First National Bank of South Miami 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AFLAC INC	COMMON STOCK	001055102	83,760	1,200	SH		OTR		1,200	0	0
AT&T INC	COMMON STOCK	00206R102	569,987	35,736	SH		SOLE		35,736	0	0
AT&T INC	COMMON STOCK	00206R102	399,817	25,067	SH		OTR		25,067	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	7,631	70	SH		SOLE		70	0	0
ABBVIE INC	COMMON STOCK	00287Y109	559,671	4,154	SH		SOLE		4,154	0	0
ADOBE SYSTEMS INCORPORATED	COMMON STOCK	00724F101	200,979	411	SH		SOLE		411	0	0
ADVANCED MICRO DEVICES INC	COMMON STOCK	007903107	87,595	769	SH		SOLE		769	0	0
ALLSTATE CORP	COMMON STOCK	020002101	204,559	1,876	SH		SOLE		1,876	0	0
ALPHABET INC	COMMON STOCK	02079K107	1,132,887	9,365	SH		SOLE		9,365	0	0
ALPHABET INC	COMMON STOCK	02079K107	244,359	2,020	SH		OTR		2,020	0	0
ALPHABET INC	COMMON STOCK	02079K305	38,304	320	SH		SOLE		320	0	0
ALPHABET INC	COMMON STOCK	02079K305	83,790	700	SH		OTR		700	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	92,865	2,050	SH		SOLE		2,050	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	22,650	500	SH		OTR		500	0	0
AMAZON.COM INC	COMMON STOCK	023135106	747,747	5,736	SH		SOLE		5,736	0	0
AMAZON.COM INC	COMMON STOCK	023135106	268,542	2,060	SH		OTR		2,060	0	0
AMERICAN ELECTRIC POWER INC	COMMON STOCK	025537101	42,100	500	SH		OTR		500	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	721,187	4,140	SH		SOLE		4,140	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	80,132	460	SH		OTR		460	0	0
AMERICAN TOWER CORP	COMMON STOCK	03027X100	5,818	30	SH		SOLE		30	0	0
AMGEN INC	COMMON STOCK	031162100	36,855	166	SH		SOLE		166	0	0
AMGEN INC	COMMON STOCK	031162100	22,202	100	SH		OTR		100	0	0
ELEVANCE HEALTH	COMMON STOCK	036752103	434,073	977	SH		SOLE		977	0	0
APPLE INC	COMMON STOCK	037833100	2,070,438	10,674	SH		SOLE		10,674	0	0
APPLE INC	COMMON STOCK	037833100	212,785	1,097	SH		OTR		1,097	0	0
APPLIED MATERIALS	COMMON STOCK	038222105	319,577	2,211	SH		SOLE		2,211	0	0
ARCHER DANIELS	COMMON STOCK	039483102	7,556	100	SH		OTR		100	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	605,964	2,757	SH		SOLE		2,757	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	463,757	2,110	SH		OTR		2,110	0	0
BP PLC	FOREIGN STOCK	055622104	208,387	5,905	SH		SOLE		5,905	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	208,232	7,258	SH		SOLE		7,258	0	0
BAXTER INTERNATIONAL INC	COMMON STOCK	071813109	50,116	1,100	SH		OTR		1,100	0	0
BERKSHIRE HATHAWAY INC	COMMON STOCK	084670702	697,004	2,044	SH		SOLE		2,044	0	0
BERKSHIRE HATHAWAY INC	COMMON STOCK	084670702	385,330	1,130	SH		OTR		1,130	0	0
BLACKROCK INC	COMMON STOCK	09247X101	672,482	973	SH		SOLE		973	0	0
BLACKROCK INC	COMMON STOCK	09247X101	183,844	266	SH		OTR		266	0	0
BOEING CO	COMMON STOCK	097023105	173,786	823	SH		SOLE		823	0	0
BORGWARNER INC	COMMON STOCK	099724106	95,522	1,953	SH		SOLE		1,953	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	467,350	7,308	SH		SOLE		7,308	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	245,568	3,840	SH		OTR		3,840	0	0
CBRE GROUP, INC.	COMMON STOCK	12504L109	320,338	3,969	SH		SOLE		3,969	0	0
THE CIGNA GROUP	COMMON STOCK	125523100	5,051	18	SH		SOLE		18	0	0
