Summit Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
VANGUARD INDEX FDS TOTAL STK MKT	ETF	922908769	351,428,768	1,595,373	SH		SOLE		0	0	1,595,373
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US	ETF	922042775	176,017,099	3,235,014	SH		SOLE		0	0	3,235,014
VANGUARD INDEX FDS GROWTH ETF	ETF	922908736	53,189,627	187,976	SH		SOLE		0	0	187,976
CHIPOTLE MEXICAN GRILL INC COM	Common Stock	169656105	50,341,365	23,535	SH		SOLE		0	0	23,535
VANGUARD INDEX FDS VALUE ETF	ETF	922908744	38,118,389	268,250	SH		SOLE		0	0	268,250
VANGUARD INDEX FDS SM CP VAL ETF	ETF	922908611	32,195,178	194,650	SH		SOLE		0	0	194,650
VANGUARD INDEX FDS MCAPVLIDXVIP	ETF	922908512	29,776,133	215,177	SH		SOLE		0	0	215,177
APPLE INC COM	Common Stock	037833100	28,262,115	145,704	SH		SOLE		0	0	145,704
SPDR S&P 500 ETF TRTR UNIT	ETF	78462F103	25,743,412	57,862	SH		SOLE		0	0	57,862
ISHARES CORE S&P 500 ETF	ETF	464287200	19,050,617	42,742	SH		SOLE		0	0	42,742
AMAZON COM INC COM	Common Stock	023135106	18,662,910	143,164	SH		SOLE		0	0	143,164
MICROSOFT CORPCOM	Common Stock	594918104	18,541,499	54,447	SH		SOLE		0	0	54,447
VANGUARD INDEX FDSS&P 500 ETF SHS	ETF	922908363	18,272,576	44,692	SH		SOLE		0	0	44,692
YUM BRANDS INCCOM	Common Stock	988498101	14,649,169	105,732	SH		SOLE		0	0	105,732
VANGUARD TAX-MANAGED INTLFD FTSE DEV MKT ETF	ETF	921943858	10,729,141	232,333	SH		SOLE		0	0	232,333
SCHWAB STRATEGIC T RSCHWB FDT INTLG	ETF	808524755	10,263,247	317,846	SH		SOLE		0	0	317,846
NVIDIA CORPORATION COM	Common Stock	67066G104	10,070,796	23,807	SH		SOLE		0	0	23,807
INVESCO S&P500 EWGHT	ETF	46137V357	8,783,718	58,699	SH		SOLE		0	0	58,699
UNITEDHEALTH GROUP NC COM	Common Stock	91324P102	8,491,084	17,666	SH		SOLE		0	0	17,666
COSTCO WHSL CORP NEW COM	Common Stock	22160K105	8,340,689	15,492	SH		SOLE		0	0	15,492
ISHARES TR 20 YR TR BD ETF	ETF	464287432	8,314,567	80,771	SH		SOLE		0	0	80,771
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF	ETF	922042858	7,786,103	191,399	SH		SOLE		0	0	191,399
VANGUARD INDEX FDS MID CAP ETF	ETF	922908629	7,158,012	32,513	SH		SOLE		0	0	32,513
VANGUARD INDEX FDS SMALL CP ETF	ETF	922908751	6,910,813	34,747	SH		SOLE		0	0	34,747
BROADCOM INC.	Common Stock	11135F101	6,871,669	7,922	SH		SOLE		0	0	7,922
TESLA INCCOM	Common Stock	88160R101	6,804,711	25,995	SH		SOLE		0	0	25,995
EXXON MOBIL CORP	Common Stock	30231G102	6,687,638	62,356	SH		SOLE		0	0	62,356
SELECTSECTOR SPDR TRSBI INT-INDS	ETF	81369Y704	6,107,367	56,908	SH		SOLE		0	0	56,908
ISHARES TR CORE TOTAL USD	ETF	46434V613	6,023,057	132,462	SH		SOLE		0	0	132,462
ISHARESTRCORE S&P TTL STK	ETF	464287150	5,777,728	59,053	SH		SOLE		0	0	59,053
BIOMARIN PHARMACEUTICAL INC.	Common Stock	09061G101	5,405,278	62,359	SH		SOLE		0	0	62,359
INVESCO QQQ TRUST 1	ETF	46090E103	5,367,813	14,511	SH		SOLE		0	0	14,511
BERKSHIRE HATHAWAY INC DEL CL B	Common Stock	084670702	5,245,603	15,383	SH		SOLE		0	0	15,383
INVESCO EXCHANGETRADED FD TFTSERAFI1000	ETF	46137V613	5,234,201	31,984	SH		SOLE		0	0	31,984
ISHARESTRCOREMSCI EAFE	ETF	46432F842	5,194,931	76,962	SH		SOLE		0	0	76,962
VANGUARD WHITEHALL FDS HIGH DIV YLD	ETF	921946406	5,153,793	48,589	SH		SOLE		0	0	48,589
JPMORGAN CHASE & CO COM	Common Stock	46625H100	5,059,663	34,789	SH		SOLE		0	0	34,789
