Nachman Norwood & Parrott 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,481	6,897	SH		SOLE		0	0	6,897
FACTSET RESH SYS INC	COM	303075105	233	710	SH		SOLE		0	0	710
AMERICAN ELEC PWR CO INC	COM	025537101	8	100	SH		OTR		0	0	100
PARKER HANNIFIN CORP	COM	701094104	312	1,703	SH		SOLE		0	0	1,703
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	2,528	12,663	SH		SOLE		0	0	12,663
FEDEX CORP	COM	31428X106	723	5,154	SH		SOLE		0	0	5,154
ISHARES TR	MIN VOL EAFE ETF	46429B689	45	683	SH		OTR		0	0	683
QUALCOMM INC	COM	747525103	934	10,239	SH		SOLE		0	0	10,239
COMCAST CORP NEW	CL A	20030N101	12	308	SH		OTR		0	0	308
ADOBE INC	COM	00724F101	26	60	SH		OTR		0	0	60
PIONEER NAT RES CO	COM	723787107	752	7,699	SH		SOLE		0	0	7,699
TRUIST FINL CORP	COM	89832Q109	9,133	243,211	SH		SOLE		0	0	243,211
ALPS ETF TR	ALERIAN MLP	00162Q452	268	10,870	SH		SOLE		0	0	10,870
ACADIA RLTY TR	COM SH BEN INT	004239109	182	14,000	SH		SOLE		0	0	14,000
J P MORGAN EXCHANGE-TRADED F	ULTRA SHRT INC	46641Q837	259	5,097	SH		SOLE		0	0	5,097
CORTEVA INC	COM	22052L104	8	313	SH		OTR		0	0	313
CLOROX CO DEL	COM	189054109	2,972	13,548	SH		SOLE		0	0	13,548
FORD MTR CO DEL	COM	345370860	95	15,544	SH		SOLE		0	0	15,544
ISHARES TR	ESG MSCI USA ETF	46435G425	1,464	20,917	SH		SOLE		0	0	20,917
DIAGEO P L C	SPON ADR NEW	25243Q205	761	5,661	SH		SOLE		0	0	5,661
CHEVRON CORP NEW	COM	166764100	150	1,686	SH		OTR		0	0	1,686
ISHARES TR	RUS MD CP GR ETF	464287481	200	1,265	SH		SOLE		0	0	1,265
GLOBAL PMTS INC	COM	37940X102	316	1,864	SH		SOLE		0	0	1,864
AMERICAN ELEC PWR CO INC	COM	025537101	217	2,729	SH		SOLE		0	0	2,729
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	484	9,344	SH		SOLE		0	0	9,344
WELLS FARGO CO NEW	COM	949746101	613	23,934	SH		SOLE		0	0	23,934
SOUTHERN CO	COM	842587107	1,137	21,936	SH		SOLE		0	0	21,936
L3HARRIS TECHNOLOGIES INC	COM	502431109	219	1,290	SH		SOLE		0	0	1,290
ABBVIE INC	COM	00287Y109	2,574	26,221	SH		SOLE		0	0	26,221
VERIZON COMMUNICATIONS INC	COM	92343V104	282	5,108	SH		OTR		0	0	5,108
COCA COLA CO	COM	191216100	28,808	638,907	SH		SOLE		0	0	638,907
SOUTHERN CO	COM	842587107	135	2,600	SH		OTR		0	0	2,600
VANGUARD INDEX FDS	SMALL CP ETF	922908751	24	167	SH		OTR		0	0	167
CIGNA CORP NEW	COM	125523100	1,092	5,820	SH		SOLE		0	0	5,820
HOME DEPOT INC	COM	437076102	3,930	15,690	SH		SOLE		0	0	15,690
CSX CORP	COM	126408103	922	13,216	SH		SOLE		0	0	13,216
APPLE INC	COM	037833100	8,853	24,269	SH		SOLE		0	0	24,269
PFIZER INC	COM	717081103	46	1,395	SH		OTR		0	0	1,395
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	1,363	24,161	SH		OTR		0	0	24,161
PEPSICO INC	COM	713448108	1,363	10,309	SH		OTR		0	0	10,309
