Essex Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALLEGION PLC	FOREIGN EQUITIES	G0176J109	199,953	1,666	SH		SOLE		1,666	0	0
ALLEGION PLC	FOREIGN EQUITIES	G0176J109	5,040	42	SH		DFND		42	0	0
ACCENTURE PLC IRELAND	FOREIGN EQUITIES	G1151C101	1,092,948	3,542	SH		SOLE		3,542	0	0
ACCENTURE PLC IRELAND	FOREIGN EQUITIES	G1151C101	384,781	1,247	SH		DFND		1,239	8	0
EATON CORP PLC	FOREIGN EQUITIES	G29183103	191,646	953	SH		SOLE		953	0	0
EATON CORP PLC	FOREIGN EQUITIES	G29183103	510,387	2,538	SH		DFND		2,529	9	0
LINDE PLC	FOREIGN EQUITIES	G54950103	70,877	186	SH		SOLE		186	0	0
LINDE PLC	FOREIGN EQUITIES	G54950103	136,800	359	SH		DFND		280	79	0
MEDTRONIC PLC	FOREIGN EQUITIES	G5960L103	211,086	2,396	SH		SOLE		2,396	0	0
MEDTRONIC PLC	FOREIGN EQUITIES	G5960L103	75,058	852	SH		DFND		830	22	0
TRANE TECHNOLOGIES PLC	FOREIGN EQUITIES	G8994E103	956,300	5,000	SH		SOLE		5,000	0	0
TRANE TECHNOLOGIES PLC	FOREIGN EQUITIES	G8994E103	36,530	191	SH		DFND		191	0	0
WHITE MTNS INS GROUP LTD	FOREIGN EQUITIES	G9618E107	373,615	269	SH		DFND		269	0	0
CHUBB LIMITED	FOREIGN EQUITIES	H1467J104	98,011	509	SH		SOLE		509	0	0
CHUBB LIMITED	FOREIGN EQUITIES	H1467J104	230,106	1,195	SH		DFND		1,185	10	0
AERCAP HOLDINGS NV	FOREIGN EQUITIES	N00985106	6,352	100	SH		SOLE		100	0	0
AERCAP HOLDINGS NV	FOREIGN EQUITIES	N00985106	229,942	3,620	SH		DFND		3,620	0	0
ASML HOLDING N V	FOREIGN EQUITIES	N07059210	187,708	259	SH		SOLE		259	0	0
ASML HOLDING N V	FOREIGN EQUITIES	N07059210	88,419	122	SH		DFND		122	0	0
AFLAC INC	COMMON STOCK	001055102	596,215	8,543	SH		SOLE		543	0	8,000
AFLAC INC	COMMON STOCK	001055102	13,399	192	SH		DFND		192	0	0
AT&T INC	COMMON STOCK	00206R102	137,979	8,651	SH		SOLE		8,651	0	0
AT&T INC	COMMON STOCK	00206R102	266,105	16,684	SH		DFND		14,209	2,475	0
ABBOTT LABS	COMMON STOCK	002824100	268,729	2,465	SH		SOLE		2,465	0	0
ABBOTT LABS	COMMON STOCK	002824100	259,789	2,383	SH		DFND		2,154	229	0
ABBVIE INC	COMMON STOCK	00287Y109	890,152	6,607	SH		SOLE		5,107	0	1,500
ABBVIE INC	COMMON STOCK	00287Y109	887,593	6,588	SH		DFND		6,231	357	0
ADOBE SYSTEMS INCORPORATED	COMMON STOCK	00724F101	1,462,534	2,991	SH		SOLE		2,991	0	0
ADOBE SYSTEMS INCORPORATED	COMMON STOCK	00724F101	488,486	999	SH		DFND		999	0	0
ADVANCED MICRO DEVICES INC	COMMON STOCK	007903107	63,788	560	SH		SOLE		560	0	0
ADVANCED MICRO DEVICES INC	COMMON STOCK	007903107	270,533	2,375	SH		DFND		2,375	0	0
AIR PRODS & CHEMS INC	COMMON STOCK	009158106	169,227	565	SH		SOLE		565	0	0
AIR PRODS & CHEMS INC	COMMON STOCK	009158106	374,397	1,250	SH		DFND		1,240	10	0
ALBEMARLE CORP	COMMON STOCK	012653101	167,317	750	SH		SOLE		750	0	0
ALBEMARLE CORP	COMMON STOCK	012653101	33,463	150	SH		DFND		150	0	0
ALPHABET INC	COMMON STOCK	02079K107	1,455,145	12,029	SH		SOLE		9,529	0	2,500
ALPHABET INC	COMMON STOCK	02079K107	2,215,920	18,318	SH		DFND		18,318	0	0
ALPHABET INC	COMMON STOCK	02079K305	763,923	6,382	SH		SOLE		3,882	0	2,500
ALPHABET INC	COMMON STOCK	02079K305	2,145,257	17,922	SH		DFND		17,022	900	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	172,870	3,817	SH		SOLE		3,817	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	413,541	9,131	SH		DFND		6,286	2,845	0
AMAZON COM INC	COMMON STOCK	023135106	996,075	7,641	SH		SOLE		4,841	0	2,800
AMAZON COM INC	COMMON STOCK	023135106	2,344,516	17,985	SH		DFND		16,285	1,700	0
AMERICAN ELEC PWR CO INC	COMMON STOCK	025537101	50,687	602	SH		SOLE		602	0	0
AMERICAN ELEC PWR CO INC	COMMON STOCK	025537101	172,187	2,045	SH		DFND		2,045	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	73,337	421	SH		SOLE		421	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	400,656	2,300	SH		DFND		2,288	12	0
AMERICAN TOWER CORP NEW	COMMON STOCK	03027X100	48,289	249	SH		SOLE		249	0	0
AMERICAN TOWER CORP NEW	COMMON STOCK	03027X100	207,899	1,072	SH		DFND		1,072	0	0
AMGEN INC	COMMON STOCK	031162100	321,702	1,449	SH		SOLE		1,449	0	0
AMGEN INC	COMMON STOCK	031162100	682,484	3,074	SH		DFND		1,220	1,854	0
APPLE INC	COMMON STOCK	037833100	12,915,093	66,583	SH		SOLE		27,383	0	39,200
APPLE INC	COMMON STOCK	037833100	7,385,200	38,074	SH		DFND		35,551	2,523	0
AUTOMATIC DATA PROCESSING IN	COMMON STOCK	053015103	8,946,989	40,707	SH		SOLE		4,337	0	36,370
AUTOMATIC DATA PROCESSING IN	COMMON STOCK	053015103	475,623	2,164	SH		DFND		864	1,300	0
AVERY DENNISON CORP	COMMON STOCK	053611109	114,418	666	SH		SOLE		666	0	0