ISHARES TR 0-5YR INVT GR CP	ETF	46434V100	4,922,728	102,110	SH		SOLE		0	0	102,110
REGENERON PHARMACEUTICALS, INC.	Common Stock	75886F107	4,914,814	6,840	SH		SOLE		0	0	6,840
ELI LILLY AND COMPANY	Common Stock	532457108	4,911,175	10,472	SH		SOLE		0	0	10,472
ISHARES RUS 1000 VAL ETF	ETF	464287598	4,824,867	30,570	SH		SOLE		0	0	30,570
ISHARES RUS 1000 GRW ETF	ETF	464287614	4,761,397	17,303	SH		SOLE		0	0	17,303
ISHARES TR CORE MSCI TOTAL	ETF	46432F834	4,570,261	72,984	SH		SOLE		0	0	72,984
VISA INCCOM CL A	Common Stock	92826C839	4,438,865	18,692	SH		SOLE		0	0	18,692
SCHWAB STRATEGIC TR US LCAP VA ETF	ETF	808524409	4,244,986	63,273	SH		SOLE		0	0	63,273
TEXAS INSTRS INCCOM	Common Stock	882508104	4,215,880	23,419	SH		SOLE		0	0	23,419
SCHWAB STRATEGIC TR US LCAP GR ETF	ETF	808524300	4,025,291	53,706	SH		SOLE		0	0	53,706
ISHARESTRCORE S&P MCP ETF	ETF	464287507	3,899,036	14,911	SH		SOLE		0	0	14,911
NEXTERA ENERGY INCCOM	Common Stock	65339F101	3,664,731	49,390	SH		SOLE		0	0	49,390
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD	ETF	92206C409	3,574,880	47,249	SH		SOLE		0	0	47,249
META PLATFORMS, INC.	Common Stock	30303M102	3,565,767	12,425	SH		SOLE		0	0	12,425
SPDR INDEX SHS FD SGLB NAT RESRCE	ETF	78463X541	3,529,826	65,476	SH		SOLE		0	0	65,476
MORGAN STANLEY	Common Stock	617446448	3,523,688	41,261	SH		SOLE		0	0	41,261
ABBVIE INC	Common Stock	00287Y109	3,463,372	25,706	SH		SOLE		0	0	25,706
JOHNSON & JOHNSON COM	Common Stock	478160104	3,462,497	20,919	SH		SOLE		0	0	20,919
SPDR GOLD TRGOLD SHS	ETF	78463V107	3,409,770	19,127	SH		SOLE		0	0	19,127
SALESFORCE COM INCCOM	Common Stock	79466L302	3,355,443	15,883	SH		SOLE		0	0	15,883
ISHARES 7-10 YR TRSY BD	ETF	464287440	3,355,351	34,734	SH		SOLE		0	0	34,734
VANGUARDBD INDEX FDSTOTAL BND MRKT	ETF	921937835	3,302,202	45,429	SH		SOLE		0	0	45,429
PROCTER AND GAMBLE COCOM	Common Stock	742718109	3,287,885	21,668	SH		SOLE		0	0	21,668
ISHARES INC MSCI GBL MIN VOL	ETF	464286525	3,223,362	32,873	SH		SOLE		0	0	32,873
ALPHABETINCCAPSTKCLC	Common Stock	02079K107	3,167,116	26,181	SH		SOLE		0	0	26,181
HOMEDEPOTINCCOM	Common Stock	437076102	3,144,181	10,122	SH		SOLE		0	0	10,122
SEABRIDGE GOLD INC	Common Stock	811916105	3,024,550	251,000	SH		SOLE		0	0	251,000
ISHARESTRNATIONAL MUN ETF	ETF	464288414	2,988,834	28,004	SH		SOLE		0	0	28,004
MCDONALDS CORPCOM	Common Stock	580135101	2,943,650	9,864	SH		SOLE		0	0	9,864
ACCENTURE PLC IRELAND SHS CLASS A	Common Stock	G1151C101	2,852,539	9,244	SH		SOLE		0	0	9,244
ISHARES TR CORE US AGGBD ET	ETF	464287226	2,841,239	29,007	SH		SOLE		0	0	29,007
HONEYWELLINTLINCCOM	Common Stock	438516106	2,790,894	13,450	SH		SOLE		0	0	13,450
SPDRSERTRPRTFLO S&P500 GW	ETF	78464A409	2,775,992	45,501	SH		SOLE		0	0	45,501
ABBOTT LABS COM	Common Stock	002824100	2,676,746	24,553	SH		SOLE		0	0	24,553
COCA COLA CO COM	Common Stock	191216100	2,674,283	44,072	SH		SOLE		0	0	44,072
FIRSTTREXCHTRADEDFDIIIPFDSECSINCETF	ETF	33739E108	2,588,568	162,089	SH		SOLE		0	0	162,089
SEL SECTOR:ENERGY SPDR	ETF	81369Y506	2,435,578	30,006	SH		SOLE		0	0	30,006
UNITED RENTALS, INC.	Common Stock	911363109	2,394,758	5,377	SH		SOLE		0	0	5,377
ISHARES INC CORE MSCI EMKT	ETF	46434G103	2,390,644	48,502	SH		SOLE		0	0	48,502