CSX CORP	COMMON STOCK	126408103	989,855	29,028	SH		OTR		29,028	0	0
CVS HEALTH CORPORATION	COMMON STOCK	126650100	310,185	4,487	SH		SOLE		4,487	0	0
CACI INTL INC	COMMON STOCK	127190304	352,427	1,034	SH		SOLE		1,034	0	0
CARMAX INC	COMMON STOCK	143130102	111,155	1,328	SH		SOLE		1,328	0	0
CARNIVAL CORP	COMMON STOCK	143658300	2,749	146	SH		SOLE		146	0	0
CARRIER GLOBAL CORPORATION	COMMON STOCK	14448C104	29,826	600	SH		OTR		600	0	0
CATERPILLAR INC	COMMON STOCK	149123101	207,173	842	SH		SOLE		842	0	0
CELANESE CORP DEL COM	COMMON STOCK	150870103	188,642	1,629	SH		SOLE		1,629	0	0
CHEVRON CORP	COMMON STOCK	166764100	258,527	1,643	SH		SOLE		1,643	0	0
CHEVRON CORP	COMMON STOCK	166764100	682,112	4,335	SH		OTR		4,335	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	685,505	13,249	SH		SOLE		13,249	0	0
CITIGROUP INC	COMMON STOCK	172967424	210,265	4,567	SH		SOLE		4,567	0	0
COCA COLA CO	COMMON STOCK	191216100	383,723	6,372	SH		SOLE		6,372	0	0
COCA COLA CO	COMMON STOCK	191216100	349,879	5,810	SH		OTR		5,810	0	0
COGNIZANT TECHNOLOGY SOLUTIONS	COMMON STOCK	192446102	102,882	1,576	SH		SOLE		1,576	0	0
COLGATE-PALMOLIVE CO	COMMON STOCK	194162103	234,203	3,040	SH		OTR		3,040	0	0
COMCAST CORP	COMMON STOCK	20030N101	829,424	19,962	SH		SOLE		19,962	0	0
COMCAST CORP	COMMON STOCK	20030N101	65,067	1,566	SH		OTR		1,566	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	223,900	2,161	SH		SOLE		2,161	0	0
CONSOLIDATED EDISON INC	COMMON STOCK	209115104	144,640	1,600	SH		OTR		1,600	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	976,621	1,814	SH		SOLE		1,814	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	450,085	836	SH		OTR		836	0	0
CUMMINS INC	COMMON STOCK	231021106	490	2	SH		SOLE		2	0	0
DANAHER CORP	COMMON STOCK	235851102	592,800	2,470	SH		SOLE		2,470	0	0
DANAHER CORP	COMMON STOCK	235851102	15,120	63	SH		OTR		63	0	0
DARDEN RESTAURANTS INC	COMMON STOCK	237194105	90,390	541	SH		SOLE		541	0	0
DARDEN RESTAURANTS INC	COMMON STOCK	237194105	762,553	4,564	SH		OTR		4,564	0	0
DARLING INGREDIENTS, INC	COMMON STOCK	237266101	245,083	3,842	SH		SOLE		3,842	0	0
DELTA AIR LINES INC	COMMON STOCK	247361702	163,632	3,442	SH		SOLE		3,442	0	0
DISNEY WALT CO	COMMON STOCK	254687106	231,860	2,597	SH		SOLE		2,597	0	0
DISNEY WALT CO	COMMON STOCK	254687106	7,142	80	SH		OTR		80	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	58,425	500	SH		SOLE		500	0	0
DOLLAR TREE INC	COMMON STOCK	256746108	27,265	190	SH		SOLE		190	0	0
DOMINION ENERGY INC	COMMON STOCK	25746U109	10,721	207	SH		SOLE		207	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	297,668	3,317	SH		SOLE		3,317	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	426,356	4,751	SH		OTR		4,751	0	0
EOG RESOURCES INC	COMMON STOCK	26875P101	151,747	1,326	SH		SOLE		1,326	0	0
EDWARDS LIFESCIENCES CORP	COMMON STOCK	28176E108	56,598	600	SH		OTR		600	0	0
EMERSON ELECTRIC CO	COMMON STOCK	291011104	678,556	7,507	SH		SOLE		7,507	0	0
EMERSON ELECTRIC CO	COMMON STOCK	291011104	112,988	1,250	SH		OTR		1,250	0	0
EXACT SCIENCES CORP	COMMON STOCK	30063P105	9,390	100	SH		OTR		100	0	0
HIGH YIELD ETF	MUTUAL FUND/COR	30151E814	34,783	1,364	SH		SOLE		1,364	0	0
