First National Bank of South Miami 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALLERGAN PLC NPV	COMMON STOCK	G0177J108	3	20	SH		SOLE		20	0	0
ALLERGAN PLC NPV	COMMON STOCK	G0177J108	24	150	SH		DFND		150	0	0
ACCENTURE PLC	COMMON STOCK	G1151C101	429	2,166	SH		SOLE		2,166	0	0
ACCENTURE PLC	COMMON STOCK	G1151C101	20	100	SH		DFND		100	0	0
MEDTRONIC PLC	COMMON STOCK	G5960L103	575	5,326	SH		SOLE		5,326	0	0
MEDTRONIC PLC	COMMON STOCK	G5960L103	457	4,240	SH		DFND		4,040	200	0
ALCON INC	COMMON STOCK	H01301128	17	273	SH		DFND		273	0	0
NXP SEMICONDUCTORS N V	COMMON STOCK	N6596X109	5	50	SH		DFND		50	0	0
ACCO BRANDS CORP	COMMON STOCK	00081T108	2	164	SH		DFND		117	47	0
AFLAC INC	COMMON STOCK	001055102	73	1,460	SH		DFND		1,460	0	0
AT&T INC	COMMON STOCK	00206R102	710	20,148	SH		SOLE		20,148	0	0
AT&T INC	COMMON STOCK	00206R102	846	24,008	SH		DFND		23,508	500	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	11	129	SH		SOLE		129	0	0
ABBVIE INC	COMMON STOCK	00287Y109	147	2,239	SH		SOLE		2,239	0	0
ABBVIE INC	COMMON STOCK	00287Y109	9	130	SH		DFND		130	0	0
ABIOMED INC	COMMON STOCK	003654100	39	200	SH		DFND		200	0	0
ADVANCE AUTO PARTS	COMMON STOCK	00751Y106	14	100	SH		DFND		100	0	0
AIR PROD & CHEM INC	COMMON STOCK	009158106	149	660	SH		DFND		660	0	0
ALIN TECHNOLOGY INC	COMMON STOCK	016255101	9	50	SH		DFND		50	0	0
ALLIANCE DATA SYSTEMS CORP	COMMON STOCK	018581108	2	19	SH		SOLE		19	0	0
ALLSTATE CORP	COMMON STOCK	020002101	6	55	SH		SOLE		55	0	0
ALLSTATE CORP	COMMON STOCK	020002101	192	1,876	SH		DFND		1,876	0	0
ALPHABET INC CL-C	COMMON STOCK	02079K107	493	415	SH		SOLE		415	0	0
ALPHABET INC CL-C	COMMON STOCK	02079K107	220	185	SH		DFND		185	0	0
ALPHABET INC CL-A	COMMON STOCK	02079K305	24	20	SH		SOLE		20	0	0
ALPHABET INC CL-A	COMMON STOCK	02079K305	42	35	SH		DFND		35	0	0
ALTRIA GROUP	COMMON STOCK	02209S103	136	3,121	SH		SOLE		3,121	0	0
ALTRIA GROUP	COMMON STOCK	02209S103	43	990	SH		DFND		990	0	0
AMAZON.COM INC	COMMON STOCK	023135106	524	295	SH		SOLE		295	0	0
AMAZON.COM INC	COMMON STOCK	023135106	231	130	SH		DFND		130	0	0
AMERICAN ELEC PWR CO COM	COMMON STOCK	025537101	51	560	SH		DFND		560	0	0
AMERICAN EXPRESS	COMMON STOCK	025816109	593	4,926	SH		SOLE		4,926	0	0
AMERICAN EXPRESS	COMMON STOCK	025816109	151	1,257	SH		DFND		1,257	0	0
AMERICAN TOWER CORPORATION	COMMON STOCK	03027X100	7	30	SH		SOLE		30	0	0
AMETEK INC	COMMON STOCK	031100100	95	1,100	SH		SOLE		1,100	0	0
AMGEN INC	COMMON STOCK	031162100	120	575	SH		SOLE		575	0	0
AMGEN INC	COMMON STOCK	031162100	21	100	SH		DFND		100	0	0
ANHEUSER-BUSCH ADR F	COMMON STOCK	03524A108	23	240	SH		SOLE		240	0	0
ANTHEM INC	COMMON STOCK	036752103	159	607	SH		SOLE		607	0	0
APPLE INC	COMMON STOCK	037833100	637	3,050	SH		SOLE		3,050	0	0
APPLE INC	COMMON STOCK	037833100	605	2,900	SH		DFND		2,900	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	39	821	SH		SOLE		821	0	0
ARCHER DANIELS MIDLAND	COMMON STOCK	039483102	4	100	SH		DFND		100	0	0
AUTOMATIC DATA PROCESSING	COMMON STOCK	053015103	678	3,990	SH		SOLE		3,990	0	0
AUTOMATIC DATA PROCESSING	COMMON STOCK	053015103	449	2,644	SH		DFND		2,644	0	0
BB & T CORPORATION	COMMON STOCK	054937107	99	2,086	SH		SOLE		2,086	0	0
BB & T CORPORATION	COMMON STOCK	054937107	45	940	SH		DFND		940	0	0
BP PLC SPONS ADR	FOREIGN EQUITIES	055622104	18	500	SH		DFND		500	0	0
BANK OF AMERICA	COMMON STOCK	060505104	150	5,451	SH		SOLE		5,451	0	0
BANK OF AMERICA	COMMON STOCK	060505104	33	1,200	SH		DFND		1,200	0	0
BANK OF AMERICA 7.25 PFD	PREFERRED STOCK	060505682	249	169	SH		DFND		149	20	0
BARRICK GOLD CORPORATION	COMMON STOCK	067901108	6	300	SH		DFND		300	0	0
