Summit Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
VANGUARD INDEX FDS TOTAL STK MKT	ETF	922908769	376,003,747	1,585,042	SH		SOLE		0	0	1,585,042
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US	ETF	922042775	185,995,668	3,313,069	SH		SOLE		0	0	3,313,069
VANGUARD INDEX FDS GROWTH ETF	ETF	922908736	57,398,734	184,633	SH		SOLE		0	0	184,633
CHIPOTLE MEXICAN GRILL INC COM	Common Stock	169656105	51,857,961	22,676	SH		SOLE		0	0	22,676
VANGUARD INDEX FDS VALUE ETF	ETF	922908744	40,033,095	267,780	SH		SOLE		0	0	267,780
VANGUARD INDEX FDS SM CP VAL ETF	ETF	922908611	34,850,671	193,647	SH		SOLE		0	0	193,647
SPDR S&P 500 ETF TRTR UNIT	ETF	78462F103	33,187,065	69,544	SH		SOLE		0	0	69,544
APPLE INC COM	Common Stock	037833100	32,505,195	168,832	SH		SOLE		0	0	168,832
VANGUARD INDEX FDS MCAPVLIDXVIP	ETF	922908512	28,758,868	198,323	SH		SOLE		0	0	198,323
AMAZON COM INC COM	Common Stock	023135106	24,816,875	163,333	SH		SOLE		0	0	163,333
MICROSOFT CORPCOM	Common Stock	594918104	24,048,365	63,952	SH		SOLE		0	0	63,952
ISHARES CORE S&P 500 ETF	ETF	464287200	19,600,135	41,036	SH		SOLE		0	0	41,036
VANGUARD INDEX FDSS&P 500 ETF SHS	ETF	922908363	16,474,420	37,716	SH		SOLE		0	0	37,716
NVIDIA CORPORATION COM	Common Stock	67066G104	13,733,516	27,732	SH		SOLE		0	0	27,732
COSTCO WHSL CORP NEW COM	Common Stock	22160K105	13,593,844	20,134	SH		SOLE		0	0	20,134
VANGUARD TAX-MANAGED INTLFD FTSE DEV MKT ETF	ETF	921943858	12,395,160	258,772	SH		SOLE		0	0	258,772
VANGUARD INDEX FDS SMALL CP ETF	ETF	922908751	11,038,158	51,742	SH		SOLE		0	0	51,742
UNITEDHEALTH GROUP NC COM	Common Stock	91324P102	10,719,337	20,361	SH		SOLE		0	0	20,361
META PLATFORMS, INC.	Common Stock	30303M102	9,996,797	28,243	SH		SOLE		0	0	28,243
BROADCOM INC.	Common Stock	11135F101	9,696,325	8,687	SH		SOLE		0	0	8,687
BOEING CO COM	Common Stock	097023105	9,669,248	37,095	SH		SOLE		0	0	37,095
INVESCO QQQ TRUST 1	ETF	46090E103	9,431,638	23,019	SH		SOLE		0	0	23,019
VANGUARD INDEX FDS MID CAP ETF	ETF	922908629	9,135,940	39,271	SH		SOLE		0	0	39,271
WHEATON PRECIOUS METALS CORP COM	Common Stock	962879102	8,263,032	167,471	SH		SOLE		0	0	167,471
SCHWAB STRATEGIC T RSCHWB FDT INTLG	ETF	808524755	8,248,267	244,538	SH		SOLE		0	0	244,538
JPMORGAN CHASE & CO COM	Common Stock	46625H100	7,532,905	44,285	SH		SOLE		0	0	44,285
DIAMONDBACK ENERGY, INC.	Common Stock	25278X109	7,499,824	48,361	SH		SOLE		0	0	48,361
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF	ETF	922042858	7,469,477	181,739	SH		SOLE		0	0	181,739
REGENERON PHARMACEUTICALS, INC.	Common Stock	75886F107	7,033,678	8,008	SH		SOLE		0	0	8,008
ISHARES TR CORE TOTAL USD	ETF	46434V613	6,909,178	149,971	SH		SOLE		0	0	149,971
ISHARES TR 20 YR TR BD ETF	ETF	464287432	6,750,636	68,271	SH		SOLE		0	0	68,271
SELECTSECTOR SPDR TRSBI INT-INDS	ETF	81369Y704	6,655,192	58,384	SH		SOLE		0	0	58,384
ISHARESTRCORE S&P TTL STK	ETF	464287150	6,366,114	60,497	SH		SOLE		0	0	60,497
WALMART INC COM	Common Stock	931142103	5,818,155	36,777	SH		SOLE		0	0	36,777
BERKSHIRE HATHAWAY INC DEL CL B	Common Stock	084670702	5,731,170	16,069	SH		SOLE		0	0	16,069
BIOMARIN PHARMACEUTICAL INC.	Common Stock	09061G101	5,646,297	58,559	SH		SOLE		0	0	58,559
TESLA INCCOM	Common Stock	88160R101	5,640,372	22,700	SH		SOLE		0	0	22,700
INVESCO S&P500 EWGHT	ETF	46137V357	5,432,983	34,430	SH		SOLE		0	0	34,430
VANGUARD WHITEHALL FDS HIGH DIV YLD	ETF	921946406	5,413,969	48,499	SH		SOLE		0	0	48,499
ISHARESTRCOREMSCI EAFE	ETF	46432F842	5,360,177	76,193	SH		SOLE		0	0	76,193
