Spartan Planning & Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ISHARES TR	CORE S&P500 ETF	464287200	7,330,188	15,347	SH		SOLE		0	0	15,347
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	11,146	176	SH		SOLE		0	0	176
AGILENT TECHNOLOGIES INC	COM	00846U101	135,276	973	SH		SOLE		0	0	973
ADOBE INC	COM	00724F101	544,099	912	SH		SOLE		0	0	912
AUTODESK INC	COM	052769106	69,879	287	SH		SOLE		0	0	287
AMERICAN INTL GROUP INC	COM NEW	026874784	69,308	1,023	SH		SOLE		0	0	1,023
AMAZON COM INC	COM	023135106	1,996,644	13,141	SH		SOLE		0	0	13,141
BRISTOL-MYERS SQUIBB CO	COM	110122108	154	3	SH		SOLE		0	0	3
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	917,330	2,572	SH		SOLE		0	0	2,572
EMERSON ELEC CO	COM	291011104	52,461	539	SH		SOLE		0	0	539
EXPEDITORS INTL WASH INC	COM	302130109	148,188	1,165	SH		SOLE		0	0	1,165
BOEING CO	COM	097023105	143,884	552	SH		SOLE		0	0	552
ONEOK INC NEW	COM	682680103	187,698	2,673	SH		SOLE		0	0	2,673
AMGEN INC	COM	031162100	310,198	1,077	SH		SOLE		0	0	1,077
ABBOTT LABS	COM	002824100	127,681	1,160	SH		SOLE		0	0	1,160
ADVANCED MICRO DEVICES INC	COM	007903107	321,796	2,183	SH		SOLE		0	0	2,183
BEST BUY INC	COM	086516101	40,940	523	SH		SOLE		0	0	523
ALTRIA GROUP INC	COM	02209S103	202	5	SH		SOLE		0	0	5
FEDEX CORP	COM	31428X106	89,045	352	SH		SOLE		0	0	352
GRAINGER W W INC	COM	384802104	150,822	182	SH		SOLE		0	0	182
INTEL CORP	COM	458140100	338,735	6,741	SH		SOLE		0	0	6,741
ORACLE CORP	COM	68389X105	148,867	1,412	SH		SOLE		0	0	1,412
QUALCOMM INC	COM	747525103	234,156	1,619	SH		SOLE		0	0	1,619
DISNEY WALT CO	COM	254687106	150,513	1,667	SH		SOLE		0	0	1,667
HONEYWELL INTL INC	COM	438516106	166,929	796	SH		SOLE		0	0	796
US BANCORP DEL	COM NEW	902973304	96,601	2,232	SH		SOLE		0	0	2,232
MEDTRONIC PLC	SHS	G5960L103	67,222	816	SH		SOLE		0	0	816
PFIZER INC	COM	717081103	605	21	SH		SOLE		0	0	21
EXELON CORP	COM	30161N101	323	9	SH		SOLE		0	0	9
LOWES COS INC	COM	548661107	129,747	583	SH		SOLE		0	0	583
ISHARES TR	MSCI EAFE ETF	464287465	2,756,077	36,577	SH		SOLE		0	0	36,577
MICROSOFT CORP	COM	594918104	4,626,420	12,303	SH		SOLE		0	0	12,303
UNITED PARCEL SERVICE INC	CL B	911312106	62,263	396	SH		SOLE		0	0	396
AT&T INC	COM	00206R102	96,217	5,734	SH		SOLE		0	0	5,734
PRUDENTIAL FINL INC	COM	744320102	104,436	1,007	SH		SOLE		0	0	1,007
CITIGROUP INC	COM NEW	172967424	127,365	2,476	SH		SOLE		0	0	2,476
CISCO SYS INC	COM	17275R102	101	2	SH		SOLE		0	0	2
INTERNATIONAL BUSINESS MACHS	COM	459200101	258,409	1,580	SH		SOLE		0	0	1,580
COCA COLA CO	COM	191216100	242,143	4,109	SH		SOLE		0	0	4,109
