The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete. | |||||||||||||||||||||
| UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
| ||||||||||||||||||||
| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| UNITED MICROELECTRONICS CORP SPON ADR NEW | Equities | 910873405 | 22 | 10,701 | SH | DFND | 1 | 0 | 0 | 10,701 | |
| STREAMLINE HEALTH SOLUTIONS COM | Equities | 86323X106 | 113 | 103,750 | SH | SOLE | 0 | 0 | 103,750 | ||
| CISCO SYS INC COM | Equities | 17275R102 | 201 | 4,067 | SH | DFND | 1 | 0 | 1,941 | 2,126 | |
| NORFOLK SOUTHERN CORP COM USD1 | Equities | 655844108 | 204 | 1,138 | SH | DFND | 1 | 0 | 138 | 1,000 | |
| 3M COMPANY | Equities | 88579Y101 | 205 | 1,246 | SH | DFND | 1,2 | 0 | 663 | 583 | |
| DISNEY WALT CO | Equities | 254687106 | 209 | 1,601 | SH | DFND | 1 | 0 | 783 | 818 | |
| COMCAST CORP NEW CL A | Equities | 20030N101 | 209 | 4,636 | SH | DFND | 1 | 0 | 4,134 | 502 | |
| WALMART INC COM | Equities | 931142103 | 212 | 1,790 | SH | DFND | 1 | 0 | 1,291 | 499 | |
| KONINKLIJKE PHILIPS N V NY REG SH NEW | Equities | 500472303 | 232 | 5,031 | SH | DFND | 1,2 | 0 | 5,031 | 0 | |
| VANGUARD SECTOR INDEX FDS VANGUARD INDLS VIPERS | Equities | 92204A603 | 233 | 1,593 | SH | SOLE | 0 | 0 | 1,593 | ||
| HOME DEPOT INC COM | Equities | 437076102 | 242 | 1,042 | SH | DFND | 1 | 0 | 524 | 518 | |
| NIKE INC CLASS B COM NPV | Equities | 654106103 | 245 | 2,613 | SH | DFND | 1 | 0 | 589 | 2,024 | |
| WASTE MANAGEMENT INC | Equities | 94106L109 | 251 | 2,179 | SH | DFND | 1 | 0 | 140 | 2,039 | |
| MASCO CORP COM USD1.00 | Equities | 574599106 | 253 | 6,067 | SH | DFND | 1,2 | 0 | 5,642 | 425 | |
| MCDONALDS CORP | Equities | 580135101 | 253 | 1,178 | SH | DFND | 1 | 0 | 379 | 799 | |
| MARSH &MCLENNAN COMPANIES INC COM USD1.00 | Equities | 571748102 | 254 | 2,538 | SH | DFND | 1 | 0 | 169 | 2,369 | |
| ABBOTT LABORATORIES | Equities | 002824100 | 255 | 3,050 | SH | DFND | 1 | 0 | 0 | 3,050 | |
| PFIZER INC | Equities | 717081103 | 272 | 7,577 | SH | DFND | 1,2 | 0 | 6,208 | 1,369 | |
| ELI LILLY AND CO COM | Equities | 532457108 | 273 | 2,437 | SH | DFND | 1,2 | 0 | 2,437 | 0 | |
| AT&T INC COM USD1 | Equities | 00206R102 | 284 | 7,503 | SH | DFND | 1 | 0 | 3,150 | 4,353 | |
| FLEXSHARES TRUST MORNINGSTAR US MKT | Equities | 33939L100 | 293 | 2,502 | SH | SOLE | 0 | 0 | 2,502 | ||
| UNITEDHEALTH GROUP | Equities | 91324P102 | 304 | 1,397 | SH | DFND | 1 | 0 | 763 | 634 | |
| AMERICAN TOWER CORP COM USD0.01 | Units | 03027X100 | 315 | 1,423 | SH | DFND | 1 | 0 | 222 | 1,201 | |
| VISA INC COM CL A | Equities | 92826C839 | 318 | 1,849 | SH | SOLE | 0 | 0 | 1,849 | ||
| PROCTER & GAMBLE CO COM | Equities | 742718109 | 319 | 2,567 | SH | DFND | 1 | 0 | 1,431 | 1,136 | |
| AMERICAN AIRLINES GROUP INC COM USD0.01 | Equities | 02376R102 | 320 | 11,849 | SH | DFND | 1 | 0 | 0 | 11,849 | |
