Essex Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC IRELAND SHS CLASS A	FOREIGN EQUITIES	G1151C101	301	1,401	SH		SOLE		1,401	0	0
ACCENTURE PLC IRELAND SHS CLASS A	FOREIGN EQUITIES	G1151C101	308	1,435	SH		DFND		1,430	5	0
EATON CORP CMN	FOREIGN EQUITIES	G29183103	29	330	SH		SOLE		330	0	0
EATON CORP CMN	FOREIGN EQUITIES	G29183103	231	2,637	SH		DFND		2,618	19	0
LINDE AG A PLC	FOREIGN EQUITIES	G5494J103	38	179	SH		SOLE		179	0	0
LINDE AG A PLC	FOREIGN EQUITIES	G5494J103	171	805	SH		DFND		698	107	0
MEDTRONIC PLC	FOREIGN EQUITIES	G5960L103	234	2,554	SH		SOLE		2,554	0	0
MEDTRONIC PLC	FOREIGN EQUITIES	G5960L103	158	1,726	SH		DFND		1,677	49	0
AFLAC INC COM	COMMON STOCK	001055102	302	8,394	SH		SOLE		8,394	0	0
AFLAC INC COM	COMMON STOCK	001055102	11	300	SH		DFND		300	0	0
AT&T INC COM	COMMON STOCK	00206R102	473	15,659	SH		SOLE		15,659	0	0
AT&T INC COM	COMMON STOCK	00206R102	793	26,251	SH		DFND		22,294	3,957	0
ARK ETF TR INNOVATION ETF	EXCHANGE TRADED FDS-EQUITY	00214Q104	86	1,200	SH		SOLE		1,200	0	0
ARK ETF TR INNOVATION ETF	EXCHANGE TRADED FDS-EQUITY	00214Q104	264	3,697	SH		DFND		1,465	2,232	0
ABBOTT LABS COM	COMMON STOCK	002824100	160	1,755	SH		SOLE		1,755	0	0
ABBOTT LABS COM	COMMON STOCK	002824100	175	1,915	SH		DFND		1,679	236	0
ABBVIE INC COM	COMMON STOCK	00287Y109	387	3,940	SH		SOLE		3,940	0	0
ABBVIE INC COM	COMMON STOCK	00287Y109	346	3,523	SH		DFND		3,142	381	0
ADOBE INC COM	COMMON STOCK	00724F101	1,346	3,091	SH		SOLE		3,091	0	0
ADOBE INC COM	COMMON STOCK	00724F101	340	781	SH		DFND		781	0	0
AIR PRODS & CHEMS INC COM	COMMON STOCK	009158106	65	271	SH		SOLE		271	0	0
AIR PRODS & CHEMS INC COM	COMMON STOCK	009158106	378	1,565	SH		DFND		1,555	10	0
ALIBABA GROUP HLDG LTD SPONSORED ADS	FOREIGN EQUITIES	01609W102	21	96	SH		SOLE		96	0	0
ALIBABA GROUP HLDG LTD SPONSORED ADS	FOREIGN EQUITIES	01609W102	259	1,201	SH		DFND		1,194	7	0
ALPHABET INC.	COMMON STOCK	02079K107	341	241	SH		SOLE		241	0	0
ALPHABET INC.	COMMON STOCK	02079K107	1,180	835	SH		DFND		835	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	364	257	SH		SOLE		257	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	1,485	1,047	SH		DFND		1,007	40	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	165	4,206	SH		SOLE		4,206	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	603	15,373	SH		DFND		12,497	2,876	0
AMAZON COM INC COM	COMMON STOCK	023135106	635	230	SH		SOLE		230	0	0
AMAZON COM INC COM	COMMON STOCK	023135106	2,337	847	SH		DFND		762	85	0
AMERICAN EXPRESS	COMMON STOCK	025816109	31	328	SH		SOLE		328	0	0
AMERICAN EXPRESS	COMMON STOCK	025816109	181	1,906	SH		DFND		1,889	17	0
AMERICAN TOWER CORP NEW COM	COMMON STOCK	03027X100	35	136	SH		SOLE		136	0	0
AMERICAN TOWER CORP NEW COM	COMMON STOCK	03027X100	262	1,015	SH		DFND		1,015	0	0
AMGEN INC COM	COMMON STOCK	031162100	164	695	SH		SOLE		695	0	0
AMGEN INC COM	COMMON STOCK	031162100	739	3,135	SH		DFND		1,282	1,853	0
ANNALY CAP MGMT INC COM	COMMON STOCK	035710409	13	2,000	SH		SOLE		2,000	0	0
ANNALY CAP MGMT INC COM	COMMON STOCK	035710409	139	21,207	SH		DFND		21,207	0	0
APPLE COMPUTER INC. CMN.	COMMON STOCK	037833100	5,993	16,429	SH		SOLE		16,429	0	0
APPLE COMPUTER INC. CMN.	COMMON STOCK	037833100	4,242	11,629	SH		DFND		10,993	636	0
AUTOMATIC DATA PROCESSING INC - TAXABLE	COMMON STOCK	053015103	6,139	41,231	SH		SOLE		41,231	0	0
