CRA Financial Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	474	2,687	SH		SOLE		2,687	0	0
ABBVIE INC	COM	00287Y109	449	5,072	SH		SOLE		5,072	0	0
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	1,707	8,050	SH		SOLE		8,050	0	0
ALPHABET INC	CAP STK CL A	02079K305	3,377	2,521	SH		SOLE		2,521	0	0
ALPHABET INC	CAP STK CL C	02079K107	1,590	1,189	SH		SOLE		1,189	0	0
ALTRIA GROUP INC	COM	02209S103	880	17,637	SH		SOLE		17,637	0	0
AMAZON COM INC	COM	023135106	10,034	5,430	SH		SOLE		5,430	0	0
AMERICAN INTL GROUP INC	COM NEW	026874784	258	5,026	SH		SOLE		5,026	0	0
AMGEN INC	COM	031162100	250	1,036	SH		SOLE		1,036	0	0
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	230	2,800	SH		SOLE		2,800	0	0
APPLE INC	COM	037833100	12,941	44,068	SH		SOLE		44,068	0	0
AT&T INC	COM	00206R102	1,181	30,222	SH		SOLE		30,222	0	0
BANK AMER CORP	COM	060505104	1,253	35,567	SH		SOLE		35,567	0	0
BECTON DICKINSON & CO	COM	075887109	239	880	SH		SOLE		880	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,017	8,903	SH		SOLE		8,903	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	1,019	3	SH		SOLE		3	0	0
BOEING CO	COM	097023105	1,350	4,145	SH		SOLE		4,145	0	0
BP PLC	SPONSORED ADR	055622104	247	6,539	SH		SOLE		6,539	0	0
BROADCOM INC	COM	11135F101	510	1,614	SH		SOLE		1,614	0	0
BROOKFIELD ASSET MGMT INC	CL A LTD VT SH	112585104	578	10,000	SH		SOLE		10,000	0	0
CATERPILLAR INC DEL	COM	149123101	620	4,200	SH		SOLE		4,200	0	0
CHEVRON CORP NEW	COM	166764100	1,608	13,341	SH		SOLE		13,341	0	0
CISCO SYS INC	COM	17275R102	376	7,831	SH		SOLE		7,831	0	0
COCA COLA CO	COM	191216100	647	11,690	SH		SOLE		11,690	0	0
COMCAST CORP NEW	CL A	20030N101	616	13,696	SH		SOLE		13,696	0	0
CONOCOPHILLIPS	COM	20825C104	416	6,390	SH		SOLE		6,390	0	0
CVS HEALTH CORP	COM	126650100	361	4,857	SH		SOLE		4,857	0	0
DEERE & CO	COM	244199105	387	2,235	SH		SOLE		2,235	0	0
DISNEY WALT CO	COM DISNEY	254687106	1,871	12,937	SH		SOLE		12,937	0	0
DOMINION ENERGY INC	COM	25746U109	390	4,715	SH		SOLE		4,715	0	0
EXXON MOBIL CORP	COM	30231G102	1,500	21,500	SH		SOLE		21,500	0	0
FACEBOOK INC	CL A	30303M102	2,058	10,027	SH		SOLE		10,027	0	0
FIDELITY COMWLTH TR	NDQ CP IDX TRK	315912808	1,547	4,426	SH		SOLE		4,426	0	0
FISERV INC	COM	337738108	323	2,794	SH		SOLE		2,794	0	0
FORD MTR CO DEL	COM	345370860	181	19,500	SH		SOLE		19,500	0	0
GENERAL ELECTRIC CO	COM	369604103	139	12,491	SH		SOLE		12,491	0	0
GENERAL MTRS CO	COM	37045V100	262	7,169	SH		SOLE		7,169	0	0
HOME DEPOT INC	COM	437076102	2,333	10,682	SH		SOLE		10,682	0	0
HONEYWELL INTL INC	COM	438516106	754	4,259	SH		SOLE		4,259	0	0
INTEL CORP	COM	458140100	652	10,888	SH		SOLE		10,888	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	729	5,436	SH		SOLE		5,436	0	0
INTL PAPER CO	COM	460146103	510	11,068	SH		SOLE		11,068	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	669	5,781	SH		SOLE		5,781	0	0
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	412	3,254	SH		SOLE		3,254	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	679	3,067	SH		SOLE		3,067	0	0
INVESCO EXCHNG TRADED FD TR	PFD ETF	46138E511	154	10,250	SH		SOLE		10,250	0	0
INVESCO EXCHNG TRADED FD TR	S&P500 LOW VOL	46138E354	365	6,250	SH		SOLE		6,250	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	4,603	21,650	SH		SOLE		21,650	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	3,775	18,339	SH		SOLE		18,339	0	0
ISHARES TR	S&P MC 400VL ETF	464287705	291	1,707	SH		SOLE		1,707	0	0
ISHARES TR	S&P MC 400GR ETF	464287606	461	1,935	SH		SOLE		1,935	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	3,695	44,067	SH		SOLE		44,067	0	0