LOCKHEED MARTIN CORP	COM	539830109	55,295	122	SH		SOLE		0	0	122
JOHNSON CTLS INTL PLC	SHS	G51502105	88,016	1,527	SH		SOLE		0	0	1,527
VERIZON COMMUNICATIONS INC	COM	92343V104	284,597	7,549	SH		SOLE		0	0	7,549
SPDR SER TR	PORTFOLI S&P1500	78464A805	8,542,701	146,154	SH		SOLE		0	0	146,154
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	17,365	203	SH		SOLE		0	0	203
SELECT SECTOR SPDR TR	ENERGY	81369Y506	19,870	237	SH		SOLE		0	0	237
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	117,049	3,113	SH		SOLE		0	0	3,113
SELECT SECTOR SPDR TR	INDL	81369Y704	77,627	681	SH		SOLE		0	0	681
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	216,540	1,125	SH		SOLE		0	0	1,125
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	27,443	381	SH		SOLE		0	0	381
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	111,013	814	SH		SOLE		0	0	814
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	96,021	537	SH		SOLE		0	0	537
SCHWAB CHARLES CORP	COM	808513105	115,722	1,682	SH		SOLE		0	0	1,682
DEERE & CO	COM	244199105	32,789	82	SH		SOLE		0	0	82
BANK AMERICA CORP	COM	060505104	285,017	8,465	SH		SOLE		0	0	8,465
STARBUCKS CORP	COM	855244109	192	2	SH		SOLE		0	0	2
WEST PHARMACEUTICAL SVSC INC	COM	955306105	66,199	188	SH		SOLE		0	0	188
WALMART INC	COM	931142103	176,568	1,120	SH		SOLE		0	0	1,120
APPLIED MATLS INC	COM	038222105	94,649	584	SH		SOLE		0	0	584
ELEVANCE HEALTH INC	COM	036752103	91,954	195	SH		SOLE		0	0	195
UNION PAC CORP	COM	907818108	184,706	752	SH		SOLE		0	0	752
TEXAS INSTRS INC	COM	882508104	176,426	1,035	SH		SOLE		0	0	1,035
TARGET CORP	COM	87612E106	53,835	378	SH		SOLE		0	0	378
COLGATE PALMOLIVE CO	COM	194162103	165,398	2,075	SH		SOLE		0	0	2,075
CAPITAL ONE FINL CORP	COM	14040H105	55,333	422	SH		SOLE		0	0	422
COSTCO WHSL CORP NEW	COM	22160K105	388,127	588	SH		SOLE		0	0	588
ELI LILLY & CO	COM	532457108	747,303	1,282	SH		SOLE		0	0	1,282
CVS HEALTH CORP	COM	126650100	65,932	835	SH		SOLE		0	0	835
QUEST DIAGNOSTICS INC	COM	74834L100	31,161	226	SH		SOLE		0	0	226
SCHLUMBERGER LTD	COM STK	806857108	42,100	809	SH		SOLE		0	0	809
DANAHER CORPORATION	COM	235851102	133,946	579	SH		SOLE		0	0	579
MERCK & CO INC	COM	58933Y105	235,265	2,158	SH		SOLE		0	0	2,158
MORGAN STANLEY	COM NEW	617446448	128,778	1,381	SH		SOLE		0	0	1,381
PROCTER AND GAMBLE CO	COM	742718109	831,334	5,673	SH		SOLE		0	0	5,673
GENERAL ELECTRIC CO	COM NEW	369604301	200,379	1,570	SH		SOLE		0	0	1,570
GILEAD SCIENCES INC	COM	375558103	193,371	2,387	SH		SOLE		0	0	2,387
GOLDMAN SACHS GROUP INC	COM	38141G104	138,877	360	SH		SOLE		0	0	360
HOME DEPOT INC	COM	437076102	611,314	1,764	SH		SOLE		0	0	1,764
