Bank7 (BSVN) 10-Q 15 May 23 2023 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2023	May 15, 2023
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2023
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	Q1
Document Transition Report	false
Entity File Number	001-38656
Entity Registrant Name	Bank7 Corp.
Entity Central Index Key	0001746129
Entity Incorporation, State or Country Code	OK
Entity Tax Identification Number	20-0763496
Entity Address, Address Line One	1039 N.W. 63rd Street
Entity Address, City or Town	Oklahoma City
Entity Address, State or Province	OK
Entity Address, Postal Zip Code	73116-7361
City Area Code	405
Local Phone Number	810-8600
Title of 12(b) Security	Common Stock, $0.01 Par Value Per Share
Trading Symbol	BSVN
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		9,153,602

Unaudited Consolidated Balance

Unaudited Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 177,389	$ 109,115
Cash and cash equivalents	177,389	109,115
Interest-bearing time deposits in other banks	4,976	5,474
Available-for-sale debt securities	172,969	173,165
Loans, net of allowance for credit losses of $15,452 and $14,734 at March 31, 2023 and December 31, 2022, respectively	1,263,911	1,255,722
Premises and equipment, net	13,075	13,106
Nonmarketable equity securities	1,215	1,209
Core deposit intangibles	1,260	1,336
Goodwill	8,458	8,603
Interest receivable and other assets	17,286	16,439
Total assets	1,660,539	1,584,169
Deposits
Noninterest-bearing	424,455	439,409
Interest-bearing	1,067,104	989,891
Total deposits	1,491,559	1,429,300
Income taxes payable	4,068	1,054
Interest payable and other liabilities	10,906	9,715
Total liabilities	1,506,533	1,440,069
Shareholders' equity
Common stock, $0.01 par value; 50,000,000 shares authorized; shares issued and outstanding: 9,151,977 and 9,131,973 at March 31, 2023 and December 31, 2022 respectively	92	91
Additional paid-in capital	95,841	95,263
Retained earnings	65,620	58,049
Accumulated other comprehensive loss	(7,547)	(9,303)
Total shareholders' equity	154,006	144,100
Total liabilities and shareholders' equity	$ 1,660,539	$ 1,584,169

Unaudited Consolidated Balanc_2

Unaudited Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Allowance for credit losses	$ 15,452	$ 14,734
Shareholders' equity
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	9,151,977	9,131,973
Common stock, shares outstanding (in shares)	9,151,977	9,131,973

Unaudited Consolidated Statemen

Unaudited Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Interest Income
Loans, including fees	$ 25,352	$ 14,377
Interest-bearing time deposits in other banks	49	16
Debt securities, taxable	706	364
Debt securities, tax-exempt	87	98
Other interest and dividend income	1,186	70
Total interest income	27,380	14,925
Interest Expense
Deposits	7,374	717
Total interest expense	7,374	717
Net Interest Income	20,006	14,208
Provision for credit losses	475	276
Net Interest Income After Provision for Credit Losses	19,531	13,932
Noninterest Income
Mortgage lending income	54	166
Loss on sales, prepayments, and calls of available-for-sale debt securities	(1)	(127)
Service charges on deposit accounts	235	249
Other	384	387
Total noninterest income	672	675
Noninterest Expense
Salaries and employee benefits	4,680	4,026
Furniture and equipment	249	358
Occupancy	719	551
Data and item processing	386	387
Accounting, marketing and legal fees	298	233
Regulatory assessments	394	196
Advertising and public relations	148	110
Travel, lodging and entertainment	61	48
Other	714	511
Total noninterest expense	7,649	6,420
Income Before Taxes	12,554	8,187
Income tax expense	2,947	2,003
Net Income	$ 9,607	$ 6,184
Earnings per common share - basic (in dollars per share)	$ 1.05	$ 0.68
Earnings per common share - diluted (in dollars per share)	$ 1.04	$ 0.67
Weighted average common shares outstanding - basic (in shares)	9,146,932	9,088,975
Weighted average common shares outstanding - diluted (in shares)	9,264,247	9,182,055
Other Comprehensive Income
Unrealized gains(losses) on securities, net of tax benefit of $554 and $1.5 million for the three months ended March 31, 2023 and 2022	$ 1,755	$ (3,995)
Reclassification adjustment for realized (gain)loss included in net income net of tax of $0 and $17 for the three months ended March 31, 2023 and 2022 respectively	1	(144)
Other comprehensive income(loss)	1,756	(4,139)
Comprehensive Income	$ 11,363	$ 2,045

Unaudited Consolidated Statem_2

Unaudited Consolidated Statements of Comprehensive Income (Parenthetical) - USD ($)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Other Comprehensive Income
Unrealized gains (losses) on securities, net of tax benefit	$ 554,000	$ (1,500)
Reclassification adjustment for realized (gain) loss, tax	$ 0	$ (17,000)

Unaudited Consolidated Statem_3

Unaudited Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income(Loss) [Member]	Total	Cumulative Effect of Change in Accounting Principle, Net of Tax [Member] Retained Earnings [Member]
Balance at Dec. 31, 2021	$ 91	$ 94,024	$ 33,149	$ 144		$ 0
Balance (in shares) at Dec. 31, 2021	9,071,417
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			6,184		$ 6,184
Exercise of employee stock options (in shares)	10,625
Exercise of stock options		3
Shares issued for restricted stock units (in shares)	12,426
Shares issued for restricted stock units	$ 0
Shares acquired and canceled (in shares)	0
Shares purchased and retired		(80)
Stock-based compensation expense		363
Cash dividends declared			(1,091)
Comprehensive income(loss)				(4,139)	(4,139)
Balance at Mar. 31, 2022	$ 91	94,310	38,242	(3,995)	128,648
Balance (in shares) at Mar. 31, 2022	9,094,468
Balance at Dec. 31, 2022	$ 91	95,263	58,049	(9,303)	144,100	$ (572)
Balance (in shares) at Dec. 31, 2022	9,131,973
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			9,607		9,607
Exercise of employee stock options (in shares)	11,737
Exercise of stock options		208
Shares issued for restricted stock units (in shares)	13,234
Shares issued for restricted stock units	$ 1
Shares acquired and canceled (in shares)	(4,967)
Shares purchased and retired		(136)
Stock-based compensation expense		506
Cash dividends declared			(1,464)
Comprehensive income(loss)				1,756	1,756
Balance at Mar. 31, 2023	$ 92	$ 95,841	$ 65,620	$ (7,547)	$ 154,006
Balance (in shares) at Mar. 31, 2023	9,151,977

Unaudited Consolidated Statem_4

Unaudited Consolidated Statements of Shareholders' Equity (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Unaudited Consolidated Statements of Shareholders' Equity [Abstract]
Cumulative effect of change in accounting principle, taxes	$ 178
Cash dividends declared (in dollars per share)	$ 0.16	$ 0.12

Unaudited Condensed Consolidate

Unaudited Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Operating Activities
Net income	$ 9,607	$ 6,184
Adjustments to reconcile net income to net cash provided by operating activities
Depreciation and amortization	326	365
Provision for credit losses	475	276
Amortization of premiums and discounts on securities	92	155
Gain on sales of loans	(54)	(166)
Net loss on sale of available-for-sale debt securities	1	127
Stock-based compensation expense	506	286
Cash receipts from the sale of loans originated for sale	2,914	7,617
Cash disbursements for loans originated for sale	(2,860)	(7,584)
Deferred income tax benefit	(245)	(1,497)
Changes in
Interest receivable and other assets	(1,012)	2,764
Interest payable and other liabilities	3,823	3,633
Net cash provided by operating activities	13,573	12,160
Investing Activities
Maturities of interest-bearing time deposits in other banks	1,495	1,245
Purchases of interest-bearing time deposits in other banks	(997)	(249)
Proceeds from sale of available-for-sale debt securities	0	11,820
Maturities, prepayments and calls of available-for-sale debt securities	2,414	1,407
Purchases of available-for-sale debt securities	0	(131,052)
Net change in loans	(8,855)	(33,413)
Purchases of premises and equipment	(219)	(66)
Proceeds from sale of premises and equipment	0	2,933
Change in nonmarketable equity securities	(6)	7
Net cash used in investing activities	(6,168)	(147,368)
Financing Activities
Net change in deposits	62,259	65,808
Cash distributions	(1,463)	(1,089)
Shares purchased and retired for restricted stock units	(136)	(80)
Net settlement of stock options	208	3
Common stock issued for restricted stock units	1	0
Net cash provided by financing activities	60,869	64,642
Net Increase/(Decrease) in Cash and Due from Banks	68,274	(70,566)
Cash and Due from Banks, Beginning of Period	109,115	204,852
Cash and Due from Banks, End of Period	177,389	134,286
Supplemental Disclosure of Cash Flows Information
Interest paid	7,058	731
Income taxes paid	21	0
Dividends declared and not paid	1,464	1,091
Measurement period goodwill adjustment	$ (146)	$ 328

Nature of Operations and Summar

Nature of Operations and Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2023
Nature of Operations and Summary of Significant Accounting Policies [Abstract]
Nature of Operations and Summary of Significant Accounting Policies	Note 1: Nature of Operations and Summary of Significant Accounting Policies Nature of Operations Bank7 Corp. (the “Company”) is a bank holding company whose principal activity is the ownership and management of its wholly owned subsidiary, Bank7 (the “Bank”). The Bank is primarily engaged in providing a full range of banking and financial services to individual and corporate customers located in Oklahoma, Texas, and Kansas. The Bank is subject to competition from other financial institutions. The Company is subject to the regulation of certain federal agencies and undergoes periodic examinations by those regulatory authorities. Basis of Presentation The accompanying unaudited interim condensed consolidated financial statements contained herein reflect all adjustments which are, in the opinion of management, necessary to provide a fair statement of the financial position, results of operations, and cash flows of the Company for the interim periods presented. All such adjustments are of a normal and recurring nature. The Company revised certain accounting policies since December 31, 2022, the date of the most recent annual report. See the significant accounting policy changes section below. The condensed consolidated balance sheet of the Company as of December 31, 2022 has been derived from the audited consolidated balance sheet of the Company as of that date. Certain information and notes normally included in the Company’s annual financial statements prepared in accordance with generally accepted accounting principles have been condensed or omitted. The information contained in the financial statements and footnotes included in Company’s annual report for the year ended December 31, 2022, should be referred to in connection with these unaudited interim consolidated financial statements. Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period. Principles of Consolidation The accompanying consolidated financial statements include the accounts of the Company, the Bank and its subsidiary, 1039 NW 63rd, LLC, which holds real estate utilized by the Bank. All significant intercompany accounts and transactions have been eliminated in consolidation. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for credit losses, valuation of other real estate owned, income taxes, goodwill and intangibles and fair values of financial instruments. Recent Accounting Pronouncements Standards Adopted During Current Period: In March 2022, the FASB issued ASU No. 2022-02, “Financial Instruments – Credit Losses (Topic 326), Troubled Debt Restructurings and Vintage Disclosures.” On January 1, 2023, the Company adopted ASU 2022-02, which eliminates the accounting guidance for troubled debt restructurings in Accounting Standards Codification (“ASC”) 310-40, “Receivables -Troubled Debt Restructurings by Creditors ” for entities that have adopted the current expected credit loss model introduced by ASU 2016-13, “Financial Instruments – Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments.” ASU 2022-02 also requires that public business entities disclose current-period gross charge-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, “Financial Instruments—Credit Losses—Measured at Amortized Cost. In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” On January 1, 2023 the Company adopted ASU 2016-13, which replaces the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (“CECL”) methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities. It also applies to off-balance sheet credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments) and net investments in leases recognized by a lessor in accordance with Topic 842 on leases. In addition, Accounting Standards Codification (“ASC”) 326 made changes to the accounting for purchased loans and securities with credit deterioration and available-for-sale debt securities. The Company adopted ASC 326 using the modified retrospective method for all financial assets measured at amortized cost and off-balance sheet credit exposures. Operating results for periods from January 1, 2023 are presented in accordance with ASC 326 while prior period amounts continue to be reported in accordance with previously applicable standards and the accounting policies described in our 2022 Form 10-K. The Company recorded a net decrease to retained earnings of $572,000, gross of $750,000 The Company has not recorded an allowance for credit losses against its available-for-sale securities, as the credit risk is not material. The following table illustrates the impact of ASC 326 on the allowance for credit losses on the Company’s loans as of January 1, 2023 (dollars in thousands). January 1, 2023 As Reported Under ASC 326 Pre ASC 326 Adoption Impact of ASC 326 Adoption Construction & development $ 1,933 $ 1,889 $ 44 1 - 4 family real estate 752 890 (138 ) Commercial real estate - other 4,912 5,080 (168 ) Total commercial real estate $ 7,597 $ 7,859 $ (262 ) Commercial & industrial 6,653 5,937 716 Agricultural 616 765 (149 ) Consumer 118 173 (55 ) Allowance for credit losses on loans $ 14,984 $ 14,734 $ 250 Allowance for credit losses on off-balance sheet credit exposures 500 - 500 Total Impact $ 15,484 $ 14,734 $ 750 Significant Accounting Policy Changes Upon adoption of ASC 326, the Company revised certain accounting policies for Loans and the Allowance for Credit Losses as detailed below. Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts. Accrued interest receivable totaled $7.8 million and $7.2 million at March 31, 2023 and December 31, 2022, and was reported in interest receivable and other assets on the consolidated balance sheets. The Company has made the accounting policy election to exclude accrued interest receivable on loans from the estimate of credit losses. Interest income is accrued on the unpaid principal balance using the simple-interest method on the daily balances of the principal amounts outstanding. For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, as well as premiums and discounts, are deferred and amortized over the respective term of the loan. The accrual of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past-due status is based on contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged off are reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Loans acquired through business combinations are required to be carried at fair value as of the date of the combination. Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date. Allowance for Credit Losses The allowance for credit losses is a valuation account that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans. The allowance for credit losses is adjusted by a credit loss provision which is reported in earnings, and reduced by the charge-off of loan amounts, net of recoveries. Loans are charged off against the allowance when management believes the uncollectibility of a loan balance is confirmed. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Expected credit loss inherent in non-cancellable off-balance sheet credit exposures is accounted for as a separate liability included in other liabilities. The allowance for credit losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay and estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The methodology for estimating the amount of credit losses reported in the allowance for credit losses has two basic components: an asset-specific component involving loans that do not share risk characteristics and the measurement of expected credit losses for such individual loans; and a pooled component for expected credit losses for pools of loans that share similar risk characteristics. Loans That Do Not Share Risk Characteristics (Individually Analyzed) Loans that do not share similar risk characteristics are evaluated on an individual basis. Loans deemed to be collateral dependent have differing risk characteristics and are individually analyzed to estimate the expected credit loss. A loan is collateral dependent when the borrower is experiencing financial difficulty and repayment of the loan is dependent on the liquidation and sale of the underlying collateral. For collateral dependent loans where foreclosure is probable, the expected credit loss is measured based on the difference between the fair value of the collateral (less selling cost) and the amortized cost basis of the asset. For collateral dependent loans where foreclosure is not probable, the Company has elected the practical expedient allowed by ASC 326-20 to measure the expected credit loss under the same approach as those loans where foreclosure is probable. For loans with balances greater than $250,000 the fair value of the collateral is obtained through independent appraisal of the underlying collateral. For loans with balances less than $250,000, the Company has made a policy election to measure expected loss for these individual loans utilizing loss rates for similar loan types. Loans That Share Similar Risk Characteristics (Pooled Loans) The general steps in determining expected credit losses for the pooled loan component of the allowance are as follows: ● Segment loans into pools according to similar risk characteristics; ● Develop historical loss rates for each loan pool segment; ● Incorporate the impact of forecasts; ● Incorporate the impact of other qualitative factors; and ● Calculate and review pool specific allowance for credit loss estimate. Methodology The weighted-average remaining maturity method (“WARM”) methodology is utilized as the basis for the estimation of expected credit losses for consumer segment loans. The WARM method uses a historical average annual charge-off rate. This average annual charge-off rate contains loss content over a historical lookback period and is used as a foundation for estimating the credit loss reserve for the remaining outstanding balances of loans in a segment at the balance sheet date. The average annual charge-off rate is applied to the contractual term, further adjusted for estimated prepayments, to determine the unadjusted historical charge-off rate. The calculation of the unadjusted historical charge-off rate is then adjusted for current conditions and for reasonable and supportable forecast periods. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, portfolio mix, delinquency level, or term as well as for changes in environmental conditions, such as changes in unemployment rates, property values, or other relevant factors. These qualitative factors serve to compensate for additional areas of uncertainty inherent in the portfolio that are not reflected in our historic loss factors. A discounted cash flow (“DCF”) methodology is utilized to calculate expected cash flows for the life of each individual loan, with the exception of consumer segment loans. The discounted present value of expected cash flow is then compared to the loan’s amortized cost basis to determine the credit loss estimate. Individual loan results are aggregated at the pool level in determining total reserves for each loan pool. The primary inputs used to calculate expected cash flows include historical loss rates which reflect probability of default (“PD”) and loss given default (“LGD”), and prepayment rates. The historical look-back period is a key factor in the calculation of the PD rate and is based on management’s assessment of current and forecasted conditions and may vary by loan pool. LGD rates generally reflect the historical average net loss rate by loan pool. Expected cash flows are further adjusted to incorporate the impact of loan prepayments which will vary by loan segment and interest rate conditions. In general, prepayment rates are based on observed prepayment rates occurring in the loan portfolio and consideration of forecasted interest rates. Forecast Factors Adjustments are made to incorporate the impact of forecasted conditions. Certain assumptions are also applied, including the length of the forecast and reversion periods. The forecast period is the period within which management is able to make a reasonable and supportable assessment of future conditions. The reversion period is the period beyond which management believes it can develop a reasonable and supportable forecast, and bridges the gap between the forecast period and the use of historical default and loss rates. The remainder period reflects the remaining life of the loan. The length of the forecast and reversion periods are periodically evaluated and based on management’s assessment of current and forecasted conditions and may vary by loan pool. For purposes of developing a reasonable and supportable assessment of future conditions, management utilizes established industry and economic data points and sources, with the forecasted unemployment rate being a significant factor. PD rates for the forecast period will be adjusted accordingly based on management’s assessment of future conditions. PD rates for the remainder period will reflect the historical mean PD rate. Reversion period PD rates reflect the difference between forecast and remainder period PD rates closed using a straight-line adjustment over the reversion period. Qualitative Factors Loss rates are further adjusted to account for other risk factors that impact loan defaults and losses. These basis point adjustments are based on management’s assessment of trends and conditions that impact credit risk and resulting credit losses, more specifically internal and external factors that are independent of and not reflected in the quantitative loss rate calculations. Risk factors management considers in this assessment include trends in underwriting standards, nature/volume/terms of loan originations, past due loans, loan review systems, collateral valuations, concentrations, legal/regulatory/political conditions, and the unforeseen impact of natural disasters. Purchased Loans Beginning January 1, 2023, when a loan portfolio is purchased, an allowance is established for those loans considered purchased with more-than-insignificant credit deterioration (“PCD”), and those not considered purchased with more-than-insignificant credit deterioration (“non-PCD”). The allowance established utilizes the same risk factors discussed above for our non-acquired allowance. The allowance established for non-PCD loans is recognized through provision expense upon acquisition, whereas the allowance established for loans considered PCD at acquisition is offset by an increase in the basis of the acquired loans. Any subsequent increases and decreases in the allowance related to acquired loans are recognized through provision expense, with future charge-offs recorded to the allowance. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures The Company estimates expected credit losses over the contractual period in which it is exposed to credit risk through a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The allowance for credit losses on off-balance sheet credit exposures is adjusted as a provision for credit loss expense and is recorded in interest payable and other liabilities. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life and applies the same estimated loss rate as determined for current outstanding loan balances by segment. Allowance for Credit Losses on Securities In conjunction with the adoption of CECL, the Company also evaluates its securities portfolio for credit losses, as the CECL update modifies the debt security credit impairment model to recognize an allowance for estimated credit losses. Similar to the election on the loan portfolio, the Company has elected to exclude accrued interest receivable from the amortized cost basis of its investment portfolio analysis. Based on our assessments, expected credit losses on securities were negligible and therefore, no allowance for credit losses was recorded. Beginning January 1, 2023,

