Mid-Southern Bancorp (MSVB) 10-Q 14 Nov 18 2018 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2018	Nov. 06, 2018
Document And Entity Information [Abstract]
Entity Registrant Name	Mid-Southern Bancorp, Inc.
Entity Central Index Key	1,734,875
Trading Symbol	msvb
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Common Stock, Shares Outstanding		3,570,515
Document Type	10-Q
Document Period End Date	Sep. 30, 2018
Amendment Flag	false
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q3
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands		Sep. 30, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks		$ 849	$ 1,151
Interest-bearing deposits with banks		18,295	6,313
Cash and cash equivalents		19,144	7,464
Securities available for sale, at fair value		45,210	45,716
Securities held to maturity		105	163
Loans, net		126,488	114,896
Federal Home Loan Bank stock, at cost		778	778
Foreclosed real estate		102	176
Real estate held for sale		239	270
Premises and equipment		1,949	2,032
Accrued interest receivable:
Loans		442	421
Securities		257	241
Cash value of life insurance		3,699	3,642
Other assets		1,022	878
Total Assets		199,435	176,677
Deposits
Noninterest-bearing		17,551	18,008
Interest-bearing		133,629	133,885
Total deposits		151,180	151,893
Accrued expenses and other liabilities		583	630
Total Liabilities		151,763	152,523
STOCKHOLDERS' EQUITY
Preferred stock, 1,000,000 shares authorized, $0.01 par value, no shares issued and outstanding
Common stock, 30,000,000 shares authorized, $0.01 par value at September 30, 2018, 10,000,000 shares authorized, $1 par value at December 31, 2017; 3,570,750 shares issued and 3,570,515 shares outstanding at September 30, 2018; 3,452,696 shares issued and 3,447,225 shares outstanding at December 31, 2017	[1]	36	1,472
Additional paid-in capital		30,295	3,501
Retained earnings-substantially restricted		20,219	19,326
Accumulated other comprehensive loss		(847)	(47)
Unearned ESOP shares		(2,026)
Unearned stock compensation plan		(2)	(3)
Less treasury stock, at cost - 235 shares (5,471 in 2017)	[1]	(3)	(95)
Total Stockholders' Equity		47,672	24,154
Total Liabilities and Stockholders' Equity		$ 199,435	$ 176,677
[1]	Share amounts related to periods prior to the date of completion of the second-step conversion (July 11, 2018) have been restated to give retroactive recognition to the exchange ratio applied in the second-step conversion (2.3462 to one).

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parentheticals) - $ / shares	Sep. 30, 2018	Dec. 31, 2017
Statement of Financial Position [Abstract]
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, shares authorized	30,000,000	10,000,000
Common stock, no par value (in dollars per share)	$ 0.01	$ 1
Common stock, shares issued	3,570,750	3,452,696
Common stock, shares outstanding	3,570,515	3,447,225
Treasury stock, shares	235	5,471

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
INTEREST INCOME
Loans, including fees		$ 1,522	$ 1,360	$ 4,284	$ 4,035
Investment securities:
Mortgage-backed securities		81	114	290	374
Municipal tax exempt		106	45	310	136
Other debt securities		69	77	209	232
Federal Home Loan Bank dividends		9	8	30	25
Interest-bearing deposits with banks and time deposits		111	20	191	50
Total interest income		1,898	1,624	5,314	4,852
INTEREST EXPENSE
Deposits		186	161	527	490
Borrowings				15
Total interest expense		186	161	542	490
Net interest income		1,712	1,463	4,772	4,362
Recapture of provision for loan losses					(300)
Net interest income after provision for loan losses		1,712	1,463	4,772	4,662
NONINTEREST INCOME
Net gain on sales of securities available for sale			4		4
Increase in cash value of life insurance		19	19	55	56
Other income		9	10	32	32
Total noninterest income		210	214	624	637
NONINTEREST EXPENSE
Compensation and benefits		847	681	2,283	1,931
Occupancy and equipment		104	123	335	380
Data processing		219	184	597	529
Professional fees		124	106	343	276
Net loss on foreclosed real estate		1	20	1	26
Impairment loss on land		32		32	33
Directors' fees		41	39	130	119
Debit and credit card expense		24	22	69	61
Supervisory examinations		27	20	63	56
Deposit insurance premiums		14	10	40	36
Other expenses		156	126	414	398
Total noninterest expense		1,589	1,331	4,307	3,845
Income before income taxes		333	346	1,089	1,454
Income tax expense		57	105	196	478
Net Income		$ 276	$ 241	$ 893	$ 976
Earnings per common share:
Basic	[1]	$ 0.08	$ 0.07	$ 0.26	$ 0.28
Diluted	[1]	$ 0.08	$ 0.07	$ 0.26	$ 0.28
Deposit account service charges
NONINTEREST INCOME
Fees and commission		$ 91	$ 100	$ 273	$ 301
ATM and debit card fee income
NONINTEREST INCOME
Fees and commission		$ 91	$ 81	$ 264	$ 244
[1]	Per share amounts related to periods prior to the date of completion of the second-step conversion (July 11, 2018) have been restated to give retroactive recognition to the exchange ratio applied in the second-step conversion (2.3462 to one).

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Statement of Comprehensive Income [Abstract]
Net Income	$ 276	$ 241	$ 893	$ 976
Change in net unrealized loss on securities available for sale:
Net unrealized holding (losses) gains arising during the period	(236)	(134)	(1,065)	349
Income tax benefit (expense)	59	52	265	(135)
Net of tax amount	(177)	(82)	(800)	214
Less: Reclassification adjustment for realized gains included in net income during the period				4
Income tax expense				(2)
Net of tax amount				2
Other Comprehensive (Loss) Income, net of tax	(177)	(82)	(800)	212
Total Comprehensive Income	$ 99	$ 159	$ 93	$ 1,188

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Unaudited) - USD ($) $ in Thousands		Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive (Loss) Income	Unearned ESOP Shares	Unearned Stock Compensation	Treasury Stock	Total
Balances at Dec. 31, 2016		$ 1,472	$ 3,499	$ 18,232	$ (180)		$ (5)	$ (93)	$ 22,925
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income				976					976
Other comprehensive income					212				212
Cash dividends to Mid-Southern, M.H.C. ($0.03 per share)	[1]			(62)					(62)
Cash dividends to minority stockholders ($0.03 per share)	[1]			(26)					(26)
Forfeiture of unearned stock awards							2	(2)
Grant of common stock for stock compensation - 100 shares			2				(2)
Balances at Sep. 30, 2017		1,472	3,501	19,120	32		(5)	(95)	24,025
Balances at Dec. 31, 2017		1,472	3,501	19,326	(47)		(3)	(95)	24,154
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income				893					893
Other comprehensive income					(800)				(800)
Corporate reorganization conversion and stock issuance		(1,438)	23,812						22,374
Corporate Reorganization Purchase By Esop Trust		2	2,046			$ (2,048)
Corporate reorganization treasury stock retired			(95)					95
Corporate reorganization contribution Of Mid-Southern, Mhc			1,023						1,023
ESOP shares committed to be released			6			22			28
Forfeiture of unearned stock awards							3	(3)
Grant of common stock for stock compensation - 100 shares			2				(2)
Balances at Sep. 30, 2018		$ 36	$ 30,295	$ 20,219	$ (847)	$ (2,026)	$ (2)	$ (3)	$ 47,672
[1]	Per share amounts related to periods prior to the date of completion of the second-step conversion (July 11, 2018) have been restated to give retroactive recognition to the exchange ratio applied in the second-step conversion (2.3462 to one).

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parentheticals) - $ / shares	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Statement of Stockholders' Equity [Abstract]
Cash dividend to Mid-Southern,M.H.C, per share amount		$ 0.03
Cash dividend to minority stockholders, per share amount		$ 0.03
Number of common stock granted for stock compensation	100	100

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 893	$ 976
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net	42	135
Recapture of provision for loan losses		(300)
Depreciation expense	98	114
ESOP compensation expense	28
Impairment loss on land	32	33
Deferred income taxes	(23)	176
Increase in cash value of life insurance	(55)	(56)
Net realized and unrealized loss on foreclosed real estate	1	26
Net gain on sales of securities available for sale		(4)
(Increase) decrease in accrued interest receivable	(37)	60
Net change in other assets and liabilities	1,151	(105)
Net Cash Provided By Operating Activities	2,130	1,055
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities of time deposits		249
Purchases of securities available for sale	(5,650)
Principal collected on mortgage-backed securities available for sale	4,049	2,947
Proceeds from maturities of securities available for sale	1,000
Proceeds from sales of securities available for sale		1,002
Principal collected on mortgage-backed securities held to maturity	58	50
Proceeds from maturities of securities held to maturity		45
Net increase in loans receivable	(11,785)	(267)
Investment in cash value of life insurance	(2)	(2)
Proceeds from the sale of foreclosed real estate	266	295
Purchase of premises and equipment	(47)	(4)
Net Cash (Used In) Provided By Investing Activities	(12,111)	4,315
CASH FLOWS FROM FINANCING ACTIVITIES
Net decrease in deposits	(713)	(2,735)
Proceeds from issuance of common stock	22,374
Cash dividends paid to Mid-Southern, M.H.C.		(62)
Cash dividends paid to minority stockholders		(26)
Net Cash Provided By (Used In) Financing Activities	21,661	(2,823)
Net Increase in Cash and Cash Equivalents	11,680	2,547
Cash and cash equivalents at beginning of period	7,464	8,311
Cash and Cash Equivalents at End of Period	19,144	10,858
Cash payments for:
Interest	542	490
Taxes	112	191
Noncash investing activities:
Transfers from loans to real estate acquired through foreclosure	$ 184	$ 38

Presentation of Interim Informa

Presentation of Interim Information	9 Months Ended
	Sep. 30, 2018
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Presentation of Interim Information	1. Presentation of Interim Information Mid-Southern Bancorp, Inc., (the "Company") was incorporated in January 2018 and became the holding company for Mid-Southern Savings Bank, FSB (the "Bank"), on July 11, 2018, upon the completion of the Bank's conversion from the mutual holding company ownership structure and the Company's related public stock offering. Please see Note 2 – Conversion and Stock Issuance for more information. Accordingly, the reported results and financial information for periods ending prior to September 30, 2018 relate solely to the Bank and its wholly-owned subsidiary, Mid-Southern Investments, Inc. The third quarter results are the first quarter reflecting consolidated Company financial information. In the opinion of management, the unaudited consolidated financial statements include all adjustments considered necessary to present fairly the financial position as of September 30, 2018, and the results of operations for the three months and nine months ended September 30, 2018 and 2017 and the cash flows for the nine months ended September 30, 2018 and 2017. All of these adjustments are of a normal, recurring nature. Such adjustments are the only adjustments included in the unaudited consolidated financial statements. Interim results are not necessarily indicative of results for a full year or any other period. The accompanying unaudited consolidated financial statements and notes have been prepared in accordance with U.S. generally accepted accounting principles ("GAAP") for interim financial statements and are presented as permitted by the instructions to Form 10-Q. Accordingly, they do not contain certain information included in the Bank's annual audited consolidated financial statements and related footnotes for the year ended December 31, 2017 included in the Company's prospectus dated May 14, 2018 and filed with the Securities and Exchange Commission (the "SEC") on May 24, 2018. The unaudited consolidated financial statements include the accounts of the Company and its subsidiary. All material intercompany balances and transactions have been eliminated in consolidation. Certain prior period amounts have been reclassified to conform with the current period presentation. The reclassifications had no effect on net income or stockholders' equity. As an "emerging growth company," as defined in Title 1 of Jumpstart Our Business Startups ("JOBS") Act, the Company has elected to use the extended transition period to delay adoption of new or reissued accounting pronouncements applicable to public companies until such pronouncements are made applicable to private companies. Accordingly, the consolidated financial statements may not be comparable to the financial statements of public companies that comply with such new or revised accounting standards. As of September 30, 2018, the Company does not believe there is a significant difference in the comparability of the financial statements as a result of this extended transition period, however, the Company's assessment of its revenue recognition policies under FASB topic 606 is not yet complete.

Conversion and Stock Issuance

Conversion and Stock Issuance	9 Months Ended
	Sep. 30, 2018
Conversion And Stock Issuance [Abstract]
Conversion and Stock Issuance	2. Conversion and Stock Issuance The Company, an Indiana corporation, was organized by Mid-Southern, M.H.C. ("the MHC") and the Bank in connection with the MHC's plan of conversion from mutual to stock form of ownership (the "Conversion"). Upon consummation of the Conversion, which occurred on July 11, 2018, the Company became the holding company for the Bank and now owns all of the issued and outstanding shares of the Bank's common stock. In connection with the Conversion, the Company sold a total of 2,559,871 shares of common stock in offering to certain depositors of the Bank and others, including 204,789 shares purchased by the Bank's employee stock ownership plan ("ESOP") funded by a loan from the Company (see Note 6). All shares were sold at a purchase price of $10.00 per share. Costs to complete the stock offering were deducted from the gross proceeds of the offering. The Bank had $143,000 in deferred conversion costs as of December 31, 2017. Proceeds from the offering, net of $1.2 million in expenses, totaled $24.4 million, including $2.0 million of proceeds funded by the Company for the purchase by the Bank's ESOP. The Company made a $10.2 million capital contribution to the Bank. In addition, concurrent with the offering, shares of Bank common stock owned by public stockholders were exchanged for 2.3462 shares of the Company's common stock, with cash being paid in lieu of issuing any fractional shares. As a result of the offering, exchange and cash in lieu of fractional shares, the Company issued 3,570,750 shares. The Company has established a liquidation account in an amount equal to the MHC's ownership interest in the stockholders' equity of the Bank as reflected in the latest consolidated balance sheet contained in the final prospectus plus the value of the net assets of the MHC as reflected in the latest balance sheet of the MHC prior to the effective date of the conversion (excluding its ownership of Bank common stock). The liquidation account will be maintained for the benefit of eligible account holders who maintain deposit accounts with the Bank after conversion. The conversion has been accounted for as a change in corporate form with the historic basis of the Bank's assets, liabilities and equity unchanged as a result.

