First National Bank of South Miami 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AFLAC INC	COMMON STOCK	001055102	67	1,200	SH		OTR		1,200	0	0
AT&T INC	COMMON STOCK	00206R102	688	44,834	SH		SOLE		44,834	0	0
AT&T INC	COMMON STOCK	00206R102	300	19,550	SH		OTR		19,550	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	11	112	SH		SOLE		112	0	0
ABBVIE INC	COMMON STOCK	00287Y109	635	4,731	SH		SOLE		4,731	0	0
ABIOMED INC	COMMON STOCK	003654100	49	200	SH		OTR		200	0	0
ADOBE SYSTEMS INCORPORATED	COMMON STOCK	00724F101	19	68	SH		SOLE		68	0	0
ADVANCED MICRO DEVICES INC	COMMON STOCK	007903107	4	65	SH		SOLE		65	0	0
ALLSTATE CORP	COMMON STOCK	020002101	266	2,139	SH		SOLE		2,139	0	0
ALLSTATE CORP	COMMON STOCK	020002101	219	1,756	SH		OTR		1,756	0	0
ALPHABET INC	COMMON STOCK	02079K107	1,179	12,265	SH		SOLE		12,265	0	0
ALPHABET INC	COMMON STOCK	02079K107	194	2,020	SH		OTR		2,020	0	0
ALPHABET INC	COMMON STOCK	02079K305	44	460	SH		SOLE		460	0	0
ALPHABET INC	COMMON STOCK	02079K305	124	1,300	SH		OTR		1,300	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	97	2,409	SH		SOLE		2,409	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	20	500	SH		OTR		500	0	0
AMAZON.COM INC	COMMON STOCK	023135106	938	8,297	SH		SOLE		8,297	0	0
AMAZON.COM INC	COMMON STOCK	023135106	301	2,660	SH		OTR		2,660	0	0
AMERICAN ELECTRIC POWER INC	COMMON STOCK	025537101	43	500	SH		OTR		500	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	708	5,245	SH		SOLE		5,245	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	112	832	SH		OTR		832	0	0
AMERICAN TOWER CORP	COMMON STOCK	03027X100	6	30	SH		SOLE		30	0	0
AMGEN INC	COMMON STOCK	031162100	82	362	SH		SOLE		362	0	0
AMGEN INC	COMMON STOCK	031162100	23	100	SH		OTR		100	0	0
ELEVANCE HEALTH	COMMON STOCK	036752103	487	1,072	SH		SOLE		1,072	0	0
APPLE INC	COMMON STOCK	037833100	1,810	13,098	SH		SOLE		13,098	0	0
APPLE INC	COMMON STOCK	037833100	152	1,097	SH		OTR		1,097	0	0
APPLIED MATERIALS	COMMON STOCK	038222105	333	4,066	SH		SOLE		4,066	0	0
ARCHER DANIELS	COMMON STOCK	039483102	8	100	SH		OTR		100	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	678	2,996	SH		SOLE		2,996	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	530	2,344	SH		OTR		2,344	0	0
BP PLC	FOREIGN STOCK	055622104	189	6,611	SH		SOLE		6,611	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	355	11,755	SH		SOLE		11,755	0	0
BAXTER INTERNATIONAL INC	COMMON STOCK	071813109	59	1,100	SH		OTR		1,100	0	0
BERKSHIRE HATHAWAY INC	COMMON STOCK	084670702	563	2,108	SH		SOLE		2,108	0	0
BERKSHIRE HATHAWAY INC	COMMON STOCK	084670702	333	1,247	SH		OTR		1,247	0	0
BLACKROCK INC	COMMON STOCK	09247X101	602	1,094	SH		SOLE		1,094	0	0
BLACKROCK INC	COMMON STOCK	09247X101	179	325	SH		OTR		325	0	0
BOEING CO	COMMON STOCK	097023105	230	1,900	SH		SOLE		1,900	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	552	7,767	SH		SOLE		7,767	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	273	3,840	SH		OTR		3,840	0	0
CBRE GROUP, INC.	COMMON STOCK	12504L109	108	1,601	SH		SOLE		1,601	0	0
CIGNA CORP	COMMON STOCK	125523100	5	18	SH		OTR		18	0	0
CSX CORP	COMMON STOCK	126408103	789	29,628	SH		OTR		29,628	0	0
CVS HEALTH CORPORATION	COMMON STOCK	126650100	541	5,671	SH		SOLE		5,671	0	0
CACI INTL INC	COMMON STOCK	127190304	354	1,355	SH		SOLE		1,355	0	0
