Summit Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
VANGUARD INDEX FDS TOTAL STK MKT	ETF	922908769	242,662,721	1,882,420	SH		SOLE		0	0	1,882,420
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US	ETF	922042775	104,011,661	2,535,633	SH		SOLE		0	0	2,535,633
VANGUARD INDEX FDS MID-CAP VALUE ETF	ETF	922908512	23,875,355	293,706	SH		SOLE		0	0	293,706
VANGUARD INDEX FDS VALUE ETF	ETF	922908744	23,494,506	263,805	SH		SOLE		0	0	263,805
VANGUARD INDEX FDS SM CP VAL ETF	ETF	922908611	16,121,485	181,548	SH		SOLE		0	0	181,548
SPDR INDEX SHS FDS GLB NAT RESRCE	ETF	78463X541	12,066,890	390,009	SH		SOLE		0	0	390,009
ISHARES CORE TOTAL USD BOND MKT	ETF	46434V613	4,590,887	87,445	SH		SOLE		0	0	87,445
VANGUARD TAX MNGD INTL FD FTSE DEV MKT ETF	ETF	921943858	3,051,910	91,539	SH		SOLE		0	0	91,539
ISHARES NATIONAL MUN ETF	ETF	464288414	2,971,043	26,290	SH		SOLE		0	0	26,290
SCHWAB STRATEGIC TR US LRG CAP ETF	ETF	808524201	2,641,713	43,130	SH		SOLE		0	0	43,130
ISHARES CORE RUSSELL VAL	ETF	464287663	2,153,229	46,627	SH		SOLE		0	0	46,627
VANGUARD BD INDEX FD INC INTERMED TERM	ETF	921937819	1,818,582	20,358	SH		SOLE		0	0	20,358
VANGUARD SCOTTSDALE FDS INT-TERM CORP	ETF	92206C870	1,713,352	19,673	SH		SOLE		0	0	19,673
ISHARES CORE S&P TOTAL US STOCK MARKET ETF	ETF	464287150	1,670,729	29,203	SH		SOLE		0	0	29,203
VANGUARD INTL EQUITY INDEX FTSE EMR MKT ETF	ETF	922042858	1,225,136	36,517	SH		SOLE		0	0	36,517
ISHARES TR CORE MSCI TOTAL	ETF	46432F834	939,466	19,984	SH		SOLE		0	0	19,984
ISHARES CORE GROWTH ALLOCATION ETF	ETF	464289867	932,649	22,539	SH		SOLE		0	0	22,539
VANGUARD BD INDEX FD INC TOTAL BND MRKT	ETF	921937835	896,516	10,504	SH		SOLE		0	0	10,504
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	693,976	6,015	SH		SOLE		0	0	6,015
ISHARES RUS 2000 GRW ETF	ETF	464287648	680,447	4,302	SH		SOLE		0	0	4,302
ISHARES RUSSELL 1000 ETF	ETF	464287622	637,068	4,501	SH		SOLE		0	0	4,501
VANGUARD INDEX FDS GROWTH ETF	ETF	922908736	614,174	3,920	SH		SOLE		0	0	3,920
ISHARES RUSSELL 2000 ETF	ETF	464287655	547,463	4,783	SH		SOLE		0	0	4,783
JPMORGAN CHASE & CO COM	COM	46625H100	503,808	5,596	SH		SOLE		0	0	5,596
ISHARES RUS 2000 VAL ETF	ETF	464287630	494,805	6,032	SH		SOLE		0	0	6,032
SCHWAB STRATEGIC TR US SML CAP ETF	ETF	808524607	494,283	9,594	SH		SOLE		0	0	9,594
VANGUARD INDEX FDS REIT ETF	ETF	922908553	391,807	5,609	SH		SOLE		0	0	5,609
SPDR SERIES TRUST BLOOMBERG BRCLYS	ETF	78468R622	344,664	3,638	SH		SOLE		0	0	3,638
VANGUARD INDEX FDS MID-CAP ETF	ETF	922908629	324,386	2,464	SH		SOLE		0	0	2,464
VANGUARD WORLD FDS INF TECH ETF	ETF	92204A702	316,367	1,493	SH		SOLE		0	0	1,493
ISHARES TR TIPS BD ETF	ETF	464287176	295,672	2,507	SH		SOLE		0	0	2,507
SELECT SECTOR SPDR TR SBI CONS STPLS	ETF	81369Y308	259,634	4,767	SH		SOLE		0	0	4,767
VANGUARD INTL EQUITY INDEX FTSE SMCAP ETF	ETF	922042718	230,019	2,940	SH		SOLE		0	0	2,940
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP	MLP	559080106	210,425	5,767	SH		SOLE		0	0	5,767
ISHARES TR JPMORGAN USD EMG	ETF	464288281	206,412	2,135	SH		SOLE		0	0	2,135
SHRT NAT MUN ETF	ETF	464288158	201,699	1,897	SH		SOLE		0	0	1,897
ENTERPRISE PRODS PARTNERS L COM	MLP	293792107	194,536	13,604	SH		SOLE		0	0	13,604
MPLX LP COM UNIT REP LTD	MLP	55336V100	125,675	10,815	SH		SOLE		0	0	10,815
ENERGY TRANSFER LP COM UT LP	MLP	29273V100	121,956	26,512	SH		SOLE		0	0	26,512
NUSTAR ENERGY LP UNIT COM	MLP	67058H102	105,768	12,313	SH		SOLE		0	0	12,313
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN	MLP	726503105	82,753	15,673	SH		SOLE		0	0	15,673
DCP MIDSTREAM LP COM UT LTD PTN	MLP	23311P100	47,563	11,686	SH		SOLE		0	0	11,686
WESTERN MIDSTREAM PARTNERS LP COM UNIT LP INT	MLP	958669103	37,445	11,557	SH		SOLE		0	0	11,557