Essex Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC IRELAND SHS CLASS A	FOREIGN EQUITIES	G1151C101	843	3,360	SH		SOLE		3,360	0	0
ACCENTURE PLC IRELAND SHS CLASS A	FOREIGN EQUITIES	G1151C101	336	1,338	SH		DFND		1,333	5	0
EATON CORP CMN	FOREIGN EQUITIES	G29183103	46	355	SH		SOLE		355	0	0
EATON CORP CMN	FOREIGN EQUITIES	G29183103	323	2,480	SH		DFND		2,455	25	0
LINDE AG A PLC	FOREIGN EQUITIES	G5494J103	27	110	SH		SOLE		110	0	0
LINDE AG A PLC	FOREIGN EQUITIES	G5494J103	191	783	SH		DFND		678	105	0
MEDTRONIC PLC	FOREIGN EQUITIES	G5960L103	272	2,326	SH		SOLE		2,326	0	0
MEDTRONIC PLC	FOREIGN EQUITIES	G5960L103	170	1,450	SH		DFND		1,400	50	0
TRANE TECHNOLOGIES PLC	FOREIGN EQUITIES	G8994E103	766	5,000	SH		SOLE		5,000	0	0
TRANE TECHNOLOGIES PLC	FOREIGN EQUITIES	G8994E103	48	310	SH		DFND		303	7	0
TE CONNECTIVITY LTD REG SHS	FOREIGN EQUITIES	H84989104	20	152	SH		SOLE		152	0	0
TE CONNECTIVITY LTD REG SHS	FOREIGN EQUITIES	H84989104	205	1,573	SH		DFND		1,523	50	0
AFLAC INC COM	COMMON STOCK	001055102	397	8,300	SH		SOLE		8,300	0	0
AFLAC INC COM	COMMON STOCK	001055102	14	300	SH		DFND		300	0	0
AT&T INC COM	COMMON STOCK	00206R102	445	15,954	SH		SOLE		15,954	0	0
AT&T INC COM	COMMON STOCK	00206R102	719	25,788	SH		DFND		20,331	5,457	0
ARK ETF TR INNOVATION ETF	EXCHANGE TRADED FDS-EQUITY	00214Q104	156	1,200	SH		SOLE		1,200	0	0
ARK ETF TR INNOVATION ETF	EXCHANGE TRADED FDS-EQUITY	00214Q104	370	2,841	SH		DFND		1,725	1,116	0
ARK ETF TR GENOMIC REV ETF	EXCHANGE TRADED FDS-EQUITY	00214Q302	310	3,318	SH		DFND		1,538	1,780	0
ABBOTT LABS COM	COMMON STOCK	002824100	205	1,710	SH		SOLE		1,710	0	0
ABBOTT LABS COM	COMMON STOCK	002824100	200	1,670	SH		DFND		1,435	235	0
ABBVIE INC COM	COMMON STOCK	00287Y109	452	4,197	SH		SOLE		4,197	0	0
ABBVIE INC COM	COMMON STOCK	00287Y109	501	4,653	SH		DFND		4,275	378	0
ADOBE SYSTEMS INCORPORATED COM	COMMON STOCK	00724F101	1,341	2,917	SH		SOLE		2,917	0	0
ADOBE SYSTEMS INCORPORATED COM	COMMON STOCK	00724F101	323	702	SH		DFND		702	0	0
AIR PRODS & CHEMS INC COM	COMMON STOCK	009158106	91	355	SH		SOLE		355	0	0
AIR PRODS & CHEMS INC COM	COMMON STOCK	009158106	281	1,100	SH		DFND		1,091	9	0
ALIBABA GROUP HLDG LTD SPONSORED ADS	FOREIGN EQUITIES	01609W102	10	40	SH		SOLE		40	0	0
ALIBABA GROUP HLDG LTD SPONSORED ADS	FOREIGN EQUITIES	01609W102	284	1,193	SH		DFND		1,185	8	0
ALNYLAM PHARMACEUTICALS INC COM	COMMON STOCK	02043Q107	245	1,652	SH		DFND		1,652	0	0
ALPHABET INC.	COMMON STOCK	02079K107	949	466	SH		SOLE		466	0	0
ALPHABET INC.	COMMON STOCK	02079K107	1,638	804	SH		DFND		804	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	524	259	SH		SOLE		259	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	1,961	970	SH		DFND		925	45	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	178	4,091	SH		SOLE		4,091	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	497	11,402	SH		DFND		8,530	2,872	0
AMAZON COM INC COM	COMMON STOCK	023135106	854	276	SH		SOLE		276	0	0
AMAZON COM INC COM	COMMON STOCK	023135106	2,474	800	SH		DFND		715	85	0
AMERICAN EXPRESS	COMMON STOCK	025816109	44	328	SH		SOLE		328	0	0
AMERICAN EXPRESS	COMMON STOCK	025816109	249	1,840	SH		DFND		1,818	22	0
AMERICAN TOWER CORP NEW COM	COMMON STOCK	03027X100	22	100	SH		SOLE		100	0	0
AMERICAN TOWER CORP NEW COM	COMMON STOCK	03027X100	189	876	SH		DFND		876	0	0
AMGEN INC COM	COMMON STOCK	031162100	192	855	SH		SOLE		855	0	0
AMGEN INC COM	COMMON STOCK	031162100	707	3,144	SH		DFND		1,290	1,854	0
APPLE COMPUTER INC. CMN.	COMMON STOCK	037833100	7,913	65,260	SH		SOLE		65,260	0	0
APPLE COMPUTER INC. CMN.	COMMON STOCK	037833100	5,090	41,980	SH		DFND		39,450	2,530	0
AUTOMATIC DATA PROCESSING INC - TAXABLE	COMMON STOCK	053015103	7,165	41,171	SH		SOLE		41,171	0	0
AUTOMATIC DATA PROCESSING INC - TAXABLE	COMMON STOCK	053015103	386	2,217	SH		DFND		910	1,307	0
