Claro Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
DIANA SHIPPING INC	COM	Y2066G104	110,000	28,111	SH		SOLE		0	0	28,111
NXP SEMICONDUCTORS N V	COM	N6596X109	278,000	1,759	SH		SOLE		0	0	1,759
SPOTIFY TECHNOLOGY S A	SHS	L8681T102	344,000	4,362	SH		SOLE		0	0	4,362
UBS GROUP AG	SHS	H42097107	190,000	10,196	SH		SOLE		0	0	10,196
CHUBB LIMITED	COM	H1467J104	1,461,000	6,621	SH		SOLE		0	0	6,621
NU HLDGS LTD	ORD SHS CL A	G6683N103	149,000	36,612	SH		SOLE		0	0	36,612
MEDTRONIC PLC	SHS	G5960L103	650,000	8,368	SH		SOLE		0	0	8,368
LINDE PLC	SHS	G5494J103	601,000	1,841	SH		SOLE		0	0	1,841
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	2,332,000	8,738	SH		SOLE		0	0	8,738
YUM CHINA HLDGS INC	COM	98850P109	408,000	7,472	SH		SOLE		0	0	7,472
XCEL ENERGY INC	COM	98389B100	2,105,000	30,021	SH		SOLE		0	0	30,021
WISDOMTREE TR	CLOUD COMPUTNG	97717Y691	242,000	9,657	SH		SOLE		0	0	9,657
WISDOMTREE TR	CYBERSECURITY FD	97717Y659	285,000	18,745	SH		SOLE		0	0	18,745
WISDOMTREE TR	US QTLY DIV GRT	97717X669	2,165,000	35,865	SH		SOLE		0	0	35,865
WISDOMTREE TR	YIELD ENHANCD US	97717X511	331,000	7,758	SH		SOLE		0	0	7,758
WISDOMTREE TR	CURRNCY INT EQ	97717X263	335,000	11,467	SH		SOLE		0	0	11,467
WISDOMTREE TR	INTL SMCAP DIV	97717W760	219,000	3,773	SH		SOLE		0	0	3,773
WISDOMTREE TR	US SMALLCAP FUND	97717W562	389,000	9,136	SH		SOLE		0	0	9,136
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	210,000	5,902	SH		SOLE		0	0	5,902
WISDOMTREE TR	US HIGH DIVIDEND	97717W208	206,000	2,396	SH		SOLE		0	0	2,396
WISDOMTREE TR	US TOTAL DIVIDND	97717W109	553,000	9,126	SH		SOLE		0	0	9,126
WESTERN DIGITAL CORP.	NOTE 1.500% 2/0	958102AP0	45,000	47,000	PRN		SOLE		0	0	47,000
WASTE MGMT INC DEL	COM	94106L109	283,000	1,803	SH		SOLE		0	0	1,803
VIRTUS ARTIFICIAL INTELLIGEN	COM	92838Y100	486,000	30,003	SH		SOLE		0	0	30,003
VISA INC	COM CL A	92826C839	1,051,000	5,059	SH		SOLE		0	0	5,059
VICTORY PORTFOLIOS II	VCSHS US EQ INCM	92647N824	1,680,000	27,066	SH		SOLE		0	0	27,066
VERIZON COMMUNICATIONS INC	COM	92343V104	1,752,000	44,473	SH		SOLE		0	0	44,473
VANECK ETF TRUST	OIL SERVICES ETF	92189H607	274,000	900	SH		SOLE		0	0	900
UNITEDHEALTH GROUP INC	COM	91324P102	2,189,000	4,129	SH		SOLE		0	0	4,129
UBER TECHNOLOGIES INC	COM	90353T100	389,000	15,713	SH		SOLE		0	0	15,713
3M CO	COM	88579Y101	288,000	2,405	SH		SOLE		0	0	2,405
TESLA INC	COM	88160R101	1,183,000	9,602	SH		SOLE		0	0	9,602
TENARIS S A	SPONSORED ADS	88031M109	288,000	8,193	SH		SOLE		0	0	8,193
TELLURIAN INC NEW	COM	87968A104	1,000	10,000	SH	Call	SOLE		0	0	10,000
SOFI TECHNOLOGIES INC	COM	83406F102	65,000	14,196	SH		SOLE		0	0	14,196
SHOPIFY INC	CL A	82509L107	237,000	6,820	SH		SOLE		0	0	6,820
SERVICENOW INC	COM	81762P102	201,000	518	SH		SOLE		0	0	518
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	894,000	12,687	SH		SOLE		0	0	12,687
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	204,000	1,637	SH		SOLE		0	0	1,637
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	457,000	13,376	SH		SOLE		0	0	13,376
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,762,000	20,140	SH		SOLE		0	0	20,140