AUTOMATIC DATA PROCESSING, INC.	Common Stock	053015103	2,316,774	10,481	SH		SOLE		0	0	10,481
SPDR PTF S&P 500 VALUE	ETF	78464A508	2,262,779	52,379	SH		SOLE		0	0	52,379
UNITED PARCEL SERVICE INCCL B	Common Stock	911312106	2,246,365	12,532	SH		SOLE		0	0	12,532
ROCKWELL AUTOMATION INCCOM	Common Stock	773903109	2,207,220	6,700	SH		SOLE		0	0	6,700
CISCO SYS INC COM	Common Stock	17275R102	2,206,757	42,651	SH		SOLE		0	0	42,651
UNION PAC CORPCOM	Common Stock	907818108	2,184,445	10,676	SH		SOLE		0	0	10,676
ISHARES:S&P SC 600 VAL	ETF	464287879	2,162,733	22,744	SH		SOLE		0	0	22,744
ISHARES TR TIPS BD ETF	ETF	464287176	2,151,584	19,992	SH		SOLE		0	0	19,992
ISHARES:S&P 100	ETF	464287101	2,147,419	10,371	SH		SOLE		0	0	10,371
SPDR S&P MIDCAP 400 ETF	ETF	78467Y107	2,134,885	4,444	SH		SOLE		0	0	4,444
ORACLE CORPORATION	Common Stock	68389X105	2,084,165	17,501	SH		SOLE		0	0	17,501
BLACKROCK INC COM	Common Stock	09247X101	2,064,815	2,988	SH		SOLE		0	0	2,988
CATERPILLARINCCOM	Common Stock	149123101	2,027,429	8,240	SH		SOLE		0	0	8,240
ISHARES TR CORE S&P US VLU	ETF	464287663	2,025,227	25,878	SH		SOLE		0	0	25,878
ISHARESTRCORE S&P SCP ETF	ETF	464287804	2,002,710	20,097	SH		SOLE		0	0	20,097
ON SEMICONDUCTOR CORPORATION	Common Stock	682189105	1,985,896	20,997	SH		SOLE		0	0	20,997
SPDR BBG 1-3 MO T-BILL	ETF	78468R663	1,946,768	21,202	SH		SOLE		0	0	21,202
ISHARES TR PFD AND INCM SEC	ETF	464288687	1,916,936	61,977	SH		SOLE		0	0	61,977
ISHARES:FLOATING RT BOND	ETF	46429B655	1,905,343	37,492	SH		SOLE		0	0	37,492
VANGUARD TOT I S;ETF	ETF	921909768	1,830,854	32,647	SH		SOLE		0	0	32,647
L3HARRIS TECHNOLOGIES, INC.	Common Stock	502431109	1,817,137	9,282	SH		SOLE		0	0	9,282
CHUBBLIMITEDCOM	Common Stock	H1467J104	1,787,114	9,240	SH		SOLE		0	0	9,240
HORIZON THERAPEUTICS PUBLIC LIMITED COMPANY	Common Stock	G46188101	1,784,036	17,346	SH		SOLE		0	0	17,346
ISHARES TR CORE MSCI INTL	ETF	46435G326	1,744,059	28,535	SH		SOLE		0	0	28,535
LINDEPLCSHS	Common Stock	G54950103	1,721,114	4,516	SH		SOLE		0	0	4,516
BOEING CO COM	Common Stock	097023105	1,684,423	7,977	SH		SOLE		0	0	7,977
ISHARES TR 1 3 YR TREAS BD	ETF	464287457	1,683,869	20,768	SH		SOLE		0	0	20,768
MERCADOLIBRE, INC.	Common Stock	58733R102	1,640,671	1,385	SH		SOLE		0	0	1,385
SCHWAB STRATEGIC TR US TIPS ETF	ETF	808524870	1,583,701	30,206	SH		SOLE		0	0	30,206
LOWES COS INCCOM	Common Stock	548661107	1,577,211	6,988	SH		SOLE		0	0	6,988
PEPSICO INCCOM	Common Stock	713448108	1,549,822	8,367	SH		SOLE		0	0	8,367
ADOBE SYSTEM SINCORPORATED COM	Common Stock	00724F101	1,542,763	3,155	SH		SOLE		0	0	3,155
VANGUARD SCOTTSDALE FDS INT-TERM CORP	ETF	92206C870	1,529,913	19,359	SH		SOLE		0	0	19,359
BANK OF AMERICA CORPORATION	Common Stock	060505104	1,493,326	52,050	SH		SOLE		0	0	52,050
PHILLIPS66COM	Common Stock	718546104	1,484,625	15,565	SH		SOLE		0	0	15,565
ISHARES RUSSELL 2000ETF	ETF	464287655	1,461,490	7,804	SH		SOLE		0	0	7,804
OREILLY AUTOMOTIVE INCCOM	Common Stock	67103H107	1,442,503	1,510	SH		SOLE		0	0	1,510
AMGEN INC COM	Common Stock	031162100	1,406,846	6,337	SH		SOLE		0	0	6,337
MARSH & MCLENNAN COS INC COM	Common Stock	571748102	1,404,605	7,468	SH		SOLE		0	0	7,468
SHERWIN WILLIAMS COCOM	Common Stock	824348106	1,399,986	5,273	SH		SOLE		0	0	5,273