BANK OF AMERICA CORP COM	COMMON STOCK	060505104	185	5,321	SH		SOLE		5,321	0	0
BANK OF AMERICA CORP COM	COMMON STOCK	060505104	499	14,369	SH		DFND		14,051	318	0
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670108	6,562	18	SH		SOLE		18	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	COMMON STOCK	084670702	349	1,452	SH		SOLE		1,452	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	COMMON STOCK	084670702	858	3,569	SH		DFND		3,369	200	0
BHP BILLITON LTD SPONSORED ADR	FOREIGN EQUITIES	088606108	404	5,325	SH		SOLE		5,325	0	0
BHP BILLITON LTD SPONSORED ADR	FOREIGN EQUITIES	088606108	35	461	SH		DFND		461	0	0
BLACKROCK INC COM	COMMON STOCK	09247X101	99	143	SH		SOLE		143	0	0
BLACKROCK INC COM	COMMON STOCK	09247X101	457	658	SH		DFND		627	31	0
BOEING CO COM	COMMON STOCK	097023105	434	2,048	SH		SOLE		2,048	0	0
BOEING CO COM	COMMON STOCK	097023105	120	564	SH		DFND		564	0	0
BRISTOL MYERS SQUIBB	COMMON STOCK	110122108	592	9,646	SH		SOLE		9,646	0	0
BRISTOL MYERS SQUIBB	COMMON STOCK	110122108	650	10,594	SH		DFND		7,736	2,858	0
BROADCOM INC	COMMON STOCK	11135F101	538	1,145	SH		SOLE		1,145	0	0
BROADCOM INC	COMMON STOCK	11135F101	358	761	SH		DFND		740	21	0
CDK GLOBAL INC COM	COMMON STOCK	12508E101	393	7,849	SH		SOLE		7,849	0	0
CDK GLOBAL INC COM	COMMON STOCK	12508E101	22	433	SH		DFND		0	433	0
CIGNA CORP NEW	COMMON STOCK	125523100	277	1,322	SH		SOLE		1,322	0	0
CIGNA CORP NEW	COMMON STOCK	125523100	443	2,112	SH		DFND		2,112	0	0
CVS CORP.	COMMON STOCK	126650100	898	13,185	SH		SOLE		13,185	0	0
CVS CORP.	COMMON STOCK	126650100	428	6,284	SH		DFND		3,812	2,472	0
CANADIAN PAC RY LTD COM	FOREIGN EQUITIES	13645T100	205	575	SH		DFND		500	75	0
CARRIER GLOBAL CORPORATION COM	COMMON STOCK	14448C104	123	3,360	SH		SOLE		3,360	0	0
CARRIER GLOBAL CORPORATION COM	COMMON STOCK	14448C104	141	3,869	SH		DFND		2,269	1,600	0
CATERPILLAR INC COM	COMMON STOCK	149123101	458	2,122	SH		SOLE		2,122	0	0
CATERPILLAR INC COM	COMMON STOCK	149123101	748	3,466	SH		DFND		2,766	700	0
CHENIERE ENERGY INC COM NEW	COMMON STOCK	16411R208	220	3,270	SH		DFND		3,270	0	0
CHEVRON COM	COMMON STOCK	166764100	12,800	127,998	SH		SOLE		127,998	0	0
CHEVRON COM	COMMON STOCK	166764100	592	5,916	SH		DFND		5,688	228	0
CISCO	COMMON STOCK	17275R102	1,012	22,565	SH		SOLE		22,565	0	0
CISCO	COMMON STOCK	17275R102	509	11,350	SH		DFND		9,850	1,500	0
CLOROX CO DEL COM	COMMON STOCK	189054109	362	2,000	SH		SOLE		2,000	0	0
CLOROX CO DEL COM	COMMON STOCK	189054109	23	125	SH		DFND		125	0	0
COCA COLA CO COM	COMMON STOCK	191216100	514	10,485	SH		SOLE		10,485	0	0
COCA COLA CO COM	COMMON STOCK	191216100	485	9,901	SH		DFND		7,572	2,329	0
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	314	4,180	SH		SOLE		4,180	0	0
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	378	5,020	SH		DFND		5,020	0	0
COMCAST CORP NEW CL A	COMMON STOCK	20030N101	351	6,661	SH		SOLE		6,661	0	0
COMCAST CORP NEW CL A	COMMON STOCK	20030N101	925	17,547	SH		DFND		17,226	321	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	262	5,043	SH		SOLE		5,043	0	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	146	2,809	SH		DFND		1,942	867	0
CORNING INC COM	COMMON STOCK	219350105	83	2,165	SH		SOLE		2,165	0	0
CORNING INC COM	COMMON STOCK	219350105	165	4,327	SH		DFND		4,327	0	0
COSTCO WHSL CORP NEW COM	COMMON STOCK	22160K105	97	294	SH		SOLE		294	0	0
COSTCO WHSL CORP NEW COM	COMMON STOCK	22160K105	231	698	SH		DFND		698	0	0
CROWN CASTLE INTL CORP NEW COM	COMMON STOCK	22822V101	101	648	SH		SOLE		648	0	0
CROWN CASTLE INTL CORP NEW COM	COMMON STOCK	22822V101	374	2,399	SH		DFND		2,399	0	0
CUMMINS INC COM	COMMON STOCK	231021106	380	1,500	SH		SOLE		1,500	0	0
CUMMINS INC COM	COMMON STOCK	231021106	65	257	SH		DFND		257	0	0
DANAHER CORPORATION	COMMON STOCK	235851102	618	2,815	SH		SOLE		2,815	0	0