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	482,000	6,470	SH		SOLE		0	0	6,470
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	514,000	3,785	SH		SOLE		0	0	3,785
SALESFORCE INC	COM	79466L302	535,000	4,034	SH		SOLE		0	0	4,034
SPDR SER TR	PORTFOLIO S&P600	78468R853	1,079,000	29,193	SH		SOLE		0	0	29,193
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	1,414,000	3,193	SH		SOLE		0	0	3,193
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	617,000	1,864	SH		SOLE		0	0	1,864
SPDR SER TR	PORTFOLI S&P1500	78464A805	694,000	14,683	SH		SOLE		0	0	14,683
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	322,000	9,764	SH		SOLE		0	0	9,764
SPDR INDEX SHS FDS	EURO STOXX 50	78463X202	421,000	10,881	SH		SOLE		0	0	10,881
SPDR GOLD TR	GOLD SHS	78463V107	424,000	2,498	SH		SOLE		0	0	2,498
SPDR S&P 500 ETF TR	TR UNIT	78462F103	19,090,000	49,917	SH		SOLE		0	0	49,917
S&P GLOBAL INC	COM	78409V104	461,000	1,376	SH		SOLE		0	0	1,376
REMITLY GLOBAL INC	COM	75960P104	265,000	23,136	SH		SOLE		0	0	23,136
QUEST DIAGNOSTICS INC	COM	74834L100	224,000	1,432	SH		SOLE		0	0	1,432
PROSPECT CAP CORP	COM	74348T102	296,000	42,390	SH		SOLE		0	0	42,390
PROSHARES TR	ULTRASHRT S&P500	74347G416	221,000	4,801	SH		SOLE		0	0	4,801
PRICE T ROWE GROUP INC	COM	74144T108	484,000	4,434	SH		SOLE		0	0	4,434
PIMCO DYNAMIC INCOME FD	SHS	72201Y101	212,000	11,496	SH		SOLE		0	0	11,496
PALANTIR TECHNOLOGIES INC	CL A	69608A108	82,000	12,733	SH		SOLE		0	0	12,733
PALANTIR TECHNOLOGIES INC	CL A	69608A108	0	10,000	SH	Call	SOLE		0	0	10,000
ORACLE CORP	COM	68389X105	1,070,000	13,092	SH		SOLE		0	0	13,092
NUVEEN PFD & INCOME SECS FD	COM	67072C105	153,000	22,500	SH		SOLE		0	0	22,500
NUVEEN QUALITY MUNCP INCOME	COM	67066V101	272,000	23,050	SH		SOLE		0	0	23,050
NVIDIA CORPORATION	COM	67066G104	1,161,000	7,947	SH		SOLE		0	0	7,947
NEXTERA ENERGY INC	COM	65339F101	1,642,000	19,647	SH		SOLE		0	0	19,647
NETFLIX INC	COM	64110L106	738,000	2,501	SH		SOLE		0	0	2,501
MULLEN AUTOMOTIVE INC	COM	62526P109	10,000	33,500	SH		SOLE		0	0	33,500
MODERNA INC	COM	60770K107	380,000	2,116	SH		SOLE		0	0	2,116
MIZUHO FINANCIAL GROUP INC	SPONSORED ADR	60687Y109	37,000	12,986	SH		SOLE		0	0	12,986
MERCK & CO INC	COM	58933Y105	1,192,000	10,746	SH		SOLE		0	0	10,746
MCKESSON CORP	COM	58155Q103	745,000	1,985	SH		SOLE		0	0	1,985
MASTERCARD INCORPORATED	CL A	57636Q104	941,000	2,705	SH		SOLE		0	0	2,705
MAINSTAY CBRE GBL INFRSTR ME	COM	56064Q107	221,000	16,220	SH		SOLE		0	0	16,220
M & T BK CORP	COM	55261F104	393,000	2,708	SH		SOLE		0	0	2,708
KT CORP	SPONSORED ADR	48268K101	172,000	12,708	SH		SOLE		0	0	12,708
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	2,296,000	42,133	SH		SOLE		0	0	42,133
JPMORGAN CHASE & CO	COM	46625H100	5,036,000	37,557	SH		SOLE		0	0	37,557
ISHARES TR	IBONDS 23 TRM TS	46436E882	964,000	39,020	SH		SOLE		0	0	39,020
ISHARES TR	MSCI GBL SUS DEV	46435G532	871,000	11,038	SH		SOLE		0	0	11,038
ISHARES TR	GLOBAL REIT ETF	46434V647	254,000	11,196	SH		SOLE		0	0	11,196
ISHARES TR	CORE DIV GRWTH	46434V621	703,000	14,062	SH		SOLE		0	0	14,062
