Certified Advisory 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON.COM INC	Stock	023135106	5,418	1,625	SH		SOLE	0	0	0	1,625
ISHARES TR MID GRWTH INDX ETF	ETF	464288307	2,938	40,109	SH		SOLE	0	0	0	40,109
ISHARES TR SMLL GRWTH IDX ETF	ETF	464288604	1,113	22,418	SH		SOLE	0	0	0	22,418
SIRIUS XM RADIO INC	Stock	82968B103	116	18,210	SH		SOLE	0	0	0	18,210
POWERSHARES QQQ TR	ETF	46090E103	6,406	16,102	SH		SOLE	0	0	0	16,102
TECHNOLOGY SELECT SECTOR SPDR	ETF	81369Y803	1,450	8,341	SH		SOLE	0	0	0	8,340
SPDR PORTFOLIO AGGREGATE BOND ETF	ETF	78464A649	392	13,227	SH		SOLE	0	0	0	13,227
ISHARES CORE INTERNATIONAL AGGREGATE BOND FUND	ETF	46435G672	30,111	552,183	SH		SOLE	0	0	0	552,183
ISHARES MSCI INTL SMALL-CAP MULTIFACTOR ETF	ETF	46434V266	686	18,926	SH		SOLE	0	0	0	18,925
JOHNSON & JOHNSON COM	Stock	478160104	4	25	SH		DFND	Zacks	0	0	25
JOHNSON & JOHNSON COM	Stock	478160104	3,610	21,103	SH		SOLE	0	0	0	21,102
VANGUARD TOTAL STOCK MARKET INDEX FUND	ETF	922908769	1,764	7,305	SH		SOLE	0	0	0	7,304
VANGUARD EXTENDED MARKET INDEX FUND	ETF	922908652	436	2,384	SH		SOLE	0	0	0	2,383
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF	ETF	921946810	742	8,691	SH		SOLE	0	0	0	8,691
COSTCO WHOLESALE CORP	Stock	22160K105	3,373	5,941	SH		SOLE	0	0	0	5,941
GOLDMAN SACHS GROUP INC	Stock	38141G104	245	641	SH		SOLE	0	0	0	641
PROCTER AND GAMBLE CO COM	Stock	742718109	5	32	SH		DFND	Zacks	0	0	32
PROCTER AND GAMBLE CO COM	Stock	742718109	797	4,869	SH		SOLE	0	0	0	4,869
COCA COLA CO COM	Stock	191216100	3	45	SH		DFND	Zacks	0	0	45
COCA COLA CO COM	Stock	191216100	1,806	30,494	SH		SOLE	0	0	0	30,494
TRUIST FINL CORP COM	Stock	89832Q109	2	36	SH		DFND	Zacks	0	0	36
TRUIST FINL CORP COM	Stock	89832Q109	1,383	23,619	SH		SOLE	0	0	0	23,619
UNITED PARCEL SERVICE INC	Stock	911312106	372	1,737	SH		SOLE	0	0	0	1,737
VANGUARD REIT INDEX ETF	ETF	922908553	6,071	52,329	SH		SOLE	0	0	0	52,328
INTEL CORP COM	Stock	458140100	2	47	SH		DFND	Zacks	0	0	47
INTEL CORP COM	Stock	458140100	369	7,172	SH		SOLE	0	0	0	7,171
NETFLIX COM INC	Stock	64110L106	679	1,127	SH		SOLE	0	0	0	1,127
MERCK & CO INC	Stock	58933Y105	4	46	SH		DFND	Zacks	0	0	46
MERCK & CO INC	Stock	58933Y105	392	5,119	SH		SOLE	0	0	0	5,119
SPDR S&P 500 ETF	ETF	78462F103	1,872	3,941	SH		SOLE	0	0	0	3,940
FIDELITY VALUE FACTOR ETF	ETF	316092782	1,736	33,307	SH		SOLE	0	0	0	33,306
MASTERCARD INC	Stock	57636Q104	6,144	17,100	SH		SOLE	0	0	0	17,100
ISHARES TIPS BOND ETF	ETF	464287176	586	4,538	SH		SOLE	0	0	0	4,538
ISHARES DOW JONES US HOME CONST (ETF)	ETF	464288752	312	3,761	SH		SOLE	0	0	0	3,760
ISHARES MSCI USA SMALL-CAP MIN VOL FACTOR ETF	ETF	46435G433	353	9,023	SH		SOLE	0	0	0	9,022