CARMAX INC	COMMON STOCK	143130102	151	2,280	SH		SOLE		2,280	0	0
CARNIVAL CORP	COMMON STOCK	143658300	2	293	SH		SOLE		293	0	0
CARRIER GLOBAL CORPORATION	COMMON STOCK	14448C104	21	600	SH		OTR		600	0	0
CATERPILLAR INC	COMMON STOCK	149123101	127	773	SH		SOLE		773	0	0
CELANESE CORP DEL COM	COMMON STOCK	150870103	378	4,181	SH		SOLE		4,181	0	0
CHEVRON CORP	COMMON STOCK	166764100	294	2,043	SH		SOLE		2,043	0	0
CHEVRON CORP	COMMON STOCK	166764100	623	4,335	SH		OTR		4,335	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	507	12,677	SH		SOLE		12,677	0	0
CITIGROUP INC	COMMON STOCK	172967424	208	5,001	SH		SOLE		5,001	0	0
COCA COLA CO	COMMON STOCK	191216100	397	7,092	SH		SOLE		7,092	0	0
COCA COLA CO	COMMON STOCK	191216100	370	6,601	SH		OTR		6,601	0	0
COGNIZANT TECHNOLOGY SOLUTIONS	COMMON STOCK	192446102	104	1,810	SH		SOLE		1,810	0	0
COLGATE-PALMOLIVE CO	COMMON STOCK	194162103	214	3,040	SH		OTR		3,040	0	0
COMCAST CORP	COMMON STOCK	20030N101	791	26,952	SH		SOLE		26,952	0	0
COMCAST CORP	COMMON STOCK	20030N101	46	1,566	SH		OTR		1,566	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	166	1,626	SH		SOLE		1,626	0	0
CONSOLIDATED EDISON INC	COMMON STOCK	209115104	137	1,600	SH		OTR		1,600	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	909	1,925	SH		SOLE		1,925	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	395	836	SH		OTR		836	0	0
CUMMINS INC	COMMON STOCK	231021106	3	16	SH		SOLE		16	0	0
DANAHER CORP	COMMON STOCK	235851102	697	2,697	SH		SOLE		2,697	0	0
DANAHER CORP	COMMON STOCK	235851102	49	190	SH		OTR		190	0	0
DARDEN RESTAURANTS INC	COMMON STOCK	237194105	84	665	SH		SOLE		665	0	0
DARDEN RESTAURANTS INC	COMMON STOCK	237194105	643	5,094	SH		OTR		5,094	0	0
DARLING INGREDIENTS, INC	COMMON STOCK	237266101	182	2,752	SH		SOLE		2,752	0	0
DELTA AIR LINES INC	COMMON STOCK	247361702	131	4,676	SH		SOLE		4,676	0	0
DISNEY WALT CO	COMMON STOCK	254687106	334	3,538	SH		SOLE		3,538	0	0
DISNEY WALT CO	COMMON STOCK	254687106	70	746	SH		OTR		746	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	45	500	SH		OTR		500	0	0
DOLLAR TREE INC	COMMON STOCK	256746108	26	190	SH		OTR		190	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	365	3,924	SH		SOLE		3,924	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	484	5,207	SH		OTR		5,207	0	0
EOG RESOURCES INC	COMMON STOCK	26875P101	113	1,011	SH		SOLE		1,011	0	0
EDWARDS LIFESCIENCES CORP	COMMON STOCK	28176E108	50	600	SH		OTR		600	0	0
EMERSON ELECTRIC CO	COMMON STOCK	291011104	592	8,089	SH		SOLE		8,089	0	0
EMERSON ELECTRIC CO	COMMON STOCK	291011104	116	1,582	SH		OTR		1,582	0	0
EXACT SCIENCES CORP	COMMON STOCK	30063P105	3	100	SH		OTR		100	0	0
HIGH YIELD ETF	MUTUAL FUND/COR	30151E814	36	1,397	SH		SOLE		1,397	0	0
EXELON CORP	COMMON STOCK	30161N101	27	733	SH		SOLE		733	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	1,143	13,097	SH		SOLE		13,097	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	392	4,490	SH		OTR		4,490	0	0
FMC CORP	COMMON STOCK	302491303	16	150	SH		OTR		150	0	0
META PLATFORMS INC	COMMON STOCK	30303M102	402	2,965	SH		SOLE		2,965	0	0
META PLATFORMS INC	COMMON STOCK	30303M102	43	320	SH		OTR		320	0	0
FASTENAL CO	COMMON STOCK	311900104	152	3,292	SH		SOLE		3,292	0	0
FASTENAL CO	COMMON STOCK	311900104	64	1,400	SH		OTR		1,400	0	0