Recent Events, Including Merger

Recent Events, Including Mergers and Acquisitions	3 Months Ended
	Mar. 31, 2023
Recent Events, Including Mergers and Acquisitions [Abstract]
Recent Events, Including Mergers and Acquisitions	Note 2: Recent Events, Including Mergers and Acquisitions Business Combinations On December 9, 2021, the Company acquired 100% of the outstanding equity of Watonga Bancshares, Inc. (“Watonga”), the bank holding company for Cornerstone Bank, for $29.3 million in cash. Immediately following the acquisition, Watonga was dissolved and Cornerstone Bank merged with and into Bank7. A summary of the fair value of assets acquired and liabilities assumed from Watonga are as follows: Estimated Fair Value (in thousands) Assets Acquired Cash and cash equivalents $ 41,747 Available-for-sale debt securities 86,166 Federal funds sold 7,941 Loans 117,335 Premises and equipment 8,669 Core deposit intangible 1,254 Prepaid expenses and other assets 4,512 Total assets acquiried $ 267,624 Liabilities Assumed Deposits $ 243,487 Accounts payable and accrued expenses 2,086 Total liabilities assumed $ 245,573 Net assets acquired $ 22,051 Consideration transferred 29,498 Goodwill $ 7,447 Goodwill decreased $146,000 for the three months March 31, 2023 related to tax provision adjustments. As of the acquisition date, the Company evaluated $117.3 million of net loans ($118.5 million gross loans less $1.2 million discount) purchased in conjunction with the acquisition of Watonga Bancshares, Inc. in accordance with the provisions of FASB ASC Topic 310-20, Nonrefundable Fees and Other Cost s The fair values of assets acquired and liabilities assumed are preliminary and based on valuation estimates and assumptions. The accounting for business combinations require estimates and judgments regarding expectations of future cash flows of the acquired business, and the allocations of those cash flows to identifiable tangible and intangible assets. The estimates and assumptions underlying the preliminary valuations are subject to collection of information necessary to complete the valuations (specifically related to projected financial information) within the measurement periods, which are up to one year from the acquisition date. Although the Company does not currently expect material changes to the initial value of net assets acquired, the Company continues to evaluate assumptions related to the valuation of the assets acquired and liabilities assumed. Any adjustments to our estimates of purchase price allocation will be made in the periods in which the adjustments are determined, and the cumulative effect of such adjustments will be calculated as if the adjustments had been completed as of the acquisition date.

Restriction on Cash and Due fro

Restriction on Cash and Due from Banks	3 Months Ended
	Mar. 31, 2023
Restriction on Cash and Due from Banks [Abstract]
Restriction on Cash and Due from Banks	Note 3: Restriction on Cash and Due from Banks On March 26, 2020, the Federal Reserve Board reduced reserve requirement ratios to zero percent, effectively eliminating reserve requirements for all depository institutions. There was no reserve requirement as of March 31, 2023.

Earnings per Share

Earnings per Share	3 Months Ended
	Mar. 31, 2023
Earnings per Share [Abstract]
Earnings per Share	Note 4: Earnings Per Share Basic earnings per common share represents the amount of earnings for the period available to each share of common stock outstanding during the reporting period. Basic EPS is computed based upon net income divided by the weighted average number of common shares outstanding during the year. Diluted EPS represents the amount of earnings for the period available to each share of common stock outstanding including common stock that would have been outstanding assuming the issuance of common shares for all dilutive potential common shares outstanding during each reporting period. Diluted EPS is computed based upon net income divided by the weighted average number of common shares outstanding during each period, adjusted for the effect of dilutive potential common shares, such as restricted stock awards and nonqualified stock options, calculated using the treasury stock method. The following table shows the computation of basic and diluted earnings per share: As of and for the three months ended March 31, 2023 2022 (Dollars in thousands, except per share amounts) Numerator Net income $ 9,607 $ 6,184 Denominator Weighted-average shares outstanding for basic earnings per share 9,146,932 9,088,975 Dilutive effect of stock compensation (1) 117,315 93,080 Denominator for diluted earnings per share 9,264,247 9,182,055 Earnings per common share Basic $ 1.05 $ 0.68 Diluted $ 1.04 $ 0.67 (1) The following have not been included in diluted earnings per share because to do so would have been antidilutive for the periods presented: Nonqualified stock options outstanding of 5,000 0 161,311 0 .

Debt Securities

Debt Securities	3 Months Ended
	Mar. 31, 2023
Debt Securities [Abstract]
Debt Securities	Note 5: Debt Securities The following table summarizes the amortized cost and fair value of debt securities available-for-sale at March 31, 2023 and December 31, 2022 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss): (in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale as of March 31, 2023 U.S. Federal agencies $ 168 $ - $ (5 ) $ 163 Mortgage-backed securities (1)(2) 41,572 - (3,939 ) 37,633 State and political subdivisions 29,535 - (1,706 ) 27,829 U.S. Treasuries 106,036 - (3,461 ) 102,575 Corporate debt securities 5,500 - (731 ) 4,769 Total available-for-sale 182,811 - (9,842 ) 172,969 Total debt securities 182,811 - (9,842 ) 172,969 (in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale as of December 31, 2022 U.S. Federal agencies $ 1,292 $ - $ (150 ) $ 1,142 Mortgage-backed securities (1)(2) 42,953 - (4,879 ) 38,074 State and political subdivisions 30,632 - (2,276 ) 28,356 U.S. Treasuries 104,940 - (4,280 ) 100,660 Corporate debt securities 5,500 - (567 ) 4,933 Total available-for-sale 185,317 - (12,152 ) 173,165 Total debt securities 185,317 - (12,152 ) 173,165 (1) All of our mortgage-backed securities and collateralized mortgage obligations are issued and/or guaranteed by U.S. government agencies or U.S. government-sponsored entities. (2) Included in mortgage-backed securities is $27.12 million and $27.90 million of residential mortgage-backed securities and $14.45 million and $15.05 million of commerical mortgage-backed securities as of March 31, 2023 and December 31, 2022, respectively The amortized cost and estimated fair value of investment securities at March 31, 2023 and December 31, 2022, by contractual maturity, are shown below. The expected life of mortgage-backed securities will differ from contractual maturities because borrowers may have the right to call or prepay the underlying mortgage loans with or without call or prepayment penalties. (in thousands) Amortized Cost Fair Value Available-for-sale as of March 31, 2023 Due in one year or less $ 102,713 $ 99,941 Due after one year through five years 17,483 16,580 Due after five years through ten years 20,564 18,398 Due after ten years 479 417 Mortgage-backed securities 41,572 37,633 Total available-for-sale 182,811 172,969 (in thousands) Amortized Cost Fair Value Available-for-sale as of December 31, 2022 Due in one year or less $ 2,133 $ 2,115 Due after one year through five years 118,108 113,415 Due after five years through ten years 21,495 19,030 Due after ten years 628 531 Mortgage-backed securities 42,953 38,074 Total available-for-sale 185,317 173,165 There was one holding of securities of issuers in an amount greater than 10% of stockholders equity at March 31, 2023, a U.S. Treasury note with a fair value of $97.25 million. The following table presents a summary of realized gains and losses from the sale, prepayment and call of debt securities for the three months ended March 31, 2023 and the three months ended March 31, 2022. Three Months Ended March 31 2023 Three Months Ended March 31 2022 (in thousands) Proceeds from sales, prepayments and calls $ 2,414 $ 11,820 Gross realized losses on sales, prepayments and calls (1 ) (127 ) Total realized (losses), net $ (1 ) $ (127 ) The following table details book value of pledged securities as of March 31, 2023 and December 31, 2022: (in thousands) March 31, 2023 December 31, 2022 Book value of pledged securities $ 78,307 $ 85,280 The following table details gross unrealized losses and fair values of investment securities aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at March 31, 2023 and December 31, 2022. As of March 31, 2023, the Company had the ability and intent to hold the debt securities classified as available-for-sale for a period of time sufficient for a recovery of cost. The unrealized losses are due to increases in market interest rates over the yields available at the time the underlying debt securities were purchased or acquired. The fair value of those debt securities having unrealized losses is expected to recover as the securities approach their maturity date or repricing date, or if market yields for such investments decline. Management has no intent or requirement to sell before the recovery of the unrealized loss; therefore, no impairment loss was realized in the Company’s consolidated statements of comprehensive income. Less than Twelve Months Twelve Months or Longer Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses (in thousands) Available-for-sale as of March 31, 2023 U.S. Federal agencies $ - $ - $ 163 $ (5 ) $ 163 $ (5 ) Mortgage-backed securities 11,988 (1,085 ) 25,645 (2,854 ) 37,633 (3,939 ) State and political subdivisions (1) 1,301 - 26,528 (1,706 ) 27,829 (1,706 ) U.S. Treasuries - - 102,575 (3,461 ) 102,575 (3,461 ) Corporate debt securities 2,240 (260 ) 2,529 (471 ) 4,769 (731 ) Total available-for-sale $ 15,529 $ (1,345 ) $ 157,440 $ (8,497 ) $ 172,969 $ (9,842 ) Less than Twelve Months Twelve Months or Longer Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses (in thousands) Available-for-sale as of December 31, 2022 U.S. Federal agencies $ 1,142 $ (150 ) $ - $ - $ 1,142 $ (150 ) Mortgage-backed securities 38,074 (4,879 ) - - 38,074 (4,879 ) State and political subdivisions (1) 28,356 (2,276 ) - - 28,356 (2,276 ) U.S. Treasuries 100,660 (4,280 ) - - 100,660 (4,280 ) Corporate debt securities 4,933 (567 ) - - 4,933 (567 ) Total available-for-sale $ 173,165 $ (12,152 ) $ - $ - $ 173,165 $ (12,152 ) (1) Of our state and political subdivision securities, $25.05 million are rated BBB+ or better and $2.78 million are not rated.

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	3 Months Ended
	Mar. 31, 2023
Loans and Allowance for Credit Losses [Abstract]
Loans and Allowance for Credit Losses	Note 6: Loans and Allowance for Credit Losses A summary of loans at March 31, 2023 and December 31, 2022, are as follows (dollars in thousands): March 31, 2023 December 31, 2022 Construction & development $ 144,235 $ 163,203 1 - 4 family real estate 86,110 76,928 Commercial real estate - other 473,201 439,001 Total commercial real estate $ 703,546 $ 679,132 Commercial & industrial 502,282 513,011 Agricultural 60,870 66,145 Consumer 15,135 14,949 Gross loans 1,281,833 1,273,237 Less allowance for credit losses (15,452 ) (14,734 ) Less deferred loan fees (2,470 ) (2,781 ) Net loans $ 1,263,911 $ 1,255,722 Included in the commercial & industrial loan balances are $2.6 million and $2.6 million of loans that were originated under the SBA PPP program as of March 31, 2023 and December 31, 2022, respectively. Allowance for Credit Losses Methodology On January 1, 2023, the Company adopted ASU 2016-13, which replaces the incurred loss methodology for determining its provision for credit losses and allowance for credit losses with an expected loss methodology that is referred to as the CECL model. See Note (1) for additional information regarding the factors that influenced the Company’s current estimate of expected credit losses. Upon adoption, the allowance for credit losses was increased by $250,000, with no impact to the consolidated statement of income. Subsequent to the adoption of ASU 2016-13, the Company recorded a $475,000 provision for credit losses for the first quarter of 2023 utilizing the newly adopted CECL methodology. The following table presents, by portfolio segment, the activity in the allowance for credit losses for the three months ended March 31, 2023 and 2022 (dollars in thousands): Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total March 31 2023 Balance, beginning of period $ 1,889 $ 890 $ 5,080 $ 5,937 $ 765 $ 173 $ 14,734 Impact of CECL adoption 44 (138 ) (168 ) 716 (149 ) (55 ) 250 Charge-offs - - - - - (12 ) (12 ) Recoveries - - - - 2 3 5 Net (charge-offs) recoveries - - - - 2 (9 ) (7 ) Provision (credit) for credit losses (194 ) 286 792 (598 ) 116 73 475 Balance, end of period $ 1,739 $ 1,038 $ 5,704 $ 6,055 $ 734 $ 182 $ 15,452 Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total March 31 2022 Balance, beginning of period $ 1,695 $ 630 $ 3,399 $ 3,621 $ 730 $ 241 $ 10,316 Charge-offs - - - - - (2 ) (2 ) Recoveries - - - - - 9 9 Net (charge-offs) recoveries - - - - - 7 7 Provision (credit) for credit losses 22 (51 ) (65 ) 527 (103 ) (54 ) 276 Balance, end of period $ 1,717 $ 579 $ 3,334 $ 4,148 $ 627 $ 194 $ 10,599 Internal Risk Categories Each loan segment is made up of loan categories possessing similar risk characteristics. Risk characteristics applicable to each segment of the loan portfolio are described as follows: Real Estate Commercial & Industrial Agricultural Consumer – The consumer loan portfolio consists of various term and line of credit loans such as automobile loans and loans for other personal purposes. Residential loans in this category are generally secured by owner occupied 1–4 family residences. Repayment for these types of loans will come from a borrower’s income sources that are typically independent of the loan purpose. Credit risk is driven by consumer economic factors, such as unemployment and general economic conditions in the Company’s market area and the creditworthiness of a borrower. Loan grades are numbered 1 through 4. Grade 1 is considered satisfactory. The grades of 2 and 3, or Watch and Special Mention, respectively, represent loans of lower quality and are considered criticized. Grade of 4, or Substandard, refers to loans that are classified. • Grade 1 (Pass) • Grade 2 (Watch) – These loans are still considered “Pass” credits; however, various factors such as industry stress, material changes in cash flow or financial conditions, or deficiencies in loan documentation, or other risk issues determined by the Lending Officer, Commercial Loan Committee (CLC), or Credit Quality Committee (CQC) warrant a heightened sense and frequency of monitoring. • Grade 3 (Special Mention) – These loans must have observable weaknesses or evidence of imprudent handling or structural issues. The weaknesses require close attention and the remediation of those weaknesses is necessary. No risk of probable loss exists. Credits in this category are expected to quickly migrate to a “2” or a “4” as this is viewed as a transitory loan grade. • Grade 4 (Substandard) – These loans are not adequately protected by the sound worth and debt service capacity of the borrower, but may be well secured. They have defined weaknesses relative to cash flow, collateral, financial condition, or other factors that might jeopardize repayment of all of the principal and interest on a timely basis. There is the possibility that a future loss will occur if weaknesses are not remediated. The Company evaluates the definitions of loan grades and the allowance for credit losses methodology on an ongoing basis. No changes were made to either during the period ended March 31, 2023. The following table presents the amortized cost of the Company’s loan portfolio by year of origination based on internal rating category as of March 31, 2023 (dollars in thousands): As of March 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Construction & development Grade 1 (Pass) $ 5,096 $ 14,352 $ 5,038 $ 251 $ 112 $ 233 $ 118,353 $ 143,435 2 (Watch) - - - - - - - - 3 (Special Mention) - 800 - - - - - 800 4 (Substandard) - - - - - - - - Total construction & development 5,096 15,152 5,038 251 112 233 118,353 144,235 1 - 4 family real estate Grade 1 (Pass) 12,185 38,123 14,851 5,121 1,999 2,102 11,729 86,110 2 (Watch) - - - - - - - - 3 (Special Mention) - - - - - - - - 4 (Substandard) - - - - - - - - Total construction & development 12,185 38,123 14,851 5,121 1,999 2,102 11,729 86,110 Commerical real estate - other Grade 1 (Pass) 66,979 163,328 56,794 42,761 2,452 6,086 101,363 439,763 2 (Watch) - - 14,939 - - - - 14,939 3 (Special Mention) 13,541 - - 3,050 - - - 16,591 4 (Substandard) - - 617 - 1,291 - - 1,908 Total construction & development 80,520 163,328 72,350 45,811 3,743 6,086 101,363 473,201 Commerical and industrial Grade 1 (Pass) 33,922 99,928 66,211 2,837 2,275 4,298 264,676 474,147 2 (Watch) - - - - - - - - 3 (Special Mention) 2,500 4,461 181 - - - 1,410 8,552 4 (Substandard) 62 16,675 138 808 - - 1,900 19,583 Total construction & development 36,484 121,064 66,530 3,645 2,275 4,298 267,986 502,282 Agriculural Grade 1 (Pass) 1,118 7,554 28,147 6,071 1,135 1,588 14,988 60,601 2 (Watch) 56 51 73 - - - 82 262 3 (Special Mention) - - - - - - - - 4 (Substandard) - - 7 - - - - 7 Total construction & development 1,174 7,605 28,227 6,071 1,135 1,588 15,070 60,870 Consumer Grade 1 (Pass) 1,653 3,023 3,392 3,374 843 2,197 653 15,135 2 (Watch) - - - - - - - - 3 (Special Mention) - - - - - - - - 4 (Substandard) - - - - - - - - Total construction & development 1,653 3,023 3,392 3,374 843 2,197 653 15,135 Total loans held for investment $ 137,112 $ 348,295 $ 190,388 $ 64,273 $ 10,107 $ 16,504 $ 515,154 $ 1,281,833 The following table presents the credit risk profile of the Company’s loan portfolio based on internal rating category, prior to the adoption of ASU 2016-13, as of December 31, 2022 (dollars in thousands): Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total December 31, 2022 Grade 1 (Pass) $ 163,203 $ 76,928 $ 397,295 $ 493,412 $ 65,857 $ 14,927 $ 1,211,622 2 (Watch) - - 14,976 - 288 - 15,264 3 (Special Mention) - - 24,747 584 - - 25,331 4 (Substandard) - - 1,983 19,015 - 22 21,020 Total $ 163,203 $ 76,928 $ 439,001 $ 513,011 $ 66,145 $ 14,949 $ 1,273,237 Aged Analysis of Past Due Loans Receivable The following table presents the Company’s loan portfolio aging analysis of the recorded investment in loans as of March 31, 2023 and December 31, 2022 (dollars in thousands): Past Due 30–59 Days 60–89 Days Greater than 90 Days Total Current Total Loans Total Loans > 90 Days & Accruing March 31 2023 Construction & development $ - $ - $ - $ - $ 144,235 $ 144,235 $ - 1 - 4 family real estate - - - - 86,110 86,110 - Commercial real estate - other - - 617 617 472,584 473,201 617 Commercial & industrial (1) 19 - 9,894 9,913 492,369 502,282 9,894 Agricultural - 7 - 7 60,863 60,870 - Consumer 289 82 - 371 14,764 15,135 - Total $ 308 $ 89 $ 10,511 $ 10,908 $ 1,270,925 $ 1,281,833 $ 10,511 December 31, 2022 Construction & development $ - $ - $ - $ - $ 163,203 $ 163,203 $ - 1 - 4 family real estate - - - - 76,928 76,928 - Commercial real estate - other - 617 - 617 438,384 439,001 - Commercial & industrial (1) 21 - 9,923 9,944 503,067 513,011 9,923 Agricultural 4 - - 4 66,141 66,145 - Consumer 291 82 22 395 14,554 14,949 18 Total $ 316 $ 699 $ 9,945 $ 10,960 $ 1,262,277 $ 1,273,237 $ 9,941 (1) The $9.89 million and $9.92 million that is greater than 90 days past due as of March 31, 2023 and December 31, 2022, respectively, consists of a single loan that is well collateralized and for which collection is being diligently pursued. Collateral Dependent Loans A loan is considered collateral-dependent when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral. During the three month ended March 31, 2023, no material amount of interest income was recognized on collateral-dependent loans subsequent to their classification as collateral-dependent. The following table summarizes collateral-dependent gross loans held for investment by collateral type and the related specific allocation as follows: Collateral Type Real Estate Business Assets Other Assets Total Specific Allocation March 31, 2023 Construction & development $ - $ - $ - $ - $ - 1 - 4 Family Real Estate - - - - - Commercial Real Estate - other 1,907 - - 1,907 - Commercial & industrial - 9,562 9,894 19,456 - Agricultural - 7 - 7 - Consumer - - - - - Total $ 1,907 $ 9,569 $ 9,894 $ 21,370 $ - Nonaccrual Loans The following table presents information regarding nonaccrual loans as of March 31, 2023 (dollars in thousands): Recorded Recorded Amortized Investment Investment Total Interest Principal with No with an Recorded Related Income Balance Allowance Allowance Investment Allowance Recognized March 31, 2023 Construction & development $ - $ - $ - $ - $ - $ - 1 - 4 Family Real Estate - - - - - - Commercial Real Estate - other 2,194 1,291 - 1,291 - 39 Commercial & industrial 7,697 6,413 127 6,540 127 145 Agricultural - - - - - - Consumer - - - - - - Total $ 9,891 $ 7,704 $ 127 $ 7,831 $ 127 $ 184 The following table presents impaired loans, prior to the adoption of ASU 2016-13, as of December 31, 2022 (dollars in thousands): Unpaid Principal Balance Recorded Investment with No Allowance Recorded Investment with an Allowance Total Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized December 31, 2022 Construction & development $ - $ - $ - $ - $ - $ 21 $ - 1 - 4 Family Real Estate - - - - - - - Commercial Real Estate - other 2,808 1,983 - 1,983 - 11,749 141 Commercial & industrial 19,882 18,882 133 19,015 133 11,773 1,214 Agricultural - - - - - 14 - Consumer 31 22 - 22 - 27 - Total $ 22,721 $ 20,887 $ 133 $ 21,020 $ 133 $ 23,584 $ 1,355 Troubled Debt Restructurings (Prior to the adoption of ASU 2022-02) Impaired loans included nonperforming loans and also included loans modified in troubled-debt restructurings where concessions had been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. Included in certain loan categories in the impaired loans were troubled debt restructurings that were classified as impaired. At December 31, 2022, the Company had $1.2 million of commercial real estate loans. There were no newly modified troubled-debt restructurings during the year ended December 31, 2022. As of December 31, 2022, there were no troubled-debt restructurings modified and subsequently defaulted for the year ended December 31, 2022. The following table represents information regarding nonperforming assets at December 31, 2022 (dollars in thousands): Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total December 31, 2022 Nonaccrual loans $ - $ - $ 1,348 $ 6,686 $ - $ 5 $ 8,039 Troubled-debt restructurings (1) - - - - - - - Accruing loans 90 or more days past due - - - 9,923 - 18 9,941 Total nonperforming loans $ - $ - $ 1,348 $ 16,609 $ - $ 23 $ 17,980 (1) $ 1.2

