Bank7 (BSVN) 10-Q 15 Aug 22 2022 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2022	Aug. 15, 2022
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2022
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q2
Document Transition Report	false
Entity File Number	001-38656
Entity Registrant Name	Bank7 Corp.
Entity Central Index Key	0001746129
Entity Incorporation, State or Country Code	OK
Entity Tax Identification Number	20-0763496
Entity Address, Address Line One	1039 N.W. 63rd Street
Entity Address, City or Town	Oklahoma City
Entity Address, State or Province	OK
Entity Address, Postal Zip Code	73116-7361
City Area Code	405
Local Phone Number	810-8600
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		9,099,905
Title of 12(b) Security	Common Stock, $0.01 Par Value Per Share
Trading Symbol	BSVN
Security Exchange Name	NASDAQ

Unaudited Condensed Consolidate

Unaudited Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 123,437	$ 195,359
Federal funds sold	0	9,493
Cash and cash equivalents	123,437	204,852
Interest-bearing time deposits in other banks	1,992	3,237
Available-for-sale debt securities	185,048	84,808
Loans, net of allowance for loan losses of $10,819 and $10,316 at June 30, 2022 and December 31, 2021, respectively	1,141,497	1,018,085
Loans held for sale	635	464
Premises and equipment, net	13,581	17,257
Nonmarketable equity securities	1,192	1,202
Core deposit intangibles	1,489	1,643
Goodwill	8,717	8,479
Interest receivable and other assets	9,886	10,522
Total assets	1,487,474	1,350,549
Deposits
Noninterest-bearing	447,077	366,705
Interest-bearing	899,214	850,766
Total deposits	1,346,291	1,217,471
Income taxes payable	2,865	0
Interest payable and other liabilities	6,820	5,670
Total liabilities	1,355,976	1,223,141
Shareholders' equity
Common stock, $0.01 par value; 50,000,000 shares authorized; shares issued and outstanding: 9,098,655 and 9,071,417 at June 30, 2022 and December 31, 2021 respectively	91	91
Additional paid-in capital	95,016	94,024
Retained earnings	44,174	33,149
Accumulated other comprehensive income (loss)	(7,783)	144
Total shareholders' equity	131,498	127,408
Total liabilities and shareholders' equity	$ 1,487,474	$ 1,350,549

Unaudited Condensed Consolida_2

Unaudited Condensed Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Assets
Allowance for loan losses	$ 10,819	$ 10,316
Shareholders' equity
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	9,098,655	9,071,417
Common stock, shares outstanding (in shares)	9,098,655	9,071,417

Unaudited Condensed Consolida_3

Unaudited Condensed Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Interest Income
Loans, including fees	$ 15,754	$ 14,357	$ 30,131	$ 27,450
Interest-bearing time deposits in other banks	13	38	29	106
Debt securities, taxable	571	0	935	0
Debt securities, tax-exempt	85	0	183	0
Other interest and dividend income	249	42	319	68
Total interest income	16,672	14,437	31,597	27,624
Interest Expense
Deposits	878	772	1,595	1,647
Total interest expense	878	772	1,595	1,647
Net Interest Income	15,794	13,665	30,002	25,977
Provision for Loan Losses	219	1,300	495	2,575
Net Interest Income After Provision for Loan Losses	15,575	12,365	29,507	23,402
Noninterest Income
Secondary market income	95	78	261	92
Gain (Loss) on sales, maturities, prepayments and calls of available-for-sale debt securities	10	0	(117)	0
Service charges on deposit accounts	219	119	468	239
Other	368	382	755	585
Total noninterest income	692	579	1,367	916
Noninterest Expense
Salaries and employee benefits	4,126	2,949	8,152	5,739
Furniture and equipment	386	231	744	433
Occupancy	571	458	1,122	930
Data and item processing	559	286	946	565
Accounting, marketing and legal fees	209	149	442	297
Regulatory assessments	226	161	422	302
Advertising and public relations	121	71	231	105
Travel, lodging and entertainment	74	118	122	207
Other	691	452	1,202	841
Total noninterest expense	6,963	4,875	13,383	9,419
Income Before Taxes	9,304	8,069	17,491	14,899
Income tax expense	2,280	1,964	4,283	3,690
Net Income	$ 7,024	$ 6,105	$ 13,208	$ 11,209
Earnings per common share - basic (in dollars per share)	$ 0.77	$ 0.67	$ 1.45	$ 1.24
Earnings per common share - diluted (in dollars per share)	$ 0.76	$ 0.67	$ 1.44	$ 1.24
Weighted average common shares outstanding - basic (in shares)	9,097,280	9,050,606	9,093,150	9,050,295
Weighted average common shares outstanding - diluted (in shares)	9,194,923	9,074,408	9,187,637	9,066,797
Other Comprehensive Income
Unrealized losses on securities, net of tax benefit of $1.5 million	$ (3,778)	$ 0	$ (8,017)	$ 0
Reclassification adjustment for realized (gain)loss included in net income, net of tax of $0 and $0 for the three months ended June 30, 2022 and 2021, respectively; $17 and $0 for the six months ended June 30, 2022 and 2021, respectively	(10)	0	90	0
Other comprehensive loss, net of tax benefit of $1.5 million	(3,788)	0	(7,927)	0
Comprehensive Income	$ 3,236	$ 6,105	$ 5,281	$ 11,209

Unaudited Condensed Consolida_4

Unaudited Condensed Consolidated Statements of Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Other Comprehensive Income
Unrealized losses on securities, tax	$ (1,500)		$ (1,500)
Reclassification adjustment for realized loss, tax	0	$ 0	17	$ 0
Other comprehensive loss, tax	$ (1,500)		$ (1,500)

Unaudited Condensed Consolida_5

Unaudited Condensed Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2020	$ 90	$ 93,162	$ 14,067	$ 0
Balance (in shares) at Dec. 31, 2020	9,044,765
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			11,209		$ 11,209
Exercise of employee stock options (in shares)	0
Shares issued for stock options	$ 0
Shares issued for restricted stock units (in shares)	5,841
Shares issued for restricted stock units	$ 0
Stock-based compensation expense		473
Cash dividends declared			(1,990)
Net change due to unrealized loss				0	0
Balance at Jun. 30, 2021	$ 90	93,635	23,286	0	117,011
Balance (in shares) at Jun. 30, 2021	9,050,606
Balance at Mar. 31, 2021	$ 90	93,464	18,176	0
Balance (in shares) at Mar. 31, 2021	9,049,256
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			6,105		6,105
Exercise of employee stock options (in shares)	0
Shares issued for stock options	$ 0
Shares issued for restricted stock units (in shares)	1,350
Shares issued for restricted stock units	$ 0
Stock-based compensation expense		171
Cash dividends declared			(995)
Net change due to unrealized loss				0	0
Balance at Jun. 30, 2021	$ 90	93,635	23,286	0	117,011
Balance (in shares) at Jun. 30, 2021	9,050,606
Balance at Dec. 31, 2021	$ 91	94,024	33,149	144	127,408
Balance (in shares) at Dec. 31, 2021	9,071,417
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			13,208		13,208
Exercise of employee stock options (in shares)	14,812
Shares issued for stock options	$ 0
Shares issued for restricted stock units (in shares)	12,426
Shares issued for restricted stock units	$ 0
Stock-based compensation expense		992
Cash dividends declared			(2,183)
Net change due to unrealized loss				(7,927)	(8,017)
Balance at Jun. 30, 2022	$ 91	95,016	44,174	(7,783)	131,498
Balance (in shares) at Jun. 30, 2022	9,098,655
Balance at Mar. 31, 2022	$ 91	94,310	38,242	(3,995)
Balance (in shares) at Mar. 31, 2022	9,094,468
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			7,024		7,024
Exercise of employee stock options (in shares)	4,187
Shares issued for stock options	$ 0
Shares issued for restricted stock units (in shares)	0
Shares issued for restricted stock units	$ 0
Stock-based compensation expense		706
Cash dividends declared			(1,092)
Net change due to unrealized loss				(3,788)	(3,778)
Balance at Jun. 30, 2022	$ 91	$ 95,016	$ 44,174	$ (7,783)	$ 131,498
Balance (in shares) at Jun. 30, 2022	9,098,655

Unaudited Condensed Consolida_6

Unaudited Condensed Consolidated Statements of Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Unaudited Condensed Consolidated Statements of Shareholders' Equity [Abstract]
Cash dividends declared (in dollars per share)	$ 0.12	$ 0.11	$ 0.24	$ 0.22

Unaudited Condensed Consolida_7

Unaudited Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Operating Activities
Net income	$ 13,208	$ 11,209
Adjustments to reconcile net income to net cash provided by operating activities
Depreciation and amortization	712	518
Provision for loan losses	495	2,575
Amortization of premiums and discounts on securities	3,511	0
Gain on sales of loans	(261)	(92)
Net loss on sale of available for sale debt securities	117	0
Stock-based compensation expense	992	473
(Gain) loss on sale of premises and equipment	(24)	(11)
Cash receipts from the sale of loans originated for sale	14,047	6,319
Cash disbursements for loans originated for sale	(13,957)	(7,237)
Deferred income tax benefit	(485)	(860)
Changes in
Interest receivable and other assets	2,550	778
Interest payable and other liabilities	4,012	3,635
Net cash provided by operating activities	24,917	17,307
Investing Activities
Maturities of interest-bearing time deposits in other banks	1,743	10,934
Purchases of interest-bearing time deposits in other banks	(498)	0
Proceeds from sale of available-for-sale debt securities	11,820	0
Maturities, prepayments and calls of available-for-sale debt securities	8,008	0
Purchases of available-for-sale debt securities	(133,052)	0
Net change in loans	(123,907)	(95,288)
Purchases of premises and equipment	(228)	(169)
Proceeds from sale of premises and equipment	3,132	17
Change in nonmarketable equity securities	10	(15)
Net cash used in investing activities	(232,972)	(84,521)
Financing Activities
Net change in deposits	128,820	103,035
Cash distributions	(2,180)	(1,990)
Net cash provided by financing activities	126,640	101,045
(Decrease) Increase in Cash and Cash Equivalents	(81,415)	33,831
Cash and Cash Equivalents, Beginning of Period	204,852	153,901
Cash and Cash Equivalents, End of Period	123,437	187,732
Supplemental Disclosure of Cash Flows Information
Interest paid	1,610	1,745
Income taxes paid	1,900	1,903
Dividends declared and not paid	1,092	995
Measurement period goodwill adjustment	$ 238	$ 0

Nature of Operations and Summar

Nature of Operations and Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2022
Nature of Operations and Summary of Significant Accounting Policies [Abstract]
Nature of Operations and Summary of Significant Accounting Policies	Note 1: Nature of Operations and Summary of Significant Accounting Policies Nature of Operations Bank7 Corp. (the “Company”), formerly known as Haines Financial Corp, is a bank holding company whose principal activity is the ownership and management of its wholly owned subsidiary, Bank7 (the “Bank”). The Bank is primarily engaged in providing a full range of banking and financial services to individual and corporate customers located in Oklahoma, Kansas, and Texas. The Bank is subject to competition from other financial institutions. The Company is subject to the regulation of certain federal agencies and undergoes periodic examinations by those regulatory authorities. Basis of Presentation The accompanying unaudited interim consolidated financial statements contained herein reflect all adjustments which are, in the opinion of management, necessary to provide a fair statement of the financial position, results of operations, and cash flows of the Company for the interim periods presented. All such adjustments are of a normal and recurring nature. There have been no significant changes in the accounting policies of the Company since December 31, 2021, the date of the most recent annual report. The condensed consolidated balance sheet of the Company as of December 31, 2021 has been derived from the audited consolidated balance sheet of the Company as of that date. Certain information and notes normally included in the Company’s annual financial statements prepared in accordance with generally accepted accounting principles have been condensed or omitted. The information contained in the financial statements and footnotes included in Company’s annual report for the year ended December 31, 2021, should be referred to in connection with these unaudited interim consolidated financial statements. Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period. Principles of Consolidation The accompanying consolidated financial statements include the accounts of the Company, the Bank and its subsidiary, 1039 NW 63rd, LLC, which holds real estate utilized by the Bank. All significant intercompany accounts and transactions have been eliminated in consolidation. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, valuation of other real estate owned, other-than-temporary impairments, income taxes, goodwill and intangibles and fair values of financial instruments. Recent Accounting Pronouncements In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842). The ASU requires lessees to recognize a lease liability and a right-of-use asset for all leases, excluding short-term leases, at the commencement date. The guidance in the ASU is effective for annual reporting periods beginning after December 15, 2021. Additionally, a modified retrospective transition approach is required for a leases existing at the earliest comparative period presented. Management is in the process of planning implementation of this ASU; however, it is not expected to have a significant impact on the Company’s financial condition, results of operation, or capital position, but will impact the presentation on the balance sheet of the Company’s current operating leases. The Company will adopt this ASU in the fourth quarter of 2022. In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326). The ASU requires the replacement of the current incurred loss model with an expected loss model, referred to as the current expected credit loss (CECL) model. The guidance in the ASU is effective for reporting periods beginning after December 15, 2022 with a cumulative-effect adjustment to retained earnings required for the first reporting period. Management is in the process of planning implementation and has established a committee to assist in implementation and evaluation. The Company will adopt this ASU in the first quarter of 2023. In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848) which provides relief for companies preparing for discontinuation of interest rates such as the London Interbank Offered Rate (“LIBOR”). On March 5, 2021, the U.K. Financial Conduct Authority (“FCA”) announced that the majority of LIBOR rates will no longer be published after December 31, 2021, although a number of key settings will continue until June 2023, to support the rundown of legacy contracts only. As a result, LIBOR should be discontinued as a reference rate. The main provisions for contract modifications include optional relief by allowing the modification as a continuation of the existing contract without additional analysis and other optional expedients regarding embedded features. ASU 2020-04 was effective upon issuance and generally can be applied through December 31, 2022. The adoption of ASU 2020-04 did not significantly impact the consolidated financial statements.

Recent Events, Including Merger

Recent Events, Including Mergers and Acquisitions	6 Months Ended
	Jun. 30, 2022
Recent Events, Including Mergers and Acquisitions [Abstract]
Recent Events, Including Mergers and Acquisitions	Note 2: Recent Events, Including Mergers and Acquisitions Business Combinations On December 9, 2021, the Company acquired 100% of the outstanding equity of Watonga Bancshares, Inc. (“Watonga”), the bank holding company for Cornerstone Bank, for $29.3 million in cash. Immediately following the acquisition, Watonga was dissolved and Cornerstone Bank merged with and into Bank7. An updated preliminary summary of the fair value of assets acquired and liabilities assumed from Watonga are as follows: Estimated Fair Value (in thousands) Assets Acquired Cash and cash equivalents $ 41,747 Available-for-sale debt securities 86,166 Federal funds sold 7,941 Loans 117,335 Premises and equipment 8,669 Core deposit intangible 1,254 Prepaid expenses and other assets 4,512 Total assets acquiried $ 267,624 Liabilities Assumed Deposits $ 243,487 Accounts payable and accrued expenses 2,345 Total liabilities assumed $ 245,832 Net assets acquired $ 21,792 Consideration transferred 29,498 Goodwill $ 7,706 Goodwill decreased $89,000 and increased $238,000 for the three months and six months ended June 30, 2022, respectively, related to the resolution of contractual obligations and assessment of the fair value of premises and equipment. As of the acquisition date, the Company evaluated $117.3 million of net loans ($118.5 million gross loans less $1.2 million discount) purchased in conjunction with the acquisition of Watonga Bancshares, Inc. in accordance with the provisions of FASB ASC Topic 310-20, Nonrefundable Fees and Other Cost s The fair values of assets acquired and liabilities assumed are preliminary and based on valuation estimates and assumptions. The accounting for business combinations require estimates and judgments regarding expectations of future cash flows of the acquired business, and the allocations of those cash flows to identifiable tangible and intangible assets. The estimates and assumptions underlying the preliminary valuations are subject to collection of information necessary to complete the valuations (specifically related to projected financial information) within the measurement periods, which are up to one year from the acquisition date. Although the Company does not currently expect material changes to the initial value of net assets acquired, the Company continues to evaluate assumptions related to the valuation of the assets acquired and liabilities assumed. Any adjustments to our estimates of purchase price allocation will be made in the periods in which the adjustments are determined, and the cumulative effect of such adjustments will be calculated as if the adjustments had been completed as of the acquisition date.