VANGUARD BD INDEX FDS INTERMED TERM	ETF	921937819	1,399,336	18,601	SH		SOLE		0	0	18,601
ISHARESTRIBOXX HI YD ETF	ETF	464288513	1,394,625	18,578	SH		SOLE		0	0	18,578
STARBUCKS CORP COM	Common Stock	855244109	1,392,634	14,058	SH		SOLE		0	0	14,058
FREEPORT-MCMORAN INC CL B	Common Stock	35671D857	1,372,962	34,324	SH		SOLE		0	0	34,324
TJX COS INC NEWCOM	Common Stock	872540109	1,341,944	15,827	SH		SOLE		0	0	15,827
S&P GLOBAL INC.	Common Stock	78409V104	1,337,474	3,336	SH		SOLE		0	0	3,336
MEDTRONICPLCSHS	Common Stock	G5960L103	1,326,597	14,941	SH		SOLE		0	0	14,941
ADVANCED MICRO DEVICES, INC.	Common Stock	007903107	1,312,000	11,518	SH		SOLE		0	0	11,518
ANALOG DEVICES, INC.	Common Stock	032654105	1,308,089	6,715	SH		SOLE		0	0	6,715
CROWN CASTLE INC.	Common Stock	22822V101	1,292,390	11,343	SH		SOLE		0	0	11,343
ISHARES RUS 2000VALETF	ETF	464287630	1,287,063	9,141	SH		SOLE		0	0	9,141
CBOE GLOBAL MARKETS, INC.	Common Stock	12503M108	1,264,586	9,163	SH		SOLE		0	0	9,163
ISHARES S&P 500 VAL ETF	ETF	464287408	1,261,261	7,825	SH		SOLE		0	0	7,825
ZOETIS INC CL A	Common Stock	98978V103	1,258,400	7,307	SH		SOLE		0	0	7,307
AMERIPRISE FINL INC COM	Common Stock	03076C106	1,257,373	3,785	SH		SOLE		0	0	3,785
THERMO FISHER SCIENTIFICINCCOM	Common Stock	883556102	1,234,410	2,364	SH		SOLE		0	0	2,364
SEL SECTOR:UTIL SPDR	ETF	81369Y886	1,231,188	18,814	SH		SOLE		0	0	18,814
DISNEYWALTCOCOM	Common Stock	254687106	1,225,569	13,727	SH		SOLE		0	0	13,727
VANGUARD INDEX FDS SML CP GRW ETF	ETF	922908595	1,224,434	5,330	SH		SOLE		0	0	5,330
AMERICAN TOWER CORP NEW COM	Common Stock	03027X100	1,209,377	6,186	SH		SOLE		0	0	6,186
PARKER-HANNIFIN CORPCOM	Common Stock	701094104	1,179,095	3,023	SH		SOLE		0	0	3,023
TREX COMPANY, INC.	Common Stock	89531P105	1,170,115	17,848	SH		SOLE		0	0	17,848
REPUBLICSVCSINCCOM	Common Stock	760759100	1,155,731	7,521	SH		SOLE		0	0	7,521
MASTERCARD INCORPORATEDCL A	Common Stock	57636Q104	1,141,358	2,902	SH		SOLE		0	0	2,902
INTELCORPCOM	Common Stock	458140100	1,105,184	33,050	SH		SOLE		0	0	33,050
DIAGEOPLCSPONADRNEW	Common Stock	25243Q205	1,100,532	6,344	SH		SOLE		0	0	6,344
FT:CAPITAL STRENGTH	ETF	33733E104	1,095,267	14,588	SH		SOLE		0	0	14,588
DANAHERCORPORATIONCOM	Common Stock	235851102	1,083,193	4,508	SH		SOLE		0	0	4,508
WALMART INCCOM	Common Stock	931142103	1,069,522	6,804	SH		SOLE		0	0	6,804
MARRIOTT INTERNATIONAL, INC.	Common Stock	571903202	1,069,259	5,821	SH		SOLE		0	0	5,821
PROLOGIS INC COM	Common Stock	74340W103	1,051,543	8,575	SH		SOLE		0	0	8,575
ISHARES RUS 2000 GRW ETF	ETF	464287648	1,050,811	4,330	SH		SOLE		0	0	4,330
VANGUARD LG-CP I;ETF	ETF	922908637	1,046,238	5,161	SH		SOLE		0	0	5,161
EOG RESOURCES, INC.	Common Stock	26875P101	1,042,923	9,113	SH		SOLE		0	0	9,113
ISHARES RUS 1000 ETF	ETF	464287622	1,027,852	4,217	SH		SOLE		0	0	4,217
MERCK & CO INCCOM	Common Stock	58933Y105	1,017,672	8,782	SH		SOLE		0	0	8,782
DISCOVER FINANCIAL SERVICES	Common Stock	254709108	1,007,850	8,625	SH		SOLE		0	0	8,625
VERISK ANALYTICS, INC.	Common Stock	92345Y106	1,003,971	4,442	SH		SOLE		0	0	4,442
SPDRSERTRS&P DIVID ETF	ETF	78464A763	989,512	8,072	SH		SOLE		0	0	8,072
CHURCH & DWIGHT CO., INC.	Common Stock	171340102	987,767	9,855	SH		SOLE		0	0	9,855