ISHARES INC	CORE MSCI EMKT	46434G103	946,000	20,252	SH		SOLE		0	0	20,252
ISHARES TR	CORE MSCI EAFE	46432F842	1,678,000	27,223	SH		SOLE		0	0	27,223
ISHARES TR	MSCI USA QLT FCT	46432F339	406,000	3,560	SH		SOLE		0	0	3,560
ISHARES TR	MSCI USA MIN VOL	46429B697	501,000	6,949	SH		SOLE		0	0	6,949
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 MUNI	46138J536	472,000	19,079	SH		SOLE		0	0	19,079
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 MUNI	46138J528	660,000	27,157	SH		SOLE		0	0	27,157
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 MUNI	46138J510	483,000	20,562	SH		SOLE		0	0	20,562
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 MUNI	46138J494	365,000	15,500	SH		SOLE		0	0	15,500
INVESCO EXCH TRADED FD TR II	SOLAR ETF	46138G706	565,000	7,744	SH		SOLE		0	0	7,744
INVESCO EXCH TRADED FD TR II	S&P MDCP 400 REV	46138G672	609,000	7,090	SH		SOLE		0	0	7,090
INVESCO EXCH TRADED FD TR II	S&P SMALLCAP 600	46138G664	566,000	5,212	SH		SOLE		0	0	5,212
INVESCO TR INVT GRADE MUNS	COM	46131M106	152,000	15,140	SH		SOLE		0	0	15,140
INVESCO SR INCOME TR	COM	46131H107	169,000	44,195	SH		SOLE		0	0	44,195
INTERDIGITAL INC	COM	45867G101	495,000	10,000	SH		SOLE		0	0	10,000
INDEXIQ ACTIVE ETF TR	IQ MACKAY INSRED	45409F843	1,079,000	45,443	SH		SOLE		0	0	45,443
IMMUNITYBIO INC	COM	45256X103	51,000	10,000	SH		SOLE		0	0	10,000
IDEXX LABS INC	COM	45168D104	1,019,000	2,498	SH		SOLE		0	0	2,498
ICICI BANK LIMITED	ADR	45104G104	271,000	12,388	SH		SOLE		0	0	12,388
ISPECIMEN INC	COM	45032V108	24,000	17,305	SH		SOLE		0	0	17,305
HEALTHCARE RLTY TR	CL A COM	42226K105	199,000	10,335	SH		SOLE		0	0	10,335
GREENBRIER COS INC	NOTE 2.875% 2/0	393657AK7	21,000	22,000	PRN		SOLE		0	0	22,000
GLOBAL X FDS	LITHIUM BTRY ETF	37954Y855	951,000	16,228	SH		SOLE		0	0	16,228
GLOBAL X FDS	US INFR DEV ETF	37954Y673	438,000	16,527	SH		SOLE		0	0	16,527
GLOBAL X FDS	US PFD ETF	37954Y657	195,000	10,051	SH		SOLE		0	0	10,051
GLOBAL X FDS	NASDAQ 100 COVER	37954Y483	274,000	17,220	SH		SOLE		0	0	17,220
GLOBAL X FDS	RATE PREFERRED	37954Y376	371,000	16,500	SH		SOLE		0	0	16,500
GLOBAL PMTS INC	COM	37940X102	232,000	2,340	SH		SOLE		0	0	2,340
FREEPORT-MCMORAN INC	CL B	35671D857	217,000	5,709	SH		SOLE		0	0	5,709
FIRST TR EXCHNG TRADED FD VI	CBOE VEST FD DEP	33740U703	1,125,000	57,219	SH		SOLE		0	0	57,219
FIRST TR EXCHNG TRADED FD VI	CBOE EQT DEP NOV	33740F839	215,000	6,580	SH		SOLE		0	0	6,580
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQ	33740F755	628,000	28,270	SH		SOLE		0	0	28,270
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQT	33740F698	412,000	13,340	SH		SOLE		0	0	13,340
FIRST TR EXCHNG TRADED FD VI	FT CBOE VST INTL	33740F573	426,000	22,413	SH		SOLE		0	0	22,413
FIRST TR EXCHANGE-TRADED FD	FST LOW OPPT EFT	33739Q200	439,000	9,250	SH		SOLE		0	0	9,250
FIRST TR EXCHANGE TRAD FD VI	FST TR GLB FD	33739H101	340,000	13,902	SH		SOLE		0	0	13,902
FIRST TR EXCHANGE-TRADED FD	DORSEY WRIGHT	33738R886	170,000	10,138	SH		SOLE		0	0	10,138
FIRST TR EXCHANGE-TRADED FD	NASDQ FOD BVRG	33738R852	237,000	8,762	SH		SOLE		0	0	8,762