VISA INCCOM CL A	Common Stock	92826C839	5,344,116	20,527	SH		SOLE		0	0	20,527
ISHARES TR 0-5YR INVT GR CP	ETF	46434V100	5,328,057	108,294	SH		SOLE		0	0	108,294
SPDR PTF S&P 500 VALUE	ETF	78464A508	5,200,963	111,537	SH		SOLE		0	0	111,537
SPDRSERTRPRTFLO S&P500 GW	ETF	78464A409	5,198,881	79,909	SH		SOLE		0	0	79,909
ISHARES RUS 1000 GRW ETF	ETF	464287614	4,989,629	16,458	SH		SOLE		0	0	16,458
ISHARES RUS 1000 VAL ETF	ETF	464287598	4,958,867	30,008	SH		SOLE		0	0	30,008
ISHARES TR CORE MSCI TOTAL	ETF	46432F834	4,837,296	74,500	SH		SOLE		0	0	74,500
UNITED RENTALS, INC.	Common Stock	911363109	4,595,995	8,015	SH		SOLE		0	0	8,015
SCHWAB STRATEGIC TR US LCAP GR ETF	ETF	808524300	4,379,204	52,771	SH		SOLE		0	0	52,771
SCHWAB STRATEGIC TR US LCAP VA ETF	ETF	808524409	4,360,991	62,211	SH		SOLE		0	0	62,211
VANGUARDBD INDEX FDSTOTAL BND MRKT	ETF	921937835	4,122,251	56,047	SH		SOLE		0	0	56,047
ALPHABETINCCAPSTKCLC	Common Stock	02079K107	3,975,353	28,208	SH		SOLE		0	0	28,208
HOMEDEPOTINCCOM	Common Stock	437076102	3,964,810	11,441	SH		SOLE		0	0	11,441
EXXON MOBIL CORP	Common Stock	30231G102	3,931,802	39,326	SH		SOLE		0	0	39,326
ISHARESTRCORE S&P MCP ETF	ETF	464287507	3,925,755	14,165	SH		SOLE		0	0	14,165
SPDR INDEX SHS FD SGLB NAT RESRCE	ETF	78463X541	3,856,555	68,077	SH		SOLE		0	0	68,077
SPDR GOLD TRGOLD SHS	ETF	78463V107	3,825,503	20,011	SH		SOLE		0	0	20,011
WORKDAY INC	Common Stock	98138H101	3,623,149	13,125	SH		SOLE		0	0	13,125
HONEYWELLINTLINCCOM	Common Stock	438516106	3,546,314	16,911	SH		SOLE		0	0	16,911
ADVANCED MICRO DEVICES, INC.	Common Stock	007903107	3,415,853	23,172	SH		SOLE		0	0	23,172
ISHARES TR CORE US AGGBD ET	ETF	464287226	3,291,970	33,168	SH		SOLE		0	0	33,168
ACCENTURE PLC IRELAND SHS CLASS A	Common Stock	G1151C101	3,271,489	9,323	SH		SOLE		0	0	9,323
PROCTER AND GAMBLE CO COM	Common Stock	742718109	3,262,016	22,260	SH		SOLE		0	0	22,260
ISHARES 7-10 YR TRSY BD	ETF	464287440	3,252,955	33,748	SH		SOLE		0	0	33,748
CATERPILLARINCCOM	Common Stock	149123101	3,241,565	10,963	SH		SOLE		0	0	10,963
JOHNSON & JOHNSON COM	Common Stock	478160104	3,182,415	20,304	SH		SOLE		0	0	20,304
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD	ETF	92206C409	3,063,920	39,601	SH		SOLE		0	0	39,601
SEABRIDGE GOLD INC	Common Stock	811916105	3,044,630	251,000	SH		SOLE		0	0	251,000
MERCADOLIBRE, INC.	Common Stock	58733R102	3,022,969	1,924	SH		SOLE		0	0	1,924
ISHARES RUSSELL 2000ETF	ETF	464287655	3,008,937	14,991	SH		SOLE		0	0	14,991
NEXTERA ENERGY INCCOM	Common Stock	65339F101	2,945,761	48,498	SH		SOLE		0	0	48,498
ABBOTT LABS COM	Common Stock	002824100	2,930,919	26,628	SH		SOLE		0	0	26,628
VANGUARD MUN BD FDS TAX EXEMPT BD	ETF	922907746	2,925,118	57,299	SH		SOLE		0	0	57,299
ISHARESTRNATIONAL MUN ETF	ETF	464288414	2,925,038	26,981	SH		SOLE		0	0	26,981
UBER TECHNOLOGIES INC COM	Common Stock	90353T100	2,764,247	44,896	SH		SOLE		0	0	44,896
MCDONALDS CORPCOM	Common Stock	580135101	2,762,537	9,317	SH		SOLE		0	0	9,317
INTELCORPCOM	Common Stock	458140100	2,735,931	54,446	SH		SOLE		0	0	54,446
UNION PAC CORPCOM	Common Stock	907818108	2,709,175	11,030	SH		SOLE		0	0	11,030
ISHARES TR CORE S&P US VLU	ETF	464287663	2,680,040	31,780	SH		SOLE		0	0	31,780
MORGAN STANLEY	Common Stock	617446448	2,602,419	27,908	SH		SOLE		0	0	27,908
SEL SECTOR:ENERGY SPDR	ETF	81369Y506	2,588,443	30,874	SH		SOLE		0	0	30,874
AUTOMATIC DATA PROCESSING, INC.	Common Stock	053015103	2,576,755	10,994	SH		SOLE		0	0	10,994
TEXAS INSTRS INCCOM	Common Stock	882508104	2,563,007	15,036	SH		SOLE		0	0	15,036
COCA COLA CO COM	Common Stock	191216100	2,552,678	43,317	SH		SOLE		0	0	43,317