ISHARES TR S&P 100 INDEX FUND	ETF	464287101	284	1,298	SH		SOLE	0	0	0	1,297
VERIZON COMMUNICATIONS	Stock	92343V104	4	82	SH		DFND	Zacks	0	0	82
VERIZON COMMUNICATIONS	Stock	92343V104	1,194	22,982	SH		SOLE	0	0	0	22,982
PEPSICO INC COM	Stock	713448108	4	22	SH		DFND	Zacks	0	0	22
PEPSICO INC COM	Stock	713448108	218	1,255	SH		SOLE	0	0	0	1,254
FORD MOTOR COMPANY	Stock	345370860	479	23,063	SH		SOLE	0	0	0	23,063
SPDR PORTFOLIO MORTGAGE BACKED BOND ETF	ETF	78464A383	3,825	150,709	SH		SOLE	0	0	0	150,709
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF	ETF	78464A359	1,633	19,679	SH		SOLE	0	0	0	19,678
HOME DEPOT	Stock	437076102	5	13	SH		DFND	Zacks	0	0	13
HOME DEPOT	Stock	437076102	3,393	8,177	SH		SOLE	0	0	0	8,176
VILLAGE FARMS INTL INC COM	Stock	92707Y108	96	14,896	SH		SOLE	0	0	0	14,896
PACER US SMALL CAP CASH COWS 100 ETF	ETF	69374H857	526	12,302	SH		SOLE	0	0	0	12,302
FIRST TRUST FINANCIALS ALPHADEX FUND	ETF	33734X135	1,149	24,834	SH		SOLE	0	0	0	24,833
ISHARES RUSSELL 2000 VALUE	ETF	464287630	1,197	7,210	SH		SOLE	0	0	0	7,209
HEALTH CARE SELECT SECTOR SPDR	ETF	81369Y209	3,223	22,879	SH		SOLE	0	0	0	22,878
SPDR GOLD ETF	ETF	78463V107	1,037	6,065	SH		SOLE	0	0	0	6,065
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	2,623	8,582	SH		SOLE	0	0	0	8,582
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	2,111	54,306	SH		SOLE	0	0	0	54,306
CONSUMER STAPLES SELECT SECTOR SPDR	ETF	81369Y308	330	4,273	SH		SOLE	0	0	0	4,273
JPMORGAN ULTRA-SHORT INCOME ETF	ETF	46641Q837	1,795	35,562	SH		SOLE	0	0	0	35,562
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND	ETF	72201R833	1,257	12,373	SH		SOLE	0	0	0	12,373
ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF	ETF	46435U853	852	20,675	SH		SOLE	0	0	0	20,675
ISHARES S&P SMALLCAP 600 ETF	ETF	464287804	7,412	64,731	SH		SOLE	0	0	0	64,731
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	1,304	4,360	SH		SOLE	0	0	0	4,360
ADOBE SYS INC	Stock	00724F101	542	956	SH		SOLE	0	0	0	956
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND	ETF	92206C409	4,396	54,093	SH		SOLE	0	0	0	54,092
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	1,052	11,338	SH		SOLE	0	0	0	11,338
ALPHABET INC CAP STK CL A	Stock	02079K305	3,718	1,284	SH		SOLE	0	0	0	1,283
FISERV INC	Stock	337738108	690	6,646	SH		SOLE	0	0	0	6,645
CSX CORP	Stock	126408103	717	19,073	SH		SOLE	0	0	0	19,072
COMCAST CORP NEW CL A	Stock	20030N101	3	54	SH		DFND	Zacks	0	0	54
COMCAST CORP NEW CL A	Stock	20030N101	215	4,278	SH		SOLE	0	0	0	4,277
MICROSOFT	Stock	594918104	5	15	SH		DFND	Zacks	0	0	15
MICROSOFT	Stock	594918104	3,816	11,347	SH		SOLE	0	0	0	11,347
ISHARES EUROPE 350 INDEX	ETF	464287861	342	6,284	SH		SOLE	0	0	0	6,283
EXPONENT INC	Stock	30214U102	588	5,033	SH		SOLE	0	0	0	5,033