FEDEX CORP	COMMON STOCK	31428X106	127	854	SH		SOLE		854	0	0
FORD MOTOR COMPANY	COMMON STOCK	345370860	6	500	SH		OTR		500	0	0
FORTINET INC	COMMON STOCK	34959E109	270	5,497	SH		SOLE		5,497	0	0
FORTUNE BRANDS HOME & SEC INC	COMMON STOCK	34964C106	86	1,600	SH		OTR		1,600	0	0
FOUR CORNERS PPTY TR INC	COMMON STOCK	35086T109	64	2,648	SH		OTR		2,648	0	0
FRANKLIN RESOURCES INC	COMMON STOCK	354613101	145	6,735	SH		SOLE		6,735	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	285	1,345	SH		SOLE		1,345	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	72	340	SH		OTR		340	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604301	9	149	SH		OTR		149	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	536	7,000	SH		OTR		7,000	0	0
GENUINE PARTS COMPANY	COMMON STOCK	372460105	241	1,615	SH		SOLE		1,615	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	209	3,384	SH		SOLE		3,384	0	0
HP INC	COMMON STOCK	40434L105	22	900	SH		OTR		900	0	0
HALLIBURTON CO	COMMON STOCK	406216101	9	380	SH		OTR		380	0	0
HEWLETT PACKARD ENTERPRISE CO	COMMON STOCK	42824C109	11	900	SH		OTR		900	0	0
HOLOGIC INC	COMMON STOCK	436440101	6	100	SH		OTR		100	0	0
HOME DEPOT INC	COMMON STOCK	437076102	1,397	5,064	SH		SOLE		5,064	0	0
HOME DEPOT INC	COMMON STOCK	437076102	540	1,956	SH		OTR		1,956	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	100	600	SH		OTR		600	0	0
INTEL CORP	COMMON STOCK	458140100	71	2,755	SH		SOLE		2,755	0	0
INTEL CORP	COMMON STOCK	458140100	98	3,800	SH		OTR		3,800	0	0
INTERCONTINENTALEXCHANGE GROUP	COMMON STOCK	45866F104	8	90	SH		SOLE		90	0	0
INTERNATIONAL BUSINESS MACHINES	COMMON STOCK	459200101	308	2,594	SH		SOLE		2,594	0	0
INTERNATIONAL BUSINESS MACHINES	COMMON STOCK	459200101	69	578	SH		OTR		578	0	0
INTERNATIONAL PAPER CO	COMMON STOCK	460146103	188	5,938	SH		SOLE		5,938	0	0
INVESCO EXCHANGE TRADED FD TR	MUTUAL FUND/STO	46137V357	347	2,725	SH		SOLE		2,725	0	0
INVESCO FINANCIAL PREFERRED ETF	MUTUAL FUND/STO	46137V621	49	3,289	SH		SOLE		3,289	0	0
INVESCO EXCHNG TRADED TR II	MUTUAL FUND/COR	46138G508	234	11,601	SH		SOLE		11,601	0	0
INVESCO TAXABLE MUNICIPAL	MUTUAL FUND/COR	46138G805	146	5,700	SH		SOLE		5,700	0	0
INVESCO CURRENCYSHARES	MUTUAL FUND/STO	46138R108	1,006	11,125	SH		SOLE		11,125	0	0
ISHARES SELECT DIVIDEND (MKT)	MUTUAL FUND/STO	464287168	653	6,092	SH		SOLE		6,092	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	4,109	11,456	SH		SOLE		11,456	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	239	667	SH		OTR		667	0	0
ISHARES CORE US AGGBD BD ETF	MUTUAL FUND/COR	464287226	1,193	12,385	SH		SOLE		12,385	0	0
ISHARES MSCI EMERGING MARKETS	MUTUAL FUND/STO	464287234	14	412	SH		OTR		412	0	0
ISHARES IBOXX $ INVST GRADE CRP	MUTUAL FUND/COR	464287242	5,268	51,422	SH		SOLE		51,422	0	0
ISHARES IBOXX $ INVST GRADE CRP	MUTUAL FUND/COR	464287242	31	302	SH		OTR		302	0	0
ISHARES S&P 500 GROWTH (MKT)	MUTUAL FUND/STO	464287309	341	5,892	SH		SOLE		5,892	0	0
ISHARES S&P 500 VALUE (MKT)	MUTUAL FUND/STO	464287408	294	2,286	SH		SOLE		2,286	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUND/STO	464287465	9,989	178,351	SH		SOLE		178,351	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUND/STO	464287465	219	3,916	SH		OTR		3,916	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	4,614	21,042	SH		SOLE		21,042	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	35	158	SH		OTR		158	0	0
