​ $ 12,977 ​ $ — ​ $ — ​ $ 12,977 Total ​ $ 12,977 ​ $ — ​ $ — ​ $ 12,977 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Estimated Fair Value Measurements ​ ​ Fair Value ​ Level 1 ​ Level 2 ​ Level 3 December 31, 2022 ​ ​ ​ ​ Performing impaired loans (1) ​ $ 759 ​ $ — ​ $ — ​ $ 759 Nonperforming impaired loans ​ 15,223 ​ — ​ — ​ 15,223 OREO ​ 21 ​ — ​ — ​ 21 Total ​ $ 16,003 ​ $ — ​ $ — ​ $ 16,003 ​ (1) For each quarter the loan was outstanding in 2023, with the adoption of CECL, one performing modified loan to a borrower experiencing financial difficulty was individually evaluated in determining the estimated allowance for credit losses.

FAIR VALUE OF FINANCIAL INSTR_2

FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	12 Months Ended
	Dec. 31, 2023
Fair Value Disclosures [Abstract]
Schedule of estimated fair value of financial instruments	The carrying amounts and fair values of the Company’s financial instruments at the dates indicated are presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Carrying ​ Fair ​ Fair value measurements ​ amount value Level 1 Level 2 Level 3 December 31, 2023 ​ ​ ​ ​ ​ Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents ​ $ 307,539 ​ $ 307,539 ​ $ 307,539 ​ $ — ​ $ — Time deposits in banks ​ 1,245 ​ 1,245 ​ 1,245 ​ — ​ — Investment securities AFS ​ 163,152 ​ 163,152 ​ — ​ 163,152 ​ — Equity securities ​ ​ 12,585 ​ ​ 12,585 ​ ​ 12,585 ​ ​ — ​ ​ — Investment in FHLB and FRB Stock ​ 20,939 ​ 20,939 ​ — ​ 20,939 ​ — Loans held for sale ​ — ​ — ​ — ​ — ​ — Loans, net ​ 1,905,829 ​ 1,810,426 ​ — ​ — ​ 1,810,426 Accrued interest receivable ​ 8,423 ​ 8,423 ​ — ​ 8,423 ​ — Financial liabilities: ​ ​ ​ ​ ​ Deposits ​ 2,132,750 ​ 2,135,923 ​ — ​ 2,135,923 ​ — Junior subordinated deferrable interest debentures, net ​ ​ 8,565 ​ ​ 8,631 ​ ​ — ​ ​ — ​ ​ 8,631 Subordinated debt, net ​ ​ 63,881 ​ 63,881 ​ — ​ ​ 63,881 ​ ​ — Accrued interest payable ​ 3,054 ​ 3,054 ​ — ​ 3,054 ​ — Off-balance sheet liabilities: ​ ​ ​ ​ ​ ​ Undisbursed loan commitments, lines of credit, standby letters of credit ​ 77,377 ​ 77,152 ​ — ​ — ​ 77,152 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Carrying ​ Fair ​ Fair value measurements ​ amount value Level 1 Level 2 Level 3 December 31, 2022 ​ ​ ​ ​ ​ Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents ​ $ 176,815 ​ $ 176,815 ​ $ 176,815 ​ $ — ​ $ — Time deposits in banks ​ 2,241 ​ 2,241 ​ 2,241 ​ — ​ — Investment securities AFS ​ 154,004 ​ 154,004 ​ — ​ 154,004 ​ — Equity securities ​ ​ 13,757 ​ ​ 13,757 ​ ​ 13,757 ​ ​ — ​ ​ — Investment in FHLB and FRB Stock ​ 20,281 ​ 20,281 ​ — ​ 20,281 ​ — Loans held for sale ​ 2,380 ​ 2,380 ​ — ​ 2,380 ​ — Loans, net ​ 2,002,224 ​ 1,940,480 ​ — ​ — ​ 1,940,480 Accrued interest receivable ​ 7,659 ​ 7,659 ​ — ​ 7,659 ​ — Financial liabilities: ​ ​ ​ ​ ​ Deposits ​ 2,085,479 ​ 2,087,265 ​ — ​ 2,087,265 ​ — Junior subordinated deferrable interest debentures, net ​ 8,484 ​ 7,739 ​ — ​ — ​ 7,739 Subordinated debt, net ​ 63,711 ​ 63,711 ​ — ​ 63,711 ​ — Accrued interest payable ​ 1,413 ​ 1,413 ​ — ​ 1,413 ​ — Off-balance sheet liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Undisbursed loan commitments, lines of credit, standby letters of credit ​ 97,542 ​ 97,227 ​ — ​ — ​ 97,227 ​

PARENT COMPANY ONLY (Tables)

PARENT COMPANY ONLY (Tables)	12 Months Ended
	Dec. 31, 2023
Condensed Financial Information Disclosure [Abstract]
Schedule of Parent Company's Balance Sheet	​ ​ ​ ​ ​ ​ ​ ​ ​ 2023 2022 ​ ​ ​ ​ ​ ​ (As Restated) ASSETS ​ ​ Cash and due from banks ​ $ 13,037 ​ $ 3,837 Equity securities ​ ​ 12,585 ​ ​ 13,757 Investment in bank subsidiary ​ 358,771 ​ 370,384 Interest receivable and other assets ​ 3,420 ​ 3,108 Total assets ​ $ 387,813 ​ $ 391,086 LIABILITIES AND SHAREHOLDERS' EQUITY ​ ​ Junior subordinated deferrable interest debentures, net ​ $ 8,565 ​ $ 8,484 Subordinated debt, net ​ ​ 63,881 ​ ​ 63,711 Interest payable and other liabilities ​ ​ 2,498 ​ ​ 1,742 Total liabilities ​ 74,944 ​ 73,937 Shareholders' equity ​ ​ Preferred stock, no par value; 10,000,000 shares authorized; no shares issued and outstanding at both December 31, 2023 and 2022 ​ — ​ — Common stock, no par value; 100,000,000 shares authorized; 11,551,271 and 12,838,462 shares issued and outstanding at December 31, 2023 and 2022, respectively ​ 180,913 ​ 204,301 Additional paid in capital ​ 287 ​ 287 Accumulated other comprehensive loss, net of tax ​ (14,592) ​ (11,561) Retained earnings ​ 146,261 ​ 124,122 Total shareholders' equity ​ 312,869 ​ 317,149 Total liabilities and shareholders' equity ​ $ 387,813 ​ $ 391,086
Schedule of Parent Company's Statements of Income	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2023 2022 2021 ​ ​ ​ ​ ​ ​ (As Restated) ​ ​ ​ Income: ​ ​ ​ ​ Interest income ​ $ 1,019 ​ $ 813 ​ $ 624 Loss on equity securities ​ ​ (1,141) ​ ​ (4,573) ​ ​ — Earnings from bank subsidiary ​ (8,811) ​ 19,683 ​ 23,376 Dividends from bank subsidiary ​ ​ 40,000 ​ ​ 10,000 ​ ​ — Dividends from statutory trusts ​ 19 ​ ​ 8 ​ 4 Gain on sale of securities ​ ​ — ​ — ​ 41 Total income ​ 31,086 ​ 25,931 ​ 24,045 Expense: ​ ​ ​ Subordinated debt ​ 3,582 ​ 3,582 ​ 3,582 Junior subordinate debt ​ 830 ​ 496 ​ 344 Total Interest expense ​ 4,412 ​ 4,078 ​ 3,926 Noninterest expense ​ 714 ​ 489 ​ 462 Total expense ​ 5,126 ​ 4,567 ​ 4,388 Income before provision for income taxes ​ 25,960 ​ 21,364 ​ 19,657 Income tax benefit ​ (1,465) ​ (2,366) ​ (1,035) Net income ​ $ 27,425 ​ $ 23,730 ​ $ 20,692
Schedule of Parent Company's Statements of Cashflow	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2023 2022 2021 ​ ​ ​ ​ ​ ​ (As Restated) ​ ​ ​ Cash flows from operating activities: ​ ​ ​ ​ Net income ​ $ 27,425 ​ $ 23,730 ​ $ 20,692 Adjustments to reconcile net income to net cash provided by (used in) operating activities: ​ ​ ​ Income from bank subsidiary ​ (31,189) ​ (29,683) ​ (23,376) Dividend from bank subsidiary ​ 40,000 ​ 10,000 ​ — Gain on sale of securities ​ ​ — ​ ​ — ​ ​ (41) Income tax benefit ​ (1,465) ​ (2,366) ​ (1,035) Accretion of premiums/discounts on investment securities ​ ​ 31 ​ ​ 162 ​ ​ 40 Loss on equity securities ​ ​ 1,141 ​ ​ 4,573 ​ ​ — Accretion on junior subordinated debentures ​ 251 ​ 250 ​ 251 Stock-based compensation expense ​ 726 ​ 1,022 ​ 1,407 Increase (decrease) in deferred tax asset ​ ​ 329 ​ ​ (189) ​ ​ — Increase (decrease) in interest receivable and other assets ​ 1,314 ​ 1,356 ​ (230) (Decrease) increase in interest payable and other liabilities ​ (893) ​ 24 ​ 2 Net cash provided by (used in) operating activities ​ 37,670 ​ 8,879 ​ (2,290) Cash flows from investing activities: ​ ​ ​ Capital contribution to subsidiary ​ (719) ​ (1,217) ​ (1,400) Purchase of equity securities ​ ​ — ​ ​ — ​ ​ (18,330) Net cash received for acquisitions ​ — ​ 275 ​ — Net cash used in investing activities ​ (719) ​ (942) ​ (19,730) Cash flows from financing activities: ​ ​ ​ Repurchase of common stock ​ (24,114) ​ (17,959) ​ (11,551) Cash dividends paid on common stock ​ ​ (3,637) ​ ​ (2,020) ​ ​ — Net cash used in financing activities ​ (27,751) ​ (19,979) ​ (11,551) Increase (decrease) in cash and cash equivalents ​ 9,200 ​ (12,042) ​ (33,571) Cash and cash equivalents at beginning of period ​ 3,837 ​ 15,879 ​ 49,450 Cash and cash equivalents at end of period ​ $ 13,037 ​ $ 3,837 ​ $ 15,879 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Supplemental disclosure of cash flow information: ​ ​ ​ ​ ​ ​ ​ ​ ​ Non-cash investing activities: ​ ​ ​ ​ ​ ​ ​ ​ ​ Change in unrealized (loss) gain on securities AFS, net of tax ​ ​ (3,031) ​ ​ — ​ ​ 531 Cash dividends declared on common stock not yet paid ​ ​ (1,158) ​ ​ 644 ​ ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Acquisition: ​ ​ ​ ​ ​ ​ ​ ​ ​ Common stock issued ​ ​ — ​ ​ 64,140 ​ ​ — ​

ORGANIZATION AND SUMMARY OF S_4

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - General Information (Details)	Dec. 31, 2023 location
Number of offices and branches	35
WASHINGTON
Number of offices and branches	2
NEW MEXICO
Number of offices and branches	5
COLORADO
Number of offices and branches	11

ORGANIZATION AND SUMMARY OF S_5

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Business Combinations (Details) - Pacific Enterprise Bancorp	Feb. 01, 2022
Business Acquisition, Date of Acquisition [Abstract]
Business Acquisition, Effective Date of Acquisition	Feb. 01, 2022
Business Acquisition, Date of Acquisition Agreement	Sep. 07, 2021

ORGANIZATION AND SUMMARY OF S_6

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Cash and Cash Equivalents (Details) - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022
Accounting Policies [Abstract]
Reserve balances required	$ 166.3	$ 176.8

ORGANIZATION AND SUMMARY OF S_7

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Interest Bearing Deposits in Banks (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Accounting Policies [Abstract]
Time deposits in banks	$ 1,245	$ 2,241
Interest bearing deposits in banks, yield (as a percent)	2.64%	2.77%
Interest bearing deposits in banks, term, low end of range	1 year
Interest bearing deposits in banks, term, high end of range	3 years

ORGANIZATION AND SUMMARY OF S_8

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Loan Fees and Costs (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Accounting Policies [Abstract]
Loan origination costs	$ 663	$ 2,200