Investment Securities

Investment Securities	9 Months Ended
	Sep. 30, 2018
Investments, Debt and Equity Securities [Abstract]
Investment Securities	3. Investment Securities Investment securities have been classified in the consolidated balance sheets according to management's intent. Debt securities held by the Company include mortgage-backed securities and other debt securities issued by the Government National Mortgage Association ("GNMA"), a U.S. government agency, and mortgage-backed securities and collateralized mortgage obligations issued by the Federal National Mortgage Association ("FNMA") and the Federal Home Loan Mortgage Corporation ("FHLMC"), which are government-sponsored enterprises. Mortgage-backed securities ("MBS") represent participating interests in pools of long-term first mortgage loans originated and serviced by the issuers of the securities. Collateralized mortgage obligations ("CMO") are complex mortgage-backed securities that restructure the cash flows and risks of the underlying mortgage collateral. The Company also holds debt securities issued by municipalities and political subdivisions of state and local governments. Investment securities at September 30, 2018 and December 31, 2017 are summarized as follows: Gross Gross (In thousands) Amortized Unrealized Unrealized Fair September 30, 2018: Cost Gains Losses Value Securities available for sale: Agency MBS $ 11,863 $ - $ 434 $ 11,429 Agency CMO 9,476 - 197 9,279 21,339 - 631 20,708 Other debt securities: Municipal obligations 24,997 86 581 24,502 Total securities available for sale $ 46,336 $ 86 $ 1,212 $ 45,210 Securities held to maturity: Agency MBS $ 60 $ 2 $ - $ 62 Municipal obligations 45 - - 45 Total securities held to maturity $ 105 $ 2 $ - $ 107 December 31, 2017: Securities available for sale: Agency MBS $ 14,604 $ - $ 208 $ 14,396 Agency CMO 8,700 - 121 8,579 23,304 - 329 22,975 Other debt securities: Federal agency 1,000 - 1 999 Municipal obligations 21,474 343 75 21,742 Total securities available for sale $ 45,778 $ 343 $ 405 $ 45,716 Securities held to maturity: Agency MBS $ 78 $ 2 $ - $ 80 Municipal obligations 85 2 - 87 Total securities held to maturity $ 163 $ 4 $ - $ 167 The amortized cost and fair value of debt securities as of September 30, 2018, by contractual maturity, are shown below. Expected maturities of MBS and CMO may differ from contractual maturities because the mortgages underlying the obligations may be prepaid without penalty. Available for Sale Held to Maturity Amortized Fair Amortized Fair (In thousands) Cost Value Cost Value Due in one year or less $ 386 $ 388 $ - $ - Due after one year through five years 850 874 45 45 Due after five years through ten years 6,095 5,945 - - Due after ten years 17,666 17,295 - - 24,997 24,502 45 45 MBS and CMO 21,339 20,708 60 62 $ 46,336 $ 45,210 $ 105 $ 107 Information pertaining to investment securities available for sale with gross unrealized losses at September 30, 2018, aggregated by investment category and the length of time that individual investment securities have been in a continuous position, follows. At September 30, 2018, the Company did not have any securities held to maturity with an unrealized loss. Number of Gross (Dollars in thousands) Investment Fair Unrealized September 30, 2018: Positions Value Losses Securities available for sale: Continuous loss position less than 12 months: Agency MBS 1 $ 991 $ 9 Agency CMO 2 2,445 11 Municipal obligations 32 14,544 398 Total less than 12 months 35 17,980 418 Continuous loss position more than 12 months: Agency MBS 12 10,437 425 Agency CMO 5 4,811 187 Municipal obligations 5 3,267 182 Total more than 12 months 22 18,515 794 Total securities available for sale 57 $ 36,495 $ 1,212 Information pertaining to investment securities available for sale with gross unrealized losses at December 31, 2017, aggregated by investment category and the length of time that individual investment securities have been in a continuous position, follows. At December 31, 2017, the Company did not have any securities held to maturity with an unrealized loss. Number of Gross (Dollars in thousands) Investment Fair Unrealized December 31, 2017: Positions Value Losses Securities available for sale: Continuous loss position less than 12 months: Federal agency 1 $ 999 $ 1 Agency MBS 3 2,543 13 Agency CMO 4 4,777 12 Municipal obligations 4 2,539 13 Total less than 12 months 12 10,858 39 Continuous loss position more than 12 months: Agency MBS 12 11,848 195 Agency CMO 3 3,802 109 Municipal obligations 3 1,949 62 Total more than 12 months 18 17,599 366 Total securities available for sale 30 $ 28,457 $ 405 Management evaluates securities for other-than-temporary impairment at least quarterly, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recover in fair value. At September 30, 2018, the debt securities in the available for sale classification in a loss position had depreciated approximately 3.2% from the amortized cost basis. All of the debt securities in a loss position at September 30, 2018 were backed by residential first mortgage loans or were obligations issued by federal or local government-sponsored enterprises. These unrealized losses relate principally to current interest rates for similar types of securities. In analyzing an issuer's financial condition for purposes of evaluating whether declines in value are other-than-temporary, management considers whether the securities are issued by the federal government, its agencies or sponsored enterprises or local governments, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuer's financial condition. As the Company has the ability to hold the debt securities until maturity, or for the foreseeable future if classified as available for sale, no declines are deemed to be other-than-temporary. While management does not anticipate any credit-related impairment losses at September 30, 2018, additional deterioration in market and economic conditions may have an adverse impact on credit quality in the future. During the three and nine months ended September 30, 2018 the Company did not have any security sales. During the three and nine months ended September 30, 2017 the Company recognized gross gains of $6,000 and gross losses of $2,000, respectively, on the sale of securities available for sale.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2018
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Loans and Allowance for Loan Losses	4. Loans and Allowance for Loan Losses The Company's loan and allowance for loan loss policies are as follows: Loans Held for Investment. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Amortization of net deferred loan fees is discontinued when a loan is placed on nonaccrual status. Nonaccrual Loans. A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six consecutive months. Allowance for Loan Losses. The Company uses a disciplined process and methodology to evaluate the allowance for loan losses on at least a quarterly basis that is based upon management's periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower's ability to repay, estimated value of any underlying collateral, and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment or loans otherwise classified as doubtful or substandard. For such loans that are classified as impaired, an allowance is established when the discounted cash flows or collateral value of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and classified loans that are found, upon individual evaluation, to not be impaired. Such loans are pooled by portfolio segment and losses are modeled using annualized historical loss experience adjusted for qualitative factors. The historical loss experience is determined by portfolio segment and is based on the Company's actual loss history over the most recent twenty calendar quarters unless the historical loss experience is not considered indicative of the level of risk in the remaining balance of a particular portfolio segment, in which case an adjustment is determined by management. The Company's historical loss experience is then adjusted for qualitative factors that are reviewed on a quarterly basis. Management's determination of the allowance for loan losses considers changes and trends in the following qualitative loss factors: loan administration, national and local economic conditions, new loan trends, past due and nonaccrual loans, collateral values, credit concentrations and other internal and external factors such as competition, legal and regulatory changes. Each qualitative factor is assigned a rating and a factor weight in determining the adjusted loss factors used in management's allowance for loan losses adequacy calculation. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. The following portfolio segments are considered in the allowance for loan loss analysis: one-to-four family residential real estate, multi-family residential real estate, construction, commercial real estate, commercial business, and consumer loans. Residential real estate loans primarily consist of loans to individuals for the purchase or refinance of their primary residence, with a smaller portion of the segment secured by non-owner-occupied residential investment properties and multi-family residential investment properties. The risks associated with residential real estate loans are closely correlated to the local housing market and general economic conditions, as repayment of the loans is primarily dependent on the borrower's or tenant's personal cash flow and employment status. The Company's construction loan portfolio consists of single-family residential properties, multi-family properties and commercial projects, and includes both owner-occupied and speculative investment properties. Risks inherent in construction lending are related to the market value of the property held as collateral, the cost and timing of constructing or improving a property, the borrower's ability to use funds generated by a project to service a loan until a project is completed, movements in interest rates and the real estate market during the construction phase, and the ability of the borrower to obtain permanent financing. Commercial real estate loans are comprised of loans secured by various types of collateral including farmland, office buildings, warehouses, retail space and mixed-use buildings located in the Company's primary lending area. Risks related to commercial real estate lending are related to the market value of the property taken as collateral, the underlying cash flows and general economic condition of the local real estate market. Repayment of these loans is generally dependent on the ability of the borrower to attract tenants at lease rates or general business operating cash flows that provide for adequate debt service and can be impacted by local economic conditions which impact vacancy rates and the general level of business activity. The Company generally obtains loan guarantees from financially capable parties for commercial real estate loans. Commercial business loans include lines of credit to businesses, term loans and letters of credit secured by business assets such as equipment, accounts receivable, inventory, or other assets excluding real estate and are generally made to finance capital expenditures or fund operations. Commercial loans contain risks related to the value of the collateral securing the loan and the repayment is primarily dependent upon the financial success and viability of the borrower. As with commercial real estate loans, the Company generally obtains loan guarantees from financially capable parties for commercial business loans. Consumer loans consist primarily of home equity lines of credit and other loans secured by junior liens on the borrower's personal residence, home improvement loans, automobile and truck loans, boat loans, mobile home loans, loans secured by savings deposits, and other personal loans. The risks associated with these loans are related to the local housing market and local economic conditions including the unemployment level. Loan Charge-Offs. Consumer loans not secured by real estate are typically charged off at 90 days past due, or earlier if deemed uncollectible, unless the loans are in the process of collection. Overdrafts are charged off after 60 days past due. A charge-off is typically recorded on a loan secured by real estate when the property is foreclosed upon when the carrying value of the loan exceeds the property's fair value less the estimated costs to sell. Impaired Loans. Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other factors. New appraisals or valuations are generally obtained for all significant properties (if the value is estimated to exceed $100,000) when a loan is identified as impaired. Subsequent appraisals are obtained or an internal evaluation is prepared annually, or more frequently if management believes there has been a significant change in the market value of a collateral property securing a collateral dependent impaired loan. In instances where it is not deemed necessary to obtain a new appraisal, management bases its impairment evaluation on the original appraisal with adjustments for current conditions based on management's assessment of market factors and inspection of the property. At September 30, 2018 and December 31, 2017, the recorded investments in loans secured by residential real estate properties for which formal foreclosure proceedings are in process was $26,000 and $290,000, respectively. Loans at September 30, 2018 and December 31, 2017 consisted of the following: September 30, December 31, (In thousands) 2018 2017 Real estate mortgage loans: One-to-four family residential $ 81,101 $ 79,899 Multi-family residential 6,937 6,352 Residential construction - 108 Commercial real estate 26,593 22,315 Commercial real estate construction 6,392 2,061 Commercial business loans 4,874 3,875 Consumer loans 2,322 1,978 Total loans 128,219 116,588 Deferred loan origination fees and costs, net 32 31 Allowance for loan losses (1,763 ) (1,723 ) Loans, net $ 126,488 $ 114,896 The following table provides the components of the Company's recorded investment in loans at September 30, 2018: One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 81,101 $ 6,937 $ 6,392 $ 26,593 $ 4,874 $ 2,322 $ 128,219 Accrued interest receivable 297 17 10 91 19 8 442 Net deferred loan fees/costs 16 (8 ) (32 ) (4 ) 10 50 32 Recorded investment in loans $ 81,414 $ 6,946 $ 6,370 $ 26,680 $ 4,903 $ 2,380 $ 128,693 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 2,680 $ - $ - $ 927 $ 485 $ - $ 4,092 Collectively evaluated for impairment 78,734 6,946 6,370 25,753 4,418 2,380 124,601 Ending balance $ 81,414 $ 6,946 $ 6,370 $ 26,680 $ 4,903 $ 2,380 $ 128,693 The following table provides the components of the Company's recorded investment in loans at December 31, 2017: One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 79,899 $ 6,352 $ 2,169 $ 22,315 $ 3,875 $ 1,978 $ 116,588 Accrued interest receivable 301 15 6 81 13 5 421 Net deferred loan fees/costs - (8 ) (6 ) (5 ) 7 43 31 Recorded investment in loans $ 80,200 $ 6,359 $ 2,169 $ 22,391 $ 3,895 $ 2,026 $ 117,040 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 4,416 $ - $ - $ 1,628 $ 524 $ - $ 6,568 Collectively evaluated for impairment 75,784 6,359 2,169 20,763 3,371 2,026 110,472 Ending balance $ 80,200 $ 6,359 $ 2,169 $ 22,391 $ 3,895 $ 2,026 $ 117,040 An analysis of the allowance for loan losses as of September 30, 2018 is as follows: One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 34 $ - $ - $ 22 $ 45 $ - $ 101 Collectively evaluated for impairment 1,077 196 57 249 10 73 1,662 Ending balance $ 1,111 $ 196 $ 57 $ 271 $ 55 $ 73 $ 1,763 An analysis of the allowance for loan losses as of December 31, 2017 is as follows: One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 56 $ - $ - $ 28 $ 58 $ - $ 142 Collectively evaluated for impairment 1,014 220 20 241 53 33 1,581 Ending balance $ 1,070 $ 220 $ 20 $ 269 $ 111 $ 33 $ 1,723 An analysis of the changes in the allowance for loan losses for the three months ended September 30, 2018 is as follows: One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total Allowance for Loan Losses: (In thousands) Beginning balance $ 1,085 $ 203 $ 67 $ 237 $ 91 $ 32 $ 1,715 Provisions (19 ) (7 ) (10 ) 33 (36 ) 39 - Charge-offs (19 ) - - - - (3 ) (22 ) Recoveries 64 - - 1 - 5 70 Ending balance $ 1,111 $ 196 $ 57 $ 271 $ 55 $ 73 $ 1,763 An analysis of the changes in the allowance for loan losses for the nine months ended September 30, 2018 is as follows: One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total Allowance for Loan Losses: (In thousands) Beginning balance $ 1,070 $ 220 $ 20 $ 269 $ 111 $ 33 $ 1,723 Provisions 4 (24 ) 37 - (56 ) 39 - Charge-offs (119 ) - - - - (12 ) (131 ) Recoveries 156 - - 2 - 13 171 Ending balance $ 1,111 $ 196 $ 57 $ 271 $ 55 $ 73 $ 1,763 An analysis of the changes in the allowance for loan losses for the three months ended September 30, 2017 is as follows: One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total Allowance for Loan Losses: (In thousands) Beginning balance $ 1,359 $ 303 $ - $ 317 $ 128 $ 47 $ 2,154 Provisions 42 (45 ) 19 (11 ) (10 ) 5 - Charge-offs - - - - - (3 ) (3 ) Recoveries 2 - - - - 3 5 Ending balance $ 1,403 $ 258 $ 19 $ 306 $ 118 $ 52 $ 2,156 An analysis of the changes in the allowance for loan losses for the nine months ended September 30, 2017 is as follows: One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total Allowance for Loan Losses: (In thousands) Beginning balance $ 1,571 $ 338 $ 9 $ 404 $ 134 $ 47 $ 2,503 Provisions (123 ) (80 ) 10 (98 ) (16 ) 7 (300 ) Charge-offs (51 ) - - - - (13 ) (64 ) Recoveries 6 - - - - 11 17 Ending balance $ 1,403 $ 258 $ 19 $ 306 $ 118 $ 52 $ 2,156 The following table summarizes the Company's impaired loans as of September 30, 2018 and for the three and nine months ended September 30, 2018. The Company did not recognize any interest income on impaired loans using the cash receipts method of accounting for the three and nine months ended September 30, 2018: At September 30, 2018 Three Months Ended September 30, 2018 Nine Months Ended September 30, 2018 Unpaid Average Interest Average Interest Recorded Principal Related Recorded Income Recorded Income Investment Balance Allowance Investment Recognized Investment Recognized (In thousands) Loans with no related allowance recorded: One-to-four family residential $ 1,221 $ 1,609 $ - $ 1,242 $ 3 $ 1,469 $ 8 Multi-family residential - - - - - - - Construction - - - - - - - Commercial real estate 443 445 - 473 1 605 6 Commercial business 55 54 - 60 1 35 1 Consumer - - - - - - - $ 1,719 $ 2,108 $ - $ 1,775 $ 5 $ 2,109 $ 15 Loans with an allowance recorded: One-to-four family residential $ 682 $ 714 $ 34 $ 721 $ 8 $ 706 $ 24 Multi-family residential - - - - - - - Construction - - - - - - - Commercial real estate 366 364 22 369 5 368 16 Commercial business 430 485 45 435 6 487 21 Consumer - - - - - - - $ 1,478 $ 1,563 $ 101 $ 1,525 $ 19 $ 1,561 $ 61 Total: One-to-four family residential $ 1,903 $ 2,323 $ 34 $ 1,963 $ 11 $ 2,175 $ 32 Multi-family residential - - - - - - - Construction - - - - - - - Commercial real estate 809 809 22 842 6 973 22 Commercial business 485 539 45 495 7 522 22 Consumer - - - - - - - $ 3,197 $ 3,671 $ 101 $ 3,300 $ 24 $ 3,670 $ 76 The following table summarizes the Company's impaired loans for the three and nine months ended September 30, 2017. The Company did not recognize any interest income on impaired loans using the cash receipts method of accounting for the three and nine months ended September 30, 2017: Three Months Ended September 30, 2017 Nine Months Ended September 30, 2017 Average Interest Average Interest Recorded Income Recorded Income Investment Recognized Investment Recognized Loans with no related allowance recorded: (In thousands) One-to-four family residential $ 1,777 $ 2 $ 1,776 $ 7 Multi-family residential - - - - Construction - - - - Commercial real estate 851 2 841 10 Commercial business 7 - 13 - Consumer 15 - 23 - $ 2,650 $ 4 $ 2,653 $ 17 Loans with an allowance recorded: One-to-four family residential $ 685 $ 8 $ 800 $ 24 Multi-family residential - - - - Construction - - - - Commercial real estate 358 5 449 16 Commercial business 594 7 589 23 Consumer 6 - 3 - $ 1,643 $ 20 $ 1,841 $ 63 Total: One-to-four family residential $ 2,462 $ 10 $ 2,576 $ 31 Multi-family residential - - - - Construction - - - - Commercial real estate 1,209 7 1,290 26 Commercial business 601 7 602 23 Consumer 21 - 26 - $ 4,293 $ 24 $ 4,494 $ 80 The following table summarizes the Company's impaired loans as of December 31, 2017: Unpaid Recorded Principal Related Investment Balance Allowance (In thousands) Loans with no related allowance recorded: One-to-four family residential $ 1,492 $ 1,980 $ - Multi-family residential - - - Construction - - - Commercial real estate 684 761 - Commercial business 11 10 - Consumer - - - $ 2,187 $ 2,751 $ - Loans with an allowance recorded: One-to-four family residential $ 718 $ 766 $ 56 Multi-family residential - - - Construction - - - Commercial real estate 335 348 28 Commercial business 514 573 58 Consumer - - - $ 1,567 $ 1,687 $ 142 Total: One-to-four family residential $ 2,210 $ 2,746 $ 56 Multi-family residential - - - Construction - - - Commercial real estate 1,019 1,109 28 Commercial business 525 583 58 Consumer - - - $ 3,754 $ 4,438 $ 142 Nonperforming loans consists of nonaccrual loans and loans over 90 days past due and still accruing interest. The following table presents the recorded investment in nonperforming loans at September 30, 2018 and December 31, 2017: At September 30, 2018 At December 31, 2017 Loans 90+ Loans 90+ Days Total Days Total Nonaccrual Past Due Nonperforming Nonaccrual Past Due Nonperforming Loans Still Accruing Loans Loans Still Accruing Loans (In thousands) One-to-four family residential $ 985 $ - $ 985 $ 1,333 $ - $ 1,333 Multi-family residential - - - - - - Construction - - - - - - Commercial real estate 360 - 360 535 - 535 Commercial business 4 - 4 10 - 10 Consumer - - - - - - Total $ 1,349 $ - $ 1,349 $ 1,878 $ - $ 1,878 The following table presents the aging of the recorded investment in loans at September 30, 2018: Over 90 30-59 Days 60-89 Days Days Total Total Past Due Past Due Past Due Past Due Current Loans (In thousands) One-to-four family residential $ 2,123 $ 658 $ 282 $ 3,063 $ 78,351 $ 81,414 Multi-family residential - - - - 6,946 6,946 Construction - - - - 6,370 6,370 Commercial real estate 207 39 - 246 26,434 26,680 Commercial business - - - - 4,903 4,903 Consumer 12 - - 12 2,368 2,380 Total $ 2,342 $ 697 $ 282 $ 3,321 $ 125,372 $ 128,693 The following table presents the aging of the recorded investment in loans at December 31, 2017: Over 90 30-59 Days 60-89 Days Days Total Total Past Due Past Due Past Due Past Due Current Loans (In thousands) One-to-four family residential $ 1,599 $ 1,276 $ 512 $ 3,387 $ 76,813 $ 80,200 Multi-family residential - - - - 6,359 6,359 Construction - - - - 2,169 2,169 Commercial real estate 88 189 97 374 22,017 22,391 Commercial business 5 - - 5 3,890 3,895 Consumer - - - - 2,026 2,026 Total $ 1,692 $ 1,465 $ 609 $ 3,766 $ 113,274 $ 117,040 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, public information, historical payment experience, credit documentation, and current economic trends, among other factors. The Company classifies loans based on credit risk at least quarterly. The Company uses the following regulatory definitions for risk ratings: Special Mention Substandard Doubtful Loss Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. The following table presents the recorded investment in loans by risk category as of the dates indicated: One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total September 30, 2018 (In thousands) Pass $ 79,293 $ 6,946 $ 6,370 $ 25,909 $ 4,418 $ 2,380 $ 125,316 Special mention - - - - - - - Substandard 2,121 - - 771 485 - 3,377 Doubtful - - - - - - - Loss - - - - - - - Total $ 81,414 $ 6,946 $ 6,370 $ 26,680 $ 4,903 $ 2,380 $ 128,693 December 31, 2017 Pass $ 77,205 $ 6,359 $ 2,169 $ 21,049 $ 3,371 $ 2,026 $ 112,179 Special mention - - - 50 - - 50 Substandard 2,995 - - 1,292 524 - 4,811 Doubtful - - - - - - - Loss - - - - - - - Total $ 80,200 $ 6,359 $ 2,169 $ 22,391 $ 3,895 $ 2,026 $ 117,040 Modification of a loan is considered to be a troubled debt restructuring ("TDR") if the debtor is experiencing financial difficulties and the Company grants a concession to the debtor that it would not otherwise consider. By granting the concession, the Company expects to obtain more cash or other value from the debtor, or to increase the probability of receipt, than would be expected by not granting the concession. The concession may include, but is not limited to, reduction of the stated interest rate of the loan, reduction of accrued interest, extension of the maturity date or reduction of the face amount of the debt. A concession will be granted when, as a result of the restructuring, the Company does not expect to collect all amounts due, including interest at the original stated rate. A concession may also be granted if the debtor is not able to access funds elsewhere at a market rate for debt with similar risk characteristics as the restructured debt. The Company's determination of whether a loan modification is a TDR considers the individual facts and circumstances surrounding each modification. A TDR can involve loans remaining on nonaccrual, moving to nonaccrual, or continuing on accrual status, depending on the individual facts and circumstances of the restructuring. A TDR on nonaccrual status is restored to accrual status when the borrower has demonstrated the ability to make future payments in accordance with the restructured terms, including consistent and timely payments for at least six consecutive months in accordance with the restructured terms. The following table summarizes the Company's TDRs by accrual status as of September 30, 2018 and December 31, 2017: September 30, 2018 December 31, 2017 Related Related Allowance for Allowance for Accruing Nonaccrual Total Loan Losses Accruing Nonaccrual Total Loan Losses (In thousands) One-to-four family residential $ 918 $ - $ 918 $ 34 $ 877 $ - $ 877 $ 56 Commercial real estate 449 159 608 22 484 209 693 28 Commercial business 481 4 485 45 514 11 525 58 Total $ 1,848 $ 163 $ 2,011 $ 101 $ 1,875 $ 220 $ 2,095 $ 142 At September 30, 2018 there were no commitments to lend additional funds to debtors whose loan terms have been modified in a TDR (both accruing and nonaccruing). At December 31, 2017, commitments to lend additional funds to debtors whose loan terms have been modified in a TDR (both accruing and nonaccruing) totaled $377,000. These commitments represented the undisbursed portion of a commercial real estate secured line of credit to one borrower. The following table summarizes information in regard to TDRs that were restructured during the three and nine months ended September 30, 2018: Three months ended September 30, 2018 Nine months ended September 30, 2018 Pre-Modification Post-Modification Pre-Modification Post-Modification Number of Outstanding Outstanding Number of Outstanding Outstanding Contracts Balance Balance Contracts Balance Balance (Dollars in thousands) (Dollars in thousands) One-to-Four Family Residential 1 $ 159 $ 159 3 $ 213 $ 241 Total 1 $ 159 $ 159 3 $ 213 $ 241 There was one TDR restructured during the three and nine months ended September 30, 2017. There were no principal charge-offs recorded as a result of TDRs and there was no specific allowance for loan losses related to TDRs modified during the three and nine months ended September 30, 2018 and 2017. There were no TDRs modified within the previous 12 months for which there was a subsequent payment default (defined as the loan becoming more than 90 days past due, being moved to nonaccrual status, or the collateral being foreclosed upon) during the three months and nine months ended September 30, 2018 and 2017. In the event that a TDR subsequently defaults, the Company evaluates the restructuring for possible impairment. As a result, the related allowance for loan losses may be increased or charge-offs may be taken to reduce the carrying amount of the loan.

