Certified Advisory 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON.COM INC	Stock	023135106	3,255,040	38,750	SH		SOLE		0	0	38,750
ISHARES TR MID GRWTH INDX ETF	ETF	464288307	3,369,699	62,541	SH		SOLE		0	0	62,541
ISHARES TR SMLL GRWTH IDX ETF	ETF	464288604	2,211,541	61,364	SH		SOLE		0	0	61,364
SIRIUS XM RADIO INC	Stock	82968B103	108,083	18,507	SH		SOLE		0	0	18,507
POWERSHARES QQQ TR	ETF	46090E103	7,264,223	27,280	SH		SOLE		0	0	27,280
TECHNOLOGY SELECT SECTOR SPDR	ETF	81369Y803	843,404	6,778	SH		SOLE		0	0	6,778
SPDR PORTFOLIO AGGREGATE BOND ETF	ETF	78464A649	1,378,481	54,854	SH		SOLE		0	0	54,854
ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF	ETF	46435G672	20,829,209	438,049	SH		SOLE		0	0	438,049
SPDR PORTFOLIO INTERMEDIATE TERM TREASURY ETF	ETF	78464A672	1,909,928	67,632	SH		SOLE		0	0	67,632
ISHARES MSCI INTL SMALL-CAP MULTIFACTOR ETF	ETF	46434V266	1,363,270	45,442	SH		SOLE		0	0	45,442
JOHNSON & JOHNSON COM	Stock	478160104	4,416	25	SH		DFND	Zacks	0	0	25
JOHNSON & JOHNSON COM	Stock	478160104	3,668,815	20,769	SH		SOLE		0	0	20,769
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	1,529,034	7,997	SH		SOLE		0	0	7,997
VANGUARD ENERGY	ETF	92204A306	361,824	2,983	SH		SOLE		0	0	2,983
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	ETF	921946794	3,888,551	65,277	SH		SOLE		0	0	65,277
COSTCO WHOLESALE CORP	Stock	22160K105	2,855,159	6,254	SH		SOLE		0	0	6,254
FIRST TRUST MATERIALS ALPHADEX (ETF)	ETF	33734X168	587,895	9,703	SH		SOLE		0	0	9,703
GOLDMAN SACHS GROUP INC	Stock	38141G104	220,107	641	SH		SOLE		0	0	641
REAL ESTATE SELECT SECTOR SPDR FUND	ETF	81369Y860	5,215,609	141,230	SH		SOLE		0	0	141,230
PIMCO INCOME STRATEGY FUND II	CEF	72201J104	541,957	76,656	SH		SOLE		0	0	76,656
PROCTER AND GAMBLE CO COM	Stock	742718109	4,850	32	SH		DFND	Zacks	0	0	32
PROCTER AND GAMBLE CO COM	Stock	742718109	748,759	4,940	SH		SOLE		0	0	4,940
COCA COLA CO COM	Stock	191216100	2,862	45	SH		DFND	Zacks	0	0	45
COCA COLA CO COM	Stock	191216100	1,983,725	31,186	SH		SOLE		0	0	31,186
ENTERPRISE PRODS PARTNERS L P	Stock	293792107	223,844	9,280	SH		SOLE		0	0	9,280
TRUIST FINL CORP COM	Stock	89832Q109	1,549	36	SH		DFND	Zacks	0	0	36
TRUIST FINL CORP COM	Stock	89832Q109	997,762	23,188	SH		SOLE		0	0	23,188
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	ETF	46138J825	6,017,695	298,793	SH		SOLE		0	0	298,793
UNITED PARCEL SERVICE INC	Stock	911312106	347,660	2,000	SH		SOLE		0	0	2,000
VANGUARD REIT INDEX ETF	ETF	922908553	4,407,305	53,435	SH		SOLE		0	0	53,435
NETFLIX COM INC	Stock	64110L106	326,727	1,108	SH		SOLE		0	0	1,108
MERCK & CO INC	Stock	58933Y105	5,104	46	SH		DFND	Zacks	0	0	46
