First National Bank of South Miami 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AFLAC INC	COMMON STOCK	001055102	77,424	1,200	SH		OTR		1,200	0	0
AT&T INC	COMMON STOCK	00206R102	796,457	41,374	SH		SOLE		41,374	0	0
AT&T INC	COMMON STOCK	00206R102	361,843	18,797	SH		OTR		18,797	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	7,088	70	SH		SOLE		70	0	0
ABBVIE INC	COMMON STOCK	00287Y109	713,180	4,475	SH		SOLE		4,475	0	0
ADOBE SYSTEMS INCORPORATED	COMMON STOCK	00724F101	140,662	365	SH		SOLE		365	0	0
ADVANCED MICRO DEVICES INC	COMMON STOCK	007903107	6,371	65	SH		SOLE		65	0	0
ALLSTATE CORP	COMMON STOCK	020002101	244,335	2,205	SH		SOLE		2,205	0	0
ALPHABET INC	COMMON STOCK	02079K107	1,011,192	9,723	SH		SOLE		9,723	0	0
ALPHABET INC	COMMON STOCK	02079K107	210,080	2,020	SH		OTR		2,020	0	0
ALPHABET INC	COMMON STOCK	02079K305	41,491	400	SH		SOLE		400	0	0
ALPHABET INC	COMMON STOCK	02079K305	72,611	700	SH		OTR		700	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	98,119	2,199	SH		SOLE		2,199	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	22,310	500	SH		OTR		500	0	0
AMAZON.COM INC	COMMON STOCK	023135106	616,951	5,973	SH		SOLE		5,973	0	0
AMAZON.COM INC	COMMON STOCK	023135106	212,777	2,060	SH		OTR		2,060	0	0
AMERICAN ELECTRIC POWER INC	COMMON STOCK	025537101	45,495	500	SH		OTR		500	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	806,937	4,892	SH		SOLE		4,892	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	75,877	460	SH		OTR		460	0	0
AMERICAN TOWER CORP	COMMON STOCK	03027X100	6,130	30	SH		SOLE		30	0	0
AMGEN INC	COMMON STOCK	031162100	87,515	362	SH		SOLE		362	0	0
AMGEN INC	COMMON STOCK	031162100	24,175	100	SH		OTR		100	0	0
ELEVANCE HEALTH	COMMON STOCK	036752103	448,315	975	SH		SOLE		975	0	0
APPLE INC	COMMON STOCK	037833100	1,882,334	11,415	SH		SOLE		11,415	0	0
APPLE INC	COMMON STOCK	037833100	180,895	1,097	SH		OTR		1,097	0	0
APPLIED MATERIALS	COMMON STOCK	038222105	305,723	2,489	SH		SOLE		2,489	0	0
ARCHER DANIELS	COMMON STOCK	039483102	7,966	100	SH		OTR		100	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	628,483	2,823	SH		SOLE		2,823	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	469,749	2,110	SH		OTR		2,110	0	0
BP PLC	FOREIGN STOCK	055622104	256,094	6,750	SH		SOLE		6,750	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	234,235	8,190	SH		SOLE		8,190	0	0
BAXTER INTERNATIONAL INC	COMMON STOCK	071813109	44,616	1,100	SH		OTR		1,100	0	0
BERKSHIRE HATHAWAY INC	COMMON STOCK	084670702	649,652	2,104	SH		SOLE		2,104	0	0
BERKSHIRE HATHAWAY INC	COMMON STOCK	084670702	348,911	1,130	SH		OTR		1,130	0	0
BLACKROCK INC	COMMON STOCK	09247X101	730,008	1,091	SH		SOLE		1,091	0	0
BLACKROCK INC	COMMON STOCK	09247X101	177,986	266	SH		OTR		266	0	0
BOEING CO	COMMON STOCK	097023105	232,186	1,093	SH		SOLE		1,093	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	573,124	8,269	SH		SOLE		8,269	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	266,150	3,840	SH		OTR		3,840	0	0
CBRE GROUP, INC.	COMMON STOCK	12504L109	251,632	3,456	SH		SOLE		3,456	0	0
THE CIGNA GROUP	COMMON STOCK	125523100	4,600	18	SH		SOLE		18	0	0
CSX CORP	COMMON STOCK	126408103	887,062	29,628	SH		OTR		29,628	0	0
CVS HEALTH CORPORATION	COMMON STOCK	126650100	358,400	4,823	SH		SOLE		4,823	0	0
CACI INTL INC	COMMON STOCK	127190304	330,945	1,117	SH		SOLE		1,117	0	0