Restriction on Cash and Due fro

Restriction on Cash and Due from Banks	6 Months Ended
	Jun. 30, 2022
Restriction on Cash and Due from Banks [Abstract]
Restriction on Cash and Due from Banks	Note 3: Restriction on Cash and Due from Banks On March 26, 2020, the Federal Reserve Board reduced reserve requirement ratios to zero percent, effectively eliminating reserve requirements for all depository institutions. There was no reserve requirement as of June 30, 2022.

Earnings per Share

Earnings per Share	6 Months Ended
	Jun. 30, 2022
Earnings per Share [Abstract]
Earnings per Share	Note 4: Earnings per Share Basic earnings per common share represents the amount of earnings for the period available to each share of common stock outstanding during the reporting period. Basic EPS is computed based upon net income divided by the weighted average number of common shares outstanding during the year. Diluted EPS represents the amount of earnings for the period available to each share of common stock outstanding including common stock that would have been outstanding assuming the issuance of common shares for all dilutive potential common shares outstanding during each reporting period. Diluted EPS is computed based upon net income divided by the weighted average number of common shares outstanding during each period, adjusted for the effect of dilutive potential common shares, such as restricted stock awards and nonqualified stock options, calculated using the treasury stock method. The following table shows the computation of basic and diluted earnings per share: As of and for the three months ended June 30, As of and for the six months ended June 30, 2022 2021 2022 2021 (Dollars in thousands, except per share amounts) Numerator Net income $ 7,024 $ 6,105 $ 13,208 $ 11,209 Denominator Weighted-average shares outstanding for basic earnings per share 9,097,280 9,050,606 9,093,150 9,050,295 Dilutive effect of stock compensation (1) 97,643 23,802 94,487 16,502 Denominator for diluted earnings per share 9,194,923 9,074,408 9,187,637 9,066,797 Earnings per common share Basic $ 0.77 $ 0.67 $ 1.45 $ 1.24 Diluted $ 0.76 $ 0.67 $ 1.44 $ 1.24 (1) The following have not been included in diluted earnings per share because to do so would have been antidilutive for the periods presented: Nonqualified stock options outstanding of 24 and 265,750 for the three month periods ended June 30, 2022 and 2021, respectively, and 0 and 27,000 for the six month periods ended June 30, 2022 and 2021, respectively; Restricted stock units of 4 and 27,000 for the three month periods ended June 30, 2022 and 2021, respectively, and 2 and 27,000 for the six month periods ended June 30, 2022 and 2021

Debt Securities

Debt Securities	6 Months Ended
	Jun. 30, 2022
Debt Securities [Abstract]
Debt Securities	Note 5: Debt Securities The following table summarizes the amortized cost and fair value of debt securities available-for-sale at June 30, 2022 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss): (in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale as of June 30, 2022 U.S. Federal agencies $ 246 $ - $ (6 ) $ 240 Mortgage-backed securities (1)(2) 49,209 - (3,835 ) 45,374 State and political subdivisions 33,346 - (1,999 ) 31,347 U.S. Treasuries 106,043 - (3,266 ) 102,777 Corporate debt securities 5,500 - (190 ) 5,310 Total available-for-sale 194,344 - (9,296 ) 185,048 Total debt securities $ 194,344 $ - $ (9,296 ) $ 185,048 (in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale as of December 31, 2021 U.S. Federal agencies $ 311 $ 2 $ - $ 313 Mortgage-backed securities (1) 33,085 69 - 33,154 State and political subdivisions 45,245 49 - 45,294 U.S. Treasuries 6,052 - (5 ) 6,047 Corporate debt securities - - - - Total available-for-sale 84,693 120 (5 ) 84,808 Total debt securities $ 84,693 $ 120 $ (5 ) $ 84,808 (1) All of our mortgage-backed securities and collateralized mortgage obligations are issued and/or guaranteed by U.S. government agencies or U.S. government-sponsored entities. (2) Included in mortgage-back securities is $27.79 million of residential mortgaged-back securities and $17.58 million of commerical mortgaged-back securities. The amortized cost and estimated fair value of investment securities at June 30, 2022, by contractual maturity, are shown below. The expected life of mortgage-backed securities will differ from contractual maturities because borrowers may have the right to call or prepay the underlying mortgage loans with or without call or prepayment penalties. (in thousands) Amortized Cost Fair Value Available-for-sale as of June 30, 2022 Due in one year or less $ 3,479 $ 3,459 Due after one year through five years 116,410 113,205 Due after five years through ten years 24,410 22,306 Due after ten years 836 704 Mortgage-backed securities (1) 49,209 45,374 Total available-for-sale $ 194,344 $ 185,048 (in thousands) Amortized Cost Fair Value Available-for-sale as of December 31, 2021 Due in one year or less $ 3,622 $ 3,623 Due after one year through five years 22,030 22,076 Due after five years through ten years 22,819 22,821 Due after ten years 3,137 3,134 Mortgage-backed securities (1) 33,085 33,154 Total available-for-sale $ 84,693 $ 84,808 (1) All of our mortgage-backed securities and collateralized mortgage obligations are issued and/or guaranteed by U.S. government agencies or U.S. government-sponsored entities. There were two holdings of securities of issuers in an amount greater than 10% of stockholders equity at June 30, 2022, one mortgage-backed security with a fair value of $14.32 million, and one U.S. Treasury note with a fair value of $97.41 million. The following table presents a summary of realized gains and losses from the sale, maturity, prepayment and call of debt securities for the six months ended June 30, 2022 and the three months ended June 30, 2022. Note, the Company did not have available-for-sale debt securities at June 30, 2021. Six Months Ended June 30 Three Months Ended June 30 (in thousands) Proceeds from sales, maturities, prepayments and calls $ 19,828 $ 6,601 Gross realized gains on sales, maturities, prepayments and calls 10 10 Gross realized losses on sales, maturities, prepayments and calls (127 ) - Total realized (losses), net $ (117 ) $ 10 The following table details book value of pledged securities as of June 30, 2022: June 30, 2022 December 31, 2021 Book value of pledged securities $ 31,645 $ 37,477 The following table details gross unrealized losses and fair values of investment securities aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at June 30, 2022. As of June 30, 2022, the Company had the ability and intent to hold the debt securities classified as available-for-sale for a period of time sufficient for a recovery of cost. The unrealized losses are due to increases in market interest rates over the yields available at the time the underlying debt securities were purchased or acquired. The fair value of those debt securities having unrealized losses is expected to recover as the securities approach their maturity date or repricing date, or if market yields for such investments decline. Management has no intent or requirement to sell before the recovery of the unrealized loss; therefore, no impairment loss was realized in the Company’s consolidated statements of comprehensive income. Less than Twelve Months Twelve Months or Longer Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses (in thousands) Available-for-sale as of June 30, 2022 U.S. Federal agencies $ 240 $ (6 ) $ - $ - $ 240 $ (6 ) Mortgage-backed securities 45,374 (3,835 ) - - 45,374 (3,835 ) State and political subdivisions (1) 31,347 (1,999 ) - - 31,347 (1,999 ) U.S. Treasuries 102,777 (3,266 ) - - 102,777 (3,266 ) Corporate debt securities 5,310 (190 ) - - 5,310 (190 ) Total available-for-sale $ 185,048 $ (9,296 ) $ - $ - $ 185,048 $ (9,296 ) Less than Twelve Months Twelve Months or Longer Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses (in thousands) Available-for-sale as of December 31, 2021 U.S. Federal agencies $ - $ - $ - $ - $ - $ - Mortgage-backed securities - - - - - - State and political subdivisions (1) - - - - - - U.S. Treasuries 6,047 (5 ) - - 6,047 (5 ) Corporate debt securities - - - - - - Total available-for-sale $ 6,047 $ (5 ) $ - $ - $ 6,047 $ (5 ) (1) All of our state and political subdivisions securities are rate AA- or better.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2022
Loans and Allowance for Loan Losses [Abstract]
Loans and Allowance for Loan Losses	Note 6: Loans and Allowance for Loan Losses A summary of loans at June 30, 2022 and December 31, 2021, are as follows (dollars in thousands): June 30, 2022 December 31, 2021 Construction & development $ 191,291 $ 169,322 1 - 4 family real estate 69,267 62,971 Commercial real estate - other 343,489 339,655 Total commercial real estate 604,047 571,948 Commercial & industrial 475,197 361,974 Agricultural 59,644 73,010 Consumer 16,557 24,046 Gross loans 1,155,445 1,030,978 Less allowance for loan losses (10,819 ) (10,316 ) Less deferred loan fees (3,129 ) (2,577 ) Net loans $ 1,141,497 $ 1,018,085 Included in the commercial & industrial loan balances are $9.9 million and $18.7 million of loans that were originated under the SBA PPP program as of June 30, 2022 and December 31, 2021, respectively. The following table presents, by portfolio segment, the activity in the allowance for loan losses for the three months ended June 30, 2022 and 2021 (dollars in thousands): Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total June 30 2022 Balance, beginning of period $ 1,717 $ 579 $ 3,334 $ 4,148 $ 627 $ 194 $ 10,599 Charge-offs - - - - - (4 ) (4 ) Recoveries - - - - - 5 5 Net (charge-offs) recoveries - - - - - 1 1 Provision (credit) for loan losses 75 70 (118 ) 301 (69 ) (40 ) 219 Balance, end of period $ 1,792 $ 649 $ 3,216 $ 4,449 $ 558 $ 155 $ 10,819 Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total June 30 2021 Balance, beginning of period $ 1,367 $ 433 $ 3,877 $ 4,543 $ 532 $ 112 $ 10,864 Charge-offs - - - - - (11 ) (11 ) Recoveries - - - 14 138 1 153 Net (charge-offs) recoveries - - - 14 138 (10 ) 142 Provision (credit) for loan losses 264 15 232 632 155 2 1,300 Balance, end of period $ 1,631 $ 448 $ 4,109 $ 5,189 $ 825 $ 104 $ 12,306 The following table presents, by portfolio segment, the activity in the allowance for loan losses for the six months ended June 30, 2022 and 2021 (dollars in thousands): Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total June 30, 2022 Balance, beginning of period $ 1,695 $ 630 $ 3,399 $ 3,621 $ 730 $ 241 $ 10,316 Charge-offs - - - - - (6 ) (6 ) Recoveries - - - - - 14 14 Net (charge-offs) recoveries - - - - - 8 8 Provision (credit) for loan losses 97 19 (183 ) 828 (172 ) (94 ) 495 Balance, end of period $ 1,792 $ 649 $ 3,216 $ 4,449 $ 558 $ 155 $ 10,819 Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total June 30, 2021 Balance, beginning of period $ 1,239 $ 334 $ 3,337 $ 4,035 $ 580 $ 114 $ 9,639 Charge-offs - - - - - (61 ) (61 ) Recoveries - - - 14 138 1 153 Net (charge-offs) recoveries - - - 14 138 (60 ) 92 Provision (credit) for loan losses 392 114 772 1,140 107 50 2,575 Balance, end of period $ 1,631 $ 448 $ 4,109 $ 5,189 $ 825 $ 104 $ 12,306 The following table presents, by portfolio segment, the balance in allowance for loan losses and the gross loans based upon portfolio segment and impairment method as of June 30, 2022 and December 31, 2021 (dollars in thousands): Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total June 30 2022 Allowance Balance Ending balance Individually evaluated for impairment $ - $ - $ - $ 220 $ - $ - $ 220 Collectively evaluated for impairment 1,792 649 3,216 4,229 558 155 10,599 Total $ 1,792 $ 649 $ 3,216 $ 4,449 $ 558 $ 155 $ 10,819 Gross Loans Ending balance Individually evaluated for impairment $ - $ - $ 14,068 $ 6,994 $ - $ - $ 21,062 Collectively evaluated for impairment 191,291 69,267 329,421 468,203 59,644 16,557 1,134,383 Total $ 191,291 $ 69,267 $ 343,489 $ 475,197 $ 59,644 $ 16,557 $ 1,155,445 December 31, 2021 Allowance Balance Ending balance Individually evaluated for impairment $ - $ - $ - $ 253 $ - $ - $ 253 Collectively evaluated for impairment 1,695 630 3,399 3,368 730 241 10,063 Total $ 1,695 $ 630 $ 3,399 $ 3,621 $ 730 $ 241 $ 10,316 Gross Loans Ending balance Individually evaluated for impairment $ - $ - $ 14,481 $ 9,354 $ - $ 19 $ 23,854 Collectively evaluated for impairment 169,322 62,971 325,174 352,620 73,010 24,027 1,007,124 Total $ 169,322 $ 62,971 $ 339,655 $ 361,974 $ 73,010 $ 24,046 $ 1,030,978 Internal Risk Categories Each loan segment is made up of loan categories possessing similar risk characteristics. Risk characteristics applicable to each segment of the loan portfolio are described as follows: Real Estate – The real estate loan portfolio consists of loans made to finance both residential and commercial properties. Credit risk in these loans can be impacted by economic conditions within the Company’s market areas that might impact either property values or a borrower’s ability to repay. Commercial real estate loans typically involve larger principal amounts and are repaid primarily from the cash flow of a borrower’s principal business operation, the sale of the real estate, and in some cases from income that is independent from the real estate asset itself. Commercial & Industrial – The commercial portfolio includes loans to commercial customers for use in financing working capital needs, equipment purchases and expansions. The loans in this category are repaid primarily from the cash flow of a borrower’s principal business operation. Credit risk in these loans is driven by creditworthiness of a borrower and the economic conditions that impact the cash flow stability from business operations. Agricultural – Loans secured by agricultural assets are generally made for the purpose of acquiring land devoted to crop production, and various animals that are eventually harvested and sold, and typically housed on the underlying secured property. Credit risk in these loans may be impacted by crop and commodity prices, the creditworthiness of a borrower, and changes in economic conditions which might affect underlying property values and the local economies in the Company’s market areas. Consumer – The consumer loan portfolio consists of various term and line of credit loans such as automobile loans and loans for other personal purposes. Residential loans in this category are generally secured by owner occupied 1–4 family residences. Repayment for these types of loans will come from a borrower’s income sources that are typically independent of the loan purpose. Credit risk is driven by consumer economic factors, such as unemployment and general economic conditions in the Company’s market area and the creditworthiness of a borrower. Loan grades are numbered 1 through 4. Grade 1 is considered satisfactory. The grades of 2 and 3, or Watch and Special Mention, respectively, represent loans of lower quality and are considered criticized. Grade of 4, or Substandard, refers to loans that are classified. • Grade 1 (Pass) • Grade 2 (Watch) – These loans are still considered “Pass” credits; however, various factors such as industry stress, material changes in cash flow or financial conditions, or deficiencies in loan documentation, or other risk issues determined by the Lending Officer, Commercial Loan Committee (CLC), or Credit Quality Committee (CQC) warrant a heightened sense and frequency of monitoring. • Grade 3 (Special Mention) – These loans must have observable weaknesses or evidence of imprudent handling or structural issues. The weaknesses require close attention and the remediation of those weaknesses is necessary. No risk of probable loss exists. Credits in this category are expected to quickly migrate to a “2” or a “4” as this is viewed as a transitory loan grade. • Grade 4 (Substandard) – These loans are not adequately protected by the sound worth and debt service capacity of the borrower, but may be well secured. They have defined weaknesses relative to cash flow, collateral, financial condition, or other factors that might jeopardize repayment of all of the principal and interest on a timely basis. There is the possibility that a future loss will occur if weaknesses are not remediated. The Company evaluates the definitions of loan grades and the allowance for loan losses methodology on an ongoing basis. No changes were made to either during the period ended June 30, 2022. The following table presents the credit risk profile of the Company’s loan portfolio based on internal rating category as of June 30, 2022 and December 31, 2021 (dollars in thousands): Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total June 30, 2022 Grade 1 (Pass) $ 191,291 $ 69,267 $ 296,788 $ 464,572 $ 59,275 $ 16,533 $ 1,097,726 2 (Watch) - - 15,000 1,752 225 - 16,977 3 (Special Mention) - - 16,845 1,879 144 - 18,868 4 (Substandard) - - 14,856 6,994 - 24 21,874 Total $ 191,291 $ 69,267 $ 343,489 $ 475,197 $ 59,644 $ 16,557 $ 1,155,445 Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total December 31, 2021 Grade 1 (Pass) $ 169,322 $ 62,971 $ 282,268 $ 341,661 $ 72,295 $ 24,000 $ 952,517 2 (Watch) - - 14,976 4,658 255 - 19,889 3 (Special Mention) - - 27,112 6,300 460 - 33,872 4 (Substandard) - - 15,299 9,355 - 46 24,700 Total $ 169,322 $ 62,971 $ 339,655 $ 361,974 $ 73,010 $ 24,046 $ 1,030,978 The following table presents the Company’s loan portfolio aging analysis of the recorded investment in loans as of June 30, 2022 and December 31, 2021 (dollars in thousands): Past Due Total Loans 30–59 Days 60–89 Days Greater than 90 Days Total Current Total Loans > 90 Days & Accruing June 30 2022 Construction & development $ - $ - $ - $ - $ 191,291 $ 191,291 $ - 1 - 4 family real estate 26 - - 26 69,241 69,267 - Commercial real estate - other - 24 162 186 343,303 343,489 - Commercial & industrial 9,919 31 75 10,025 465,172 475,197 - Agricultural - - 55 55 59,589 59,644 55 Consumer 336 1 14 351 16,206 16,557 14 Total $ 10,281 $ 56 $ 306 $ 10,643 $ 1,144,802 $ 1,155,445 $ 69 December 31, 2021 Construction & development $ - $ - $ - $ - $ 169,322 $ 169,322 $ - 1 - 4 family real estate - - - - 62,971 62,971 - Commercial real estate - other - 174 - 174 339,481 339,655 - Commercial & industrial - 19 501 520 361,454 361,974 401 Agricultural - - 77 77 72,933 73,010 77 Consumer 48 15 18 81 23,965 24,046 18 Total $ 48 $ 208 $ 596 $ 852 $ 1,030,126 $ 1,030,978 $ 496 The following table presents impaired loans as of June 30, 2022 and December 31, 2021 (dollars in thousands): Unpaid Principal Balance Recorded Investment with No Allowance Recorded Investment with an Allowance Total Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Three Months Ended June 30, 2022 Six Months Ended June 30, 2022 June 30 2022 Construction & development $ - $ - $ - $ - $ - $ 85 $ - $ 42 $ - 1 - 4 Family Real Estate - - - - - - - - - Commercial Real Estate - other 15,937 14,856 - 14,856 - 14,914 245 14,872 448 Commercial & industrial 7,317 6,774 220 6,994 220 7,059 - 9,294 123 Agricultural - - - - - - - 2 - Consumer 24 24 - 24 - 24 - 29 1 Total $ 23,278 $ 21,654 $ 220 $ 21,874 $ 220 $ 22,082 $ 245 $ 24,239 $ 572 December 31, 2021 Three Months Ended June 30, 2021 Six Months Ended June 30, 2021 Construction & development $ - $ - $ - $ - $ - $ - $ - $ - $ - 1 - 4 Family Real Estate - - - - - - - - - Commercial Real Estate - other 15,412 14,481 - 14,481 - 10,267 332 9,134 454 Commercial & industrial 9,476 9,101 253 9,354 253 14,307 167 14,321 369 Agricultural - - - - - 237 - 323 - Consumer 18 19 - 19 - 63 - 63 - Total $ 24,906 $ 23,601 $ 253 $ 23,854 $ 253 $ 24,874 $ 499 $ 23,841 $ 823 Impaired loans include nonperforming loans and also include loans modified in troubled-debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. Included in certain loan categories in the impaired loans are troubled debt restructurings that were classified as impaired. At June 30, 2022, the Company had $1.3 million of commercial real estate loans, compared to $1.4 million of commercial real estate loans that were classified as troubled-debt restructurings and impaired as of December 31, 2021. There were no newly modified troubled-debt restructurings during the There were no troubled-debt restructurings modified in the past six months that subsequently defaulted for the period ended June 30, 2022. The following table represents information regarding nonperforming assets at June 30, 2022 and December 31, 2021 (dollars in thousands): Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total June 30 2022 Nonaccrual loans $ - $ - $ 1,462 $ 8,011 $ - $ - $ 9,473 Troubled-debt restructurings (1) - - - - - - - Accruing loans 90 or more days past due - - - - 55 14 69 Total nonperforming loans $ - $ - $ 1,462 $ 8,011 $ 55 $ 14 $ 9,542 Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total December 31, 2021 Nonaccrual loans $ - $ - $ 2,708 $ 7,163 $ - $ 14 $ 9,885 Troubled-debt restructurings (1) - - - - - - - Accruing loans 90 or more days past due - - - 401 77 18 496 Total nonperforming loans $ - $ - $ 2,708 $ 7,564 $ 77 $ 32 $ 10,381 (1) $1.3 million of TDRs as of June 30, 2022 and $1.4 million as of December 31, 2021, are included in the nonaccrual loans balance.