MERCK & CO INC	Stock	58933Y105	589,575	5,314	SH		SOLE		0	0	5,314
SPDR S&P 500 ETF	ETF	78462F103	3,011,165	7,874	SH		SOLE		0	0	7,874
FIDELITY VALUE FACTOR ETF	ETF	316092782	1,650,802	37,647	SH		SOLE		0	0	37,647
MASTERCARD INC	Stock	57636Q104	6,717,474	19,318	SH		SOLE		0	0	19,318
ILLINOIS TOOL WKS INC COM	Stock	452308109	323,260	1,467	SH		SOLE		0	0	1,467
ISHARES TIPS BOND ETF	ETF	464287176	425,770	4,000	SH		SOLE		0	0	4,000
OPKO HEALTH INC	Stock	68375N103	13,750	11,000	SH		SOLE		0	0	11,000
ISHARES DOW JONES US HOME CONST (ETF)	ETF	464288752	228,838	3,776	SH		SOLE		0	0	3,776
ISHARES MSCI USA SMALL-CAP MIN VOL FACTOR ETF	ETF	46435G433	385,268	11,135	SH		SOLE		0	0	11,135
PARSONS CORP DEL COM	Stock	70202L102	247,761	5,357	SH		SOLE		0	0	5,357
PACER US CASH COWS 100 ETF	ETF	69374H881	10,125,764	218,935	SH		SOLE		0	0	218,935
VERIZON COMMUNICATIONS	Stock	92343V104	3,231	82	SH		DFND	Zacks	0	0	82
VERIZON COMMUNICATIONS	Stock	92343V104	778,434	19,757	SH		SOLE		0	0	19,757
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF	ETF	922042718	2,293,869	22,312	SH		SOLE		0	0	22,312
PEPSICO INC COM	Stock	713448108	3,975	22	SH		DFND	Zacks	0	0	22
PEPSICO INC COM	Stock	713448108	246,719	1,366	SH		SOLE		0	0	1,366
FORD MOTOR COMPANY	Stock	345370860	2,070	178	SH		DFND	Zacks	0	0	178
FORD MOTOR COMPANY	Stock	345370860	316,628	27,225	SH		SOLE		0	0	27,225
SPDR PORTFOLIO MORTGAGE BACKED BOND ETF	ETF	78464A383	2,943,779	135,658	SH		SOLE		0	0	135,658
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF	ETF	78464A359	1,105,762	17,186	SH		SOLE		0	0	17,186
HOME DEPOT	Stock	437076102	4,106	13	SH		DFND	Zacks	0	0	13
HOME DEPOT	Stock	437076102	3,827,082	12,116	SH		SOLE		0	0	12,116
VILLAGE FARMS INTL INC COM	Stock	92707Y108	26,465	19,750	SH		SOLE		0	0	19,750
PACER US SMALL CAP CASH COWS 100 ETF	ETF	69374H857	898,114	24,982	SH		SOLE		0	0	24,982
JPMORGAN INTERNATIONAL BOND OPPORTUNITIES ETF	ETF	46641Q852	2,159,317	46,960	SH		SOLE		0	0	46,960
FIRST TRUST FINANCIALS ALPHADEX FUND	ETF	33734X135	1,016,305	24,812	SH		SOLE		0	0	24,812
ISHARES RUSSELL 2000 VALUE	ETF	464287630	907,582	6,545	SH		SOLE		0	0	6,545
HEALTH CARE SELECT SECTOR SPDR	ETF	81369Y209	3,044,475	22,411	SH		SOLE		0	0	22,411
SPDR GOLD ETF	ETF	78463V107	1,211,677	7,143	SH		SOLE		0	0	7,143
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	1,912,308	8,926	SH		SOLE		0	0	8,926
SCHWAB ETFS- US BROAD MARKET ETF	ETF	808524102	286,824	6,401	SH		SOLE		0	0	6,401
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	3,824,356	118,732	SH		SOLE		0	0	118,732
CONSUMER STAPLES SELECT SECTOR SPDR	ETF	81369Y308	338,471	4,540	SH		SOLE		0	0	4,540