EXELON CORP	COMMON STOCK	30161N101	937	23	SH		SOLE		23	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	1,409,058	13,138	SH		SOLE		13,138	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	330,331	3,080	SH		OTR		3,080	0	0
FMC CORP	COMMON STOCK	302491303	15,651	150	SH		OTR		150	0	0
META PLATFORMS INC	COMMON STOCK	30303M102	505,946	1,763	SH		SOLE		1,763	0	0
META PLATFORMS INC	COMMON STOCK	30303M102	91,834	320	SH		OTR		320	0	0
FASTENAL CO	COMMON STOCK	311900104	153,432	2,601	SH		SOLE		2,601	0	0
FASTENAL CO	COMMON STOCK	311900104	82,586	1,400	SH		OTR		1,400	0	0
FEDEX CORP	COMMON STOCK	31428X106	166,840	673	SH		SOLE		673	0	0
FORTINET INC	COMMON STOCK	34959E109	357,313	4,727	SH		SOLE		4,727	0	0
FORTUNE BRANDS INNOVATIONS INC	COMMON STOCK	34964C106	115,120	1,600	SH		OTR		1,600	0	0
FOUR CORNERS PPTY TR INC	COMMON STOCK	35086T109	67,259	2,648	SH		OTR		2,648	0	0
FRANKLIN RESOURCES INC	COMMON STOCK	354613101	164,026	6,141	SH		SOLE		6,141	0	0
GE HEALTHCARE TECHNOLOGIES INC	COMMON STOCK	36266G107	3,006	37	SH		OTR		37	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	288,302	1,340	SH		SOLE		1,340	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	73,152	340	SH		OTR		340	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604301	4,064	37	SH		SOLE		37	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604301	12,303	112	SH		OTR		112	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	421,850	5,500	SH		OTR		5,500	0	0
GENUINE PARTS COMPANY	COMMON STOCK	372460105	254,017	1,501	SH		SOLE		1,501	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	241,539	3,134	SH		SOLE		3,134	0	0
GSK PLC	FOREIGN STOCK	37733W204	25,840	725	SH		SOLE		725	0	0
HP INC	COMMON STOCK	40434L105	3,070	100	SH		OTR		100	0	0
HALLIBURTON CO	COMMON STOCK	406216101	12,536	380	SH		OTR		380	0	0
HEWLETT PACKARD ENTERPRISE CO	COMMON STOCK	42824C109	1,679	100	SH		OTR		100	0	0
HOLOGIC INC	COMMON STOCK	436440101	8,097	100	SH		OTR		100	0	0
HOME DEPOT INC	COMMON STOCK	437076102	1,426,770	4,593	SH		SOLE		4,593	0	0
HOME DEPOT INC	COMMON STOCK	437076102	559,152	1,800	SH		OTR		1,800	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	124,500	600	SH		OTR		600	0	0
INTEL CORP	COMMON STOCK	458140100	52,969	1,584	SH		SOLE		1,584	0	0
INTEL CORP	COMMON STOCK	458140100	97,646	2,920	SH		OTR		2,920	0	0
INTERCONTINENTALEXCHANGE GROUP	COMMON STOCK	45866F104	10,177	90	SH		SOLE		90	0	0
INTERNATIONAL BUSINESS MACHINES	COMMON STOCK	459200101	309,905	2,316	SH		SOLE		2,316	0	0
INTERNATIONAL BUSINESS MACHINES	COMMON STOCK	459200101	66,905	500	SH		OTR		500	0	0
INTERNATIONAL PAPER CO	COMMON STOCK	460146103	150,685	4,737	SH		SOLE		4,737	0	0
INVESCO FINANCIAL PREFERRED ETF	MUTUAL FUND/STO	46137V621	21,396	1,491	SH		SOLE		1,491	0	0
INVESCO CURRENCYSHARES	MUTUAL FUND/STO	46138R108	1,106,439	11,125	SH		SOLE		11,125	0	0
ISHARES SELECT DIVIDEND (MKT)	MUTUAL FUND/STO	464287168	696,911	6,151	SH		SOLE		6,151	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	4,332,747	9,721	SH		SOLE		9,721	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	294,614	661	SH		OTR		661	0	0