CARMAX INC	COMMON STOCK	143130102	125,218	1,948	SH		SOLE		1,948	0	0
CARNIVAL CORP	COMMON STOCK	143658300	2,974	293	SH		SOLE		293	0	0
CARRIER GLOBAL CORPORATION	COMMON STOCK	14448C104	27,450	600	SH		OTR		600	0	0
CATERPILLAR INC	COMMON STOCK	149123101	157,899	690	SH		SOLE		690	0	0
CELANESE CORP DEL COM	COMMON STOCK	150870103	255,021	2,342	SH		SOLE		2,342	0	0
CHEVRON CORP	COMMON STOCK	166764100	332,520	2,038	SH		SOLE		2,038	0	0
CHEVRON CORP	COMMON STOCK	166764100	707,300	4,335	SH		OTR		4,335	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	639,319	12,230	SH		SOLE		12,230	0	0
CITIGROUP INC	COMMON STOCK	172967424	249,641	5,324	SH		SOLE		5,324	0	0
COCA COLA CO	COMMON STOCK	191216100	434,833	7,010	SH		SOLE		7,010	0	0
COCA COLA CO	COMMON STOCK	191216100	360,394	5,810	SH		OTR		5,810	0	0
COGNIZANT TECHNOLOGY SOLUTIONS	COMMON STOCK	192446102	101,143	1,660	SH		SOLE		1,660	0	0
COLGATE-PALMOLIVE CO	COMMON STOCK	194162103	228,456	3,040	SH		OTR		3,040	0	0
COMCAST CORP	COMMON STOCK	20030N101	819,500	21,617	SH		SOLE		21,617	0	0
COMCAST CORP	COMMON STOCK	20030N101	59,367	1,566	SH		OTR		1,566	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	164,885	1,662	SH		SOLE		1,662	0	0
CONSOLIDATED EDISON INC	COMMON STOCK	209115104	153,072	1,600	SH		OTR		1,600	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	931,136	1,874	SH		SOLE		1,874	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	415,382	836	SH		OTR		836	0	0
CUMMINS INC	COMMON STOCK	231021106	3,822	16	SH		SOLE		16	0	0
DANAHER CORP	COMMON STOCK	235851102	623,546	2,474	SH		SOLE		2,474	0	0
DANAHER CORP	COMMON STOCK	235851102	15,879	63	SH		OTR		63	0	0
DARDEN RESTAURANTS INC	COMMON STOCK	237194105	94,183	607	SH		SOLE		607	0	0
DARDEN RESTAURANTS INC	COMMON STOCK	237194105	746,940	4,814	SH		OTR		4,814	0	0
DARLING INGREDIENTS, INC	COMMON STOCK	237266101	175,668	3,008	SH		SOLE		3,008	0	0
DELTA AIR LINES INC	COMMON STOCK	247361702	69,629	1,994	SH		SOLE		1,994	0	0
DISNEY WALT CO	COMMON STOCK	254687106	348,553	3,481	SH		SOLE		3,481	0	0
DISNEY WALT CO	COMMON STOCK	254687106	8,010	80	SH		OTR		80	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	49,420	500	SH		SOLE		500	0	0
DOLLAR TREE INC	COMMON STOCK	256746108	27,275	190	SH		SOLE		190	0	0
DOMINION ENERGY INC	COMMON STOCK	25746U109	42,378	758	SH		SOLE		758	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	347,968	3,607	SH		SOLE		3,607	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	458,330	4,751	SH		OTR		4,751	0	0
EOG RESOURCES INC	COMMON STOCK	26875P101	112,911	985	SH		SOLE		985	0	0
EDWARDS LIFESCIENCES CORP	COMMON STOCK	28176E108	49,638	600	SH		OTR		600	0	0
EMERSON ELECTRIC CO	COMMON STOCK	291011104	706,183	8,104	SH		SOLE		8,104	0	0
EMERSON ELECTRIC CO	COMMON STOCK	291011104	108,925	1,250	SH		OTR		1,250	0	0
EXACT SCIENCES CORP	COMMON STOCK	30063P105	6,781	100	SH		OTR		100	0	0
HIGH YIELD ETF	MUTUAL FUND/COR	30151E814	35,962	1,364	SH		SOLE		1,364	0	0
EXELON CORP	COMMON STOCK	30161N101	30,705	733	SH		SOLE		733	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	1,499,161	13,671	SH		SOLE		13,671	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	337,753	3,080	SH		OTR		3,080	0	0
FMC CORP	COMMON STOCK	302491303	18,320	150	SH		OTR		150	0	0
META PLATFORMS INC	COMMON STOCK	30303M102	402,474	1,899	SH		SOLE		1,899	0	0
META PLATFORMS INC	COMMON STOCK	30303M102	67,821	320	SH		OTR		320	0	0
