CRA Financial Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	575,798	5,066	SH		SOLE		5,066	0	0
ABBVIE INC	COM	00287Y109	2,081,095	11,428	SH		SOLE		11,428	0	0
ADAMS DIVERSIFIED EQUITY FD	COM	006212104	195,200	10,000	SH		SOLE		10,000	0	0
ADOBE INC	COM	00724F101	251,291	498	SH		SOLE		498	0	0
ALPHABET INC	CAP STK CL C	02079K107	4,226,601	27,759	SH		SOLE		27,759	0	0
ALPHABET INC	CAP STK CL A	02079K305	10,007,414	66,305	SH		SOLE		66,305	0	0
ALTRIA GROUP INC	COM	02209S103	240,785	5,520	SH		SOLE		5,520	0	0
AMAZON COM INC	COM	023135106	24,808,383	137,534	SH		SOLE		137,534	0	0
AMERICAN CENTY ETF TR	AVANTIS US SMALL	025072323	645,697	12,332	SH		SOLE		12,332	0	0
AMERICAN CENTY ETF TR	US LARGE CAP VLU	025072349	877,727	13,659	SH		SOLE		13,659	0	0
AMERICAN CENTY ETF TR	DIVERSIFIED MU	025072505	315,735	6,246	SH		SOLE		6,246	0	0
AMERICAN CENTY ETF TR	SUSTAINABLE EQTY	025072752	324,351	4,925	SH		SOLE		4,925	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	1,454,087	15,517	SH		SOLE		15,517	0	0
AMERICAN CENTY ETF TR	US EQT ETF	025072885	226,899	2,535	SH		SOLE		2,535	0	0
AMERICAN EXPRESS CO	COM	025816109	231,561	1,017	SH		SOLE		1,017	0	0
AMERICAN INTL GROUP INC	COM NEW	026874784	392,882	5,026	SH		SOLE		5,026	0	0
AMGEN INC	COM	031162100	656,211	2,308	SH		SOLE		2,308	0	0
APPLE INC	COM	037833100	35,343,194	206,107	SH		SOLE		206,107	0	0
AT&T INC	COM	00206R102	289,803	16,466	SH		SOLE		16,466	0	0
ATAI LIFE SCIENCES NV	SHS	N0731H103	25,419	12,903	SH		SOLE		12,903	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	290,448	1,163	SH		SOLE		1,163	0	0
BANK AMERICA CORP	COM	060505104	1,635,238	43,123	SH		SOLE		43,123	0	0
BECTON DICKINSON & CO	COM	075887109	214,906	868	SH		SOLE		868	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	1,268,880	2	SH		SOLE		2	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	4,397,798	10,458	SH		SOLE		10,458	0	0
BLACKROCK ETF TRUST II	ISHARES LARG CAP	092528702	3,001,101	107,720	SH		SOLE		107,720	0	0
BLACKROCK INC	COM	09247X101	287,627	345	SH		SOLE		345	0	0
BLACKSTONE INC	COM	09260D107	334,074	2,543	SH		SOLE		2,543	0	0
BOEING CO	COM	097023105	584,919	3,031	SH		SOLE		3,031	0	0
BP PLC	SPONSORED ADR	055622104	301,783	8,009	SH		SOLE		8,009	0	0
BROADCOM INC	COM	11135F101	2,746,125	2,072	SH		SOLE		2,072	0	0
BROOKFIELD CORP	CL A LTD VT SH	11271J107	471,038	11,250	SH		SOLE		11,250	0	0
CATERPILLAR INC	COM	149123101	1,600,566	4,368	SH		SOLE		4,368	0	0
CHEVRON CORP NEW	COM	166764100	1,994,277	12,643	SH		SOLE		12,643	0	0
CISCO SYS INC	COM	17275R102	600,268	12,027	SH		SOLE		12,027	0	0
COCA COLA CO	COM	191216100	853,253	13,947	SH		SOLE		13,947	0	0
COINBASE GLOBAL INC	COM CL A	19260Q107	408,020	1,539	SH		SOLE		1,539	0	0
COMCAST CORP NEW	CL A	20030N101	791,839	18,266	SH		SOLE		18,266	0	0
CONOCOPHILLIPS	COM	20825C104	588,707	4,625	SH		SOLE		4,625	0	0
CONSTELLATION ENERGY CORP	COM	21037T109	502,237	2,717	SH		SOLE		2,717	0	0
COSTCO WHSL CORP NEW	COM	22160K105	1,008,099	1,376	SH		SOLE		1,376	0	0
CROWDSTRIKE HLDGS INC	CL A	22788C105	260,640	813	SH		SOLE		813	0	0
CUMMINS INC	COM	231021106	201,835	685	SH		SOLE		685	0	0
CVS HEALTH CORP	COM	126650100	541,382	6,788	SH		SOLE		6,788	0	0
CYBIN INC	COM	23256X100	16,441	39,760	SH		SOLE		39,760	0	0
DANAHER CORPORATION	COM	235851102	231,998	929	SH		SOLE		929	0	0
