Elwood & Goetz Wealth Advisory 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	202,520	2,000	SH		SOLE		0	0	2,000
AMAZON COM INC	COM	023135106	300,113	2,906	SH		SOLE		0	0	2,906
AMERICAN CENTY ETF TR	AVANTIS US SMALL	025072323	17,623,890	399,595	SH		SOLE		0	0	399,595
APPLE INC	COM	037833100	1,255,384	7,613	SH		SOLE		0	0	7,613
AT&T INC	COM	00206R102	283,264	14,715	SH		SOLE		0	0	14,715
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	590,677	1,913	SH		SOLE		0	0	1,913
COCA COLA CO	COM	191216100	295,325	4,761	SH		SOLE		0	0	4,761
DIMENSIONAL ETF TRUST	INTL SMALL CAP E	25434V773	327,171	14,231	SH		SOLE		0	0	14,231
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	400,112	15,703	SH		SOLE		0	0	15,703
DIMENSIONAL ETF TRUST	US REAL ESTATE E	25434V823	30,502,574	1,419,385	SH		SOLE		0	0	1,419,385
EXXON MOBIL CORP	COM	30231G102	236,317	2,155	SH		SOLE		0	0	2,155
HOME DEPOT INC	COM	437076102	470,786	1,595	SH		SOLE		0	0	1,595
INVESCO EXCHANGE TRADED FD T	WILDERHIL CLAN	46137V134	294,908	7,298	SH		SOLE		0	0	7,298
ISHARES INC	MSCI GBL ETF NEW	46434G848	496,919	11,632	SH		SOLE		0	0	11,632
ISHARES TR	0-5 YR TIPS ETF	46429B747	5,022,130	50,611	SH		SOLE		0	0	50,611
ISHARES TR	CORE S&P MCP ETF	464287507	1,265,329	5,058	SH		SOLE		0	0	5,058
ISHARES TR	CORE S&P SCP ETF	464287804	6,813,886	70,464	SH		SOLE		0	0	70,464
ISHARES TR	CORE S&P TTL STK	464287150	304,791	3,366	SH		SOLE		0	0	3,366
ISHARES TR	CORE S&P500 ETF	464287200	1,295,444	3,151	SH		SOLE		0	0	3,151
ISHARES TR	CORE US AGGBD ET	464287226	39,766,516	399,102	SH		SOLE		0	0	399,102
ISHARES TR	ESG AW MSCI EAFE	46435G516	1,409,501	19,620	SH		SOLE		0	0	19,620
ISHARES TR	ESG AWARE MSCI	46435U663	261,349	7,689	SH		SOLE		0	0	7,689
ISHARES TR	ESG AWR US AGRGT	46435U549	2,318,366	48,239	SH		SOLE		0	0	48,239
ISHARES TR	IBOXX HI YD ETF	464288513	2,392,128	31,663	SH		SOLE		0	0	31,663
ISHARES TR	MSCI EAFE ETF	464287465	298,310	4,171	SH		SOLE		0	0	4,171
ISHARES TR	S&P MC 400VL ETF	464287705	614,976	5,984	SH		SOLE		0	0	5,984
ISHARES TR	U.S. TECH ETF	464287721	1,533,221	16,520	SH		SOLE		0	0	16,520
MICROSOFT CORP	COM	594918104	900,150	3,122	SH		SOLE		0	0	3,122
NEXTERA ENERGY INC	COM	65339F101	348,402	4,520	SH		SOLE		0	0	4,520
PIMCO ETF TR	ACTIVE BD ETF	72201R775	2,323,842	25,054	SH		SOLE		0	0	25,054
PIMCO ETF TR	ENHNCD LW DUR AC	72201R718	42,850,606	451,606	SH		SOLE		0	0	451,606
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	451,864	18,428	SH		SOLE		0	0	18,428
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	4,541,301	130,497	SH		SOLE		0	0	130,497
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	2,757,323	58,779	SH		SOLE		0	0	58,779
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	611,711	12,784	SH		SOLE		0	0	12,784
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	20,907,775	308,147	SH		SOLE		0	0	308,147
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	3,688,579	87,970	SH		SOLE		0	0	87,970
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	4,872,213	65,215	SH		SOLE		0	0	65,215
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	611,750	4,051	SH		SOLE		0	0	4,051
SOUTHERN CO	COM	842587107	383,803	5,516	SH		SOLE		0	0	5,516
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	1,086,699	31,840	SH		SOLE		0	0	31,840
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,296,303	3,166	SH		SOLE		0	0	3,166
SPDR SER TR	PORTFOLIO SHORT	78464A474	9,579,112	323,291	SH		SOLE		0	0	323,291
SPDR SER TR	PRTFLO S&P500 HI	78468R788	358,264	9,428	SH		SOLE		0	0	9,428
TESLA INC	COM	88160R101	310,983	1,499	SH		SOLE		0	0	1,499
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	379,929	5,146	SH		SOLE		0	0	5,146
VANGUARD INDEX FDS	GROWTH ETF	922908736	466,702	1,871	SH		SOLE		0	0	1,871
VANGUARD INDEX FDS	MID CAP ETF	922908629	4,962,624	23,528	SH		SOLE		0	0	23,528
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,577,574	31,040	SH		SOLE		0	0	31,040
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	50,245,633	133,607	SH		SOLE		0	0	133,607
VANGUARD INDEX FDS	SMALL CP ETF	922908751	1,896,927	10,007	SH		SOLE		0	0	10,007
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	11,178,147	54,768	SH		SOLE		0	0	54,768
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	259,757	4,858	SH		SOLE		0	0	4,858
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	15,980,065	334,171	SH		SOLE		0	0	334,171
VANGUARD STAR FDS	VG TL INTL STK F	921909768	5,617,838	101,754	SH		SOLE		0	0	101,754
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	47,815,155	1,058,560	SH		SOLE		0	0	1,058,560
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	206,770	3,949	SH		SOLE		0	0	3,949
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	22,165,819	114,540	SH		SOLE		0	0	114,540
VANGUARD WORLD FDS	INF TECH ETF	92204A702	24,362,685	63,203	SH		SOLE		0	0	63,203
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	235,147	1,594	SH		SOLE		0	0	1,594
WALMART INC	COM	931142103	220,629	1,496	SH		SOLE		0	0	1,496
WISDOMTREE TR	EM EX ST-OWNED	97717X578	12,212,123	438,654	SH		SOLE		0	0	438,654
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	265,537	7,014	SH		SOLE		0	0	7,014
WISDOMTREE TR	INTL SMCAP DIV	97717W760	3,487,182	57,223	SH		SOLE		0	0	57,223