AUTOMATIC DATA PROCESSING INC - TAXABLE	COMMON STOCK	053015103	362	2,429	SH		DFND		1,120	1,309	0
BANK OF AMERICA CORP COM	COMMON STOCK	060505104	110	4,636	SH		SOLE		4,636	0	0
BANK OF AMERICA CORP COM	COMMON STOCK	060505104	394	16,581	SH		DFND		16,219	362	0
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670108	4,811	18	SH		SOLE		18	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	COMMON STOCK	084670702	268	1,502	SH		SOLE		1,502	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	COMMON STOCK	084670702	685	3,839	SH		DFND		3,639	200	0
BLACKROCK INC COM	COMMON STOCK	09247X101	108	199	SH		SOLE		199	0	0
BLACKROCK INC COM	COMMON STOCK	09247X101	374	688	SH		DFND		657	31	0
BOEING CO COM	COMMON STOCK	097023105	384	2,093	SH		SOLE		2,093	0	0
BOEING CO COM	COMMON STOCK	097023105	228	1,242	SH		DFND		1,242	0	0
BRISTOL MYERS SQUIBB	COMMON STOCK	110122108	324	5,505	SH		SOLE		5,505	0	0
BRISTOL MYERS SQUIBB	COMMON STOCK	110122108	715	12,163	SH		DFND		9,302	2,861	0
BROADCOM INC	COMMON STOCK	11135F101	103	326	SH		SOLE		326	0	0
BROADCOM INC	COMMON STOCK	11135F101	237	751	SH		DFND		725	26	0
CDK GLOBAL INC COM	COMMON STOCK	12508E101	383	9,250	SH		SOLE		9,250	0	0
CDK GLOBAL INC COM	COMMON STOCK	12508E101	18	433	SH		DFND		0	433	0
CIGNA CORP NEW	COMMON STOCK	125523100	39	208	SH		SOLE		208	0	0
CIGNA CORP NEW	COMMON STOCK	125523100	403	2,145	SH		DFND		2,145	0	0
CVS CORP.	COMMON STOCK	126650100	555	8,535	SH		SOLE		8,535	0	0
CVS CORP.	COMMON STOCK	126650100	354	5,452	SH		DFND		2,983	2,469	0
CARRIER GLOBAL CORPORATION COM	COMMON STOCK	14448C104	109	4,915	SH		SOLE		4,915	0	0
CARRIER GLOBAL CORPORATION COM	COMMON STOCK	14448C104	103	4,659	SH		DFND		3,059	1,600	0
CATERPILLAR INC DEL COM	COMMON STOCK	149123101	258	2,042	SH		SOLE		2,042	0	0
CATERPILLAR INC DEL COM	COMMON STOCK	149123101	426	3,370	SH		DFND		2,670	700	0
CHEVRON COM	COMMON STOCK	166764100	9,202	103,132	SH		SOLE		103,132	0	0
CHEVRON COM	COMMON STOCK	166764100	532	5,966	SH		DFND		5,734	232	0
CISCO	COMMON STOCK	17275R102	670	14,358	SH		SOLE		14,358	0	0
CISCO	COMMON STOCK	17275R102	581	12,452	SH		DFND		10,952	1,500	0
CLOROX CO DEL COM	COMMON STOCK	189054109	439	2,000	SH		SOLE		2,000	0	0
CLOROX CO DEL COM	COMMON STOCK	189054109	30	136	SH		DFND		136	0	0
COCA COLA CO COM	COMMON STOCK	191216100	350	7,844	SH		SOLE		7,844	0	0
COCA COLA CO COM	COMMON STOCK	191216100	757	16,940	SH		DFND		14,618	2,322	0
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	379	5,180	SH		SOLE		5,180	0	0
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	368	5,020	SH		DFND		5,020	0	0
COMCAST CORP NEW CL A	COMMON STOCK	20030N101	279	7,147	SH		SOLE		7,147	0	0
COMCAST CORP NEW CL A	COMMON STOCK	20030N101	681	17,467	SH		DFND		17,124	343	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	279	6,643	SH		SOLE		6,643	0	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	126	2,993	SH		DFND		2,131	862	0
COSTCO WHSL CORP NEW COM	COMMON STOCK	22160K105	81	267	SH		SOLE		267	0	0
COSTCO WHSL CORP NEW COM	COMMON STOCK	22160K105	179	591	SH		DFND		591	0	0
CROWN CASTLE INTL CORP NEW COM	COMMON STOCK	22822V101	35	211	SH		SOLE		211	0	0
CROWN CASTLE INTL CORP NEW COM	COMMON STOCK	22822V101	368	2,198	SH		DFND		2,198	0	0
CUMMINS INC COM	COMMON STOCK	231021106	260	1,500	SH		SOLE		1,500	0	0
CUMMINS INC COM	COMMON STOCK	231021106	37	212	SH		DFND		212	0	0