TRANE TECHNOLOGIES PLC	SHS	G8994E103	119,023	488	SH		SOLE		0	0	488
MCDONALDS CORP	COM	580135101	268,935	907	SH		SOLE		0	0	907
NIKE INC	CL B	654106103	181,746	1,674	SH		SOLE		0	0	1,674
JPMORGAN CHASE & CO	COM	46625H100	642,978	3,780	SH		SOLE		0	0	3,780
MONDELEZ INTL INC	CL A	609207105	125,594	1,734	SH		SOLE		0	0	1,734
BOOKING HOLDINGS INC	COM	09857L108	67,397	19	SH		SOLE		0	0	19
WELLS FARGO CO NEW	COM	949746101	219,374	4,457	SH		SOLE		0	0	4,457
ISHARES TR	1 3 YR TREAS BD	464287457	4,169,929	50,828	SH		SOLE		0	0	50,828
FORD MTR CO DEL	COM	345370860	23,271	1,909	SH		SOLE		0	0	1,909
UNITEDHEALTH GROUP INC	COM	91324P102	673,882	1,280	SH		SOLE		0	0	1,280
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	379,685	1,082	SH		SOLE		0	0	1,082
AMERICAN TOWER CORP NEW	COM	03027X100	176,374	817	SH		SOLE		0	0	817
RTX CORPORATION	COM	75513E101	92,386	1,098	SH		SOLE		0	0	1,098
INTUIT	COM	461202103	103,130	165	SH		SOLE		0	0	165
MARSH & MCLENNAN COS INC	COM	571748102	44,525	235	SH		SOLE		0	0	235
3M CO	COM	88579Y101	80,678	738	SH		SOLE		0	0	738
COMCAST CORP NEW	CL A	20030N101	241,307	5,503	SH		SOLE		0	0	5,503
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	964,774	4,067	SH		SOLE		0	0	4,067
HUNTINGTON BANCSHARES INC	COM	446150104	46,008	3,617	SH		SOLE		0	0	3,617
WELLTOWER INC	COM	95040Q104	62,398	692	SH		SOLE		0	0	692
DUKE ENERGY CORP NEW	COM NEW	26441C204	57,642	594	SH		SOLE		0	0	594
CONOCOPHILLIPS	COM	20825C104	170,623	1,470	SH		SOLE		0	0	1,470
APPLE INC	COM	037833100	4,583,754	23,808	SH		SOLE		0	0	23,808
LAM RESEARCH CORP	COM	512807108	48,562	62	SH		SOLE		0	0	62
CATERPILLAR INC	COM	149123101	202,830	686	SH		SOLE		0	0	686
IDEXX LABS INC	COM	45168D104	60,500	109	SH		SOLE		0	0	109
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	346	4	SH		SOLE		0	0	4
HALLIBURTON CO	COM	406216101	46,200	1,278	SH		SOLE		0	0	1,278
ECOLAB INC	COM	278865100	307,839	1,552	SH		SOLE		0	0	1,552
AMERICAN EXPRESS CO	COM	025816109	214,879	1,147	SH		SOLE		0	0	1,147
REGIONS FINANCIAL CORP NEW	COM	7591EP100	46,841	2,417	SH		SOLE		0	0	2,417
SIMON PPTY GROUP INC NEW	COM	828806109	59,909	420	SH		SOLE		0	0	420
EDWARDS LIFESCIENCES CORP	COM	28176E108	20,435	268	SH		SOLE		0	0	268
S&P GLOBAL INC	COM	78409V104	61,673	140	SH		SOLE		0	0	140
GENERAL DYNAMICS CORP	COM	369550108	92,702	357	SH		SOLE		0	0	357
SOUTHERN CO	COM	842587107	98,028	1,398	SH		SOLE		0	0	1,398
BUNGE GLOBAL SA	COM SHS	H11356104	43,005	426	SH		SOLE		0	0	426
WATERS CORP	COM	941848103	92,514	281	SH		SOLE		0	0	281
VALERO ENERGY CORP	COM	91913Y100	61,360	472	SH		SOLE		0	0	472
NETFLIX INC	COM	64110L106	279,469	574	SH		SOLE		0	0	574