FASTENAL CO	COMMON STOCK	311900104	177,572	3,292	SH		SOLE		3,292	0	0
FASTENAL CO	COMMON STOCK	311900104	75,516	1,400	SH		OTR		1,400	0	0
FEDEX CORP	COMMON STOCK	31428X106	136,177	596	SH		SOLE		596	0	0
FORD MOTOR COMPANY	COMMON STOCK	345370860	6,300	500	SH		SOLE		500	0	0
FORTINET INC	COMMON STOCK	34959E109	291,758	4,390	SH		SOLE		4,390	0	0
FORTUNE BRANDS INNOVATIONS INC	COMMON STOCK	34964C106	93,968	1,600	SH		OTR		1,600	0	0
FOUR CORNERS PPTY TR INC	COMMON STOCK	35086T109	71,125	2,648	SH		OTR		2,648	0	0
FRANKLIN RESOURCES INC	COMMON STOCK	354613101	189,928	7,050	SH		SOLE		7,050	0	0
GE HEALTHCARE TECHNOLOGIES INC	COMMON STOCK	36266G107	984	12	SH		SOLE		12	0	0
GE HEALTHCARE TECHNOLOGIES INC	COMMON STOCK	36266G107	3,035	37	SH		OTR		37	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	306,488	1,343	SH		SOLE		1,343	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	77,591	340	SH		OTR		340	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604301	3,537	37	SH		SOLE		37	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604301	10,707	112	SH		OTR		112	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	598,220	7,000	SH		OTR		7,000	0	0
GENUINE PARTS COMPANY	COMMON STOCK	372460105	274,386	1,640	SH		SOLE		1,640	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	262,518	3,164	SH		SOLE		3,164	0	0
GSK PLC	FOREIGN STOCK	37733W204	33,907	953	SH		SOLE		953	0	0
HP INC	COMMON STOCK	40434L105	23,480	800	SH		SOLE		800	0	0
HP INC	COMMON STOCK	40434L105	2,936	100	SH		OTR		100	0	0
HALLIBURTON CO	COMMON STOCK	406216101	12,023	380	SH		OTR		380	0	0
HEWLETT PACKARD ENTERPRISE CO	COMMON STOCK	42824C109	12,744	800	SH		SOLE		800	0	0
HEWLETT PACKARD ENTERPRISE CO	COMMON STOCK	42824C109	1,594	100	SH		OTR		100	0	0
HOLOGIC INC	COMMON STOCK	436440101	8,070	100	SH		OTR		100	0	0
HOME DEPOT INC	COMMON STOCK	437076102	1,436,644	4,868	SH		SOLE		4,868	0	0
HOME DEPOT INC	COMMON STOCK	437076102	531,216	1,800	SH		OTR		1,800	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	114,672	600	SH		OTR		600	0	0
INTEL CORP	COMMON STOCK	458140100	84,225	2,578	SH		SOLE		2,578	0	0
INTEL CORP	COMMON STOCK	458140100	95,396	2,920	SH		OTR		2,920	0	0
INTERCONTINENTALEXCHANGE GROUP	COMMON STOCK	45866F104	9,386	90	SH		SOLE		90	0	0
INTERNATIONAL BUSINESS MACHINES	COMMON STOCK	459200101	343,195	2,618	SH		SOLE		2,618	0	0
INTERNATIONAL BUSINESS MACHINES	COMMON STOCK	459200101	65,545	500	SH		OTR		500	0	0
INTERNATIONAL PAPER CO	COMMON STOCK	460146103	192,524	5,339	SH		SOLE		5,339	0	0
INVESCO EXCHANGE TRADED FD TR	MUTUAL FUND/STO	46137V357	394,090	2,725	SH		SOLE		2,725	0	0
INVESCO FINANCIAL PREFERRED ETF	MUTUAL FUND/STO	46137V621	47,757	3,289	SH		SOLE		3,289	0	0
INVESCO EXCHNG TRADED TR II	MUTUAL FUND/COR	46138G508	72,259	3,474	SH		SOLE		3,474	0	0
INVESCO CURRENCYSHARES	MUTUAL FUND/STO	46138R108	1,083,470	11,125	SH		SOLE		11,125	0	0
ISHARES SELECT DIVIDEND (MKT)	MUTUAL FUND/STO	464287168	724,523	6,183	SH		SOLE		6,183	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	4,032,283	9,809	SH		SOLE		9,809	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	271,724	661	SH		OTR		661	0	0
ISHARES CORE US AGGBD BD ETF	MUTUAL FUND/COR	464287226	1,287,848	12,925	SH		SOLE		12,925	0	0
ISHARES MSCI EMERGING MARKETS	MUTUAL FUND/STO	464287234	16,060	407	SH		OTR		407	0	0