ORGANIZATION AND SUMMARY OF S_9

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Premises and Equipment (Details)	Dec. 31, 2023
Building | Maximum
Property, Plant and Equipment [Line Items]
Property, plant and equipment, useful life	27 years 6 months
Furniture, fixtures and equipment | Minimum
Property, Plant and Equipment [Line Items]
Property, plant and equipment, useful life	3 years
Furniture, fixtures and equipment | Maximum
Property, Plant and Equipment [Line Items]
Property, plant and equipment, useful life	7 years
Leasehold improvements
Property, Plant and Equipment [Line Items]
Property, Plant, and Equipment, Useful Life, Term, Description [Extensible Enumeration]	us-gaap:UsefulLifeShorterOfTermOfLeaseOrAssetUtilityMember

ORGANIZATION AND SUMMARY OF _10

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Goodwill (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($)
Finite-Lived Intangible Assets [Line Items]
Goodwill impairment	$ 0
Minimum | Core Deposits [Member]
Finite-Lived Intangible Assets [Line Items]
Finite-Lived Intangible Asset, Useful Life	3 years
Maximum | Core Deposits [Member]
Finite-Lived Intangible Assets [Line Items]
Finite-Lived Intangible Asset, Useful Life	10 years

ORGANIZATION AND SUMMARY OF _11

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Servicing Assets and Liabilities (Details) - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022
Accounting Policies [Abstract]
Loans Serviced For Others, Total	$ 216.6	$ 272.8
Servicing Assets	1.3	2.1
Other Liabilities	$ 0	$ 0

ORGANIZATION AND SUMMARY OF _12

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Loans Held for Sale (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Accounting Policies [Abstract]
Proceeds from loans sold	$ 7.2	$ 34

ORGANIZATION AND SUMMARY OF _13

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Repurchase of Common Stock (Details) - shares		1 Months Ended
	Apr. 30, 2023	Aug. 31, 2023	Dec. 31, 2022
October 2022 stock repurchase plan
Equity, Class of Treasury Stock [Line Items]
Stock Repurchase Program, Remaining Number of Shares Authorized to be Repurchased			359,752
April 2023 Stock Repurchase Plan [Member]
Equity, Class of Treasury Stock [Line Items]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased	619,000
Stock Repurchase Program, Number of Shares Authorized to be Repurchased, Percentage of Shares Outstanding	5%
Stock Repurchase Program, Period in Force	1 year
Augest 2023 Stock Repurchase Plan [Member]
Equity, Class of Treasury Stock [Line Items]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased		588,000
Stock Repurchase Program, Number of Shares Authorized to be Repurchased, Percentage of Shares Outstanding		5%
Stock Repurchase Program, Period in Force		1 year

ORGANIZATION AND SUMMARY OF _14

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Recent Accounting Guidance Not Yet Effective (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jan. 01, 2023	Dec. 31, 2022
Allowance for credit losses	$ 22,000		$ 18,900
Retained earnings	146,261		$ 124,122
Accounting Standards Update 2016-13 | Cumulative Effect Period of Adoption Adjustment
Allowance for credit losses	$ 1,500	$ 1,500
Retained earnings		491
Accounting Standards Update 2016-13 | Cumulative Effect Period of Adoption Adjustment | Unfunded Loan Commitment [Member]
Allowance for credit losses		45
Accounting Standards Update 2016-13 | Cumulative Effect Period of Adoption Adjustment | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for credit losses		$ 845

ACQUISITIONS - General Informat

ACQUISITIONS - General Information (Details)		12 Months Ended
	Feb. 01, 2022 USD ($) location shares	Dec. 31, 2022 USD ($)	Dec. 31, 2023 location
Business Combination, Description [Abstract]
Number of offices and branches | location			35
Bargain purchase gain		$ 1,665,000
Acquisition related expenses		0
Pacific Enterprise Bancorp [Member]
Business Combination, Description [Abstract]
Number of offices and branches | location	1
Transaction value	$ 64,100,000
Stock consideration | shares	3,032,579
Cash consideration	$ 275,000
Bargain purchase gain	$ 1,665,000	1,700,000
Acquisition related expenses		$ 3,075,000

ACQUISITIONS - Assets Acquired

ACQUISITIONS - Assets Acquired and Liabilities Assumed (Details) - USD ($) $ in Thousands		12 Months Ended
	Feb. 01, 2022	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Liabilities:
Bargain purchase gain			$ 1,665
Tax effect of accounting adjustments, rate	27.90%	28.10%	26.85%	27.35%
Pacific Enterprise Bancorp
Liabilities:
Fair value of net assets acquired	$ 61,469
Fair value of assets acquired	66,080
Value of stock issued/cash paid for stock options	64,415
Bargain purchase gain	1,665		$ 1,700
Pacific Enterprise Bancorp | Previously Reported
Fair value of assets:
Cash and due from banks	5,350
Total cash and cash equivalents	5,350
Interest bearing deposits in banks	13,348
Investment securities available-for-sale	3
FHLB stock, at par	2,294
FRB stock, at par	942
Loans, net	412,851
Premises and equipment, net	221
Core deposit intangible	756
Deferred tax assets, net	1,192
Interest receivable and other assets	9,178
Total assets acquired	446,135
Liabilities:
Noninterest bearing	60,006
Interest bearing	316,679
Total Deposits	376,685
Interest payable and other liabilities	3,370
Total liabilities assumed	380,055
Pacific Enterprise Bancorp | Revision of Prior Period, Adjustment
Fair value of assets:
Loans, net	(5,840)
Premises and equipment, net	26
Core deposit intangible	756
Time deposits	(869)
Reserve for unfunded commitments	283
Liabilities:
Write-up right-of-use asset	439
Fair value of net assets acquired	6,475
Tax effect of purchase accounting adjustments	$ (1,864)

ACQUISITIONS - Consideration Tr

ACQUISITIONS - Consideration Transferred (Details) - USD ($)		12 Months Ended
	Feb. 01, 2022	Dec. 31, 2022
Business Combination, Consideration Transferred [Abstract]
Bargain purchase gain		$ 1,665,000
Pacific Enterprise Bancorp
Business Combination, Consideration Transferred [Abstract]
Stock consideration	$ 64,140,000
Cash consideration	275,000
Bargain purchase gain	$ 1,665,000	$ 1,700,000

ACQUISITIONS - Pro Forma (Detai

ACQUISITIONS - Pro Forma (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Business Acquisition, Pro Forma Information [Abstract]
Net interest income	$ 97,874	$ 97,566
Net income	$ 27,425	$ 20,992
Basic earnings per share (in dollars per share)	$ 2.27	$ 1.56
Diluted earnings per share (in dollars per share)	$ 2.27	$ 1.56

ACQUISITIONS - Acquisition Expe

ACQUISITIONS - Acquisition Expenses (Details)	12 Months Ended
	Dec. 31, 2022 USD ($)
Business Acquisition [Line Items]
Total	$ 0
Pacific Enterprise Bancorp
Business Acquisition [Line Items]
Severance expense	556,000
Occupancy expense	375,000
Data processing	1,073,000
Professional fees	724,000
Other expenses	347,000
Total	$ 3,075,000

INVESTMENT SECURITIES - Amortiz

INVESTMENT SECURITIES - Amortized Cost (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized Cost	$ 183,640	$ 170,237
Gross unrealized gains	581	200
Gross unrealized losses	(21,069)	(16,433)
Estimated fair value	163,152	$ 154,004
Accrued interest receivable	$ 1,200
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Interest Receivable and Other Assets, Total	Interest Receivable and Other Assets, Total
U.S. Government Agencies
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized Cost		$ 1,505
Estimated fair value		1,505
Municipal securities
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized Cost	$ 21,910	21,099
Gross unrealized gains	75	2
Gross unrealized losses	(1,158)	(1,544)
Estimated fair value	20,827	19,557
Mortgage-backed securities
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized Cost	41,048	37,199
Gross unrealized gains	194	23
Gross unrealized losses	(3,641)	(4,212)
Estimated fair value	37,601	33,010
Collateralized mortgage obligation
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized Cost	35,019	28,153
Gross unrealized gains	256
Gross unrealized losses	(2,299)	(2,729)
Estimated fair value	32,976	25,424
SBA securities
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized Cost	5,280	4,381
Gross unrealized gains	49	19
Gross unrealized losses	(77)	(95)
Estimated fair value	5,252	4,305
Corporate Bonds
Debt Securities, Available-for-sale, Fair Value to Amortized Cost [Abstract]
Amortized Cost	80,383	77,900
Gross unrealized gains	7	156
Gross unrealized losses	(13,894)	(7,853)
Estimated fair value	$ 66,496	$ 70,203

INVESTMENT SECURITIES - Realize

INVESTMENT SECURITIES - Realized Gains (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2023 security	Dec. 31, 2022 USD ($) security	Dec. 31, 2021 USD ($)
Investments, Debt and Equity Securities [Abstract]
Number of available for sale debt securities sold | security	0	1
Proceeds from sale of debt securities, available-for-sale		$ 63	$ 3,026
Net realized gain on sale of securities available-for-sale			$ 41

INVESTMENT SECURITIES - Amort_2

INVESTMENT SECURITIES - Amortized Cost and Estimated Fair Value of Available-for-Sale Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Available-for-sale: Amortized Cost
Due in one year or less	$ 6,397	$ 4,994
Due after one through five years	15,909	18,892
Due after five years through ten years	102,430	95,071
Due after ten years	58,904	51,280
Total	183,640	170,237
Available-for-sale: Fair Value
Due in one year or less	6,338	4,960
Due after one through five years	14,206	17,925
Due after five years through ten years	87,867	85,482
Due after ten years	54,741	45,637
Total	$ 163,152	$ 154,004

INVESTMENT SECURITIES - Pledged

INVESTMENT SECURITIES - Pledged Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale, Restricted [Abstract]
Debt Securities, Available-for-sale, Restricted	$ 0	$ 0
Debt Securities, Available-for-sale, Restriction Type	us-gaap:AssetPledgedAsCollateralMember	us-gaap:AssetPledgedAsCollateralMember

INVESTMENT SECURITIES - Estimat

INVESTMENT SECURITIES - Estimated Fair Value and Gross Unrealized Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, Estimated fair value	$ 5,348	$ 3,431
12 months or more, Estimated fair value	128,238	137,487
Total, Estimated fair value	133,586	140,918
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	(66)	(34)
12 months or more, Unrealized loss	(21,003)	(16,399)
Total, Unrealized loss	(21,069)	(16,433)
Municipal securities
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, Estimated fair value	2,483	1,147
12 months or more, Estimated fair value	13,975	16,843
Total, Estimated fair value	16,458	17,990
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	(28)	(8)
12 months or more, Unrealized loss	(1,130)	(1,536)
Total, Unrealized loss	(1,158)	(1,544)
Mortgage-backed securities
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, Estimated fair value	1,369
12 months or more, Estimated fair value	26,435	31,291
Total, Estimated fair value	27,804	31,291
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	(30)
12 months or more, Unrealized loss	(3,611)	(4,212)
Total, Unrealized loss	(3,641)	(4,212)
Collateralized mortgage obligation
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, Estimated fair value	1,496	2,284
12 months or more, Estimated fair value	20,713	23,140
Total, Estimated fair value	22,209	25,424
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 months, Unrealized loss	(8)	(26)
12 months or more, Unrealized loss	(2,291)	(2,703)
Total, Unrealized loss	(2,299)	(2,729)
SBA securities
Debt Securities, Available-for-sale [Line Items]
12 months or more, Estimated fair value	1,610	1,416
Total, Estimated fair value	1,610	1,416
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
12 months or more, Unrealized loss	(77)	(95)
Total, Unrealized loss	(77)	(95)
Corporate Bonds
Debt Securities, Available-for-sale [Line Items]
12 months or more, Estimated fair value	65,505	64,797
Total, Estimated fair value	65,505	64,797
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]
12 months or more, Unrealized loss	(13,894)	(7,853)
Total, Unrealized loss	$ (13,894)	$ (7,853)