AVERY DENNISON CORP	COMMON STOCK	053611109	228,836	1,332	SH		DFND		1,332	0	0
BP PLC	FOREIGN EQUITIES	055622104	97,823	2,772	SH		SOLE		2,772	0	0
BP PLC	FOREIGN EQUITIES	055622104	200,693	5,687	SH		DFND		5,332	355	0
BANK AMERICA CORP	COMMON STOCK	060505104	49,070	1,711	SH		SOLE		1,711	0	0
BANK AMERICA CORP	COMMON STOCK	060505104	369,711	12,891	SH		DFND		12,617	274	0
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670108	7,767,150	15	SH		SOLE		0	0	15
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670702	742,698	2,178	SH		SOLE		2,178	0	0
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670702	2,109,426	6,186	SH		DFND		5,986	200	0
BHP GROUP LTD	FOREIGN EQUITIES	088606108	401,519	6,729	SH		SOLE		6,729	0	0
BHP GROUP LTD	FOREIGN EQUITIES	088606108	53,462	896	SH		DFND		856	40	0
BLACKROCK INC	COMMON STOCK	09247X101	478,956	693	SH		SOLE		442	0	251
BLACKROCK INC	COMMON STOCK	09247X101	543,227	786	SH		DFND		757	29	0
BOEING CO	COMMON STOCK	097023105	484,188	2,293	SH		SOLE		1,293	0	1,000
BOEING CO	COMMON STOCK	097023105	120,782	572	SH		DFND		572	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	692,768	10,833	SH		SOLE		10,833	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	683,810	10,693	SH		DFND		7,841	2,852	0
BROADCOM INC	COMMON STOCK	11135F101	1,390,469	1,603	SH		SOLE		1,603	0	0
BROADCOM INC	COMMON STOCK	11135F101	891,701	1,028	SH		DFND		1,016	12	0
THE CIGNA GROUP	COMMON STOCK	125523100	394,506	1,406	SH		SOLE		1,406	0	0
THE CIGNA GROUP	COMMON STOCK	125523100	558,089	1,989	SH		DFND		1,983	6	0
CVS HEALTH CORP	COMMON STOCK	126650100	1,124,325	16,264	SH		SOLE		8,264	0	8,000
CVS HEALTH CORP	COMMON STOCK	126650100	414,634	5,998	SH		DFND		3,528	2,470	0
CANADIAN PACIFIC KANSAS CITY	FOREIGN EQUITIES	13646K108	212,020	2,625	SH		DFND		2,250	375	0
CARRIER GLOBAL CORPORATION	COMMON STOCK	14448C104	163,859	3,297	SH		SOLE		1,297	0	2,000
CARRIER GLOBAL CORPORATION	COMMON STOCK	14448C104	114,110	2,296	SH		DFND		696	1,600	0
CATERPILLAR INC	COMMON STOCK	149123101	572,802	2,328	SH		SOLE		2,328	0	0
CATERPILLAR INC	COMMON STOCK	149123101	878,396	3,570	SH		DFND		2,870	700	0
CHENIERE ENERGY INC	COMMON STOCK	16411R208	88,978	584	SH		SOLE		584	0	0
CHENIERE ENERGY INC	COMMON STOCK	16411R208	493,797	3,241	SH		DFND		3,241	0	0
CHEVRON CORP NEW	COMMON STOCK	166764100	19,997,920	127,092	SH		SOLE		27,092	0	100,000
CHEVRON CORP NEW	COMMON STOCK	166764100	1,003,254	6,376	SH		DFND		6,165	211	0
CISCO SYS INC	COMMON STOCK	17275R102	1,294,790	25,025	SH		SOLE		20,025	0	5,000
CISCO SYS INC	COMMON STOCK	17275R102	606,903	11,730	SH		DFND		10,230	1,500	0
CITIGROUP INC	COMMON STOCK	172967424	94,289	2,048	SH		SOLE		2,048	0	0
CITIGROUP INC	COMMON STOCK	172967424	129,967	2,823	SH		DFND		2,805	18	0
CLOROX CO DEL	COMMON STOCK	189054109	318,080	2,000	SH		SOLE		0	0	2,000
CLOROX CO DEL	COMMON STOCK	189054109	15,904	100	SH		DFND		100	0	0
COCA COLA CO	COMMON STOCK	191216100	660,730	10,972	SH		SOLE		10,972	0	0
COCA COLA CO	COMMON STOCK	191216100	475,492	7,896	SH		DFND		5,571	2,325	0
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	372,025	4,829	SH		SOLE		829	0	4,000
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	498,370	6,469	SH		DFND		6,469	0	0
COMCAST CORP NEW	COMMON STOCK	20030N101	74,687	1,798	SH		SOLE		1,798	0	0
COMCAST CORP NEW	COMMON STOCK	20030N101	748,254	18,013	SH		DFND		17,743	270	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	528,201	5,098	SH		SOLE		770	0	4,328
CONOCOPHILLIPS	COMMON STOCK	20825C104	407,285	3,931	SH		DFND		3,096	835	0
COSTCO WHSL CORP NEW	COMMON STOCK	22160K105	214,271	398	SH		SOLE		398	0	0
COSTCO WHSL CORP NEW	COMMON STOCK	22160K105	668,125	1,241	SH		DFND		1,241	0	0
CROWN CASTLE INC	COMMON STOCK	22822V101	84,998	746	SH		SOLE		746	0	0
CROWN CASTLE INC	COMMON STOCK	22822V101	238,588	2,094	SH		DFND		2,094	0	0
CUMMINS INC	COMMON STOCK	231021106	425,352	1,735	SH		SOLE		1,735	0	0
CUMMINS INC	COMMON STOCK	231021106	45,599	186	SH		DFND		186	0	0
DNP SELECT INCOME FD INC	EXCHANGE TRADED FDS-OTHER	23325P104	67,596	6,450	SH		SOLE		6,450	0	0
DNP SELECT INCOME FD INC	EXCHANGE TRADED FDS-OTHER	23325P104	39,300	3,750	SH		DFND		3,750	0	0
DANAHER CORPORATION	COMMON STOCK	235851102	639,120	2,663	SH		SOLE		2,663	0	0
DANAHER CORPORATION	COMMON STOCK	235851102	342,960	1,429	SH		DFND		1,429	0	0
DEERE & CO	COMMON STOCK	244199105	1,914,520	4,725	SH		SOLE		1,725	0	3,000
DEERE & CO	COMMON STOCK	244199105	243,516	601	SH		DFND		596	5	0