Shareholders' Equity

Shareholders' Equity	6 Months Ended
	Jun. 30, 2022
Shareholders' Equity [Abstract]
Shareholders' Equity	Note 7: Shareholders’ Equity On September 5, 2019, the Company adopted a Repurchase Plan (the “RP”). The RP initially authorized the repurchase of up to 500,000 shares of the Company’s common stock. On March 13, 2020, the Company’s Board of Directors approved a 500,000 share expansion, and on November 2, 2020, approved a 750,000 share expansion to the RP, for a total authorized under the RP. All shares repurchased under the RP have been retired and not held as treasury stock. The RP expired on September 5, 2021. On October 28, 2021, the Company adopted a new Repurchase Plan (the “New RP”) that authorizes the repurchase of up to 750,000 shares of the Company’s stock. Stock repurchases under the New RP will take place pursuant to a Rule 10b5-1 Plan with pricing and purchasing parameters established by management A summary of the activity under the RP is as follows: Six Months Ended June 30, Three Months Ended June 30, 2022 2021 2022 2021 Number of shares repurchased - - - - Average price of shares repurchased $ - $ - $ - $ - Shares remaining to be repurchased 750,000 717,822 750,000 717,822 The Company and Bank are subject to risk-based capital guidelines issued by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance-sheet items as calculated under GAAP, regulatory reporting requirements and regulatory capital standards. The Company’s and Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Furthermore, the Company’s and the Bank’s regulators could require adjustments to regulatory capital not reflected in these financial statements. Quantitative measures established by regulation to ensure capital adequacy require the Company and Bank to maintain minimum amounts and ratios (set forth in the following table) of total, Tier I, and Common Equity capital (as defined in the regulations) to risk-weighted assets (as defined) and of Tier I capital (as defined) to average assets (as defined). Management believes, as of June 30, 2022, that the Company and Bank meet all capital adequacy requirements to which it is subject and maintains capital conservation buffers that allow the Company and Bank to avoid limitations on capital distributions, including dividend payments and certain discretionary bonus payments to certain executive officers. As of June 30, 2022, the most recent notification from the Federal Deposit Insurance Corporation (FDIC) categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain capital ratios as set forth in the table below. There are no conditions or events since that notification that management believes have changed the Bank’s category. The Company’s and Bank’s actual capital amounts and ratios are presented in the following table (dollars in thousands): Actual Minimum Capital Requirements With Capital Conservation Buffer Minimum To Be Well Capitalized Under Prompt Corrective Action Amount Ratio Amount Ratio Amount Ratio Amount Ratio As of June 30 2022 Total capital to risk-weighted assets Company $ 139,886 12.14 % $ 92,200 8.00 % $ 121,012 10.50 % N/A N/A Bank 139,853 12.15 % 92,119 8.00 % 120,906 10.50 % $ 115,149 10.00 % Tier I capital to risk-weighted assets Company 129,067 11.20 % 69,150 6.00 % 97,962 8.50 % N/A N/A Bank 129,034 11.21 % 69,089 6.00 % 97,876 8.50 % 92,119 8.00 % CET I capital to risk-weighted assets Company 129,067 11.20 % 51,862 4.50 % 80,675 7.00 % N/A N/A Bank 129,034 11.21 % 51,817 4.50 % 80,604 7.00 % 74,847 6.50 % Tier I capital to average assets Company 129,067 8.97 % 57,566 4.00 % N/A N/A N/A N/A Bank 129,034 8.97 % 57,540 4.00 % N/A N/A 71,925 5.00 % As of December 31, 2021 Total capital to risk-weighted assets Company $ 127,946 12.54 % $ 81,620 8.00 % $ 107,126 10.50 % N/A N/A Bank 127,844 12.54 % 81,539 8.00 % 107,020 10.50 % $ 101,924 10.00 % Tier I capital to risk-weighted assets Company 117,631 11.53 % 61,215 6.00 % 86,721 8.50 % N/A N/A Bank 117,528 11.53 % 61,154 6.00 % 86,635 8.50 % 81,539 8.00 % CET I capital to risk-weighted assets Company 117,631 11.53 % 45,911 4.50 % 71,417 7.00 % N/A N/A Bank 117,528 11.53 % 45,866 4.50 % 71,347 7.00 % 66,250 6.50 % Tier I capital to average assets Company 117,631 10.56 % 44,571 4.00 % N/A N/A N/A N/A Bank 117,528 10.55 % 44,571 4.00 % N/A N/A 55,714 5.00 % The federal banking agencies require that banking organizations meet several risk-based capital adequacy requirements. The current risk-based capital standards applicable to the Company and the Bank are based on the Basel III Capital Rules established by the Basel Committee on Banking Supervision (the “Basel Committee”). The Basel Committee is a committee of central banks and bank supervisors/regulators from the major industrialized countries that develops broad policy guidelines for use by each country’s supervisors in determining the supervisory policies they apply. The requirements are intended to ensure that banking organizations have adequate capital given the risk levels of assets and off-balance sheet financial instruments. The Basel III Capital Rules require the Bank and the Company to comply with four minimum capital standards: a Tier 1 leverage ratio of at least 4.0%; a CET1 to risk-weighted assets of 4.5%; a Tier 1 capital to risk-weighted assets of at least 6.0%; and a total capital to risk-weighted assets of at least 8.0%. The calculation of all types of regulatory capital is subject to definitions, deductions and adjustments specified in the regulations. The Basel III Capital Rules also require a “capital conservation buffer” of 2.5% above the regulatory minimum risk-based capital requirements. The capital conservation buffer is designed to absorb losses during periods of economic stress and effectively increases the minimum required risk-weighted capital ratios. Banking institutions with a ratio of CET1 to risk-weighted assets below the effective minimum (4.5% plus the capital conservation buffer) are subject to limitations on certain activities, including payment of dividends, share repurchases and discretionary bonuses to executive officers based on the amount of the shortfall. As of June 30, 2022, the Company’s and the Bank’s capital ratios exceeded the minimum capital adequacy guideline percentage requirements under the Basel III Capital Rules on a fully phased-in basis. The Bank is subject to certain restrictions on the amount of dividends that it may declare without prior regulatory approval. At June 30, 2022, approximately $47.4 million of retained earnings was available for dividend declaration from the Bank without prior regulatory approval.

Related-Party Transactions

Related-Party Transactions	6 Months Ended
	Jun. 30, 2022
Related-Party Transactions [Abstract]
Related-Party Transactions	Note 8: Related-Party Transactions At June 30, 2022 and December 31, 2021, the Company had no loans outstanding to executive officers, directors, significant shareholders and their affiliates (related parties). T he Bank leases office and retail banking space in Woodward, Oklahoma from Haines Realty Investments Company, LLC, a related party of the Company. Lease expense totaled $39,000 and $46,000

Employee Benefits

Employee Benefits	6 Months Ended
	Jun. 30, 2022
Employee Benefits [Abstract]
Employee Benefits	Note 9: Employee Benefits 401(k) Savings Plan The Company has a retirement savings 401(k) plan covering substantially all employees. Employees may contribute up to the maximum legal limit with the Company matching up to 5% of the employee’s salary. Employer contributions charged to expense for the three months ended June 30, 2022 and 2021 totaled $113,000 and $75,000, respectively. Employer contributions charged to expense for the six months ended June 30, 2022 and 2021 totaled $208,000 and $140,000, respectively. Stock-Based Compensation The Company adopted a nonqualified incentive stock option plan (the “Incentive Plan”) in September 2018. The Incentive Plan will terminate in September 2028, if not extended. Compensation expense related to the Incentive Plan for the three months ended June 30, 2022 and 2021 totaled $706,000 and $171,000, respectively. Compensation expense related to the Incentive Plan for the six months ended June 30, 2022 and 2021 totaled $992,000 and $473,000, respectively. There were 706,587 shares available for future grants as of June 30, 2022. The Company grants to employees and directors restricted stock units (RSUs) which vest ratably over one three The Company uses newly issued shares for granting RSUs and stock options. The following table is a summary of the stock option activity under the Incentive Plan (dollar amounts in thousands, except per share data): Options Wgtd. Avg. Exercise Price Wgtd. Avg. Remaining Contractual Term Aggregate Intrinsic Value Six Months Ended June 30, 2022 Outstanding at December 31, 2021 264,000 $ 17.41 Options Granted - - Options Exercised 14,812 17.67 Options Forfeited - - Outstanding at June 30, 2022 249,188 17.40 7.07 $ 1,355,991 Exercisable at June 30, 2022 137,498 18.23 6.64 $ 634,492 The fair value of each option grant is estimated on the date of grant using the Black-Scholes option-pricing model and is based on certain assumptions including risk-free rate of return, dividend yield, stock price volatility and the expected term. The fair value of each option is expensed over its vesting period. The following table shows the assumptions used for computing stock-based compensation expense under the fair value method on options granted during the period presented. There were no grants for the six months ended June 30, 2022. For the Six Months Ended June 30, 2021 Risk-free interest rate 0.52 % Dividend yield 2.89 % Stock price volatility 66.67 % Expected term 6.41 The following table summarizes share information about RSUs for the six months ended June 30, 2022 and 2021: Number of Shares Wgtd. Avg. Grant Date Fair Value Six Months Ended June 30, 2022 Outstanding at December 31, 2021 172,993 $ 19.02 Shares granted 500 24.18 Shares vested (15,584 ) 15.98 Shares forfeited - - End of the period balance 157,909 $ 19.34 Number of Shares Wgtd. Avg. Grant Date Fair Value Six Months Ended June 30, 2021 Outstanding at December 31, 2020 118,000 $ 18.09 Shares granted 25,200 14.31 Shares vested (7,582 ) 18.02 Shares forfeited - - End of the period balance 135,618 $ 17.39 As of June 30, 2022, there was approximately $2.3 million of unrecognized compensation expense related to 157,909 unvested RSUs and $438,000 of unrecognized compensation expense related to 249,188 unvested and/or unexercised stock options. The stock option expense is expected to be recognized over a weighted average period of 2.19 years, and the RSU expense is expected to be recognized over a weighted average period of 2.66 years. As of June 30, 2021, there was approximately $1.9 million of unrecognized compensation expense related to 135,618 unvested RSUs and $756,000 of unrecognized compensation expense related to 265,750 unvested and/or unexercised stock options. The stock option expense is expected to be recognized over a weighted average period of 2.88 years, and the RSU expense is expected to be recognized over a weighted average period of 2.76 years.