DANAHER CORPORATION	COMMON STOCK	235851102	443	2,505	SH		SOLE		2,505	0	0
DANAHER CORPORATION	COMMON STOCK	235851102	453	2,559	SH		DFND		2,559	0	0
DEERE & CO COM	COMMON STOCK	244199105	471	3,000	SH		SOLE		3,000	0	0
DEERE & CO COM	COMMON STOCK	244199105	96	611	SH		DFND		601	10	0
DIAGEO P L C SPON ADR NEW	FOREIGN EQUITIES	25243Q205	296	2,200	SH		SOLE		2,200	0	0
DIAGEO P L C SPON ADR NEW	FOREIGN EQUITIES	25243Q205	90	670	SH		DFND		558	112	0
DISNEY WALT CO COM	COMMON STOCK	254687106	567	5,082	SH		SOLE		5,082	0	0
DISNEY WALT CO COM	COMMON STOCK	254687106	658	5,900	SH		DFND		5,200	700	0
DOMINION ENERGY INC COM	COMMON STOCK	25746U109	138	1,698	SH		SOLE		1,698	0	0
DOMINION ENERGY INC COM	COMMON STOCK	25746U109	206	2,537	SH		DFND		1,937	600	0
DOVER CORP	COMMON STOCK	260003108	237	2,453	SH		SOLE		2,453	0	0
DOVER CORP	COMMON STOCK	260003108	237	2,451	SH		DFND		2,427	24	0
DUKE ENERGY CORP NEW COM NEW	COMMON STOCK	26441C204	207	2,596	SH		SOLE		2,596	0	0
DUKE ENERGY CORP NEW COM NEW	COMMON STOCK	26441C204	206	2,578	SH		DFND		2,343	235	0
ECOLAB INC COM	COMMON STOCK	278865100	483	2,430	SH		SOLE		2,430	0	0
ECOLAB INC COM	COMMON STOCK	278865100	301	1,511	SH		DFND		1,474	37	0
EMERSON ELECTRIC	COMMON STOCK	291011104	94	1,515	SH		SOLE		1,515	0	0
EMERSON ELECTRIC	COMMON STOCK	291011104	565	9,105	SH		DFND		5,505	3,600	0
EXXON MOBIL CORPORATION	COMMON STOCK	30231G102	5,426	121,327	SH		SOLE		121,327	0	0
EXXON MOBIL CORPORATION	COMMON STOCK	30231G102	1,083	24,224	SH		DFND		17,572	6,652	0
FACEBOOK INC CL A	COMMON STOCK	30303M102	677	2,981	SH		SOLE		2,981	0	0
FACEBOOK INC CL A	COMMON STOCK	30303M102	939	4,136	SH		DFND		4,086	50	0
GENERAL DYNAMICS CORPORATION	COMMON STOCK	369550108	392	2,625	SH		SOLE		2,625	0	0
GENERAL DYNAMICS CORPORATION	COMMON STOCK	369550108	236	1,579	SH		DFND		1,563	16	0
GENERAL ELECTRIC COM	COMMON STOCK	369604103	46	6,755	SH		SOLE		6,755	0	0
GENERAL ELECTRIC COM	COMMON STOCK	369604103	223	32,617	SH		DFND		27,839	4,778	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	89	1,156	SH		SOLE		1,156	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	248	3,221	SH		DFND		3,221	0	0
GLAXOSMITHKLINE PLC SPONSORED ADR	FOREIGN EQUITIES	37733W105	44	1,072	SH		SOLE		1,072	0	0
GLAXOSMITHKLINE PLC SPONSORED ADR	FOREIGN EQUITIES	37733W105	185	4,546	SH		DFND		4,196	350	0
GRAINGER W.W. INC	COMMON STOCK	384802104	278	885	SH		SOLE		885	0	0
GRAINGER W.W. INC	COMMON STOCK	384802104	12	37	SH		DFND		37	0	0
HERSHEY CO COM	COMMON STOCK	427866108	231	1,781	SH		DFND		316	1,465	0
HOME DEPOT COM	COMMON STOCK	437076102	1,164	4,648	SH		SOLE		4,648	0	0
HOME DEPOT COM	COMMON STOCK	437076102	2,032	8,112	SH		DFND		5,333	2,779	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	125	867	SH		SOLE		867	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	309	2,138	SH		DFND		2,131	7	0
HUNTINGTON BANCSHARES INC COM	COMMON STOCK	446150104	126	13,971	SH		DFND		13,971	0	0
ILLINOIS TOOL WKS INC COM	COMMON STOCK	452308109	83	475	SH		SOLE		475	0	0
ILLINOIS TOOL WKS INC COM	COMMON STOCK	452308109	313	1,789	SH		DFND		1,785	4	0
INTEL COM	COMMON STOCK	458140100	562	9,385	SH		SOLE		9,385	0	0
INTEL COM	COMMON STOCK	458140100	742	12,401	SH		DFND		8,595	3,806	0
INTL BUSINESS MACHINES COM	COMMON STOCK	459200101	521	4,315	SH		SOLE		4,315	0	0
