Claro Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	223,289	2,185	SH		SOLE		0	0	2,185
ABBOTT LABS	COM	002824100	844,597	8,128	SH		SOLE		0	0	8,128
ABBVIE INC	COM	00287Y109	3,995,761	23,296	SH		SOLE		0	0	23,296
ABRDN HEALTHCARE INVESTORS	SH BEN INT	87911J103	431,208	24,697	SH		SOLE		0	0	24,697
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	3,271,111	10,781	SH		SOLE		0	0	10,781
ADOBE INC	COM	00724F101	561,878	1,011	SH		SOLE		0	0	1,011
ADVANCED MICRO DEVICES INC	COM	007903107	876,421	5,403	SH		SOLE		0	0	5,403
AEGON LTD	AMER REG 1 CERT	0076CA104	179,321	29,253	SH		SOLE		0	0	29,253
AIR PRODS & CHEMS INC	COM	009158106	868,591	3,366	SH		SOLE		0	0	3,366
AIR TRANSPORT SERVICES GRP I	COM	00922R105	198,175	14,288	SH		SOLE		0	0	14,288
ALGONQUIN PWR UTILS CORP	COM	015857105	61,185	10,441	SH		SOLE		0	0	10,441
ALPHABET INC	CAP STK CL C	02079K107	6,159,253	33,580	SH		SOLE		0	0	33,580
ALPHABET INC	CAP STK CL A	02079K305	5,835,298	32,036	SH		SOLE		0	0	32,036
ALTRIA GROUP INC	COM	02209S103	322,318	7,076	SH		SOLE		0	0	7,076
AMAZON COM INC	COM	023135106	13,135,676	67,972	SH		SOLE		0	0	67,972
AMERICAN CENTY ETF TR	AVANTIS US SMALL	025072323	715,641	14,339	SH		SOLE		0	0	14,339
AMERICAN CENTY ETF TR	FOCUSED LRG CAP	025072794	228,949	3,661	SH		SOLE		0	0	3,661
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	749,684	8,356	SH		SOLE		0	0	8,356
AMERICAN ELEC PWR CO INC	COM	025537101	996,325	11,355	SH		SOLE		0	0	11,355
AMERICAN EXPRESS CO	COM	025816109	473,190	2,044	SH		SOLE		0	0	2,044
AMERICAN TOWER CORP NEW	COM	03027X100	321,726	1,655	SH		SOLE		0	0	1,655
AMERICAN WTR WKS CO INC NEW	COM	030420103	726,509	5,625	SH		SOLE		0	0	5,625
AMGEN INC	COM	031162100	1,465,284	4,690	SH		SOLE		0	0	4,690
AMPHENOL CORP NEW	CL A	032095101	809,614	12,017	SH		SOLE		0	0	12,017
ANALOG DEVICES INC	COM	032654105	1,339,058	5,866	SH		SOLE		0	0	5,866
ANGI INC	COM CL A NEW	00183L102	215,088	112,025	SH		SOLE		0	0	112,025
APOLLO GLOBAL MGMT INC	COM	03769M106	208,866	1,769	SH		SOLE		0	0	1,769
APPLE INC	COM	037833100	24,884,441	118,149	SH		SOLE		0	0	118,149
APPLIED MATLS INC	COM	038222105	1,002,271	4,247	SH		SOLE		0	0	4,247
ARISTA NETWORKS INC	COM	040413106	206,433	589	SH		SOLE		0	0	589
ARK ETF TR	INNOVATION ETF	00214Q104	320,912	7,302	SH		SOLE		0	0	7,302
ARM HOLDINGS PLC	SPONSORED ADS	042068205	287,808	1,759	SH		SOLE		0	0	1,759
ASE TECHNOLOGY HLDG CO LTD	SPONSORED ADS	00215W100	431,699	37,802	SH		SOLE		0	0	37,802
AT&T INC	COM	00206R102	569,687	29,811	SH		SOLE		0	0	29,811
AUTOMATIC DATA PROCESSING IN	COM	053015103	220,953	926	SH		SOLE		0	0	926
AVADEL PHARMACEUTICALS PLC	COM SHS	G29687103	144,017	10,243	SH		SOLE		0	0	10,243
AZZ INC	COM	002474104	254,805	3,298	SH		SOLE		0	0	3,298
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	340,780	33,976	SH		SOLE		0	0	33,976
BANCO MACRO SA	SPON ADR B	05961W105	312,793	5,456	SH		SOLE		0	0	5,456
BANK AMERICA CORP	COM	060505104	1,666,850	41,912	SH		SOLE		0	0	41,912
BARCLAYS PLC	ADR	06738E204	120,777	11,277	SH		SOLE		0	0	11,277
BECTON DICKINSON & CO	COM	075887109	654,518	2,801	SH		SOLE		0	0	2,801
BERKLEY W R CORP	COM	084423102	705,444	8,977	SH		SOLE		0	0	8,977
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,352,932	5,784	SH		SOLE		0	0	5,784
BITWISE BITCOIN ETF TR	SHS BEN INT	09174C104	991,129	30,319	SH		SOLE		0	0	30,319
BITWISE FUNDS TRUST	ETHEREUM STRTGY	091748301	412,709	9,371	SH		SOLE		0	0	9,371
BITWISE FUNDS TRUST	BITCOIN AND ETHE	091748400	474,122	10,230	SH		SOLE		0	0	10,230
BLACKROCK CAP ALLOCATION TER	COM	09260U109	258,697	15,765	SH		SOLE		0	0	15,765
BLACKROCK ENHANCED EQUITY DI	COM	09251A104	1,129,189	138,212	SH		SOLE		0	0	138,212
BLACKROCK ETF TRUST	US EQT FACTOR	09290C103	6,273,710	133,654	SH		SOLE		0	0	133,654
BLACKROCK ETF TRUST	US CARBON TRANS	09290C509	381,692	6,425	SH		SOLE		0	0	6,425
BLACKROCK ETF TRUST II	FLEXIBLE INCOME	092528603	2,468,656	47,292	SH		SOLE		0	0	47,292
BLACKROCK INC	COM	09247X101	1,313,841	1,669	SH		SOLE		0	0	1,669
