Windsor 13FHR Quarterly holdings report by institutional manager | SEC 9 Feb 21

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T INC	COM	00206R102	1,364	47,410	SH		SOLE	0	0	0	47,410
ABBOTT LABS	COM	002824100	2,575	23,519	SH		SOLE	0	0	0	23,519
ABBVIE INC	COM	00287Y109	1,769	16,512	SH		SOLE	0	0	0	16,512
ADOBE SYSTEMS INCORPORATED	COM	00724F101	483	967	SH		SOLE	0	0	0	967
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	478	2,053	SH		SOLE	0	0	0	2,053
ALPHABET INC	CAP STK CL C	02079K107	1,000	571	SH		SOLE	0	0	0	571
ALPHABET INC	CAP STK CL A	02079K305	1,500	856	SH		SOLE	0	0	0	856
AMAZON COM INC	COM	023135106	3,916	1,202	SH		SOLE	0	0	0	1,202
AMERICAN EXPRESS CO	COM	025816109	242	2,002	SH		SOLE	0	0	0	2,002
AMERICAN TOWER CORP NEW	COM	03027X100	798	3,554	SH		SOLE	0	0	0	3,554
AMGEN INC	COM	031162100	884	3,847	SH		SOLE	0	0	0	3,847
ANALOG DEVICES INC	COM	032654105	1,076	7,281	SH		SOLE	0	0	0	7,281
ANTHEM INC	COM	036752103	489	1,524	SH		SOLE	0	0	0	1,524
APPLE INC	COM	037833100	10,781	81,253	SH		SOLE	0	0	0	81,253
AUTOMATIC DATA PROCESSING IN	COM	053015103	378	2,145	SH		SOLE	0	0	0	2,145
BK OF AMERICA CORP	COM	060505104	683	22,525	SH		SOLE	0	0	0	22,525
BECTON DICKINSON & CO	COM	075887109	544	2,175	SH		SOLE	0	0	0	2,175
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	348	1	SH		SOLE	0	0	0	1
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,008	8,661	SH		SOLE	0	0	0	8,661
BLACKROCK INC	COM	09247X101	1,228	1,702	SH		SOLE	0	0	0	1,702
BLACKSTONE GROUP INC	COM CL A	09260D107	281	4,341	SH		SOLE	0	0	0	4,341
BRISTOL-MYERS SQUIBB CO	COM	110122108	621	10,010	SH		SOLE	0	0	0	10,010
CVS HEALTH CORP	COM	126650100	654	9,571	SH		SOLE	0	0	0	9,571
CALUMET SPECIALTY PRODS PTNR	UT LTD PARTNER	131476103	645	206,176	SH		SOLE	0	0	0	206,176
CATERPILLAR INC	COM	149123101	1,175	6,457	SH		SOLE	0	0	0	6,457
CISCO SYS INC	COM	17275R102	623	13,929	SH		SOLE	0	0	0	13,929
CLEAN HARBORS INC	COM	184496107	4,094	53,799	SH		SOLE	0	0	0	53,799
COCA COLA CO	COM	191216100	1,222	22,290	SH		SOLE	0	0	0	22,290
COLGATE PALMOLIVE CO	COM	194162103	421	4,924	SH		SOLE	0	0	0	4,924
COMCAST CORP NEW	CL A	20030N101	723	13,789	SH		SOLE	0	0	0	13,789
COSTCO WHSL CORP NEW	COM	22160K105	1,004	2,664	SH		SOLE	0	0	0	2,664
CUMMINS INC	COM	231021106	592	2,608	SH		SOLE	0	0	0	2,608
DANAHER CORPORATION	COM	235851102	1,069	4,813	SH		SOLE	0	0	0	4,813
DIGITAL RLTY TR INC	COM	253868103	415	2,971	SH		SOLE	0	0	0	2,971
DISNEY WALT CO	COM	254687106	4,208	23,227	SH		SOLE	0	0	0	23,227
DOLLAR GEN CORP NEW	COM	256677105	1,405	6,682	SH		SOLE	0	0	0	6,682
EXXON MOBIL CORP	COM	30231G102	399	9,670	SH		SOLE	0	0	0	9,670
FACEBOOK INC	CL A	30303M102	416	1,522	SH		SOLE	0	0	0	1,522
FIRST MERCHANTS CORP	COM	320817109	614	16,400	SH		SOLE	0	0	0	16,400
GENERAL ELECTRIC CO	COM	369604103	655	60,665	SH		SOLE	0	0	0	60,665