INTL BUSINESS MACHINES COM	COMMON STOCK	459200101	814	6,742	SH		DFND		6,620	122	0
INVESCO QQQ TR UNIT SER 1	EXCHANGE TRADED FDS-OTHER	46090E103	327	1,319	SH		SOLE		1,319	0	0
INVESCO QQQ TR UNIT SER 1	EXCHANGE TRADED FDS-OTHER	46090E103	1,186	4,791	SH		DFND		4,791	0	0
INVESCO EXCHANGE TRADED FD TINTL DIVI ACHI	EXCHANGE TRADED FDS-OTHER	46137V548	75	6,175	SH		SOLE		6,175	0	0
INVESCO EXCHANGE TRADED FD TINTL DIVI ACHI	EXCHANGE TRADED FDS-OTHER	46137V548	84	6,900	SH		DFND		6,900	0	0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL	EXCHANGE TRADED FDS-OTHER	46138E354	73	1,470	SH		SOLE		1,470	0	0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL	EXCHANGE TRADED FDS-OTHER	46138E354	184	3,705	SH		DFND		1,900	1,805	0
ISHARES GOLD TRUST ISHARES	EXCHANGE TRADED FDS-EQUITY	464285105	68	4,000	SH		SOLE		4,000	0	0
ISHARES GOLD TRUST ISHARES	EXCHANGE TRADED FDS-EQUITY	464285105	120	7,050	SH		DFND		7,050	0	0
ISHARES TR CORE S&P TTL STK	EXCHANGE TRADED FDS-EQUITY	464287150	315	4,537	SH		SOLE		4,537	0	0
ISHARES TR INDEX DJ SEL DIV INX	EXCHANGE TRADED FDS-EQUITY	464287168	131	1,625	SH		SOLE		1,625	0	0
ISHARES TR INDEX DJ SEL DIV INX	EXCHANGE TRADED FDS-EQUITY	464287168	160	1,976	SH		DFND		1,785	191	0
ISHARES TR S&P 500 INDEX	EXCHANGE TRADED FDS-EQUITY	464287200	513	1,657	SH		SOLE		1,657	0	0
ISHARES TR S&P 500 INDEX	EXCHANGE TRADED FDS-EQUITY	464287200	1,124	3,628	SH		DFND		3,628	0	0
ISHARES TR INDEX MSCI EMERG MKT	EXCHANGE TRADED FDS-EQUITY	464287234	11	275	SH		SOLE		275	0	0
ISHARES TR INDEX MSCI EMERG MKT	EXCHANGE TRADED FDS-EQUITY	464287234	199	4,983	SH		DFND		4,038	945	0
ISHARES TR S&P 500 GRWT ETF	EXCHANGE TRADED FDS-EQUITY	464287309	554	2,670	SH		SOLE		2,670	0	0
ISHARES TR S&P 500 GRWT ETF	EXCHANGE TRADED FDS-EQUITY	464287309	552	2,659	SH		DFND		2,659	0	0
ISHARES TR INDEX MSCI EAFE IDX	EXCHANGE TRADED FDS-EQUITY	464287465	323	5,304	SH		SOLE		5,304	0	0
ISHARES TR INDEX MSCI EAFE IDX	EXCHANGE TRADED FDS-EQUITY	464287465	188	3,093	SH		DFND		3,093	0	0
ISHARES TR INDEX RUSSELL MCP GR	EXCHANGE TRADED FDS-EQUITY	464287481	393	2,486	SH		DFND		2,486	0	0
ISHARES TR RUSSELL MIDCAP INDEX FD	EXCHANGE TRADED FDS-EQUITY	464287499	78	1,460	SH		SOLE		1,460	0	0
ISHARES TR RUSSELL MIDCAP INDEX FD	EXCHANGE TRADED FDS-EQUITY	464287499	299	5,588	SH		DFND		5,348	240	0
ISHARES TR S&P MIDCAP 400	MUTUAL FDS/TAXABLE - OTHER	464287507	155	874	SH		SOLE		874	0	0
ISHARES TR S&P MIDCAP 400	MUTUAL FDS/TAXABLE - OTHER	464287507	189	1,061	SH		DFND		1,061	0	0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND	EXCHANGE TRADED FDS-EQUITY	464287556	27	198	SH		SOLE		198	0	0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND	EXCHANGE TRADED FDS-EQUITY	464287556	314	2,300	SH		DFND		770	1,530	0
ISHARES TR INDEX RUSSELL1000GRW	EXCHANGE TRADED FDS-EQUITY	464287614	211	1,100	SH		SOLE		1,100	0	0
ISHARES TR INDEX RUSSELL1000GRW	EXCHANGE TRADED FDS-EQUITY	464287614	294	1,534	SH		DFND		1,534	0	0
ISHARES TR RUSSELL 2000	EXCHANGE TRADED FDS-EQUITY	464287655	842	5,884	SH		SOLE		5,884	0	0
ISHARES TR RUSSELL 2000	EXCHANGE TRADED FDS-EQUITY	464287655	455	3,180	SH		DFND		3,180	0	0
ISHARES TR S&P SMALL CAP 600 INDEX	MUTUAL FDS/TAXABLE - OTHER	464287804	117	1,710	SH		SOLE		1,710	0	0
ISHARES TR S&P SMALL CAP 600 INDEX	MUTUAL FDS/TAXABLE - OTHER	464287804	414	6,059	SH		DFND		6,059	0	0