FIRST TR EXCHANGE-TRADED FD	NASDQ OIL GAS	33738R845	377,000	13,494	SH		SOLE		0	0	13,494
FIRST TR EXCHANGE-TRADED FD	DORSEY WRT 5 ETF	33738R605	4,514,000	96,975	SH		SOLE		0	0	96,975
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	1,794,000	40,853	SH		SOLE		0	0	40,853
FIRST TR EXCHANGE-TRADED FD	NO AMER ENERGY	33738D101	581,000	21,753	SH		SOLE		0	0	21,753
FIRST TR EXCH TRD ALPHDX FD	EMERG MKT ALPH	33737J182	470,000	22,335	SH		SOLE		0	0	22,335
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	201,000	5,201	SH		SOLE		0	0	5,201
FIRST TR EXCHANGE TRADED FD	INDLS PROD DUR	33734X150	266,000	5,159	SH		SOLE		0	0	5,159
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	5,509,000	138,027	SH		SOLE		0	0	138,027
FIDELITY NATL INFORMATION SV	COM	31620M106	379,000	5,581	SH		SOLE		0	0	5,581
META PLATFORMS INC	CL A	30303M102	1,416,000	11,766	SH		SOLE		0	0	11,766
EXXON MOBIL CORP	COM	30231G102	3,105,000	28,154	SH		SOLE		0	0	28,154
EVERSOURCE ENERGY	COM	30040W108	1,095,000	13,066	SH		SOLE		0	0	13,066
EQUINOR ASA	SPONSORED ADR	29446M102	234,000	6,529	SH		SOLE		0	0	6,529
EATON VANCE TAX-MANAGED GLOB	COM	27829F108	388,000	51,378	SH		SOLE		0	0	51,378
EATON VANCE TAX-MANAGED GLOB	COM	27829C105	270,000	34,741	SH		SOLE		0	0	34,741
EATON VANCE LTD DURATION INC	COM	27828H105	104,000	11,027	SH		SOLE		0	0	11,027
ETF SER SOLUTIONS	DEFIANCE NEXT	26922A289	455,000	15,234	SH		SOLE		0	0	15,234
DUPONT DE NEMOURS INC	COM	26614N102	356,000	5,180	SH		SOLE		0	0	5,180
DUKE ENERGY CORP NEW	COM NEW	26441C204	519,000	5,039	SH		SOLE		0	0	5,039
DIAGEO PLC	SPON ADR NEW	25243Q205	336,000	1,887	SH		SOLE		0	0	1,887
D R HORTON INC	COM	23331A109	251,000	2,815	SH		SOLE		0	0	2,815
COSTCO WHSL CORP NEW	COM	22160K105	736,000	1,613	SH		SOLE		0	0	1,613
CONSTELLATION BRANDS INC	CL A	21036P108	297,000	1,283	SH		SOLE		0	0	1,283
COMPANHIA PARANAENSE ENERG C	SPON ADS	20441B605	145,000	20,138	SH		SOLE		0	0	20,138
COMCAST CORP NEW	CL A	20030N101	782,000	22,372	SH		SOLE		0	0	22,372
CISCO SYS INC	COM	17275R102	1,588,000	33,328	SH		SOLE		0	0	33,328
CENTRAIS ELETRICAS BRASILEIR	SPONSORED ADR	15234Q207	140,000	17,654	SH		SOLE		0	0	17,654
CARRIER GLOBAL CORPORATION	COM	14448C104	215,000	5,222	SH		SOLE		0	0	5,222
BROADCOM INC	COM	11135F101	1,085,000	1,941	SH		SOLE		0	0	1,941
BLACKROCK SCIENCE & TECHNOLO	SHS BEN INT	09260K101	1,233,000	78,848	SH		SOLE		0	0	78,848
BLACKSTONE INC	COM	09260D107	714,000	9,620	SH		SOLE		0	0	9,620
BLACKROCK SCIENCE & TECHNOLO	SHS	09258G104	582,000	20,504	SH		SOLE		0	0	20,504
BLACKROCK RES & COMMODITIES	SHS	09257A108	529,000	53,086	SH		SOLE		0	0	53,086
BLACKROCK ENHANCED EQUITY DI	COM	09251A104	200,000	22,200	SH		SOLE		0	0	22,200
BLACKROCK INC	COM	09247X101	615,000	868	SH		SOLE		0	0	868
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	143,000	23,802	SH		SOLE		0	0	23,802
AMERICAN TOWER CORP NEW	COM	03027X100	222,000	1,049	SH		SOLE		0	0	1,049
ALTRIA GROUP INC	COM	02209S103	354,000	7,743	SH		SOLE		0	0	7,743
ALPHABET INC	CAP STK CL A	02079K305	1,675,000	18,983	SH		SOLE		0	0	18,983