Shareholders' Equity

Shareholders' Equity	3 Months Ended
	Mar. 31, 2023
Shareholders' Equity [Abstract]
Shareholders' Equity	Note 7: Shareholders’ Equity On October 28, 2021, the Company adopted a Repurchase Plan (the “RP”) that authorizes the repurchase of up to 750,000 A summary of the activity under the RP is as follows: Three Months Ended March 31, 2023 2022 Number of shares repurchased - - Average price of shares repurchased $ - $ - Shares remaining to be repurchased 750,000 750,000 The Company and Bank are subject to risk-based capital guidelines issued by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance-sheet items as calculated under GAAP, regulatory reporting requirements and regulatory capital standards. The Company’s and Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Furthermore, the Company’s and the Bank’s regulators could require adjustments to regulatory capital not reflected in these financial statements. Quantitative measures established by regulation to ensure capital adequacy require the Company and Bank to maintain minimum amounts and ratios (set forth in the following table) of total, Tier I, and Common Equity capital (as defined in the regulations) to risk-weighted assets (as defined) and of Tier I capital (as defined) to average assets (as defined). Management believes, as of March 31, 2023, that the Company and Bank meet all capital adequacy requirements to which it is subject and maintains capital conservation buffers that allow the Company and Bank to avoid limitations on capital distributions, including dividend payments and certain discretionary bonus payments to certain executive officers. As of March 31, 2023, the most recent notification from the Federal Deposit Insurance Corporation (FDIC) categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain capital ratios as set forth in the table below. There are no conditions or events since that notification that management believes have changed the Bank’s category. The Company’s and Bank’s actual capital amounts and ratios are presented in the following table as of March 31, 2023 and December 31, 2022 (dollars in thousands): Actual Minimum Capital Requirements With Capital Conservation Buffer Minimum To Be Well Capitalized Under Prompt Corrective Action Amount Ratio Amount Ratio Amount Ratio Amount Ratio As of March 31 2023 Total capital to risk-weighted assets Company $ 167,250 12.49 % $ 107,096 8.00 % $ 140,564 10.50 % N/A N/A Bank 167,250 12.50 % 107,015 8.00 % 140,457 10.50 % $ 133,769 10.00 % Tier I capital to risk-weighted assets Company 151,798 11.34 % 80,322 6.00 % 113,790 8.50 % N/A N/A Bank 151,798 11.35 % 80,261 6.00 % 113,704 8.50 % 107,015 8.00 % CET I capital to risk-weighted assets Company 151,798 11.34 % 60,242 4.50 % 93,709 7.00 % N/A N/A Bank 151,798 11.35 % 60,196 4.50 % 93,638 7.00 % 86,950 6.50 % Tier I capital to average assets Company 151,798 9.48 % 64,032 4.00 % N/A N/A N/A N/A Bank 151,798 9.48 % 64,057 4.00 % N/A N/A 80,072 5.00 % As of December 31, 2022 Total capital to risk-weighted assets Company $ 158,158 12.41 % $ 101,990 8.00 % $ 133,862 10.50 % N/A N/A Bank 158,158 12.42 % 101,909 8.00 % 133,756 10.50 % $ 127,387 10.00 % Tier I capital to risk-weighted assets Company 143,424 11.25 % 76,493 6.00 % 108,365 8.50 % N/A N/A Bank 143,424 11.26 % 76,432 6.00 % 108,279 8.50 % 101,909 8.00 % CET I capital to risk-weighted assets Company 143,424 11.25 % 57,370 4.50 % 89,241 7.00 % N/A N/A Bank 143,424 11.26 % 57,324 4.50 % 89,171 7.00 % 82,801 6.50 % Tier I capital to average assets Company 143,424 9.19 % 62,460 4.00 % N/A N/A N/A N/A Bank 143,424 9.18 % 62,489 4.00 % N/A N/A 78,111 5.00 % The federal banking agencies require that banking organizations meet several risk-based capital adequacy requirements. The current risk-based capital standards applicable to the Company and the Bank are based on the Basel III Capital Rules established by the Basel Committee on Banking Supervision (the “Basel Committee”). The Basel Committee is a committee of central banks and bank supervisors/regulators from the major industrialized countries that develops broad policy guidelines for use by each country’s supervisors in determining the supervisory policies they apply. The requirements are intended to ensure that banking organizations have adequate capital given the risk levels of assets and off-balance sheet financial instruments. The Basel III Capital Rules require the Bank and the Company to comply with four minimum capital standards: a Tier 1 leverage ratio of at least 4.0%; a CET1 to risk-weighted assets of 4.5%; a Tier 1 capital to risk-weighted assets of at least 6.0%; and a total capital to risk-weighted assets of at least 8.0%. The calculation of all types of regulatory capital is subject to definitions, deductions and adjustments specified in the regulations. The Basel III Capital Rules also require a “capital conservation buffer” of 2.5% above the regulatory minimum risk-based capital requirements. The capital conservation buffer is designed to absorb losses during periods of economic stress and effectively increases the minimum required risk-weighted capital ratios. Banking institutions with a ratio of CET1 to risk-weighted assets below the effective minimum (4.5% plus the capital conservation buffer) are subject to limitations on certain activities, including payment of dividends, share repurchases and discretionary bonuses to executive officers based on the amount of the shortfall. As of March 31, 2023, the Company’s and the Bank’s capital ratios exceeded the minimum capital adequacy guideline percentage requirements under the Basel III Capital Rules on a fully phased-in basis. The Bank is subject to certain restrictions on the amount of dividends that it may declare without prior regulatory approval. At March 31, 2023, approximately $52.1 million of retained earnings was available for dividend declaration from the Bank without prior regulatory approval.

Related-Party Transactions

Related-Party Transactions	3 Months Ended
	Mar. 31, 2023
Related-Party Transactions [Abstract]
Related-Party Transactions	Note 8: Related-Party Transactions At March 31, 2023 and December 31, 2022, the Company had loans outstanding to executive officers, directors, significant shareholders and their affiliates (related parties) approximating $130,000 and $132,000. The Bank leases office and retail banking space in Oklahoma City and Woodward, Oklahoma from Central Park on Lincoln, LLC and Haines Realty Investments Company, LLC, respectively, both related parties of the Company. Lease payments totaled $ 56 39

Employee Benefits

Employee Benefits	3 Months Ended
	Mar. 31, 2023
Employee Benefits [Abstract]
Employee Benefits	Note 9: Employee Benefits 401(k) Savings Plan The Company has a retirement savings 401(k) plan covering substantially all employees. Employees may contribute up to the maximum legal limit with the Company matching up to 5% of the employee’s salary. Employer contributions charged to expense for the three months ended March 31, 2023 and 2022 totaled $97,000 and $94,000, respectively. Stock-Based Compensation The Company adopted an equity incentive plan (the “Incentive Plan”) in September 2018. The Incentive Plan permits the grant of restricted stock units and nonqualified incentive stock options. The Incentive Plan will terminate in September 2028, if not extended. Compensation expense related to the Incentive Plan for the three months ended March 31, 2023 and 2022 totaled $506,000 and $286,000, respectively. There were 628,096 shares available for future grants as of March 31, 2023. The Company grants to employees and directors restricted stock units (RSUs) which vest ratably over one three The Company uses newly issued shares for granting RSUs and stock options. The following table is a summary of the stock option activity under the Incentive Plan (dollar amounts in thousands, except per share data): Options Wgtd. Avg. Exercise Price Wgtd. Avg. Remaining Contractual Aggregate Intrinsic Value Three Months Ended March 31, 2023 Outstanding at December 31, 2022 251,550 $ 17.52 Options Granted - - Options Exercised 11,737 17.73 Options Forfeited - - Outstanding at March 31, 2023 239,813 17.51 6.39 $ 1,689,247 Exercisable at March 31, 2023 188,495 17.98 6.02 $ 1,239,140 The fair value of each option grant is estimated on the date of grant using the Black-Scholes option-pricing model and is based on certain assumptions including risk-free rate of return, dividend yield, stock price volatility and the expected term. The fair value of each option is expensed over its vesting period. The following table shows the assumptions used for computing stock-based compensation expense under the fair value method on options granted during the period presented. There were no new grants for the three months ended March 31, 2023. For the Three Months Ended Risk-free interest rate 3.47 % Dividend yield 1.96 % Stock price volatility 34.92 % Expected term 7.01 The following table summarizes share information about RSUs for the three months ended March 31, 2023 and 2022: Number of Shares Wgtd. Avg. Grant Date Fair Value Three Months Ended March 31, 2023 Outstanding at December 31, 2022 112,591 $ 18.66 Shares granted 163,311 29.76 Shares vested (13,234 ) 18.13 Shares forfeited - - End of the period balance 262,668 $ 25.59 Number of Shares Wgtd. Avg. Grant Date Fair Value Three March 31 2022 Outstanding at December 31, 2021 172,993 $ 17.58 Shares granted - - Shares vested (15,584 ) 15.98 Shares forfeited - - End of the period balance 157,409 $ 19.32 As of , there was approximately $6.1 million of unrecognized compensation expense related to 262,668 unvested RSUs and $302,000 of unrecognized compensation expense related to 239,813 unvested and/or unexercised stock options. The stock option expense is expected to be recognized over a weighted average period of 1.84 years, and the RSU expense is expected to be recognized over a weighted average period of 4.17 years. As of March 31, 2022, there was approximately $2.6 million of unrecognized compensation expense related to 157,409 unvested RSUs and $514,000 of unrecognized compensation expense related to 253,375 unvested and/or unexercised stock options. The stock option expense is expected to be recognized over a weighted average period of 2.32 years, and the RSU expense is expected to be recognized over a weighted average period of 2.84 years.

Disclosures About Fair Value of

Disclosures About Fair Value of Assets and Liabilities	3 Months Ended
	Mar. 31, 2023
Disclosures about Fair Value of Assets and Liabilities [Abstract]
Disclosures about Fair Value of Assets and Liabilities	Note 10: Disclosures About Fair Value of Assets and Liabilities Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a h ierarchy of three levels of inputs that may be used to measure fair value: Level 1 Quoted prices in active markets for identical assets or liabilities Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities Level 3 Unobservable inputs supported by little or no market activity and significant to the fair value of the assets or liabilities Recurring Measurements Assets and liabilities measured at fair value on a recurring basis include the following: Available-for-sale debt securities: Debt securities classified as available-for-sale, as discussed in Note 5, are reported at fair value utilizing Level 2 inputs. For those debt securities classified as Level 2, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U. S. Treasury yield curve, live trading levels, trade execution data for similar securities, market consensus prepayments speeds, credit information and the security’s terms and conditions, among other things. Nonrecurring Measurements The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2023 and December 31, 2022 (dollars in thousands): Fair Value (Level 1) (Level 2) (Level 3) March 31 2023 Impaired loans (collateral- dependent) $ 6,413 $ - $ - $ 6,413 December 31, 2022 Impaired loans (collateral- dependent) $ 6,553 $ - $ - $ 6,553 Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Collateral-Dependent Impaired Loans, Net of Allowance for Credit Losses The estimated fair value of collateral-dependent impaired loans is based on fair value, less estimated cost to sell. Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy. The Company considers evaluation analysis as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value. Values of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed necessary by executive management and loan administration. Values are reviewed for accuracy and consistency by executive management and loan administration. The ultimate collateral values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral. Unobservable (Level 3) Inputs The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements(dollars in thousands): Fair Value Valuation Technique Unobservable Inputs Weighted- Average March 31, 2023 Collateral-dependent impaired loans $ 6,413 Appraisals from comparable assets Estimated cost to sell 20 % December 31, 2022 Collateral-dependent impaired loans $ 6,553 Appraisals from comparable assets Estimated cost to sell 20 % The following table presents estimated fair values of the Company’s financial instruments not recorded at fair value at March 31, 2023 and December 31, 2022 (dollars in thousands): Carrying Fair Value Measurements Amount Level 1 Level 2 Level 3 Total March 31, 2023 Financial Assets Cash and due from banks $ 177,389 $ 177,389 $ - $ - $ 177,389 Interest-bearing time deposits in other banks 4,976 - 4,976 - 4,976 Loans, net of allowance 1,263,911 - 1,252,905 6,413 1,259,318 Nonmarketable equity securities 1,215 - 1,215 - 1,215 Interest receivable 7,929 - 7,929 - 7,929 Financial Liabilities Deposits $ 1,491,559 $ - $ 1,490,510 $ - $ 1,490,510 Interest payable 655 - 655 - 655 December 31, 2022 Financial Assets Cash and due from banks $ 109,115 $ 109,115 $ - $ - $ 109,115 Interest-bearing time deposits in other banks 5,474 - 5,474 - 5,474 Loans, net of allowance 1,255,722 - 1,245,825 6,553 1,252,378 Nonmarketable equity securities 1,209 - 1,209 - 1,209 Interest receivable 8,124 - 8,124 - 8,124 Financial Liabilities Deposits $ 1,429,300 $ - $ 1,427,465 $ - $ 1,427,465 Interest payable 339 - 339 - 339 The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying consolidated balance sheets at amounts other than fair value: Cash and Due from Banks, Interest-Bearing Time Deposits in Other Banks, Nonmarketable Equity Securities, Interest Receivable and Interest Payable The carrying amount approximates fair value. Loans and Mortgage Loans Held for Sale The Company determines fair value of loans by using exit market assumptions including factors such as liquidity, credit quality and risk of nonperformance. The fair value is estimated by discounting the future cash flows using the market rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Loans with similar characteristics were aggregated for purposes of the calculations. Deposits Deposits include demand deposits, savings accounts, NOW accounts and certain money market deposits. The carrying amount approximates fair value. The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities. Commitments to Extend Credit, Lines of Credit and Standby Letters of Credit The fair values of unfunded commitments are estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. The fair values of standby letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date. The estimated fair values of the Company’s commitments to extend credit, lines of credit and standby letters of credit were not material at March 31, 2023 and December 31, 2022.