GOLDMAN SACHS GROUP INC	COM	38141G104	1,013	3,840	SH		SOLE	0	0	0	3,840
GOLDMAN SACHS ETF TR	ACCES TREASURY	381430529	6,818	68,101	SH		SOLE	0	0	0	68,101
HERITAGE CRYSTAL CLEAN INC	COM	42726M106	1,994	94,616	SH		SOLE	0	0	0	94,616
HOME DEPOT INC	COM	437076102	1,497	5,638	SH		SOLE	0	0	0	5,638
HONEYWELL INTL INC	COM	438516106	1,171	5,504	SH		SOLE	0	0	0	5,504
ILLINOIS TOOL WKS INC	COM	452308109	669	3,282	SH		SOLE	0	0	0	3,282
INTEL CORP	COM	458140100	816	16,374	SH		SOLE	0	0	0	16,374
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	664	5,760	SH		SOLE	0	0	0	5,760
INTERNATIONAL BUSINESS MACHS	COM	459200101	813	6,462	SH		SOLE	0	0	0	6,462
INVESCO QQQ TR	UNIT SER 1	46090E103	289	921	SH		SOLE	0	0	0	921
INTUITIVE SURGICAL INC	COM NEW	46120E602	483	591	SH		SOLE	0	0	0	591
INVESCO EXCHANGE TRADED FD T	S&P500 QUALITY	46137V241	220	5,233	SH		SOLE	0	0	0	5,233
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	438	3,438	SH		SOLE	0	0	0	3,438
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	931	6,991	SH		SOLE	0	0	0	6,991
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	585	10,411	SH		SOLE	0	0	0	10,411
ISHARES TR	MRNGSTR LG-CP GR	464287119	639	2,205	SH		SOLE	0	0	0	2,205
ISHARES TR	MRNGSTR LG-CP ET	464287127	230	1,061	SH		SOLE	0	0	0	1,061
ISHARES TR	CORE S&P TTL STK	464287150	3,139	36,410	SH		SOLE	0	0	0	36,410
ISHARES TR	CORE S&P500 ETF	464287200	14,982	39,909	SH		SOLE	0	0	0	39,909
ISHARES TR	CORE US AGGBD ET	464287226	1,264	10,694	SH		SOLE	0	0	0	10,694
ISHARES TR	S&P 500 GRWT ETF	464287309	692	10,844	SH		SOLE	0	0	0	10,844
ISHARES TR	S&P 500 VAL ETF	464287408	763	5,960	SH		SOLE	0	0	0	5,960
ISHARES TR	MSCI EAFE ETF	464287465	1,190	16,306	SH		SOLE	0	0	0	16,306
ISHARES TR	RUS MDCP VAL ETF	464287473	31,983	329,856	SH		SOLE	0	0	0	329,856
ISHARES TR	RUS MD CP GR ETF	464287481	3,009	29,316	SH		SOLE	0	0	0	29,316
ISHARES TR	RUS MID CAP ETF	464287499	747	10,894	SH		SOLE	0	0	0	10,894
ISHARES TR	CORE S&P MCP ETF	464287507	6,744	29,345	SH		SOLE	0	0	0	29,345
ISHARES TR	S&P MC 400GR ETF	464287606	993	13,747	SH		SOLE	0	0	0	13,747
ISHARES TR	RUS 2000 VAL ETF	464287630	4,268	32,394	SH		SOLE	0	0	0	32,394
ISHARES TR	RUSSELL 2000 ETF	464287655	523	2,670	SH		SOLE	0	0	0	2,670
ISHARES TR	CORE S&P US VLU	464287663	15,122	243,160	SH		SOLE	0	0	0	243,160
ISHARES TR	CORE S&P US GWT	464287671	13,319	150,174	SH		SOLE	0	0	0	150,174
ISHARES TR	S&P MC 400VL ETF	464287705	1,516	17,572	SH		SOLE	0	0	0	17,572
ISHARES TR	CORE S&P SCP ETF	464287804	17,000	184,987	SH		SOLE	0	0	0	184,987
ISHARES TR	SP SMCP600VL ETF	464287879	347	4,269	SH		SOLE	0	0	0	4,269
ISHARES TR	SHRT NAT MUN ETF	464288158	20,274	187,527	SH		SOLE	0	0	0	187,527
ISHARES TR	MRGSTR MD CP ETF	464288208	213	908	SH		SOLE	0	0	0	908