BERKSHIRE HATHAWAY INC DEL CL A	Stock	084670108	901	2	SH		SOLE	0	0	0	2
BOEING CO COM	Stock	097023105	969	4,814	SH		SOLE	0	0	0	4,813
VANGUARD SMALL CAP ETF	ETF	922908751	4,683	20,721	SH		SOLE	0	0	0	20,721
VANGUARD MID CAP	ETF	922908629	2,078	8,157	SH		SOLE	0	0	0	8,156
VANGUARD LARGE CAP	ETF	922908637	1,247	5,644	SH		SOLE	0	0	0	5,643
NEXTERA ENERGY INC COM	Stock	65339F101	400	4,286	SH		SOLE	0	0	0	4,285
VANGUARD SHORT-TERM GOVERNMENT BOND ETF	ETF	92206C102	5,194	85,391	SH		SOLE	0	0	0	85,391
TESLA MOTORS INC	Stock	88160R101	1,036	980	SH		SOLE	0	0	0	980
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF	ETF	78468R648	659	11,186	SH		SOLE	0	0	0	11,186
VANGUARD HEALTH CARE ETF	ETF	92204A504	725	2,720	SH		SOLE	0	0	0	2,720
FINANCIAL SELECT SECTOR SPDR	ETF	81369Y605	1,450	37,144	SH		SOLE	0	0	0	37,143
NORFOLK SOUTHERN CRP	Stock	655844108	1,220	4,097	SH		SOLE	0	0	0	4,096
PUBLIC STORAGE INC	REIT	74460D109	317	847	SH		SOLE	0	0	0	847
VANGUARD CONSUMER STAPLES ETF	ETF	92204A207	2,732	13,670	SH		SOLE	0	0	0	13,670
VANGUARD INFORMATION TECHNOLOGY	ETF	92204A702	10,999	24,006	SH		SOLE	0	0	0	24,006
SCHWAB U.S. TIPS ETF	ETF	808524870	1,086	17,261	SH		SOLE	0	0	0	17,261
VANGUARD S&P 500 ETF	ETF	922908363	1,490	3,412	SH		SOLE	0	0	0	3,412
ISHARES DJ US HEALTH CARE PROVIDERS	ETF	464288828	1,485	5,116	SH		SOLE	0	0	0	5,116
S & P MID CAP 400 DEP RCPTS MID CAP	ETF	78467Y107	671	1,297	SH		SOLE	0	0	0	1,296
ISHARES RUSSELL TOP 200 GROWTH ETF	ETF	464289438	357	2,058	SH		SOLE	0	0	0	2,058
RYDEX ETF TR S&P EQUAL WEIGHT CONSUMER STAPLES ETF	ETF	46137V373	12,212	71,925	SH		SOLE	0	0	0	71,925
LILLY ELI & CO COM	Stock	532457108	983	3,560	SH		SOLE	0	0	0	3,560
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	1,911	24,334	SH		SOLE	0	0	0	24,334
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	968	15,232	SH		SOLE	0	0	0	15,231
VANGUARD RUSSELL 2000 VALUE ETF	ETF	92206C649	645	4,440	SH		SOLE	0	0	0	4,439
ISHARES RUSSELL MIDCAP VALUE INDEX	ETF	464287473	2,119	17,314	SH		SOLE	0	0	0	17,314
PIMCO CORPORATE OPPORTUNITY FUND	CEF	72201B101	2,265	136,958	SH		SOLE	0	0	0	136,958
ISHARES RUSSELL 2000 ETF	ETF	464287655	5,061	22,753	SH		SOLE	0	0	0	22,752
SPDR S&P HEALTH CARE EQUIPMENT ETF	ETF	78464A581	4,227	36,036	SH		SOLE	0	0	0	36,036
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	1,674	15,956	SH		SOLE	0	0	0	15,956
SPDR S&P AEROSPACE & DEFENSE ETF	ETF	78464A631	216	1,856	SH		SOLE	0	0	0	1,855
MICRON TECHNOLOGY	Stock	595112103	1,054	11,317	SH		SOLE	0	0	0	11,317
VANGUARD ADMIRAL FDSINC S&P SMALLCAP 600VALUE INDEX FD ETF SHS	ETF	921932778	218	1,209	SH		SOLE	0	0	0	1,209
INVESCO S&P MIDCAP MOMENTUM ETF	ETF	46137V464	885	9,730	SH		SOLE	0	0	0	9,730
