Winthrop Advisory 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	344,422	3,315	SH		SOLE		0	0	3,315
ABBVIE INC	COM	00287Y109	585,148	3,412	SH		SOLE		0	0	3,412
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	572,941	1,888	SH		SOLE		0	0	1,888
ACV AUCTIONS INC	COM CL A	00091G104	501,875	27,500	SH		SOLE		0	0	27,500
ADOBE INC	COM	00724F101	553,318	996	SH		SOLE		0	0	996
ALPHABET INC	CAP STK CL A	02079K305	3,635,283	19,958	SH		SOLE		0	0	19,958
ALPHABET INC	CAP STK CL C	02079K107	2,896,609	15,792	SH		SOLE		0	0	15,792
AMARIN CORP PLC	SPONS ADR NEW	023111206	7,055	10,255	SH		SOLE		0	0	10,255
AMAZON COM INC	COM	023135106	6,715,824	34,752	SH		SOLE		0	0	34,752
ANALOG DEVICES INC	COM	032654105	221,647	971	SH		SOLE		0	0	971
APPLE INC	COM	037833100	32,408,011	153,870	SH		SOLE		0	0	153,870
APPLIED MATLS INC	COM	038222105	476,189	2,018	SH		SOLE		0	0	2,018
ARISTA NETWORKS INC	COM	040413106	206,082	588	SH		SOLE		0	0	588
ARK ETF TR	INNOVATION ETF	00214Q104	288,236	6,558	SH		SOLE		0	0	6,558
AT&T INC	COM	00206R102	378,968	19,831	SH		SOLE		0	0	19,831
AZEK CO INC	CL A	05478C105	232,221	5,512	SH		SOLE		0	0	5,512
BANK AMER CORP	COM	060505104	1,096,938	27,582	SH		SOLE		0	0	27,582
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	3,654,895	8,985	SH		SOLE		0	0	8,985
BLACKROCK ETF TRUST II	FLEXIBLE INCOME	092528603	205,511	3,937	SH		SOLE		0	0	3,937
BOEING CO	COM	097023105	625,685	3,438	SH		SOLE		0	0	3,438
BROADCOM INC	COM	11135F101	518,129	323	SH		SOLE		0	0	323
CATERPILLAR INC	COM	149123101	670,877	2,014	SH		SOLE		0	0	2,014
CHEVRON CORP NEW	COM	166764100	672,826	4,301	SH		SOLE		0	0	4,301
Cim Real Estate Finance Trust Inc	COM	12558Q103	113,045	18,562	SH		SOLE		0	0	18,562
CINTAS CORP	COM	172908105	282,598	404	SH		SOLE		0	0	404
CISCO SYS INC	COM	17275R102	386,115	8,127	SH		SOLE		0	0	8,127
CITIGROUP INC	COM	172967424	231,316	3,645	SH		SOLE		0	0	3,645
COCA COLA CO	COM	191216100	303,478	4,768	SH		SOLE		0	0	4,768
COLGATE PALMOLIVE CO	COM	194162103	219,300	2,260	SH		SOLE		0	0	2,260
COMCAST CORP NEW	CL A	20030N101	231,267	5,906	SH		SOLE		0	0	5,906
COSTCO WHOLESALE CORP	COM	22160K105	734,628	864	SH		SOLE		0	0	864
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	11,019,825	341,806	SH		SOLE		0	0	341,806
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	1,613,760	27,422	SH		SOLE		0	0	27,422
DRAFTKINGS INC NEW	COM CL A	26142V105	399,907	10,477	SH		SOLE		0	0	10,477
EDWARDS LIFESCIENCES CORP	COM	28176E108	351,098	3,801	SH		SOLE		0	0	3,801
EMERSON ELEC CO	COM	291011104	484,820	4,401	SH		SOLE		0	0	4,401
EXXON MOBIL CORP	COM	30231G102	481,921	4,186	SH		SOLE		0	0	4,186
FORD MTR CO DEL	COM	345370860	209,899	16,738	SH		SOLE		0	0	16,738