ISHARES TR S&P U S PFD STCK INDEX FD	EXCHANGE TRADED FDS-OTHER	464288687	42	1,200	SH		SOLE		1,200	0	0
ISHARES TR S&P U S PFD STCK INDEX FD	EXCHANGE TRADED FDS-OTHER	464288687	158	4,570	SH		DFND		2,970	1,600	0
ISHARES TR MSCI EAFE MINIMUMVOLATILITY ETF	EXCHANGE TRADED FDS-EQUITY	46429B689	18	275	SH		SOLE		275	0	0
ISHARES TR MSCI EAFE MINIMUMVOLATILITY ETF	EXCHANGE TRADED FDS-EQUITY	46429B689	187	2,832	SH		DFND		2,832	0	0
ISHARES TR USA MIN VOL ETF	EXCHANGE TRADED FDS-EQUITY	46429B697	258	4,262	SH		SOLE		4,262	0	0
ISHARES TR CORE MSCI EAFE	EXCHANGE TRADED FDS-EQUITY	46432F842	54	938	SH		SOLE		938	0	0
ISHARES TR CORE MSCI EAFE	EXCHANGE TRADED FDS-EQUITY	46432F842	191	3,338	SH		DFND		3,338	0	0
ISHARES INC CORE MSCI EMKT	EXCHANGE TRADED FDS-EQUITY	46434G103	581	12,203	SH		SOLE		12,203	0	0
ISHARES INC CORE MSCI EMKT	EXCHANGE TRADED FDS-EQUITY	46434G103	213	4,484	SH		DFND		4,484	0	0
JP MORGAN CHASE & CO COM	COMMON STOCK	46625H100	668	7,107	SH		SOLE		7,107	0	0
JP MORGAN CHASE & CO COM	COMMON STOCK	46625H100	1,049	11,152	SH		DFND		9,723	1,429	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	5,810	41,314	SH		SOLE		41,314	0	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	3,391	24,111	SH		DFND		20,595	3,516	0
KIMBERLY - CLARK CORP	COMMON STOCK	494368103	1,385	9,797	SH		SOLE		9,797	0	0
KIMBERLY - CLARK CORP	COMMON STOCK	494368103	445	3,150	SH		DFND		2,000	1,150	0
L3HARRIS TECHNOLOGIES INC COM	COMMON STOCK	502431109	522	3,079	SH		SOLE		3,079	0	0
L3HARRIS TECHNOLOGIES INC COM	COMMON STOCK	502431109	19	114	SH		DFND		88	26	0
LAUDER ESTEE COS INC CL A	COMMON STOCK	518439104	283	1,502	SH		DFND		1,427	75	0
LILLY ELI & COMPANY	COMMON STOCK	532457108	1,330	8,101	SH		SOLE		8,101	0	0
LILLY ELI & COMPANY	COMMON STOCK	532457108	911	5,548	SH		DFND		3,843	1,705	0
LOCKHEED MARTIN CORP COM	COMMON STOCK	539830109	262	717	SH		SOLE		717	0	0
LOCKHEED MARTIN CORP COM	COMMON STOCK	539830109	220	604	SH		DFND		604	0	0
MASTERCARD INCORPORATED CL A	COMMON STOCK	57636Q104	180	609	SH		SOLE		609	0	0
MASTERCARD INCORPORATED CL A	COMMON STOCK	57636Q104	922	3,118	SH		DFND		3,118	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	386	2,091	SH		SOLE		2,091	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	754	4,089	SH		DFND		3,426	663	0
MERCK & CO INC	COMMON STOCK	58933Y105	608	7,865	SH		SOLE		7,865	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	1,402	18,133	SH		DFND		14,664	3,469	0
METLIFE INC COM	COMMON STOCK	59156R108	24	655	SH		SOLE		655	0	0
METLIFE INC COM	COMMON STOCK	59156R108	268	7,346	SH		DFND		6,562	784	0
MICROSOFT COM	COMMON STOCK	594918104	1,916	9,414	SH		SOLE		9,414	0	0
MICROSOFT COM	COMMON STOCK	594918104	3,475	17,074	SH		DFND		14,306	2,768	0
MONDELEZ INTL INC CL A	COMMON STOCK	609207105	472	9,225	SH		SOLE		9,225	0	0
MONDELEZ INTL INC CL A	COMMON STOCK	609207105	164	3,209	SH		DFND		3,164	45	0
MOODYS CORP COM	COMMON STOCK	615369105	1,126	4,100	SH		SOLE		4,100	0	0
MOODYS CORP COM	COMMON STOCK	615369105	12	42	SH		DFND		21	21	0
NETFLIX INC COM	COMMON STOCK	64110L106	401	882	SH		DFND		882	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	74	309	SH		SOLE		309	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	445	1,852	SH		DFND		1,731	121	0
NIKE INC CL B	COMMON STOCK	654106103	303	3,088	SH		SOLE		3,088	0	0
NIKE INC CL B	COMMON STOCK	654106103	369	3,759	SH		DFND		3,759	0	0
