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| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
3M CO | COM | 88579Y101 | 2,843 | 30,374 | SH | | SOLE | | 30,374 | 0 | 0 |
Alphabet Inc. | COM | 02079K305 | 545 | 4,168 | SH | | SOLE | | 4,168 | 0 | 0 |
Amazon.com, Inc. | Com | 023135106 | 509 | 4,008 | SH | | SOLE | | 4,008 | 0 | 0 |
AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 | 229 | 4,345 | SH | | SOLE | | 4,345 | 0 | 0 |
AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 | 1,051 | 18,886 | SH | | SOLE | | 18,886 | 0 | 0 |
Apple Inc. | Com | 037833100 | 872 | 5,097 | SH | | SOLE | | 5,097 | 0 | 0 |
Avantis US Equity ETF | US Equity ETF | 025072885 | 846 | 11,555 | SH | | SOLE | | 11,555 | 0 | 0 |
Avantis US Large Cap Value ETF | Large Cap Value | 025072349 | 1,055 | 20,043 | SH | | SOLE | | 20,043 | 0 | 0 |
Avantis US Small Cap Value ETF | SMALL CAP ETF | 025072877 | 4,183 | 53,671 | SH | | SOLE | | 53,671 | 0 | 0 |
Berkshire Hathaway Class B | Com | 084670702 | 732 | 2,091 | SH | | SOLE | | 2,091 | 0 | 0 |
CION INVESTMENT CORPORAT ION | COM | 17259u105 | 134 | 12,703 | SH | | SOLE | | 12,703 | 0 | 0 |
Cleveland-Cliffs Inc. | Com | 185899101 | 229 | 14,700 | SH | | SOLE | | 14,700 | 0 | 0 |
COSTCO WHOLESALE CO | COM | 22160K105 | 249 | 441 | SH | | SOLE | | 441 | 0 | 0 |
DIMENSIONAL ETF TR INTL CORE ETF | INTL CORE EQT MK | 25434V203 | 1,134 | 43,446 | SH | | SOLE | | 43,446 | 0 | 0 |
DIMENSIONAL ETF TR SHORT DURATION FX | SHORT DURA CORE | 25434V864 | 573 | 12,374 | SH | | SOLE | | 12,374 | 0 | 0 |
DIMENSIONAL ETF TR U S CORE EQUITY 2 | US CORE EQUITY 2 | 25434V708 | 5,073 | 193,642 | SH | | SOLE | | 193,642 | 0 | 0 |
DIMENSIONAL ETF TR U S SMALL CAP ETF | US SMALL CAP ETF | 25434V500 | 836 | 15,942 | SH | | SOLE | | 15,942 | 0 | 0 |
DIMENSIONAL ETF TR US CORE ETF | US CORE EQT MKT | 25434V104 | 1,514 | 50,588 | SH | | SOLE | | 50,588 | 0 | 0 |
DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 | 2,012 | 89,372 | SH | | SOLE | | 89,372 | 0 | 0 |
DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 | 1,046 | 25,925 | SH | | SOLE | | 25,925 | 0 | 0 |
DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 | 433 | 19,221 | SH | | SOLE | | 19,221 | 0 | 0 |
ECOLAB INC | COM | 278865100 | 1,123 | 6,635 | SH | | SOLE | | 6,635 | 0 | 0 |
ENERGY SELECT SECTOR SPDR ETF IV | Industrial ETF | 81369Y506 | 990 | 10,956 | SH | | SOLE | | 10,956 | 0 | 0 |
EXCHANGE TRADED CONCEPTS TR | ROBO GLB ETF | 301505707 | 506 | 10,051 | SH | | SOLE | | 10,051 | 0 | 0 |
FIDELITY TOTAL BOND ETF | TOTAL BD ETF | 316188309 | 5,740 | 131,782 | SH | | SOLE | | 131,782 | 0 | 0 |
FIDELITY MSCI FINANCIALS INDX ETF | MSCI FINLS IDX | 316092501 | 3,678 | 78,998 | SH | | SOLE | | 78,998 | 0 | 0 |
FIRST TR EX-TD VIII FT CBOE VEST FUN | Cboe Vest Fund of Buffer ETF | 33740F755 | 2,746 | 112,163 | SH | | SOLE | | 112,163 | 0 | 0 |