ISHARES INC MSCI GBL MIN VOL	ETF	464286525	2,525,444	25,166	SH		SOLE		0	0	25,166
MERCK & CO INCCOM	Common Stock	58933Y105	2,455,936	22,382	SH		SOLE		0	0	22,382
SALESFORCE COM INC COM	Common Stock	79466L302	2,454,044	9,326	SH		SOLE		0	0	9,326
ABBVIE INC	Common Stock	00287Y109	2,453,904	15,835	SH		SOLE		0	0	15,835
SPDR PORTFOLIO INTRMD	ETF	78464A375	2,440,878	74,349	SH		SOLE		0	0	74,349
ISHARES:S&P 100	ETF	464287101	2,336,436	10,459	SH		SOLE		0	0	10,459
ISHARES INC CORE MSCI EMKT	ETF	46434G103	2,329,280	46,051	SH		SOLE		0	0	46,051
SPDR NUVEEN BLMBRG SH TM MUN	ETF	78468R739	2,320,770	48,562	SH		SOLE		0	0	48,562
SPDR S&P MIDCAP 400 ETF	ETF	78467Y107	2,289,230	4,495	SH		SOLE		0	0	4,495
MARRIOTT INTERNATIONAL, INC.	Common Stock	571903202	2,250,731	9,981	SH		SOLE		0	0	9,981
BLACKROCK INC COM	Common Stock	09247X101	2,242,677	2,763	SH		SOLE		0	0	2,763
ON SEMICONDUCTOR CORPORATION	Common Stock	682189105	2,232,423	26,726	SH		SOLE		0	0	26,726
CROWDSTRIKE HLDGS INC CL A	Common Stock	22788C105	2,199,326	8,614	SH		SOLE		0	0	8,614
CISCO SYS INC COM	Common Stock	17275R102	2,197,881	43,505	SH		SOLE		0	0	43,505
VANGUARD SCOTTSDALE FDS INT-TERM CORP	ETF	92206C870	2,146,207	26,405	SH		SOLE		0	0	26,405
ISHARES:S&P SC 600 VAL	ETF	464287879	2,098,531	20,360	SH		SOLE		0	0	20,360
CHUBBLIMITEDCOM	Common Stock	H1467J104	2,078,091	9,160	SH		SOLE		0	0	9,160
ENERGY TRANSFER UNT	Common Stock	29273V100	2,066,263	149,729	SH		SOLE		0	0	149,729
ISHARESTRCORE S&P SCP ETF	ETF	464287804	2,065,333	19,079	SH		SOLE		0	0	19,079
INVESCO EXCHANGETRADED FD T FTSE RAFI 1000	ETF	46137V613	2,062,812	58,603	SH		SOLE		0	0	58,603
PHILLIPS66COM	Common Stock	718546104	2,027,655	15,229	SH		SOLE		0	0	15,229
MASTERCARD INCORPORATEDCL A	Common Stock	57636Q104	1,991,159	4,668	SH		SOLE		0	0	4,668
ORACLE CORPORATION	Common Stock	68389X105	1,951,897	18,514	SH		SOLE		0	0	18,514
GENWORTH FINL INC COM CL A	Common Stock	37247D106	1,928,055	288,631	SH		SOLE		0	0	288,631
ISHARES TR CORE MSCI INTL	ETF	46435G326	1,845,058	28,983	SH		SOLE		0	0	28,983
KIMBERLY-CLARK CORPORATION	Common Stock	494368103	1,831,382	14,928	SH		SOLE		0	0	14,928
STRYKER CORPORATION COM	Common Stock	863667101	1,815,953	6,048	SH		SOLE		0	0	6,048
LINDEPLCSHS	Common Stock	G54950103	1,809,543	4,406	SH		SOLE		0	0	4,406
DRAFTKINGS INC.	Common Stock	26142V105	1,730,176	49,083	SH		SOLE		0	0	49,083
CBOE GLOBAL MARKETS, INC.	Common Stock	12503M108	1,700,070	9,521	SH		SOLE		0	0	9,521
ISHARES TR TIPS BD ETF	ETF	464287176	1,695,141	15,770	SH		SOLE		0	0	15,770
ZOETIS INC CL A	Common Stock	98978V103	1,645,208	8,336	SH		SOLE		0	0	8,336
PEPSICO INC COM	Common Stock	713448108	1,644,551	9,612	SH		SOLE		0	0	9,612
SHERWIN WILLIAMS COCOM	Common Stock	824348106	1,632,093	5,233	SH		SOLE		0	0	5,233
UNITED PARCEL SERVICE INCCL B	Common Stock	911312106	1,623,534	10,326	SH		SOLE		0	0	10,326
ELI LILLY AND COMPANY	Common Stock	532457108	1,620,231	2,780	SH		SOLE		0	0	2,780
FREEPORT-MCMORAN INC CL B	Common Stock	35671D857	1,613,632	37,905	SH		SOLE		0	0	37,905
VANGUARD INDEX FDS SML CP GRW ETF	ETF	922908595	1,600,061	6,618	SH		SOLE		0	0	6,618
SCHWAB CHARLES CORP COM	Common Stock	808513105	1,597,844	23,224	SH		SOLE		0	0	23,224
VANGUARD TOT I S;ETF	ETF	921909768	1,556,365	26,852	SH		SOLE		0	0	26,852
ISHARES RUS 2000VALETF	ETF	464287630	1,533,881	9,875	SH		SOLE		0	0	9,875
LOWES COS INCCOM	Common Stock	548661107	1,518,555	6,823	SH		SOLE		0	0	6,823
CAMEO CORP COM	Common Stock	13321L108	1,514,416	35,137	SH		SOLE		0	0	35,137
