Essex Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALLEGION PUB LTD CO ORD SHS	FOREIGN EQUITIES	G0176J109	219,018	1,676	SH		SOLE		1,676	0	0
ALLEGION PUB LTD CO ORD SHS	FOREIGN EQUITIES	G0176J109	5,749	44	SH		DFND		44	0	0
ACCENTURE PLC IRELAND SHS CLASS A	FOREIGN EQUITIES	G1151C101	1,158,760	3,294	SH		SOLE		3,294	0	0
ACCENTURE PLC IRELAND SHS CLASS A	FOREIGN EQUITIES	G1151C101	532,237	1,513	SH		DFND		1,511	2	0
EATON CORP CMN	FOREIGN EQUITIES	G29183103	382,963	1,154	SH		SOLE		1,154	0	0
EATON CORP CMN	FOREIGN EQUITIES	G29183103	920,573	2,774	SH		DFND		2,768	6	0
LINDE PLC COM EURO .001	FOREIGN EQUITIES	G54950103	76,613	183	SH		SOLE		183	0	0
LINDE PLC COM EURO .001	FOREIGN EQUITIES	G54950103	182,527	436	SH		DFND		357	79	0
MEDTRONIC PLC	FOREIGN EQUITIES	G5960L103	183,803	2,301	SH		SOLE		2,301	0	0
MEDTRONIC PLC	FOREIGN EQUITIES	G5960L103	54,397	681	SH		DFND		665	16	0
TRANE TECHNOLOGIES PLC	FOREIGN EQUITIES	G8994E103	1,846,700	5,000	SH		SOLE		5,000	0	0
TRANE TECHNOLOGIES PLC	FOREIGN EQUITIES	G8994E103	211,999	574	SH		DFND		573	1	0
WHITE MTNS INS GROUP LTD COM	FOREIGN EQUITIES	G9618E107	552,394	284	SH		DFND		284	0	0
CHUBB LIMITED COM	FOREIGN EQUITIES	H1467J104	177,927	644	SH		SOLE		644	0	0
CHUBB LIMITED COM	FOREIGN EQUITIES	H1467J104	447,586	1,620	SH		DFND		1,616	4	0
AERCAP HOLDINGS NV	FOREIGN EQUITIES	N00985106	9,570	100	SH		SOLE		100	0	0
AERCAP HOLDINGS NV	FOREIGN EQUITIES	N00985106	309,589	3,235	SH		DFND		3,235	0	0
ASML HOLDING NV NY REG SHS	FOREIGN EQUITIES	N07059210	596,046	860	SH		SOLE		860	0	0
ASML HOLDING NV NY REG SHS	FOREIGN EQUITIES	N07059210	151,090	218	SH		DFND		218	0	0
ROYAL CARIBBEAN CRUISES LTD COM	FOREIGN EQUITIES	V7780T103	92,276	400	SH		SOLE		400	0	0
ROYAL CARIBBEAN CRUISES LTD COM	FOREIGN EQUITIES	V7780T103	114,881	498	SH		DFND		498	0	0
AFLAC INC COM	COMMON STOCK	001055102	880,377	8,511	SH		SOLE		511	0	8,000
AFLAC INC COM	COMMON STOCK	001055102	75,302	728	SH		DFND		728	0	0
AT&T INC COM	COMMON STOCK	00206R102	97,294	4,273	SH		SOLE		4,273	0	0
AT&T INC COM	COMMON STOCK	00206R102	388,316	17,054	SH		DFND		15,554	1,500	0
ABBOTT LABS COM	COMMON STOCK	002824100	255,624	2,260	SH		SOLE		2,260	0	0
ABBOTT LABS COM	COMMON STOCK	002824100	466,233	4,122	SH		DFND		3,865	257	0
ABBVIE INC COM	COMMON STOCK	00287Y109	983,207	5,533	SH		SOLE		4,033	0	1,500
ABBVIE INC COM	COMMON STOCK	00287Y109	1,431,366	8,055	SH		DFND		7,708	347	0
ADOBE INC COM	COMMON STOCK	00724F101	1,193,491	2,684	SH		SOLE		2,684	0	0
ADOBE INC COM	COMMON STOCK	00724F101	596,741	1,342	SH		DFND		1,334	8	0
ADVANCED MICRO DEVICES INC COM	COMMON STOCK	007903107	177,197	1,467	SH		SOLE		1,467	0	0
ADVANCED MICRO DEVICES INC COM	COMMON STOCK	007903107	263,079	2,178	SH		DFND		2,178	0	0
AIR PRODS & CHEMS INC COM	COMMON STOCK	009158106	116,011	400	SH		SOLE		400	0	0
AIR PRODS & CHEMS INC COM	COMMON STOCK	009158106	413,868	1,427	SH		DFND		1,418	9	0
ALLSTATE CORP COM	COMMON STOCK	020002101	208,016	1,079	SH		DFND		1,079	0	0
ALPHABET INC.	COMMON STOCK	02079K107	2,277,848	11,961	SH		SOLE		9,461	0	2,500
ALPHABET INC.	COMMON STOCK	02079K107	3,981,708	20,908	SH		DFND		20,908	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	1,214,926	6,418	SH		SOLE		3,918	0	2,500
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	3,699,103	19,541	SH		DFND		18,572	969	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	173,444	3,317	SH		SOLE		3,317	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	389,715	7,453	SH		DFND		5,678	1,775	0
AMAZON COM INC COM	COMMON STOCK	023135106	1,605,488	7,318	SH		SOLE		4,518	0	2,800
AMAZON COM INC COM	COMMON STOCK	023135106	5,706,538	26,011	SH		DFND		24,263	1,748	0
AMBEV SA SPONSORED ADR	FOREIGN EQUITIES	02319V103	1,177	640	SH		SOLE		640	0	0
AMBEV SA SPONSORED ADR	FOREIGN EQUITIES	02319V103	34,606	18,808	SH		DFND		18,297	511	0
TR AVANTIS	EXCHANGE TRADED FDS-EQUITY	025072877	124,620	1,291	SH		SOLE		1,291	0	0
TR AVANTIS	EXCHANGE TRADED FDS-EQUITY	025072877	128,771	1,334	SH		DFND		1,334	0	0
AMERICAN ELECTRIC POWER	COMMON STOCK	025537101	70,002	759	SH		SOLE		759	0	0
AMERICAN ELECTRIC POWER	COMMON STOCK	025537101	326,583	3,541	SH		DFND		3,541	0	0
AMERICAN EXPRESS	COMMON STOCK	025816109	176,287	594	SH		SOLE		594	0	0
AMERICAN EXPRESS	COMMON STOCK	025816109	698,614	2,354	SH		DFND		2,344	10	0
AMER STATES WTR CO COM	COMMON STOCK	029899101	272,952	3,512	SH		SOLE		3,512	0	0
AMERICAN TOWER CORP NEW COM	COMMON STOCK	03027X100	48,967	267	SH		SOLE		267	0	0
AMERICAN TOWER CORP NEW COM	COMMON STOCK	03027X100	195,877	1,068	SH		DFND		1,068	0	0
AMGEN INC COM	COMMON STOCK	031162100	313,011	1,201	SH		SOLE		1,201	0	0
AMGEN INC COM	COMMON STOCK	031162100	793,611	3,045	SH		DFND		1,399	1,646	0
ANALOG DEVICES INC	COMMON STOCK	032654105	25,920	122	SH		SOLE		122	0	0
ANALOG DEVICES INC	COMMON STOCK	032654105	177,398	835	SH		DFND		823	12	0
APPLE COMPUTER INC. CMN.	COMMON STOCK	037833100	15,924,446	63,591	SH		SOLE		24,391	0	39,200
APPLE COMPUTER INC. CMN.	COMMON STOCK	037833100	12,284,828	49,057	SH		DFND		46,478	2,579	0
ARISTA NETWORKS INC COM	COMMON STOCK	040413205	235,207	2,128	SH		SOLE		2,128	0	0
ARISTA NETWORKS INC COM	COMMON STOCK	040413205	365,631	3,308	SH		DFND		3,308	0	0
ASTRAZENECA PLC SPONSORED ADR	FOREIGN EQUITIES	046353108	70,170	1,071	SH		SOLE		1,071	0	0
ASTRAZENECA PLC SPONSORED ADR	FOREIGN EQUITIES	046353108	295,425	4,509	SH		DFND		4,509	0	0
AUTODESK INC COM	COMMON STOCK	052769106	11,822	40	SH		SOLE		40	0	0
AUTODESK INC COM	COMMON STOCK	052769106	213,102	721	SH		DFND		714	7	0
AUTOMATIC DATA PROCESSING INC - TAXABLE	COMMON STOCK	053015103	11,949,999	40,824	SH		SOLE		4,454	0	36,370
AUTOMATIC DATA PROCESSING INC - TAXABLE	COMMON STOCK	053015103	886,644	3,029	SH		DFND		1,729	1,300	0
AVERY DENNISON CORP COM	COMMON STOCK	053611109	126,125	674	SH		SOLE		674	0	0
AVERY DENNISON CORP COM	COMMON STOCK	053611109	237,093	1,267	SH		DFND		1,267	0	0
BP AMOCO PLC ADS (UK)	FOREIGN EQUITIES	055622104	78,780	2,666	SH		SOLE		2,666	0	0
BP AMOCO PLC ADS (UK)	FOREIGN EQUITIES	055622104	153,629	5,199	SH		DFND		4,844	355	0