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF	ETF	46138J783	238,424	12,552	SH		SOLE		0	0	12,552
JPMORGAN ULTRA-SHORT INCOME ETF	ETF	46641Q837	3,890,907	77,616	SH		SOLE		0	0	77,616
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	2,338,081	42,082	SH		SOLE		0	0	42,082
PIMCO ENHANCED SHORT MATURITY ACTIVE ETF	ETF	72201R833	620,421	6,289	SH		SOLE		0	0	6,289
ISHARES S&P SMALLCAP 600 ETF	ETF	464287804	9,632,279	101,778	SH		SOLE		0	0	101,778
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	6,458,945	20,910	SH		SOLE		0	0	20,910
ADOBE SYS INC	Stock	00724F101	328,453	976	SH		SOLE		0	0	976
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	3,476,732	46,239	SH		SOLE		0	0	46,239
ALPHABET INC CAP STK CL A	Stock	02079K305	2,217,838	25,137	SH		SOLE		0	0	25,137
FISERV INC	Stock	337738108	671,693	6,646	SH		SOLE		0	0	6,646
CSX CORP	Stock	126408103	599,401	19,348	SH		SOLE		0	0	19,348
MICROSOFT	Stock	594918104	3,597	15	SH		DFND	Zacks	0	0	15
MICROSOFT	Stock	594918104	2,807,033	11,705	SH		SOLE		0	0	11,705
ISHARES EUROPE 350 INDEX	ETF	464287861	287,280	6,343	SH		SOLE		0	0	6,343
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	ETF	46138J791	494,411	26,125	SH		SOLE		0	0	26,125
FIRST TRUST TCW UNCONSTRAINED PLUS BOND ETF	ETF	33740F888	2,828,137	117,301	SH		SOLE		0	0	117,301
COASTAL FINL CORP WA COM NEW	Stock	19046P209	142,802	11,298	SH		SOLE		0	0	11,298
EXPONENT INC	Stock	30214U102	498,720	5,033	SH		SOLE		0	0	5,033
BERKSHIRE HATHAWAY INC DEL CL A	Stock	084670108	937,422	2	SH		SOLE		0	0	2
BOEING CO COM	Stock	097023105	862,003	4,525	SH		SOLE		0	0	4,525
VANGUARD SMALL CAP ETF	ETF	922908751	4,169,228	22,716	SH		SOLE		0	0	22,716
VANGUARD MID CAP	ETF	922908629	2,227,650	10,930	SH		SOLE		0	0	10,930
VANGUARD LARGE CAP	ETF	922908637	1,059,431	6,082	SH		SOLE		0	0	6,082
NEXTERA ENERGY INC COM	Stock	65339F101	362,183	4,332	SH		SOLE		0	0	4,332
VANGUARD SHORT-TERM TREASURY ETF	ETF	92206C102	10,145,021	175,459	SH		SOLE		0	0	175,459
INVENTRUST PPTYS CORP	REIT	46124J201	879,753	37,167	SH		SOLE		0	0	37,167
PIMCO SHORT TERM MUNICIPAL BOND ACTIVE ETF	ETF	72201R874	1,406,189	28,526	SH		SOLE		0	0	28,526
VANGUARD HEALTH CARE ETF	ETF	92204A504	597,887	2,410	SH		SOLE		0	0	2,410
FINANCIAL SELECT SECTOR SPDR	ETF	81369Y605	1,272,526	37,208	SH		SOLE		0	0	37,208
NORFOLK SOUTHERN CRP	Stock	655844108	1,028,630	4,174	SH		SOLE		0	0	4,174
PUBLIC STORAGE INC	REIT	74460D109	237,789	849	SH		SOLE		0	0	849
VANGUARD CONSUMER STAPLES ETF	ETF	92204A207	2,741,626	14,311	SH		SOLE		0	0	14,311
VANGUARD INFORMATION TECHNOLOGY	ETF	92204A702	7,626,648	23,877	SH		SOLE		0	0	23,877
VANGUARD S&P 500 ETF	ETF	922908363	1,530,498	4,356	SH		SOLE		0	0	4,356