ISHARES CORE US AGGBD BD ETF	MUTUAL FUND/COR	464287226	1,222,512	12,481	SH		SOLE		12,481	0	0
ISHARES MSCI EMERGING MARKETS	MUTUAL FUND/STO	464287234	15,073	381	SH		OTR		381	0	0
ISHARES IBOXX $ INVST GRADE CRP	MUTUAL FUND/COR	464287242	4,334,792	40,085	SH		SOLE		40,085	0	0
ISHARES IBOXX $ INVST GRADE CRP	MUTUAL FUND/COR	464287242	32,441	300	SH		OTR		300	0	0
ISHARES S&P 500 GROWTH (MKT)	MUTUAL FUND/STO	464287309	319,415	4,532	SH		SOLE		4,532	0	0
ISHARES S&P 500 VALUE (MKT)	MUTUAL FUND/STO	464287408	312,709	1,940	SH		SOLE		1,940	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUND/STO	464287465	10,113,199	139,492	SH		SOLE		139,492	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUND/STO	464287465	73,879	1,019	SH		OTR		1,019	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	4,105,232	15,700	SH		SOLE		15,700	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	41,314	158	SH		OTR		158	0	0
ISHARES NORTH AMERICAN	MUTUAL FUND/STO	464287515	1,345,936	3,891	SH		SOLE		3,891	0	0
ISHARES NORTH AMERICAN	MUTUAL FUND/STO	464287515	153,930	445	SH		OTR		445	0	0
ISHARES NORTH AMERICAN TECH	MUTUAL FUND/STO	464287549	381,084	970	SH		OTR		970	0	0
ISHARES S&P MIDCAP 400 GROWTH	MUTUAL FUND/STO	464287606	660,150	8,802	SH		SOLE		8,802	0	0
ISHARES RUSSELL 1000 GROWTH	MUTUAL FUND/STO	464287614	60,815	221	SH		SOLE		221	0	0
ISHARES RUSSELL 2000 (MKT)	MUTUAL FUND/STO	464287655	330,533	1,765	SH		SOLE		1,765	0	0
ISHARES S&P MID-CAP 400 VALUE	MUTUAL FUND/STO	464287705	998,129	9,317	SH		SOLE		9,317	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	2,700,414	27,099	SH		SOLE		27,099	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	57,698	579	SH		OTR		579	0	0
ISHARES S&P SMALL-CAP 600 GROWTH	MUTUAL FUND/STO	464287887	278,476	2,423	SH		SOLE		2,423	0	0
ISHARES NATIONAL MUNI BOND ETF	MUTUAL FUNDS/MU	464288414	2,511,354	23,530	SH		SOLE		23,530	0	0
ISHARES NATIONAL MUNI BOND ETF	MUTUAL FUNDS/MU	464288414	85,384	800	SH		OTR		800	0	0
ISHARES INTERNATIONAL SELECT DIV	MUTUAL FUND/STO	464288448	49,606	1,884	SH		SOLE		1,884	0	0
ISHARES MBS (MKT)	MUTUAL FUND/GOV	464288588	389,010	4,171	SH		SOLE		4,171	0	0
ISHARES MBS (MKT)	MUTUAL FUND/GOV	464288588	46,633	500	SH		OTR		500	0	0
ISHARES SHORT-TERM	MUTUAL FUND/COR	464288646	3,344,330	66,660	SH		SOLE		66,660	0	0
ISHARES SHORT-TERM	MUTUAL FUND/COR	464288646	46,006	917	SH		OTR		917	0	0
ISHARES SHORT TREASURY BOND	MUTUAL FUND/GOV	464288679	977,595	8,851	SH		SOLE		8,851	0	0
ISHARES PFD & INC SECURITIES ETF	MUTUAL FUND/COR	464288687	1,592,706	51,494	SH		SOLE		51,494	0	0
ISHARES PFD & INC SECURITIES ETF	MUTUAL FUND/COR	464288687	19,177	620	SH		OTR		620	0	0
ISHARES COMMODITIES SELECT	MUTUAL FUND/STO	46431W853	1,768,540	68,073	SH		SOLE		68,073	0	0
ISHARES IBONDS DEC 2023 TERM	MUTUAL FUND/COR	46434VAX8	445,964	17,634	SH		SOLE		17,634	0	0
ISHARES IBONDS DEC 2025 TERM	MUTUAL FUND/COR	46434VBD1	218,274	8,953	SH		SOLE		8,953	0	0
ISHARES IBONDS DEC 2024	MUTUAL FUND/COR	46434VBG4	332,468	13,504	SH		SOLE		13,504	0	0
ISHARES 0-3 TREASRY BD	MUTUAL FUND/COR	46436E718	134,240	1,334	SH		SOLE		1,334	0	0
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	1,397,095	9,606	SH		SOLE		9,606	0	0