BANK OF AMERICA CORP COM	COMMON STOCK	060505104	62,627	1,425	SH		SOLE		1,425	0	0
BANK OF AMERICA CORP COM	COMMON STOCK	060505104	392,646	8,934	SH		DFND		8,639	295	0
BANK NEW YORK MELLON CORP COM	COMMON STOCK	064058100	37,262	485	SH		SOLE		485	0	0
BANK NEW YORK MELLON CORP COM	COMMON STOCK	064058100	208,054	2,708	SH		DFND		2,434	274	0
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670108	10,213,800	15	SH		SOLE		0	0	15
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670108	680,920	1	SH		DFND		1	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	COMMON STOCK	084670702	970,899	2,142	SH		SOLE		2,142	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	COMMON STOCK	084670702	3,889,497	8,581	SH		DFND		8,381	200	0
BHP BILLITON LTD SPONSORED ADR	FOREIGN EQUITIES	088606108	327,795	6,713	SH		SOLE		6,713	0	0
BHP BILLITON LTD SPONSORED ADR	FOREIGN EQUITIES	088606108	37,597	770	SH		DFND		740	30	0
BLACKSTONE GROUP INC COM CL A	COMMON STOCK	09260D107	258,630	1,500	SH		SOLE		1,500	0	0
BLACKSTONE GROUP INC COM CL A	COMMON STOCK	09260D107	153,622	891	SH		DFND		879	12	0
BLACKROCK INC COM	COMMON STOCK	09290D101	1,099,928	1,073	SH		SOLE		822	0	251
BLACKROCK INC COM	COMMON STOCK	09290D101	864,155	843	SH		DFND		817	26	0
BOEING CO COM	COMMON STOCK	097023105	396,657	2,241	SH		SOLE		1,241	0	1,000
BOEING CO COM	COMMON STOCK	097023105	198,594	1,122	SH		DFND		1,122	0	0
BOOKING HLDGS INC.COM	COMMON STOCK	09857L108	218,608	44	SH		DFND		44	0	0
BOSTON SCIENTIFIC CORP COM	COMMON STOCK	101137107	114,762	1,285	SH		SOLE		1,285	0	0
BOSTON SCIENTIFIC CORP COM	COMMON STOCK	101137107	217,915	2,440	SH		DFND		2,440	0	0
BRISTOL MYERS SQUIBB	COMMON STOCK	110122108	281,554	4,978	SH		SOLE		4,978	0	0
BRISTOL MYERS SQUIBB	COMMON STOCK	110122108	704,388	12,454	SH		DFND		9,801	2,653	0
BROADCOM INC	COMMON STOCK	11135F101	3,421,491	14,758	SH		SOLE		14,758	0	0
BROADCOM INC	COMMON STOCK	11135F101	2,498,999	10,779	SH		DFND		10,739	40	0
BROOKFIELD ASSET MGMT INC	FOREIGN EQUITIES	11271J107	34,470	600	SH		SOLE		600	0	0
BROOKFIELD ASSET MGMT INC	FOREIGN EQUITIES	11271J107	251,744	4,382	SH		DFND		4,382	0	0
CIGNA CORP NEW	COMMON STOCK	125523100	375,258	1,359	SH		SOLE		1,359	0	0
CIGNA CORP NEW	COMMON STOCK	125523100	548,940	1,988	SH		DFND		1,983	5	0
CMS ENERGY CORP	COMMON STOCK	125896100	22,260	334	SH		SOLE		334	0	0
CMS ENERGY CORP	COMMON STOCK	125896100	211,542	3,174	SH		DFND		3,157	17	0
CVS CORP.	COMMON STOCK	126650100	628,991	14,015	SH		SOLE		6,015	0	8,000
CVS CORP.	COMMON STOCK	126650100	140,650	3,134	SH		DFND		2,186	948	0
CANADIAN PAC RY LTD COM	FOREIGN EQUITIES	13646K108	225,358	3,114	SH		DFND		2,739	375	0
CARRIER GLOBAL CORPORATION COM	COMMON STOCK	14448C104	274,267	4,018	SH		SOLE		2,018	0	2,000
CARRIER GLOBAL CORPORATION COM	COMMON STOCK	14448C104	174,129	2,551	SH		DFND		951	1,600	0
CATERPILLAR INC COM	COMMON STOCK	149123101	801,334	2,209	SH		SOLE		2,209	0	0
CATERPILLAR INC COM	COMMON STOCK	149123101	1,422,015	3,920	SH		DFND		3,345	575	0
CHENIERE ENERGY INC COM NEW	COMMON STOCK	16411R208	853,031	3,970	SH		DFND		3,964	6	0
CHESAPEAKE ENERGY CORP COM	COMMON STOCK	165167735	9,457	95	SH		SOLE		95	0	0
CHESAPEAKE ENERGY CORP COM	COMMON STOCK	165167735	216,520	2,175	SH		DFND		2,175	0	0
CHEVRON COM	COMMON STOCK	166764100	18,406,695	127,083	SH		SOLE		27,083	0	100,000
CHEVRON COM	COMMON STOCK	166764100	1,044,724	7,213	SH		DFND		6,992	221	0
CISCO	COMMON STOCK	17275R102	1,399,663	23,643	SH		SOLE		18,643	0	5,000
CISCO	COMMON STOCK	17275R102	702,638	11,869	SH		DFND		11,618	251	0
CITIGROUP INC COM NEW	COMMON STOCK	172967424	128,371	1,824	SH		SOLE		1,824	0	0
CITIGROUP INC COM NEW	COMMON STOCK	172967424	207,476	2,948	SH		DFND		2,948	0	0
CLEAR SECURE INC COM CL A	COMMON STOCK	18467V109	263,663	9,901	SH		DFND		9,901	0	0
CLOROX CO DEL COM	COMMON STOCK	189054109	324,820	2,000	SH		SOLE		0	0	2,000
CLOROX CO DEL COM	COMMON STOCK	189054109	16,241	100	SH		DFND		100	0	0
COCA COLA CO COM	COMMON STOCK	191216100	638,846	10,261	SH		SOLE		10,261	0	0
COCA COLA CO COM	COMMON STOCK	191216100	638,715	10,259	SH		DFND		9,934	325	0
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	434,501	4,780	SH		SOLE		780	0	4,000
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	878,092	9,660	SH		DFND		9,660	0	0
COMCAST CORP NEW CL A	COMMON STOCK	20030N101	40,369	1,076	SH		SOLE		1,076	0	0
COMCAST CORP NEW CL A	COMMON STOCK	20030N101	646,091	17,220	SH		DFND		17,046	174	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	509,732	5,140	SH		SOLE		812	0	4,328
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	423,546	4,271	SH		DFND		4,037	234	0
CONSTELLATION ENERGY CORP	COMMON STOCK	21037T109	246,081	1,100	SH		SOLE		1,100	0	0
CONSTELLATION ENERGY CORP	COMMON STOCK	21037T109	177,176	792	SH		DFND		792	0	0
CORNING INC COM	COMMON STOCK	219350105	200,247	4,214	SH		SOLE		4,214	0	0
CORNING INC COM	COMMON STOCK	219350105	202,098	4,253	SH		DFND		4,221	32	0
CORTEVA INC COM	COMMON STOCK	22052L104	13,269	233	SH		SOLE		233	0	0
CORTEVA INC COM	COMMON STOCK	22052L104	219,997	3,863	SH		DFND		3,863	0	0
COSTCO WHSL CORP NEW COM	COMMON STOCK	22160K105	349,093	381	SH		SOLE		381	0	0
COSTCO WHSL CORP NEW COM	COMMON STOCK	22160K105	1,334,085	1,456	SH		DFND		1,454	2	0
CROWDSTRIKE HLDGS INC CL A	COMMON STOCK	22788C105	16,764	49	SH		SOLE		49	0	0
CROWDSTRIKE HLDGS INC CL A	COMMON STOCK	22788C105	208,709	610	SH		DFND		609	1	0
CROWN CASTLE INC COM	COMMON STOCK	22822V101	34,125	376	SH		SOLE		376	0	0
CROWN CASTLE INC COM	COMMON STOCK	22822V101	166,541	1,835	SH		DFND		1,835	0	0
CUMMINS INC COM	COMMON STOCK	231021106	604,803	1,735	SH		SOLE		1,735	0	0
CUMMINS INC COM	COMMON STOCK	231021106	548,331	1,573	SH		DFND		1,573	0	0
DANAHER CORPORATION	COMMON STOCK	235851102	642,048	2,797	SH		SOLE		2,797	0	0
DANAHER CORPORATION	COMMON STOCK	235851102	455,652	1,985	SH		DFND		1,970	15	0
DEERE & CO COM	COMMON STOCK	244199105	2,023,167	4,775	SH		SOLE		1,775	0	3,000
DEERE & CO COM	COMMON STOCK	244199105	235,150	555	SH		DFND		549	6	0
DIAGEO P L C SPON ADR NEW	FOREIGN EQUITIES	25243Q205	274,600	2,160	SH		SOLE		160	0	2,000