STARBUCKS CORP COM	Common Stock	855244109	1,496,290	15,585	SH		SOLE		0	0	15,585
THERMO FISHER SCIENTIFICINCCOM	Common Stock	883556102	1,494,602	2,814	SH		SOLE		0	0	2,814
OREILLY AUTOMOTIVE INCCOM	Common Stock	67103H107	1,481,175	1,559	SH		SOLE		0	0	1,559
ANALOG DEVICES, INC.	Common Stock	032654105	1,455,688	7,331	SH		SOLE		0	0	7,331
FIRSTTREXCHTRADEDFDIIIPFDSECSINCETF	ETF	33739E108	1,451,313	86,080	SH		SOLE		0	0	86,080
ISHARES RUS 2000 GRW ETF	ETF	464287648	1,443,782	5,724	SH		SOLE		0	0	5,724
S&P GLOBAL INC.	Common Stock	78409V104	1,437,129	3,262	SH		SOLE		0	0	3,262
DEERE & CO COM	Common Stock	244199105	1,414,406	3,524	SH		SOLE		0	0	3,524
TJX COS INC NEWCOM	Common Stock	872540109	1,408,308	15,012	SH		SOLE		0	0	15,012
TREX COMPANY, INC.	Common Stock	89531P105	1,406,850	16,993	SH		SOLE		0	0	16,993
VANGUARD BD INDEX FDS INTERMED TERM	ETF	921937819	1,397,586	18,298	SH		SOLE		0	0	18,298
MARSH & MCLENNAN COS INC COM	Common Stock	571748102	1,395,524	7,365	SH		SOLE		0	0	7,365
SPDR BBG 1-3 MO T-BILL	ETF	78468R663	1,350,452	14,777	SH		SOLE		0	0	14,777
PALO ALTO NETWORKS INC COM	Common Stock	697435105	1,349,666	4,577	SH		SOLE		0	0	4,577
AMERIPRISE FINL INC COM	Common Stock	03076C106	1,330,003	3,502	SH		SOLE		0	0	3,502
ROCKWELL AUTOMATION INC COM	Common Stock	773903109	1,322,213	4,259	SH		SOLE		0	0	4,259
AMERICAN TOWER CORP NEW COM	Common Stock	03027X100	1,315,257	6,045	SH		SOLE		0	0	6,045
SPDR DOW JONES INDUS AVG	ETF	78467X109	1,311,509	3,473	SH		SOLE		0	0	3,473
TAIWAN SEMICONDUCTOR MANUFACTURING CO., LTD.	Common Stock	874039100	1,299,657	12,441	SH		SOLE		0	0	12,441
ISHARES S&P 500 VAL ETF	ETF	464287408	1,292,817	7,435	SH		SOLE		0	0	7,435
PARKER-HANNIFIN CORP COM	Common Stock	701094104	1,289,585	2,799	SH		SOLE		0	0	2,799
DEVON ENERGY CORPORATION	Common Stock	25179M103	1,287,061	28,412	SH		SOLE		0	0	28,412
CONOCOPHILLIPS	Common Stock	20825C104	1,270,540	10,946	SH		SOLE		0	0	10,946
INTUITIVE SURGICAL INC COM	Common Stock	46120E602	1,265,606	3,752	SH		SOLE		0	0	3,752
REPUBLICSVCSINCCOM	Common Stock	760759100	1,254,387	7,582	SH		SOLE		0	0	7,582
CRH PLC ORD	Common Stock	G25508105	1,234,805	17,851	SH		SOLE		0	0	17,851
ISHARES INC MSCI JPN ETF NEW	ETF	46434G822	1,227,226	19,134	SH		SOLE		0	0	19,134
PROLOGIS INC COM	Common Stock	74340W103	1,184,109	8,883	SH		SOLE		0	0	8,883
FT CAPITAL STRENGTH	ETF	33733E104	1,179,694	14,739	SH		SOLE		0	0	14,739
DANAHERCORPORATIONCOM	Common Stock	235851102	1,178,348	5,088	SH		SOLE		0	0	5,088
ADOBE SYSTEM SINCORPORATED COM	Common Stock	00724F101	1,170,857	1,963	SH		SOLE		0	0	1,963
DISNEYWALTCOCOM	Common Stock	254687106	1,155,337	12,754	SH		SOLE		0	0	12,754
APPLIEDMATLSINCCOM	Common Stock	038222105	1,133,077	6,991	SH		SOLE		0	0	6,991
ISHARES TR PFD AND INCM SEC	ETF	464288687	1,116,995	35,813	SH		SOLE		0	0	35,813
ISHARES RUS 1000 ETF	ETF	464287622	1,105,950	4,217	SH		SOLE		0	0	4,217
EOG RESOURCES, INC.	EOG	26875P101	1,105,231	9,138	SH		SOLE		0	0	9,138
ISHARES:FLOATING RT BOND	ETF	46429B655	1,095,062	21,633	SH		SOLE		0	0	21,633
VERISK ANALYTICS, INC.	Common Stock	92345Y106	1,091,896	4,571	SH		SOLE		0	0	4,571
PROSHARES TR ULTRASHRT S&P500	ETF	74347G416	1,058,828	35,389	SH		SOLE		0	0	35,389
DIAGEO PLC SPON ADR NEW	Common Stock	25243Q205	1,041,386	7,149	SH		SOLE		0	0	7,149
CHEVRON CORP NEW COM	Common Stock	166764100	1,036,813	6,951	SH		SOLE		0	0	6,951
SPDR S&P DIVID ETF	ETF	78464A763	1,021,950	8,178	SH		SOLE		0	0	8,178
SCHWAB STRATEGIC TR US MID-CAP ETF	ETF	808524508	989,388	13,136	SH		SOLE		0	0	13,136
ISHARESTRIBOXX HI YD ETF	ETF	464288513	989,009	12,780	SH		SOLE		0	0	12,780