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	117,951	811	SH		OTR		811	0	0
JANUS HENDERSON MORTGAGE	MUTUAL FUND/GOV	47103U852	171,097	3,739	SH		SOLE		3,739	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	794,497	4,800	SH		SOLE		4,800	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	493,250	2,980	SH		OTR		2,980	0	0
KIMBERLY-CLARK CORP	COMMON STOCK	494368103	226,002	1,637	SH		SOLE		1,637	0	0
KIMBERLY-CLARK CORP	COMMON STOCK	494368103	376,904	2,730	SH		OTR		2,730	0	0
KINDER MORGAN INC	COMMON STOCK	49456B101	228,424	13,265	SH		SOLE		13,265	0	0
KRAFT HEINZ CO	COMMON STOCK	500754106	8,805	248	SH		OTR		248	0	0
L3HARRIS TECHNOLOGIES INC COM	COMMON STOCK	502431109	783	4	SH		SOLE		4	0	0
ESTEE LAUDER COS INC	COMMON STOCK	518439104	8,641	44	SH		SOLE		44	0	0
ELI LILLY & CO	COMMON STOCK	532457108	705,815	1,505	SH		SOLE		1,505	0	0
ELI LILLY & CO	COMMON STOCK	532457108	182,902	390	SH		OTR		390	0	0
LIVENT CORP	COMMON STOCK	53814L108	3,840	140	SH		OTR		140	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	219,141	476	SH		SOLE		476	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	46,038	100	SH		OTR		100	0	0
LOWES COMPANIES INC COM	COMMON STOCK	548661107	2,257	10	SH		SOLE		10	0	0
LUMEN TECHNOLOGIES INC	COMMON STOCK	550241103	285	126	SH		OTR		126	0	0
MARRIOTT INTERNATIONAL INC	COMMON STOCK	571903202	201,876	1,099	SH		SOLE		1,099	0	0
MARTIN MARIETTA MATERIALS INC	COMMON STOCK	573284106	23,085	50	SH		OTR		50	0	0
MASTERCARD INC	COMMON STOCK	57636Q104	2,753	7	SH		SOLE		7	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	145,028	486	SH		SOLE		486	0	0
MEDICAL PROPERTIES TRUST INC	COMMON STOCK	58463J304	26,058	2,814	SH		SOLE		2,814	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	422,789	3,664	SH		SOLE		3,664	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	11,539	100	SH		OTR		100	0	0
METLIFE INC	COMMON STOCK	59156R108	230,756	4,082	SH		SOLE		4,082	0	0
MICROSOFT CORP	COMMON STOCK	594918104	3,131,947	9,197	SH		SOLE		9,197	0	0
MICROSOFT CORP	COMMON STOCK	594918104	2,331,677	6,847	SH		OTR		6,847	0	0
MICROCHIP TECHNOLOGY INC	COMMON STOCK	595017104	110,195	1,230	SH		SOLE		1,230	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	84,246	1,155	SH		SOLE		1,155	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	211,234	2,896	SH		OTR		2,896	0	0
MORGAN STANLEY	COMMON STOCK	617446448	187,539	2,196	SH		SOLE		2,196	0	0
NRG ENERGY INC	COMMON STOCK	629377508	188,747	5,048	SH		SOLE		5,048	0	0
NETFLIX INC	COMMON STOCK	64110L106	44,049	100	SH		OTR		100	0	0
NEWELL BRANDS INC	COMMON STOCK	651229106	57,186	6,573	SH		SOLE		6,573	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	937,218	12,631	SH		SOLE		12,631	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	142,687	1,923	SH		OTR		1,923	0	0
NIKE INC	COMMON STOCK	654106103	9,381	85	SH		SOLE		85	0	0
NORTHROP GRUMMAN CORP	COMMON STOCK	666807102	1,823	4	SH		SOLE		4	0	0
NOVARTIS AG	FOREIGN STOCK	66987V109	137,843	1,366	SH		OTR		1,366	0	0
NVIDIA CORPORATION	COMMON STOCK	67066G104	105,756	250	SH		SOLE		250	0	0
NVIDIA CORPORATION	COMMON STOCK	67066G104	592,228	1,400	SH		OTR		1,400	0	0