FIRST TRUST LRGE CAP CORE APADEX ETF | COM SHS | 33734K109 | 5,438 | 67,064 | SH | | SOLE | | 67,064 | 0 | 0 |
FIRST TRUST TCW OPPORTUNISTIC FI ETF | TCW OPPORTUNIS | 33740F805 | 4,674 | 111,148 | SH | | SOLE | | 111,148 | 0 | 0 |
INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 | 831 | 55,635 | SH | | SOLE | | 55,635 | 0 | 0 |
INVESCO EXCHANGE-TRADED FD TR II INV | Small Cap 600 Revenue | 46138G664 | 1,813 | 49,796 | SH | | SOLE | | 49,796 | 0 | 0 |
INVESCO EXCHANGE-TRADED FD TR INVESC | S&P MDCP QUALITY | 46137V472 | 3,545 | 44,026 | SH | | SOLE | | 44,026 | 0 | 0 |
INVESCO QQQ TRUST | Nasdaq 100 ETF | 46090E103 | 16,597 | 46,326 | SH | | SOLE | | 46,326 | 0 | 0 |
iShares 0-5 Year TIPS Bond ETF | BOND ETF | 46429B747 | 6,199 | 63,966 | SH | | SOLE | | 63,966 | 0 | 0 |
ISHARES CORE CONSERVATIVE ALL ETF IV | CONSER ALLOC ETF | 464289883 | 237 | 6,991 | SH | | SOLE | | 6,991 | 0 | 0 |
ISHARES CORE DIVIDEND GROWTH ETF | CORE DIV GRWTH | 46434V621 | 1,847 | 37,293 | SH | | SOLE | | 37,293 | 0 | 0 |
iShares Core S&P Mid-Cap ETF | GROWTH ETF | 464287507 | 4,962 | 19,901 | SH | | SOLE | | 19,901 | 0 | 0 |
ISHARES CORE S&P US VALUE ETF | CORE S&P USVLU | 464287663 | 6,819 | 91,388 | SH | | SOLE | | 91,388 | 0 | 0 |
ISHARES CORE US AGGREGATE BOND ETF | CORE US AGGBD ET | 464287226 | 1,009 | 10,739 | SH | | SOLE | | 10,739 | 0 | 0 |
ISHARES GLOBAL 100 ETF | GLOBAL 100 ETF | 464287572 | 4,711 | 64,323 | SH | | SOLE | | 64,323 | 0 | 0 |
ISHARES MSCI ACWI ETF | MSCI ACWI ETF | 464288257 | 4,914 | 53,208 | SH | | SOLE | | 53,208 | 0 | 0 |
ISHARES MSCI USA MOMNTUM FCT ETF | USA MOMENTUM FCT | 46432F396 | 309 | 2,215 | SH | | SOLE | | 2,215 | 0 | 0 |
ISHARES MSCI USA QUALITY FACTOR ETF | USA QUALITY FCTR | 46432F339 | 1,183 | 8,982 | SH | | SOLE | | 8,982 | 0 | 0 |
ISHARES RUSSELL 1000 GROWTH ETF IV | RUS 1000 GRW ETF | 464287614 | 2,811 | 10,571 | SH | | SOLE | | 10,571 | 0 | 0 |
ISHARES RUSSELL 1000 VALUE ETF IV | RUS 1000 VAL ETF | 464287598 | 402 | 2,652 | SH | | SOLE | | 2,652 | 0 | 0 |
ISHARES RUSSELL 2000 ETF | RUSSELL 2000 ETF | 464287655 | 2,801 | 15,852 | SH | | SOLE | | 15,852 | 0 | 0 |
ISHARES RUSSELL MID-CAP ETF | RUS MID CAP ETF | 464287499 | 848 | 12,255 | SH | | SOLE | | 12,255 | 0 | 0 |
ISHARES TR | CORE S&P500 ETF | 464287200 | 426 | 993 | SH | | SOLE | | 993 | 0 | 0 |
ISHARES TR RUSSELL 2500 ETF | RUSEL 2500 ETF | 46435G268 | 949 | 17,412 | SH | | SOLE | | 17,412 | 0 | 0 |
ISHARES US AEROSPACE DEFENSE ETF IV | US AER DEF ETF | 464288760 | 1,515 | 14,305 | SH | | SOLE | | 14,305 | 0 | 0 |
ISHARES US MEDICAL DEVICES ETF IV | U.S. MED DVC ETF | 464288810 | 850 | 17,536 | SH | | SOLE | | 17,536 | 0 | 0 |
ISHS MSCI INTL QUALITY FACT ETF | INTL QLTY FACTOR | 46434V456 | 5,364 | 159,618 | SH | | SOLE | | 159,618 | 0 | 0 |