NORFOLK SOUTHERN CORP COM	COMMON STOCK	655844108	658	3,750	SH		SOLE		3,750	0	0
NORFOLK SOUTHERN CORP COM	COMMON STOCK	655844108	35	199	SH		DFND		60	139	0
NOVARTIS A G SPONSORED ADR	FOREIGN EQUITIES	66987V109	191	2,182	SH		SOLE		2,182	0	0
NOVARTIS A G SPONSORED ADR	FOREIGN EQUITIES	66987V109	70	796	SH		DFND		116	680	0
NOVO-NORDISK A S ADR	FOREIGN EQUITIES	670100205	229	3,500	SH		SOLE		3,500	0	0
NOVO-NORDISK A S ADR	FOREIGN EQUITIES	670100205	10	150	SH		DFND		0	150	0
NVIDIA CORP	COMMON STOCK	67066G104	5	14	SH		SOLE		14	0	0
NVIDIA CORP	COMMON STOCK	67066G104	530	1,394	SH		DFND		1,394	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	122	2,200	SH		SOLE		2,200	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	101	1,822	SH		DFND		1,822	0	0
OTIS WORLDWIDE CORP COM	COMMON STOCK	68902V107	130	2,294	SH		SOLE		2,294	0	0
OTIS WORLDWIDE CORP COM	COMMON STOCK	68902V107	137	2,412	SH		DFND		1,603	809	0
PNC FINL SVCS GROUP INC COM	COMMON STOCK	693475105	81	773	SH		SOLE		773	0	0
PNC FINL SVCS GROUP INC COM	COMMON STOCK	693475105	296	2,812	SH		DFND		1,937	875	0
PPG INDS INC COM	COMMON STOCK	693506107	291	2,748	SH		DFND		2,732	16	0
PAYPAL HLDGS INC COM	COMMON STOCK	70450Y103	119	683	SH		SOLE		683	0	0
PAYPAL HLDGS INC COM	COMMON STOCK	70450Y103	756	4,338	SH		DFND		4,338	0	0
PEPSICO INC	COMMON STOCK	713448108	1,071	8,099	SH		SOLE		8,099	0	0
PEPSICO INC	COMMON STOCK	713448108	1,205	9,109	SH		DFND		8,683	426	0
PFIZER INC COM	COMMON STOCK	717081103	953	29,132	SH		SOLE		29,132	0	0
PFIZER INC COM	COMMON STOCK	717081103	1,182	36,147	SH		DFND		29,520	6,627	0
PHILIP MORRIS INTL INC COM	COMMON STOCK	718172109	80	1,136	SH		SOLE		1,136	0	0
PHILIP MORRIS INTL INC COM	COMMON STOCK	718172109	268	3,832	SH		DFND		2,954	878	0
PHILLIPS 66 COM	COMMON STOCK	718546104	242	3,360	SH		SOLE		3,360	0	0
PHILLIPS 66 COM	COMMON STOCK	718546104	298	4,142	SH		DFND		3,842	300	0
T. ROWE PRICE GROUP INC	COMMON STOCK	74144T108	216	1,750	SH		SOLE		1,750	0	0
T. ROWE PRICE GROUP INC	COMMON STOCK	74144T108	74	598	SH		DFND		580	18	0
PROCTER & GAMBLE CO.	COMMON STOCK	742718109	1,202	10,052	SH		SOLE		10,052	0	0
PROCTER & GAMBLE CO.	COMMON STOCK	742718109	1,646	13,766	SH		DFND		10,535	3,231	0
PROLOGIS INC COM	COMMON STOCK	74340W103	247	2,642	SH		DFND		2,640	2	0
PROSHARES TR S&P 500 DV ARIST	EXCHANGE TRADED FDS-EQUITY	74348A467	216	3,212	SH		SOLE		3,212	0	0
PROSHARES TR S&P 500 DV ARIST	EXCHANGE TRADED FDS-EQUITY	74348A467	656	9,744	SH		DFND		8,200	1,544	0
QUALCOMM INC COM	COMMON STOCK	747525103	9	100	SH		SOLE		100	0	0
QUALCOMM INC COM	COMMON STOCK	747525103	341	3,737	SH		DFND		3,037	700	0
RAYTHEON TECHNOLOGIES CORP COM	COMMON STOCK	75513E101	570	9,246	SH		SOLE		9,246	0	0
RAYTHEON TECHNOLOGIES CORP COM	COMMON STOCK	75513E101	662	10,749	SH		DFND		6,660	4,089	0
ROPER TECHNOLOGIES INC COM	COMMON STOCK	776696106	223	575	SH		SOLE		575	0	0
ROPER TECHNOLOGIES INC COM	COMMON STOCK	776696106	51	131	SH		DFND		121	10	0
SPDR TR UNIT SER 1	EXCHANGE TRADED FDS-EQUITY	78462F103	988	3,203	SH		SOLE		3,203	0	0
SPDR TR UNIT SER 1	EXCHANGE TRADED FDS-EQUITY	78462F103	560	1,817	SH		DFND		253	1,564	0
SPDR SERIES TRUST BRCLYS INTL ETF	EXCHANGE TRADED FDS-OTHER	78464A516	237	8,210	SH		SOLE		8,210	0	0
SPDR SERIES TRUST BRCLYS INTL ETF	EXCHANGE TRADED FDS-OTHER	78464A516	75	2,600	SH		DFND		2,600	0	0