Financial Instruments with Off-

Financial Instruments with Off-Balance Sheet Risk	3 Months Ended
	Mar. 31, 2023
Financial Instruments with Off-Balance Sheet Risk [Abstract]
Financial Instruments with Off-Balance Sheet Risk	Note 11: Financial Instruments with Off-Balance Sheet Risk The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized in the accompanying consolidated balance sheets. The following summarizes those financial instruments with contract amounts representing credit risk as of March 31, 2023 and December 31, 2022 (dollars in thousands): March 31, 2023 December 31, 2022 Commitments to extend credit $ 202,113 $ 198,027 Financial and performance standby letters of credit 1,749 1,043 $ 203,862 $ 199,070 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Each instrument generally has fixed expiration dates or other termination clauses. Since many of the instruments are expected to expire without being drawn upon, total commitments to extend credit amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary, by the Company upon extension of credit is based on management’s credit evaluation of the customer. Standby letters of credit are irrevocable conditional commitments issued by the Company to guarantee the performance of a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. On January 1, 2023, the Company adopted ASU 2016-13, see Note (1). Upon adoption, the Company estimated an allowance for credit losses on off-balance sheet credit exposures, which resulted in recording a reserve for unfunded loan commitments of $500,000. The reserve for unfunded loan commitments totaled $500,000 and $0 at March 31, 2023 and December 31, 2022, respectively.

Significant Estimates and Conce

Significant Estimates and Concentrations	3 Months Ended
	Mar. 31, 2023
Significant Estimates and Concentrations [Abstract]
Significant Estimates and Concentrations	Note 12: Significant Estimates and Concentrations GAAP requires disclosure of certain significant estimates and current vulnerabilities due to certain concentrations. Estimates related to the allowance for credit losses are reflected in Note 6 Note 11 As of March 31, 2023, hospitality loans were 21% of gross total loans with outstanding balances of $272.0 million and unfunded commitments of $11.4 million; energy loans were 13% of gross total loans with outstanding balances of $172.3 million and unfunded commitments of $45.6 million. The Company evaluates goodwill for potential goodwill impairment on an annual basis or more often based on consideration if any impairment indicators have occurred. A prolonged strain on the U.S. economy impacting the Company could result in goodwill being partially or fully impaired. At March 31, 2023, goodwill of $8.5 million was recorded on the consolidated balance sheet.

Nature of Operations and Summ_2

Nature of Operations and Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2023
Nature of Operations and Summary of Significant Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited interim condensed consolidated financial statements contained herein reflect all adjustments which are, in the opinion of management, necessary to provide a fair statement of the financial position, results of operations, and cash flows of the Company for the interim periods presented. All such adjustments are of a normal and recurring nature. The Company revised certain accounting policies since December 31, 2022, the date of the most recent annual report. See the significant accounting policy changes section below. The condensed consolidated balance sheet of the Company as of December 31, 2022 has been derived from the audited consolidated balance sheet of the Company as of that date. Certain information and notes normally included in the Company’s annual financial statements prepared in accordance with generally accepted accounting principles have been condensed or omitted. The information contained in the financial statements and footnotes included in Company’s annual report for the year ended December 31, 2022, should be referred to in connection with these unaudited interim consolidated financial statements. Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period.
Principles of Consolidation	Principles of Consolidation The accompanying consolidated financial statements include the accounts of the Company, the Bank and its subsidiary, 1039 NW 63rd, LLC, which holds real estate utilized by the Bank. All significant intercompany accounts and transactions have been eliminated in consolidation.
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for credit losses, valuation of other real estate owned, income taxes, goodwill and intangibles and fair values of financial instruments.
Recent Accounting Pronouncements	Recent Accounting Pronouncements Standards Adopted During Current Period: In March 2022, the FASB issued ASU No. 2022-02, “Financial Instruments – Credit Losses (Topic 326), Troubled Debt Restructurings and Vintage Disclosures.” On January 1, 2023, the Company adopted ASU 2022-02, which eliminates the accounting guidance for troubled debt restructurings in Accounting Standards Codification (“ASC”) 310-40, “Receivables -Troubled Debt Restructurings by Creditors ” for entities that have adopted the current expected credit loss model introduced by ASU 2016-13, “Financial Instruments – Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments.” ASU 2022-02 also requires that public business entities disclose current-period gross charge-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, “Financial Instruments—Credit Losses—Measured at Amortized Cost. In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” On January 1, 2023 the Company adopted ASU 2016-13, which replaces the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (“CECL”) methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities. It also applies to off-balance sheet credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments) and net investments in leases recognized by a lessor in accordance with Topic 842 on leases. In addition, Accounting Standards Codification (“ASC”) 326 made changes to the accounting for purchased loans and securities with credit deterioration and available-for-sale debt securities. The Company adopted ASC 326 using the modified retrospective method for all financial assets measured at amortized cost and off-balance sheet credit exposures. Operating results for periods from January 1, 2023 are presented in accordance with ASC 326 while prior period amounts continue to be reported in accordance with previously applicable standards and the accounting policies described in our 2022 Form 10-K. The Company recorded a net decrease to retained earnings of $572,000, gross of $750,000 The Company has not recorded an allowance for credit losses against its available-for-sale securities, as the credit risk is not material. The following table illustrates the impact of ASC 326 on the allowance for credit losses on the Company’s loans as of January 1, 2023 (dollars in thousands). January 1, 2023 As Reported Under ASC 326 Pre ASC 326 Adoption Impact of ASC 326 Adoption Construction & development $ 1,933 $ 1,889 $ 44 1 - 4 family real estate 752 890 (138 ) Commercial real estate - other 4,912 5,080 (168 ) Total commercial real estate $ 7,597 $ 7,859 $ (262 ) Commercial & industrial 6,653 5,937 716 Agricultural 616 765 (149 ) Consumer 118 173 (55 ) Allowance for credit losses on loans $ 14,984 $ 14,734 $ 250 Allowance for credit losses on off-balance sheet credit exposures 500 - 500 Total Impact $ 15,484 $ 14,734 $ 750 Significant Accounting Policy Changes Upon adoption of ASC 326, the Company revised certain accounting policies for Loans and the Allowance for Credit Losses as detailed below.
Loans	Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts. Accrued interest receivable totaled $7.8 million and $7.2 million at March 31, 2023 and December 31, 2022, and was reported in interest receivable and other assets on the consolidated balance sheets. The Company has made the accounting policy election to exclude accrued interest receivable on loans from the estimate of credit losses. Interest income is accrued on the unpaid principal balance using the simple-interest method on the daily balances of the principal amounts outstanding. For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, as well as premiums and discounts, are deferred and amortized over the respective term of the loan. The accrual of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past-due status is based on contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged off are reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Loans acquired through business combinations are required to be carried at fair value as of the date of the combination. Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date.
Allowance for Credit Losses	Allowance for Credit Losses The allowance for credit losses is a valuation account that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans. The allowance for credit losses is adjusted by a credit loss provision which is reported in earnings, and reduced by the charge-off of loan amounts, net of recoveries. Loans are charged off against the allowance when management believes the uncollectibility of a loan balance is confirmed. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Expected credit loss inherent in non-cancellable off-balance sheet credit exposures is accounted for as a separate liability included in other liabilities. The allowance for credit losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay and estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The methodology for estimating the amount of credit losses reported in the allowance for credit losses has two basic components: an asset-specific component involving loans that do not share risk characteristics and the measurement of expected credit losses for such individual loans; and a pooled component for expected credit losses for pools of loans that share similar risk characteristics. Loans That Do Not Share Risk Characteristics (Individually Analyzed) Loans that do not share similar risk characteristics are evaluated on an individual basis. Loans deemed to be collateral dependent have differing risk characteristics and are individually analyzed to estimate the expected credit loss. A loan is collateral dependent when the borrower is experiencing financial difficulty and repayment of the loan is dependent on the liquidation and sale of the underlying collateral. For collateral dependent loans where foreclosure is probable, the expected credit loss is measured based on the difference between the fair value of the collateral (less selling cost) and the amortized cost basis of the asset. For collateral dependent loans where foreclosure is not probable, the Company has elected the practical expedient allowed by ASC 326-20 to measure the expected credit loss under the same approach as those loans where foreclosure is probable. For loans with balances greater than $250,000 the fair value of the collateral is obtained through independent appraisal of the underlying collateral. For loans with balances less than $250,000, the Company has made a policy election to measure expected loss for these individual loans utilizing loss rates for similar loan types. Loans That Share Similar Risk Characteristics (Pooled Loans) The general steps in determining expected credit losses for the pooled loan component of the allowance are as follows: ● Segment loans into pools according to similar risk characteristics; ● Develop historical loss rates for each loan pool segment; ● Incorporate the impact of forecasts; ● Incorporate the impact of other qualitative factors; and ● Calculate and review pool specific allowance for credit loss estimate. Methodology The weighted-average remaining maturity method (“WARM”) methodology is utilized as the basis for the estimation of expected credit losses for consumer segment loans. The WARM method uses a historical average annual charge-off rate. This average annual charge-off rate contains loss content over a historical lookback period and is used as a foundation for estimating the credit loss reserve for the remaining outstanding balances of loans in a segment at the balance sheet date. The average annual charge-off rate is applied to the contractual term, further adjusted for estimated prepayments, to determine the unadjusted historical charge-off rate. The calculation of the unadjusted historical charge-off rate is then adjusted for current conditions and for reasonable and supportable forecast periods. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, portfolio mix, delinquency level, or term as well as for changes in environmental conditions, such as changes in unemployment rates, property values, or other relevant factors. These qualitative factors serve to compensate for additional areas of uncertainty inherent in the portfolio that are not reflected in our historic loss factors. A discounted cash flow (“DCF”) methodology is utilized to calculate expected cash flows for the life of each individual loan, with the exception of consumer segment loans. The discounted present value of expected cash flow is then compared to the loan’s amortized cost basis to determine the credit loss estimate. Individual loan results are aggregated at the pool level in determining total reserves for each loan pool. The primary inputs used to calculate expected cash flows include historical loss rates which reflect probability of default (“PD”) and loss given default (“LGD”), and prepayment rates. The historical look-back period is a key factor in the calculation of the PD rate and is based on management’s assessment of current and forecasted conditions and may vary by loan pool. LGD rates generally reflect the historical average net loss rate by loan pool. Expected cash flows are further adjusted to incorporate the impact of loan prepayments which will vary by loan segment and interest rate conditions. In general, prepayment rates are based on observed prepayment rates occurring in the loan portfolio and consideration of forecasted interest rates. Forecast Factors Adjustments are made to incorporate the impact of forecasted conditions. Certain assumptions are also applied, including the length of the forecast and reversion periods. The forecast period is the period within which management is able to make a reasonable and supportable assessment of future conditions. The reversion period is the period beyond which management believes it can develop a reasonable and supportable forecast, and bridges the gap between the forecast period and the use of historical default and loss rates. The remainder period reflects the remaining life of the loan. The length of the forecast and reversion periods are periodically evaluated and based on management’s assessment of current and forecasted conditions and may vary by loan pool. For purposes of developing a reasonable and supportable assessment of future conditions, management utilizes established industry and economic data points and sources, with the forecasted unemployment rate being a significant factor. PD rates for the forecast period will be adjusted accordingly based on management’s assessment of future conditions. PD rates for the remainder period will reflect the historical mean PD rate. Reversion period PD rates reflect the difference between forecast and remainder period PD rates closed using a straight-line adjustment over the reversion period. Qualitative Factors Loss rates are further adjusted to account for other risk factors that impact loan defaults and losses. These basis point adjustments are based on management’s assessment of trends and conditions that impact credit risk and resulting credit losses, more specifically internal and external factors that are independent of and not reflected in the quantitative loss rate calculations. Risk factors management considers in this assessment include trends in underwriting standards, nature/volume/terms of loan originations, past due loans, loan review systems, collateral valuations, concentrations, legal/regulatory/political conditions, and the unforeseen impact of natural disasters. Purchased Loans Beginning January 1, 2023, when a loan portfolio is purchased, an allowance is established for those loans considered purchased with more-than-insignificant credit deterioration (“PCD”), and those not considered purchased with more-than-insignificant credit deterioration (“non-PCD”). The allowance established utilizes the same risk factors discussed above for our non-acquired allowance. The allowance established for non-PCD loans is recognized through provision expense upon acquisition, whereas the allowance established for loans considered PCD at acquisition is offset by an increase in the basis of the acquired loans. Any subsequent increases and decreases in the allowance related to acquired loans are recognized through provision expense, with future charge-offs recorded to the allowance. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures The Company estimates expected credit losses over the contractual period in which it is exposed to credit risk through a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The allowance for credit losses on off-balance sheet credit exposures is adjusted as a provision for credit loss expense and is recorded in interest payable and other liabilities. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life and applies the same estimated loss rate as determined for current outstanding loan balances by segment. Allowance for Credit Losses on Securities In conjunction with the adoption of CECL, the Company also evaluates its securities portfolio for credit losses, as the CECL update modifies the debt security credit impairment model to recognize an allowance for estimated credit losses. Similar to the election on the loan portfolio, the Company has elected to exclude accrued interest receivable from the amortized cost basis of its investment portfolio analysis. Based on our assessments, expected credit losses on securities were negligible and therefore, no allowance for credit losses was recorded. Beginning January 1, 2023,

Nature of Operations and Summ_3

Nature of Operations and Summary of Significant Accounting Policies (Tables)	3 Months Ended
	Mar. 31, 2023
Nature of Operations and Summary of Significant Accounting Policies [Abstract]
Impact of ASC 326 on Allowance for Credit Losses on Loans	The following table illustrates the impact of ASC 326 on the allowance for credit losses on the Company’s loans as of January 1, 2023 (dollars in thousands). January 1, 2023 As Reported Under ASC 326 Pre ASC 326 Adoption Impact of ASC 326 Adoption Construction & development $ 1,933 $ 1,889 $ 44 1 - 4 family real estate 752 890 (138 ) Commercial real estate - other 4,912 5,080 (168 ) Total commercial real estate $ 7,597 $ 7,859 $ (262 ) Commercial & industrial 6,653 5,937 716 Agricultural 616 765 (149 ) Consumer 118 173 (55 ) Allowance for credit losses on loans $ 14,984 $ 14,734 $ 250 Allowance for credit losses on off-balance sheet credit exposures 500 - 500 Total Impact $ 15,484 $ 14,734 $ 750

Recent Events, Including Merg_2

Recent Events, Including Mergers and Acquisitions (Tables)	3 Months Ended
	Mar. 31, 2023
Recent Events, Including Mergers and Acquisitions [Abstract]
Summary of Fair Value of Assets Acquired and Liabilities Assumed	A summary of the fair value of assets acquired and liabilities assumed from Watonga are as follows: Estimated Fair Value (in thousands) Assets Acquired Cash and cash equivalents $ 41,747 Available-for-sale debt securities 86,166 Federal funds sold 7,941 Loans 117,335 Premises and equipment 8,669 Core deposit intangible 1,254 Prepaid expenses and other assets 4,512 Total assets acquiried $ 267,624 Liabilities Assumed Deposits $ 243,487 Accounts payable and accrued expenses 2,086 Total liabilities assumed $ 245,573 Net assets acquired $ 22,051 Consideration transferred 29,498 Goodwill $ 7,447

Earnings per Share (Tables)

Earnings per Share (Tables)	3 Months Ended
	Mar. 31, 2023
Earnings per Share [Abstract]
Basic and Diluted Earnings Per Share	The following table shows the computation of basic and diluted earnings per share: As of and for the three months ended March 31, 2023 2022 (Dollars in thousands, except per share amounts) Numerator Net income $ 9,607 $ 6,184 Denominator Weighted-average shares outstanding for basic earnings per share 9,146,932 9,088,975 Dilutive effect of stock compensation (1) 117,315 93,080 Denominator for diluted earnings per share 9,264,247 9,182,055 Earnings per common share Basic $ 1.05 $ 0.68 Diluted $ 1.04 $ 0.67 (1) The following have not been included in diluted earnings per share because to do so would have been antidilutive for the periods presented: Nonqualified stock options outstanding of 5,000 0 161,311 0 .

Debt Securities (Tables)

Debt Securities (Tables)	3 Months Ended
	Mar. 31, 2023
Debt Securities [Abstract]
Amortized Cost and Fair Value of Debt Securities Available-for-sale	The following table summarizes the amortized cost and fair value of debt securities available-for-sale at March 31, 2023 and December 31, 2022 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss): (in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale as of March 31, 2023 U.S. Federal agencies $ 168 $ - $ (5 ) $ 163 Mortgage-backed securities (1)(2) 41,572 - (3,939 ) 37,633 State and political subdivisions 29,535 - (1,706 ) 27,829 U.S. Treasuries 106,036 - (3,461 ) 102,575 Corporate debt securities 5,500 - (731 ) 4,769 Total available-for-sale 182,811 - (9,842 ) 172,969 Total debt securities 182,811 - (9,842 ) 172,969 (in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale as of December 31, 2022 U.S. Federal agencies $ 1,292 $ - $ (150 ) $ 1,142 Mortgage-backed securities (1)(2) 42,953 - (4,879 ) 38,074 State and political subdivisions 30,632 - (2,276 ) 28,356 U.S. Treasuries 104,940 - (4,280 ) 100,660 Corporate debt securities 5,500 - (567 ) 4,933 Total available-for-sale 185,317 - (12,152 ) 173,165 Total debt securities 185,317 - (12,152 ) 173,165 (1) All of our mortgage-backed securities and collateralized mortgage obligations are issued and/or guaranteed by U.S. government agencies or U.S. government-sponsored entities. (2) Included in mortgage-backed securities is $27.12 million and $27.90 million of residential mortgage-backed securities and $14.45 million and $15.05 million of commerical mortgage-backed securities as of March 31, 2023 and December 31, 2022, respectively
Contractual Maturity	The amortized cost and estimated fair value of investment securities at March 31, 2023 and December 31, 2022, by contractual maturity, are shown below. The expected life of mortgage-backed securities will differ from contractual maturities because borrowers may have the right to call or prepay the underlying mortgage loans with or without call or prepayment penalties. (in thousands) Amortized Cost Fair Value Available-for-sale as of March 31, 2023 Due in one year or less $ 102,713 $ 99,941 Due after one year through five years 17,483 16,580 Due after five years through ten years 20,564 18,398 Due after ten years 479 417 Mortgage-backed securities 41,572 37,633 Total available-for-sale 182,811 172,969 (in thousands) Amortized Cost Fair Value Available-for-sale as of December 31, 2022 Due in one year or less $ 2,133 $ 2,115 Due after one year through five years 118,108 113,415 Due after five years through ten years 21,495 19,030 Due after ten years 628 531 Mortgage-backed securities 42,953 38,074 Total available-for-sale 185,317 173,165
Realized Gains and Losses from Sale, Repayment and Call of Debt Securities	The following table presents a summary of realized gains and losses from the sale, prepayment and call of debt securities for the three months ended March 31, 2023 and the three months ended March 31, 2022. Three Months Ended March 31 2023 Three Months Ended March 31 2022 (in thousands) Proceeds from sales, prepayments and calls $ 2,414 $ 11,820 Gross realized losses on sales, prepayments and calls (1 ) (127 ) Total realized (losses), net $ (1 ) $ (127 )
Pledged Securities	The following table details book value of pledged securities as of March 31, 2023 and December 31, 2022: (in thousands) March 31, 2023 December 31, 2022 Book value of pledged securities $ 78,307 $ 85,280
Debt Securities in Continuous Unrealized Loss Position	The following table details gross unrealized losses and fair values of investment securities aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at March 31, 2023 and December 31, 2022. As of March 31, 2023, the Company had the ability and intent to hold the debt securities classified as available-for-sale for a period of time sufficient for a recovery of cost. The unrealized losses are due to increases in market interest rates over the yields available at the time the underlying debt securities were purchased or acquired. The fair value of those debt securities having unrealized losses is expected to recover as the securities approach their maturity date or repricing date, or if market yields for such investments decline. Management has no intent or requirement to sell before the recovery of the unrealized loss; therefore, no impairment loss was realized in the Company’s consolidated statements of comprehensive income. Less than Twelve Months Twelve Months or Longer Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses (in thousands) Available-for-sale as of March 31, 2023 U.S. Federal agencies $ - $ - $ 163 $ (5 ) $ 163 $ (5 ) Mortgage-backed securities 11,988 (1,085 ) 25,645 (2,854 ) 37,633 (3,939 ) State and political subdivisions (1) 1,301 - 26,528 (1,706 ) 27,829 (1,706 ) U.S. Treasuries - - 102,575 (3,461 ) 102,575 (3,461 ) Corporate debt securities 2,240 (260 ) 2,529 (471 ) 4,769 (731 ) Total available-for-sale $ 15,529 $ (1,345 ) $ 157,440 $ (8,497 ) $ 172,969 $ (9,842 ) Less than Twelve Months Twelve Months or Longer Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses (in thousands) Available-for-sale as of December 31, 2022 U.S. Federal agencies $ 1,142 $ (150 ) $ - $ - $ 1,142 $ (150 ) Mortgage-backed securities 38,074 (4,879 ) - - 38,074 (4,879 ) State and political subdivisions (1) 28,356 (2,276 ) - - 28,356 (2,276 ) U.S. Treasuries 100,660 (4,280 ) - - 100,660 (4,280 ) Corporate debt securities 4,933 (567 ) - - 4,933 (567 ) Total available-for-sale $ 173,165 $ (12,152 ) $ - $ - $ 173,165 $ (12,152 ) (1) Of our state and political subdivision securities, $25.05 million are rated BBB+ or better and $2.78 million are not rated.

