Essex Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALLEGION PUB LTD CO ORD SHS	FOREIGN EQUITIES	G0176J109	234	1,666	SH		SOLE		1,666	0	0
ACCENTURE PLC IRELAND SHS CLASS A	FOREIGN EQUITIES	G1151C101	965	3,419	SH		SOLE		3,419	0	0
ACCENTURE PLC IRELAND SHS CLASS A	FOREIGN EQUITIES	G1151C101	407	1,442	SH		DFND		1,438	4	0
EATON CORP CMN	FOREIGN EQUITIES	G29183103	49	339	SH		SOLE		339	0	0
EATON CORP CMN	FOREIGN EQUITIES	G29183103	400	2,751	SH		DFND		2,731	20	0
LINDE AG A PLC	FOREIGN EQUITIES	G5494J103	33	110	SH		SOLE		110	0	0
LINDE AG A PLC	FOREIGN EQUITIES	G5494J103	226	753	SH		DFND		648	105	0
MEDTRONIC PLC	FOREIGN EQUITIES	G5960L103	283	2,236	SH		SOLE		2,236	0	0
MEDTRONIC PLC	FOREIGN EQUITIES	G5960L103	183	1,446	SH		DFND		1,396	50	0
APTIV PLC	FOREIGN EQUITIES	G6095L109	68	450	SH		SOLE		450	0	0
APTIV PLC	FOREIGN EQUITIES	G6095L109	166	1,105	SH		DFND		1,105	0	0
TRANE TECHNOLOGIES PLC	FOREIGN EQUITIES	G8994E103	932	5,000	SH		SOLE		5,000	0	0
TRANE TECHNOLOGIES PLC	FOREIGN EQUITIES	G8994E103	58	310	SH		DFND		303	7	0
TE CONNECTIVITY LTD REG SHS	FOREIGN EQUITIES	H84989104	21	152	SH		SOLE		152	0	0
TE CONNECTIVITY LTD REG SHS	FOREIGN EQUITIES	H84989104	214	1,574	SH		DFND		1,524	50	0
AFLAC INC COM	COMMON STOCK	001055102	483	8,529	SH		SOLE		8,529	0	0
AFLAC INC COM	COMMON STOCK	001055102	17	300	SH		DFND		300	0	0
AT&T INC COM	COMMON STOCK	00206R102	414	14,077	SH		SOLE		14,077	0	0
AT&T INC COM	COMMON STOCK	00206R102	740	25,148	SH		DFND		19,691	5,457	0
ARK ETF TR INNOVATION ETF	EXCHANGE TRADED FDS-EQUITY	00214Q104	135	1,200	SH		SOLE		1,200	0	0
ARK ETF TR INNOVATION ETF	EXCHANGE TRADED FDS-EQUITY	00214Q104	318	2,841	SH		DFND		1,725	1,116	0
ARK ETF TR GENOMIC REV ETF	EXCHANGE TRADED FDS-EQUITY	00214Q302	278	3,400	SH		DFND		1,620	1,780	0
ABBOTT LABS COM	COMMON STOCK	002824100	207	1,778	SH		SOLE		1,778	0	0
ABBOTT LABS COM	COMMON STOCK	002824100	229	1,964	SH		DFND		1,742	222	0
ABBVIE INC COM	COMMON STOCK	00287Y109	527	4,658	SH		SOLE		4,658	0	0
ABBVIE INC COM	COMMON STOCK	00287Y109	517	4,567	SH		DFND		4,204	363	0
ADOBE SYSTEMS INCORPORATED COM	COMMON STOCK	00724F101	1,454	2,881	SH		SOLE		2,881	0	0
ADOBE SYSTEMS INCORPORATED COM	COMMON STOCK	00724F101	375	743	SH		DFND		743	0	0
AIR PRODS & CHEMS INC COM	COMMON STOCK	009158106	126	419	SH		SOLE		419	0	0
AIR PRODS & CHEMS INC COM	COMMON STOCK	009158106	332	1,107	SH		DFND		1,098	9	0
ALIBABA GROUP HLDG LTD SPONSORED ADS	FOREIGN EQUITIES	01609W102	20	94	SH		SOLE		94	0	0
ALIBABA GROUP HLDG LTD SPONSORED ADS	FOREIGN EQUITIES	01609W102	230	1,077	SH		DFND		1,069	8	0
ALNYLAM PHARMACEUTICALS INC COM	COMMON STOCK	02043Q107	235	1,652	SH		DFND		1,652	0	0
ALPHABET INC.	COMMON STOCK	02079K107	1,129	468	SH		SOLE		468	0	0
ALPHABET INC.	COMMON STOCK	02079K107	1,936	803	SH		DFND		803	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	634	269	SH		SOLE		269	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	2,274	965	SH		DFND		920	45	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	201	4,091	SH		SOLE		4,091	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	538	10,938	SH		DFND		8,093	2,845	0
AMAZON COM INC COM	COMMON STOCK	023135106	944	293	SH		SOLE		293	0	0
AMAZON COM INC COM	COMMON STOCK	023135106	2,517	781	SH		DFND		696	85	0
AMERICAN EXPRESS	COMMON STOCK	025816109	53	328	SH		SOLE		328	0	0
AMERICAN EXPRESS	COMMON STOCK	025816109	295	1,840	SH		DFND		1,818	22	0
AMERICAN TOWER CORP NEW COM	COMMON STOCK	03027X100	26	100	SH		SOLE		100	0	0
AMERICAN TOWER CORP NEW COM	COMMON STOCK	03027X100	212	830	SH		DFND		830	0	0
AMGEN INC COM	COMMON STOCK	031162100	203	855	SH		SOLE		855	0	0
AMGEN INC COM	COMMON STOCK	031162100	784	3,293	SH		DFND		1,439	1,854	0
APPLE COMPUTER INC. CMN.	COMMON STOCK	037833100	8,424	67,599	SH		SOLE		67,599	0	0
APPLE COMPUTER INC. CMN.	COMMON STOCK	037833100	5,167	41,466	SH		DFND		38,940	2,526	0
AUTOMATIC DATA PROCESSING INC - TAXABLE	COMMON STOCK	053015103	8,070	41,171	SH		SOLE		41,171	0	0
AUTOMATIC DATA PROCESSING INC - TAXABLE	COMMON STOCK	053015103	423	2,160	SH		DFND		860	1,300	0