DIAGEO P L C SPON ADR NEW	FOREIGN EQUITIES	25243Q205	57,079	449	SH		DFND		349	100	0
DISNEY WALT CO COM	COMMON STOCK	254687106	544,605	4,891	SH		SOLE		4,891	0	0
DISNEY WALT CO COM	COMMON STOCK	254687106	539,931	4,849	SH		DFND		4,799	50	0
DOMINION ENERGY INC COM	COMMON STOCK	25746U109	83,375	1,548	SH		SOLE		1,548	0	0
DOMINION ENERGY INC COM	COMMON STOCK	25746U109	170,627	3,168	SH		DFND		2,540	628	0
DOVER CORP	COMMON STOCK	260003108	450,240	2,400	SH		SOLE		2,400	0	0
DOVER CORP	COMMON STOCK	260003108	297,719	1,587	SH		DFND		1,575	12	0
DOW INC COM	COMMON STOCK	260557103	105,098	2,619	SH		SOLE		2,619	0	0
DOW INC COM	COMMON STOCK	260557103	99,681	2,484	SH		DFND		2,484	0	0
DUKE ENERGY CORP NEW COM NEW	COMMON STOCK	26441C204	453,258	4,207	SH		SOLE		3,541	0	666
DUKE ENERGY CORP NEW COM NEW	COMMON STOCK	26441C204	385,166	3,575	SH		DFND		3,340	235	0
DUPONT DE NEMOURS INC (NEW)	COMMON STOCK	26614N102	494,405	6,484	SH		SOLE		6,484	0	0
DUPONT DE NEMOURS INC (NEW)	COMMON STOCK	26614N102	150,441	1,973	SH		DFND		1,973	0	0
ECOLAB INC COM	COMMON STOCK	278865100	620,945	2,650	SH		SOLE		2,150	0	500
ECOLAB INC COM	COMMON STOCK	278865100	134,496	574	SH		DFND		574	0	0
EMERSON ELECTRIC	COMMON STOCK	291011104	582,965	4,704	SH		SOLE		4,704	0	0
EMERSON ELECTRIC	COMMON STOCK	291011104	547,149	4,415	SH		DFND		4,215	200	0
EQUINIX INC COM	COMMON STOCK	29444U700	226,290	240	SH		DFND		240	0	0
EXELON CORP COM	COMMON STOCK	30161N101	237,481	6,311	SH		SOLE		6,311	0	0
EXELON CORP COM	COMMON STOCK	30161N101	54,638	1,452	SH		DFND		1,452	0	0
EXXON MOBIL CORPORATION	COMMON STOCK	30231G102	16,741,326	155,632	SH		SOLE		47,132	0	108,500
EXXON MOBIL CORPORATION	COMMON STOCK	30231G102	2,511,106	23,344	SH		DFND		21,314	2,030	0
FACEBOOK INC CL A	COMMON STOCK	30303M102	402,827	688	SH		SOLE		688	0	0
FACEBOOK INC CL A	COMMON STOCK	30303M102	2,569,209	4,388	SH		DFND		4,333	55	0
FEDEX CORP	COMMON STOCK	31428X106	35,164	125	SH		SOLE		125	0	0
FEDEX CORP	COMMON STOCK	31428X106	324,360	1,153	SH		DFND		1,153	0	0
FIDELITY NATL INFORMATION SVCOM	COMMON STOCK	31620M106	226,961	2,810	SH		DFND		2,810	0	0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM	COMMON STOCK	31620R303	101,090	1,801	SH		SOLE		1,801	0	0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM	COMMON STOCK	31620R303	250,338	4,460	SH		DFND		4,460	0	0
FIRST TR EXCHANGE TRADED FD IV LIMITED DURATION	EXCHANGE TRADED FDS-OTHER	33738D804	41,076	2,178	SH		SOLE		2,178	0	0
FIRST TR EXCHANGE TRADED FD IV LIMITED DURATION	EXCHANGE TRADED FDS-OTHER	33738D804	243,311	12,901	SH		DFND		12,901	0	0
FISERV INC	COMMON STOCK	337738108	127,360	620	SH		SOLE		620	0	0
FISERV INC	COMMON STOCK	337738108	100,653	490	SH		DFND		490	0	0
FLEXSHARES MORNINGSTAR US	EXCHANGE TRADED FDS-EQUITY	33939L100	441,617	2,045	SH		DFND		2,045	0	0
FLEXSHARES TR MORNSTAR UPSTR	EXCHANGE TRADED FDS-OTHER	33939L407	231,648	6,371	SH		DFND		6,371	0	0
FLEXSHARES TR ESG & CLM US LRG	EXCHANGE TRADED FDS-EQUITY	33939L613	624,055	9,500	SH		SOLE		9,500	0	0
FLEXSHARES TR HIG YLD VL ETF	EXCHANGE TRADED FDS-EQUITY	33939L662	142,380	3,500	SH		SOLE		3,500	0	0
FLEXSHARES TR HIG YLD VL ETF	EXCHANGE TRADED FDS-EQUITY	33939L662	60,084	1,477	SH		DFND		1,477	0	0
FLEXSHARES TRUST INTERNATIONAL QUALITY DIV	EXCHANGE TRADED FDS-EQUITY	33939L837	331,900	14,263	SH		DFND		14,263	0	0
FLUOR CORP. (NEW)	COMMON STOCK	343412102	246,550	5,000	SH		SOLE		5,000	0	0
FLUOR CORP. (NEW)	COMMON STOCK	343412102	37,870	768	SH		DFND		768	0	0
FORTINET INC COM	COMMON STOCK	34959E109	42,516	450	SH		SOLE		450	0	0
FORTINET INC COM	COMMON STOCK	34959E109	161,087	1,705	SH		DFND		1,705	0	0
FREEPORT-MCMORAN COPPER & GOLD COM	COMMON STOCK	35671D857	330,104	8,671	SH		SOLE		8,671	0	0
FREEPORT-MCMORAN COPPER & GOLD COM	COMMON STOCK	35671D857	299,912	7,878	SH		DFND		7,878	0	0
GALLAGHER ARTHUR J & CO COM	COMMON STOCK	363576109	63,011	222	SH		SOLE		222	0	0
GALLAGHER ARTHUR J & CO COM	COMMON STOCK	363576109	172,003	606	SH		DFND		599	7	0
GE VERNOVA INC COM	COMMON STOCK	36828A101	13,485	41	SH		SOLE		41	0	0
GE VERNOVA INC COM	COMMON STOCK	36828A101	221,359	673	SH		DFND		672	1	0
GENERAL DYNAMICS CORPORATION	COMMON STOCK	369550108	890,561	3,380	SH		SOLE		1,380	0	2,000
GENERAL DYNAMICS CORPORATION	COMMON STOCK	369550108	545,397	2,070	SH		DFND		2,062	8	0
GENERAL ELECTRIC CO COM NEW	COMMON STOCK	369604301	42,030	252	SH		SOLE		252	0	0
GENERAL ELECTRIC CO COM NEW	COMMON STOCK	369604301	509,038	3,052	SH		DFND		3,052	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	310,269	3,359	SH		SOLE		3,359	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	118,599	1,284	SH		DFND		1,284	0	0
GOLDMAN SACHS	COMMON STOCK	38141G104	431,739	754	SH		SOLE		754	0	0
GOLDMAN SACHS	COMMON STOCK	38141G104	711,748	1,243	SH		DFND		1,242	1	0
GRAINGER W.W. INC	COMMON STOCK	384802104	947,581	899	SH		SOLE		899	0	0
GRAINGER W.W. INC	COMMON STOCK	384802104	99,079	94	SH		DFND		94	0	0
HCA HLDGS INC COM	COMMON STOCK	40412C101	237,410	791	SH		DFND		791	0	0
HALEON PLC SPNSD ADR	FOREIGN EQUITIES	405552100	8,594	901	SH		SOLE		901	0	0
HALEON PLC SPNSD ADR	FOREIGN EQUITIES	405552100	137,220	14,384	SH		DFND		14,083	301	0
HOME DEPOT COM	COMMON STOCK	437076102	3,563,049	9,160	SH		SOLE		8,010	0	1,150
HOME DEPOT COM	COMMON STOCK	437076102	2,938,343	7,554	SH		DFND		6,292	1,262	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	767,797	3,399	SH		SOLE		3,399	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	603,121	2,670	SH		DFND		2,663	7	0
ILLINOIS TOOL WKS INC COM	COMMON STOCK	452308109	798,967	3,151	SH		SOLE		3,151	0	0
ILLINOIS TOOL WKS INC COM	COMMON STOCK	452308109	226,423	893	SH		DFND		893	0	0
INGERSOLL RAND INC COM	COMMON STOCK	45687V106	399,109	4,412	SH		SOLE		4,412	0	0
INGERSOLL RAND INC COM	COMMON STOCK	45687V106	108,367	1,198	SH		DFND		1,192	6	0
INTEL COM	COMMON STOCK	458140100	102,683	5,124	SH		SOLE		5,124	0	0
INTEL COM	COMMON STOCK	458140100	119,295	5,953	SH		DFND		5,953	0	0
INTERCONTINENTALEXCHANGE INCCOM	COMMON STOCK	45866F104	216,062	1,450	SH		DFND		1,450	0	0
INTL BUSINESS MACHINES COM	COMMON STOCK	459200101	1,043,968	4,749	SH		SOLE		2,749	0	2,000