ALPHABET INC	CAP STK CL C	02079K107	2,108,000	23,757	SH		SOLE		0	0	23,757
EA SERIES TRUST	BRIDGEWAY BLUE	02072L714	481,000	59,771	SH		SOLE		0	0	59,771
ADVISORSHARES TR	DORSEY WRIGT ADR	00768Y206	936,000	19,594	SH		SOLE		0	0	19,594
ADOBE SYSTEMS INCORPORATED	COM	00724F101	432,000	1,284	SH		SOLE		0	0	1,284
ABBVIE INC	COM	00287Y109	2,704,000	16,730	SH		SOLE		0	0	16,730
ARK ETF TR	INNOVATION ETF	00214Q104	354,000	11,344	SH		SOLE		0	0	11,344
AT&T INC	COM	00206R102	574,000	31,180	SH		SOLE		0	0	31,180
TRAVELERS COMPANIES INC	COM	89417E109	310,000	1,652	SH		SOLE		0	0	1,652
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	1,088,000	64,760	SH		SOLE		0	0	64,760
EDWARDS LIFESCIENCES CORP	COM	28176E108	405,000	5,429	SH		SOLE		0	0	5,429
BLACKROCK HEALTH SCIENCS TR	COM SHS	09260E105	180,000	11,657	SH		SOLE		0	0	11,657
AMERISOURCEBERGEN CORP	COM	03073E105	218,000	1,315	SH		SOLE		0	0	1,315
INVESCO QQQ TR	UNIT SER 1	46090E103	6,073,000	22,806	SH		SOLE		0	0	22,806
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	2,351,000	23,292	SH		SOLE		0	0	23,292
YUM BRANDS INC	COM	988498101	1,063,000	8,299	SH		SOLE		0	0	8,299
YPF SOCIEDAD ANONIMA	SPON ADR CL D	984245100	155,000	16,842	SH		SOLE		0	0	16,842
WELLS FARGO CO NEW	COM	949746101	620,000	15,026	SH		SOLE		0	0	15,026
WALMART INC	COM	931142103	1,370,000	9,662	SH		SOLE		0	0	9,662
VMWARE INC	CL A COM	928563402	514,000	4,191	SH		SOLE		0	0	4,191
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	4,458,000	23,315	SH		SOLE		0	0	23,315
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2,650,000	14,439	SH		SOLE		0	0	14,439
VANGUARD INDEX FDS	VALUE ETF	922908744	472,000	3,359	SH		SOLE		0	0	3,359
VANGUARD INDEX FDS	GROWTH ETF	922908736	601,000	2,818	SH		SOLE		0	0	2,818
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	862,000	4,946	SH		SOLE		0	0	4,946
VANGUARD INDEX FDS	MID CAP ETF	922908629	308,000	1,511	SH		SOLE		0	0	1,511
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	505,000	6,119	SH		SOLE		0	0	6,119
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	6,817,000	19,402	SH		SOLE		0	0	19,402
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	869,000	17,326	SH		SOLE		0	0	17,326
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	483,000	4,461	SH		SOLE		0	0	4,461
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,104,000	26,294	SH		SOLE		0	0	26,294
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	546,000	7,605	SH		SOLE		0	0	7,605
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	201,000	2,707	SH		SOLE		0	0	2,707
VANGUARD STAR FDS	VG TL INTL STK F	921909768	311,000	6,017	SH		SOLE		0	0	6,017
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	325,000	2,140	SH		SOLE		0	0	2,140
UNITED PARCEL SERVICE INC	CL B	911312106	631,000	3,628	SH		SOLE		0	0	3,628
US BANCORP DEL	COM NEW	902973304	3,161,000	72,479	SH		SOLE		0	0	72,479
TORONTO DOMINION BK ONT	COM NEW	891160509	2,077,000	32,067	SH		SOLE		0	0	32,067
TEXAS INSTRS INC	COM	882508104	288,000	1,744	SH		SOLE		0	0	1,744
TATA MTRS LTD	SPONSORED ADR	876568502	219,000	9,478	SH		SOLE		0	0	9,478