CADENCE DESIGN SYSTEM INC	COM	127387108	82,528	303	SH		SOLE		0	0	303
NORTHERN TR CORP	COM	665859104	27,002	320	SH		SOLE		0	0	320
NVIDIA CORPORATION	COM	67066G104	2,056,153	4,152	SH		SOLE		0	0	4,152
VERTEX PHARMACEUTICALS INC	COM	92532F100	45,165	111	SH		SOLE		0	0	111
V F CORP	COM	918204108	56	3	SH		SOLE		0	0	3
TRAVELERS COMPANIES INC	COM	89417E109	56,385	296	SH		SOLE		0	0	296
BAKER HUGHES COMPANY	CL A	05722G100	49,048	1,435	SH		SOLE		0	0	1,435
L3HARRIS TECHNOLOGIES INC	COM	502431109	56,867	270	SH		SOLE		0	0	270
MOODYS CORP	COM	615369105	58,975	151	SH		SOLE		0	0	151
METLIFE INC	COM	59156R108	56,343	852	SH		SOLE		0	0	852
ALPHABET INC	CAP STK CL A	02079K305	1,340,884	9,599	SH		SOLE		0	0	9,599
CBRE GROUP INC	CL A	12504L109	78,289	841	SH		SOLE		0	0	841
VANGUARD INDEX FDS	MID CAP ETF	922908629	27,917	120	SH		SOLE		0	0	120
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	88	1	SH		SOLE		0	0	1
CHENIERE ENERGY INC	COM NEW	16411R208	93,208	546	SH		SOLE		0	0	546
BLACKROCK INC	COM	09247X101	262,211	323	SH		SOLE		0	0	323
VANGUARD INDEX FDS	SMALL CP ETF	922908751	18,346	86	SH		SOLE		0	0	86
MOSAIC CO NEW	COM	61945C103	429	12	SH		SOLE		0	0	12
MCCORMICK & CO INC	COM NON VTG	579780206	411	6	SH		SOLE		0	0	6
ISHARES GOLD TR	ISHARES NEW	464285204	71,464	1,831	SH		SOLE		0	0	1,831
THERMO FISHER SCIENTIFIC INC	COM	883556102	102,973	194	SH		SOLE		0	0	194
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	176	5	SH		SOLE		0	0	5
SALESFORCE INC	COM	79466L302	412,340	1,567	SH		SOLE		0	0	1,567
MASTERCARD INCORPORATED	CL A	57636Q104	565,552	1,326	SH		SOLE		0	0	1,326
PROSHARES TR	PSHS ULT S&P 500	74347R107	11,648	179	SH		SOLE		0	0	179
EQUINIX INC	COM	29444U700	70,874	88	SH		SOLE		0	0	88
ISHARES TR	MSCI USA ESG SLC	464288802	94,781	943	SH		SOLE		0	0	943
METTLER TOLEDO INTERNATIONAL	COM	592688105	26,685	22	SH		SOLE		0	0	22
LEIDOS HOLDINGS INC	COM	525327102	243,540	2,250	SH		SOLE		0	0	2,250
ISHARES TR	SHORT TREAS BD	464288679	4,515	41	SH		SOLE		0	0	41
SPDR SER TR	PORTFOLIO S&P400	78464A847	151,178	3,103	SH		SOLE		0	0	3,103
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	3,836,178	108,336	SH		SOLE		0	0	108,336
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	73,479	1,534	SH		SOLE		0	0	1,534
SPDR SER TR	BLOOMBERG INTL T	78464A516	2,609,257	112,565	SH		SOLE		0	0	112,565
SPDR SER TR	PORTFLI TIPS ETF	78464A656	7,569	296	SH		SOLE		0	0	296
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	168,432	1,843	SH		SOLE		0	0	1,843
NEOGENOMICS INC	COM NEW	64049M209	1,489	92	SH		SOLE		0	0	92
ISHARES TR	CRE U S REIT ETF	464288521	6,142,533	113,143	SH		SOLE		0	0	113,143