| CHUBB LIMITED COM NPV ISIN #CH0044328745 | Equities | H1467J104 | 322 | 1,993 | SH | DFND | 1,2 | 0 | 1,223 | 273 | |
| WALGREENS BOOTS ALLIANCE INC COM | Equities | 931427108 | 333 | 6,020 | SH | DFND | 1 | 0 | 669 | 5,351 | |
| STARBUCKS CORP COM USD0.001 | Equities | 855244109 | 337 | 3,813 | SH | DFND | 1 | 0 | 582 | 3,231 | |
| JOHNSON &JOHNSON COM USD1.00 | Equities | 478160104 | 337 | 2,608 | SH | DFND | 1 | 0 | 1,043 | 1,565 | |
| TRAVELERS COMPANIES INC COM STK NPV | Equities | 89417E109 | 338 | 2,271 | SH | DFND | 1,2 | 0 | 2,271 | 0 | |
| VANGUARD INDEX FDS VANGUARD SMALL CAP VIPERS FORMERLY VANGUARD INDEX TR | Equities | 922908751 | 339 | 2,204 | SH | SOLE | 0 | 0 | 2,204 | ||
| DANAHER CORPORATION COM | Equities | 235851102 | 347 | 2,400 | SH | DFND | 1 | 0 | 968 | 1,432 | |
| PEPSICO INC | Equities | 713448108 | 356 | 2,594 | SH | DFND | 1 | 0 | 581 | 2,013 | |
| ALPHABET INC CAP STK CL C | Equities | 02079K107 | 373 | 306 | SH | DFND | 1,2 | 0 | 256 | 50 | |
| VANGUARD SECTOR INDEX FDS VANGUARD HEALTH CARE VIPERS | Equities | 92204A504 | 478 | 2,849 | SH | SOLE | 0 | 0 | 2,849 | ||
| MERCK & CO INC NEW COM | Equities | 58933Y105 | 483 | 5,736 | SH | DFND | 1 | 0 | 1,171 | 4,565 | |
| ISHARES CORE S&P 500 ETF | Equities | 464287200 | 545 | 1,826 | SH | SOLE | 0 | 0 | 1,826 | ||
| AON PLC COM USD0.01 CL A | Equities | G0408V102 | 548 | 2,831 | SH | DFND | 1 | 0 | 82 | 2,749 | |
| VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF SHS | Equities | 921946406 | 557 | 6,273 | SH | SOLE | 0 | 0 | 6,273 | ||
| NEXTERA ENERGY INC COM USD0.01 | Equities | 65339F101 | 580 | 2,490 | SH | DFND | 1,2 | 0 | 2,079 | 411 | |
| VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF | Equities | 922908769 | 604 | 3,999 | SH | DFND | 2 | 0 | 1,805 | 2,194 | |
| BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B | Equities | 084670702 | 619 | 2,976 | SH | DFND | 1 | 0 | 642 | 2,334 | |
| VANGUARD SCOTTSDALE FDS VANGUARD SHORT-TERM CORPORATE BD INDEX FD ETF SHS | Equities | 92206C409 | 687 | 8,475 | SH | SOLE | 0 | 0 | 8,475 | ||
| ALPHABET INC CAP STK CL A | Equities | 02079K305 | 691 | 566 | SH | DFND | 1,2 | 0 | 283 | 283 | |
| CME GROUP INC COM | Equities | 12572Q105 | 698 | 3,303 | SH | DFND | 1,2 | 0 | 1,098 | 2,205 | |
| BOEING CO COM USD5.00 | Equities | 097023105 | 745 | 1,959 | SH | DFND | 1 | 0 | 267 | 1,692 | |
| FACEBOOK INC-CLASS A | Equities | 30303M102 | 780 | 4,382 | SH | DFND | 1 | 0 | 1,158 | 3,198 | |
| ISHARES RUSSELL 3000 ETF | Equities | 464287689 | 783 | 4,504 | SH | SOLE | 0 | 0 | 4,504 | ||
| INVESCO EXCHNG TRADED FD TR II S&P500 LOW VOL | Equities | 46138E354 | 786 | 13,580 | SH | SOLE | 0 | 0 | 13,580 | ||
| JPMORGAN CHASE & CO COM USD1.00 | Equities | 46625H100 | 804 | 6,830 | SH | SOLE | 0 | 0 | 6,830 | ||