BANK OF AMERICA CORP COM	COMMON STOCK	060505104	200	4,718	SH		SOLE		4,718	0	0
BANK OF AMERICA CORP COM	COMMON STOCK	060505104	664	15,659	SH		DFND		15,341	318	0
BANK NEW YORK MELLON CORP COM	COMMON STOCK	064058100	63	1,215	SH		SOLE		1,215	0	0
BANK NEW YORK MELLON CORP COM	COMMON STOCK	064058100	145	2,787	SH		DFND		2,524	263	0
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670108	7,412	17	SH		SOLE		17	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	COMMON STOCK	084670702	406	1,402	SH		SOLE		1,402	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	COMMON STOCK	084670702	1,033	3,569	SH		DFND		3,369	200	0
BHP BILLITON LTD SPONSORED ADR	FOREIGN EQUITIES	088606108	391	5,274	SH		SOLE		5,274	0	0
BHP BILLITON LTD SPONSORED ADR	FOREIGN EQUITIES	088606108	83	1,123	SH		DFND		1,068	55	0
BLACKROCK INC COM	COMMON STOCK	09247X101	464	529	SH		SOLE		529	0	0
BLACKROCK INC COM	COMMON STOCK	09247X101	584	666	SH		DFND		635	31	0
BOEING CO COM	COMMON STOCK	097023105	506	2,048	SH		SOLE		2,048	0	0
BOEING CO COM	COMMON STOCK	097023105	139	564	SH		DFND		564	0	0
BRISTOL MYERS SQUIBB	COMMON STOCK	110122108	634	9,646	SH		SOLE		9,646	0	0
BRISTOL MYERS SQUIBB	COMMON STOCK	110122108	682	10,379	SH		DFND		7,521	2,858	0
BROADCOM INC	COMMON STOCK	11135F101	610	1,291	SH		SOLE		1,291	0	0
BROADCOM INC	COMMON STOCK	11135F101	388	822	SH		DFND		801	21	0
CDK GLOBAL INC COM	COMMON STOCK	12508E101	411	7,849	SH		SOLE		7,849	0	0
CDK GLOBAL INC COM	COMMON STOCK	12508E101	23	433	SH		DFND		0	433	0
CIGNA CORP NEW	COMMON STOCK	125523100	288	1,114	SH		SOLE		1,114	0	0
CIGNA CORP NEW	COMMON STOCK	125523100	504	1,948	SH		DFND		1,948	0	0
CVS CORP.	COMMON STOCK	126650100	1,152	13,322	SH		SOLE		13,322	0	0
CVS CORP.	COMMON STOCK	126650100	580	6,709	SH		DFND		4,237	2,472	0
CANADIAN PAC RY LTD COM	FOREIGN EQUITIES	13645T100	234	2,875	SH		DFND		2,500	375	0
CARRIER GLOBAL CORPORATION COM	COMMON STOCK	14448C104	143	3,110	SH		SOLE		3,110	0	0
CARRIER GLOBAL CORPORATION COM	COMMON STOCK	14448C104	158	3,431	SH		DFND		1,831	1,600	0
CATERPILLAR INC COM	COMMON STOCK	149123101	603	2,502	SH		SOLE		2,502	0	0
CATERPILLAR INC COM	COMMON STOCK	149123101	836	3,466	SH		DFND		2,766	700	0
CHENIERE ENERGY INC COM NEW	COMMON STOCK	16411R208	278	3,270	SH		DFND		3,270	0	0
CHEVRON COM	COMMON STOCK	166764100	13,285	127,998	SH		SOLE		127,998	0	0
CHEVRON COM	COMMON STOCK	166764100	594	5,723	SH		DFND		5,495	228	0
CISCO	COMMON STOCK	17275R102	1,199	22,663	SH		SOLE		22,663	0	0
CISCO	COMMON STOCK	17275R102	549	10,377	SH		DFND		8,877	1,500	0
CITIGROUP INC COM NEW	COMMON STOCK	172967424	77	975	SH		SOLE		975	0	0
CITIGROUP INC COM NEW	COMMON STOCK	172967424	244	3,098	SH		DFND		3,064	34	0
CLOROX CO DEL COM	COMMON STOCK	189054109	353	2,000	SH		SOLE		2,000	0	0
CLOROX CO DEL COM	COMMON STOCK	189054109	22	125	SH		DFND		125	0	0
COCA COLA CO COM	COMMON STOCK	191216100	580	10,485	SH		SOLE		10,485	0	0
COCA COLA CO COM	COMMON STOCK	191216100	548	9,916	SH		DFND		7,587	2,329	0
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	350	4,180	SH		SOLE		4,180	0	0
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	413	4,934	SH		DFND		4,934	0	0
COMCAST CORP NEW CL A	COMMON STOCK	20030N101	376	6,555	SH		SOLE		6,555	0	0
COMCAST CORP NEW CL A	COMMON STOCK	20030N101	1,006	17,544	SH		DFND		17,265	279	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	281	5,043	SH		SOLE		5,043	0	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	294	5,277	SH		DFND		4,410	867	0
CORNING INC COM	COMMON STOCK	219350105	94	2,165	SH		SOLE		2,165	0	0
CORNING INC COM	COMMON STOCK	219350105	164	3,748	SH		DFND		3,748	0	0
COSTCO WHSL CORP NEW COM	COMMON STOCK	22160K105	80	211	SH		SOLE		211	0	0
COSTCO WHSL CORP NEW COM	COMMON STOCK	22160K105	284	750	SH		DFND		750	0	0
CROWN CASTLE INTL CORP NEW COM	COMMON STOCK	22822V101	107	565	SH		SOLE		565	0	0
CROWN CASTLE INTL CORP NEW COM	COMMON STOCK	22822V101	486	2,567	SH		DFND		2,567	0	0
CUMMINS INC COM	COMMON STOCK	231021106	386	1,500	SH		SOLE		1,500	0	0
