Essex Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALLEGION PLC	FOREIGN EQUITIES	G0176J109	240	1,666	SH		SOLE		1,666	0	0
ACCENTURE PLC IRELAND	FOREIGN EQUITIES	G1151C101	1,184	3,519	SH		SOLE		3,519	0	0
ACCENTURE PLC IRELAND	FOREIGN EQUITIES	G1151C101	481	1,428	SH		DFND		1,425	3	0
EATON CORP PLC	FOREIGN EQUITIES	G29183103	135	800	SH		SOLE		800	0	0
EATON CORP PLC	FOREIGN EQUITIES	G29183103	477	2,833	SH		DFND		2,817	16	0
MEDTRONIC PLC	FOREIGN EQUITIES	G5960L103	297	2,228	SH		SOLE		2,228	0	0
MEDTRONIC PLC	FOREIGN EQUITIES	G5960L103	190	1,424	SH		DFND		1,383	41	0
APTIV PLC	FOREIGN EQUITIES	G6095L109	68	450	SH		SOLE		450	0	0
APTIV PLC	FOREIGN EQUITIES	G6095L109	168	1,105	SH		DFND		1,105	0	0
TRANE TECHNOLOGIES PLC	FOREIGN EQUITIES	G8994E103	1,032	5,200	SH		SOLE		5,200	0	0
TRANE TECHNOLOGIES PLC	FOREIGN EQUITIES	G8994E103	57	286	SH		DFND		282	4	0
TE CONNECTIVITY LTD	FOREIGN EQUITIES	H84989104	16	104	SH		SOLE		104	0	0
TE CONNECTIVITY LTD	FOREIGN EQUITIES	H84989104	218	1,453	SH		DFND		1,414	39	0
AFLAC INC	COMMON STOCK	001055102	483	8,529	SH		SOLE		8,529	0	0
AFLAC INC	COMMON STOCK	001055102	17	300	SH		DFND		300	0	0
AT&T INC	COMMON STOCK	00206R102	411	15,003	SH		SOLE		15,003	0	0
AT&T INC	COMMON STOCK	00206R102	566	20,635	SH		DFND		15,178	5,457	0
ARK ETF TR	EXCHANGE TRADED FDS-EQUITY	00214Q104	146	1,200	SH		SOLE		1,200	0	0
ARK ETF TR	EXCHANGE TRADED FDS-EQUITY	00214Q104	347	2,841	SH		DFND		1,725	1,116	0
ARK ETF TR	EXCHANGE TRADED FDS-EQUITY	00214Q302	368	4,300	SH		DFND		2,520	1,780	0
ABBOTT LABS	COMMON STOCK	002824100	244	1,928	SH		SOLE		1,928	0	0
ABBOTT LABS	COMMON STOCK	002824100	235	1,862	SH		DFND		1,638	224	0
ABBVIE INC	COMMON STOCK	00287Y109	599	4,957	SH		SOLE		4,957	0	0
ABBVIE INC	COMMON STOCK	00287Y109	560	4,636	SH		DFND		4,266	370	0
ADOBE SYSTEMS INCORPORATED	COMMON STOCK	00724F101	1,917	2,889	SH		SOLE		2,889	0	0
ADOBE SYSTEMS INCORPORATED	COMMON STOCK	00724F101	493	743	SH		DFND		743	0	0
AIR PRODS & CHEMS INC	COMMON STOCK	009158106	81	299	SH		SOLE		299	0	0
AIR PRODS & CHEMS INC	COMMON STOCK	009158106	290	1,076	SH		DFND		1,067	9	0
ALNYLAM PHARMACEUTICALS INC	COMMON STOCK	02043Q107	333	1,652	SH		DFND		1,652	0	0
ALPHABET INC	COMMON STOCK	02079K107	1,411	485	SH		SOLE		485	0	0
ALPHABET INC	COMMON STOCK	02079K107	2,194	754	SH		DFND		754	0	0
ALPHABET INC	COMMON STOCK	02079K305	831	287	SH		SOLE		287	0	0
ALPHABET INC	COMMON STOCK	02079K305	2,668	922	SH		DFND		877	45	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	205	4,091	SH		SOLE		4,091	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	546	10,864	SH		DFND		8,019	2,845	0
AMAZON COM INC	COMMON STOCK	023135106	1,045	301	SH		SOLE		301	0	0
AMAZON COM INC	COMMON STOCK	023135106	2,700	778	SH		DFND		693	85	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	56	339	SH		SOLE		339	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	301	1,814	SH		DFND		1,799	15	0
AMERICAN TOWER CORP NEW	COMMON STOCK	03027X100	45	155	SH		SOLE		155	0	0
AMERICAN TOWER CORP NEW	COMMON STOCK	03027X100	242	830	SH		DFND		830	0	0
AMGEN INC	COMMON STOCK	031162100	214	950	SH		SOLE		950	0	0
AMGEN INC	COMMON STOCK	031162100	713	3,161	SH		DFND		1,307	1,854	0
APPLE INC	COMMON STOCK	037833100	10,416	68,604	SH		SOLE		68,604	0	0
APPLE INC	COMMON STOCK	037833100	6,076	40,018	SH		DFND		37,492	2,526	0
AUTOMATIC DATA PROCESSING IN	COMMON STOCK	053015103	8,606	41,171	SH		SOLE		41,171	0	0
AUTOMATIC DATA PROCESSING IN	COMMON STOCK	053015103	452	2,160	SH		DFND		860	1,300	0
BK OF AMERICA CORP	COMMON STOCK	060505104	193	4,611	SH		SOLE		4,611	0	0
BK OF AMERICA CORP	COMMON STOCK	060505104	631	15,107	SH		DFND		14,820	287	0
BANK NEW YORK MELLON CORP	COMMON STOCK	064058100	66	1,204	SH		SOLE		1,204	0	0
