Certified Advisory 13F-HR/A Quarterly holdings report by institutional manager (amended)

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON.COM INC	Stock	023135106	3,840,268	37,179	SH		SOLE		0	0	37,179
ISHARES TR MID GRWTH INDX ETF	ETF	464288307	3,691,606	64,135	SH		SOLE		0	0	64,135
ISHARES TR SMLL GRWTH IDX ETF	ETF	464288604	2,488,257	63,830	SH		SOLE		0	0	63,830
PRUDENTIAL FINL INC	Stock	744320102	2,648	32	SH		DFND	1	0	0	32
PRUDENTIAL FINL INC	Stock	744320102	46,365	560	SH		SOLE		0	0	560
SIRIUS XM RADIO INC	Stock	82968B103	64,457	16,236	SH		SOLE		0	0	16,236
POWERSHARES QQQ TR	ETF	46090E103	9,190,507	28,637	SH		SOLE		0	0	28,637
TECHNOLOGY SELECT SECTOR SPDR	ETF	81369Y803	1,018,207	6,743	SH		SOLE		0	0	6,743
PUBLIC SVC ENTERPRISE GRP INC COM	Stock	744573106	1,874	30	SH		DFND	1	0	0	30
SPDR PORTFOLIO AGGREGATE BOND ETF	ETF	78464A649	3,338,180	129,437	SH		SOLE		0	0	129,437
ISHARES GOLD TRUST ETF	ETF	464285204	218,615	5,850	SH		SOLE		0	0	5,850
ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF	ETF	46435G672	21,649,494	442,278	SH		SOLE		0	0	442,278
SPDR PORTFOLIO INTERMEDIATE TERM TREASURY ETF	ETF	78464A672	4,257,132	147,102	SH		SOLE		0	0	147,102
ISHARES INTERNATIONAL SMALLCAP EQUITY FACTOR ETF	ETF	46434V266	1,406,956	45,265	SH		SOLE		0	0	45,265
JOHNSON & JOHNSON COM	Stock	478160104	3,875	25	SH		DFND	1	0	0	25
JOHNSON & JOHNSON COM	Stock	478160104	3,180,267	20,518	SH		SOLE		0	0	20,518
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	1,549,563	7,592	SH		SOLE		0	0	7,592
VANGUARD ENERGY	ETF	92204A306	340,791	2,983	SH		SOLE		0	0	2,983
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	ETF	921946794	4,076,495	65,803	SH		SOLE		0	0	65,803
COSTCO WHOLESALE CORP	Stock	22160K105	3,095,421	6,230	SH		SOLE		0	0	6,230
FIRST TRUST MATERIALS ALPHADEX (ETF)	ETF	33734X168	594,028	9,094	SH		SOLE		0	0	9,094
GOLDMAN SACHS GROUP INC	Stock	38141G104	240,426	735	SH		SOLE		0	0	735
REAL ESTATE SELECT SECTOR SPDR FUND	ETF	81369Y860	5,400,049	144,464	SH		SOLE		0	0	144,464
PIMCO INCOME STRATEGY FUND II	CEF	72201J104	692,458	96,577	SH		SOLE		0	0	96,577
PROCTER AND GAMBLE CO COM	Stock	742718109	4,758	32	SH		DFND	1	0	0	32
PROCTER AND GAMBLE CO COM	Stock	742718109	777,634	5,230	SH		SOLE		0	0	5,230
COCA COLA CO COM	Stock	191216100	2,791	45	SH		DFND	1	0	0	45
COCA COLA CO COM	Stock	191216100	1,962,923	31,645	SH		SOLE		0	0	31,645
ENTERPRISE PRODS PARTNERS L P	Stock	293792107	241,668	9,331	SH		SOLE		0	0	9,331
TRUIST FINL CORP COM	Stock	89832Q109	775,228	22,734	SH		SOLE		0	0	22,734
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	ETF	46138J825	5,962,861	294,027	SH		SOLE		0	0	294,027
UNITED PARCEL SERVICE INC	Stock	911312106	492,610	2,539	SH		SOLE		0	0	2,539
VANGUARD REIT INDEX ETF	ETF	922908553	3,873,080	46,641	SH		SOLE		0	0	46,641
INTEL CORP COM	Stock	458140100	235,572	7,211	SH		SOLE		0	0	7,211
MEDTRONIC PLC SHS	Stock	G5960L103	1,774	22	SH		DFND	1	0	0	22
MEDTRONIC PLC SHS	Stock	G5960L103	29,161	362	SH		SOLE		0	0	362
NETFLIX COM INC	Stock	64110L106	381,755	1,105	SH		SOLE		0	0	1,105
PROLOGIS INC. COM	REIT	74340W103	2,620	21	SH		DFND	1	0	0	21
PROLOGIS INC. COM	REIT	74340W103	119,284	956	SH		SOLE		0	0	956
MERCK & CO INC	Stock	58933Y105	4,894	46	SH		DFND	1	0	0	46