ISHARES NORTH AMERICAN	MUTUAL FUND/STO	464287515	1,098	4,391	SH		SOLE		4,391	0	0
ISHARES NORTH AMERICAN	MUTUAL FUND/STO	464287515	111	445	SH		OTR		445	0	0
ISHARES NORTH AMERICAN TECH	MUTUAL FUND/STO	464287549	30	110	SH		SOLE		110	0	0
ISHARES NORTH AMERICAN TECH	MUTUAL FUND/STO	464287549	268	970	SH		OTR		970	0	0
ISHARES NASDAQ BIOTECHNOLOGY	MUTUAL FUND/STO	464287556	26	225	SH		OTR		225	0	0
ISHARES S&P MIDCAP 400 GROWTH	MUTUAL FUND/STO	464287606	731	11,607	SH		SOLE		11,607	0	0
ISHARES RUSSELL 1000 GROWTH	MUTUAL FUND/STO	464287614	46	221	SH		SOLE		221	0	0
ISHARES RUSSELL 2000 VALUE (MKT)	MUTUAL FUND/STO	464287630	47	361	SH		SOLE		361	0	0
ISHARES RUSSELL 2000 (MKT)	MUTUAL FUND/STO	464287655	313	1,895	SH		SOLE		1,895	0	0
ISHARES S&P MID-CAP 400 VALUE	MUTUAL FUND/STO	464287705	1,220	13,559	SH		SOLE		13,559	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	3,161	36,252	SH		SOLE		36,252	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	51	582	SH		OTR		582	0	0
ISHARES S&P SMALL-CAP 600 GROWTH	MUTUAL FUND/STO	464287887	701	6,890	SH		SOLE		6,890	0	0
ISHARES NATIONAL MUNI BOND ETF	MUTUAL FUNDS/MU	464288414	2,501	24,378	SH		SOLE		24,378	0	0
ISHARES NATIONAL MUNI BOND ETF	MUTUAL FUNDS/MU	464288414	136	1,328	SH		OTR		1,328	0	0
ISHARES INTERNATIONAL SELECT DIV	MUTUAL FUND/STO	464288448	127	5,625	SH		SOLE		5,625	0	0
ISHARES MBS (MKT)	MUTUAL FUND/GOV	464288588	647	7,064	SH		SOLE		7,064	0	0
ISHARES MBS (MKT)	MUTUAL FUND/GOV	464288588	46	500	SH		OTR		500	0	0
ISHARES SHORT-TERM	MUTUAL FUND/COR	464288646	4,033	81,833	SH		SOLE		81,833	0	0
ISHARES SHORT-TERM	MUTUAL FUND/COR	464288646	135	2,736	SH		OTR		2,736	0	0
ISHARES SHORT TREASURY BOND	MUTUAL FUND/GOV	464288679	1,075	9,774	SH		SOLE		9,774	0	0
ISHARES PFD & INC SECURITIES ETF	MUTUAL FUND/COR	464288687	1,854	58,528	SH		SOLE		58,528	0	0
ISHARES PFD & INC SECURITIES ETF	MUTUAL FUND/COR	464288687	20	625	SH		OTR		625	0	0
ISHARES COMMODITIES SELECT	MUTUAL FUND/STO	46431W853	2,044	57,210	SH		SOLE		57,210	0	0
ISHARES IBONDS DEC 2023 TERM	MUTUAL FUND/COR	46434VAX8	731	29,285	SH		SOLE		29,285	0	0
ISHARES IBONDS DEC 2022	MUTUAL FUND/COR	46434VBA7	841	33,615	SH		SOLE		33,615	0	0
ISHARES IBONDS DEC 2025 TERM	MUTUAL FUND/COR	46434VBD1	232	9,608	SH		SOLE		9,608	0	0
ISHARES IBONDS DEC 2024	MUTUAL FUND/COR	46434VBG4	339	13,922	SH		SOLE		13,922	0	0
ISHARES IBONDS DEC 2027 TERM	MUTUAL FUND/COR	46435UAA9	15	652	SH		SOLE		652	0	0
ISHARES IBOND DEC 2029 TERM	MUTUAL FUND/COR	46436E205	14	656	SH		SOLE		656	0	0
ISHARES IBONDS DEC 2031	MUTUAL FUND/COR	46436E486	9	475	SH		SOLE		475	0	0
ISHARES IBONDS DEC 2029 TERM	MUTUAL FUND/COR	46436E825	24	1,125	SH		SOLE		1,125	0	0
ISHARES IBONDS DEC 2026 TERM	MUTUAL FUND/COR	46436E858	29	1,300	SH		SOLE		1,300	0	0
ISHARES IBONDS DEC 2024 TERM	MUTUAL FUND/COR	46436E874	26	1,100	SH		SOLE		1,100	0	0
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	1,025	9,811	SH		SOLE		9,811	0	0
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	172	1,647	SH		OTR		1,647	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	746	4,564	SH		SOLE		4,564	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	651	3,986	SH		OTR		3,986	0	0