BANK NEW YORK MELLON CORP	COMMON STOCK	064058100	154	2,787	SH		DFND		2,524	263	0
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670108	7,308	17	SH		SOLE		17	0	0
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670702	465	1,627	SH		SOLE		1,627	0	0
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670702	1,079	3,776	SH		DFND		3,576	200	0
BHP GROUP LTD	FOREIGN EQUITIES	088606108	349	5,274	SH		SOLE		5,274	0	0
BHP GROUP LTD	FOREIGN EQUITIES	088606108	77	1,167	SH		DFND		1,120	47	0
BLACKROCK INC	COMMON STOCK	09247X101	556	589	SH		SOLE		589	0	0
BLACKROCK INC	COMMON STOCK	09247X101	602	638	SH		DFND		608	30	0
BLACKSTONE INC	COMMON STOCK	09260D107	126	1,000	SH		SOLE		1,000	0	0
BLACKSTONE INC	COMMON STOCK	09260D107	77	610	SH		DFND		610	0	0
BOEING CO	COMMON STOCK	097023105	450	2,048	SH		SOLE		2,048	0	0
BOEING CO	COMMON STOCK	097023105	113	514	SH		DFND		514	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	675	10,096	SH		SOLE		10,096	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	710	10,618	SH		DFND		7,768	2,850	0
BROADCOM INC	COMMON STOCK	11135F101	678	1,364	SH		SOLE		1,364	0	0
BROADCOM INC	COMMON STOCK	11135F101	409	823	SH		DFND		804	19	0
CDK GLOBAL INC	COMMON STOCK	12508E101	326	7,849	SH		SOLE		7,849	0	0
CDK GLOBAL INC	COMMON STOCK	12508E101	18	433	SH		DFND		0	433	0
CIGNA CORP NEW	COMMON STOCK	125523100	248	1,173	SH		SOLE		1,173	0	0
CIGNA CORP NEW	COMMON STOCK	125523100	412	1,948	SH		DFND		1,948	0	0
CVS HEALTH CORP	COMMON STOCK	126650100	1,163	13,462	SH		SOLE		13,462	0	0
CVS HEALTH CORP	COMMON STOCK	126650100	583	6,743	SH		DFND		4,267	2,476	0
CARRIER GLOBAL CORPORATION	COMMON STOCK	14448C104	221	3,835	SH		SOLE		3,835	0	0
CARRIER GLOBAL CORPORATION	COMMON STOCK	14448C104	177	3,067	SH		DFND		1,467	1,600	0
CATERPILLAR INC	COMMON STOCK	149123101	550	2,606	SH		SOLE		2,606	0	0
CATERPILLAR INC	COMMON STOCK	149123101	731	3,466	SH		DFND		2,766	700	0
CHENIERE ENERGY INC	COMMON STOCK	16411R208	286	3,270	SH		DFND		3,270	0	0
CHEVRON CORP NEW	COMMON STOCK	166764100	12,395	128,088	SH		SOLE		128,088	0	0
CHEVRON CORP NEW	COMMON STOCK	166764100	677	6,996	SH		DFND		6,773	223	0
CISCO SYS INC	COMMON STOCK	17275R102	1,361	23,053	SH		SOLE		23,053	0	0
CISCO SYS INC	COMMON STOCK	17275R102	617	10,447	SH		DFND		8,947	1,500	0
CITIGROUP INC	COMMON STOCK	172967424	91	1,267	SH		SOLE		1,267	0	0
CITIGROUP INC	COMMON STOCK	172967424	244	3,397	SH		DFND		3,367	30	0
CLOROX CO DEL	COMMON STOCK	189054109	336	2,000	SH		SOLE		2,000	0	0
CLOROX CO DEL	COMMON STOCK	189054109	21	125	SH		DFND		125	0	0
COCA COLA CO	COMMON STOCK	191216100	550	9,770	SH		SOLE		9,770	0	0
COCA COLA CO	COMMON STOCK	191216100	519	9,219	SH		DFND		6,897	2,322	0
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	326	4,180	SH		SOLE		4,180	0	0
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	357	4,574	SH		DFND		4,574	0	0
COMCAST CORP NEW	COMMON STOCK	20030N101	424	6,985	SH		SOLE		6,985	0	0
COMCAST CORP NEW	COMMON STOCK	20030N101	1,036	17,080	SH		DFND		16,841	239	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	280	5,043	SH		SOLE		5,043	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	294	5,296	SH		DFND		4,438	858	0
COSTCO WHSL CORP NEW	COMMON STOCK	22160K105	267	586	SH		SOLE		586	0	0
COSTCO WHSL CORP NEW	COMMON STOCK	22160K105	320	703	SH		DFND		703	0	0
CROWN CASTLE INTL CORP NEW	COMMON STOCK	22822V101	109	560	SH		SOLE		560	0	0
CROWN CASTLE INTL CORP NEW	COMMON STOCK	22822V101	497	2,554	SH		DFND		2,554	0	0
CUMMINS INC	COMMON STOCK	231021106	354	1,500	SH		SOLE		1,500	0	0
CUMMINS INC	COMMON STOCK	231021106	73	308	SH		DFND		308	0	0
DANAHER CORPORATION	COMMON STOCK	235851102	885	2,730	SH		SOLE		2,730	0	0