MERCK & CO INC	Stock	58933Y105	657,316	6,178	SH		SOLE		0	0	6,178
SPDR S&P 500 ETF	ETF	78462F103	3,375,884	8,246	SH		SOLE		0	0	8,246
FIDELITY VALUE FACTOR ETF	ETF	316092782	1,048,236	22,907	SH		SOLE		0	0	22,907
MASTERCARD INC	Stock	57636Q104	7,098,933	19,534	SH		SOLE		0	0	19,534
ILLINOIS TOOL WKS INC COM	Stock	452308109	353,871	1,454	SH		SOLE		0	0	1,454
EMERSON ELEC CO COM	Stock	291011104	1,307	15	SH		DFND	1	0	0	15
EMERSON ELEC CO COM	Stock	291011104	42,529	488	SH		SOLE		0	0	488
ISHARES TIPS BOND ETF	ETF	464287176	425,595	3,860	SH		SOLE		0	0	3,860
OPKO HEALTH INC	Stock	68375N103	16,060	11,000	SH		SOLE		0	0	11,000
ISHARES DOW JONES US HOME CONST (ETF)	ETF	464288752	272,679	3,879	SH		SOLE		0	0	3,879
PARSONS CORP DEL COM	Stock	70202L102	239,672	5,357	SH		SOLE		0	0	5,357
BANK NEW YORK MELLON CORP COM	Stock	064058100	1,545	34	SH		DFND	1	0	0	34
BANK NEW YORK MELLON CORP COM	Stock	064058100	13,768	303	SH		SOLE		0	0	303
PACER US CASH COWS 100 ETF	ETF	69374H881	13,718,632	292,197	SH		SOLE		0	0	292,197
VERIZON COMMUNICATIONS	Stock	92343V104	3,189	82	SH		DFND	1	0	0	82
VERIZON COMMUNICATIONS	Stock	92343V104	796,601	20,483	SH		SOLE		0	0	20,483
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF	ETF	922042718	2,594,388	23,749	SH		SOLE		0	0	23,749
PEPSICO INC COM	Stock	713448108	4,011	22	SH		DFND	1	0	0	22
PEPSICO INC COM	Stock	713448108	249,187	1,367	SH		SOLE		0	0	1,367
FIRSTENERGY CORP	Stock	337932107	1,642	41	SH		DFND	1	0	0	41
FIRSTENERGY CORP	Stock	337932107	27,698	691	SH		SOLE		0	0	691
FORD MOTOR COMPANY	Stock	345370860	2,243	178	SH		DFND	1	0	0	178
FORD MOTOR COMPANY	Stock	345370860	340,511	27,025	SH		SOLE		0	0	27,025
SPDR PORTFOLIO MORTGAGE BACKED BOND ETF	ETF	78464A383	5,378,118	242,476	SH		SOLE		0	0	242,476
US BANCORP DEL COM NEW	Stock	902973304	2,019	56	SH		DFND	1	0	0	56
US BANCORP DEL COM NEW	Stock	902973304	13,129	364	SH		SOLE		0	0	364
FIRST TRUST ENERGY ALPHADEX FUND	ETF	33734X127	302,345	19,481	SH		SOLE		0	0	19,481
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF	ETF	78464A359	918,740	13,698	SH		SOLE		0	0	13,698
HOME DEPOT	Stock	437076102	3,837	13	SH		DFND	1	0	0	13
HOME DEPOT	Stock	437076102	3,614,727	12,248	SH		SOLE		0	0	12,248
VILLAGE FARMS INTL INC COM	Stock	92707Y108	16,393	19,750	SH		SOLE		0	0	19,750
PACER US SMALL CAP CASH COWS 100 ETF	ETF	69374H857	2,846,372	74,786	SH		SOLE		0	0	74,786
JPMORGAN INTERNATIONAL BOND OPPORTUNITIES ETF	ETF	46641Q852	2,403,749	50,755	SH		SOLE		0	0	50,755
FIRST TRUST FINANCIALS ALPHADEX FUND	ETF	33734X135	928,455	24,872	SH		SOLE		0	0	24,872
PACER DEVELOPED MARKETS INTERNATIONAL CASH COWS 100 ETF	ETF	69374H873	4,321,741	145,955	SH		SOLE		0	0	145,955
ISHARES RUSSELL 2000 VALUE	ETF	464287630	857,025	6,255	SH		SOLE		0	0	6,255
HEALTH CARE SELECT SECTOR SPDR	ETF	81369Y209	2,907,311	22,457	SH		SOLE		0	0	22,457
SPDR GOLD ETF	ETF	78463V107	1,351,730	7,378	SH		SOLE		0	0	7,378
SOUTHERN CO COM	Stock	842587107	2,922	42	SH		DFND	1	0	0	42
SOUTHERN CO COM	Stock	842587107	87,173	1,253	SH		SOLE		0	0	1,253
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	2,205,455	9,027	SH		SOLE		0	0	9,027
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	4,449,099	127,848	SH		SOLE		0	0	127,848
CONSUMER STAPLES SELECT SECTOR SPDR	ETF	81369Y308	345,608	4,626	SH		SOLE		0	0	4,626