NUTRIEN LTD	FOREIGN STOCK	67077M108	186,540	3,159	SH		SOLE		3,159	0	0
OGE ENERGY CORP	COMMON STOCK	670837103	14,364	400	SH		OTR		400	0	0
OMEGA HEALTHCARE INVESTORS INC	COMMON STOCK	681936100	77,218	2,516	SH		SOLE		2,516	0	0
ON SEMICONDUCTOR CORP	COMMON STOCK	682189105	206,280	2,181	SH		SOLE		2,181	0	0
ONEOK INC	COMMON STOCK	682680103	164,730	2,669	SH		SOLE		2,669	0	0
ORACLE CORP	COMMON STOCK	68389X105	818,266	6,871	SH		SOLE		6,871	0	0
ORACLE CORP	COMMON STOCK	68389X105	11,909	100	SH		OTR		100	0	0
ORGANON & CO	COMMON STOCK	68622V106	208	10	SH		OTR		10	0	0
OTIS WORLDWIDE CORP	COMMON STOCK	68902V107	26,703	300	SH		OTR		300	0	0
PNC FINL SVCS GROUP INC	COMMON STOCK	693475105	200,765	1,594	SH		SOLE		1,594	0	0
PPL CORPORATION	COMMON STOCK	69351T106	184,850	6,986	SH		SOLE		6,986	0	0
PPL CORPORATION	COMMON STOCK	69351T106	10,584	400	SH		OTR		400	0	0
PACCAR INC	COMMON STOCK	693718108	228,784	2,737	SH		SOLE		2,737	0	0
PAYCHEX INC	COMMON STOCK	704326107	187,831	1,679	SH		SOLE		1,679	0	0
PAYPAL HLDGS INC	COMMON STOCK	70450Y103	20,286	304	SH		SOLE		304	0	0
PEPSICO INC	COMMON STOCK	713448108	358,029	1,933	SH		SOLE		1,933	0	0
PEPSICO INC	COMMON STOCK	713448108	74,089	400	SH		OTR		400	0	0
PFIZER INC	COMMON STOCK	717081103	574,922	15,674	SH		SOLE		15,674	0	0
PFIZER INC	COMMON STOCK	717081103	657,966	17,938	SH		OTR		17,938	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	729,320	7,471	SH		SOLE		7,471	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	48,810	500	SH		OTR		500	0	0
PHILLIPS 66	COMMON STOCK	718546104	259,149	2,717	SH		SOLE		2,717	0	0
PHILLIPS 66	COMMON STOCK	718546104	9,538	100	SH		OTR		100	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	404,539	2,666	SH		SOLE		2,666	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	338,228	2,229	SH		OTR		2,229	0	0
PROG HOLDINGS INC	COMMON STOCK	74319R101	482	15	SH		SOLE		15	0	0
PROGRESSIVE CORP	COMMON STOCK	743315103	302,467	2,285	SH		SOLE		2,285	0	0
PULTE GROUP INC	COMMON STOCK	745867101	356,396	4,588	SH		SOLE		4,588	0	0
QUALCOMM INC	COMMON STOCK	747525103	75,117	631	SH		SOLE		631	0	0
QUALCOMM INC	COMMON STOCK	747525103	59,521	500	SH		OTR		500	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	29,780	304	SH		SOLE		304	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	104,425	1,066	SH		OTR		1,066	0	0
RIO TINTO PLC	FOREIGN STOCK	767204100	126,849	1,987	SH		SOLE		1,987	0	0
ROYAL DUTCH SHELL PLC	FOREIGN STOCK	780259305	12,075	200	SH		OTR		200	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	345,969	863	SH		SOLE		863	0	0
SPDR S&P 500 (MKT)	MUTUAL FUND/STO	78462F103	712,349	1,607	SH		SOLE		1,607	0	0
SPDR GOLD SHARES (MKT)	MUTUAL FUND/STO	78463V107	196,097	1,100	SH		OTR		1,100	0	0
SPDR BARCLAYS INTERNATIONAL	MUTUAL FUND/COR	78464A516	53,962	2,393	SH		SOLE		2,393	0	0
SPDR S&P BIOTECH ETF (MKT)	MUTUAL FUND/STO	78464A870	28,704	345	SH		SOLE		345	0	0
SPDR S&P MIDCAP 400 ETF TRUST	MUTUAL FUND/STO	78467Y107	35,918	75	SH		OTR		75	0	0
SPDR BLOOMBERG BARCLAYS	MUTUAL FUND/GOV	78468R663	210,176	2,289	SH		SOLE		2,289	0	0
SALEFORCE	COMMON STOCK	79466L302	9,295	44	SH		SOLE		44	0	0
MATERIALS SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y100	46,491	561	SH		SOLE		561	0	0