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	3 Months Ended
	Mar. 31, 2023
Loans and Allowance for Credit Losses [Abstract]
Summary of Loans	A summary of loans at March 31, 2023 and December 31, 2022, are as follows (dollars in thousands): March 31, 2023 December 31, 2022 Construction & development $ 144,235 $ 163,203 1 - 4 family real estate 86,110 76,928 Commercial real estate - other 473,201 439,001 Total commercial real estate $ 703,546 $ 679,132 Commercial & industrial 502,282 513,011 Agricultural 60,870 66,145 Consumer 15,135 14,949 Gross loans 1,281,833 1,273,237 Less allowance for credit losses (15,452 ) (14,734 ) Less deferred loan fees (2,470 ) (2,781 ) Net loans $ 1,263,911 $ 1,255,722
Activity in Allowance for Credit Losses by Portfolio Segment	The following table presents, by portfolio segment, the activity in the allowance for credit losses for the three months ended March 31, 2023 and 2022 (dollars in thousands): Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total March 31 2023 Balance, beginning of period $ 1,889 $ 890 $ 5,080 $ 5,937 $ 765 $ 173 $ 14,734 Impact of CECL adoption 44 (138 ) (168 ) 716 (149 ) (55 ) 250 Charge-offs - - - - - (12 ) (12 ) Recoveries - - - - 2 3 5 Net (charge-offs) recoveries - - - - 2 (9 ) (7 ) Provision (credit) for credit losses (194 ) 286 792 (598 ) 116 73 475 Balance, end of period $ 1,739 $ 1,038 $ 5,704 $ 6,055 $ 734 $ 182 $ 15,452 Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total March 31 2022 Balance, beginning of period $ 1,695 $ 630 $ 3,399 $ 3,621 $ 730 $ 241 $ 10,316 Charge-offs - - - - - (2 ) (2 ) Recoveries - - - - - 9 9 Net (charge-offs) recoveries - - - - - 7 7 Provision (credit) for credit losses 22 (51 ) (65 ) 527 (103 ) (54 ) 276 Balance, end of period $ 1,717 $ 579 $ 3,334 $ 4,148 $ 627 $ 194 $ 10,599
Loan Portfolio Based on Internal Rating Category	The following table presents the amortized cost of the Company’s loan portfolio by year of origination based on internal rating category as of March 31, 2023 (dollars in thousands): As of March 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Construction & development Grade 1 (Pass) $ 5,096 $ 14,352 $ 5,038 $ 251 $ 112 $ 233 $ 118,353 $ 143,435 2 (Watch) - - - - - - - - 3 (Special Mention) - 800 - - - - - 800 4 (Substandard) - - - - - - - - Total construction & development 5,096 15,152 5,038 251 112 233 118,353 144,235 1 - 4 family real estate Grade 1 (Pass) 12,185 38,123 14,851 5,121 1,999 2,102 11,729 86,110 2 (Watch) - - - - - - - - 3 (Special Mention) - - - - - - - - 4 (Substandard) - - - - - - - - Total construction & development 12,185 38,123 14,851 5,121 1,999 2,102 11,729 86,110 Commerical real estate - other Grade 1 (Pass) 66,979 163,328 56,794 42,761 2,452 6,086 101,363 439,763 2 (Watch) - - 14,939 - - - - 14,939 3 (Special Mention) 13,541 - - 3,050 - - - 16,591 4 (Substandard) - - 617 - 1,291 - - 1,908 Total construction & development 80,520 163,328 72,350 45,811 3,743 6,086 101,363 473,201 Commerical and industrial Grade 1 (Pass) 33,922 99,928 66,211 2,837 2,275 4,298 264,676 474,147 2 (Watch) - - - - - - - - 3 (Special Mention) 2,500 4,461 181 - - - 1,410 8,552 4 (Substandard) 62 16,675 138 808 - - 1,900 19,583 Total construction & development 36,484 121,064 66,530 3,645 2,275 4,298 267,986 502,282 Agriculural Grade 1 (Pass) 1,118 7,554 28,147 6,071 1,135 1,588 14,988 60,601 2 (Watch) 56 51 73 - - - 82 262 3 (Special Mention) - - - - - - - - 4 (Substandard) - - 7 - - - - 7 Total construction & development 1,174 7,605 28,227 6,071 1,135 1,588 15,070 60,870 Consumer Grade 1 (Pass) 1,653 3,023 3,392 3,374 843 2,197 653 15,135 2 (Watch) - - - - - - - - 3 (Special Mention) - - - - - - - - 4 (Substandard) - - - - - - - - Total construction & development 1,653 3,023 3,392 3,374 843 2,197 653 15,135 Total loans held for investment $ 137,112 $ 348,295 $ 190,388 $ 64,273 $ 10,107 $ 16,504 $ 515,154 $ 1,281,833 The following table presents the credit risk profile of the Company’s loan portfolio based on internal rating category, prior to the adoption of ASU 2016-13, as of December 31, 2022 (dollars in thousands): Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total December 31, 2022 Grade 1 (Pass) $ 163,203 $ 76,928 $ 397,295 $ 493,412 $ 65,857 $ 14,927 $ 1,211,622 2 (Watch) - - 14,976 - 288 - 15,264 3 (Special Mention) - - 24,747 584 - - 25,331 4 (Substandard) - - 1,983 19,015 - 22 21,020 Total $ 163,203 $ 76,928 $ 439,001 $ 513,011 $ 66,145 $ 14,949 $ 1,273,237
Loan Portfolio Aging Analysis of Recorded Investment in Loans	The following table presents the Company’s loan portfolio aging analysis of the recorded investment in loans as of March 31, 2023 and December 31, 2022 (dollars in thousands): Past Due 30–59 Days 60–89 Days Greater than 90 Days Total Current Total Loans Total Loans > 90 Days & Accruing March 31 2023 Construction & development $ - $ - $ - $ - $ 144,235 $ 144,235 $ - 1 - 4 family real estate - - - - 86,110 86,110 - Commercial real estate - other - - 617 617 472,584 473,201 617 Commercial & industrial (1) 19 - 9,894 9,913 492,369 502,282 9,894 Agricultural - 7 - 7 60,863 60,870 - Consumer 289 82 - 371 14,764 15,135 - Total $ 308 $ 89 $ 10,511 $ 10,908 $ 1,270,925 $ 1,281,833 $ 10,511 December 31, 2022 Construction & development $ - $ - $ - $ - $ 163,203 $ 163,203 $ - 1 - 4 family real estate - - - - 76,928 76,928 - Commercial real estate - other - 617 - 617 438,384 439,001 - Commercial & industrial (1) 21 - 9,923 9,944 503,067 513,011 9,923 Agricultural 4 - - 4 66,141 66,145 - Consumer 291 82 22 395 14,554 14,949 18 Total $ 316 $ 699 $ 9,945 $ 10,960 $ 1,262,277 $ 1,273,237 $ 9,941 (1) The $9.89 million and $9.92 million that is greater than 90 days past due as of March 31, 2023 and December 31, 2022, respectively, consists of a single loan that is well collateralized and for which collection is being diligently pursued.
Collateral-Dependent Gross Loans Held for Investment	The following table summarizes collateral-dependent gross loans held for investment by collateral type and the related specific allocation as follows: Collateral Type Real Estate Business Assets Other Assets Total Specific Allocation March 31, 2023 Construction & development $ - $ - $ - $ - $ - 1 - 4 Family Real Estate - - - - - Commercial Real Estate - other 1,907 - - 1,907 - Commercial & industrial - 9,562 9,894 19,456 - Agricultural - 7 - 7 - Consumer - - - - - Total $ 1,907 $ 9,569 $ 9,894 $ 21,370 $ -
Nonaccrual Loans	The following table presents information regarding nonaccrual loans as of March 31, 2023 (dollars in thousands): Recorded Recorded Amortized Investment Investment Total Interest Principal with No with an Recorded Related Income Balance Allowance Allowance Investment Allowance Recognized March 31, 2023 Construction & development $ - $ - $ - $ - $ - $ - 1 - 4 Family Real Estate - - - - - - Commercial Real Estate - other 2,194 1,291 - 1,291 - 39 Commercial & industrial 7,697 6,413 127 6,540 127 145 Agricultural - - - - - - Consumer - - - - - - Total $ 9,891 $ 7,704 $ 127 $ 7,831 $ 127 $ 184
Impaired Loans	The following table presents impaired loans, prior to the adoption of ASU 2016-13, as of December 31, 2022 (dollars in thousands): Unpaid Principal Balance Recorded Investment with No Allowance Recorded Investment with an Allowance Total Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized December 31, 2022 Construction & development $ - $ - $ - $ - $ - $ 21 $ - 1 - 4 Family Real Estate - - - - - - - Commercial Real Estate - other 2,808 1,983 - 1,983 - 11,749 141 Commercial & industrial 19,882 18,882 133 19,015 133 11,773 1,214 Agricultural - - - - - 14 - Consumer 31 22 - 22 - 27 - Total $ 22,721 $ 20,887 $ 133 $ 21,020 $ 133 $ 23,584 $ 1,355
Information Regarding Nonperforming Assets	The following table represents information regarding nonperforming assets at December 31, 2022 (dollars in thousands): Construction & Development 1 - 4 Family Real Estate Commercial Real Estate - Other Commercial & Industrial Agricultural Consumer Total December 31, 2022 Nonaccrual loans $ - $ - $ 1,348 $ 6,686 $ - $ 5 $ 8,039 Troubled-debt restructurings (1) - - - - - - - Accruing loans 90 or more days past due - - - 9,923 - 18 9,941 Total nonperforming loans $ - $ - $ 1,348 $ 16,609 $ - $ 23 $ 17,980 (1) $ 1.2

Shareholders' Equity (Tables)

Shareholders' Equity (Tables)	3 Months Ended
	Mar. 31, 2023
Shareholders' Equity [Abstract]
Summary of Activity under Repurchase Plan	A summary of the activity under the RP is as follows: Three Months Ended March 31, 2023 2022 Number of shares repurchased - - Average price of shares repurchased $ - $ - Shares remaining to be repurchased 750,000 750,000
Actual Capital Amounts and Ratios	The Company’s and Bank’s actual capital amounts and ratios are presented in the following table as of March 31, 2023 and December 31, 2022 (dollars in thousands): Actual Minimum Capital Requirements With Capital Conservation Buffer Minimum To Be Well Capitalized Under Prompt Corrective Action Amount Ratio Amount Ratio Amount Ratio Amount Ratio As of March 31 2023 Total capital to risk-weighted assets Company $ 167,250 12.49 % $ 107,096 8.00 % $ 140,564 10.50 % N/A N/A Bank 167,250 12.50 % 107,015 8.00 % 140,457 10.50 % $ 133,769 10.00 % Tier I capital to risk-weighted assets Company 151,798 11.34 % 80,322 6.00 % 113,790 8.50 % N/A N/A Bank 151,798 11.35 % 80,261 6.00 % 113,704 8.50 % 107,015 8.00 % CET I capital to risk-weighted assets Company 151,798 11.34 % 60,242 4.50 % 93,709 7.00 % N/A N/A Bank 151,798 11.35 % 60,196 4.50 % 93,638 7.00 % 86,950 6.50 % Tier I capital to average assets Company 151,798 9.48 % 64,032 4.00 % N/A N/A N/A N/A Bank 151,798 9.48 % 64,057 4.00 % N/A N/A 80,072 5.00 % As of December 31, 2022 Total capital to risk-weighted assets Company $ 158,158 12.41 % $ 101,990 8.00 % $ 133,862 10.50 % N/A N/A Bank 158,158 12.42 % 101,909 8.00 % 133,756 10.50 % $ 127,387 10.00 % Tier I capital to risk-weighted assets Company 143,424 11.25 % 76,493 6.00 % 108,365 8.50 % N/A N/A Bank 143,424 11.26 % 76,432 6.00 % 108,279 8.50 % 101,909 8.00 % CET I capital to risk-weighted assets Company 143,424 11.25 % 57,370 4.50 % 89,241 7.00 % N/A N/A Bank 143,424 11.26 % 57,324 4.50 % 89,171 7.00 % 82,801 6.50 % Tier I capital to average assets Company 143,424 9.19 % 62,460 4.00 % N/A N/A N/A N/A Bank 143,424 9.18 % 62,489 4.00 % N/A N/A 78,111 5.00 %

Employee Benefits (Tables)

Employee Benefits (Tables)	3 Months Ended
	Mar. 31, 2023
Employee Benefits [Abstract]
Stock Options Activity	The following table is a summary of the stock option activity under the Incentive Plan (dollar amounts in thousands, except per share data): Options Wgtd. Avg. Exercise Price Wgtd. Avg. Remaining Contractual Aggregate Intrinsic Value Three Months Ended March 31, 2023 Outstanding at December 31, 2022 251,550 $ 17.52 Options Granted - - Options Exercised 11,737 17.73 Options Forfeited - - Outstanding at March 31, 2023 239,813 17.51 6.39 $ 1,689,247 Exercisable at March 31, 2023 188,495 17.98 6.02 $ 1,239,140
Assumptions Used for Computing Stock-Based Compensation Expense under Fair Value Method	The following table shows the assumptions used for computing stock-based compensation expense under the fair value method on options granted during the period presented. There were no new grants for the three months ended March 31, 2023. For the Three Months Ended Risk-free interest rate 3.47 % Dividend yield 1.96 % Stock price volatility 34.92 % Expected term 7.01
Restricted Stock Units	The following table summarizes share information about RSUs for the three months ended March 31, 2023 and 2022: Number of Shares Wgtd. Avg. Grant Date Fair Value Three Months Ended March 31, 2023 Outstanding at December 31, 2022 112,591 $ 18.66 Shares granted 163,311 29.76 Shares vested (13,234 ) 18.13 Shares forfeited - - End of the period balance 262,668 $ 25.59 Number of Shares Wgtd. Avg. Grant Date Fair Value Three March 31 2022 Outstanding at December 31, 2021 172,993 $ 17.58 Shares granted - - Shares vested (15,584 ) 15.98 Shares forfeited - - End of the period balance 157,409 $ 19.32

Disclosures About Fair Value _2

Disclosures About Fair Value of Assets and Liabilities (Tables)	3 Months Ended
	Mar. 31, 2023
Disclosures about Fair Value of Assets and Liabilities [Abstract]
Assets Measured at Fair Value on Nonrecurring Basis	The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2023 and December 31, 2022 (dollars in thousands): Fair Value (Level 1) (Level 2) (Level 3) March 31 2023 Impaired loans (collateral- dependent) $ 6,413 $ - $ - $ 6,413 December 31, 2022 Impaired loans (collateral- dependent) $ 6,553 $ - $ - $ 6,553
Quantitative Information About Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements	The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements(dollars in thousands): Fair Value Valuation Technique Unobservable Inputs Weighted- Average March 31, 2023 Collateral-dependent impaired loans $ 6,413 Appraisals from comparable assets Estimated cost to sell 20 % December 31, 2022 Collateral-dependent impaired loans $ 6,553 Appraisals from comparable assets Estimated cost to sell 20 %
Estimated Fair Value of Financial Instruments Not Recorded at Fair Value	The following table presents estimated fair values of the Company’s financial instruments not recorded at fair value at March 31, 2023 and December 31, 2022 (dollars in thousands): Carrying Fair Value Measurements Amount Level 1 Level 2 Level 3 Total March 31, 2023 Financial Assets Cash and due from banks $ 177,389 $ 177,389 $ - $ - $ 177,389 Interest-bearing time deposits in other banks 4,976 - 4,976 - 4,976 Loans, net of allowance 1,263,911 - 1,252,905 6,413 1,259,318 Nonmarketable equity securities 1,215 - 1,215 - 1,215 Interest receivable 7,929 - 7,929 - 7,929 Financial Liabilities Deposits $ 1,491,559 $ - $ 1,490,510 $ - $ 1,490,510 Interest payable 655 - 655 - 655 December 31, 2022 Financial Assets Cash and due from banks $ 109,115 $ 109,115 $ - $ - $ 109,115 Interest-bearing time deposits in other banks 5,474 - 5,474 - 5,474 Loans, net of allowance 1,255,722 - 1,245,825 6,553 1,252,378 Nonmarketable equity securities 1,209 - 1,209 - 1,209 Interest receivable 8,124 - 8,124 - 8,124 Financial Liabilities Deposits $ 1,429,300 $ - $ 1,427,465 $ - $ 1,427,465 Interest payable 339 - 339 - 339