DANAHER CORPORATION	COMMON STOCK	235851102	345	1,569	SH		DFND		1,569	0	0
DEERE & CO COM	COMMON STOCK	244199105	1,588	4,550	SH		SOLE		4,550	0	0
DEERE & CO COM	COMMON STOCK	244199105	206	590	SH		DFND		582	8	0
DIAGEO P L C SPON ADR NEW	FOREIGN EQUITIES	25243Q205	334	2,117	SH		SOLE		2,117	0	0
DIAGEO P L C SPON ADR NEW	FOREIGN EQUITIES	25243Q205	106	670	SH		DFND		558	112	0
DISNEY WALT CO COM	COMMON STOCK	254687106	1,471	7,779	SH		SOLE		7,779	0	0
DISNEY WALT CO COM	COMMON STOCK	254687106	657	3,476	SH		DFND		2,776	700	0
DOMINION ENERGY INC COM	COMMON STOCK	25746U109	116	1,698	SH		SOLE		1,698	0	0
DOMINION ENERGY INC COM	COMMON STOCK	25746U109	187	2,732	SH		DFND		2,132	600	0
DOVER CORP	COMMON STOCK	260003108	312	2,532	SH		SOLE		2,532	0	0
DOVER CORP	COMMON STOCK	260003108	303	2,456	SH		DFND		2,428	28	0
DOW INC COM	COMMON STOCK	260557103	93	1,575	SH		SOLE		1,575	0	0
DOW INC COM	COMMON STOCK	260557103	121	2,048	SH		DFND		2,048	0	0
DUKE ENERGY CORP NEW COM NEW	COMMON STOCK	26441C204	233	2,721	SH		SOLE		2,721	0	0
DUKE ENERGY CORP NEW COM NEW	COMMON STOCK	26441C204	223	2,605	SH		DFND		2,370	235	0
DUPONT DE NEMOURS INC (NEW)	COMMON STOCK	26614N102	451	6,408	SH		SOLE		6,408	0	0
DUPONT DE NEMOURS INC (NEW)	COMMON STOCK	26614N102	158	2,248	SH		DFND		2,048	200	0
ECOLAB INC COM	COMMON STOCK	278865100	502	2,400	SH		SOLE		2,400	0	0
ECOLAB INC COM	COMMON STOCK	278865100	152	724	SH		DFND		699	25	0
EMERSON ELECTRIC	COMMON STOCK	291011104	447	5,200	SH		SOLE		5,200	0	0
EMERSON ELECTRIC	COMMON STOCK	291011104	549	6,387	SH		DFND		2,787	3,600	0
EXXON MOBIL CORPORATION	COMMON STOCK	30231G102	8,579	157,826	SH		SOLE		157,826	0	0
EXXON MOBIL CORPORATION	COMMON STOCK	30231G102	886	16,299	SH		DFND		11,185	5,114	0
FACEBOOK INC CL A	COMMON STOCK	30303M102	774	3,004	SH		SOLE		3,004	0	0
FACEBOOK INC CL A	COMMON STOCK	30303M102	1,015	3,942	SH		DFND		3,892	50	0
GENERAL DYNAMICS CORPORATION	COMMON STOCK	369550108	429	2,625	SH		SOLE		2,625	0	0
GENERAL DYNAMICS CORPORATION	COMMON STOCK	369550108	230	1,408	SH		DFND		1,395	13	0
GENERAL ELECTRIC COM	COMMON STOCK	369604103	230	18,304	SH		SOLE		18,304	0	0
GENERAL ELECTRIC COM	COMMON STOCK	369604103	316	25,165	SH		DFND		25,165	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	123	2,006	SH		SOLE		2,006	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	156	2,536	SH		DFND		1,736	800	0
GLAXOSMITHKLINE PLC SPONSORED ADR	FOREIGN EQUITIES	37733W105	36	1,072	SH		SOLE		1,072	0	0
GLAXOSMITHKLINE PLC SPONSORED ADR	FOREIGN EQUITIES	37733W105	176	5,224	SH		DFND		4,874	350	0
GOLDMAN SACHS	COMMON STOCK	38141G104	30	95	SH		SOLE		95	0	0
GOLDMAN SACHS	COMMON STOCK	38141G104	239	747	SH		DFND		747	0	0
GRAINGER W.W. INC	COMMON STOCK	384802104	330	885	SH		SOLE		885	0	0
GRAINGER W.W. INC	COMMON STOCK	384802104	14	37	SH		DFND		37	0	0
HERSHEY CO COM	COMMON STOCK	427866108	259	1,781	SH		DFND		316	1,465	0
HOME DEPOT COM	COMMON STOCK	437076102	2,414	9,343	SH		SOLE		9,343	0	0
HOME DEPOT COM	COMMON STOCK	437076102	2,275	8,808	SH		DFND		6,030	2,778	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	722	3,567	SH		SOLE		3,567	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	423	2,088	SH		DFND		2,085	3	0
IDEXX LABS INC COM	COMMON STOCK	45168D104	18	34	SH		SOLE		34	0	0
IDEXX LABS INC COM	COMMON STOCK	45168D104	208	400	SH		DFND		396	4	0
ILLINOIS TOOL WKS INC COM	COMMON STOCK	452308109	596	2,950	SH		SOLE		2,950	0	0
ILLINOIS TOOL WKS INC COM	COMMON STOCK	452308109	133	659	SH		DFND		659	0	0
INGERSOLL RAND INC COM	COMMON STOCK	45687V106	204	4,412	SH		SOLE		4,412	0	0
INGERSOLL RAND INC COM	COMMON STOCK	45687V106	13	288	SH		DFND		288	0	0
INTEL COM	COMMON STOCK	458140100	781	12,854	SH		SOLE		12,854	0	0
INTEL COM	COMMON STOCK	458140100	602	9,913	SH		DFND		6,583	3,330	0