DANAHER CORPORATION	COMMON STOCK	235851102	473	1,458	SH		DFND		1,458	0	0
DEERE & CO	COMMON STOCK	244199105	1,720	4,550	SH		SOLE		4,550	0	0
DEERE & CO	COMMON STOCK	244199105	227	600	SH		DFND		595	5	0
DIAGEO PLC	FOREIGN EQUITIES	25243Q205	419	2,183	SH		SOLE		2,183	0	0
DIAGEO PLC	FOREIGN EQUITIES	25243Q205	93	485	SH		DFND		377	108	0
DISNEY WALT CO	COMMON STOCK	254687106	1,453	8,012	SH		SOLE		8,012	0	0
DISNEY WALT CO	COMMON STOCK	254687106	612	3,376	SH		DFND		2,676	700	0
DOMINION ENERGY INC	COMMON STOCK	25746U109	132	1,698	SH		SOLE		1,698	0	0
DOMINION ENERGY INC	COMMON STOCK	25746U109	204	2,623	SH		DFND		2,023	600	0
DOVER CORP	COMMON STOCK	260003108	480	2,755	SH		SOLE		2,755	0	0
DOVER CORP	COMMON STOCK	260003108	419	2,401	SH		DFND		2,383	18	0
DOW INC	COMMON STOCK	260557103	107	1,703	SH		SOLE		1,703	0	0
DOW INC	COMMON STOCK	260557103	129	2,048	SH		DFND		2,048	0	0
DUKE ENERGY CORP NEW	COMMON STOCK	26441C204	388	3,704	SH		SOLE		3,704	0	0
DUKE ENERGY CORP NEW	COMMON STOCK	26441C204	267	2,551	SH		DFND		2,316	235	0
DUPONT DE NEMOURS INC	COMMON STOCK	26614N102	479	6,470	SH		SOLE		6,470	0	0
DUPONT DE NEMOURS INC	COMMON STOCK	26614N102	166	2,248	SH		DFND		2,048	200	0
ECOLAB INC	COMMON STOCK	278865100	541	2,400	SH		SOLE		2,400	0	0
ECOLAB INC	COMMON STOCK	278865100	142	630	SH		DFND		610	20	0
EDWARDS LIFESCIENCES CORP	COMMON STOCK	28176E108	25	210	SH		SOLE		210	0	0
EDWARDS LIFESCIENCES CORP	COMMON STOCK	28176E108	197	1,678	SH		DFND		1,678	0	0
EMERSON ELEC CO	COMMON STOCK	291011104	526	4,990	SH		SOLE		4,990	0	0
EMERSON ELEC CO	COMMON STOCK	291011104	665	6,300	SH		DFND		2,700	3,600	0
EXELON CORP	COMMON STOCK	30161N101	172	3,500	SH		SOLE		3,500	0	0
EXELON CORP	COMMON STOCK	30161N101	33	670	SH		DFND		670	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	8,551	156,837	SH		SOLE		156,837	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	922	16,908	SH		DFND		11,810	5,098	0
FACEBOOK INC	COMMON STOCK	30303M102	1,194	3,147	SH		SOLE		3,147	0	0
FACEBOOK INC	COMMON STOCK	30303M102	1,400	3,690	SH		DFND		3,640	50	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	526	2,625	SH		SOLE		2,625	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	280	1,399	SH		DFND		1,387	12	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	209	2,867	SH		SOLE		2,867	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	104	1,433	SH		DFND		783	650	0
GOLDMAN SACHS GROUP INC	COMMON STOCK	38141G104	48	116	SH		SOLE		116	0	0
GOLDMAN SACHS GROUP INC	COMMON STOCK	38141G104	397	959	SH		DFND		959	0	0
GRAINGER W W INC	COMMON STOCK	384802104	384	885	SH		SOLE		885	0	0
GRAINGER W W INC	COMMON STOCK	384802104	16	37	SH		DFND		37	0	0
HERSHEY CO	COMMON STOCK	427866108	316	1,781	SH		DFND		316	1,465	0
HOME DEPOT INC	COMMON STOCK	437076102	3,054	9,364	SH		SOLE		9,364	0	0
HOME DEPOT INC	COMMON STOCK	437076102	2,815	8,630	SH		DFND		5,856	2,774	0
HONEYWELL INTL INC	COMMON STOCK	438516106	843	3,637	SH		SOLE		3,637	0	0
HONEYWELL INTL INC	COMMON STOCK	438516106	467	2,012	SH		DFND		2,012	0	0
IDEXX LABS INC	COMMON STOCK	45168D104	336	499	SH		DFND		496	3	0
ILLINOIS TOOL WKS INC	COMMON STOCK	452308109	687	2,950	SH		SOLE		2,950	0	0
ILLINOIS TOOL WKS INC	COMMON STOCK	452308109	153	659	SH		DFND		659	0	0
INGERSOLL RAND INC	COMMON STOCK	45687V106	243	4,588	SH		SOLE		4,588	0	0
INGERSOLL RAND INC	COMMON STOCK	45687V106	15	288	SH		DFND		288	0	0
INTEL CORP	COMMON STOCK	458140100	689	12,753	SH		SOLE		12,753	0	0
INTEL CORP	COMMON STOCK	458140100	477	8,830	SH		DFND		5,500	3,330	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	837	5,963	SH		SOLE		5,963	0	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	856	6,097	SH		DFND		5,974	123	0
INVESCO QQQ TR	EXCHANGE TRADED FDS-OTHER	46090E103	862	2,270	SH		SOLE		2,270	0	0