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF	ETF	46138J783	237,222	12,288	SH		SOLE		0	0	12,288
JPMORGAN ULTRA-SHORT INCOME ETF	ETF	46641Q837	1,774,539	35,265	SH		SOLE		0	0	35,265
GALLAGHER ARTHUR J & CO COM	Stock	363576109	4,591	24	SH		DFND	1	0	0	24
GALLAGHER ARTHUR J & CO COM	Stock	363576109	66,959	350	SH		SOLE		0	0	350
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	3,063,758	47,012	SH		SOLE		0	0	47,012
ISHARES S&P SMALLCAP 600 ETF	ETF	464287804	9,550,387	98,763	SH		SOLE		0	0	98,763
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	6,836,631	22,142	SH		SOLE		0	0	22,142
ADOBE SYS INC	Stock	00724F101	373,038	968	SH		SOLE		0	0	968
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	3,781,301	49,604	SH		SOLE		0	0	49,604
ALPHABET INC CAP STK CL A	Stock	02079K305	2,571,882	24,794	SH		SOLE		0	0	24,794
FISERV INC	Stock	337738108	753,212	6,664	SH		SOLE		0	0	6,664
EASTMAN CHEMICAL CO	Stock	277432100	1,349	16	SH		DFND	1	0	0	16
EASTMAN CHEMICAL CO	Stock	277432100	11,260	134	SH		SOLE		0	0	134
CSX CORP	Stock	126408103	568,801	18,998	SH		SOLE		0	0	18,998
COMCAST CORP NEW CL A	Stock	20030N101	2,047	54	SH		DFND	1	0	0	54
COMCAST CORP NEW CL A	Stock	20030N101	173,910	4,587	SH		SOLE		0	0	4,587
MICROSOFT	Stock	594918104	4,325	15	SH		DFND	1	0	0	15
MICROSOFT	Stock	594918104	3,530,089	12,244	SH		SOLE		0	0	12,244
HEALTH CARE PPTY INVS INC	REIT	42250P103	1,099	50	SH		DFND	1	0	0	50
HEALTH CARE PPTY INVS INC	REIT	42250P103	20,758	945	SH		SOLE		0	0	945
CVS HEALTH CORP COM	Stock	126650100	1,858	25	SH		DFND	1	0	0	25
CVS HEALTH CORP COM	Stock	126650100	154,847	2,084	SH		SOLE		0	0	2,084
ISHARES EUROPE 350 INDEX	ETF	464287861	317,283	6,343	SH		SOLE		0	0	6,343
EVERGY INC COM	Stock	30034W106	1,589	26	SH		DFND	1	0	0	26
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	ETF	46138J791	749,396	39,113	SH		SOLE		0	0	39,113
FIRST TRUST TCW UNCONSTRAINED PLUS BOND ETF	ETF	33740F888	2,967,101	122,557	SH		SOLE		0	0	122,557
EXPONENT INC	Stock	30214U102	501,740	5,033	SH		SOLE		0	0	5,033
BERKSHIRE HATHAWAY INC DEL CL A	Stock	084670108	931,200	2	SH		SOLE		0	0	2
BOEING CO COM	Stock	097023105	933,669	4,395	SH		SOLE		0	0	4,395
VANGUARD SMALL CAP ETF	ETF	922908751	4,702,094	24,805	SH		SOLE		0	0	24,805
VANGUARD MID CAP	ETF	922908629	2,170,705	10,292	SH		SOLE		0	0	10,292
VANGUARD LARGE CAP	ETF	922908637	729,083	3,903	SH		SOLE		0	0	3,903
NEXTERA ENERGY INC COM	Stock	65339F101	340,935	4,423	SH		SOLE		0	0	4,423
VANGUARD SHORT-TERM TREASURY ETF	ETF	92206C102	9,203,217	157,212	SH		SOLE		0	0	157,212
TESLA MOTORS INC	Stock	88160R101	865,731	4,173	SH		SOLE		0	0	4,173
INVENTRUST PPTYS CORP	REIT	46124J201	811,433	34,677	SH		SOLE		0	0	34,677
PIMCO SHORT TERM MUNICIPAL BOND ACTIVE ETF	ETF	72201R874	2,240,598	45,010	SH		SOLE		0	0	45,010
VANGUARD HEALTH CARE ETF	ETF	92204A504	575,296	2,413	SH		SOLE		0	0	2,413
FINANCIAL SELECT SECTOR SPDR	ETF	81369Y605	1,105,244	34,378	SH		SOLE		0	0	34,378
NORFOLK SOUTHERN CRP	Stock	655844108	885,680	4,178	SH		SOLE		0	0	4,178
PUBLIC STORAGE INC	REIT	74460D109	256,614	849	SH		SOLE		0	0	849
VANGUARD CONSUMER STAPLES ETF	ETF	92204A207	2,829,835	14,623	SH		SOLE		0	0	14,623
VANGUARD INFORMATION TECHNOLOGY	ETF	92204A702	9,188,854	23,838	SH		SOLE		0	0	23,838