Disclosures About Fair Value of

Disclosures About Fair Value of Assets and Liabilities	6 Months Ended
	Jun. 30, 2022
Disclosures about Fair Value of Assets and Liabilities [Abstract]
Disclosures about Fair Value of Assets and Liabilities	Note 10: Disclosures About Fair Value of Assets and Liabilities Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a h ierarchy of three levels of inputs that may be used to measure fair value: Level 1 Quoted prices in active markets for identical assets or liabilities Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities Level 3 Unobservable inputs supported by little or no market activity and significant to the fair value of the assets or liabilities Recurring Measurements Assets and liabilities measured at fair value on a recurring basis include the following: Available-for-sale debt securities: Debt securities classified as available-for-sale, as discussed in Note 5, are reported at fair value utilizing Level 2 inputs. For those debt securities classified as Level 2, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U. S. Treasury yield curve, live trading levels, trade execution data for similar securities, market consensus prepayments speeds, credit information and the security’s terms and conditions, among other things. Nonrecurring Measurements The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2022 and December 31, 2021 (dollars in thousands): Fair Value (Level 1) (Level 2) (Level 3) June 30 2022 Impaired loans (collateral- dependent) $ 6,770 $ - $ - $ 6,770 December 31, 2021 Impaired loans (collateral- dependent) $ 6,910 $ - $ - $ 6,910 Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Collateral-Dependent Impaired Loans, Net of Allowance for Loan Losses The estimated fair value of collateral-dependent impaired loans is based on fair value, less estimated cost to sell. Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy. The Company considers evaluation analysis as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value. Values of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed necessary by executive management and loan administration. Values are reviewed for accuracy and consistency by executive management and loan administration. The ultimate collateral values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral. Unobservable (Level 3) Inputs The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements. Fair Value Valuation Technique Unobservable Inputs Weighted- Average June 30, 2022 Collateral-dependent impaired loans $ 6,770 Appraisals from comparable properties Estimated cost to sell 20 % December 31, 2021 Collateral-dependent impaired loans $ 6,910 Appraisals from comparable properties Estimated cost to sell 20 % The following table presents estimated fair values of the Company’s financial instruments not recorded at fair value at June 30, 2022 and December 31, 2021 (dollars in thousands): Carrying Fair Value Measurements Amount Level 1 Level 2 Level 3 Total June 30, 2022 Financial Assets Cash and due from banks $ 123,437 $ 123,437 $ - $ - $ 123,437 Federal funds sold - - - - - Interest-bearing time deposits in other banks 1,992 - 1,992 - 1,992 Loans, net of allowance 1,141,497 - 1,132,823 6,770 1,139,593 Loans held for sale 635 - 635 - 635 Nonmarketable equity securities 1,192 - 1,192 - 1,192 Interest receivable 5,741 - 5,741 - 5,741 Financial Liabilities Deposits $ 1,346,291 $ - $ 1,347,589 $ - $ 1,347,589 Interest payable 102 - 102 - 102 December 31, 2021 Financial Assets Cash and due from banks $ 195,359 $ 195,359 $ - $ - $ 195,359 Federal funds sold 9,493 9,493 - - 9,493 Interest-bearing time deposits in other banks 3,237 - 3,237 - 3,237 Loans, net of allowance 1,018,085 - 1,011,048 6,910 1,017,958 Loans held for sale 464 - 464 - 464 Nonmarketable equity securities 1,202 - 1,202 - 1,202 Interest receivable 4,259 - 4,259 - 4,259 Financial Liabilities Deposits $ 1,217,471 $ - $ 1,217,094 $ - $ 1,217,094 Interest payable 117 - 117 - 117 The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying consolidated balance sheets at amounts other than fair value: Cash and Due from Banks, Interest-Bearing Time Deposits in Other Banks, Nonmarketable Equity Securities, Interest Receivable and Interest Payable The carrying amount approximates fair value. Loans and Mortgage Loans Held for Sale The Company determines fair value of loans by using exit market assumptions including factors such as liquidity, credit quality and risk of nonperformance. The fair value is estimated by discounting the future cash flows using the market rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Loans with similar characteristics were aggregated for purposes of the calculations. Deposits Deposits include demand deposits, savings accounts, NOW accounts and certain money market deposits. The carrying amount approximates fair value. The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities. Commitments to Extend Credit, Lines of Credit and Standby Letters of Credit The fair values of unfunded commitments are estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. The fair values of standby letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date. The estimated fair values of the Company’s commitments to extend credit, lines of credit and standby letters of credit were not material at June 30, 2022 and December 31, 2021.

Financial Instruments with Off-

Financial Instruments with Off-Balance Sheet Risk	6 Months Ended
	Jun. 30, 2022
Financial Instruments with Off-Balance Sheet Risk [Abstract]
Financial Instruments with Off-Balance Sheet Risk	Note 11: Financial Instruments with Off-Balance Sheet Risk The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized in the accompanying consolidated balance sheets. The following summarizes those financial instruments with contract amounts representing credit risk as of June 30, 2022 and December 31, 2021 (dollars in thousands): June 30, 2022 December 31, 2021 (Dollars in thousands) Commitments to extend credit $ 233,951 $ 200,393 Financial and performance standby letters of credit 2,276 5,809 $ 236,227 $ 206,202 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Each instrument generally has fixed expiration dates or other termination clauses. Since many of the instruments are expected to expire without being drawn upon, total commitments to extend credit amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary, by the Company upon extension of credit is based on management’s credit evaluation of the customer. Standby letters of credit are irrevocable conditional commitments issued by the Company to guarantee the performance of a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers.

Significant Estimates and Conce

Significant Estimates and Concentrations	6 Months Ended
	Jun. 30, 2022
Significant Estimates and Concentrations [Abstract]
Significant Estimates and Concentrations	Note 12: Significant Estimates and Concentrations GAAP requires disclosure of certain significant estimates and current vulnerabilities due to certain concentrations. Estimates related to the allowance for loan losses are reflected in Note 6 Note 11 As of June 30, 2022, hospitality loans were 17% of gross total loans with outstanding balances of $200.3 million and unfunded commitments of $28.2 million; energy loans were 11% of gross total loans with outstanding balances of $131.6 million and unfunded commitments of $37.3 million. The Company evaluates goodwill for potential goodwill impairment on an annual basis or more often based on consideration if any impairment indicators have occurred. A prolonged strain on the U.S. economy impacting the Company could result in goodwill being partially or fully impaired. At June 30, 2022, goodwill of $8.7 million was recorded on the consolidated balance sheet.

Nature of Operations and Summ_2

Nature of Operations and Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2022
Nature of Operations and Summary of Significant Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited interim consolidated financial statements contained herein reflect all adjustments which are, in the opinion of management, necessary to provide a fair statement of the financial position, results of operations, and cash flows of the Company for the interim periods presented. All such adjustments are of a normal and recurring nature. There have been no significant changes in the accounting policies of the Company since December 31, 2021, the date of the most recent annual report. The condensed consolidated balance sheet of the Company as of December 31, 2021 has been derived from the audited consolidated balance sheet of the Company as of that date. Certain information and notes normally included in the Company’s annual financial statements prepared in accordance with generally accepted accounting principles have been condensed or omitted. The information contained in the financial statements and footnotes included in Company’s annual report for the year ended December 31, 2021, should be referred to in connection with these unaudited interim consolidated financial statements. Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period.
Principles of Consolidation	Principles of Consolidation The accompanying consolidated financial statements include the accounts of the Company, the Bank and its subsidiary, 1039 NW 63rd, LLC, which holds real estate utilized by the Bank. All significant intercompany accounts and transactions have been eliminated in consolidation.
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, valuation of other real estate owned, other-than-temporary impairments, income taxes, goodwill and intangibles and fair values of financial instruments.
Recent Accounting Pronouncements	Recent Accounting Pronouncements In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842). The ASU requires lessees to recognize a lease liability and a right-of-use asset for all leases, excluding short-term leases, at the commencement date. The guidance in the ASU is effective for annual reporting periods beginning after December 15, 2021. Additionally, a modified retrospective transition approach is required for a leases existing at the earliest comparative period presented. Management is in the process of planning implementation of this ASU; however, it is not expected to have a significant impact on the Company’s financial condition, results of operation, or capital position, but will impact the presentation on the balance sheet of the Company’s current operating leases. The Company will adopt this ASU in the fourth quarter of 2022. In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326). The ASU requires the replacement of the current incurred loss model with an expected loss model, referred to as the current expected credit loss (CECL) model. The guidance in the ASU is effective for reporting periods beginning after December 15, 2022 with a cumulative-effect adjustment to retained earnings required for the first reporting period. Management is in the process of planning implementation and has established a committee to assist in implementation and evaluation. The Company will adopt this ASU in the first quarter of 2023. In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848) which provides relief for companies preparing for discontinuation of interest rates such as the London Interbank Offered Rate (“LIBOR”). On March 5, 2021, the U.K. Financial Conduct Authority (“FCA”) announced that the majority of LIBOR rates will no longer be published after December 31, 2021, although a number of key settings will continue until June 2023, to support the rundown of legacy contracts only. As a result, LIBOR should be discontinued as a reference rate. The main provisions for contract modifications include optional relief by allowing the modification as a continuation of the existing contract without additional analysis and other optional expedients regarding embedded features. ASU 2020-04 was effective upon issuance and generally can be applied through December 31, 2022. The adoption of ASU 2020-04 did not significantly impact the consolidated financial statements.

Recent Events, Including Merg_2

Recent Events, Including Mergers and Acquisitions (Tables)	6 Months Ended
	Jun. 30, 2022
Recent Events, Including Mergers and Acquisitions [Abstract]
Summary of Fair Value of Assets Acquired and Liabilities Assumed	An updated preliminary summary of the fair value of assets acquired and liabilities assumed from Watonga are as follows: Estimated Fair Value (in thousands) Assets Acquired Cash and cash equivalents $ 41,747 Available-for-sale debt securities 86,166 Federal funds sold 7,941 Loans 117,335 Premises and equipment 8,669 Core deposit intangible 1,254 Prepaid expenses and other assets 4,512 Total assets acquiried $ 267,624 Liabilities Assumed Deposits $ 243,487 Accounts payable and accrued expenses 2,345 Total liabilities assumed $ 245,832 Net assets acquired $ 21,792 Consideration transferred 29,498 Goodwill $ 7,706

Earnings per Share (Tables)

Earnings per Share (Tables)	6 Months Ended
	Jun. 30, 2022
Earnings per Share [Abstract]
Basic and Diluted Earnings Per Share	The following table shows the computation of basic and diluted earnings per share: As of and for the three months ended June 30, As of and for the six months ended June 30, 2022 2021 2022 2021 (Dollars in thousands, except per share amounts) Numerator Net income $ 7,024 $ 6,105 $ 13,208 $ 11,209 Denominator Weighted-average shares outstanding for basic earnings per share 9,097,280 9,050,606 9,093,150 9,050,295 Dilutive effect of stock compensation (1) 97,643 23,802 94,487 16,502 Denominator for diluted earnings per share 9,194,923 9,074,408 9,187,637 9,066,797 Earnings per common share Basic $ 0.77 $ 0.67 $ 1.45 $ 1.24 Diluted $ 0.76 $ 0.67 $ 1.44 $ 1.24 (1) The following have not been included in diluted earnings per share because to do so would have been antidilutive for the periods presented: Nonqualified stock options outstanding of 24 and 265,750 for the three month periods ended June 30, 2022 and 2021, respectively, and 0 and 27,000 for the six month periods ended June 30, 2022 and 2021, respectively; Restricted stock units of 4 and 27,000 for the three month periods ended June 30, 2022 and 2021, respectively, and 2 and 27,000 for the six month periods ended June 30, 2022 and 2021

Debt Securities (Tables)

Debt Securities (Tables)	6 Months Ended
	Jun. 30, 2022
Debt Securities [Abstract]
Amortized Cost and Fair Value of Debt Securities Available-for-sale	The following table summarizes the amortized cost and fair value of debt securities available-for-sale at June 30, 2022 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss): (in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale as of June 30, 2022 U.S. Federal agencies $ 246 $ - $ (6 ) $ 240 Mortgage-backed securities (1)(2) 49,209 - (3,835 ) 45,374 State and political subdivisions 33,346 - (1,999 ) 31,347 U.S. Treasuries 106,043 - (3,266 ) 102,777 Corporate debt securities 5,500 - (190 ) 5,310 Total available-for-sale 194,344 - (9,296 ) 185,048 Total debt securities $ 194,344 $ - $ (9,296 ) $ 185,048 (in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale as of December 31, 2021 U.S. Federal agencies $ 311 $ 2 $ - $ 313 Mortgage-backed securities (1) 33,085 69 - 33,154 State and political subdivisions 45,245 49 - 45,294 U.S. Treasuries 6,052 - (5 ) 6,047 Corporate debt securities - - - - Total available-for-sale 84,693 120 (5 ) 84,808 Total debt securities $ 84,693 $ 120 $ (5 ) $ 84,808 (1) All of our mortgage-backed securities and collateralized mortgage obligations are issued and/or guaranteed by U.S. government agencies or U.S. government-sponsored entities. (2) Included in mortgage-back securities is $27.79 million of residential mortgaged-back securities and $17.58 million of commerical mortgaged-back securities.
Contractual Maturity	The amortized cost and estimated fair value of investment securities at June 30, 2022, by contractual maturity, are shown below. The expected life of mortgage-backed securities will differ from contractual maturities because borrowers may have the right to call or prepay the underlying mortgage loans with or without call or prepayment penalties. (in thousands) Amortized Cost Fair Value Available-for-sale as of June 30, 2022 Due in one year or less $ 3,479 $ 3,459 Due after one year through five years 116,410 113,205 Due after five years through ten years 24,410 22,306 Due after ten years 836 704 Mortgage-backed securities (1) 49,209 45,374 Total available-for-sale $ 194,344 $ 185,048 (in thousands) Amortized Cost Fair Value Available-for-sale as of December 31, 2021 Due in one year or less $ 3,622 $ 3,623 Due after one year through five years 22,030 22,076 Due after five years through ten years 22,819 22,821 Due after ten years 3,137 3,134 Mortgage-backed securities (1) 33,085 33,154 Total available-for-sale $ 84,693 $ 84,808 (1) All of our mortgage-backed securities and collateralized mortgage obligations are issued and/or guaranteed by U.S. government agencies or U.S. government-sponsored entities.
Realized Gains and Losses from Sale, Maturity, Repayment and Call of Debt Securities	The following table presents a summary of realized gains and losses from the sale, maturity, prepayment and call of debt securities for the six months ended June 30, 2022 and the three months ended June 30, 2022. Note, the Company did not have available-for-sale debt securities at June 30, 2021. Six Months Ended June 30 Three Months Ended June 30 (in thousands) Proceeds from sales, maturities, prepayments and calls $ 19,828 $ 6,601 Gross realized gains on sales, maturities, prepayments and calls 10 10 Gross realized losses on sales, maturities, prepayments and calls (127 ) - Total realized (losses), net $ (117 ) $ 10
Pledged Securities	The following table details book value of pledged securities as of June 30, 2022: June 30, 2022 December 31, 2021 Book value of pledged securities $ 31,645 $ 37,477
Debt Securities in Continuous Unrealized Loss Position	The following table details gross unrealized losses and fair values of investment securities aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at June 30, 2022. As of June 30, 2022, the Company had the ability and intent to hold the debt securities classified as available-for-sale for a period of time sufficient for a recovery of cost. The unrealized losses are due to increases in market interest rates over the yields available at the time the underlying debt securities were purchased or acquired. The fair value of those debt securities having unrealized losses is expected to recover as the securities approach their maturity date or repricing date, or if market yields for such investments decline. Management has no intent or requirement to sell before the recovery of the unrealized loss; therefore, no impairment loss was realized in the Company’s consolidated statements of comprehensive income. Less than Twelve Months Twelve Months or Longer Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses (in thousands) Available-for-sale as of June 30, 2022 U.S. Federal agencies $ 240 $ (6 ) $ - $ - $ 240 $ (6 ) Mortgage-backed securities 45,374 (3,835 ) - - 45,374 (3,835 ) State and political subdivisions (1) 31,347 (1,999 ) - - 31,347 (1,999 ) U.S. Treasuries 102,777 (3,266 ) - - 102,777 (3,266 ) Corporate debt securities 5,310 (190 ) - - 5,310 (190 ) Total available-for-sale $ 185,048 $ (9,296 ) $ - $ - $ 185,048 $ (9,296 ) Less than Twelve Months Twelve Months or Longer Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses (in thousands) Available-for-sale as of December 31, 2021 U.S. Federal agencies $ - $ - $ - $ - $ - $ - Mortgage-backed securities - - - - - - State and political subdivisions (1) - - - - - - U.S. Treasuries 6,047 (5 ) - - 6,047 (5 ) Corporate debt securities - - - - - - Total available-for-sale $ 6,047 $ (5 ) $ - $ - $ 6,047 $ (5 ) (1) All of our state and political subdivisions securities are rate AA- or better.