INTL BUSINESS MACHINES COM	COMMON STOCK	459200101	705,868	3,211	SH		DFND		2,993	218	0
INVESCO QQQ TR UNIT SER 1	EXCHANGE TRADED FDS-EQUITY	46090E103	1,527,006	2,987	SH		SOLE		2,987	0	0
INVESCO QQQ TR UNIT SER 1	EXCHANGE TRADED FDS-EQUITY	46090E103	2,057,144	4,024	SH		DFND		4,024	0	0
INTUITIVE SURGICAL INC COM NEW	COMMON STOCK	46120E602	59,501	114	SH		SOLE		114	0	0
INTUITIVE SURGICAL INC COM NEW	COMMON STOCK	46120E602	284,981	546	SH		DFND		546	0	0
INTUIT COM	COMMON STOCK	461202103	80,447	128	SH		SOLE		128	0	0
INTUIT COM	COMMON STOCK	461202103	325,561	518	SH		DFND		518	0	0
INVESCO ETF S&P 500 EQUAL WEIGHT	EXCHANGE TRADED FDS-EQUITY	46137V357	361,498	2,063	SH		SOLE		2,063	0	0
INVESCO ETF S&P 500 EQUAL WEIGHT	EXCHANGE TRADED FDS-EQUITY	46137V357	320,143	1,827	SH		DFND		1,827	0	0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL	EXCHANGE TRADED FDS-OTHER	46138E354	15,190	217	SH		SOLE		217	0	0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL	EXCHANGE TRADED FDS-OTHER	46138E354	243,740	3,482	SH		DFND		1,677	1,805	0
IRON MTN INC NEW COM	COMMON STOCK	46284V101	339,608	3,231	SH		SOLE		3,231	0	0
IRON MTN INC NEW COM	COMMON STOCK	46284V101	148,623	1,414	SH		DFND		1,414	0	0
ISHARES GOLD TRUST	EXCHANGE TRADED FDS-EQUITY	464285204	239,283	4,834	SH		SOLE		4,834	0	0
ISHARES GOLD TRUST	EXCHANGE TRADED FDS-EQUITY	464285204	210,721	4,257	SH		DFND		4,257	0	0
I SHARES TR S&P 100 ETF	EXCHANGE TRADED FDS-EQUITY	464287101	251,290	870	SH		DFND		870	0	0
ISHARES TR CORE S&P TTL STK	EXCHANGE TRADED FDS-EQUITY	464287150	1,982,032	15,410	SH		DFND		15,410	0	0
ISHARES TR INDEX DJ SEL DIV INX	EXCHANGE TRADED FDS-EQUITY	464287168	102,537	781	SH		SOLE		781	0	0
ISHARES TR INDEX DJ SEL DIV INX	EXCHANGE TRADED FDS-EQUITY	464287168	292,907	2,231	SH		DFND		2,231	0	0
ISHARES TR S&P 500 INDEX	EXCHANGE TRADED FDS-EQUITY	464287200	4,313,184	7,327	SH		SOLE		6,367	0	960
ISHARES TR S&P 500 INDEX	EXCHANGE TRADED FDS-EQUITY	464287200	1,535,249	2,608	SH		DFND		2,593	15	0
ISHARES TR INDEX BARCLY USAGG B	EXCHANGE TRADED FDS-OTHER	464287226	128,876	1,330	SH		SOLE		1,330	0	0
ISHARES TR INDEX BARCLY USAGG B	EXCHANGE TRADED FDS-OTHER	464287226	92,539	955	SH		DFND		955	0	0
ISHARES TR S&P 500 GRWT ETF	EXCHANGE TRADED FDS-EQUITY	464287309	919,354	9,055	SH		SOLE		9,055	0	0
ISHARES TR S&P 500 GRWT ETF	EXCHANGE TRADED FDS-EQUITY	464287309	899,148	8,856	SH		DFND		8,856	0	0
ISHARES TR S&P 500 VAL ETF	EXCHANGE TRADED FDS-EQUITY	464287408	618,832	3,242	SH		SOLE		3,242	0	0
ISHARES TR S&P 500 VAL ETF	EXCHANGE TRADED FDS-EQUITY	464287408	180,763	947	SH		DFND		947	0	0
ISHARES TR INDEX MSCI EAFE IDX	EXCHANGE TRADED FDS-EQUITY	464287465	294,949	3,901	SH		SOLE		3,901	0	0
ISHARES TR INDEX MSCI EAFE IDX	EXCHANGE TRADED FDS-EQUITY	464287465	505,752	6,689	SH		DFND		6,689	0	0
ISHARES TR RUSSELL MIDCAP VALUE INDEX FUND	EXCHANGE TRADED FDS-EQUITY	464287473	37,120	287	SH		SOLE		287	0	0
ISHARES TR RUSSELL MIDCAP VALUE INDEX FUND	EXCHANGE TRADED FDS-EQUITY	464287473	243,545	1,883	SH		DFND		1,883	0	0
ISHARES TR INDEX RUSSELL MCP GR	EXCHANGE TRADED FDS-EQUITY	464287481	20,406	161	SH		SOLE		161	0	0
ISHARES TR INDEX RUSSELL MCP GR	EXCHANGE TRADED FDS-EQUITY	464287481	639,200	5,043	SH		DFND		5,043	0	0
ISHARES TR RUSSELL MIDCAP INDEX FD	EXCHANGE TRADED FDS-EQUITY	464287499	278,812	3,154	SH		SOLE		3,154	0	0
ISHARES TR RUSSELL MIDCAP INDEX FD	EXCHANGE TRADED FDS-EQUITY	464287499	468,076	5,295	SH		DFND		5,295	0	0
ISHARES TR S&P MIDCAP 400	EXCHANGE TRADED FDS-EQUITY	464287507	696,374	11,176	SH		SOLE		11,176	0	0
ISHARES TR S&P MIDCAP 400	EXCHANGE TRADED FDS-EQUITY	464287507	561,535	9,012	SH		DFND		9,012	0	0
ISHARES TR EXPANDED TECH	EXCHANGE TRADED FDS-EQUITY	464287515	252,802	2,525	SH		SOLE		2,525	0	0
ISHARES TR PHLX SEMICND ETF	EXCHANGE TRADED FDS-EQUITY	464287523	231,436	1,074	SH		DFND		1,074	0	0
ISHARES TR RUSSELL1000VAL	EXCHANGE TRADED FDS-EQUITY	464287598	208,085	1,124	SH		SOLE		1,124	0	0
ISHARES TR RUSSELL1000VAL	EXCHANGE TRADED FDS-EQUITY	464287598	300,832	1,625	SH		DFND		1,625	0	0
ISHARES TR INDEX RUSSELL1000GRW	EXCHANGE TRADED FDS-EQUITY	464287614	418,434	1,042	SH		SOLE		1,042	0	0
ISHARES TR INDEX RUSSELL1000GRW	EXCHANGE TRADED FDS-EQUITY	464287614	1,052,109	2,620	SH		DFND		2,620	0	0
ISHARES TR RUSSELL 2000	EXCHANGE TRADED FDS-EQUITY	464287655	1,322,223	5,984	SH		SOLE		2,309	0	3,675
ISHARES TR RUSSELL 2000	EXCHANGE TRADED FDS-EQUITY	464287655	856,880	3,878	SH		DFND		3,878	0	0
ISHARES CORE S&P VALUE	EXCHANGE TRADED FDS-EQUITY	464287663	567,019	6,124	SH		DFND		6,124	0	0
ISHARES TR DJ US TECH SEC	EXCHANGE TRADED FDS-EQUITY	464287721	640,472	4,015	SH		DFND		0	4,015	0
ISHARES TR S&P SMALL CAP 600 INDEX	EXCHANGE TRADED FDS-EQUITY	464287804	832,001	7,221	SH		SOLE		7,221	0	0
ISHARES TR S&P SMALL CAP 600 INDEX	EXCHANGE TRADED FDS-EQUITY	464287804	941,112	8,168	SH		DFND		8,168	0	0
ISHARES TR MSCI ACWI INDX	EXCHANGE TRADED FDS-EQUITY	464288257	309,612	2,635	SH		DFND		2,635	0	0
ISHARES TR USD INV GRDE ETF	EXCHANGE TRADED FDS-OTHER	464288620	180,517	3,591	SH		SOLE		3,591	0	0
ISHARES TR USD INV GRDE ETF	EXCHANGE TRADED FDS-OTHER	464288620	36,697	730	SH		DFND		730	0	0
ISHARES TR DJ PHARMA INDX	EXCHANGE TRADED FDS-EQUITY	464288836	216,876	3,300	SH		SOLE		3,300	0	0
ISHARES TR MSCI VAL IDX	EXCHANGE TRADED FDS-EQUITY	464288877	417,028	7,948	SH		SOLE		7,948	0	0
ISHARES TR MSCI VAL IDX	EXCHANGE TRADED FDS-EQUITY	464288877	55,932	1,066	SH		DFND		1,066	0	0
ISHARES TR MSCI GRW IDX	EXCHANGE TRADED FDS-EQUITY	464288885	192,298	1,986	SH		SOLE		1,986	0	0
ISHARES TR MSCI GRW IDX	EXCHANGE TRADED FDS-EQUITY	464288885	68,748	710	SH		DFND		710	0	0
I SHARES US TREASURY BOND ETF	EXCHANGE TRADED FDS-OTHER	46429B267	127,344	5,544	SH		SOLE		5,544	0	0
I SHARES US TREASURY BOND ETF	EXCHANGE TRADED FDS-OTHER	46429B267	176,408	7,680	SH		DFND		4,338	3,342	0
ISHARES TR CORE HIGH DV ETF	EXCHANGE TRADED FDS-EQUITY	46429B663	56,130	500	SH		SOLE		500	0	0
ISHARES TR CORE HIGH DV ETF	EXCHANGE TRADED FDS-EQUITY	46429B663	216,322	1,927	SH		DFND		1,927	0	0
ISHARES TR USA QUALITY FCTR	EXCHANGE TRADED FDS-EQUITY	46432F339	264,803	1,487	SH		SOLE		1,487	0	0