TJX COS INC NEW	COM	872540109	941,000	11,822	SH		SOLE		0	0	11,822
STRYKER CORPORATION	COM	863667101	791,000	3,236	SH		SOLE		0	0	3,236
STARBUCKS CORP	COM	855244109	1,068,000	10,766	SH		SOLE		0	0	10,766
SOUTHERN CO	COM	842587107	1,469,000	20,574	SH		SOLE		0	0	20,574
SNAP ON INC	COM	833034101	601,000	2,630	SH		SOLE		0	0	2,630
SHERWIN WILLIAMS CO	COM	824348106	519,000	2,187	SH		SOLE		0	0	2,187
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	239,000	3,170	SH		SOLE		0	0	3,170
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	609,000	9,220	SH		SOLE		0	0	9,220
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	1,378,000	24,796	SH		SOLE		0	0	24,796
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	506,000	11,213	SH		SOLE		0	0	11,213
SCHWAB CHARLES FAMILY FD	AMT TAX FREE MNY	808515530	3,506,000	3,505,676	SH		SOLE		0	0	3,505,676
SCHWAB CHARLES CORP	COM	808513105	804,000	9,662	SH		SOLE		0	0	9,662
ROCKWELL AUTOMATION INC	COM	773903109	459,000	1,782	SH		SOLE		0	0	1,782
QUALCOMM INC	COM	747525103	682,000	6,205	SH		SOLE		0	0	6,205
PROCTER AND GAMBLE CO	COM	742718109	5,318,000	35,090	SH		SOLE		0	0	35,090
POLARIS INC	COM	731068102	500,000	4,946	SH		SOLE		0	0	4,946
POINT BIOPHARMA GLOBAL INC	COM	730541109	86,000	11,820	SH		SOLE		0	0	11,820
PHILIP MORRIS INTL INC	COM	718172109	802,000	7,920	SH		SOLE		0	0	7,920
PFIZER INC	COM	717081103	2,973,000	58,021	SH		SOLE		0	0	58,021
PEPSICO INC	COM	713448108	3,469,000	19,202	SH		SOLE		0	0	19,202
PAYCHEX INC	COM	704326107	840,000	7,265	SH		SOLE		0	0	7,265
ONEOK INC NEW	COM	682680103	207,000	3,146	SH		SOLE		0	0	3,146
NUVEEN AMT FREE QLTY MUN INC	COM	670657105	351,000	30,872	SH		SOLE		0	0	30,872
NOVO-NORDISK A S	ADR	670100205	1,533,000	11,325	SH		SOLE		0	0	11,325
NORTHERN TR CORP	COM	665859104	456,000	5,152	SH		SOLE		0	0	5,152
NORDSON CORP	COM	655663102	439,000	1,848	SH		SOLE		0	0	1,848
NIKE INC	CL B	654106103	1,002,000	8,562	SH		SOLE		0	0	8,562
NEW JERSEY RES CORP	COM	646025106	485,000	9,773	SH		SOLE		0	0	9,773
MORGAN STANLEY	COM NEW	617446448	497,000	5,842	SH		SOLE		0	0	5,842
MONDELEZ INTL INC	CL A	609207105	294,000	4,412	SH		SOLE		0	0	4,412
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	182,000	27,222	SH		SOLE		0	0	27,222
MICROCHIP TECHNOLOGY INC.	COM	595017104	241,000	3,427	SH		SOLE		0	0	3,427
MICROSOFT CORP	COM	594918104	9,864,000	41,133	SH		SOLE		0	0	41,133
MCDONALDS CORP	COM	580135101	3,022,000	11,467	SH		SOLE		0	0	11,467
MASCO CORP	COM	574599106	463,000	9,916	SH		SOLE		0	0	9,916
LUCID GROUP INC	COM	549498103	76,000	11,132	SH		SOLE		0	0	11,132
LOWES COS INC	COM	548661107	714,000	3,586	SH		SOLE		0	0	3,586
LOCKHEED MARTIN CORP	COM	539830109	1,554,000	3,194	SH		SOLE		0	0	3,194
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	36,000	16,394	SH		SOLE		0	0	16,394
LILLY ELI & CO	COM	532457108	479,000	1,310	SH		SOLE		0	0	1,310
JOHNSON & JOHNSON	COM	478160104	3,245,000	18,368	SH		SOLE		0	0	18,368
ITAU UNIBANCO HLDG S A	SPON ADR REP PFD	465562106	146,000	30,929	SH		SOLE		0	0	30,929