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2022
Loans and Allowance for Loan Losses [Abstract]
Summary of Loans	A summary of loans at June 30, 2022 and December 31, 2021, are as follows (dollars in thousands): June 30, 2022 December 31, 2021 Construction & development $ 191,291 $ 169,322 1 - 4 family real estate 69,267 62,971 Commercial real estate - other 343,489 339,655 Total commercial real estate 604,047 571,948 Commercial & industrial 475,197 361,974 Agricultural 59,644 73,010 Consumer 16,557 24,046 Gross loans 1,155,445 1,030,978 Less allowance for loan losses (10,819 ) (10,316 ) Less deferred loan fees (3,129 ) (2,577 ) Net loans $ 1,141,497 $ 1,018,085
Activity in Allowance for Loan Losses by Portfolio Segment	The following table presents, by portfolio segment, the activity in the allowance for loan losses for the three months ended June 30, 2022 and 2021 (dollars in thousands): Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total June 30 2022 Balance, beginning of period $ 1,717 $ 579 $ 3,334 $ 4,148 $ 627 $ 194 $ 10,599 Charge-offs - - - - - (4 ) (4 ) Recoveries - - - - - 5 5 Net (charge-offs) recoveries - - - - - 1 1 Provision (credit) for loan losses 75 70 (118 ) 301 (69 ) (40 ) 219 Balance, end of period $ 1,792 $ 649 $ 3,216 $ 4,449 $ 558 $ 155 $ 10,819 Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total June 30 2021 Balance, beginning of period $ 1,367 $ 433 $ 3,877 $ 4,543 $ 532 $ 112 $ 10,864 Charge-offs - - - - - (11 ) (11 ) Recoveries - - - 14 138 1 153 Net (charge-offs) recoveries - - - 14 138 (10 ) 142 Provision (credit) for loan losses 264 15 232 632 155 2 1,300 Balance, end of period $ 1,631 $ 448 $ 4,109 $ 5,189 $ 825 $ 104 $ 12,306 The following table presents, by portfolio segment, the activity in the allowance for loan losses for the six months ended June 30, 2022 and 2021 (dollars in thousands): Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total June 30, 2022 Balance, beginning of period $ 1,695 $ 630 $ 3,399 $ 3,621 $ 730 $ 241 $ 10,316 Charge-offs - - - - - (6 ) (6 ) Recoveries - - - - - 14 14 Net (charge-offs) recoveries - - - - - 8 8 Provision (credit) for loan losses 97 19 (183 ) 828 (172 ) (94 ) 495 Balance, end of period $ 1,792 $ 649 $ 3,216 $ 4,449 $ 558 $ 155 $ 10,819 Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total June 30, 2021 Balance, beginning of period $ 1,239 $ 334 $ 3,337 $ 4,035 $ 580 $ 114 $ 9,639 Charge-offs - - - - - (61 ) (61 ) Recoveries - - - 14 138 1 153 Net (charge-offs) recoveries - - - 14 138 (60 ) 92 Provision (credit) for loan losses 392 114 772 1,140 107 50 2,575 Balance, end of period $ 1,631 $ 448 $ 4,109 $ 5,189 $ 825 $ 104 $ 12,306 The following table presents, by portfolio segment, the balance in allowance for loan losses and the gross loans based upon portfolio segment and impairment method as of June 30, 2022 and December 31, 2021 (dollars in thousands): Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total June 30 2022 Allowance Balance Ending balance Individually evaluated for impairment $ - $ - $ - $ 220 $ - $ - $ 220 Collectively evaluated for impairment 1,792 649 3,216 4,229 558 155 10,599 Total $ 1,792 $ 649 $ 3,216 $ 4,449 $ 558 $ 155 $ 10,819 Gross Loans Ending balance Individually evaluated for impairment $ - $ - $ 14,068 $ 6,994 $ - $ - $ 21,062 Collectively evaluated for impairment 191,291 69,267 329,421 468,203 59,644 16,557 1,134,383 Total $ 191,291 $ 69,267 $ 343,489 $ 475,197 $ 59,644 $ 16,557 $ 1,155,445 December 31, 2021 Allowance Balance Ending balance Individually evaluated for impairment $ - $ - $ - $ 253 $ - $ - $ 253 Collectively evaluated for impairment 1,695 630 3,399 3,368 730 241 10,063 Total $ 1,695 $ 630 $ 3,399 $ 3,621 $ 730 $ 241 $ 10,316 Gross Loans Ending balance Individually evaluated for impairment $ - $ - $ 14,481 $ 9,354 $ - $ 19 $ 23,854 Collectively evaluated for impairment 169,322 62,971 325,174 352,620 73,010 24,027 1,007,124 Total $ 169,322 $ 62,971 $ 339,655 $ 361,974 $ 73,010 $ 24,046 $ 1,030,978
Loan Portfolio Based on Internal Rating Category	The following table presents the credit risk profile of the Company’s loan portfolio based on internal rating category as of June 30, 2022 and December 31, 2021 (dollars in thousands): Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total June 30, 2022 Grade 1 (Pass) $ 191,291 $ 69,267 $ 296,788 $ 464,572 $ 59,275 $ 16,533 $ 1,097,726 2 (Watch) - - 15,000 1,752 225 - 16,977 3 (Special Mention) - - 16,845 1,879 144 - 18,868 4 (Substandard) - - 14,856 6,994 - 24 21,874 Total $ 191,291 $ 69,267 $ 343,489 $ 475,197 $ 59,644 $ 16,557 $ 1,155,445 Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total December 31, 2021 Grade 1 (Pass) $ 169,322 $ 62,971 $ 282,268 $ 341,661 $ 72,295 $ 24,000 $ 952,517 2 (Watch) - - 14,976 4,658 255 - 19,889 3 (Special Mention) - - 27,112 6,300 460 - 33,872 4 (Substandard) - - 15,299 9,355 - 46 24,700 Total $ 169,322 $ 62,971 $ 339,655 $ 361,974 $ 73,010 $ 24,046 $ 1,030,978
Loan Portfolio Aging Analysis of Recorded Investment in Loans	The following table presents the Company’s loan portfolio aging analysis of the recorded investment in loans as of June 30, 2022 and December 31, 2021 (dollars in thousands): Past Due Total Loans 30–59 Days 60–89 Days Greater than 90 Days Total Current Total Loans > 90 Days & Accruing June 30 2022 Construction & development $ - $ - $ - $ - $ 191,291 $ 191,291 $ - 1 - 4 family real estate 26 - - 26 69,241 69,267 - Commercial real estate - other - 24 162 186 343,303 343,489 - Commercial & industrial 9,919 31 75 10,025 465,172 475,197 - Agricultural - - 55 55 59,589 59,644 55 Consumer 336 1 14 351 16,206 16,557 14 Total $ 10,281 $ 56 $ 306 $ 10,643 $ 1,144,802 $ 1,155,445 $ 69 December 31, 2021 Construction & development $ - $ - $ - $ - $ 169,322 $ 169,322 $ - 1 - 4 family real estate - - - - 62,971 62,971 - Commercial real estate - other - 174 - 174 339,481 339,655 - Commercial & industrial - 19 501 520 361,454 361,974 401 Agricultural - - 77 77 72,933 73,010 77 Consumer 48 15 18 81 23,965 24,046 18 Total $ 48 $ 208 $ 596 $ 852 $ 1,030,126 $ 1,030,978 $ 496
Impaired Loans	The following table presents impaired loans as of June 30, 2022 and December 31, 2021 (dollars in thousands): Unpaid Principal Balance Recorded Investment with No Allowance Recorded Investment with an Allowance Total Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Three Months Ended June 30, 2022 Six Months Ended June 30, 2022 June 30 2022 Construction & development $ - $ - $ - $ - $ - $ 85 $ - $ 42 $ - 1 - 4 Family Real Estate - - - - - - - - - Commercial Real Estate - other 15,937 14,856 - 14,856 - 14,914 245 14,872 448 Commercial & industrial 7,317 6,774 220 6,994 220 7,059 - 9,294 123 Agricultural - - - - - - - 2 - Consumer 24 24 - 24 - 24 - 29 1 Total $ 23,278 $ 21,654 $ 220 $ 21,874 $ 220 $ 22,082 $ 245 $ 24,239 $ 572 December 31, 2021 Three Months Ended June 30, 2021 Six Months Ended June 30, 2021 Construction & development $ - $ - $ - $ - $ - $ - $ - $ - $ - 1 - 4 Family Real Estate - - - - - - - - - Commercial Real Estate - other 15,412 14,481 - 14,481 - 10,267 332 9,134 454 Commercial & industrial 9,476 9,101 253 9,354 253 14,307 167 14,321 369 Agricultural - - - - - 237 - 323 - Consumer 18 19 - 19 - 63 - 63 - Total $ 24,906 $ 23,601 $ 253 $ 23,854 $ 253 $ 24,874 $ 499 $ 23,841 $ 823
Information Regarding Nonperforming Assets	The following table represents information regarding nonperforming assets at June 30, 2022 and December 31, 2021 (dollars in thousands): Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total June 30 2022 Nonaccrual loans $ - $ - $ 1,462 $ 8,011 $ - $ - $ 9,473 Troubled-debt restructurings (1) - - - - - - - Accruing loans 90 or more days past due - - - - 55 14 69 Total nonperforming loans $ - $ - $ 1,462 $ 8,011 $ 55 $ 14 $ 9,542 Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total December 31, 2021 Nonaccrual loans $ - $ - $ 2,708 $ 7,163 $ - $ 14 $ 9,885 Troubled-debt restructurings (1) - - - - - - - Accruing loans 90 or more days past due - - - 401 77 18 496 Total nonperforming loans $ - $ - $ 2,708 $ 7,564 $ 77 $ 32 $ 10,381 (1) $1.3 million of TDRs as of June 30, 2022 and $1.4 million as of December 31, 2021, are included in the nonaccrual loans balance.

Shareholders' Equity (Tables)

Shareholders' Equity (Tables)	6 Months Ended
	Jun. 30, 2022
Shareholders' Equity [Abstract]
Summary of Activity under Repurchase Plan	A summary of the activity under the RP is as follows: Six Months Ended June 30, Three Months Ended June 30, 2022 2021 2022 2021 Number of shares repurchased - - - - Average price of shares repurchased $ - $ - $ - $ - Shares remaining to be repurchased 750,000 717,822 750,000 717,822
Actual Capital Amounts and Ratios	The Company’s and Bank’s actual capital amounts and ratios are presented in the following table (dollars in thousands): Actual Minimum Capital Requirements With Capital Conservation Buffer Minimum To Be Well Capitalized Under Prompt Corrective Action Amount Ratio Amount Ratio Amount Ratio Amount Ratio As of June 30 2022 Total capital to risk-weighted assets Company $ 139,886 12.14 % $ 92,200 8.00 % $ 121,012 10.50 % N/A N/A Bank 139,853 12.15 % 92,119 8.00 % 120,906 10.50 % $ 115,149 10.00 % Tier I capital to risk-weighted assets Company 129,067 11.20 % 69,150 6.00 % 97,962 8.50 % N/A N/A Bank 129,034 11.21 % 69,089 6.00 % 97,876 8.50 % 92,119 8.00 % CET I capital to risk-weighted assets Company 129,067 11.20 % 51,862 4.50 % 80,675 7.00 % N/A N/A Bank 129,034 11.21 % 51,817 4.50 % 80,604 7.00 % 74,847 6.50 % Tier I capital to average assets Company 129,067 8.97 % 57,566 4.00 % N/A N/A N/A N/A Bank 129,034 8.97 % 57,540 4.00 % N/A N/A 71,925 5.00 % As of December 31, 2021 Total capital to risk-weighted assets Company $ 127,946 12.54 % $ 81,620 8.00 % $ 107,126 10.50 % N/A N/A Bank 127,844 12.54 % 81,539 8.00 % 107,020 10.50 % $ 101,924 10.00 % Tier I capital to risk-weighted assets Company 117,631 11.53 % 61,215 6.00 % 86,721 8.50 % N/A N/A Bank 117,528 11.53 % 61,154 6.00 % 86,635 8.50 % 81,539 8.00 % CET I capital to risk-weighted assets Company 117,631 11.53 % 45,911 4.50 % 71,417 7.00 % N/A N/A Bank 117,528 11.53 % 45,866 4.50 % 71,347 7.00 % 66,250 6.50 % Tier I capital to average assets Company 117,631 10.56 % 44,571 4.00 % N/A N/A N/A N/A Bank 117,528 10.55 % 44,571 4.00 % N/A N/A 55,714 5.00 %

Employee Benefits (Tables)

Employee Benefits (Tables)	6 Months Ended
	Jun. 30, 2022
Employee Benefits [Abstract]
Stock Options Activity	The following table is a summary of the stock option activity under the Incentive Plan (dollar amounts in thousands, except per share data): Options Wgtd. Avg. Exercise Price Wgtd. Avg. Remaining Contractual Term Aggregate Intrinsic Value Six Months Ended June 30, 2022 Outstanding at December 31, 2021 264,000 $ 17.41 Options Granted - - Options Exercised 14,812 17.67 Options Forfeited - - Outstanding at June 30, 2022 249,188 17.40 7.07 $ 1,355,991 Exercisable at June 30, 2022 137,498 18.23 6.64 $ 634,492
Assumptions Used for Computing Stock-Based Compensation Expense under Fair Value Method	The following table shows the assumptions used for computing stock-based compensation expense under the fair value method on options granted during the period presented. There were no grants for the six months ended June 30, 2022. For the Six Months Ended June 30, 2021 Risk-free interest rate 0.52 % Dividend yield 2.89 % Stock price volatility 66.67 % Expected term 6.41
Restricted Stock Units	The following table summarizes share information about RSUs for the six months ended June 30, 2022 and 2021: Number of Shares Wgtd. Avg. Grant Date Fair Value Six Months Ended June 30, 2022 Outstanding at December 31, 2021 172,993 $ 19.02 Shares granted 500 24.18 Shares vested (15,584 ) 15.98 Shares forfeited - - End of the period balance 157,909 $ 19.34 Number of Shares Wgtd. Avg. Grant Date Fair Value Six Months Ended June 30, 2021 Outstanding at December 31, 2020 118,000 $ 18.09 Shares granted 25,200 14.31 Shares vested (7,582 ) 18.02 Shares forfeited - - End of the period balance 135,618 $ 17.39