AMERICAN ELEC PWR CO INC COM	Stock	025537101	0	1	SH		DFND	Zacks	0	0	1
AMERICAN ELEC PWR CO INC COM	Stock	025537101	894	10,052	SH		SOLE	0	0	0	10,052
ISHARES RUSSELL MIDCAP GROWTH ETF	ETF	464287481	1,031	8,944	SH		SOLE	0	0	0	8,943
INVESCO AEROSPACE & DEFENSE ETF	ETF	46137V100	364	5,037	SH		SOLE	0	0	0	5,036
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	242	1,354	SH		SOLE	0	0	0	1,353
TELOS CORP MD COM	Stock	87969B101	262	17,000	SH		SOLE	0	0	0	17,000
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	10,217	126,397	SH		SOLE	0	0	0	126,396
VISA INC	Stock	92826C839	973	4,488	SH		SOLE	0	0	0	4,488
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	221	2,729	SH		SOLE	0	0	0	2,728
VANGUARD VALUE ETF	ETF	922908744	14,044	95,465	SH		SOLE	0	0	0	95,464
VANGUARD GROWTH ETF	ETF	922908736	14,618	45,555	SH		SOLE	0	0	0	45,554
EATON VANCE TAX MANAGED BUY WRITE OPPORTUNITIES FD COM	CEF	27829C105	833	74,432	SH		SOLE	0	0	0	74,432
VANECK FALLEN ANGEL HIGH YIELD BOND ETF	ETF	92189F437	204	6,192	SH		SOLE	0	0	0	6,191
FIRST TRUST CAPITAL STRENGTH ETF	ETF	33733E104	444	5,251	SH		SOLE	0	0	0	5,250
META PLATFORMS INC CL A	Stock	30303M102	451	1,341	SH		SOLE	0	0	0	1,341
PIMCO DYNAMIC INCOME FD SHS	CEF	72201Y101	618	23,847	SH		SOLE	0	0	0	23,847
VANGUARD MATERIALS ETF	ETF	92204A801	5,330	27,073	SH		SOLE	0	0	0	27,073
PALO ALTO NETWORKS INC COM	Stock	697435105	1,613	2,897	SH		SOLE	0	0	0	2,897
IZEA WORLDWIDE INC COM	Stock	46604H105	89	66,414	SH		SOLE	0	0	0	66,414
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	3,505	46,953	SH		SOLE	0	0	0	46,952
ROYAL BANK OF CANADA	Stock	780087102	360	3,392	SH		SOLE	0	0	0	3,392
WISDOMTREE U.S. TOTAL DIVIDEND FUND	ETF	97717W109	2,408	37,189	SH		SOLE	0	0	0	37,188
KROGER CO COM	Stock	501044101	251	5,556	SH		SOLE	0	0	0	5,555
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	5,963	90,555	SH		SOLE	0	0	0	90,555
NVIDIA CORP	Stock	67066G104	3,344	11,371	SH		SOLE	0	0	0	11,371
ISHARES 1-3 YR CREDIT BOND ETF	ETF	464288646	2,905	53,925	SH		SOLE	0	0	0	53,924
CUMMINS INC COM	Stock	231021106	1,066	4,886	SH		SOLE	0	0	0	4,885
ABBVIE INC COM	Stock	00287Y109	3	22	SH		DFND	Zacks	0	0	22
ABBVIE INC COM	Stock	00287Y109	873	6,450	SH		SOLE	0	0	0	6,449
S&P GLOBAL INC COM	Stock	78409V104	3,969	8,410	SH		SOLE	0	0	0	8,410
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	4,107	48,465	SH		SOLE	0	0	0	48,464
ISHARES CORE 1-5 YEAR USD BOND ETF	ETF	46432F859	262	5,195	SH		SOLE	0	0	0	5,195
INVESCO S&P 500 QUALITY ETF	ETF	46137V241	512	9,623	SH		SOLE	0	0	0	9,622
PALATIN TECHNOLOGIES INC COM PAR $ .01	Stock	696077403	5	10,500	SH		SOLE	0	0	0	10,500
BLACKSTONE INC COM	Stock	09260D107	218	1,681	SH		SOLE	0	0	0	1,681