ISHARES DJ US HEALTH CARE PROVIDERS	ETF	464288828	1,408,516	5,262	SH		SOLE		0	0	5,262
S & P MID CAP 400 DEP RCPTS MID CAP	ETF	78467Y107	433,284	979	SH		SOLE		0	0	979
ISHARES RUSSELL TOP 200 GROWTH ETF	ETF	464289438	2,870,352	23,814	SH		SOLE		0	0	23,814
AMERICAN CENTURY DIVERSIFIED MUNICIPAL BOND ETF	ETF	025072505	1,746,165	35,687	SH		SOLE		0	0	35,687
RYDEX ETF TR S&P EQUAL WEIGHT CONSUMER STAPLES ETF	ETF	46137V373	12,470,818	73,138	SH		SOLE		0	0	73,138
LILLY ELI & CO COM	Stock	532457108	1,291,645	3,531	SH		SOLE		0	0	3,531
WESTERN DIGITAL CORP. 1.5 02/01/2024	Convertible	958102AP0	19,050	20,000	SH		SOLE		0	0	20,000
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	2,397,144	43,490	SH		SOLE		0	0	43,490
AVANTIS INTERNATIONAL SMALL CAP VALUE ETF	ETF	025072802	289,923	5,238	SH		SOLE		0	0	5,238
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	949,911	18,366	SH		SOLE		0	0	18,366
VANGUARD RUSSELL 2000 VALUE ETF	ETF	92206C649	213,636	1,754	SH		SOLE		0	0	1,754
ISHARES RUSSELL MIDCAP VALUE INDEX	ETF	464287473	1,596,035	15,151	SH		SOLE		0	0	15,151
RPAR RISK PARITY ETF	ETF	886364603	284,685	15,281	SH		SOLE		0	0	15,281
PIMCO CORPORATE OPPORTUNITY FUND	CEF	72201B101	544,974	45,377	SH		SOLE		0	0	45,377
ISHARES RUSSELL 2000 ETF	ETF	464287655	1,696,943	9,732	SH		SOLE		0	0	9,732
SPDR S&P HEALTH CARE EQUIPMENT ETF	ETF	78464A581	1,089,662	12,122	SH		SOLE		0	0	12,122
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	1,798,149	17,459	SH		SOLE		0	0	17,459
MICRON TECHNOLOGY	Stock	595112103	569,357	11,392	SH		SOLE		0	0	11,392
INVESCO S&P MIDCAP MOMENTUM ETF	ETF	46137V464	774,871	10,290	SH		SOLE		0	0	10,290
ISHARES FLOATING RATE BOND ETF	ETF	46429B655	262,310	5,212	SH		SOLE		0	0	5,212
AMERICAN ELEC PWR CO INC COM	Stock	025537101	95	1	SH		DFND	Zacks	0	0	1
AMERICAN ELEC PWR CO INC COM	Stock	025537101	995,095	10,480	SH		SOLE		0	0	10,480
ISHARES RUSSELL MIDCAP GROWTH ETF	ETF	464287481	692,116	8,279	SH		SOLE		0	0	8,279
MARATHON PETE CORP	Stock	56585A102	218,833	1,880	SH		SOLE		0	0	1,880
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	434,588	2,737	SH		SOLE		0	0	2,737
MAGELLAN MIDSTREAM PARTNERS LP	Stock	559080106	238,971	4,759	SH		SOLE		0	0	4,759
VANGUARD MID CAP GROWTH ETF	ETF	922908538	398,334	2,216	SH		SOLE		0	0	2,216
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	16,928,807	224,104	SH		SOLE		0	0	224,104
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF	ETF	464286533	3,085,706	58,166	SH		SOLE		0	0	58,166
ISHARES TR S&P GLOBAL 100 INDEXFD	ETF	464287572	3,362,742	52,502	SH		SOLE		0	0	52,502
VISA INC	Stock	92826C839	2,714,976	13,068	SH		SOLE		0	0	13,068