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE ETF	ETF	72201R866	209,360	4,006	SH		SOLE		0	0	4,006
DISTILLATE US FUNDAMENTAL STABILITY & VALUE ETF	ETF	26922A321	293,140	6,794	SH		SOLE		0	0	6,794
BIONANO GENOMICS INC COM	Stock	09075F107	17,261	15,550	SH		SOLE		0	0	15,550
DOW INC COM	Stock	260557103	2,631	48	SH		DFND	1	0	0	48
DOW INC COM	Stock	260557103	27,961	510	SH		SOLE		0	0	510
VANGUARD S&P 500 ETF	ETF	922908363	1,592,935	4,236	SH		SOLE		0	0	4,236
ISHARES DJ US HEALTH CARE PROVIDERS	ETF	464288828	1,189,745	4,813	SH		SOLE		0	0	4,813
FIFTH THIRD BANCORP COM	Stock	316773100	1,785	67	SH		DFND	1	0	0	67
FIFTH THIRD BANCORP COM	Stock	316773100	9,872	371	SH		SOLE		0	0	371
S & P MID CAP 400 DEP RCPTS MID CAP	ETF	78467Y107	477,811	1,042	SH		SOLE		0	0	1,042
HUNTINGTON BANCSHARES INC COM	Stock	446150104	874	78	SH		DFND	1	0	0	78
HUNTINGTON BANCSHARES INC COM	Stock	446150104	9,665	863	SH		SOLE		0	0	863
ISHARES RUSSELL TOP 200 GROWTH ETF	ETF	464289438	3,244,919	23,357	SH		SOLE		0	0	23,357
AMERICAN CENTURY DIVERSIFIED MUNICIPAL BOND ETF	ETF	025072505	2,930,874	58,210	SH		SOLE		0	0	58,210
RYDEX ETF TR S&P EQUAL WEIGHT CONSUMER STAPLES ETF	ETF	46137V373	12,637,897	74,155	SH		SOLE		0	0	74,155
LILLY ELI & CO COM	Stock	532457108	1,307,067	3,806	SH		SOLE		0	0	3,806
WESTERN DIGITAL CORP. 1.5 02/01/2024	Convertible	958102AP0	19,280	20,000	SH		SOLE		0	0	20,000
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	2,706,821	43,041	SH		SOLE		0	0	43,041
AVANTIS INTERNATIONAL SMALL CAP VALUE ETF	ETF	025072802	389,360	6,658	SH		SOLE		0	0	6,658
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	564,761	10,229	SH		SOLE		0	0	10,229
ISHARES RUSSELL MIDCAP VALUE INDEX	ETF	464287473	1,518,974	14,303	SH		SOLE		0	0	14,303
PIMCO CORPORATE OPPORTUNITY FUND	CEF	72201B101	501,971	40,254	SH		SOLE		0	0	40,254
ISHARES RUSSELL 2000 ETF	ETF	464287655	1,852,415	10,383	SH		SOLE		0	0	10,383
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	1,680,872	17,424	SH		SOLE		0	0	17,424
MICRON TECHNOLOGY	Stock	595112103	680,786	11,282	SH		SOLE		0	0	11,282
INVESCO S&P MIDCAP MOMENTUM ETF	ETF	46137V464	743,805	9,852	SH		SOLE		0	0	9,852
ISHARES FLOATING RATE BOND ETF	ETF	46429B655	314,301	6,237	SH		SOLE		0	0	6,237
AMERICAN ELEC PWR CO INC COM	Stock	025537101	91	1	SH		DFND	1	0	0	1
AMERICAN ELEC PWR CO INC COM	Stock	025537101	920,815	10,120	SH		SOLE		0	0	10,120
ISHARES RUSSELL MIDCAP GROWTH ETF	ETF	464287481	724,508	7,957	SH		SOLE		0	0	7,957
MARATHON PETE CORP	Stock	56585A102	269,744	2,001	SH		SOLE		0	0	2,001
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	481,413	3,032	SH		SOLE		0	0	3,032
MAGELLAN MIDSTREAM PARTNERS LP	Stock	559080106	259,849	4,789	SH		SOLE		0	0	4,789
VANGUARD MID CAP GROWTH ETF	ETF	922908538	346,183	1,776	SH		SOLE		0	0	1,776
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	18,312,019	250,301	SH		SOLE		0	0	250,301
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF	ETF	464286533	2,610,520	47,838	SH		SOLE		0	0	47,838
INVESCO FTSE RAFI US 1000 ETF	ETF	46137V613	202,246	1,290	SH		SOLE		0	0	1,290
ISHARES TR S&P GLOBAL 100 INDEXFD	ETF	464287572	4,270,966	60,962	SH		SOLE		0	0	60,962
VISA INC	Stock	92826C839	3,023,962	13,412	SH		SOLE		0	0	13,412