BAXTER INTL INC COM	COMMON STOCK	071813109	4	45	SH		SOLE		45	0	0
BAXTER INTL INC COM	COMMON STOCK	071813109	97	1,100	SH		DFND		1,100	0	0
BECTON DICKINSON & CO	COMMON STOCK	075887109	1	4	SH		SOLE		4	0	0
BERKSHIRE HATHAWAY CL-B	COMMON STOCK	084670702	440	2,161	SH		SOLE		2,161	0	0
BERKSHIRE HATHAWAY CL-B	COMMON STOCK	084670702	838	4,118	SH		DFND		4,118	0	0
BEST BUY CO INC	COMMON STOCK	086516101	56	881	SH		SOLE		881	0	0
BIOGEN INC	COMMON STOCK	09062X103	3	15	SH		SOLE		15	0	0
BLACKROCK INC	COMMON STOCK	09247X101	283	669	SH		SOLE		669	0	0
BLACKROCK INC	COMMON STOCK	09247X101	214	506	SH		DFND		506	0	0
BLACKROCK STRATEGIC MUN TR COM	MUTUAL FUNDS-NON TAX	09248T109	22	1,527	SH		DFND		1,527	0	0
BLACKROCK CORE BD TR SHS COM	MUTUAL FUNDS-FIXED INCOME	09249E101	15	1,005	SH		DFND		1,005	0	0
BOEING CO	COMMON STOCK	097023105	370	1,017	SH		SOLE		1,017	0	0
BOEING CO	COMMON STOCK	097023105	82	224	SH		DFND		224	0	0
BRISTOL-MYERS SQUIBB	COMMON STOCK	110122108	3	65	SH		SOLE		65	0	0
BRISTOL-MYERS SQUIBB	COMMON STOCK	110122108	189	3,940	SH		DFND		3,940	0	0
CBS CORP NEW CL A	COMMON STOCK	124857103	3	56	SH		SOLE		56	0	0
CBS CORP NEW CL B	COMMON STOCK	124857202	47	1,122	SH		SOLE		1,122	0	0
CDK GLOBAL INC	COMMON STOCK	12508E101	29	666	SH		DFND		666	0	0
CIGNA CORPORATION	COMMON STOCK	125523100	6	39	SH		SOLE		39	0	0
CIGNA CORPORATION	COMMON STOCK	125523100	3	18	SH		DFND		18	0	0
CSX CORP	COMMON STOCK	126408103	4	67	SH		SOLE		67	0	0
CSX CORP	COMMON STOCK	126408103	716	10,676	SH		DFND		10,676	0	0
CVS HEALTH CORP	COMMON STOCK	126650100	108	1,780	SH		SOLE		1,780	0	0
CVS HEALTH CORP	COMMON STOCK	126650100	88	1,452	SH		DFND		1,452	0	0
CALIFORNIA RESOURCES CORP	COMMON STOCK	13057Q206	0	35	SH		DFND		35	0	0
CARMAX INC	COMMON STOCK	143130102	267	3,203	SH		SOLE		3,203	0	0
CARNIVAL CORPORATION	COMMON STOCK	143658300	107	2,418	SH		SOLE		2,418	0	0
CATERPILLAR INC	COMMON STOCK	149123101	45	375	SH		SOLE		375	0	0
CENTENE CORPORATION	COMMON STOCK	15135B101	19	416	SH		SOLE		416	0	0
CENTURYLINK INC	COMMON STOCK	156700106	1	126	SH		DFND		126	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	106	901	SH		SOLE		901	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	473	4,018	SH		DFND		4,018	0	0
CHIPOTLE MEXICAN GRILL	COMMON STOCK	169656105	54	64	SH		DFND		64	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	254	5,430	SH		SOLE		5,430	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	240	5,128	SH		DFND		4,628	500	0
CITIGROUP INC	COMMON STOCK	172967424	117	1,820	SH		SOLE		1,820	0	0
CLOVIS ONCOLOGY INC	COMMON STOCK	189464100	1	100	SH		DFND		100	0	0
COCA COLA COMPANY	COMMON STOCK	191216100	395	7,182	SH		SOLE		7,182	0	0
COCA COLA COMPANY	COMMON STOCK	191216100	384	6,970	SH		DFND		6,970	0	0
COGNIZANT TECHNOLOGY SOLUTIONS	COMMON STOCK	192446102	257	4,190	SH		SOLE		4,190	0	0
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	225	3,040	SH		DFND		3,040	0	0
COMCAST CORP CL-A	COMMON STOCK	20030N101	559	12,635	SH		SOLE		12,635	0	0
COMCAST CORP CL-A	COMMON STOCK	20030N101	119	2,685	SH		DFND		2,685	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	9	180	SH		SOLE		180	0	0
CONSOLIDATED EDISON INC COM	COMMON STOCK	209115104	142	1,600	SH		DFND		1,600	0	0
CONSTELLATION BRANDS A	COMMON STOCK	21036P108	150	733	SH		SOLE		733	0	0
CONSTELLATION BRANDS A	COMMON STOCK	21036P108	20	100	SH		DFND		100	0	0
COSTCO WHOLESALE	COMMON STOCK	22160K105	414	1,405	SH		SOLE		1,405	0	0
COSTCO WHOLESALE	COMMON STOCK	22160K105	242	821	SH		DFND		821	0	0
DWS/DEUTSCHE MUNICIPAL INCOME TRUST	MUTUAL FUNDS-NON TAX	233368109	12	1,000	SH		DFND		1,000	0	0
DANAHER CORP	COMMON STOCK	235851102	444	3,126	SH		SOLE		3,126	0	0