Supplemental Disclosure for Ear

Supplemental Disclosure for Earnings Per Share	9 Months Ended
	Sep. 30, 2018
Earnings Per Share [Abstract]
Supplemental Disclosure for Earnings Per Share	5. Supplemental Disclosure for Earnings Per Share Nonvested restricted stock shares are not considered as outstanding for purposes of computing weighted average common shares outstanding. No stock options for common stock and no restricted stock awards were excluded from the calculation of diluted net income per common share because their effect was antidilutive for the three and nine months ended September 30, 2018 and 2017. Unallocated ESOP shares are not included as outstanding for either basic or diluted earnings per share calculations. Three Months Ended Nine Months Ended September 30, September 30, 2018 2017 2018 2017 Basic (Dollars in thousands, exept per share data) Earnings: Net income $ 276 $ 241 $ 893 $ 976 Shares: Weighted average common shares outstanding 3,376,589 3,446,549 3,426,736 3,446,490 Net income per common share, basic $ 0.08 $ 0.07 $ 0.26 $ 0.28 Diluted Earnings: Net income $ 276 $ 241 $ 893 $ 976 Shares: Weighted average common shares outstanding 3,376,589 3,446,549 3,426,736 3,446,490 Add: Dilutive effect of stock options 110 288 433 336 Add: Dilutive effect of restricted stock 333 410 459 453 Weighted average common shares outstanding, as adjusted 3,377,032 3,447,247 3,427,628 3,447,279 Net income per common share, diluted $ 0.08 $ 0.07 $ 0.26 $ 0.28

Employee Stock Ownership Plan

Employee Stock Ownership Plan	9 Months Ended
	Sep. 30, 2018
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Employee Stock Ownership Plan	6. Employee Stock Ownership Plan In connection with the Conversion, the Bank established a leveraged ESOP for eligible employees of the Company and the Bank. The ESOP trust purchased 204,789 shares of Company common stock at the initial public offering price of $10.00 per share financed by a 20 year term loan with the Company. The loan is secured by shares purchased with the loan proceeds and will be repaid by the ESOP with funds from the Company's discretionary contributions to the ESOP and earnings on ESOP assets. The employer loan and the related interest income are not recognized in the consolidated financial statements as the debt is serviced by employer contributions. Dividends payable on allocated shares are charged to retained earnings and are satisfied by the allocation of cash dividends to participant accounts. Dividends payable on unallocated shares are not considered dividends for financial reporting purposes. Shares held by the ESOP trust are held in a suspense account and allocated to participant accounts as principal and interest payments are made by the ESOP to the Company. Payments of principal and interest are due annually on December 31st, the Company's fiscal year end. As shares are committed to be released for allocation to participant accounts from collateral, the Company reports compensation expense equal to the average fair value of shares committed to be released during the year with a corresponding credit to stockholders' equity and the shares become outstanding for earnings per share computations. The compensation expense is accrued throughout the year. Compensation expense recognized for the three months ended September 30, 2018 was $28,000. The ESOP trust held 204,789 unallocated shares of Company common stock at September 30, 2018 with a fair value of $2,652,000.