ISHARES TR SHRT NAT MUN ETF	ETF	464288158	988,139	9,372	SH		SOLE		0	0	9,372
SCHWAB STRATEGIC TR US TIPS ETF	ETF	808524870	984,127	18,853	SH		SOLE		0	0	18,853
ISHARES:US HOME CONS ETF	ETF	464288752	957,584	9,413	SH		SOLE		0	0	9,413
SEL SECTOR:H CARE SPDR	ETF	81369Y209	946,165	6,938	SH		SOLE		0	0	6,938
CHURCH & DWIGHT CO., INC.	Common Stock	171340102	931,511	9,851	SH		SOLE		0	0	9,851
NETFLIX INCCOM	Common Stock	64110L106	930,420	1,911	SH		SOLE		0	0	1,911
CHENIERE ENERGY, INC.	Common Stock	16411R208	927,186	5,431	SH		SOLE		0	0	5,431
BOSTON SCIENTIFIC CORPORATION	Common Stock	101137107	911,606	15,769	SH		SOLE		0	0	15,769
AT&TINCCOM	Common Stock	00206R102	910,265	54,247	SH		SOLE		0	0	54,247
SEL SECTOR:UTIL SPDR	ETF	81369Y886	898,399	14,186	SH		SOLE		0	0	14,186
VERIZON COMMUNICATIONS INC COM	Common Stock	92343V104	893,337	23,696	SH		SOLE		0	0	23,696
AKAMAI TECHNOLOGIES INC COM	Common Stock	00971T101	893,069	7,546	SH		SOLE		0	0	7,546
SHAKE SHACK INC CL A	Common Stock	819047101	879,211	11,862	SH		SOLE		0	0	11,862
SUPER MICRO COMPUTER INC COM	Common Stock	86800U104	878,648	3,091	SH		SOLE		0	0	3,091
FT ADEX:IND/PROD DRBLS	ETF	33734X150	867,762	13,379	SH		SOLE		0	0	13,379
AMERICAN ELECTRIC POWER COMPANY, INC.	Common Stock	025537101	862,434	10,618	SH		SOLE		0	0	10,618
AMGEN INC COM	Common Stock	031162100	856,399	2,973	SH		SOLE		0	0	2,973
INTUIT INC.	Common Stock	461202103	855,707	1,369	SH		SOLE		0	0	1,369
FIRST TR NSDQ 100TECH IND SHS	ETF	337345102	843,849	4,809	SH		SOLE		0	0	4,809
ISHARES TR ISHS 1-5YR INVS	ETF	464288646	838,274	16,349	SH		SOLE		0	0	16,349
LAS VEGAS SANDS CORP COM	Common Stock	517834107	826,288	16,791	SH		SOLE		0	0	16,791
NUCOR CORP COM	Common Stock	670346105	818,880	4,691	SH		SOLE		0	0	4,691
NIKE, INC.	Common Stock	654106103	815,982	7,490	SH		SOLE		0	0	7,490
BROADRIDGE FINANCIAL SOLUTIONS, INC.	Common Stock	11133T103	815,254	3,947	SH		SOLE		0	0	3,947
LOCKHEED MARTIN CORPCOM	Common Stock	539830109	808,603	1,784	SH		SOLE		0	0	1,784
SERVICENOW INC COM	Common Stock	81762P102	808,225	1,144	SH		SOLE		0	0	1,144
VANECKVECTORSETFTRJP MORGAN MKTS	ETF	92189H300	805,031	31,757	SH		SOLE		0	0	31,757
VANGUARDCHARLOTTE FDSINTL BD IDX ETF	ETF	92203J407	796,949	16,144	SH		SOLE		0	0	16,144
INTERNATIONALBUSINESSMACHSCOM	Common Stock	459200101	790,271	4,832	SH		SOLE		0	0	4,832
FIRSTTREXCHANGE-TRADEDFDDJINTERNTIDX	ETF	33733E302	770,638	4,131	SH		SOLE		0	0	4,131
ISHARES RUS MD CP GR ETF	ETF	464287481	768,593	7,358	SH		SOLE		0	0	7,358
DISCOVER FINANCIAL SERVICES	Common Stock	254709108	764,731	6,804	SH		SOLE		0	0	6,804
ISHARES INC MSCI MEXICO ETF	ETF	464286822	764,114	11,262	SH		SOLE		0	0	11,262
DELTA AIR LINES INC	Common Stock	247361702	747,760	18,587	SH		SOLE		0	0	18,587
SEL SECTOR:C STP SPDR	ETF	81369Y308	741,014	10,288	SH		SOLE		0	0	10,288
ISHARESTRMSCI INTL MULTFT	ETF	46434V274	740,889	26,432	SH		SOLE		0	0	26,432
BANK OF AMERICA CORPORATION	Common Stock	060505104	735,356	21,840	SH		SOLE		0	0	21,840
TRANE TECHNOLOGIES PLC	Common Stock	G8994E103	715,385	2,933	SH		SOLE		0	0	2,933
NORTHROP GRUMMAN CORP COM	Common Stock	666807102	700,077	1,495	SH		SOLE		0	0	1,495
FRST TR:WATER	ETF	33733B100	695,868	7,341	SH		SOLE		0	0	7,341
SPOTIFY TECHNOLOGY SA	ETF	L8681T102	687,281	3,658	SH		SOLE		0	0	3,658
FACTSET RESEARCH SYSTEMS INC.	Common Stock	303075105	685,580	1,437	SH		SOLE		0	0	1,437
ILLINOIS TOOL WORKS INC.	Common Stock	452308109	684,947	2,601	SH		SOLE		0	0	2,601
AMERICAN EXPRESS COMPANY	Common Stock	025816109	684,400	3,653	SH		SOLE		0	0	3,653