BLACKROCK INNOVATION AND GRW	SHS BEN INT	09260Q108	125,508	17,359	SH		SOLE		0	0	17,359
BLACKROCK SCIENCE & TECHNOLO	SHS	09258G104	524,798	13,935	SH		SOLE		0	0	13,935
BLACKROCK SCIENCE & TECHNOLO	SHS BEN INT	09260K101	985,216	49,483	SH		SOLE		0	0	49,483
BLACKSTONE INC	COM	09260D107	718,545	5,804	SH		SOLE		0	0	5,804
BOEING CO	COM	097023105	275,126	1,512	SH		SOLE		0	0	1,512
BOOKING HOLDINGS INC	COM	09857L108	356,535	90	SH		SOLE		0	0	90
BOSTON SCIENTIFIC CORP	COM	101137107	201,151	2,612	SH		SOLE		0	0	2,612
BRISTOL-MYERS SQUIBB CO	COM	110122108	963,849	23,208	SH		SOLE		0	0	23,208
BROADCOM INC	COM	11135F101	6,425,670	4,002	SH		SOLE		0	0	4,002
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	215,354	1,093	SH		SOLE		0	0	1,093
BROWN & BROWN INC	COM	115236101	894,248	10,002	SH		SOLE		0	0	10,002
CANADA GOOSE HLDGS INC	SHS SUB VTG	135086106	200,558	15,511	SH		SOLE		0	0	15,511
CATERPILLAR INC	COM	149123101	539,311	1,619	SH		SOLE		0	0	1,619
CEMEX SAB DE CV	SPON ADR NEW	151290889	199,183	31,171	SH		SOLE		0	0	31,171
CENCORA INC	COM	03073E105	281,640	1,250	SH		SOLE		0	0	1,250
CHEVRON CORP NEW	COM	166764100	1,774,890	11,347	SH		SOLE		0	0	11,347
CHIPOTLE MEXICAN GRILL INC	COM	169656105	257,179	4,105	SH		SOLE		0	0	4,105
CHUBB LIMITED	COM	H1467J104	1,845,796	7,236	SH		SOLE		0	0	7,236
CIA ENERGETICA DE MINAS GERA	SP ADR N-V PFD	204409601	64,955	36,906	SH		SOLE		0	0	36,906
CISCO SYS INC	COM	17275R102	1,586,943	33,402	SH		SOLE		0	0	33,402
CITIGROUP INC	COM NEW	172967424	672,282	10,594	SH		SOLE		0	0	10,594
CLOROX CO DEL	COM	189054109	878,443	6,437	SH		SOLE		0	0	6,437
COCA COLA CO	COM	191216100	1,584,974	24,901	SH		SOLE		0	0	24,901
COCA-COLA FEMSA SAB DE CV	SPONSORD ADR REP	191241108	274,088	3,193	SH		SOLE		0	0	3,193
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	200,506	2,949	SH		SOLE		0	0	2,949
COLGATE PALMOLIVE CO	COM	194162103	2,020,000	20,816	SH		SOLE		0	0	20,816
COMCAST CORP NEW	CL A	20030N101	774,125	19,768	SH		SOLE		0	0	19,768
COMPANIA DE MINAS BUENAVENTU	SPONSORED ADR	204448104	207,892	12,265	SH		SOLE		0	0	12,265
CONFLUENT INC	CLASS A COM	20717M103	424,406	14,372	SH		SOLE		0	0	14,372
CONOCOPHILLIPS	COM	20825C104	390,208	3,412	SH		SOLE		0	0	3,412
CORNING INC	COM	219350105	225,915	5,815	SH		SOLE		0	0	5,815
COSTCO WHSL CORP NEW	COM	22160K105	1,939,955	2,282	SH		SOLE		0	0	2,282
CROWDSTRIKE HLDGS INC	CL A	22788C105	455,613	1,189	SH		SOLE		0	0	1,189
CSX CORP	COM	126408103	233,812	6,990	SH		SOLE		0	0	6,990
CVS HEALTH CORP	COM	126650100	558,778	9,461	SH		SOLE		0	0	9,461
D R HORTON INC	COM	23331A109	392,697	2,786	SH		SOLE		0	0	2,786
DANAHER CORPORATION	COM	235851102	304,587	1,219	SH		SOLE		0	0	1,219
DEERE & CO	COM	244199105	433,308	1,160	SH		SOLE		0	0	1,160
DELTA AIR LINES INC DEL	COM NEW	247361702	203,809	4,296	SH		SOLE		0	0	4,296
DISNEY WALT CO	COM	254687106	1,530,045	15,410	SH		SOLE		0	0	15,410
DONALDSON INC	COM	257651109	718,396	10,039	SH		SOLE		0	0	10,039
DOW INC	COM	260557103	241,579	4,554	SH		SOLE		0	0	4,554
DRAFTKINGS INC NEW	COM CL A	26142V105	656,448	17,198	SH		SOLE		0	0	17,198
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,295,206	12,922	SH		SOLE		0	0	12,922
DUPONT DE NEMOURS INC	COM	26614N102	377,794	4,694	SH		SOLE		0	0	4,694
EA SERIES TRUST	BRIDGEWAY BLUE	02072L714	665,382	55,173	SH		SOLE		0	0	55,173
EATON CORP PLC	SHS	G29183103	1,695,835	5,408	SH		SOLE		0	0	5,408
EATON VANCE TAX MNGED BUY WR	COM	27828X100	684,966	48,510	SH		SOLE		0	0	48,510
EATON VANCE TAX-MANAGED GLOB	COM	27829C105	926,935	112,084	SH		SOLE		0	0	112,084
ECOLAB INC	COM	278865100	936,183	3,934	SH		SOLE		0	0	3,934
ELECTRONIC ARTS INC	COM	285512109	307,646	2,208	SH		SOLE		0	0	2,208
ELEVANCE HEALTH INC	COM	036752103	384,968	710	SH		SOLE		0	0	710
ELI LILLY & CO	COM	532457108	3,467,407	3,830	SH		SOLE		0	0	3,830
EMBRAER S.A.	SPONSORED ADS	29082A107	272,939	10,579	SH		SOLE		0	0	10,579
EMERSON ELEC CO	COM	291011104	1,484,280	13,474	SH		SOLE		0	0	13,474
ENTERPRISE PRODS PARTNERS L	COM	293792107	819,497	28,278	SH		SOLE		0	0	28,278