INVESTMENT SECURITIES - Unreali

INVESTMENT SECURITIES - Unrealized Loss Positions (Details) $ in Millions	Dec. 31, 2023 USD ($) security	Dec. 31, 2022 security
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Debt Securities, Available-for-sale, Number of Positions	334	333
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	297	102
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	22	174
Additional allowances for credit losses | $	$ 0

INVESTMENT SECURITIES - Equity

INVESTMENT SECURITIES - Equity Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Loss on equity securities	$ 1,141	$ 4,573	$ 0
Equity securities	$ 12,585	$ 13,757

LOANS - Loan Portfolio (Details

LOANS - Loan Portfolio (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Loans and Leases Receivable Disclosure [Line Items]
Total loans		$ 2,021,206
Total loans	$ 1,927,773
Net deferred loan costs (fees)		(82)
Net deferred loan costs (fees)	56
Allowance for loan losses		(18,900)	$ (17,700)
Allowance for loan losses	(22,000)	(18,900)
Net Loans		2,002,224
Net Loans	1,905,829
Net loans exclude accrued interest receivable	$ 6,700	$ 6,200
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Interest Receivable and Other Assets, Total	Interest Receivable and Other Assets, Total
Loans receivable	$ 1,927,773	$ 2,021,206
Commercial Portfolio Segment
Loans and Leases Receivable Disclosure [Line Items]
Total loans		188,538
Total loans	162,889
Net deferred loan costs (fees)	162,889
Allowance for loan losses		(2,885)	(3,261)
Allowance for loan losses	(4,216)	(2,885)
Loans receivable	162,889	188,538
Commercial Portfolio Segment | Small Business Administration (SBA), CARES Act, Paycheck Protection Program [Member]
Loans and Leases Receivable Disclosure [Line Items]
Total loans		11,100
Loans receivable	3,800
Construction and Land Portfolio Segment
Loans and Leases Receivable Disclosure [Line Items]
Total loans		13,163
Total loans	9,559
Allowance for loan losses		(68)	(175)
Allowance for loan losses	(298)	(68)
Loans receivable	9,559	13,163
Commercial Real Estate Portfolio Segment
Loans and Leases Receivable Disclosure [Line Items]
Total loans		1,704,716
Total loans	1,668,585
Allowance for loan losses		(14,185)	(12,709)
Allowance for loan losses	(16,498)	(14,185)
Loans receivable	1,668,585	1,704,716
Residential Portfolio Segment
Loans and Leases Receivable Disclosure [Line Items]
Total loans		110,606
Total loans	86,002
Allowance for loan losses		(1,742)	(1,536)
Allowance for loan losses	(979)	(1,742)
Loans receivable	86,002	110,606
Consumer Portfolio Segment
Loans and Leases Receivable Disclosure [Line Items]
Total loans		4,183
Total loans	738
Allowance for loan losses		(20)	$ (19)
Allowance for loan losses	(9)	(20)
Loans receivable	$ 738	$ 4,183

LOANS - Impaired Loans (Details

LOANS - Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Impaired [Line Items]
With no specific allowance recorded		$ 13,786
With a specific allowance recorded		1,262
Total recorded investment in impaired loans		15,048
With no specific allowance recorded	$ 3,286
With a specific allowance recorded	9,691
Total recorded investment in impaired loans	12,977
Specific allowance on impaired loans		1,168
Specific allowance on impaired loans	4,433
Commercial Portfolio Segment
Financing Receivable, Impaired [Line Items]
With no specific allowance recorded		89
With a specific allowance recorded		789
Total recorded investment in impaired loans		878
With no specific allowance recorded	273
With a specific allowance recorded	1,799
Total recorded investment in impaired loans	2,072
Specific allowance on impaired loans		687
Specific allowance on impaired loans	1,423
Construction and Land Portfolio Segment
Financing Receivable, Impaired [Line Items]
With no specific allowance recorded	366
Total recorded investment in impaired loans	366
Commercial Real Estate Portfolio Segment
Financing Receivable, Impaired [Line Items]
With no specific allowance recorded		11,706
With a specific allowance recorded		259
Total recorded investment in impaired loans		11,965
With no specific allowance recorded	1,298
With a specific allowance recorded	7,745
Total recorded investment in impaired loans	9,043
Specific allowance on impaired loans		259
Specific allowance on impaired loans	3,008
Residential Portfolio Segment
Financing Receivable, Impaired [Line Items]
With no specific allowance recorded		1,991
With a specific allowance recorded		214
Total recorded investment in impaired loans		2,205
With no specific allowance recorded	1,349
With a specific allowance recorded	147
Total recorded investment in impaired loans	1,496
Specific allowance on impaired loans		$ 222
Specific allowance on impaired loans	$ 2

LOANS - Troubled Debt Restructu

LOANS - Troubled Debt Restructurings - General Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Receivables [Abstract]
Financing Receivable, Troubled Debt Restructuring, Subsequent Default		$ 1
Accumulated amortized cost of financing receivable	$ 0	759
Amount of the write-down related to a troubled debt restructuring	0	3,200
Revolving loans converted to term loans	7,100	3,100
Loans individually evaluated for impairment	$ 1,300	$ 393

LOANS - Troubled Debt Restruc_2

LOANS - Troubled Debt Restructurings - Modified as TDR Loans (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($) loan contract	Dec. 31, 2022 USD ($) loan contract
Financing Receivable, Troubled Debt Restructuring [Line Items]
Period of time to return to accrual status	6 months
Financing Receivable, Troubled Debt Restructuring, Loans, Number | loan	7	10
Financing Receivable, Troubled Debt Restructuring, Modified Loans	$ 4,303	$ 6,259
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage	0.22%	0.31%
Financing Receivable, Excluding Accrued Interest, Modified in Period, Number of Contracts | contract	0	4
Extended Maturity [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans	$ 4,303	$ 6,259
Commercial Portfolio Segment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Loans, Number | loan	2	2
Financing Receivable, Troubled Debt Restructuring, Modified Loans	$ 125	$ 19
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage	0.08%	0.01%
Commercial Portfolio Segment | Contractual Interest Rate Reduction [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans, Number | contract		1
Commercial Portfolio Segment | Extended Maturity [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans	$ 125	$ 19
Commercial Real Estate Portfolio Segment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans, Number | contract		2
Financing Receivable, Troubled Debt Restructuring, Loans, Number | loan	4	6
Financing Receivable, Troubled Debt Restructuring, Modified Loans	$ 3,400	$ 5,265
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage	0.20%	0.31%
Commercial Real Estate Portfolio Segment | Contractual Interest Rate Reduction [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans		$ 6,500
Commercial Real Estate Portfolio Segment | Extended Maturity [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans	$ 3,400	$ 5,265
Residential Portfolio Segment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans, Number | contract		1
Financing Receivable, Troubled Debt Restructuring, Loans, Number | loan	1	2
Financing Receivable, Troubled Debt Restructuring, Modified Loans	$ 778	$ 975
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage	0.90%	0.88%
Residential Portfolio Segment | Extended Maturity [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring, Modified Loans	$ 778	$ 975

LOANS - Risk Grade (Details)

LOANS - Risk Grade (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
LOANS
2023/2022	$ 107,913	$ 442,956
2022/2021	438,971	432,112
2021/2020	401,731	208,369
2020/2019	187,444	266,728
2019/2018	243,368	144,760
2018/Prior	485,418	467,270
Revolving loans amortized cost	62,928	59,011
Loans Receivable, Gross, Commercial, Real Estate, Total	1,927,773	2,021,206
Total	643
Financial Asset, Not Past Due [Member]
LOANS
2019/2018	27	12
2018/Prior	608	12
Revolving loans amortized cost	8
Total	643	24
Commercial Portfolio Segment
LOANS
2023/2022	26,055	31,599
2022/2021	25,039	34,584
2021/2020	19,294	35,213
2020/2019	24,310	31,661
2019/2018	27,260	6,268
2018/Prior	20,322	27,775
Revolving loans amortized cost	20,609	21,438
Loans Receivable, Gross, Commercial, Real Estate, Total	162,889	188,538
Total	463
Commercial Portfolio Segment | Financial Asset, Not Past Due [Member]
LOANS
2019/2018	27
2018/Prior	436
Total	463
Construction and Land Portfolio Segment
LOANS
2023/2022	1,217	1,381
2022/2021	6,040	533
2021/2020		1,586
2020/2019	1,543	557
2019/2018	109	4,425
2018/Prior	650	4,681
Loans Receivable, Gross, Commercial, Real Estate, Total	9,559	13,163
Commercial Real Estate Portfolio Segment
LOANS
2023/2022	80,576	409,014
2022/2021	407,825	392,449
2021/2020	380,005	163,335
2020/2019	157,266	223,955
2019/2018	207,539	118,303
2018/Prior	425,969	396,668
Revolving loans amortized cost	9,405	992
Loans Receivable, Gross, Commercial, Real Estate, Total	1,668,585	1,704,716
Residential Portfolio Segment
LOANS
2023/2022		423
2022/2021		4,536
2021/2020	2,432	6,546
2020/2019	4,319	10,473
2019/2018	8,423	15,721
2018/Prior	38,408	38,015
Revolving loans amortized cost	32,420	34,892
Loans Receivable, Gross, Commercial, Real Estate, Total	86,002	110,606
Total	175
Residential Portfolio Segment | Financial Asset, Not Past Due [Member]
LOANS
2018/Prior	172
Revolving loans amortized cost	3
Total	175
Consumer Portfolio Segment
LOANS
2023/2022	65	539
2022/2021	67	10
2021/2020		1,691
2020/2019	6	82
2019/2018	37	40
2018/Prior	69	131
Revolving loans amortized cost	494	1,690
Loans Receivable, Gross, Commercial, Real Estate, Total	738	4,183
Total	5
Consumer Portfolio Segment | Financial Asset, Not Past Due [Member]
LOANS
2019/2018		12
2018/Prior		12
Revolving loans amortized cost	5
Total	5	24
Pass
LOANS
2023/2022	107,913	442,956
2022/2021	428,465	432,112
2021/2020	398,891	204,536
2020/2019	168,598	243,040
2019/2018	214,980	133,816
2018/Prior	425,777	422,924
Revolving loans amortized cost	60,073	57,532
Loans Receivable, Gross, Commercial, Real Estate, Total	1,804,697	1,936,916
Pass | Commercial Portfolio Segment
LOANS
2023/2022	26,055	31,599
2022/2021	25,039	34,584
2021/2020	19,294	35,173
2020/2019	22,831	30,632
2019/2018	26,008	4,731
2018/Prior	17,357	25,147
Revolving loans amortized cost	17,754	19,962
Loans Receivable, Gross, Commercial, Real Estate, Total	154,338	181,828
Pass | Construction and Land Portfolio Segment
LOANS
2023/2022	1,217	1,381
2022/2021	6,040	533
2021/2020		1,586
2020/2019	1,177	557
2019/2018	109	4,363
2018/Prior	650	4,681
Loans Receivable, Gross, Commercial, Real Estate, Total	9,193	13,101
Pass | Commercial Real Estate Portfolio Segment
LOANS
2023/2022	80,576	409,014
2022/2021	397,319	392,449
2021/2020	377,165	159,744
2020/2019	140,265	201,561
2019/2018	180,859	110,143
2018/Prior	370,887	355,795
Revolving loans amortized cost	9,405	992
Loans Receivable, Gross, Commercial, Real Estate, Total	1,556,476	1,629,698
Pass | Residential Portfolio Segment
LOANS
2023/2022		423
2022/2021		4,536
2021/2020	2,432	6,343
2020/2019	4,319	10,229
2019/2018	7,986	14,537
2018/Prior	36,814	37,170
Revolving loans amortized cost	32,420	34,889
Loans Receivable, Gross, Commercial, Real Estate, Total	83,971	108,127
Pass | Consumer Portfolio Segment
LOANS
2023/2022	65	539
2022/2021	67	10
2021/2020		1,691
2020/2019	6	61
2019/2018	18	40
2018/Prior	69	131
Revolving loans amortized cost	494	1,690
Loans Receivable, Gross, Commercial, Real Estate, Total	719	4,162
Special Mention
LOANS
2022/2021	10,348
2021/2020	1,894	3,590
2020/2019	18,324	18,317
2019/2018	16,470	9,130
2018/Prior	43,408	31,428
Revolving loans amortized cost	1,831	1,470
Loans Receivable, Gross, Commercial, Real Estate, Total	92,275	63,935
Special Mention | Commercial Portfolio Segment
LOANS
2020/2019	1,323	863
2019/2018	932	1,149
2018/Prior	1,926	1,866
Revolving loans amortized cost	1,831	1,467
Loans Receivable, Gross, Commercial, Real Estate, Total	6,012	5,345
Special Mention | Construction and Land Portfolio Segment
LOANS
2019/2018		62
Loans Receivable, Gross, Commercial, Real Estate, Total		62
Special Mention | Commercial Real Estate Portfolio Segment
LOANS
2022/2021	10,348
2021/2020	1,894	3,591
2020/2019	17,001	17,210
2019/2018	15,101	7,919
2018/Prior	41,482	29,561
Loans Receivable, Gross, Commercial, Real Estate, Total	85,826	58,281
Special Mention | Residential Portfolio Segment
LOANS
2020/2019		244
2019/2018	437
Revolving loans amortized cost		3
Loans Receivable, Gross, Commercial, Real Estate, Total	437	247
Substandard
LOANS
2022/2021	158
2021/2020	946	243
2020/2019	522	5,371
2019/2018	11,918	1,814
2018/Prior	16,233	12,918
Revolving loans amortized cost	1,024	9
Loans Receivable, Gross, Commercial, Real Estate, Total	30,801	20,355
Substandard | Commercial Portfolio Segment
LOANS
2021/2020		40
2020/2019	156	166
2019/2018	320	388
2018/Prior	1,039	762
Revolving loans amortized cost	1,024	9
Loans Receivable, Gross, Commercial, Real Estate, Total	2,539	1,365
Substandard | Construction and Land Portfolio Segment
LOANS
2020/2019	366
Loans Receivable, Gross, Commercial, Real Estate, Total	366
Substandard | Commercial Real Estate Portfolio Segment
LOANS
2022/2021	158
2021/2020	946
2020/2019		5,184
2019/2018	11,579	241
2018/Prior	13,600	11,312
Loans Receivable, Gross, Commercial, Real Estate, Total	26,283	16,737
Substandard | Residential Portfolio Segment
LOANS
2021/2020		203
2019/2018		1,184
2018/Prior	1,594	845
Loans Receivable, Gross, Commercial, Real Estate, Total	1,594	2,232
Substandard | Consumer Portfolio Segment
LOANS
2020/2019		21
2019/2018	19
Loans Receivable, Gross, Commercial, Real Estate, Total	$ 19	$ 21