ISHARES TR	MSCI ACWI EX US	464288240	273	5,153	SH		SOLE	0	0	0	5,153
ISHARES TR	MSCI ACWI ETF	464288257	204	2,247	SH		SOLE	0	0	0	2,247
ISHARES TR	MRGSTR MD CP GRW	464288307	630	1,646	SH		SOLE	0	0	0	1,646
ISHARES TR	NATIONAL MUN ETF	464288414	3,981	33,966	SH		SOLE	0	0	0	33,966
ISHARES TR	MRGSTR SM CP GR	464288604	612	2,016	SH		SOLE	0	0	0	2,016
ISHARES TR	INTRM GOV CR ETF	464288612	2,293	19,492	SH		SOLE	0	0	0	19,492
ISHARES TR	3 7 YR TREAS BD	464288661	2,794	21,014	SH		SOLE	0	0	0	21,014
ISHARES TR	PFD AND INCM SEC	464288687	471	12,223	SH		SOLE	0	0	0	12,223
ISHARES TR	US TREAS BD ETF	46429B267	1,567	57,540	SH		SOLE	0	0	0	57,540
ISHARES TR	MSCI USA MIN VOL	46429B697	4,659	68,636	SH		SOLE	0	0	0	68,636
ISHARES U S ETF TR	BLACKROCK ST MAT	46431W507	5,964	118,874	SH		SOLE	0	0	0	118,874
ISHARES TR	MSCI USA QLT FCT	46432F339	5,295	45,561	SH		SOLE	0	0	0	45,561
ISHARES TR	MSCI USA VALUE	46432F388	1,006	11,576	SH		SOLE	0	0	0	11,576
ISHARES TR	CORE MSCI TOTAL	46432F834	9,977	148,495	SH		SOLE	0	0	0	148,495
ISHARES TR	CORE MSCI EAFE	46432F842	1,083	15,675	SH		SOLE	0	0	0	15,675
ISHARES TR	CORE 1 5 YR USD	46432F859	10,360	200,616	SH		SOLE	0	0	0	200,616
ISHARES INC	CORE MSCI EMKT	46434G103	495	7,974	SH		SOLE	0	0	0	7,974
ISHARES TR	MSCI USA MULTIFT	46434V282	2,120	56,286	SH		SOLE	0	0	0	56,286
ISHARES TR	CORE TOTAL USD	46434V613	4,007	73,412	SH		SOLE	0	0	0	73,412
ISHARES TR	CORE DIV GRWTH	46434V621	4,414	98,492	SH		SOLE	0	0	0	98,492
ISHARES TR	MSCI USA SMCP MN	46435G433	329	9,704	SH		SOLE	0	0	0	9,704
JPMORGAN CHASE & CO	COM	46625H100	1,646	12,950	SH		SOLE	0	0	0	12,950
J P MORGAN EXCHANGE-TRADED F	ULTRA SHRT INC	46641Q837	270	5,321	SH		SOLE	0	0	0	5,321
JOHNSON & JOHNSON	COM	478160104	2,261	14,368	SH		SOLE	0	0	0	14,368
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	204	1,000	SH		SOLE	0	0	0	1,000
LILLY ELI & CO	COM	532457108	9,548	56,551	SH		SOLE	0	0	0	56,551
LOCKHEED MARTIN CORP	COM	539830109	225	635	SH		SOLE	0	0	0	635
LOWES COS INC	COM	548661107	628	3,912	SH		SOLE	0	0	0	3,912
MARRIOTT INTL INC NEW	CL A	571903202	621	4,705	SH		SOLE	0	0	0	4,705
MASTERCARD INCORPORATED	CL A	57636Q104	1,086	3,044	SH		SOLE	0	0	0	3,044
MCDONALDS CORP	COM	580135101	1,367	6,369	SH		SOLE	0	0	0	6,369
MERCK & CO. INC	COM	58933Y105	866	10,592	SH		SOLE	0	0	0	10,592
MICROSOFT CORP	COM	594918104	6,142	27,615	SH		SOLE	0	0	0	27,615
MICROCHIP TECHNOLOGY INC.	COM	595017104	710	5,142	SH		SOLE	0	0	0	5,142
MONDELEZ INTL INC	CL A	609207105	346	5,921	SH		SOLE	0	0	0	5,921
MORGAN STANLEY	COM NEW	617446448	777	11,337	SH		SOLE	0	0	0	11,337
NEXTERA ENERGY INC	COM	65339F101	393	5,093	SH		SOLE	0	0	0	5,093
NIKE INC	CL B	654106103	1,167	8,252	SH		SOLE	0	0	0	8,252
NUVEEN SELECT TAX-FREE INCOM	SH BEN INT	67062F100	288	16,188	SH		SOLE	0	0	0	16,188
NVIDIA CORPORATION	COM	67066G104	760	1,456	SH		SOLE	0	0	0	1,456