HEALTH CARE SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y209	211,173	1,591	SH		SOLE		1,591	0	0
CONSUMER STAPLES SELECT SECTOR	MUTUAL FUND/STO	81369Y308	102,948	1,388	SH		SOLE		1,388	0	0
CONSUMER DISCRET SELECT SECTOR	MUTUAL FUND/STO	81369Y407	221,433	1,304	SH		SOLE		1,304	0	0
ENERGY SELECT SECTOR SPDRR (MKT)	MUTUAL FUND/STO	81369Y506	47,079	580	SH		SOLE		580	0	0
FINANCIAL SELECT SECTOR SPDR	MUTUAL FUND/STO	81369Y605	176,607	5,239	SH		SOLE		5,239	0	0
INDUSTRIAL SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y704	205,090	1,911	SH		SOLE		1,911	0	0
TECHNOLOGY SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y803	1,457,468	8,383	SH		SOLE		8,383	0	0
COMMUNICATION SERVICES SELECT	MUTUAL FUND/STO	81369Y852	130,225	2,001	SH		SOLE		2,001	0	0
UTILITIES SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y886	21,006	321	SH		SOLE		321	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	476,791	6,787	SH		SOLE		6,787	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	81,490	1,160	SH		OTR		1,160	0	0
STARBUCKS CORP	COMMON STOCK	855244109	218,924	2,210	SH		SOLE		2,210	0	0
STEEL DYNAMICS INC	COMMON STOCK	858119100	232,457	2,134	SH		SOLE		2,134	0	0
SYSCO CORP	COMMON STOCK	871829107	52,682	710	SH		SOLE		710	0	0
SYSCO CORP	COMMON STOCK	871829107	51,940	700	SH		OTR		700	0	0
TARGET CORP	COMMON STOCK	87612E106	192,177	1,457	SH		SOLE		1,457	0	0
TERADYNE INC	COMMON STOCK	880770102	1,002	9	SH		SOLE		9	0	0
TESLA INC	COMMON STOCK	88160R101	145,020	554	SH		SOLE		554	0	0
TESLA INC	COMMON STOCK	88160R101	65,443	250	SH		OTR		250	0	0
TEXTRON INC	COMMON STOCK	883203101	105,302	1,557	SH		SOLE		1,557	0	0
TORONTO DOMINION BANK ONTARIO	FOREIGN STOCK	891160509	182,307	2,940	SH		SOLE		2,940	0	0
TRAVEL PLUS LEISURE CO	COMMON STOCK	894164102	117,673	2,917	SH		SOLE		2,917	0	0
TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	348,537	2,007	SH		SOLE		2,007	0	0
TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	12,156	70	SH		OTR		70	0	0
US BANCORP	COMMON STOCK	902973304	99,284	3,005	SH		SOLE		3,005	0	0
US BANCORP	COMMON STOCK	902973304	6,608	200	SH		OTR		200	0	0
ULTA BEAUTY INC	COMMON STOCK	90384S303	47,060	100	SH		OTR		100	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	30,488	149	SH		SOLE		149	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	953,794	5,321	SH		SOLE		5,321	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	14,340	80	SH		OTR		80	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	706,541	1,470	SH		SOLE		1,470	0	0
VALERO ENERGY CORP	COMMON STOCK	91913Y100	323,399	2,757	SH		SOLE		2,757	0	0
MINERS ETF	MUTUAL FUND/STO	92189F106	81,297	2,700	SH		SOLE		2,700	0	0
VANECK VECTORS BIOTECH ETF	MUTUAL FUND/STO	92189F726	249,369	1,598	SH		SOLE		1,598	0	0
VANGUARD TOTAL BOND MARKET ETF	MUTUAL FUND/COR	921937835	46,450	639	SH		SOLE		639	0	0
VANGUARD FTSE DEVELOPED MARKETS	MUTUAL FUND/STO	921943858	29,648	642	SH		SOLE		642	0	0
VANGUARD FTSE DEVELOPED MARKETS	MUTUAL FUND/STO	921943858	158,028	3,422	SH		OTR		3,422	0	0
VANGUARD EMERGING MARKETS STOCK	MUTUAL FUND/STO	922042858	3,085,902	75,858	SH		SOLE		75,858	0	0