J P MORGAN EXCHANGE-TRADED FD TR ACT | Active Growth | 46654Q609 | 236 | 4,388 | SH | | SOLE | | 4,388 | 0 | 0 |
J P MORGAN EXCHANGE-TRADED FD TR COR | BOND ETF | 46641Q670 | 326 | 7,316 | SH | | SOLE | | 7,316 | 0 | 0 |
JANUS DETROIT STR TR | HENDERSON AAA CL | 47103U845 | 3,669 | 729,000 | SH | | SOLE | | 729,000 | 0 | 0 |
JP MORGAN EXCH-TRADED FD TR SHORT DU | SHORT DURA CORE | 46641Q274 | 472 | 10,413 | SH | | SOLE | | 10,413 | 0 | 0 |
JP MORGAN ULTRA SHORT MUN INCOME ETF | ULTRA SHT MUNCPL | 46641Q654 | 652 | 12,938 | SH | | SOLE | | 12,938 | 0 | 0 |
JPMORGAN ULTRA SHORT INCOME ETF | ULTRA SHRT INC | 46641Q837 | 2,529 | 50,418 | SH | | SOLE | | 50,418 | 0 | 0 |
Lineage Cell Therapeutics, Inc. | COM | 53566P109 | 12 | 10,869 | SH | | SOLE | | 10,869 | 0 | 0 |
MICROSOFT CORP | COM | 594918104 | 875 | 2,772 | SH | | SOLE | | 2,772 | 0 | 0 |
NUVEEN SHORT-TERM REIT ETF | BOND ETF | 67092P706 | 290 | 10,693 | SH | | SOLE | | 10,693 | 0 | 0 |
PACER US CASH COWS 100 ETF | GROWTH ETF | 69374H881 | 2,391 | 48,375 | SH | | SOLE | | 48,375 | 0 | 0 |
PGIM Ultra Short Bond ETF | BOND ETF | 69344A107 | 300 | 6,071 | SH | | SOLE | | 6,071 | 0 | 0 |
POLYMET MNG CORP | COM | 731916409 | 32 | 15,810 | SH | | SOLE | | 15,810 | 0 | 0 |
Procter & Gamble Co | Com | 742718109 | 419 | 2,877 | SH | | SOLE | | 2,877 | 0 | 0 |
SCHWAB US DIVIDEND EQUITY ETF | US DIVIDEND EQ | 808524797 | 6,913 | 97,696 | SH | | SOLE | | 97,696 | 0 | 0 |
SCHWAB US LARGE CAP GROWTH ETF | US LCAP GR ETF | 808524300 | 298 | 4,105 | SH | | SOLE | | 4,105 | 0 | 0 |
SCHWAB US LARGE CAP VALUE ETF | US LCAP VA ETF | 808524409 | 241 | 3,748 | SH | | SOLE | | 3,748 | 0 | 0 |
SELECT SECTOR HEALTH CARE SPD ETF IV | Health Care | 81369Y209 | 951 | 7,390 | SH | | SOLE | | 7,390 | 0 | 0 |
SELECT SECTOR UTI SELECT SPDR ETF | SBI INT-UTILS | 81369Y886 | 1,130 | 19,178 | SH | | SOLE | | 19,178 | 0 | 0 |
SPDR AGGREGATE BOND ETF IV | PORTFOLIO AGRGTE | 78464A649 | 7,667 | 315,003 | SH | | SOLE | | 315,003 | 0 | 0 |
SPDR BLACKSTONE SENIOR LOAN ETF IV | BLACKSTONE SENR | 78467V608 | 3,740 | 89,212 | SH | | SOLE | | 89,212 | 0 | 0 |
SPDR BLMBRG BRCLY EMG MKT LCL ETF IV | BLOMBRG BRC EMRG | 78464A391 | 807 | 40,727 | SH | | SOLE | | 40,727 | 0 | 0 |
SPDR Bloomberg 1-10 Year TIPS | TIPS ETF | 78468R861 | 876 | 48,466 | SH | | SOLE | | 48,466 | 0 | 0 |
SPDR DOW JONE GLOBAL REAL EST ETF IV | DJ GLB RL ES ETF | 78463X749 | 960 | 25,131 | SH | | SOLE | | 25,131 | 0 | 0 |
SPDR GOLD SHARES ETF | GOLD SHS | 78463V107 | 1,848 | 10,780 | SH | | SOLE | | 10,780 | 0 | 0 |
SPDR INDEX SHARES EMERG MARKT ETF IV | PORTFOLIO EMG MK | 78463X509 | 3,163 | 94,228 | SH | | SOLE | | 94,228 | 0 | 0 |
SPDR LONG TERM TREASURY ETF IV | PORTFOLIO LN TSR | 78464A664 | 1,066 | 40,774 | SH | | SOLE | | 40,774 | 0 | 0 |
SPDR PORTFOLIO DVLPD WRLD EX-US ETF | PORTFOLIO DEVLPD | 78463X889 | 5,947 | 191,797 | SH | | SOLE | | 191,797 | 0 | 0 |