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2018
Fair Value Disclosures [Abstract]
Fair Value Measurements	7. Fair Value Measurements On January 1, 2018, the Company adopted ASU 2016-01, Financial Instruments - Overall (Subtopic 825-10), Recognition and Measurement of Financial Assets and Financial Liabilities FASB ASC Topic 820 , Fair Value Measurements, Level 1: Inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets. Level 2: Inputs to the valuation methodology include quoted market prices for similar assets or liabilities in active markets; quoted market prices for identical or similar assets or liabilities in markets that are not active; or inputs that are derived principally from or can be corroborated by observable market data by correlation or other means. Level 3: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Level 3 assets and liabilities include financial instruments whose value is determined using discounted cash flow methodologies, as well as instruments for which the determination of fair value requires significant management judgment or estimation. A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth on the following page. These valuation methodologies were applied to all of the Company's financial and nonfinancial assets carried at fair value or the lower of cost or fair value. The table below presents the balances of assets measured at fair value on a recurring and nonrecurring basis as of September 30, 2018 and December 31, 2017. The Company had no liabilities measured at fair value as of September 30, 2018 or December 31, 2017. Carrying Value Level 1 Level 2 Level 3 Total (In thousands) September 30, 2018: Assets Measured on a Recurring Basis Securities available for sale: Agency MBS $ - $ 11,429 $ - $ 11,429 Agency CMO - 9,279 - 9,279 Municipal obligations - 24,502 - 24,502 Total securities available for sale $ - $ 45,210 $ - $ 45,210 Assets Measured on a Nonrecurring Basis Impaired loans: One-to-four family residential $ - $ - $ 1,869 $ 1,869 Commercial real estate - - 787 787 Commercial business - - 440 440 Total impaired loans $ - $ - $ 3,096 $ 3,096 Foreclosed real estate: One-to-four family residential $ - $ - $ 102 $ 102 Real estate held for sale: $ - $ - $ 239 $ 239 December 31, 2017: Assets Measured on a Recurring Basis Securities available for sale: Agency MBS $ - $ 14,396 $ - $ 14,396 Agency CMO - 8,579 - 8,579 Federal agency - 999 - 999 Municipal obligations - 21,742 - 21,742 Total securities available for sale $ - $ 45,716 $ - $ 45,716 Assets Measured on a Nonrecurring Basis Impaired loans: One-to-four family residential $ - $ - $ 2,154 $ 2,154 Commercial real estate - - 991 991 Commercial business - - 467 467 Total impaired loans $ - $ - $ 3,612 $ 3,612 Foreclosed real estate: One-to-four family residential $ - $ - $ 138 $ 138 Commercial real estate - - 38 38 Total foreclosed real estate $ - $ - $ 176 $ 176 Real estate held for sale: $ - $ - $ 270 $ 270 Fair value is based upon quoted market prices, where available. If quoted market prices are not available, fair value is based on internally developed models or obtained from third parties that primarily use, as inputs, observable market-based parameters or a matrix pricing model that employs the Bond Market Association's standard calculations for cash flow and price/yield analysis and observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value, or the lower of cost or fair value. These adjustments may include unobservable parameters. Any such valuation adjustments have been applied consistently over time. The Company's valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company's valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Securities Available for Sale. Impaired Loans . Impaired loans are carried at the present value of estimated future cash flows using the loan's effective interest rate or the fair value of collateral less estimated costs to sell if the loan is collateral dependent. At September 30, 2018 and December 31, 2017, all impaired loans were considered to be collateral dependent for the purpose of determining fair value. Collateral may be real estate and/or business assets, including equipment, inventory and/or accounts receivable. The fair value of the collateral is generally determined based on real estate appraisals or other independent evaluations by qualified professionals, adjusted for estimated costs to sell the property, costs to complete or repair the property and other factors to reflect management's estimate of the fair value of the collateral given the current market conditions and the condition of the collateral. At September 30, 2018 and December 31, 2017, the significant unobservable inputs used in the fair value measurement of collateral dependent impaired loans included a discount from appraised value (including estimated costs to sell the collateral) of 10%. The Company recognized recapture of provision for loan losses of $10,000 and $31,000 for the three months ended September 30, 2018 and 2017, respectively, for impaired loans. The Company recognized recapture of provision for loan losses of $50,000 and $40,000 for the nine months ended September 30, 2018 and 2017, respectively, for impaired loans. Foreclosed Real Estate Foreclosed real estate is reported at fair value less estimated costs to dispose of the property. The fair values are determined by real estate appraisals which are then discounted to reflect management's estimate of the fair value of the property given current market conditions and the condition of the collateral. At September 30, 2018, the significant unobservable inputs used in the fair value measurement of foreclosed real estate included a discount from appraised value for estimates of changes in market conditions, the condition of the collateral and estimated costs to sell the property of 10%. At December 31, 2017, the significant unobservable inputs used in the fair value measurement of foreclosed real estate included a discount from appraised value (including estimated costs to sell the property) ranging from 8% to 15% with a weighted average discount from appraised value of 10%. The Company did not recognize any charges to write down foreclosed real estate to fair value during the three and nine months ended September 30, 2018 and 2017. Real Estate Held for Sale . At September 30, 2018 and December 31, 2017, the significant unobservable inputs used in the fair value measurement of real estate held for sale included a discount from appraised value (including estimated costs to sell the property) of 10%. The Company recognized charges to write down real estate held for sale of $32,000 during the three month and nine months ended September 30, 2018. The Company did not recognize any charges to write down real estate held for sale during the three-month period ended September 30, 2017. The Company recognized charges to write down real estate held for sale of $33,000 for the nine months ended September 30, 2017. There have been no changes in the valuation techniques and related inputs used for assets measured at fair value on a recurring and nonrecurring basis during the nine months ended September 30, 2018 and 2017. There were no transfers into or out of the Company's Level 3 financial assets for the three and nine months ended September 30, 2018 and 2017. In addition, there were no transfers into or out of Levels 1 and 2 of the fair value hierarchy during the nine months ended September 30, 2018 and 2017. GAAP requires disclosure of the fair value of financial assets and financial liabilities, whether or not recognized in the balance sheet. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instruments. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company. The estimated fair values of the Company's financial instruments are as follows: Fair Value Measurements Using Carrying (In thousands) Value Level 1 Level 2 Level 3 September 30, 2018: Financial assets: Cash and cash equivalents $ 19,144 $ 19,144 $ - $ - Securities available for sale 45,210 - 45,210 - Securities held to maturity 105 - 107 - Loans, net 126,488 - - 124,607 FHLB stock 778 N/A N/A N/A Accrued interest receivable 699 - 699 - Financial liabilities: Deposits 151,180 - - 149,684 December 31, 2017: Financial assets: Cash and cash equivalents $ 7,464 $ 7,464 $ - $ - Securities available for sale 45,716 - 45,716 - Securities held to maturity 163 - 167 - Loans, net 114,896 - - 114,018 FHLB stock 778 N/A N/A N/A Accrued interest receivable 662 - 662 - Financial liabilities: Deposits 151,893 - - 150,943

Recent Accounting Pronouncement

Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2018
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Recent Accounting Pronouncements	8. Recent Accounting Pronouncements The following are summaries of recently issued or adopted accounting pronouncements that impact the accounting and reporting practices of the Company: In May 2014, the FASB issued Accounting Standards Update ("ASU") No. 2014-09, Revenue from Contracts with Customers (Topic 606). In January 2016, FASB issued ASU No. 2016-01, Financial Instruments – Overall (Subtopic 825-10), Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, FASB issued ASU No. 2016-02, Leases (Topic 842) Leases (Topic 842), Targeted Improvements. In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments – Credit Losses (Topic 326) . The update replaces the incurred loss methodology for recognizing credit losses under current GAAP with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information to inform credit loss estimates. Under the new guidance, an entity will measure all expected credit losses for financial instruments held at the reporting date based on historical experience, current conditions and and supportable forecasts. The expected loss model will apply to loans and leases, unfunded lending commitments, held-to-maturity debt securities and other debt instruments measured at amortized cost. The impairment model for available-for-sale debt securities will require the recognition of credit losses through a valuation allowance when fair value is less than amortized cost, regardless of whether the impairment is considered to be other-than-temporary. For public business entities that are SEC filers, the amendments in the update are effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. For nonpublic business entities, the amendments in the update are effective for fiscal years beginning after December 15, 2020, and interim periods within fiscal years beginning after December 15, 2021. Early adoption is permitted as of fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Once adopted, the expects its allowance for loan losses to increase through a one-time adjustment to retained earnings, however, until its evaluation is complete, the magnitude of the increase will be unknown. In August 2016, the FASB issued ASU No. 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Receipts and Cash Payments . This ASU is intended to address the appropriate classification of eight specific cash flow issues on the cash flow statement. Debt prepayment costs should be classified as an outflow for financing activities. Settlement of zero-coupon debt instruments divides the interest portion as an outflow for operating activities and the principal portion as an outflow for financing activities. Contingent consideration payments made after a business combination should be classified as outflows for financing and operating activities. Proceeds from the settlement of bank-owned life insurance policies should be classified as inflows from investing activities. Other specific areas are identified in the ASU as to the appropriate classification of the cash inflows or outflows. For public entities the amendments in this ASU are effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. For nonpublic business entities the amendments in this ASU are effective for fiscal years beginning after December 15, 2018, and interim periods within fiscal years beginning after December 15, 2019. Early adoption is permitted and must be applied using retrospective transition method to each period presented. Adoption of the ASU is not expected to have a material impact on the 's consolidated financial statements. In March 2017, the FASB issued ASU No. 2017-08, Receivables – Nonrefundable Fees and Other Costs (Subtopic 310-20): Premium Amortization on Purchased Callable Debt Securities . The ASU shortens the amortization period for certain callable debt securities held at a premium. The standard will take effect for SEC filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. The adoption of the ASU is not expected to have a material impact on the 's consolidated financial statements. In May 2017, the FASB issued ASU No. 2017-09, Compensation – Stock Compensation (Topic 718): Scope of Modification Accounting In February 2018, the FASB issued ASU No. 2018-02, Income Statement – Reporting Comprehensive Income (Topic 220) – Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income The Company adopted the amendments in this ASU as of December 31, 2017. The adoption resulted in a one-time reclassification of the effect of remeasuring deferred tax assets and liabilities related to items, primarily unrealized gains and losses on investments within AOCI to retained earnings resulting from the change in the U.S. corporate income tax rate. This reclassification resulted in a decrease to AOCI and an increase to retained earnings in the amount of $8,000 for the year ended December 31, 2017, with no net impact to total stockholders' equity. In March 2018, FASB issued ASU No. 2018-05, Income Taxes (Topic 740) In June 2018, the FASB issued ASU No. 2018-07, Compensation - Stock Compensation (Topic 718): Improvements to Nonemployee Share-Based Payment Accounting For public entities the amendments in this ASU are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. For nonpublic business entities the amendments in this ASU are effective for fiscal years beginning after December 15, 2019, and interim periods within fiscal years beginning after December 15, 2020. In August 2018, the FASB issued ASU No. 2018-13, Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement

Accounting Policies (Policies)

Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2018
Accounting Policies [Abstract]
Presentation of Interim Information	Presentation of Interim Information Mid-Southern Bancorp, Inc., (the "Company") was incorporated in January 2018 and became the holding company for Mid-Southern Savings Bank, FSB (the "Bank"), on July 11, 2018, upon the completion of the Bank's conversion from the mutual holding company ownership structure and the Company's related public stock offering. Please see Note 2 – Conversion and Stock Issuance for more information. Accordingly, the reported results and financial information for periods ending prior to September 30, 2018 relate solely to the Bank and its wholly-owned subsidiary, Mid-Southern Investments, Inc. The third quarter results are the first quarter reflecting consolidated Company financial information. In the opinion of management, the unaudited consolidated financial statements include all adjustments considered necessary to present fairly the financial position as of September 30, 2018, and the results of operations for the three months and nine months ended September 30, 2018 and 2017 and the cash flows for the nine months ended September 30, 2018 and 2017. All of these adjustments are of a normal, recurring nature. Such adjustments are the only adjustments included in the unaudited consolidated financial statements. Interim results are not necessarily indicative of results for a full year or any other period. The accompanying unaudited consolidated financial statements and notes have been prepared in accordance with U.S. generally accepted accounting principles ("GAAP") for interim financial statements and are presented as permitted by the instructions to Form 10-Q. Accordingly, they do not contain certain information included in the Bank's annual audited consolidated financial statements and related footnotes for the year ended December 31, 2017 included in the Company's prospectus dated May 14, 2018 and filed with the Securities and Exchange Commission (the "SEC") on May 24, 2018. The unaudited consolidated financial statements include the accounts of the Company and its subsidiary. All material intercompany balances and transactions have been eliminated in consolidation. Certain prior period amounts have been reclassified to conform with the current period presentation. The reclassifications had no effect on net income or stockholders' equity. As an "emerging growth company," as defined in Title 1 of Jumpstart Our Business Startups ("JOBS") Act, the Company has elected to use the extended transition period to delay adoption of new or reissued accounting pronouncements applicable to public companies until such pronouncements are made applicable to private companies. Accordingly, the consolidated financial statements may not be comparable to the financial statements of public companies that comply with such new or revised accounting standards. As of September 30, 2018, the Company does not believe there is a significant difference in the comparability of the financial statements as a result of this extended transition period, however, the Company's assessment of its revenue recognition policies under FASB topic 606 is not yet complete.
Recent Accounting Pronouncements	Recent Accounting Pronouncements The following are summaries of recently issued or adopted accounting pronouncements that impact the accounting and reporting practices of the Company: In May 2014, the FASB issued Accounting Standards Update ("ASU") No. 2014-09, Revenue from Contracts with Customers (Topic 606). In January 2016, FASB issued ASU No. 2016-01, Financial Instruments – Overall (Subtopic 825-10), Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, FASB issued ASU No. 2016-02, Leases (Topic 842) Leases (Topic 842), Targeted Improvements. In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments – Credit Losses (Topic 326) . The update replaces the incurred loss methodology for recognizing credit losses under current GAAP with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information to inform credit loss estimates. Under the new guidance, an entity will measure all expected credit losses for financial instruments held at the reporting date based on historical experience, current conditions and and supportable forecasts. The expected loss model will apply to loans and leases, unfunded lending commitments, held-to-maturity debt securities and other debt instruments measured at amortized cost. The impairment model for available-for-sale debt securities will require the recognition of credit losses through a valuation allowance when fair value is less than amortized cost, regardless of whether the impairment is considered to be other-than-temporary. For public business entities that are SEC filers, the amendments in the update are effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. For nonpublic business entities, the amendments in the update are effective for fiscal years beginning after December 15, 2020, and interim periods within fiscal years beginning after December 15, 2021. Early adoption is permitted as of fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Once adopted, the expects its allowance for loan losses to increase through a one-time adjustment to retained earnings, however, until its evaluation is complete, the magnitude of the increase will be unknown. In August 2016, the FASB issued ASU No. 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Receipts and Cash Payments . This ASU is intended to address the appropriate classification of eight specific cash flow issues on the cash flow statement. Debt prepayment costs should be classified as an outflow for financing activities. Settlement of zero-coupon debt instruments divides the interest portion as an outflow for operating activities and the principal portion as an outflow for financing activities. Contingent consideration payments made after a business combination should be classified as outflows for financing and operating activities. Proceeds from the settlement of bank-owned life insurance policies should be classified as inflows from investing activities. Other specific areas are identified in the ASU as to the appropriate classification of the cash inflows or outflows. For public entities the amendments in this ASU are effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. For nonpublic business entities the amendments in this ASU are effective for fiscal years beginning after December 15, 2018, and interim periods within fiscal years beginning after December 15, 2019. Early adoption is permitted and must be applied using retrospective transition method to each period presented. Adoption of the ASU is not expected to have a material impact on the 's consolidated financial statements. In March 2017, the FASB issued ASU No. 2017-08, Receivables – Nonrefundable Fees and Other Costs (Subtopic 310-20): Premium Amortization on Purchased Callable Debt Securities . The ASU shortens the amortization period for certain callable debt securities held at a premium. The standard will take effect for SEC filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. The adoption of the ASU is not expected to have a material impact on the 's consolidated financial statements. In May 2017, the FASB issued ASU No. 2017-09, Compensation – Stock Compensation (Topic 718): Scope of Modification Accounting In February 2018, the FASB issued ASU No. 2018-02, Income Statement – Reporting Comprehensive Income (Topic 220) – Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income The Company adopted the amendments in this ASU as of December 31, 2017. The adoption resulted in a one-time reclassification of the effect of remeasuring deferred tax assets and liabilities related to items, primarily unrealized gains and losses on investments within AOCI to retained earnings resulting from the change in the U.S. corporate income tax rate. This reclassification resulted in a decrease to AOCI and an increase to retained earnings in the amount of $8,000 for the year ended December 31, 2017, with no net impact to total stockholders' equity. In March 2018, FASB issued ASU No. 2018-05, Income Taxes (Topic 740) In June 2018, the FASB issued ASU No. 2018-07, Compensation - Stock Compensation (Topic 718): Improvements to Nonemployee Share-Based Payment Accounting For public entities the amendments in this ASU are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. For nonpublic business entities the amendments in this ASU are effective for fiscal years beginning after December 15, 2019, and interim periods within fiscal years beginning after December 15, 2020. In August 2018, the FASB issued ASU No. 2018-13, Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2018
Investments, Debt and Equity Securities [Abstract]
Schedule of fair values of debt securities available-for-sale or held-to-maturity	Gross Gross (In thousands) Amortized Unrealized Unrealized Fair September 30, 2018: Cost Gains Losses Value Securities available for sale: Agency MBS $ 11,863 $ - $ 434 $ 11,429 Agency CMO 9,476 - 197 9,279 21,339 - 631 20,708 Other debt securities: Municipal obligations 24,997 86 581 24,502 Total securities available for sale $ 46,336 $ 86 $ 1,212 $ 45,210 Securities held to maturity: Agency MBS $ 60 $ 2 $ - $ 62 Municipal obligations 45 - - 45 Total securities held to maturity $ 105 $ 2 $ - $ 107 December 31, 2017: Securities available for sale: Agency MBS $ 14,604 $ - $ 208 $ 14,396 Agency CMO 8,700 - 121 8,579 23,304 - 329 22,975 Other debt securities: Federal agency 1,000 - 1 999 Municipal obligations 21,474 343 75 21,742 Total securities available for sale $ 45,778 $ 343 $ 405 $ 45,716 Securities held to maturity: Agency MBS $ 78 $ 2 $ - $ 80 Municipal obligations 85 2 - 87 Total securities held to maturity $ 163 $ 4 $ - $ 167
Schedule of maturities of debt securities	Available for Sale Held to Maturity Amortized Fair Amortized Fair (In thousands) Cost Value Cost Value Due in one year or less $ 386 $ 388 $ - $ - Due after one year through five years 850 874 45 45 Due after five years through ten years 6,095 5,945 - - Due after ten years 17,666 17,295 - - 24,997 24,502 45 45 MBS and CMO 21,339 20,708 60 62 $ 46,336 $ 45,210 $ 105 $ 107
Schedule of fair value and related unrealized losses of temporarily impaired investment securities, aggregated by investment category	Number of Gross (Dollars in thousands) Investment Fair Unrealized September 30, 2018: Positions Value Losses Securities available for sale: Continuous loss position less than 12 months: Agency MBS 1 $ 991 $ 9 Agency CMO 2 2,445 11 Municipal obligations 32 14,544 398 Total less than 12 months 35 17,980 418 Continuous loss position more than 12 months: Agency MBS 12 10,437 425 Agency CMO 5 4,811 187 Municipal obligations 5 3,267 182 Total more than 12 months 22 18,515 794 Total securities available for sale 57 $ 36,495 $ 1,212 Number of Gross (Dollars in thousands) Investment Fair Unrealized December 31, 2017: Positions Value Losses Securities available for sale: Continuous loss position less than 12 months: Federal agency 1 $ 999 $ 1 Agency MBS 3 2,543 13 Agency CMO 4 4,777 12 Municipal obligations 4 2,539 13 Total less than 12 months 12 10,858 39 Continuous loss position more than 12 months: Agency MBS 12 11,848 195 Agency CMO 3 3,802 109 Municipal obligations 3 1,949 62 Total more than 12 months 18 17,599 366 Total securities available for sale 30 $ 28,457 $ 405

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2018
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Schedule of loans	September 30, December 31, (In thousands) 2018 2017 Real estate mortgage loans: One-to-four family residential $ 81,101 $ 79,899 Multi-family residential 6,937 6,352 Residential construction - 108 Commercial real estate 26,593 22,315 Commercial real estate construction 6,392 2,061 Commercial business loans 4,874 3,875 Consumer loans 2,322 1,978 Total loans 128,219 116,588 Deferred loan origination fees and costs, net 32 31 Allowance for loan losses (1,763 ) (1,723 ) Loans, net $ 126,488 $ 114,896
Schedule of components of Company's recorded investment in loans	The following table provides the components of the Company's recorded investment in loans at September 30, 2018: One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 81,101 $ 6,937 $ 6,392 $ 26,593 $ 4,874 $ 2,322 $ 128,219 Accrued interest receivable 297 17 10 91 19 8 442 Net deferred loan fees/costs 16 (8 ) (32 ) (4 ) 10 50 32 Recorded investment in loans $ 81,414 $ 6,946 $ 6,370 $ 26,680 $ 4,903 $ 2,380 $ 128,693 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 2,680 $ - $ - $ 927 $ 485 $ - $ 4,092 Collectively evaluated for impairment 78,734 6,946 6,370 25,753 4,418 2,380 124,601 Ending balance $ 81,414 $ 6,946 $ 6,370 $ 26,680 $ 4,903 $ 2,380 $ 128,693 One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 79,899 $ 6,352 $ 2,169 $ 22,315 $ 3,875 $ 1,978 $ 116,588 Accrued interest receivable 301 15 6 81 13 5 421 Net deferred loan fees/costs - (8 ) (6 ) (5 ) 7 43 31 Recorded investment in loans $ 80,200 $ 6,359 $ 2,169 $ 22,391 $ 3,895 $ 2,026 $ 117,040 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 4,416 $ - $ - $ 1,628 $ 524 $ - $ 6,568 Collectively evaluated for impairment 75,784 6,359 2,169 20,763 3,371 2,026 110,472 Ending balance $ 80,200 $ 6,359 $ 2,169 $ 22,391 $ 3,895 $ 2,026 $ 117,040
Schedule of analysis of an allowance for loan losses	An analysis of the allowance for loan losses as of September 30, 2018 is as follows: One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 34 $ - $ - $ 22 $ 45 $ - $ 101 Collectively evaluated for impairment 1,077 196 57 249 10 73 1,662 Ending balance $ 1,111 $ 196 $ 57 $ 271 $ 55 $ 73 $ 1,763 An analysis of the allowance for loan losses as of December 31, 2017 is as follows: One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 56 $ - $ - $ 28 $ 58 $ - $ 142 Collectively evaluated for impairment 1,014 220 20 241 53 33 1,581 Ending balance $ 1,070 $ 220 $ 20 $ 269 $ 111 $ 33 $ 1,723 An analysis of the changes in the allowance for loan losses for the three months ended September 30, 2018 is as follows: One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total Allowance for Loan Losses: (In thousands) Beginning balance $ 1,085 $ 203 $ 67 $ 237 $ 91 $ 32 $ 1,715 Provisions (19 ) (7 ) (10 ) 33 (36 ) 39 - Charge-offs (19 ) - - - - (3 ) (22 ) Recoveries 64 - - 1 - 5 70 Ending balance $ 1,111 $ 196 $ 57 $ 271 $ 55 $ 73 $ 1,763 An analysis of the changes in the allowance for loan losses for the nine months ended September 30, 2018 is as follows: One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total Allowance for Loan Losses: (In thousands) Beginning balance $ 1,070 $ 220 $ 20 $ 269 $ 111 $ 33 $ 1,723 Provisions 4 (24 ) 37 - (56 ) 39 - Charge-offs (119 ) - - - - (12 ) (131 ) Recoveries 156 - - 2 - 13 171 Ending balance $ 1,111 $ 196 $ 57 $ 271 $ 55 $ 73 $ 1,763 An analysis of the changes in the allowance for loan losses for the three months ended September 30, 2017 is as follows: One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total Allowance for Loan Losses: (In thousands) Beginning balance $ 1,359 $ 303 $ - $ 317 $ 128 $ 47 $ 2,154 Provisions 42 (45 ) 19 (11 ) (10 ) 5 - Charge-offs - - - - - (3 ) (3 ) Recoveries 2 - - - - 3 5 Ending balance $ 1,403 $ 258 $ 19 $ 306 $ 118 $ 52 $ 2,156 An analysis of the changes in the allowance for loan losses for the nine months ended September 30, 2017 is as follows: One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total Allowance for Loan Losses: (In thousands) Beginning balance $ 1,571 $ 338 $ 9 $ 404 $ 134 $ 47 $ 2,503 Provisions (123 ) (80 ) 10 (98 ) (16 ) 7 (300 ) Charge-offs (51 ) - - - - (13 ) (64 ) Recoveries 6 - - - - 11 17 Ending balance $ 1,403 $ 258 $ 19 $ 306 $ 118 $ 52 $ 2,156
Schedule of impaired loans	At September 30, 2018 Three Months Ended September 30, 2018 Nine Months Ended September 30, 2018 Unpaid Average Interest Average Interest Recorded Principal Related Recorded Income Recorded Income Investment Balance Allowance Investment Recognized Investment Recognized (In thousands) Loans with no related allowance recorded: One-to-four family residential $ 1,221 $ 1,609 $ - $ 1,242 $ 3 $ 1,469 $ 8 Multi-family residential - - - - - - - Construction - - - - - - - Commercial real estate 443 445 - 473 1 605 6 Commercial business 55 54 - 60 1 35 1 Consumer - - - - - - - $ 1,719 $ 2,108 $ - $ 1,775 $ 5 $ 2,109 $ 15 Loans with an allowance recorded: One-to-four family residential $ 682 $ 714 $ 34 $ 721 $ 8 $ 706 $ 24 Multi-family residential - - - - - - - Construction - - - - - - - Commercial real estate 366 364 22 369 5 368 16 Commercial business 430 485 45 435 6 487 21 Consumer - - - - - - - $ 1,478 $ 1,563 $ 101 $ 1,525 $ 19 $ 1,561 $ 61 Total: One-to-four family residential $ 1,903 $ 2,323 $ 34 $ 1,963 $ 11 $ 2,175 $ 32 Multi-family residential - - - - - - - Construction - - - - - - - Commercial real estate 809 809 22 842 6 973 22 Commercial business 485 539 45 495 7 522 22 Consumer - - - - - - - $ 3,197 $ 3,671 $ 101 $ 3,300 $ 24 $ 3,670 $ 76 Three Months Ended September 30, 2017 Nine Months Ended September 30, 2017 Average Interest Average Interest Recorded Income Recorded Income Investment Recognized Investment Recognized Loans with no related allowance recorded: (In thousands) One-to-four family residential $ 1,777 $ 2 $ 1,776 $ 7 Multi-family residential - - - - Construction - - - - Commercial real estate 851 2 841 10 Commercial business 7 - 13 - Consumer 15 - 23 - $ 2,650 $ 4 $ 2,653 $ 17 Loans with an allowance recorded: One-to-four family residential $ 685 $ 8 $ 800 $ 24 Multi-family residential - - - - Construction - - - - Commercial real estate 358 5 449 16 Commercial business 594 7 589 23 Consumer 6 - 3 - $ 1,643 $ 20 $ 1,841 $ 63 Total: One-to-four family residential $ 2,462 $ 10 $ 2,576 $ 31 Multi-family residential - - - - Construction - - - - Commercial real estate 1,209 7 1,290 26 Commercial business 601 7 602 23 Consumer 21 - 26 - $ 4,293 $ 24 $ 4,494 $ 80 The following table summarizes the Company's impaired loans as of December 31, 2017: Unpaid Recorded Principal Related Investment Balance Allowance (In thousands) Loans with no related allowance recorded: One-to-four family residential $ 1,492 $ 1,980 $ - Multi-family residential - - - Construction - - - Commercial real estate 684 761 - Commercial business 11 10 - Consumer - - - $ 2,187 $ 2,751 $ - Loans with an allowance recorded: One-to-four family residential $ 718 $ 766 $ 56 Multi-family residential - - - Construction - - - Commercial real estate 335 348 28 Commercial business 514 573 58 Consumer - - - $ 1,567 $ 1,687 $ 142 Total: One-to-four family residential $ 2,210 $ 2,746 $ 56 Multi-family residential - - - Construction - - - Commercial real estate 1,019 1,109 28 Commercial business 525 583 58 Consumer - - - $ 3,754 $ 4,438 $ 142
Schedule of recorded investment in nonperforming loans	At September 30, 2018 At December 31, 2017 Loans 90+ Loans 90+ Days Total Days Total Nonaccrual Past Due Nonperforming Nonaccrual Past Due Nonperforming Loans Still Accruing Loans Loans Still Accruing Loans (In thousands) One-to-four family residential $ 985 $ - $ 985 $ 1,333 $ - $ 1,333 Multi-family residential - - - - - - Construction - - - - - - Commercial real estate 360 - 360 535 - 535 Commercial business 4 - 4 10 - 10 Consumer - - - - - - Total $ 1,349 $ - $ 1,349 $ 1,878 $ - $ 1,878
Schedule of aging of the recorded investment in past due loans	At September 30, 2018 At December 31, 2017 Loans 90+ Loans 90+ Days Total Days Total Nonaccrual Past Due Nonperforming Nonaccrual Past Due Nonperforming Loans Still Accruing Loans Loans Still Accruing Loans (In thousands) One-to-four family residential $ 985 $ - $ 985 $ 1,333 $ - $ 1,333 Multi-family residential - - - - - - Construction - - - - - - Commercial real estate 360 - 360 535 - 535 Commercial business 4 - 4 10 - 10 Consumer - - - - - - Total $ 1,349 $ - $ 1,349 $ 1,878 $ - $ 1,878 The following table presents the aging of the recorded investment in loans at September 30, 2018: Over 90 30-59 Days 60-89 Days Days Total Total Past Due Past Due Past Due Past Due Current Loans (In thousands) One-to-four family residential $ 2,123 $ 658 $ 282 $ 3,063 $ 78,351 $ 81,414 Multi-family residential - - - - 6,946 6,946 Construction - - - - 6,370 6,370 Commercial real estate 207 39 - 246 26,434 26,680 Commercial business - - - - 4,903 4,903 Consumer 12 - - 12 2,368 2,380 Total $ 2,342 $ 697 $ 282 $ 3,321 $ 125,372 $ 128,693 The following table presents the aging of the recorded investment in loans at December 31, 2017: Over 90 30-59 Days 60-89 Days Days Total Total Past Due Past Due Past Due Past Due Current Loans (In thousands) One-to-four family residential $ 1,599 $ 1,276 $ 512 $ 3,387 $ 76,813 $ 80,200 Multi-family residential - - - - 6,359 6,359 Construction - - - - 2,169 2,169 Commercial real estate 88 189 97 374 22,017 22,391 Commercial business 5 - - 5 3,890 3,895 Consumer - - - - 2,026 2,026 Total $ 1,692 $ 1,465 $ 609 $ 3,766 $ 113,274 $ 117,040
Schedule of risk category of loans by recorded investment	One-to-Four Family Residential Multi-Family Residential Construction Commercial Real Estate Commercial Business Consumer Total September 30, 2018 (In thousands) Pass $ 79,293 $ 6,946 $ 6,370 $ 25,909 $ 4,418 $ 2,380 $ 125,316 Special mention - - - - - - - Substandard 2,121 - - 771 485 - 3,377 Doubtful - - - - - - - Loss - - - - - - - Total $ 81,414 $ 6,946 $ 6,370 $ 26,680 $ 4,903 $ 2,380 $ 128,693 December 31, 2017 Pass $ 77,205 $ 6,359 $ 2,169 $ 21,049 $ 3,371 $ 2,026 $ 112,179 Special mention - - - 50 - - 50 Substandard 2,995 - - 1,292 524 - 4,811 Doubtful - - - - - - - Loss - - - - - - - Total $ 80,200 $ 6,359 $ 2,169 $ 22,391 $ 3,895 $ 2,026 $ 117,040
Schedule of TDRs by accrual status	September 30, 2018 December 31, 2017 Related Related Allowance for Allowance for Accruing Nonaccrual Total Loan Losses Accruing Nonaccrual Total Loan Losses (In thousands) One-to-four family residential $ 918 $ - $ 918 $ 34 $ 877 $ - $ 877 $ 56 Commercial real estate 449 159 608 22 484 209 693 28 Commercial business 481 4 485 45 514 11 525 58 Total $ 1,848 $ 163 $ 2,011 $ 101 $ 1,875 $ 220 $ 2,095 $ 142
Schedule of troubled debt restructurings	Three months ended September 30, 2018 Nine months ended September 30, 2018 Pre-Modification Post-Modification Pre-Modification Post-Modification Number of Outstanding Outstanding Number of Outstanding Outstanding Contracts Balance Balance Contracts Balance Balance (Dollars in thousands) (Dollars in thousands) One-to-Four Family Residential 1 $ 159 $ 159 3 $ 213 $ 241 Total 1 $ 159 $ 159 3 $ 213 $ 241