ISHARES TR CORE MSCI EAFE	EXCHANGE TRADED FDS-EQUITY	46432F842	234,590	3,338	SH		SOLE		3,338	0	0
ISHARES TR CORE MSCI EAFE	EXCHANGE TRADED FDS-EQUITY	46432F842	609,043	8,666	SH		DFND		8,666	0	0
ISHARES TR CORE 1 5 YR USD	EXCHANGE TRADED FDS-OTHER	46432F859	79,775	1,670	SH		SOLE		1,670	0	0
ISHARES TR CORE 1 5 YR USD	EXCHANGE TRADED FDS-OTHER	46432F859	181,525	3,800	SH		DFND		3,800	0	0
ISHARES INC CORE MSCI EMKT	EXCHANGE TRADED FDS-EQUITY	46434G103	662,667	12,690	SH		SOLE		6,045	0	6,645
ISHARES INC CORE MSCI EMKT	EXCHANGE TRADED FDS-EQUITY	46434G103	181,409	3,474	SH		DFND		3,474	0	0
ISHARES DIVIDEND GROWTH ETF	EXCHANGE TRADED FDS-EQUITY	46434V621	1,057,253	17,236	SH		DFND		17,236	0	0
JP MORGAN CHASE & CO COM	COMMON STOCK	46625H100	3,038,793	12,677	SH		SOLE		10,707	0	1,970
JP MORGAN CHASE & CO COM	COMMON STOCK	46625H100	3,811,135	15,899	SH		DFND		14,224	1,675	0
J P MORGAN EXCHANGE-TRADED FEQUITY PREMIUM	EXCHANGE TRADED FDS-EQUITY	46641Q332	185,156	3,219	SH		SOLE		3,219	0	0
J P MORGAN EXCHANGE-TRADED FEQUITY PREMIUM	EXCHANGE TRADED FDS-EQUITY	46641Q332	33,936	590	SH		DFND		590	0	0
J P MORGAN EXCHANGE-TRADED FULTRA SHT MUNCPL	MUTUAL FUNDS-TAX EXEMPT	46641Q654	96,482	1,903	SH		SOLE		1,903	0	0
J P MORGAN EXCHANGE-TRADED FULTRA SHT MUNCPL	MUTUAL FUNDS-TAX EXEMPT	46641Q654	258,823	5,105	SH		DFND		2,976	2,129	0
JP MORGAN ETF ULTRA SHORT INCOME	EXCHANGE TRADED FDS-OTHER	46641Q837	220,727	4,383	SH		SOLE		4,383	0	0
JP MORGAN ETF ULTRA SHORT INCOME	EXCHANGE TRADED FDS-OTHER	46641Q837	1,211,812	24,063	SH		DFND		24,063	0	0
J P MORGAN EXCHANGE TRADED FHEDGED EQUITY LA	EXCHANGE TRADED FDS-EQUITY	46654Q724	216,516	3,490	SH		SOLE		3,490	0	0
J P MORGAN EXCHANGE TRADED FHEDGED EQUITY LA	EXCHANGE TRADED FDS-EQUITY	46654Q724	313,921	5,060	SH		DFND		5,060	0	0
JACOBS SOLUTIONS INC COM	COMMON STOCK	46982L108	200,430	1,500	SH		SOLE		1,500	0	0
JACOBS SOLUTIONS INC COM	COMMON STOCK	46982L108	3,206	24	SH		DFND		24	0	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	7,583,425	52,437	SH		SOLE		23,495	0	28,942
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	2,450,861	16,947	SH		DFND		15,242	1,705	0
KKR & CO INC COM	COMMON STOCK	48251W104	192,283	1,300	SH		SOLE		1,300	0	0
KKR & CO INC COM	COMMON STOCK	48251W104	220,977	1,494	SH		DFND		1,494	0	0
KENVUE INC COM	COMMON STOCK	49177J102	330,023	15,465	SH		SOLE		15,465	0	0
KENVUE INC COM	COMMON STOCK	49177J102	41,483	1,944	SH		DFND		1,944	0	0
KIMBERLY - CLARK CORP	COMMON STOCK	494368103	1,412,218	10,777	SH		SOLE		1,277	0	9,500
KIMBERLY - CLARK CORP	COMMON STOCK	494368103	94,215	719	SH		DFND		369	350	0
L3HARRIS TECHNOLOGIES INC COM	COMMON STOCK	502431109	1,014,388	4,824	SH		SOLE		1,999	0	2,825
L3HARRIS TECHNOLOGIES INC COM	COMMON STOCK	502431109	227,101	1,080	SH		DFND		1,080	0	0
LABORATORY CORP AMER HLDGS COM NEW	COMMON STOCK	504922105	288,022	1,256	SH		DFND		1,256	0	0
LAM RESEARCH CORP COM	COMMON STOCK	512807306	214,419	2,969	SH		DFND		2,969	0	0
LENNAR CORP	COMMON STOCK	526057104	239,600	1,757	SH		DFND		1,757	0	0
LILLY ELI & COMPANY	COMMON STOCK	532457108	5,459,584	7,072	SH		SOLE		3,072	0	4,000
LILLY ELI & COMPANY	COMMON STOCK	532457108	3,074,104	3,982	SH		DFND		3,978	4	0
LOCKHEED MARTIN CORP COM	COMMON STOCK	539830109	748,343	1,540	SH		SOLE		770	0	770
LOCKHEED MARTIN CORP COM	COMMON STOCK	539830109	863,506	1,777	SH		DFND		1,577	200	0
LOWES COMPANIES	COMMON STOCK	548661107	81,443	330	SH		SOLE		330	0	0
LOWES COMPANIES	COMMON STOCK	548661107	365,508	1,481	SH		DFND		1,371	110	0
MSCI INC CL A	COMMON STOCK	55354G100	2,400	4	SH		SOLE		4	0	0
MSCI INC CL A	COMMON STOCK	55354G100	200,401	334	SH		DFND		333	1	0
MARSH & MCLENNAN COS INC COM	COMMON STOCK	571748102	40,993	193	SH		SOLE		193	0	0
MARSH & MCLENNAN COS INC COM	COMMON STOCK	571748102	259,986	1,224	SH		DFND		1,209	15	0
MARRIOTT INTL INC NEW CL A	COMMON STOCK	571903202	4,741	17	SH		SOLE		17	0	0
MARRIOTT INTL INC NEW CL A	COMMON STOCK	571903202	382,146	1,370	SH		DFND		1,370	0	0
MASTERCARD INCORPORATED CL A	COMMON STOCK	57636Q104	577,643	1,097	SH		SOLE		1,097	0	0
MASTERCARD INCORPORATED CL A	COMMON STOCK	57636Q104	1,722,404	3,271	SH		DFND		3,263	8	0
MCDONALDS CORP COM	COMMON STOCK	580135101	518,011	1,787	SH		SOLE		1,787	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	1,606,795	5,543	SH		DFND		4,879	664	0
MERCK & CO INC	COMMON STOCK	58933Y105	1,775,617	17,849	SH		SOLE		17,849	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	1,543,724	15,518	SH		DFND		12,058	3,460	0
METLIFE INC COM	COMMON STOCK	59156R108	83,599	1,021	SH		SOLE		1,021	0	0
METLIFE INC COM	COMMON STOCK	59156R108	285,511	3,487	SH		DFND		2,728	759	0
MICROSOFT COM	COMMON STOCK	594918104	3,009,082	7,139	SH		SOLE		5,729	0	1,410
MICROSOFT COM	COMMON STOCK	594918104	9,039,057	21,445	SH		DFND		19,527	1,918	0
MONDELEZ INTL INC CL A	COMMON STOCK	609207105	567,638	9,505	SH		SOLE		2,505	0	7,000
MONDELEZ INTL INC CL A	COMMON STOCK	609207105	197,547	3,308	SH		DFND		3,290	18	0
MOODYS CORP COM	COMMON STOCK	615369105	1,936,041	4,090	SH		SOLE		90	0	4,000
MOODYS CORP COM	COMMON STOCK	615369105	13,726	29	SH		DFND		28	1	0
MORGAN STANLEY DEAN WITTER	COMMON STOCK	617446448	21,622	172	SH		SOLE		172	0	0
MORGAN STANLEY DEAN WITTER	COMMON STOCK	617446448	404,939	3,221	SH		DFND		3,192	29	0
NETFLIX INC COM	COMMON STOCK	64110L106	137,260	154	SH		SOLE		154	0	0
NETFLIX INC COM	COMMON STOCK	64110L106	1,506,323	1,690	SH		DFND		1,690	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	208,186	2,904	SH		SOLE		2,904	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	761,408	10,621	SH		DFND		10,056	565	0
NIKE INC CL B	COMMON STOCK	654106103	532,715	7,040	SH		SOLE		5,040	0	2,000
NIKE INC CL B	COMMON STOCK	654106103	277,475	3,667	SH		DFND		3,612	55	0
NORFOLK SOUTHERN CORP COM	COMMON STOCK	655844108	1,453,966	6,195	SH		SOLE		6,195	0	0
NORFOLK SOUTHERN CORP COM	COMMON STOCK	655844108	70,878	302	SH		DFND		185	117	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	183,955	392	SH		SOLE		392	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	200,379	427	SH		DFND		391	36	0