LOANS - Aging (Details)

LOANS - Aging (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Loans receivable	$ 1,927,773	$ 2,021,206
Loans impaired and placed on nonaccrual	12,977	14,289
PCI Loans	25,723	28,787
Total loans		2,021,206
Total loans	1,927,773
Recorded Investment > 90 Days and Accruing		934
Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	15,652	12,713
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	3,863	1,636
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	1,848	2,297
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	9,941	8,780
PCI Loans		934
Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	1,886,398	1,979,706
Commercial Portfolio Segment
Financing Receivable, Past Due [Line Items]
Loans receivable	162,889	188,538
Loans impaired and placed on nonaccrual	2,072	878
PCI Loans	198	4,017
Total loans		188,538
Total loans	162,889
Commercial Portfolio Segment | Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	2,731	1,410
Commercial Portfolio Segment | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	803	471
Commercial Portfolio Segment | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	146	81
Commercial Portfolio Segment | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	1,782	858
Commercial Portfolio Segment | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	159,960	183,111
Construction and Land Portfolio Segment
Financing Receivable, Past Due [Line Items]
Loans receivable	9,559	13,163
Loans impaired and placed on nonaccrual	366
PCI Loans	25	4,054
Total loans		13,163
Total loans	9,559
Construction and Land Portfolio Segment | Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	463
Construction and Land Portfolio Segment | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	97
Construction and Land Portfolio Segment | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	366
Construction and Land Portfolio Segment | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	9,071	9,109
Commercial Real Estate Portfolio Segment
Financing Receivable, Past Due [Line Items]
Loans receivable	1,668,585	1,704,716
Loans impaired and placed on nonaccrual	9,043	11,206
PCI Loans	25,053	20,037
Total loans		1,704,716
Total loans	1,668,585
Recorded Investment > 90 Days and Accruing		934
Commercial Real Estate Portfolio Segment | Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	12,403	10,352
Commercial Real Estate Portfolio Segment | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	2,908	1,064
Commercial Real Estate Portfolio Segment | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	1,702	2,213
Commercial Real Estate Portfolio Segment | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	7,793	7,075
Commercial Real Estate Portfolio Segment | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	1,631,129	1,674,327
Residential Portfolio Segment
Financing Receivable, Past Due [Line Items]
Loans receivable	86,002	110,606
Loans impaired and placed on nonaccrual	1,496	2,205
PCI Loans	447	679
Total loans		110,606
Total loans	86,002
Residential Portfolio Segment | Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	55	951
Residential Portfolio Segment | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	55	101
Residential Portfolio Segment | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable		3
Residential Portfolio Segment | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable		847
Residential Portfolio Segment | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	85,500	108,976
Consumer Portfolio Segment
Financing Receivable, Past Due [Line Items]
Loans receivable	738	4,183
Total loans		4,183
Total loans	738
Consumer Portfolio Segment | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans receivable	$ 738	$ 4,183

LOANS - Nonaccrual Loans - Agin

LOANS - Nonaccrual Loans - Aging (Details) $ in Thousands	Dec. 31, 2023 USD ($) loan	Dec. 31, 2022 USD ($) loan
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	$ 25,723	$ 28,787
Recorded Investment > 90 Days and Accruing		934
Commercial Portfolio Segment
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	198	4,017
Construction and Land Portfolio Segment
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	25	4,054
Commercial Real Estate Portfolio Segment
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	25,053	20,037
Recorded Investment > 90 Days and Accruing		934
Residential Portfolio Segment
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	447	679
Financial Asset, 30 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	$ 927	2,500
Financing Receivable, Nonaccrual, Loans, Number | loan	5
Financial Asset, 1 to 29 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	$ 2,100	4,000
Financing Receivable, Nonaccrual, Loans, Number | loan	16
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual		$ 934
Financing Receivable, Nonaccrual, Loans, Number | loan	0	1

LOANS - Variable Rate Loans and

LOANS - Variable Rate Loans and Loans purchased (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Loans Receivable with Variable Rates of Interest [Abstract]
Loans Receivable with Variable Rates of Interest	$ 1,200,000	$ 1,300,000
Loans Receivable with Variable Rates of Interest, with Interest Rate Floors	985,100	965,800
Loans Receivable with Variable Rates of Interest, with Interest Rate Floors, at Floor	866,600	854,000
Purchased loans, outstanding of collection	137,900	134,500
Purchased loans, past due 30 days or more	0	0
Purchased loans, purchase premiums remaining	0	10
Purchased loans, allowance for loan losses	$ 2,500	$ 1,300

LOANS - Nonaccrual Loans - Gene

LOANS - Nonaccrual Loans - General Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Loans and Leases Receivable, Other Information [Abstract]
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest	$ 13,000,000
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest		$ 14,300,000
Loans and leases receivable, impaired, interest lost on nonaccrual loans	871,000
Loans and leases receivable, impaired, interest lost on nonaccrual loans		580,000
Financing Receivable, Nonaccrual	$ 25,723,000	28,787,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans and Leases Receivable, Other Information [Abstract]
Financing Receivable, Nonaccrual		$ 934,000

LOANS - Nonaccrual Loans - Guar

LOANS - Nonaccrual Loans - Guaranteed (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	$ 25,723	$ 28,787
Non-accrual with no allowance for credit losses	3,282	12,725
Loans Insured or Guaranteed by US Government Authorities [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual with no allowance for credit losses	13,000	14,300
US Government Agency Insured Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	$ 740	$ 839

LOANS - PCI Loans - Unpaid Bala

LOANS - PCI Loans - Unpaid Balance and Carrying Amount (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, Unpaid Principal Balance		$ 31,641
Financing Receivable, Nonaccrual	$ 25,723	28,787
Commercial Portfolio Segment
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, Unpaid Principal Balance		4,864
Financing Receivable, Nonaccrual	198	4,017
Construction and Land Portfolio Segment
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, Unpaid Principal Balance		4,299
Financing Receivable, Nonaccrual	25	4,054
Commercial Real Estate Portfolio Segment
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, Unpaid Principal Balance		21,649
Financing Receivable, Nonaccrual	25,053	20,037
Residential Portfolio Segment
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, Unpaid Principal Balance		829
Financing Receivable, Nonaccrual	$ 447	$ 679

LOANS - PCI Loans - Accretable

LOANS - PCI Loans - Accretable Yield - General Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Loans and Leases Receivable Disclosure [Line Items]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	$ 1,500,000	$ 508,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications to Nonaccretable Difference	1,300,000	1,500,000
Nonperforming Financial Instruments [Member]
Loans and Leases Receivable Disclosure [Line Items]
Allowance for Loan and Lease Losses, Period Increase (Decrease)	$ 18,000	$ 0

LOANS - PCI Loans - Accretabl_2

LOANS - PCI Loans - Accretable Yield - Roll Forward (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2023
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	$ 508	$ 383
Additions	1,299
Removals	(134)	(183)
Transfers from nonaccretable yield	239	145
Accretion	(370)	163
Balance at end of period	1,542	$ 508
Unpaid principal balances	$ 940,700		$ 1,140,000

ALLOWANCE FOR CREDIT LOSSES F_3

ALLOWANCE FOR CREDIT LOSSES FOR LOANS - Roll Forward (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 18,900	$ 17,700
Charge-offs		(3,656)
Recoveries		415
Provision for (reversal of) loan losses		4,441
Ending balance		18,900
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning balance	18,900
Charge-offs	(643)
Recoveries	93
Provision for (reversal of) credit losses	2,150
Ending balance	22,000	18,900
Reserve for unfunded commitments
Beginning balance	315
Provision for (reversal of) credit losses	(135)
Ending balance	225	315
Cumulative Effect Period of Adoption Adjustment | Accounting Standards Update 2016-13
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Ending balance	1,500
Reserve for unfunded commitments
Ending balance	45
Commercial Portfolio Segment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	2,885	3,261
Charge-offs		(3,643)
Recoveries		409
Provision for (reversal of) loan losses		2,858
Ending balance		2,885
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning balance	2,885
Charge-offs	(463)
Recoveries	85
Provision for (reversal of) credit losses	343
Ending balance	4,216	2,885
Commercial Portfolio Segment | Cumulative Effect Period of Adoption Adjustment | Accounting Standards Update 2016-13
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Ending balance	1,366
Construction and Land Portfolio Segment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	68	175
Provision for (reversal of) loan losses		(107)
Ending balance		68
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning balance	68
Provision for (reversal of) credit losses	(172)
Ending balance	298	68
Construction and Land Portfolio Segment | Cumulative Effect Period of Adoption Adjustment | Accounting Standards Update 2016-13
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Ending balance	402
Commercial Real Estate Portfolio Segment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	14,185	12,709
Charge-offs		(1)
Provision for (reversal of) loan losses		1,477
Ending balance		14,185
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning balance	14,185
Recoveries	2
Provision for (reversal of) credit losses	2,309
Ending balance	16,498	14,185
Commercial Real Estate Portfolio Segment | Cumulative Effect Period of Adoption Adjustment | Accounting Standards Update 2016-13
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Ending balance	2
Residential Portfolio Segment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,742	1,536
Charge-offs		(6)
Recoveries		6
Provision for (reversal of) loan losses		206
Ending balance		1,742
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning balance	1,742
Charge-offs	(175)
Recoveries	1
Provision for (reversal of) credit losses	(287)
Ending balance	979	1,742
Residential Portfolio Segment | Cumulative Effect Period of Adoption Adjustment | Accounting Standards Update 2016-13
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Ending balance	(302)
Consumer Portfolio Segment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	20	19
Charge-offs		(6)
Provision for (reversal of) loan losses		7
Ending balance		20
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning balance	20
Charge-offs	(5)
Recoveries	5
Provision for (reversal of) credit losses	(43)
Ending balance	9	$ 20
Consumer Portfolio Segment | Cumulative Effect Period of Adoption Adjustment | Accounting Standards Update 2016-13
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Ending balance	$ 32