EOG RES INC	COM	26875P101	798,736	6,346	SH		SOLE		0	0	6,346
ESSEX PPTY TR INC	COM	297178105	588,037	2,160	SH		SOLE		0	0	2,160
ETF SER SOLUTIONS	DEFIANCE NEXT	26922A289	339,105	8,113	SH		SOLE		0	0	8,113
EVERSOURCE ENERGY	COM	30040W108	554,520	9,778	SH		SOLE		0	0	9,778
EXCHANGE TRADED CONCEPTS TRU	BITWISE CRYPTO	301505624	219,069	16,251	SH		SOLE		0	0	16,251
EXPEDITORS INTL WASH INC	COM	302130109	739,061	5,922	SH		SOLE		0	0	5,922
EXXON MOBIL CORP	COM	30231G102	5,127,789	44,543	SH		SOLE		0	0	44,543
FASTENAL CO	COM	311900104	237,542	3,780	SH		SOLE		0	0	3,780
FEDERATED HERMES ETF TRUST	US STRATEGIC DIV	31423L305	411,471	16,562	SH		SOLE		0	0	16,562
FEDERATED HERMES ETF TRUST	HERMES TOTAL RET	31423L404	421,260	17,000	SH		SOLE		0	0	17,000
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	3,418,937	19,933	SH		SOLE		0	0	19,933
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	498,444	28,712	SH		SOLE		0	0	28,712
FIRST TR EXCHANGE TRADED FD	CONSUMR DISCRE	33734X101	385,495	6,435	SH		SOLE		0	0	6,435
FIRST TR EXCHANGE TRADED FD	INDLS PROD DUR	33734X150	350,995	5,157	SH		SOLE		0	0	5,157
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	340,202	6,030	SH		SOLE		0	0	6,030
FIRST TR EXCHANGE-TRADED FD	DJ INTERNT IDX	33733E302	348,706	1,702	SH		SOLE		0	0	1,702
FIRST TR EXCHANGE-TRADED FD	NO AMER ENERGY	33738D101	555,913	18,251	SH		SOLE		0	0	18,251
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	2,657,360	48,536	SH		SOLE		0	0	48,536
FIRST TR EXCHANGE-TRADED FD	DORSEY WRT 5 ETF	33738R605	4,426,714	77,301	SH		SOLE		0	0	77,301
FIRST TR EXCHANGE-TRADED FD	NASDQ SEMCNDTR	33738R811	320,058	3,205	SH		SOLE		0	0	3,205
FIRST TR EXCHANGE-TRADED FD	FST LOW OPPT EFT	33739Q200	415,853	8,655	SH		SOLE		0	0	8,655
FIRST TR EXCHNG TRADED FD VI	FT VEST INTER EQ	33740F573	560,313	24,172	SH		SOLE		0	0	24,172
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F698	901,230	22,646	SH		SOLE		0	0	22,646
FIRST TR EXCHNG TRADED FD VI	FT VEST LADDERED	33740F755	542,912	18,773	SH		SOLE		0	0	18,773
FIRST TR EXCHNG TRADED FD VI	FT VEST LADDERED	33740U703	678,925	27,916	SH		SOLE		0	0	27,916
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	354,300	9,341	SH		SOLE		0	0	9,341
FIRST TR NASDAQ 100 TECH IND	SHS	337345102	306,285	1,551	SH		SOLE		0	0	1,551
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	2,517,037	61,768	SH		SOLE		0	0	61,768
FISERV INC	COM	337738108	301,359	2,022	SH		SOLE		0	0	2,022
FORD MTR CO DEL	COM	345370860	171,138	13,647	SH		SOLE		0	0	13,647
FREEPORT-MCMORAN INC	CL B	35671D857	314,187	6,465	SH		SOLE		0	0	6,465
GE AEROSPACE	COM NEW	369604301	671,501	4,224	SH		SOLE		0	0	4,224
GE VERNOVA INC	COM	36828A101	204,627	1,193	SH		SOLE		0	0	1,193
GENERAL DYNAMICS CORP	COM	369550108	1,316,803	4,539	SH		SOLE		0	0	4,539
GENERAL MLS INC	COM	370334104	257,834	4,076	SH		SOLE		0	0	4,076
GENERAL MTRS CO	COM	37045V100	378,776	8,153	SH		SOLE		0	0	8,153
GILEAD SCIENCES INC	COM	375558103	505,501	7,368	SH		SOLE		0	0	7,368
GLOBAL X FDS	CYBRSCURTY ETF	37954Y384	218,390	7,383	SH		SOLE		0	0	7,383
GLOBAL X FDS	US INFR DEV ETF	37954Y673	528,106	14,265	SH		SOLE		0	0	14,265
GOLDMAN SACHS ETF TR	ACCESS INVT GR	381430479	336,706	7,441	SH		SOLE		0	0	7,441
GOLDMAN SACHS GROUP INC	COM	38141G104	316,400	700	SH		SOLE		0	0	700
GRACO INC	COM	384109104	706,518	8,912	SH		SOLE		0	0	8,912
GRAYSCALE BITCOIN TR BTC	SHS REP COM UT	389637109	5,844,807	109,782	SH		SOLE		0	0	109,782
GRUPO FINANCIERO GALICIA S.A	SPONSORED ADR	399909100	284,331	9,304	SH		SOLE		0	0	9,304
HANOVER INS GROUP INC	COM	410867105	601,343	4,794	SH		SOLE		0	0	4,794
HARMONY GOLD MINING CO LTD	SPONSORED ADR	413216300	253,670	27,663	SH		SOLE		0	0	27,663
HERSHEY CO	COM	427866108	1,048,753	5,705	SH		SOLE		0	0	5,705
HOLOGIC INC	COM	436440101	246,139	3,315	SH		SOLE		0	0	3,315
HOME DEPOT INC	COM	437076102	4,359,635	12,665	SH		SOLE		0	0	12,665
HONEYWELL INTL INC	COM	438516106	3,391,944	15,884	SH		SOLE		0	0	15,884
HP INC	COM	40434L105	215,839	6,163	SH		SOLE		0	0	6,163