ZIMMER HLDGS INC	Stock	98956P102	238	1,870	SH		SOLE	0	0	0	1,870
ROCKWELL AUTOMATION INC COM	Stock	773903109	352	1,008	SH		SOLE	0	0	0	1,008
QUALCOMM INC	Stock	747525103	2,104	11,503	SH		SOLE	0	0	0	11,503
MCDONALDS CORP COM	Stock	580135101	3	12	SH		DFND	Zacks	0	0	12
MCDONALDS CORP COM	Stock	580135101	475	1,772	SH		SOLE	0	0	0	1,771
CAMBRIA SHAREHOLDER YIELD ETF	ETF	132061201	205	3,170	SH		SOLE	0	0	0	3,170
CISCO SYS INC	Stock	17275R102	5	78	SH		DFND	Zacks	0	0	78
CISCO SYS INC	Stock	17275R102	290	4,572	SH		SOLE	0	0	0	4,572
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	498	9,030	SH		SOLE	0	0	0	9,030
COHEN & STEERS INFRASTRUCTURE FUND	CEF	19248A109	334	11,723	SH		SOLE	0	0	0	11,723
ISHARES TR RUSSELL MIDCAP INDEX FD	ETF	464287499	3,783	45,568	SH		SOLE	0	0	0	45,567
ADVANCED MICRO DEVICES INC COM	Stock	007903107	402	2,794	SH		SOLE	0	0	0	2,794
WISDOMTREE LARGE CAP DIVIDEND	ETF	97717W307	674	10,209	SH		SOLE	0	0	0	10,208
AT&T INC COM	Stock	00206R102	2	71	SH		DFND	Zacks	0	0	71
AT&T INC COM	Stock	00206R102	516	20,976	SH		SOLE	0	0	0	20,976
VANGUARD INTERMEDIATE-TERM BOND	ETF	921937819	578	6,594	SH		SOLE	0	0	0	6,594
ENERGY SELECT SECTOR SPDR	ETF	81369Y506	920	16,574	SH		SOLE	0	0	0	16,574
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF	ETF	921946885	567	7,307	SH		SOLE	0	0	0	7,307
INDEPENDENCE RLTY TR INC COM	REIT	45378A106	276	10,677	SH		SOLE	0	0	0	10,677
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF	ETF	808524771	1,459	24,902	SH		SOLE	0	0	0	24,901
GENERAL ELECTRIC CO COM NEW	Stock	369604301	882	9,336	SH		SOLE	0	0	0	9,336
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF	ETF	464288513	5,844	67,165	SH		SOLE	0	0	0	67,165
CONSUMER DISCRETIONARY SEL SECTOR SPDR FD	ETF	81369Y407	1,350	6,605	SH		SOLE	0	0	0	6,604
INDUSTRIAL SELECT SECTOR SPDR	ETF	81369Y704	2,496	23,589	SH		SOLE	0	0	0	23,589
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF	ETF	808524755	1,386	42,639	SH		SOLE	0	0	0	42,638
RIVERFRONT STRATEGIC INCOME FUND	ETF	00162Q783	558	22,655	SH		SOLE	0	0	0	22,655
SPDR BLOOMBERG 1-10 YEAR TIPS ETF	ETF	78468R861	1,740	82,376	SH		SOLE	0	0	0	82,376
FIDELITY MSCI HEALTH CARE INDEX ETF	ETF	316092600	1,129	16,449	SH		SOLE	0	0	0	16,449
FIDELITY MSCI MATERIALS INDEX ETF	ETF	316092881	376	7,466	SH		SOLE	0	0	0	7,465
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	ETF	316092808	229	1,691	SH		SOLE	0	0	0	1,691
ISHARES S&P 500 VALUE ETF	ETF	464287408	774	4,938	SH		SOLE	0	0	0	4,938
ISHARES S&P 500 GROWTH ETF	ETF	464287309	1,557	18,605	SH		SOLE	0	0	0	18,604
ISHARES S&P 500 INDEX	ETF	464287200	16,459	34,506	SH		SOLE	0	0	0	34,505
UNION PAC CORP COM	Stock	907818108	506	2,008	SH		SOLE	0	0	0	2,008