DANAHER CORP	COMMON STOCK	235851102	9	61	SH		DFND		61	0	0
DARDEN RESTAURANTS INC	COMMON STOCK	237194105	267	2,209	SH		SOLE		2,209	0	0
DARDEN RESTAURANTS INC	COMMON STOCK	237194105	643	5,314	SH		DFND		5,314	0	0
DICKS SPORTING GOODS INC COM	COMMON STOCK	253393102	2	70	SH		SOLE		70	0	0
DISNEY WALT	COMMON STOCK	254687106	606	4,415	SH		SOLE		4,415	0	0
DISNEY WALT	COMMON STOCK	254687106	265	1,928	SH		DFND		1,928	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	94	1,178	SH		SOLE		1,178	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	40	500	SH		DFND		500	0	0
DOLLAR TREE INC	COMMON STOCK	256746108	19	190	SH		DFND		190	0	0
DOVER CORPORATION	COMMON STOCK	260003108	56	600	SH		SOLE		600	0	0
DUKE ENERGY	COMMON STOCK	26441C204	196	2,114	SH		SOLE		2,114	0	0
DUKE ENERGY	COMMON STOCK	26441C204	495	5,334	SH		DFND		5,334	0	0
EOG RES INC	COMMON STOCK	26875P101	2	30	SH		SOLE		30	0	0
E TRADE FINANCIAL CORP	COMMON STOCK	269246401	3	64	SH		SOLE		64	0	0
EDITAS MEDICINE, INC	COMMON STOCK	28106W103	25	1,000	SH		DFND		1,000	0	0
EDWARD LIFESCIENCES CORP COM	COMMON STOCK	28176E108	44	200	SH		DFND		200	0	0
EMERSON ELECTRIC	COMMON STOCK	291011104	438	7,355	SH		SOLE		7,355	0	0
EMERSON ELECTRIC	COMMON STOCK	291011104	144	2,412	SH		DFND		2,412	0	0
EMPIRE STATE REALTY OP, L.P. -SERIES ES	COMMON STOCK	292102100	249	17,800	SH		SOLE		17,800	0	0
EXACT SCIENCES CORPORATION	COMMON STOCK	30063P105	12	100	SH		DFND		100	0	0
PERITUS (ADV SHR) HIGH YIELDETF	ETFS-EQUITIES	30151E814	165	4,858	SH		SOLE		4,858	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	757	11,059	SH		SOLE		11,059	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	1,305	19,061	SH		DFND		19,061	0	0
FMC CORP	COMMON STOCK	302491303	26	300	SH		SOLE		300	0	0
FMC CORP	COMMON STOCK	302491303	13	150	SH		DFND		150	0	0
FACEBOOK INC CL-A	COMMON STOCK	30303M102	259	1,395	SH		SOLE		1,395	0	0
FACEBOOK INC CL-A	COMMON STOCK	30303M102	52	278	SH		DFND		278	0	0
FASTENAL COMPANY	COMMON STOCK	311900104	131	4,264	SH		SOLE		4,264	0	0
FASTENAL COMPANY	COMMON STOCK	311900104	43	1,400	SH		DFND		1,400	0	0
FORD MOTOR CO	COMMON STOCK	345370860	100	10,950	SH		SOLE		10,950	0	0
FORD MOTOR CO	COMMON STOCK	345370860	5	500	SH		DFND		500	0	0
FORTUNE BRANDS HOME & SEC INC	COMMON STOCK	34964C106	82	1,600	SH		DFND		1,600	0	0
FOUR CORNERS PPTY TR INC	COMMON STOCK	35086T109	75	2,648	SH		DFND		2,648	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	392	2,047	SH		SOLE		2,047	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	163	850	SH		DFND		850	0	0
GENERAL ELECTRIC	COMMON STOCK	369604103	7	900	SH		SOLE		900	0	0
GENERAL ELECTRIC	COMMON STOCK	369604103	22	2,700	SH		DFND		2,700	0	0
GENERAL MILLS	COMMON STOCK	370334104	457	8,500	SH		DFND		8,500	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	103	1,140	SH		SOLE		1,140	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	129	2,031	SH		SOLE		2,031	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	6	100	SH		DFND		100	0	0
GLAXO SMITHKLINE PLC ADR	FOREIGN EQUITIES	37733W105	95	2,283	SH		SOLE		2,283	0	0
GLAXO SMITHKLINE PLC ADR	FOREIGN EQUITIES	37733W105	23	562	SH		DFND		562	0	0
GOLDMAN SACHS GROUP	COMMON STOCK	38141G104	31	150	SH		DFND		150	0	0
GRAINGER, W.W. INC	COMMON STOCK	384802104	3	12	SH		SOLE		12	0	0
HP INC	COMMON STOCK	40434L105	24	1,300	SH		DFND		1,300	0	0
HALLIBURTON CO	COMMON STOCK	406216101	7	380	SH		DFND		380	0	0
HEWLETT PACK. ENTERPRISE	COMMON STOCK	42824C109	12	900	SH		DFND		900	0	0
HOLOGIC INCORPORATED	COMMON STOCK	436440101	5	100	SH		DFND		100	0	0
HOME DEPOT INC	COMMON STOCK	437076102	788	3,459	SH		SOLE		3,459	0	0