IDEXX LABS INC	COM	45168D104	4,976,261	10,214	SH		SOLE		0	0	10,214
ILEARNINGENGINES INC	COM	45175Q106	107,299	11,817	SH		SOLE		0	0	11,817
ILLINOIS TOOL WKS INC	COM	452308109	806,437	3,403	SH		SOLE		0	0	3,403
ING GROEP N.V.	SPONSORED ADR	456837103	238,435	13,911	SH		SOLE		0	0	13,911
INNOVATOR ETFS TRUST	INTERNATIONAL DV	45782C631	319,301	10,903	SH		SOLE		0	0	10,903
INNOVATOR ETFS TRUST	US EQTY BUF SEP	45782C664	240,953	5,924	SH		SOLE		0	0	5,924
INNOVATOR ETFS TRUST	U S EQ 10 BUFFER	45783Y442	424,116	14,960	SH		SOLE		0	0	14,960
INNOVATOR ETFS TRUST	QUITY MANAGD FLR	45783Y673	814,390	26,364	SH		SOLE		0	0	26,364
INNOVATOR ETFS TRUST	NASDAQ 100 MANA	45783Y681	420,382	15,331	SH		SOLE		0	0	15,331
INNOVATOR ETFS TRUST	DEFINED WLT SHLD	45783Y855	316,517	10,540	SH		SOLE		0	0	10,540
INTEL CORP	COM	458140100	271,618	8,770	SH		SOLE		0	0	8,770
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	215,620	1,575	SH		SOLE		0	0	1,575
INTERNATIONAL BUSINESS MACHS	COM	459200101	979,203	5,662	SH		SOLE		0	0	5,662
INTUIT	COM	461202103	237,984	362	SH		SOLE		0	0	362
INTUITIVE SURGICAL INC	COM NEW	46120E602	401,700	903	SH		SOLE		0	0	903
INVESCO EXCH TRADED FD TR II	S&P SMALLCAP 600	46138G664	635,862	15,869	SH		SOLE		0	0	15,869
INVESCO EXCH TRADED FD TR II	S&P MDCP 400 REV	46138G672	789,163	7,188	SH		SOLE		0	0	7,188
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 MUNI	46138J528	215,270	8,862	SH		SOLE		0	0	8,862
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 MUNI	46138J536	290,899	11,720	SH		SOLE		0	0	11,720
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	249,641	13,019	SH		SOLE		0	0	13,019
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	1,043,465	51,025	SH		SOLE		0	0	51,025
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	909,791	43,200	SH		SOLE		0	0	43,200
INVESCO EXCHANGE TRADED FD T	S&P 500 GARP ETF	46137V431	2,261,588	22,004	SH		SOLE		0	0	22,004
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	311,570	8,210	SH		SOLE		0	0	8,210
INVESCO QQQ TR	UNIT SER 1	46090E103	10,999,261	22,958	SH		SOLE		0	0	22,958
INVESCO SR INCOME TR	COM	46131H107	498,619	115,689	SH		SOLE		0	0	115,689
INVESCO TR INVT GRADE MUNS	COM	46131M106	954,006	92,892	SH		SOLE		0	0	92,892
IRON MTN INC DEL	COM	46284V101	1,488,954	16,614	SH		SOLE		0	0	16,614
ISHARES INC	FRONTIER AND SEL	464286145	398,973	14,529	SH		SOLE		0	0	14,529
ISHARES INC	CORE MSCI EMKT	46434G103	1,618,855	30,242	SH		SOLE		0	0	30,242
ISHARES INC	MSCI EMRG CHN	46434G764	2,579,608	43,574	SH		SOLE		0	0	43,574
ISHARES INC	MSCI JPN ETF NEW	46434G822	889,219	13,031	SH		SOLE		0	0	13,031
ISHARES SILVER TR	ISHARES	46428Q109	211,631	7,965	SH		SOLE		0	0	7,965
ISHARES TR	S&P 100 ETF	464287101	488,973	1,850	SH		SOLE		0	0	1,850
ISHARES TR	CORE S&P TTL STK	464287150	1,946,982	16,391	SH		SOLE		0	0	16,391
ISHARES TR	CORE S&P500 ETF	464287200	7,419,829	13,559	SH		SOLE		0	0	13,559
ISHARES TR	CORE US AGGBD ET	464287226	977,793	10,073	SH		SOLE		0	0	10,073
ISHARES TR	IBOXX INV CP ETF	464287242	1,573,629	14,690	SH		SOLE		0	0	14,690
ISHARES TR	S&P 500 GRWT ETF	464287309	1,259,168	13,607	SH		SOLE		0	0	13,607
ISHARES TR	GLOBAL ENERG ETF	464287341	218,888	5,273	SH		SOLE		0	0	5,273
ISHARES TR	S&P 500 VAL ETF	464287408	545,025	2,994	SH		SOLE		0	0	2,994
ISHARES TR	20 YR TR BD ETF	464287432	1,693,692	18,454	SH		SOLE		0	0	18,454
ISHARES TR	MSCI EAFE ETF	464287465	937,644	11,970	SH		SOLE		0	0	11,970
ISHARES TR	RUS MD CP GR ETF	464287481	1,886,092	17,092	SH		SOLE		0	0	17,092
ISHARES TR	CORE S&P MCP ETF	464287507	2,784,743	47,586	SH		SOLE		0	0	47,586
ISHARES TR	RUS 1000 VAL ETF	464287598	11,110,734	63,683	SH		SOLE		0	0	63,683
ISHARES TR	RUS 1000 GRW ETF	464287614	16,954,919	46,514	SH		SOLE		0	0	46,514
ISHARES TR	RUS 1000 ETF	464287622	204,708	688	SH		SOLE		0	0	688
ISHARES TR	RUSSELL 2000 ETF	464287655	1,921,086	9,469	SH		SOLE		0	0	9,469
ISHARES TR	CORE S&P US VLU	464287663	785,894	8,917	SH		SOLE		0	0	8,917
ISHARES TR	CORE S&P US GWT	464287671	354,899	2,784	SH		SOLE		0	0	2,784