NOVARTIS A G SPONSORED ADR	FOREIGN EQUITIES	66987V109	183,234	1,883	SH		SOLE		1,883	0	0
NOVARTIS A G SPONSORED ADR	FOREIGN EQUITIES	66987V109	199,679	2,052	SH		DFND		2,052	0	0
NOVO-NORDISK A S ADR	FOREIGN EQUITIES	670100205	616,247	7,164	SH		SOLE		164	0	7,000
NOVO-NORDISK A S ADR	FOREIGN EQUITIES	670100205	212,639	2,472	SH		DFND		2,172	300	0
NVIDIA CORP	COMMON STOCK	67066G104	371,979	2,770	SH		SOLE		2,770	0	0
NVIDIA CORP	COMMON STOCK	67066G104	5,891,291	43,870	SH		DFND		43,801	69	0
OGE ENERGY CORP COM	COMMON STOCK	670837103	217,799	5,280	SH		DFND		5,280	0	0
ONEOK INC NEW COM	COMMON STOCK	682680103	312,845	3,116	SH		DFND		2,996	120	0
ORACLE CORPORATION	COMMON STOCK	68389X105	546,411	3,279	SH		SOLE		3,279	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	796,699	4,781	SH		DFND		4,756	25	0
OTIS WORLDWIDE CORP COM	COMMON STOCK	68902V107	212,907	2,299	SH		SOLE		1,299	0	1,000
OTIS WORLDWIDE CORP COM	COMMON STOCK	68902V107	108,257	1,169	SH		DFND		345	824	0
PNC FINL SVCS GROUP INC COM	COMMON STOCK	693475105	111,466	578	SH		SOLE		578	0	0
PNC FINL SVCS GROUP INC COM	COMMON STOCK	693475105	503,333	2,610	SH		DFND		1,747	863	0
PPG INDS INC COM	COMMON STOCK	693506107	4,658	39	SH		SOLE		39	0	0
PPG INDS INC COM	COMMON STOCK	693506107	257,770	2,158	SH		DFND		2,152	6	0
PACER FDS TR US CASH COWS 100	EXCHANGE TRADED FDS-EQUITY	69374H881	171,892	3,044	SH		SOLE		3,044	0	0
PACER FDS TR US CASH COWS 100	EXCHANGE TRADED FDS-EQUITY	69374H881	89,561	1,586	SH		DFND		0	1,586	0
PACKAGING CORP AMER COM	COMMON STOCK	695156109	337,695	1,500	SH		SOLE		0	0	1,500
PACKAGING CORP AMER COM	COMMON STOCK	695156109	14,183	63	SH		DFND		63	0	0
PALO ALTO NETWORKS INC COM	COMMON STOCK	697435105	993,497	5,460	SH		SOLE		5,460	0	0
PALO ALTO NETWORKS INC COM	COMMON STOCK	697435105	612,837	3,368	SH		DFND		3,366	2	0
PARKER HANNIFIN CORP COM	COMMON STOCK	701094104	34,980	55	SH		SOLE		55	0	0
PARKER HANNIFIN CORP COM	COMMON STOCK	701094104	241,685	380	SH		DFND		378	2	0
PAYCHEX INC COM	COMMON STOCK	704326107	393,176	2,804	SH		SOLE		2,804	0	0
PAYCHEX INC COM	COMMON STOCK	704326107	120,585	860	SH		DFND		860	0	0
PEPSICO INC	COMMON STOCK	713448108	1,719,336	11,307	SH		SOLE		8,307	0	3,000
PEPSICO INC	COMMON STOCK	713448108	1,345,570	8,849	SH		DFND		8,563	286	0
PFIZER INC COM	COMMON STOCK	717081103	645,706	24,348	SH		SOLE		22,848	0	1,500
PFIZER INC COM	COMMON STOCK	717081103	435,427	16,419	SH		DFND		12,629	3,790	0
PHILIP MORRIS INTL INC COM	COMMON STOCK	718172109	87,252	725	SH		SOLE		725	0	0
PHILIP MORRIS INTL INC COM	COMMON STOCK	718172109	318,803	2,649	SH		DFND		2,481	168	0
PHILLIPS 66 COM	COMMON STOCK	718546104	294,052	2,581	SH		SOLE		417	0	2,164
PHILLIPS 66 COM	COMMON STOCK	718546104	338,593	2,972	SH		DFND		2,672	300	0
T. ROWE PRICE GROUP INC	COMMON STOCK	74144T108	304,889	2,696	SH		SOLE		2,696	0	0
T. ROWE PRICE GROUP INC	COMMON STOCK	74144T108	36,187	320	SH		DFND		320	0	0
PROCTER & GAMBLE CO.	COMMON STOCK	742718109	2,970,580	17,719	SH		SOLE		16,719	0	1,000
PROCTER & GAMBLE CO.	COMMON STOCK	742718109	2,540,055	15,151	SH		DFND		13,172	1,979	0
PROSHARES TR S&P MDCP 400 DIV	EXCHANGE TRADED FDS-EQUITY	74347B680	13,952	173	SH		SOLE		173	0	0
PROSHARES TR S&P MDCP 400 DIV	EXCHANGE TRADED FDS-EQUITY	74347B680	324,212	4,020	SH		DFND		4,020	0	0
PROSHARES TR S&P 500 DV ARIST	EXCHANGE TRADED FDS-EQUITY	74348A467	238,920	2,400	SH		SOLE		2,400	0	0
PROSHARES TR S&P 500 DV ARIST	EXCHANGE TRADED FDS-EQUITY	74348A467	245,490	2,466	SH		DFND		1,000	1,466	0
QUALCOMM INC COM	COMMON STOCK	747525103	238,568	1,553	SH		SOLE		1,553	0	0
QUALCOMM INC COM	COMMON STOCK	747525103	480,058	3,125	SH		DFND		2,425	700	0
RTX CORPORATION COM	COMMON STOCK	75513E101	1,931,711	16,693	SH		SOLE		8,497	0	8,196
RTX CORPORATION COM	COMMON STOCK	75513E101	1,094,818	9,461	SH		DFND		7,171	2,290	0
REALTY INCOME CORP COM	COMMON STOCK	756109104	141,028	2,641	SH		SOLE		2,641	0	0
REALTY INCOME CORP COM	COMMON STOCK	756109104	276,982	5,187	SH		DFND		5,187	0	0
SHELL PLC SPONSORED ADR REPRESENTING B SHRS	FOREIGN EQUITIES	780259305	174,729	2,789	SH		SOLE		2,789	0	0
SHELL PLC SPONSORED ADR REPRESENTING B SHRS	FOREIGN EQUITIES	780259305	190,578	3,042	SH		DFND		3,010	32	0
RUSH ENTERPRISES INC CL A	COMMON STOCK	781846209	221,899	4,050	SH		DFND		4,050	0	0
SPDR TR UNIT SER 1	EXCHANGE TRADED FDS-EQUITY	78462F103	1,238,380	2,113	SH		SOLE		2,113	0	0
SPDR TR UNIT SER 1	EXCHANGE TRADED FDS-EQUITY	78462F103	2,135,671	3,644	SH		DFND		1,855	1,789	0
SPDR GOLD TRUST GOLD SHS	EXCHANGE TRADED FDS-OTHER	78463V107	128,328	530	SH		SOLE		530	0	0
SPDR GOLD TRUST GOLD SHS	EXCHANGE TRADED FDS-OTHER	78463V107	252,055	1,041	SH		DFND		886	155	0
SPDR INDEX SHS FDS GLB NAT RESRCE	EXCHANGE TRADED FDS-EQUITY	78463X541	229,993	4,623	SH		DFND		4,623	0	0
SPDR SER TR PRTFLO S&P500 VL	EXCHANGE TRADED FDS-EQUITY	78464A508	228,192	4,463	SH		SOLE		4,463	0	0
SPDR SER TR PRTFLO S&P500 VL	EXCHANGE TRADED FDS-EQUITY	78464A508	76,950	1,505	SH		DFND		1,505	0	0
SPDR SERIES TRUST S&P DIVID ETF	EXCHANGE TRADED FDS-EQUITY	78464A763	85,865	650	SH		SOLE		650	0	0
SPDR SERIES TRUST S&P DIVID ETF	EXCHANGE TRADED FDS-EQUITY	78464A763	165,785	1,255	SH		DFND		1,255	0	0
SPDR SER TR RUSSELL 1000 ETF	EXCHANGE TRADED FDS-EQUITY	78464A854	6,894	100	SH		SOLE		100	0	0
SPDR SER TR RUSSELL 1000 ETF	EXCHANGE TRADED FDS-EQUITY	78464A854	325,189	4,717	SH		DFND		4,717	0	0
SPDR SERIES TRUST S&P BIOTECH	EXCHANGE TRADED FDS-EQUITY	78464A870	141,933	1,576	SH		SOLE		1,576	0	0
SPDR SERIES TRUST S&P BIOTECH	EXCHANGE TRADED FDS-EQUITY	78464A870	73,128	812	SH		DFND		812	0	0
SPDR S & P MIDCAP ETF	EXCHANGE TRADED FDS-EQUITY	78467Y107	150,368	264	SH		SOLE		264	0	0
SPDR S & P MIDCAP ETF	EXCHANGE TRADED FDS-EQUITY	78467Y107	86,006	151	SH		DFND		151	0	0
SPDR SER TRU PORTOLIO SH TSR	EXCHANGE TRADED FDS-OTHER	78468R101	167,591	5,779	SH		SOLE		5,779	0	0
SPDR SER TRU PORTOLIO SH TSR	EXCHANGE TRADED FDS-OTHER	78468R101	38,338	1,322	SH		DFND		1,322	0	0
SPDR SER TR PORTFOLIO SM ETF	EXCHANGE TRADED FDS-EQUITY	78468R853	203,930	4,541	SH		SOLE		4,541	0	0