Supplemental Disclosure for E_2

Supplemental Disclosure for Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2018
Earnings Per Share [Abstract]
Schedule of supplemental disclosure for earnings per share	Three Months Ended Nine Months Ended September 30, September 30, 2018 2017 2018 2017 Basic (Dollars in thousands, exept per share data) Earnings: Net income $ 276 $ 241 $ 893 $ 976 Shares: Weighted average common shares outstanding 3,376,589 3,446,549 3,426,736 3,446,490 Net income per common share, basic $ 0.08 $ 0.07 $ 0.26 $ 0.28 Diluted Earnings: Net income $ 276 $ 241 $ 893 $ 976 Shares: Weighted average common shares outstanding 3,376,589 3,446,549 3,426,736 3,446,490 Add: Dilutive effect of stock options 110 288 433 336 Add: Dilutive effect of restricted stock 333 410 459 453 Weighted average common shares outstanding, as adjusted 3,377,032 3,447,247 3,427,628 3,447,279 Net income per common share, diluted $ 0.08 $ 0.07 $ 0.26 $ 0.28

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2018
Fair Value Disclosures [Abstract]
Schedule of assets measured at fair value on a recurring and nonrecurring basis	Carrying Value Level 1 Level 2 Level 3 Total (In thousands) September 30, 2018: Assets Measured on a Recurring Basis Securities available for sale: Agency MBS $ - $ 11,429 $ - $ 11,429 Agency CMO - 9,279 - 9,279 Municipal obligations - 24,502 - 24,502 Total securities available for sale $ - $ 45,210 $ - $ 45,210 Assets Measured on a Nonrecurring Basis Impaired loans: One-to-four family residential $ - $ - $ 1,869 $ 1,869 Commercial real estate - - 787 787 Commercial business - - 440 440 Total impaired loans $ - $ - $ 3,096 $ 3,096 Foreclosed real estate: One-to-four family residential $ - $ - $ 102 $ 102 Real estate held for sale: $ - $ - $ 239 $ 239 December 31, 2017: Assets Measured on a Recurring Basis Securities available for sale: Agency MBS $ - $ 14,396 $ - $ 14,396 Agency CMO - 8,579 - 8,579 Federal agency - 999 - 999 Municipal obligations - 21,742 - 21,742 Total securities available for sale $ - $ 45,716 $ - $ 45,716 Assets Measured on a Nonrecurring Basis Impaired loans: One-to-four family residential $ - $ - $ 2,154 $ 2,154 Commercial real estate - - 991 991 Commercial business - - 467 467 Total impaired loans $ - $ - $ 3,612 $ 3,612 Foreclosed real estate: One-to-four family residential $ - $ - $ 138 $ 138 Commercial real estate - - 38 38 Total foreclosed real estate $ - $ - $ 176 $ 176 Real estate held for sale: $ - $ - $ 270 $ 270
Schedule of estimated fair values of financial instruments	Fair Value Measurements Using Carrying (In thousands) Value Level 1 Level 2 Level 3 September 30, 2018: Financial assets: Cash and cash equivalents $ 19,144 $ 19,144 $ - $ - Securities available for sale 45,210 - 45,210 - Securities held to maturity 105 - 107 - Loans, net 126,488 - - 124,607 FHLB stock 778 N/A N/A N/A Accrued interest receivable 699 - 699 - Financial liabilities: Deposits 151,180 - - 149,684 December 31, 2017: Financial assets: Cash and cash equivalents $ 7,464 $ 7,464 $ - $ - Securities available for sale 45,716 - 45,716 - Securities held to maturity 163 - 167 - Loans, net 114,896 - - 114,018 FHLB stock 778 N/A N/A N/A Accrued interest receivable 662 - 662 - Financial liabilities: Deposits 151,893 - - 150,943

Conversion and Stock Issuance (

Conversion and Stock Issuance (Detail Textuals) - Mid-Southern, MHC's plan of conversion from mutual to stock form of ownership - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2018	Dec. 31, 2017
Conversion And Stock Issuance [Line Items]
Plan of conversion from mutual to stock form of ownership, number of shares issued	2,559,871
Deferred conversion costs		$ 143,000
Expenses related to stock offering	$ 1,200,000
Amount of net proceeds in plan of conversion	24,400,000
Contribution to Bank in plan of conversion	$ 10,200,000
Number of shares exchanged to public stockholders	2.3462
Number of shares outstanding	3,570,750
Employee stock ownership plan ("ESOP")
Conversion And Stock Issuance [Line Items]
Plan of conversion from mutual to stock form of ownership, number of shares issued	204,789
Purchase price per share for shares issued in plan of conversion	$ 10
Proceeds to fund ESOP	$ 2,000,000

Investment Securities (Details)

Investment Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Securities available for sale:
Amortized Cost	$ 46,336	$ 45,778
Gross Unrealized Gains	86	343
Gross Unrealized Losses	1,212	405
Fair Value	45,210	45,716
Agency MBS
Securities available for sale:
Amortized Cost	11,863	14,604
Gross Unrealized Gains	0	0
Gross Unrealized Losses	434	208
Fair Value	11,429	14,396
Agency CMO
Securities available for sale:
Amortized Cost	9,476	8,700
Gross Unrealized Gains	0	0
Gross Unrealized Losses	197	121
Fair Value	9,279	8,579
Mortgage back securities
Securities available for sale:
Amortized Cost	21,339	23,304
Gross Unrealized Gains	0	0
Gross Unrealized Losses	631	329
Fair Value	20,708	22,975
Federal agency
Securities available for sale:
Amortized Cost		1,000
Gross Unrealized Gains		0
Gross Unrealized Losses		1
Fair Value		999
Municipal obligations
Securities available for sale:
Amortized Cost	24,997	21,474
Gross Unrealized Gains	86	343
Gross Unrealized Losses	581	75
Fair Value	$ 24,502	$ 21,742

Investment Securities (Details

Investment Securities (Details 1) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Securities held to maturity:
Amortized Cost	$ 105	$ 163
Gross Unrealized Gains	2	4
Gross Unrealized Losses	0	0
Fair Value	107	167
Agency MBS
Securities held to maturity:
Amortized Cost	60	78
Gross Unrealized Gains	2	2
Gross Unrealized Losses	0	0
Fair Value	62	80
Municipal obligations
Securities held to maturity:
Amortized Cost	45	85
Gross Unrealized Gains	0	2
Gross Unrealized Losses	0	0
Fair Value	$ 45	$ 87

Investment Securities (Detail_2

Investment Securities (Details 2) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Available for Sale Amortized Cost
Amortized Cost	$ 46,336	$ 45,778
Available for Sale Fair Value
Fair Value	45,210	45,716
MBS and CMO
Available for Sale Amortized Cost
Amortized Cost	21,339	23,304
Available for Sale Fair Value
Fair Value	20,708	22,975
Municipal obligations
Available for Sale Amortized Cost
Due in one year or less, Amortized Cost	386
Due after one year through five years, Amortized Cost	850
Due after five years through ten years, Amortized Cost	6,095
Due after ten years, Amortized Cost	17,666
Amortized Cost	24,997	21,474
Available for Sale Fair Value
Due in one year or less, Fair Value	388
Due after one year through five years, Fair Value	874
Due after five years through ten years, Fair Value	5,945
Due after ten years, Fair Value	17,295
Fair Value	$ 24,502	$ 21,742

Investment Securities (Detail_3

Investment Securities (Details 3) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Held to Maturity, Amortized Cost
Amortized Cost	$ 105	$ 163
Held to Maturity, Fair Value
Fair Value	107	167
Municipal obligations
Held to Maturity, Amortized Cost
Due in one year or less, Amortized Cost	0
Due after one year through five years, Amortized Cost	45
Due after five years through ten years, Amortized Cost	0
Due after ten years, Amortized Cost	0
Amortized Cost	45	85
Held to Maturity, Fair Value
Due in one year or less, Fair Value	0
Due after one year through five years, Fair Value	45
Due after five years through ten years, Fair Value	0
Due after ten years, Fair Value	0
Fair Value	45	$ 87
MBS and CMO
Held to Maturity, Amortized Cost
Amortized Cost	60
Held to Maturity, Fair Value
Fair Value	$ 62