DIMENSIONAL U.S. TARGETED VALUE ETF	ETF	25434V609	2,176,618	49,525	SH		SOLE		0	0	49,525
HOLLEY INC COM	Stock	43538H103	24,168	11,400	SH		SOLE		0	0	11,400
DIMENSIONAL INTERNATIONAL VALUE ETF	ETF	25434V807	1,047,766	34,466	SH		SOLE		0	0	34,466
VANGUARD VALUE ETF	ETF	922908744	18,921,141	134,795	SH		SOLE		0	0	134,795
VANGUARD GROWTH ETF	ETF	922908736	18,845,670	88,432	SH		SOLE		0	0	88,432
EATON VANCE TAX MANAGED BUY WRITE OPPORTUNITIES FD COM	CEF	27829C105	784,695	101,121	SH		SOLE		0	0	101,121
VANECK FALLEN ANGEL HIGH YIELD BOND ETF	ETF	92189F437	249,147	9,221	SH		SOLE		0	0	9,221
FIRST TRUST CAPITAL STRENGTH ETF	ETF	33733E104	376,161	5,019	SH		SOLE		0	0	5,019
PIMCO DYNAMIC INCOME FD SHS	CEF	72201Y101	533,320	28,859	SH		SOLE		0	0	28,859
VANGUARD MATERIALS ETF	ETF	92204A801	4,548,275	26,723	SH		SOLE		0	0	26,723
PALO ALTO NETWORKS INC COM	Stock	697435105	1,304,978	9,352	SH		SOLE		0	0	9,352
IZEA WORLDWIDE INC COM	Stock	46604H105	36,063	66,414	SH		SOLE		0	0	66,414
VANGUARD SHORT TERM INFL-PROTECTED	ETF	922020805	5,325,547	114,013	SH		SOLE		0	0	114,013
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	3,261,434	52,911	SH		SOLE		0	0	52,911
ROYAL BANK OF CANADA	Stock	780087102	338,785	3,603	SH		SOLE		0	0	3,603
WISDOMTREE U.S. TOTAL DIVIDEND FUND	ETF	97717W109	2,375,245	39,163	SH		SOLE		0	0	39,163
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	6,103,779	116,108	SH		SOLE		0	0	116,108
NVIDIA CORP	Stock	67066G104	476,697	3,262	SH		SOLE		0	0	3,262
CUMMINS INC COM	Stock	231021106	1,393,018	5,749	SH		SOLE		0	0	5,749
ABBVIE INC COM	Stock	00287Y109	3,555	22	SH		DFND	Zacks	0	0	22
ABBVIE INC COM	Stock	00287Y109	1,033,120	6,393	SH		SOLE		0	0	6,393
S&P GLOBAL INC COM	Stock	78409V104	2,702,754	8,069	SH		SOLE		0	0	8,069
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	1,676,627	23,338	SH		SOLE		0	0	23,338
INVESCO S&P 500 QUALITY ETF	ETF	46137V241	3,796,296	86,279	SH		SOLE		0	0	86,279
ZIMMER HLDGS INC	Stock	98956P102	238,425	1,870	SH		SOLE		0	0	1,870
ROCKWELL AUTOMATION INC COM	Stock	773903109	259,631	1,008	SH		SOLE		0	0	1,008
STRYKER CORP	Stock	863667101	254,952	1,043	SH		SOLE		0	0	1,043
QUALCOMM INC	Stock	747525103	1,276,517	11,611	SH		SOLE		0	0	11,611
MCDONALDS CORP COM	Stock	580135101	3,162	12	SH		DFND	Zacks	0	0	12
MCDONALDS CORP COM	Stock	580135101	427,118	1,621	SH		SOLE		0	0	1,621
CAMBRIA SHAREHOLDER YIELD ETF	ETF	132061201	243,028	4,098	SH		SOLE		0	0	4,098
CISCO SYS INC	Stock	17275R102	3,716	78	SH		DFND	Zacks	0	0	78
CISCO SYS INC	Stock	17275R102	230,253	4,833	SH		SOLE		0	0	4,833
COHEN & STEERS INFRASTRUCTURE FUND	CEF	19248A109	279,816	11,664	SH		SOLE		0	0	11,664