ISHARES TR	SP SMCP600VL ETF	464287879	203	1,264	SH		SOLE		1,264	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	217	1,670	SH		SOLE		1,670	0	0
ISHARES TR	CORE S&P500 ETF	464287200	2,433	7,526	SH		SOLE		7,526	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	428	2,210	SH		SOLE		2,210	0	0
ISHARES TR	RUS 1000 VAL ETF	464287598	350	2,562	SH		SOLE		2,562	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	735	4,181	SH		SOLE		4,181	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	420	2,537	SH		SOLE		2,537	0	0
ISHARES TR	MSCI EAFE ETF	464287465	226	3,252	SH		SOLE		3,252	0	0
ISHARES TR	IBOXX INV CP ETF	464287242	230	1,800	SH		SOLE		1,800	0	0
ISHARES TR	S&P 100 ETF	464287101	1,592	11,050	SH		SOLE		11,050	0	0
ISHARES TR	CORE US AGGBD ET	464287226	460	4,092	SH		SOLE		4,092	0	0
ISHARES TR	SELECT DIVID ETF	464287168	220	2,085	SH		SOLE		2,085	0	0
ISHARES TR	EAFE VALUE ETF	464288877	475	9,506	SH		SOLE		9,506	0	0
ISHARES TR	EAFE GRWTH ETF	464288885	225	2,599	SH		SOLE		2,599	0	0
ISHARES TR	US AER DEF ETF	464288760	628	2,828	SH		SOLE		2,828	0	0
ISHARES TR	CORE S&P TTL STK	464287150	231	3,174	SH		SOLE		3,174	0	0
ISHARES TR	MSCI KLD400 SOC	464288570	277	2,304	SH		SOLE		2,304	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	246	2,156	SH		SOLE		2,156	0	0
ISHARES TR	CORE HIGH DV ETF	46429B663	3,489	35,576	SH		SOLE		35,576	0	0
ISHARES TR	MSCI MIN VOL ETF	46429B697	219	3,341	SH		SOLE		3,341	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	412	6,320	SH		SOLE		6,320	0	0
ISHARES TR	USA MOMENTUM FCT	46432F396	612	4,875	SH		SOLE		4,875	0	0
ISHARES TR	CORE DIV GRWTH	46434V621	780	18,532	SH		SOLE		18,532	0	0
JOHNSON & JOHNSON	COM	478160104	1,122	7,690	SH		SOLE		7,690	0	0
JPMORGAN CHASE & CO	COM	46625H100	737	5,289	SH		SOLE		5,289	0	0
LILLY ELI & CO	COM	532457108	532	4,045	SH		SOLE		4,045	0	0
LOCKHEED MARTIN CORP	COM	539830109	436	1,121	SH		SOLE		1,121	0	0
MARATHON PETE CORP	COM	56585A102	237	3,926	SH		SOLE		3,926	0	0
MASTERCARD INC	CL A	57636Q104	1,972	6,606	SH		SOLE		6,606	0	0
MATINAS BIOPHARMA HLDGS INC	COM	576810105	23	10,000	SH		SOLE		10,000	0	0
MCDONALDS CORP	COM	580135101	666	3,369	SH		SOLE		3,369	0	0
MERCK & CO INC	COM	58933Y105	573	6,301	SH		SOLE		6,301	0	0
MICRON TECHNOLOGY INC	COM	595112103	166	3,085	SH		SOLE		3,085	0	0
MICROSOFT CORP	COM	594918104	3,548	22,501	SH		SOLE		22,501	0	0
NETFLIX INC	COM	64110L106	478	1,477	SH		SOLE		1,477	0	0
NEXTERA ENERGY INC	COM	65339F101	1,478	6,104	SH		SOLE		6,104	0	0
NVIDIA CORP	COM	67066G104	334	1,421	SH		SOLE		1,421	0	0
OCCIDENTAL PETE CORP	COM	674599105	205	4,975	SH		SOLE		4,975	0	0
OCEANFIRST FINL CORP	COM	675234108	325	12,725	SH		SOLE		12,725	0	0
PAYCHEX INC	COM	704326107	516	6,072	SH		SOLE		6,072	0	0
PEPSICO INC	COM	713448108	800	5,857	SH		SOLE		5,857	0	0
PFIZER INC	COM	717081103	365	9,327	SH		SOLE		9,327	0	0
PHILIP MORRIS INTL INC	COM	718172109	500	5,878	SH		SOLE		5,878	0	0
PHILLIPS 66	COM	718546104	207	1,859	SH		SOLE		1,859	0	0
PNC FINL SVCS GROUP INC	COM	693475105	379	2,375	SH		SOLE		2,375	0	0
PPL CORP	COM	69351T106	1,222	34,066	SH		SOLE		34,066	0	0
PROCTER & GAMBLE CO	COM	742718109	973	7,791	SH		SOLE		7,791	0	0
QUALCOMM INC	COM	747525103	734	8,316	SH		SOLE		8,316	0	0
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	1,779	23,146	SH		SOLE		23,146	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	624	18,568	SH		SOLE		18,568	0	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	5,208	56,051	SH		SOLE		56,051	0	0
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	257	5,083	SH		SOLE		5,083	0	0