INVESCO QQQ TR	EXCHANGE TRADED FDS-OTHER	46090E103	1,908	5,021	SH		DFND		4,821	200	0
INTUIT	COMMON STOCK	461202103	51	90	SH		SOLE		90	0	0
INTUIT	COMMON STOCK	461202103	321	567	SH		DFND		567	0	0
INVESCO EXCHANGE TRADED FD T	EXCHANGE TRADED FDS-EQUITY	46137V357	266	1,700	SH		DFND		1,700	0	0
INVESCO EXCH TRADED FD TR II	EXCHANGE TRADED FDS-OTHER	46138E354	89	1,395	SH		SOLE		1,395	0	0
INVESCO EXCH TRADED FD TR II	EXCHANGE TRADED FDS-OTHER	46138E354	237	3,705	SH		DFND		1,900	1,805	0
IRON MTN INC NEW	COMMON STOCK	46284V101	187	3,917	SH		SOLE		3,917	0	0
IRON MTN INC NEW	COMMON STOCK	46284V101	60	1,250	SH		DFND		0	1,250	0
ISHARES GOLD TR	EXCHANGE TRADED FDS-EQUITY	464285204	67	1,950	SH		SOLE		1,950	0	0
ISHARES GOLD TR	EXCHANGE TRADED FDS-EQUITY	464285204	229	6,644	SH		DFND		6,644	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287150	448	4,337	SH		SOLE		4,337	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287150	45	434	SH		DFND		434	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287168	193	1,625	SH		SOLE		1,625	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287168	241	2,026	SH		DFND		1,885	141	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287200	4,471	9,854	SH		SOLE		9,854	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287200	1,612	3,554	SH		DFND		3,554	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287309	839	10,680	SH		SOLE		10,680	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287309	836	10,636	SH		DFND		10,636	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287408	569	3,761	SH		SOLE		3,761	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287408	45	297	SH		DFND		297	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287465	336	4,167	SH		SOLE		4,167	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287465	220	2,730	SH		DFND		2,730	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287481	587	4,972	SH		DFND		4,972	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287499	79	960	SH		SOLE		960	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287499	424	5,183	SH		DFND		4,943	240	0
ISHARES TR	MUTUAL FDS/TAXABLE - OTHER	464287507	999	3,630	SH		SOLE		3,630	0	0
ISHARES TR	MUTUAL FDS/TAXABLE - OTHER	464287507	381	1,386	SH		DFND		1,386	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287556	34	198	SH		SOLE		198	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287556	389	2,260	SH		DFND		770	1,490	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287598	153	940	SH		SOLE		940	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287598	242	1,486	SH		DFND		1,486	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287614	452	1,555	SH		SOLE		1,555	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287614	434	1,492	SH		DFND		1,492	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287655	1,346	5,958	SH		SOLE		5,958	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287655	632	2,798	SH		DFND		2,798	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287721	290	2,680	SH		DFND		0	2,680	0
ISHARES TR	MUTUAL FDS/TAXABLE - OTHER	464287804	634	5,641	SH		SOLE		5,641	0	0
ISHARES TR	MUTUAL FDS/TAXABLE - OTHER	464287804	558	4,968	SH		DFND		4,968	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464288257	259	2,480	SH		DFND		2,480	0	0
ISHARES TR	ETF - TAX EXEMPT	464288414	1,054	9,000	SH		SOLE		9,000	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464288836	213	1,100	SH		SOLE		1,100	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464288877	404	7,774	SH		SOLE		7,774	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464288877	5	91	SH		DFND		91	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	46429B689	231	2,937	SH		DFND		2,937	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	46429B697	266	3,432	SH		SOLE		3,432	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	46432F842	242	3,147	SH		SOLE		3,147	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	46432F842	225	2,935	SH		DFND		2,935	0	0
