Claro Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	291,086	3,109	SH		SOLE		0	0	3,109
ABBOTT LABS	COM	002824100	724,678	7,482	SH		SOLE		0	0	7,482
ABBVIE INC	COM	00287Y109	3,786,301	25,401	SH		SOLE		0	0	25,401
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	3,283,274	10,691	SH		SOLE		0	0	10,691
ADOBE INC	COM	00724F101	520,816	1,021	SH		SOLE		0	0	1,021
ADVANCED MICRO DEVICES INC	COM	007903107	525,581	5,112	SH		SOLE		0	0	5,112
ADVISORSHARES TR	DORSEY WRIGT ADR	00768Y206	233,618	4,766	SH		SOLE		0	0	4,766
AIR PRODS & CHEMS INC	COM	009158106	833,232	2,940	SH		SOLE		0	0	2,940
ALPHABET INC	CAP STK CL A	02079K305	3,619,788	27,662	SH		SOLE		0	0	27,662
ALPHABET INC	CAP STK CL C	02079K107	3,433,809	26,043	SH		SOLE		0	0	26,043
ALTRIA GROUP INC	COM	02209S103	418,133	9,944	SH		SOLE		0	0	9,944
AMAZON COM INC	COM	023135106	7,031,195	55,311	SH		SOLE		0	0	55,311
AMERICAN CENTY ETF TR	FOCUSED LRG CAP	025072794	1,049,193	18,423	SH		SOLE		0	0	18,423
AMERICAN ELEC PWR CO INC	COM	025537101	956,151	12,711	SH		SOLE		0	0	12,711
AMERICAN WTR WKS CO INC NEW	COM	030420103	641,324	5,179	SH		SOLE		0	0	5,179
AMGEN INC	COM	031162100	677,803	2,522	SH		SOLE		0	0	2,522
AMPHENOL CORP NEW	CL A	032095101	643,035	7,656	SH		SOLE		0	0	7,656
ANALOG DEVICES INC	COM	032654105	849,808	4,854	SH		SOLE		0	0	4,854
ANGI INC	COM CL A NEW	00183L102	135,798	68,585	SH		SOLE		0	0	68,585
APPLE INC	COM	037833100	19,183,326	112,046	SH		SOLE		0	0	112,046
APPLIED MATLS INC	COM	038222105	811,841	5,864	SH		SOLE		0	0	5,864
ARK ETF TR	GENOMIC REV ETF	00214Q302	208,938	7,500	SH		SOLE		0	0	7,500
ARK ETF TR	INNOVATION ETF	00214Q104	375,665	9,470	SH		SOLE		0	0	9,470
ASE TECHNOLOGY HLDG CO LTD	SPONSORED ADS	00215W100	273,314	36,345	SH		SOLE		0	0	36,345
AT&T INC	COM	00206R102	400,457	26,662	SH		SOLE		0	0	26,662
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	194,190	24,123	SH		SOLE		0	0	24,123
BANK AMERICA CORP	COM	060505104	1,524,047	55,663	SH		SOLE		0	0	55,663
BARCLAYS PLC	ADR	06738E204	79,030	10,145	SH		SOLE		0	0	10,145
BECTON DICKINSON & CO	COM	075887109	716,172	2,770	SH		SOLE		0	0	2,770
BERKLEY W R CORP	COM	084423102	614,330	9,676	SH		SOLE		0	0	9,676
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,484,918	4,239	SH		SOLE		0	0	4,239
BLACKROCK CAP ALLOCATION TER	COM	09260U109	233,764	16,133	SH		SOLE		0	0	16,133
BLACKROCK ENHANCED EQUITY DI	COM	09251A104	119,477	15,700	SH		SOLE		0	0	15,700
BLACKROCK HEALTH SCIENCES TE	COM SHS	09260E105	168,342	11,682	SH		SOLE		0	0	11,682
BLACKROCK INC	COM	09247X101	580,152	897	SH		SOLE		0	0	897
BLACKROCK INNOVATION AND GRW	SHS BEN INT	09260Q108	151,241	21,730	SH		SOLE		0	0	21,730
BLACKROCK RES & COMMODITIES	SHS	09257A108	593,386	64,428	SH		SOLE		0	0	64,428
BLACKROCK SCIENCE & TECHNOLO	SHS	09258G104	560,214	17,836	SH		SOLE		0	0	17,836
BLACKROCK SCIENCE & TECHNOLO	SHS BEN INT	09260K101	1,373,541	83,245	SH		SOLE		0	0	83,245
BLACKSTONE INC	COM	09260D107	595,602	5,559	SH		SOLE		0	0	5,559
BOEING CO	COM	097023105	245,848	1,283	SH		SOLE		0	0	1,283
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,277,398	22,009	SH		SOLE		0	0	22,009
BROADCOM INC	COM	11135F101	1,657,635	1,996	SH		SOLE		0	0	1,996
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	207,714	1,160	SH		SOLE		0	0	1,160
BROWN & BROWN INC	COM	115236101	695,978	9,965	SH		SOLE		0	0	9,965
CARDINAL HEALTH INC	COM	14149Y108	263,656	3,037	SH		SOLE		0	0	3,037
CARRIER GLOBAL CORPORATION	COM	14448C104	294,899	5,342	SH		SOLE		0	0	5,342