VISA INC	COM CL A	92826C839	684,981	2,631	SH		SOLE		0	0	2,631
PHILIP MORRIS INTL INC	COM	718172109	188	2	SH		SOLE		0	0	2
SPDR SER TR	PORTFOLIO LN TSR	78464A664	1,687,136	58,137	SH		SOLE		0	0	58,137
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	3,502,452	102,983	SH		SOLE		0	0	102,983
INSULET CORP	COM	45784P101	19,962	92	SH		SOLE		0	0	92
DIREXION SHS ETF TR	DRX S&P500BULL	25459W862	45,860	441	SH		SOLE		0	0	441
BROADCOM INC	COM	11135F101	621,751	557	SH		SOLE		0	0	557
TESLA INC	COM	88160R101	1,103,003	4,439	SH		SOLE		0	0	4,439
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	43	1	SH		SOLE		0	0	1
GENERAL MTRS CO	COM	37045V100	22,486	626	SH		SOLE		0	0	626
ISHARES TR	FLTG RATE NT ETF	46429B655	152	3	SH		SOLE		0	0	3
XYLEM INC	COM	98419M100	104,754	916	SH		SOLE		0	0	916
ISHARES TR	US TREAS BD ETF	46429B267	6,764,982	293,619	SH		SOLE		0	0	293,619
META PLATFORMS INC	CL A	30303M102	1,125,593	3,180	SH		SOLE		0	0	3,180
SERVICENOW INC	COM	81762P102	70,649	100	SH		SOLE		0	0	100
ABBVIE INC	COM	00287Y109	333,186	2,150	SH		SOLE		0	0	2,150
ZOETIS INC	CL A	98978V103	116,251	589	SH		SOLE		0	0	589
T-MOBILE US INC	COM	872590104	95,396	595	SH		SOLE		0	0	595
SPDR SER TR	PORTFOLIO S&P600	78468R853	146,744	3,479	SH		SOLE		0	0	3,479
ALPHABET INC	CAP STK CL C	02079K107	1,116,166	7,920	SH		SOLE		0	0	7,920
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	20,364	128	SH		SOLE		0	0	128
KRAFT HEINZ CO	COM	500754106	222	6	SH		SOLE		0	0	6
PAYPAL HLDGS INC	COM	70450Y103	33,714	549	SH		SOLE		0	0	549
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	77,157	4,544	SH		SOLE		0	0	4,544
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	20,030	500	SH		SOLE		0	0	500
ISHARES TR	CORE INTL AGGR	46435G672	2,241	45	SH		SOLE		0	0	45
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	201	4	SH		SOLE		0	0	4
FERGUSON PLC NEW	SHS	G3421J106	104,644	542	SH		SOLE		0	0	542
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	73,096	1,006	SH		SOLE		0	0	1,006
LINDE PLC	SHS	G54950103	326,925	796	SH		SOLE		0	0	796
ISHARES TR	ESG AWR US AGRGT	46435U549	371,656	7,785	SH		SOLE		0	0	7,785
ETF SER SOLUTIONS	CLEARSHS ULTRA	26922A453	62,341	623	SH		SOLE		0	0	623
DOW INC	COM	260557103	17,329	316	SH		SOLE		0	0	316
VONTIER CORPORATION	COM	928881101	42	1	SH		SOLE		0	0	1
VIATRIS INC	COM	92556V106	736	68	SH		SOLE		0	0	68
RIVIAN AUTOMOTIVE INC	COM CL A	76954A103	2,229	95	SH		SOLE		0	0	95
BANK NEW YORK MELLON CORP	COM	064058100	138,193	2,655	SH		SOLE		0	0	2,655
TIDAL TR II	BLUEPRINT CHESAP	88636J873	3,726,928	152,931	SH		SOLE		0	0	152,931