ISHARES S&P U.S. PREFERRED STOCK ETF	ETF	464288687	224	5,674	SH		SOLE	0	0	0	5,673
VANGUARD MID-CAP VALUE INDEX FUND	ETF	922908512	700	4,655	SH		SOLE	0	0	0	4,654
LOCKHEED MARTIN CORP	Stock	539830109	1	4	SH		DFND	Zacks	0	0	4
LOCKHEED MARTIN CORP	Stock	539830109	1,340	3,771	SH		SOLE	0	0	0	3,771
JPMORGAN CHASE & CO COM	Stock	46625H100	5	33	SH		DFND	Zacks	0	0	33
JPMORGAN CHASE & CO COM	Stock	46625H100	2,925	18,473	SH		SOLE	0	0	0	18,472
INTERNATIONAL PAPER CO COM	Stock	460146103	1	21	SH		DFND	Zacks	0	0	21
INTERNATIONAL PAPER CO COM	Stock	460146103	919	19,567	SH		SOLE	0	0	0	19,566
SPDR PORTFOLIO EMERGING MARKETS ETF	ETF	78463X509	3,034	73,123	SH		SOLE	0	0	0	73,123
CHEVRON CORP NEW COM	Stock	166764100	4	31	SH		DFND	Zacks	0	0	31
CHEVRON CORP NEW COM	Stock	166764100	1,465	12,483	SH		SOLE	0	0	0	12,482
CONOCOPHILLIPS COM	Stock	20825C104	3	39	SH		DFND	Zacks	0	0	39
CONOCOPHILLIPS COM	Stock	20825C104	257	3,560	SH		SOLE	0	0	0	3,559
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	641	12,544	SH		SOLE	0	0	0	12,544
BK OF AMERICA CORP COM	Stock	060505104	2	40	SH		DFND	Zacks	0	0	40
BK OF AMERICA CORP COM	Stock	060505104	424	9,541	SH		SOLE	0	0	0	9,540
REAVES UTIL INCOME FD COM SH BEN INT	CEF	756158101	440	12,522	SH		SOLE	0	0	0	12,522
SPDR SER TR S&P DIVID ETF	ETF	78464A763	648	5,018	SH		SOLE	0	0	0	5,017
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF	ETF	78464A805	1,435	24,552	SH		SOLE	0	0	0	24,552
WALMART INC COM	Stock	931142103	4	28	SH		DFND	Zacks	0	0	28
WALMART INC COM	Stock	931142103	932	6,439	SH		SOLE	0	0	0	6,439
ISHARES 3-7 YEAR TREASURY BOND ETF	ETF	464288661	3,481	27,054	SH		SOLE	0	0	0	27,054
INTL BUSINESS MACHINES	Stock	459200101	851	6,370	SH		SOLE	0	0	0	6,370
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	233	2,712	SH		SOLE	0	0	0	2,711
VANGUARD HIGH DIVIDEND YIELD	ETF	921946406	5,429	48,422	SH		SOLE	0	0	0	48,422
PFIZER INC COM	Stock	717081103	5	81	SH		DFND	Zacks	0	0	81
PFIZER INC COM	Stock	717081103	3,867	65,485	SH		SOLE	0	0	0	65,484
ISHARES IBOXX CORPORATE BOND ETF	ETF	464287242	2,217	16,731	SH		SOLE	0	0	0	16,731
GILEAD SCIENCES INC	Stock	375558103	2	24	SH		DFND	Zacks	0	0	24
GILEAD SCIENCES INC	Stock	375558103	1,015	13,985	SH		SOLE	0	0	0	13,985
ALPHABET INC CAP STK CL C	Stock	02079K107	2,567	887	SH		SOLE	0	0	0	887
AMGEN INC	Stock	031162100	290	1,290	SH		SOLE	0	0	0	1,289
HUMANA INC COM	Stock	444859102	203	437	SH		SOLE	0	0	0	436
ISHARES CORE S&P U.S. VALUE ETF	ETF	464287663	8,108	106,205	SH		SOLE	0	0	0	106,205
VANGUARD DIVIDEND APPRECIATION INDEX FUND	ETF	921908844	5,631	32,786	SH		SOLE	0	0	0	32,785
SOUTHSTATE CORPORATION COM	Stock	840441109	229	2,861	SH		SOLE	0	0	0	2,861