SALESFORCE COM INC COM	COMMON STOCK	79466L302	66	352	SH		SOLE		352	0	0
SALESFORCE COM INC COM	COMMON STOCK	79466L302	293	1,565	SH		DFND		1,565	0	0
SONOCO PRODS CO COM	COMMON STOCK	835495102	13	257	SH		SOLE		257	0	0
SONOCO PRODS CO COM	COMMON STOCK	835495102	947	18,108	SH		DFND		18,108	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	225	4,344	SH		SOLE		4,344	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	170	3,289	SH		DFND		1,629	1,660	0
STANLEY BLACK & DECKER INC	COMMON STOCK	854502101	70	500	SH		SOLE		500	0	0
STANLEY BLACK & DECKER INC	COMMON STOCK	854502101	288	2,064	SH		DFND		1,059	1,005	0
STRYKER CORP	COMMON STOCK	863667101	550	3,054	SH		SOLE		3,054	0	0
STRYKER CORP	COMMON STOCK	863667101	153	848	SH		DFND		303	545	0
TARGET CORPORATION	COMMON STOCK	87612E106	3,727	31,075	SH		SOLE		31,075	0	0
TARGET CORPORATION	COMMON STOCK	87612E106	126	1,048	SH		DFND		953	95	0
TESLA MTRS INC COM	COMMON STOCK	88160R101	5	5	SH		SOLE		5	0	0
TESLA MTRS INC COM	COMMON STOCK	88160R101	207	192	SH		DFND		192	0	0
TEXAS INSTRUMENTS	COMMON STOCK	882508104	45	355	SH		SOLE		355	0	0
TEXAS INSTRUMENTS	COMMON STOCK	882508104	165	1,300	SH		DFND		1,275	25	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	323	891	SH		SOLE		891	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	493	1,360	SH		DFND		1,360	0	0
3M COMPANY COM	COMMON STOCK	88579Y101	179	1,150	SH		SOLE		1,150	0	0
3M COMPANY COM	COMMON STOCK	88579Y101	683	4,381	SH		DFND		2,731	1,650	0
ST PAUL TRAVELERS COS	COMMON STOCK	89417E109	132	1,158	SH		SOLE		1,158	0	0
ST PAUL TRAVELERS COS	COMMON STOCK	89417E109	73	636	SH		DFND		629	7	0
US BANCORP DEL COM NEW	COMMON STOCK	902973304	983	26,712	SH		SOLE		26,712	0	0
US BANCORP DEL COM NEW	COMMON STOCK	902973304	291	7,893	SH		DFND		7,177	716	0
UNILEVER PLC SPON ADR NEW	FOREIGN EQUITIES	904767704	48	877	SH		SOLE		877	0	0
UNILEVER PLC SPON ADR NEW	FOREIGN EQUITIES	904767704	285	5,189	SH		DFND		5,154	35	0
UNION PAC CORP COM	COMMON STOCK	907818108	892	5,277	SH		SOLE		5,277	0	0
UNION PAC CORP COM	COMMON STOCK	907818108	311	1,842	SH		DFND		1,842	0	0
UNITED PARCEL SERVICE CL B COM	COMMON STOCK	911312106	49	440	SH		SOLE		440	0	0
UNITED PARCEL SERVICE CL B COM	COMMON STOCK	911312106	284	2,552	SH		DFND		2,152	400	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	125	423	SH		SOLE		423	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	530	1,796	SH		DFND		1,680	116	0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF	EXCHANGE TRADED FDS-EQUITY	921908844	390	3,325	SH		SOLE		3,325	0	0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF	EXCHANGE TRADED FDS-EQUITY	921908844	274	2,335	SH		DFND		2,335	0	0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F	EXCHANGE TRADED FDS-EQUITY	921932505	597	3,196	SH		SOLE		3,196	0	0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F	EXCHANGE TRADED FDS-EQUITY	921932505	130	698	SH		DFND		698	0	0
VANGUARD BD INDEX FD INC INTERMED TERM	EXCHANGE TRADED FDS-EQUITY	921937819	51	552	SH		SOLE		552	0	0
VANGUARD BD INDEX FD INC INTERMED TERM	EXCHANGE TRADED FDS-EQUITY	921937819	153	1,637	SH		DFND		1,637	0	0
VANGUARD TOTAL BOND MARKET ETF	EXCHANGE TRADED FDS-EQUITY	921937835	36	405	SH		SOLE		405	0	0