ISHARES TR	S&P MC 400VL ETF	464287705	1,316,551	11,604	SH		SOLE		0	0	11,604
ISHARES TR	CORE S&P SCP ETF	464287804	1,176,967	11,035	SH		SOLE		0	0	11,035
ISHARES TR	SP SMCP600VL ETF	464287879	891,072	9,161	SH		SOLE		0	0	9,161
ISHARES TR	MSCI ACWI EX US	464288240	720,450	13,560	SH		SOLE		0	0	13,560
ISHARES TR	NATIONAL MUN ETF	464288414	1,144,444	10,741	SH		SOLE		0	0	10,741
ISHARES TR	IBOXX HI YD ETF	464288513	238,150	3,087	SH		SOLE		0	0	3,087
ISHARES TR	MSCI KLD400 SOC	464288570	276,761	2,665	SH		SOLE		0	0	2,665
ISHARES TR	MBS ETF	464288588	691,266	7,529	SH		SOLE		0	0	7,529
ISHARES TR	10-20 YR TRS ETF	464288653	341,228	3,323	SH		SOLE		0	0	3,323
ISHARES TR	EAFE VALUE ETF	464288877	1,948,022	36,727	SH		SOLE		0	0	36,727
ISHARES TR	EAFE GRWTH ETF	464288885	3,308,207	32,338	SH		SOLE		0	0	32,338
ISHARES TR	A RATE CP BD ETF	46429B291	233,785	4,989	SH		SOLE		0	0	4,989
ISHARES TR	CORE HIGH DV ETF	46429B663	928,243	8,539	SH		SOLE		0	0	8,539
ISHARES TR	MSCI USA MIN VOL	46429B697	1,050,378	12,510	SH		SOLE		0	0	12,510
ISHARES TR	MSCI USA QLT FCT	46432F339	11,860,112	69,455	SH		SOLE		0	0	69,455
ISHARES TR	CORE MSCI EAFE	46432F842	6,414,526	88,306	SH		SOLE		0	0	88,306
ISHARES TR	CORE TOTAL USD	46434V613	10,142,458	224,291	SH		SOLE		0	0	224,291
ISHARES TR	CORE DIV GRWTH	46434V621	1,165,845	20,237	SH		SOLE		0	0	20,237
ISHARES TR	GLOBAL REIT ETF	46434V647	240,236	10,333	SH		SOLE		0	0	10,333
ISHARES TR	CORE MSCI EURO	46434V738	619,289	10,874	SH		SOLE		0	0	10,874
ISHARES TR	ESG AWRE USD ETF	46435G193	280,638	12,352	SH		SOLE		0	0	12,352
ISHARES TR	HIGH YLD SYSTM B	46435G250	801,205	17,252	SH		SOLE		0	0	17,252
ISHARES TR	INTL DIV GRWTH	46435G524	314,893	4,672	SH		SOLE		0	0	4,672
ISHARES TR	MSCI GBL SUS DEV	46435G532	658,293	8,769	SH		SOLE		0	0	8,769
ISHARES TR	CORE DIVID ETF	46435U861	290,459	6,566	SH		SOLE		0	0	6,566
ISHARES TR	0-3 MNTH TREASRY	46436E718	354,598	3,521	SH		SOLE		0	0	3,521
ISHARES TR	ESG MSCI USA ETF	46436E767	256,704	5,511	SH		SOLE		0	0	5,511
ISHARES TR	IBONDS 24 TRM TS	46436E874	283,610	11,827	SH		SOLE		0	0	11,827
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	2,848,539	50,257	SH		SOLE		0	0	50,257
JOHNSON & JOHNSON	COM	478160104	3,310,874	22,652	SH		SOLE		0	0	22,652
JPMORGAN CHASE & CO.	COM	46625H100	8,666,233	42,847	SH		SOLE		0	0	42,847
KLA CORP	COM NEW	482480100	2,068,742	2,509	SH		SOLE		0	0	2,509
KLAVIYO INC	COM SER A	49845K101	31,860,072	1,280,035	SH		SOLE		0	0	1,280,035
LAM RESEARCH CORP	COM	512807108	223,730	210	SH		SOLE		0	0	210
LAZARD INC	COM	52110M109	453,388	11,875	SH		SOLE		0	0	11,875
LINDE PLC	SHS	G54950103	1,005,966	2,292	SH		SOLE		0	0	2,292
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	121,520	44,513	SH		SOLE		0	0	44,513
LOCKHEED MARTIN CORP	COM	539830109	1,868,521	4,000	SH		SOLE		0	0	4,000
LOGITECH INTL S A	SHS	H50430232	219,143	2,262	SH		SOLE		0	0	2,262
LOWES COS INC	COM	548661107	380,759	1,727	SH		SOLE		0	0	1,727
MAINSTAY CBRE GBL INFRA MEG	COM	56064Q107	242,474	18,928	SH		SOLE		0	0	18,928
MARATHON PETE CORP	COM	56585A102	224,048	1,291	SH		SOLE		0	0	1,291
MARRIOTT INTL INC NEW	CL A	571903202	206,519	854	SH		SOLE		0	0	854
MASCO CORP	COM	574599106	827,319	12,409	SH		SOLE		0	0	12,409
MASTERCARD INCORPORATED	CL A	57636Q104	1,584,891	3,593	SH		SOLE		0	0	3,593
MCDONALDS CORP	COM	580135101	3,482,837	13,667	SH		SOLE		0	0	13,667
MCKESSON CORP	COM	58155Q103	1,249,724	2,140	SH		SOLE		0	0	2,140
MEDTRONIC PLC	SHS	G5960L103	1,169,837	14,863	SH		SOLE		0	0	14,863
MERCADOLIBRE INC	COM	58733R102	310,603	189	SH		SOLE		0	0	189
MERCK & CO INC	COM	58933Y105	2,014,270	16,270	SH		SOLE		0	0	16,270
META PLATFORMS INC	CL A	30303M102	7,237,302	14,353	SH		SOLE		0	0	14,353
METLIFE INC	COM	59156R108	924,736	13,175	SH		SOLE		0	0	13,175
MICROCHIP TECHNOLOGY INC.	COM	595017104	438,264	4,790	SH		SOLE		0	0	4,790
MICRON TECHNOLOGY INC	COM	595112103	371,477	2,824	SH		SOLE		0	0	2,824
MICROSOFT CORP	COM	594918104	23,576,047	52,749	SH		SOLE		0	0	52,749
MICROSTRATEGY INC	CL A NEW	594972408	701,827	510	SH		SOLE		0	0	510