DIAGEO PLC	FOREIGN EQUITIES	25243Q205	379,052	2,185	SH		SOLE		185	0	2,000
DIAGEO PLC	FOREIGN EQUITIES	25243Q205	77,717	448	SH		DFND		337	111	0
DISNEY WALT CO	COMMON STOCK	254687106	574,065	6,430	SH		SOLE		6,430	0	0
DISNEY WALT CO	COMMON STOCK	254687106	333,901	3,740	SH		DFND		3,690	50	0
DOVER CORP	COMMON STOCK	260003108	354,360	2,400	SH		SOLE		2,400	0	0
DOVER CORP	COMMON STOCK	260003108	281,567	1,907	SH		DFND		1,892	15	0
DOW INC	COMMON STOCK	260557103	183,179	3,440	SH		SOLE		3,440	0	0
DOW INC	COMMON STOCK	260557103	167,256	3,141	SH		DFND		3,141	0	0
DUKE ENERGY CORP NEW	COMMON STOCK	26441C204	352,494	3,928	SH		SOLE		3,262	0	666
DUKE ENERGY CORP NEW	COMMON STOCK	26441C204	235,745	2,627	SH		DFND		2,392	235	0
DUPONT DE NEMOURS INC	COMMON STOCK	26614N102	466,788	6,534	SH		SOLE		6,534	0	0
DUPONT DE NEMOURS INC	COMMON STOCK	26614N102	155,238	2,173	SH		DFND		1,973	200	0
EATON VANCE LTD DURATION INC	EXCHANGE TRADED FDS-OTHER	27828H105	4,680	500	SH		SOLE		500	0	0
EATON VANCE LTD DURATION INC	EXCHANGE TRADED FDS-OTHER	27828H105	107,490	11,484	SH		DFND		11,484	0	0
ECOLAB INC	COMMON STOCK	278865100	448,054	2,400	SH		SOLE		1,900	0	500
ECOLAB INC	COMMON STOCK	278865100	8,400	45	SH		DFND		19	26	0
EMERSON ELEC CO	COMMON STOCK	291011104	469,845	5,198	SH		SOLE		5,198	0	0
EMERSON ELEC CO	COMMON STOCK	291011104	572,710	6,336	SH		DFND		4,136	2,200	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	16,837,707	156,995	SH		SOLE		48,495	0	108,500
EXXON MOBIL CORP	COMMON STOCK	30231G102	2,302,758	21,471	SH		DFND		16,334	5,137	0
META PLATFORMS INC	COMMON STOCK	30303M102	162,135	565	SH		SOLE		565	0	0
META PLATFORMS INC	COMMON STOCK	30303M102	1,099,376	3,831	SH		DFND		3,781	50	0
FEDEX CORP	COMMON STOCK	31428X106	41,398	167	SH		SOLE		167	0	0
FEDEX CORP	COMMON STOCK	31428X106	246,658	995	SH		DFND		995	0	0
FIDELITY NATIONAL FINANCIAL	COMMON STOCK	31620R303	64,836	1,801	SH		SOLE		1,801	0	0
FIDELITY NATIONAL FINANCIAL	COMMON STOCK	31620R303	162,864	4,524	SH		DFND		4,524	0	0
FLEXSHARES TR	EXCHANGE TRADED FDS-EQUITY	33939L613	518,676	10,281	SH		SOLE		10,281	0	0
FREEPORT-MCMORAN INC	COMMON STOCK	35671D857	395,840	9,896	SH		SOLE		9,896	0	0
FREEPORT-MCMORAN INC	COMMON STOCK	35671D857	242,280	6,057	SH		DFND		5,994	63	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	726,129	3,375	SH		SOLE		1,375	0	2,000
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	461,919	2,147	SH		DFND		2,135	12	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	262,309	3,404	SH		SOLE		3,404	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	18,878	245	SH		DFND		245	0	0
GOLDMAN SACHS GROUP INC	COMMON STOCK	38141G104	192,546	597	SH		SOLE		597	0	0
GOLDMAN SACHS GROUP INC	COMMON STOCK	38141G104	339,300	1,052	SH		DFND		1,052	0	0
GRAINGER W W INC	COMMON STOCK	384802104	707,365	897	SH		SOLE		897	0	0
GRAINGER W W INC	COMMON STOCK	384802104	26,023	33	SH		DFND		33	0	0
HCA HEALTHCARE INC	COMMON STOCK	40412C101	312,876	1,031	SH		DFND		1,031	0	0
HERSHEY CO	COMMON STOCK	427866108	440,968	1,766	SH		DFND		301	1,465	0
HOME DEPOT INC	COMMON STOCK	437076102	3,009,684	9,689	SH		SOLE		8,539	0	1,150
HOME DEPOT INC	COMMON STOCK	437076102	2,619,533	8,433	SH		DFND		5,660	2,773	0
HONEYWELL INTL INC	COMMON STOCK	438516106	712,553	3,434	SH		SOLE		3,434	0	0
HONEYWELL INTL INC	COMMON STOCK	438516106	402,341	1,939	SH		DFND		1,939	0	0
ILLINOIS TOOL WKS INC	COMMON STOCK	452308109	751,730	3,005	SH		SOLE		3,005	0	0
ILLINOIS TOOL WKS INC	COMMON STOCK	452308109	193,121	772	SH		DFND		772	0	0
INGERSOLL RAND INC	COMMON STOCK	45687V106	288,368	4,412	SH		SOLE		4,412	0	0
INGERSOLL RAND INC	COMMON STOCK	45687V106	27,776	425	SH		DFND		425	0	0
INTEL CORP	COMMON STOCK	458140100	190,716	5,705	SH		SOLE		5,705	0	0
INTEL CORP	COMMON STOCK	458140100	415,797	12,438	SH		DFND		9,213	3,225	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	726,715	5,431	SH		SOLE		3,431	0	2,000
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	483,051	3,610	SH		DFND		3,488	122	0
INVESCO QQQ TR	EXCHANGE TRADED FDS-EQUITY	46090E103	727,734	1,970	SH		SOLE		1,970	0	0
INVESCO QQQ TR	EXCHANGE TRADED FDS-EQUITY	46090E103	1,618,749	4,382	SH		DFND		4,182	200	0
INTUIT	COMMON STOCK	461202103	31,614	69	SH		SOLE		69	0	0
INTUIT	COMMON STOCK	461202103	204,349	446	SH		DFND		446	0	0
INVESCO EXCHANGE TRADED FD T	EXCHANGE TRADED FDS-EQUITY	46137V357	116,569	779	SH		SOLE		779	0	0