GLOBAL X FDS	NASDAQ 100 COVER	37954Y483	29	138,800	SH	Call	SOLE		0	0	138,800
ASTRAZENECA PLC	SPONSORED ADR	046353108	71	1,339	SH		OTR		0	0	1,339
KELLOGG CO	COM	487836108	33	504	SH		OTR		0	0	504
INVESCO QQQ TR	UNIT SER 1	46090E103	760	3,068	SH		SOLE		0	0	3,068
FIRST TR EXCHNG TRADED FD VI	TCW OPPORTUNIS	33740F805	259	4,732	SH		SOLE		0	0	4,732
DUPONT DE NEMOURS INC	COM	26614N102	36	681	SH		OTR		0	0	681
LINDE PLC	SHS	G5494J103	497	2,343	SH		SOLE		0	0	2,343
UNITEDHEALTH GROUP INC	COM	91324P102	781	2,647	SH		SOLE		0	0	2,647
CITIGROUP INC	COM NEW	172967424	387	7,565	SH		SOLE		0	0	7,565
ISHARES TR	RUS 2000 VAL ETF	464287630	507	5,200	SH		SOLE		0	0	5,200
ALTRIA GROUP INC	COM	02209S103	48	1,200	SH		OTR		0	0	1,200
MONDELEZ INTL INC	CL A	609207105	42	830	SH		OTR		0	0	830
ISHARES TR	MSCI MIN VOL ETF	46429B697	710	11,712	SH		SOLE		0	0	11,712
AMGEN INC	COM	031162100	2,001	8,483	SH		SOLE		0	0	8,483
ISHARES TR	S&P MC 400VL ETF	464287705	1,303	9,798	SH		SOLE		0	0	9,798
ISHARES TR	CORE MSCI INTL	46435G326	211	4,129	SH		SOLE		0	0	4,129
NIKE INC	CL B	654106103	767	7,806	SH		SOLE		0	0	7,806
INTERNATIONAL BUSINESS MACHS	COM	459200101	74	610	SH		OTR		0	0	610
PAYPAL HLDGS INC	COM	70450Y103	285	1,635	SH		SOLE		0	0	1,635
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	23	378	SH		OTR		0	0	378
COMMERCE BANCSHARES INC	COM	200525103	518	8,715	SH		SOLE		0	0	8,715
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	729	4,457	SH		SOLE		0	0	4,457
ALTRIA GROUP INC	COM	02209S103	386	9,621	SH		SOLE		0	0	9,621
NEXTERA ENERGY INC	COM	65339F101	4,830	20,109	SH		SOLE		0	0	20,109
BOEING CO	COM	097023105	1,135	6,191	SH		SOLE		0	0	6,191
ISHARES TR	U.S. ENERGY ETF	464287796	73	3,649	SH		OTR		0	0	3,649
DUKE ENERGY CORP NEW	COM NEW	26441C204	4,684	58,633	SH		SOLE		0	0	58,633
GENERAL ELECTRIC CO	COM	369604103	25	3,600	SH		OTR		0	0	3,600
COMCAST CORP NEW	CL A	20030N101	451	11,563	SH		SOLE		0	0	11,563
AUTOMATIC DATA PROCESSING IN	COM	053015103	60	403	SH		OTR		0	0	403
MEDTRONIC PLC	SHS	G5960L103	21	225	SH		OTR		0	0	225
3M CO	COM	88579Y101	62	400	SH		OTR		0	0	400
LOCKHEED MARTIN CORP	COM	539830109	104	284	SH		OTR		0	0	284
INTERNATIONAL BUSINESS MACHS	COM	459200101	800	6,627	SH		SOLE		0	0	6,627
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	286	2,394	SH		SOLE		0	0	2,394
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	2,496	52,435	SH		SOLE		0	0	52,435
VERIZON COMMUNICATIONS INC	COM	92343V104	1,784	32,364	SH		SOLE		0	0	32,364
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,214	3,937	SH		SOLE		0	0	3,937
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	6,857	173,104	SH		SOLE		0	0	173,104
ONE GAS INC	COM	68235P108	226	2,931	SH		SOLE		0	0	2,931