CUMMINS INC COM	COMMON STOCK	231021106	93	360	SH		DFND		360	0	0
DANAHER CORPORATION	COMMON STOCK	235851102	712	2,780	SH		SOLE		2,780	0	0
DANAHER CORPORATION	COMMON STOCK	235851102	395	1,543	SH		DFND		1,543	0	0
DEERE & CO COM	COMMON STOCK	244199105	1,643	4,550	SH		SOLE		4,550	0	0
DEERE & CO COM	COMMON STOCK	244199105	218	604	SH		DFND		598	6	0
DIAGEO P L C SPON ADR NEW	FOREIGN EQUITIES	25243Q205	407	2,108	SH		SOLE		2,108	0	0
DIAGEO P L C SPON ADR NEW	FOREIGN EQUITIES	25243Q205	95	493	SH		DFND		385	108	0
DISNEY WALT CO COM	COMMON STOCK	254687106	1,382	7,737	SH		SOLE		7,737	0	0
DISNEY WALT CO COM	COMMON STOCK	254687106	603	3,376	SH		DFND		2,676	700	0
DOMINION ENERGY INC COM	COMMON STOCK	25746U109	129	1,698	SH		SOLE		1,698	0	0
DOMINION ENERGY INC COM	COMMON STOCK	25746U109	213	2,797	SH		DFND		2,197	600	0
DOVER CORP	COMMON STOCK	260003108	400	2,655	SH		SOLE		2,655	0	0
DOVER CORP	COMMON STOCK	260003108	366	2,429	SH		DFND		2,406	23	0
DOW INC COM	COMMON STOCK	260557103	108	1,575	SH		SOLE		1,575	0	0
DOW INC COM	COMMON STOCK	260557103	140	2,048	SH		DFND		2,048	0	0
DUKE ENERGY CORP NEW COM NEW	COMMON STOCK	26441C204	343	3,421	SH		SOLE		3,421	0	0
DUKE ENERGY CORP NEW COM NEW	COMMON STOCK	26441C204	261	2,605	SH		DFND		2,370	235	0
DUPONT DE NEMOURS INC (NEW)	COMMON STOCK	26614N102	536	6,342	SH		SOLE		6,342	0	0
DUPONT DE NEMOURS INC (NEW)	COMMON STOCK	26614N102	190	2,248	SH		DFND		2,048	200	0
ECOLAB INC COM	COMMON STOCK	278865100	516	2,400	SH		SOLE		2,400	0	0
ECOLAB INC COM	COMMON STOCK	278865100	138	641	SH		DFND		616	25	0
EMERSON ELECTRIC	COMMON STOCK	291011104	478	5,000	SH		SOLE		5,000	0	0
EMERSON ELECTRIC	COMMON STOCK	291011104	603	6,300	SH		DFND		2,700	3,600	0
EXXON MOBIL CORPORATION	COMMON STOCK	30231G102	9,064	155,307	SH		SOLE		155,307	0	0
EXXON MOBIL CORPORATION	COMMON STOCK	30231G102	938	16,070	SH		DFND		10,956	5,114	0
FACEBOOK INC CL A	COMMON STOCK	30303M102	1,008	3,066	SH		SOLE		3,066	0	0
FACEBOOK INC CL A	COMMON STOCK	30303M102	1,216	3,700	SH		DFND		3,650	50	0
FREEPORT-MCMORAN COPPER & GOLD COM	COMMON STOCK	35671D857	53	1,240	SH		SOLE		1,240	0	0
FREEPORT-MCMORAN COPPER & GOLD COM	COMMON STOCK	35671D857	163	3,823	SH		DFND		3,745	78	0
GENERAL DYNAMICS CORPORATION	COMMON STOCK	369550108	499	2,625	SH		SOLE		2,625	0	0
GENERAL DYNAMICS CORPORATION	COMMON STOCK	369550108	266	1,399	SH		DFND		1,387	12	0
GENERAL ELECTRIC COM	COMMON STOCK	369604103	257	18,304	SH		SOLE		18,304	0	0
GENERAL ELECTRIC COM	COMMON STOCK	369604103	310	22,025	SH		DFND		22,025	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	144	2,177	SH		SOLE		2,177	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	121	1,831	SH		DFND		1,181	650	0
GOLDMAN SACHS	COMMON STOCK	38141G104	43	116	SH		SOLE		116	0	0
GOLDMAN SACHS	COMMON STOCK	38141G104	337	906	SH		DFND		906	0	0
GRAINGER W.W. INC	COMMON STOCK	384802104	409	885	SH		SOLE		885	0	0
GRAINGER W.W. INC	COMMON STOCK	384802104	17	37	SH		DFND		37	0	0
HERSHEY CO COM	COMMON STOCK	427866108	308	1,781	SH		DFND		316	1,465	0
HOME DEPOT COM	COMMON STOCK	437076102	2,989	9,374	SH		SOLE		9,374	0	0
HOME DEPOT COM	COMMON STOCK	437076102	2,787	8,738	SH		DFND		5,960	2,778	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	824	3,567	SH		SOLE		3,567	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	465	2,015	SH		DFND		2,015	0	0
IDEXX LABS INC COM	COMMON STOCK	45168D104	42	75	SH		SOLE		75	0	0
IDEXX LABS INC COM	COMMON STOCK	45168D104	304	545	SH		DFND		541	4	0
ILLINOIS TOOL WKS INC COM	COMMON STOCK	452308109	684	2,950	SH		SOLE		2,950	0	0
ILLINOIS TOOL WKS INC COM	COMMON STOCK	452308109	153	659	SH		DFND		659	0	0
INGERSOLL RAND INC COM	COMMON STOCK	45687V106	219	4,412	SH		SOLE		4,412	0	0
INGERSOLL RAND INC COM	COMMON STOCK	45687V106	14	288	SH		DFND		288	0	0
INTEL COM	COMMON STOCK	458140100	702	12,293	SH		SOLE		12,293	0	0
INTEL COM	COMMON STOCK	458140100	566	9,913	SH		DFND		6,583	3,330	0
INTL BUSINESS MACHINES COM	COMMON STOCK	459200101	823	5,725	SH		SOLE		5,725	0	0