ALLOWANCE FOR CREDIT LOSSES F_4

ALLOWANCE FOR CREDIT LOSSES FOR LOANS - Additional Information (Details) - USD ($) $ in Thousands	1 Months Ended	12 Months Ended
	Jun. 30, 2023	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment			$ 1,168
Loans individually evaluated for impairment		$ 4,433	17,714
Loans collectively evaluated for impairment		17,072
Allowance for credit losses			18,900	$ 17,700
Allowance for credit losses		22,000	18,900
Individually evaluated			15,048
Individually evaluated		12,977
Collectively evaluated			1,977,371
Collectively evaluated		1,889,073
Total loans			2,021,206
Total loans		1,927,773
Provision for credit losses		2,015	4,441	466
Increase in reserves for individually evaluated loans		3,300
Net charge-offs		550
Loans impaired and placed on nonaccrual		12,977	14,289
Loans, net of allowance for credit losses of $22,000 at December 31, 2023 and $18,900 at December 31, 2022		1,905,829
Certificate of deposits held with bank provided as collateral by the Borrower	$ 4,000
Cash collateral released	1,000
Certificate of deposit-secured line of credit loan
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans impaired and placed on nonaccrual		1,000
Loans, net of allowance for credit losses of $22,000 at December 31, 2023 and $18,900 at December 31, 2022	$ 5,000
Certificate of deposits provided as collateral by the Borrower used to offset amounts due		4,000
Additional collateral amount requested to be returned		1,000
Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Allowance for credit losses		495
Total loans			28,787
Total loans		25,723
Commercial Portfolio Segment
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment			687
Loans individually evaluated for impairment		1,423	2,198
Loans collectively evaluated for impairment		2,793
Allowance for credit losses			2,885	3,261
Allowance for credit losses		4,216	2,885
Individually evaluated			878
Individually evaluated		2,072
Collectively evaluated			183,643
Collectively evaluated		160,619
Total loans			188,538
Total loans		162,889
Loans impaired and placed on nonaccrual		2,072	878
Commercial Portfolio Segment | Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Total loans			4,017
Total loans		198
Construction and Land Portfolio Segment
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment			68
Loans collectively evaluated for impairment		298
Allowance for credit losses			68	175
Allowance for credit losses		298	68
Individually evaluated		366
Collectively evaluated			9,109
Collectively evaluated		9,168
Total loans			13,163
Total loans		9,559
Loans impaired and placed on nonaccrual		366
Construction and Land Portfolio Segment | Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Total loans			4,054
Total loans		25
Commercial Real Estate Portfolio Segment
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment			259
Loans individually evaluated for impairment		3,008	13,908
Loans collectively evaluated for impairment		13,002
Allowance for credit losses			14,185	12,709
Allowance for credit losses		16,498	14,185
Individually evaluated			11,965
Individually evaluated		9,043
Collectively evaluated			1,672,714
Collectively evaluated		1,634,489
Total loans			1,704,716
Total loans		1,668,585
Loans impaired and placed on nonaccrual		9,043	11,206
Commercial Real Estate Portfolio Segment | Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Allowance for credit losses		488
Total loans			20,037
Total loans		25,053
Residential Portfolio Segment
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment			222
Loans individually evaluated for impairment		2	1,520
Loans collectively evaluated for impairment		970
Allowance for credit losses			1,742	1,536
Allowance for credit losses		979	1,742
Individually evaluated			2,205
Individually evaluated		1,496
Collectively evaluated			107,722
Collectively evaluated		84,059
Total loans			110,606
Total loans		86,002
Loans impaired and placed on nonaccrual		1,496	2,205
Residential Portfolio Segment | Nonperforming Financial Instruments [Member]
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Allowance for credit losses		7
Total loans			679
Total loans		447
Consumer Portfolio Segment
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Loans individually evaluated for impairment			20
Loans collectively evaluated for impairment		9
Allowance for credit losses			20	$ 19
Allowance for credit losses		9	20
Collectively evaluated			4,183
Collectively evaluated		738
Total loans			$ 4,183
Total loans		$ 738

ALLOWANCE FOR CREDIT LOSSES F_5

ALLOWANCE FOR CREDIT LOSSES FOR LOANS - Amortized Cost Basis of Individually Evaluated Collateral-dependent Non-accrual Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	$ 12,977	$ 14,289
Allowance for Credit/loan losses	4,433	1,168
Commercial Portfolio Segment
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	2,073	878
Allowance for Credit/loan losses	1,423	687
Construction and Land Portfolio Segment
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	366
Commercial Real Estate Portfolio Segment
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	9,042	11,206
Allowance for Credit/loan losses	3,008	259
Residential Portfolio Segment
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	1,496	2,205
Allowance for Credit/loan losses	2	222
Office
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	224	389
Office | Commercial Real Estate Portfolio Segment
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	224	389
Multifamily
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	5,305	5,351
Multifamily | Commercial Real Estate Portfolio Segment
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	5,305	5,351
Convalescent facility
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	2,213	3,577
Convalescent facility | Commercial Real Estate Portfolio Segment
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	2,213	3,577
Other
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	2,321	1,889
Other | Commercial Portfolio Segment
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	1,021
Other | Commercial Real Estate Portfolio Segment
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	1,300	1,889
SFR 1-4
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	1,862	2,205
SFR 1-4 | Construction and Land Portfolio Segment
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	366
SFR 1-4 | Residential Portfolio Segment
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	1,496	2,205
A/R and Equipment
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	1,052	878
A/R and Equipment | Commercial Portfolio Segment
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment of collateral-dependent	$ 1,052	$ 878

ALLOWANCE FOR CREDIT LOSSES F_6

ALLOWANCE FOR CREDIT LOSSES FOR LOANS - Amortized Cost And Allowance For Credit Losses For Loans On Non-accrual Status (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no allowance for credit losses	$ 3,282	$ 12,725
Non-accrual with allowance for credit losses	9,695	1,564
Loans impaired and placed on nonaccrual	12,977	14,289
Interest income recognized on non-accrual loans	208	149
Commercial Portfolio Segment
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no allowance for credit losses	272
Non-accrual with allowance for credit losses	1,800	878
Loans impaired and placed on nonaccrual	2,072	878
Construction and Land Portfolio Segment
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no allowance for credit losses	366
Loans impaired and placed on nonaccrual	366
Commercial Real Estate Portfolio Segment
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no allowance for credit losses	1,295	10,734
Non-accrual with allowance for credit losses	7,748	472
Loans impaired and placed on nonaccrual	9,043	11,206
Residential Portfolio Segment
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no allowance for credit losses	1,349	1,991
Non-accrual with allowance for credit losses	147	214
Loans impaired and placed on nonaccrual	$ 1,496	$ 2,205

ALLOWANCE FOR CREDIT LOSSES F_7

ALLOWANCE FOR CREDIT LOSSES FOR LOANS - PEB Acquisition CalCAP loan program (Details) - CalCAP Loan program $ in Millions	Dec. 31, 2023 USD ($)
Financing Receivable, Allowance for Credit Loss [Line Items]
Immediate loss coverage percentage (%)	100%
Pacific Enterprise Bancorp [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loan enrolled under the program	$ 17.7
Amount of loss reserve account	6.2
Amount of loan originated under the program	4.5
Pacific Enterprise Bancorp [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loan enrolled under the program	19.4
Amount of loss reserve account	$ 13.7

PREMISES AND EQUIPMENT - Tabula

PREMISES AND EQUIPMENT - Tabular Disclosure (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Property, Plant and Equipment [Line Items]
Less accumulated depreciation and amortization	$ (8,529)	$ (6,861)
Total premises and equipment, net	13,734	13,278
Premises owned
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	11,233	11,120
Leasehold improvements
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	3,082	2,259
Furniture, fixtures and equipment
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$ 7,948	$ 6,760

PREMISES AND EQUIPMENT - Deprec

PREMISES AND EQUIPMENT - Depreciation and Amortization (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Depreciation, Depletion and Amortization [Abstract]
Depreciation and amortization included in occupancy and equipment expense	$ 1.7	$ 2	$ 2

LEASES - General Information (D

LEASES - General Information (Details)	Dec. 31, 2023 location item
Lessee, Lease, Description [Line Items]
Number of banking branches owned	15
Number of offices and branches | location	35
Noncancelable Operating Leases [Member]
Lessee, Lease, Description [Line Items]
Number of offices and branches	20

LEASES - Maturity (Details)

LEASES - Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Lessee, Operating Lease, Liability, Payment, Due [Abstract]
2024	$ 3,937
2025	3,364
2026	2,672
2027	2,193
Thereafter	3,935
Total undiscounted cash flows	16,101
Less: interest	(1,349)
Present value of lease payments	$ 14,752	$ 17,138

LEASES - Weighted Average Opera

LEASES - Weighted Average Operating Lease Term and Discount Rate (Details)	Dec. 31, 2023	Dec. 31, 2022
Leases [Abstract]
Weighted-average remaining lease term	4 years 9 months 18 days	5 years 4 months 24 days
Weighted-average discount rate	3.40%	3.10%

LEASES - Cost (Details)

LEASES - Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Leases [Abstract]
Operating lease cost	$ 3,870	$ 3,825	$ 3,270
Short-term lease cost	112	299
Variable lease cost		17	100
Less: Sublease income	(83)	(88)	(87)
Total operating lease cost, net	$ 3,899	$ 4,053	$ 3,283

OTHER REAL ESTATE OWNED - Tabul

OTHER REAL ESTATE OWNED - Tabular Disclosure (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Repossessed Assets [Abstract]
Other real estate owned ("OREO")	$ 21

OTHER REAL ESTATE OWNED - Loans

OTHER REAL ESTATE OWNED - Loans in the Process of Foreclosure (Details) $ in Thousands	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($) loan
Banking and Thrift, Other Disclosures [Abstract]
Loans in the process of foreclosure, number | loan		2
Loans in the process of foreclosure | $	$ 0	$ 248

GOODWILL AND INTANGIBLE ASSET_2

GOODWILL AND INTANGIBLE ASSETS (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill	$ 38,838	$ 38,838
Changes in the goodwill	$ 0	$ 0

GOODWILL AND INTANGIBLE ASSET_3

GOODWILL AND INTANGIBLE ASSETS - Changes in Core Deposits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Finite-lived Intangible Assets [Roll Forward]
Balance at beginning of period	$ 5,201	$ 6,489
Additions		756
Less amortization	(1,286)	(2,044)	$ (1,813)
Balance at end of period	$ 3,915	$ 5,201	$ 6,489

GOODWILL AND INTANGIBLE ASSET_4

GOODWILL AND INTANGIBLE ASSETS - Estimated Annual Amortization (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Finite-Lived Intangible Assets, Net, Amortization Expense, Fiscal Year Maturity [Abstract]
2024	$ 1,222
2025	948
2026	455
2027	455
Thereafter	835
Total	$ 3,915	$ 5,201	$ 6,489

INTEREST RECEIVABLE AND OTHER_3

INTEREST RECEIVABLE AND OTHER ASSETS (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Tax assets, net	$ 19,480	$ 18,762
Accrued interest receivable	8,423	7,659
Investment in SBIC fund	3,969	4,389
Investment in CRA fund	2,000	2,000
Prepaid assets	2,023	1,568
Servicing assets	1,269	2,092
Investment in Low Income Housing Tax Credit ("LIHTC") partnerships, net	3,480	2,675
Investment in statutory trusts	511	493
CalCAP reserve receivable	4,023	4,023
Other assets	2,200	1,871
Total	$ 47,378	$ 45,532