DEERE & CO	COM	244199105	492,650	1,199	SH		SOLE		1,199	0	0
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	904,159	15,868	SH		SOLE		15,868	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	459,570	7,372	SH		SOLE		7,372	0	0
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	804,980	25,195	SH		SOLE		25,195	0	0
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	396,444	9,693	SH		SOLE		9,693	0	0
DISNEY WALT CO	COM	254687106	2,121,129	17,335	SH		SOLE		17,335	0	0
DNP SELECT INCOME FD INC	COM	23325P104	208,616	23,001	SH		SOLE		23,001	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	305,604	3,160	SH		SOLE		3,160	0	0
ELI LILLY & CO	COM	532457108	3,117,798	4,008	SH		SOLE		4,008	0	0
EOG RES INC	COM	26875P101	242,768	1,899	SH		SOLE		1,899	0	0
EXELON CORP	COM	30161N101	311,718	8,297	SH		SOLE		8,297	0	0
EXXON MOBIL CORP	COM	30231G102	3,920,954	33,732	SH		SOLE		33,732	0	0
FEDEX CORP	COM	31428X106	420,215	1,450	SH		SOLE		1,450	0	0
FIDELITY COMWLTH TR	NASDAQ COMPSIT	315912808	1,989,716	30,896	SH		SOLE		30,896	0	0
FIDELITY COVINGTON TRUST	BLUE CHIP GRWTH	316092352	658,837	17,126	SH		SOLE		17,126	0	0
FIDELITY COVINGTON TRUST	MSCI ENERGY IDX	316092402	244,472	9,450	SH		SOLE		9,450	0	0
FIDELITY COVINGTON TRUST	ENHANCED LARGE	31609A107	826,154	28,293	SH		SOLE		28,293	0	0
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	325,300	7,179	SH		SOLE		7,179	0	0
FIDELITY WISE ORIGIN BITCOIN	SHS	315948109	364,603	5,875	SH		SOLE		5,875	0	0
FISERV INC	COM	337738108	454,368	2,843	SH		SOLE		2,843	0	0
FORD MTR CO DEL	COM	345370860	297,303	22,387	SH		SOLE		22,387	0	0
GENERAL DYNAMICS CORP	COM	369550108	264,693	937	SH		SOLE		937	0	0
GENERAL ELECTRIC CO	COM NEW	369604301	284,086	1,618	SH		SOLE		1,618	0	0
GENERAL MLS INC	COM	370334104	218,677	3,125	SH		SOLE		3,125	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	312,683	749	SH		SOLE		749	0	0
GRAYSCALE BITCOIN TR BTC	SHS REP COM UT	389637109	2,053,215	32,503	SH		SOLE		32,503	0	0
HOME DEPOT INC	COM	437076102	6,724,759	17,531	SH		SOLE		17,531	0	0
HONEYWELL INTL INC	COM	438516106	925,062	4,507	SH		SOLE		4,507	0	0
INNOVATOR ETFS TRUST	GRWT100 PWR BUF	45782C276	557,582	9,672	SH		SOLE		9,672	0	0
INNOVATOR ETFS TRUST	GRWT100 PWR BF	45782C334	289,398	6,359	SH		SOLE		6,359	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C383	819,648	22,267	SH		SOLE		22,267	0	0
INNOVATOR ETFS TRUST	US EQTY BUFR JAN	45782C409	594,713	13,659	SH		SOLE		13,659	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C417	1,007,378	29,490	SH		SOLE		29,490	0	0
INNOVATOR ETFS TRUST	US EQTY BUFR FEB	45782C433	371,117	9,448	SH		SOLE		9,448	0	0
INNOVATOR ETFS TRUST	GRWT100 PWR BF	45782C466	461,294	10,585	SH		SOLE		10,585	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C508	3,443,557	88,048	SH		SOLE		88,048	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C540	1,869,644	51,086	SH		SOLE		51,086	0	0
INNOVATOR ETFS TRUST	US EQTY BUF DEC	45782C557	531,910	13,100	SH		SOLE		13,100	0	0
INNOVATOR ETFS TRUST	US EQTY ULTRA BU	45782C565	246,031	7,525	SH		SOLE		7,525	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C573	1,648,880	46,382	SH		SOLE		46,382	0	0
INNOVATOR ETFS TRUST	US EQTY BUF NOV	45782C581	427,969	11,730	SH		SOLE		11,730	0	0
INNOVATOR ETFS TRUST	US SML CP PWR B	45782C599	302,305	10,620	SH		SOLE		10,620	0	0