CATERPILLAR INC	COM	149123101	363,279	1,331	SH		SOLE		0	0	1,331
CEMEX SAB DE CV	SPON ADR NEW	151290889	184,100	28,323	SH		SOLE		0	0	28,323
CENCORA INC	COM	03073E105	242,970	1,350	SH		SOLE		0	0	1,350
CHEVRON CORP NEW	COM	166764100	1,678,276	9,953	SH		SOLE		0	0	9,953
CHUBB LIMITED	COM	H1467J104	1,545,362	7,423	SH		SOLE		0	0	7,423
CISCO SYS INC	COM	17275R102	1,908,430	35,499	SH		SOLE		0	0	35,499
CITIGROUP INC	COM NEW	172967424	360,893	8,774	SH		SOLE		0	0	8,774
CLOROX CO DEL	COM	189054109	706,861	5,393	SH		SOLE		0	0	5,393
COCA COLA CO	COM	191216100	1,277,130	22,814	SH		SOLE		0	0	22,814
COCA-COLA FEMSA SAB DE CV	SPONSORD ADR REP	191241108	232,496	2,964	SH		SOLE		0	0	2,964
COLGATE PALMOLIVE CO	COM	194162103	1,430,022	20,110	SH		SOLE		0	0	20,110
COMCAST CORP NEW	CL A	20030N101	757,805	17,091	SH		SOLE		0	0	17,091
CONOCOPHILLIPS	COM	20825C104	245,301	2,048	SH		SOLE		0	0	2,048
CONSTELLATION BRANDS INC	CL A	21036P108	263,812	1,050	SH		SOLE		0	0	1,050
CORNING INC	COM	219350105	212,986	6,990	SH		SOLE		0	0	6,990
COSTCO WHSL CORP NEW	COM	22160K105	1,056,876	1,871	SH		SOLE		0	0	1,871
CROWDSTRIKE HLDGS INC	CL A	22788C105	236,173	1,411	SH		SOLE		0	0	1,411
CVS HEALTH CORP	COM	126650100	576,769	8,261	SH		SOLE		0	0	8,261
D R HORTON INC	COM	23331A109	243,158	2,263	SH		SOLE		0	0	2,263
DEERE & CO	COM	244199105	387,512	1,027	SH		SOLE		0	0	1,027
DISNEY WALT CO	COM	254687106	1,251,664	15,443	SH		SOLE		0	0	15,443
DONALDSON INC	COM	257651109	637,500	10,689	SH		SOLE		0	0	10,689
DOW INC	COM	260557103	275,680	5,347	SH		SOLE		0	0	5,347
DRAFTKINGS INC NEW	COM CL A	26142V105	482,757	16,398	SH		SOLE		0	0	16,398
DRDGOLD LIMITED	SPON ADR REPSTG	26152H301	88,046	10,608	SH		SOLE		0	0	10,608
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,209,000	13,698	SH		SOLE		0	0	13,698
DUPONT DE NEMOURS INC	COM	26614N102	395,742	5,306	SH		SOLE		0	0	5,306
EA SERIES TRUST	BRIDGEWAY BLUE	02072L714	460,894	48,110	SH		SOLE		0	0	48,110
EATON CORP PLC	SHS	G29183103	1,084,995	5,087	SH		SOLE		0	0	5,087
EATON VANCE TAX-MANAGED GLOB	COM	27829C105	666,074	87,182	SH		SOLE		0	0	87,182
EATON VANCE TAX-MANAGED GLOB	COM	27829F108	212,742	28,866	SH		SOLE		0	0	28,866
ECOLAB INC	COM	278865100	586,306	3,461	SH		SOLE		0	0	3,461
ELECTRONIC ARTS INC	COM	285512109	273,431	2,271	SH		SOLE		0	0	2,271
ELI LILLY & CO	COM	532457108	740,143	1,378	SH		SOLE		0	0	1,378
EMERSON ELEC CO	COM	291011104	1,376,581	14,255	SH		SOLE		0	0	14,255
ENTERPRISE PRODS PARTNERS L	COM	293792107	778,923	28,459	SH		SOLE		0	0	28,459
EOG RES INC	COM	26875P101	725,050	5,720	SH		SOLE		0	0	5,720
ERICSSON	ADR B SEK 10	294821608	51,288	10,553	SH		SOLE		0	0	10,553
ESSEX PPTY TR INC	COM	297178105	562,443	2,652	SH		SOLE		0	0	2,652
ETF SER SOLUTIONS	DEFIANCE NEXT	26922A289	425,459	13,612	SH		SOLE		0	0	13,612
EVERSOURCE ENERGY	COM	30040W108	706,692	12,153	SH		SOLE		0	0	12,153
EXCHANGE TRADED CONCEPTS TR	BITWISE CRYPTO	301505624	109,739	16,379	SH		SOLE		0	0	16,379
EXPEDITORS INTL WASH INC	COM	302130109	635,398	5,543	SH		SOLE		0	0	5,543
EXXON MOBIL CORP	COM	30231G102	4,769,642	40,565	SH		SOLE		0	0	40,565
FASTENAL CO	COM	311900104	229,805	4,206	SH		SOLE		0	0	4,206
FEDERATED HERMES ETF TRUST	US STRATEGIC DIV	31423L305	536,973	24,024	SH		SOLE		0	0	24,024
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	381,424	3,103	SH		SOLE		0	0	3,103
FIDELITY NATL INFORMATION SV	COM	31620M106	531,669	9,619	SH		SOLE		0	0	9,619
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	587,851	36,810	SH		SOLE		0	0	36,810
