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| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
3M CO | COM | 88579Y101 | 3,031 | 30,287 | SH | | SOLE | | 30,287 | 0 | 0 |
Amazon.com, Inc. | Com | 023135106 | 406 | 3,114 | SH | | SOLE | | 3,114 | 0 | 0 |
AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 | 234 | 4,345 | SH | | SOLE | | 4,345 | 0 | 0 |
AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 | 1,095 | 19,069 | SH | | SOLE | | 19,069 | 0 | 0 |
Apple Inc. | Com | 037833100 | 818 | 4,242 | SH | | SOLE | | 4,242 | 0 | 0 |
Avantis US Equity ETF | US Equity ETF | 025072885 | 874 | 11,621 | SH | | SOLE | | 11,621 | 0 | 0 |
Avantis US Large Cap Value ETF | Large Cap Value | 025072349 | 1,067 | 20,003 | SH | | SOLE | | 20,003 | 0 | 0 |
Avantis US Small Cap Value ETF | SMALL CAP ETF | 025072877 | 3,926 | 50,330 | SH | | SOLE | | 50,330 | 0 | 0 |
Berkshire Hathaway Class B | Com | 084670702 | 237 | 693 | SH | | SOLE | | 693 | 0 | 0 |
CION INVESTMENT CORPORAT ION | COM | 17259u105 | 134 | 12,703 | SH | | SOLE | | 12,703 | 0 | 0 |
Cleveland-Cliffs Inc. | Com | 185899101 | 201 | 12,000 | SH | | SOLE | | 12,000 | 0 | 0 |
DIMENSIONAL ETF TR INTL CORE ETF | INTL CORE EQT MK | 25434V203 | 1,139 | 41,695 | SH | | SOLE | | 41,695 | 0 | 0 |
DIMENSIONAL ETF TR SHORT DURATION FX | SHORT DURA CORE | 25434V864 | 413 | 8,906 | SH | | SOLE | | 8,906 | 0 | 0 |
DIMENSIONAL ETF TR U S CORE EQUITY 2 | US CORE EQUITY 2 | 25434V708 | 4,354 | 160,181 | SH | | SOLE | | 160,181 | 0 | 0 |
DIMENSIONAL ETF TR U S SMALL CAP ETF | US SMALL CAP ETF | 25434V500 | 848 | 15,481 | SH | | SOLE | | 15,481 | 0 | 0 |
DIMENSIONAL ETF TR US CORE ETF | US CORE EQT MKT | 25434V104 | 1,485 | 47,905 | SH | | SOLE | | 47,905 | 0 | 0 |
DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 | 1,695 | 72,340 | SH | | SOLE | | 72,340 | 0 | 0 |
DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 | 838 | 20,122 | SH | | SOLE | | 20,122 | 0 | 0 |
DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 | 429 | 18,255 | SH | | SOLE | | 18,255 | 0 | 0 |
DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 | 34 | 40,333 | SH | | SOLE | | 40,333 | 0 | 0 |
ECOLAB INC | COM | 278865100 | 1,239 | 6,634 | SH | | SOLE | | 6,634 | 0 | 0 |
ENERGY SELECT SECTOR SPDR ETF IV | Industrial ETF | 81369Y506 | 883 | 10,857 | SH | | SOLE | | 10,857 | 0 | 0 |
EXCHANGE TRADED CONCEPTS TR | ROBO GLB ETF | 301505707 | 497 | 8,488 | SH | | SOLE | | 8,488 | 0 | 0 |
FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 | 5,009 | 110,656 | SH | | SOLE | | 110,656 | 0 | 0 |
FIDELITY MSCI FINANCIALS INDX ETF | MSCI FINLS IDX | 316092501 | 4,059 | 85,652 | SH | | SOLE | | 85,652 | 0 | 0 |
FIRST TR EX-TD VIII FT CBOE VEST FUN | Cboe Vest Fund of Buffer ETF | 33740F755 | 2,508 | 100,025 | SH | | SOLE | | 100,025 | 0 | 0 |