ISHARES IBOXX $ INVST GRADE CRP	MUTUAL FUND/COR	464287242	4,467,922	40,762	SH		SOLE		40,762	0	0
ISHARES IBOXX $ INVST GRADE CRP	MUTUAL FUND/COR	464287242	32,884	300	SH		OTR		300	0	0
ISHARES S&P 500 GROWTH (MKT)	MUTUAL FUND/STO	464287309	308,399	4,827	SH		SOLE		4,827	0	0
ISHARES S&P 500 VALUE (MKT)	MUTUAL FUND/STO	464287408	307,920	2,029	SH		SOLE		2,029	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUND/STO	464287465	10,402,158	145,444	SH		SOLE		145,444	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUND/STO	464287465	72,878	1,019	SH		OTR		1,019	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	4,034,077	16,126	SH		SOLE		16,126	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	39,525	158	SH		OTR		158	0	0
ISHARES NORTH AMERICAN	MUTUAL FUND/STO	464287515	1,208,745	3,967	SH		SOLE		3,967	0	0
ISHARES NORTH AMERICAN	MUTUAL FUND/STO	464287515	135,592	445	SH		OTR		445	0	0
ISHARES NORTH AMERICAN TECH	MUTUAL FUND/STO	464287549	329,140	970	SH		OTR		970	0	0
ISHARES S&P MIDCAP 400 GROWTH	MUTUAL FUND/STO	464287606	803,200	11,232	SH		SOLE		11,232	0	0
ISHARES RUSSELL 1000 GROWTH	MUTUAL FUND/STO	464287614	53,997	221	SH		SOLE		221	0	0
ISHARES RUSSELL 2000 (MKT)	MUTUAL FUND/STO	464287655	314,344	1,762	SH		SOLE		1,762	0	0
ISHARES S&P MID-CAP 400 VALUE	MUTUAL FUND/STO	464287705	1,024,718	9,971	SH		SOLE		9,971	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	2,677,528	27,689	SH		SOLE		27,689	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	55,990	579	SH		OTR		579	0	0
ISHARES S&P SMALL-CAP 600 GROWTH	MUTUAL FUND/STO	464287887	451,196	4,104	SH		SOLE		4,104	0	0
ISHARES NATIONAL MUNI BOND ETF	MUTUAL FUNDS/MU	464288414	2,535,121	23,530	SH		SOLE		23,530	0	0
ISHARES NATIONAL MUNI BOND ETF	MUTUAL FUNDS/MU	464288414	86,192	800	SH		OTR		800	0	0
ISHARES INTERNATIONAL SELECT DIV	MUTUAL FUND/STO	464288448	154,631	5,625	SH		SOLE		5,625	0	0
ISHARES MBS (MKT)	MUTUAL FUND/GOV	464288588	621,618	6,562	SH		SOLE		6,562	0	0
ISHARES MBS (MKT)	MUTUAL FUND/GOV	464288588	47,365	500	SH		OTR		500	0	0
ISHARES SHORT-TERM	MUTUAL FUND/COR	464288646	3,421,208	67,693	SH		SOLE		67,693	0	0
ISHARES SHORT-TERM	MUTUAL FUND/COR	464288646	46,345	917	SH		OTR		917	0	0
ISHARES SHORT TREASURY BOND	MUTUAL FUND/GOV	464288679	978,039	8,851	SH		SOLE		8,851	0	0
ISHARES PFD & INC SECURITIES ETF	MUTUAL FUND/COR	464288687	1,620,883	51,918	SH		SOLE		51,918	0	0
ISHARES PFD & INC SECURITIES ETF	MUTUAL FUND/COR	464288687	19,357	620	SH		OTR		620	0	0
ISHARES COMMODITIES SELECT	MUTUAL FUND/STO	46431W853	1,483,650	54,889	SH		SOLE		54,889	0	0
ISHARES IBONDS DEC 2023 TERM	MUTUAL FUND/COR	46434VAX8	491,280	19,503	SH		SOLE		19,503	0	0
ISHARES IBONDS DEC 2025 TERM	MUTUAL FUND/COR	46434VBD1	238,137	9,708	SH		SOLE		9,708	0	0
ISHARES IBONDS DEC 2024	MUTUAL FUND/COR	46434VBG4	332,063	13,504	SH		SOLE		13,504	0	0
ISHARES IBONDS DEC 2026	MUTUAL FUND/COR	46435GAA0	20,171	850	SH		SOLE		850	0	0
ISHARES IBONDS 2023 TERM HY	MUTUAL FUND/COR	46435U150	2,007	85	SH		SOLE		85	0	0
ISHARES IBONDS 2024 TERM HY AND	MUTUAL FUND/COR	46435U184	2,082	90	SH		SOLE		90	0	0
ISHARES IBONDS DEC 2028 TERM	MUTUAL FUND/COR	46435U515	16,211	650	SH		SOLE		650	0	0
ISHARES IBONDS DEC 2032	MUTUAL FUND/COR	46436E296	12,351	517	SH		SOLE		517	0	0
ISHARES IBONDS DEC 2031	MUTUAL FUND/COR	46436E486	9,804	475	SH		SOLE		475	0	0
ISHARES IBONDS DEC 2029 TERM	MUTUAL FUND/COR	46436E825	24,941	1,125	SH		SOLE		1,125	0	0