KIMBERLY-CLARK CORP	COMMON STOCK	494368103	202	1,795	SH		SOLE		1,795	0	0
KIMBERLY-CLARK CORP	COMMON STOCK	494368103	337	2,993	SH		OTR		2,993	0	0
KINDER MORGAN INC	COMMON STOCK	49456B101	221	13,265	SH		SOLE		13,265	0	0
KRAFT HEINZ CO	COMMON STOCK	500754106	8	248	SH		OTR		248	0	0
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	0	115	SH		OTR		115	0	0
L3HARRIS TECHNOLOGIES INC COM	COMMON STOCK	502431109	46	221	SH		SOLE		221	0	0
ESTEE LAUDER COS INC	COMMON STOCK	518439104	10	44	SH		SOLE		44	0	0
ELI LILLY & CO	COMMON STOCK	532457108	506	1,565	SH		SOLE		1,565	0	0
ELI LILLY & CO	COMMON STOCK	532457108	184	570	SH		OTR		570	0	0
LIVENT CORP	COMMON STOCK	53814L108	4	140	SH		OTR		140	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	210	544	SH		SOLE		544	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	39	100	SH		OTR		100	0	0
LOWES COMPANIES INC COM	COMMON STOCK	548661107	197	1,049	SH		SOLE		1,049	0	0
LUMEN TECHNOLOGIES INC	COMMON STOCK	550241103	0	126	SH		OTR		126	0	0
MARRIOTT INTERNATIONAL INC	COMMON STOCK	571903202	116	827	SH		SOLE		827	0	0
MARTIN MARIETTA MATERIALS INC	COMMON STOCK	573284106	16	50	SH		OTR		50	0	0
MASTERCARD INC	COMMON STOCK	57636Q104	86	304	SH		SOLE		304	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	116	503	SH		SOLE		503	0	0
MCKESSON CORP	COMMON STOCK	58155Q103	37	108	SH		SOLE		108	0	0
MEDICAL PROPERTIES TRUST INC	COMMON STOCK	58463J304	31	2,645	SH		SOLE		2,645	0	0
MERCADOLIBRE INC	COMMON STOCK	58733R102	41	50	SH		OTR		50	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	239	2,780	SH		SOLE		2,780	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	95	1,100	SH		OTR		1,100	0	0
METLIFE INC	COMMON STOCK	59156R108	361	5,937	SH		SOLE		5,937	0	0
MICRO FOCUS INTERNATIONAL	FOREIGN STOCK	594837403	0	99	SH		OTR		99	0	0
MICROSOFT CORP	COMMON STOCK	594918104	2,155	9,253	SH		SOLE		9,253	0	0
MICROSOFT CORP	COMMON STOCK	594918104	2,026	8,698	SH		OTR		8,698	0	0
MICROCHIP TECHNOLOGY INC	COMMON STOCK	595017104	87	1,424	SH		SOLE		1,424	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	63	1,155	SH		SOLE		1,155	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	159	2,896	SH		OTR		2,896	0	0
MORGAN STANLEY	COMMON STOCK	617446448	107	1,358	SH		SOLE		1,358	0	0
MORGAN STANLEY	COMMON STOCK	617446448	79	1,000	SH		OTR		1,000	0	0
NRG ENERGY INC	COMMON STOCK	629377508	185	4,847	SH		SOLE		4,847	0	0
NVR INC	COMMON STOCK	62944T105	44	11	SH		SOLE		11	0	0
NETFLIX INC	COMMON STOCK	64110L106	24	100	SH		OTR		100	0	0
NEWELL BRANDS INC	COMMON STOCK	651229106	87	6,296	SH		SOLE		6,296	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	987	12,585	SH		SOLE		12,585	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	151	1,923	SH		OTR		1,923	0	0
NIKE INC	COMMON STOCK	654106103	7	85	SH		SOLE		85	0	0
NORTHROP GRUMMAN CORP	COMMON STOCK	666807102	14	30	SH		SOLE		30	0	0
NOVARTIS AG	FOREIGN STOCK	66987V109	104	1,366	SH		OTR		1,366	0	0
NVIDIA CORPORATION	COMMON STOCK	67066G104	224	1,847	SH		SOLE		1,847	0	0
NVIDIA CORPORATION	COMMON STOCK	67066G104	231	1,900	SH		OTR		1,900	0	0
NUTRIEN LTD	FOREIGN STOCK	67077M108	266	3,190	SH		SOLE		3,190	0	0
OGE ENERGY CORP	COMMON STOCK	670837103	15	400	SH		OTR		400	0	0
OMEGA HEALTHCARE INVESTORS INC	COMMON STOCK	681936100	80	2,710	SH		SOLE		2,710	0	0