ISHARES INC	EXCHANGE TRADED FDS-EQUITY	46434G103	884	13,797	SH		SOLE		13,797	0	0
ISHARES INC	EXCHANGE TRADED FDS-EQUITY	46434G103	257	4,003	SH		DFND		4,003	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	46434V621	228	4,323	SH		DFND		4,323	0	0
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	1,838	11,494	SH		SOLE		11,494	0	0
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	1,643	10,271	SH		DFND		8,842	1,429	0
J P MORGAN EXCHANGE-TRADED F	MUTUAL FUNDS-TAX EXEMPT	46641Q654	311	6,095	SH		DFND		6,095	0	0
JACOBS ENGR GROUP INC	COMMON STOCK	469814107	202	1,500	SH		SOLE		1,500	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	9,627	55,607	SH		SOLE		55,607	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	3,287	18,987	SH		DFND		15,480	3,507	0
KIMBERLY-CLARK CORP	COMMON STOCK	494368103	1,464	10,624	SH		SOLE		10,624	0	0
KIMBERLY-CLARK CORP	COMMON STOCK	494368103	396	2,875	SH		DFND		1,725	1,150	0
L3HARRIS TECHNOLOGIES INC	COMMON STOCK	502431109	1,147	4,924	SH		SOLE		4,924	0	0
L3HARRIS TECHNOLOGIES INC	COMMON STOCK	502431109	36	154	SH		DFND		135	19	0
LAUDER ESTEE COS INC	COMMON STOCK	518439104	448	1,316	SH		DFND		1,241	75	0
LILLY ELI & CO	COMMON STOCK	532457108	2,158	8,356	SH		SOLE		8,356	0	0
LILLY ELI & CO	COMMON STOCK	532457108	1,309	5,069	SH		DFND		3,369	1,700	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	457	1,271	SH		SOLE		1,271	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	198	551	SH		DFND		551	0	0
LOWES COS INC	COMMON STOCK	548661107	61	300	SH		SOLE		300	0	0
LOWES COS INC	COMMON STOCK	548661107	271	1,330	SH		DFND		1,230	100	0
MASTERCARD INCORPORATED	COMMON STOCK	57636Q104	211	609	SH		SOLE		609	0	0
MASTERCARD INCORPORATED	COMMON STOCK	57636Q104	993	2,868	SH		DFND		2,868	0	0
MCDONALDS CORP	COMMON STOCK	580135101	541	2,278	SH		SOLE		2,278	0	0
MCDONALDS CORP	COMMON STOCK	580135101	1,106	4,658	SH		DFND		4,008	650	0
MERCK & CO INC	COMMON STOCK	58933Y105	1,415	18,553	SH		SOLE		18,553	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	989	12,961	SH		DFND		9,501	3,460	0
METLIFE INC	COMMON STOCK	59156R108	83	1,345	SH		SOLE		1,345	0	0
METLIFE INC	COMMON STOCK	59156R108	355	5,718	SH		DFND		4,947	771	0
MICROSOFT CORP	COMMON STOCK	594918104	2,657	8,802	SH		SOLE		8,802	0	0
MICROSOFT CORP	COMMON STOCK	594918104	4,886	16,186	SH		DFND		13,428	2,758	0
MONDELEZ INTL INC	COMMON STOCK	609207105	643	10,365	SH		SOLE		10,365	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	184	2,968	SH		DFND		2,939	29	0
MOODYS CORP	COMMON STOCK	615369105	1,523	4,000	SH		SOLE		4,000	0	0
MOODYS CORP	COMMON STOCK	615369105	9	24	SH		DFND		15	9	0
MORGAN STANLEY	COMMON STOCK	617446448	239	2,289	SH		DFND		2,258	31	0
NETFLIX INC	COMMON STOCK	64110L106	14	25	SH		SOLE		25	0	0
NETFLIX INC	COMMON STOCK	64110L106	505	888	SH		DFND		888	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	319	3,800	SH		SOLE		3,800	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	388	4,616	SH		DFND		4,042	574	0
NIKE INC	COMMON STOCK	654106103	504	3,061	SH		SOLE		3,061	0	0
NIKE INC	COMMON STOCK	654106103	580	3,518	SH		DFND		3,518	0	0
NORFOLK SOUTHN CORP	COMMON STOCK	655844108	1,583	6,245	SH		SOLE		6,245	0	0
NORFOLK SOUTHN CORP	COMMON STOCK	655844108	49	192	SH		DFND		77	115	0
NOVARTIS AG	FOREIGN EQUITIES	66987V109	169	1,831	SH		SOLE		1,831	0	0
NOVARTIS AG	FOREIGN EQUITIES	66987V109	73	791	SH		DFND		111	680	0