INTL BUSINESS MACHINES COM	COMMON STOCK	459200101	697	5,859	SH		SOLE		5,859	0	0
INTL BUSINESS MACHINES COM	COMMON STOCK	459200101	771	6,480	SH		DFND		6,354	126	0
INVESCO QQQ TR UNIT SER 1	EXCHANGE TRADED FDS-OTHER	46090E103	729	2,320	SH		SOLE		2,320	0	0
INVESCO QQQ TR UNIT SER 1	EXCHANGE TRADED FDS-OTHER	46090E103	1,650	5,254	SH		DFND		5,054	200	0
INTUIT COM	COMMON STOCK	461202103	15	38	SH		SOLE		38	0	0
INTUIT COM	COMMON STOCK	461202103	229	587	SH		DFND		587	0	0
INVESCO ETF S&P 500 EQUAL WEIGHT	EXCHANGE TRADED FDS-EQUITY	46137V357	228	1,700	SH		DFND		1,700	0	0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL	EXCHANGE TRADED FDS-OTHER	46138E354	80	1,470	SH		SOLE		1,470	0	0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL	EXCHANGE TRADED FDS-OTHER	46138E354	202	3,705	SH		DFND		1,900	1,805	0
ISHARES GOLD TRUST ISHARES	EXCHANGE TRADED FDS-EQUITY	464285105	130	7,900	SH		SOLE		7,900	0	0
ISHARES GOLD TRUST ISHARES	EXCHANGE TRADED FDS-EQUITY	464285105	136	8,250	SH		DFND		8,250	0	0
ISHARES TR CORE S&P TTL STK	EXCHANGE TRADED FDS-EQUITY	464287150	402	4,537	SH		SOLE		4,537	0	0
ISHARES TR CORE S&P TTL STK	EXCHANGE TRADED FDS-EQUITY	464287150	39	435	SH		DFND		435	0	0
ISHARES TR INDEX DJ SEL DIV INX	EXCHANGE TRADED FDS-EQUITY	464287168	171	1,625	SH		SOLE		1,625	0	0
ISHARES TR INDEX DJ SEL DIV INX	EXCHANGE TRADED FDS-EQUITY	464287168	207	1,969	SH		DFND		1,785	184	0
ISHARES TR S&P 500 INDEX	EXCHANGE TRADED FDS-EQUITY	464287200	565	1,481	SH		SOLE		1,481	0	0
ISHARES TR S&P 500 INDEX	EXCHANGE TRADED FDS-EQUITY	464287200	1,457	3,817	SH		DFND		3,817	0	0
ISHARES TR S&P 500 GRWT ETF	EXCHANGE TRADED FDS-EQUITY	464287309	678	10,680	SH		SOLE		10,680	0	0
ISHARES TR S&P 500 GRWT ETF	EXCHANGE TRADED FDS-EQUITY	464287309	675	10,636	SH		DFND		10,636	0	0
ISHARES TR INDEX MSCI EAFE IDX	EXCHANGE TRADED FDS-EQUITY	464287465	309	4,176	SH		SOLE		4,176	0	0
ISHARES TR INDEX MSCI EAFE IDX	EXCHANGE TRADED FDS-EQUITY	464287465	206	2,780	SH		DFND		2,780	0	0
ISHARES TR INDEX RUSSELL MCP GR	EXCHANGE TRADED FDS-EQUITY	464287481	517	4,972	SH		DFND		4,972	0	0
ISHARES TR RUSSELL MIDCAP INDEX FD	EXCHANGE TRADED FDS-EQUITY	464287499	69	960	SH		SOLE		960	0	0
ISHARES TR RUSSELL MIDCAP INDEX FD	EXCHANGE TRADED FDS-EQUITY	464287499	374	5,183	SH		DFND		4,943	240	0
ISHARES TR S&P MIDCAP 400	MUTUAL FDS/TAXABLE - OTHER	464287507	218	874	SH		SOLE		874	0	0
ISHARES TR S&P MIDCAP 400	MUTUAL FDS/TAXABLE - OTHER	464287507	345	1,386	SH		DFND		1,386	0	0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND	EXCHANGE TRADED FDS-EQUITY	464287556	31	198	SH		SOLE		198	0	0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND	EXCHANGE TRADED FDS-EQUITY	464287556	361	2,300	SH		DFND		770	1,530	0
ISHARES TR RUSSELL1000VAL	EXCHANGE TRADED FDS-EQUITY	464287598	139	971	SH		SOLE		971	0	0
ISHARES TR RUSSELL1000VAL	EXCHANGE TRADED FDS-EQUITY	464287598	210	1,466	SH		DFND		1,466	0	0
ISHARES TR INDEX RUSSELL1000GRW	EXCHANGE TRADED FDS-EQUITY	464287614	386	1,613	SH		SOLE		1,613	0	0
ISHARES TR INDEX RUSSELL1000GRW	EXCHANGE TRADED FDS-EQUITY	464287614	367	1,534	SH		DFND		1,534	0	0
ISHARES TR RUSSELL 2000	EXCHANGE TRADED FDS-EQUITY	464287655	1,309	5,995	SH		SOLE		5,995	0	0
ISHARES TR RUSSELL 2000	EXCHANGE TRADED FDS-EQUITY	464287655	615	2,819	SH		DFND		2,819	0	0
ISHARES TR DJ US TECH SEC	EXCHANGE TRADED FDS-EQUITY	464287721	233	2,680	SH		DFND		0	2,680	0
ISHARES TR S&P SMALL CAP 600 INDEX	MUTUAL FDS/TAXABLE - OTHER	464287804	172	1,640	SH		SOLE		1,640	0	0
ISHARES TR S&P SMALL CAP 600 INDEX	MUTUAL FDS/TAXABLE - OTHER	464287804	558	5,309	SH		DFND		5,309	0	0
ISHARES TR MSCI ACWI INDX	EXCHANGE TRADED FDS-EQUITY	464288257	229	2,480	SH		DFND		2,480	0	0
ISHARES TR NATIONAL MUN ETF	ETF - TAX EXEMPT	464288414	1,734	15,000	SH		SOLE		15,000	0	0