INVESCO EXCHANGE TRADED FD T	EXCHANGE TRADED FDS-EQUITY	46137V357	243,763	1,629	SH		DFND		1,629	0	0
INVESCO EXCH TRADED FD TR II	EXCHANGE TRADED FDS-OTHER	46138E354	25,124	400	SH		SOLE		400	0	0
INVESCO EXCH TRADED FD TR II	EXCHANGE TRADED FDS-OTHER	46138E354	232,709	3,705	SH		DFND		1,900	1,805	0
INVESCO EXCH TRADED FD TR II	EXCHANGE TRADED FDS-EQUITY	46138E511	20,828	1,832	SH		SOLE		1,832	0	0
INVESCO EXCH TRADED FD TR II	EXCHANGE TRADED FDS-EQUITY	46138E511	120,884	10,632	SH		DFND		10,632	0	0
IRON MTN INC DEL	COMMON STOCK	46284V101	212,014	3,732	SH		SOLE		3,732	0	0
IRON MTN INC DEL	COMMON STOCK	46284V101	71,012	1,250	SH		DFND		1,250	0	0
ISHARES GOLD TR	EXCHANGE TRADED FDS-EQUITY	464285204	170,986	4,700	SH		SOLE		4,700	0	0
ISHARES GOLD TR	EXCHANGE TRADED FDS-EQUITY	464285204	162,800	4,475	SH		DFND		4,475	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287150	368,563	3,767	SH		SOLE		3,767	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287150	169,556	1,733	SH		DFND		1,733	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287168	71,038	627	SH		SOLE		627	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287168	272,372	2,404	SH		DFND		2,404	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287200	4,007,288	8,991	SH		SOLE		8,031	0	960
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287200	1,294,757	2,905	SH		DFND		2,890	15	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287309	638,105	9,055	SH		SOLE		9,055	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287309	631,128	8,956	SH		DFND		8,956	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287408	542,404	3,365	SH		SOLE		3,365	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287408	47,873	297	SH		DFND		297	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287465	234,101	3,229	SH		SOLE		3,229	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287465	197,925	2,730	SH		DFND		2,730	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287481	480,443	4,972	SH		DFND		4,972	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287499	100,269	1,373	SH		SOLE		1,373	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287499	356,238	4,878	SH		DFND		4,878	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287507	1,222,892	4,677	SH		SOLE		4,677	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287507	248,656	951	SH		DFND		951	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287556	25,138	198	SH		SOLE		198	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287556	180,536	1,422	SH		DFND		0	1,422	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287598	102,904	652	SH		SOLE		652	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287598	261,523	1,657	SH		DFND		1,657	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287614	311,491	1,132	SH		SOLE		1,132	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287614	711,859	2,587	SH		DFND		2,587	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287622	210,103	862	SH		SOLE		862	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287622	90,915	373	SH		DFND		373	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287655	1,242,534	6,635	SH		SOLE		2,960	0	3,675
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287655	480,532	2,566	SH		DFND		2,566	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287663	479,263	6,124	SH		DFND		6,124	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287721	291,771	2,680	SH		DFND		0	2,680	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287804	972,380	9,758	SH		SOLE		9,758	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464287804	670,043	6,724	SH		DFND		6,724	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464288257	343,465	3,580	SH		DFND		3,580	0	0
ISHARES TR	ETF - TAX EXEMPT	464288414	568,337	5,325	SH		SOLE		5,325	0	0
ISHARES TR	ETF - TAX EXEMPT	464288414	35,007	328	SH		DFND		328	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464288877	375,878	7,682	SH		SOLE		7,682	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	464288877	7,339	150	SH		DFND		150	0	0
ISHARES TR	EXCHANGE TRADED FDS-OTHER	46429B267	134,088	5,858	SH		SOLE		5,858	0	0
ISHARES TR	EXCHANGE TRADED FDS-OTHER	46429B267	76,498	3,342	SH		DFND		0	3,342	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	46429B697	230,941	3,107	SH		SOLE		3,107	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	46432F842	182,586	2,705	SH		SOLE		2,705	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	46432F842	98,820	1,464	SH		DFND		1,464	0	0
