CRA Financial Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	483	2,537	SH		SOLE		881	1,656	0
ABBVIE INC	COM	00287Y109	230	2,495	SH		SOLE		1,009	1,486	0
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	1,150	8,390	SH		SOLE		6,760	1,630	0
ALPHABET INC	CAP STK CL A	02079K305	54	52	SH		DFND	1	52	0	0
ALPHABET INC	CAP STK CL A	02079K305	2,631	2,518	SH		SOLE		1,022	1,496	0
ALPHABET INC	CAP STK CL C	02079K107	18	17	SH		DFND	1	17	0	0
ALPHABET INC	CAP STK CL C	02079K107	1,295	1,250	SH		SOLE		231	1,019	0
ALTRIA GROUP INC	COM	02209S103	501	10,146	SH		SOLE		5,278	4,868	0
AMAZON COM INC	COM	023135106	77	51	SH		DFND	1	51	0	0
AMAZON COM INC	COM	023135106	7,860	5,233	SH		SOLE		2,861	2,372	0
AMGEN INC	COM	031162100	166	854	SH		SOLE		15	839	0
AMGEN INC	COM	031162100	48	249	SH		DFND	1	249	0	0
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	313	4,750	SH		SOLE		2,600	2,150	0
APPLE INC	COM	037833100	69	436	SH		DFND	1	436	0	0
APPLE INC	COM	037833100	7,203	45,663	SH		SOLE		15,134	30,529	0
AT&T INC	COM	00206R102	52	1,806	SH		DFND	1	1,806	0	0
AT&T INC	COM	00206R102	570	19,986	SH		SOLE		9,965	10,021	0
BANK AMER CORP	COM	060505104	1,273	51,650	SH		SOLE		37,523	14,128	0
BANK AMER CORP	COM	060505104	47	1,927	SH		DFND	1	1,927	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	1,224	4	SH		SOLE		0	4	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,947	9,538	SH		SOLE		3,725	5,813	0
BOEING CO	COM	097023105	915	2,838	SH		SOLE		1,027	1,811	0
BP PLC	SPONSORED ADR	055622104	253	6,678	SH		SOLE		904	5,774	0
BROADCOM INC	COM	11135F101	488	1,919	SH		SOLE		1,119	800	0
BROOKFIELD ASSET MGMT INC	CL A LTD VT SH	112585104	384	10,000	SH		SOLE		10,000	0	0
CATERPILLAR INC DEL	COM	149123101	37	293	SH		DFND	1	293	0	0
CATERPILLAR INC DEL	COM	149123101	550	4,328	SH		SOLE		1,190	3,138	0
CHEVRON CORP NEW	COM	166764100	65	596	SH		DFND	1	596	0	0
CHEVRON CORP NEW	COM	166764100	1,232	11,324	SH		SOLE		3,992	7,332	0
CISCO SYS INC	COM	17275R102	238	5,491	SH		SOLE		2,170	3,321	0
CISCO SYS INC	COM	17275R102	70	1,604	SH		DFND	1	1,604	0	0
COCA COLA CO	COM	191216100	564	11,911	SH		SOLE		5,458	6,454	0
COMCAST CORP NEW	CL A	20030N101	497	14,583	SH		SOLE		9,022	5,561	0
CONOCOPHILLIPS	COM	20825C104	440	7,055	SH		SOLE		2,090	4,965	0
DEERE & CO	COM	244199105	311	2,085	SH		SOLE		1,829	256	0
DISNEY WALT CO	COM DISNEY	254687106	48	438	SH		DFND	1	438	0	0
DISNEY WALT CO	COM DISNEY	254687106	1,383	12,614	SH		SOLE		3,907	8,707	0
DOMINION ENERGY INC	COM	25746U109	279	3,900	SH		SOLE		2,800	1,100	0
DOWDUPONT INC	COM	26078J100	419	7,829	SH		SOLE		2,480	5,349	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	209	2,418	SH		SOLE		280	2,138	0
EXXON MOBIL CORP	COM	30231G102	1,629	23,884	SH		SOLE		7,544	16,340	0
FACEBOOK INC	CL A	30303M102	1,458	11,123	SH		SOLE		3,629	7,494	0