ISHARES TR	EAFE GRWTH ETF	464288885	317,000	3,790	SH		SOLE		0	0	3,790
ISHARES TR	MICRO-CAP ETF	464288869	246,000	2,284	SH		SOLE		0	0	2,284
ISHARES TR	MSCI ACWI EX US	464288240	636,000	13,969	SH		SOLE		0	0	13,969
ISHARES TR	GL CLEAN ENE ETF	464288224	799,000	40,258	SH		SOLE		0	0	40,258
ISHARES TR	S&P SML 600 GWT	464287887	217,000	2,013	SH		SOLE		0	0	2,013
ISHARES TR	SP SMCP600VL ETF	464287879	740,000	8,101	SH		SOLE		0	0	8,101
ISHARES TR	CORE S&P SCP ETF	464287804	1,114,000	11,775	SH		SOLE		0	0	11,775
ISHARES TR	CORE S&P US GWT	464287671	210,000	2,571	SH		SOLE		0	0	2,571
ISHARES TR	CORE S&P US VLU	464287663	382,000	5,410	SH		SOLE		0	0	5,410
ISHARES TR	RUSSELL 2000 ETF	464287655	2,977,000	17,072	SH		SOLE		0	0	17,072
ISHARES TR	RUS 1000 GRW ETF	464287614	330,000	1,541	SH		SOLE		0	0	1,541
ISHARES TR	CORE S&P MCP ETF	464287507	1,843,000	7,621	SH		SOLE		0	0	7,621
ISHARES TR	RUS MID CAP ETF	464287499	212,000	3,146	SH		SOLE		0	0	3,146
ISHARES TR	RUS MD CP GR ETF	464287481	2,529,000	30,250	SH		SOLE		0	0	30,250
ISHARES TR	MSCI EAFE ETF	464287465	763,000	11,618	SH		SOLE		0	0	11,618
ISHARES TR	S&P 500 VAL ETF	464287408	435,000	2,998	SH		SOLE		0	0	2,998
ISHARES TR	S&P 500 GRWT ETF	464287309	829,000	14,179	SH		SOLE		0	0	14,179
ISHARES TR	IBOXX INV CP ETF	464287242	356,000	3,374	SH		SOLE		0	0	3,374
ISHARES TR	CORE US AGGBD ET	464287226	695,000	7,165	SH		SOLE		0	0	7,165
ISHARES TR	CORE S&P500 ETF	464287200	4,581,000	11,923	SH		SOLE		0	0	11,923
ISHARES TR	TIPS BD ETF	464287176	650,000	6,104	SH		SOLE		0	0	6,104
ISHARES TR	SELECT DIVID ETF	464287168	200,000	1,657	SH		SOLE		0	0	1,657
ISHARES TR	CORE S&P TTL STK	464287150	665,000	7,843	SH		SOLE		0	0	7,843
ISHARES TR	S&P 100 ETF	464287101	316,000	1,850	SH		SOLE		0	0	1,850
ISHARES INC	MSCI EMERG MRKT	464286533	218,000	4,114	SH		SOLE		0	0	4,114
ISHARES INC	MSCI FRONTIER	464286145	279,000	10,941	SH		SOLE		0	0	10,941
INTUIT	COM	461202103	565,000	1,451	SH		SOLE		0	0	1,451
INTERNATIONAL BUSINESS MACHS	COM	459200101	976,000	6,925	SH		SOLE		0	0	6,925
ING GROEP N.V.	SPONSORED ADR	456837103	143,000	11,778	SH		SOLE		0	0	11,778
ILLINOIS TOOL WKS INC	COM	452308109	622,000	2,823	SH		SOLE		0	0	2,823
HONEYWELL INTL INC	COM	438516106	2,137,000	9,970	SH		SOLE		0	0	9,970
HOME DEPOT INC	COM	437076102	2,211,000	7,000	SH		SOLE		0	0	7,000
HERSHEY CO	COM	427866108	662,000	2,857	SH		SOLE		0	0	2,857
HANOVER INS GROUP INC	COM	410867105	620,000	4,592	SH		SOLE		0	0	4,592
GRACO INC	COM	384109104	477,000	7,094	SH		SOLE		0	0	7,094
GILEAD SCIENCES INC	COM	375558103	445,000	5,186	SH		SOLE		0	0	5,186
GERDAU SA	SPON ADR REP PFD	373737105	153,000	27,580	SH		SOLE		0	0	27,580
GENUINE PARTS CO	COM	372460105	224,000	1,288	SH		SOLE		0	0	1,288
GENERAL MLS INC	COM	370334104	412,000	4,912	SH		SOLE		0	0	4,912
GENERAL ELECTRIC CO	COM NEW	369604301	248,000	2,963	SH		SOLE		0	0	2,963
GENERAL DYNAMICS CORP	COM	369550108	1,045,000	4,213	SH		SOLE		0	0	4,213
FORD MTR CO DEL	COM	345370860	163,000	14,028	SH		SOLE		0	0	14,028
FISERV INC	COM	337738108	201,000	1,985	SH		SOLE		0	0	1,985
