Certified Advisory 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON.COM INC	COM	023135106	3,743	35,240	SH		SOLE		0	0	35,240
ISHARES TR MID GRWTH INDX ETF	MRGSTR MD CP GRW	464288307	3,138	60,423	SH		SOLE		0	0	60,422
ISHARES TR SMLL GRWTH IDX ETF	MRGSTR SM CP GR	464288604	1,302	36,862	SH		SOLE		0	0	36,862
PRUDENTIAL FINL INC	COM	744320102	3	32	SH		DFND	Zacks	0	0	32
POWERSHARES QQQ TR	UNIT SER 1	46090E103	6,555	23,388	SH		SOLE		0	0	23,387
TECHNOLOGY SELECT SECTOR SPDR	TECHNOLOGY	81369Y803	926	7,283	SH		SOLE		0	0	7,283
PUBLIC SVC ENTERPRISE GRP INC COM	COM	744573106	2	30	SH		DFND	Zacks	0	0	30
ISHARES CORE INTERNATIONAL AGGREGATE BOND FUND	CORE INTL AGGR	46435G672	23,760	477,010	SH		SOLE		0	0	477,010
ISHARES MSCI INTL SMALL-CAP MULTIFACTOR ETF	MSCI INTL SML CP	46434V266	589	20,458	SH		SOLE		0	0	20,458
JOHNSON & JOHNSON COM	COM	478160104	4	25	SH		DFND	Zacks	0	0	25
JOHNSON & JOHNSON COM	COM	478160104	3,616	20,373	SH		SOLE		0	0	20,372
VANGUARD TOTAL STOCK MARKET INDEX FUND	TOTAL STK MKT	922908769	1,407	7,458	SH		SOLE		0	0	7,458
COSTCO WHOLESALE CORP	COM	22160K105	2,901	6,053	SH		SOLE		0	0	6,053
FIRST TRUST MATERIALS ALPHADEX (ETF)	MATERIALS ALPH	33734X168	943	16,681	SH		SOLE		0	0	16,681
REAL ESTATE SELECT SECTOR SPDR FUND	RL EST SEL SEC	81369Y860	4,336	106,108	SH		SOLE		0	0	106,108
PROCTER AND GAMBLE CO COM	COM	742718109	5	32	SH		DFND	Zacks	0	0	32
PROCTER AND GAMBLE CO COM	COM	742718109	704	4,897	SH		SOLE		0	0	4,897
COCA COLA CO COM	COM	191216100	3	45	SH		DFND	Zacks	0	0	45
COCA COLA CO COM	COM	191216100	1,929	30,662	SH		SOLE		0	0	30,662
TRUIST FINL CORP COM	COM	89832Q109	2	36	SH		DFND	Zacks	0	0	36
TRUIST FINL CORP COM	COM	89832Q109	1,098	23,149	SH		SOLE		0	0	23,149
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	BULSHS 2025 CB	46138J825	6,263	306,409	SH		SOLE		0	0	306,409
UNITED PARCEL SERVICE INC	CL B	911312106	318	1,742	SH		SOLE		0	0	1,741
VANGUARD REIT INDEX ETF	REAL ESTATE ETF	922908553	4,710	51,701	SH		SOLE		0	0	51,700
INTEL CORP COM	COM	458140100	1	38	SH		DFND	Zacks	0	0	38
INTEL CORP COM	COM	458140100	264	7,066	SH		SOLE		0	0	7,066
MEDTRONIC PLC SHS	SHS	G5960L103	2	22	SH		DFND	Zacks	0	0	22
PROLOGIS INC. COM	COM	74340W103	3	22	SH		DFND	Zacks	0	0	22
MERCK & CO INC	COM	58933Y105	4	46	SH		DFND	Zacks	0	0	46
MERCK & CO INC	COM	58933Y105	470	5,157	SH		SOLE		0	0	5,157
SPDR S&P 500 ETF	TR UNIT	78462F103	2,404	6,372	SH		SOLE		0	0	6,371
FIDELITY VALUE FACTOR ETF	VLU FACTOR ETF	316092782	2,040	47,414	SH		SOLE		0	0	47,414
MASTERCARD INC	CL A	57636Q104	5,571	17,659	SH		SOLE		0	0	17,659
EMERSON ELEC CO COM	COM	291011104	1	15	SH		DFND	Zacks	0	0	15