NUVEEN MUN VALUE FD INC	COM	670928100	180	16,229	SH		SOLE	0	0	0	16,229
ORACLE CORP	COM	68389X105	400	6,182	SH		SOLE	0	0	0	6,182
PPG INDS INC	COM	693506107	723	5,014	SH		SOLE	0	0	0	5,014
PAYCOM SOFTWARE INC	COM	70432V102	228	505	SH		SOLE	0	0	0	505
PAYPAL HLDGS INC	COM	70450Y103	283	1,208	SH		SOLE	0	0	0	1,208
PENUMBRA INC	COM	70975L107	2,270	12,970	SH		SOLE	0	0	0	12,970
PEPSICO INC	COM	713448108	1,916	12,920	SH		SOLE	0	0	0	12,920
PFIZER INC	COM	717081103	843	22,897	SH		SOLE	0	0	0	22,897
PROCTER AND GAMBLE CO	COM	742718109	1,525	10,960	SH		SOLE	0	0	0	10,960
PROSHARES TR	SHORT S&P 500 NE	74347B425	444	24,724	SH		SOLE	0	0	0	24,724
QUALCOMM INC	COM	747525103	1,930	12,667	SH		SOLE	0	0	0	12,667
REPUBLIC SVCS INC	COM	760759100	326	3,382	SH		SOLE	0	0	0	3,382
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,985	10,658	SH		SOLE	0	0	0	10,658
SPDR GOLD TR	GOLD SHS	78463V107	505	2,830	SH		SOLE	0	0	0	2,830
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	215	7,767	SH		SOLE	0	0	0	7,767
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	256	7,578	SH		SOLE	0	0	0	7,578
SPDR SER TR	S&P 600 SMCP GRW	78464A201	796	10,421	SH		SOLE	0	0	0	10,421
SPDR SER TR	S&P 600 SMCP VAL	78464A300	2,679	40,473	SH		SOLE	0	0	0	40,473
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	494	16,056	SH		SOLE	0	0	0	16,056
SPDR SER TR	S&P 400 MDCP GRW	78464A821	870	12,552	SH		SOLE	0	0	0	12,552
SPDR SER TR	S&P 400 MDCP VAL	78464A839	2,881	51,913	SH		SOLE	0	0	0	51,913
SPDR SER TR	PORTFOLIO S&P500	78464A854	988	22,470	SH		SOLE	0	0	0	22,470
SPDR SER TR	NUVEEN BLMBRG SR	78468R739	519	10,419	SH		SOLE	0	0	0	10,419
SALESFORCE COM INC	COM	79466L302	279	1,254	SH		SOLE	0	0	0	1,254
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	840	9,233	SH		SOLE	0	0	0	9,233
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,964	21,597	SH		SOLE	0	0	0	21,597
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	936	7,288	SH		SOLE	0	0	0	7,288
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	401	5,879	SH		SOLE	0	0	0	5,879
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	572	6,423	SH		SOLE	0	0	0	6,423
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	457	7,126	SH		SOLE	0	0	0	7,126
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	1,106	21,528	SH		SOLE	0	0	0	21,528
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	215	1,894	SH		SOLE	0	0	0	1,894
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	312	1,941	SH		SOLE	0	0	0	1,941
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	843	9,524	SH		SOLE	0	0	0	9,524
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	608	4,677	SH		SOLE	0	0	0	4,677
SERVICENOW INC	COM	81762P102	350	635	SH		SOLE	0	0	0	635
STARBUCKS CORP	COM	855244109	1,286	12,018	SH		SOLE	0	0	0	12,018