TORONTO DOMINION BK ONT	COM NEW	891160509	248	5,552	SH		SOLE		0	0	5,552
MERCK & CO. INC	COM	58933Y105	170	2,187	SH		OTR		0	0	2,187
EVERSOURCE ENERGY	COM	30040W108	671	8,061	SH		SOLE		0	0	8,061
EVERSOURCE ENERGY	COM	30040W108	133	1,600	SH		OTR		0	0	1,600
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,160	12,100	SH		SOLE		0	0	12,100
AT&T INC	COM	00206R102	3,750	124,051	SH		SOLE		0	0	124,051
GENERAL ELECTRIC CO	COM	369604103	258	37,776	SH		SOLE		0	0	37,776
CHUBB LIMITED	COM	H1467J104	440	3,456	SH		SOLE		0	0	3,456
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	326	5,694	SH		SOLE		0	0	5,694
FACEBOOK INC	CL A	30303M102	690	3,039	SH		SOLE		0	0	3,039
DOMINION ENERGY INC	COM	25746U109	3,694	45,505	SH		SOLE		0	0	45,505
TRUIST FINL CORP	COM	89832Q109	98	2,614	SH		OTR		0	0	2,614
AFLAC INC	COM	001055102	909	25,234	SH		SOLE		0	0	25,234
POLARIS INC	COM	731068102	302	3,264	SH		SOLE		0	0	3,264
WALMART INC	COM	931142103	1,131	9,440	SH		SOLE		0	0	9,440
ISHARES TR	MSCI EAFE ETF	464287465	469	7,700	SH		SOLE		0	0	7,700
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,850	12,350	SH		SOLE		0	0	12,350
SPDR SER TR	S&P DIVID ETF	78464A763	2,145	23,518	SH		SOLE		0	0	23,518
BK OF AMERICA CORP	COM	060505104	780	32,857	SH		SOLE		0	0	32,857
DIAMONDBACK ENERGY INC	COM	25278X109	270	6,455	SH		SOLE		0	0	6,455
VANGUARD INDEX FDS	VALUE ETF	922908744	4,514	45,321	SH		SOLE		0	0	45,321
JOHNSON & JOHNSON	COM	478160104	232	1,650	SH		OTR		0	0	1,650
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	2,317	24,212	SH		SOLE		0	0	24,212
ISHARES TR	IBOXX INV CP ETF	464287242	3,043	22,624	SH		SOLE		0	0	22,624
SEMPRA ENERGY	COM	816851109	277	2,365	SH		SOLE		0	0	2,365
SPDR SER TR	S&P DIVID ETF	78464A763	413	4,530	SH		OTR		0	0	4,530
INVESCO EXCHANGE TRADED FD T	S&P500 PUR GWT	46137V266	551	4,257	SH		SOLE		0	0	4,257
STRYKER CORPORATION	COM	863667101	402	2,233	SH		SOLE		0	0	2,233
COLGATE PALMOLIVE CO	COM	194162103	873	11,918	SH		SOLE		0	0	11,918
ISHARES TR	CORE S&P500 ETF	464287200	7,235	23,363	SH		SOLE		0	0	23,363
AMERICAN TOWER CORP NEW	COM	03027X100	290	1,117	SH		SOLE		0	0	1,117
VANGUARD INDEX FDS	MID CAP ETF	922908629	47,939	292,470	SH		SOLE		0	0	292,470
ENBRIDGE INC	COM	29250N105	34	1,116	SH		OTR		0	0	1,116
DOMINION ENERGY INC	COM	25746U109	82	1,005	SH		OTR		0	0	1,005
YUM CHINA HLDGS INC	COM	98850P109	143	2,970	SH		OTR		0	0	2,970
ENTERPRISE PRODS PARTNERS L	COM	293792107	316	17,394	SH		SOLE		0	0	17,394
ISHARES TR	S&P 500 GRWT ETF	464287309	24	118	SH		OTR		0	0	118
CATERPILLAR INC DEL	COM	149123101	520	4,112	SH		SOLE		0	0	4,112
ISHARES TR	S&P 500 GRWT ETF	464287309	5,988	28,859	SH		SOLE		0	0	28,859
VISA INC	COM CL A	92826C839	53	275	SH		OTR		0	0	275