SPDR SER TR PORTFOLIO SM ETF	EXCHANGE TRADED FDS-EQUITY	78468R853	119,099	2,652	SH		DFND		2,652	0	0
SALESFORCE COM INC COM	COMMON STOCK	79466L302	701,066	2,097	SH		SOLE		2,097	0	0
SALESFORCE COM INC COM	COMMON STOCK	79466L302	828,439	2,478	SH		DFND		2,478	0	0
SCHLUMBERGER LTD	FOREIGN EQUITIES	806857108	40,257	1,050	SH		SOLE		1,050	0	0
SCHLUMBERGER LTD	FOREIGN EQUITIES	806857108	163,940	4,276	SH		DFND		4,276	0	0
SCHWAB CHARLES CORP NEW COM	COMMON STOCK	808513105	1,220,942	16,497	SH		SOLE		16,497	0	0
SCHWAB CHARLES CORP NEW COM	COMMON STOCK	808513105	397,206	5,367	SH		DFND		5,251	116	0
SCHWAB STRATEGIC TR US BRD MKT ETF	EXCHANGE TRADED FDS-OTHER	808524102	27,034	1,191	SH		SOLE		1,191	0	0
SCHWAB STRATEGIC TR US BRD MKT ETF	EXCHANGE TRADED FDS-OTHER	808524102	326,108	14,366	SH		DFND		0	0	14,366
SCHWAB STRATEGIC TR US LRG CAP ETF	EXCHANGE TRADED FDS-EQUITY	808524201	337,962	14,580	SH		SOLE		14,580	0	0
SCHWAB STRATEGIC TR US LRG CAP ETF	EXCHANGE TRADED FDS-EQUITY	808524201	104,310	4,500	SH		DFND		4,500	0	0
SCHWAB STRATEGIC TR US DIVIDEND EQ	EXCHANGE TRADED FDS-EQUITY	808524797	409,103	14,980	SH		SOLE		14,980	0	0
SCHWAB STRATEGIC TR US DIVIDEND EQ	EXCHANGE TRADED FDS-EQUITY	808524797	52,762	1,932	SH		DFND		1,932	0	0
SCHWAB STRATEGIC INTL EQUITYETF	EXCHANGE TRADED FDS-OTHER	808524805	303,936	16,429	SH		DFND		6,980	0	9,449
TECHNOLOGY SELECT SECTOR	EXCHANGE TRADED FDS-EQUITY	81369Y803	6,975	30	SH		SOLE		30	0	0
TECHNOLOGY SELECT SECTOR	EXCHANGE TRADED FDS-EQUITY	81369Y803	240,654	1,035	SH		DFND		1,035	0	0
SERVICENOW INC COM	COMMON STOCK	81762P102	116,609	110	SH		SOLE		110	0	0
SERVICENOW INC COM	COMMON STOCK	81762P102	542,772	512	SH		DFND		508	4	0
SHERWIN WILLIAMS CO COM	COMMON STOCK	824348106	93,815	276	SH		SOLE		276	0	0
SHERWIN WILLIAMS CO COM	COMMON STOCK	824348106	210,068	618	SH		DFND		618	0	0
SONOCO PRODS CO COM	COMMON STOCK	835495102	12,551	257	SH		SOLE		257	0	0
SONOCO PRODS CO COM	COMMON STOCK	835495102	807,373	16,531	SH		DFND		16,531	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	346,029	4,204	SH		SOLE		4,204	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	509,495	6,190	SH		DFND		5,320	870	0
STARBUCKS CORP COM	COMMON STOCK	855244109	178,390	1,955	SH		SOLE		1,955	0	0
STARBUCKS CORP COM	COMMON STOCK	855244109	492,285	5,395	SH		DFND		5,295	100	0
STATE STREET CORP	COMMON STOCK	857477103	363,155	3,700	SH		SOLE		3,700	0	0
STRYKER CORP	COMMON STOCK	863667101	1,737,913	4,827	SH		SOLE		1,827	0	3,000
STRYKER CORP	COMMON STOCK	863667101	365,078	1,014	SH		DFND		469	545	0
TJX COS INC NEW COM	COMMON STOCK	872540109	226,999	1,879	SH		SOLE		1,879	0	0
TJX COS INC NEW COM	COMMON STOCK	872540109	268,797	2,225	SH		DFND		2,178	47	0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR	FOREIGN EQUITIES	874039100	64,578	327	SH		SOLE		327	0	0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR	FOREIGN EQUITIES	874039100	629,000	3,185	SH		DFND		3,165	20	0
TARGET CORPORATION	COMMON STOCK	87612E106	4,231,943	31,306	SH		SOLE		1,306	0	30,000
TARGET CORPORATION	COMMON STOCK	87612E106	173,294	1,282	SH		DFND		1,282	0	0
TESLA MTRS INC COM	COMMON STOCK	88160R101	43,208	107	SH		SOLE		107	0	0
TESLA MTRS INC COM	COMMON STOCK	88160R101	1,289,425	3,193	SH		DFND		3,193	0	0
TEVA PHARMACEUTICAL INDUS. LTD ADR	FOREIGN EQUITIES	881624209	325,382	14,770	SH		DFND		14,770	0	0
TEXAS INSTRUMENTS	COMMON STOCK	882508104	195,381	1,042	SH		SOLE		1,042	0	0
TEXAS INSTRUMENTS	COMMON STOCK	882508104	297,010	1,584	SH		DFND		1,573	11	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	520,217	1,000	SH		SOLE		1,000	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	389,116	748	SH		DFND		748	0	0
3M COMPANY COM	COMMON STOCK	88579Y101	250,946	1,944	SH		SOLE		1,944	0	0
3M COMPANY COM	COMMON STOCK	88579Y101	563,476	4,365	SH		DFND		3,435	930	0
ST PAUL TRAVELERS COS	COMMON STOCK	89417E109	278,950	1,158	SH		SOLE		123	0	1,035
ST PAUL TRAVELERS COS	COMMON STOCK	89417E109	323,272	1,342	SH		DFND		1,338	4	0
US BANCORP DEL COM NEW	COMMON STOCK	902973304	290,984	6,085	SH		SOLE		1,585	0	4,500
US BANCORP DEL COM NEW	COMMON STOCK	902973304	299,590	6,265	SH		DFND		6,265	0	0
UBER TECHNOLOGIES INC COM	COMMON STOCK	90353T100	166,515	2,761	SH		SOLE		2,761	0	0
UBER TECHNOLOGIES INC COM	COMMON STOCK	90353T100	299,134	4,960	SH		DFND		4,960	0	0
UNILEVER PLC SPON ADR NEW	FOREIGN EQUITIES	904767704	9,639	170	SH		SOLE		170	0	0
UNILEVER PLC SPON ADR NEW	FOREIGN EQUITIES	904767704	252,767	4,458	SH		DFND		2,808	1,650	0
UNION PAC CORP COM	COMMON STOCK	907818108	1,131,077	4,960	SH		SOLE		1,960	0	3,000
UNION PAC CORP COM	COMMON STOCK	907818108	514,221	2,255	SH		DFND		2,236	19	0
UNITED PARCEL SERVICE CL B COM	COMMON STOCK	911312106	491,410	3,897	SH		SOLE		3,897	0	0
UNITED PARCEL SERVICE CL B COM	COMMON STOCK	911312106	283,973	2,252	SH		DFND		1,265	987	0
UNITED RENTALS INC COM	COMMON STOCK	911363109	24,655	35	SH		SOLE		35	0	0
UNITED RENTALS INC COM	COMMON STOCK	911363109	208,512	296	SH		DFND		296	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	277,708	549	SH		SOLE		549	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	1,018,266	2,013	SH		DFND		1,925	88	0
VALERO ENERGY CORP NEW COM	COMMON STOCK	91913Y100	406,506	3,316	SH		DFND		3,016	300	0
VANECK ETF TRUST MRNGSTR WDE MOAT	EXCHANGE TRADED FDS-OTHER	92189F643	266,662	2,876	SH		SOLE		2,876	0	0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF	EXCHANGE TRADED FDS-EQUITY	921908844	846,569	4,323	SH		SOLE		4,323	0	0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF	EXCHANGE TRADED FDS-EQUITY	921908844	484,482	2,474	SH		DFND		2,474	0	0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F	EXCHANGE TRADED FDS-EQUITY	921932505	1,114,986	3,046	SH		SOLE		3,046	0	0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F	EXCHANGE TRADED FDS-EQUITY	921932505	507,710	1,387	SH		DFND		1,387	0	0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX	EXCHANGE TRADED FDS-EQUITY	921932828	329,148	3,104	SH		SOLE		3,104	0	0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX	EXCHANGE TRADED FDS-EQUITY	921932885	648,403	6,146	SH		SOLE		6,146	0	0