VANGUARD TOTAL BOND MARKET ETF	EXCHANGE TRADED FDS-EQUITY	921937835	169	1,912	SH		DFND		1,912	0	0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF	EXCHANGE TRADED FDS-EQUITY	921943858	519	13,374	SH		SOLE		13,374	0	0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF	EXCHANGE TRADED FDS-EQUITY	921943858	258	6,645	SH		DFND		6,645	0	0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF	EXCHANGE TRADED FDS-EQUITY	921946406	253	3,212	SH		SOLE		3,212	0	0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF	EXCHANGE TRADED FDS-EQUITY	921946406	517	6,566	SH		DFND		6,163	403	0
VANGUARD WHITEHALL INTL DIVIDEND ETF	EXCHANGE TRADED FDS-EQUITY	921946810	264	3,935	SH		SOLE		3,935	0	0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF	EXCHANGE TRADED FDS-EQUITY	922042858	204	5,155	SH		SOLE		5,155	0	0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF	EXCHANGE TRADED FDS-EQUITY	922042858	141	3,565	SH		DFND		3,565	0	0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF	EXCHANGE TRADED FDS-OTHER	92206C409	447	5,414	SH		SOLE		5,414	0	0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF	EXCHANGE TRADED FDS-OTHER	92206C409	284	3,438	SH		DFND		3,438	0	0
VANGUARD RUSSELL 1000 VALUE ETF	EXCHANGE TRADED FDS-EQUITY	92206C714	30	303	SH		SOLE		303	0	0
VANGUARD RUSSELL 1000 VALUE ETF	EXCHANGE TRADED FDS-EQUITY	92206C714	383	3,875	SH		DFND		3,875	0	0
VANGUARD INDEX FDS S&P 500 ETF SHS	EXCHANGE TRADED FDS-EQUITY	922908363	1,105	3,899	SH		SOLE		3,899	0	0
VANGUARD INDEX FDS S&P 500 ETF SHS	EXCHANGE TRADED FDS-EQUITY	922908363	622	2,195	SH		DFND		2,195	0	0
VANGUARD INDEX FDS MCAP VL IDXVIP	EXCHANGE TRADED FDS-EQUITY	922908512	252	2,633	SH		SOLE		2,633	0	0
VANGUARD INDEX FDS MCAP VL IDXVIP	EXCHANGE TRADED FDS-EQUITY	922908512	104	1,089	SH		DFND		1,089	0	0
VANGUARD INDEX FDS MCAP GR IDXVIP	EXCHANGE TRADED FDS-EQUITY	922908538	345	2,092	SH		SOLE		2,092	0	0
VANGUARD REIT ETF	EXCHANGE TRADED FDS-EQUITY	922908553	325	4,139	SH		SOLE		4,139	0	0
VANGUARD REIT ETF	EXCHANGE TRADED FDS-EQUITY	922908553	319	4,064	SH		DFND		4,064	0	0
VANGUARD MID CAP ETF	EXCHANGE TRADED FDS-EQUITY	922908629	834	5,091	SH		SOLE		5,091	0	0
VANGUARD MID CAP ETF	EXCHANGE TRADED FDS-EQUITY	922908629	169	1,032	SH		DFND		1,032	0	0
VANGUARD INDEX FDS VALUE ETF	EXCHANGE TRADED FDS-OTHER	922908744	233	2,335	SH		SOLE		2,335	0	0
VANGUARD INDEX FDS VALUE ETF	EXCHANGE TRADED FDS-OTHER	922908744	101	1,018	SH		DFND		1,018	0	0
VANGUARD INDEX FDS SMALL CP ETF	EXCHANGE TRADED FDS-EQUITY	922908751	520	3,568	SH		SOLE		3,568	0	0
VANGUARD INDEX FDS SMALL CP ETF	EXCHANGE TRADED FDS-EQUITY	922908751	268	1,840	SH		DFND		1,736	104	0
VANGUARD TOTAL STK MKT ETF	EXCHANGE TRADED FDS-EQUITY	922908769	178	1,135	SH		SOLE		1,135	0	0
VANGUARD TOTAL STK MKT ETF	EXCHANGE TRADED FDS-EQUITY	922908769	94	600	SH		DFND		600	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	184	3,341	SH		SOLE		3,341	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	973	17,653	SH		DFND		17,402	251	0
VISA INC COM CL A	COMMON STOCK	92826C839	1,142	5,911	SH		SOLE		5,911	0	0
VISA INC COM CL A	COMMON STOCK	92826C839	1,414	7,319	SH		DFND		6,889	430	0
WAL-MART	COMMON STOCK	931142103	63	530	SH		SOLE		530	0	0
WAL-MART	COMMON STOCK	931142103	490	4,091	SH		DFND		3,654	437	0
WELLS FARGO & CO NEW COM	COMMON STOCK	949746101	287	11,222	SH		SOLE		11,222	0	0
WELLS FARGO & CO NEW COM	COMMON STOCK	949746101	226	8,815	SH		DFND		8,815	0	0