ISHARES TIPS BOND ETF	TIPS BD ETF	464287176	454	3,983	SH		SOLE		0	0	3,983
ISHARES MSCI USA SMALL-CAP MIN VOL FACTOR ETF	MSCI USA SMCP MN	46435G433	329	9,660	SH		SOLE		0	0	9,660
PARSONS CORP DEL COM	COM	70202L102	217	5,357	SH		SOLE		0	0	5,357
BANK NEW YORK MELLON CORP COM	COM	064058100	1	34	SH		DFND	Zacks	0	0	34
PACER US CASH COWS 100 ETF	US CASH COWS 100	69374H881	371	8,616	SH		SOLE		0	0	8,615
VERIZON COMMUNICATIONS	COM	92343V104	4	82	SH		DFND	Zacks	0	0	82
VERIZON COMMUNICATIONS	COM	92343V104	1,142	22,497	SH		SOLE		0	0	22,496
PEPSICO INC COM	COM	713448108	4	22	SH		DFND	Zacks	0	0	22
PEPSICO INC COM	COM	713448108	210	1,263	SH		SOLE		0	0	1,262
FORD MOTOR COMPANY	COM	345370860	268	24,083	SH		SOLE		0	0	24,083
SPDR PORTFOLIO MORTGAGE BACKED BOND ETF	PORT MTG BK ETF	78464A383	372	16,266	SH		SOLE		0	0	16,266
US BANCORP DEL COM NEW	COM NEW	902973304	3	56	SH		DFND	Zacks	0	0	56
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF	BBG CONV SEC ETF	78464A359	1,201	18,597	SH		SOLE		0	0	18,597
HOME DEPOT	COM	437076102	4	13	SH		DFND	Zacks	0	0	13
HOME DEPOT	COM	437076102	2,579	9,403	SH		SOLE		0	0	9,402
FIRST TRUST FINANCIALS ALPHADEX FUND	FINLS ALPHADEX	33734X135	970	24,956	SH		SOLE		0	0	24,955
ISHARES RUSSELL 2000 VALUE	RUS 2000 VAL ETF	464287630	917	6,734	SH		SOLE		0	0	6,733
HEALTH CARE SELECT SECTOR SPDR	SBI HEALTHCARE	81369Y209	2,928	22,832	SH		SOLE		0	0	22,831
SPDR GOLD ETF	GOLD SHS	78463V107	1,069	6,348	SH		SOLE		0	0	6,347
SOUTHERN CO COM	COM	842587107	3	42	SH		DFND	Zacks	0	0	42
KEYCORP COM	COM	493267108	2	92	SH		DFND	Zacks	0	0	92
ISHARES RUSSELL 1000 GROWTH ETF	RUS 1000 GRW ETF	464287614	1,798	8,219	SH		SOLE		0	0	8,219
SCHWAB INTERNATIONAL EQUITY ETF	INTL EQTY ETF	808524805	2,204	70,075	SH		SOLE		0	0	70,074
CONSUMER STAPLES SELECT SECTOR SPDR	SBI CONS STPLS	81369Y308	336	4,649	SH		SOLE		0	0	4,649
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF	BULSHS 2027 CB	46138J783	6,018	310,663	SH		SOLE		0	0	310,662
JPMORGAN ULTRA-SHORT INCOME ETF	ULTRA SHRT INC	46641Q837	6,078	121,340	SH		SOLE		0	0	121,340
GALLAGHER ARTHUR J & CO COM	COM	363576109	4	24	SH		DFND	Zacks	0	0	24
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND	ENHAN SHRT MA AC	72201R833	992	10,013	SH		SOLE		0	0	10,013
ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF	BROAD USD HIGH	46435U853	202	5,837	SH		SOLE		0	0	5,837
ISHARES S&P SMALLCAP 600 ETF	CORE S&P SCP ETF	464287804	8,992	97,303	SH		SOLE		0	0	97,302
BERKSHIRE HATHAWAY INC DEL CL B NEW	CL B NEW	084670702	1,382	5,061	SH		SOLE		0	0	5,061
ADOBE SYS INC	COM	00724F101	341	931	SH		SOLE		0	0	931