INTL BUSINESS MACHINES COM	COMMON STOCK	459200101	922	6,412	SH		DFND		6,286	126	0
INVESCO QQQ TR UNIT SER 1	EXCHANGE TRADED FDS-OTHER	46090E103	758	2,270	SH		SOLE		2,270	0	0
INVESCO QQQ TR UNIT SER 1	EXCHANGE TRADED FDS-OTHER	46090E103	1,677	5,021	SH		DFND		4,821	200	0
INTUIT COM	COMMON STOCK	461202103	40	90	SH		SOLE		90	0	0
INTUIT COM	COMMON STOCK	461202103	258	587	SH		DFND		587	0	0
INVESCO ETF S&P 500 EQUAL WEIGHT	EXCHANGE TRADED FDS-EQUITY	46137V357	257	1,700	SH		DFND		1,700	0	0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL	EXCHANGE TRADED FDS-OTHER	46138E354	90	1,470	SH		SOLE		1,470	0	0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL	EXCHANGE TRADED FDS-OTHER	46138E354	226	3,705	SH		DFND		1,900	1,805	0
IRON MTN INC NEW COM	COMMON STOCK	46284V101	167	3,845	SH		SOLE		3,845	0	0
IRON MTN INC NEW COM	COMMON STOCK	46284V101	54	1,250	SH		DFND		0	1,250	0
ISHARES TR CORE S&P TTL STK	EXCHANGE TRADED FDS-EQUITY	464287150	439	4,537	SH		SOLE		4,537	0	0
ISHARES TR CORE S&P TTL STK	EXCHANGE TRADED FDS-EQUITY	464287150	42	435	SH		DFND		435	0	0
ISHARES TR INDEX DJ SEL DIV INX	EXCHANGE TRADED FDS-EQUITY	464287168	197	1,625	SH		SOLE		1,625	0	0
ISHARES TR INDEX DJ SEL DIV INX	EXCHANGE TRADED FDS-EQUITY	464287168	245	2,026	SH		DFND		1,885	141	0
ISHARES TR S&P 500 INDEX	EXCHANGE TRADED FDS-EQUITY	464287200	624	1,481	SH		SOLE		1,481	0	0
ISHARES TR S&P 500 INDEX	EXCHANGE TRADED FDS-EQUITY	464287200	1,567	3,716	SH		DFND		3,716	0	0
ISHARES TR S&P 500 GRWT ETF	EXCHANGE TRADED FDS-EQUITY	464287309	736	10,680	SH		SOLE		10,680	0	0
ISHARES TR S&P 500 GRWT ETF	EXCHANGE TRADED FDS-EQUITY	464287309	733	10,636	SH		DFND		10,636	0	0
ISHARES TR INDEX MSCI EAFE IDX	EXCHANGE TRADED FDS-EQUITY	464287465	337	4,167	SH		SOLE		4,167	0	0
ISHARES TR INDEX MSCI EAFE IDX	EXCHANGE TRADED FDS-EQUITY	464287465	223	2,761	SH		DFND		2,761	0	0
ISHARES TR INDEX RUSSELL MCP GR	EXCHANGE TRADED FDS-EQUITY	464287481	527	4,972	SH		DFND		4,972	0	0
ISHARES TR RUSSELL MIDCAP INDEX FD	EXCHANGE TRADED FDS-EQUITY	464287499	75	960	SH		SOLE		960	0	0
ISHARES TR RUSSELL MIDCAP INDEX FD	EXCHANGE TRADED FDS-EQUITY	464287499	406	5,183	SH		DFND		4,943	240	0
ISHARES TR S&P MIDCAP 400	MUTUAL FDS/TAXABLE - OTHER	464287507	238	874	SH		SOLE		874	0	0
ISHARES TR S&P MIDCAP 400	MUTUAL FDS/TAXABLE - OTHER	464287507	378	1,386	SH		DFND		1,386	0	0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND	EXCHANGE TRADED FDS-EQUITY	464287556	30	198	SH		SOLE		198	0	0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND	EXCHANGE TRADED FDS-EQUITY	464287556	343	2,260	SH		DFND		770	1,490	0
ISHARES TR RUSSELL1000VAL	EXCHANGE TRADED FDS-EQUITY	464287598	156	971	SH		SOLE		971	0	0
ISHARES TR RUSSELL1000VAL	EXCHANGE TRADED FDS-EQUITY	464287598	236	1,466	SH		DFND		1,466	0	0
ISHARES TR INDEX RUSSELL1000GRW	EXCHANGE TRADED FDS-EQUITY	464287614	398	1,555	SH		SOLE		1,555	0	0
ISHARES TR INDEX RUSSELL1000GRW	EXCHANGE TRADED FDS-EQUITY	464287614	375	1,464	SH		DFND		1,464	0	0
ISHARES TR RUSSELL 2000	EXCHANGE TRADED FDS-EQUITY	464287655	1,344	5,958	SH		SOLE		5,958	0	0
ISHARES TR RUSSELL 2000	EXCHANGE TRADED FDS-EQUITY	464287655	602	2,669	SH		DFND		2,669	0	0
ISHARES TR DJ US TECH SEC	EXCHANGE TRADED FDS-EQUITY	464287721	248	2,680	SH		DFND		0	2,680	0
ISHARES TR S&P SMALL CAP 600 INDEX	MUTUAL FDS/TAXABLE - OTHER	464287804	185	1,640	SH		SOLE		1,640	0	0
ISHARES TR S&P SMALL CAP 600 INDEX	MUTUAL FDS/TAXABLE - OTHER	464287804	562	4,982	SH		DFND		4,982	0	0
ISHARES TR MSCI ACWI INDX	EXCHANGE TRADED FDS-EQUITY	464288257	250	2,480	SH		DFND		2,480	0	0
ISHARES TR NATIONAL MUN ETF	ETF - TAX EXEMPT	464288414	1,053	9,000	SH		SOLE		9,000	0	0
ISHARES TR NATIONAL MUN ETF	ETF - TAX EXEMPT	464288414	14	120	SH		DFND		120	0	0
ISHARES TR DJ PHARMA INDX	EXCHANGE TRADED FDS-EQUITY	464288836	203	1,100	SH		SOLE		1,100	0	0
ISHARES TR MSCI VAL IDX	EXCHANGE TRADED FDS-EQUITY	464288877	421	7,814	SH		SOLE		7,814	0	0
ISHARES TR MSCI VAL IDX	EXCHANGE TRADED FDS-EQUITY	464288877	5	91	SH		DFND		91	0	0