VANGUARD LG-CP I;ETF	ETF	922908637	676,701	3,102	SH		SOLE		0	0	3,102
AMERICAN WATER WORKS COMPANY, INC.	Common Stock	030420103	666,945	5,053	SH		SOLE		0	0	5,053
GENERAL DYNAMICS CORP COM	Common Stock	369550108	660,600	2,544	SH		SOLE		0	0	2,544
MONDELEZ INTERNATIONAL, INC.	Common Stock	609207105	656,851	9,016	SH		SOLE		0	0	9,016
ISHARES TR MSCI USA MIN VOL	ETF	46429B697	642,164	8,230	SH		SOLE		0	0	8,230
BLACKSTONE INC	Common Stock	09260D107	632,291	4,830	SH		SOLE		0	0	4,830
L3HARRIS TECHNOLOGIES, INC.	Common Stock	502431109	624,910	2,967	SH		SOLE		0	0	2,967
MEDTRONICPLCSHS	Common Stock	G5960L103	615,483	7,413	SH		SOLE		0	0	7,413
DUKE ENERGY CORPORATION	Common Stock	26441C204	600,419	6,187	SH		SOLE		0	0	6,187
PPG INDUSTRIES, INC.	Common Stock	693506107	598,870	4,004	SH		SOLE		0	0	4,004
JACK HENRY & ASSOCIATES, INC.	Common Stock	426281101	582,557	3,565	SH		SOLE		0	0	3,565
COLGATE-PALMOLIVE COMPANY	Common Stock	194162103	581,963	7,301	SH		SOLE		0	0	7,301
HEXCELCORPNEWCOM	Common Stock	428291108	579,621	7,859	SH		SOLE		0	0	7,859
GOLDMANSACHSGROUPINCCOM	Common Stock	38141G104	577,912	1,498	SH		SOLE		0	0	1,498
PHILIP MORRISINTLINCCOM	Common Stock	718172109	577,462	6,054	SH		SOLE		0	0	6,054
WOLFSPEED INC	Common Stock	977852102	559,843	12,867	SH		SOLE		0	0	12,867
AIR PRODS & CHEMS INC COM	Common Stock	009158106	559,367	2,030	SH		SOLE		0	0	2,030
ISHARES:MBS ETF	ETF	464288588	557,718	5,928	SH		SOLE		0	0	5,928
DOW INC	Common Stock	260557103	553,948	10,101	SH		SOLE		0	0	10,101
ISHARES RUS MDCP VAL ETF	ETF	464287473	553,576	4,760	SH		SOLE		0	0	4,760
NOVO-NORDISK A S	Common Stock	670100205	545,923	5,277	SH		SOLE		0	0	5,277
INTERCONTINENTALEXCHANGEINCOM	Common Stock	45866F104	545,314	4,246	SH		SOLE		0	0	4,246
WELLS FARGO & COMPANY	Common Stock	949746101	538,955	10,950	SH		SOLE		0	0	10,950
SPDR S&P 600 SM CAP GRO	ETF	78464A201	533,698	6,382	SH		SOLE		0	0	6,382
FIRST TR LRGE CP CORE ALPHA COM SHS	ETF	33734K109	520,849	5,777	SH		SOLE		0	0	5,777
QUALCOMM INCORPORATED	Common Stock	747525103	517,870	3,581	SH		SOLE		0	0	3,581
MOODY'S CORPORATION	Common Stock	615369105	512,415	1,312	SH		SOLE		0	0	1,312
NOVARTIS AGSPONSORED ADR	Common Stock	66987V109	507,757	5,029	SH		SOLE		0	0	5,029
PAYCHEX INC	Common Stock	704326107	506,575	4,253	SH		SOLE		0	0	4,253
SCHLUMBERGER LTD COM STK	Common Stock	806857108	504,553	9,650	SH		SOLE		0	0	9,650
SCHWAB STRATEGIC TR US SML CAP ETF	ETF	808524607	486,240	10,293	SH		SOLE		0	0	10,293
FRST TR II:CLOUDCOMP	ETF	33734X192	479,204	5,466	SH		SOLE		0	0	5,466
SEL SECTOR SPDR TECHNOLOGY	ETF	81369Y803	479,095	2,489	SH		SOLE		0	0	2,489
ISHARES TR S&P SML 600 GWT	ETF	464287887	467,794	3,738	SH		SOLE		0	0	3,738
PFIZER INC COM	Common Stock	717081103	464,734	16,142	SH		SOLE		0	0	16,142
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF	ETF	922042718	464,039	4,034	SH		SOLE		0	0	4,034
FT ETF FIRST TR ENH	ETF	33739Q408	462,221	7,748	SH		SOLE		0	0	7,748
FT VI:DW FOCUS 5	ETF	33738R605	459,829	8,920	SH		SOLE		0	0	8,920
ISHARESTREAFE SML CP ETF	ETF	464288273	454,897	7,349	SH		SOLE		0	0	7,349
VANGUARD WORLD FDS MATERIALS ETF	ETF	92204A801	452,677	2,383	SH		SOLE		0	0	2,383
ISHARES:BRD USD IG CP BD	ETF	464288620	450,780	8,794	SH		SOLE		0	0	8,794
LAUDER ESTEE COS INCCL A	Common Stock	518439104	450,259	3,079	SH		SOLE		0	0	3,079
WEC ENERGY GROUP, INC.	Common Stock	92939U106	450,141	5,348	SH		SOLE		0	0	5,348
KEYSIGHT TECHNOLOGIES INC COM	Common Stock	49338L103	438,452	2,756	SH		SOLE		0	0	2,756
SPDR S&P BIOTECH	ETF	78464A870	436,003	4,883	SH		SOLE		0	0	4,883