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	340	6,002	SH		SOLE		6,002	0	0
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	1,135	18,877	SH		SOLE		18,877	0	0
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	268	5,014	SH		SOLE		5,014	0	0
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	5,198	89,739	SH		SOLE		89,739	0	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	780	12,065	SH		SOLE		12,065	0	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	273	4,555	SH		SOLE		4,555	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	275	3,001	SH		SOLE		3,001	0	0
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	206	3,834	SH		SOLE		3,834	0	0
SOUTH JERSEY INDS INC	COM	838518108	353	10,718	SH		SOLE		10,718	0	0
SPDR DOW JONES INDL AVRG ETF	UT SER 1	78467X109	1,170	4,105	SH		SOLE		4,105	0	0
SPDR GOLD TRUST	GOLD SHS	78463V107	216	1,515	SH		SOLE		1,515	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,303	10,263	SH		SOLE		10,263	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	117	32,500	SH	Put	SOLE		0	0	32,500
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	299	796	SH		SOLE		796	0	0
SPDR SERIES TRUST	S&P DIVID ETF	78464A763	13,951	129,695	SH		SOLE		129,695	0	0
STARBUCKS CORP	COM	855244109	244	2,772	SH		SOLE		2,772	0	0
TORONTO DOMINION BK ONT	COM NEW	891160509	874	15,576	SH		SOLE		15,576	0	0
TOTAL S A	SPONSORED ADS	89151E109	213	3,846	SH		SOLE		3,846	0	0
TRAVELERS COMPANIES INC	COM	89417E109	172	1,259	SH		SOLE		1,259	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	452	3,865	SH		SOLE		3,865	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	902	3,067	SH		SOLE		3,067	0	0
VALERO ENERGY CORP NEW	COM	91913Y100	223	2,381	SH		SOLE		2,381	0	0
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	284	2,044	SH		SOLE		2,044	0	0
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	1,455	9,563	SH		SOLE		9,563	0	0
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	1,656	19,743	SH		SOLE		19,743	0	0
VANGUARD CHARLOTTE FDS	INTL BD IDX ETF	92203J407	424	7,490	SH		SOLE		7,490	0	0
VANGUARD GROUP	DIV APP ETF	921908844	9,680	77,654	SH		SOLE		77,654	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,382	8,447	SH		SOLE		8,447	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	834	6,962	SH		SOLE		6,962	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,678	9,418	SH		SOLE		9,418	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,520	16,381	SH		SOLE		16,381	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	7,608	45,929	SH		SOLE		45,929	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	585	3,210	SH		SOLE		3,210	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	202	684	SH		SOLE		684	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	2,131	23,329	SH		SOLE		23,329	0	0
VANGUARD STAR FD	VG TL INTL STK F	921909768	360	6,468	SH		SOLE		6,468	0	0
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	698	7,449	SH		SOLE		7,449	0	0
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	1,016	5,298	SH		SOLE		5,298	0	0
VANGUARD WORLD FDS	INF TECH ETF	92204A702	610	2,493	SH		SOLE		2,493	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	508	8,266	SH		SOLE		8,266	0	0
VISA INC	COM CL A	92826C839	2,943	15,664	SH		SOLE		15,664	0	0
WALMART INC	COM	931142103	370	3,116	SH		SOLE		3,116	0	0
WEC ENERGY GROUP INC	COM	92939U106	280	3,039	SH		SOLE		3,039	0	0
WELLS FARGO CO NEW	COM	949746101	234	4,356	SH		SOLE		4,356	0	0
WISDOMTREE TR	EUROPE HEDGED EQ	97717X701	338	4,786	SH		SOLE		4,786	0	0