ISHARES TR MSCI EAFE MINIMUMVOLATILITY ETF	EXCHANGE TRADED FDS-EQUITY	46429B689	225	2,937	SH		DFND		2,937	0	0
ISHARES TR USA MIN VOL ETF	EXCHANGE TRADED FDS-EQUITY	46429B697	268	3,687	SH		SOLE		3,687	0	0
ISHARES TR CORE MSCI EAFE	EXCHANGE TRADED FDS-EQUITY	46432F842	103	1,337	SH		SOLE		1,337	0	0
ISHARES TR CORE MSCI EAFE	EXCHANGE TRADED FDS-EQUITY	46432F842	243	3,163	SH		DFND		3,163	0	0
ISHARES INC CORE MSCI EMKT	EXCHANGE TRADED FDS-EQUITY	46434G103	897	13,455	SH		SOLE		13,455	0	0
ISHARES INC CORE MSCI EMKT	EXCHANGE TRADED FDS-EQUITY	46434G103	283	4,243	SH		DFND		4,243	0	0
ISHARES DIVIDEND GROWTH ETF	EXCHANGE TRADED FDS-EQUITY	46434V621	220	4,323	SH		DFND		4,323	0	0
JP MORGAN CHASE & CO COM	COMMON STOCK	46625H100	1,804	10,984	SH		SOLE		10,984	0	0
JP MORGAN CHASE & CO COM	COMMON STOCK	46625H100	1,713	10,427	SH		DFND		8,998	1,429	0
JACOBS ENGR GROUP INC DEL COM	COMMON STOCK	469814107	213	1,500	SH		SOLE		1,500	0	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	9,361	55,309	SH		SOLE		55,309	0	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	3,226	19,062	SH		DFND		15,548	3,514	0
KIMBERLY - CLARK CORP	COMMON STOCK	494368103	1,359	10,400	SH		SOLE		10,400	0	0
KIMBERLY - CLARK CORP	COMMON STOCK	494368103	382	2,923	SH		DFND		1,773	1,150	0
L3HARRIS TECHNOLOGIES INC COM	COMMON STOCK	502431109	1,075	4,931	SH		SOLE		4,931	0	0
L3HARRIS TECHNOLOGIES INC COM	COMMON STOCK	502431109	36	166	SH		DFND		140	26	0
LAUDER ESTEE COS INC CL A	COMMON STOCK	518439104	459	1,497	SH		DFND		1,422	75	0
LILLY ELI & COMPANY	COMMON STOCK	532457108	1,638	8,201	SH		SOLE		8,201	0	0
LILLY ELI & COMPANY	COMMON STOCK	532457108	1,105	5,531	SH		DFND		3,827	1,704	0
LOCKHEED MARTIN CORP COM	COMMON STOCK	539830109	478	1,251	SH		SOLE		1,251	0	0
LOCKHEED MARTIN CORP COM	COMMON STOCK	539830109	213	556	SH		DFND		556	0	0
LOWES COMPANIES	COMMON STOCK	548661107	267	1,369	SH		DFND		1,269	100	0
MARRIOTT INTL INC NEW CL A	COMMON STOCK	571903202	206	1,437	SH		DFND		1,437	0	0
MASTERCARD INCORPORATED CL A	COMMON STOCK	57636Q104	220	609	SH		SOLE		609	0	0
MASTERCARD INCORPORATED CL A	COMMON STOCK	57636Q104	1,125	3,120	SH		DFND		3,120	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	516	2,208	SH		SOLE		2,208	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	1,106	4,730	SH		DFND		4,077	653	0
MERCK & CO INC	COMMON STOCK	58933Y105	1,370	18,053	SH		SOLE		18,053	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	986	12,996	SH		DFND		9,536	3,460	0
METLIFE INC COM	COMMON STOCK	59156R108	89	1,360	SH		SOLE		1,360	0	0
METLIFE INC COM	COMMON STOCK	59156R108	431	6,591	SH		DFND		5,814	777	0
MICROSOFT COM	COMMON STOCK	594918104	2,097	8,400	SH		SOLE		8,400	0	0
MICROSOFT COM	COMMON STOCK	594918104	4,184	16,757	SH		DFND		13,995	2,762	0
MONDELEZ INTL INC CL A	COMMON STOCK	609207105	640	10,080	SH		SOLE		10,080	0	0
MONDELEZ INTL INC CL A	COMMON STOCK	609207105	189	2,976	SH		DFND		2,939	37	0
MOODYS CORP COM	COMMON STOCK	615369105	1,341	4,000	SH		SOLE		4,000	0	0
MOODYS CORP COM	COMMON STOCK	615369105	11	32	SH		DFND		18	14	0
MORGAN STANLEY DEAN WITTER	COMMON STOCK	617446448	214	2,350	SH		DFND		2,308	42	0
NETFLIX INC COM	COMMON STOCK	64110L106	13	25	SH		SOLE		25	0	0
NETFLIX INC COM	COMMON STOCK	64110L106	468	930	SH		DFND		930	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	103	1,405	SH		SOLE		1,405	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	358	4,886	SH		DFND		4,305	581	0
NIKE INC CL B	COMMON STOCK	654106103	418	3,061	SH		SOLE		3,061	0	0
NIKE INC CL B	COMMON STOCK	654106103	502	3,679	SH		DFND		3,679	0	0
NORFOLK SOUTHERN CORP COM	COMMON STOCK	655844108	1,754	6,245	SH		SOLE		6,245	0	0
NORFOLK SOUTHERN CORP COM	COMMON STOCK	655844108	61	218	SH		DFND		77	141	0
NOVARTIS A G SPONSORED ADR	FOREIGN EQUITIES	66987V109	162	1,831	SH		SOLE		1,831	0	0
NOVARTIS A G SPONSORED ADR	FOREIGN EQUITIES	66987V109	72	818	SH		DFND		138	680	0
NOVO-NORDISK A S ADR	FOREIGN EQUITIES	670100205	276	3,500	SH		SOLE		3,500	0	0
NOVO-NORDISK A S ADR	FOREIGN EQUITIES	670100205	12	150	SH		DFND		0	150	0