DIMENSIONAL U.S. TARGETED VALUE ETF	ETF	25434V609	2,528,345	56,817	SH		SOLE		0	0	56,817
HOLLEY INC COM	Stock	43538H103	55,323	20,191	SH		SOLE		0	0	20,191
DIMENSIONAL INTERNATIONAL VALUE ETF	ETF	25434V807	1,129,565	35,047	SH		SOLE		0	0	35,047
SYLVAMO CORP COMMON STOCK	Stock	871332102	46	1	SH		DFND	1	0	0	1
VANGUARD VALUE ETF	ETF	922908744	19,046,973	137,912	SH		SOLE		0	0	137,912
VANGUARD GROWTH ETF	ETF	922908736	23,042,411	92,377	SH		SOLE		0	0	92,377
SPDR BARCLAYS CAPITAL SHORT TERM HIGH YIELD BOND ETF	ETF	78468R408	5,312,657	213,875	SH		SOLE		0	0	213,875
EATON VANCE TAX MANAGED BUY WRITE OPPORTUNITIES FD COM	CEF	27829C105	824,571	102,051	SH		SOLE		0	0	102,051
VANECK FALLEN ANGEL HIGH YIELD BOND ETF	ETF	92189F437	255,424	9,116	SH		SOLE		0	0	9,116
FIRST TRUST CAPITAL STRENGTH ETF	ETF	33733E104	366,546	5,025	SH		SOLE		0	0	5,025
PIMCO DYNAMIC INCOME FD SHS	CEF	72201Y101	537,704	29,839	SH		SOLE		0	0	29,839
VANGUARD MATERIALS ETF	ETF	92204A801	4,640,776	26,098	SH		SOLE		0	0	26,098
PALO ALTO NETWORKS INC COM	Stock	697435105	1,793,865	8,981	SH		SOLE		0	0	8,981
IZEA WORLDWIDE INC COM	Stock	46604H105	43,229	66,414	SH		SOLE		0	0	66,414
MONDELEZ INTL INC CL A	Stock	609207105	2,510	36	SH		DFND	1	0	0	36
MONDELEZ INTL INC CL A	Stock	609207105	146,382	2,100	SH		SOLE		0	0	2,100
WP CAREY INC COM	REIT	92936U109	1,704	22	SH		DFND	1	0	0	22
WP CAREY INC COM	REIT	92936U109	127,004	1,640	SH		SOLE		0	0	1,640
AVAGO TECHNOLOGIES LTD	Stock	11135F101	1,925	3	SH		DFND	1	0	0	3
AVAGO TECHNOLOGIES LTD	Stock	11135F101	95,950	150	SH		SOLE		0	0	150
VANGUARD SHORT TERM INFL-PROTECTED	ETF	922020805	4,638,157	96,992	SH		SOLE		0	0	96,992
JOHNSON CTLS INC	Stock	G51502105	1,566	26	SH		DFND	1	0	0	26
JOHNSON CTLS INC	Stock	G51502105	24,054	399	SH		SOLE		0	0	399
METLIFE INC COM	Stock	59156R108	2,665	46	SH		DFND	1	0	0	46
METLIFE INC COM	Stock	59156R108	16,707	288	SH		SOLE		0	0	288
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	3,491,995	52,236	SH		SOLE		0	0	52,236
ROYAL BANK OF CANADA	Stock	780087102	345,226	3,612	SH		SOLE		0	0	3,612
WISDOMTREE U.S. TOTAL DIVIDEND FUND	ETF	97717W109	2,463,006	40,650	SH		SOLE		0	0	40,650
KINDER MORGAN INC	Stock	49456B101	1,839	105	SH		DFND	1	0	0	105
KINDER MORGAN INC	Stock	49456B101	53,480	3,054	SH		SOLE		0	0	3,054
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK	Stock	36266G107	242,399	2,955	SH		SOLE		0	0	2,955
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	7,460,047	138,200	SH		SOLE		0	0	138,200
NVIDIA CORP	Stock	67066G104	1,052,254	3,788	SH		SOLE		0	0	3,788
CUMMINS INC COM	Stock	231021106	1,363,024	5,706	SH		SOLE		0	0	5,706
ABBVIE INC COM	Stock	00287Y109	3,506	22	SH		DFND	1	0	0	22
ABBVIE INC COM	Stock	00287Y109	1,083,833	6,801	SH		SOLE		0	0	6,801
S&P GLOBAL INC COM	Stock	78409V104	2,726,855	7,909	SH		SOLE		0	0	7,909
ISHARES CORE MSCI EMERGING MKTS	ETF	46434G103	248,829	5,100	SH		SOLE		0	0	5,100
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	1,469,921	19,910	SH		SOLE		0	0	19,910
CELANESE CORP DEL COM	Stock	150870103	1,198	11	SH		DFND	1	0	0	11
CELANESE CORP DEL COM	Stock	150870103	25,480	234	SH		SOLE		0	0	234
FIRST TRUST PREFERRED SECURITIES & INCOME ETF	ETF	33739E108	193,063	12,097	SH		SOLE		0	0	12,097