Investment Securities (Detail_4

Investment Securities (Details 4) $ in Thousands	Sep. 30, 2018USD ($)Position	Dec. 31, 2017USD ($)Position
Securities available for sale:
Continuous loss position less than 12 months: Number of Investment Positions | Position	35	12
Continuous loss position less than 12 months: Fair Value	$ 17,980	$ 10,858
Continuous loss position less than 12 months: Gross Unrealized Losses	$ 418	$ 39
Continuous loss position more than 12 months: Number of Investment Positions | Position	22	18
Continuous loss position more than 12 months: Fair Value	$ 18,515	$ 17,599
Continuous loss position more than 12 months: Gross Unrealized Losses	$ 794	$ 366
Total securities available for sale: Number of Positions | Position	57	30
Total securities available for sale: Fair Value	$ 36,495	$ 28,457
Total securities available for sale: Gross Unrealized Losses	$ 1,212	$ 405
Federal agency
Securities available for sale:
Continuous loss position less than 12 months: Number of Investment Positions | Position		1
Continuous loss position less than 12 months: Fair Value		$ 999
Continuous loss position less than 12 months: Gross Unrealized Losses		$ 1
Agency MBS
Securities available for sale:
Continuous loss position less than 12 months: Number of Investment Positions | Position	1	3
Continuous loss position less than 12 months: Fair Value	$ 991	$ 2,543
Continuous loss position less than 12 months: Gross Unrealized Losses	$ 9	$ 13
Continuous loss position more than 12 months: Number of Investment Positions | Position	12	12
Continuous loss position more than 12 months: Fair Value	$ 10,437	$ 11,848
Continuous loss position more than 12 months: Gross Unrealized Losses	$ 425	$ 195
Agency CMO
Securities available for sale:
Continuous loss position less than 12 months: Number of Investment Positions | Position	2	4
Continuous loss position less than 12 months: Fair Value	$ 2,445	$ 4,777
Continuous loss position less than 12 months: Gross Unrealized Losses	$ 11	$ 12
Continuous loss position more than 12 months: Number of Investment Positions | Position	5	3
Continuous loss position more than 12 months: Fair Value	$ 4,811	$ 3,802
Continuous loss position more than 12 months: Gross Unrealized Losses	$ 187	$ 109
Municipal obligations
Securities available for sale:
Continuous loss position less than 12 months: Number of Investment Positions | Position	32	4
Continuous loss position less than 12 months: Fair Value	$ 14,544	$ 2,539
Continuous loss position less than 12 months: Gross Unrealized Losses	$ 398	$ 13
Continuous loss position more than 12 months: Number of Investment Positions | Position	5	3
Continuous loss position more than 12 months: Fair Value	$ 3,267	$ 1,949
Continuous loss position more than 12 months: Gross Unrealized Losses	$ 182	$ 62

Investment Securities (Detail T

Investment Securities (Detail Textuals) - USD ($)	3 Months Ended	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2017	Sep. 30, 2018
Investments, Debt and Equity Securities [Abstract]
Percentage of deprecation in loss position for available-for-sale debt securities from amortized cost basis			3.20%
Recognized gross gains losses on sale of securities available for sale	$ 6,000	$ (2,000)

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Dec. 31, 2016
Loans and Leases Receivable Disclosure [Line Items]
Total loans	$ 128,219		$ 116,588
Deferred loan origination fees and costs, net	32		31
Allowance for loan losses	(1,763)	$ (1,715)	(1,723)	$ (2,156)	$ (2,154)	$ (2,503)
Loans, net	126,488		114,896
Construction
Loans and Leases Receivable Disclosure [Line Items]
Total loans	6,392		2,169
Deferred loan origination fees and costs, net	(32)		(6)
Allowance for loan losses	(57)	(67)	(20)	(19)	0	(9)
Residential real estate | One-to-four family residential
Loans and Leases Receivable Disclosure [Line Items]
Total loans	81,101		79,899
Deferred loan origination fees and costs, net	16		0
Allowance for loan losses	(1,111)	(1,085)	(1,070)	(1,403)	(1,359)	(1,571)
Residential real estate | Multi-family residential
Loans and Leases Receivable Disclosure [Line Items]
Total loans	6,937		6,352
Deferred loan origination fees and costs, net	(8)		(8)
Allowance for loan losses	(196)	(203)	(220)	(258)	(303)	(338)
Residential real estate | Construction
Loans and Leases Receivable Disclosure [Line Items]
Total loans	0		108
Commercial Real Estate
Loans and Leases Receivable Disclosure [Line Items]
Total loans	26,593		22,315
Deferred loan origination fees and costs, net	(4)		(5)
Allowance for loan losses	(271)	(237)	(269)	(306)	(317)	(404)
Commercial Real Estate | Construction
Loans and Leases Receivable Disclosure [Line Items]
Total loans	6,392		2,061
Commercial business loans
Loans and Leases Receivable Disclosure [Line Items]
Total loans	4,874		3,875
Deferred loan origination fees and costs, net	10		7
Allowance for loan losses	(55)	(91)	(111)	(118)	(128)	(134)
Consumer loans
Loans and Leases Receivable Disclosure [Line Items]
Total loans	2,322		1,978
Deferred loan origination fees and costs, net	50		43
Allowance for loan losses	$ (73)	$ (32)	$ (33)	$ (52)	$ (47)	$ (47)

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses (Details 1) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Recorded Investment in Loans:
Principal loan balance	$ 128,219	$ 116,588
Accrued interest receivable	442	421
Net deferred loan fees/costs	32	31
Recorded investment in loans	128,693	117,040
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	4,092	6,568
Collectively evaluated for impairment	124,601	110,472
Total Loans	128,693	117,040
Construction
Recorded Investment in Loans:
Principal loan balance	6,392	2,169
Accrued interest receivable	10	6
Net deferred loan fees/costs	(32)	(6)
Recorded investment in loans	6,370	2,169
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	6,370	2,169
Total Loans	6,370	2,169
Residential real estate | One-to-Four Family Residential
Recorded Investment in Loans:
Principal loan balance	81,101	79,899
Accrued interest receivable	297	301
Net deferred loan fees/costs	16	0
Recorded investment in loans	81,414	80,200
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	2,680	4,416
Collectively evaluated for impairment	78,734	75,784
Total Loans	81,414	80,200
Residential real estate | Multi-Family Residential
Recorded Investment in Loans:
Principal loan balance	6,937	6,352
Accrued interest receivable	17	15
Net deferred loan fees/costs	(8)	(8)
Recorded investment in loans	6,946	6,359
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	6,946	6,359
Total Loans	6,946	6,359
Residential real estate | Construction
Recorded Investment in Loans:
Principal loan balance	0	108
Commercial Real Estate
Recorded Investment in Loans:
Principal loan balance	26,593	22,315
Accrued interest receivable	91	81
Net deferred loan fees/costs	(4)	(5)
Recorded investment in loans	26,680	22,391
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	927	1,628
Collectively evaluated for impairment	25,753	20,763
Total Loans	26,680	22,391
Commercial Real Estate | Construction
Recorded Investment in Loans:
Principal loan balance	6,392	2,061
Commercial Business
Recorded Investment in Loans:
Principal loan balance	4,874	3,875
Accrued interest receivable	19	13
Net deferred loan fees/costs	10	7
Recorded investment in loans	4,903	3,895
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	485	524
Collectively evaluated for impairment	4,418	3,371
Total Loans	4,903	3,895
Consumer
Recorded Investment in Loans:
Principal loan balance	2,322	1,978
Accrued interest receivable	8	5
Net deferred loan fees/costs	50	43
Recorded investment in loans	2,380	2,026
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	2,380	2,026
Total Loans	$ 2,380	$ 2,026

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses (Details 2) - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Dec. 31, 2016
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	$ 101		$ 142
Collectively evaluated for impairment	1,662		1,581
Ending balance	1,763	$ 1,715	1,723	$ 2,156	$ 2,154	$ 2,503
Construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	57		20
Ending balance	57	67	20	19	0	9
Residential real estate | One-to-Four Family Residential
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	34		56
Collectively evaluated for impairment	1,077		1,014
Ending balance	1,111	1,085	1,070	1,403	1,359	1,571
Residential real estate | Multi-Family Residential
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	196		220
Ending balance	196	203	220	258	303	338
Commercial Real Estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	22		28
Collectively evaluated for impairment	249		241
Ending balance	271	237	269	306	317	404
Commercial Business
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	45		58
Collectively evaluated for impairment	10		53
Ending balance	55	91	111	118	128	134
Consumer
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	73		33
Ending balance	$ 73	$ 32	$ 33	$ 52	$ 47	$ 47

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses (Details 3) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Allowance for Loan Losses:
Beginning balance	$ 1,715	$ 2,154	$ 1,723	$ 2,503
Provisions	0	0	0	(300)
Charge-offs	(22)	(3)	(131)	(64)
Recoveries	70	5	171	17
Ending balance	1,763	2,156	1,763	2,156
Construction
Allowance for Loan Losses:
Beginning balance	67	0	20	9
Provisions	(10)	19	37	10
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending balance	57	19	57	19
Residential real estate | One-to-Four Family Residential
Allowance for Loan Losses:
Beginning balance	1,085	1,359	1,070	1,571
Provisions	(19)	42	4	(123)
Charge-offs	(19)	0	(119)	(51)
Recoveries	64	2	156	6
Ending balance	1,111	1,403	1,111	1,403
Residential real estate | Multi-Family Residential
Allowance for Loan Losses:
Beginning balance	203	303	220	338
Provisions	(7)	(45)	(24)	(80)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending balance	196	258	196	258
Commercial Real Estate
Allowance for Loan Losses:
Beginning balance	237	317	269	404
Provisions	33	(11)	0	(98)
Charge-offs	0	0	0	0
Recoveries	1	0	2	0
Ending balance	271	306	271	306
Commercial Business
Allowance for Loan Losses:
Beginning balance	91	128	111	134
Provisions	(36)	(10)	(56)	(16)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending balance	55	118	55	118
Consumer
Allowance for Loan Losses:
Beginning balance	32	47	33	47
Provisions	39	5	39	7
Charge-offs	(3)	(3)	(12)	(13)
Recoveries	5	3	13	11
Ending balance	$ 73	$ 52	$ 73	$ 52

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses (Details 4) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Loans with no related allowance recorded:
Recorded Investment	$ 1,719	$ 2,187
Unpaid Principal Balance	2,108	2,751
Loans with an allowance recorded:
Recorded Investment	1,478	1,567
Unpaid Principal Balance	1,563	1,687
Related Allowance	101	142
Total Recorded Investment	3,197	3,754
Total Unpaid Principal Balance	3,671	4,438
Related Allowance for Loan Losses	101	142
Construction
Loans with no related allowance recorded:
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Loans with an allowance recorded:
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Related Allowance	0	0
Total Recorded Investment	0	0
Total Unpaid Principal Balance	0	0
Related Allowance for Loan Losses	0	0
Residential real estate | One-to-Four Family Residential
Loans with no related allowance recorded:
Recorded Investment	1,221	1,492
Unpaid Principal Balance	1,609	1,980
Loans with an allowance recorded:
Recorded Investment	682	718
Unpaid Principal Balance	714	766
Related Allowance	34	56
Total Recorded Investment	1,903	2,210
Total Unpaid Principal Balance	2,323	2,746
Related Allowance for Loan Losses	34	56
Residential real estate | Multi-Family Residential
Loans with no related allowance recorded:
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Loans with an allowance recorded:
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Related Allowance	0	0
Total Recorded Investment	0	0
Total Unpaid Principal Balance	0	0
Related Allowance for Loan Losses	0	0
Commercial Real Estate
Loans with no related allowance recorded:
Recorded Investment	443	684
Unpaid Principal Balance	445	761
Loans with an allowance recorded:
Recorded Investment	366	335
Unpaid Principal Balance	364	348
Related Allowance	22	28
Total Recorded Investment	809	1,019
Total Unpaid Principal Balance	809	1,109
Related Allowance for Loan Losses	22	28
Commercial Business
Loans with no related allowance recorded:
Recorded Investment	55	11
Unpaid Principal Balance	54	10
Loans with an allowance recorded:
Recorded Investment	430	514
Unpaid Principal Balance	485	573
Related Allowance	45	58
Total Recorded Investment	485	525
Total Unpaid Principal Balance	539	583
Related Allowance for Loan Losses	45	58
Consumer
Loans with no related allowance recorded:
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Loans with an allowance recorded:
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Related Allowance	0	0
Total Recorded Investment	0	0
Total Unpaid Principal Balance	0	0
Related Allowance for Loan Losses	$ 0	$ 0

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses (Details 5) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Loans with no related allowance recorded:
Average Recorded Investment	$ 1,775	$ 2,650	$ 2,109	$ 2,653
Interest Income Recognized	5	4	15	17
Loans with an allowance recorded:
Average Recorded Investment	1,525	1,643	1,561	1,841
Interest Income Recognized	19	20	61	63
Total Average Recorded Investment	3,300	4,293	3,670	4,494
Total Interest Income Recognized	24	24	76	80
Construction
Loans with no related allowance recorded:
Average Recorded Investment	0	0	0	0
Interest Income Recognized	0	0	0	0
Loans with an allowance recorded:
Average Recorded Investment	0	0	0	0
Interest Income Recognized	0	0	0	0
Total Average Recorded Investment	0	0	0	0
Total Interest Income Recognized	0	0	0	0
Residential real estate | One-to-four family residential
Loans with no related allowance recorded:
Average Recorded Investment	1,242	1,777	1,469	1,776
Interest Income Recognized	3	2	8	7
Loans with an allowance recorded:
Average Recorded Investment	721	685	706	800
Interest Income Recognized	8	8	24	24
Total Average Recorded Investment	1,963	2,462	2,175	2,576
Total Interest Income Recognized	11	10	32	31
Residential real estate | Multi-Family Residential
Loans with no related allowance recorded:
Average Recorded Investment	0	0	0	0
Interest Income Recognized	0	0	0	0
Loans with an allowance recorded:
Average Recorded Investment	0	0	0	0
Interest Income Recognized	0	0	0	0
Total Average Recorded Investment	0	0	0	0
Total Interest Income Recognized	0	0	0	0
Commercial Real Estate
Loans with no related allowance recorded:
Average Recorded Investment	473	851	605	841
Interest Income Recognized	1	2	6	10
Loans with an allowance recorded:
Average Recorded Investment	369	358	368	449
Interest Income Recognized	5	5	16	16
Total Average Recorded Investment	842	1,209	973	1,290
Total Interest Income Recognized	6	7	22	26
Commercial Business
Loans with no related allowance recorded:
Average Recorded Investment	60	7	35	13
Interest Income Recognized	1	0	1	0
Loans with an allowance recorded:
Average Recorded Investment	435	594	487	589
Interest Income Recognized	6	7	21	23
Total Average Recorded Investment	495	601	522	602
Total Interest Income Recognized	7	7	22	23
Consumer
Loans with no related allowance recorded:
Average Recorded Investment	0	15	0	23
Interest Income Recognized	0	0	0	0
Loans with an allowance recorded:
Average Recorded Investment	0	6	0	3
Interest Income Recognized	0	0	0	0
Total Average Recorded Investment	0	21	0	26
Total Interest Income Recognized	$ 0	$ 0	$ 0	$ 0