ISHARES TR RUSSELL MIDCAP INDEX FD	ETF	464287499	847,854	12,570	SH		SOLE		0	0	12,570
ADVANCED MICRO DEVICES INC COM	Stock	007903107	309,450	4,778	SH		SOLE		0	0	4,778
WISDOMTREE LARGE CAP DIVIDEND	ETF	97717W307	497,669	8,033	SH		SOLE		0	0	8,033
AT&T INC COM	Stock	00206R102	2,209	120	SH		DFND	Zacks	0	0	120
AT&T INC COM	Stock	00206R102	481,586	26,159	SH		SOLE		0	0	26,159
VANGUARD INTERMEDIATE-TERM BOND	ETF	921937819	1,444,367	19,434	SH		SOLE		0	0	19,434
ENERGY SELECT SECTOR SPDR	ETF	81369Y506	6,776,302	77,470	SH		SOLE		0	0	77,470
INDEPENDENCE RLTY TR INC COM	REIT	45378A106	209,626	12,433	SH		SOLE		0	0	12,433
SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF	ETF	808524771	3,529,872	66,053	SH		SOLE		0	0	66,053
GENERAL ELECTRIC CO COM NEW	Stock	369604301	700,996	8,366	SH		SOLE		0	0	8,366
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF	ETF	464288513	4,971,569	67,521	SH		SOLE		0	0	67,521
CONSUMER DISCRETIONARY SEL SECTOR SPDR FD	ETF	81369Y407	953,416	7,382	SH		SOLE		0	0	7,382
INDUSTRIAL SELECT SECTOR SPDR	ETF	81369Y704	2,299,246	23,412	SH		SOLE		0	0	23,412
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE CO. INDEX ETF	ETF	808524755	1,820,241	62,616	SH		SOLE		0	0	62,616
RIVERFRONT STRATEGIC INCOME FUND	ETF	00162Q783	324,460	14,338	SH		SOLE		0	0	14,338
SPDR BLOOMBERG 1-10 YEAR TIPS ETF	ETF	78468R861	2,366,756	128,279	SH		SOLE		0	0	128,279
FIDELITY MSCI ENERGY INDEX ETF	ETF	316092402	230,342	9,662	SH		SOLE		0	0	9,662
FIDELITY MSCI HEALTH CARE INDEX ETF	ETF	316092600	466,822	7,296	SH		SOLE		0	0	7,296
FIDELITY MSCI MATERIALS INDEX ETF	ETF	316092881	678,614	15,547	SH		SOLE		0	0	15,547
ISHARES S&P 500 VALUE ETF	ETF	464287408	792,010	5,460	SH		SOLE		0	0	5,460
ISHARES S&P 500 GROWTH ETF	ETF	464287309	2,540,467	43,427	SH		SOLE		0	0	43,427
ISHARES S&P 500 INDEX	ETF	464287200	14,018,816	36,487	SH		SOLE		0	0	36,487
UNION PAC CORP COM	Stock	907818108	451,404	2,180	SH		SOLE		0	0	2,180
ISHARES S&P U.S. PREFERRED STOCK ETF	ETF	464288687	274,753	8,999	SH		SOLE		0	0	8,999
VANGUARD MID-CAP VALUE ETF	ETF	922908512	764,216	5,651	SH		SOLE		0	0	5,651
LOCKHEED MARTIN CORP	Stock	539830109	1,946	4	SH		DFND	Zacks	0	0	4
LOCKHEED MARTIN CORP	Stock	539830109	1,990,867	4,092	SH		SOLE		0	0	4,092
JPMORGAN CHASE & CO COM	Stock	46625H100	5,096	38	SH		DFND	Zacks	0	0	38
JPMORGAN CHASE & CO COM	Stock	46625H100	2,702,082	20,150	SH		SOLE		0	0	20,150
INTERNATIONAL PAPER CO COM	Stock	460146103	35	1	SH		DFND	Zacks	0	0	1
INTERNATIONAL PAPER CO COM	Stock	460146103	1,117,180	32,260	SH		SOLE		0	0	32,260
SPDR PORTFOLIO EMERGING MARKETS ETF	ETF	78463X509	205,702	6,241	SH		SOLE		0	0	6,241