ISHARES IBONDS DEC 2027 TERM	MUTUAL FUND/COR	46436E841	29,458	1,300	SH		SOLE		1,300	0	0
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	1,322,387	10,148	SH		SOLE		10,148	0	0
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	105,682	811	SH		OTR		811	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	749,115	4,833	SH		SOLE		4,833	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	461,900	2,980	SH		OTR		2,980	0	0
KIMBERLY-CLARK CORP	COMMON STOCK	494368103	248,440	1,851	SH		SOLE		1,851	0	0
KIMBERLY-CLARK CORP	COMMON STOCK	494368103	366,420	2,730	SH		OTR		2,730	0	0
KINDER MORGAN INC	COMMON STOCK	49456B101	232,270	13,265	SH		SOLE		13,265	0	0
KRAFT HEINZ CO	COMMON STOCK	500754106	9,589	248	SH		OTR		248	0	0
L3HARRIS TECHNOLOGIES INC COM	COMMON STOCK	502431109	40,621	207	SH		SOLE		207	0	0
ESTEE LAUDER COS INC	COMMON STOCK	518439104	10,844	44	SH		SOLE		44	0	0
ELI LILLY & CO	COMMON STOCK	532457108	537,452	1,565	SH		SOLE		1,565	0	0
ELI LILLY & CO	COMMON STOCK	532457108	195,749	570	SH		OTR		570	0	0
LIVENT CORP	COMMON STOCK	53814L108	3,041	140	SH		OTR		140	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	260,948	552	SH		SOLE		552	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	47,273	100	SH		OTR		100	0	0
LOWES COMPANIES INC COM	COMMON STOCK	548661107	117,182	586	SH		SOLE		586	0	0
LUMEN TECHNOLOGIES INC	COMMON STOCK	550241103	334	126	SH		OTR		126	0	0
MARRIOTT INTERNATIONAL INC	COMMON STOCK	571903202	132,668	799	SH		SOLE		799	0	0
MARTIN MARIETTA MATERIALS INC	COMMON STOCK	573284106	17,753	50	SH		OTR		50	0	0
MASTERCARD INC	COMMON STOCK	57636Q104	102,845	283	SH		SOLE		283	0	0
MASTERBRAND INC	COMMON STOCK	57638P104	12,864	1,600	SH		OTR		1,600	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	135,890	486	SH		SOLE		486	0	0
MCKESSON CORP	COMMON STOCK	58155Q103	38,454	108	SH		SOLE		108	0	0
MEDICAL PROPERTIES TRUST INC	COMMON STOCK	58463J304	25,547	3,108	SH		SOLE		3,108	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	408,858	3,843	SH		SOLE		3,843	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	10,639	100	SH		OTR		100	0	0
METLIFE INC	COMMON STOCK	59156R108	263,165	4,542	SH		SOLE		4,542	0	0
MICROSOFT CORP	COMMON STOCK	594918104	2,793,341	9,689	SH		SOLE		9,689	0	0
MICROSOFT CORP	COMMON STOCK	594918104	1,973,990	6,847	SH		OTR		6,847	0	0
MICROCHIP TECHNOLOGY INC	COMMON STOCK	595017104	119,303	1,424	SH		SOLE		1,424	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	80,527	1,155	SH		SOLE		1,155	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	201,909	2,896	SH		OTR		2,896	0	0
MORGAN STANLEY	COMMON STOCK	617446448	206,329	2,350	SH		SOLE		2,350	0	0
NRG ENERGY INC	COMMON STOCK	629377508	180,264	5,257	SH		SOLE		5,257	0	0
NVR INC	COMMON STOCK	62944T105	55,722	10	SH		SOLE		10	0	0
NETFLIX INC	COMMON STOCK	64110L106	34,548	100	SH		OTR		100	0	0
NEWELL BRANDS INC	COMMON STOCK	651229106	89,368	7,184	SH		SOLE		7,184	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	939,682	12,191	SH		SOLE		12,191	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	148,224	1,923	SH		OTR		1,923	0	0
NIKE INC	COMMON STOCK	654106103	10,424	85	SH		SOLE		85	0	0
NORTHROP GRUMMAN CORP	COMMON STOCK	666807102	13,852	30	SH		SOLE		30	0	0
NOVARTIS AG	FOREIGN STOCK	66987V109	125,672	1,366	SH		OTR		1,366	0	0