NVIDIA CORP	COMMON STOCK	67066G104	1,030	1,585	SH		DFND		1,585	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	173	2,200	SH		SOLE		2,200	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	167	2,115	SH		DFND		2,115	0	0
OTIS WORLDWIDE CORP COM	COMMON STOCK	68902V107	122	1,554	SH		SOLE		1,554	0	0
OTIS WORLDWIDE CORP COM	COMMON STOCK	68902V107	107	1,370	SH		DFND		570	800	0
PNC FINL SVCS GROUP INC COM	COMMON STOCK	693475105	149	765	SH		SOLE		765	0	0
PNC FINL SVCS GROUP INC COM	COMMON STOCK	693475105	504	2,587	SH		DFND		1,714	873	0
PPG INDS INC COM	COMMON STOCK	693506107	460	2,561	SH		DFND		2,542	19	0
PACKAGING CORP AMER COM	COMMON STOCK	695156109	223	1,500	SH		SOLE		1,500	0	0
PALO ALTO NETWORKS INC COM	COMMON STOCK	697435105	225	619	SH		SOLE		619	0	0
PALO ALTO NETWORKS INC COM	COMMON STOCK	697435105	17	47	SH		DFND		47	0	0
PAYCHEX INC COM	COMMON STOCK	704326107	273	2,700	SH		SOLE		2,700	0	0
PAYCHEX INC COM	COMMON STOCK	704326107	220	2,173	SH		DFND		2,173	0	0
PAYPAL HLDGS INC COM	COMMON STOCK	70450Y103	211	810	SH		SOLE		810	0	0
PAYPAL HLDGS INC COM	COMMON STOCK	70450Y103	938	3,607	SH		DFND		3,607	0	0
PEPSICO INC	COMMON STOCK	713448108	1,678	11,344	SH		SOLE		11,344	0	0
PEPSICO INC	COMMON STOCK	713448108	1,248	8,439	SH		DFND		8,040	399	0
PFIZER INC COM	COMMON STOCK	717081103	1,039	26,833	SH		SOLE		26,833	0	0
PFIZER INC COM	COMMON STOCK	717081103	878	22,683	SH		DFND		16,065	6,618	0
PHILIP MORRIS INTL INC COM	COMMON STOCK	718172109	98	1,021	SH		SOLE		1,021	0	0
PHILIP MORRIS INTL INC COM	COMMON STOCK	718172109	381	3,950	SH		DFND		3,063	887	0
PHILLIPS 66 COM	COMMON STOCK	718546104	273	3,240	SH		SOLE		3,240	0	0
PHILLIPS 66 COM	COMMON STOCK	718546104	211	2,502	SH		DFND		2,202	300	0
T. ROWE PRICE GROUP INC	COMMON STOCK	74144T108	526	2,750	SH		SOLE		2,750	0	0
T. ROWE PRICE GROUP INC	COMMON STOCK	74144T108	108	564	SH		DFND		553	11	0
PROCTER & GAMBLE CO.	COMMON STOCK	742718109	2,812	20,853	SH		SOLE		20,853	0	0
PROCTER & GAMBLE CO.	COMMON STOCK	742718109	1,376	10,202	SH		DFND		7,010	3,192	0
PROLOGIS INC COM	COMMON STOCK	74340W103	359	3,046	SH		DFND		3,038	8	0
PROSHARES TR S&P 500 DV ARIST	EXCHANGE TRADED FDS-EQUITY	74348A467	220	2,387	SH		SOLE		2,387	0	0
PROSHARES TR S&P 500 DV ARIST	EXCHANGE TRADED FDS-EQUITY	74348A467	915	9,918	SH		DFND		8,452	1,466	0
QUALCOMM INC COM	COMMON STOCK	747525103	115	854	SH		SOLE		854	0	0
QUALCOMM INC COM	COMMON STOCK	747525103	469	3,487	SH		DFND		2,787	700	0
RAYTHEON TECHNOLOGIES CORP COM	COMMON STOCK	75513E101	1,450	16,349	SH		SOLE		16,349	0	0
RAYTHEON TECHNOLOGIES CORP COM	COMMON STOCK	75513E101	905	10,197	SH		DFND		5,799	4,398	0
REALTY INCOME CORP COM	COMMON STOCK	756109104	110	1,610	SH		SOLE		1,610	0	0
REALTY INCOME CORP COM	COMMON STOCK	756109104	265	3,878	SH		DFND		3,874	4	0
ROPER TECHNOLOGIES INC COM	COMMON STOCK	776696106	201	446	SH		SOLE		446	0	0
ROPER TECHNOLOGIES INC COM	COMMON STOCK	776696106	53	118	SH		DFND		108	10	0
SPDR TR UNIT SER 1	EXCHANGE TRADED FDS-EQUITY	78462F103	575	1,370	SH		SOLE		1,370	0	0
SPDR TR UNIT SER 1	EXCHANGE TRADED FDS-EQUITY	78462F103	1,274	3,032	SH		DFND		1,505	1,527	0
SPDR SERIES TRUST BRCLYS INTL ETF	EXCHANGE TRADED FDS-OTHER	78464A516	389	13,029	SH		SOLE		13,029	0	0
SPDR SERIES TRUST BRCLYS INTL ETF	EXCHANGE TRADED FDS-OTHER	78464A516	93	3,128	SH		DFND		3,128	0	0
SPDR SERIES TRUST PORTFLI TIPS ETF	EXCHANGE TRADED FDS-EQUITY	78464A656	334	10,735	SH		SOLE		10,735	0	0
SPDR SERIES TRUST PORTFLI TIPS ETF	EXCHANGE TRADED FDS-EQUITY	78464A656	85	2,723	SH		DFND		2,723	0	0
SPDR SERIES TRUST S&P BIOTECH	EXCHANGE TRADED FDS-EQUITY	78464A870	78	606	SH		SOLE		606	0	0
SPDR SERIES TRUST S&P BIOTECH	EXCHANGE TRADED FDS-EQUITY	78464A870	175	1,364	SH		DFND		1,364	0	0
SPDR SER TR PORTFLI HIGH YLD	EXCHANGE TRADED FDS-OTHER	78468R606	244	9,152	SH		SOLE		9,152	0	0
SPDR SER TR PORTFLI HIGH YLD	EXCHANGE TRADED FDS-OTHER	78468R606	4	132	SH		DFND		132	0	0
SALESFORCE COM INC COM	COMMON STOCK	79466L302	455	1,910	SH		SOLE		1,910	0	0
SALESFORCE COM INC COM	COMMON STOCK	79466L302	471	1,979	SH		DFND		1,979	0	0