CHEVRON CORP NEW COM	Stock	166764100	5,564	31	SH		DFND	Zacks	0	0	31
CHEVRON CORP NEW COM	Stock	166764100	2,844,947	15,850	SH		SOLE		0	0	15,850
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	2,858,345	68,104	SH		SOLE		0	0	68,104
BANK AMERICA CORP COM	Stock	060505104	1,921	58	SH		DFND	Zacks	0	0	58
BANK AMERICA CORP COM	Stock	060505104	305,211	9,215	SH		SOLE		0	0	9,215
REAVES UTIL INCOME FD COM SH BEN INT	CEF	756158101	543,984	19,242	SH		SOLE		0	0	19,242
SPDR SER TR S&P DIVID ETF	ETF	78464A763	748,384	5,982	SH		SOLE		0	0	5,982
WALMART INC COM	Stock	931142103	3,970	28	SH		DFND	Zacks	0	0	28
WALMART INC COM	Stock	931142103	901,771	6,360	SH		SOLE		0	0	6,360
FIRST TRUST RISING DIVIDEND ACHIEVERS ETF	ETF	33738R506	328,207	7,473	SH		SOLE		0	0	7,473
INTL BUSINESS MACHINES	Stock	459200101	1,691	12	SH		DFND	Zacks	0	0	12
INTL BUSINESS MACHINES	Stock	459200101	890,207	6,318	SH		SOLE		0	0	6,318
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	1,817	18	SH		DFND	Zacks	0	0	18
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	273,536	2,710	SH		SOLE		0	0	2,710
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	2,254,304	57,832	SH		SOLE		0	0	57,832
VANGUARD HIGH DIVIDEND YIELD	ETF	921946406	10,796,782	99,776	SH		SOLE		0	0	99,776
PFIZER INC COM	Stock	717081103	4,150	81	SH		DFND	Zacks	0	0	81
PFIZER INC COM	Stock	717081103	3,311,326	64,624	SH		SOLE		0	0	64,624
ISHARES IBOXX CORPORATE BOND ETF	ETF	464287242	242,726	2,302	SH		SOLE		0	0	2,302
GILEAD SCIENCES INC	Stock	375558103	2,060	24	SH		DFND	Zacks	0	0	24
GILEAD SCIENCES INC	Stock	375558103	1,057,171	12,314	SH		SOLE		0	0	12,314
CATERPILLAR INC COM	Stock	149123101	3,354	14	SH		DFND	Zacks	0	0	14
CATERPILLAR INC COM	Stock	149123101	246,801	1,030	SH		SOLE		0	0	1,030
ALPHABET INC CAP STK CL C	Stock	02079K107	1,680,280	18,937	SH		SOLE		0	0	18,937
AMGEN INC	Stock	031162100	590,112	2,247	SH		SOLE		0	0	2,247
HUMANA INC COM	Stock	444859102	225,283	440	SH		SOLE		0	0	440
ISHARES CORE S&P US VALUE ETF	ETF	464287663	7,702,509	109,054	SH		SOLE		0	0	109,054
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	4,818,501	31,732	SH		SOLE		0	0	31,732
SOUTHSTATE CORPORATION COM	Stock	840441109	218,466	2,861	SH		SOLE		0	0	2,861
ISHARES MSCI EAFE SMALL CAP ETF	ETF	464288273	1,026,685	18,178	SH		SOLE		0	0	18,178
GLOBAL X NASDAQ 100 COVERED CALL ETF	ETF	37954Y483	461,930	29,034	SH		SOLE		0	0	29,034
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	1,947,283	38,946	SH		SOLE		0	0	38,946
FIRST TRUST ENHANCED SHORT MATURITY ETF	ETF	33739Q408	416,080	7,000	SH		SOLE		0	0	7,000
ISHARES S&P SMALLCAP 600 VALUE ETF	ETF	464287879	1,805,344	19,772	SH		SOLE		0	0	19,772