ISHARES INC	EXCHANGE TRADED FDS-EQUITY	46434G103	579,845	11,764	SH		SOLE		5,119	0	6,645
ISHARES INC	EXCHANGE TRADED FDS-EQUITY	46434G103	131,554	2,669	SH		DFND		2,669	0	0
ISHARES TR	EXCHANGE TRADED FDS-EQUITY	46434V621	668,676	12,979	SH		DFND		12,979	0	0
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	1,820,465	12,517	SH		SOLE		10,547	0	1,970
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	1,621,208	11,147	SH		DFND		9,822	1,325	0
J P MORGAN EXCHANGE TRADED F	MUTUAL FUNDS-TAX EXEMPT	46641Q654	494,444	9,762	SH		DFND		9,762	0	0
J P MORGAN EXCHANGE TRADED F	EXCHANGE TRADED FDS-OTHER	46641Q837	164,174	3,275	SH		SOLE		3,275	0	0
J P MORGAN EXCHANGE TRADED F	EXCHANGE TRADED FDS-OTHER	46641Q837	1,217,155	24,280	SH		DFND		24,280	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	9,334,654	56,396	SH		SOLE		25,596	0	30,800
JOHNSON & JOHNSON	COMMON STOCK	478160104	2,979,015	17,998	SH		DFND		16,316	1,682	0
KIMBERLY-CLARK CORP	COMMON STOCK	494368103	1,508,581	10,927	SH		SOLE		1,427	0	9,500
KIMBERLY-CLARK CORP	COMMON STOCK	494368103	213,992	1,550	SH		DFND		400	1,150	0
L3HARRIS TECHNOLOGIES INC	COMMON STOCK	502431109	1,027,788	5,250	SH		SOLE		2,425	0	2,825
L3HARRIS TECHNOLOGIES INC	COMMON STOCK	502431109	19,967	102	SH		DFND		83	19	0
LABORATORY CORP AMER HLDGS	COMMON STOCK	50540R409	298,765	1,238	SH		DFND		1,238	0	0
LAUDER ESTEE COS INC	COMMON STOCK	518439104	38,294	195	SH		SOLE		195	0	0
LAUDER ESTEE COS INC	COMMON STOCK	518439104	252,150	1,284	SH		DFND		1,209	75	0
LILLY ELI & CO	COMMON STOCK	532457108	3,759,259	8,016	SH		SOLE		4,016	0	4,000
LILLY ELI & CO	COMMON STOCK	532457108	2,123,958	4,529	SH		DFND		3,132	1,397	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	480,172	1,043	SH		SOLE		273	0	770
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	489,377	1,063	SH		DFND		993	70	0
LOWES COS INC	COMMON STOCK	548661107	74,028	328	SH		SOLE		328	0	0
LOWES COS INC	COMMON STOCK	548661107	292,728	1,297	SH		DFND		1,196	101	0
MARSH & MCLENNAN COS INC	COMMON STOCK	571748102	203,311	1,081	SH		DFND		1,076	5	0
MARRIOTT INTL INC NEW	COMMON STOCK	571903202	5,510	30	SH		SOLE		30	0	0
MARRIOTT INTL INC NEW	COMMON STOCK	571903202	263,960	1,437	SH		DFND		1,437	0	0
MASTERCARD INCORPORATED	COMMON STOCK	57636Q104	389,354	990	SH		SOLE		990	0	0
MASTERCARD INCORPORATED	COMMON STOCK	57636Q104	1,087,837	2,766	SH		DFND		2,766	0	0
MCDONALDS CORP	COMMON STOCK	580135101	505,486	1,694	SH		SOLE		1,694	0	0
MCDONALDS CORP	COMMON STOCK	580135101	1,307,580	4,382	SH		DFND		3,732	650	0
MERCK & CO INC	COMMON STOCK	58933Y105	2,093,980	18,147	SH		SOLE		18,147	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	1,335,744	11,576	SH		DFND		8,116	3,460	0
METLIFE INC	COMMON STOCK	59156R108	57,706	1,021	SH		SOLE		1,021	0	0
METLIFE INC	COMMON STOCK	59156R108	270,613	4,788	SH		DFND		4,017	771	0
MICROSOFT CORP	COMMON STOCK	594918104	2,862,141	8,405	SH		SOLE		6,995	0	1,410
MICROSOFT CORP	COMMON STOCK	594918104	5,692,287	16,716	SH		DFND		14,734	1,982	0
MONDELEZ INTL INC	COMMON STOCK	609207105	695,628	9,537	SH		SOLE		2,537	0	7,000
MONDELEZ INTL INC	COMMON STOCK	609207105	197,153	2,703	SH		DFND		2,675	28	0
MOODYS CORP	COMMON STOCK	615369105	1,418,655	4,080	SH		SOLE		80	0	4,000
MOODYS CORP	COMMON STOCK	615369105	19,818	57	SH		DFND		47	10	0
NETFLIX INC	COMMON STOCK	64110L106	45,808	104	SH		SOLE		104	0	0
NETFLIX INC	COMMON STOCK	64110L106	615,788	1,398	SH		DFND		1,398	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	258,584	3,485	SH		SOLE		3,485	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	362,835	4,890	SH		DFND		4,316	574	0
NIKE INC	COMMON STOCK	654106103	418,962	3,796	SH		SOLE		1,796	0	2,000
NIKE INC	COMMON STOCK	654106103	425,802	3,858	SH		DFND		3,858	0	0
NORFOLK SOUTHN CORP	COMMON STOCK	655844108	1,417,703	6,252	SH		SOLE		6,252	0	0
NORFOLK SOUTHN CORP	COMMON STOCK	655844108	46,030	203	SH		DFND		88	115	0
NORTHROP GRUMMAN CORP	COMMON STOCK	666807102	143,572	315	SH		SOLE		315	0	0
NORTHROP GRUMMAN CORP	COMMON STOCK	666807102	165,450	363	SH		DFND		325	38	0
NOVARTIS AG	FOREIGN EQUITIES	66987V109	189,205	1,875	SH		SOLE		1,875	0	0
NOVARTIS AG	FOREIGN EQUITIES	66987V109	68,618	680	SH		DFND		0	680	0
NOVO-NORDISK A S	FOREIGN EQUITIES	670100205	580,646	3,588	SH		SOLE		88	0	3,500