SCHWAB CHARLES CORP NEW COM	COMMON STOCK	808513105	907	12,285	SH		SOLE		12,285	0	0
SCHWAB CHARLES CORP NEW COM	COMMON STOCK	808513105	161	2,186	SH		DFND		2,077	109	0
SCHWAB STRATEGIC TR US DIVIDEND EQ	EXCHANGE TRADED FDS-EQUITY	808524797	178	2,317	SH		SOLE		2,317	0	0
SCHWAB STRATEGIC TR US DIVIDEND EQ	EXCHANGE TRADED FDS-EQUITY	808524797	38	495	SH		DFND		495	0	0
SHERWIN WILLIAMS CO COM	COMMON STOCK	824348106	37	129	SH		SOLE		129	0	0
SHERWIN WILLIAMS CO COM	COMMON STOCK	824348106	172	608	SH		DFND		608	0	0
SONOCO PRODS CO COM	COMMON STOCK	835495102	17	257	SH		SOLE		257	0	0
SONOCO PRODS CO COM	COMMON STOCK	835495102	1,094	16,208	SH		DFND		16,208	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	322	5,044	SH		SOLE		5,044	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	164	2,560	SH		DFND		900	1,660	0
STANLEY BLACK & DECKER INC	COMMON STOCK	854502101	108	500	SH		SOLE		500	0	0
STANLEY BLACK & DECKER INC	COMMON STOCK	854502101	461	2,125	SH		DFND		1,119	1,006	0
STARBUCKS CORP COM	COMMON STOCK	855244109	923	8,105	SH		SOLE		8,105	0	0
STARBUCKS CORP COM	COMMON STOCK	855244109	197	1,727	SH		DFND		1,614	113	0
STATE STREET CORP	COMMON STOCK	857477103	322	3,700	SH		SOLE		3,700	0	0
STATE STREET CORP	COMMON STOCK	857477103	17	200	SH		DFND		200	0	0
STRYKER CORP	COMMON STOCK	863667101	1,191	4,664	SH		SOLE		4,664	0	0
STRYKER CORP	COMMON STOCK	863667101	219	856	SH		DFND		311	545	0
TARGET CORPORATION	COMMON STOCK	87612E106	7,056	31,095	SH		SOLE		31,095	0	0
TARGET CORPORATION	COMMON STOCK	87612E106	270	1,189	SH		DFND		1,094	95	0
TESLA MTRS INC COM	COMMON STOCK	88160R101	516	825	SH		DFND		825	0	0
TEXAS INSTRUMENTS	COMMON STOCK	882508104	49	259	SH		SOLE		259	0	0
TEXAS INSTRUMENTS	COMMON STOCK	882508104	209	1,102	SH		DFND		1,082	20	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	499	1,062	SH		SOLE		1,062	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	319	680	SH		DFND		680	0	0
3M COMPANY COM	COMMON STOCK	88579Y101	234	1,151	SH		SOLE		1,151	0	0
3M COMPANY COM	COMMON STOCK	88579Y101	748	3,685	SH		DFND		2,035	1,650	0
ST PAUL TRAVELERS COS	COMMON STOCK	89417E109	185	1,158	SH		SOLE		1,158	0	0
ST PAUL TRAVELERS COS	COMMON STOCK	89417E109	92	578	SH		DFND		578	0	0
TRUIST FINANCIAL CORP	COMMON STOCK	89832Q109	556	9,000	SH		SOLE		9,000	0	0
TRUIST FINANCIAL CORP	COMMON STOCK	89832Q109	74	1,206	SH		DFND		1,172	34	0
US BANCORP DEL COM NEW	COMMON STOCK	902973304	1,441	23,712	SH		SOLE		23,712	0	0
US BANCORP DEL COM NEW	COMMON STOCK	902973304	481	7,910	SH		DFND		7,194	716	0
UNILEVER PLC SPON ADR NEW	FOREIGN EQUITIES	904767704	53	877	SH		SOLE		877	0	0
UNILEVER PLC SPON ADR NEW	FOREIGN EQUITIES	904767704	466	7,774	SH		DFND		6,089	1,685	0
UNION PAC CORP COM	COMMON STOCK	907818108	1,219	5,426	SH		SOLE		5,426	0	0
UNION PAC CORP COM	COMMON STOCK	907818108	276	1,230	SH		DFND		1,230	0	0
UNITED PARCEL SERVICE CL B COM	COMMON STOCK	911312106	107	500	SH		SOLE		500	0	0
UNITED PARCEL SERVICE CL B COM	COMMON STOCK	911312106	523	2,439	SH		DFND		2,031	408	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	233	565	SH		SOLE		565	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	771	1,872	SH		DFND		1,759	113	0
VALERO ENERGY CORP NEW COM	COMMON STOCK	91913Y100	268	3,330	SH		DFND		3,021	309	0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF	EXCHANGE TRADED FDS-EQUITY	921908844	452	2,902	SH		SOLE		2,902	0	0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF	EXCHANGE TRADED FDS-EQUITY	921908844	463	2,975	SH		DFND		2,975	0	0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F	EXCHANGE TRADED FDS-EQUITY	921932505	751	3,021	SH		SOLE		3,021	0	0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F	EXCHANGE TRADED FDS-EQUITY	921932505	168	677	SH		DFND		677	0	0
VANGUARD TOTAL BOND MARKET ETF	EXCHANGE TRADED FDS-EQUITY	921937835	35	405	SH		SOLE		405	0	0