MERCK & CO. INC	COM	58933Y105	2,446	31,388	SH		SOLE		0	0	31,388
INVESCO EXCHANGE TRADED FD T	FINL PFD ETF	46137V621	318	17,764	SH		SOLE		0	0	17,764
ISHARES TR	CORE S&P MCP ETF	464287507	4,090	23,001	SH		SOLE		0	0	23,001
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	1,721	31,885	SH		SOLE		0	0	31,885
GLOBAL X FDS	FINTECH ETF	37954Y814	202	6,085	SH		SOLE		0	0	6,085
STARBUCKS CORP	COM	855244109	344	4,679	SH		SOLE		0	0	4,679
FIRST TR EXCHANGE TRADED FD	CLOUD COMPUTING	33734X192	268	3,594	SH		SOLE		0	0	3,594
NVIDIA CORPORATION	COM	67066G104	2,641	6,953	SH		SOLE		0	0	6,953
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	430	4,871	SH		SOLE		0	0	4,871
WALMART INC	COM	931142103	104	864	SH		OTR		0	0	864
LOWES COS INC	COM	548661107	2,744	20,305	SH		SOLE		0	0	20,305
UNITED CMNTY BKS BLAIRSVLE G	COM	90984P303	3,413	168,115	SH		SOLE		0	0	168,115
DUPONT DE NEMOURS INC	COM	26614N102	425	7,992	SH		SOLE		0	0	7,992
ILLINOIS TOOL WKS INC	COM	452308109	2,120	12,122	SH		SOLE		0	0	12,122
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	153	1,946	SH		OTR		0	0	1,946
ISHARES INC	MIN VOL EMRG MKT	464286533	4,715	90,677	SH		SOLE		0	0	90,677
MASTERCARD INCORPORATED	CL A	57636Q104	458	1,548	SH		SOLE		0	0	1,548
CDW CORP	COM	12514G108	279	2,403	SH		SOLE		0	0	2,403
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	2,325	18,800	SH		SOLE		0	0	18,800
JOHNSON & JOHNSON	COM	478160104	6,210	44,160	SH		SOLE		0	0	44,160
ISHARES TR	RUS 1000 GRW ETF	464287614	2,537	13,216	SH		SOLE		0	0	13,216
ORACLE CORP	COM	68389X105	39	700	SH		OTR		0	0	700
REGENERON PHARMACEUTICALS	COM	75886F107	47	75	SH		OTR		0	0	75
INTUITIVE SURGICAL INC	COM NEW	46120E602	269	472	SH		SOLE		0	0	472
ISHARES INC	ESG MSCI EM ETF	46434G863	911	28,410	SH		SOLE		0	0	28,410
MCDONALDS CORP	COM	580135101	1,477	8,007	SH		SOLE		0	0	8,007
NORFOLK SOUTHERN CORP	COM	655844108	2,560	14,583	SH		SOLE		0	0	14,583
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	2,912	39,777	SH		SOLE		0	0	39,777
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	78,545	275,716	SH		SOLE		0	0	275,716
CONOCOPHILLIPS	COM	20825C104	2,133	50,763	SH		SOLE		0	0	50,763
KELLOGG CO	COM	487836108	273	4,134	SH		SOLE		0	0	4,134
3M CO	COM	88579Y101	1,205	7,728	SH		SOLE		0	0	7,728
ISHARES TR	ESG MSCI EAFE	46435G516	1,376	22,722	SH		SOLE		0	0	22,722
PFIZER INC	COM	717081103	2,631	80,458	SH		SOLE		0	0	80,458
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,471	31,463	SH		SOLE		0	0	31,463
ISHARES TR	U.S. ENERGY ETF	464287796	649	32,448	SH		SOLE		0	0	32,448
ISHARES TR	MRNGSTR LG-CP GR	464287119	439	1,871	SH		SOLE		0	0	1,871
HENRY JACK & ASSOC INC	COM	426281101	641	3,481	SH		SOLE		0	0	3,481