INNOVATOR ETFS TRUST	GRWT100 PWR BUF	45782C615	405,326	8,520	SH		SOLE		8,520	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C656	403,508	11,055	SH		SOLE		11,055	0	0
INNOVATOR ETFS TRUST	US EQT ULTRA BF	45782C672	830,290	25,430	SH		SOLE		25,430	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BF	45782C680	2,080,379	58,801	SH		SOLE		58,801	0	0
INNOVATOR ETFS TRUST	US EQUT BUFR AUG	45782C698	727,024	18,704	SH		SOLE		18,704	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C748	697,131	20,195	SH		SOLE		20,195	0	0
INNOVATOR ETFS TRUST	US EQTY BUFR JUN	45782C755	226,535	6,025	SH		SOLE		6,025	0	0
INNOVATOR ETFS TRUST	US EQTY BUFR JUL	45782C789	358,937	8,900	SH		SOLE		8,900	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C797	401,120	10,699	SH		SOLE		10,699	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C813	1,990,722	52,415	SH		SOLE		52,415	0	0
INNOVATOR ETFS TRUST	US EQT PWR BUF	45782C870	314,570	9,365	SH		SOLE		9,365	0	0
INNOVATOR ETFS TRUST	U S EQ 10 BUFFER	45783Y442	4,345,498	158,537	SH		SOLE		158,537	0	0
INNOVATOR ETFS TRUST	US EQTY ACCELRT9	45783Y848	722,702	25,154	SH		SOLE		25,154	0	0
INNOVATOR ETFS TRUST	DEFINED WLT SHLD	45783Y855	6,102,773	208,570	SH		SOLE		208,570	0	0
INTEL CORP	COM	458140100	366,580	8,299	SH		SOLE		8,299	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	888,233	4,651	SH		SOLE		4,651	0	0
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	282,393	4,287	SH		SOLE		4,287	0	0
INVESCO EXCH TRADED FD TR II	NASDAQ 100 ETF	46138G649	327,015	1,790	SH		SOLE		1,790	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	24,973	1,300	SH		SOLE		1,300	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	335,368	17,458	SH		SOLE		17,458	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	25,538	1,250	SH		SOLE		1,250	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	438,428	21,460	SH		SOLE		21,460	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	905,135	28,472	SH		SOLE		28,472	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	3,763,708	22,222	SH		SOLE		22,222	0	0
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	494,069	12,843	SH		SOLE		12,843	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	16,252,326	36,604	SH		SOLE		36,604	0	0
ISHARES TR	CORE S&P TTL STK	464287150	356,458	3,092	SH		SOLE		3,092	0	0
ISHARES TR	SELECT DIVID ETF	464287168	965,115	7,835	SH		SOLE		7,835	0	0
ISHARES TR	CORE S&P500 ETF	464287200	12,275,572	23,350	SH		SOLE		23,350	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	289,714	3,431	SH		SOLE		3,431	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	904,908	4,844	SH		SOLE		4,844	0	0
ISHARES TR	RUS MD CP GR ETF	464287481	285,921	2,505	SH		SOLE		2,505	0	0
ISHARES TR	RUS MID CAP ETF	464287499	293,139	3,486	SH		SOLE		3,486	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	4,884,727	80,420	SH		SOLE		80,420	0	0
ISHARES TR	RUS 1000 VAL ETF	464287598	813,339	4,541	SH		SOLE		4,541	0	0
ISHARES TR	S&P MC 400GR ETF	464287606	532,900	5,840	SH		SOLE		5,840	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	2,945,042	8,738	SH		SOLE		8,738	0	0
ISHARES TR	RUS 2000 GRW ETF	464287648	206,891	764	SH		SOLE		764	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	734,853	3,494	SH		SOLE		3,494	0	0