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	336,215	31,131	SH		SOLE		0	0	31,131
MODERNA INC	COM	60770K107	658,588	5,546	SH		SOLE		0	0	5,546
MONDELEZ INTL INC	CL A	609207105	938,615	14,343	SH		SOLE		0	0	14,343
MORGAN STANLEY	COM NEW	617446448	756,279	7,781	SH		SOLE		0	0	7,781
MPLX LP	COM UNIT REP LTD	55336V100	223,726	5,253	SH		SOLE		0	0	5,253
NATWEST GROUP PLC	SPONS ADR	639057207	112,870	14,056	SH		SOLE		0	0	14,056
NEOS ETF TRUST	NEOS S&P 500 HI	78433H303	766,704	15,288	SH		SOLE		0	0	15,288
NEOS ETF TRUST	NEOS ENH INC 1-3	78433H501	625,802	12,576	SH		SOLE		0	0	12,576
NETFLIX INC	COM	64110L106	1,682,217	2,493	SH		SOLE		0	0	2,493
NEUBERGER BERMAN NEXT GENERA	COMMON STOCK	64133Q108	906,007	70,179	SH		SOLE		0	0	70,179
NEW JERSEY RES CORP	COM	646025106	670,233	15,682	SH		SOLE		0	0	15,682
NEW ORIENTAL ED & TECHNOLOGY	SPON ADR	647581206	298,017	3,834	SH		SOLE		0	0	3,834
NEXTERA ENERGY INC	COM	65339F101	1,522,567	21,502	SH		SOLE		0	0	21,502
NIKE INC	CL B	654106103	1,233,093	16,361	SH		SOLE		0	0	16,361
NOMURA HLDGS INC	SPONSORED ADR	65535H208	203,272	35,168	SH		SOLE		0	0	35,168
NORDSON CORP	COM	655663102	605,637	2,611	SH		SOLE		0	0	2,611
NORTHERN TR CORP	COM	665859104	767,698	9,141	SH		SOLE		0	0	9,141
NORTHROP GRUMMAN CORP	COM	666807102	866,408	1,987	SH		SOLE		0	0	1,987
NOVO-NORDISK A S	ADR	670100205	3,365,619	23,579	SH		SOLE		0	0	23,579
NU HLDGS LTD	ORD SHS CL A	G6683N103	298,120	23,128	SH		SOLE		0	0	23,128
NUVEEN QUALITY MUNCP INCOME	COM	67066V101	609,103	51,883	SH		SOLE		0	0	51,883
NVIDIA CORPORATION	COM	67066G104	12,590,063	101,911	SH		SOLE		0	0	101,911
NXP SEMICONDUCTORS N V	COM	N6596X109	438,330	1,629	SH		SOLE		0	0	1,629
ONEOK INC NEW	COM	682680103	572,271	7,017	SH		SOLE		0	0	7,017
ORACLE CORP	COM	68389X105	2,433,569	17,235	SH		SOLE		0	0	17,235
PACER FDS TR	PACER US SMALL	69374H857	1,645,822	37,783	SH		SOLE		0	0	37,783
PACER FDS TR	US CASH COWS 100	69374H881	764,561	14,031	SH		SOLE		0	0	14,031
PALANTIR TECHNOLOGIES INC	CL A	69608A108	445,201	17,576	SH		SOLE		0	0	17,576
PALO ALTO NETWORKS INC	COM	697435105	1,357,397	4,004	SH		SOLE		0	0	4,004
PAMPA ENERGIA S A	SPONS ADR LVL I	697660207	227,276	5,135	SH		SOLE		0	0	5,135
PARKER-HANNIFIN CORP	COM	701094104	232,202	459	SH		SOLE		0	0	459
PAYCHEX INC	COM	704326107	1,174,573	9,907	SH		SOLE		0	0	9,907
PAYPAL HLDGS INC	COM	70450Y103	328,566	5,662	SH		SOLE		0	0	5,662
PEPSICO INC	COM	713448108	3,664,178	22,217	SH		SOLE		0	0	22,217
PETROLEO BRASILEIRO SA PETRO	SPONSORED ADR	71654V408	185,733	12,818	SH		SOLE		0	0	12,818
PFIZER INC	COM	717081103	1,143,900	40,883	SH		SOLE		0	0	40,883
PHILIP MORRIS INTL INC	COM	718172109	796,075	7,856	SH		SOLE		0	0	7,856
PHILLIPS 66	COM	718546104	272,670	1,931	SH		SOLE		0	0	1,931
POLARIS INC	COM	731068102	597,251	7,627	SH		SOLE		0	0	7,627
POWERSHARES ACTIVELY MANAGED	SHORT DRTN BOND	46090A739	319,620	12,903	SH		SOLE		0	0	12,903
PRICE T ROWE GROUP INC	COM	74144T108	809,687	7,022	SH		SOLE		0	0	7,022
PROCTER AND GAMBLE CO	COM	742718109	5,867,312	35,577	SH		SOLE		0	0	35,577
PROGRESSIVE CORP	COM	743315103	282,197	1,359	SH		SOLE		0	0	1,359
PROSPECT CAP CORP	COM	74348T102	234,417	42,390	SH		SOLE		0	0	42,390
QUALCOMM INC	COM	747525103	1,194,543	5,997	SH		SOLE		0	0	5,997
REGENERON PHARMACEUTICALS	COM	75886F107	238,584	227	SH		SOLE		0	0	227
RELX PLC	SPONSORED ADR	759530108	305,240	6,653	SH		SOLE		0	0	6,653
REMITLY GLOBAL INC	COM	75960P104	189,288	15,618	SH		SOLE		0	0	15,618
RESMED INC	COM	761152107	734,291	3,836	SH		SOLE		0	0	3,836
ROCKWELL AUTOMATION INC	COM	773903109	465,822	1,692	SH		SOLE		0	0	1,692
ROSS STORES INC	COM	778296103	269,009	1,851	SH		SOLE		0	0	1,851
RTX CORPORATION	COM	75513E101	1,233,216	12,284	SH		SOLE		0	0	12,284
S&P GLOBAL INC	COM	78409V104	946,074	2,121	SH		SOLE		0	0	2,121
SALESFORCE INC	COM	79466L302	1,009,440	3,926	SH		SOLE		0	0	3,926
SAP SE	SPON ADR	803054204	288,244	1,429	SH		SOLE		0	0	1,429
SCHWAB CHARLES CORP	COM	808513105	381,201	5,173	SH		SOLE		0	0	5,173