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	535	2	SH		SOLE		0	0	2
NEW JERSEY RES	COM	646025106	304	9,212	SH		SOLE		0	0	9,212
JPMORGAN CHASE & CO	COM	46625H100	2,567	27,288	SH		SOLE		0	0	27,288
LINDE PLC	SHS	G5494J103	85	400	SH		OTR		0	0	400
EMERSON ELEC CO	COM	291011104	1,485	23,943	SH		SOLE		0	0	23,943
UNITED NAT FOODS INC	COM	911163103	224	12,300	SH		SOLE		0	0	12,300
ISHARES TR	S&P SML 600 GWT	464287887	1,993	11,739	SH		SOLE		0	0	11,739
UNION PAC CORP	COM	907818108	2,667	15,772	SH		SOLE		0	0	15,772
DUKE ENERGY CORP NEW	COM NEW	26441C204	68	846	SH		OTR		0	0	846
PHILIP MORRIS INTL INC	COM	718172109	336	4,716	SH		SOLE		0	0	4,716
FIRST TR NASDAQ-100 TECH IND	DJ INTERNT IDX	33733E302	289	1,697	SH		SOLE		0	0	1,697
VALERO ENERGY CORP	COM	91913Y100	216	3,679	SH		SOLE		0	0	3,679
MOODYS CORP	COM	615369105	330	1,200	SH		SOLE		0	0	1,200
WELLS FARGO CO NEW	COM	949746101	24	923	SH		OTR		0	0	923
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	183	1,551	SH		OTR		0	0	1,551
VANGUARD INDEX FDS	SMALL CP ETF	922908751	24,876	170,713	SH		SOLE		0	0	170,713
KIMBERLY CLARK CORP	COM	494368103	1,021	7,171	SH		SOLE		0	0	7,171
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	27	673	SH		OTR		0	0	673
FIRST TR EXCH TRADED FD III	LNG/SHT EQUITY	33739P103	3,208	78,235	SH		SOLE		0	0	78,235
SPDR SER TR	NUVEEN BBG BRCLY	78464A284	271	4,808	SH		SOLE		0	0	4,808
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	5,341	67,791	SH		SOLE		0	0	67,791
APPLE INC	COM	037833100	119	325	SH		OTR		0	0	325
DOW INC	COM	260557103	28	685	SH		OTR		0	0	685
MONDELEZ INTL INC	CL A	609207105	186	3,647	SH		SOLE		0	0	3,647
WASTE MGMT INC DEL	COM	94106L109	435	4,110	SH		SOLE		0	0	4,110
PRECISION BIOSCIENCES INC	COM	74019P108	1,192	143,155	SH		SOLE		0	0	143,155
SYSCO CORP	COM	871829107	137	2,500	SH		OTR		0	0	2,500
PAYCHEX INC	COM	704326107	937	12,373	SH		SOLE		0	0	12,373
CISCO SYS INC	COM	17275R102	114	2,450	SH		OTR		0	0	2,450
OTIS WORLDWIDE CORP	COM	68902V107	22	388	SH		OTR		0	0	388
ISHARES TR	RUS 2000 GRW ETF	464287648	496	2,396	SH		SOLE		0	0	2,396
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	630	4,403	SH		SOLE		0	0	4,403
BK OF AMERICA CORP	COM	060505104	11	465	SH		OTR		0	0	465
ISHARES TR	S&P 500 VAL ETF	464287408	3,393	31,354	SH		SOLE		0	0	31,354
AMERICAN EXPRESS CO	COM	025816109	52	544	SH		OTR		0	0	544
ISHARES TR	S&P MC 400GR ETF	464287606	20	90	SH		OTR		0	0	90
BRISTOL-MYERS SQUIBB CO	COM	110122108	2,701	45,927	SH		SOLE		0	0	45,927
REGENERON PHARMACEUTICALS	COM	75886F107	2,761	4,427	SH		SOLE		0	0	4,427
SOUTHERN FIRST BANCSHARES IN	COM	842873101	1,798	64,881	SH		SOLE		0	0	64,881
ABBOTT LABS	COM	002824100	3,355	36,693	SH		SOLE		0	0	36,693