TJX COS INC NEW	COM	872540109	1,144	16,749	SH		SOLE	0	0	0	16,749
TARGET CORP	COM	87612E106	213	1,208	SH		SOLE	0	0	0	1,208
TESLA INC	COM	88160R101	898	1,272	SH		SOLE	0	0	0	1,272
TEXAS INSTRS INC	COM	882508104	1,537	9,363	SH		SOLE	0	0	0	9,363
THERMO FISHER SCIENTIFIC INC	COM	883556102	202	434	SH		SOLE	0	0	0	434
TRAVELERS COMPANIES INC	COM	89417E109	342	2,433	SH		SOLE	0	0	0	2,433
UNION PAC CORP	COM	907818108	1,753	8,420	SH		SOLE	0	0	0	8,420
UNITED PARCEL SERVICE INC	CL B	911312106	360	2,141	SH		SOLE	0	0	0	2,141
UNITEDHEALTH GROUP INC	COM	91324P102	1,723	4,914	SH		SOLE	0	0	0	4,914
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,250	8,852	SH		SOLE	0	0	0	8,852
VANGUARD STAR FDS	VG TL INTL STK F	921909768	4,294	71,373	SH		SOLE	0	0	0	71,373
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	398	4,289	SH		SOLE	0	0	0	4,289
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	11,872	143,205	SH		SOLE	0	0	0	143,205
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	294	3,213	SH		SOLE	0	0	0	3,213
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	848	14,528	SH		SOLE	0	0	0	14,528
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,141	22,776	SH		SOLE	0	0	0	22,776
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	569	10,318	SH		SOLE	0	0	0	10,318
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	4,962	14,438	SH		SOLE	0	0	0	14,438
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	940	7,898	SH		SOLE	0	0	0	7,898
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	1,080	5,095	SH		SOLE	0	0	0	5,095
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,240	5,996	SH		SOLE	0	0	0	5,996
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	213	1,291	SH		SOLE	0	0	0	1,291
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,046	4,131	SH		SOLE	0	0	0	4,131
VANGUARD INDEX FDS	VALUE ETF	922908744	340	2,859	SH		SOLE	0	0	0	2,859
VANGUARD INDEX FDS	SMALL CP ETF	922908751	371	1,906	SH		SOLE	0	0	0	1,906
VERIZON COMMUNICATIONS INC	COM	92343V104	2,000	34,044	SH		SOLE	0	0	0	34,044
VISA INC	COM CL A	92826C839	1,121	5,127	SH		SOLE	0	0	0	5,127
WALMART INC	COM	931142103	813	5,639	SH		SOLE	0	0	0	5,639
WISDOMTREE TR	EM MKTS QTLY DIV	97717W323	240	8,450	SH		SOLE	0	0	0	8,450
WISDOMTREE TR	FLOATNG RAT TREA	97717X628	281	11,207	SH		SOLE	0	0	0	11,207
WISDOMTREE TR	US QTLY DIV GRT	97717X669	1,378	25,536	SH		SOLE	0	0	0	25,536
WORLD GOLD TR	SPDR GLD MINIS	98149E204	5,432	286,783	SH		SOLE	0	0	0	286,783
YUM BRANDS INC	COM	988498101	258	2,381	SH		SOLE	0	0	0	2,381
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,882	7,203	SH		SOLE	0	0	0	7,203
LINDE PLC	SHS	G5494J103	264	1,003	SH		SOLE	0	0	0	1,003
MEDTRONIC PLC	SHS	G5960L103	1,389	11,860	SH		SOLE	0	0	0	11,860

Windsor 13F-HRQuarterly holdings report by institutional manager