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF	ETF	46138J866	330,624	15,759	SH		SOLE		0	0	15,759
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	ETF	46138J841	4,396,768	214,633	SH		SOLE		0	0	214,633
NATIONAL RETAIL PPTYS	REIT	637417106	1,067,743	23,334	SH		SOLE		0	0	23,334
VANGUARD SHORT TERM BOND	ETF	921937827	203,285	2,700	SH		SOLE		0	0	2,700
SPDR PORTFOLIO S&P 500 GROWTH ETF	ETF	78464A409	535,227	10,563	SH		SOLE		0	0	10,563
ARK GENOMIC REVOLUTION ETF	ETF	00214Q302	209,445	7,419	SH		SOLE		0	0	7,419
SPDR PORTFOLIO S&P 500 VALUE ETF	ETF	78464A508	2,233,855	57,440	SH		SOLE		0	0	57,440
PHILIP MORRIS INTL INC	Stock	718172109	3,138	31	SH		DFND	Zacks	0	0	31
PHILIP MORRIS INTL INC	Stock	718172109	417,502	4,125	SH		SOLE		0	0	4,125
VANGUARD MEGA CAP 300 ETF	ETF	921910873	1,920,538	14,506	SH		SOLE		0	0	14,506
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	2,662	37	SH		DFND	Zacks	0	0	37
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	200,691	2,789	SH		SOLE		0	0	2,789
REALTY INCOME CORP	REIT	756109104	449,493	7,086	SH		SOLE		0	0	7,086
ALTRIA GROUP INC COM	Stock	02209S103	1,127,601	24,669	SH		SOLE		0	0	24,669
CITIGROUP INC	Stock	172967424	814	18	SH		DFND	Zacks	0	0	18
CITIGROUP INC	Stock	172967424	530,404	11,727	SH		SOLE		0	0	11,727
EXXON MOBIL CORP COM	Stock	30231G102	5,405	49	SH		DFND	Zacks	0	0	49
EXXON MOBIL CORP COM	Stock	30231G102	1,318,713	11,956	SH		SOLE		0	0	11,956
UNITEDHEALTH GROUP	Stock	91324P102	2,485,938	4,689	SH		SOLE		0	0	4,689
LOWES COS INC COM	Stock	548661107	234,182	1,175	SH		SOLE		0	0	1,175
FIRST TRUST VALUE LINE DIVIDEND FUND	ETF	33734H106	1,208,035	30,269	SH		SOLE		0	0	30,269
UTILITIES SELECT SECTOR SPDR	ETF	81369Y886	1,394,664	19,782	SH		SOLE		0	0	19,782
SPDR S&P WORLD EX-US	ETF	78463X889	3,788,266	127,594	SH		SOLE		0	0	127,594
ISHARES CORE S&P MID CAP ETF	ETF	464287507	7,427,233	30,705	SH		SOLE		0	0	30,705
APPLE INC	Stock	037833100	11,926,395	91,791	SH		SOLE		0	0	91,791
ISHARES CONVERTIBLE BOND ETF	ETF	46435G102	10,321,685	148,578	SH		SOLE		0	0	148,578
ABBOTT LABS COM	Stock	002824100	1,537	14	SH		DFND	Zacks	0	0	14
ABBOTT LABS COM	Stock	002824100	661,751	6,027	SH		SOLE		0	0	6,027
DISNEY WALT CO COM	Stock	254687106	953,376	10,973	SH		SOLE		0	0	10,973
FIDELITY COMWLTH TR	ETF	315912808	233,884	5,709	SH		SOLE		0	0	5,709
ISHARES TR RUSSELL 1000 INDEX ETF	ETF	464287622	1,244,474	5,911	SH		SOLE		0	0	5,911
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	1,832,738	12,085	SH		SOLE		0	0	12,085
BK OF AMERICA CORP 7.25CNV PFD L	Convertible Preferred	060505682	702,960	606	SH		SOLE		0	0	606