ISHARES TR NATIONAL MUN ETF	ETF - TAX EXEMPT	464288414	15	132	SH		DFND		132	0	0
ISHARES TR MSCI VAL IDX	EXCHANGE TRADED FDS-EQUITY	464288877	219	4,445	SH		SOLE		4,445	0	0
ISHARES TR MSCI EAFE MINIMUMVOLATILITY ETF	EXCHANGE TRADED FDS-EQUITY	46429B689	210	2,937	SH		DFND		2,937	0	0
ISHARES TR USA MIN VOL ETF	EXCHANGE TRADED FDS-EQUITY	46429B697	242	3,687	SH		SOLE		3,687	0	0
ISHARES TR CORE MSCI EAFE	EXCHANGE TRADED FDS-EQUITY	46432F842	102	1,449	SH		SOLE		1,449	0	0
ISHARES TR CORE MSCI EAFE	EXCHANGE TRADED FDS-EQUITY	46432F842	222	3,163	SH		DFND		3,163	0	0
ISHARES INC CORE MSCI EMKT	EXCHANGE TRADED FDS-EQUITY	46434G103	840	12,982	SH		SOLE		12,982	0	0
ISHARES INC CORE MSCI EMKT	EXCHANGE TRADED FDS-EQUITY	46434G103	284	4,393	SH		DFND		4,393	0	0
JP MORGAN CHASE & CO COM	COMMON STOCK	46625H100	1,637	11,124	SH		SOLE		11,124	0	0
JP MORGAN CHASE & CO COM	COMMON STOCK	46625H100	1,551	10,541	SH		DFND		9,112	1,429	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	8,767	55,327	SH		SOLE		55,327	0	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	3,032	19,134	SH		DFND		15,620	3,514	0
KIMBERLY - CLARK CORP	COMMON STOCK	494368103	1,296	10,097	SH		SOLE		10,097	0	0
KIMBERLY - CLARK CORP	COMMON STOCK	494368103	382	2,974	SH		DFND		1,824	1,150	0
L3HARRIS TECHNOLOGIES INC COM	COMMON STOCK	502431109	889	4,886	SH		SOLE		4,886	0	0
L3HARRIS TECHNOLOGIES INC COM	COMMON STOCK	502431109	21	114	SH		DFND		88	26	0
LAUDER ESTEE COS INC CL A	COMMON STOCK	518439104	428	1,499	SH		DFND		1,424	75	0
LILLY ELI & COMPANY	COMMON STOCK	532457108	1,680	8,201	SH		SOLE		8,201	0	0
LILLY ELI & COMPANY	COMMON STOCK	532457108	1,137	5,549	SH		DFND		3,843	1,706	0
LOCKHEED MARTIN CORP COM	COMMON STOCK	539830109	378	1,144	SH		SOLE		1,144	0	0
LOCKHEED MARTIN CORP COM	COMMON STOCK	539830109	188	570	SH		DFND		570	0	0
LOWES COMPANIES	COMMON STOCK	548661107	233	1,457	SH		DFND		1,357	100	0
MARRIOTT INTL INC NEW CL A	COMMON STOCK	571903202	213	1,437	SH		DFND		1,437	0	0
MASTERCARD INCORPORATED CL A	COMMON STOCK	57636Q104	215	609	SH		SOLE		609	0	0
MASTERCARD INCORPORATED CL A	COMMON STOCK	57636Q104	1,120	3,164	SH		DFND		3,164	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	455	2,208	SH		SOLE		2,208	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	982	4,766	SH		DFND		4,104	662	0
MERCK & CO INC	COMMON STOCK	58933Y105	1,311	18,053	SH		SOLE		18,053	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	938	12,912	SH		DFND		9,445	3,467	0
METLIFE INC COM	COMMON STOCK	59156R108	80	1,395	SH		SOLE		1,395	0	0
METLIFE INC COM	COMMON STOCK	59156R108	423	7,350	SH		DFND		6,573	777	0
MICROSOFT COM	COMMON STOCK	594918104	1,964	8,451	SH		SOLE		8,451	0	0
MICROSOFT COM	COMMON STOCK	594918104	3,766	16,206	SH		DFND		13,444	2,762	0
MONDELEZ INTL INC CL A	COMMON STOCK	609207105	536	10,080	SH		SOLE		10,080	0	0
MONDELEZ INTL INC CL A	COMMON STOCK	609207105	171	3,225	SH		DFND		3,180	45	0
MOODYS CORP COM	COMMON STOCK	615369105	1,127	4,100	SH		SOLE		4,100	0	0
MOODYS CORP COM	COMMON STOCK	615369105	9	34	SH		DFND		18	16	0
NETFLIX INC COM	COMMON STOCK	64110L106	489	908	SH		DFND		908	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	103	1,405	SH		SOLE		1,405	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	325	4,422	SH		DFND		3,841	581	0
NIKE INC CL B	COMMON STOCK	654106103	408	3,025	SH		SOLE		3,025	0	0
NIKE INC CL B	COMMON STOCK	654106103	496	3,679	SH		DFND		3,679	0	0
NORFOLK SOUTHERN CORP COM	COMMON STOCK	655844108	1,574	6,245	SH		SOLE		6,245	0	0
NORFOLK SOUTHERN CORP COM	COMMON STOCK	655844108	55	218	SH		DFND		77	141	0
NOVARTIS A G SPONSORED ADR	FOREIGN EQUITIES	66987V109	157	1,831	SH		SOLE		1,831	0	0
NOVARTIS A G SPONSORED ADR	FOREIGN EQUITIES	66987V109	70	818	SH		DFND		138	680	0
NOVO-NORDISK A S ADR	FOREIGN EQUITIES	670100205	249	3,500	SH		SOLE		3,500	0	0