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND	SHRT TRM CORP BD	92206C409	2,251	29,513	SH		SOLE		0	0	29,513
ALPHABET INC CAP STK CL A	CAP STK CL A	02079K305	2,878	1,321	SH		SOLE		0	0	1,320
FISERV INC	COM	337738108	591	6,646	SH		SOLE		0	0	6,645
EASTMAN CHEMICAL CO	COM	277432100	1	16	SH		DFND	Zacks	0	0	16
CSX CORP	COM	126408103	560	19,263	SH		SOLE		0	0	19,263
COMCAST CORP NEW CL A	CL A	20030N101	2	54	SH		DFND	Zacks	0	0	54
MICROSOFT	COM	594918104	4	15	SH		DFND	Zacks	0	0	15
MICROSOFT	COM	594918104	2,891	11,258	SH		SOLE		0	0	11,257
HEALTH CARE PPTY INVS INC	COM	42250P103	1	50	SH		DFND	Zacks	0	0	50
CVS HEALTH CORP COM	COM	126650100	2	25	SH		DFND	Zacks	0	0	25
ISHARES EUROPE 350 INDEX	EUROPE ETF	464287861	271	6,335	SH		SOLE		0	0	6,335
EVERGY INC COM	COM	30034W106	2	26	SH		DFND	Zacks	0	0	26
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	BULSHS 2026 CB	46138J791	6,670	346,127	SH		SOLE		0	0	346,127
EXPONENT INC	COM	30214U102	460	5,033	SH		SOLE		0	0	5,033
BERKSHIRE HATHAWAY INC DEL CL A	CL A	084670108	818	2	SH		SOLE		0	0	2
BOEING CO COM	COM	097023105	589	4,305	SH		SOLE		0	0	4,305
VANGUARD SMALL CAP ETF	SMALL CP ETF	922908751	3,784	21,485	SH		SOLE		0	0	21,484
VANGUARD MID CAP	MID CAP ETF	922908629	1,874	9,515	SH		SOLE		0	0	9,515
VANGUARD LARGE CAP	LARGE CAP ETF	922908637	1,122	6,512	SH		SOLE		0	0	6,511
NEXTERA ENERGY INC COM	COM	65339F101	333	4,301	SH		SOLE		0	0	4,300
VANGUARD SHORT-TERM GOVERNMENT BOND ETF	SHORT TERM TREAS	92206C102	3,264	55,453	SH		SOLE		0	0	55,452
APTUS DEFINED RISK ETF	APTUS DEFINED	26922A388	8,381	318,789	SH		SOLE		0	0	318,789
TESLA MOTORS INC	COM	88160R101	838	1,244	SH		SOLE		0	0	1,244
INVENTRUST PPTYS CORP	COM NEW	46124J201	1,440	55,831	SH		SOLE		0	0	55,830
VANGUARD HEALTH CARE ETF	HEALTH CAR ETF	92204A504	572	2,427	SH		SOLE		0	0	2,427
FINANCIAL SELECT SECTOR SPDR	FINANCIAL	81369Y605	1,156	36,763	SH		SOLE		0	0	36,763
NORFOLK SOUTHERN CRP	COM	655844108	940	4,136	SH		SOLE		0	0	4,135
PUBLIC STORAGE INC	COM	74460D109	265	848	SH		SOLE		0	0	847
VANGUARD CONSUMER STAPLES ETF	CONSUM STP ETF	92204A207	2,546	13,736	SH		SOLE		0	0	13,736
VANGUARD INFORMATION TECHNOLOGY	INF TECH ETF	92204A702	7,815	23,932	SH		SOLE		0	0	23,932
SCHWAB U.S. TIPS ETF	US TIPS ETF	808524870	617	11,060	SH		SOLE		0	0	11,059
DOW INC COM	COM	260557103	1	28	SH		DFND	Zacks	0	0	28
LYONDELLBASELL	SHS - A -	N53745100	1	15	SH		DFND	Zacks	0	0	15
VANGUARD S&P 500 ETF	S&P 500 ETF SHS	922908363	1,290	3,720	SH		SOLE		0	0	3,720
ISHARES DJ US HEALTH CARE PROVIDERS	US HLTHCR PR ETF	464288828	1,383	5,413	SH		SOLE		0	0	5,412