DEPOSITS (Details)

DEPOSITS (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Deposits, by Type [Abstract]
Demand deposits	$ 646,278	$ 773,274
NOW accounts and savings	385,162	441,064
Money market	624,066	577,792
Time deposits	477,244	293,349
Total deposits	$ 2,132,750	$ 2,085,479

DEPOSITS - Narrative (Details)

DEPOSITS - Narrative (Details) - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022
Deposits [Abstract]
Brokered deposits	$ 43.6	$ 43.9

DEPOSITS - Maturities (Details)

DEPOSITS - Maturities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Time Deposits, Fiscal Year Maturity [Abstract]
2024	$ 372,733
2025	90,168
2026	7,055
2027	5,461
2028	1,827
Total	$ 477,244	$ 293,349

DEPOSITS - Interest Expense (De

DEPOSITS - Interest Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest Expense Domestic Deposit Liabilities [Abstract]
Interest Expense Domestic Deposit Liabilities, Notice of Withdrawal, Net of Withdrawal Penalties	$ 426	$ 499	$ 452
Interest Expense Domestic Deposit Liabilities, Money Market, Net of Withdrawal Penalties	10,238	3,238	2,266
Interest Expense Domestic Deposit Liabilities, Time Deposit, Net of Withdrawal Penalties	13,376	2,536	2,157
Interest Expense Domestic Deposit Liabilities, Total	$ 24,040	$ 6,273	$ 4,875

OTHER BORROWINGS (Details)

OTHER BORROWINGS (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Federal Funds Line, Cumulative Available Commitments [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Other Commitment	$ 65,000,000	$ 65,000,000
Federal Funds Purchased [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Short-term Debt	0	0
Federal Reserve Bank Advances [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Short-term Debt	$ 0	$ 0
Federal Home Loan Bank of San Francisco [Member] | Federal Home Loan Bank of San Francisco, Secured Borrowing Facility [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, General Description of Terms	The Company has an approved secured borrowing facility with the FHLB for up to 25% of total assets for a term not to exceed five years under a blanket lien of certain types of loans. At both December 31, 2023 and December 31, 2022, the Company had no FHLB advances outstanding.
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Percentage of Total Assets	25%
Debt Instrument, Term	5 years
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances	$ 0

JUNIOR SUBORDINATED DEFERRABL_3

JUNIOR SUBORDINATED DEFERRABLE INTEREST DEBENTURES - General Information (Details) - Floating Rate Junior Subordinated Deferrable Interest Debentures [Member] - Junior Subordinated Debt [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Debt Instrument [Line Items]
Debt Instrument, Face Amount	$ 9,485	$ 9,485
BFC Trust [Member]
Debt Instrument [Line Items]
Preferred Stock, Amount Authorized	93
Preferred Stock, Liquidation Preference, Value	1
Proceeds from Issuance of Preferred Stock and Preference Stock	3,100
Debt Instrument, Face Amount	$ 3,093	3,093
BFC Trust [Member] | SOFR
Debt Instrument [Line Items]
Debt Instrument, Basis Spread on Variable Rate	2.75%
FULB Trust [Member]
Debt Instrument [Line Items]
Preferred Stock, Amount Authorized	$ 192
Floating Rate Capital Trust Pass-through Securities Issued	6,200
Preferred Stock, Liquidation Preference, Value	$ 1
Proceeds from Issuance of Preferred Stock and Preference Stock	6,200
Debt Instrument, Face Amount	$ 6,392	$ 6,392
FULB Trust [Member] | SOFR
Debt Instrument [Line Items]
Debt Instrument, Basis Spread on Variable Rate	2.50%

JUNIOR SUBORDINATED DEFERRABL_4

JUNIOR SUBORDINATED DEFERRABLE INTEREST DEBENTURES - Tabular Disclosure (Details) - Junior Subordinated Debt [Member] - Floating Rate Junior Subordinated Deferrable Interest Debentures [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Debt Instrument [Line Items]
Gross	$ 9,485	$ 9,485
Fair value discount	(920)	(1,001)
Net	$ 8,565	$ 8,484
Interest rate	8.23%	7.34%
Effective Rate	8.75%	5.23%
BFC Trust [Member]
Debt Instrument [Line Items]
Gross	$ 3,093	$ 3,093
Fair value discount	(268)	(290)
Net	$ 2,825	$ 2,803
Interest rate	8.39%	7.49%
Effective Rate	8.74%	5.14%
FULB Trust [Member]
Debt Instrument [Line Items]
Gross	$ 6,392	$ 6,392
Fair value discount	(652)	(711)
Net	$ 5,740	$ 5,681
Interest rate	8.15%	7.27%
Effective Rate	8.75%	5.27%

SUBORDINATED DEBT (Details)

SUBORDINATED DEBT (Details) - Subordinated Debt [Member] - Fixed-to-Floating Rate Subordinated Notes, 5.25 Percent, Due 2030 [Member] - USD ($) $ in Millions	Sep. 15, 2025	Dec. 31, 2023	Dec. 31, 2022	Aug. 06, 2020
Debt Instrument [Line Items]
Debt Instrument, Face Amount				$ 65
Debt Instrument, Interest Rate, Stated Percentage				5.25%
Debt Instrument, Face Amount, Debt Issued, Percentage of Par				100%
Long-term Debt		$ 63.9	$ 63.7
Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member] | Forecast [Member]
Debt Instrument [Line Items]
Debt Instrument, Basis Spread on Variable Rate	5.21%

INCOME TAXES - Income Tax Expen

INCOME TAXES - Income Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Current Income Tax Expense (Benefit), Continuing Operations [Abstract]
Federal	$ 7,021	$ 5,990	$ 5,122
State	3,711	3,638	2,572
Current income tax expense (benefit)	10,732	9,628	7,694
Deferred Income Tax Expense (Benefit), Continuing Operations [Abstract]
Federal	(206)	(402)	(95)
Deferred income taxes, net, State	207	(518)	190
Deferred income tax expense (benefit)	1	(920)	95
Income Tax Expense (Benefit), Total	$ 10,733	$ 8,708	$ 7,789

INCOME TAXES - Reconciliation (

INCOME TAXES - Reconciliation (Details) - USD ($) $ in Thousands		12 Months Ended
	Feb. 01, 2022	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Effective Income Tax Rate Reconciliation, Amount [Abstract]
Federal statutory tax rate		$ 8,013	$ 6,812	$ 5,981
State statutory tax rate, net of federal effective tax rate		3,095	2,465	2,182
Tax exempt interest		(76)	(94)	(80)
BOLI		(140)	(124)	(140)
Acquisition expenses			94
Other		(159)	(445)	(154)
Income Tax Expense (Benefit), Total		$ 10,733	$ 8,708	$ 7,789
Effective Income Tax Rate Reconciliation, Percent [Abstract]
Federal statutory tax rate (as a percent)		21%	21%	21%
State statutory tax rate, net of federal effective tax rate (as a percent)		8.10%	7.60%	7.66%
Tax exempt interest (as a percent)		(0.20%)	(0.29%)	(0.28%)
BOLI (as a percent)		(0.40%)	(0.38%)	(0.49%)
Acquisition expenses (as a percent)			0.29%
Other (as a percent)		(0.40%)	(1.37%)	(0.54%)
Effective Income Tax Rate Reconciliation, Percent	27.90%	28.10%	26.85%	27.35%

INCOME TAXES - Deferred Tax Ass

INCOME TAXES - Deferred Tax Assets, Net (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Deferred tax assets
Net operating loss carryforward	$ 3,191	$ 3,945
Salary continuation plan	1,453	1,400
Allowance for credit losses	6,450	5,469
Stock based compensation	153	355
Lease Liability	4,237	4,959
Other liabilities		459
Unrealized loss on AFS securities	5,885	4,682
Unrealized loss on equity securities	1,642	1,316
Other	1,265	1,547
Total deferred tax assets	24,276	24,132
Deferred tax liabilities
Core deposit intangible	(1,125)	(1,506)
ROU assets	(4,004)	(4,794)
FHLB stock dividend	(246)	(248)
Partnership investments	(973)	(974)
Deferred loan costs and other	(1,204)	(1,098)
Total deferred tax liability	(7,552)	(8,620)
Deferred Tax Assets, Net, Total	$ 16,724	$ 15,512

INCOME TAXES - Operating Loss C

INCOME TAXES - Operating Loss Carryforwards (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Operating Loss Carryforwards [Line Items]
Operating Loss Carryforwards, Valuation Allowance	$ 0	$ 0
Deferred Tax Assets, Operating Loss Carryforwards, Domestic	11,000
CALIFORNIA
Operating Loss Carryforwards [Line Items]
Deferred Tax Assets, Operating Loss Carryforwards, State and Local	9,200
COLORADO
Operating Loss Carryforwards [Line Items]
Deferred Tax Assets, Operating Loss Carryforwards, State and Local	$ 2,300
California Franchise Tax Board [Member]
Operating Loss Carryforwards [Line Items]
Operating Loss Carryforwards, Limitations on Use	The amount of the annual limitations for Federal and California Franchise Tax purpose is $1.1 million and if not fully utilized, the NOLs will begin to expire in 2028.
Operating Loss Carryforwards, Limitations on Use, Amount	$ 1,100

INCOME TAXES - Additional Infor

INCOME TAXES - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Unrecognized Tax Benefits, Income Tax Penalties and Interest Expense [Abstract]
Unrecognized Tax Benefits, Income Tax Penalties and Interest Expense	$ 0	$ 0	$ 0
Unrecognized Tax Benefits	$ 0	$ 0

COMMITMENTS AND CONTINGENCIES -

COMMITMENTS AND CONTINGENCIES - Off-balance Sheet Liabilities - Tabular Disclosure (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	$ 77,377	$ 97,542
Commitments to Extend Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	76,531	96,774
Standby Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	$ 846	$ 768

COMMITMENTS AND CONTINGENCIES_2

COMMITMENTS AND CONTINGENCIES - Off-balance Sheet Liabilities - Reserve (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
SEC Schedule, 12-09, Valuation and Qualifying Accounts Disclosure [Line Items]
SEC Schedule, 12-09, Valuation Allowances and Reserves, Amount		$ 315
SEC Schedule, 12-09, Reserve, Off-balance Sheet Activity [Member]
SEC Schedule, 12-09, Valuation and Qualifying Accounts Disclosure [Line Items]
SEC Schedule, 12-09, Valuation Allowances and Reserves, Amount	$ 225

COMMITMENTS AND CONTINGENCIES_3

COMMITMENTS AND CONTINGENCIES - Other Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Low Income Housing Tax Credit Partnerships [Member]
Other Commitments [Line Items]
Other Commitment	$ 5,700	$ 2,100
Small Business Investment Company [Member]
Other Commitments [Line Items]
Other Commitment	$ 122	$ 122

COMMITMENTS AND CONTINGENCIES_4

COMMITMENTS AND CONTINGENCIES - Deposits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Concentration Risk [Line Items]
Deposits	$ 2,132,750	$ 2,085,479
Deposits [Member] | Top Ten Depositors [Member]
Concentration Risk [Line Items]
Deposits	$ 246,000	$ 215,100
Deposits [Member] | Deposits [Member] | Top Ten Depositors [Member]
Concentration Risk [Line Items]
Concentration Risk, Percentage	11.50%	11%

COMMITMENTS AND CONTINGENCIES_5

COMMITMENTS AND CONTINGENCIES - Local Agency Deposits (Details) - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Federal Home Loan Bank, Letters of Credit	$ 40.6	$ 40.6

EMPLOYEE BENEFIT PLANS - 401(k)

EMPLOYEE BENEFIT PLANS - 401(k) Plan (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Retirement Benefits [Abstract]
Defined Contribution Plan, Employer Discretionary Contribution Amount	$ 964	$ 801	$ 570
Defined Contribution Plan, Tax Status	us-gaap:QualifiedPlanMember	us-gaap:QualifiedPlanMember	us-gaap:QualifiedPlanMember