FIRST TRUST LRGE CAP CORE APADEX ETF | COM SHS | 33734K109 | 4,987 | 59,124 | SH | | SOLE | | 59,124 | 0 | 0 |
FIRST TRUST TCW OPPORTUNISTIC FI ETF | TCW OPPORTUNIS | 33740F805 | 4,045 | 91,835 | SH | | SOLE | | 91,835 | 0 | 0 |
INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 | 749 | 54,998 | SH | | SOLE | | 54,998 | 0 | 0 |
INVESCO EXCHANGE-TRADED FD TR II INV | Small Cap 600 Revenue | 46138G664 | 1,760 | 15,340 | SH | | SOLE | | 15,340 | 0 | 0 |
INVESCO EXCHANGE-TRADED FD TR INVESC | S&P MDCP QUALITY | 46137V472 | 1,717 | 21,222 | SH | | SOLE | | 21,222 | 0 | 0 |
INVESCO QQQ TRUST | Nasdaq 100 ETF | 46090E103 | 16,307 | 44,045 | SH | | SOLE | | 44,045 | 0 | 0 |
iShares 0-5 Year TIPS Bond ETF | BOND ETF | 46429B747 | 5,582 | 57,421 | SH | | SOLE | | 57,421 | 0 | 0 |
ISHARES CORE CONSERVATIVE ALL ETF IV | CONSER ALLOC ETF | 464289883 | 245 | 6,953 | SH | | SOLE | | 6,953 | 0 | 0 |
ISHARES CORE DIVIDEND GROWTH ETF | CORE DIV GRWTH | 46434V621 | 1,948 | 37,779 | SH | | SOLE | | 37,779 | 0 | 0 |
iShares Core S&P Mid-Cap ETF | GROWTH ETF | 464287507 | 4,577 | 17,456 | SH | | SOLE | | 17,456 | 0 | 0 |
ISHARES CORE S&P US VALUE ETF | CORE S&P USVLU | 464287663 | 6,459 | 82,286 | SH | | SOLE | | 82,286 | 0 | 0 |
ISHARES CORE US AGGREGATE BOND ETF | CORE US AGGBD ET | 464287226 | 1,178 | 12,027 | SH | | SOLE | | 12,027 | 0 | 0 |
ISHARES GLOBAL 100 ETF | GLOBAL 100 ETF | 464287572 | 4,440 | 58,438 | SH | | SOLE | | 58,438 | 0 | 0 |
ISHARES MSCI ACWI ETF | MSCI ACWI ETF | 464288257 | 4,545 | 47,265 | SH | | SOLE | | 47,265 | 0 | 0 |
ISHARES MSCI USA MOMNTUM FCT ETF | USA MOMENTUM FCT | 46432F396 | 393 | 2,723 | SH | | SOLE | | 2,723 | 0 | 0 |
ISHARES MSCI USA QUALITY FACTOR ETF | USA QUALITY FCTR | 46432F339 | 1,232 | 9,132 | SH | | SOLE | | 9,132 | 0 | 0 |
ISHARES MSCI USA SMALL-CAP MIN VOL FACTOR ETF | MSCI USA SMCP MN | 46435G433 | 215 | 6,277 | SH | | SOLE | | 6,277 | 0 | 0 |
ISHARES RUSSELL 1000 GROWTH ETF IV | RUS 1000 GRW ETF | 464287614 | 2,837 | 10,320 | SH | | SOLE | | 10,320 | 0 | 0 |
ISHARES RUSSELL 1000 VALUE ETF IV | RUS 1000 VAL ETF | 464287598 | 419 | 2,653 | SH | | SOLE | | 2,653 | 0 | 0 |
ISHARES RUSSELL 2000 ETF | RUSSELL 2000 ETF | 464287655 | 2,831 | 15,085 | SH | | SOLE | | 15,085 | 0 | 0 |
ISHARES RUSSELL MID-CAP ETF | RUS MID CAP ETF | 464287499 | 909 | 12,440 | SH | | SOLE | | 12,440 | 0 | 0 |
ISHARES TR | CORE S&P500 ETF | 464287200 | 405 | 908 | SH | | SOLE | | 908 | 0 | 0 |
ISHARES TR RUSSELL 2500 ETF | RUSEL 2500 ETF | 46435G268 | 1,009 | 17,559 | SH | | SOLE | | 17,559 | 0 | 0 |
ISHARES US AEROSPACE DEFENSE ETF IV | US AER DEF ETF | 464288760 | 1,636 | 13,993 | SH | | SOLE | | 13,993 | 0 | 0 |
ISHARES US MEDICAL DEVICES ETF IV | U.S. MED DVC ETF | 464288810 | 948 | 17,029 | SH | | SOLE | | 17,029 | 0 | 0 |