HOME DEPOT INC	COMMON STOCK	437076102	766	3,359	SH		DFND		3,359	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	99	600	SH		DFND		600	0	0
HOSPITALITY PROPERTIES TRUSTCOM	COMMON STOCK	44106M102	7	300	SH		DFND		300	0	0
HUNTINGTON INGALLS	COMMON STOCK	446413106	55	264	SH		SOLE		264	0	0
INCYTE CORP	COMMON STOCK	45337C102	8	100	SH		DFND		100	0	0
INTEL CORP	COMMON STOCK	458140100	287	6,061	SH		SOLE		6,061	0	0
INTEL CORP	COMMON STOCK	458140100	249	5,250	SH		DFND		5,250	0	0
INTERCONTINENTAL EXCHANGE INC	COMMON STOCK	45866F104	8	90	SH		SOLE		90	0	0
INT'L BUSINESS MACHINES	COMMON STOCK	459200101	100	738	SH		SOLE		738	0	0
INT'L BUSINESS MACHINES	COMMON STOCK	459200101	114	840	SH		DFND		840	0	0
INVESCO S&P 500 EQ WT MT	ETFS-EQUITIES	46137V316	84	800	SH		DFND		800	0	0
INVESCO SP 500 EQUAL WEIGHTETF	ETFS-EQUITIES	46137V357	410	3,898	SH		DFND		3,698	200	0
INVESCO RUSSELL MIDCAP ETF	ETFS-EQUITIES	46137V464	87	1,500	SH		DFND		1,500	0	0
INVESCO HIGH YIELD EQUITY DIVIDEND ETF	ETFS-EQUITIES	46137V563	19	1,090	SH		SOLE		1,090	0	0
INVESCO FIN'L PREFERRED ETF	ETFS-EQUITIES	46137V621	166	8,898	SH		SOLE		8,898	0	0
INVESCO FIN'L PREFERRED ETF	ETFS-EQUITIES	46137V621	24	1,300	SH		DFND		1,300	0	0
INVESCO EX PFD ETF	ETFS-EQUITIES	46138E511	150	9,999	SH		DFND		8,999	1,000	0
INVESCO EX SENIOR LOAN ETF	ETFS-FIXED INCOME	46138G508	111	4,924	SH		SOLE		4,924	0	0
INVESCO TAXABLE MUNI ETF	ETFS-FIXED INCOME	46138G805	188	5,700	SH		SOLE		5,700	0	0
ISHARES SILVER TRUST	ETFS-COMMODITY	46428Q109	9	520	SH		DFND		520	0	0
ISHARES MSCI EMU INDEX	ETFS-INTL EQUITIES	464286608	27	700	SH		SOLE		700	0	0
ISHARES MSCI HONG KONG INDEX	ETFS-INTL EQUITIES	464286871	720	31,539	SH		SOLE		31,539	0	0
ISHARES MSCI HONG KONG INDEX	ETFS-INTL EQUITIES	464286871	54	2,359	SH		DFND		2,359	0	0
ISHARES DOW JONES DIVIDEND INDEX	ETFS-EQUITIES	464287168	519	5,299	SH		SOLE		5,299	0	0
ISHARES TIPS BOND ETF	ETFS-FIXED INCOME	464287176	47	400	SH		SOLE		400	0	0
ISHARES S&P 500 INDEX	ETFS-EQUITIES	464287200	4,344	14,762	SH		SOLE		14,762	0	0
ISHARES S&P 500 INDEX	ETFS-EQUITIES	464287200	93	316	SH		DFND		316	0	0
ISHARES CORE US AGGREGATE BOND INDEX	ETFS-FIXED INCOME	464287226	1,291	11,313	SH		SOLE		11,313	0	0
ISHARES MSCI EMERGING MKT INDEX	ETFS-INTL EQUITIES	464287234	28	694	SH		SOLE		694	0	0
ISHARES INVSTMNT GRADE CORP BOND INDEX	ETFS-FIXED INCOME	464287242	919	7,138	SH		SOLE		7,138	0	0
ISHARES INVSTMNT GRADE CORP BOND INDEX	ETFS-FIXED INCOME	464287242	599	4,649	SH		DFND		4,649	0	0
ISHARES S&P 500 GROWTH	ETFS-EQUITIES	464287309	376	2,090	SH		SOLE		2,090	0	0
ISHARES S&P 500 VALUE	ETFS-EQUITIES	464287408	508	4,398	SH		SOLE		4,398	0	0
ISHARES MSCI EAFE INDEX	ETFS-INTL EQUITIES	464287465	8,584	135,827	SH		SOLE		135,827	0	0
ISHARES MSCI EAFE INDEX	ETFS-INTL EQUITIES	464287465	521	8,248	SH		DFND		8,248	0	0
ISHARES RUSSELL MID-CAP GRWT	ETFS-EQUITIES	464287481	100	700	SH		DFND		700	0	0
ISHARES CORE S&P MID-CAP	ETFS-EQUITIES	464287507	1,231	6,541	SH		SOLE		6,541	0	0
ISHARES N. AMER TECH- SOFTWARE ETF	ETFS-EQUITIES	464287515	1,166	5,402	SH		SOLE		5,402	0	0
ISHARES N. AMERICAN TECH ETF	ETFS-EQUITIES	464287549	24	110	SH		SOLE		110	0	0
ISHARES N. AMERICAN TECH ETF	ETFS-EQUITIES	464287549	256	1,180	SH		DFND		1,180	0	0
ISHARES NASDAQ BIOTECH	ETFS-EQUITIES	464287556	23	225	SH		SOLE		225	0	0
ISHARES S&P MID-CAP 400 GROWTH	ETFS-EQUITIES	464287606	417	1,881	SH		SOLE		1,881	0	0
ISHARES S&P MID-CAP 400 GROWTH	ETFS-EQUITIES	464287606	98	443	SH		DFND		443	0	0
ISHARES RUSSELL 2000 INDEX	ETFS-EQUITIES	464287655	45	300	SH		SOLE		300	0	0
ISHARES S&P MID-CAP 400 VALUE	ETFS-EQUITIES	464287705	994	6,494	SH		SOLE		6,494	0	0