VANGUARD WELLINGTON FD SHORT TRM TAX EX	ETF - TAX EXEMPT	921935870	249,622	2,490	SH		DFND		2,490	0	0
VANGUARD BD INDEX FD INC INTERMED TERM	EXCHANGE TRADED FDS-OTHER	921937819	61,269	820	SH		SOLE		820	0	0
VANGUARD BD INDEX FD INC INTERMED TERM	EXCHANGE TRADED FDS-OTHER	921937819	173,422	2,321	SH		DFND		1,603	0	718
VANGUARD BD INDEX FD INC SHORT TRM BOND	EXCHANGE TRADED FDS-OTHER	921937827	9,581	124	SH		SOLE		124	0	0
VANGUARD BD INDEX FD INC SHORT TRM BOND	EXCHANGE TRADED FDS-OTHER	921937827	196,651	2,545	SH		DFND		1,057	0	1,488
VANGUARD TAX-MANAGED FD EUROPE PAC ETF	EXCHANGE TRADED FDS-EQUITY	921943858	1,627,783	34,047	SH		SOLE		34,047	0	0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF	EXCHANGE TRADED FDS-EQUITY	921943858	861,913	18,028	SH		DFND		18,028	0	0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF	EXCHANGE TRADED FDS-EQUITY	921946406	1,171,783	9,184	SH		SOLE		9,184	0	0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF	EXCHANGE TRADED FDS-EQUITY	921946406	896,697	7,028	SH		DFND		6,243	785	0
VANGUARD CHARLOTTE FDS TOTALINTL BD INDEX FD ETF	EXCHANGE TRADED FDS-OTHER	92203J407	9,023	184	SH		SOLE		184	0	0
VANGUARD CHARLOTTE FDS TOTALINTL BD INDEX FD ETF	EXCHANGE TRADED FDS-OTHER	92203J407	247,356	5,044	SH		DFND		2,536	0	2,508
VANGUARD INTL EQUITY INDEX FEMR MKT ETF	EXCHANGE TRADED FDS-EQUITY	922042858	223,150	5,067	SH		SOLE		5,067	0	0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF	EXCHANGE TRADED FDS-EQUITY	922042858	496,065	11,264	SH		DFND		9,764	0	1,500
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS	EXCHANGE TRADED FDS-OTHER	92206C102	6,748	116	SH		SOLE		116	0	0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS	EXCHANGE TRADED FDS-OTHER	92206C102	868,741	14,932	SH		DFND		14,932	0	0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF	EXCHANGE TRADED FDS-OTHER	92206C409	115,141	1,476	SH		SOLE		1,476	0	0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF	EXCHANGE TRADED FDS-OTHER	92206C409	328,265	4,208	SH		DFND		4,208	0	0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS	EXCHANGE TRADED FDS-OTHER	92206C706	45,820	790	SH		SOLE		790	0	0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS	EXCHANGE TRADED FDS-OTHER	92206C706	1,535,144	26,468	SH		DFND		26,468	0	0
VANGUARD RUSSELL 1000 VALUE ETF	EXCHANGE TRADED FDS-EQUITY	92206C714	22,912	282	SH		SOLE		282	0	0
VANGUARD RUSSELL 1000 VALUE ETF	EXCHANGE TRADED FDS-EQUITY	92206C714	477,505	5,877	SH		DFND		5,877	0	0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS	EXCHANGE TRADED FDS-OTHER	92206C847	205,366	3,711	SH		SOLE		3,711	0	0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS	EXCHANGE TRADED FDS-OTHER	92206C847	413,389	7,470	SH		DFND		7,470	0	0
VANGUARD INDEX FDS S&P 500 ETF SHS	EXCHANGE TRADED FDS-EQUITY	922908363	2,918,679	5,417	SH		SOLE		5,417	0	0
VANGUARD INDEX FDS S&P 500 ETF SHS	EXCHANGE TRADED FDS-EQUITY	922908363	2,181,599	4,049	SH		DFND		3,055	994	0
VANGUARD INDEX FDS MCAP VL IDXVIP	EXCHANGE TRADED FDS-EQUITY	922908512	131,518	813	SH		SOLE		813	0	0
VANGUARD INDEX FDS MCAP VL IDXVIP	EXCHANGE TRADED FDS-EQUITY	922908512	304,119	1,880	SH		DFND		1,880	0	0
VANGUARD MID CAP ETF	EXCHANGE TRADED FDS-EQUITY	922908629	1,644,470	6,226	SH		SOLE		4,956	0	1,270
VANGUARD MID CAP ETF	EXCHANGE TRADED FDS-EQUITY	922908629	523,240	1,981	SH		DFND		1,981	0	0
VANGUARD INDEX FDS GROWTH ETF	EXCHANGE TRADED FDS-OTHER	922908736	77,573	189	SH		SOLE		189	0	0
VANGUARD INDEX FDS GROWTH ETF	EXCHANGE TRADED FDS-OTHER	922908736	198,242	483	SH		DFND		223	260	0
VANGUARD INDEX FDS VALUE ETF	EXCHANGE TRADED FDS-EQUITY	922908744	227,539	1,344	SH		SOLE		1,344	0	0
VANGUARD INDEX FDS VALUE ETF	EXCHANGE TRADED FDS-EQUITY	922908744	640,798	3,785	SH		DFND		3,785	0	0
VANGUARD INDEX FDS SMALL CP ETF	EXCHANGE TRADED FDS-EQUITY	922908751	1,067,562	4,443	SH		SOLE		4,443	0	0
VANGUARD INDEX FDS SMALL CP ETF	EXCHANGE TRADED FDS-EQUITY	922908751	758,322	3,156	SH		DFND		3,156	0	0
VANGUARD TOTAL STK MKT ETF	EXCHANGE TRADED FDS-EQUITY	922908769	288,930	997	SH		SOLE		997	0	0
VANGUARD TOTAL STK MKT ETF	EXCHANGE TRADED FDS-EQUITY	922908769	1,639,108	5,656	SH		DFND		5,551	105	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	135,331	3,385	SH		SOLE		3,385	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	479,152	11,985	SH		DFND		11,664	321	0
VERISK ANALYTICS INC CL A	COMMON STOCK	92345Y106	4,269,010	15,500	SH		SOLE		15,500	0	0
VERISK ANALYTICS INC CL A	COMMON STOCK	92345Y106	35,803	130	SH		DFND		130	0	0
VERTEX PHARMACEUTICALS INC COM	COMMON STOCK	92532F100	43,490	108	SH		SOLE		108	0	0
VERTEX PHARMACEUTICALS INC COM	COMMON STOCK	92532F100	235,173	584	SH		DFND		584	0	0
VISA INC COM CL A	COMMON STOCK	92826C839	2,433,742	7,701	SH		SOLE		2,721	0	4,980
VISA INC COM CL A	COMMON STOCK	92826C839	2,497,258	7,902	SH		DFND		7,220	682	0
WEC ENERGY GROUP INC COM	COMMON STOCK	92939U106	17,866	190	SH		SOLE		190	0	0
WEC ENERGY GROUP INC COM	COMMON STOCK	92939U106	193,624	2,059	SH		DFND		2,059	0	0
WAL-MART	COMMON STOCK	931142103	2,602,709	28,807	SH		SOLE		28,807	0	0
WAL-MART	COMMON STOCK	931142103	1,532,869	16,966	SH		DFND		13,237	3,729	0
WASTE MANAGEMENT INC DEL	COMMON STOCK	94106L109	48,428	240	SH		SOLE		240	0	0
WASTE MANAGEMENT INC DEL	COMMON STOCK	94106L109	213,086	1,056	SH		DFND		1,056	0	0
WELLS FARGO & CO NEW COM	COMMON STOCK	949746101	759,224	10,809	SH		SOLE		2,809	0	8,000
WELLS FARGO & CO NEW COM	COMMON STOCK	949746101	493,149	7,021	SH		DFND		6,951	70	0
WILLIAMS COS INC COM	COMMON STOCK	969457100	59,088	1,092	SH		SOLE		1,092	0	0
WILLIAMS COS INC COM	COMMON STOCK	969457100	148,368	2,742	SH		DFND		2,742	0	0
WIPRO LTD SPONS ADR	FOREIGN EQUITIES	97651M109	96,404	27,310	SH		DFND		27,310	0	0
WISDOMTREE TRUST MIDCAP DIVI FD	EXCHANGE TRADED FDS-EQUITY	97717W505	214,074	4,200	SH		SOLE		4,200	0	0
WISDOMTREE TRUST SMLCAP EARN FD	EXCHANGE TRADED FDS-EQUITY	97717W562	226,506	4,200	SH		SOLE		4,200	0	0
YUM BRANDS INC COM	COMMON STOCK	988498101	111,352	830	SH		SOLE		830	0	0
YUM BRANDS INC COM	COMMON STOCK	988498101	131,204	978	SH		DFND		972	6	0