ISHARES:BRD USD HY CP BD	ETF	46435U853	430,675	11,848	SH		SOLE		0	0	11,848
BECTON, DICKINSON AND COMPANY	Common Stock	075887109	429,893	1,763	SH		SOLE		0	0	1,763
WASTE MGMT INC	Common Stock	94106L109	427,725	2,388	SH		SOLE		0	0	2,388
ASML HOLDING NV NY REGISTRY SHS	Common Stock	N07059210	424,057	560	SH		SOLE		0	0	560
CMS ENERGY CORPORATION	Common Stock	125896100	417,175	7,184	SH		SOLE		0	0	7,184
SCHWAB STRATEGIC TRUS LRG CAP ETF	ETF	808524201	415,894	7,374	SH		SOLE		0	0	7,374
CLOROX CO DEL COM	Common Stock	189054109	412,370	2,892	SH		SOLE		0	0	2,892
EMERSON ELEC CO COM	Common Stock	291011104	409,759	4,210	SH		SOLE		0	0	4,210
ALPS ETF GR OSHARES US QUALITY DIV	ETF	00162Q387	407,804	8,848	SH		SOLE		0	0	8,848
CITIGROUP INC.	Common Stock	172967424	398,617	7,749	SH		SOLE		0	0	7,749
REALTY INCOME CORPORATION	Common Stock	756109104	395,230	6,853	SH		SOLE		0	0	6,853
BANK NEW YORK MELLON CORP COM	Common Stock	064058100	393,878	7,567	SH		SOLE		0	0	7,567
ISHARES:US MED DEV ETF	ETF	464288810	391,822	7,260	SH		SOLE		0	0	7,260
BRISTOL-MYERS SQUIBB COMPANY	Common Stock	110122108	391,343	7,627	SH		SOLE		0	0	7,627
WHIRLPOOL CORP COM	Common Stock	963320106	389,420	3,198	SH		SOLE		0	0	3,198
CROWN CASTLE INC.	Common Stock	22822V101	368,154	3,196	SH		SOLE		0	0	3,196
SPDR S&P OILGAS EXP	ETF	78468R556	353,882	2,585	SH		SOLE		0	0	2,585
INVESCO ETF TR II PFD ETF	ETF	46138E511	353,528	30,822	SH		SOLE		0	0	30,822
ARAMARKCOM	Common Stock	03852U106	350,548	12,475	SH		SOLE		0	0	12,475
VERTEX PHARMACEUTICALS INC COM	Common Stock	92532F100	347,484	854	SH		SOLE		0	0	854
SPDR S&P 600 SM CAP VAL	ETF	78464A300	346,486	4,159	SH		SOLE		0	0	4,159
TARGA RESOURCES CORP.	Common Stock	87612G101	346,264	3,986	SH		SOLE		0	0	3,986
PROGRESSIVE CORP COM	Common Stock	743315103	343,248	2,155	SH		SOLE		0	0	2,155
FT VALUE LINE DIVIDEND	ETF	33734H106	336,729	8,302	SH		SOLE		0	0	8,302
VANGUARD WORLD FDS UTILITIES ETF	ETF	92204A876	336,414	2,454	SH		SOLE		0	0	2,454
FORDMTRCODELCOM	Common Stock	345370860	335,667	27,536	SH		SOLE		0	0	27,536
MCCORMICK & COMPANY, INCORPORATED	Common Stock	579780206	335,595	4,875	SH		SOLE		0	0	4,875
MONSTER BEVERAGE CORP NEW COM	Common Stock	61174X109	332,905	5,779	SH		SOLE		0	0	5,779
PUBLIC STORAGE COM	Common Stock	74460D109	330,922	1,085	SH		SOLE		0	0	1,085
CROCS, INC.	Common Stock	227046109	326,375	3,494	SH		SOLE		0	0	3,494
NEW JERSEY RESOURCES CORPORATION	Common Stock	646025106	321,975	7,155	SH		SOLE		0	0	7,155
VANGUARD WORLD FDS INDUSTRIAL ETF	ETF	92204A603	317,860	1,442	SH		SOLE		0	0	1,442
INVESCO S&P500 LOWVL	ETF	46138E354	315,869	5,041	SH		SOLE		0	0	5,041
WISDOMTREE:US MDCP DIV	ETF	97717W505	314,575	6,882	SH		SOLE		0	0	6,882
XCEL ENERGY INC.	Common Stock	98389B100	310,777	4,978	SH		SOLE		0	0	4,978
KKR & CO INC COM	Common Stock	48251W104	306,048	3,694	SH		SOLE		0	0	3,694
AMPHENOL CORP NEW CL A	Common Stock	032095101	294,723	2,967	SH		SOLE		0	0	2,967
ARK ETF TR NEXT GNRTN INTER	ETF	00214Q401	292,380	3,852	SH		SOLE		0	0	3,852
SPDR NUVEEN BLMBRG MU	ETF	78468R721	291,541	6,203	SH		SOLE		0	0	6,203
EXPEDIA GROUP INC COM	Common Stock	30212P303	290,374	1,913	SH		SOLE		0	0	1,913
ISHARES TR S&P 500 GRWT ETF	ETF	464287309	287,393	3,827	SH		SOLE		0	0	3,827
AUTOZONE INC COM	Common Stock	053332102	281,831	109	SH		SOLE		0	0	109
ISHARES TR MSCI EAFE ETF	ETF	464287465	275,701	3,659	SH		SOLE		0	0	3,659
VANGUARD SPECIALIZED FUNDS DIV APP ETF	ETF	921908844	272,913	1,602	SH		SOLE		0	0	1,602
RPM INTERNATIONAL INC.	Common Stock	749685103	270,033	2,419	SH		SOLE		0	0	2,419
ALTRIA GROUP, INC.	Common Stock	02209S103	267,704	6,479	SH		SOLE		0	0	6,479