FIFTH THIRD BANCORP COM	COM	316773100	1	40	SH		DFND	Zacks	0	0	40
S & P MID CAP 400 DEP RCPTS MID CAP	UTSER1 S&PDCRP	78467Y107	457	1,105	SH		SOLE		0	0	1,104
HUNTINGTON BANCSHARES INC COM	COM	446150104	1	78	SH		DFND	Zacks	0	0	78
ISHARES RUSSELL TOP 200 GROWTH ETF	RUS TP200 GR ETF	464289438	1,196	9,553	SH		SOLE		0	0	9,552
RYDEX ETF TR S&P EQUAL WEIGHT CONSUMER STAPLES ETF	S&P500 EQL STP	46137V373	11,930	72,000	SH		SOLE		0	0	72,000
LILLY ELI & CO COM	COM	532457108	1,155	3,561	SH		SOLE		0	0	3,560
VANGUARD RUSSELL 1000 GROWTH ETF	VNG RUS1000GRW	92206C680	2,656	47,195	SH		SOLE		0	0	47,195
VANGUARD TOTAL INTERNATIONAL STOCK ETF	VG TL INTL STK F	921909768	452	8,767	SH		SOLE		0	0	8,766
VANGUARD RUSSELL 2000 VALUE ETF	VNG RUS2000VAL	92206C649	277	2,322	SH		SOLE		0	0	2,322
ISHARES RUSSELL MIDCAP VALUE INDEX	RUS MDCP VAL ETF	464287473	2,143	21,094	SH		SOLE		0	0	21,094
PIMCO CORPORATE OPPORTUNITY FUND	COM	72201B101	998	79,784	SH		SOLE		0	0	79,783
ISHARES RUSSELL 2000 ETF	RUSSELL 2000 ETF	464287655	1,580	9,328	SH		SOLE		0	0	9,328
SPDR S&P HEALTH CARE EQUIPMENT ETF	HLTH CR EQUIP	78464A581	3,102	36,558	SH		SOLE		0	0	36,558
DUKE ENERGY CORP NEW COM NEW	COM NEW	26441C204	1,857	17,321	SH		SOLE		0	0	17,320
MICRON TECHNOLOGY	COM	595112103	628	11,369	SH		SOLE		0	0	11,368
INVESCO S&P MIDCAP MOMENTUM ETF	S&P MDCP MOMNTUM	46137V464	666	9,364	SH		SOLE		0	0	9,364
AMERICAN ELEC PWR CO INC COM	COM	025537101	0	1	SH		DFND	Zacks	0	0	1
AMERICAN ELEC PWR CO INC COM	COM	025537101	965	10,055	SH		SOLE		0	0	10,055
ISHARES RUSSELL MIDCAP GROWTH ETF	RUS MD CP GR ETF	464287481	515	6,502	SH		SOLE		0	0	6,502
VANGUARD SMALL CAP VALUE ETF	SM CP VAL ETF	922908611	315	2,103	SH		SOLE		0	0	2,102
MAGELLAN MIDSTREAM PARTNERS LP	COM UNIT RP LP	559080106	213	4,465	SH		SOLE		0	0	4,465
VANGUARD MID CAP GROWTH ETF	MCAP GR IDXVIP	922908538	308	1,754	SH		SOLE		0	0	1,753
SCHWAB US DIVIDEND EQUITY ETF	US DIVIDEND EQ	808524797	14,384	200,815	SH		SOLE		0	0	200,814
ISHARES TR S&P GLOBAL 100 INDEXFD	GLOBAL 100 ETF	464287572	3,319	51,797	SH		SOLE		0	0	51,796
VISA INC	COM CL A	92826C839	2,476	12,576	SH		SOLE		0	0	12,575
DIMENSIONAL U.S. TARGETED VALUE ETF	US TARGETED VLU	25434V609	1,618	40,225	SH		SOLE		0	0	40,225
DIMENSIONAL INTERNATIONAL VALUE ETF	INTERNATNAL VAL	25434V807	932	32,273	SH		SOLE		0	0	32,273
SYLVAMO CORP COMMON STOCK	COMMON STOCK	871332102	0	1	SH		DFND	Zacks	0	0	1
VANGUARD VALUE ETF	VALUE ETF	922908744	16,642	126,187	SH		SOLE		0	0	126,187
VANGUARD GROWTH ETF	GROWTH ETF	922908736	18,904	84,814	SH		SOLE		0	0	84,813
EATON VANCE TAX MANAGED BUY WRITE OPPORTUNITIES FD COM	COM	27829C105	719	86,492	SH		SOLE		0	0	86,492