| ISHARES RUSSELL 2000 VALUE ETF | Equities | 464287630 | 926 | 7,753 | SH | SOLE | 0 | 0 | 7,753 | ||
| NORTHERN TRUST CORP COM USD1.666 | Equities | 665859104 | 938 | 10,048 | SH | DFND | 1 | 0 | 0 | 10,048 | |
| VANGUARD GROUP DIV APP ETF | Equities | 921908844 | 1,046 | 8,745 | SH | SOLE | 0 | 0 | 8,745 | ||
| ISHARES CORE U.S. AGGREGATE BOND ETF | Equities | 464287226 | 1,110 | 9,811 | SH | SOLE | 0 | 0 | 9,811 | ||
| PPG INDUSTRIES INC COM USD1.666 | Equities | 693506107 | 1,152 | 9,720 | SH | DFND | 1 | 0 | 185 | 9,535 | |
| ORACLE CORP COM | Equities | 68389X105 | 1,344 | 24,432 | SH | DFND | 1 | 0 | 2,340 | 22,092 | |
| MICROSOFT CORP | Equities | 594918104 | 1,635 | 11,763 | SH | DFND | 1 | 0 | 3,591 | 8,172 | |
| ISHARES SHORT-TERM NATIONAL MUNI BOND ETF | Equities | 464288158 | 2,226 | 20,894 | SH | SOLE | 0 | 0 | 20,894 | ||
| AMAZON.COM INC | Equities | 023135106 | 2,338 | 1,347 | SH | DFND | 1,2 | 0 | 752 | 592 | |
| SPDR SER TR S&P DIVID ETF | Equities | 78464A763 | 2,391 | 23,302 | SH | DFND | 2 | 0 | 5,828 | 17,474 | |
| SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT | Equities | 78462F103 | 2,423 | 8,166 | SH | SOLE | 0 | 0 | 8,166 | ||
| VANGUARD INDEX FDS VANGUARD MID CAP VIPERS FORMERLY VANGUARD INDEX TR | Equities | 922908629 | 2,591 | 15,461 | SH | SOLE | 0 | 0 | 15,461 | ||
| APPLE INC COM USD0.00001 | Equities | 037833100 | 3,078 | 13,743 | SH | DFND | 1 | 0 | 5,263 | 8,455 | |
| ISHARES NATIONAL MUNI BOND ETF | Equities | 464288414 | 3,097 | 27,141 | SH | SOLE | 0 | 0 | 27,141 | ||
| VANGUARD INTL EQUITY INDEX FDSFTSE ALL WORLD EX USA SMALL CAP INDEX FD ETF SHS | Equities | 922042718 | 3,879 | 38,052 | SH | SOLE | 0 | 0 | 38,052 | ||
| VANGUARD INDEX FUNDS S&P 500 ETF USD | Equities | 922908363 | 4,517 | 16,572 | SH | DFND | 2 | 0 | 1,890 | 14,682 | |
| ISHARES RUSSELL 2000 ETF | Equities | 464287655 | 5,583 | 36,889 | SH | DFND | 2 | 0 | 1,203 | 35,686 | |
| VANGUARD INTL EQUITY INDEX FUND INC FTSE EMERGING MARKETS ETF | Equities | 922042858 | 7,347 | 182,496 | SH | DFND | 2 | 0 | 14,234 | 168,262 | |
| ISHARES S&P 500 VALUE ETF | Equities | 464287408 | 10,475 | 87,925 | SH | DFND | 2 | 0 | 26,690 | 61,235 | |
| ISHARES MSCI EAFE ETF | Equities | 464287465 | 10,887 | 166,949 | SH | DFND | 2 | 0 | 57,741 | 109,208 | |
| ISHARES S&P 500 GROWTH ETF | Equities | 464287309 | 11,949 | 66,374 | SH | DFND | 2 | 0 | 11,768 | 54,606 | |
| ISHARES RUSSELL 1000 GROWTH ETF | Equities | 464287614 | 18,152 | 113,711 | SH | DFND | 2 | 0 | 8,511 | 105,200 | |
| ISHARES RUSSELL 1000 VALUE ETF | Equities | 464287598 | 19,207 | 149,751 | SH | DFND | 2 | 0 | 11,524 | 138,227 | |
| ISHARES RUSSELL 1000 ETF | Equities | 464287622 | 23,480 | 142,701 | SH | SOLE | 0 | 0 | 142,701 | ||
| VANGUARD FTSE DEVELOPED MARKET ETF | Equities | 921943858 | 40,275 | 980,416 | SH | DFND | 2 | 0 | 99,178 | 881,238 | |