NOVO-NORDISK A S	FOREIGN EQUITIES	670100205	24,274	150	SH		DFND		0	150	0
NVIDIA CORPORATION	COMMON STOCK	67066G104	102,791	243	SH		SOLE		243	0	0
NVIDIA CORPORATION	COMMON STOCK	67066G104	2,247,024	5,312	SH		DFND		5,312	0	0
ORACLE CORP	COMMON STOCK	68389X105	339,166	2,848	SH		SOLE		2,848	0	0
ORACLE CORP	COMMON STOCK	68389X105	289,385	2,430	SH		DFND		2,430	0	0
OTIS WORLDWIDE CORP	COMMON STOCK	68902V107	163,510	1,837	SH		SOLE		837	0	1,000
OTIS WORLDWIDE CORP	COMMON STOCK	68902V107	95,504	1,073	SH		DFND		273	800	0
PNC FINL SVCS GROUP INC	COMMON STOCK	693475105	72,798	578	SH		SOLE		578	0	0
PNC FINL SVCS GROUP INC	COMMON STOCK	693475105	313,612	2,490	SH		DFND		1,628	862	0
PPG INDS INC	COMMON STOCK	693506107	5,932	40	SH		SOLE		40	0	0
PPG INDS INC	COMMON STOCK	693506107	324,775	2,190	SH		DFND		2,173	17	0
PACER FDS TR	EXCHANGE TRADED FDS-EQUITY	69374H881	246,478	5,150	SH		SOLE		5,150	0	0
PACER FDS TR	EXCHANGE TRADED FDS-EQUITY	69374H881	75,905	1,586	SH		DFND		0	1,586	0
PACKAGING CORP AMER	COMMON STOCK	695156109	208,812	1,580	SH		SOLE		80	0	1,500
PALO ALTO NETWORKS INC	COMMON STOCK	697435105	655,638	2,566	SH		SOLE		2,566	0	0
PALO ALTO NETWORKS INC	COMMON STOCK	697435105	369,976	1,448	SH		DFND		1,448	0	0
PAYCHEX INC	COMMON STOCK	704326107	314,466	2,811	SH		SOLE		2,811	0	0
PAYCHEX INC	COMMON STOCK	704326107	72,153	645	SH		DFND		645	0	0
PAYPAL HLDGS INC	COMMON STOCK	70450Y103	237,855	3,565	SH		SOLE		3,565	0	0
PAYPAL HLDGS INC	COMMON STOCK	70450Y103	101,814	1,526	SH		DFND		1,526	0	0
PEPSICO INC	COMMON STOCK	713448108	2,125,761	11,477	SH		SOLE		8,477	0	3,000
PEPSICO INC	COMMON STOCK	713448108	1,320,053	7,127	SH		DFND		6,732	395	0
PFIZER INC	COMMON STOCK	717081103	1,216,630	33,169	SH		SOLE		31,669	0	1,500
PFIZER INC	COMMON STOCK	717081103	854,931	23,308	SH		DFND		16,690	6,618	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	116,263	1,191	SH		SOLE		1,191	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	346,646	3,551	SH		DFND		2,673	878	0
PHILLIPS 66	COMMON STOCK	718546104	247,129	2,591	SH		SOLE		427	0	2,164
PHILLIPS 66	COMMON STOCK	718546104	239,781	2,514	SH		DFND		2,214	300	0
PRICE T ROWE GROUP INC	COMMON STOCK	74144T108	481,573	4,299	SH		SOLE		4,299	0	0
PRICE T ROWE GROUP INC	COMMON STOCK	74144T108	39,429	352	SH		DFND		343	9	0
PROCTER AND GAMBLE CO	COMMON STOCK	742718109	2,749,217	18,118	SH		SOLE		17,118	0	1,000
PROCTER AND GAMBLE CO	COMMON STOCK	742718109	1,473,539	9,711	SH		DFND		7,732	1,979	0
PROLOGIS INC.	COMMON STOCK	74340W103	14,470	118	SH		SOLE		118	0	0
PROLOGIS INC.	COMMON STOCK	74340W103	266,227	2,171	SH		DFND		2,162	9	0
PROSHARES TR	EXCHANGE TRADED FDS-EQUITY	74347B680	4,778	68	SH		SOLE		68	0	0
PROSHARES TR	EXCHANGE TRADED FDS-EQUITY	74347B680	262,106	3,730	SH		DFND		3,730	0	0
PROSHARES TR	EXCHANGE TRADED FDS-EQUITY	74348A467	241,356	2,560	SH		SOLE		2,560	0	0
PROSHARES TR	EXCHANGE TRADED FDS-EQUITY	74348A467	859,644	9,118	SH		DFND		7,652	1,466	0
QUALCOMM INC	COMMON STOCK	747525103	242,243	2,035	SH		SOLE		2,035	0	0
QUALCOMM INC	COMMON STOCK	747525103	357,712	3,005	SH		DFND		2,305	700	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	1,603,306	16,367	SH		SOLE		8,171	0	8,196
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	972,243	9,925	SH		DFND		5,281	4,644	0
REALTY INCOME CORP	COMMON STOCK	756109104	155,271	2,597	SH		SOLE		2,597	0	0
REALTY INCOME CORP	COMMON STOCK	756109104	187,199	3,131	SH		DFND		3,131	0	0
SHELL PLC	FOREIGN EQUITIES	780259305	167,733	2,778	SH		SOLE		2,778	0	0
SHELL PLC	FOREIGN EQUITIES	780259305	96,486	1,598	SH		DFND		1,566	32	0
SPDR S&P 500 ETF TR	EXCHANGE TRADED FDS-EQUITY	78462F103	805,418	1,817	SH		SOLE		1,817	0	0
SPDR S&P 500 ETF TR	EXCHANGE TRADED FDS-EQUITY	78462F103	1,308,530	2,952	SH		DFND		1,553	1,399	0
SPDR GOLD TR	EXCHANGE TRADED FDS-OTHER	78463V107	60,431	339	SH		SOLE		339	0	0
SPDR GOLD TR	EXCHANGE TRADED FDS-OTHER	78463V107	190,211	1,067	SH		DFND		912	155	0
SPDR SER TR	EXCHANGE TRADED FDS-EQUITY	78464A508	184,593	4,273	SH		SOLE		4,273	0	0
SPDR SER TR	EXCHANGE TRADED FDS-EQUITY	78464A508	86,400	2,000	SH		DFND		2,000	0	0
SPDR SER TR	EXCHANGE TRADED FDS-EQUITY	78464A763	79,677	650	SH		SOLE		650	0	0
SPDR SER TR	EXCHANGE TRADED FDS-EQUITY	78464A763	162,417	1,325	SH		DFND		1,325	0	0
SPDR SER TR	EXCHANGE TRADED FDS-EQUITY	78464A870	128,127	1,540	SH		SOLE		1,540	0	0
SPDR SER TR	EXCHANGE TRADED FDS-EQUITY	78464A870	125,798	1,512	SH		DFND		1,512	0	0