FIRST TRUST CAPITAL STRENGTH ETF	CAP STRENGTH ETF	33733E104	350	5,007	SH		SOLE		0	0	5,006
PIMCO DYNAMIC INCOME FD SHS	SHS	72201Y101	557	26,704	SH		SOLE		0	0	26,703
VANGUARD MATERIALS ETF	MATERIALS ETF	92204A801	6,574	41,036	SH		SOLE		0	0	41,035
PALO ALTO NETWORKS INC COM	COM	697435105	1,637	3,315	SH		SOLE		0	0	3,315
MONDELEZ INTL INC CL A	CL A	609207105	2	36	SH		DFND	Zacks	0	0	36
WP CAREY INC COM	COM	92936U109	2	22	SH		DFND	Zacks	0	0	22
AVAGO TECHNOLOGIES LTD	COM	11135F101	1	3	SH		DFND	Zacks	0	0	3
VANGUARD SHORT TERM INFL-PROTECTED	STRM INFPROIDX	922020805	6,313	125,953	SH		SOLE		0	0	125,953
METLIFE INC COM	COM	59156R108	3	46	SH		DFND	Zacks	0	0	46
ISHARES CORE MSCI EAFE ETF	CORE MSCI EAFE	46432F842	2,578	43,800	SH		SOLE		0	0	43,799
ROYAL BANK OF CANADA	COM	780087102	330	3,408	SH		SOLE		0	0	3,407
WISDOMTREE U.S. TOTAL DIVIDEND FUND	US TOTAL DIVIDND	97717W109	2,185	37,723	SH		SOLE		0	0	37,723
KINDER MORGAN INC	COM	49456B101	2	105	SH		DFND	Zacks	0	0	105
ISHARES U.S. MEDICAL DEVICES ETF	U.S. MED DVC ETF	464288810	5,547	109,969	SH		SOLE		0	0	109,968
NVIDIA CORP	COM	67066G104	1,551	10,233	SH		SOLE		0	0	10,232
CUMMINS INC COM	COM	231021106	1,149	5,937	SH		SOLE		0	0	5,937
ABBVIE INC COM	COM	00287Y109	3	22	SH		DFND	Zacks	0	0	22
ABBVIE INC COM	COM	00287Y109	1,002	6,544	SH		SOLE		0	0	6,544
S&P GLOBAL INC COM	COM	78409V104	2,764	8,201	SH		SOLE		0	0	8,200
VANGUARD TOTAL BOND MARKET ETF	TOTAL BND MRKT	921937835	2,562	34,045	SH		SOLE		0	0	34,045
CELANESE CORP DEL COM	COM	150870103	1	11	SH		DFND	Zacks	0	0	11
INVESCO S&P 500 QUALITY ETF	S&P500 QUALITY	46137V241	4,339	103,320	SH		SOLE		0	0	103,320
ROCKWELL AUTOMATION INC COM	COM	773903109	201	1,008	SH		SOLE		0	0	1,008
QUALCOMM INC	COM	747525103	1,471	11,515	SH		SOLE		0	0	11,514
GENERAL DYNAMICS CORP COM	COM	369550108	2	11	SH		DFND	Zacks	0	0	11
MCDONALDS CORP COM	COM	580135101	3	12	SH		DFND	Zacks	0	0	12
MCDONALDS CORP COM	COM	580135101	424	1,716	SH		SOLE		0	0	1,715
CISCO SYS INC	COM	17275R102	3	78	SH		DFND	Zacks	0	0	78
COHEN & STEERS INFRASTRUCTURE FUND	COM	19248A109	301	11,903	SH		SOLE		0	0	11,903
ISHARES TR RUSSELL MIDCAP INDEX FD	RUS MID CAP ETF	464287499	2,769	42,817	SH		SOLE		0	0	42,816
ADVANCED MICRO DEVICES INC COM	COM	007903107	292	3,817	SH		SOLE		0	0	3,816
WISDOMTREE LARGE CAP DIVIDEND	US LARGECAP DIVD	97717W307	550	9,304	SH		SOLE		0	0	9,303
AT&T INC COM	COM	00206R102	3	120	SH		DFND	Zacks	0	0	120
AT&T INC COM	COM	00206R102	485	23,140	SH		SOLE		0	0	23,139
ENERGY SELECT SECTOR SPDR	ENERGY	81369Y506	4,481	62,664	SH		SOLE		0	0	62,663