FIRST TR EXCH TRD ALPHDX FD	EMERG MKT ALPH	33737J182	406,366	19,471	SH		SOLE		0	0	19,471
FIRST TR EXCHANGE TRAD FD VI	FST TR GLB FD	33739H101	240,946	10,039	SH		SOLE		0	0	10,039
FIRST TR EXCHANGE TRADED FD	CONSUMR DISCRE	33734X101	347,289	6,808	SH		SOLE		0	0	6,808
FIRST TR EXCHANGE TRADED FD	INDLS PROD DUR	33734X150	329,008	5,729	SH		SOLE		0	0	5,729
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	333,372	7,338	SH		SOLE		0	0	7,338
FIRST TR EXCHANGE-TRADED FD	DJ INTERNT IDX	33733E302	273,013	1,710	SH		SOLE		0	0	1,710
FIRST TR EXCHANGE-TRADED FD	DORSEY WRT 5 ETF	33738R605	3,822,227	86,281	SH		SOLE		0	0	86,281
FIRST TR EXCHANGE-TRADED FD	FST LOW OPPT EFT	33739Q200	423,121	8,957	SH		SOLE		0	0	8,957
FIRST TR EXCHANGE-TRADED FD	NAS CLNEDG GREEN	33733E500	346,255	8,122	SH		SOLE		0	0	8,122
FIRST TR EXCHANGE-TRADED FD	NASDQ SEMCNDTR	33738R811	213,375	3,155	SH		SOLE		0	0	3,155
FIRST TR EXCHANGE-TRADED FD	NO AMER ENERGY	33738D101	677,726	25,652	SH		SOLE		0	0	25,652
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	2,007,812	43,696	SH		SOLE		0	0	43,696
FIRST TR EXCHNG TRADED FD VI	CBOE VEST FD DEP	33740U703	839,944	39,527	SH		SOLE		0	0	39,527
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQ	33740F755	485,368	19,819	SH		SOLE		0	0	19,819
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQT	33740F698	850,982	25,051	SH		SOLE		0	0	25,051
FIRST TR EXCHNG TRADED FD VI	FT CBOE VEST U S	33740U661	220,059	7,350	SH		SOLE		0	0	7,350
FIRST TR EXCHNG TRADED FD VI	FT CBOE VST INTL	33740F573	569,226	27,995	SH		SOLE		0	0	27,995
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	544,547	16,284	SH		SOLE		0	0	16,284
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	4,917,996	131,532	SH		SOLE		0	0	131,532
FISERV INC	COM	337738108	222,418	1,969	SH		SOLE		0	0	1,969
FORD MTR CO DEL	COM	345370860	184,239	14,834	SH		SOLE		0	0	14,834
FREEPORT-MCMORAN INC	CL B	35671D857	201,272	5,397	SH		SOLE		0	0	5,397
GENERAL DYNAMICS CORP	COM	369550108	1,102,669	4,990	SH		SOLE		0	0	4,990
GENERAL ELECTRIC CO	COM NEW	369604301	445,650	4,031	SH		SOLE		0	0	4,031
GENERAL MLS INC	COM	370334104	334,696	5,230	SH		SOLE		0	0	5,230
GENERAL MTRS CO	COM	37045V100	237,867	7,215	SH		SOLE		0	0	7,215
GILEAD SCIENCES INC	COM	375558103	616,654	8,229	SH		SOLE		0	0	8,229
GLOBAL X FDS	AUTONMOUS EV ETF	37954Y624	200,652	8,542	SH		SOLE		0	0	8,542
GLOBAL X FDS	EMERGING MKT GRT	37960A644	336,894	14,191	SH		SOLE		0	0	14,191
GLOBAL X FDS	LITHIUM BTRY ETF	37954Y855	776,549	14,076	SH		SOLE		0	0	14,076
GLOBAL X FDS	NASDAQ 100 COVER	37954Y483	259,700	15,486	SH		SOLE		0	0	15,486
GLOBAL X FDS	US INFR DEV ETF	37954Y673	462,665	15,229	SH		SOLE		0	0	15,229
GLOBAL X FDS	US PFD ETF	37954Y657	315,745	16,786	SH		SOLE		0	0	16,786
GRACO INC	COM	384109104	638,435	8,760	SH		SOLE		0	0	8,760
GREENBRIER COS INC	NOTE 2.875% 2/0	393657AK7	21,560	22,000	PRN		SOLE		0	0	22,000
HANOVER INS GROUP INC	COM	410867105	521,181	4,696	SH		SOLE		0	0	4,696
HERSHEY CO	COM	427866108	942,878	4,712	SH		SOLE		0	0	4,712
HOLOGIC INC	COM	436440101	222,566	3,207	SH		SOLE		0	0	3,207
HOME DEPOT INC	COM	437076102	3,389,885	11,219	SH		SOLE		0	0	11,219
HONEYWELL INTL INC	COM	438516106	1,906,730	10,321	SH		SOLE		0	0	10,321
HUMANA INC	COM	444859102	240,385	494	SH		SOLE		0	0	494
IDEXX LABS INC	COM	45168D104	6,245,090	14,282	SH		SOLE		0	0	14,282
ILLINOIS TOOL WKS INC	COM	452308109	788,349	3,423	SH		SOLE		0	0	3,423