NOVO-NORDISK A S ADR	FOREIGN EQUITIES	670100205	11	150	SH		DFND		0	150	0
NVIDIA CORP	COMMON STOCK	67066G104	765	1,395	SH		DFND		1,395	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	142	2,200	SH		SOLE		2,200	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	140	2,176	SH		DFND		2,176	0	0
OTIS WORLDWIDE CORP COM	COMMON STOCK	68902V107	99	1,554	SH		SOLE		1,554	0	0
OTIS WORLDWIDE CORP COM	COMMON STOCK	68902V107	101	1,589	SH		DFND		789	800	0
PNC FINL SVCS GROUP INC COM	COMMON STOCK	693475105	131	780	SH		SOLE		780	0	0
PNC FINL SVCS GROUP INC COM	COMMON STOCK	693475105	441	2,619	SH		DFND		1,744	875	0
PPG INDS INC COM	COMMON STOCK	693506107	359	2,666	SH		DFND		2,647	19	0
PALO ALTO NETWORKS INC COM	COMMON STOCK	697435105	222	619	SH		SOLE		619	0	0
PALO ALTO NETWORKS INC COM	COMMON STOCK	697435105	17	47	SH		DFND		47	0	0
PAYCHEX INC COM	COMMON STOCK	704326107	246	2,700	SH		SOLE		2,700	0	0
PAYCHEX INC COM	COMMON STOCK	704326107	212	2,329	SH		DFND		2,329	0	0
PAYPAL HLDGS INC COM	COMMON STOCK	70450Y103	175	672	SH		SOLE		672	0	0
PAYPAL HLDGS INC COM	COMMON STOCK	70450Y103	1,015	3,907	SH		DFND		3,907	0	0
PEPSICO INC	COMMON STOCK	713448108	1,456	11,274	SH		SOLE		11,274	0	0
PEPSICO INC	COMMON STOCK	713448108	1,070	8,286	SH		DFND		7,887	399	0
PFIZER INC COM	COMMON STOCK	717081103	915	27,331	SH		SOLE		27,331	0	0
PFIZER INC COM	COMMON STOCK	717081103	774	23,124	SH		DFND		16,506	6,618	0
PHILIP MORRIS INTL INC COM	COMMON STOCK	718172109	86	1,021	SH		SOLE		1,021	0	0
PHILIP MORRIS INTL INC COM	COMMON STOCK	718172109	332	3,950	SH		DFND		3,063	887	0
PHILLIPS 66 COM	COMMON STOCK	718546104	259	3,115	SH		SOLE		3,115	0	0
PHILLIPS 66 COM	COMMON STOCK	718546104	208	2,502	SH		DFND		2,202	300	0
T. ROWE PRICE GROUP INC	COMMON STOCK	74144T108	284	1,750	SH		SOLE		1,750	0	0
T. ROWE PRICE GROUP INC	COMMON STOCK	74144T108	91	564	SH		DFND		553	11	0
PROCTER & GAMBLE CO.	COMMON STOCK	742718109	2,560	20,722	SH		SOLE		20,722	0	0
PROCTER & GAMBLE CO.	COMMON STOCK	742718109	1,272	10,295	SH		DFND		7,103	3,192	0
PROLOGIS INC COM	COMMON STOCK	74340W103	301	3,038	SH		DFND		3,031	7	0
PROSHARES TR S&P 500 DV ARIST	EXCHANGE TRADED FDS-EQUITY	74348A467	192	2,387	SH		SOLE		2,387	0	0
PROSHARES TR S&P 500 DV ARIST	EXCHANGE TRADED FDS-EQUITY	74348A467	798	9,918	SH		DFND		8,452	1,466	0
QUALCOMM INC COM	COMMON STOCK	747525103	39	288	SH		SOLE		288	0	0
QUALCOMM INC COM	COMMON STOCK	747525103	495	3,637	SH		DFND		2,937	700	0
RAYTHEON TECHNOLOGIES CORP COM	COMMON STOCK	75513E101	993	13,788	SH		SOLE		13,788	0	0
RAYTHEON TECHNOLOGIES CORP COM	COMMON STOCK	75513E101	734	10,197	SH		DFND		5,799	4,398	0
REALTY INCOME CORP COM	COMMON STOCK	756109104	64	1,069	SH		SOLE		1,069	0	0
REALTY INCOME CORP COM	COMMON STOCK	756109104	239	3,967	SH		DFND		3,963	4	0
SPDR TR UNIT SER 1	EXCHANGE TRADED FDS-EQUITY	78462F103	544	1,430	SH		SOLE		1,430	0	0
SPDR TR UNIT SER 1	EXCHANGE TRADED FDS-EQUITY	78462F103	1,153	3,032	SH		DFND		1,505	1,527	0
SPDR GOLD TRUST GOLD SHS	EXCHANGE TRADED FDS-OTHER	78463V107	111	683	SH		SOLE		683	0	0
SPDR GOLD TRUST GOLD SHS	EXCHANGE TRADED FDS-OTHER	78463V107	100	619	SH		DFND		464	155	0
SPDR SERIES TRUST BRCLYS INTL ETF	EXCHANGE TRADED FDS-OTHER	78464A516	314	10,490	SH		SOLE		10,490	0	0
SPDR SERIES TRUST BRCLYS INTL ETF	EXCHANGE TRADED FDS-OTHER	78464A516	88	2,950	SH		DFND		2,950	0	0
SPDR SERIES TRUST PORTFLI TIPS ETF	EXCHANGE TRADED FDS-EQUITY	78464A656	240	7,849	SH		SOLE		7,849	0	0
SPDR SERIES TRUST PORTFLI TIPS ETF	EXCHANGE TRADED FDS-EQUITY	78464A656	106	3,467	SH		DFND		3,467	0	0
SPDR SERIES TRUST S&P BIOTECH	EXCHANGE TRADED FDS-EQUITY	78464A870	90	606	SH		SOLE		606	0	0
SPDR SERIES TRUST S&P BIOTECH	EXCHANGE TRADED FDS-EQUITY	78464A870	213	1,437	SH		DFND		1,437	0	0
SALESFORCE COM INC COM	COMMON STOCK	79466L302	414	1,910	SH		SOLE		1,910	0	0