Disclosures About Fair Value _2

Disclosures About Fair Value of Assets and Liabilities (Tables)	6 Months Ended
	Jun. 30, 2022
Disclosures about Fair Value of Assets and Liabilities [Abstract]
Assets Measured at Fair Value on Nonrecurring Basis	The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2022 and December 31, 2021 (dollars in thousands): Fair Value (Level 1) (Level 2) (Level 3) June 30 2022 Impaired loans (collateral- dependent) $ 6,770 $ - $ - $ 6,770 December 31, 2021 Impaired loans (collateral- dependent) $ 6,910 $ - $ - $ 6,910
Quantitative Information About Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements	The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements. Fair Value Valuation Technique Unobservable Inputs Weighted- Average June 30, 2022 Collateral-dependent impaired loans $ 6,770 Appraisals from comparable properties Estimated cost to sell 20 % December 31, 2021 Collateral-dependent impaired loans $ 6,910 Appraisals from comparable properties Estimated cost to sell 20 %
Estimated Fair Value of Financial Instruments Not Recorded at Fair Value	The following table presents estimated fair values of the Company’s financial instruments not recorded at fair value at June 30, 2022 and December 31, 2021 (dollars in thousands): Carrying Fair Value Measurements Amount Level 1 Level 2 Level 3 Total June 30, 2022 Financial Assets Cash and due from banks $ 123,437 $ 123,437 $ - $ - $ 123,437 Federal funds sold - - - - - Interest-bearing time deposits in other banks 1,992 - 1,992 - 1,992 Loans, net of allowance 1,141,497 - 1,132,823 6,770 1,139,593 Loans held for sale 635 - 635 - 635 Nonmarketable equity securities 1,192 - 1,192 - 1,192 Interest receivable 5,741 - 5,741 - 5,741 Financial Liabilities Deposits $ 1,346,291 $ - $ 1,347,589 $ - $ 1,347,589 Interest payable 102 - 102 - 102 December 31, 2021 Financial Assets Cash and due from banks $ 195,359 $ 195,359 $ - $ - $ 195,359 Federal funds sold 9,493 9,493 - - 9,493 Interest-bearing time deposits in other banks 3,237 - 3,237 - 3,237 Loans, net of allowance 1,018,085 - 1,011,048 6,910 1,017,958 Loans held for sale 464 - 464 - 464 Nonmarketable equity securities 1,202 - 1,202 - 1,202 Interest receivable 4,259 - 4,259 - 4,259 Financial Liabilities Deposits $ 1,217,471 $ - $ 1,217,094 $ - $ 1,217,094 Interest payable 117 - 117 - 117

Financial Instruments with Of_2

Financial Instruments with Off-Balance Sheet Risk (Tables)	6 Months Ended
	Jun. 30, 2022
Financial Instruments with Off-Balance Sheet Risk [Abstract]
Financial Instruments with Contract Amounts Representing Credit Risk	The following summarizes those financial instruments with contract amounts representing credit risk as of June 30, 2022 and December 31, 2021 (dollars in thousands): June 30, 2022 December 31, 2021 (Dollars in thousands) Commitments to extend credit $ 233,951 $ 200,393 Financial and performance standby letters of credit 2,276 5,809 $ 236,227 $ 206,202

Recent Events, Including Merg_3

Recent Events, Including Mergers and Acquisitions (Details) - USD ($)		3 Months Ended	6 Months Ended
	Dec. 09, 2021	Jun. 30, 2022	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Assets Acquired [Abstract]
Loans		$ 82,200,000	$ 82,200,000
Liabilities Assumed [Abstract]
Goodwill		8,717,000	8,717,000		$ 8,479,000
Increase (decrease) in goodwill from continued assessment of fair value and assumed tax position		(89,000)	238,000	$ 0
Gross loans		83,100,000	83,100,000
Discount on gross loans		$ 891,000	$ 891,000
Watonga Bancshares, Inc [Member]
Recent Events, Including Mergers and Acquisitions [Abstract]
Percentage of acquired equity	100%
Cash consideration	$ 29,300,000
Assets Acquired [Abstract]
Cash and cash equivalents	41,747,000
Available-for-sale debt securities	86,166,000
Federal funds sold	7,941,000
Loans	117,335,000
Premises and equipment	8,669,000
Core deposit intangible	1,254,000
Prepaid expenses and other assets	4,512,000
Total assets acquired	267,624,000
Liabilities Assumed [Abstract]
Deposits	243,487,000
Accounts payable and accrued expenses	2,345,000
Total liabilities assumed	245,832,000
Net assets acquired	21,792,000
Consideration transferred	29,498,000
Goodwill	7,706,000
Gross loans	118,500,000
Discount on gross loans	$ 1,200,000

Restriction on Cash and Due f_2

Restriction on Cash and Due from Banks (Details) $ in Millions	Jun. 30, 2022 USD ($)
Restriction on Cash and Due from Banks [Abstract]
Reserve funds to be maintained with Federal Reserve Bank	$ 0

Earnings per Share (Details)

Earnings per Share (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Numerator [Abstract]
Net income		$ 7,024	$ 6,105	$ 13,208	$ 11,209
Denominator [Abstract]
Weighted-average shares outstanding for basic earnings per share (in shares)		9,097,280	9,050,606	9,093,150	9,050,295
Dilutive effect of stock compensation (in shares)	[1]	97,643	23,802	94,487	16,502
Denominator for diluted earnings per share (in shares)		9,194,923	9,074,408	9,187,637	9,066,797
Earnings per common share [Abstract]
Basic (in dollars per share)		$ 0.77	$ 0.67	$ 1.45	$ 1.24
Diluted (in dollars per share)		$ 0.76	$ 0.67	$ 1.44	$ 1.24
Nonqualified Stock Options [Member]
Antidilutive securities [Abstract]
Antidilutive shares excluded from the calculation of earnings per share (in shares)		24	265,750	0	27,000
Restricted Stock Units [Member]
Antidilutive securities [Abstract]
Antidilutive shares excluded from the calculation of earnings per share (in shares)		4	27,000	2	27,000
[1] The following have not been included in diluted earnings per share because to do so would have been antidilutive for the periods presented: Nonqualified stock options outstanding of 24 and 265,750 for the three month periods ended June 30, 2022 and 2021, respectively, and 0 and 27,000 for the six month periods ended June 30, 2022 and 2021, respectively; Restricted stock units of 4 and 27,000 for the three month periods ended June 30, 2022 and 2021, respectively, and 2 and 27,000 for the six month periods ended June 30, 2022 and 2021

Debt Securities, Amortized Cost

Debt Securities, Amortized Cost and Fair Value of Debt Securities (Details) - USD ($) $ in Thousands		Jun. 30, 2022		Dec. 31, 2021	Jun. 30, 2021
Available-for-sale [Abstract]
Amortized cost		$ 194,344		$ 84,693
Gross unrealized gains		0		120
Gross unrealized losses		(9,296)		(5)
Fair value		185,048		84,808	$ 0
Available-for-sale Securities [Member]
Available-for-sale [Abstract]
Amortized cost		194,344		84,693
Gross unrealized gains		0		120
Gross unrealized losses		(9,296)		(5)
Fair value		185,048		84,808
U.S. Federal Agencies [Member]
Available-for-sale [Abstract]
Amortized cost		246		311
Gross unrealized gains		0		2
Gross unrealized losses		(6)		0
Fair value		240		313
Mortgage-Backed Securities [Member]
Available-for-sale [Abstract]
Amortized cost	[1]	49,209	[2]	33,085
Gross unrealized gains	[1]	0	[2]	69
Gross unrealized losses	[1]	(3,835)	[2]	0
Fair value	[1]	45,374	[2]	33,154
Residential Mortgage-Backed Securities [Member]
Available-for-sale [Abstract]
Fair value		27,790
Commercial Mortgage-Backed Securities [Member]
Available-for-sale [Abstract]
Fair value		17,580
State and Political Subdivisions [Member]
Available-for-sale [Abstract]
Amortized cost		33,346		45,245
Gross unrealized gains		0		49
Gross unrealized losses		(1,999)		0
Fair value		31,347		45,294
U.S. Treasuries [Member]
Available-for-sale [Abstract]
Amortized cost		106,043		6,052
Gross unrealized gains		0		0
Gross unrealized losses		(3,266)		(5)
Fair value		102,777		6,047
Corporate Debt Securities [Member]
Available-for-sale [Abstract]
Amortized cost		5,500		0
Gross unrealized gains		0		0
Gross unrealized losses		(190)		0
Fair value		$ 5,310		$ 0
[1] All of our mortgage-backed securities and collateralized mortgage obligations are issued and/or guaranteed by U.S. government agencies or U.S. government-sponsored entities.

Debt Securities, Contractual Ma

Debt Securities, Contractual Maturity (Details) $ in Thousands		Jun. 30, 2022 USD ($) Securities		Dec. 31, 2021 USD ($)	Jun. 30, 2021 USD ($)
Available-for-sale, amortized cost [Abstract]
Due in one year or less		$ 3,479		$ 3,622
Due after one year through five years		116,410		22,030
Due after five years through ten years		24,410		22,819
Due after ten years		836		3,137
Mortgage-backed securities	[1]	49,209		33,085
Amortized cost		194,344		84,693
Available-for-sale, fair value [Abstract]
Due in one year or less		3,459		3,623
Due after one year through five years		113,205		22,076
Due after five years through ten years		22,306		22,821
Due after ten years		704		3,134
Mortgage-backed securities	[1]	45,374		33,154
Fair value		$ 185,048		84,808	$ 0
Number of holdings of securities of any issuer, other than U.S. Government, exceeding 10% of stockholders' equity | Securities		2
Available-for-sale Securities [Member]
Available-for-sale, amortized cost [Abstract]
Amortized cost		$ 194,344		84,693
Available-for-sale, fair value [Abstract]
Fair value		185,048		84,808
Mortgage-Backed Securities [Member]
Available-for-sale, amortized cost [Abstract]
Amortized cost	[1]	49,209	[2]	33,085
Available-for-sale, fair value [Abstract]
Fair value	[1]	45,374	[2]	33,154
Fair value of debt securities		14,320
U.S. Treasuries [Member]
Available-for-sale, amortized cost [Abstract]
Amortized cost		106,043		6,052
Available-for-sale, fair value [Abstract]
Fair value		102,777		$ 6,047
Fair value of debt securities		$ 97,410
[1] All of our mortgage-backed securities and collateralized mortgage obligations are issued and/or guaranteed by U.S. government agencies or U.S. government-sponsored entities.

Debt Securities, Realized Gains

Debt Securities, Realized Gains and Losses from Sale, Maturity, Repayment and Call of Debt Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Debt Securities [Abstract]
Available-for-sale debt securities	$ 185,048	$ 0	$ 185,048	$ 0	$ 84,808
Realized gains (losses) [Abstract]
Proceeds from sales, maturities, prepayments and calls	6,601		19,828
Gross realized gains on sales, maturities, prepayments and calls	10		10
Gross realized losses on sales, maturities, prepayments and calls	0		(127)
Total realized (losses), net	$ 10	$ 0	$ (117)	$ 0

Debt Securities, Pledged Securi

Debt Securities, Pledged Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Asset Pledged as Collateral without Right [Member]
Pledged securities [Abstract]
Book value of pledged securities	$ 31,645	$ 37,477

Debt Securities, Continuous Unr

Debt Securities, Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands		6 Months Ended
		Jun. 30, 2022	Dec. 31, 2021
Continuous unrealized loss position of securities [Abstract]
Impairment loss realized in comprehensive income		$ 0
Securities in continuous unrealized loss position, fair value [Abstract]
Less than twelve months		185,048	$ 6,047
Twelve months or longer		0	0
Fair value		185,048	6,047
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than twelve months		(9,296)	(5)
Twelve months or longer		0	0
Unrealized losses		(9,296)	(5)
U.S. Federal Agencies [Member]
Securities in continuous unrealized loss position, fair value [Abstract]
Less than twelve months		240	0
Twelve months or longer		0	0
Fair value		240	0
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than twelve months		(6)	0
Twelve months or longer		0	0
Unrealized losses		(6)	0
Mortgage-Backed Securities [Member]
Securities in continuous unrealized loss position, fair value [Abstract]
Less than twelve months		45,374	0
Twelve months or longer		0	0
Fair value		45,374	0
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than twelve months		(3,835)	0
Twelve months or longer		0	0
Unrealized losses		(3,835)	0
State and Political Subdivisions [Member]
Securities in continuous unrealized loss position, fair value [Abstract]
Less than twelve months	[1]	31,347	0
Twelve months or longer	[1]	0	0
Fair value	[1]	31,347	0
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than twelve months	[1]	(1,999)	0
Twelve months or longer	[1]	0	0
Unrealized losses	[1]	(1,999)	0
U.S. Treasuries [Member]
Securities in continuous unrealized loss position, fair value [Abstract]
Less than twelve months		102,777	6,047
Twelve months or longer		0	0
Fair value		102,777	6,047
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than twelve months		(3,266)	(5)
Twelve months or longer		0	0
Unrealized losses		(3,266)	(5)
Corporate Debt Securities [Member]
Securities in continuous unrealized loss position, fair value [Abstract]
Less than twelve months		5,310	0
Twelve months or longer		0	0
Fair value		5,310	0
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than twelve months		(190)	0
Twelve months or longer		0	0
Unrealized losses		$ (190)	$ 0
[1] All of our state and political subdivisions securities are rate AA- or better.

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses, Summary of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020
Summary of loans [Abstract]
Gross loans	$ 1,155,445		$ 1,030,978
Less allowance for loan losses	(10,819)	$ (10,599)	(10,316)	$ (12,306)	$ (10,864)	$ (9,639)
Less deferred loan fees	(3,129)		(2,577)
Net loans	1,141,497		1,018,085
Construction & Development [Member]
Summary of loans [Abstract]
Gross loans	191,291		169,322
Less allowance for loan losses	(1,792)	(1,717)	(1,695)	(1,631)	(1,367)	(1,239)
1 - 4 Family Real Estate [Member]
Summary of loans [Abstract]
Gross loans	69,267		62,971
Less allowance for loan losses	(649)	(579)	(630)	(448)	(433)	(334)
Commercial Real Estate - Other [Member]
Summary of loans [Abstract]
Gross loans	343,489		339,655
Less allowance for loan losses	(3,216)	(3,334)	(3,399)	(4,109)	(3,877)	(3,337)
Commercial Real Estate [Member]
Summary of loans [Abstract]
Gross loans	604,047		571,948
Commercial & Industrial [Member]
Summary of loans [Abstract]
Gross loans	475,197		361,974
Less allowance for loan losses	(4,449)	(4,148)	(3,621)	(5,189)	(4,543)	(4,035)
Commercial & Industrial [Member] | PPP Loans [Member]
Summary of loans [Abstract]
Gross loans	9,900		18,700
Agricultural [Member]
Summary of loans [Abstract]
Gross loans	59,644		73,010
Less allowance for loan losses	(558)	(627)	(730)	(825)	(532)	(580)
Consumer [Member]
Summary of loans [Abstract]
Gross loans	16,557		24,046
Less allowance for loan losses	$ (155)	$ (194)	$ (241)	$ (104)	$ (112)	$ (114)