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	3,323	40,198	SH		SOLE		0	0	40,198
CONOCOPHILLIPS	COM	20825C104	46	1,100	SH		OTR		0	0	1,100
EXXON MOBIL CORP	COM	30231G102	156	3,489	SH		OTR		0	0	3,489
ALPHABET INC	CAP STK CL C	02079K107	1,517	1,073	SH		SOLE		0	0	1,073
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	8,119	149,968	SH		SOLE		0	0	149,968
OTIS WORLDWIDE CORP	COM	68902V107	229	4,031	SH		SOLE		0	0	4,031
NEXTERA ENERGY INC	COM	65339F101	24	101	SH		OTR		0	0	101
LILLY ELI & CO	COM	532457108	2,385	14,528	SH		SOLE		0	0	14,528
YUM BRANDS INC	COM	988498101	6,072	69,860	SH		SOLE		0	0	69,860
LOCKHEED MARTIN CORP	COM	539830109	463	1,270	SH		SOLE		0	0	1,270
CIGNA CORP NEW	COM	125523100	113	600	SH		OTR		0	0	600
BP PLC	SPONSORED ADR	055622104	534	22,910	SH		SOLE		0	0	22,910
TRAVELERS COMPANIES INC	COM	89417E109	178	1,564	SH		SOLE		0	0	1,564
AMAZON COM INC	COM	023135106	3,719	1,348	SH		SOLE		0	0	1,348
GENUINE PARTS CO	COM	372460105	275	3,137	SH		SOLE		0	0	3,137
OLD REP INTL CORP	COM	680223104	1,381	84,690	SH		SOLE		0	0	84,690
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	339	4,533	SH		SOLE		0	0	4,533
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	476	3,044	SH		SOLE		0	0	3,044
AMERICAN EXPRESS CO	COM	025816109	192	2,012	SH		SOLE		0	0	2,012
ISHARES TR	CORE MSCI EAFE	46432F842	5,926	103,671	SH		SOLE		0	0	103,671
UNITED BANKSHARES INC WEST V	COM	909907107	418	14,906	SH		SOLE		0	0	14,906
PHILIP MORRIS INTL INC	COM	718172109	78	1,100	SH		OTR		0	0	1,100
VISA INC	COM CL A	92826C839	874	4,524	SH		SOLE		0	0	4,524
BROWN FORMAN CORP	CL B	115637209	337	5,272	SH		SOLE		0	0	5,272
TARGET CORP	COM	87612E106	464	3,867	SH		SOLE		0	0	3,867
COCA COLA CO	COM	191216100	36	800	SH		OTR		0	0	800
ISHARES TR	MIN VOL EAFE ETF	46429B689	45,039	681,787	SH		SOLE		0	0	681,787
SYSCO CORP	COM	871829107	396	7,251	SH		SOLE		0	0	7,251
VANGUARD INDEX FDS	GROWTH ETF	922908736	6,029	29,835	SH		SOLE		0	0	29,835
ISHARES TR	RUS MDCP VAL ETF	464287473	804	10,511	SH		SOLE		0	0	10,511
PROCTER AND GAMBLE CO	COM	742718109	6,487	54,250	SH		SOLE		0	0	54,250
VANGUARD CHARLOTTE FDS	INTL BD IDX ETF	92203J407	2,886	49,999	SH		SOLE		0	0	49,999
GENERAL DYNAMICS CORP	COM	369550108	128	855	SH		OTR		0	0	855
ISHARES TR	RUSSELL 2000 ETF	464287655	959	6,698	SH		SOLE		0	0	6,698
TRAVELERS COMPANIES INC	COM	89417E109	180	1,579	SH		OTR		0	0	1,579
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	860	5,209	SH		SOLE		0	0	5,209
TARGET CORP	COM	87612E106	60	503	SH		OTR		0	0	503
BLACKROCK INC	COM	09247X101	262	482	SH		SOLE		0	0	482
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	73	257	SH		OTR		0	0	257