ISHARES S&P MID-CAP 400 VALUE	ETFS-EQUITIES	464287705	92	604	SH		DFND		604	0	0
ISHARES S&P SMALL CAP INDEX	ETFS-EQUITIES	464287804	868	11,480	SH		SOLE		11,480	0	0
ISHARES S&P SMALL CAP INDEX	ETFS-EQUITIES	464287804	325	4,298	SH		DFND		4,098	200	0
ISHARES DOW US EQUITY INDEX	ETFS-EQUITIES	464287846	29	200	SH		DFND		200	0	0
ISHARES S&P SMALL CAP 600 VALUE	ETFS-EQUITIES	464287879	591	4,135	SH		SOLE		4,135	0	0
ISHARES S&P SMALL-CAP GROWTH	ETFS-EQUITIES	464287887	417	2,355	SH		SOLE		2,355	0	0
ISHARES NAT'L AMT-FREE MUNI BOND	ETFS-TAX EXEMPT	464288414	2,606	22,625	SH		SOLE		22,625	0	0
ISHARES NAT'L AMT-FREE MUNI BOND	ETFS-TAX EXEMPT	464288414	279	2,425	SH		DFND		2,425	0	0
ISHARES DOW INT'L DIVIDEND INDEX	ETFS-INTL EQUITIES	464288448	690	23,408	SH		SOLE		23,408	0	0
ISHARES DOW INT'L DIVIDEND INDEX	ETFS-INTL EQUITIES	464288448	229	7,760	SH		DFND		7,760	0	0
ISHARES HIGH YLD CORP BOND INDEX	ETFS-FIXED INCOME	464288513	57	659	SH		SOLE		659	0	0
ISHARES MBS BOND INDEX	ETFS-FIXED INCOME	464288588	647	5,960	SH		SOLE		5,960	0	0
ISHARES MBS BOND INDEX	ETFS-FIXED INCOME	464288588	139	1,280	SH		DFND		1,280	0	0
ISHARES INTERMD CREDIT BOND INDEX	ETFS-FIXED INCOME	464288638	143	2,455	SH		SOLE		2,455	0	0
ISHARES 1-3 YR CREDIT INDEX	ETFS-FIXED INCOME	464288646	799	14,851	SH		SOLE		14,851	0	0
ISHARES 1-3 YR CREDIT INDEX	ETFS-FIXED INCOME	464288646	226	4,210	SH		DFND		4,210	0	0
ISHARES 3-7 YR TREASURY BOND	ETFS-FIXED INCOME	464288661	26	200	SH		DFND		200	0	0
ISHARES SHORT TREAS BD ETF	ETFS-FIXED INCOME	464288679	1,565	14,139	SH		SOLE		14,139	0	0
ISHARES PREFERRED STOCK ETF	ETFS-FIXED INCOME	464288687	1,758	47,018	SH		SOLE		47,018	0	0
ISHARES PREFERRED STOCK ETF	ETFS-FIXED INCOME	464288687	115	3,070	SH		DFND		3,070	0	0
ISHARES US REGIONAL BANKS	ETFS-EQUITIES	464288778	26	600	SH		DFND		600	0	0
ISHARES US TREASURY BOND ETF	ETFS-FIXED INCOME	46429B267	586	22,038	SH		SOLE		22,038	0	0
ISHARES CMBS INDEX ETF	ETFS-FIXED INCOME	46429B366	11	200	SH		DFND		200	0	0
ISHARES FLOATING RATE BOND INDEX	ETFS-FIXED INCOME	46429B655	31	600	SH		DFND		600	0	0
ISHARES COMMODITIES STG	ETFS-EQUITIES	46431W853	954	30,939	SH		SOLE		30,939	0	0
ISHARES CORE MSCI EMERGING MARKETS	ETFS-EQUITIES	46434G103	211	4,368	SH		DFND		3,968	400	0
J P MORGAN CHASE	COMMON STOCK	46625H100	787	7,161	SH		SOLE		7,161	0	0
J P MORGAN CHASE	COMMON STOCK	46625H100	334	3,036	SH		DFND		3,036	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	848	6,608	SH		SOLE		6,608	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	528	4,113	SH		DFND		4,113	0	0
KKR & CO	COMMON STOCK	48251W104	10	400	SH		SOLE		400	0	0
KEYCORP COM	COMMON STOCK	493267108	2	100	SH		DFND		100	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	72	508	SH		SOLE		508	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	423	3,000	SH		DFND		3,000	0	0
KINDER MORGAN INC	COMMON STOCK	49456B101	10	475	SH		SOLE		475	0	0
KNIGHT-SWIFT TRANSPORTATION	COMMON STOCK	499049104	27	786	SH		SOLE		786	0	0
KRAFT HEINZ CO	COMMON STOCK	500754106	8	314	SH		DFND		314	0	0
LAUDER ESTEE COS INC	COMMON STOCK	518439104	9	44	SH		SOLE		44	0	0
ELI LILLY & CO	COMMON STOCK	532457108	187	1,652	SH		SOLE		1,652	0	0
ELI LILLY & CO	COMMON STOCK	532457108	102	900	SH		DFND		900	0	0
LINCOLN NATIONAL CORP	COMMON STOCK	534187109	43	805	SH		SOLE		805	0	0
LINCOLN NATIONAL CORP	COMMON STOCK	534187109	14	265	SH		DFND		265	0	0
LIVENT CORPORATION	COMMON STOCK	53814L108	1	140	SH		DFND		140	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	233	607	SH		SOLE		607	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	38	100	SH		DFND		100	0	0