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF	EM MK GOV BD ETF	921946885	336	5,475	SH		SOLE		0	0	5,475
INDEPENDENCE RLTY TR INC COM	COM	45378A106	257	12,406	SH		SOLE		0	0	12,406
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF	SCHWAB FDT US LG	808524771	2,869	56,360	SH		SOLE		0	0	56,360
GENERAL ELECTRIC CO COM NEW	COM NEW	369604301	595	9,340	SH		SOLE		0	0	9,340
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF	IBOXX HI YD ETF	464288513	4,964	67,442	SH		SOLE		0	0	67,441
CONSUMER DISCRETIONARY SEL SECTOR SPDR FD	SBI CONS DISCR	81369Y407	922	6,705	SH		SOLE		0	0	6,704
INDUSTRIAL SELECT SECTOR SPDR	SBI INT-INDS	81369Y704	2,072	23,722	SH		SOLE		0	0	23,721
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF	SCHWB FDT INT LG	808524755	1,280	45,231	SH		SOLE		0	0	45,231
RIVERFRONT STRATEGIC INCOME FUND	RIVRFRNT STR INC	00162Q783	274	12,062	SH		SOLE		0	0	12,062
SPDR BLOOMBERG 1-10 YEAR TIPS ETF	BLOOMBERG 1 10 Y	78468R861	2,093	107,532	SH		SOLE		0	0	107,531
FIDELITY MSCI HEALTH CARE INDEX ETF	MSCI HLTH CARE I	316092600	922	15,191	SH		SOLE		0	0	15,190
ISHARES S&P 500 VALUE ETF	S&P 500 VAL ETF	464287408	795	5,780	SH		SOLE		0	0	5,779
ISHARES S&P 500 GROWTH ETF	S&P 500 GRWT ETF	464287309	1,177	19,498	SH		SOLE		0	0	19,497
ISHARES S&P 500 INDEX	CORE S&P500 ETF	464287200	13,316	35,122	SH		SOLE		0	0	35,121
LAMAR ADVERTISING CO A CLASS A	CL A	512816109	1	7	SH		DFND	Zacks	0	0	7
UNION PAC CORP COM	COM	907818108	437	2,050	SH		SOLE		0	0	2,050
VANGUARD MID-CAP VALUE INDEX FUND	MCAP VL IDXVIP	922908512	717	5,537	SH		SOLE		0	0	5,537
LOCKHEED MARTIN CORP	COM	539830109	2	4	SH		DFND	Zacks	0	0	4
LOCKHEED MARTIN CORP	COM	539830109	1,731	4,025	SH		SOLE		0	0	4,025
JPMORGAN CHASE & CO COM	COM	46625H100	4	38	SH		DFND	Zacks	0	0	38
JPMORGAN CHASE & CO COM	COM	46625H100	2,215	19,673	SH		SOLE		0	0	19,673
INTERNATIONAL PAPER CO COM	COM	460146103	0	1	SH		DFND	Zacks	0	0	1
INTERNATIONAL PAPER CO COM	COM	460146103	844	20,178	SH		SOLE		0	0	20,178
SPDR PORTFOLIO EMERGING MARKETS ETF	PORTFOLIO EMG MK	78463X509	4,364	125,521	SH		SOLE		0	0	125,520
CHEVRON CORP NEW COM	COM	166764100	4	31	SH		DFND	Zacks	0	0	31
CHEVRON CORP NEW COM	COM	166764100	2,334	16,124	SH		SOLE		0	0	16,124
CONOCOPHILLIPS COM	COM	20825C104	4	39	SH		DFND	Zacks	0	0	39
CONOCOPHILLIPS COM	COM	20825C104	242	2,695	SH		SOLE		0	0	2,695
VANGUARD FTSE DEVELOPED MARKETS ETF	VAN FTSE DEV MKT	921943858	1,542	37,800	SH		SOLE		0	0	37,800
BK OF AMERICA CORP COM	COM	060505104	2	58	SH		DFND	Zacks	0	0	58
BK OF AMERICA CORP COM	COM	060505104	298	9,589	SH		SOLE		0	0	9,588
REAVES UTIL INCOME FD COM SH BEN INT	COM SH BEN INT	756158101	617	19,899	SH		SOLE		0	0	19,898