INVESCO S&P 500 QUALITY ETF	ETF	46137V241	2,722,739	57,539	SH		SOLE		0	0	57,539
ZIMMER HLDGS INC	Stock	98956P102	241,604	1,870	SH		SOLE		0	0	1,870
ROCKWELL AUTOMATION INC COM	Stock	773903109	295,798	1,008	SH		SOLE		0	0	1,008
STRYKER CORP	Stock	863667101	368,118	1,290	SH		SOLE		0	0	1,290
QUALCOMM INC	Stock	747525103	1,485,032	11,640	SH		SOLE		0	0	11,640
GENERAL DYNAMICS CORP COM	Stock	369550108	2,510	11	SH		DFND	1	0	0	11
GENERAL DYNAMICS CORP COM	Stock	369550108	50,799	223	SH		SOLE		0	0	223
MCDONALDS CORP COM	Stock	580135101	3,355	12	SH		DFND	1	0	0	12
MCDONALDS CORP COM	Stock	580135101	484,374	1,732	SH		SOLE		0	0	1,732
CAMBRIA SHAREHOLDER YIELD ETF	ETF	132061201	3,865,354	65,849	SH		SOLE		0	0	65,849
CISCO SYS INC	Stock	17275R102	4,077	78	SH		DFND	1	0	0	78
CISCO SYS INC	Stock	17275R102	300,642	5,751	SH		SOLE		0	0	5,751
COHEN & STEERS INFRASTRUCTURE FUND	CEF	19248A109	277,969	11,392	SH		SOLE		0	0	11,392
ISHARES TR RUSSELL MIDCAP INDEX FD	ETF	464287499	962,953	13,772	SH		SOLE		0	0	13,772
ADVANCED MICRO DEVICES INC COM	Stock	007903107	279,493	2,852	SH		SOLE		0	0	2,852
WISDOMTREE LARGE CAP DIVIDEND	ETF	97717W307	484,279	7,829	SH		SOLE		0	0	7,829
AT&T INC COM	Stock	00206R102	2,310	120	SH		DFND	1	0	0	120
AT&T INC COM	Stock	00206R102	538,884	27,994	SH		SOLE		0	0	27,994
VANGUARD INTERMEDIATE-TERM BOND	ETF	921937819	1,674,061	21,815	SH		SOLE		0	0	21,815
ENERGY SELECT SECTOR SPDR	ETF	81369Y506	7,062,556	85,266	SH		SOLE		0	0	85,266
INDEPENDENCE RLTY TR INC COM	REIT	45378A106	199,528	12,447	SH		SOLE		0	0	12,447
SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF	ETF	808524771	3,291,995	59,942	SH		SOLE		0	0	59,942
GENERAL ELECTRIC CO COM NEW	Stock	369604301	868,214	9,082	SH		SOLE		0	0	9,082
CONSUMER DISCRETIONARY SEL SECTOR SPDR FD	ETF	81369Y407	1,180,997	7,898	SH		SOLE		0	0	7,898
INDUSTRIAL SELECT SECTOR SPDR	ETF	81369Y704	2,360,349	23,328	SH		SOLE		0	0	23,328
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE CO. INDEX ETF	ETF	808524755	8,944,441	286,039	SH		SOLE		0	0	286,039
RIVERFRONT STRATEGIC INCOME FUND	ETF	00162Q783	2,838,359	123,461	SH		SOLE		0	0	123,461
SPDR BLOOMBERG 1-10 YEAR TIPS ETF	ETF	78468R861	2,916,071	153,235	SH		SOLE		0	0	153,235
FIDELITY MSCI ENERGY INDEX ETF	ETF	316092402	224,424	10,001	SH		SOLE		0	0	10,001
FIDELITY MSCI HEALTH CARE INDEX ETF	ETF	316092600	208,549	3,393	SH		SOLE		0	0	3,393
FIDELITY MSCI MATERIALS INDEX ETF	ETF	316092881	865,162	18,977	SH		SOLE		0	0	18,977
GAMING & LEISURE PPTYS INC COM	REIT	36467J108	1,041	20	SH		DFND	1	0	0	20
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	ETF	316092808	254,507	2,233	SH		SOLE		0	0	2,233
ISHARES S&P 500 VALUE ETF	ETF	464287408	838,877	5,528	SH		SOLE		0	0	5,528
ISHARES S&P 500 GROWTH ETF	ETF	464287309	2,110,808	33,038	SH		SOLE		0	0	33,038
ISHARES S&P 500 INDEX	ETF	464287200	14,975,332	36,429	SH		SOLE		0	0	36,429
LAMAR ADVERTISING CO A CLASS A	REIT	512816109	1,798	18	SH		DFND	1	0	0	18
UNION PAC CORP COM	Stock	907818108	448,791	2,230	SH		SOLE		0	0	2,230
ISHARES S&P U.S. PREFERRED STOCK ETF	ETF	464288687	300,811	9,635	SH		SOLE		0	0	9,635
VANGUARD MID-CAP VALUE ETF	ETF	922908512	672,910	5,019	SH		SOLE		0	0	5,019
LOCKHEED MARTIN CORP	Stock	539830109	1,891	4	SH		DFND	1	0	0	4