SPDR PORTFOLIO HIGH YIELD BND ETF IV | PORTFLI HIGH YLD | 78468R606 | 671 | 29,964 | SH | | SOLE | | 29,964 | 0 | 0 |
SPDR PORTFOLIO S&P 400 MID CP ETF IV | PORTFOLIO S&P400 | 78464A847 | 1,397 | 31,917 | SH | | SOLE | | 31,917 | 0 | 0 |
SPDR PORTFOLIO S&P 500 ETF IV | PORTFOLIO S&P500 | 78464A854 | 12,292 | 244,577 | SH | | SOLE | | 244,577 | 0 | 0 |
SPDR PORTFOLIO S&P 500 HIGH DIVID ET | PRTFLO S&P500 HI | 78468R788 | 297 | 8,496 | SH | | SOLE | | 8,496 | 0 | 0 |
SPDR PORTFOLIO S&P 600 SML CP ETF IV | PORTFOLIO S&P600 | 78468R853 | 1,384 | 37,520 | SH | | SOLE | | 37,520 | 0 | 0 |
SPDR S&P 500 ETF | TR UNIT | 78462F103 | 2,714 | 6,350 | SH | | SOLE | | 6,350 | 0 | 0 |
SPDR S&P DIVIDEND ETF IV | Value ETF | 78464A763 | 4,175 | 36,303 | SH | | SOLE | | 36,303 | 0 | 0 |
SPDR S&P INTERNATIONAL SMALL ETF IV | S&P INTL SMLCP | 78463X871 | 1,122 | 38,530 | SH | | SOLE | | 38,530 | 0 | 0 |
SPDR S&P KENSHO CLEAN POWER ETF IV | S&P KENSHO CLEAN | 78468R655 | 557 | 8,259 | SH | | SOLE | | 8,259 | 0 | 0 |
SPDR SSGA U S SECTOR ROTATION ETF | SPDR SSGA US SCT | 78470P408 | 256 | 6,207 | SH | | SOLE | | 6,207 | 0 | 0 |
TECHNOLOGY SELECT SECTOR SPDR ETF IV | TECHNOLOGY | 81369Y803 | 3,721 | 22,702 | SH | | SOLE | | 22,702 | 0 | 0 |
VANECK HIGH YIELD MUNI ETF | HIGH YLD MUNI ETF | 92189H409 | 316 | 6,458 | SH | | SOLE | | 6,458 | 0 | 0 |
VANGUARD EXTENDED MARKET ETF IV | EXTEND MKT ETF | 922908652 | 6,994 | 1,002 | SH | | SOLE | | 6,994 | 0 | 0 |
VANGUARD FTSE DEVELOPED MARKETS ETF | VAN FTSE DEV MKT | 921943858 | 200 | 4,588 | SH | | SOLE | | 4,588 | 0 | 0 |
VANGUARD INDUSTRIALS ETF IV | INDUSTRIAL ETF | 92204A603 | 1,359 | 6,973 | SH | | SOLE | | 6,973 | 0 | 0 |
VANGUARD MEGA CAP ETF IV | MEGA CAP INDEX | 921910873 | 1,508 | 9,931 | SH | | SOLE | | 9,931 | 0 | 0 |
VANGUARD MEGA CAP GROWTH ETF IV | MEGA GRWTH IND | 921910816 | 7,029 | 30,981 | SH | | SOLE | | 30,981 | 0 | 0 |
Vanguard Russell 1000 Growth Index | Growth ETF | 92206C680 | 735 | 10,743 | SH | | SOLE | | 10,743 | 0 | 0 |
VANGUARD SMALL CAP ETF IV | SMALL CP ETF | 922908751 | 1,622 | 8,583 | SH | | SOLE | | 8,583 | 0 | 0 |
VANGUARD SMALL CAP GROWTH ETF IV | SML CP GRW ETF | 922908595 | 1,436 | 6,704 | SH | | SOLE | | 6,704 | 0 | 0 |
VANGUARD TOTAL BOND MARKET ETF | TOTAL BND MRKT | 921937835 | 507 | 7,266 | SH | | SOLE | | 7,266 | 0 | 0 |
Walmart Inc | COM | 931142103 | 308 | 1,928 | SH | | SOLE | | 1,928 | 0 | 0 |
WISDOMTREE FLOATING RATE TREASURY FU | BOND ETF | 97717Y527 | 556 | 11,056 | SH | | SOLE | | 11,056 | 0 | 0 |
WISDOMTREE TRUST | ENHNCD CMMDTY ST | 97717Y683 | 593 | 32,923 | SH | | SOLE | | 32,923 | 0 | 0 |
XCEL ENERGY INC MINN | COM | 98389B100 | 229 | 4,003 | SH | | SOLE | | 4,003 | 0 | 0 |
XTRCKRS MSCI EMRG MRKT HDGD EQY ETF | XTRACK MSCI EMRG | 233051101 | 2,344 | 106,927 | SH | | SOLE | | 106,927 | 0 | 0 |