ISHARES TR	RUSSELL 3000 ETF	464287689	201,633	672	SH		SOLE		672	0	0
ISHARES TR	S&P MC 400VL ETF	464287705	335,495	2,836	SH		SOLE		2,836	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	2,910,039	26,330	SH		SOLE		26,330	0	0
ISHARES TR	S&P SML 600 GWT	464287887	318,458	2,436	SH		SOLE		2,436	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	289,444	2,690	SH		SOLE		2,690	0	0
ISHARES TR	MSCI KLD400 SOC	464288570	242,744	2,408	SH		SOLE		2,408	0	0
ISHARES TR	US AER DEF ETF	464288760	502,328	3,808	SH		SOLE		3,808	0	0
ISHARES TR	EAFE VALUE ETF	464288877	293,053	5,387	SH		SOLE		5,387	0	0
ISHARES TR	EAFE GRWTH ETF	464288885	235,188	2,266	SH		SOLE		2,266	0	0
ISHARES TR	CORE HIGH DV ETF	46429B663	2,941,170	26,687	SH		SOLE		26,687	0	0
ISHARES TR	MSCI USA MMENTM	46432F396	636,428	3,397	SH		SOLE		3,397	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	861,541	11,608	SH		SOLE		11,608	0	0
ISHARES TR	CORE DIV GRWTH	46434V621	1,234,588	21,264	SH		SOLE		21,264	0	0
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	235,017	4,062	SH		SOLE		4,062	0	0
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	775,473	16,625	SH		SOLE		16,625	0	0
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	32,793	650	SH		SOLE		650	0	0
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	613,371	12,158	SH		SOLE		12,158	0	0
JANUS DETROIT STR TR	HENDRSON AAA CL	47103U845	223,414	4,403	SH		SOLE		4,403	0	0
JOHNSON & JOHNSON	COM	478160104	1,691,332	10,692	SH		SOLE		10,692	0	0
JPMORGAN CHASE & CO	COM	46625H100	2,043,652	10,203	SH		SOLE		10,203	0	0
LINDE PLC	SHS	G54950103	331,060	713	SH		SOLE		713	0	0
LOCKHEED MARTIN CORP	COM	539830109	1,008,447	2,217	SH		SOLE		2,217	0	0
LOWES COS INC	COM	548661107	618,484	2,428	SH		SOLE		2,428	0	0
MARATHON PETE CORP	COM	56585A102	361,788	1,795	SH		SOLE		1,795	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	3,505,561	7,279	SH		SOLE		7,279	0	0
MATINAS BIOPHARMA HLDGS INC	COM	576810105	2,710	10,000	SH		SOLE		10,000	0	0
MCDONALDS CORP	COM	580135101	1,227,571	4,354	SH		SOLE		4,354	0	0
MCKESSON CORP	COM	58155Q103	298,489	556	SH		SOLE		556	0	0
MERCK & CO INC	COM	58933Y105	1,856,798	14,072	SH		SOLE		14,072	0	0
META PLATFORMS INC	CL A	30303M102	6,643,280	13,681	SH		SOLE		13,681	0	0
MICROSOFT CORP	COM	594918104	17,080,448	40,598	SH		SOLE		40,598	0	0
NETFLIX INC	COM	64110L106	1,413,864	2,328	SH		SOLE		2,328	0	0
NEXTERA ENERGY INC	COM	65339F101	2,020,829	31,620	SH		SOLE		31,620	0	0
NORFOLK SOUTHN CORP	COM	655844108	207,209	813	SH		SOLE		813	0	0
NOVO-NORDISK A S	ADR	670100205	328,832	2,561	SH		SOLE		2,561	0	0
NVIDIA CORPORATION	COM	67066G104	8,742,130	9,675	SH		SOLE		9,675	0	0
OCEANFIRST FINL CORP	COM	675234108	417,689	25,453	SH		SOLE		25,453	0	0
ORACLE CORP	COM	68389X105	256,879	2,045	SH		SOLE		2,045	0	0
PACER FDS TR	US CASH COWS 100	69374H881	245,515	4,225	SH		SOLE		4,225	0	0
PALO ALTO NETWORKS INC	COM	697435105	863,755	3,040	SH		SOLE		3,040	0	0
PAYCHEX INC	COM	704326107	340,156	2,770	SH		SOLE		2,770	0	0
PEPSICO INC	COM	713448108	1,427,033	8,154	SH		SOLE		8,154	0	0
PFIZER INC	COM	717081103	531,404	19,150	SH		SOLE		19,150	0	0
PHILIP MORRIS INTL INC	COM	718172109	340,460	3,716	SH		SOLE		3,716	0	0
PHILLIPS 66	COM	718546104	262,651	1,608	SH		SOLE		1,608	0	0
PNC FINL SVCS GROUP INC	COM	693475105	218,634	1,353	SH		SOLE		1,353	0	0