INDEXIQ ACTIVE ETF TR	IQ MACKAY INTRME	45409F827	1,103,443	46,955	SH		SOLE		0	0	46,955
ING GROEP N.V.	SPONSORED ADR	456837103	165,963	12,592	SH		SOLE		0	0	12,592
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C672	402,501	14,044	SH		SOLE		0	0	14,044
INTEL CORP	COM	458140100	277,863	7,816	SH		SOLE		0	0	7,816
INTERDIGITAL INC	COM	45867G101	802,400	10,000	SH		SOLE		0	0	10,000
INTERNATIONAL BUSINESS MACHS	COM	459200101	786,245	5,604	SH		SOLE		0	0	5,604
INTUIT	COM	461202103	602,634	1,179	SH		SOLE		0	0	1,179
INVESCO ACTIVELY MANAGED ETF	SHORT DRTN BOND	46090A739	322,747	13,166	SH		SOLE		0	0	13,166
INVESCO EXCH TRADED FD TR II	S&P MDCP 400 REV	46138G672	669,878	7,139	SH		SOLE		0	0	7,139
INVESCO EXCH TRADED FD TR II	S&P SMALLCAP 600	46138G664	573,678	15,752	SH		SOLE		0	0	15,752
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	478,136	23,132	SH		SOLE		0	0	23,132
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 MUNI	46138J536	507,883	20,608	SH		SOLE		0	0	20,608
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 MUNI	46138J528	393,698	16,401	SH		SOLE		0	0	16,401
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	261,242	8,210	SH		SOLE		0	0	8,210
INVESCO EXCHANGE TRADED FD T	S&P 500 GARP ETF	46137V431	2,373,175	26,010	SH		SOLE		0	0	26,010
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	739,680	5,220	SH		SOLE		0	0	5,220
INVESCO QQQ TR	UNIT SER 1	46090E103	7,182,632	20,048	SH		SOLE		0	0	20,048
INVESCO SR INCOME TR	COM	46131H107	338,276	86,295	SH		SOLE		0	0	86,295
INVESCO TR INVT GRADE MUNS	COM	46131M106	389,640	45,840	SH		SOLE		0	0	45,840
ISHARES INC	CORE MSCI EMKT	46434G103	1,171,950	24,626	SH		SOLE		0	0	24,626
ISHARES INC	FRONTIER AND SEL	464286145	336,448	12,980	SH		SOLE		0	0	12,980
ISHARES INC	MSCI EMERG MRKT	464286533	217,230	4,072	SH		SOLE		0	0	4,072
ISHARES TR	3 7 YR TREAS BD	464288661	632,498	5,589	SH		SOLE		0	0	5,589
ISHARES TR	CORE DIV GRWTH	46434V621	873,378	17,633	SH		SOLE		0	0	17,633
ISHARES TR	CORE HIGH DV ETF	46429B663	779,891	7,886	SH		SOLE		0	0	7,886
ISHARES TR	CORE MSCI EAFE	46432F842	4,815,079	74,826	SH		SOLE		0	0	74,826
ISHARES TR	CORE MSCI EURO	46434V738	1,297,391	26,125	SH		SOLE		0	0	26,125
ISHARES TR	CORE S&P MCP ETF	464287507	2,125,739	8,525	SH		SOLE		0	0	8,525
ISHARES TR	CORE S&P SCP ETF	464287804	1,063,782	11,277	SH		SOLE		0	0	11,277
ISHARES TR	CORE S&P TTL STK	464287150	1,299,111	13,792	SH		SOLE		0	0	13,792
ISHARES TR	CORE S&P US GWT	464287671	240,346	2,534	SH		SOLE		0	0	2,534
ISHARES TR	CORE S&P US VLU	464287663	361,991	4,851	SH		SOLE		0	0	4,851
ISHARES TR	CORE S&P500 ETF	464287200	4,400,879	10,248	SH		SOLE		0	0	10,248
ISHARES TR	CORE US AGGBD ET	464287226	1,173,679	12,481	SH		SOLE		0	0	12,481
ISHARES TR	EAFE GRWTH ETF	464288885	333,284	3,862	SH		SOLE		0	0	3,862
ISHARES TR	GLOBAL REIT ETF	46434V647	242,629	11,461	SH		SOLE		0	0	11,461
ISHARES TR	IBONDS 23 TRM TS	46436E882	422,139	17,008	SH		SOLE		0	0	17,008
ISHARES TR	IBOXX HI YD ETF	464288513	335,088	4,545	SH		SOLE		0	0	4,545
ISHARES TR	IBOXX INV CP ETF	464287242	2,155,124	21,125	SH		SOLE		0	0	21,125
ISHARES TR	JPMORGAN USD EMG	464288281	845,656	10,248	SH		SOLE		0	0	10,248
ISHARES TR	MBS ETF	464288588	2,252,041	25,361	SH		SOLE		0	0	25,361
ISHARES TR	MSCI ACWI EX US	464288240	907,394	19,302	SH		SOLE		0	0	19,302
ISHARES TR	MSCI EAFE ETF	464287465	911,552	13,226	SH		SOLE		0	0	13,226
ISHARES TR	MSCI GBL SUS DEV	46435G532	938,066	12,588	SH		SOLE		0	0	12,588
ISHARES TR	MSCI USA MIN VOL	46429B697	544,299	7,520	SH		SOLE		0	0	7,520