LOEWS CORPORATION	COMMON STOCK	540424108	48	1,000	SH		DFND		1,000	0	0
MARATHON OIL CORP	COMMON STOCK	565849106	23	1,913	SH		SOLE		1,913	0	0
MARATHON PETROLEUM CORPORATION	COMMON STOCK	56585A102	91	1,844	SH		SOLE		1,844	0	0
MARTIN MARIETTA MATERIALS INC	COMMON STOCK	573284106	13	50	SH		DFND		50	0	0
MASTERCARD INC	COMMON STOCK	57636Q104	79	281	SH		SOLE		281	0	0
MASTERCARD INC	COMMON STOCK	57636Q104	28	100	SH		DFND		100	0	0
MCDONALDS CORP	COMMON STOCK	580135101	155	713	SH		SOLE		713	0	0
MCDONALDS CORP	COMMON STOCK	580135101	41	190	SH		DFND		190	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	118	1,370	SH		SOLE		1,370	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	112	1,300	SH		DFND		1,300	0	0
METLIFE INC	COMMON STOCK	59156R108	221	4,991	SH		SOLE		4,991	0	0
MICRO FOCUS INTL PLC	COMMON STOCK	594837403	1	99	SH		DFND		99	0	0
MICROSOFT CORP	COMMON STOCK	594918104	935	6,780	SH		SOLE		6,780	0	0
MICROSOFT CORP	COMMON STOCK	594918104	1,482	10,750	SH		DFND		10,750	0	0
MICROCHIP TECHNOLOGY INC	COMMON STOCK	595017104	92	1,063	SH		SOLE		1,063	0	0
MONDELEZ INTERNATIONAL	COMMON STOCK	609207105	85	1,543	SH		SOLE		1,543	0	0
MONDELEZ INTERNATIONAL	COMMON STOCK	609207105	160	2,896	SH		DFND		2,896	0	0
MORGAN STANLEY DEAN WITTER	COMMON STOCK	617446448	41	1,000	SH		DFND		1,000	0	0
NRG ENERGY INC	COMMON STOCK	629377508	71	1,959	SH		SOLE		1,959	0	0
NETFLIX INC	COMMON STOCK	64110L106	44	150	SH		DFND		150	0	0
NEXTERA ENERGY	COMMON STOCK	65339F101	526	2,400	SH		SOLE		2,400	0	0
NEXTERA ENERGY	COMMON STOCK	65339F101	181	828	SH		DFND		828	0	0
NIKE INC CL B	COMMON STOCK	654106103	7	85	SH		SOLE		85	0	0
NORTHROP GRUMMAN CORP	COMMON STOCK	666807102	117	317	SH		SOLE		317	0	0
NOVARTIS AG SPNS ADR (NETHERLANDS)	FOREIGN EQUITIES	66987V109	123	1,366	SH		DFND		1,366	0	0
NUCOR CORP	COMMON STOCK	670346105	2	40	SH		SOLE		40	0	0
NVIDIA CORPORATION	COMMON STOCK	67066G104	84	500	SH		DFND		500	0	0
NUVEEN PREF SECURITIES INCOME FUND	MUTUAL FUNDS-FIXED INCOME	67072C105	9	915	SH		DFND		915	0	0
NUTRIEN LTD	COMMON STOCK	67077M108	289	5,743	SH		SOLE		5,743	0	0
NUTRIEN LTD	COMMON STOCK	67077M108	14	280	SH		DFND		280	0	0
OGE ENERGY CORP COM	COMMON STOCK	670837103	17	400	SH		DFND		400	0	0
OCCIDENTAL PETROLEUM	COMMON STOCK	674599105	11	251	SH		DFND		251	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	12	239	SH		SOLE		239	0	0
PPL CORP COM	COMMON STOCK	69351T106	12	400	SH		DFND		400	0	0
PACCAR INC	COMMON STOCK	693718108	205	3,129	SH		SOLE		3,129	0	0
PACCAR INC	COMMON STOCK	693718108	5	70	SH		DFND		70	0	0
PAYCHEX INC	COMMON STOCK	704326107	173	2,122	SH		SOLE		2,122	0	0
PEPSICO INC	COMMON STOCK	713448108	434	3,172	SH		SOLE		3,172	0	0
PEPSICO INC	COMMON STOCK	713448108	55	400	SH		DFND		400	0	0
PERSPECTA INC	COMMON STOCK	715347100	1	37	SH		DFND		37	0	0
PFIZER INC	COMMON STOCK	717081103	740	20,818	SH		SOLE		20,818	0	0
PFIZER INC	COMMON STOCK	717081103	878	24,695	SH		DFND		24,695	0	0
PHILIP MORRIS INT'L	COMMON STOCK	718172109	368	5,109	SH		SOLE		5,109	0	0
PHILIP MORRIS INT'L	COMMON STOCK	718172109	122	1,687	SH		DFND		1,687	0	0
PHILLIPS 66	COMMON STOCK	718546104	594	6,020	SH		SOLE		6,020	0	0
PHILLIPS 66	COMMON STOCK	718546104	89	903	SH		DFND		903	0	0
PROCTER & GAMBLE	COMMON STOCK	742718109	441	3,666	SH		SOLE		3,666	0	0
PROCTER & GAMBLE	COMMON STOCK	742718109	397	3,301	SH		DFND		3,301	0	0
PROGRESSIVE CORP	COMMON STOCK	743315103	244	3,223	SH		SOLE		3,223	0	0
PRUDENTIAL FINANCIAL INC	COMMON STOCK	744320102	8	100	SH		DFND		100	0	0
QUALCOMM INC	COMMON STOCK	747525103	39	500	SH		DFND		500	0	0
RAYTHEON COMPANY	COMMON STOCK	755111507	46	247	SH		SOLE		247	0	0