SALESFORCE INC	COMMON STOCK	79466L302	440,687	2,086	SH		SOLE		2,086	0	0
SALESFORCE INC	COMMON STOCK	79466L302	473,218	2,240	SH		DFND		2,240	0	0
SCHLUMBERGER LTD	FOREIGN EQUITIES	806857108	60,797	1,238	SH		SOLE		1,238	0	0
SCHLUMBERGER LTD	FOREIGN EQUITIES	806857108	191,380	3,897	SH		DFND		3,897	0	0
SCHWAB CHARLES CORP	COMMON STOCK	808513105	821,970	14,502	SH		SOLE		14,502	0	0
SCHWAB CHARLES CORP	COMMON STOCK	808513105	324,600	5,727	SH		DFND		5,634	93	0
SCHWAB STRATEGIC TR	EXCHANGE TRADED FDS-OTHER	808524102	361,900	7,000	SH		DFND		7,000	0	0
SCHWAB STRATEGIC TR	EXCHANGE TRADED FDS-EQUITY	808524797	555,541	7,650	SH		SOLE		7,650	0	0
SCHWAB STRATEGIC TR	EXCHANGE TRADED FDS-EQUITY	808524797	25,344	349	SH		DFND		349	0	0
SCHWAB STRATEGIC TR	EXCHANGE TRADED FDS-OTHER	808524805	252,687	7,090	SH		DFND		7,090	0	0
SERVICENOW INC	COMMON STOCK	81762P102	51,137	91	SH		SOLE		91	0	0
SERVICENOW INC	COMMON STOCK	81762P102	204,551	364	SH		DFND		364	0	0
SONOCO PRODS CO	COMMON STOCK	835495102	16,407	278	SH		SOLE		278	0	0
SONOCO PRODS CO	COMMON STOCK	835495102	1,030,369	17,458	SH		DFND		17,458	0	0
SOUTHERN CO	COMMON STOCK	842587107	392,977	5,594	SH		SOLE		5,594	0	0
SOUTHERN CO	COMMON STOCK	842587107	179,838	2,560	SH		DFND		900	1,660	0
STANLEY BLACK & DECKER INC	COMMON STOCK	854502101	46,855	500	SH		SOLE		500	0	0
STANLEY BLACK & DECKER INC	COMMON STOCK	854502101	176,643	1,885	SH		DFND		930	955	0
STARBUCKS CORP	COMMON STOCK	855244109	99,849	1,008	SH		SOLE		1,008	0	0
STARBUCKS CORP	COMMON STOCK	855244109	233,379	2,356	SH		DFND		2,234	122	0
STATE STR CORP	COMMON STOCK	857477103	270,766	3,700	SH		SOLE		3,700	0	0
STATE STR CORP	COMMON STOCK	857477103	14,636	200	SH		DFND		200	0	0
STRYKER CORPORATION	COMMON STOCK	863667101	1,434,486	4,702	SH		SOLE		1,702	0	3,000
STRYKER CORPORATION	COMMON STOCK	863667101	305,078	1,000	SH		DFND		455	545	0
SYSCO CORP	COMMON STOCK	871829107	24,113	325	SH		SOLE		325	0	0
SYSCO CORP	COMMON STOCK	871829107	314,084	4,233	SH		DFND		2,677	1,556	0
TJX COS INC NEW	COMMON STOCK	872540109	156,182	1,842	SH		SOLE		1,842	0	0
TJX COS INC NEW	COMMON STOCK	872540109	151,432	1,786	SH		DFND		1,740	46	0
TARGET CORP	COMMON STOCK	87612E106	4,138,096	31,373	SH		SOLE		1,373	0	30,000
TARGET CORP	COMMON STOCK	87612E106	128,862	977	SH		DFND		977	0	0
TESLA INC	COMMON STOCK	88160R101	75,908	290	SH		SOLE		290	0	0
TESLA INC	COMMON STOCK	88160R101	564,875	2,158	SH		DFND		2,158	0	0
TEVA PHARMACEUTICAL INDS LTD	FOREIGN EQUITIES	881624209	82,830	11,000	SH		DFND		11,000	0	0
TEXAS INSTRS INC	COMMON STOCK	882508104	118,450	658	SH		SOLE		658	0	0
TEXAS INSTRS INC	COMMON STOCK	882508104	170,655	948	SH		DFND		940	8	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	521,224	999	SH		SOLE		999	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	262,957	504	SH		DFND		504	0	0
3M CO	COMMON STOCK	88579Y101	166,346	1,662	SH		SOLE		1,662	0	0
3M CO	COMMON STOCK	88579Y101	460,110	4,597	SH		DFND		2,737	1,860	0
TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	207,349	1,194	SH		SOLE		159	0	1,035
TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	66,858	385	SH		DFND		385	0	0
TRUIST FINL CORP	COMMON STOCK	89832Q109	273,060	9,000	SH		SOLE		6,000	0	3,000
TRUIST FINL CORP	COMMON STOCK	89832Q109	2,518	83	SH		DFND		83	0	0
US BANCORP DEL	COMMON STOCK	902973304	193,383	5,853	SH		SOLE		1,353	0	4,500
US BANCORP DEL	COMMON STOCK	902973304	183,171	5,544	SH		DFND		5,512	32	0
UBER TECHNOLOGIES INC	COMMON STOCK	90353T100	88,174	2,043	SH		SOLE		2,043	0	0
UBER TECHNOLOGIES INC	COMMON STOCK	90353T100	164,567	3,813	SH		DFND		3,813	0	0
UNION PAC CORP	COMMON STOCK	907818108	1,069,752	5,228	SH		SOLE		2,228	0	3,000
UNION PAC CORP	COMMON STOCK	907818108	250,042	1,222	SH		DFND		1,222	0	0
UNITED PARCEL SERVICE INC	COMMON STOCK	911312106	570,012	3,180	SH		SOLE		3,180	0	0
UNITED PARCEL SERVICE INC	COMMON STOCK	911312106	424,460	2,368	SH		DFND		1,955	413	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	271,077	564	SH		SOLE		564	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	835,347	1,738	SH		DFND		1,638	100	0
VALERO ENERGY CORP	COMMON STOCK	91913Y100	358,937	3,060	SH		DFND		2,760	300	0
VANECK ETF TRUST	EXCHANGE TRADED FDS-OTHER	92189F643	233,545	2,927	SH		SOLE		2,927	0	0
VANGUARD SPECIALIZED FUNDS	EXCHANGE TRADED FDS-EQUITY	921908844	552,584	3,402	SH		SOLE		3,402	0	0