NVIDIA CORPORATION	COMMON STOCK	67066G104	139,719	503	SH		SOLE		503	0	0
NVIDIA CORPORATION	COMMON STOCK	67066G104	527,763	1,900	SH		OTR		1,900	0	0
NUTRIEN LTD	FOREIGN STOCK	67077M108	235,212	3,185	SH		SOLE		3,185	0	0
OGE ENERGY CORP	COMMON STOCK	670837103	15,064	400	SH		OTR		400	0	0
OMEGA HEALTHCARE INVESTORS INC	COMMON STOCK	681936100	80,367	2,932	SH		SOLE		2,932	0	0
ON SEMICONDUCTOR CORP	COMMON STOCK	682189105	65,690	798	SH		SOLE		798	0	0
ONEOK INC	COMMON STOCK	682680103	245,138	3,858	SH		SOLE		3,858	0	0
ORACLE CORP	COMMON STOCK	68389X105	556,499	5,989	SH		SOLE		5,989	0	0
ORACLE CORP	COMMON STOCK	68389X105	9,292	100	SH		OTR		100	0	0
ORGANON & CO	COMMON STOCK	68622V106	235	10	SH		OTR		10	0	0
OTIS WORLDWIDE CORP	COMMON STOCK	68902V107	25,320	300	SH		OTR		300	0	0
PNC FINL SVCS GROUP INC	COMMON STOCK	693475105	225,730	1,776	SH		SOLE		1,776	0	0
PPL CORPORATION	COMMON STOCK	69351T106	217,539	7,828	SH		SOLE		7,828	0	0
PPL CORPORATION	COMMON STOCK	69351T106	11,116	400	SH		OTR		400	0	0
PACCAR INC	COMMON STOCK	693718108	200,715	2,744	SH		SOLE		2,744	0	0
PAYCHEX INC	COMMON STOCK	704326107	222,075	1,938	SH		SOLE		1,938	0	0
PAYPAL HLDGS INC	COMMON STOCK	70450Y103	140,260	1,847	SH		SOLE		1,847	0	0
PEPSICO INC	COMMON STOCK	713448108	353,116	1,937	SH		SOLE		1,937	0	0
PEPSICO INC	COMMON STOCK	713448108	72,920	400	SH		OTR		400	0	0
PFIZER INC	COMMON STOCK	717081103	617,468	15,134	SH		SOLE		15,134	0	0
PFIZER INC	COMMON STOCK	717081103	731,872	17,938	SH		OTR		17,938	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	784,523	8,067	SH		SOLE		8,067	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	48,625	500	SH		OTR		500	0	0
PHILLIPS 66	COMMON STOCK	718546104	289,441	2,855	SH		SOLE		2,855	0	0
PHILLIPS 66	COMMON STOCK	718546104	10,138	100	SH		OTR		100	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	409,938	2,757	SH		SOLE		2,757	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	331,430	2,229	SH		OTR		2,229	0	0
PROG HOLDINGS INC	COMMON STOCK	74319R101	10,897	458	SH		SOLE		458	0	0
PROGRESSIVE CORP	COMMON STOCK	743315103	392,271	2,742	SH		SOLE		2,742	0	0
PULTE GROUP INC	COMMON STOCK	745867101	214,530	3,681	SH		SOLE		3,681	0	0
QUALCOMM INC	COMMON STOCK	747525103	76,548	600	SH		SOLE		600	0	0
QUALCOMM INC	COMMON STOCK	747525103	63,790	500	SH		OTR		500	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	33,296	340	SH		SOLE		340	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	104,393	1,066	SH		OTR		1,066	0	0
RIO TINTO PLC	FOREIGN STOCK	767204100	186,043	2,712	SH		SOLE		2,712	0	0
ROYAL DUTCH SHELL PLC	FOREIGN STOCK	780259305	11,508	200	SH		OTR		200	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	366,146	1,062	SH		SOLE		1,062	0	0
SPDR S&P 500 (MKT)	MUTUAL FUND/STO	78462F103	588,703	1,438	SH		SOLE		1,438	0	0
SPDR GOLD SHARES (MKT)	MUTUAL FUND/STO	78463V107	201,542	1,100	SH		OTR		1,100	0	0
SPDR BARCLAYS INTERNATIONAL	MUTUAL FUND/COR	78464A516	54,818	2,371	SH		SOLE		2,371	0	0
SPDR S&P BIOTECH ETF (MKT)	MUTUAL FUND/STO	78464A870	35,056	460	SH		SOLE		460	0	0
SPDR S&P MIDCAP 400 ETF TRUST	MUTUAL FUND/STO	78467Y107	34,381	75	SH		OTR		75	0	0
SPDR BLOOMBERG BARCLAYS	MUTUAL FUND/GOV	78468R663	210,176	2,289	SH		SOLE		2,289	0	0
SALEFORCE	COMMON STOCK	79466L302	8,790	44	SH		SOLE		44	0	0
MATERIALS SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y100	45,250	561	SH		SOLE		561	0	0