FIDELITY	DIVID ETF RISI	316092832	384	13,380	SH		SOLE		5,880	7,500	0
FIDELITY	MSCI FINLS IDX	316092501	354	10,252	SH		SOLE		4,965	5,287	0
FIDELITY COMWLTH TR	NDQ CP IDX TRK	315912808	1,165	4,480	SH		SOLE		2,455	2,025	0
FORD MTR CO DEL	COM PAR $0.01	345370860	155	20,214	SH		SOLE		3,768	16,446	0
GENERAL ELECTRIC CO	COM	369604103	112	14,771	SH		SOLE		2,239	12,532	0
GENERAL MTRS CO	COM	37045V100	205	6,124	SH		SOLE		3,574	2,550	0
GOLDMAN SACHS ETF TR	ACCESS HIG YLD	381430453	350	7,615	SH		SOLE		4,007	3,608	0
HOME DEPOT INC	COM	437076102	1,768	10,287	SH		SOLE		8,648	1,639	0
HOME DEPOT INC	COM	437076102	69	401	SH		DFND	1	401	0	0
HONEYWELL INTL INC	COM	438516106	43	322	SH		DFND	1	322	0	0
HONEYWELL INTL INC	COM	438516106	635	4,808	SH		SOLE		3,382	1,426	0
INTEL CORP	COM	458140100	61	1,291	SH		DFND	1	1,291	0	0
INTEL CORP	COM	458140100	506	10,786	SH		SOLE		3,663	7,123	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	463	4,070	SH		SOLE		161	3,909	0
INTL PAPER CO	COM	460146103	549	13,593	SH		SOLE		4,510	9,083	0
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	369	3,629	SH		SOLE		1,654	1,975	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	565	3,181	SH		SOLE		1,926	1,256	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	585	6,399	SH		SOLE		2,834	3,565	0
INVESCO EXCHNG TRADED FD TR	PFD ETF	46138E511	138	10,250	SH		SOLE		6,500	3,750	0
INVESCO EXCHNG TRADED FD TR	S&P500 LOW VOL	46138E354	277	5,932	SH		SOLE		1,640	4,292	0
INVESCO QQQ TR	UNIT SER 1	46090E103	3,293	21,350	SH		SOLE		9,995	11,356	0
ISHARES SILVER TRUST	ISHARES	46428Q109	251	17,271	SH		SOLE		1,445	15,826	0
ISHARES TR	CORE DIV GRWTH	46434V621	615	18,532	SH		SOLE		7,643	10,889	0
ISHARES TR	CORE HIGH DV ETF	46429B663	3,035	35,967	SH		SOLE		13,245	22,723	0
ISHARES TR	CORE S&P MCP ETF	464287507	3,316	19,966	SH		SOLE		11,493	8,473	0
ISHARES TR	CORE S&P SCP ETF	464287804	3,384	48,822	SH		SOLE		26,779	22,043	0
ISHARES TR	CORE S&P500 ETF	464287200	1,756	6,979	SH		SOLE		3,847	3,132	0
ISHARES TR	CORE US AGGBD ET	464287226	932	8,753	SH		SOLE		8,481	272	0
ISHARES TR	EAFE GRWTH ETF	464288885	237	3,425	SH		SOLE		3,425	0	0
ISHARES TR	EAFE VALUE ETF	464288877	2,884	63,780	SH		SOLE		31,822	31,958	0
ISHARES TR	MSCI EAFE ETF	464287465	366	6,220	SH		SOLE		4,014	2,206	0
ISHARES TR	MSCI EMG MKT ETF	464287234	243	6,217	SH		SOLE		3,311	2,906	0
ISHARES TR	MSCI KLD400 SOC	464288570	214	2,304	SH		SOLE		0	2,304	0
ISHARES TR	NATIONAL MUN ETF	464288414	209	1,915	SH		SOLE		1,915	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	903	6,900	SH		SOLE		4,944	1,956	0
ISHARES TR	RUS 1000 VAL ETF	464287598	258	2,323	SH		SOLE		1,361	962	0
ISHARES TR	RUSSELL 2000 ETF	464287655	342	2,552	SH		SOLE		1,814	738	0
ISHARES TR	RUSSELL 3000 ETF	464287689	95	650	SH		SOLE		650	0	0
ISHARES TR	RUSSELL 3000 ETF	464287689	211	1,435	SH		DFND	1	1,435	0	0