NOVO-NORDISK A S	FOREIGN EQUITIES	670100205	350	3,500	SH		SOLE		3,500	0	0
NOVO-NORDISK A S	FOREIGN EQUITIES	670100205	15	150	SH		DFND		0	150	0
NVIDIA CORPORATION	COMMON STOCK	67066G104	1,379	6,160	SH		DFND		6,160	0	0
ORACLE CORP	COMMON STOCK	68389X105	196	2,200	SH		SOLE		2,200	0	0
ORACLE CORP	COMMON STOCK	68389X105	183	2,052	SH		DFND		2,052	0	0
OTIS WORLDWIDE CORP	COMMON STOCK	68902V107	178	1,929	SH		SOLE		1,929	0	0
OTIS WORLDWIDE CORP	COMMON STOCK	68902V107	123	1,338	SH		DFND		538	800	0
PNC FINL SVCS GROUP INC	COMMON STOCK	693475105	169	885	SH		SOLE		885	0	0
PNC FINL SVCS GROUP INC	COMMON STOCK	693475105	490	2,563	SH		DFND		1,695	868	0
PPG INDS INC	COMMON STOCK	693506107	408	2,558	SH		DFND		2,542	16	0
PACKAGING CORP AMER	COMMON STOCK	695156109	241	1,590	SH		SOLE		1,590	0	0
PALO ALTO NETWORKS INC	COMMON STOCK	697435105	295	639	SH		SOLE		639	0	0
PALO ALTO NETWORKS INC	COMMON STOCK	697435105	22	47	SH		DFND		47	0	0
PAYCHEX INC	COMMON STOCK	704326107	309	2,700	SH		SOLE		2,700	0	0
PAYCHEX INC	COMMON STOCK	704326107	239	2,091	SH		DFND		2,091	0	0
PAYPAL HLDGS INC	COMMON STOCK	70450Y103	257	892	SH		SOLE		892	0	0
PAYPAL HLDGS INC	COMMON STOCK	70450Y103	1,014	3,512	SH		DFND		3,512	0	0
PEPSICO INC	COMMON STOCK	713448108	1,780	11,379	SH		SOLE		11,379	0	0
PEPSICO INC	COMMON STOCK	713448108	1,278	8,169	SH		DFND		7,774	395	0
PFIZER INC	COMMON STOCK	717081103	1,308	28,408	SH		SOLE		28,408	0	0
PFIZER INC	COMMON STOCK	717081103	1,025	22,250	SH		DFND		15,632	6,618	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	113	1,096	SH		SOLE		1,096	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	406	3,941	SH		DFND		3,063	878	0
PHILLIPS 66	COMMON STOCK	718546104	264	3,715	SH		SOLE		3,715	0	0
PHILLIPS 66	COMMON STOCK	718546104	177	2,491	SH		DFND		2,191	300	0
PRICE T ROWE GROUP INC	COMMON STOCK	74144T108	638	2,850	SH		SOLE		2,850	0	0
PRICE T ROWE GROUP INC	COMMON STOCK	74144T108	126	562	SH		DFND		553	9	0
PROCTER AND GAMBLE CO	COMMON STOCK	742718109	2,993	21,018	SH		SOLE		21,018	0	0
PROCTER AND GAMBLE CO	COMMON STOCK	742718109	1,449	10,178	SH		DFND		6,992	3,186	0
PROLOGIS INC.	COMMON STOCK	74340W103	10	75	SH		SOLE		75	0	0
PROLOGIS INC.	COMMON STOCK	74340W103	410	3,046	SH		DFND		3,038	8	0
PROSHARES TR	EXCHANGE TRADED FDS-EQUITY	74348A467	235	2,487	SH		SOLE		2,487	0	0
PROSHARES TR	EXCHANGE TRADED FDS-EQUITY	74348A467	935	9,918	SH		DFND		8,452	1,466	0
QUALCOMM INC	COMMON STOCK	747525103	138	941	SH		SOLE		941	0	0
QUALCOMM INC	COMMON STOCK	747525103	489	3,335	SH		DFND		2,635	700	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	1,455	17,164	SH		SOLE		17,164	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	857	10,114	SH		DFND		5,721	4,393	0
REALTY INCOME CORP	COMMON STOCK	756109104	157	2,179	SH		SOLE		2,179	0	0
REALTY INCOME CORP	COMMON STOCK	756109104	280	3,877	SH		DFND		3,873	4	0
ROPER TECHNOLOGIES INC	COMMON STOCK	776696106	216	446	SH		SOLE		446	0	0
ROPER TECHNOLOGIES INC	COMMON STOCK	776696106	53	109	SH		DFND		109	0	0
SPDR S&P 500 ETF TR	EXCHANGE TRADED FDS-EQUITY	78462F103	619	1,370	SH		SOLE		1,370	0	0
SPDR S&P 500 ETF TR	EXCHANGE TRADED FDS-EQUITY	78462F103	1,362	3,016	SH		DFND		1,505	1,511	0
SPDR SER TR	EXCHANGE TRADED FDS-OTHER	78464A516	377	12,814	SH		SOLE		12,814	0	0
SPDR SER TR	EXCHANGE TRADED FDS-OTHER	78464A516	27	928	SH		DFND		928	0	0
SPDR SER TR	EXCHANGE TRADED FDS-EQUITY	78464A656	339	10,735	SH		SOLE		10,735	0	0
SPDR SER TR	EXCHANGE TRADED FDS-EQUITY	78464A656	86	2,723	SH		DFND		2,723	0	0
SPDR SER TR	EXCHANGE TRADED FDS-EQUITY	78464A870	81	606	SH		SOLE		606	0	0
SPDR SER TR	EXCHANGE TRADED FDS-EQUITY	78464A870	181	1,364	SH		DFND		1,364	0	0
SPDR SER TR	EXCHANGE TRADED FDS-OTHER	78468R606	246	9,152	SH		SOLE		9,152	0	0