ISHS MSCI INTL QUALITY FACT ETF | INTL QLTY FACTOR | 46434V456 | 5,423 | 152,356 | SH | | SOLE | | 152,356 | 0 | 0 |
J P MORGAN EXCHANGE-TRADED FD TR ACT | Active Growth | 46654Q609 | 248 | 4,452 | SH | | SOLE | | 4,452 | 0 | 0 |
J P MORGAN EXCHANGE-TRADED FD TR COR | BOND ETF | 46641Q670 | 314 | 6,751 | SH | | SOLE | | 6,751 | 0 | 0 |
JANUS DETROIT STR TR JANUS HENDERSON | Floating Rate ETF | 47103U845 | 2,993 | 60,325 | SH | | SOLE | | 60,325 | 0 | 0 |
Johnson & Johnson | Com | 478160104 | 204 | 1,234 | SH | | SOLE | | 1,234 | 0 | 0 |
JP MORGAN EXCH-TRADED FD TR SHORT DU | SHORT DURA CORE | 46641Q274 | 475 | 10,372 | SH | | SOLE | | 10,372 | 0 | 0 |
JP MORGAN ULTRA SHORT MUN INCOME ETF | ULTRA SHT MUNCPL | 46641Q654 | 667 | 13,173 | SH | | SOLE | | 13,173 | 0 | 0 |
JPMORGAN ULTRA SHORT INCOME ETF | ULTRA SHRT INC | 46641Q837 | 2,591 | 51,702 | SH | | SOLE | | 51,702 | 0 | 0 |
Lineage Cell Therapeutics, Inc. | COM | 53566P109 | 15 | 10,869 | SH | | SOLE | | 10,869 | 0 | 0 |
MICROSOFT CORP | COM | 594918104 | 809 | 2,385 | SH | | SOLE | | 2,385 | 0 | 0 |
NUVEEN SHORT-TERM REIT ETF | BOND ETF | 67092P706 | 317 | 10,294 | SH | | SOLE | | 10,294 | 0 | 0 |
PACER US CASH COWS 100 ETF | GROWTH ETF | 69374H881 | 2,206 | 45,890 | SH | | SOLE | | 45,890 | 0 | 0 |
PGIM Ultra Short Bond ETF | BOND ETF | 69344A107 | 330 | 6,706 | SH | | SOLE | | 6,706 | 0 | 0 |
POLYMET MNG CORP | COM | 731916409 | 62 | 30,810 | SH | | SOLE | | 30,810 | 0 | 0 |
Procter & Gamble Co | Com | 742718109 | 408 | 2,675 | SH | | SOLE | | 2,675 | 0 | 0 |
SCHWAB US DIVIDEND EQUITY ETF | US DIVIDEND EQ | 808524797 | 6,953 | 95,350 | SH | | SOLE | | 95,350 | 0 | 0 |
SELECT SECTOR HEALTH CARE SPD ETF IV | Health Care | 81369Y209 | 966 | 7,340 | SH | | SOLE | | 7,340 | 0 | 0 |
SELECT SECTOR UTI SELECT SPDR ETF | SBI INT-UTILS | 81369Y886 | 1,215 | 18,424 | SH | | SOLE | | 18,424 | 0 | 0 |
SPDR AGGREGATE BOND ETF IV | PORTFOLIO AGRGTE | 78464A649 | 7,700 | 304,960 | SH | | SOLE | | 304,960 | 0 | 0 |
SPDR BLACKSTONE SENIOR LOAN ETF IV | BLACKSTONE SENR | 78467V608 | 3,221 | 77,351 | SH | | SOLE | | 77,351 | 0 | 0 |
SPDR BLMBRG BRCLY EMG MKT LCL ETF IV | BLOMBRG BRC EMRG | 78464A391 | 841 | 39,805 | SH | | SOLE | | 39,805 | 0 | 0 |
SPDR Bloomberg 1-10 Year TIPS | TIPS ETF | 78468R861 | 856 | 46,656 | SH | | SOLE | | 46,656 | 0 | 0 |
SPDR DOW JONE GLOBAL REAL EST ETF IV | DJ GLB RL ES ETF | 78463X749 | 1,053 | 25,358 | SH | | SOLE | | 25,358 | 0 | 0 |
SPDR GOLD SHARES ETF | GOLD SHS | 78463V107 | 1,661 | 9,309 | SH | | SOLE | | 9,309 | 0 | 0 |
SPDR INDEX SHARES EMERG MARKT ETF IV | PORTFOLIO EMG MK | 78463X509 | 3,256 | 93,885 | SH | | SOLE | | 93,885 | 0 | 0 |
SPDR LONG TERM TREASURY ETF IV | PORTFOLIO LN TSR | 78464A664 | 1,146 | 38,602 | SH | | SOLE | | 38,602 | 0 | 0 |
SPDR PORTFOLIO DVLPD WRLD EX-US ETF | PORTFOLIO DEVLPD | 78463X889 | 6,367 | 195,150 | SH | | SOLE | | 195,150 | 0 | 0 |