ISHARES TR	MSCI USA QLT FCT	46432F339	2,252,349	17,090	SH		SOLE		0	0	17,090
ISHARES TR	NATIONAL MUN ETF	464288414	236,990	2,311	SH		SOLE		0	0	2,311
ISHARES TR	RUS 1000 GRW ETF	464287614	470,343	1,768	SH		SOLE		0	0	1,768
ISHARES TR	RUS 1000 VAL ETF	464287598	239,572	1,578	SH		SOLE		0	0	1,578
ISHARES TR	RUS MD CP GR ETF	464287481	3,230,109	35,360	SH		SOLE		0	0	35,360
ISHARES TR	RUSSELL 2000 ETF	464287655	2,915,161	16,494	SH		SOLE		0	0	16,494
ISHARES TR	S&P 100 ETF	464287101	371,184	1,850	SH		SOLE		0	0	1,850
ISHARES TR	S&P 500 GRWT ETF	464287309	691,570	10,108	SH		SOLE		0	0	10,108
ISHARES TR	S&P 500 VAL ETF	464287408	578,877	3,763	SH		SOLE		0	0	3,763
ISHARES TR	SELECT DIVID ETF	464287168	205,504	1,909	SH		SOLE		0	0	1,909
ISHARES TR	SP SMCP600VL ETF	464287879	721,058	8,082	SH		SOLE		0	0	8,082
ISHARES TR	TIPS BD ETF	464287176	325,126	3,135	SH		SOLE		0	0	3,135
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	2,503,355	46,739	SH		SOLE		0	0	46,739
JOHNSON & JOHNSON	COM	478160104	3,579,186	22,980	SH		SOLE		0	0	22,980
JPMORGAN CHASE & CO	COM	46625H100	5,867,421	40,459	SH		SOLE		0	0	40,459
LAZARD LTD	SHS A	G54050102	368,244	11,875	SH		SOLE		0	0	11,875
LINDE PLC	SHS	G54950103	853,147	2,291	SH		SOLE		0	0	2,291
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	105,501	49,531	SH		SOLE		0	0	49,531
LOCKHEED MARTIN CORP	COM	539830109	1,472,596	3,601	SH		SOLE		0	0	3,601
LOWES COS INC	COM	548661107	354,480	1,706	SH		SOLE		0	0	1,706
MAINSTAY CBRE GBL INFRA MEG	COM	56064Q107	448,428	38,067	SH		SOLE		0	0	38,067
MARATHON PETE CORP	COM	56585A102	361,566	2,389	SH		SOLE		0	0	2,389
MASCO CORP	COM	574599106	705,593	13,201	SH		SOLE		0	0	13,201
MASTERCARD INCORPORATED	CL A	57636Q104	1,312,149	3,314	SH		SOLE		0	0	3,314
MCDONALDS CORP	COM	580135101	3,426,494	13,007	SH		SOLE		0	0	13,007
MCKESSON CORP	COM	58155Q103	833,751	1,917	SH		SOLE		0	0	1,917
MEDTRONIC PLC	SHS	G5960L103	1,009,813	12,887	SH		SOLE		0	0	12,887
MERCADOLIBRE INC	COM	58733R102	232,022	183	SH		SOLE		0	0	183
MERCK & CO INC	COM	58933Y105	1,385,872	13,462	SH		SOLE		0	0	13,462
META PLATFORMS INC	CL A	30303M102	3,515,704	11,711	SH		SOLE		0	0	11,711
MICROCHIP TECHNOLOGY INC.	COM	595017104	322,594	4,133	SH		SOLE		0	0	4,133
MICRON TECHNOLOGY INC	COM	595112103	276,554	4,065	SH		SOLE		0	0	4,065
MICROSOFT CORP	COM	594918104	14,798,151	46,867	SH		SOLE		0	0	46,867
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	234,392	27,608	SH		SOLE		0	0	27,608
MODERNA INC	COM	60770K107	235,358	2,279	SH		SOLE		0	0	2,279
MONDELEZ INTL INC	CL A	609207105	960,192	13,836	SH		SOLE		0	0	13,836
MORGAN STANLEY	COM NEW	617446448	611,279	7,485	SH		SOLE		0	0	7,485
MPLX LP	COM UNIT REP LTD	55336V100	209,223	5,882	SH		SOLE		0	0	5,882
NATWEST GROUP PLC	SPONS ADR	639057207	77,154	13,234	SH		SOLE		0	0	13,234
NEOS ETF TRUST	NEOS ENH INM CAS	78433H501	876,590	17,570	SH		SOLE		0	0	17,570
NETFLIX INC	COM	64110L106	769,209	2,037	SH		SOLE		0	0	2,037
NEUBERGER BERMAN NEXT GENERA	COMMON STOCK	64133Q108	274,444	26,338	SH		SOLE		0	0	26,338
NEW JERSEY RES CORP	COM	646025106	550,782	13,556	SH		SOLE		0	0	13,556
NEW ORIENTAL ED & TECHNOLOGY	SPON ADR	647581206	206,564	3,528	SH		SOLE		0	0	3,528
NEXTERA ENERGY INC	COM	65339F101	1,104,831	19,285	SH		SOLE		0	0	19,285
NIKE INC	CL B	654106103	1,159,450	12,126	SH		SOLE		0	0	12,126
NORDSON CORP	COM	655663102	597,876	2,679	SH		SOLE		0	0	2,679
NORTHERN TR CORP	COM	665859104	566,821	8,158	SH		SOLE		0	0	8,158