EMPLOYEE BENEFIT PLANS - Salary

EMPLOYEE BENEFIT PLANS - Salary Continuation Plan (Details)	12 Months Ended
	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Dec. 31, 2017 employee	Dec. 31, 2014 employee
Retirement Benefits [Abstract]
Defined Benefit Plan, Executive Officers Added to Plan | employee			2	1
Defined Benefit Plan, Benefit Term after Retirement or Death	15 years
Defined Benefit Plan, Funded (Unfunded) Status of Plan [Abstract]
Defined Benefit Plan, Benefit Obligation	$ 1,000,000	$ 1,200,000
Defined Benefit Plan, Net Periodic Benefit Cost (Credit) [Abstract]
Defined Benefit Plan, Net Periodic Benefit Cost (Credit)	$ 648,000	$ 594,000

EQUITY INCENTIVE PLANS - Genera

EQUITY INCENTIVE PLANS - General Information (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2017
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized			450,000
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	41,849	33,091
2017 Omnibus Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized, Annual Stock Grant Limit Per Person, Officers and Employees	50,000
Share-based Compensation Arrangement by Share-based Payment Award, Amount Authorized, Annual Stock Grant Limit Per Person, Officers and Employees	$ 2
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized, Annual Stock Grant Limit Per Person, Directors	25,000
2017 Omnibus Equity Incentive Plan [Member] | Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	1 year
2017 Omnibus Equity Incentive Plan [Member] | Executive Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period	1 year
2017 Omnibus Equity Incentive Plan [Member] | Minimum | Executive Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years
2017 Omnibus Equity Incentive Plan [Member] | Maximum | Executive Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	5 years

EQUITY INCENTIVE PLANS - Compen

EQUITY INCENTIVE PLANS - Compensation Expense (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Income Statement Compensation Expense Items [Abstract]
Stock based compensation expense	$ 726,000	$ 1,000,000	$ 1,400,000

EQUITY INCENTIVE PLANS - Unreco

EQUITY INCENTIVE PLANS - Unrecognized Compensation Cost (Details)	12 Months Ended
	Dec. 31, 2023 USD ($)
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized [Abstract]
Share-based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount	$ 996,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	4 years

EQUITY INCENTIVE PLANS - Restri

EQUITY INCENTIVE PLANS - Restricted Stock Grant Activity (Details) - Restricted Stock [Member] - $ / shares	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Non-vested (in shares)	97,877	139,275
Granted (in shares)	41,849	33,091
Vested (in shares)	(58,361)	(72,635)
Forfeited (in shares)		(1,854)
Non-vested (in shares)	81,365	97,877
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]
Non-vested (in dollars per share)	$ 16.80	$ 16.29
Granted (in dollars per share)	18.24	19.49
Vested (in dollars per share)	15.78	17.01
Forfeited (in dollars per share)		18.34
Non-vested (in dollars per share)	$ 18.27	$ 16.80

REGULATORY MATTERS - Dividends

REGULATORY MATTERS - Dividends (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Regulated Operations [Abstract]
Dividend from bank subsidiary	$ 40	$ 10

REGULATORY MATTERS - Tabular Di

REGULATORY MATTERS - Tabular Disclosure (Details) $ in Thousands	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Banking Regulation, Tier One Leverage Capital [Abstract]
Leverage ratio, amount	$ 282,402	$ 283,431
Leverage ratio, minimum requirement for "well capitalized", amount	122,135	120,193
Leverage ratio, minimum regulatory requirement, amount	97,708	96,154
Banking Regulation, Common Equity Tier One Risk-Based Capital [Abstract]
Common equity Tier 1 ratio, amount	282,402	283,431
Common equity Tier 1 ratio, minimum requirement for "well capitalized", amount	127,400	134,648
Common equity Tier 1 ratio, minimum regulatory requirement, amount	88,200	93,218
Banking Regulation, Tier One Risk-Based Capital [Abstract]
Tier 1 risk-based capital ratio, amount	291,887	292,916
Tier 1 risk-based capital ratio, minimum requirement for "well capitalized", amount	156,800	165,721
Tier 1 risk-based capital ratio, minimum regulatory requirement, amount	117,600	124,291
Banking Regulation, Total Capital [Abstract]
Total risked-based capital, amount	379,112	377,131
Total risked-based capital, minimum requirement for "well capitalized", amount	196,000	207,151
Total risked-based capital, minimum regulatory requirement, amount	$ 156,800	$ 165,721
Banking Regulation, Leverage Ratio [Abstract]
Leverage ratio, ratio	0.1156	0.1179
Leverage ratio, minimum requirement for "well capitalized", ratio	0.0500	0.0500
Leverage ratio, minimum regulatory requirement, ratio	0.0400	0.0400
Banking Regulation, Risk-Based Information [Abstract]
Common equity Tier 1 ratio, ratio	0.1441	0.1368
Common equity Tier 1 ratio, minimum requirement for "well capitalized", ratio	0.0650	0.0650
Common equity Tier 1 ratio, minimum regulatory requirement, ratio	0.0450	0.0450
Tier 1 risk-based capital ratio, ratio	0.1489	0.1414
Tier 1 risk-based capital ratio, minimum requirement for "well capitalized", ratio	0.0800	0.0800
Tier 1 risk-based capital ratio, minimum regulatory requirement, ratio	0.0600	0.0600
Total risked-based capital, ratio	0.1934	0.1821
Total risked-based capital, minimum requirement for "well capitalized", ratio	0.1000	0.1000
Total risked-based capital, minimum regulatory requirement, ratio	0.0800	0.0800
Reportable Legal Entities [Member] | Subsidiaries [Member]
Banking Regulation, Tier One Leverage Capital [Abstract]
Leverage ratio, amount	$ 328,303	$ 336,667
Leverage ratio, minimum requirement for "well capitalized", amount	125,479	123,402
Leverage ratio, minimum regulatory requirement, amount	100,383	98,722
Banking Regulation, Common Equity Tier One Risk-Based Capital [Abstract]
Common equity Tier 1 ratio, amount	328,303	336,667
Common equity Tier 1 ratio, minimum requirement for "well capitalized", amount	125,987	133,242
Common equity Tier 1 ratio, minimum regulatory requirement, amount	87,222	92,245
Banking Regulation, Tier One Risk-Based Capital [Abstract]
Tier 1 risk-based capital ratio, amount	328,303	336,667
Tier 1 risk-based capital ratio, minimum requirement for "well capitalized", amount	155,062	163,991
Tier 1 risk-based capital ratio, minimum regulatory requirement, amount	116,296	122,993
Banking Regulation, Total Capital [Abstract]
Total risked-based capital, amount	350,528	355,882
Total risked-based capital, minimum requirement for "well capitalized", amount	193,827	204,988
Total risked-based capital, minimum regulatory requirement, amount	$ 155,062	$ 163,991
Banking Regulation, Leverage Ratio [Abstract]
Leverage ratio, ratio	0.1308	0.1364
Leverage ratio, minimum requirement for "well capitalized", ratio	0.0500	0.0500
Leverage ratio, minimum regulatory requirement, ratio	0.0400	0.0400
Banking Regulation, Risk-Based Information [Abstract]
Common equity Tier 1 ratio, ratio	0.1694	0.1642
Common equity Tier 1 ratio, minimum requirement for "well capitalized", ratio	0.0650	0.0650
Common equity Tier 1 ratio, minimum regulatory requirement, ratio	0.0450	0.0450
Tier 1 risk-based capital ratio, ratio	0.1694	0.1642
Tier 1 risk-based capital ratio, minimum requirement for "well capitalized", ratio	0.0800	0.0800
Tier 1 risk-based capital ratio, minimum regulatory requirement, ratio	0.0600	0.0600
Total risked-based capital, ratio	0.1808	0.1736
Total risked-based capital, minimum requirement for "well capitalized", ratio	0.1000	0.1000
Total risked-based capital, minimum regulatory requirement, ratio	0.0800	0.0800

REGULATORY MATTERS - Capital Co

REGULATORY MATTERS - Capital Conservation Buffer (Details)	Dec. 31, 2023
Banking Regulation, Capital Conservation Buffer [Abstract]
Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum	0.025

RELATED PARTY TRANSACTIONS - Ta

RELATED PARTY TRANSACTIONS - Tabular Disclosure (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Loans and Leases Receivable, Related Parties [Roll Forward]
Beginning of the year	$ 38,276	$ 33,581
Disbursements	1,611	8,187
Amounts paid	(10,044)	(3,492)
End of year	29,843	38,276
Undisbursed commitments to related parties	857	$ 2,468
Former director
Loans and Leases Receivable, Related Parties [Roll Forward]
Amounts paid	$ (8,500)

RELATED PARTY TRANSACTIONS - Ad

RELATED PARTY TRANSACTIONS - Additional Information (Details) - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022
Related Party Transactions [Abstract]
Related Party Deposit Liabilities	$ 26.3	$ 32.7

OTHER EXPENSES - Tabular Disclo

OTHER EXPENSES - Tabular Disclosure (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Other Income and Expenses [Abstract]
Professional fees	$ 2,048	$ 2,775	$ 2,123
Core deposit premium amortization	1,286	2,044	1,813
Marketing and promotions	896	955	656
Stationery and supplies	328	352	361
Insurance (including FDIC premiums)	1,364	951	840
Communication and postage	927	937	784
Loan default related expense	402	254	89
Director fees and expenses	329	366	325
Bank service charges	66	162	256
Courier expense	751	745	662
Other	500	561	510
Total	$ 8,897	$ 10,102	$ 8,419

OTHER EXPENSES - Additional Inf

OTHER EXPENSES - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Other Income and Expenses [Abstract]
Advertising Expense	$ 48	$ 71	$ 71

FAIR VALUE MEASUREMENT - Recurr

FAIR VALUE MEASUREMENT - Recurring (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	$ 163,152	$ 154,004
U.S. Government Agencies
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale		1,505
Municipal securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	20,827	19,557
Mortgage-backed securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	37,601	33,010
Collateralized mortgage obligation
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	32,976	25,424
SBA securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	5,252	4,305
Corporate Bonds
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	66,496	70,203
Fair Value, Inputs, Level 2 [Member]
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	163,152	154,004
Fair Value, Measurements, Recurring [Member]
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	175,737	167,761
Fair Value, Measurements, Recurring [Member] | U.S. Government Agencies
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale		1,505
Fair Value, Measurements, Recurring [Member] | Municipal securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	20,827	19,557
Fair Value, Measurements, Recurring [Member] | Mortgage-backed securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	37,601	33,010
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligation
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	32,976	25,424
Fair Value, Measurements, Recurring [Member] | SBA securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	5,252	4,305
Fair Value, Measurements, Recurring [Member] | Corporate Bonds
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	66,496	70,203
Fair Value, Measurements, Recurring [Member] | Equity Securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	12,585	13,757
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	12,585	13,757
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Equity Securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	12,585	13,757
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	163,152	154,004
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | U.S. Government Agencies
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale		1,505
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Municipal securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	20,827	19,557
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	37,601	33,010
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized mortgage obligation
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	32,976	25,424
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | SBA securities
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	5,252	4,305
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Bonds
Investments, Fair Value Disclosure [Abstract]
Investment securities available-for-sale	$ 66,496	$ 70,203

FAIR VALUE MEASUREMENT - Nonrec

FAIR VALUE MEASUREMENT - Nonrecurring (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment		$ 15,048
Individually evaluated		15,048
OREO		21
Fair Value, Measurements, Nonrecurring [Member]
Assets, Fair Value Disclosure [Abstract]
OREO		21
Total	$ 12,977	16,003
Fair Value, Measurements, Nonrecurring [Member] | Performing Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment		759
Fair Value, Measurements, Nonrecurring [Member] | Nonperforming Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment		15,223
Individually evaluated	12,977
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Assets, Fair Value Disclosure [Abstract]
OREO		0
Total	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Performing Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment		0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Nonperforming Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment		0
Individually evaluated	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Assets, Fair Value Disclosure [Abstract]
OREO		0
Total	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Performing Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment		0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Nonperforming Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment		0
Individually evaluated	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Assets, Fair Value Disclosure [Abstract]
OREO		21
Total	12,977	16,003
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Performing Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment		759
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Nonperforming Financial Instruments [Member]
Assets, Fair Value Disclosure [Abstract]
Impaired Financing Receivable, Recorded Investment		$ 15,223
Individually evaluated	$ 12,977