ISHARES TR	S&P 100 ETF	464287101	1,344	12,050	SH		SOLE		12,025	25	0
ISHARES TR	S&P 500 GRWT ETF	464287309	330	2,190	SH		SOLE		1,689	501	0
ISHARES TR	S&P MC 400GR ETF	464287606	378	1,976	SH		SOLE		565	1,411	0
ISHARES TR	S&P MC 400VL ETF	464287705	257	1,859	SH		SOLE		175	1,684	0
ISHARES TR	US AER DEF ETF	464288760	482	2,788	SH		SOLE		749	2,039	0
ISHARES TR	USA MOMENTUM FCT	46432F396	550	5,490	SH		SOLE		1,640	3,850	0
JOHNSON & JOHNSON	COM	478160104	1,346	10,427	SH		SOLE		3,025	7,401	0
JOHNSON & JOHNSON	COM	478160104	46	358	SH		DFND	1	358	0	0
JPMORGAN CHASE & CO	COM	46625H100	551	5,642	SH		SOLE		1,793	3,849	0
JPMORGAN CHASE & CO	COM	46625H100	28	285	SH		DFND	1	285	0	0
LILLY ELI & CO	COM	532457108	533	4,602	SH		SOLE		3,838	764	0
LOCKHEED MARTIN CORP	COM	539830109	260	993	SH		SOLE		225	768	0
MARATHON PETE CORP	COM	56585A102	232	3,926	SH		SOLE		3,000	926	0
MASTERCARD INCORPORATED	CL A	57636Q104	1,296	6,870	SH		SOLE		2,850	4,020	0
MATINAS BIOPHARMA HLDGS INC	COM	576810105	6	10,000	SH		SOLE		10,000	0	0
MCDONALDS CORP	COM	580135101	568	3,201	SH		SOLE		1,519	1,682	0
MEDICAL PPTYS TRUST INC	COM	58463J304	161	10,000	SH		SOLE		7,000	3,000	0
MERCK & CO INC	COM	58933Y105	83	1,091	SH		DFND	1	1,091	0	0
MERCK & CO INC	COM	58933Y105	464	6,076	SH		SOLE		3,376	2,700	0
MICROSOFT CORP	COM	594918104	72	706	SH		DFND	1	706	0	0
MICROSOFT CORP	COM	594918104	2,137	21,039	SH		SOLE		15,647	5,392	0
NETFLIX INC	COM	64110L106	434	1,622	SH		SOLE		507	1,115	0
NEXTERA ENERGY INC	COM	65339F101	928	5,338	SH		SOLE		1,473	3,865	0
OPKO HEALTH INC	COM	68375N103	91	30,255	SH		SOLE		30,255	0	0
PAYCHEX INC	COM	704326107	328	5,042	SH		SOLE		4,337	705	0
PEPSICO INC	COM	713448108	70	635	SH		DFND	1	635	0	0
PEPSICO INC	COM	713448108	656	5,939	SH		SOLE		1,373	4,566	0
PFIZER INC	COM	717081103	400	9,160	SH		SOLE		3,637	5,523	0
PFIZER INC	COM	717081103	55	1,250	SH		DFND	1	1,250	0	0
PHILIP MORRIS INTL INC	COM	718172109	351	5,261	SH		SOLE		2,105	3,156	0
PNC FINL SVCS GROUP INC	COM	693475105	299	2,556	SH		SOLE		970	1,586	0
PPL CORP	COM	69351T106	994	35,090	SH		SOLE		17,525	17,565	0
PROCTER AND GAMBLE CO	COM	742718109	74	800	SH		DFND	1	800	0	0
PROCTER AND GAMBLE CO	COM	742718109	775	8,432	SH		SOLE		4,295	4,137	0
QUALCOMM INC	COM	747525103	539	9,466	SH		SOLE		4,272	5,194	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	728	25,663	SH		SOLE		25,381	282	0
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	262	5,182	SH		SOLE		2,225	2,957	0
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	1,152	19,220	SH		SOLE		15,701	3,519	0
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	3,760	80,056	SH		SOLE		67,307	12,749	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	2,998	43,489	SH		SOLE		36,663	6,826	0
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	625	13,038	SH		SOLE		10,543	2,495	0