ISHARES TR SHRT NAT MUN ETF	ETF	464288158	986,320	9,480	SH		SOLE		0	0	9,480
DIAMONDBACK ENERGY, INC.	Common Stock	25278X109	982,310	7,478	SH		SOLE		0	0	7,478
VERIZON COMMUNICATIONSINCCOM	Common Stock	92343V104	958,518	25,774	SH		SOLE		0	0	25,774
APPLIEDMATLSINCCOM	Common Stock	038222105	944,400	6,534	SH		SOLE		0	0	6,534
STRYKER CORPORATION COM	Common Stock	863667101	940,155	3,074	SH		SOLE		0	0	3,074
SCHWAB STRATEGIC TR US MID-CAP ETF	ETF	808524508	928,611	13,074	SH		SOLE		0	0	13,074
AT&TINCCOM	Common Stock	00206R102	917,890	57,548	SH		SOLE		0	0	57,548
AMERICAN ELECTRIC POWER COMPANY, INC.	Common Stock	025537101	917,733	10,899	SH		SOLE		0	0	10,899
FT:NSDQ-100-TECHNOLOGY	ETF	337345102	886,645	6,025	SH		SOLE		0	0	6,025
DELTA AIR LINES INC	Common Stock	247361702	882,158	18,556	SH		SOLE		0	0	18,556
UBER TECHNOLOGIES INC COM	Common Stock	90353T100	876,921	20,313	SH		SOLE		0	0	20,313
PALO ALTO NETWORKS INC COM	Common Stock	697435105	865,668	3,388	SH		SOLE		0	0	3,388
INTUITIVE SURGICAL INC COM	Common Stock	46120E602	862,373	2,522	SH		SOLE		0	0	2,522
SEL SECTOR:H CARE SPDR	ETF	81369Y209	857,303	6,459	SH		SOLE		0	0	6,459
EDWARDS LIFESCIENCES CORPORATION	Common Stock	28176E108	837,839	8,882	SH		SOLE		0	0	8,882
BOSTON SCIENTIFIC CORPORATION	Common Stock	101137107	836,935	15,473	SH		SOLE		0	0	15,473
VANGUARDCHARLOTTE FDSINTL BD IDX ETF	ETF	92203J407	831,900	17,019	SH		SOLE		0	0	17,019
CHEVRON CORP NEW COM	Common Stock	166764100	817,276	5,194	SH		SOLE		0	0	5,194
GREEN PLAINS INC	Common Stock	393222104	812,351	25,197	SH		SOLE		0	0	25,197
WOLFSPEED INC	Common Stock	977852102	806,778	14,513	SH		SOLE		0	0	14,513
LOCKHEED MARTIN CORPCOM	Common Stock	539830109	791,393	1,719	SH		SOLE		0	0	1,719
ISHARES:US HOME CONS ETF	ETF	464288752	786,902	9,210	SH		SOLE		0	0	9,210
FT ADEX:IND/PROD DRBLS	ETF	33734X150	785,136	13,066	SH		SOLE		0	0	13,066
NIKE, INC.	Common Stock	654106103	738,262	6,668	SH		SOLE		0	0	6,668
NETFLIX INCCOM	Common Stock	64110L106	736,052	1,671	SH		SOLE		0	0	1,671
ISHARES:BRD USD HY CP BD	ETF	46435U853	735,511	20,836	SH		SOLE		0	0	20,836
AMERICAN WATER WORKS COMPANY, INC.	Common Stock	030420103	733,598	5,139	SH		SOLE		0	0	5,139
BRISTOL-MYERS SQUIBB COMPANY	Common Stock	110122108	716,064	11,197	SH		SOLE		0	0	11,197
ISHARES RUS MD CP GR ETF	ETF	464287481	714,494	7,394	SH		SOLE		0	0	7,394
ISHARESTRMSCI INTL MULTFT	ETF	46434V274	708,642	26,432	SH		SOLE		0	0	26,432
CONOCOPHILLIPS	Common Stock	20825C104	707,784	6,805	SH		SOLE		0	0	6,805
BROADRIDGE FINANCIAL SOLUTIONS, INC.	Common Stock	11133T103	697,473	4,193	SH		SOLE		0	0	4,193
ISHARES TR MSCI USA MIN VOL	ETF	46429B697	697,069	9,378	SH		SOLE		0	0	9,378
AMERICAN EXPRESS COMPANY	Common Stock	025816109	692,808	3,977	SH		SOLE		0	0	3,977
MONDELEZ INTERNATIONAL, INC.	Common Stock	609207105	692,649	9,447	SH		SOLE		0	0	9,447
INTERNATIONALBUSINESSMACHSCOM	Common Stock	459200101	682,817	5,103	SH		SOLE		0	0	5,103
SEL SECTOR:C STP SPDR	ETF	81369Y308	672,054	9,061	SH		SOLE		0	0	9,061
VANGUARD MUN BD FDS TAX EXEMPT BD	ETF	922907746	668,329	13,308	SH		SOLE		0	0	13,308
FIRSTTREXCHANGE-TRADEDFDDJINTERNTIDX	ETF	33733E302	658,806	4,042	SH		SOLE		0	0	4,042
VANECKVECTORSETFTRJP MORGAN MKTS	ETF	92189H300	657,311	25,716	SH		SOLE		0	0	25,716