Loans and Allowance for Loan _9

Loans and Allowance for Loan Losses (Details 6) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans	$ 1,349	$ 1,878
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	1,349	1,878
Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	0	0
Residential real estate | One-to-four family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans	985	1,333
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	985	1,333
Residential real estate | Multi-Family Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	0	0
Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans	360	535
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	360	535
Commercial Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans	4	10
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	4	10
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	$ 0	$ 0

Loans and Allowance for Loan_10

Loans and Allowance for Loan Losses (Details 7) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	$ 3,321	$ 3,766
Current	125,372	113,274
Total Loans	128,693	117,040
30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	2,342	1,692
60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	697	1,465
Over 90 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	282	609
Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Current	6,370	2,169
Total Loans	6,370	2,169
Construction | 30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Construction | 60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Construction | Over 90 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Residential real estate | One-to-Four Family Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	3,063	3,387
Current	78,351	76,813
Total Loans	81,414	80,200
Residential real estate | One-to-Four Family Residential | 30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	2,123	1,599
Residential real estate | One-to-Four Family Residential | 60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	658	1,276
Residential real estate | One-to-Four Family Residential | Over 90 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	282	512
Residential real estate | Multi-Family Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Current	6,946	6,359
Total Loans	6,946	6,359
Residential real estate | Multi-Family Residential | 30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Residential real estate | Multi-Family Residential | 60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Residential real estate | Multi-Family Residential | Over 90 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	246	374
Current	26,434	22,017
Total Loans	26,680	22,391
Commercial Real Estate | 30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	207	88
Commercial Real Estate | 60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	39	189
Commercial Real Estate | Over 90 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	97
Commercial Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	5
Current	4,903	3,890
Total Loans	4,903	3,895
Commercial Business | 30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	5
Commercial Business | 60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Commercial Business | Over 90 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	12	0
Current	2,368	2,026
Total Loans	2,380	2,026
Consumer | 30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	12	0
Consumer | 60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Consumer | Over 90 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	$ 0	$ 0

Loans and Allowance for Loan_11

Loans and Allowance for Loan Losses (Details 8) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	$ 128,693	$ 117,040
Pass
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	125,316	112,179
Special mention
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	50
Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	3,377	4,811
Doubtful
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Loss
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Construction
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	6,370	2,169
Construction | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	6,370	2,169
Construction | Special mention
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Construction | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Construction | Doubtful
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Construction | Loss
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Residential real estate | One-to-Four Family Residential
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	81,414	80,200
Residential real estate | One-to-Four Family Residential | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	79,293	77,205
Residential real estate | One-to-Four Family Residential | Special mention
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Residential real estate | One-to-Four Family Residential | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	2,121	2,995
Residential real estate | One-to-Four Family Residential | Doubtful
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Residential real estate | One-to-Four Family Residential | Loss
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Residential real estate | Multi-Family Residential
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	6,946	6,359
Residential real estate | Multi-Family Residential | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	6,946	6,359
Residential real estate | Multi-Family Residential | Special mention
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Residential real estate | Multi-Family Residential | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Residential real estate | Multi-Family Residential | Doubtful
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Residential real estate | Multi-Family Residential | Loss
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Commercial Real Estate
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	26,680	22,391
Commercial Real Estate | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	25,909	21,049
Commercial Real Estate | Special mention
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	50
Commercial Real Estate | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	771	1,292
Commercial Real Estate | Doubtful
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Commercial Real Estate | Loss
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Commercial Business
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	4,903	3,895
Commercial Business | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	4,418	3,371
Commercial Business | Special mention
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Commercial Business | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	485	524
Commercial Business | Doubtful
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Commercial Business | Loss
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Consumer
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	2,380	2,026
Consumer | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	2,380	2,026
Consumer | Special mention
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Consumer | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Consumer | Doubtful
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Consumer | Loss
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	$ 0	$ 0

Loans and Allowance for Loan_12

Loans and Allowance for Loan Losses (Details 9) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accruing	$ 1,848	$ 1,875
Nonaccrual	163	220
Total	2,011	2,095
Related Allowance for Loan Losses	101	142
Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Related Allowance for Loan Losses	0	0
Residential real estate | One-to-four family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accruing	918	877
Nonaccrual	0	0
Total	918	877
Related Allowance for Loan Losses	34	56
Residential real estate | Multi-Family Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Related Allowance for Loan Losses	0	0
Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accruing	449	484
Nonaccrual	159	209
Total	608	693
Related Allowance for Loan Losses	22	28
Commercial Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accruing	481	514
Nonaccrual	4	11
Total	485	525
Related Allowance for Loan Losses	45	58
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Related Allowance for Loan Losses	$ 0	$ 0

Loans and Allowance for Loan_13

Loans and Allowance for Loan Losses (Details 10) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2018USD ($)Contract	Sep. 30, 2018USD ($)Contract
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Contracts | Contract	1	3
Pre-Modification Outstanding Balance	$ 159	$ 213
Post-Modification Outstanding Balance	$ 159	$ 241
Residential real estate | One-to-Four Family Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Contracts | Contract	1	3
Pre-Modification Outstanding Balance	$ 159	$ 213
Post-Modification Outstanding Balance	$ 159	$ 241

Loans and Allowance for Loan_14

Loans and Allowance for Loan Losses (Detail Textuals)	Sep. 30, 2018USD ($)Loan	Dec. 31, 2017USD ($)Borrower
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of loans | Loan	10
Aggregate partial charge-offs loan	$ 236,000
Value of estimated to exceed	100,000
Commitments to lend additional funds to debtors		$ 377,000
Residential real estate properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Foreclosure proceedings in process	$ 26,000	$ 290,000
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of borrowers | Borrower		1

Supplemental Disclosure for E_3

Supplemental Disclosure for Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Earnings:
Net income		$ 276	$ 241	$ 893	$ 976
Shares:
Weighted average common shares outstanding		3,376,589	3,446,549	3,426,736	3,446,490
Net income per common share, basic (in dollars per share)	[1]	$ 0.08	$ 0.07	$ 0.26	$ 0.28
Earnings:
Net income		$ 276	$ 241	$ 893	$ 976
Shares:
Weighted average common shares outstanding		3,376,589	3,446,549	3,426,736	3,446,490
Add: Dilutive effect of stock options		110	288	433	336
Add: Dilutive effect of restricted stock		333	410	459	453
Weighted average common shares outstanding, as adjusted		3,377,032	3,447,247	3,427,628	3,447,279
Net income per common share, diluted (in dollars per share)	[1]	$ 0.08	$ 0.07	$ 0.26	$ 0.28
[1]	Per share amounts related to periods prior to the date of completion of the second-step conversion (July 11, 2018) have been restated to give retroactive recognition to the exchange ratio applied in the second-step conversion (2.3462 to one).

Employee Stock Ownership Plan (

Employee Stock Ownership Plan (Detail Textuals) - Conversion - Employee stock ownership plan ("ESOP")	3 Months Ended	9 Months Ended
	Sep. 30, 2018USD ($)shares	Sep. 30, 2018USD ($)$ / sharesshares
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]
Plan of conversion from mutual to stock form of ownership, number of shares issued | shares		204,789
Purchase price per share for shares issued in plan of conversion | $ / shares		$ 10
Term of loan	20 years	20 years
Compensation expense | $	$ 28,000
Number of unallocated shares of common stock | shares	204,789	204,789
Value unallocated shares of common stock | $	$ 2,652,000	$ 2,652,000

Fair Value Measurements (Detail

Fair Value Measurements (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	$ 45,210	$ 45,716
Real estate held for sale	239	270
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	45,210	45,716
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Assets Measured on a Recurring Basis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	45,210	45,716
Assets Measured on a Recurring Basis | Agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	11,429	14,396
Assets Measured on a Recurring Basis | Agency CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	9,279	8,579
Assets Measured on a Recurring Basis | Federal agency
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities		999
Assets Measured on a Recurring Basis | Municipal obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	24,502	21,742
Assets Measured on a Recurring Basis | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Assets Measured on a Recurring Basis | Level 1 | Agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Assets Measured on a Recurring Basis | Level 1 | Agency CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Assets Measured on a Recurring Basis | Level 1 | Federal agency
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities		0
Assets Measured on a Recurring Basis | Level 1 | Municipal obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Assets Measured on a Recurring Basis | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	45,210	45,716
Assets Measured on a Recurring Basis | Level 2 | Agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	11,429	14,396
Assets Measured on a Recurring Basis | Level 2 | Agency CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	9,279	8,579
Assets Measured on a Recurring Basis | Level 2 | Federal agency
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities		999
Assets Measured on a Recurring Basis | Level 2 | Municipal obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	24,502	21,742
Assets Measured on a Recurring Basis | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Assets Measured on a Recurring Basis | Level 3 | Agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Assets Measured on a Recurring Basis | Level 3 | Agency CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Assets Measured on a Recurring Basis | Level 3 | Federal agency
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities		0
Assets Measured on a Recurring Basis | Level 3 | Municipal obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Assets Measured on a Nonrecurring Basis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	3,096	3,612
Foreclosed real estate		176
Real estate held for sale	239	270
Assets Measured on a Nonrecurring Basis | Residential | One-to-Four Family Residential
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	1,869	2,154
Foreclosed real estate	102	138
Assets Measured on a Nonrecurring Basis | Commercial Real Estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	787	991
Foreclosed real estate		38
Assets Measured on a Nonrecurring Basis | Commercial Business
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	440	467
Assets Measured on a Nonrecurring Basis | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Foreclosed real estate		0
Real estate held for sale	0	0
Assets Measured on a Nonrecurring Basis | Level 1 | Residential | One-to-Four Family Residential
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Foreclosed real estate	0	0
Assets Measured on a Nonrecurring Basis | Level 1 | Commercial Real Estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Foreclosed real estate		0
Assets Measured on a Nonrecurring Basis | Level 1 | Commercial Business
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Assets Measured on a Nonrecurring Basis | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Foreclosed real estate		0
Real estate held for sale	0	0
Assets Measured on a Nonrecurring Basis | Level 2 | Residential | One-to-Four Family Residential
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Foreclosed real estate	0	0
Assets Measured on a Nonrecurring Basis | Level 2 | Commercial Real Estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Foreclosed real estate		0
Assets Measured on a Nonrecurring Basis | Level 2 | Commercial Business
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Assets Measured on a Nonrecurring Basis | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	3,096	3,612
Foreclosed real estate		176
Real estate held for sale	239	270
Assets Measured on a Nonrecurring Basis | Level 3 | Residential | One-to-Four Family Residential
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	1,869	2,154
Foreclosed real estate	102	138
Assets Measured on a Nonrecurring Basis | Level 3 | Commercial Real Estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	787	991
Foreclosed real estate		38
Assets Measured on a Nonrecurring Basis | Level 3 | Commercial Business
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 440	$ 467

Fair Value Measurements (Deta_2

Fair Value Measurements (Details 1) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Financial assets:
Securities available for sale	$ 45,210	$ 45,716
Securities held to maturity	105	163
Loans, net	126,488	114,896
FHLB stock	778	778
Carrying Value
Financial assets:
Cash and cash equivalents	19,144	7,464
Securities available for sale	45,210	45,716
Securities held to maturity	105	163
Loans, net	126,488	114,896
FHLB stock	778	778
Accrued interest receivable	699	662
Financial liabilities:
Deposits	151,180	151,893
Level 1
Financial assets:
Cash and cash equivalents	19,144	7,464
Securities available for sale	0	0
Securities held to maturity	0	0
Loans, net	0	0
Accrued interest receivable	0	0
Financial liabilities:
Deposits	0	0
Level 2
Financial assets:
Cash and cash equivalents	0	0
Securities available for sale	45,210	45,716
Securities held to maturity	107	167
Loans, net	0	0
Accrued interest receivable	699	662
Financial liabilities:
Deposits	0	0
Level 3
Financial assets:
Cash and cash equivalents	0	0
Securities available for sale	0	0
Securities held to maturity	0	0
Loans, net	124,607	114,018
Accrued interest receivable	0	0
Financial liabilities:
Deposits	$ 149,684	$ 150,943

Fair Value Measurements (Deta_3

Fair Value Measurements (Detail Textuals) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017	Dec. 31, 2017
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Recapture of provision for loan losses	$ 0	$ 0	$ 0	$ (300,000)
Real estate held for sale
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Payment of recognized charges write down	32,000		32,000	33,000
Level 3 | Cost approach | Appraised value | Impaired loans
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Recapture of provision for loan losses	$ 10,000	$ 31,000	$ 50,000	$ 40,000
Percentage of discount from appraised value	10.00%		10.00%		10.00%
Measurement inputs			estimated costs to sell the collateral
Level 3 | Cost approach | Appraised value | Foreclosed real estate
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Percentage of discount from appraised value	10.00%		10.00%
Measurement inputs			estimated costs to sell the property
Level 3 | Cost approach | Appraised value | Real estate held for sale
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Percentage of discount from appraised value	10.00%		10.00%		10.00%
Measurement inputs			estimated costs to sell the property
Level 3 | Cost approach | Minimum | Appraised value | Foreclosed real estate
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Percentage of discount from appraised value					8.00%
Level 3 | Cost approach | Maximum | Appraised value | Foreclosed real estate
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Percentage of discount from appraised value					15.00%
Level 3 | Cost approach | Weighted Average | Appraised value | Foreclosed real estate
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Percentage of discount from appraised value					10.00%

Recent Accounting Pronounceme_2

Recent Accounting Pronouncements (Detail Textuals) - USD ($)	1 Months Ended	12 Months Ended
	Feb. 29, 2016	Dec. 31, 2017
ASU 2016-02, Leases (Topic 842)
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Percentage of impact on consolidated balance sheet	5.00%
ASU 2018-02
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Reclassification of between accumulated other comprehensive income and retained earnings due to new tax add		$ 8,000