NORTHROP GRUMMAN CORP	COM	666807102	840,777	1,910	SH		SOLE		0	0	1,910
NOVO-NORDISK A S	ADR	670100205	2,044,154	22,478	SH		SOLE		0	0	22,478
NU HLDGS LTD	ORD SHS CL A	G6683N103	226,708	31,270	SH		SOLE		0	0	31,270
NUVEEN QUALITY MUNCP INCOME	COM	67066V101	222,234	21,917	SH		SOLE		0	0	21,917
NVIDIA CORPORATION	COM	67066G104	4,173,385	9,594	SH		SOLE		0	0	9,594
NXP SEMICONDUCTORS N V	COM	N6596X109	296,165	1,481	SH		SOLE		0	0	1,481
ONEOK INC NEW	COM	682680103	443,074	6,985	SH		SOLE		0	0	6,985
ORACLE CORP	COM	68389X105	1,640,360	15,487	SH		SOLE		0	0	15,487
PACER FDS TR	PACER US SMALL	69374H857	476,541	11,428	SH		SOLE		0	0	11,428
PALANTIR TECHNOLOGIES INC	CL A	69608A108	211,152	13,197	SH		SOLE		0	0	13,197
PALO ALTO NETWORKS INC	COM	697435105	320,948	1,369	SH		SOLE		0	0	1,369
PAYCHEX INC	COM	704326107	1,100,123	9,539	SH		SOLE		0	0	9,539
PAYPAL HLDGS INC	COM	70450Y103	385,573	6,596	SH		SOLE		0	0	6,596
PEPSICO INC	COM	713448108	3,535,412	20,865	SH		SOLE		0	0	20,865
PETROLEO BRASILEIRO SA PETRO	SPONSORED ADR	71654V408	177,107	11,815	SH		SOLE		0	0	11,815
PFIZER INC	COM	717081103	1,783,754	53,776	SH		SOLE		0	0	53,776
PHILIP MORRIS INTL INC	COM	718172109	755,159	8,157	SH		SOLE		0	0	8,157
PIMCO DYNAMIC INCOME FD	SHS	72201Y101	197,737	11,443	SH		SOLE		0	0	11,443
POINT BIOPHARMA GLOBAL INC	COM	730541109	72,836	10,920	SH		SOLE		0	0	10,920
POLARIS INC	COM	731068102	636,968	6,116	SH		SOLE		0	0	6,116
POSCO HOLDINGS INC	SPONSORED ADR	693483109	265,885	2,594	SH		SOLE		0	0	2,594
PRICE T ROWE GROUP INC	COM	74144T108	607,300	5,791	SH		SOLE		0	0	5,791
PRINCIPAL EXCHANGE TRADED FD	PRNC INVT GRAD	74255Y821	635,625	32,306	SH		SOLE		0	0	32,306
PROCTER AND GAMBLE CO	COM	742718109	5,611,787	38,474	SH		SOLE		0	0	38,474
PROGRESSIVE CORP	COM	743315103	209,728	1,506	SH		SOLE		0	0	1,506
PROSPECT CAP CORP	COM	74348T102	256,460	42,390	SH		SOLE		0	0	42,390
QUALCOMM INC	COM	747525103	535,866	4,825	SH		SOLE		0	0	4,825
QUEST DIAGNOSTICS INC	COM	74834L100	236,209	1,938	SH		SOLE		0	0	1,938
RELX PLC	SPONSORED ADR	759530108	208,098	6,175	SH		SOLE		0	0	6,175
REMITLY GLOBAL INC	COM	75960P104	391,314	15,516	SH		SOLE		0	0	15,516
ROCKWELL AUTOMATION INC	COM	773903109	1,102,340	3,856	SH		SOLE		0	0	3,856
RTX CORPORATION	COM	75513E101	971,823	13,503	SH		SOLE		0	0	13,503
S&P GLOBAL INC	COM	78409V104	716,593	1,961	SH		SOLE		0	0	1,961
SALESFORCE INC	COM	79466L302	840,929	4,147	SH		SOLE		0	0	4,147
SCHWAB CHARLES FAMILY FD	AMT TAX FREE MNY	808515530	1,849,472	1,849,472	SH		SOLE		0	0	1,849,472
SCHWAB STRATEGIC TR	5 10YR CORP BD	808524698	244,515	5,794	SH		SOLE		0	0	5,794
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	431,388	12,703	SH		SOLE		0	0	12,703
SCHWAB STRATEGIC TR	LONG TERM US	808524680	600,006	18,940	SH		SOLE		0	0	18,940
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	8,843,935	121,616	SH		SOLE		0	0	121,616
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	1,593,170	24,716	SH		SOLE		0	0	24,716
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	433,106	8,559	SH		SOLE		0	0	8,559
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	722,577	17,445	SH		SOLE		0	0	17,445
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,714,720	18,970	SH		SOLE		0	0	18,970
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	339,186	10,226	SH		SOLE		0	0	10,226
SELECT SECTOR SPDR TR	INDL	81369Y704	699,952	6,904	SH		SOLE		0	0	6,904
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	519,686	3,228	SH		SOLE		0	0	3,228