HEALTH CARE SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y209	205,972	1,591	SH		SOLE		1,591	0	0
CONSUMER STAPLES SELECT SECTOR	MUTUAL FUND/STO	81369Y308	103,698	1,388	SH		SOLE		1,388	0	0
CONSUMER DISCRET SELECT SECTOR	MUTUAL FUND/STO	81369Y407	195,001	1,304	SH		SOLE		1,304	0	0
ENERGY SELECT SECTOR SPDRR (MKT)	MUTUAL FUND/STO	81369Y506	48,041	580	SH		SOLE		580	0	0
FINANCIAL SELECT SECTOR SPDR	MUTUAL FUND/STO	81369Y605	168,434	5,239	SH		SOLE		5,239	0	0
INDUSTRIAL SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y704	193,355	1,911	SH		SOLE		1,911	0	0
TECHNOLOGY SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y803	1,265,917	8,383	SH		SOLE		8,383	0	0
COMMUNICATION SERVICES SELECT	MUTUAL FUND/STO	81369Y852	115,997	2,001	SH		SOLE		2,001	0	0
UTILITIES SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y886	21,728	321	SH		SOLE		321	0	0
SNAP-ON INC	COMMON STOCK	833034101	49,378	200	SH		SOLE		200	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	528,534	7,596	SH		SOLE		7,596	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	80,713	1,160	SH		OTR		1,160	0	0
SOUTHWEST AIRLINES CO	COMMON STOCK	844741108	31,792	977	SH		SOLE		977	0	0
STARBUCKS CORP	COMMON STOCK	855244109	230,543	2,214	SH		SOLE		2,214	0	0
STEEL DYNAMICS INC	COMMON STOCK	858119100	305,376	2,701	SH		SOLE		2,701	0	0
SYSCO CORP	COMMON STOCK	871829107	61,476	796	SH		SOLE		796	0	0
SYSCO CORP	COMMON STOCK	871829107	54,061	700	SH		OTR		700	0	0
TARGET CORP	COMMON STOCK	87612E106	280,743	1,695	SH		SOLE		1,695	0	0
TERADYNE INC	COMMON STOCK	880770102	29,458	274	SH		SOLE		274	0	0
TESLA INC	COMMON STOCK	88160R101	51,865	250	SH		OTR		250	0	0
TEXTRON INC	COMMON STOCK	883203101	64,344	911	SH		SOLE		911	0	0
TORONTO DOMINION BANK ONTARIO	FOREIGN STOCK	891160509	198,747	3,318	SH		SOLE		3,318	0	0
TRAVEL PLUS LEISURE CO	COMMON STOCK	894164102	188,708	4,814	SH		SOLE		4,814	0	0
TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	356,362	2,079	SH		SOLE		2,079	0	0
TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	11,999	70	SH		OTR		70	0	0
US BANCORP	COMMON STOCK	902973304	119,037	3,302	SH		SOLE		3,302	0	0
US BANCORP	COMMON STOCK	902973304	7,210	200	SH		OTR		200	0	0
ULTA BEAUTY INC	COMMON STOCK	90384S303	54,567	100	SH		OTR		100	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	29,988	149	SH		SOLE		149	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	1,017,096	5,243	SH		SOLE		5,243	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	15,519	80	SH		OTR		80	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	658,793	1,394	SH		SOLE		1,394	0	0
VALERO ENERGY CORP	COMMON STOCK	91913Y100	399,534	2,862	SH		SOLE		2,862	0	0
MINERS ETF	MUTUAL FUND/STO	92189F106	87,345	2,700	SH		SOLE		2,700	0	0
VANECK VECTORS BIOTECH ETF	MUTUAL FUND/STO	92189F726	393,555	2,428	SH		SOLE		2,428	0	0
VANGUARD TOTAL BOND MARKET ETF	MUTUAL FUND/COR	921937835	47,178	639	SH		SOLE		639	0	0
VANGUARD FTSE DEVELOPED MARKETS	MUTUAL FUND/STO	921943858	44,041	975	SH		SOLE		975	0	0
VANGUARD FTSE DEVELOPED MARKETS	MUTUAL FUND/STO	921943858	104,885	2,322	SH		OTR		2,322	0	0
VANGUARD EMERGING MARKETS STOCK	MUTUAL FUND/STO	922042858	3,381,881	83,710	SH		SOLE		83,710	0	0
VANGUARD EMERGING MARKETS STOCK	MUTUAL FUND/STO	922042858	8,080	200	SH		OTR		200	0	0
VANGUARD CONSUMER STAPLES ETF	MUTUAL FUND/STO	92204A207	137,399	710	SH		SOLE		710	0	0