DESKTOP METAL, INC.	Common Stock	25058X105	656,348	370,818	SH		SOLE		0	0	370,818
ISHARES:MBS ETF	ETF	464288588	655,093	7,024	SH		SOLE		0	0	7,024
AIR PRODS & CHEMS INC COM	Common Stock	009158106	654,685	2,173	SH		SOLE		0	0	2,173
FRST TR:WATER	ETF	33733B100	652,980	7,372	SH		SOLE		0	0	7,372
SERVICENOW INC COM	Common Stock	81762P102	649,075	1,155	SH		SOLE		0	0	1,155
VALE SA	Common Stock	91912E105	644,430	48,020	SH		SOLE		0	0	48,020
ILLINOIS TOOL WORKS INC.	Common Stock	452308109	643,009	2,557	SH		SOLE		0	0	2,557
JACK HENRY & ASSOCIATES, INC.	Common Stock	426281101	636,858	3,806	SH		SOLE		0	0	3,806
SPDR SER TR S&P OILGAS EXP	ETF	78468R556	631,165	4,899	SH		SOLE		0	0	4,899
HEXCELCORPNEWCOM	Common Stock	428291108	627,251	8,251	SH		SOLE		0	0	8,251
SELECT SECTOR SPDR TR RL EST SEL SEC	ETF	81369Y860	626,483	16,622	SH		SOLE		0	0	16,622
HIGH YIELD ETF	ETF	30151E814	613,964	24,077	SH		SOLE		0	0	24,077
LAUDER ESTEE COS INCCL A	Common Stock	518439104	581,368	2,960	SH		SOLE		0	0	2,960
EMERSON ELEC CO COM	Common Stock	291011104	577,321	6,387	SH		SOLE		0	0	6,387
DOLLARGENCORPNEWCOM	Common Stock	256677105	573,454	3,378	SH		SOLE		0	0	3,378
PHILIP MORRISINTLINCCOM	Common Stock	718172109	566,244	5,726	SH		SOLE		0	0	5,726
COLGATE-PALMOLIVE COMPANY	Common Stock	194162103	559,234	7,259	SH		SOLE		0	0	7,259
INTUIT INC.	Common Stock	461202103	557,161	1,216	SH		SOLE		0	0	1,216
PPG INDUSTRIES, INC.	Common Stock	693506107	555,830	3,748	SH		SOLE		0	0	3,748
GENERAL DYNAMICS CORP COM	Common Stock	369550108	548,338	2,549	SH		SOLE		0	0	2,549
ISHARES RUS MDCP VAL ETF	ETF	464287473	548,026	4,989	SH		SOLE		0	0	4,989
ARAMARKCOM	Common Stock	03852U106	537,049	12,475	SH		SOLE		0	0	12,475
FACTSET RESEARCH SYSTEMS INC.	Common Stock	303075105	534,066	1,333	SH		SOLE		0	0	1,333
DUKE ENERGY CORPORATION	Common Stock	26441C204	533,622	5,946	SH		SOLE		0	0	5,946
FIRST TR LRGE CP CORE ALPHA COM SHS	ETF	33734K109	518,231	6,169	SH		SOLE		0	0	6,169
PFIZER INCCOM	Common Stock	717081103	494,358	13,478	SH		SOLE		0	0	13,478
PAYCHEX, INC.	Common Stock	704326107	494,354	4,419	SH		SOLE		0	0	4,419
INTERCONTINENTALEXCHANGEINCOM	Common Stock	45866F104	493,255	4,362	SH		SOLE		0	0	4,362
WEC ENERGY GROUP, INC.	Common Stock	92939U106	492,644	5,583	SH		SOLE		0	0	5,583
SPDR S&P 600 SM CAP GRO	ETF	78464A201	491,100	6,381	SH		SOLE		0	0	6,381
REALTY INCOME CORPORATION	Common Stock	756109104	483,706	8,056	SH		SOLE		0	0	8,056
CLOROX CO DEL COM	Common Stock	189054109	483,641	3,041	SH		SOLE		0	0	3,041
WHIRLPOOL CORPCOM	Common Stock	963320106	482,377	3,242	SH		SOLE		0	0	3,242
SCHLUMBERGER LTD COM STK	Common Stock	806857108	479,719	9,717	SH		SOLE		0	0	9,717
ALTRIA GROUP, INC.	Common Stock	02209S103	473,717	10,245	SH		SOLE		0	0	10,245
DBXETFTRXTRACKUSDHIGH	ETF	233051432	473,409	13,722	SH		SOLE		0	0	13,722
DOW INC	Common Stock	260557103	468,401	8,795	SH		SOLE		0	0	8,795
NOVARTIS AGSPONSORED ADR	Common Stock	66987V109	467,940	4,637	SH		SOLE		0	0	4,637
FT VI:DW FOCUS 5	ETF	33738R605	456,950	9,741	SH		SOLE		0	0	9,741
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF	ETF	922042718	456,740	4,134	SH		SOLE		0	0	4,134
T. ROWE PRICE GROUP, INC.	Common Stock	74144T108	454,805	4,060	SH		SOLE		0	0	4,060