VANGUARD TOTAL BOND MARKET ETF	EXCHANGE TRADED FDS-EQUITY	921937835	234	2,744	SH		DFND		2,744	0	0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF	EXCHANGE TRADED FDS-EQUITY	921943858	612	11,669	SH		SOLE		11,669	0	0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF	EXCHANGE TRADED FDS-EQUITY	921943858	348	6,645	SH		DFND		6,645	0	0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF	EXCHANGE TRADED FDS-EQUITY	921946406	513	4,807	SH		SOLE		4,807	0	0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF	EXCHANGE TRADED FDS-EQUITY	921946406	751	7,030	SH		DFND		6,245	785	0
VANGUARD WHITEHALL INTL DIVIDEND ETF	EXCHANGE TRADED FDS-EQUITY	921946810	345	3,935	SH		SOLE		3,935	0	0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF	EXCHANGE TRADED FDS-EQUITY	922042858	288	5,346	SH		SOLE		5,346	0	0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF	EXCHANGE TRADED FDS-EQUITY	922042858	192	3,565	SH		DFND		3,565	0	0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF	EXCHANGE TRADED FDS-OTHER	92206C409	442	5,336	SH		SOLE		5,336	0	0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF	EXCHANGE TRADED FDS-OTHER	92206C409	493	5,950	SH		DFND		5,950	0	0
VANGUARD RUSSELL 1000 VALUE ETF	EXCHANGE TRADED FDS-EQUITY	92206C714	31	432	SH		SOLE		432	0	0
VANGUARD RUSSELL 1000 VALUE ETF	EXCHANGE TRADED FDS-EQUITY	92206C714	515	7,281	SH		DFND		7,281	0	0
VANGUARD SCOTTSDALE FDS INT-TERM CORP	EXCHANGE TRADED FDS-OTHER	92206C870	75	800	SH		SOLE		800	0	0
VANGUARD SCOTTSDALE FDS INT-TERM CORP	EXCHANGE TRADED FDS-OTHER	92206C870	133	1,412	SH		DFND		1,412	0	0
VANGUARD INDEX FDS S&P 500 ETF SHS	EXCHANGE TRADED FDS-EQUITY	922908363	2,014	5,216	SH		SOLE		5,216	0	0
VANGUARD INDEX FDS S&P 500 ETF SHS	EXCHANGE TRADED FDS-EQUITY	922908363	693	1,795	SH		DFND		1,795	0	0
VANGUARD INDEX FDS MCAP VL IDXVIP	EXCHANGE TRADED FDS-EQUITY	922908512	379	2,633	SH		SOLE		2,633	0	0
VANGUARD INDEX FDS MCAP VL IDXVIP	EXCHANGE TRADED FDS-EQUITY	922908512	153	1,060	SH		DFND		1,060	0	0
VANGUARD INDEX FDS MCAP GR IDXVIP	EXCHANGE TRADED FDS-EQUITY	922908538	469	2,092	SH		SOLE		2,092	0	0
VANGUARD REIT ETF	EXCHANGE TRADED FDS-EQUITY	922908553	331	3,314	SH		SOLE		3,314	0	0
VANGUARD REIT ETF	EXCHANGE TRADED FDS-EQUITY	922908553	364	3,649	SH		DFND		3,649	0	0
VANGUARD INDEX FDS SM CP VAL ETF	EXCHANGE TRADED FDS-EQUITY	922908611	220	1,251	SH		SOLE		1,251	0	0
VANGUARD INDEX FDS SM CP VAL ETF	EXCHANGE TRADED FDS-EQUITY	922908611	88	499	SH		DFND		499	0	0
VANGUARD MID CAP ETF	EXCHANGE TRADED FDS-EQUITY	922908629	1,331	5,691	SH		SOLE		5,691	0	0
VANGUARD MID CAP ETF	EXCHANGE TRADED FDS-EQUITY	922908629	134	572	SH		DFND		572	0	0
VANGUARD INDEX FDS VALUE ETF	EXCHANGE TRADED FDS-OTHER	922908744	292	2,085	SH		SOLE		2,085	0	0
VANGUARD INDEX FDS VALUE ETF	EXCHANGE TRADED FDS-OTHER	922908744	142	1,018	SH		DFND		1,018	0	0
VANGUARD INDEX FDS SMALL CP ETF	EXCHANGE TRADED FDS-EQUITY	922908751	706	3,173	SH		SOLE		3,173	0	0
VANGUARD INDEX FDS SMALL CP ETF	EXCHANGE TRADED FDS-EQUITY	922908751	547	2,457	SH		DFND		2,353	104	0
VANGUARD TOTAL STK MKT ETF	EXCHANGE TRADED FDS-EQUITY	922908769	230	1,054	SH		SOLE		1,054	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	209	3,704	SH		SOLE		3,704	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	775	13,720	SH		DFND		13,482	238	0
VERISK ANALYTICS INC CL A	COMMON STOCK	92345Y106	4,062	23,500	SH		SOLE		23,500	0	0
VERISK ANALYTICS INC CL A	COMMON STOCK	92345Y106	46	266	SH		DFND		240	26	0
VISA INC COM CL A	COMMON STOCK	92826C839	1,543	6,787	SH		SOLE		6,787	0	0
VISA INC COM CL A	COMMON STOCK	92826C839	1,741	7,659	SH		DFND		6,989	670	0
WAL-MART	COMMON STOCK	931142103	1,355	9,542	SH		SOLE		9,542	0	0
WAL-MART	COMMON STOCK	931142103	634	4,466	SH		DFND		4,029	437	0
WEBSTER FINANCIAL CORP	COMMON STOCK	947890109	272	4,792	SH		DFND		4,792	0	0
WELLS FARGO & CO NEW COM	COMMON STOCK	949746101	521	11,156	SH		SOLE		11,156	0	0
WELLS FARGO & CO NEW COM	COMMON STOCK	949746101	324	6,937	SH		DFND		6,937	0	0
WISDOMTREE TRUST SMLCAP EARN FD	EXCHANGE TRADED FDS-EQUITY	97717W562	210	4,200	SH		SOLE		4,200	0	0
YUM BRANDS INC COM	COMMON STOCK	988498101	246	2,048	SH		DFND		2,048	0	0