SPDR SER TR	EXCHANGE TRADED FDS-OTHER	78468R606	4	132	SH		DFND		132	0	0
SALESFORCE COM INC	COMMON STOCK	79466L302	531	2,000	SH		SOLE		2,000	0	0
SALESFORCE COM INC	COMMON STOCK	79466L302	527	1,986	SH		DFND		1,986	0	0
SCHWAB CHARLES CORP	COMMON STOCK	808513105	895	12,285	SH		SOLE		12,285	0	0
SCHWAB CHARLES CORP	COMMON STOCK	808513105	149	2,047	SH		DFND		1,945	102	0
SCHWAB STRATEGIC TR	EXCHANGE TRADED FDS-EQUITY	808524201	90	820	SH		SOLE		820	0	0
SCHWAB STRATEGIC TR	EXCHANGE TRADED FDS-EQUITY	808524201	248	2,264	SH		DFND		2,264	0	0
SCHWAB STRATEGIC TR	EXCHANGE TRADED FDS-EQUITY	808524797	180	2,317	SH		SOLE		2,317	0	0
SCHWAB STRATEGIC TR	EXCHANGE TRADED FDS-EQUITY	808524797	38	495	SH		DFND		495	0	0
SHERWIN WILLIAMS CO	COMMON STOCK	824348106	39	129	SH		SOLE		129	0	0
SHERWIN WILLIAMS CO	COMMON STOCK	824348106	185	608	SH		DFND		608	0	0
SONOCO PRODS CO	COMMON STOCK	835495102	17	257	SH		SOLE		257	0	0
SONOCO PRODS CO	COMMON STOCK	835495102	1,058	16,208	SH		DFND		16,208	0	0
SOUTHERN CO	COMMON STOCK	842587107	345	5,244	SH		SOLE		5,244	0	0
SOUTHERN CO	COMMON STOCK	842587107	168	2,560	SH		DFND		900	1,660	0
STANLEY BLACK & DECKER INC	COMMON STOCK	854502101	97	500	SH		SOLE		500	0	0
STANLEY BLACK & DECKER INC	COMMON STOCK	854502101	410	2,122	SH		DFND		1,116	1,006	0
STARBUCKS CORP	COMMON STOCK	855244109	952	8,105	SH		SOLE		8,105	0	0
STARBUCKS CORP	COMMON STOCK	855244109	204	1,733	SH		DFND		1,624	109	0
STATE STR CORP	COMMON STOCK	857477103	344	3,700	SH		SOLE		3,700	0	0
STATE STR CORP	COMMON STOCK	857477103	19	200	SH		DFND		200	0	0
STRYKER CORPORATION	COMMON STOCK	863667101	1,292	4,664	SH		SOLE		4,664	0	0
STRYKER CORPORATION	COMMON STOCK	863667101	237	856	SH		DFND		311	545	0
TARGET CORP	COMMON STOCK	87612E106	7,653	30,985	SH		SOLE		30,985	0	0
TARGET CORP	COMMON STOCK	87612E106	294	1,189	SH		DFND		1,094	95	0
TESLA INC	COMMON STOCK	88160R101	516	702	SH		DFND		702	0	0
TEXAS INSTRS INC	COMMON STOCK	882508104	46	239	SH		SOLE		239	0	0
TEXAS INSTRS INC	COMMON STOCK	882508104	208	1,092	SH		DFND		1,076	16	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	578	1,042	SH		SOLE		1,042	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	377	680	SH		DFND		680	0	0
3M CO	COMMON STOCK	88579Y101	224	1,151	SH		SOLE		1,151	0	0
3M CO	COMMON STOCK	88579Y101	704	3,616	SH		DFND		1,936	1,680	0
TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	185	1,158	SH		SOLE		1,158	0	0
TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	90	565	SH		DFND		565	0	0
TRUIST FINL CORP	COMMON STOCK	89832Q109	522	9,150	SH		SOLE		9,150	0	0
TRUIST FINL CORP	COMMON STOCK	89832Q109	63	1,096	SH		DFND		1,069	27	0
US BANCORP DEL	COMMON STOCK	902973304	1,365	23,797	SH		SOLE		23,797	0	0
US BANCORP DEL	COMMON STOCK	902973304	420	7,327	SH		DFND		6,617	710	0
UNILEVER PLC	FOREIGN EQUITIES	904767704	48	870	SH		SOLE		870	0	0
UNILEVER PLC	FOREIGN EQUITIES	904767704	234	4,203	SH		DFND		2,525	1,678	0
UNION PAC CORP	COMMON STOCK	907818108	1,185	5,466	SH		SOLE		5,466	0	0
UNION PAC CORP	COMMON STOCK	907818108	265	1,222	SH		DFND		1,222	0	0
UNITED PARCEL SERVICE INC	COMMON STOCK	911312106	143	730	SH		SOLE		730	0	0
UNITED PARCEL SERVICE INC	COMMON STOCK	911312106	476	2,435	SH		DFND		2,026	409	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	227	545	SH		SOLE		545	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	785	1,887	SH		DFND		1,778	109	0
VALERO ENERGY CORP	COMMON STOCK	91913Y100	18	270	SH		SOLE		270	0	0
VALERO ENERGY CORP	COMMON STOCK	91913Y100	221	3,330	SH		DFND		3,021	309	0
VANGUARD SPECIALIZED FUNDS	EXCHANGE TRADED FDS-EQUITY	921908844	471	2,902	SH		SOLE		2,902	0	0
VANGUARD SPECIALIZED FUNDS	EXCHANGE TRADED FDS-EQUITY	921908844	467	2,874	SH		DFND		2,874	0	0