SPDR SER TR S&P DIVID ETF	S&P DIVID ETF	78464A763	594	5,006	SH		SOLE		0	0	5,005
WALMART INC COM	COM	931142103	3	28	SH		DFND	Zacks	0	0	28
WALMART INC COM	COM	931142103	723	5,949	SH		SOLE		0	0	5,949
ISHARES 3-7 YEAR TREASURY BOND ETF	3 7 YR TREAS BD	464288661	272	2,276	SH		SOLE		0	0	2,276
INTL BUSINESS MACHINES	COM	459200101	2	12	SH		DFND	Zacks	0	0	12
INTL BUSINESS MACHINES	COM	459200101	896	6,344	SH		SOLE		0	0	6,343
RAYTHEON TECHNOLOGIES CORP COM	COM	75513E101	2	18	SH		DFND	Zacks	0	0	18
RAYTHEON TECHNOLOGIES CORP COM	COM	75513E101	260	2,707	SH		SOLE		0	0	2,706
VANGUARD FTSE EMERGING MARKETS ETF	FTSE EMR MKT ETF	922042858	1,334	32,022	SH		SOLE		0	0	32,021
VANGUARD HIGH DIVIDEND YIELD	HIGH DIV YLD	921946406	6,500	63,911	SH		SOLE		0	0	63,910
PFIZER INC COM	COM	717081103	4	81	SH		DFND	Zacks	0	0	81
PFIZER INC COM	COM	717081103	3,398	64,801	SH		SOLE		0	0	64,801
ISHARES IBOXX CORPORATE BOND ETF	IBOXX INV CP ETF	464287242	440	4,001	SH		SOLE		0	0	4,000
HP INC COM	COM	40434L105	2	62	SH		DFND	Zacks	0	0	62
GILEAD SCIENCES INC	COM	375558103	1	24	SH		DFND	Zacks	0	0	24
GILEAD SCIENCES INC	COM	375558103	874	14,133	SH		SOLE		0	0	14,133
CATERPILLAR INC COM	COM	149123101	3	14	SH		DFND	Zacks	0	0	14
ALPHABET INC CAP STK CL C	CAP STK CL C	02079K107	1,997	913	SH		SOLE		0	0	913
AMGEN INC	COM	031162100	323	1,327	SH		SOLE		0	0	1,327
HUMANA INC COM	COM	444859102	205	439	SH		SOLE		0	0	438
ISHARES CORE S&P U.S. VALUE ETF	CORE S&P US VLU	464287663	7,224	108,012	SH		SOLE		0	0	108,011
VANGUARD DIVIDEND APPRECIATION INDEX FUND	DIV APP ETF	921908844	5,221	36,390	SH		SOLE		0	0	36,390
SOUTHSTATE CORPORATION COM	COM	840441109	221	2,861	SH		SOLE		0	0	2,861
ISHARES MSCI EAFE SMALL CAP ETF	EAFE SML CP ETF	464288273	1,787	32,734	SH		SOLE		0	0	32,733
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM	FNF GROUP COM	31620R303	1	20	SH		DFND	Zacks	0	0	20
GLOBAL X NASDAQ 100 COVERED CALL ETF	NASDAQ 100 COVER	37954Y483	384	21,975	SH		SOLE		0	0	21,974
ISHARES CORE DIVIDEND GROWTH ETF	CORE DIV GRWTH	46434V621	1,430	30,007	SH		SOLE		0	0	30,007
ISHARES S&P SMALLCAP 600 VALUE ETF	SP SMCP600VL ETF	464287879	1,707	19,171	SH		SOLE		0	0	19,171
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF	BULSHS 2023 CB	46138J866	337	16,078	SH		SOLE		0	0	16,077
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	BULSHS 2024 CB	46138J841	840	40,510	SH		SOLE		0	0	40,510
NATIONAL RETAIL PPTYS	COM	637417106	1,000	23,262	SH		SOLE		0	0	23,261
SPDR PORTFOLIO S&P 500 GROWTH ETF	PRTFLO S&P500 GW	78464A409	552	10,549	SH		SOLE		0	0	10,549
ARK GENOMIC REVOLUTION ETF	GENOMIC REV ETF	00214Q302	273	8,675	SH		SOLE		0	0	8,674