GE AEROSPACE	COM NEW	369604301	237,911	1,497	SH		SOLE		0	0	1,497
GOLDMAN SACHS ETF TR	ACTIVEBETA INT	381430107	4,221,262	125,446	SH		SOLE		0	0	125,446
HARTFORD FINL SVCS GROUP INC	COM	416515104	214,106	2,130	SH		SOLE		0	0	2,130
HONEYWELL INTL INC	COM	438516106	401,879	1,882	SH		SOLE		0	0	1,882
HUBSPOT INC	COM	443573100	372,747	632	SH		SOLE		0	0	632
INTERNATIONAL BUSINESS MACHS	COM	459200101	1,074,819	6,215	SH		SOLE		0	0	6,215
INTUIT	COM	461202103	456,361	694	SH		SOLE		0	0	694
INVESCO QQQ TR	UNIT SER 1	46090E103	53,942,032	112,588	SH		SOLE		0	0	112,588
ISHARES INC	CORE MSCI EMKT	46434G103	2,665,229	49,789	SH		SOLE		0	0	49,789
ISHARES TR	U.S. INSRNCE ETF	464288786	272,137	2,410	SH		SOLE		0	0	2,410
ISHARES TR	MSCI INDIA ETF	46429B598	210,012	3,765	SH		SOLE		0	0	3,765
ISHARES TR	ISHARES SEMICDTR	464287523	210,869	855	SH		SOLE		0	0	855
ISHARES TR	CORE S&P500 ETF	464287200	87,946,575	160,712	SH		SOLE		0	0	160,712
ISHARES TR	RUS 1000 ETF	464287622	75,347,326	253,234	SH		SOLE		0	0	253,234
ISHARES TR	NATIONAL MUN ETF	464288414	530,771	4,981	SH		SOLE		0	0	4,981
ISHARES TR	CORE S&P TTL STK	464287150	90,207,532	759,451	SH		SOLE		0	0	759,451
ISHARES TR	CORE S&P MCP ETF	464287507	13,448,053	229,803	SH		SOLE		0	0	229,803
ISHARES TR	BLACKROCK ULTRA	46434V878	46,328,276	916,847	SH		SOLE		0	0	916,847
ISHARES TR	S&P 500 GRWT ETF	464287309	4,313,613	46,613	SH		SOLE		0	0	46,613
ISHARES TR	RUS 1000 VAL ETF	464287598	2,429,769	13,927	SH		SOLE		0	0	13,927
ISHARES TR	RUS 1000 GRW ETF	464287614	18,342,134	50,320	SH		SOLE		0	0	50,320
ISHARES TR	CORE US AGGBD ET	464287226	544,242	5,607	SH		SOLE		0	0	5,607
ISHARES TR	IBOXX INV CP ETF	464287242	847,857	7,915	SH		SOLE		0	0	7,915
ISHARES TR	MSCI USA ESG SLC	464288802	1,636,275	14,561	SH		SOLE		0	0	14,561
ISHARES TR	SELECT DIVID ETF	464287168	933,570	7,717	SH		SOLE		0	0	7,717
ISHARES TR	RUS MID CAP ETF	464287499	859,541	10,601	SH		SOLE		0	0	10,601
ISHARES TR	RUSSELL 2000 ETF	464287655	530,971	2,617	SH		SOLE		0	0	2,617
ISHARES TR	RUSSELL 3000 ETF	464287689	5,846,890	18,942	SH		SOLE		0	0	18,942
ISHARES TR	CORE S&P SCP ETF	464287804	387,777	3,636	SH		SOLE		0	0	3,636
ISHARES TR	MSCI ACWI ETF	464288257	420,305	3,739	SH		SOLE		0	0	3,739
ISHARES TR	MSCI ACWI EX US	464288240	425,558	8,010	SH		SOLE		0	0	8,010
ISHARES TR	CORE MSCI EAFE	46432F842	234,245	3,225	SH		SOLE		0	0	3,225
ISHARES TR	PFD AND INCM SEC	464288687	293,257	9,295	SH		SOLE		0	0	9,295
ISHARES TR	SHRT NAT MUN ETF	464288158	296,486	2,836	SH		SOLE		0	0	2,836
ISHARES TR	S&P 500 VAL ETF	464287408	290,948	1,599	SH		SOLE		0	0	1,599
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	3,878,713	76,852	SH		SOLE		0	0	76,852