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses, Activity in Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	$ 10,599	$ 10,864	$ 10,316	$ 9,639
Charge-offs	(4)	(11)	(6)	(61)
Recoveries	5	153	14	153
Net (charge-offs) recoveries	1	142	8	92
Provision (credit) for loan losses	219	1,300	495	2,575
Balance, end of period	10,819	12,306	10,819	12,306
Allowance Balance [Abstract]
Ending balance, individually evaluated for impairment	220		220		$ 253
Ending balance, collectively evaluated for impairment	10,599		10,599		10,063
Total	10,819	12,306	10,819	12,306	10,316
Gross Loans [Abstract]
Ending balance, individually evaluated for impairment	21,062		21,062		23,854
Ending balance, collectively evaluated for impairment	1,134,383		1,134,383		1,007,124
Total Loans	1,155,445		1,155,445		1,030,978
Construction & Development [Member]
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	1,717	1,367	1,695	1,239
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Net (charge-offs) recoveries	0	0	0	0
Provision (credit) for loan losses	75	264	97	392
Balance, end of period	1,792	1,631	1,792	1,631
Allowance Balance [Abstract]
Ending balance, individually evaluated for impairment	0		0		0
Ending balance, collectively evaluated for impairment	1,792		1,792		1,695
Total	1,792	1,631	1,792	1,631	1,695
Gross Loans [Abstract]
Ending balance, individually evaluated for impairment	0		0		0
Ending balance, collectively evaluated for impairment	191,291		191,291		169,322
Total Loans	191,291		191,291		169,322
1 - 4 Family Real Estate [Member]
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	579	433	630	334
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Net (charge-offs) recoveries	0	0	0	0
Provision (credit) for loan losses	70	15	19	114
Balance, end of period	649	448	649	448
Allowance Balance [Abstract]
Ending balance, individually evaluated for impairment	0		0		0
Ending balance, collectively evaluated for impairment	649		649		630
Total	649	448	649	448	630
Gross Loans [Abstract]
Ending balance, individually evaluated for impairment	0		0		0
Ending balance, collectively evaluated for impairment	69,267		69,267		62,971
Total Loans	69,267		69,267		62,971
Commercial Real Estate - Other [Member]
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	3,334	3,877	3,399	3,337
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Net (charge-offs) recoveries	0	0	0	0
Provision (credit) for loan losses	(118)	232	(183)	772
Balance, end of period	3,216	4,109	3,216	4,109
Allowance Balance [Abstract]
Ending balance, individually evaluated for impairment	0		0		0
Ending balance, collectively evaluated for impairment	3,216		3,216		3,399
Total	3,216	4,109	3,216	4,109	3,399
Gross Loans [Abstract]
Ending balance, individually evaluated for impairment	14,068		14,068		14,481
Ending balance, collectively evaluated for impairment	329,421		329,421		325,174
Total Loans	343,489		343,489		339,655
Commercial & Industrial [Member]
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	4,148	4,543	3,621	4,035
Charge-offs	0	0	0	0
Recoveries	0	14	0	14
Net (charge-offs) recoveries	0	14	0	14
Provision (credit) for loan losses	301	632	828	1,140
Balance, end of period	4,449	5,189	4,449	5,189
Allowance Balance [Abstract]
Ending balance, individually evaluated for impairment	220		220		253
Ending balance, collectively evaluated for impairment	4,229		4,229		3,368
Total	4,449	5,189	4,449	5,189	3,621
Gross Loans [Abstract]
Ending balance, individually evaluated for impairment	6,994		6,994		9,354
Ending balance, collectively evaluated for impairment	468,203		468,203		352,620
Total Loans	475,197		475,197		361,974
Agricultural [Member]
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	627	532	730	580
Charge-offs	0	0	0	0
Recoveries	0	138	0	138
Net (charge-offs) recoveries	0	138	0	138
Provision (credit) for loan losses	(69)	155	(172)	107
Balance, end of period	558	825	558	825
Allowance Balance [Abstract]
Ending balance, individually evaluated for impairment	0		0		0
Ending balance, collectively evaluated for impairment	558		558		730
Total	558	825	558	825	730
Gross Loans [Abstract]
Ending balance, individually evaluated for impairment	0		0		0
Ending balance, collectively evaluated for impairment	59,644		59,644		73,010
Total Loans	59,644		59,644		73,010
Consumer [Member]
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	194	112	241	114
Charge-offs	(4)	(11)	(6)	(61)
Recoveries	5	1	14	1
Net (charge-offs) recoveries	1	(10)	8	(60)
Provision (credit) for loan losses	(40)	2	(94)	50
Balance, end of period	155	104	155	104
Allowance Balance [Abstract]
Ending balance, individually evaluated for impairment	0		0		0
Ending balance, collectively evaluated for impairment	155		155		241
Total	155	$ 104	155	$ 104	241
Gross Loans [Abstract]
Ending balance, individually evaluated for impairment	0		0		19
Ending balance, collectively evaluated for impairment	16,557		16,557		24,027
Total Loans	$ 16,557		$ 16,557		$ 24,046

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses, Loan Portfolio Based on Internal Rating Category (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	$ 1,155,445	$ 1,030,978
1 (Pass) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	1,097,726	952,517
2 (Watch) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	16,977	19,889
3 (Special Mention) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	18,868	33,872
4 (Substandard) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	21,874	24,700
Construction & Development [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	191,291	169,322
Construction & Development [Member] | 1 (Pass) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	191,291	169,322
Construction & Development [Member] | 2 (Watch) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	0	0
Construction & Development [Member] | 3 (Special Mention) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	0	0
Construction & Development [Member] | 4 (Substandard) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	0	0
1 - 4 Family Real Estate [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	69,267	62,971
1 - 4 Family Real Estate [Member] | 1 (Pass) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	69,267	62,971
1 - 4 Family Real Estate [Member] | 2 (Watch) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	0	0
1 - 4 Family Real Estate [Member] | 3 (Special Mention) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	0	0
1 - 4 Family Real Estate [Member] | 4 (Substandard) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	0	0
Commercial Real Estate - Other [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	343,489	339,655
Commercial Real Estate - Other [Member] | 1 (Pass) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	296,788	282,268
Commercial Real Estate - Other [Member] | 2 (Watch) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	15,000	14,976
Commercial Real Estate - Other [Member] | 3 (Special Mention) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	16,845	27,112
Commercial Real Estate - Other [Member] | 4 (Substandard) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	14,856	15,299
Commercial & Industrial [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	475,197	361,974
Commercial & Industrial [Member] | 1 (Pass) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	464,572	341,661
Commercial & Industrial [Member] | 2 (Watch) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	1,752	4,658
Commercial & Industrial [Member] | 3 (Special Mention) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	1,879	6,300
Commercial & Industrial [Member] | 4 (Substandard) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	6,994	9,355
Agricultural [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	59,644	73,010
Agricultural [Member] | 1 (Pass) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	59,275	72,295
Agricultural [Member] | 2 (Watch) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	225	255
Agricultural [Member] | 3 (Special Mention) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	144	460
Agricultural [Member] | 4 (Substandard) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	0	0
Consumer [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	16,557	24,046
Consumer [Member] | 1 (Pass) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	16,533	24,000
Consumer [Member] | 2 (Watch) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	0	0
Consumer [Member] | 3 (Special Mention) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	0	0
Consumer [Member] | 4 (Substandard) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	$ 24	$ 46

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses, Loan Portfolio Aging Analysis of Recorded Investment in Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Past Due [Abstract]
Total Loans	$ 1,155,445	$ 1,030,978
Total Loans > 90 Days & Accruing	69	496
Past Due [Member]
Past Due [Abstract]
Total Loans	10,643	852
30-59 Days [Member]
Past Due [Abstract]
Total Loans	10,281	48
60-89 Days [Member]
Past Due [Abstract]
Total Loans	56	208
Greater than 90 Days [Member]
Past Due [Abstract]
Total Loans	306	596
Current [Member]
Past Due [Abstract]
Total Loans	1,144,802	1,030,126
Construction & Development [Member]
Past Due [Abstract]
Total Loans	191,291	169,322
Total Loans > 90 Days & Accruing	0	0
Construction & Development [Member] | Past Due [Member]
Past Due [Abstract]
Total Loans	0	0
Construction & Development [Member] | 30-59 Days [Member]
Past Due [Abstract]
Total Loans	0	0
Construction & Development [Member] | 60-89 Days [Member]
Past Due [Abstract]
Total Loans	0	0
Construction & Development [Member] | Greater than 90 Days [Member]
Past Due [Abstract]
Total Loans	0	0
Construction & Development [Member] | Current [Member]
Past Due [Abstract]
Total Loans	191,291	169,322
1 - 4 Family Real Estate [Member]
Past Due [Abstract]
Total Loans	69,267	62,971
Total Loans > 90 Days & Accruing	0	0
1 - 4 Family Real Estate [Member] | Past Due [Member]
Past Due [Abstract]
Total Loans	26	0
1 - 4 Family Real Estate [Member] | 30-59 Days [Member]
Past Due [Abstract]
Total Loans	26	0
1 - 4 Family Real Estate [Member] | 60-89 Days [Member]
Past Due [Abstract]
Total Loans	0	0
1 - 4 Family Real Estate [Member] | Greater than 90 Days [Member]
Past Due [Abstract]
Total Loans	0	0
1 - 4 Family Real Estate [Member] | Current [Member]
Past Due [Abstract]
Total Loans	69,241	62,971
Commercial Real Estate - Other [Member]
Past Due [Abstract]
Total Loans	343,489	339,655
Total Loans > 90 Days & Accruing	0	0
Commercial Real Estate - Other [Member] | Past Due [Member]
Past Due [Abstract]
Total Loans	186	174
Commercial Real Estate - Other [Member] | 30-59 Days [Member]
Past Due [Abstract]
Total Loans	0	0
Commercial Real Estate - Other [Member] | 60-89 Days [Member]
Past Due [Abstract]
Total Loans	24	174
Commercial Real Estate - Other [Member] | Greater than 90 Days [Member]
Past Due [Abstract]
Total Loans	162	0
Commercial Real Estate - Other [Member] | Current [Member]
Past Due [Abstract]
Total Loans	343,303	339,481
Commercial & Industrial [Member]
Past Due [Abstract]
Total Loans	475,197	361,974
Total Loans > 90 Days & Accruing	0	401
Commercial & Industrial [Member] | Past Due [Member]
Past Due [Abstract]
Total Loans	10,025	520
Commercial & Industrial [Member] | 30-59 Days [Member]
Past Due [Abstract]
Total Loans	9,919	0
Commercial & Industrial [Member] | 60-89 Days [Member]
Past Due [Abstract]
Total Loans	31	19
Commercial & Industrial [Member] | Greater than 90 Days [Member]
Past Due [Abstract]
Total Loans	75	501
Commercial & Industrial [Member] | Current [Member]
Past Due [Abstract]
Total Loans	465,172	361,454
Agricultural [Member]
Past Due [Abstract]
Total Loans	59,644	73,010
Total Loans > 90 Days & Accruing	55	77
Agricultural [Member] | Past Due [Member]
Past Due [Abstract]
Total Loans	55	77
Agricultural [Member] | 30-59 Days [Member]
Past Due [Abstract]
Total Loans	0	0
Agricultural [Member] | 60-89 Days [Member]
Past Due [Abstract]
Total Loans	0	0
Agricultural [Member] | Greater than 90 Days [Member]
Past Due [Abstract]
Total Loans	55	77
Agricultural [Member] | Current [Member]
Past Due [Abstract]
Total Loans	59,589	72,933
Consumer [Member]
Past Due [Abstract]
Total Loans	16,557	24,046
Total Loans > 90 Days & Accruing	14	18
Consumer [Member] | Past Due [Member]
Past Due [Abstract]
Total Loans	351	81
Consumer [Member] | 30-59 Days [Member]
Past Due [Abstract]
Total Loans	336	48
Consumer [Member] | 60-89 Days [Member]
Past Due [Abstract]
Total Loans	1	15
Consumer [Member] | Greater than 90 Days [Member]
Past Due [Abstract]
Total Loans	14	18
Consumer [Member] | Current [Member]
Past Due [Abstract]
Total Loans	$ 16,206	$ 23,965

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses, Impaired Loans and TDR's (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)	Jun. 30, 2022 USD ($) Contract	Jun. 30, 2021 USD ($)	Dec. 31, 2021 USD ($)
Impaired Loans [Abstract]
Unpaid principal balance	$ 23,278		$ 23,278		$ 24,906
Recorded investment with no allowance	21,654		21,654		23,601
Recorded investment with an allowance	220		220		253
Total recorded investment	21,874		21,874		23,854
Related allowance	220		220		253
Average recorded investment	22,082	$ 24,874	24,239	$ 23,841
Interest income recognized	245	499	572	823
Troubled Debt Restructurings [Abstract]
TDR loans impaired	1,300		$ 1,300		1,400
Newly modified troubled-debt restructurings | Contract			0
Troubled debt restructurings modified that subsequently defaulted			$ 0
Construction & Development [Member]
Impaired Loans [Abstract]
Unpaid principal balance	0		0		0
Recorded investment with no allowance	0		0		0
Recorded investment with an allowance	0		0		0
Total recorded investment	0		0		0
Related allowance	0		0		0
Average recorded investment	85	0	42	0
Interest income recognized	0	0	0	0
1 - 4 Family Real Estate [Member]
Impaired Loans [Abstract]
Unpaid principal balance	0		0		0
Recorded investment with no allowance	0		0		0
Recorded investment with an allowance	0		0		0
Total recorded investment	0		0		0
Related allowance	0		0		0
Average recorded investment	0	0	0	0
Interest income recognized	0	0	0	0
Commercial Real Estate - Other [Member]
Impaired Loans [Abstract]
Unpaid principal balance	15,937		15,937		15,412
Recorded investment with no allowance	14,856		14,856		14,481
Recorded investment with an allowance	0		0		0
Total recorded investment	14,856		14,856		14,481
Related allowance	0		0		0
Average recorded investment	14,914	10,267	14,872	9,134
Interest income recognized	245	332	448	454
Commercial & Industrial [Member]
Impaired Loans [Abstract]
Unpaid principal balance	7,317		7,317		9,476
Recorded investment with no allowance	6,774		6,774		9,101
Recorded investment with an allowance	220		220		253
Total recorded investment	6,994		6,994		9,354
Related allowance	220		220		253
Average recorded investment	7,059	14,307	9,294	14,321
Interest income recognized	0	167	123	369
Agricultural [Member]
Impaired Loans [Abstract]
Unpaid principal balance	0		0		0
Recorded investment with no allowance	0		0		0
Recorded investment with an allowance	0		0		0
Total recorded investment	0		0		0
Related allowance	0		0		0
Average recorded investment	0	237	2	323
Interest income recognized	0	0	0	0
Consumer [Member]
Impaired Loans [Abstract]
Unpaid principal balance	24		24		18
Recorded investment with no allowance	24		24		19
Recorded investment with an allowance	0		0		0
Total recorded investment	24		24		19
Related allowance	0		0		0
Average recorded investment	24	63	29	63
Interest income recognized	0	$ 0	1	$ 0
Commercial Real Estate [Member]
Troubled Debt Restructurings [Abstract]
TDR loans impaired	$ 1,300		$ 1,300		$ 1,400

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses, Information Regarding Nonperforming Assets (Details) - USD ($) $ in Thousands		Jun. 30, 2022	Dec. 31, 2021
Nonperforming Assets [Abstract]
Nonaccrual loans		$ 9,473	$ 9,885
Troubled-debt restructurings	[1]	0	0
Accruing loans 90 or more days past due		69	496
Total nonperforming loans		9,542	10,381
TDR loans impaired		1,300	1,400
Construction & Development [Member]
Nonperforming Assets [Abstract]
Nonaccrual loans		0	0
Troubled-debt restructurings	[1]	0	0
Accruing loans 90 or more days past due		0	0
Total nonperforming loans		0	0
1 - 4 Family Real Estate [Member]
Nonperforming Assets [Abstract]
Nonaccrual loans		0	0
Troubled-debt restructurings	[1]	0	0
Accruing loans 90 or more days past due		0	0
Total nonperforming loans		0	0
Commercial Real Estate - Other [Member]
Nonperforming Assets [Abstract]
Nonaccrual loans		1,462	2,708
Troubled-debt restructurings	[1]	0	0
Accruing loans 90 or more days past due		0	0
Total nonperforming loans		1,462	2,708
Commercial & Industrial [Member]
Nonperforming Assets [Abstract]
Nonaccrual loans		8,011	7,163
Troubled-debt restructurings	[1]	0	0
Accruing loans 90 or more days past due		0	401
Total nonperforming loans		8,011	7,564
Agricultural [Member]
Nonperforming Assets [Abstract]
Nonaccrual loans		0	0
Troubled-debt restructurings	[1]	0	0
Accruing loans 90 or more days past due		55	77
Total nonperforming loans		55	77
Consumer [Member]
Nonperforming Assets [Abstract]
Nonaccrual loans		0	14
Troubled-debt restructurings	[1]	0	0
Accruing loans 90 or more days past due		14	18
Total nonperforming loans		$ 14	$ 32
[1]$1.3 million of TDRs as of June 30, 2022 and $1.4 million as of December 31, 2021, are included in the nonaccrual loans balance.