RAYTHEON COMPANY	COMMON STOCK	755111507	37	200	SH		DFND		200	0	0
ROYAL DUTCH SHELL PLC CL-A	FOREIGN EQUITIES	780259206	59	1,064	SH		DFND		1,064	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	325	1,248	SH		SOLE		1,248	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	42	163	SH		DFND		163	0	0
SPDR S&P 500	ETFS-EQUITIES	78462F103	472	1,615	SH		SOLE		1,615	0	0
SPDR GOLD TRUST	ETFS-COMMODITY	78463V107	55	380	SH		DFND		380	0	0
SPDR BARCLAYS INT'L TSY BOND ETF	ETFS-FIXED INCOME	78464A516	172	5,940	SH		SOLE		5,940	0	0
SPDR S&P PHARMACEUTICALS ETF	ETFS-EQUITIES	78464A722	30	840	SH		SOLE		840	0	0
SPDR S&P BIOTECH ETF	ETFS-EQUITIES	78464A870	37	460	SH		SOLE		460	0	0
SPDR DOUBLELINE ETF	ETFS-EQUITIES	78467V848	74	1,498	SH		DFND		1,498	0	0
SPDR S&P MIDCAP 400 INDEX	ETFS-EQUITIES	78467Y107	77	225	SH		SOLE		225	0	0
SALESFORCE.COM INC	COMMON STOCK	79466L302	7	44	SH		SOLE		44	0	0
SCHLUMBERGER LTD	COMMON STOCK	806857108	1	45	SH		SOLE		45	0	0
SCHLUMBERGER LTD	COMMON STOCK	806857108	10	300	SH		DFND		300	0	0
CHARLES SCHWAB	COMMON STOCK	808513105	2	65	SH		SOLE		65	0	0
SPDR MATERIALS SECTOR INDEX	ETFS-EQUITIES	81369Y100	34	606	SH		SOLE		606	0	0
SPDR HEALTH CARE SECTOR INDEX	ETFS-EQUITIES	81369Y209	148	1,639	SH		SOLE		1,639	0	0
SPDR HEALTH CARE SECTOR INDEX	ETFS-EQUITIES	81369Y209	18	200	SH		DFND		200	0	0
SPDR CONSUMER STAPLES SECTOR INDEX	ETFS-EQUITIES	81369Y308	106	1,740	SH		SOLE		1,740	0	0
SPDR CONSUMER DISCRETIONARY INDEX	ETFS-EQUITIES	81369Y407	185	1,548	SH		SOLE		1,548	0	0
SPDR CONSUMER DISCRETIONARY INDEX	ETFS-EQUITIES	81369Y407	275	2,300	SH		DFND		2,100	200	0
SPDR ENERGY SECTOR INDEX	ETFS-EQUITIES	81369Y506	38	665	SH		SOLE		665	0	0
SPDR FINANCIAL SECTOR INDEX	ETFS-EQUITIES	81369Y605	192	7,145	SH		SOLE		7,145	0	0
SPDR INDUSTRIAL SECTOR INDEX	ETFS-EQUITIES	81369Y704	194	2,558	SH		SOLE		2,558	0	0
SPDR TECHNOLOGY SECTOR INDEX	ETFS-EQUITIES	81369Y803	1,019	12,810	SH		SOLE		12,810	0	0
SPDR TECHNOLOGY SECTOR INDEX	ETFS-EQUITIES	81369Y803	103	1,300	SH		DFND		1,300	0	0
SPDR COMMUNICATION SECT ETF	ETFS-EQUITIES	81369Y852	102	2,050	SH		SOLE		2,050	0	0
SPDR UTILITIES SECTOR INDEX	ETFS-EQUITIES	81369Y886	33	535	SH		SOLE		535	0	0
SKYWORKS SOLUTIONS INC COM	COMMON STOCK	83088M102	8	100	SH		DFND		100	0	0
SNAP-ON INC	COMMON STOCK	833034101	30	200	SH		SOLE		200	0	0
SOUTHERN CO	COMMON STOCK	842587107	608	10,432	SH		SOLE		10,432	0	0
SOUTHERN CO	COMMON STOCK	842587107	200	3,425	SH		DFND		3,425	0	0
STARBUCKS CORPORATION	COMMON STOCK	855244109	342	3,544	SH		SOLE		3,544	0	0
STEEL DYNAMICS INC	COMMON STOCK	858119100	20	727	SH		SOLE		727	0	0
SYNNEX CORP COM	COMMON STOCK	87162W100	46	543	SH		SOLE		543	0	0
SYSCO CORP	COMMON STOCK	871829107	112	1,508	SH		SOLE		1,508	0	0
SYSCO CORP	COMMON STOCK	871829107	19	260	SH		DFND		260	0	0
3M COMPANY	COMMON STOCK	88579Y101	443	2,739	SH		SOLE		2,739	0	0
3M COMPANY	COMMON STOCK	88579Y101	26	160	SH		DFND		160	0	0
TRAVELERS COMPANIES	COMMON STOCK	89417E109	459	3,121	SH		SOLE		3,121	0	0
TRAVELERS COMPANIES	COMMON STOCK	89417E109	65	440	SH		DFND		440	0	0
US BANCORP	COMMON STOCK	902973304	11	200	SH		DFND		200	0	0
ULTA BEAUTY INC	COMMON STOCK	90384S303	24	100	SH		DFND		100	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	26	160	SH		SOLE		160	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	386	3,252	SH		SOLE		3,252	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	262	2,206	SH		DFND		2,206	0	0
UNITED TECHNOLOGIES	COMMON STOCK	913017109	80	613	SH		SOLE		613	0	0
UNITED TECHNOLOGIES	COMMON STOCK	913017109	91	700	SH		DFND		700	0	0
UNITEDHEALTH GROUP	COMMON STOCK	91324P102	200	856	SH		SOLE		856	0	0