JOHNSON & JOHNSON	COM	478160104	1,380,638	9,446	SH		SOLE		0	0	9,446
JPMORGAN CHASE & CO	COM	46625H100	2,909,757	14,386	SH		SOLE		0	0	14,386
KARYOPHARM THERAPEUTICS INC	COM	48576U106	13,014	15,000	SH		SOLE		0	0	15,000
KLA CORP	COM NEW	482480100	862,196	1,046	SH		SOLE		0	0	1,046
LILLY ELI & CO	COM	532457108	1,546,738	1,708	SH		SOLE		0	0	1,708
LIVE NATION ENTERTAINMENT INC	COM	538034109	255,629	2,727	SH		SOLE		0	0	2,727
LOWES COS INC	COM	548661107	260,952	1,184	SH		SOLE		0	0	1,184
LPL FINL HLDGS INC	COM	50212V100	5,804,710	20,783	SH		SOLE		0	0	20,783
LULULEMON ATHLETICA INC	COM	550021109	413,102	1,383	SH		SOLE		0	0	1,383
MARKEL GROUP INC	COM	570535104	515,241	327	SH		SOLE		0	0	327
MASTERCARD INC	CL A	57636Q104	1,113,747	2,525	SH		SOLE		0	0	2,525
MCDONALDS CORP	COM	580135101	698,959	2,743	SH		SOLE		0	0	2,743
MERCK & CO INC	COM	58933Y105	1,062,509	8,582	SH		SOLE		0	0	8,582
META PLATFORMS INC	CL A	30303M102	2,960,637	5,872	SH		SOLE		0	0	5,872
MICROSOFT CORP	COM	594918104	11,219,066	25,101	SH		SOLE		0	0	25,101
NETCAPITAL INC	COM	64113L103	9,950	91,199	SH		SOLE		0	0	91,199
NETFLIX INC	COM	64110L106	422,475	626	SH		SOLE		0	0	626
NVIDIA CORPORATION	COM	67066G104	3,492,166	28,267	SH		SOLE		0	0	28,267
ORACLE CORP	COM	68389X105	673,369	4,769	SH		SOLE		0	0	4,769
PALANTIR TECHNOLOGIES INC	CL A	69608A108	459,132	18,126	SH		SOLE		0	0	18,126
PEPSICO INC	COM	713448108	987,220	5,986	SH		SOLE		0	0	5,986
PFIZER INC	COM	717081103	431,925	15,437	SH		SOLE		0	0	15,437
PROCTER & GAMBLE CO	COM	742718109	1,639,868	9,943	SH		SOLE		0	0	9,943
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	412,638	4,110	SH		SOLE		0	0	4,110
REGENERON PHARMACEUTICALS	COM	75886F107	301,646	287	SH		SOLE		0	0	287
SALESFORCE COM INC	COM	79466L302	487,978	1,898	SH		SOLE		0	0	1,898
SANGAMO THERAPEUTICS INC	COM	800677106	3,583	10,000	SH		SOLE		0	0	10,000
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	24,947,131	396,805	SH		SOLE		0	0	396,805
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	9,783,628	125,818	SH		SOLE		0	0	125,818
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	4,178,236	65,031	SH		SOLE		0	0	65,031
SELECT SECTOR SPDR TR	ENERGY	81369Y506	6,614,332	72,565	SH		SOLE		0	0	72,565
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	6,614,332	72,565	SH		SOLE		0	0	72,565
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	213,633	5,197	SH		SOLE		0	0	5,197
SERVICENOW INC	COM	81762P102	453,909	577	SH		SOLE		0	0	577
SHOPIFY INC	CL A	82509L107	285,666	4,325	SH		SOLE		0	0	4,325
SONOCO PRODS CO	COM	835495102	202,880	4,000	SH		SOLE		0	0	4,000
SOUTHWEST AIRLS CO	COM	844741108	516,736	18,061	SH		SOLE		0	0	18,061