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	461,686	6,710	SH		SOLE		0	0	6,710
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	709,192	5,509	SH		SOLE		0	0	5,509
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	553,796	9,398	SH		SOLE		0	0	9,398
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	425,428	2,595	SH		SOLE		0	0	2,595
SEMPRA	COM	816851109	594,272	8,735	SH		SOLE		0	0	8,735
SERVICENOW INC	COM	81762P102	230,850	413	SH		SOLE		0	0	413
SHERWIN WILLIAMS CO	COM	824348106	739,147	2,898	SH		SOLE		0	0	2,898
SHOPIFY INC	CL A	82509L107	253,641	4,648	SH		SOLE		0	0	4,648
SKYWORKS SOLUTIONS INC	COM	83088M102	289,864	2,940	SH		SOLE		0	0	2,940
SNAP ON INC	COM	833034101	798,083	3,129	SH		SOLE		0	0	3,129
SOFI TECHNOLOGIES INC	COM	83406F102	146,585	18,346	SH		SOLE		0	0	18,346
SOUTHERN CO	COM	842587107	1,575,910	24,350	SH		SOLE		0	0	24,350
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	429,236	1,281	SH		SOLE		0	0	1,281
SPDR GOLD TR	GOLD SHS	78463V107	616,862	3,598	SH		SOLE		0	0	3,598
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	254,814	7,591	SH		SOLE		0	0	7,591
SPDR S&P 500 ETF TR	TR UNIT	78462F103	21,879,117	51,182	SH		SOLE		0	0	51,182
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	263,642	6,033	SH		SOLE		0	0	6,033
SPDR SER TR	PORTFOLI S&P1500	78464A805	1,246,190	23,741	SH		SOLE		0	0	23,741
SPDR SER TR	PORTFOLIO S&P600	78468R853	1,249,411	33,859	SH		SOLE		0	0	33,859
SPOTIFY TECHNOLOGY S A	SHS	L8681T102	475,827	3,077	SH		SOLE		0	0	3,077
STARBUCKS CORP	COM	855244109	1,321,904	14,483	SH		SOLE		0	0	14,483
STRYKER CORPORATION	COM	863667101	1,042,029	3,813	SH		SOLE		0	0	3,813
TARGET CORP	COM	87612E106	276,174	2,498	SH		SOLE		0	0	2,498
TEKLA HEALTHCARE INVS	SH BEN INT	87911J103	336,947	21,669	SH		SOLE		0	0	21,669
TEMA ETF TRUST	LUXURY ETF	87975E305	461,545	20,982	SH		SOLE		0	0	20,982
TESLA INC	COM	88160R101	2,491,147	9,956	SH		SOLE		0	0	9,956
TEXAS INSTRS INC	COM	882508104	351,677	2,212	SH		SOLE		0	0	2,212
THE CIGNA GROUP	COM	125523100	344,736	1,205	SH		SOLE		0	0	1,205
TJX COS INC NEW	COM	872540109	1,444,186	16,249	SH		SOLE		0	0	16,249
TORO CO	COM	891092108	405,112	4,875	SH		SOLE		0	0	4,875
TORONTO DOMINION BK ONT	COM NEW	891160509	1,956,390	32,466	SH		SOLE		0	0	32,466
TRAVELERS COMPANIES INC	COM	89417E109	876,345	5,366	SH		SOLE		0	0	5,366
TWO RDS SHARED TR	LDRSHS ALPFACT	90214Q774	279,690	8,843	SH		SOLE		0	0	8,843
TWO RDS SHARED TR	LEADERSHARES EQT	90214Q683	207,593	7,233	SH		SOLE		0	0	7,233
TWO RDS SHARED TR	LEASERSHS ALPHAF	90214Q691	317,961	9,497	SH		SOLE		0	0	9,497
UBER TECHNOLOGIES INC	COM	90353T100	555,706	12,083	SH		SOLE		0	0	12,083
UBS GROUP AG	SHS	H42097107	240,781	9,768	SH		SOLE		0	0	9,768
UFP INDUSTRIES INC	COM	90278Q108	861,286	8,411	SH		SOLE		0	0	8,411
UNILEVER PLC	SPON ADR NEW	904767704	333,452	6,750	SH		SOLE		0	0	6,750
UNITED PARCEL SERVICE INC	CL B	911312106	507,135	3,254	SH		SOLE		0	0	3,254
UNITEDHEALTH GROUP INC	COM	91324P102	3,197,958	6,343	SH		SOLE		0	0	6,343
US BANCORP DEL	COM NEW	902973304	2,268,659	68,622	SH		SOLE		0	0	68,622
VANECK ETF TRUST	OIL SERVICES ETF	92189H607	274,307	795	SH		SOLE		0	0	795
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	862,712	12,363	SH		SOLE		0	0	12,363
VANGUARD INDEX FDS	GROWTH ETF	922908736	769,391	2,825	SH		SOLE		0	0	2,825
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,433,038	7,323	SH		SOLE		0	0	7,323
VANGUARD INDEX FDS	MID CAP ETF	922908629	275,932	1,325	SH		SOLE		0	0	1,325