DISNEY WALT CO	COM DISNEY	254687106	50	450	SH		OTR		0	0	450
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	835	11,362	SH		SOLE		0	0	11,362
CORTEVA INC	COM	22052L104	296	11,064	SH		SOLE		0	0	11,064
BECTON DICKINSON & CO	COM	075887109	50	210	SH		OTR		0	0	210
ABBVIE INC	COM	00287Y109	69	706	SH		OTR		0	0	706
VANGUARD WORLD FDS	ENERGY ETF	92204A306	415	8,260	SH		SOLE		0	0	8,260
ORACLE CORP	COM	68389X105	463	8,377	SH		SOLE		0	0	8,377
FIRST TR LRG CP VL ALPHADEX	COM SHS	33735J101	231	5,079	SH		SOLE		0	0	5,079
ILLINOIS TOOL WKS INC	COM	452308109	411	2,353	SH		OTR		0	0	2,353
OGE ENERGY CORP	COM	670837103	492	16,200	SH		SOLE		0	0	16,200
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	708	11,482	SH		SOLE		0	0	11,482
ANALOG DEVICES INC	COM	032654105	533	4,344	SH		SOLE		0	0	4,344
BECTON DICKINSON & CO	COM	075887109	387	1,617	SH		SOLE		0	0	1,617
APPLIED MATLS INC	COM	038222105	502	8,300	SH		SOLE		0	0	8,300
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	1,589	14,863	SH		SOLE		0	0	14,863
DOVER CORP	COM	260003108	864	8,943	SH		SOLE		0	0	8,943
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	270	3,642	SH		SOLE		0	0	3,642
SPDR SER TR	NUVEEN BLMBRG SR	78468R739	754	15,124	SH		SOLE		0	0	15,124
ISHARES TR	SP SMCP600VL ETF	464287879	805	6,687	SH		SOLE		0	0	6,687
AT&T INC	COM	00206R102	95	3,147	SH		OTR		0	0	3,147
AIR PRODS & CHEMS INC	COM	009158106	852	3,527	SH		SOLE		0	0	3,527
ISHARES TR	JPMORGAN USD EMG	464288281	957	8,758	SH		SOLE		0	0	8,758
BRISTOL-MYERS SQUIBB CO	COM	110122108	207	3,524	SH		OTR		0	0	3,524
MEDTRONIC PLC	SHS	G5960L103	598	6,519	SH		SOLE		0	0	6,519
CREDIT ACCEP CORP MICH	COM	225310101	220	525	SH		SOLE		0	0	525
AMGEN INC	COM	031162100	100	423	SH		OTR		0	0	423
AMERESCO INC	CL A	02361E108	366	13,190	SH		SOLE		0	0	13,190
YUM CHINA HLDGS INC	COM	98850P109	3,346	69,604	SH		SOLE		0	0	69,604
ISHARES TR	SELECT DIVID ETF	464287168	636	7,882	SH		SOLE		0	0	7,882
ISHARES TR	S&P 500 VAL ETF	464287408	27	254	SH		OTR		0	0	254
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	116	650	SH		OTR		0	0	650
WESTPORT FUEL SYSTEMS INC	COM NEW	960908309	38	30,400	SH		SOLE		0	0	30,400
ISHARES TR	S&P MC 400GR ETF	464287606	2,147	9,585	SH		SOLE		0	0	9,585
YUM BRANDS INC	COM	988498101	258	2,970	SH		OTR		0	0	2,970
DEERE & CO	COM	244199105	232	1,476	SH		SOLE		0	0	1,476
ENBRIDGE INC	COM	29250N105	1,849	60,797	SH		SOLE		0	0	60,797
INTEL CORP	COM	458140100	2,566	42,888	SH		SOLE		0	0	42,888
ILLUMINA INC	COM	452327109	498	1,346	SH		SOLE		0	0	1,346
GENERAL DYNAMICS CORP	COM	369550108	313	2,095	SH		SOLE		0	0	2,095
ALPHABET INC	CAP STK CL A	02079K305	1,096	773	SH		SOLE		0	0	773
ASTRAZENECA PLC	SPONSORED ADR	046353108	680	12,857	SH		SOLE		0	0	12,857