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	357,643	897	SH		SOLE		0	0	897
SPDR GOLD TR	GOLD SHS	78463V107	507,203	2,466	SH		SOLE		0	0	2,466
SPDR Portfolio S&P 500 Growth ETF	PORTFOLI S&P1500	78464A805	2,392,647	32,709	SH		SOLE		0	0	32,709
SPDR Portfolio Total Stock Market ETF	PRTFLO S&P500 GW	78464A409	29,616,507	461,676	SH		SOLE		0	0	461,676
SPDR S&P 500 ETF TR	TR UNIT	78462F103	16,047,379	30,582	SH		SOLE		0	0	30,582
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	2,408,743	4,320	SH		SOLE		0	0	4,320
SPDR SER TR	BLOOMBERG CONV	78464A359	217,951	2,984	SH		SOLE		0	0	2,984
STARBUCKS CORP	COM	855244109	625,266	8,032	SH		SOLE		0	0	8,032
SYSCO CORP	COM	871829107	294,235	4,122	SH		SOLE		0	0	4,122
TESLA INC	COM	88160R101	1,386,347	7,006	SH		SOLE		0	0	7,006
THE CIGNA GROUP	COM	125523100	446,060	1,349	SH		SOLE		0	0	1,349
THE HOME DEPOT INC	COM	437076102	3,561,867	10,347	SH		SOLE		0	0	10,347
THE WALT DISNEY COMP	COM	254687106	1,406,393	14,164	SH		SOLE		0	0	14,164
TRANE TECHNOLOGIES PLC	SHS	G8994E103	706,900	2,149	SH		SOLE		0	0	2,149
UNITED PARCEL SERVICE INC	CL B	911312106	709,733	5,186	SH		SOLE		0	0	5,186
UNITEDHEALTH GROUP INC	COM	91324P102	674,285	1,324	SH		SOLE		0	0	1,324
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	305,197	1,171	SH		SOLE		0	0	1,171
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	45,925,894	171,679	SH		SOLE		0	0	171,679
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	11,285,052	66,859	SH		SOLE		0	0	66,859
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	2,233,612	4,466	SH		SOLE		0	0	4,466
VANGUARD INDEX FDS	VALUE ETF	922908744	1,277,635	7,965	SH		SOLE		0	0	7,965
VANGUARD INDEX FDS	GROWTH ETF	922908736	940,400	2,514	SH		SOLE		0	0	2,514
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	585,255	2,345	SH		SOLE		0	0	2,345
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	234,257	1,283	SH		SOLE		0	0	1,283
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	5,418,880	123,832	SH		SOLE		0	0	123,832
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	8,001,323	159,675	SH		SOLE		0	0	159,675
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	3,001,064	16,440	SH		SOLE		0	0	16,440
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	817,790	6,895	SH		SOLE		0	0	6,895
VERISK ANALYTICS INC	COM	92345Y106	218,183	809	SH		SOLE		0	0	809
VERIZON COMMUNICATIONS INC	COM	92343V104	298,998	7,250	SH		SOLE		0	0	7,250
VISA INC	COM CL A	92826C839	2,409,352	9,180	SH		SOLE		0	0	9,180
VIVID SEATS INC	COM CL A	92854T100	143,750	25,000	SH		SOLE		0	0	25,000
WALMART INC	COM	931142103	1,690,697	24,970	SH		SOLE		0	0	24,970
WASTE MGMT INC DEL	COM	94106L109	270,468	1,268	SH		SOLE		0	0	1,268