SCHWAB STRATEGIC TR US SML CAP ETF	ETF	808524607	452,058	10,321	SH		SOLE		0	0	10,321
GOLDMANSACHSGROUPINCCOM	Common Stock	38141G104	450,277	1,396	SH		SOLE		0	0	1,396
MCCORMICK & COMPANY, INCORPORATED	Common Stock	579780206	448,887	5,146	SH		SOLE		0	0	5,146
CMS ENERGY CORPORATION	Common Stock	125896100	443,093	7,542	SH		SOLE		0	0	7,542
ISHARES:BRD USD IG CP BD	ETF	464288620	440,542	8,795	SH		SOLE		0	0	8,795
BECTON, DICKINSON AND COMPANY	Common Stock	075887109	436,169	1,652	SH		SOLE		0	0	1,652
VANGUARD WORLD FDS MATERIALS ETF	ETF	92204A801	432,919	2,368	SH		SOLE		0	0	2,368
ISHARES TR S&P SML 600 GWT	ETF	464287887	429,608	3,738	SH		SOLE		0	0	3,738
SCHWAB STRATEGIC TRUS LRG CAP ETF	ETF	808524201	427,182	8,157	SH		SOLE		0	0	8,157
FORDMTRCODELCOM	Common Stock	345370860	427,091	28,228	SH		SOLE		0	0	28,228
CROCS, INC.	Common Stock	227046109	425,698	3,786	SH		SOLE		0	0	3,786
ISHARES:US MED DEV ETF	ETF	464288810	424,466	7,518	SH		SOLE		0	0	7,518
BLACKSTONE INC	Common Stock	09260D107	421,991	4,539	SH		SOLE		0	0	4,539
SEL SECTOR SPDR TECHNOLOGY	ETF	81369Y803	417,867	2,403	SH		SOLE		0	0	2,403
ISHARESTREAFE SML CP ETF	ETF	464288273	417,814	7,084	SH		SOLE		0	0	7,084
FRST TR II:CLOUDCOMP	Common Stock	33734X192	417,518	5,498	SH		SOLE		0	0	5,498
DEERE & CO COM	Common Stock	244199105	404,266	995	SH		SOLE		0	0	995
QUALCOMM INCORPORATED	Common Stock	747525103	381,895	3,208	SH		SOLE		0	0	3,208
WASTE MGMT INC	Common Stock	94106L109	373,551	2,154	SH		SOLE		0	0	2,154
MOODY'S CORPORATION	Common Stock	615369105	367,888	1,058	SH		SOLE		0	0	1,058
ISHARES:MSCI USA QF	ETF	46432F339	365,363	2,709	SH		SOLE		0	0	2,709
SCHWAB CHARLES CORP COM	Common Stock	808513105	365,231	6,444	SH		SOLE		0	0	6,444
ALPS ETF GR OSHARES US QUALITY DIV	ETF	00162Q387	365,029	8,298	SH		SOLE		0	0	8,298
XCEL ENERGY INC.	Common Stock	98389B100	364,416	5,814	SH		SOLE		0	0	5,814
NEW JERSEY RESOURCES CORPORATION	Common Stock	646025106	348,450	7,323	SH		SOLE		0	0	7,323
COMMERCE BANCSHARES, INC.	Common Stock	200525103	338,491	6,951	SH		SOLE		0	0	6,951
SPOTIFY TECHNOLOGY SA	Common Stock	L8681T102	335,550	2,090	SH		SOLE		0	0	2,090
JETBLUE AIRWAYS CORPORATION	Common Stock	477143101	335,307	37,845	SH		SOLE		0	0	37,845
FT:VALUE LINE DIVIDEND	ETF	33734H106	332,827	8,302	SH		SOLE		0	0	8,302
GENERAC HOLDINGS INC.	Common Stock	368736104	330,919	2,219	SH		SOLE		0	0	2,219
BANK NEW YORK MELLON CORP COM	Common Stock	064058100	330,749	7,429	SH		SOLE		0	0	7,429
ASML HOLDING NV NY REGISTRY SHS	Common Stock	N07059210	325,839	450	SH		SOLE		0	0	450
PIMCO ETF:ENH SM ACT ETF	ETF	72201R833	322,062	3,228	SH		SOLE		0	0	3,228
PAYPAL HLDGS INC	Common Stock	70450Y103	317,398	4,756	SH		SOLE		0	0	4,756
SPDR S&P BIOTECH	ETF	78464A870	314,662	3,782	SH		SOLE		0	0	3,782
CITIGROUP INC.	Common Stock	172967424	313,267	6,804	SH		SOLE		0	0	6,804
INVESCO S&P500 LOWVL	ETF	46138E354	308,460	4,911	SH		SOLE		0	0	4,911
TARGA RESOURCES CORP.	Common Stock	87612G101	304,857	4,006	SH		SOLE		0	0	4,006
WISDOMTREE:US MDCP DIV	ETF	97717W505	299,186	7,115	SH		SOLE		0	0	7,115
DEVON ENERGY CORPORATION	Common Stock	25179M103	296,566	6,135	SH		SOLE		0	0	6,135
ISHARES:MSCI EAFE GRO	ETF	464288885	289,665	3,036	SH		SOLE		0	0	3,036