VANGUARD INFORMATION TECHNOLOGY	MUTUAL FUND/STO	92204A702	191,964	498	SH		SOLE		498	0	0
VANGUARD UTILITIES ETF (MKT)	MUTUAL FUND/STO	92204A876	28,029	190	SH		SOLE		190	0	0
VANGUARD SHORT-TERM GOVERNMENT	MUTUAL FUND/GOV	92206C102	132,943	2,271	SH		SOLE		2,271	0	0
VANGUARD SHORT-TERM CORP BD IDX	MUTUAL FUND/COR	92206C409	133,479	1,751	SH		SOLE		1,751	0	0
VANGUARD INTERM-TM GOVT BD IDX	MUTUAL FUND/GOV	92206C706	396,457	6,612	SH		SOLE		6,612	0	0
VANGUARD LONG-TERM CORP BOND IDX	MUTUAL FUND/COR	92206C813	135,284	1,697	SH		SOLE		1,697	0	0
VANGUARD LG-TERM TREASURY	MUTUAL FUND/GOV	92206C847	135,737	2,072	SH		SOLE		2,072	0	0
VANGUARD INTERM-TM CORP BD IDX	MUTUAL FUND/COR	92206C870	59,606	743	SH		SOLE		743	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	2,173,572	26,175	SH		SOLE		26,175	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	2,325	28	SH		OTR		28	0	0
VANGUARD EXTENDED MARKET INDEX	MUTUAL FUND/STO	922908652	4,075,753	29,071	SH		SOLE		29,071	0	0
VANGUARD TOTAL STOCK MARKET ETF	MUTUAL FUND/STO	922908769	1,075,199	5,268	SH		SOLE		5,268	0	0
VANGUARD TOTAL STOCK MARKET ETF	MUTUAL FUND/STO	922908769	61,230	300	SH		OTR		300	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	363,698	9,352	SH		SOLE		9,352	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	370,039	9,515	SH		OTR		9,515	0	0
VERTEX PHARMACEUTICALS INC	COMMON STOCK	92532F100	19,534	62	SH		SOLE		62	0	0
PARAMOUNT GLOBAL	COMMON STOCK	92556H107	1,448	56	SH		SOLE		56	0	0
PARAMOUNT GLOBAL	COMMON STOCK	92556H206	34,580	1,550	SH		SOLE		1,550	0	0
VIATRIS INC	COMMON STOCK	92556V106	1,222	127	SH		SOLE		127	0	0
VIATRIS INC	COMMON STOCK	92556V106	20,779	2,160	SH		OTR		2,160	0	0
VISA INC	COMMON STOCK	92826C839	104,613	464	SH		SOLE		464	0	0
WABTEC CORP	COMMON STOCK	929740108	101	1	SH		SOLE		1	0	0
WABTEC CORP	COMMON STOCK	929740108	101	1	SH		OTR		1	0	0
WALMART INC	COMMON STOCK	931142103	468,008	3,174	SH		SOLE		3,174	0	0
WALMART INC	COMMON STOCK	931142103	360,662	2,446	SH		OTR		2,446	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	272,525	7,881	SH		SOLE		7,881	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	8,645	250	SH		OTR		250	0	0
WARNER BROS DISCOVERY INC	COMMON STOCK	934423104	3,624	240	SH		OTR		240	0	0
WELLS FARGO & COMPANY	COMMON STOCK	949746101	7,476	200	SH		SOLE		200	0	0
WEYERHAEUSER CO	COMMON STOCK	962166104	33,143	1,100	SH		OTR		1,100	0	0
WISDOMTREE EMERGING MARKETS	MUTUAL FUND/STO	97717W315	59,517	1,572	SH		SOLE		1,572	0	0
WISDOMTREE US MIDCAP	MUTUAL FUND/STO	97717W505	70,117	1,711	SH		SOLE		1,711	0	0
WISDOMTREE SMALLCAP DIVIDEND	MUTUAL FUND/STO	97717W604	84,053	2,943	SH		SOLE		2,943	0	0
ZOETIS INC	COMMON STOCK	98978V103	16,644	100	SH		OTR		100	0	0
ACCENTURE PLC	FOREIGN STOCK	G1151C101	496,454	1,737	SH		SOLE		1,737	0	0
ACCENTURE PLC	FOREIGN STOCK	G1151C101	42,872	150	SH		OTR		150	0	0
EATON CORP PLC	FOREIGN STOCK	G29183103	254,440	1,485	SH		SOLE		1,485	0	0
INVESCO LIMITED	FOREIGN STOCK	G491BT108	154,110	9,397	SH		SOLE		9,397	0	0
MEDTRONIC PLC	FOREIGN STOCK	G5960L103	334,170	4,145	SH		SOLE		4,145	0	0
MEDTRONIC PLC	FOREIGN STOCK	G5960L103	91,907	1,140	SH		OTR		1,140	0	0
RENAISSANCERE HOLDINGS LTD	FOREIGN STOCK	G7496G103	1,202	6	SH		SOLE		6	0	0
ALCON INC ORD	FOREIGN STOCK	H01301128	4,232	60	SH		OTR		60	0	0
NXP SEMICONDUCTORS NV	FOREIGN STOCK	N6596X109	9,324	50	SH		OTR		50	0	0