SALESFORCE COM INC COM	COMMON STOCK	79466L302	401	1,854	SH		DFND		1,854	0	0
SCHWAB CHARLES CORP NEW COM	COMMON STOCK	808513105	755	12,225	SH		SOLE		12,225	0	0
SCHWAB CHARLES CORP NEW COM	COMMON STOCK	808513105	135	2,186	SH		DFND		2,077	109	0
SONOCO PRODS CO COM	COMMON STOCK	835495102	15	257	SH		SOLE		257	0	0
SONOCO PRODS CO COM	COMMON STOCK	835495102	974	16,358	SH		DFND		16,358	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	272	4,804	SH		SOLE		4,804	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	145	2,560	SH		DFND		900	1,660	0
STANLEY BLACK & DECKER INC	COMMON STOCK	854502101	87	500	SH		SOLE		500	0	0
STANLEY BLACK & DECKER INC	COMMON STOCK	854502101	372	2,130	SH		DFND		1,122	1,008	0
STARBUCKS CORP COM	COMMON STOCK	855244109	876	8,105	SH		SOLE		8,105	0	0
STARBUCKS CORP COM	COMMON STOCK	855244109	184	1,703	SH		DFND		1,590	113	0
STATE STREET CORP	COMMON STOCK	857477103	269	3,700	SH		SOLE		3,700	0	0
STATE STREET CORP	COMMON STOCK	857477103	36	500	SH		DFND		500	0	0
STRYKER CORP	COMMON STOCK	863667101	1,115	4,593	SH		SOLE		4,593	0	0
STRYKER CORP	COMMON STOCK	863667101	208	856	SH		DFND		311	545	0
TARGET CORPORATION	COMMON STOCK	87612E106	5,700	31,075	SH		SOLE		31,075	0	0
TARGET CORPORATION	COMMON STOCK	87612E106	191	1,042	SH		DFND		947	95	0
TESLA MTRS INC COM	COMMON STOCK	88160R101	557	825	SH		DFND		825	0	0
TEXAS INSTRUMENTS	COMMON STOCK	882508104	45	259	SH		SOLE		259	0	0
TEXAS INSTRUMENTS	COMMON STOCK	882508104	214	1,240	SH		DFND		1,220	20	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	459	1,020	SH		SOLE		1,020	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	248	552	SH		DFND		552	0	0
3M COMPANY COM	COMMON STOCK	88579Y101	193	1,105	SH		SOLE		1,105	0	0
3M COMPANY COM	COMMON STOCK	88579Y101	642	3,670	SH		DFND		2,020	1,650	0
ST PAUL TRAVELERS COS	COMMON STOCK	89417E109	168	1,158	SH		SOLE		1,158	0	0
ST PAUL TRAVELERS COS	COMMON STOCK	89417E109	95	655	SH		DFND		655	0	0
TRUIST FINANCIAL CORP	COMMON STOCK	89832Q109	513	9,000	SH		SOLE		9,000	0	0
TRUIST FINANCIAL CORP	COMMON STOCK	89832Q109	70	1,224	SH		DFND		1,190	34	0
US BANCORP DEL COM NEW	COMMON STOCK	902973304	1,186	23,712	SH		SOLE		23,712	0	0
US BANCORP DEL COM NEW	COMMON STOCK	902973304	398	7,957	SH		DFND		7,241	716	0
UNILEVER PLC SPON ADR NEW	FOREIGN EQUITIES	904767704	46	877	SH		SOLE		877	0	0
UNILEVER PLC SPON ADR NEW	FOREIGN EQUITIES	904767704	409	7,865	SH		DFND		6,180	1,685	0
UNION PAC CORP COM	COMMON STOCK	907818108	1,118	5,426	SH		SOLE		5,426	0	0
UNION PAC CORP COM	COMMON STOCK	907818108	260	1,262	SH		DFND		1,262	0	0
UNITED PARCEL SERVICE CL B COM	COMMON STOCK	911312106	85	540	SH		SOLE		540	0	0
UNITED PARCEL SERVICE CL B COM	COMMON STOCK	911312106	395	2,505	SH		DFND		2,105	400	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	176	531	SH		SOLE		531	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	602	1,811	SH		DFND		1,693	118	0
VALERO ENERGY CORP NEW COM	COMMON STOCK	91913Y100	256	3,330	SH		DFND		3,021	309	0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF	EXCHANGE TRADED FDS-EQUITY	921908844	505	3,631	SH		SOLE		3,631	0	0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF	EXCHANGE TRADED FDS-EQUITY	921908844	414	2,975	SH		DFND		2,975	0	0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F	EXCHANGE TRADED FDS-EQUITY	921932505	737	3,221	SH		SOLE		3,221	0	0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F	EXCHANGE TRADED FDS-EQUITY	921932505	155	677	SH		DFND		677	0	0
VANGUARD TOTAL BOND MARKET ETF	EXCHANGE TRADED FDS-EQUITY	921937835	35	405	SH		SOLE		405	0	0