FAIR VALUE OF FINANCIAL INSTR_3

FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Time deposits in banks	$ 1,245	$ 2,241
Investment securities available-for-sale	163,152	154,004
Equity securities	12,585	13,757
Accrued interest receivable	8,423	7,659
Fair Value, Inputs, Level 1 [Member]
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Cash and cash equivalents	307,539	176,815
Time deposits in banks	1,245	2,241
Equity securities	12,585	13,757
Fair Value, Inputs, Level 2 [Member]
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Investment securities available-for-sale	163,152	154,004
Investment in FHLB and FRB Stock	20,939	20,281
Loans held for sale		2,380
Accrued interest receivable	8,423	7,659
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Deposits	2,135,923	2,087,265
Accrued interest payable	3,054	1,413
Fair Value, Inputs, Level 2 [Member] | Fixed-to-Floating Rate Subordinated Notes, 5.25 Percent, Due 2030 [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	63,881	63,711
Fair Value, Inputs, Level 3 [Member]
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Loans, net	1,810,426	1,940,480
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Undisbursed loan commitments, lines of credit, standby letters of credit	77,152	97,227
Fair Value, Inputs, Level 3 [Member] | Floating Rate Junior Subordinated Deferrable Interest Debentures [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	8,631	7,739
Reported Value Measurement [Member]
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Cash and cash equivalents	307,539	176,815
Time deposits in banks	1,245	2,241
Investment securities available-for-sale	163,152	154,004
Equity securities	12,585	13,757
Investment in FHLB and FRB Stock	20,939	20,281
Loans held for sale		2,380
Loans, net	1,905,829	2,002,224
Accrued interest receivable	8,423	7,659
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Deposits	2,132,750	2,085,479
Accrued interest payable	3,054	1,413
Undisbursed loan commitments, lines of credit, standby letters of credit	77,377	97,542
Reported Value Measurement [Member] | Floating Rate Junior Subordinated Deferrable Interest Debentures [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	8,565	8,484
Reported Value Measurement [Member] | Fixed-to-Floating Rate Subordinated Notes, 5.25 Percent, Due 2030 [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	63,881	63,711
Estimate of Fair Value Measurement [Member]
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Cash and cash equivalents	307,539	176,815
Time deposits in banks	1,245	2,241
Investment securities available-for-sale	163,152	154,004
Equity securities	12,585	13,757
Investment in FHLB and FRB Stock	20,939	20,281
Loans held for sale		2,380
Loans, net	1,810,426	1,940,480
Accrued interest receivable	8,423	7,659
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Deposits	2,135,923	2,087,265
Accrued interest payable	3,054	1,413
Undisbursed loan commitments, lines of credit, standby letters of credit	77,152	97,227
Estimate of Fair Value Measurement [Member] | Floating Rate Junior Subordinated Deferrable Interest Debentures [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	8,631	7,739
Estimate of Fair Value Measurement [Member] | Fixed-to-Floating Rate Subordinated Notes, 5.25 Percent, Due 2030 [Member]
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Debt	$ 63,881	$ 63,711

PARENT COMPANY ONLY - Balance S

PARENT COMPANY ONLY - Balance Sheets - Statement (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash due from banks	$ 17,901	$ 26,980
Equity securities	12,585	13,757
Investment securities available-for-sale ("AFS"), at fair value, net of allowance for credit losses of $0 at both December 31, 2023 and December 31, 2022	163,152	154,004
Interest receivable and other assets	47,378	45,532
Total assets	2,551,960	2,513,334
LIABILITIES AND SHAREHOLDERS' EQUITY
Junior subordinated deferrable interest debentures, net	8,565	8,484
Subordinated debt, net	63,881	63,711
Interest payable and other liabilities	14,591	16,533
Total liabilities	2,239,091	2,196,185
Shareholders' equity
Preferred stock
Common stock, no par value; 100,000,000 shares authorized; 11,551,271 and 12,838,462 shares issued and outstanding at December 31, 2023 and December 31, 2022, respectively	180,913	204,301
Additional paid in capital	287	287
Accumulated other comprehensive income, net of tax	(14,592)	(11,561)
Retained earnings	146,261	124,122
Total shareholders' equity	312,869	317,149	$ 262,607	$ 252,591
Total liabilities and shareholders' equity	2,551,960	2,513,334
Reportable Legal Entities [Member] | Parent Company [Member]
ASSETS
Cash due from banks	13,037	3,837
Equity securities	12,585	13,757
Investment in bank subsidiary	358,771	370,384
Interest receivable and other assets	3,420	3,108
Total assets	387,813	391,086
LIABILITIES AND SHAREHOLDERS' EQUITY
Junior subordinated deferrable interest debentures, net	8,565	8,484
Subordinated debt, net	63,881	63,711
Interest payable and other liabilities	2,498	1,742
Total liabilities	74,944	73,937
Shareholders' equity
Preferred stock
Common stock, no par value; 100,000,000 shares authorized; 11,551,271 and 12,838,462 shares issued and outstanding at December 31, 2023 and December 31, 2022, respectively	180,913	204,301
Additional paid in capital	287	287
Accumulated other comprehensive income, net of tax	(14,592)	(11,561)
Retained earnings	146,261	124,122
Total shareholders' equity	312,869	317,149
Total liabilities and shareholders' equity	$ 387,813	$ 391,086

PARENT COMPANY ONLY - Balance_2

PARENT COMPANY ONLY - Balance Sheets - Additional Information (Details) - $ / shares	Dec. 31, 2023	Dec. 31, 2022
Preferred Stock, No Par Value	$ 0	$ 0
Preferred Stock, Shares Authorized	10,000,000	10,000,000
Preferred Stock, Shares Issued	0	0
Preferred Stock, Shares Outstanding	0	0
Common Stock, No Par Value	$ 0	$ 0
Common Stock, Shares Authorized	100,000,000	100,000,000
Common Stock, Shares, Issued	11,551,271	12,838,462
Common Stock, Shares, Outstanding	11,551,271	12,838,462
Reportable Legal Entities [Member] | Parent Company [Member]
Preferred Stock, No Par Value	$ 0	$ 0
Preferred Stock, Shares Authorized	10,000,000	10,000,000
Preferred Stock, Shares Issued	0	0
Preferred Stock, Shares Outstanding	0	0
Common Stock, No Par Value	$ 0	$ 0
Common Stock, Shares Authorized	100,000,000	100,000,000
Common Stock, Shares, Issued	11,551,271	12,838,462
Common Stock, Shares, Outstanding	11,551,271	12,838,462

PARENT COMPANY ONLY - Statement

PARENT COMPANY ONLY - Statement of Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Income:
Interest income	$ 106,316	$ 95,722	$ 76,099
Loss on equity securities	1,141	4,573	0
Gain on sale of securities			41
Expense:
Junior subordinated deferrable interest debentures	841	496	345
Total interest expense	28,463	10,351	8,802
Noninterest expense	64,678	65,935	55,129
Income before provision for income taxes	38,158	32,438	28,480
Income tax benefit	10,733	8,708	7,789
Net income	27,425	23,730	20,691
Reportable Legal Entities [Member] | Parent Company [Member]
Income:
Interest income	1,019	813	624
Loss on equity securities	(1,141)	(4,573)
Earnings from bank subsidiary	(8,811)	19,683	23,376
Dividends from bank subsidiary	40,000	10,000
Dividends from statutory trusts	19	8	4
Gain on sale of securities			41
Total income	31,086	25,931	24,045
Expense:
Junior subordinated deferrable interest debentures	830	496	344
Total interest expense	4,412	4,078	3,926
Noninterest expense	714	489	462
Total expense	5,126	4,567	4,388
Income before provision for income taxes	25,960	21,364	19,657
Income tax benefit	(1,465)	(2,366)	(1,035)
Net income	27,425	23,730	20,692
Reportable Legal Entities [Member] | Parent Company [Member] | Fixed-to-Floating Rate Subordinated Notes, 5.25 Percent, Due 2030 [Member]
Expense:
Total interest expense	$ 3,582	$ 3,582	$ 3,582

PARENT COMPANY ONLY - Stateme_2

PARENT COMPANY ONLY - Statements of Cash Flow (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Cash flows from operating activities:
Net income	$ 27,425	$ 23,730	$ 20,691
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Dividend from bank subsidiary	40,000	10,000
Gain on sale of securities			(41)
Income tax benefit	10,733	8,708	7,789
Accretion of premiums/discounts on investment securities	(340)	(592)	(499)
Loss on equity securities	(1,141)	(4,573)	0
Stock based compensation expense	726	1,022	1,407
Increase (decrease) in deferred tax asset	1	(1,712)	117
Increase (decrease) in interest receivable and other assets	1,753	(2,342)	(2,553)
Increase in interest payable and other liabilities	(5,563)	3,414	2,791
Net cash provided by (used in) operating activities	30,802	39,612	10,429
Cash flows from investing activities:
Purchase of investment securities AFS	(25,267)	(28,878)	(91,024)
Proceeds from the sales of investment securities		(63)	(3,026)
Net cash used in investing activities	80,402	53,940	(60,362)
Cash flows from financing activities:
Repurchase of common stock	(24,114)	(17,959)	(11,551)
Dividends paid on common stock	(3,637)	(2,020)
Net cash (used in) provided by financing activities	19,520	(296,424)	130,291
(Decrease) increase in cash and cash equivalents	130,724	(202,872)	80,358
Cash and cash equivalents at beginning of period	176,815	379,687	299,329
Cash and cash equivalents at end of period	307,539	176,815	379,687
Non-cash investing activities:
Change in unrealized (loss) gain on securities AFS, net of tax	(3,031)	(13,727)	(531)
Cash dividends declared on common stock not yet paid	(1,158)	(644)
Acquisition:
Common stock issued		64,140
Reportable Legal Entities [Member] | Parent Company [Member]
Cash flows from operating activities:
Net income	27,425	23,730	20,692
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Income from bank subsidiary	(31,189)	(29,683)	(23,376)
Dividend from bank subsidiary	40,000	10,000
Gain on sale of securities			(41)
Income tax benefit	(1,465)	(2,366)	(1,035)
Accretion of premiums/discounts on investment securities	31	162	40
Loss on equity securities	1,141	4,573
Accretion on junior subordinated debentures	251	250	251
Stock based compensation expense	726	1,022	1,407
Increase (decrease) in deferred tax asset	329	(189)
Increase (decrease) in interest receivable and other assets	1,314	1,356	(230)
Increase in interest payable and other liabilities	(893)	24	2
Net cash provided by (used in) operating activities	37,670	8,879	(2,290)
Cash flows from investing activities:
Capital contribution to subsidiary	(719)	(1,217)	(1,400)
Purchase of investment securities AFS			(18,330)
Net cash received (paid) for acquisitions		275
Net cash used in investing activities	(719)	(942)	(19,730)
Cash flows from financing activities:
Repurchase of common stock	(24,114)	(17,959)	(11,551)
Dividends paid on common stock	(3,637)	(2,020)
Net cash (used in) provided by financing activities	(27,751)	(19,979)	(11,551)
(Decrease) increase in cash and cash equivalents	9,200	(12,042)	(33,571)
Cash and cash equivalents at beginning of period	3,837	15,879	49,450
Cash and cash equivalents at end of period	13,037	3,837	15,879
Non-cash investing activities:
Change in unrealized (loss) gain on securities AFS, net of tax	(3,031)		$ 531
Cash dividends declared on common stock not yet paid	$ (1,158)	644
Acquisition:
Common stock issued		$ 64,140

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Pay vs Performance Disclosure
Net Income (Loss)	$ 27,425	$ 23,730	$ 20,691

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Dec. 31, 2023
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false