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	861,261	13,405	SH		SOLE		0	0	13,405
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	10,844,944	107,546	SH		SOLE		0	0	107,546
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	964,682	20,330	SH		SOLE		0	0	20,330
SCHWAB STRATEGIC TR	LONG TERM US	808524680	405,630	12,363	SH		SOLE		0	0	12,363
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	543,568	14,148	SH		SOLE		0	0	14,148
SCHWAB STRATEGIC TR	INT-TRM U.S TRES	808524854	331,947	6,806	SH		SOLE		0	0	6,806
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	272,085	5,653	SH		SOLE		0	0	5,653
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	1,027,734	19,760	SH		SOLE		0	0	19,760
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,442,043	9,894	SH		SOLE		0	0	9,894
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	212,273	2,772	SH		SOLE		0	0	2,772
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	1,441,024	7,900	SH		SOLE		0	0	7,900
SELECT SECTOR SPDR TR	ENERGY	81369Y506	2,092,629	22,958	SH		SOLE		0	0	22,958
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	1,003,793	24,417	SH		SOLE		0	0	24,417
SELECT SECTOR SPDR TR	INDL	81369Y704	1,642,430	13,477	SH		SOLE		0	0	13,477
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	2,281,346	10,084	SH		SOLE		0	0	10,084
SEMPRA	COM	816851109	727,854	9,569	SH		SOLE		0	0	9,569
SERVICENOW INC	COM	81762P102	713,510	907	SH		SOLE		0	0	907
SHELL PLC	SPON ADS	780259305	214,159	2,967	SH		SOLE		0	0	2,967
SHERWIN WILLIAMS CO	COM	824348106	882,230	2,956	SH		SOLE		0	0	2,956
SKYWORKS SOLUTIONS INC	COM	83088M102	316,243	2,967	SH		SOLE		0	0	2,967
SMITH A O CORP	COM	831865209	637,771	7,799	SH		SOLE		0	0	7,799
SNAP ON INC	COM	833034101	854,595	3,269	SH		SOLE		0	0	3,269
SNOWFLAKE INC	CL A	833445109	227,492	1,684	SH		SOLE		0	0	1,684
SOFI TECHNOLOGIES INC	COM	83406F102	120,607	18,246	SH		SOLE		0	0	18,246
SOUTHERN CO	COM	842587107	1,945,192	25,077	SH		SOLE		0	0	25,077
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	396,598	1,014	SH		SOLE		0	0	1,014
SPDR GOLD TR	GOLD SHS	78463V107	890,983	4,144	SH		SOLE		0	0	4,144
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	344,665	9,150	SH		SOLE		0	0	9,150
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	253,112	7,215	SH		SOLE		0	0	7,215
SPDR S&P 500 ETF TR	PUT	78462F953	1,360,550	2,500	PRN	Put	SOLE		0	0	2,500
SPDR S&P 500 ETF TR	TR UNIT	78462F103	24,320,674	44,689	SH		SOLE		0	0	44,689
SPDR SER TR	AEROSPACE DEF	78464A631	525,844	3,757	SH		SOLE		0	0	3,757
SPDR SER TR	PORTFOLI S&P1500	78464A805	1,674,663	25,240	SH		SOLE		0	0	25,240
SPDR SER TR	PORTFOLIO S&P400	78464A847	287,176	5,598	SH		SOLE		0	0	5,598
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	711,779	15,558	SH		SOLE		0	0	15,558
SPDR SER TR	PORTFOLIO S&P600	78468R853	366,603	8,827	SH		SOLE		0	0	8,827
SPOTIFY TECHNOLOGY S A	SHS	L8681T102	449,348	1,432	SH		SOLE		0	0	1,432
STAG INDL INC	COM	85254J102	230,460	6,391	SH		SOLE		0	0	6,391
STARBUCKS CORP	COM	855244109	971,628	12,481	SH		SOLE		0	0	12,481
STRYKER CORPORATION	COM	863667101	1,235,090	3,630	SH		SOLE		0	0	3,630
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	226,160	16,865	SH		SOLE		0	0	16,865
T-MOBILE US INC	COM	872590104	306,049	1,737	SH		SOLE		0	0	1,737
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	408,628	2,351	SH		SOLE		0	0	2,351
TARGET CORP	COM	87612E106	329,335	2,225	SH		SOLE		0	0	2,225
TEMA ETF TRUST	LUXURY ETF	87975E305	361,364	15,395	SH		SOLE		0	0	15,395
TENABLE HLDGS INC	COM	88025T102	272,375	6,250	SH		SOLE		0	0	6,250
TENCENT MUSIC ENTMT GROUP	SPON ADS	88034P109	225,278	16,034	SH		SOLE		0	0	16,034
TESLA INC	COM	88160R101	2,212,858	11,183	SH		SOLE		0	0	11,183
TEXAS INSTRS INC	COM	882508104	480,962	2,472	SH		SOLE		0	0	2,472
THE CIGNA GROUP	COM	125523100	585,226	1,770	SH		SOLE		0	0	1,770
THERMO FISHER SCIENTIFIC INC	COM	883556102	409,792	741	SH		SOLE		0	0	741
TJX COS INC NEW	COM	872540109	2,221,136	20,174	SH		SOLE		0	0	20,174
TORO CO	COM	891092108	668,792	7,152	SH		SOLE		0	0	7,152