UNITEDHEALTH GROUP	COMMON STOCK	91324P102	667	2,850	SH		DFND		2,650	200	0
VALERO ENERGY CORP	COMMON STOCK	91913Y100	46	609	SH		SOLE		609	0	0
VANECK VECTORS GOLD MINERS ETF	ETFS-EQUITIES	92189F106	81	2,700	SH		SOLE		2,700	0	0
VANECK VECTORS BIOTECH ETF	ETFS-EQUITIES	92189F726	511	4,150	SH		SOLE		4,150	0	0
VANECK VECTORS BIOTECH ETF	ETFS-EQUITIES	92189F726	12	100	SH		DFND		100	0	0
VANGUARD INTERMEDIATE - TERM BOND ETF	ETFS-FIXED INCOME	921937819	163	1,839	SH		DFND		1,839	0	0
VANGUARD SHORT-TERM BOND ETF	ETFS-FIXED INCOME	921937827	139	1,719	SH		DFND		1,719	0	0
VANGUARD TTL BOND INDEX	ETFS-FIXED INCOME	921937835	31	360	SH		SOLE		360	0	0
VANGUARD TTL BOND INDEX	ETFS-FIXED INCOME	921937835	14	160	SH		DFND		160	0	0
VANGUARD FTSE DEVELOPED MARKETS	ETFS-INTL EQUITIES	921943858	48	1,200	SH		SOLE		1,200	0	0
VANGUARD CONSUMER DISCRETIONARY ETF	ETFS-EQUITIES	92204A108	71	400	SH		DFND		400	0	0
VANGUARD CONSUMER STAPLES ETF	ETFS-EQUITIES	92204A207	141	910	SH		SOLE		910	0	0
VANGUARD CONSUMER STAPLES ETF	ETFS-EQUITIES	92204A207	62	400	SH		DFND		400	0	0
VANGUARD HEALTH CARE ETF	ETFS-EQUITIES	92204A504	34	200	SH		DFND		200	0	0
VANGUARD INFORMATION TECHNOLOGY ETF	ETFS-EQUITIES	92204A702	216	1,010	SH		SOLE		1,010	0	0
VANGUARD INFORMATION TECHNOLOGY ETF	ETFS-EQUITIES	92204A702	85	400	SH		DFND		400	0	0
VANGUARD UTILITIES ETF	ETFS-EQUITIES	92204A876	65	470	SH		SOLE		470	0	0
VANGUARD EMERGING MARKETS INDEX	ETFS-INTL EQUITIES	922042858	2,161	53,481	SH		SOLE		53,481	0	0
VANGUARD EMERGING MARKETS INDEX	ETFS-INTL EQUITIES	922042858	267	6,600	SH		DFND		6,600	0	0
VANGUARD REIT INDEX	ETFS-EQUITIES	922908553	888	9,628	SH		SOLE		9,628	0	0
VANGUARD REIT INDEX	ETFS-EQUITIES	922908553	43	470	SH		DFND		470	0	0
VANGUARD MID-CAP ETF	ETFS-EQUITIES	922908629	10	60	SH		SOLE		60	0	0
VANGUARD EXTENDED MKTS INDEX	ETFS-EQUITIES	922908652	4,219	36,549	SH		SOLE		36,549	0	0
VANGUARD EXTENDED MKTS INDEX	ETFS-EQUITIES	922908652	618	5,352	SH		DFND		5,352	0	0
VANGUARD SMALL-CAP ETF	ETFS-EQUITIES	922908751	8	50	SH		SOLE		50	0	0
VANGUARD TOTAL STOCK MARKET	ETFS-EQUITIES	922908769	751	5,042	SH		SOLE		5,042	0	0
VANGUARD TOTAL STOCK MARKET	ETFS-EQUITIES	922908769	1,669	11,198	SH		DFND		10,998	200	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	562	9,672	SH		SOLE		9,672	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	847	14,561	SH		DFND		14,561	0	0
VIACOM INC NEW CL B	COMMON STOCK	92553P201	18	720	SH		SOLE		720	0	0
VISA INC	COMMON STOCK	92826C839	178	983	SH		SOLE		983	0	0
VISA INC	COMMON STOCK	92826C839	54	300	SH		DFND		300	0	0
WABTEC CORPORATION	COMMON STOCK	929740108	0	2	SH		SOLE		2	0	0
WABTEC CORPORATION	COMMON STOCK	929740108	2	34	SH		DFND		34	0	0
WALMART INC	COMMON STOCK	931142103	458	4,007	SH		SOLE		4,007	0	0
WALMART INC	COMMON STOCK	931142103	312	2,728	SH		DFND		2,728	0	0
WALGREENS BOOTS ALLIANCE	COMMON STOCK	931427108	513	10,022	SH		SOLE		10,022	0	0
WALGREENS BOOTS ALLIANCE	COMMON STOCK	931427108	18	350	SH		DFND		350	0	0
WELLS FARGO & CO	COMMON STOCK	949746101	9	200	SH		DFND		200	0	0
WELLS FARGO & CO PFD 7.50 (CONVERT)	PREFERRED STOCK	949746804	173	119	SH		DFND		109	10	0
WEYERHAEUSER CO COM	COMMON STOCK	962166104	8	300	SH		DFND		300	0	0
WISDOMTREE EMERGING MKTS HIGH DIVIDEND	ETFS-INTL EQUITIES	97717W315	232	5,579	SH		SOLE		5,579	0	0
WISDOMTREE EMERGING MKTS HIGH DIVIDEND	ETFS-INTL EQUITIES	97717W315	62	1,505	SH		DFND		1,505	0	0
WISDOMTREE US MIDCAP DIVIDEND ETF	ETFS-EQUITIES	97717W505	182	5,236	SH		SOLE		5,236	0	0
WISDOMTREE US SMALLCAP DIVIDEND ETF	ETFS-EQUITIES	97717W604	253	9,780	SH		SOLE		9,780	0	0
ZOETIS INC	COMMON STOCK	98978V103	13	100	SH		DFND		100	0	0