VANGUARD EMERGING MARKETS STOCK	MUTUAL FUND/STO	922042858	8,136	200	SH		OTR		200	0	0
VANGUARD CONSUMER STAPLES ETF	MUTUAL FUND/STO	92204A207	138,060	710	SH		SOLE		710	0	0
VANGUARD INFORMATION TECHNOLOGY	MUTUAL FUND/STO	92204A702	220,196	498	SH		SOLE		498	0	0
VANGUARD UTILITIES ETF (MKT)	MUTUAL FUND/STO	92204A876	27,012	190	SH		SOLE		190	0	0
VANGUARD SHORT-TERM GOVERNMENT	MUTUAL FUND/GOV	92206C102	121,522	2,105	SH		SOLE		2,105	0	0
VANGUARD SHORT-TERM CORP BD IDX	MUTUAL FUND/COR	92206C409	121,963	1,612	SH		SOLE		1,612	0	0
VANGUARD INTERM-TM GOVT BD IDX	MUTUAL FUND/GOV	92206C706	325,503	5,549	SH		SOLE		5,549	0	0
VANGUARD LONG-TERM CORP BOND IDX	MUTUAL FUND/COR	92206C813	84,376	1,075	SH		SOLE		1,075	0	0
VANGUARD LG-TERM TREASURY	MUTUAL FUND/GOV	92206C847	169,690	2,671	SH		SOLE		2,671	0	0
VANGUARD INTERM-TM CORP BD IDX	MUTUAL FUND/COR	92206C870	53,029	671	SH		SOLE		671	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	2,487,750	29,772	SH		SOLE		29,772	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	2,340	28	SH		OTR		28	0	0
VANGUARD EXTENDED MARKET INDEX	MUTUAL FUND/STO	922908652	4,281,391	28,767	SH		SOLE		28,767	0	0
VANGUARD TOTAL STOCK MARKET ETF	MUTUAL FUND/STO	922908769	1,149,643	5,219	SH		SOLE		5,219	0	0
VANGUARD TOTAL STOCK MARKET ETF	MUTUAL FUND/STO	922908769	66,084	300	SH		OTR		300	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	328,053	8,821	SH		SOLE		8,821	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	353,863	9,515	SH		OTR		9,515	0	0
PARAMOUNT GLOBAL	COMMON STOCK	92556H107	1,040	56	SH		SOLE		56	0	0
PARAMOUNT GLOBAL	COMMON STOCK	92556H206	24,660	1,550	SH		SOLE		1,550	0	0
VIATRIS INC	COMMON STOCK	92556V106	1,267	127	SH		SOLE		127	0	0
VIATRIS INC	COMMON STOCK	92556V106	21,556	2,160	SH		OTR		2,160	0	0
VISA INC	COMMON STOCK	92826C839	3,325	14	SH		SOLE		14	0	0
WABTEC CORP	COMMON STOCK	929740108	110	1	SH		SOLE		1	0	0
WABTEC CORP	COMMON STOCK	929740108	110	1	SH		OTR		1	0	0
WALMART INC	COMMON STOCK	931142103	460,538	2,930	SH		SOLE		2,930	0	0
WALMART INC	COMMON STOCK	931142103	384,463	2,446	SH		OTR		2,446	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	196,268	6,889	SH		SOLE		6,889	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	7,123	250	SH		OTR		250	0	0
WARNER BROS DISCOVERY INC	COMMON STOCK	934423104	3,009	240	SH		OTR		240	0	0
WEYERHAEUSER CO	COMMON STOCK	962166104	36,861	1,100	SH		OTR		1,100	0	0
WISDOMTREE EMERGING MARKETS	MUTUAL FUND/STO	97717W315	43,896	1,147	SH		SOLE		1,147	0	0
WISDOMTREE US MIDCAP	MUTUAL FUND/STO	97717W505	58,870	1,400	SH		SOLE		1,400	0	0
WISDOMTREE SMALLCAP DIVIDEND	MUTUAL FUND/STO	97717W604	65,670	2,281	SH		SOLE		2,281	0	0
ZOETIS INC	COMMON STOCK	98978V103	17,221	100	SH		OTR		100	0	0
ACCENTURE PLC	FOREIGN STOCK	G1151C101	411,646	1,334	SH		SOLE		1,334	0	0
ACCENTURE PLC	FOREIGN STOCK	G1151C101	46,287	150	SH		OTR		150	0	0
EATON CORP PLC	FOREIGN STOCK	G29183103	258,415	1,285	SH		SOLE		1,285	0	0
RENAISSANCERE HOLDINGS LTD	FOREIGN STOCK	G7496G103	1,119	6	SH		SOLE		6	0	0
ALCON INC ORD	FOREIGN STOCK	H01301128	4,927	60	SH		OTR		60	0	0
NXP SEMICONDUCTORS NV	FOREIGN STOCK	N6596X109	10,234	50	SH		OTR		50	0	0