TORONTO DOMINION BK ONT	COM NEW	891160509	1,765,908	32,131	SH		SOLE		0	0	32,131
TRAVELERS COMPANIES INC	COM	89417E109	1,099,026	5,405	SH		SOLE		0	0	5,405
TSAKOS ENERGY NAVIGATION LTD	SHS	G9108L173	249,671	8,527	SH		SOLE		0	0	8,527
UBER TECHNOLOGIES INC	COM	90353T100	978,578	13,464	SH		SOLE		0	0	13,464
UBS GROUP AG	SHS	H42097107	317,807	10,759	SH		SOLE		0	0	10,759
UFP INDUSTRIES INC	COM	90278Q108	606,032	5,411	SH		SOLE		0	0	5,411
UNILEVER PLC	SPON ADR NEW	904767704	394,554	7,175	SH		SOLE		0	0	7,175
UNION PAC CORP	COM	907818108	261,410	1,155	SH		SOLE		0	0	1,155
UNITED PARCEL SERVICE INC	CL B	911312106	347,832	2,542	SH		SOLE		0	0	2,542
UNITED RENTALS INC	COM	911363109	306,589	474	SH		SOLE		0	0	474
UNITEDHEALTH GROUP INC	COM	91324P102	5,062,025	9,940	SH		SOLE		0	0	9,940
US BANCORP DEL	COM NEW	902973304	2,492,111	62,774	SH		SOLE		0	0	62,774
VALERO ENERGY CORP	COM	91913Y100	486,509	3,104	SH		SOLE		0	0	3,104
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	1,703,532	6,534	SH		SOLE		0	0	6,534
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	384,276	7,440	SH		SOLE		0	0	7,440
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	882,752	12,252	SH		SOLE		0	0	12,252
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	24,583,988	49,155	SH		SOLE		0	0	49,155
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	407,092	4,860	SH		SOLE		0	0	4,860
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	246,614	1,351	SH		SOLE		0	0	1,351
VANGUARD INDEX FDS	MID CAP ETF	922908629	354,024	1,462	SH		SOLE		0	0	1,462
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,784,035	7,147	SH		SOLE		0	0	7,147
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,061,573	2,838	SH		SOLE		0	0	2,838
VANGUARD INDEX FDS	VALUE ETF	922908744	390,446	2,434	SH		SOLE		0	0	2,434
VANGUARD INDEX FDS	SMALL CP ETF	922908751	3,809,090	17,470	SH		SOLE		0	0	17,470
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	5,360,915	20,040	SH		SOLE		0	0	20,040
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	447,314	7,628	SH		SOLE		0	0	7,628
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	832,177	16,607	SH		SOLE		0	0	16,607
VANGUARD SCOTTSDALE FDS	TOTAL CORP BND	92206C573	477,592	6,309	SH		SOLE		0	0	6,309
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	2,901,416	63,908	SH		SOLE		0	0	63,908
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	650,152	3,561	SH		SOLE		0	0	3,561
VANGUARD STAR FDS	VG TL INTL STK F	921909768	504,578	8,368	SH		SOLE		0	0	8,368
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	902,827	18,268	SH		SOLE		0	0	18,268
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	204,151	1,721	SH		SOLE		0	0	1,721
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	402,669	2,041	SH		SOLE		0	0	2,041
VERIZON COMMUNICATIONS INC	COM	92343V104	1,434,517	34,785	SH		SOLE		0	0	34,785
VERTEX PHARMACEUTICALS INC	COM	92532F100	915,879	1,954	SH		SOLE		0	0	1,954
VERTIV HOLDINGS CO	COM CL A	92537N108	256,072	2,958	SH		SOLE		0	0	2,958
VICTORY PORTFOLIOS II	VCSHS US EQ INCM	92647N824	251,592	4,296	SH		SOLE		0	0	4,296
VIRTUS GLOBAL MULTI-SECTOR I	COM	92829B101	315,822	41,720	SH		SOLE		0	0	41,720
VISA INC	COM CL A	92826C839	1,691,460	6,444	SH		SOLE		0	0	6,444
WALMART INC	COM	931142103	2,566,606	37,906	SH		SOLE		0	0	37,906
WASTE MGMT INC DEL	COM	94106L109	601,137	2,818	SH		SOLE		0	0	2,818
WEC ENERGY GROUP INC	COM	92939U106	688,461	8,775	SH		SOLE		0	0	8,775
WELLS FARGO CO NEW	COM	949746101	827,662	13,936	SH		SOLE		0	0	13,936
WESTERN DIGITAL CORP.	COM	958102105	262,392	3,463	SH		SOLE		0	0	3,463
WISDOMTREE TR	US SMALLCAP FUND	97717W562	398,927	8,464	SH		SOLE		0	0	8,464
WISDOMTREE TR	US QTLY DIV GRT	97717X669	804,805	10,311	SH		SOLE		0	0	10,311
WISDOMTREE TR	CYBERSECURITY FD	97717Y659	357,345	14,220	SH		SOLE		0	0	14,220
XCEL ENERGY INC	COM	98389B100	1,447,470	27,101	SH		SOLE		0	0	27,101
YPF SOCIEDAD ANONIMA	SPON ADR CL D	984245100	376,446	18,710	SH		SOLE		0	0	18,710
YUM BRANDS INC	COM	988498101	1,209,836	9,134	SH		SOLE		0	0	9,134