SPDR PORTFOLIO HIGH YIELD BND ETF IV | PORTFLI HIGH YLD | 78468R606 | 690 | 30,433 | SH | | SOLE | | 30,433 | 0 | 0 |
SPDR PORTFOLIO S&P 400 MID CP ETF IV | PORTFOLIO S&P400 | 78464A847 | 1,497 | 32,496 | SH | | SOLE | | 32,496 | 0 | 0 |
SPDR PORTFOLIO S&P 500 ETF IV | PORTFOLIO S&P500 | 78464A854 | 13,606 | 260,632 | SH | | SOLE | | 260,632 | 0 | 0 |
SPDR PORTFOLIO S&P 500 HIGH DIVID ET | PRTFLO S&P500 HI | 78468R788 | 312 | 8,409 | SH | | SOLE | | 8,409 | 0 | 0 |
SPDR PORTFOLIO S&P 600 SML CP ETF IV | PORTFOLIO S&P600 | 78468R853 | 1,469 | 37,579 | SH | | SOLE | | 37,579 | 0 | 0 |
SPDR S&P 500 ETF | TR UNIT | 78462F103 | 2,741 | 6,183 | SH | | SOLE | | 6,183 | 0 | 0 |
SPDR S&P DIVIDEND ETF IV | Value ETF | 78464A763 | 4,679 | 38,008 | SH | | SOLE | | 38,008 | 0 | 0 |
SPDR S&P INTERNATIONAL SMALL ETF IV | S&P INTL SMLCP | 78463X871 | 1,177 | 38,478 | SH | | SOLE | | 38,478 | 0 | 0 |
SPDR S&P KENSHO CLEAN POWER ETF IV | S&P KENSHO CLEAN | 78468R655 | 652 | 7,685 | SH | | SOLE | | 7,685 | 0 | 0 |
SPDR SSGA U S SECTOR ROTATION ETF | SPDR SSGA US SCT | 78470P408 | 268 | 6,172 | SH | | SOLE | | 6,172 | 0 | 0 |
TECHNOLOGY SELECT SECTOR SPDR ETF IV | TECHNOLOGY | 81369Y803 | 3,822 | 22,028 | SH | | SOLE | | 22,028 | 0 | 0 |
VANGUARD EXTENDED MARKET ETF IV | EXTEND MKT ETF | 922908652 | 1,019 | 6,820 | SH | | SOLE | | 6,820 | 0 | 0 |
VANGUARD INDUSTRIALS ETF IV | INDUSTRIAL ETF | 92204A603 | 1,392 | 6,769 | SH | | SOLE | | 6,769 | 0 | 0 |
VANGUARD MEGA CAP ETF IV | MEGA CAP INDEX | 921910873 | 1,386 | 8,847 | SH | | SOLE | | 8,847 | 0 | 0 |
VANGUARD MEGA CAP GROWTH ETF IV | MEGA GRWTH IND | 921910816 | 6,651 | 28,276 | SH | | SOLE | | 28,276 | 0 | 0 |
Vanguard Russell 1000 Growth Index | Growth ETF | 92206C680 | 745 | 10,529 | SH | | SOLE | | 10,529 | 0 | 0 |
VANGUARD SMALL CAP ETF IV | SMALL CP ETF | 922908751 | 1,674 | 8,404 | SH | | SOLE | | 8,404 | 0 | 0 |
VANGUARD SMALL CAP GROWTH ETF IV | SML CP GRW ETF | 922908595 | 1,489 | 6,484 | SH | | SOLE | | 6,484 | 0 | 0 |
VANGUARD TOTAL BOND MARKET ETF | TOTAL BND MRKT | 921937835 | 526 | 7,236 | SH | | SOLE | | 7,236 | 0 | 0 |
Walmart Inc | Com | 931142103 | 302 | 1,907 | SH | | SOLE | | 1,907 | 0 | 0 |
WALT DISNEY CO | COM | 254687106 | 201 | 2,238 | SH | | SOLE | | 2,238 | 0 | 0 |
WISDOMTREE FLOATING RATE TREASURY FU | BOND ETF | 97717Y527 | 538 | 10,692 | SH | | SOLE | | 10,692 | 0 | 0 |
WISDOMTREE TRUST | GOLD SHS | 97717Y683 | 562 | 32,791 | SH | | SOLE | | 32,791 | 0 | 0 |
XCEL ENERGY INC MINN | COM | 98389B100 | 248 | 3,984 | SH | | SOLE | | 3,984 | 0 | 0 |
XTRCKRS MSCI EMRG MRKT HDGD EQY ETF | XTRACK MSCI EMRG | 233051101 | 2,209 | 97,282 | SH | | SOLE | | 97,282 | 0 | 0 |
YUM BRANDS INC | com | 988498101 | 202 | 1,459 | SH | | SOLE | | 1,459 | 0 | 0 |