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	465,763	6,156	SH		SOLE		0	0	6,156
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	10,930,419	27,834	SH		SOLE		0	0	27,834
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	202,624	1,270	SH		SOLE		0	0	1,270
VANGUARD INDEX FDS	SMALL CP ETF	922908751	3,006,192	15,900	SH		SOLE		0	0	15,900
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	4,975,025	23,422	SH		SOLE		0	0	23,422
VANGUARD INDEX FDS	VALUE ETF	922908744	261,137	1,893	SH		SOLE		0	0	1,893
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	865,808	16,692	SH		SOLE		0	0	16,692
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	268,592	3,535	SH		SOLE		0	0	3,535
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	333,086	2,144	SH		SOLE		0	0	2,144
VANGUARD STAR FDS	VG TL INTL STK F	921909768	358,959	6,707	SH		SOLE		0	0	6,707
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,104,685	25,267	SH		SOLE		0	0	25,267
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	799,707	7,740	SH		SOLE		0	0	7,740
VERIZON COMMUNICATIONS INC	COM	92343V104	1,558,268	48,080	SH		SOLE		0	0	48,080
VERTEX PHARMACEUTICALS INC	COM	92532F100	420,418	1,209	SH		SOLE		0	0	1,209
VICTORY PORTFOLIOS II	VCSHS US EQ INCM	92647N824	610,070	10,921	SH		SOLE		0	0	10,921
VIPSHOP HLDGS LTD	SPONSORED ADS A	92763W103	172,252	10,759	SH		SOLE		0	0	10,759
VIRTUS ARTIFICIAL INTELLIGEN	COM	92838Y100	508,880	30,823	SH		SOLE		0	0	30,823
VIRTUS GLOBAL MULTI-SECTOR I	COM	92829B101	249,555	33,999	SH		SOLE		0	0	33,999
VISA INC	COM CL A	92826C839	1,295,691	5,633	SH		SOLE		0	0	5,633
WALMART INC	COM	931142103	1,695,665	10,603	SH		SOLE		0	0	10,603
WASTE MGMT INC DEL	COM	94106L109	312,713	2,051	SH		SOLE		0	0	2,051
WEC ENERGY GROUP INC	COM	92939U106	571,850	7,099	SH		SOLE		0	0	7,099
WELLS FARGO CO NEW	COM	949746101	604,089	14,784	SH		SOLE		0	0	14,784
WESTERN DIGITAL CORP.	NOTE 1.500% 2/0	958102AP0	46,201	47,000	PRN		SOLE		0	0	47,000
WISDOMTREE TR	CLOUD COMPUTNG	97717Y691	285,989	9,652	SH		SOLE		0	0	9,652
WISDOMTREE TR	CURRNCY INT EQ	97717X263	544,198	17,866	SH		SOLE		0	0	17,866
WISDOMTREE TR	CYBERSECURITY FD	97717Y659	274,106	13,417	SH		SOLE		0	0	13,417
WISDOMTREE TR	EM LCL DEBT FD	97717X867	210,579	8,019	SH		SOLE		0	0	8,019
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	357,559	9,540	SH		SOLE		0	0	9,540
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	226,073	4,887	SH		SOLE		0	0	4,887
WISDOMTREE TR	GLB US QTLY DIV	97717W844	309,546	9,254	SH		SOLE		0	0	9,254
WISDOMTREE TR	INTL SMCAP DIV	97717W760	355,624	6,188	SH		SOLE		0	0	6,188
WISDOMTREE TR	MORTGAGE PLUS BD	97717Y725	242,144	5,811	SH		SOLE		0	0	5,811
WISDOMTREE TR	US HGH YLD CORP	97717X172	313,300	7,254	SH		SOLE		0	0	7,254
WISDOMTREE TR	US HIGH DIVIDEND	97717W208	418,948	5,367	SH		SOLE		0	0	5,367
WISDOMTREE TR	US QTLY DIV GRT	97717X669	920,942	14,505	SH		SOLE		0	0	14,505
WISDOMTREE TR	US SMALLCAP FUND	97717W562	438,969	10,145	SH		SOLE		0	0	10,145
WISDOMTREE TR	US TOTAL DIVIDND	97717W109	1,139,981	18,946	SH		SOLE		0	0	18,946
WISDOMTREE TR	YIELD ENHANCD US	97717X511	526,596	12,686	SH		SOLE		0	0	12,686
WISDOMTREE TR	YIELD ENHANCED	97717Y808	317,880	6,868	SH		SOLE		0	0	6,868
XCEL ENERGY INC	COM	98389B100	1,634,627	28,567	SH		SOLE		0	0	28,567
YPF SOCIEDAD ANONIMA	SPON ADR CL D	984245100	208,213	16,997	SH		SOLE		0	0	16,997
YUM BRANDS INC	COM	988498101	1,094,994	8,764	SH		SOLE		0	0	8,764
YUM CHINA HLDGS INC	COM	98850P109	428,641	7,693	SH		SOLE		0	0	7,693