ONEOK INC	COMMON STOCK	682680103	190	3,712	SH		SOLE		3,712	0	0
ORACLE CORP	COMMON STOCK	68389X105	482	7,893	SH		SOLE		7,893	0	0
ORACLE CORP	COMMON STOCK	68389X105	6	100	SH		OTR		100	0	0
ORGANON & CO	COMMON STOCK	68622V106	0	10	SH		OTR		10	0	0
OTIS WORLDWIDE CORP	COMMON STOCK	68902V107	19	300	SH		OTR		300	0	0
PNC FINL SVCS GROUP INC	COMMON STOCK	693475105	245	1,640	SH		SOLE		1,640	0	0
PPL CORPORATION	COMMON STOCK	69351T106	187	7,381	SH		SOLE		7,381	0	0
PPL CORPORATION	COMMON STOCK	69351T106	10	400	SH		OTR		400	0	0
PACCAR INC	COMMON STOCK	693718108	153	1,832	SH		SOLE		1,832	0	0
PAYCHEX INC	COMMON STOCK	704326107	211	1,884	SH		SOLE		1,884	0	0
PAYPAL HLDGS INC	COMMON STOCK	70450Y103	179	2,082	SH		SOLE		2,082	0	0
PEPSICO INC	COMMON STOCK	713448108	317	1,940	SH		SOLE		1,940	0	0
PEPSICO INC	COMMON STOCK	713448108	65	400	SH		OTR		400	0	0
PFIZER INC	COMMON STOCK	717081103	702	16,037	SH		SOLE		16,037	0	0
PFIZER INC	COMMON STOCK	717081103	817	18,680	SH		OTR		18,680	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	651	7,847	SH		SOLE		7,847	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	42	500	SH		OTR		500	0	0
PHILLIPS 66	COMMON STOCK	718546104	231	2,861	SH		SOLE		2,861	0	0
PHILLIPS 66	COMMON STOCK	718546104	8	100	SH		OTR		100	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	348	2,759	SH		SOLE		2,759	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	330	2,610	SH		OTR		2,610	0	0
PROG HOLDINGS INC	COMMON STOCK	74319R101	8	515	SH		SOLE		515	0	0
PROGRESSIVE CORP	COMMON STOCK	743315103	357	3,076	SH		SOLE		3,076	0	0
PULTE GROUP INC	COMMON STOCK	745867101	135	3,612	SH		SOLE		3,612	0	0
QUALCOMM INC	COMMON STOCK	747525103	127	1,126	SH		SOLE		1,126	0	0
QUALCOMM INC	COMMON STOCK	747525103	56	500	SH		OTR		500	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	28	340	SH		SOLE		340	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	87	1,066	SH		OTR		1,066	0	0
REGENERON PHARMACEUTICALS	COMMON STOCK	75886F107	5	7	SH		SOLE		7	0	0
RIO TINTO PLC	FOREIGN STOCK	767204100	146	2,647	SH		SOLE		2,647	0	0
ROYAL DUTCH SHELL PLC	FOREIGN STOCK	780259305	10	200	SH		OTR		200	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	352	1,154	SH		SOLE		1,154	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	42	137	SH		OTR		137	0	0
SPDR S&P 500 (MKT)	MUTUAL FUND/STO	78462F103	493	1,381	SH		SOLE		1,381	0	0
SPDR GOLD SHARES (MKT)	MUTUAL FUND/STO	78463V107	170	1,100	SH		OTR		1,100	0	0
SPDR BARCLAYS INTERNATIONAL	MUTUAL FUND/COR	78464A516	86	4,110	SH		SOLE		4,110	0	0
SPDR S&P PHARMACEUTICALS ETF	MUTUAL FUND/STO	78464A722	34	840	SH		OTR		840	0	0
SPDR S&P BIOTECH ETF (MKT)	MUTUAL FUND/STO	78464A870	36	460	SH		SOLE		460	0	0
SPDR DOW JONES INDUSTRIAL	MUTUAL FUND/STO	78467X109	20	71	SH		SOLE		71	0	0
SPDR S&P MIDCAP 400 ETF TRUST	MUTUAL FUND/STO	78467Y107	30	75	SH		OTR		75	0	0
SPDR BARCLAYS CAP INV GR	MUTUAL FUND/COR	78468R200	36	1,201	SH		SOLE		1,201	0	0
SPDR BLOOMBERG BARCLAYS	MUTUAL FUND/GOV	78468R663	998	10,890	SH		SOLE		10,890	0	0
SALEFORCE	COMMON STOCK	79466L302	6	44	SH		SOLE		44	0	0
MATERIALS SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y100	38	561	SH		SOLE		561	0	0
HEALTH CARE SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y209	193	1,591	SH		SOLE		1,591	0	0