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	500	9,396	SH		SOLE		5,290	4,106	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	337	5,875	SH		SOLE		4,700	1,175	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	268	4,165	SH		SOLE		2,710	1,455	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	659	12,452	SH		SOLE		4,002	8,450	0
SOUTH JERSEY INDS INC	COM	838518108	289	10,409	SH		SOLE		3,655	6,754	0
SPDR DOW JONES INDL AVRG ETF	UT SER 1	78467X109	1,142	4,895	SH		SOLE		1,975	2,920	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,297	9,191	SH		SOLE		3,255	5,937	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	268	886	SH		SOLE		427	459	0
SPDR SERIES TRUST	S&P DIVID ETF	78464A763	6,107	68,217	SH		SOLE		32,636	35,582	0
TORONTO DOMINION BK ONT	COM NEW	891160509	420	8,442	SH		SOLE		100	8,342	0
UNITED PARCEL SERVICE INC	CL B	911312106	392	4,015	SH		SOLE		960	3,055	0
UNITEDHEALTH GROUP INC	COM	91324P102	86	346	SH		DFND	1	346	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	349	1,399	SH		SOLE		170	1,229	0
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	234	2,094	SH		SOLE		1,144	950	0
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	1,271	10,108	SH		SOLE		5,174	4,934	0
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	1,563	19,731	SH		SOLE		535	19,196	0
VANGUARD GROUP	DIV APP ETF	921908844	7,483	76,391	SH		SOLE		34,331	42,061	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	350	2,602	SH		SOLE		2,602	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,381	9,994	SH		SOLE		5,250	4,744	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,272	17,055	SH		SOLE		8,869	8,186	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	6,532	49,489	SH		SOLE		17,804	31,685	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	755	5,919	SH		SOLE		2,415	3,504	0
VANGUARD INDEX FDS	VALUE ETF	922908744	459	4,685	SH		SOLE		4,289	396	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	1,784	21,530	SH		SOLE		6,885	14,645	0
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	626	8,030	SH		SOLE		5,607	2,423	0
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	814	5,068	SH		SOLE		2,375	2,693	0
VANGUARD WORLD FDS	INF TECH ETF	92204A702	376	2,253	SH		SOLE		0	2,253	0
VERIZON COMMUNICATIONS INC	COM	92343V104	464	8,245	SH		SOLE		1,470	6,775	0
VISA INC	COM CL A	92826C839	2,161	16,381	SH		SOLE		7,192	9,189	0
WALMART INC	COM	931142103	19	199	SH		DFND	1	199	0	0
WALMART INC	COM	931142103	336	3,602	SH		SOLE		2,241	1,361	0
WEC ENERGY GROUP INC	COM	92939U106	210	3,030	SH		SOLE		30	3,000	0
WELLS FARGO CO NEW	COM	949746101	345	7,477	SH		SOLE		4,477	3,000	0
WESTWATER RES INC	COM	961684107	2	14,544	SH		SOLE		14,544	0	0
WISDOMTREE TR	EUROPE HEDGED EQ	97717X701	370	6,550	SH		SOLE		2,952	3,598	0