VANGUARD SPECIALIZED FUNDS	EXCHANGE TRADED FDS-EQUITY	921908844	653,941	4,026	SH		DFND		4,026	0	0
VANGUARD STAR FDS	EXCHANGE TRADED FDS-EQUITY	921909768	81,762	1,458	SH		SOLE		1,458	0	0
VANGUARD STAR FDS	EXCHANGE TRADED FDS-EQUITY	921909768	148,554	2,649	SH		DFND		2,649	0	0
VANGUARD ADMIRAL FDS INC	EXCHANGE TRADED FDS-EQUITY	921932505	701,286	2,760	SH		SOLE		2,760	0	0
VANGUARD ADMIRAL FDS INC	EXCHANGE TRADED FDS-EQUITY	921932505	130,855	515	SH		DFND		515	0	0
VANGUARD BD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	921937819	61,679	820	SH		SOLE		820	0	0
VANGUARD BD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	921937819	148,632	1,976	SH		DFND		1,976	0	0
VANGUARD BD INDEX FDS	EXCHANGE TRADED FDS-OTHER	921937827	18,814	249	SH		SOLE		249	0	0
VANGUARD BD INDEX FDS	EXCHANGE TRADED FDS-OTHER	921937827	209,451	2,772	SH		DFND		2,772	0	0
VANGUARD BD INDEX FDS	EXCHANGE TRADED FDS-OTHER	921937835	49,645	683	SH		SOLE		683	0	0
VANGUARD BD INDEX FDS	EXCHANGE TRADED FDS-OTHER	921937835	210,724	2,899	SH		DFND		2,899	0	0
VANGUARD TAX-MANAGED FDS	EXCHANGE TRADED FDS-EQUITY	921943858	1,191,948	25,811	SH		SOLE		25,811	0	0
VANGUARD TAX-MANAGED FDS	EXCHANGE TRADED FDS-EQUITY	921943858	538,314	11,657	SH		DFND		11,657	0	0
VANGUARD WHITEHALL FDS	EXCHANGE TRADED FDS-EQUITY	921946406	1,226,481	11,563	SH		SOLE		11,563	0	0
VANGUARD WHITEHALL FDS	EXCHANGE TRADED FDS-EQUITY	921946406	787,989	7,429	SH		DFND		6,644	785	0
VANGUARD INTL EQUITY INDEX F	EXCHANGE TRADED FDS-EQUITY	922042858	460,007	11,308	SH		SOLE		11,308	0	0
VANGUARD INTL EQUITY INDEX F	EXCHANGE TRADED FDS-EQUITY	922042858	638,958	15,707	SH		DFND		15,707	0	0
VANGUARD SCOTTSDALE FDS	EXCHANGE TRADED FDS-OTHER	92206C102	31,861	552	SH		SOLE		552	0	0
VANGUARD SCOTTSDALE FDS	EXCHANGE TRADED FDS-OTHER	92206C102	218,814	3,791	SH		DFND		3,791	0	0
VANGUARD SCOTTSDALE FDS	EXCHANGE TRADED FDS-OTHER	92206C409	56,888	752	SH		SOLE		752	0	0
VANGUARD SCOTTSDALE FDS	EXCHANGE TRADED FDS-OTHER	92206C409	267,725	3,539	SH		DFND		3,539	0	0
VANGUARD SCOTTSDALE FDS	EXCHANGE TRADED FDS-EQUITY	92206C714	3,183	46	SH		SOLE		46	0	0
VANGUARD SCOTTSDALE FDS	EXCHANGE TRADED FDS-EQUITY	92206C714	476,926	6,892	SH		DFND		6,892	0	0
VANGUARD SCOTTSDALE FDS	EXCHANGE TRADED FDS-OTHER	92206C870	83,611	1,058	SH		SOLE		1,058	0	0
VANGUARD SCOTTSDALE FDS	EXCHANGE TRADED FDS-OTHER	92206C870	123,995	1,569	SH		DFND		1,569	0	0
VANGUARD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	922908363	2,360,126	5,795	SH		SOLE		5,795	0	0
VANGUARD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	922908363	1,043,423	2,562	SH		DFND		2,562	0	0
VANGUARD INDEX FDS	REIT	922908553	304,657	3,646	SH		SOLE		3,646	0	0
VANGUARD INDEX FDS	REIT	922908553	371,923	4,451	SH		DFND		4,451	0	0
VANGUARD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	922908629	1,382,161	6,278	SH		SOLE		5,008	0	1,270
VANGUARD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	922908629	250,100	1,136	SH		DFND		1,136	0	0
VANGUARD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	922908744	216,134	1,521	SH		SOLE		1,521	0	0
VANGUARD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	922908744	529,604	3,727	SH		DFND		3,727	0	0
VANGUARD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	922908751	782,828	3,936	SH		SOLE		3,936	0	0
VANGUARD INDEX FDS	EXCHANGE TRADED FDS-EQUITY	922908751	530,835	2,669	SH		DFND		2,669	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	209,209	5,627	SH		SOLE		5,627	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	432,993	11,646	SH		DFND		11,417	229	0
VERISK ANALYTICS INC	COMMON STOCK	92345Y106	4,068,540	18,000	SH		SOLE		18,000	0	0
VERISK ANALYTICS INC	COMMON STOCK	92345Y106	42,942	190	SH		DFND		180	10	0
VISA INC	COMMON STOCK	92826C839	1,847,828	7,781	SH		SOLE		2,801	0	4,980
VISA INC	COMMON STOCK	92826C839	1,660,451	6,992	SH		DFND		6,322	670	0
WP CAREY INC	COMMON STOCK	92936U109	17,700	262	SH		SOLE		262	0	0
WP CAREY INC	COMMON STOCK	92936U109	223,081	3,302	SH		DFND		2,302	1,000	0
WALMART INC	COMMON STOCK	931142103	1,562,994	9,944	SH		SOLE		9,944	0	0
WALMART INC	COMMON STOCK	931142103	735,597	4,680	SH		DFND		3,946	734	0
WEBSTER FINL CORP	COMMON STOCK	947890109	1,963	52	SH		SOLE		52	0	0
WEBSTER FINL CORP	COMMON STOCK	947890109	211,248	5,596	SH		DFND		5,596	0	0
WELLS FARGO CO NEW	COMMON STOCK	949746101	566,404	13,271	SH		SOLE		5,271	0	8,000
WELLS FARGO CO NEW	COMMON STOCK	949746101	160,899	3,770	SH		DFND		3,733	37	0