VANGUARD TOTAL BOND MARKET ETF	EXCHANGE TRADED FDS-EQUITY	921937835	181	2,106	SH		DFND		2,106	0	0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF	EXCHANGE TRADED FDS-EQUITY	921943858	560	11,669	SH		SOLE		11,669	0	0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF	EXCHANGE TRADED FDS-EQUITY	921943858	319	6,645	SH		DFND		6,645	0	0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF	EXCHANGE TRADED FDS-EQUITY	921946406	317	3,336	SH		SOLE		3,336	0	0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF	EXCHANGE TRADED FDS-EQUITY	921946406	627	6,590	SH		DFND		6,187	403	0
VANGUARD WHITEHALL INTL DIVIDEND ETF	EXCHANGE TRADED FDS-EQUITY	921946810	321	3,935	SH		SOLE		3,935	0	0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF	EXCHANGE TRADED FDS-EQUITY	922042858	271	5,155	SH		SOLE		5,155	0	0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF	EXCHANGE TRADED FDS-EQUITY	922042858	187	3,565	SH		DFND		3,565	0	0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF	EXCHANGE TRADED FDS-OTHER	92206C409	446	5,384	SH		SOLE		5,384	0	0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF	EXCHANGE TRADED FDS-OTHER	92206C409	392	4,738	SH		DFND		4,738	0	0
VANGUARD RUSSELL 1000 VALUE ETF	EXCHANGE TRADED FDS-EQUITY	92206C714	43	343	SH		SOLE		343	0	0
VANGUARD RUSSELL 1000 VALUE ETF	EXCHANGE TRADED FDS-EQUITY	92206C714	488	3,875	SH		DFND		3,875	0	0
VANGUARD SCOTTSDALE FDS INT-TERM CORP	EXCHANGE TRADED FDS-OTHER	92206C870	76	800	SH		SOLE		800	0	0
VANGUARD SCOTTSDALE FDS INT-TERM CORP	EXCHANGE TRADED FDS-OTHER	92206C870	130	1,376	SH		DFND		1,376	0	0
VANGUARD INDEX FDS S&P 500 ETF SHS	EXCHANGE TRADED FDS-EQUITY	922908363	1,823	5,216	SH		SOLE		5,216	0	0
VANGUARD INDEX FDS S&P 500 ETF SHS	EXCHANGE TRADED FDS-EQUITY	922908363	627	1,795	SH		DFND		1,795	0	0
VANGUARD INDEX FDS MCAP VL IDXVIP	EXCHANGE TRADED FDS-EQUITY	922908512	336	2,633	SH		SOLE		2,633	0	0
VANGUARD INDEX FDS MCAP VL IDXVIP	EXCHANGE TRADED FDS-EQUITY	922908512	141	1,105	SH		DFND		1,105	0	0
VANGUARD INDEX FDS MCAP GR IDXVIP	EXCHANGE TRADED FDS-EQUITY	922908538	454	2,092	SH		SOLE		2,092	0	0
VANGUARD REIT ETF	EXCHANGE TRADED FDS-EQUITY	922908553	237	2,694	SH		SOLE		2,694	0	0
VANGUARD REIT ETF	EXCHANGE TRADED FDS-EQUITY	922908553	357	4,064	SH		DFND		4,064	0	0
VANGUARD INDEX FDS SM CP VAL ETF	EXCHANGE TRADED FDS-EQUITY	922908611	162	1,024	SH		SOLE		1,024	0	0
VANGUARD INDEX FDS SM CP VAL ETF	EXCHANGE TRADED FDS-EQUITY	922908611	88	560	SH		DFND		560	0	0
VANGUARD MID CAP ETF	EXCHANGE TRADED FDS-EQUITY	922908629	1,241	5,724	SH		SOLE		5,724	0	0
VANGUARD MID CAP ETF	EXCHANGE TRADED FDS-EQUITY	922908629	125	577	SH		DFND		577	0	0
VANGUARD INDEX FDS VALUE ETF	EXCHANGE TRADED FDS-OTHER	922908744	258	2,085	SH		SOLE		2,085	0	0
VANGUARD INDEX FDS VALUE ETF	EXCHANGE TRADED FDS-OTHER	922908744	126	1,018	SH		DFND		1,018	0	0
VANGUARD INDEX FDS SMALL CP ETF	EXCHANGE TRADED FDS-EQUITY	922908751	669	3,173	SH		SOLE		3,173	0	0
VANGUARD INDEX FDS SMALL CP ETF	EXCHANGE TRADED FDS-EQUITY	922908751	518	2,457	SH		DFND		2,353	104	0
VANGUARD TOTAL STK MKT ETF	EXCHANGE TRADED FDS-EQUITY	922908769	212	1,058	SH		SOLE		1,058	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	180	3,257	SH		SOLE		3,257	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	803	14,524	SH		DFND		14,286	238	0
VIATRIS INC COM	COMMON STOCK	92556V106	60	4,074	SH		SOLE		4,074	0	0
VIATRIS INC COM	COMMON STOCK	92556V106	96	6,445	SH		DFND		5,666	779	0
VISA INC COM CL A	COMMON STOCK	92826C839	1,423	6,702	SH		SOLE		6,702	0	0
VISA INC COM CL A	COMMON STOCK	92826C839	1,604	7,553	SH		DFND		6,883	670	0
WAL-MART	COMMON STOCK	931142103	1,228	9,450	SH		SOLE		9,450	0	0
WAL-MART	COMMON STOCK	931142103	581	4,474	SH		DFND		4,037	437	0
WEBSTER FINANCIAL CORP	COMMON STOCK	947890109	265	4,792	SH		DFND		4,792	0	0
WELLS FARGO & CO NEW COM	COMMON STOCK	949746101	403	11,156	SH		SOLE		11,156	0	0
WELLS FARGO & CO NEW COM	COMMON STOCK	949746101	287	7,925	SH		DFND		7,925	0	0
YUM BRANDS INC COM	COMMON STOCK	988498101	212	2,048	SH		DFND		2,048	0	0