ISHARES MSCI EAFE SMALL CAP ETF	ETF	464288273	4,780	65,397	SH		SOLE	0	0	0	65,397
GLOBAL X NASDAQ 100 COVERED CALL ETF	ETF	37954Y483	436	19,637	SH		SOLE	0	0	0	19,637
ISHARES AGGREGATE BOND ETF	ETF	464287226	201	1,764	SH		SOLE	0	0	0	1,763
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	1,816	32,677	SH		SOLE	0	0	0	32,677
ISHARES S&P SMALLCAP 600 VALUE ETF	ETF	464287879	1,921	18,388	SH		SOLE	0	0	0	18,388
NATIONAL RETAIL PPTYS	REIT	637417106	1,107	23,033	SH		SOLE	0	0	0	23,032
VANGUARD SHORT TERM BOND	ETF	921937827	1,612	19,941	SH		SOLE	0	0	0	19,941
SPDR PORTFOLIO S&P 500 GROWTH ETF	ETF	78464A409	709	9,779	SH		SOLE	0	0	0	9,779
ARK GENOMIC REVOLUTION ETF	ETF	00214Q302	510	8,322	SH		SOLE	0	0	0	8,321
SPDR PORTFOLIO S&P 500 VALUE ETF	ETF	78464A508	1,759	41,874	SH		SOLE	0	0	0	41,874
PHILIP MORRIS INTL INC	Stock	718172109	3	31	SH		DFND	Zacks	0	0	31
PHILIP MORRIS INTL INC	Stock	718172109	269	2,828	SH		SOLE	0	0	0	2,828
VANGUARD MEGA CAP 300 ETF	ETF	921910873	2,981	17,734	SH		SOLE	0	0	0	17,733
REALTY INCOME CORP	REIT	756109104	350	4,882	SH		SOLE	0	0	0	4,882
ALTRIA GROUP INC COM	Stock	02209S103	1,109	23,411	SH		SOLE	0	0	0	23,411
CITIGROUP INC	Stock	172967424	1	18	SH		DFND	Zacks	0	0	18
CITIGROUP INC	Stock	172967424	690	11,431	SH		SOLE	0	0	0	11,430
EXXON MOBIL CORP COM	Stock	30231G102	3	49	SH		DFND	Zacks	0	0	49
EXXON MOBIL CORP COM	Stock	30231G102	683	11,161	SH		SOLE	0	0	0	11,161
UNITEDHEALTH GROUP	Stock	91324P102	2,282	4,545	SH		SOLE	0	0	0	4,545
LOWES COS INC COM	Stock	548661107	299	1,156	SH		SOLE	0	0	0	1,155
ARK NEXT GENERATION INTERNET ETF	ETF	00214Q401	960	8,092	SH		SOLE	0	0	0	8,092
SOUTHWEST AIRLS CO COM	Stock	844741108	216	5,045	SH		SOLE	0	0	0	5,044
FIRST TRUST VALUE LINE DIVIDEND FUND	ETF	33734H106	1,455	33,807	SH		SOLE	0	0	0	33,806
ISHARES MSCI INTL QUALITY FACTOR ETF	ETF	46434V456	3,477	88,305	SH		SOLE	0	0	0	88,305
UTILITIES SELECT SECTOR SPDR	ETF	81369Y886	955	13,337	SH		SOLE	0	0	0	13,337
SPDR S&P WORLD EX-US	ETF	78463X889	3,494	95,779	SH		SOLE	0	0	0	95,779
ISHARES CORE S&P MID CAP ETF	ETF	464287507	8,210	29,001	SH		SOLE	0	0	0	29,000
APPLE INC	Stock	037833100	14,829	83,509	SH		SOLE	0	0	0	83,509
ABBOTT LABS COM	Stock	002824100	890	6,321	SH		SOLE	0	0	0	6,320
DISNEY WALT CO COM	Stock	254687106	1,623	10,479	SH		SOLE	0	0	0	10,479
POWERSHARES GLOBAL PREFERRED ETF	ETF	46138E511	794	52,950	SH		SOLE	0	0	0	52,949
VANGUARD TOTAL WORLD STOCK INDEX FUND	ETF	922042742	414	3,851	SH		SOLE	0	0	0	3,851
FIDELITY COMWLTH TR	ETF	315912808	512	8,408	SH		SOLE	0	0	0	8,407
ISHARES TR RUSSELL 1000 INDEX ETF	ETF	464287622	1,645	6,219	SH		SOLE	0	0	0	6,219
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	1,795	10,690	SH		SOLE	0	0	0	10,689