DOW INC	COM	260557103	430	10,559	SH		SOLE		0	0	10,559
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	86	720	SH		OTR		0	0	720
RETAIL OPPORTUNITY INVTS COR	COM	76131N101	119	10,500	SH		SOLE		0	0	10,500
SPROTT PHYSICAL GOLD TR	UNIT	85207H104	501	35,000	SH		SOLE		0	0	35,000
DISNEY WALT CO	COM DISNEY	254687106	2,430	21,794	SH		SOLE		0	0	21,794
SCHWAB CHARLES CORP	COM	808513105	203	6,017	SH		SOLE		0	0	6,017
QUALCOMM INC	COM	747525103	37	403	SH		OTR		0	0	403
CISCO SYS INC	COM	17275R102	1,243	26,657	SH		SOLE		0	0	26,657
COSTCO WHSL CORP NEW	COM	22160K105	320	1,056	SH		SOLE		0	0	1,056
GENERAL MLS INC	COM	370334104	382	6,196	SH		SOLE		0	0	6,196
PEPSICO INC	COM	713448108	24,217	183,103	SH		SOLE		0	0	183,103
HOME DEPOT INC	COM	437076102	847	3,381	SH		OTR		0	0	3,381
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	1,284	22,746	SH		SOLE		0	0	22,746
PHILLIPS 66	COM	718546104	36	500	SH		OTR		0	0	500
MICROSOFT CORP	COM	594918104	10,805	53,091	SH		SOLE		0	0	53,091
HUMANA INC	COM	444859102	391	1,008	SH		SOLE		0	0	1,008
MICROSOFT CORP	COM	594918104	179	877	SH		OTR		0	0	877
PAYPAL HLDGS INC	COM	70450Y103	180	1,031	SH		OTR		0	0	1,031
EXXON MOBIL CORP	COM	30231G102	5,114	114,365	SH		SOLE		0	0	114,365
ISHARES TR	RUS 1000 VAL ETF	464287598	3,803	33,771	SH		SOLE		0	0	33,771
ISHARES TR	CORE S&P SCP ETF	464287804	1,572	23,021	SH		SOLE		0	0	23,021
BROADCOM INC	COM	11135F101	496	1,573	SH		SOLE		0	0	1,573
PHILLIPS 66	COM	718546104	2,368	32,940	SH		SOLE		0	0	32,940
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,641	13,932	SH		SOLE		0	0	13,932
MORGAN STANLEY	COM NEW	617446448	335	6,935	SH		SOLE		0	0	6,935
SMUCKER J M CO	COM NEW	832696405	649	6,135	SH		SOLE		0	0	6,135
ABBOTT LABS	COM	002824100	37	402	SH		OTR		0	0	402
JACOBS ENGR GROUP INC	COM	469814107	300	3,539	SH		SOLE		0	0	3,539
CHEVRON CORP NEW	COM	166764100	2,608	29,226	SH		SOLE		0	0	29,226
ADOBE INC	COM	00724F101	336	772	SH		SOLE		0	0	772
VANGUARD INDEX FDS	MID CAP ETF	922908629	47	288	SH		OTR		0	0	288
FORTUNE BRANDS HOME & SEC IN	COM	34964C106	926	14,492	SH		SOLE		0	0	14,492
ISHARES TR	RUS 1000 ETF	464287622	251	1,460	SH		SOLE		0	0	1,460
CORNING INC	COM	219350105	362	13,986	SH		SOLE		0	0	13,986
UNITED PARCEL SERVICE INC	CL B	911312106	266	2,392	SH		SOLE		0	0	2,392
HANESBRANDS INC	COM	410345102	1,340	118,718	SH		SOLE		0	0	118,718
HONEYWELL INTL INC	COM	438516106	741	5,128	SH		SOLE		0	0	5,128
TEXAS INSTRS INC	COM	882508104	378	2,976	SH		SOLE		0	0	2,976
NOVARTIS AG	SPONSORED ADR	66987V109	498	5,706	SH		SOLE		0	0	5,706
US BANCORP DEL	COM NEW	902973304	273	7,415	SH		SOLE		0	0	7,415
INTEL CORP	COM	458140100	99	1,660	SH		OTR		0	0	1,660