SPDR PORTFOLIO S&P 500 VALUE ETF	PRTFLO S&P500 VL	78464A508	1,897	51,526	SH		SOLE		0	0	51,526
PHILIP MORRIS INTL INC	COM	718172109	3	31	SH		DFND	Zacks	0	0	31
PHILIP MORRIS INTL INC	COM	718172109	508	5,149	SH		SOLE		0	0	5,148
VANGUARD MEGA CAP 300 ETF	MEGA CAP INDEX	921910873	1,938	14,704	SH		SOLE		0	0	14,703
PNC FINL SVCS GROUP INC COM	COM	693475105	1	9	SH		DFND	Zacks	0	0	9
BRISTOL-MYERS SQUIBB CO COM	COM	110122108	3	37	SH		DFND	Zacks	0	0	37
BRISTOL-MYERS SQUIBB CO COM	COM	110122108	214	2,782	SH		SOLE		0	0	2,781
REALTY INCOME CORP	COM	756109104	321	4,709	SH		SOLE		0	0	4,708
ALTRIA GROUP INC COM	COM	02209S103	1,014	24,272	SH		SOLE		0	0	24,272
CITIGROUP INC	COM NEW	172967424	1	18	SH		DFND	Zacks	0	0	18
CITIGROUP INC	COM NEW	172967424	557	12,106	SH		SOLE		0	0	12,106
EXXON MOBIL CORP COM	COM	30231G102	4	49	SH		DFND	Zacks	0	0	49
EXXON MOBIL CORP COM	COM	30231G102	964	11,257	SH		SOLE		0	0	11,256
UNITEDHEALTH GROUP	COM	91324P102	2,281	4,441	SH		SOLE		0	0	4,441
LOWES COS INC COM	COM	548661107	202	1,157	SH		SOLE		0	0	1,156
ARK NEXT GENERATION INTERNET ETF	NEXT GNRTN INTER	00214Q401	208	4,237	SH		SOLE		0	0	4,236
FIRST TRUST VALUE LINE DIVIDEND FUND	SHS	33734H106	1,180	30,396	SH		SOLE		0	0	30,395
ISHARES MSCI INTL QUALITY FACTOR ETF	MSCI INTL QUALTY	46434V456	3,756	121,437	SH		SOLE		0	0	121,437
UTILITIES SELECT SECTOR SPDR	SBI INT-UTILS	81369Y886	963	13,727	SH		SOLE		0	0	13,726
SPDR S&P WORLD EX-US	PORTFOLIO DEVLPD	78463X889	3,569	123,761	SH		SOLE		0	0	123,761
CROWN CASTLE INTL CORP NEW COM	COM	22822V101	2	12	SH		DFND	Zacks	0	0	12
BLACKROCK INC	COM	09247X101	3	5	SH		DFND	Zacks	0	0	5
ISHARES CORE S&P MID CAP ETF	CORE S&P MCP ETF	464287507	6,415	28,355	SH		SOLE		0	0	28,355
ISHARES CURRENCY HEDGED MSCI EAFE SMALL-CAP ETF	MSCI EAFE SMCP	46435G839	1,100	35,134	SH		SOLE		0	0	35,133
APPLE INC	COM	037833100	11,524	84,287	SH		SOLE		0	0	84,286
ISHARES CONVERTIBLE BOND ETF	CONV BD ETF	46435G102	1,289	18,583	SH		SOLE		0	0	18,582
WEC ENERGY GROUP INC COM	COM	92939U106	4	35	SH		DFND	Zacks	0	0	35
ABBOTT LABS COM	COM	002824100	626	5,763	SH		SOLE		0	0	5,763
DISNEY WALT CO COM	COM	254687106	992	10,512	SH		SOLE		0	0	10,512
FIDELITY COMWLTH TR	NASDAQ COMPSIT	315912808	261	6,060	SH		SOLE		0	0	6,059
ISHARES TR RUSSELL 1000 INDEX ETF	RUS 1000 ETF	464287622	1,226	5,899	SH		SOLE		0	0	5,898
ISHARES RUSSELL 1000 VALUE ETF	RUS 1000 VAL ETF	464287598	1,734	11,963	SH		SOLE		0	0	11,963
BK OF AMERICA CORP 7.25CNV PFD L	7.25%CNV PFD L	060505682	673	559	SH		SOLE		0	0	559
JOHNSON & JOHNSON COM	COM	478160104	205	1,153	SH		SOLE		0	0	1,153