Financial Instruments with Of_2

Financial Instruments with Off-Balance Sheet Risk (Tables)	3 Months Ended
	Mar. 31, 2023
Financial Instruments with Off-Balance Sheet Risk [Abstract]
Financial Instruments with Contract Amounts Representing Credit Risk	The following summarizes those financial instruments with contract amounts representing credit risk as of March 31, 2023 and December 31, 2022 (dollars in thousands): March 31, 2023 December 31, 2022 Commitments to extend credit $ 202,113 $ 198,027 Financial and performance standby letters of credit 1,749 1,043 $ 203,862 $ 199,070

Nature of Operations and Summ_4

Nature of Operations and Summary of Significant Accounting Policies, Impact of ASC 326 on Allowance for Credit Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Retained earnings	$ 65,620	$ 58,049
Allowance for credit losses on loans	15,452	14,734	$ 10,599	$ 10,316
Construction & Development [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans	1,739	1,889	1,717	1,695
1 - 4 Family Real Estate [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans	1,038	890	579	630
Commercial Real Estate - Other [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans	5,704	5,080	3,334	3,399
Commercial & Industrial [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans	6,055	5,937	4,148	3,621
Agricultural [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans	734	765	627	730
Consumer [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans	182	173	$ 194	$ 241
Pre ASC 326 Adoption [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		14,734
Allowance for credit losses on off-balance sheet credit exposures		0
Total impact		14,734
Pre ASC 326 Adoption [Member] | Construction & Development [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		1,889
Pre ASC 326 Adoption [Member] | 1 - 4 Family Real Estate [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		890
Pre ASC 326 Adoption [Member] | Commercial Real Estate - Other [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		5,080
Pre ASC 326 Adoption [Member] | Commercial Real Estate [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		7,859
Pre ASC 326 Adoption [Member] | Commercial & Industrial [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		5,937
Pre ASC 326 Adoption [Member] | Agricultural [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		765
Pre ASC 326 Adoption [Member] | Consumer [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		173
ASU 2016-13 [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		14,984
Allowance for credit losses on off-balance sheet credit exposures		500
Total impact		15,484
ASU 2016-13 [Member] | Construction & Development [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		1,933
ASU 2016-13 [Member] | 1 - 4 Family Real Estate [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		752
ASU 2016-13 [Member] | Commercial Real Estate - Other [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		4,912
ASU 2016-13 [Member] | Commercial Real Estate [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		7,597
ASU 2016-13 [Member] | Commercial & Industrial [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		6,653
ASU 2016-13 [Member] | Agricultural [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		616
ASU 2016-13 [Member] | Consumer [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		118
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Retained earnings		(572)
Retained earnings, gross		(750)
Retained earnings, tax		178
Allowance for credit losses on loans	$ (250)	250
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Construction & Development [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		44
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | 1 - 4 Family Real Estate [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		(138)
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Commercial Real Estate - Other [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		(168)
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Commercial & Industrial [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		716
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Agricultural [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		(149)
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Consumer [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		(55)
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Impact of ASC 326 Adoption [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		250
Allowance for credit losses on off-balance sheet credit exposures		500
Total impact		750
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Impact of ASC 326 Adoption [Member] | Construction & Development [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		44
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Impact of ASC 326 Adoption [Member] | 1 - 4 Family Real Estate [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		(138)
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Impact of ASC 326 Adoption [Member] | Commercial Real Estate - Other [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		(168)
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Impact of ASC 326 Adoption [Member] | Commercial Real Estate [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		(262)
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Impact of ASC 326 Adoption [Member] | Commercial & Industrial [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		716
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Impact of ASC 326 Adoption [Member] | Agricultural [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		(149)
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Impact of ASC 326 Adoption [Member] | Consumer [Member]
Impact of ASC 326 on Allowance for Credit Losses on Loans [Abstract]
Allowance for credit losses on loans		$ (55)

Nature of Operations and Summ_5

Nature of Operations and Summary of Significant Accounting Policies, Loans and Allowance for Credit Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Nature of Operations and Summary of Significant Accounting Policies [Abstract]
Accrued interest receivable	$ 7,800	$ 7,200
Threshold period for nonaccrual of interest on loans	90 days
Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for Credit Losses [Abstract]
Threshold amount of loans to be analyzed individually for estimating expected credit loss	$ 250
Allowance for credit losses on securities		$ 0

Recent Events, Including Merg_3

Recent Events, Including Mergers and Acquisitions (Details) - USD ($) $ in Thousands		3 Months Ended
	Dec. 09, 2021	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Assets Acquired [Abstract]
Loans		$ 60,800
Liabilities Assumed [Abstract]
Goodwill		8,458		$ 8,603
Decrease in goodwill from assumed tax position		(146)	$ 328
Gross loans		61,500
Discount on gross loans		$ 718
Watonga Bancshares, Inc [Member]
Recent Events, Including Mergers and Acquisitions [Abstract]
Percentage of acquired equity	100%
Cash consideration	$ 29,300
Assets Acquired [Abstract]
Cash and cash equivalents	41,747
Available-for-sale debt securities	86,166
Federal funds sold	7,941
Loans	117,335
Premises and equipment	8,669
Core deposit intangible	1,254
Prepaid expenses and other assets	4,512
Total assets acquired	267,624
Liabilities Assumed [Abstract]
Deposits	243,487
Accounts payable and accrued expenses	2,086
Total liabilities assumed	245,573
Net assets acquired	22,051
Consideration transferred	29,498
Goodwill	7,447
Gross loans	118,500
Discount on gross loans	$ 1,200

Restriction on Cash and Due f_2

Restriction on Cash and Due from Banks (Details) $ in Millions	Mar. 31, 2023 USD ($)
Restriction on Cash and Due from Banks [Abstract]
Reserve funds to be maintained with Federal Reserve Bank	$ 0

Earnings per Share (Details)

Earnings per Share (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended
		Mar. 31, 2023	Mar. 31, 2022
Numerator [Abstract]
Net income		$ 9,607	$ 6,184
Denominator [Abstract]
Weighted-average shares outstanding for basic earnings per share (in shares)		9,146,932	9,088,975
Dilutive effect of stock compensation (in shares)	[1]	117,315	93,080
Denominator for diluted earnings per share (in shares)		9,264,247	9,182,055
Earnings per common share [Abstract]
Basic (in dollars per share)		$ 1.05	$ 0.68
Diluted (in dollars per share)		$ 1.04	$ 0.67
Nonqualified Stock Options [Member]
Antidilutive securities [Abstract]
Antidilutive shares excluded from the calculation of earnings per share (in shares)		5,000	0
Restricted Stock Units [Member]
Antidilutive securities [Abstract]
Antidilutive shares excluded from the calculation of earnings per share (in shares)		161,311	0
[1]The following have not been included in diluted earnings per share because to do so would have been antidilutive for the periods presented: Nonqualified stock options outstanding of 5,000 and 0 for the three month periods ended March 31, 2023 and 2022, respectively; Restricted stock units outstanding of 161,311 and 0 for the three month periods ended March 31, 2023 and 2022, respectively.

Debt Securities, Amortized Cost

Debt Securities, Amortized Cost and Fair Value of Debt Securities (Details) - USD ($) $ in Thousands		Mar. 31, 2023	Dec. 31, 2022
Available-for-sale [Abstract]
Amortized cost		$ 182,811	$ 185,317
Gross unrealized gains		0	0
Gross unrealized losses		(9,842)	(12,152)
Fair value		172,969	173,165
Available-for-sale Securities [Member]
Available-for-sale [Abstract]
Amortized cost		182,811	185,317
Gross unrealized gains		0	0
Gross unrealized losses		(9,842)	(12,152)
Fair value		172,969	173,165
U.S. Federal Agencies [Member]
Available-for-sale [Abstract]
Amortized cost		168	1,292
Gross unrealized gains		0	0
Gross unrealized losses		(5)	(150)
Fair value		163	1,142
Mortgage-Backed Securities [Member]
Available-for-sale [Abstract]
Amortized cost	[1],[2]	41,572	42,953
Gross unrealized gains	[1],[2]	0	0
Gross unrealized losses	[1],[2]	(3,939)	(4,879)
Fair value	[1],[2]	37,633	38,074
Residential Mortgage-Backed Securities [Member]
Available-for-sale [Abstract]
Fair value		27,120	27,900
Commercial Mortgage-Backed Securities [Member]
Available-for-sale [Abstract]
Fair value		14,450	15,050
State and Political Subdivisions [Member]
Available-for-sale [Abstract]
Amortized cost		29,535	30,632
Gross unrealized gains		0	0
Gross unrealized losses		(1,706)	(2,276)
Fair value		27,829	28,356
U.S. Treasuries [Member]
Available-for-sale [Abstract]
Amortized cost		106,036	104,940
Gross unrealized gains		0	0
Gross unrealized losses		(3,461)	(4,280)
Fair value		102,575	100,660
Corporate Debt Securities [Member]
Available-for-sale [Abstract]
Amortized cost		5,500	5,500
Gross unrealized gains		0	0
Gross unrealized losses		(731)	(567)
Fair value		$ 4,769	$ 4,933
[1] All of our mortgage-backed securities and collateralized mortgage obligations are issued and/or guaranteed by U.S. government agencies or U.S. government-sponsored entities.

Debt Securities, Contractual Ma

Debt Securities, Contractual Maturity (Details) $ in Thousands		Mar. 31, 2023 USD ($) Securities	Dec. 31, 2022 USD ($)
Available-for-sale, amortized cost [Abstract]
Due in one year or less		$ 102,713	$ 2,133
Due after one year through five years		17,483	118,108
Due after five years through ten years		20,564	21,495
Due after ten years		479	628
Mortgage-backed securities		41,572	42,953
Amortized cost		182,811	185,317
Available-for-sale, fair value [Abstract]
Due in one year or less		99,941	2,115
Due after one year through five years		16,580	113,415
Due after five years through ten years		18,398	19,030
Due after ten years		417	531
Mortgage-backed securities		37,633	38,074
Fair value		$ 172,969	173,165
Number of holdings of securities of any issuer, other than U.S. Government, exceeding 10% of stockholders' equity | Securities		1
Available-for-sale Securities [Member]
Available-for-sale, amortized cost [Abstract]
Amortized cost		$ 182,811	185,317
Available-for-sale, fair value [Abstract]
Fair value		172,969	173,165
Mortgage-Backed Securities [Member]
Available-for-sale, amortized cost [Abstract]
Amortized cost	[1],[2]	41,572	42,953
Available-for-sale, fair value [Abstract]
Fair value	[1],[2]	37,633	38,074
U.S. Treasuries [Member]
Available-for-sale, amortized cost [Abstract]
Amortized cost		106,036	104,940
Available-for-sale, fair value [Abstract]
Fair value		102,575	$ 100,660
Fair value of debt securities		$ 97,250
[1] All of our mortgage-backed securities and collateralized mortgage obligations are issued and/or guaranteed by U.S. government agencies or U.S. government-sponsored entities.

Debt Securities, Realized Gains

Debt Securities, Realized Gains and Losses from Sale, Repayment and Call of Debt Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Realized gains (losses) [Abstract]
Proceeds from sales, prepayments and calls	$ 2,414	$ 11,820
Gross realized losses on sales, prepayments and calls	(1)	(127)
Total realized (losses), net	$ (1)	$ (127)

Debt Securities, Pledged Securi

Debt Securities, Pledged Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Asset Pledged as Collateral without Right [Member]
Pledged securities [Abstract]
Book value of pledged securities	$ 78,307	$ 85,280

Debt Securities, Continuous Unr

Debt Securities, Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2023	Dec. 31, 2022
Continuous unrealized loss position of securities [Abstract]
Impairment loss realized in comprehensive income		$ 0
Securities in continuous unrealized loss position, fair value [Abstract]
Less than twelve months		15,529	$ 173,165
Twelve months or longer		157,440	0
Fair value		172,969	173,165
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than twelve months		(1,345)	(12,152)
Twelve months or longer		(8,497)	0
Unrealized losses		(9,842)	(12,152)
BBB+ or Better Rating [Member]
Securities in continuous unrealized loss position, fair value [Abstract]
Fair value		25,050
Not Rated [Member]
Securities in continuous unrealized loss position, fair value [Abstract]
Fair value		2,780
U.S. Federal Agencies [Member]
Securities in continuous unrealized loss position, fair value [Abstract]
Less than twelve months		0	1,142
Twelve months or longer		163	0
Fair value		163	1,142
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than twelve months		0	(150)
Twelve months or longer		(5)	0
Unrealized losses		(5)	(150)
Mortgage-Backed Securities [Member]
Securities in continuous unrealized loss position, fair value [Abstract]
Less than twelve months		11,988	38,074
Twelve months or longer		25,645	0
Fair value		37,633	38,074
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than twelve months		(1,085)	(4,879)
Twelve months or longer		(2,854)	0
Unrealized losses		(3,939)	(4,879)
State and Political Subdivisions [Member]
Securities in continuous unrealized loss position, fair value [Abstract]
Less than twelve months	[1]	1,301	28,356
Twelve months or longer	[1]	26,528	0
Fair value	[1]	27,829	28,356
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than twelve months	[1]	0	(2,276)
Twelve months or longer	[1]	(1,706)	0
Unrealized losses	[1]	(1,706)	(2,276)
U.S. Treasuries [Member]
Securities in continuous unrealized loss position, fair value [Abstract]
Less than twelve months		0	100,660
Twelve months or longer		102,575	0
Fair value		102,575	100,660
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than twelve months		0	(4,280)
Twelve months or longer		(3,461)	0
Unrealized losses		(3,461)	(4,280)
Corporate Debt Securities [Member]
Securities in continuous unrealized loss position, fair value [Abstract]
Less than twelve months		2,240	4,933
Twelve months or longer		2,529	0
Fair value		4,769	4,933
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than twelve months		(260)	(567)
Twelve months or longer		(471)	0
Unrealized losses		$ (731)	$ (567)
[1] Of our state and political subdivision securities, $25.05 million are rated BBB+ or better and $2.78 million are not rated.

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses, Summary of Loans (Details) - USD ($) $ in Thousands		Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Summary of loans [Abstract]
Gross loans		$ 1,281,833	$ 1,273,237
Less allowance for credit losses		(15,452)	(14,734)	$ (10,599)	$ (10,316)
Less deferred loan fees		(2,470)	(2,781)
Net loans		1,263,911	1,255,722
Construction & Development [Member]
Summary of loans [Abstract]
Gross loans		144,235	163,203
Less allowance for credit losses		(1,739)	(1,889)	(1,717)	(1,695)
1 - 4 Family Real Estate [Member]
Summary of loans [Abstract]
Gross loans		86,110	76,928
Less allowance for credit losses		(1,038)	(890)	(579)	(630)
Commercial Real Estate - Other [Member]
Summary of loans [Abstract]
Gross loans		473,201	439,001
Less allowance for credit losses		(5,704)	(5,080)	(3,334)	(3,399)
Commercial Real Estate [Member]
Summary of loans [Abstract]
Gross loans		703,546	679,132
Commercial & Industrial [Member]
Summary of loans [Abstract]
Gross loans	[1]	502,282	513,011
Less allowance for credit losses		(6,055)	(5,937)	(4,148)	(3,621)
Commercial & Industrial [Member] | PPP Loans [Member]
Summary of loans [Abstract]
Gross loans		2,600	2,600
Agricultural [Member]
Summary of loans [Abstract]
Gross loans		60,870	66,145
Less allowance for credit losses		(734)	(765)	(627)	(730)
Consumer [Member]
Summary of loans [Abstract]
Gross loans		15,135	14,949
Less allowance for credit losses		$ (182)	$ (173)	$ (194)	$ (241)
[1]The $9.89 million and $9.92 million that is greater than 90 days past due as of March 31, 2023 and December 31, 2022, respectively, consists of a single loan that is well collateralized and for which collection is being diligently pursued.

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses, Activity in Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses	$ 15,452	$ 10,599
Provision for credit losses	475	276
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	14,734	10,316
Charge-offs	(12)	(2)
Recoveries	5	9
Net (charge-offs) recoveries	(7)	7
Provision (credit) for credit losses	475	276
Balance, end of period	15,452	10,599
ASU 2016-13 [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses
Provision for credit losses	475
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	14,984
Provision (credit) for credit losses	475
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses	(250)
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	250
Balance, end of period	(250)
Construction & Development [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses	1,739	1,717
Provision for credit losses	(194)	22
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	1,889	1,695
Charge-offs	0	0
Recoveries	0	0
Net (charge-offs) recoveries	0	0
Provision (credit) for credit losses	(194)	22
Balance, end of period	1,739	1,717
Construction & Development [Member] | ASU 2016-13 [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	1,933
Construction & Development [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	44
1 - 4 Family Real Estate [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses	1,038	579
Provision for credit losses	286	(51)
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	890	630
Charge-offs	0	0
Recoveries	0	0
Net (charge-offs) recoveries	0	0
Provision (credit) for credit losses	286	(51)
Balance, end of period	1,038	579
1 - 4 Family Real Estate [Member] | ASU 2016-13 [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	752
1 - 4 Family Real Estate [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	(138)
Commercial Real Estate - Other [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses	5,704	3,334
Provision for credit losses	792	(65)
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	5,080	3,399
Charge-offs	0	0
Recoveries	0	0
Net (charge-offs) recoveries	0	0
Provision (credit) for credit losses	792	(65)
Balance, end of period	5,704	3,334
Commercial Real Estate - Other [Member] | ASU 2016-13 [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	4,912
Commercial Real Estate - Other [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	(168)
Commercial & Industrial [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses	6,055	4,148
Provision for credit losses	(598)	527
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	5,937	3,621
Charge-offs	0	0
Recoveries	0	0
Net (charge-offs) recoveries	0	0
Provision (credit) for credit losses	(598)	527
Balance, end of period	6,055	4,148
Commercial & Industrial [Member] | ASU 2016-13 [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	6,653
Commercial & Industrial [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	716
Agricultural [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses	734	627
Provision for credit losses	116	(103)
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	765	730
Charge-offs	0	0
Recoveries	2	0
Net (charge-offs) recoveries	2	0
Provision (credit) for credit losses	116	(103)
Balance, end of period	734	627
Agricultural [Member] | ASU 2016-13 [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	616
Agricultural [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	(149)
Consumer [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses	182	194
Provision for credit losses	73	(54)
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	173	241
Charge-offs	(12)	(2)
Recoveries	3	9
Net (charge-offs) recoveries	(9)	7
Provision (credit) for credit losses	73	(54)
Balance, end of period	182	$ 194
Consumer [Member] | ASU 2016-13 [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	118
Consumer [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member]
Allowance for Credit Losses Methodology [Abstract]
Allowance for credit losses
Activity in allowance for loan losses [Roll Forward]
Balance, beginning of period	$ (55)