VANGUARD ADMIRAL FDS INC	EXCHANGE TRADED FDS-EQUITY	921932505	784	2,765	SH		SOLE		2,765	0	0
VANGUARD ADMIRAL FDS INC	EXCHANGE TRADED FDS-EQUITY	921932505	181	639	SH		DFND		639	0	0
VANGUARD BD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	921937835	35	405	SH		SOLE		405	0	0
VANGUARD BD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	921937835	241	2,787	SH		DFND		2,787	0	0
VANGUARD TAX-MANAGED INTL FD	EXCHANGE TRADED FDS-EQUITY	921943858	680	12,969	SH		SOLE		12,969	0	0
VANGUARD TAX-MANAGED INTL FD	EXCHANGE TRADED FDS-EQUITY	921943858	349	6,645	SH		DFND		6,645	0	0
VANGUARD WHITEHALL FDS	EXCHANGE TRADED FDS-EQUITY	921946406	538	4,999	SH		SOLE		4,999	0	0
VANGUARD WHITEHALL FDS	EXCHANGE TRADED FDS-EQUITY	921946406	756	7,030	SH		DFND		6,245	785	0
VANGUARD WHITEHALL FDS	EXCHANGE TRADED FDS-EQUITY	921946810	359	3,935	SH		SOLE		3,935	0	0
VANGUARD INTL EQUITY INDEX F	EXCHANGE TRADED FDS-EQUITY	922042858	290	5,546	SH		SOLE		5,546	0	0
VANGUARD INTL EQUITY INDEX F	EXCHANGE TRADED FDS-EQUITY	922042858	186	3,565	SH		DFND		3,565	0	0
VANGUARD SCOTTSDALE FDS	EXCHANGE TRADED FDS-OTHER	92206C409	434	5,244	SH		SOLE		5,244	0	0
VANGUARD SCOTTSDALE FDS	EXCHANGE TRADED FDS-OTHER	92206C409	598	7,233	SH		DFND		7,233	0	0
VANGUARD SCOTTSDALE FDS	EXCHANGE TRADED FDS-EQUITY	92206C714	38	538	SH		SOLE		538	0	0
VANGUARD SCOTTSDALE FDS	EXCHANGE TRADED FDS-EQUITY	92206C714	519	7,257	SH		DFND		7,257	0	0
VANGUARD SCOTTSDALE FDS	EXCHANGE TRADED FDS-OTHER	92206C870	76	800	SH		SOLE		800	0	0
VANGUARD SCOTTSDALE FDS	EXCHANGE TRADED FDS-OTHER	92206C870	138	1,443	SH		DFND		1,443	0	0
VANGUARD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	922908363	1,600	3,854	SH		SOLE		3,854	0	0
VANGUARD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	922908363	762	1,837	SH		DFND		1,837	0	0
VANGUARD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	922908553	360	3,314	SH		SOLE		3,314	0	0
VANGUARD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	922908553	390	3,589	SH		DFND		3,589	0	0
VANGUARD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	922908629	1,596	6,441	SH		SOLE		6,441	0	0
VANGUARD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	922908629	137	551	SH		DFND		551	0	0
VANGUARD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	922908751	967	4,273	SH		SOLE		4,273	0	0
VANGUARD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	922908751	547	2,418	SH		DFND		2,314	104	0
VANGUARD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	922908769	246	1,054	SH		SOLE		1,054	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	242	4,394	SH		SOLE		4,394	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	724	13,161	SH		DFND		12,932	229	0
VERISK ANALYTICS INC	COMMON STOCK	92345Y106	3,632	18,000	SH		SOLE		18,000	0	0
VERISK ANALYTICS INC	COMMON STOCK	92345Y106	54	266	SH		DFND		240	26	0
VISA INC	COMMON STOCK	92826C839	1,566	6,837	SH		SOLE		6,837	0	0
VISA INC	COMMON STOCK	92826C839	1,708	7,454	SH		DFND		6,784	670	0
WALMART INC	COMMON STOCK	931142103	1,412	9,537	SH		SOLE		9,537	0	0
WALMART INC	COMMON STOCK	931142103	642	4,337	SH		DFND		3,903	434	0
WASTE MGMT INC DEL	COMMON STOCK	94106L109	39	249	SH		SOLE		249	0	0
WASTE MGMT INC DEL	COMMON STOCK	94106L109	161	1,040	SH		DFND		1,040	0	0
WEBSTER FINL CORP CONN	COMMON STOCK	947890109	242	4,792	SH		DFND		4,792	0	0
WELLS FARGO CO NEW	COMMON STOCK	949746101	515	11,274	SH		SOLE		11,274	0	0
WELLS FARGO CO NEW	COMMON STOCK	949746101	298	6,527	SH		DFND		6,527	0	0
WISDOMTREE TR	EXCHANGE TRADED FDS-EQUITY	97717W562	207	4,200	SH		SOLE		4,200	0	0
YUM BRANDS INC	COMMON STOCK	988498101	25	190	SH		SOLE		190	0	0
YUM BRANDS INC	COMMON STOCK	988498101	268	2,048	SH		DFND		2,048	0	0