LOCKHEED MARTIN CORP	Stock	539830109	1,897,960	4,015	SH		SOLE		0	0	4,015
JPMORGAN CHASE & CO COM	Stock	46625H100	4,952	38	SH		DFND	1	0	0	38
JPMORGAN CHASE & CO COM	Stock	46625H100	2,631,886	20,197	SH		SOLE		0	0	20,197
INTERNATIONAL PAPER CO COM	Stock	460146103	36	1	SH		DFND	1	0	0	1
INTERNATIONAL PAPER CO COM	Stock	460146103	1,158,772	32,135	SH		SOLE		0	0	32,135
SPDR PORTFOLIO EMERGING MARKETS ETF	ETF	78463X509	313,824	9,195	SH		SOLE		0	0	9,195
CHEVRON CORP NEW COM	Stock	166764100	5,058	31	SH		DFND	1	0	0	31
CHEVRON CORP NEW COM	Stock	166764100	2,681,616	16,435	SH		SOLE		0	0	16,435
ISHARES AMT-FREE MUNI BOND ETF	ETF	464288414	752,342	6,983	SH		SOLE		0	0	6,983
CONOCOPHILLIPS COM	Stock	20825C104	3,869	39	SH		DFND	1	0	0	39
CONOCOPHILLIPS COM	Stock	20825C104	165,266	1,666	SH		SOLE		0	0	1,666
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	4,018,858	88,972	SH		SOLE		0	0	88,972
DANAHER CORP	Stock	235851102	213,375	847	SH		SOLE		0	0	847
BANK AMERICA CORP COM	Stock	060505104	1,659	58	SH		DFND	1	0	0	58
BANK AMERICA CORP COM	Stock	060505104	272,758	9,537	SH		SOLE		0	0	9,537
REAVES UTIL INCOME FD COM SH BEN INT	CEF	756158101	581,224	20,480	SH		SOLE		0	0	20,480
SPDR SER TR S&P DIVID ETF	ETF	78464A763	738,876	5,973	SH		SOLE		0	0	5,973
WALMART INC COM	Stock	931142103	4,129	28	SH		DFND	1	0	0	28
WALMART INC COM	Stock	931142103	992,860	6,734	SH		SOLE		0	0	6,734
FIRST TRUST RISING DIVIDEND ACHIEVERS ETF	ETF	33738R506	685,503	15,278	SH		SOLE		0	0	15,278
INTL BUSINESS MACHINES	Stock	459200101	1,573	12	SH		DFND	1	0	0	12
INTL BUSINESS MACHINES	Stock	459200101	833,571	6,359	SH		SOLE		0	0	6,359
ORACLE CORPORATION	Stock	68389X105	205,938	2,216	SH		SOLE		0	0	2,216
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	1,763	18	SH		DFND	1	0	0	18
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	296,343	3,026	SH		SOLE		0	0	3,026
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	1,840,744	45,563	SH		SOLE		0	0	45,563
VANGUARD HIGH DIVIDEND YIELD	ETF	921946406	11,466,004	108,683	SH		SOLE		0	0	108,683
PFIZER INC COM	Stock	717081103	3,305	81	SH		DFND	1	0	0	81
PFIZER INC COM	Stock	717081103	2,657,864	65,144	SH		SOLE		0	0	65,144
GILEAD SCIENCES INC	Stock	375558103	1,991	24	SH		DFND	1	0	0	24
GILEAD SCIENCES INC	Stock	375558103	1,022,460	12,323	SH		SOLE		0	0	12,323
CATERPILLAR INC COM	Stock	149123101	3,204	14	SH		DFND	1	0	0	14
CATERPILLAR INC COM	Stock	149123101	287,589	1,257	SH		SOLE		0	0	1,257
ALPHABET INC CAP STK CL C	Stock	02079K107	1,974,544	18,986	SH		SOLE		0	0	18,986
AMGEN INC	Stock	031162100	316,048	1,307	SH		SOLE		0	0	1,307
HUMANA INC COM	Stock	444859102	213,866	441	SH		SOLE		0	0	441
ISHARES CORE S&P US VALUE ETF	ETF	464287663	7,974,626	108,087	SH		SOLE		0	0	108,087
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	4,250,934	27,602	SH		SOLE		0	0	27,602
SOUTHSTATE CORPORATION COM	Stock	840441109	203,875	2,861	SH		SOLE		0	0	2,861
ISHARES MSCI EAFE SMALL CAP ETF	ETF	464288273	941,616	15,823	SH		SOLE		0	0	15,823
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM	Stock	31620R303	699	20	SH		DFND	1	0	0	20
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	1,961,688	39,242	SH		SOLE		0	0	39,242
BLACKROCK ULTRA SHORT-TERM BOND ETF	ETF	46434V878	514,960	10,248	SH		SOLE		0	0	10,248