CONSUMER STAPLES SELECT SECTOR	MUTUAL FUND/STO	81369Y308	93	1,388	SH		SOLE		1,388	0	0
CONSUMER DISCRET SELECT SECTOR	MUTUAL FUND/STO	81369Y407	187	1,315	SH		SOLE		1,315	0	0
ENERGY SELECT SECTOR SPDRR (MKT)	MUTUAL FUND/STO	81369Y506	42	580	SH		SOLE		580	0	0
FINANCIAL SELECT SECTOR SPDR	MUTUAL FUND/STO	81369Y605	161	5,313	SH		SOLE		5,313	0	0
INDUSTRIAL SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y704	160	1,935	SH		SOLE		1,935	0	0
TECHNOLOGY SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y803	1,027	8,647	SH		SOLE		8,647	0	0
TECHNOLOGY SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y803	151	1,270	SH		OTR		1,270	0	0
COMMUNICATION SERVICES SELECT	MUTUAL FUND/STO	81369Y852	97	2,023	SH		SOLE		2,023	0	0
UTILITIES SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y886	21	321	SH		SOLE		321	0	0
SNAP-ON INC	COMMON STOCK	833034101	40	200	SH		SOLE		200	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	471	6,920	SH		SOLE		6,920	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	79	1,160	SH		OTR		1,160	0	0
SOUTHWEST AIRLINES CO	COMMON STOCK	844741108	96	3,120	SH		SOLE		3,120	0	0
STARBUCKS CORP	COMMON STOCK	855244109	204	2,427	SH		SOLE		2,427	0	0
STARBUCKS CORP	COMMON STOCK	855244109	18	215	SH		OTR		215	0	0
STEEL DYNAMICS INC	COMMON STOCK	858119100	228	3,212	SH		SOLE		3,212	0	0
SYSCO CORP	COMMON STOCK	871829107	56	796	SH		SOLE		796	0	0
SYSCO CORP	COMMON STOCK	871829107	49	700	SH		OTR		700	0	0
TARGET CORP	COMMON STOCK	87612E106	406	2,737	SH		SOLE		2,737	0	0
TERADYNE INC	COMMON STOCK	880770102	25	328	SH		SOLE		328	0	0
TESLA INC	COMMON STOCK	88160R101	459	1,731	SH		OTR		1,731	0	0
3M CO	COMMON STOCK	88579Y101	13	117	SH		OTR		117	0	0
TORONTO DOMINION BANK ONTARIO	FOREIGN STOCK	891160509	191	3,109	SH		SOLE		3,109	0	0
TRAVEL PLUS LEISURE CO	COMMON STOCK	894164102	171	5,013	SH		SOLE		5,013	0	0
TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	319	2,082	SH		SOLE		2,082	0	0
TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	35	226	SH		OTR		226	0	0
US BANCORP	COMMON STOCK	902973304	126	3,117	SH		SOLE		3,117	0	0
US BANCORP	COMMON STOCK	902973304	8	200	SH		OTR		200	0	0
ULTA BEAUTY INC	COMMON STOCK	90384S303	40	100	SH		OTR		100	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	29	149	SH		SOLE		149	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	836	5,177	SH		SOLE		5,177	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	48	295	SH		OTR		295	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	751	1,488	SH		SOLE		1,488	0	0
VALERO ENERGY CORP	COMMON STOCK	91913Y100	322	3,017	SH		SOLE		3,017	0	0
MINERS ETF	MUTUAL FUND/STO	92189F106	65	2,700	SH		SOLE		2,700	0	0
VANECK VECTORS BIOTECH ETF	MUTUAL FUND/STO	92189F726	342	2,428	SH		SOLE		2,428	0	0
VANGUARD TOTAL BOND MARKET ETF	MUTUAL FUND/COR	921937835	46	639	SH		SOLE		639	0	0
VANGUARD FTSE DEVELOPED MARKETS	MUTUAL FUND/STO	921943858	35	975	SH		SOLE		975	0	0
VANGUARD EMERGING MARKETS STOCK	MUTUAL FUND/STO	922042858	4,094	112,192	SH		SOLE		112,192	0	0
VANGUARD EMERGING MARKETS STOCK	MUTUAL FUND/STO	922042858	53	1,464	SH		OTR		1,464	0	0
VANGUARD CONSUMER DISCRETIONARY	MUTUAL FUND/STO	92204A108	79	335	SH		OTR		335	0	0
VANGUARD CONSUMER STAPLES ETF	MUTUAL FUND/STO	92204A207	122	710	SH		SOLE		710	0	0