SPDR S&P BANK ETF	ETF	78464A797	287,424	7,984	SH		SOLE		0	0	7,984
SPDR S&P 600 SM CAP VAL	ETF	78464A300	286,391	3,710	SH		SOLE		0	0	3,710
GENERAL MOTORS COMPANY	Common Stock	37045V100	284,535	7,379	SH		SOLE		0	0	7,379
DRAFTKINGS INC.	Common Stock	26142V105	281,429	10,592	SH		SOLE		0	0	10,592
KIMBERLY-CLARK CORPORATION	Common Stock	494368103	280,797	2,017	SH		SOLE		0	0	2,017
ISHARES:MSCI EAFE VAL	ETF	464288877	275,239	5,624	SH		SOLE		0	0	5,624
EVERI HOLDINGS INC.	Common Stock	30034T103	272,730	18,861	SH		SOLE		0	0	18,861
WELLS FARGO & COMPANY	Common Stock	949746101	272,061	6,374	SH		SOLE		0	0	6,374
CHENIERE ENERGY, INC.	Common Stock	16411R208	269,835	1,771	SH		SOLE		0	0	1,771
NORTHROP GRUMMAN CORP COM	Common Stock	666807102	269,779	592	SH		SOLE		0	0	592
ISHARES TR S&P 500 GRWT ETF	ETF	464287309	266,679	3,784	SH		SOLE		0	0	3,784
VANGUARD WORLD FDS INDUSTRIAL ETF	ETF	92204A603	266,449	1,292	SH		SOLE		0	0	1,292
TARGET CORP COM	Common Stock	87612E106	252,483	1,914	SH		SOLE		0	0	1,914
LENNAR CORPORATION	Common Stock	526057104	251,297	2,005	SH		SOLE		0	0	2,005
ISHARES TR MSCI EAFE ETF	ETF	464287465	237,510	3,276	SH		SOLE		0	0	3,276
FT ADEX:TECHNOLOGY ADEX	ETF	33734X176	235,372	2,046	SH		SOLE		0	0	2,046
ENERGY TRANSFER UNT	Common Stock	29273V100	231,242	18,208	SH		SOLE		0	0	18,208
SPDR DOW JONES INDUS AVG	ETF	78467X109	230,939	670	SH		SOLE		0	0	670
CORTEVA INC COM	Common Stock	22052L104	229,143	3,999	SH		SOLE		0	0	3,999
VANGUARD SPECIALIZED FUNDS DIV APP ETF	ETF	921908844	228,830	1,402	SH		SOLE		0	0	1,402
TAIWAN SEMICONDUCTOR MANUFACTURING CO., LTD.	Common Stock	874039100	227,903	2,249	SH		SOLE		0	0	2,249
EQUIFAX INC.	Common Stock	294429105	226,829	964	SH		SOLE		0	0	964
THE J. M. SMUCKER COMPANY	Common Stock	832696405	225,049	1,524	SH		SOLE		0	0	1,524
FORTINET INC COM	Common Stock	34959E109	224,578	2,971	SH		SOLE		0	0	2,971
VANGUARD WORLD FDS ENERGY ETF	ETF	92204A306	223,126	1,959	SH		SOLE		0	0	1,959
ISHARES:US BD & SE ETF	ETF	464288794	221,702	2,443	SH		SOLE		0	0	2,443
BROWN & BROWN, INC.	Common Stock	115236101	220,565	3,204	SH		SOLE		0	0	3,204
ECOLAB INC.	Common Stock	278865100	219,611	1,173	SH		SOLE		0	0	1,173
FT:NYSE ARCA BIOTECH	ETF	33733E203	217,153	1,418	SH		SOLE		0	0	1,418
RPM INTERNATIONAL INC.	Common Stock	749685103	216,698	2,415	SH		SOLE		0	0	2,415
MICROCHIP TECHNOLOGY INCORPORATED	Common Stock	595017104	212,328	2,370	SH		SOLE		0	0	2,370
AMPHENOL CORP NEW CL A	Common Stock	032095101	209,068	2,455	SH		SOLE		0	0	2,455
ISHARES:3-7 TRS BD ETF	ETF	464288661	203,434	1,765	SH		SOLE		0	0	1,765
NOVO-NORDISK A S	Common Stock	670100205	202,131	1,249	SH		SOLE		0	0	1,249
MONSTER BEVERAGE CORP NEW COM	Common Stock	61174X109	200,925	3,498	SH		SOLE		0	0	3,498
LYFT INC CL A	Common Stock	55087P104	169,551	17,680	SH		SOLE		0	0	17,680
NUVEEN S&P 500 BUY-WRITE INCCOM	Common Stock	6706ER101	166,040	12,203	SH		SOLE		0	0	12,203
WARNER BROS DISCOVERY INC COM SER A	Common Stock	934423104	145,326	11,589	SH		SOLE		0	0	11,589
SUNWORKS INC	Common Stock	86803X204	15,820	14,000	SH		SOLE		0	0	14,000
AQUABOUNTY TECHNOLOGIES INC	Common Stock	03842K200	14,325	40,353	SH		SOLE		0	0	40,353
CANOPY GROWTH CORPORATION	Common Stock	138035100	6,012	15,500	SH		SOLE		0	0	15,500