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses, Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category (Details) - USD ($) $ in Thousands		Mar. 31, 2023	Dec. 31, 2022
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		$ 137,112
2022		348,295
2021		190,388
2020		64,273
2019		10,107
Prior		16,504
Revolving loans amortized cost		515,154
Total		1,281,833	$ 1,273,237
1 (Pass) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
Total			1,211,622
2 (Watch) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
Total			15,264
3 (Special Mention) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
Total			25,331
4 (Substandard) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
Total			21,020
Construction & Development [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		5,096
2022		15,152
2021		5,038
2020		251
2019		112
Prior		233
Revolving loans amortized cost		118,353
Total		144,235	163,203
Construction & Development [Member] | 1 (Pass) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		5,096
2022		14,352
2021		5,038
2020		251
2019		112
Prior		233
Revolving loans amortized cost		118,353
Total		143,435	163,203
Construction & Development [Member] | 2 (Watch) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		0
2022		0
2021		0
2020		0
2019		0
Prior		0
Revolving loans amortized cost		0
Total		0	0
Construction & Development [Member] | 3 (Special Mention) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		0
2022		800
2021		0
2020		0
2019		0
Prior		0
Revolving loans amortized cost		0
Total		800	0
Construction & Development [Member] | 4 (Substandard) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		0
2022		0
2021		0
2020		0
2019		0
Prior		0
Revolving loans amortized cost		0
Total		0	0
1 - 4 Family Real Estate [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		12,185
2022		38,123
2021		14,851
2020		5,121
2019		1,999
Prior		2,102
Revolving loans amortized cost		11,729
Total		86,110	76,928
1 - 4 Family Real Estate [Member] | 1 (Pass) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		12,185
2022		38,123
2021		14,851
2020		5,121
2019		1,999
Prior		2,102
Revolving loans amortized cost		11,729
Total		86,110	76,928
1 - 4 Family Real Estate [Member] | 2 (Watch) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		0
2022		0
2021		0
2020		0
2019		0
Prior		0
Revolving loans amortized cost		0
Total		0	0
1 - 4 Family Real Estate [Member] | 3 (Special Mention) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		0
2022		0
2021		0
2020		0
2019		0
Prior		0
Revolving loans amortized cost		0
Total		0	0
1 - 4 Family Real Estate [Member] | 4 (Substandard) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		0
2022		0
2021		0
2020		0
2019		0
Prior		0
Revolving loans amortized cost		0
Total		0	0
Commercial Real Estate - Other [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		80,520
2022		163,328
2021		72,350
2020		45,811
2019		3,743
Prior		6,086
Revolving loans amortized cost		101,363
Total		473,201	439,001
Commercial Real Estate - Other [Member] | 1 (Pass) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		66,979
2022		163,328
2021		56,794
2020		42,761
2019		2,452
Prior		6,086
Revolving loans amortized cost		101,363
Total		439,763	397,295
Commercial Real Estate - Other [Member] | 2 (Watch) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		0
2022		0
2021		14,939
2020		0
2019		0
Prior		0
Revolving loans amortized cost		0
Total		14,939	14,976
Commercial Real Estate - Other [Member] | 3 (Special Mention) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		13,541
2022		0
2021		0
2020		3,050
2019		0
Prior		0
Revolving loans amortized cost		0
Total		16,591	24,747
Commercial Real Estate - Other [Member] | 4 (Substandard) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		0
2022		0
2021		617
2020		0
2019		1,291
Prior		0
Revolving loans amortized cost		0
Total		1,908	1,983
Commercial & Industrial [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		36,484
2022		121,064
2021		66,530
2020		3,645
2019		2,275
Prior		4,298
Revolving loans amortized cost		267,986
Total	[1]	502,282	513,011
Commercial & Industrial [Member] | 1 (Pass) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		33,922
2022		99,928
2021		66,211
2020		2,837
2019		2,275
Prior		4,298
Revolving loans amortized cost		264,676
Total		474,147	493,412
Commercial & Industrial [Member] | 2 (Watch) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		0
2022		0
2021		0
2020		0
2019		0
Prior		0
Revolving loans amortized cost		0
Total		0	0
Commercial & Industrial [Member] | 3 (Special Mention) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		2,500
2022		4,461
2021		181
2020		0
2019		0
Prior		0
Revolving loans amortized cost		1,410
Total		8,552	584
Commercial & Industrial [Member] | 4 (Substandard) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		62
2022		16,675
2021		138
2020		808
2019		0
Prior		0
Revolving loans amortized cost		1,900
Total		19,583	19,015
Agricultural [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		1,174
2022		7,605
2021		28,227
2020		6,071
2019		1,135
Prior		1,588
Revolving loans amortized cost		15,070
Total		60,870	66,145
Agricultural [Member] | 1 (Pass) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		1,118
2022		7,554
2021		28,147
2020		6,071
2019		1,135
Prior		1,588
Revolving loans amortized cost		14,988
Total		60,601	65,857
Agricultural [Member] | 2 (Watch) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		56
2022		51
2021		73
2020		0
2019		0
Prior		0
Revolving loans amortized cost		82
Total		262	288
Agricultural [Member] | 3 (Special Mention) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		0
2022		0
2021		0
2020		0
2019		0
Prior		0
Revolving loans amortized cost		0
Total		0	0
Agricultural [Member] | 4 (Substandard) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		0
2022		0
2021		7
2020		0
2019		0
Prior		0
Revolving loans amortized cost		0
Total		7	0
Consumer [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		1,653
2022		3,023
2021		3,392
2020		3,374
2019		843
Prior		2,197
Revolving loans amortized cost		653
Total		15,135	14,949
Consumer [Member] | 1 (Pass) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		1,653
2022		3,023
2021		3,392
2020		3,374
2019		843
Prior		2,197
Revolving loans amortized cost		653
Total		15,135	14,927
Consumer [Member] | 2 (Watch) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		0
2022		0
2021		0
2020		0
2019		0
Prior		0
Revolving loans amortized cost		0
Total		0	0
Consumer [Member] | 3 (Special Mention) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		0
2022		0
2021		0
2020		0
2019		0
Prior		0
Revolving loans amortized cost		0
Total		0	0
Consumer [Member] | 4 (Substandard) [Member]
Amortized Cost of Loan Portfolio by Year of Origination Based on Internal Rating Category [Abstract]
2023		0
2022		0
2021		0
2020		0
2019		0
Prior		0
Revolving loans amortized cost		0
Total		$ 0	$ 22
[1]The $9.89 million and $9.92 million that is greater than 90 days past due as of March 31, 2023 and December 31, 2022, respectively, consists of a single loan that is well collateralized and for which collection is being diligently pursued.

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses, Loan Portfolio Based on Internal Rating Category (Details) - USD ($) $ in Thousands		Mar. 31, 2023	Dec. 31, 2022
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		$ 1,281,833	$ 1,273,237
1 (Pass) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans			1,211,622
2 (Watch) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans			15,264
3 (Special Mention) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans			25,331
4 (Substandard) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans			21,020
Construction & Development [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		144,235	163,203
Construction & Development [Member] | 1 (Pass) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		143,435	163,203
Construction & Development [Member] | 2 (Watch) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		0	0
Construction & Development [Member] | 3 (Special Mention) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		800	0
Construction & Development [Member] | 4 (Substandard) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		0	0
1 - 4 Family Real Estate [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		86,110	76,928
1 - 4 Family Real Estate [Member] | 1 (Pass) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		86,110	76,928
1 - 4 Family Real Estate [Member] | 2 (Watch) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		0	0
1 - 4 Family Real Estate [Member] | 3 (Special Mention) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		0	0
1 - 4 Family Real Estate [Member] | 4 (Substandard) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		0	0
Commercial Real Estate - Other [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		473,201	439,001
Commercial Real Estate - Other [Member] | 1 (Pass) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		439,763	397,295
Commercial Real Estate - Other [Member] | 2 (Watch) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		14,939	14,976
Commercial Real Estate - Other [Member] | 3 (Special Mention) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		16,591	24,747
Commercial Real Estate - Other [Member] | 4 (Substandard) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		1,908	1,983
Commercial & Industrial [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans	[1]	502,282	513,011
Commercial & Industrial [Member] | 1 (Pass) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		474,147	493,412
Commercial & Industrial [Member] | 2 (Watch) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		0	0
Commercial & Industrial [Member] | 3 (Special Mention) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		8,552	584
Commercial & Industrial [Member] | 4 (Substandard) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		19,583	19,015
Agricultural [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		60,870	66,145
Agricultural [Member] | 1 (Pass) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		60,601	65,857
Agricultural [Member] | 2 (Watch) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		262	288
Agricultural [Member] | 3 (Special Mention) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		0	0
Agricultural [Member] | 4 (Substandard) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		7	0
Consumer [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		15,135	14,949
Consumer [Member] | 1 (Pass) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		15,135	14,927
Consumer [Member] | 2 (Watch) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		0	0
Consumer [Member] | 3 (Special Mention) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		0	0
Consumer [Member] | 4 (Substandard) [Member]
Loans Portfolio based on Internal Rating [Abstract]
Gross loans		$ 0	$ 22
[1]The $9.89 million and $9.92 million that is greater than 90 days past due as of March 31, 2023 and December 31, 2022, respectively, consists of a single loan that is well collateralized and for which collection is being diligently pursued.

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses, Loan Portfolio Aging Analysis of Recorded Investment in Loans (Details) - USD ($) $ in Thousands		Mar. 31, 2023	Dec. 31, 2022
Past Due [Abstract]
Total Loans		$ 1,281,833	$ 1,273,237
Total Loans > 90 Days & Accruing		10,511	9,941
Past Due [Member]
Past Due [Abstract]
Total Loans		10,908	10,960
30-59 Days [Member]
Past Due [Abstract]
Total Loans		308	316
60-89 Days [Member]
Past Due [Abstract]
Total Loans		89	699
Greater than 90 Days [Member]
Past Due [Abstract]
Total Loans		10,511	9,945
Current [Member]
Past Due [Abstract]
Total Loans		1,270,925	1,262,277
Construction & Development [Member]
Past Due [Abstract]
Total Loans		144,235	163,203
Total Loans > 90 Days & Accruing		0	0
Construction & Development [Member] | Past Due [Member]
Past Due [Abstract]
Total Loans		0	0
Construction & Development [Member] | 30-59 Days [Member]
Past Due [Abstract]
Total Loans		0	0
Construction & Development [Member] | 60-89 Days [Member]
Past Due [Abstract]
Total Loans		0	0
Construction & Development [Member] | Greater than 90 Days [Member]
Past Due [Abstract]
Total Loans		0	0
Construction & Development [Member] | Current [Member]
Past Due [Abstract]
Total Loans		144,235	163,203
1 - 4 Family Real Estate [Member]
Past Due [Abstract]
Total Loans		86,110	76,928
Total Loans > 90 Days & Accruing		0	0
1 - 4 Family Real Estate [Member] | Past Due [Member]
Past Due [Abstract]
Total Loans		0	0
1 - 4 Family Real Estate [Member] | 30-59 Days [Member]
Past Due [Abstract]
Total Loans		0	0
1 - 4 Family Real Estate [Member] | 60-89 Days [Member]
Past Due [Abstract]
Total Loans		0	0
1 - 4 Family Real Estate [Member] | Greater than 90 Days [Member]
Past Due [Abstract]
Total Loans		0	0
1 - 4 Family Real Estate [Member] | Current [Member]
Past Due [Abstract]
Total Loans		86,110	76,928
Commercial Real Estate - Other [Member]
Past Due [Abstract]
Total Loans		473,201	439,001
Total Loans > 90 Days & Accruing		617	0
Commercial Real Estate - Other [Member] | Past Due [Member]
Past Due [Abstract]
Total Loans		617	617
Commercial Real Estate - Other [Member] | 30-59 Days [Member]
Past Due [Abstract]
Total Loans		0	0
Commercial Real Estate - Other [Member] | 60-89 Days [Member]
Past Due [Abstract]
Total Loans		0	617
Commercial Real Estate - Other [Member] | Greater than 90 Days [Member]
Past Due [Abstract]
Total Loans		617	0
Commercial Real Estate - Other [Member] | Current [Member]
Past Due [Abstract]
Total Loans		472,584	438,384
Commercial & Industrial [Member]
Past Due [Abstract]
Total Loans	[1]	502,282	513,011
Total Loans > 90 Days & Accruing	[1]	9,894	9,923
Commercial & Industrial [Member] | Past Due [Member]
Past Due [Abstract]
Total Loans	[1]	9,913	9,944
Commercial & Industrial [Member] | 30-59 Days [Member]
Past Due [Abstract]
Total Loans	[1]	19	21
Commercial & Industrial [Member] | 60-89 Days [Member]
Past Due [Abstract]
Total Loans	[1]	0	0
Commercial & Industrial [Member] | Greater than 90 Days [Member]
Past Due [Abstract]
Total Loans	[1]	9,894	9,923
Commercial & Industrial [Member] | Current [Member]
Past Due [Abstract]
Total Loans	[1]	492,369	503,067
Agricultural [Member]
Past Due [Abstract]
Total Loans		60,870	66,145
Total Loans > 90 Days & Accruing		0	0
Agricultural [Member] | Past Due [Member]
Past Due [Abstract]
Total Loans		7	4
Agricultural [Member] | 30-59 Days [Member]
Past Due [Abstract]
Total Loans		0	4
Agricultural [Member] | 60-89 Days [Member]
Past Due [Abstract]
Total Loans		7	0
Agricultural [Member] | Greater than 90 Days [Member]
Past Due [Abstract]
Total Loans		0	0
Agricultural [Member] | Current [Member]
Past Due [Abstract]
Total Loans		60,863	66,141
Consumer [Member]
Past Due [Abstract]
Total Loans		15,135	14,949
Total Loans > 90 Days & Accruing		0	18
Consumer [Member] | Past Due [Member]
Past Due [Abstract]
Total Loans		371	395
Consumer [Member] | 30-59 Days [Member]
Past Due [Abstract]
Total Loans		289	291
Consumer [Member] | 60-89 Days [Member]
Past Due [Abstract]
Total Loans		82	82
Consumer [Member] | Greater than 90 Days [Member]
Past Due [Abstract]
Total Loans		0	22
Consumer [Member] | Current [Member]
Past Due [Abstract]
Total Loans		$ 14,764	$ 14,554
[1]The $9.89 million and $9.92 million that is greater than 90 days past due as of March 31, 2023 and December 31, 2022, respectively, consists of a single loan that is well collateralized and for which collection is being diligently pursued.

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses, Collateral-Dependent Gross Loans Held for Investment (Details) - USD ($) $ in Thousands		Mar. 31, 2023	Dec. 31, 2022
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		$ 1,281,833	$ 1,273,237
Specific allocation		0
Collateral Pledged [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		21,370
Real Estate [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		1,907
Business Assets [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		9,569
Other Assets [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		9,894
Construction & Development [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		144,235	163,203
Specific allocation		0
Construction & Development [Member] | Collateral Pledged [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		0
Construction & Development [Member] | Real Estate [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		0
Construction & Development [Member] | Business Assets [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		0
Construction & Development [Member] | Other Assets [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		0
1 - 4 Family Real Estate [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		86,110	76,928
Specific allocation		0
1 - 4 Family Real Estate [Member] | Collateral Pledged [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		0
1 - 4 Family Real Estate [Member] | Real Estate [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		0
1 - 4 Family Real Estate [Member] | Business Assets [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		0
1 - 4 Family Real Estate [Member] | Other Assets [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		0
Commercial Real Estate - Other [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		473,201	439,001
Specific allocation		0
Commercial Real Estate - Other [Member] | Collateral Pledged [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		1,907
Commercial Real Estate - Other [Member] | Real Estate [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		1,907
Commercial Real Estate - Other [Member] | Business Assets [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		0
Commercial Real Estate - Other [Member] | Other Assets [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		0
Commercial & Industrial [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans	[1]	502,282	513,011
Specific allocation		0
Commercial & Industrial [Member] | Collateral Pledged [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		19,456
Commercial & Industrial [Member] | Real Estate [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		0
Commercial & Industrial [Member] | Business Assets [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		9,562
Commercial & Industrial [Member] | Other Assets [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		9,894
Agricultural [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		60,870	66,145
Specific allocation		0
Agricultural [Member] | Collateral Pledged [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		7
Agricultural [Member] | Real Estate [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		0
Agricultural [Member] | Business Assets [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		7
Agricultural [Member] | Other Assets [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		0
Consumer [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		15,135	$ 14,949
Specific allocation		0
Consumer [Member] | Collateral Pledged [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		0
Consumer [Member] | Real Estate [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		0
Consumer [Member] | Business Assets [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		0
Consumer [Member] | Other Assets [Member]
Collateral-Dependent Gross Loans Held for Investment [Abstract]
Total Loans		$ 0
[1]The $9.89 million and $9.92 million that is greater than 90 days past due as of March 31, 2023 and December 31, 2022, respectively, consists of a single loan that is well collateralized and for which collection is being diligently pursued.