VANGUARD INFORMATION TECHNOLOGY	MUTUAL FUND/STO	92204A702	168	545	SH		SOLE		545	0	0
VANGUARD UTILITIES ETF (MKT)	MUTUAL FUND/STO	92204A876	27	190	SH		SOLE		190	0	0
VANGUARD SHORT-TERM GOVERNMENT	MUTUAL FUND/GOV	92206C102	126	2,188	SH		SOLE		2,188	0	0
VANGUARD SHORT-TERM CORP BD IDX	MUTUAL FUND/COR	92206C409	128	1,727	SH		SOLE		1,727	0	0
VANGUARD INTERM-TM GOVT BD IDX	MUTUAL FUND/GOV	92206C706	256	4,388	SH		SOLE		4,388	0	0
VANGUARD LONG-TERM CORP BOND IDX	MUTUAL FUND/COR	92206C813	108	1,476	SH		SOLE		1,476	0	0
VANGUARD LG-TERM TREASURY	MUTUAL FUND/GOV	92206C847	81	1,294	SH		SOLE		1,294	0	0
VANGUARD INTERM-TM CORP BD IDX	MUTUAL FUND/COR	92206C870	65	856	SH		SOLE		856	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	2,725	33,985	SH		SOLE		33,985	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	2	28	SH		OTR		28	0	0
VANGUARD MID-CAP ETF (MKT)	MUTUAL FUND/STO	922908629	81	431	SH		OTR		431	0	0
VANGUARD EXTENDED MARKET INDEX	MUTUAL FUND/STO	922908652	3,701	29,119	SH		SOLE		29,119	0	0
VANGUARD EXTENDED MARKET INDEX	MUTUAL FUND/STO	922908652	219	1,723	SH		OTR		1,723	0	0
VANGUARD TOTAL STOCK MARKET ETF	MUTUAL FUND/STO	922908769	949	5,288	SH		SOLE		5,288	0	0
VANGUARD TOTAL STOCK MARKET ETF	MUTUAL FUND/STO	922908769	54	300	SH		OTR		300	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	349	9,185	SH		SOLE		9,185	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	361	9,515	SH		OTR		9,515	0	0
VERTEX PHARMACEUTICALS INC	COMMON STOCK	92532F100	21	72	SH		SOLE		72	0	0
PARAMOUNT GLOBAL	COMMON STOCK	92556H107	1	56	SH		SOLE		56	0	0
PARAMOUNT GLOBAL	COMMON STOCK	92556H206	30	1,550	SH		SOLE		1,550	0	0
VIATRIS INC	COMMON STOCK	92556V106	1	127	SH		SOLE		127	0	0
VIATRIS INC	COMMON STOCK	92556V106	19	2,251	SH		OTR		2,251	0	0
VISA INC	COMMON STOCK	92826C839	92	519	SH		SOLE		519	0	0
WABTEC CORP	COMMON STOCK	929740108	1	18	SH		OTR		18	0	0
WALMART INC	COMMON STOCK	931142103	433	3,339	SH		SOLE		3,339	0	0
WALMART INC	COMMON STOCK	931142103	347	2,677	SH		OTR		2,677	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	301	9,589	SH		SOLE		9,589	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	8	250	SH		OTR		250	0	0
WARNER BROS DISCOVERY INC	COMMON STOCK	934423104	8	663	SH		OTR		663	0	0
WELLS FARGO & COMPANY	COMMON STOCK	949746101	8	200	SH		OTR		200	0	0
WEYERHAEUSER CO	COMMON STOCK	962166104	31	1,100	SH		OTR		1,100	0	0
WISDOMTREE EMERGING MARKETS	MUTUAL FUND/STO	97717W315	51	1,572	SH		SOLE		1,572	0	0
WISDOMTREE US MIDCAP	MUTUAL FUND/STO	97717W505	64	1,711	SH		SOLE		1,711	0	0
WISDOMTREE SMALLCAP DIVIDEND	MUTUAL FUND/STO	97717W604	76	2,943	SH		SOLE		2,943	0	0
ZOETIS INC	COMMON STOCK	98978V103	15	100	SH		OTR		100	0	0
ACCENTURE PLC	FOREIGN STOCK	G1151C101	482	1,874	SH		SOLE		1,874	0	0
ACCENTURE PLC	FOREIGN STOCK	G1151C101	39	150	SH		OTR		150	0	0
EATON CORP PLC	FOREIGN STOCK	G29183103	192	1,436	SH		SOLE		1,436	0	0
INVESCO LIMITED	FOREIGN STOCK	G491BT108	122	8,895	SH		SOLE		8,895	0	0
MEDTRONIC PLC	FOREIGN STOCK	G5960L103	335	4,150	SH		SOLE		4,150	0	0
MEDTRONIC PLC	FOREIGN STOCK	G5960L103	92	1,140	SH		OTR		1,140	0	0
RENAISSANCERE HOLDINGS LTD	FOREIGN STOCK	G7496G103	0	6	SH		SOLE		6	0	0
ALCON INC ORD	FOREIGN STOCK	H01301128	16	273	SH		OTR		273	0	0
NXP SEMICONDUCTORS NV	FOREIGN STOCK	N6596X109	7	50	SH		OTR		50	0	0