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	1,798,000	49,192	SH		SOLE		0	0	49,192
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	295,000	3,121	SH		SOLE		0	0	3,121
EXPEDITORS INTL WASH INC	COM	302130109	405,000	3,894	SH		SOLE		0	0	3,894
EXCHANGE TRADED CONCEPTS TR	BITWISE CRYPTO	301505624	59,000	17,401	SH		SOLE		0	0	17,401
ESSEX PPTY TR INC	COM	297178105	547,000	2,580	SH		SOLE		0	0	2,580
EMERSON ELEC CO	COM	291011104	608,000	6,331	SH		SOLE		0	0	6,331
ELECTRONIC ARTS INC	COM	285512109	265,000	2,171	SH		SOLE		0	0	2,171
DOW INC	COM	260557103	245,000	4,855	SH		SOLE		0	0	4,855
DONALDSON INC	COM	257651109	437,000	7,417	SH		SOLE		0	0	7,417
DOLLAR GEN CORP NEW	COM	256677105	218,000	884	SH		SOLE		0	0	884
DISNEY WALT CO	COM	254687106	1,003,000	11,549	SH		SOLE		0	0	11,549
DENISON MINES CORP	COM	248356107	14,000	12,000	SH		SOLE		0	0	12,000
DEERE & CO	COM	244199105	410,000	956	SH		SOLE		0	0	956
CULLEN FROST BANKERS INC	COM	229899109	463,000	3,462	SH		SOLE		0	0	3,462
COMMERCE BANCSHARES INC	COM	200525103	425,000	6,250	SH		SOLE		0	0	6,250
COLGATE PALMOLIVE CO	COM	194162103	1,280,000	16,240	SH		SOLE		0	0	16,240
COCA COLA CO	COM	191216100	1,623,000	25,520	SH		SOLE		0	0	25,520
CLOROX CO DEL	COM	189054109	600,000	4,272	SH		SOLE		0	0	4,272
CITIGROUP INC	COM NEW	172967424	224,000	4,956	SH		SOLE		0	0	4,956
CHEVRON CORP NEW	COM	166764100	1,503,000	8,373	SH		SOLE		0	0	8,373
CATERPILLAR INC	COM	149123101	237,000	989	SH		SOLE		0	0	989
CVS HEALTH CORP	COM	126650100	1,327,000	14,243	SH		SOLE		0	0	14,243
CSX CORP	COM	126408103	214,000	6,910	SH		SOLE		0	0	6,910
BROWN & BROWN INC	COM	115236101	425,000	7,453	SH		SOLE		0	0	7,453
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,313,000	18,251	SH		SOLE		0	0	18,251
BOEING CO	COM	097023105	204,000	1,073	SH		SOLE		0	0	1,073
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,128,000	3,653	SH		SOLE		0	0	3,653
BECTON DICKINSON & CO	COM	075887109	474,000	1,863	SH		SOLE		0	0	1,863
BANK AMERICA CORP	COM	060505104	1,616,000	48,801	SH		SOLE		0	0	48,801
APPLIED MATLS INC	COM	038222105	480,000	4,931	SH		SOLE		0	0	4,931
APPLE INC	COM	037833100	13,671,000	105,218	SH		SOLE		0	0	105,218
ANALOG DEVICES INC	COM	032654105	671,000	4,091	SH		SOLE		0	0	4,091
AMPHENOL CORP NEW	CL A	032095101	450,000	5,915	SH		SOLE		0	0	5,915
AMGEN INC	COM	031162100	428,000	1,629	SH		SOLE		0	0	1,629
AMERICAN WTR WKS CO INC NEW	COM	030420103	525,000	3,447	SH		SOLE		0	0	3,447
AMERICAN ELEC PWR CO INC	COM	025537101	1,163,000	12,244	SH		SOLE		0	0	12,244
AMERICAN CENTY ETF TR	FOCUSED LRG CAP	025072794	1,222,000	20,788	SH		SOLE		0	0	20,788
AMAZON COM INC	COM	023135106	5,057,000	60,207	SH		SOLE		0	0	60,207
ALGONQUIN PWR UTILS CORP	COM	015857105	73,000	11,241	SH		SOLE		0	0	11,241
AIR PRODS & CHEMS INC	COM	009158106	687,000	2,227	SH		SOLE		0	0	2,227
AEGON N V	NY REGISTRY SHS	007924103	163,000	32,397	SH		SOLE		0	0	32,397
ADVANCED MICRO DEVICES INC	COM	007903107	362,000	5,586	SH		SOLE		0	0	5,586
ABBOTT LABS	COM	002824100	590,000	5,372	SH		SOLE		0	0	5,372
ABB LTD	SPONSORED ADR	000375204	217,000	7,136	SH		SOLE		0	0	7,136