Shareholders' Equity, Repurchas

Shareholders' Equity, Repurchase Plan (Details) - $ / shares			3 Months Ended		6 Months Ended
	Nov. 02, 2020	Mar. 13, 2020	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Oct. 28, 2021	Sep. 05, 2019
Repurchase Plan [Member]
Stock Repurchase Program [Abstract]
Number of shares authorized to purchase (in shares)	1,750,000							500,000
Number of shares approved for expansion to the existing stock (in shares)	750,000	500,000
Number of shares repurchased (in shares)			0	0	0	0
Average price of shares repurchased (in dollars per share)			$ 0	$ 0	$ 0	$ 0
Shares remaining to be repurchased (in shares)			750,000	717,822	750,000	717,822
New Repurchase Plan [Member]
Stock Repurchase Program [Abstract]
Number of shares authorized to purchase (in shares)							750,000

Shareholders' Equity, Actual Ca

Shareholders' Equity, Actual Capital Amounts and Ratios (Details) $ in Thousands	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Company [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total capital to risk-weighted assets, actual amount	$ 139,886	$ 127,946
Total capital to risk-weighted assets, actual ratio	0.1214	0.1254
Total capital to risk-weighted assets, minimum capital requirements amount	$ 92,200	$ 81,620
Total capital to risk-weighted assets, minimum capital requirements ratio	0.0800	0.0800
Total capital to risk-weighted assets, capital conservation buffer amount	$ 121,012	$ 107,126
Total capital to risk-weighted assets, capital conservation buffer ratio	0.1050	0.1050
Tier I capital to risk-weighted assets, actual amount	$ 129,067	$ 117,631
Tier I capital to risk-weighted assets, actual ratio	0.1120	0.1153
Tier I capital to risk-weighted assets, minimum capital requirements amount	$ 69,150	$ 61,215
Tier I capital to risk-weighted assets, minimum capital requirements ratio	0.0600	0.0600
Tier I capital to risk-weighted assets, minimum capital conservation buffer amount	$ 97,962	$ 86,721
Tier I capital to risk-weighted assets, minimum capital conservation buffer ratio	0.0850	0.0850
CET I capital to risk-weighted assets, actual amount	$ 129,067	$ 117,631
CET I capital to risk-weighted assets, actual ratio	0.1120	0.1153
CET I capital to risk-weighted assets, minimum capital requirements amount	$ 51,862	$ 45,911
CET I capital to risk-weighted assets, minimum capital requirements ratio	0.0450	0.0450
CET I capital to risk-weighted assets, capital conservation buffer amount	$ 80,675	$ 71,417
CET I capital to risk-weighted assets, capital conservation buffer ratio	0.0700	0.0700
Tier I capital to average assets, actual amount	$ 129,067	$ 117,631
Tier I capital to average assets, actual ratio	0.0897	0.1056
Tier I capital to average assets, minimum capital requirements amount	$ 57,566	$ 44,571
Tier I capital to average assets, minimum capital requirements ratio	0.0400	0.0400
Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total capital to risk-weighted assets, actual amount	$ 139,853	$ 127,844
Total capital to risk-weighted assets, actual ratio	0.1215	0.1254
Total capital to risk-weighted assets, minimum capital requirements amount	$ 92,119	$ 81,539
Total capital to risk-weighted assets, minimum capital requirements ratio	0.0800	0.0800
Total capital to risk-weighted assets, capital conservation buffer amount	$ 120,906	$ 107,020
Total capital to risk-weighted assets, capital conservation buffer ratio	0.1050	0.1050
Total capital to risk-weighted assets, minimum to be well capitalized under prompt corrective action amount	$ 115,149	$ 101,924
Total capital to risk-weighted assets, minimum to be well capitalized under prompt corrective action ratio	0.1000	0.1000
Tier I capital to risk-weighted assets, actual amount	$ 129,034	$ 117,528
Tier I capital to risk-weighted assets, actual ratio	0.1121	0.1153
Tier I capital to risk-weighted assets, minimum capital requirements amount	$ 69,089	$ 61,154
Tier I capital to risk-weighted assets, minimum capital requirements ratio	0.0600	0.0600
Tier I capital to risk-weighted assets, minimum capital conservation buffer amount	$ 97,876	$ 86,635
Tier I capital to risk-weighted assets, minimum capital conservation buffer ratio	0.0850	0.0850
Tier I capital to risk-weighted assets, minimum to be well capitalized under prompt corrective action amount	$ 92,119	$ 81,539
Tier I capital to risk-weighted assets, minimum to be well capitalized under prompt corrective action ratio	0.0800	0.0800
CET I capital to risk-weighted assets, actual amount	$ 129,034	$ 117,528
CET I capital to risk-weighted assets, actual ratio	0.1121	0.1153
CET I capital to risk-weighted assets, minimum capital requirements amount	$ 51,817	$ 45,866
CET I capital to risk-weighted assets, minimum capital requirements ratio	0.0450	0.0450
CET I capital to risk-weighted assets, capital conservation buffer amount	$ 80,604	$ 71,347
CET I capital to risk-weighted assets, capital conservation buffer ratio	0.0700	0.0700
CET I capital to risk-weighted assets, minimum to be well capitalized under prompt corrective action amount	$ 74,847	$ 66,250
CET I capital to risk-weighted assets, minimum to be well capitalized under prompt corrective action ratio	0.0650	0.0650
Tier I capital to average assets, actual amount	$ 129,034	$ 117,528
Tier I capital to average assets, actual ratio	0.0897	0.1055
Tier I capital to average assets, minimum capital requirements amount	$ 57,540	$ 44,571
Tier I capital to average assets, minimum capital requirements ratio	0.0400	0.0400
Tier I capital to average assets, minimum to be well capitalized under prompt corrective action amount	$ 71,925	$ 55,714
Tier I capital to average assets, minimum to be well capitalized under prompt corrective action ratio	0.0500	0.0500

Shareholders' Equity, Payout Re

Shareholders' Equity, Payout Restrictions Based on Capital Conservation Buffer (Details) $ in Millions	Jun. 30, 2022 USD ($)
Shareholders' Equity [Abstract]
Retained earnings available for dividend declaration	$ 47.4

Related-Party Transactions (Det

Related-Party Transactions (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Related-Party Transactions [Abstract]
Loans outstanding	$ 0		$ 0		$ 0
Haines Realty Investments Company, LLC [Member]
Sale of subsidiary [Abstract]
Lease expense	$ 39,000	$ 46,000	$ 77,000	$ 92,000

Employee Benefits (Details)

Employee Benefits (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Employee Benefits [Abstract]
Percentage of employee's compensation matched by company			5%
Defined benefit plan, employer contribution	$ 113,000	$ 75,000	$ 208,000	$ 140,000
Share-based Compensation [Abstract]
Compensation expenses			992,000	473,000
Incentive Plan [Member]
Share-based Compensation [Abstract]
Compensation expenses	$ 706,000	171,000	$ 992,000	$ 473,000
Shares available for future grants (in shares)	706,587		706,587
Unearned stock-based compensation expense [Abstract]
Risk-free interest rate				0.52%
Dividend yield				2.89%
Stock price volatility				66.67%
Expected term				6 years 4 months 28 days
Incentive Plan [Member] | Stock Option [Member]
Share-based Compensation [Abstract]
Vesting period			4 years
Unrecognized compensation expense	$ 438,000	$ 756,000	$ 438,000	$ 756,000
Unvested and/or unexercised stock options (in shares)	249,188	265,750	249,188	265,750
Period for recognition of compensation cost not yet recognized			2 years 2 months 8 days	2 years 10 months 17 days
Stock Option Activity [Roll Forward]
Outstanding at beginning of period (in shares)			264,000
Options granted (in shares)			0
Options exercised (in shares)			14,812
Options forfeited (in shares)			0
Outstanding at end of period (in shares)	249,188		249,188
Exercisable at end of period (in shares)	137,498		137,498
Weighted Average Exercise Price [Roll Forward]
Outstanding at beginning of period (in dollars per share)			$ 17.41
Options granted (in dollars per share)			0
Options exercised (in dollars per share)			17.67
Options forfeited (in dollars per share)			0
Outstanding at end of period (in dollars per share)	$ 17.40		17.40
Exercisable at end of period (in dollars per share)	$ 18.23		$ 18.23
Options, Additional Disclosures [Abstract]
Weighted average remaining contractual term, Outstanding			7 years 25 days
Weighted average remaining contractual term, Exercisable			6 years 7 months 20 days
Aggregate intrinsic value, Outstanding	$ 1,355,991,000		$ 1,355,991,000
Aggregate intrinsic value, Exercisable	634,492,000		634,492,000
Incentive Plan [Member] | RSUs [Member]
Share-based Compensation [Abstract]
Unrecognized compensation expense	$ 2,300,000	$ 1,900,000	$ 2,300,000	$ 1,900,000
Period for recognition of compensation cost not yet recognized			2 years 7 months 28 days	2 years 9 months 3 days
Restricted Stock Units [Roll Forward]
Outstanding, beginning of the period (in shares)			172,993	118,000
Shares granted (in shares)			500	25,200
Shares vested (in shares)			(15,584)	(7,582)
Shares forfeited (in shares)			0	0
Outstanding, end of the period (in shares)	157,909	135,618	157,909	135,618
Weighted Average Grant Date Fair Value [Abstract]
Outstanding, beginning of period (in dollars per share)			$ 19.02	$ 18.09
Shares granted (in dollars per share)			24.18	14.31
Shares vested (in dollars per share)			15.98	18.02
Shares forfeited (in dollars per share)			0	0
Outstanding, end of period (in dollars per share)	$ 19.34	$ 17.39	$ 19.34	$ 17.39
Incentive Plan [Member] | Tranche One [Member] | RSUs [Member]
Share-based Compensation [Abstract]
Vesting period			1 year
Incentive Plan [Member] | Tranche Two [Member] | RSUs [Member]
Share-based Compensation [Abstract]
Vesting period			3 years
Incentive Plan [Member] | Tranche Three [Member] | RSUs [Member]
Share-based Compensation [Abstract]
Vesting period			5 years

Disclosures About Fair Value _3

Disclosures About Fair Value of Assets and Liabilities, Recurring and Nonrecurring Basis (Details) - Nonrecurring Basis [Member] - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Asset measured at fair value on nonrecurring basis [Abstract]
Impaired loans (collateral-dependent)	$ 6,770	$ 6,910
Level 1 [Member]
Asset measured at fair value on nonrecurring basis [Abstract]
Impaired loans (collateral-dependent)	0	0
Level 2 [Member]
Asset measured at fair value on nonrecurring basis [Abstract]
Impaired loans (collateral-dependent)	0	0
Level 3 [Member]
Asset measured at fair value on nonrecurring basis [Abstract]
Impaired loans (collateral-dependent)	$ 6,770	$ 6,910

Disclosures About Fair Value _4

Disclosures About Fair Value of Assets and Liabilities, Quantitative Information (Details) - Nonrecurring Basis [Member] $ in Thousands	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements [Abstract]
Collateral-dependent impaired loans	$ 6,770	$ 6,910
Level 3 [Member]
Quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements [Abstract]
Collateral-dependent impaired loans	$ 6,770	$ 6,910
Level 3 [Member] | Appraisals from Comparable Properties [Member] | Estimated Cost to Sell [Member]
Quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements [Abstract]
Collateral-dependent impaired loans, measurement input	0.20	0.20

Disclosures About Fair Value _5

Disclosures About Fair Value of Assets and Liabilities, Estimated Fair Value of Financial Instruments Not Recorded at Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Carrying Amount [Member]
Financial Assets [Abstract]
Cash and due from banks	$ 123,437	$ 195,359
Federal funds sold	0	9,493
Interest-bearing time deposits in other banks	1,992	3,237
Loans, net of allowance	1,141,497	1,018,085
Loans held for sale	635	464
Nonmarketable equity securities	1,192	1,202
Interest receivable	5,741	4,259
Financial Liabilities [Abstract]
Deposits	1,346,291	1,217,471
Interest payable	102	117
Fair Value [Member]
Financial Assets [Abstract]
Cash and due from banks	123,437	195,359
Federal funds sold	0	9,493
Interest-bearing time deposits in other banks	1,992	3,237
Loans, net of allowance	1,139,593	1,017,958
Loans held for sale	635	464
Nonmarketable equity securities	1,192	1,202
Interest receivable	5,741	4,259
Financial Liabilities [Abstract]
Deposits	1,347,589	1,217,094
Interest payable	102	117
Fair Value [Member] | Level 1 [Member]
Financial Assets [Abstract]
Cash and due from banks	123,437	195,359
Federal funds sold	0	9,493
Interest-bearing time deposits in other banks	0	0
Loans, net of allowance	0	0
Loans held for sale	0	0
Nonmarketable equity securities	0	0
Interest receivable	0	0
Financial Liabilities [Abstract]
Deposits	0	0
Interest payable	0	0
Fair Value [Member] | Level 2 [Member]
Financial Assets [Abstract]
Cash and due from banks	0	0
Federal funds sold	0	0
Interest-bearing time deposits in other banks	1,992	3,237
Loans, net of allowance	1,132,823	1,011,048
Loans held for sale	635	464
Nonmarketable equity securities	1,192	1,202
Interest receivable	5,741	4,259
Financial Liabilities [Abstract]
Deposits	1,347,589	1,217,094
Interest payable	102	117
Fair Value [Member] | Level 3 [Member]
Financial Assets [Abstract]
Cash and due from banks	0	0
Federal funds sold	0	0
Interest-bearing time deposits in other banks	0	0
Loans, net of allowance	6,770	6,910
Loans held for sale	0	0
Nonmarketable equity securities	0	0
Interest receivable	0	0
Financial Liabilities [Abstract]
Deposits	0	0
Interest payable	$ 0	$ 0

Financial Instruments with Of_3

Financial Instruments with Off-Balance Sheet Risk (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financial instruments, off-balance sheet credit risk [Abstract]
Financial instruments, off-balance sheet credit risk	$ 236,227	$ 206,202
Commitments to Extend Credit [Member]
Financial instruments, off-balance sheet credit risk [Abstract]
Financial instruments, off-balance sheet credit risk	233,951	200,393
Financial and Performance Standby Letters of Credit [Member]
Financial instruments, off-balance sheet credit risk [Abstract]
Financial instruments, off-balance sheet credit risk	$ 2,276	$ 5,809

Significant Estimates and Con_2

Significant Estimates and Concentrations (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2022	Dec. 31, 2021
Significant Estimates of Loans [Abstract]
Outstanding balance	$ 1,155,445	$ 1,030,978
Goodwill	8,717	$ 8,479
Hospitality Loans [Member]
Significant Estimates of Loans [Abstract]
Unfunded commitments	28,200
Hospitality Loans [Member] | Gross Loans [Member]
Significant Estimates of Loans [Abstract]
Outstanding balance	$ 200,300
Hospitality Loans [Member] | Gross Loans [Member] | Product Concentration Risk [Member]
Significant Estimates of Loans [Abstract]
Percentage of gross loans	17%
Energy Loans [Member]
Significant Estimates of Loans [Abstract]
Unfunded commitments	$ 37,300
Energy Loans [Member] | Gross Loans [Member]
Significant Estimates of Loans [Abstract]
Outstanding balance	$ 131,600
Energy Loans [Member] | Gross Loans [Member] | Product Concentration Risk [Member]
Significant Estimates of Loans [Abstract]
Percentage of gross loans	11%