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses, Nonaccrual Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Information Regarding Nonaccrual Loans [Abstract]
Amortized principal balance	$ 9,891	$ 8,039
Recorded investment with no allowance	7,704	20,887
Recorded investment with an allowance	127	133
Total recorded investment	7,831	21,020
Related allowance	127	133
Interest income recognized	184
Construction & Development [Member]
Information Regarding Nonaccrual Loans [Abstract]
Amortized principal balance	0	0
Recorded investment with no allowance	0	0
Recorded investment with an allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Interest income recognized	0
1 - 4 Family Real Estate [Member]
Information Regarding Nonaccrual Loans [Abstract]
Amortized principal balance	0	0
Recorded investment with no allowance	0	0
Recorded investment with an allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Interest income recognized	0
Commercial Real Estate - Other [Member]
Information Regarding Nonaccrual Loans [Abstract]
Amortized principal balance	2,194	1,348
Recorded investment with no allowance	1,291	1,983
Recorded investment with an allowance	0	0
Total recorded investment	1,291	1,983
Related allowance	0	0
Interest income recognized	39
Commercial & Industrial [Member]
Information Regarding Nonaccrual Loans [Abstract]
Amortized principal balance	7,697	6,686
Recorded investment with no allowance	6,413	18,882
Recorded investment with an allowance	127	133
Total recorded investment	6,540	19,015
Related allowance	127	133
Interest income recognized	145
Agricultural [Member]
Information Regarding Nonaccrual Loans [Abstract]
Amortized principal balance	0	0
Recorded investment with no allowance	0	0
Recorded investment with an allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Interest income recognized	0
Consumer [Member]
Information Regarding Nonaccrual Loans [Abstract]
Amortized principal balance	0	5
Recorded investment with no allowance	0	22
Recorded investment with an allowance	0	0
Total recorded investment	0	22
Related allowance	0	$ 0
Interest income recognized	$ 0

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses, Impaired Loans and TDR's (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($) Contract	Mar. 31, 2023 USD ($)
Impaired Loans [Abstract]
Unpaid principal balance	$ 22,721
Recorded investment with no allowance	20,887	$ 7,704
Recorded investment with an allowance	133	127
Total recorded investment	21,020	7,831
Related allowance	133	127
Average recorded investment	23,584
Interest income recognized	1,355
Troubled Debt Restructurings [Abstract]
TDR loans impaired	$ 1,200
Newly modified troubled-debt restructurings | Contract	0
Troubled debt restructurings modified that subsequently defaulted	$ 0
Construction & Development [Member]
Impaired Loans [Abstract]
Unpaid principal balance	0
Recorded investment with no allowance	0	0
Recorded investment with an allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	21
Interest income recognized	0
1 - 4 Family Real Estate [Member]
Impaired Loans [Abstract]
Unpaid principal balance	0
Recorded investment with no allowance	0	0
Recorded investment with an allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	0
Interest income recognized	0
Commercial Real Estate - Other [Member]
Impaired Loans [Abstract]
Unpaid principal balance	2,808
Recorded investment with no allowance	1,983	1,291
Recorded investment with an allowance	0	0
Total recorded investment	1,983	1,291
Related allowance	0	0
Average recorded investment	11,749
Interest income recognized	141
Commercial & Industrial [Member]
Impaired Loans [Abstract]
Unpaid principal balance	19,882
Recorded investment with no allowance	18,882	6,413
Recorded investment with an allowance	133	127
Total recorded investment	19,015	6,540
Related allowance	133	127
Average recorded investment	11,773
Interest income recognized	1,214
Agricultural [Member]
Impaired Loans [Abstract]
Unpaid principal balance	0
Recorded investment with no allowance	0	0
Recorded investment with an allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	14
Interest income recognized	0
Consumer [Member]
Impaired Loans [Abstract]
Unpaid principal balance	31
Recorded investment with no allowance	22	0
Recorded investment with an allowance	0	0
Total recorded investment	22	0
Related allowance	0	$ 0
Average recorded investment	27
Interest income recognized	0
Commercial Real Estate [Member]
Troubled Debt Restructurings [Abstract]
TDR loans impaired	$ 1,200

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses, Information Regarding Nonperforming Assets (Details) - USD ($) $ in Thousands		Mar. 31, 2023	Dec. 31, 2022
Nonperforming Assets [Abstract]
Nonaccrual loans		$ 9,891	$ 8,039
Troubled-debt restructurings	[1]		0
Accruing loans 90 or more days past due		10,511	9,941
Total nonperforming loans			17,980
TDR loans impaired			1,200
Construction & Development [Member]
Nonperforming Assets [Abstract]
Nonaccrual loans		0	0
Troubled-debt restructurings	[1]		0
Accruing loans 90 or more days past due		0	0
Total nonperforming loans			0
1 - 4 Family Real Estate [Member]
Nonperforming Assets [Abstract]
Nonaccrual loans		0	0
Troubled-debt restructurings	[1]		0
Accruing loans 90 or more days past due		0	0
Total nonperforming loans			0
Commercial Real Estate - Other [Member]
Nonperforming Assets [Abstract]
Nonaccrual loans		2,194	1,348
Troubled-debt restructurings	[1]		0
Accruing loans 90 or more days past due		617	0
Total nonperforming loans			1,348
Commercial & Industrial [Member]
Nonperforming Assets [Abstract]
Nonaccrual loans		7,697	6,686
Troubled-debt restructurings	[1]		0
Accruing loans 90 or more days past due	[2]	9,894	9,923
Total nonperforming loans			16,609
Agricultural [Member]
Nonperforming Assets [Abstract]
Nonaccrual loans		0	0
Troubled-debt restructurings	[1]		0
Accruing loans 90 or more days past due		0	0
Total nonperforming loans			0
Consumer [Member]
Nonperforming Assets [Abstract]
Nonaccrual loans		0	5
Troubled-debt restructurings	[1]		0
Accruing loans 90 or more days past due		$ 0	18
Total nonperforming loans			$ 23
[1] $ 1.2

Shareholders' Equity, Repurchas

Shareholders' Equity, Repurchase Plan (Details) - $ / shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Oct. 28, 2021
Repurchase Plan [Member]
Stock Repurchase Program [Abstract]
Number of shares repurchased (in shares)	0	0
Average price of shares repurchased (in dollars per share)	$ 0	$ 0
Shares remaining to be repurchased (in shares)	750,000	750,000
New Repurchase Plan [Member]
Stock Repurchase Program [Abstract]
Number of shares authorized to purchase (in shares)			750,000

Shareholders' Equity, Actual Ca

Shareholders' Equity, Actual Capital Amounts and Ratios (Details) $ in Thousands	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Company [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total capital to risk-weighted assets, actual amount	$ 167,250	$ 158,158
Total capital to risk-weighted assets, actual ratio	0.1249	0.1241
Total capital to risk-weighted assets, minimum capital requirements amount	$ 107,096	$ 101,990
Total capital to risk-weighted assets, minimum capital requirements ratio	0.08	0.08
Total capital to risk-weighted assets, capital conservation buffer amount	$ 140,564	$ 133,862
Total capital to risk-weighted assets, capital conservation buffer ratio	0.105	0.105
Tier I capital to risk-weighted assets, actual amount	$ 151,798	$ 143,424
Tier I capital to risk-weighted assets, actual ratio	0.1134	0.1125
Tier I capital to risk-weighted assets, minimum capital requirements amount	$ 80,322	$ 76,493
Tier I capital to risk-weighted assets, minimum capital requirements ratio	0.06	0.06
Tier I capital to risk-weighted assets, minimum capital conservation buffer amount	$ 113,790	$ 108,365
Tier I capital to risk-weighted assets, minimum capital conservation buffer ratio	0.085	0.085
CET I capital to risk-weighted assets, actual amount	$ 151,798	$ 143,424
CET I capital to risk-weighted assets, actual ratio	0.1134	0.1125
CET I capital to risk-weighted assets, minimum capital requirements amount	$ 60,242	$ 57,370
CET I capital to risk-weighted assets, minimum capital requirements ratio	0.045	0.045
CET I capital to risk-weighted assets, capital conservation buffer amount	$ 93,709	$ 89,241
CET I capital to risk-weighted assets, capital conservation buffer ratio	0.07	0.07
Tier I capital to average assets, actual amount	$ 151,798	$ 143,424
Tier I capital to average assets, actual ratio	0.0948	0.0919
Tier I capital to average assets, minimum capital requirements amount	$ 64,032	$ 62,460
Tier I capital to average assets, minimum capital requirements ratio	0.04	0.04
Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total capital to risk-weighted assets, actual amount	$ 167,250	$ 158,158
Total capital to risk-weighted assets, actual ratio	0.125	0.1242
Total capital to risk-weighted assets, minimum capital requirements amount	$ 107,015	$ 101,909
Total capital to risk-weighted assets, minimum capital requirements ratio	0.08	0.08
Total capital to risk-weighted assets, capital conservation buffer amount	$ 140,457	$ 133,756
Total capital to risk-weighted assets, capital conservation buffer ratio	0.105	0.105
Total capital to risk-weighted assets, minimum to be well capitalized under prompt corrective action amount	$ 133,769	$ 127,387
Total capital to risk-weighted assets, minimum to be well capitalized under prompt corrective action ratio	0.10	0.10
Tier I capital to risk-weighted assets, actual amount	$ 151,798	$ 143,424
Tier I capital to risk-weighted assets, actual ratio	0.1135	0.1126
Tier I capital to risk-weighted assets, minimum capital requirements amount	$ 80,261	$ 76,432
Tier I capital to risk-weighted assets, minimum capital requirements ratio	0.06	0.06
Tier I capital to risk-weighted assets, minimum capital conservation buffer amount	$ 113,704	$ 108,279
Tier I capital to risk-weighted assets, minimum capital conservation buffer ratio	0.085	0.085
Tier I capital to risk-weighted assets, minimum to be well capitalized under prompt corrective action amount	$ 107,015	$ 101,909
Tier I capital to risk-weighted assets, minimum to be well capitalized under prompt corrective action ratio	0.08	0.08
CET I capital to risk-weighted assets, actual amount	$ 151,798	$ 143,424
CET I capital to risk-weighted assets, actual ratio	0.1135	0.1126
CET I capital to risk-weighted assets, minimum capital requirements amount	$ 60,196	$ 57,324
CET I capital to risk-weighted assets, minimum capital requirements ratio	0.045	0.045
CET I capital to risk-weighted assets, capital conservation buffer amount	$ 93,638	$ 89,171
CET I capital to risk-weighted assets, capital conservation buffer ratio	0.07	0.07
CET I capital to risk-weighted assets, minimum to be well capitalized under prompt corrective action amount	$ 86,950	$ 82,801
CET I capital to risk-weighted assets, minimum to be well capitalized under prompt corrective action ratio	0.065	0.065
Tier I capital to average assets, actual amount	$ 151,798	$ 143,424
Tier I capital to average assets, actual ratio	0.0948	0.0918
Tier I capital to average assets, minimum capital requirements amount	$ 64,057	$ 62,489
Tier I capital to average assets, minimum capital requirements ratio	0.04	0.04
Tier I capital to average assets, minimum to be well capitalized under prompt corrective action amount	$ 80,072	$ 78,111
Tier I capital to average assets, minimum to be well capitalized under prompt corrective action ratio	0.05	0.05

Shareholders' Equity, Payout Re

Shareholders' Equity, Payout Restrictions Based on Capital Conservation Buffer (Details) $ in Millions	Mar. 31, 2023 USD ($)
Shareholders' Equity [Abstract]
Retained earnings available for dividend declaration	$ 52.1

Related-Party Transactions (Det

Related-Party Transactions (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Related-Party Transactions [Abstract]
Loans outstanding	$ 130		$ 132
Lincoln, LLC and Haines Realty Investments Company, LLC [Member]
Sale of subsidiary [Abstract]
Lease expense	$ 56	$ 39

Employee Benefits (Details)

Employee Benefits (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Employee Benefits [Abstract]
Percentage of employee's compensation matched by company	5%
Defined benefit plan, employer contribution	$ 97	$ 94
Share-based Compensation [Abstract]
Compensation expenses	506	286
Incentive Plan [Member]
Share-based Compensation [Abstract]
Compensation expenses	$ 506	286
Shares available for future grants (in shares)	628,096
Unearned stock-based compensation expense [Abstract]
Risk-free interest rate	3.47%
Dividend yield	1.96%
Stock price volatility	34.92%
Expected term	7 years 3 days
Incentive Plan [Member] | Stock Option [Member]
Share-based Compensation [Abstract]
Vesting period	4 years
Unrecognized compensation expense	$ 302	$ 514
Unvested and/or unexercised stock options (in shares)	239,813	253,375
Period for recognition of compensation cost not yet recognized	1 year 10 months 2 days	2 years 3 months 25 days
Stock Option Activity [Roll Forward]
Outstanding at beginning of period (in shares)	251,550
Options granted (in shares)	0
Options exercised (in shares)	11,737
Options forfeited (in shares)	0
Outstanding at end of period (in shares)	239,813
Exercisable at end of period (in shares)	188,495
Weighted Average Exercise Price [Roll Forward]
Outstanding at beginning of period (in dollars per share)	$ 17.52
Options granted (in dollars per share)	0
Options exercised (in dollars per share)	17.73
Options forfeited (in dollars per share)	0
Outstanding at end of period (in dollars per share)	17.51
Exercisable at end of period (in dollars per share)	$ 17.98
Options, Additional Disclosures [Abstract]
Weighted average remaining contractual term, Outstanding	6 years 4 months 20 days
Weighted average remaining contractual term, Exercisable	6 years 7 days
Aggregate intrinsic value, Outstanding	$ 1,689,247
Aggregate intrinsic value, Exercisable	1,239,140
Incentive Plan [Member] | RSUs [Member]
Share-based Compensation [Abstract]
Unrecognized compensation expense	$ 6,100	$ 2,600
Period for recognition of compensation cost not yet recognized	4 years 2 months 1 day	2 years 10 months 2 days
Restricted Stock Units [Roll Forward]
Outstanding, beginning of the period (in shares)	112,591	172,993
Shares granted (in shares)	163,311	0
Shares vested (in shares)	(13,234)	(15,584)
Shares forfeited (in shares)	0	0
Outstanding, end of the period (in shares)	262,668	157,409
Weighted Average Grant Date Fair Value [Abstract]
Outstanding, beginning of period (in dollars per share)	$ 18.66	$ 17.58
Shares granted (in dollars per share)	29.76	0
Shares vested (in dollars per share)	18.13	15.98
Shares forfeited (in dollars per share)	0	0
Outstanding, end of period (in dollars per share)	$ 25.59	$ 19.32
Incentive Plan [Member] | Tranche One [Member] | RSUs [Member]
Share-based Compensation [Abstract]
Vesting period	1 year
Incentive Plan [Member] | Tranche Two [Member] | RSUs [Member]
Share-based Compensation [Abstract]
Vesting period	3 years
Incentive Plan [Member] | Tranche Three [Member] | RSUs [Member]
Share-based Compensation [Abstract]
Vesting period	5 years

Disclosures About Fair Value _3

Disclosures About Fair Value of Assets and Liabilities, Recurring and Nonrecurring Basis (Details) - Nonrecurring Basis [Member] - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Asset measured at fair value on nonrecurring basis [Abstract]
Impaired loans (collateral-dependent)	$ 6,413	$ 6,553
Level 1 [Member]
Asset measured at fair value on nonrecurring basis [Abstract]
Impaired loans (collateral-dependent)	0	0
Level 2 [Member]
Asset measured at fair value on nonrecurring basis [Abstract]
Impaired loans (collateral-dependent)	0	0
Level 3 [Member]
Asset measured at fair value on nonrecurring basis [Abstract]
Impaired loans (collateral-dependent)	$ 6,413	$ 6,553

Disclosures About Fair Value _4

Disclosures About Fair Value of Assets and Liabilities, Quantitative Information (Details) - Nonrecurring Basis [Member] $ in Thousands	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements [Abstract]
Collateral-dependent impaired loans	$ 6,413	$ 6,553
Level 3 [Member]
Quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements [Abstract]
Collateral-dependent impaired loans	$ 6,413	$ 6,553
Level 3 [Member] | Appraisals from Comparable Assets [Member] | Estimated Cost to Sell [Member]
Quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements [Abstract]
Collateral-dependent impaired loans, measurement input	0.20	0.20

Disclosures About Fair Value _5

Disclosures About Fair Value of Assets and Liabilities, Estimated Fair Value of Financial Instruments Not Recorded at Fair Value (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Carrying Amount [Member]
Financial Assets [Abstract]
Cash and due from banks	$ 177,389	$ 109,115
Interest-bearing time deposits in other banks	4,976	5,474
Loans, net of allowance	1,263,911	1,255,722
Nonmarketable equity securities	1,215	1,209
Interest receivable	7,929	8,124
Financial Liabilities [Abstract]
Deposits	1,491,559	1,429,300
Interest payable	655	339
Fair Value [Member]
Financial Assets [Abstract]
Cash and due from banks	177,389	109,115
Interest-bearing time deposits in other banks	4,976	5,474
Loans, net of allowance	1,259,318	1,252,378
Nonmarketable equity securities	1,215	1,209
Interest receivable	7,929	8,124
Financial Liabilities [Abstract]
Deposits	1,490,510	1,427,465
Interest payable	655	339
Fair Value [Member] | Level 1 [Member]
Financial Assets [Abstract]
Cash and due from banks	177,389	109,115
Interest-bearing time deposits in other banks	0	0
Loans, net of allowance	0	0
Nonmarketable equity securities	0	0
Interest receivable	0	0
Financial Liabilities [Abstract]
Deposits	0	0
Interest payable	0	0
Fair Value [Member] | Level 2 [Member]
Financial Assets [Abstract]
Cash and due from banks	0	0
Interest-bearing time deposits in other banks	4,976	5,474
Loans, net of allowance	1,252,905	1,245,825
Nonmarketable equity securities	1,215	1,209
Interest receivable	7,929	8,124
Financial Liabilities [Abstract]
Deposits	1,490,510	1,427,465
Interest payable	655	339
Fair Value [Member] | Level 3 [Member]
Financial Assets [Abstract]
Cash and due from banks	0	0
Interest-bearing time deposits in other banks	0	0
Loans, net of allowance	6,413	6,553
Nonmarketable equity securities	0	0
Interest receivable	0	0
Financial Liabilities [Abstract]
Deposits	0	0
Interest payable	$ 0	$ 0

Financial Instruments with Of_3

Financial Instruments with Off-Balance Sheet Risk, Financial Instruments with Contract Amounts Representing Credit Risk (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financial instruments, off-balance sheet credit risk [Abstract]
Financial instruments, off-balance sheet credit risk	$ 203,862	$ 199,070
Commitments to Extend Credit [Member]
Financial instruments, off-balance sheet credit risk [Abstract]
Financial instruments, off-balance sheet credit risk	202,113	198,027
Financial and Performance Standby Letters of Credit [Member]
Financial instruments, off-balance sheet credit risk [Abstract]
Financial instruments, off-balance sheet credit risk	$ 1,749	$ 1,043

Financial Instruments with Of_4

Financial Instruments with Off-Balance Sheet Risk , Adopted ASU 2016-13 (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Unfunded Loan Commitment [Member]
Allowance for Credit Losses on Off-balance Sheet [Abstract]
Reserve for credit losses on off-balance sheet credit exposures	$ 500	$ 0
Accounting Standards Update 2016-13 [Member]
Allowance for Credit Losses on Off-balance Sheet [Abstract]
Reserve for credit losses on off-balance sheet credit exposures		500
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] | Unfunded Loan Commitment [Member]
Allowance for Credit Losses on Off-balance Sheet [Abstract]
Reserve for credit losses on off-balance sheet credit exposures		$ 500

Significant Estimates and Con_2

Significant Estimates and Concentrations (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Significant Estimates of Loans [Abstract]
Outstanding balance	$ 1,281,833	$ 1,273,237
Goodwill	8,458	$ 8,603
Hospitality Loans [Member]
Significant Estimates of Loans [Abstract]
Unfunded commitments	11,400
Hospitality Loans [Member] | Gross Loans [Member]
Significant Estimates of Loans [Abstract]
Outstanding balance	$ 272,000
Hospitality Loans [Member] | Gross Loans [Member] | Product Concentration Risk [Member]
Significant Estimates of Loans [Abstract]
Percentage of gross loans	21%
Energy Loans [Member]
Significant Estimates of Loans [Abstract]
Unfunded commitments	$ 45,600
Energy Loans [Member] | Gross Loans [Member]
Significant Estimates of Loans [Abstract]
Outstanding balance	$ 172,300
Energy Loans [Member] | Gross Loans [Member] | Product Concentration Risk [Member]
Significant Estimates of Loans [Abstract]
Percentage of gross loans	13%