FIRST TRUST ENHANCED SHORT MATURITY ETF	ETF	33739Q408	357,060	6,000	SH		SOLE		0	0	6,000
ISHARES S&P SMALLCAP 600 VALUE ETF	ETF	464287879	1,877,644	20,062	SH		SOLE		0	0	20,062
CITIZENS FINL GROUP INC COM	Stock	174610105	759	25	SH		DFND	1	0	0	25
CITIZENS FINL GROUP INC COM	Stock	174610105	3,614	119	SH		SOLE		0	0	119
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF	ETF	46138J866	315,973	14,989	SH		SOLE		0	0	14,989
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	ETF	46138J841	4,741,779	230,295	SH		SOLE		0	0	230,295
NATIONAL RETAIL PPTYS	REIT	637417106	1,035,023	23,443	SH		SOLE		0	0	23,443
SPDR PORTFOLIO S&P 500 GROWTH ETF	ETF	78464A409	681,758	12,315	SH		SOLE		0	0	12,315
BK OF AMERICA CORP 7.25CNV PFD L	Convertible Preferred	060505682	770,722	660	SH		SOLE		0	0	660
SPDR PORTFOLIO S&P 500 VALUE ETF	ETF	78464A508	2,359,639	57,948	SH		SOLE		0	0	57,948
PHILIP MORRIS INTL INC	Stock	718172109	3,015	31	SH		DFND	1	0	0	31
PHILIP MORRIS INTL INC	Stock	718172109	377,726	3,884	SH		SOLE		0	0	3,884
VANGUARD MEGA CAP 300 ETF	ETF	921910873	1,615,732	11,288	SH		SOLE		0	0	11,288
PNC FINL SVCS GROUP INC COM	Stock	693475105	1,144	9	SH		DFND	1	0	0	9
PNC FINL SVCS GROUP INC COM	Stock	693475105	3,305	26	SH		SOLE		0	0	26
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	2,564	37	SH		DFND	1	0	0	37
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	248,926	3,591	SH		SOLE		0	0	3,591
REALTY INCOME CORP	REIT	756109104	462,402	7,303	SH		SOLE		0	0	7,303
ALTRIA GROUP INC COM	Stock	02209S103	1,147,093	25,708	SH		SOLE		0	0	25,708
CITIGROUP INC	Stock	172967424	844	18	SH		DFND	1	0	0	18
CITIGROUP INC	Stock	172967424	521,623	11,124	SH		SOLE		0	0	11,124
EXXON MOBIL CORP COM	Stock	30231G102	5,373	49	SH		DFND	1	0	0	49
EXXON MOBIL CORP COM	Stock	30231G102	1,366,027	12,457	SH		SOLE		0	0	12,457
UNITEDHEALTH GROUP	Stock	91324P102	2,156,670	4,564	SH		SOLE		0	0	4,564
LOWES COS INC COM	Stock	548661107	291,377	1,457	SH		SOLE		0	0	1,457
FIRST TRUST VALUE LINE DIVIDEND FUND	ETF	33734H106	1,178,431	29,343	SH		SOLE		0	0	29,343
UTILITIES SELECT SECTOR SPDR	ETF	81369Y886	1,361,286	20,111	SH		SOLE		0	0	20,111
SPDR S&P WORLD EX-US	ETF	78463X889	3,967,430	123,519	SH		SOLE		0	0	123,519
CROWN CASTLE INC COM	REIT	22822V101	1,606	12	SH		DFND	1	0	0	12
CROWN CASTLE INC COM	REIT	22822V101	127,292	951	SH		SOLE		0	0	951
BLACKROCK INC	Stock	09247X101	3,346	5	SH		DFND	1	0	0	5
BLACKROCK INC	Stock	09247X101	90,990	136	SH		SOLE		0	0	136
ISHARES CORE S&P MID CAP ETF	ETF	464287507	7,684,919	30,720	SH		SOLE		0	0	30,720
APPLE INC	Stock	037833100	14,219,332	86,230	SH		SOLE		0	0	86,230
ISHARES CONVERTIBLE BOND ETF	ETF	46435G102	10,955,424	150,860	SH		SOLE		0	0	150,860
ISHARES IBONDS DEC 2023 TERM CORPORATE ETF	ETF	46434VAX8	273,715	10,866	SH		SOLE		0	0	10,866
ABBOTT LABS COM	Stock	002824100	1,418	14	SH		DFND	1	0	0	14
ABBOTT LABS COM	Stock	002824100	601,699	5,942	SH		SOLE		0	0	5,942
DISNEY WALT CO COM	Stock	254687106	1,140,588	11,391	SH		SOLE		0	0	11,391
FIDELITY COMWLTH TR	ETF	315912808	273,359	5,701	SH		SOLE		0	0	5,701
ISHARES TR RUSSELL 1000 INDEX ETF	ETF	464287622	1,297,909	5,763	SH		SOLE		0	0	5,763
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	1,832,802	12,037	SH		SOLE		0	0	12,037