BROWN & BROWN, INC.	Common Stock	115236101	267,376	3,760	SH		SOLE		0	0	3,760
FISERV INC COM	Common Stock	337738108	267,274	2,012	SH		SOLE		0	0	2,012
JETBLUE AIRWAYS CORPORATION	Common Stock	477143101	262,743	47,341	SH		SOLE		0	0	47,341
THE CIGNA GROUP COM	Common Stock	125523100	262,510	877	SH		SOLE		0	0	877
FT ETF TECH ALPHADEX	ETF	33734X176	262,031	2,046	SH		SOLE		0	0	2,046
ISHARES:US BD & SE ETF	ETF	464288794	258,627	2,383	SH		SOLE		0	0	2,383
LYFT INC CL A	Common Stock	55087P104	255,550	17,048	SH		SOLE		0	0	17,048
ECOLAB INC COM	Common Stock	278865100	251,637	1,265	SH		SOLE		0	0	1,265
EQUIFAX INC COM	Common Stock	294429105	250,999	1,015	SH		SOLE		0	0	1,015
HERSHEY CO COM	Common Stock	427866108	247,467	1,327	SH		SOLE		0	0	1,327
EXPEDITORS INTL WASH INC COM	Common Stock	302130109	246,641	1,939	SH		SOLE		0	0	1,939
MCKESSON CORP COM	Common Stock	58155Q103	244,309	527	SH		SOLE		0	0	527
ROSS STORES INC	Common Stock	778296103	244,120	1,764	SH		SOLE		0	0	1,764
TARGET CORP COM	Common Stock	87612E106	241,699	1,697	SH		SOLE		0	0	1,697
LENNAR CORP CL A	Common Stock	526057104	239,865	1,609	SH		SOLE		0	0	1,609
GENERAL MOTORS COMPANY	Common Stock	37045V100	239,303	6,662	SH		SOLE		0	0	6,662
GENERAL ELECTRIC CO COM NEW	Common Stock	369604301	238,543	1,868	SH		SOLE		0	0	1,868
DESKTOP METAL, INC.	Common Stock	25058X105	237,932	316,820	SH		SOLE		0	0	316,820
PIMCO ETF:ENH SM ACT ETF	ETF	72201R833	237,120	2,365	SH		SOLE		0	0	2,365
LAM RESEARCH CORP COM	Common Stock	512807108	235,578	300	SH		SOLE		0	0	300
VANGUARD WORLD FDS ENERGY ETF	ETF	92204A306	235,432	2,007	SH		SOLE		0	0	2,007
SPDR S&P HOMEBUILD	ETF	78464A888	235,228	2,459	SH		SOLE		0	0	2,459
DELL TECHNOLOGIES INC CL C	Common Stock	24703L202	234,167	3,061	SH		SOLE		0	0	3,061
VANGUARD WORLD FDS INF TECH ETF	ETF	92204A702	232,343	480	SH		SOLE		0	0	480
ISHARES TR 1 3 YR TREAS BD	ETF	464287457	228,810	2,789	SH		SOLE		0	0	2,789
MICROCHIP TECHNOLOGY INC COM	Common Stock	595017104	226,935	2,516	SH		SOLE		0	0	2,516
FT:NYSE ARCA BIOTECH	ETF	33733E203	224,122	1,418	SH		SOLE		0	0	1,418
ARCH CAP GROUP LTD ORD	Common Stock	G0450A105	222,142	2,991	SH		SOLE		0	0	2,991
T. ROWE PRICE GROUP, INC.	Common Stock	74144T108	221,734	2,059	SH		SOLE		0	0	2,059
CELSIUS HLDGS INC COM	Common Stock	15118V207	221,406	4,061	SH		SOLE		0	0	4,061
PIONEER NAT RES CO COM	Common Stock	723787107	218,583	972	SH		SOLE		0	0	972
ASTRAZENECA PLC SPONS ADR	Common Stock	046353108	207,303	3,078	SH		SOLE		0	0	3,078
COMMERCE BANCSHARES, INC.	Common Stock	200525103	206,886	3,874	SH		SOLE		0	0	3,874
SMUCKER J M CO	Common Stock	832696405	205,368	1,625	SH		SOLE		0	0	1,625
ALCON AG ORD SHS	Common Stock	H01301128	204,675	2,620	SH		SOLE		0	0	2,620
AUTODESK INC COM	Common Stock	052769106	203,793	837	SH		SOLE		0	0	837
ALIBABA GROUP HLDG LTD SPONS ADS	Common Stock	01609W102	203,255	2,589	SH		SOLE		0	0	2,589
YUM BRANDS INCCOM	Common Stock	988498101	202,262	1,548	SH		SOLE		0	0	1,548
ANSYS INC COM	Common Stock	03662Q105	201,580	556	SH		SOLE		0	0	556
SCHWAB STRATEGIC TR EMRG MKTEQ ETF	ETF	808524706	201,155	8,114	SH		SOLE		0	0	8,114
METLIFE INC COM	Common Stock	59156R108	200,715	3,035	SH		SOLE		0	0	3,035
NUVEEN S&P 500 BUY-WRITE INCCOM	Common Stock	6706ER101	156,564	12,203	SH		SOLE		0	0	12,203
WARNER BROS DISCOVERY INC COM SER A	Common Stock	934423104	129,152	11,349	SH		SOLE		0	0	11,349
ESPERION THERAPEUTICS INC NE COM	Common Stock	29664W105	46,372	15,509	SH		SOLE		0	0	15,509
SUNWORKS INC	Common Stock	86803X204	6,574	28,000	SH		SOLE		0	0	28,000