PPL CORP	COM	69351T106	370,279	13,450	SH		SOLE		13,450	0	0
PROCTER AND GAMBLE CO	COM	742718109	1,930,907	11,901	SH		SOLE		11,901	0	0
PROSHARES TR	PSHS ULT S&P 500	74347R107	394,970	5,095	SH		SOLE		5,095	0	0
PROSHARES TR	PSHS ULTRA QQQ	74347R206	248,793	2,844	SH		SOLE		2,844	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	271,329	4,063	SH		SOLE		4,063	0	0
QUALCOMM INC	COM	747525103	1,407,730	8,315	SH		SOLE		8,315	0	0
RTX CORPORATION	COM	75513E101	330,849	3,392	SH		SOLE		3,392	0	0
SALESFORCE INC	COM	79466L302	263,533	875	SH		SOLE		875	0	0
SCHWAB CHARLES CORP	COM	808513105	260,641	3,603	SH		SOLE		3,603	0	0
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	3,286,603	53,835	SH		SOLE		53,835	0	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	21,397,237	230,773	SH		SOLE		230,773	0	0
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	277,594	3,654	SH		SOLE		3,654	0	0
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	2,870,079	35,246	SH		SOLE		35,246	0	0
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	1,680,501	34,129	SH		SOLE		34,129	0	0
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	26,093,698	323,623	SH		SOLE		323,623	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	5,465,981	140,082	SH		SOLE		140,082	0	0
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	353,235	7,327	SH		SOLE		7,327	0	0
SEELOS THERAPEUTICS INC	COM NEW	81577F208	7,026	11,889	SH		SOLE		11,889	0	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	582,019	3,940	SH		SOLE		3,940	0	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,116,391	11,825	SH		SOLE		11,825	0	0
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	329,945	7,833	SH		SOLE		7,833	0	0
SELECT SECTOR SPDR TR	INDL	81369Y704	393,543	3,124	SH		SOLE		3,124	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	498,665	2,394	SH		SOLE		2,394	0	0
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	231,343	2,833	SH		SOLE		2,833	0	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	799,314	12,175	SH		SOLE		12,175	0	0
SELECTIVE INS GROUP INC	COM	816300107	313,645	2,873	SH		SOLE		2,873	0	0
SHELL PLC	SPON ADS	780259305	285,255	4,255	SH		SOLE		4,255	0	0
SHOPIFY INC	CL A	82509L107	231,201	2,996	SH		SOLE		2,996	0	0
SOUTHERN CO	COM	842587107	215,148	2,999	SH		SOLE		2,999	0	0
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	1,175,906	2,956	SH		SOLE		2,956	0	0
SPDR GOLD TR	GOLD SHS	78463V107	783,999	3,811	SH		SOLE		3,811	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	6,978,964	13,342	SH		SOLE		13,342	0	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	347,194	624	SH		SOLE		624	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	15,324,221	116,765	SH		SOLE		116,765	0	0
STARBUCKS CORP	COM	855244109	278,557	3,048	SH		SOLE		3,048	0	0
STRYKER CORPORATION	COM	863667101	240,489	672	SH		SOLE		672	0	0
T ROWE PRICE ETF INC	CAP APPRECIATION	87283Q867	724,009	23,950	SH		SOLE		23,950	0	0
TARGET CORP	COM	87612E106	407,937	2,302	SH		SOLE		2,302	0	0
TESLA INC	COM	88160R101	1,298,737	7,388	SH		SOLE		7,388	0	0
TORONTO DOMINION BK ONT	COM NEW	891160509	538,166	8,913	SH		SOLE		8,913	0	0
TRAVELERS COMPANIES INC	COM	89417E109	279,620	1,215	SH		SOLE		1,215	0	0
UBER TECHNOLOGIES INC	COM	90353T100	227,967	2,961	SH		SOLE		2,961	0	0
UBS AG LONDON BRANCH	NT LKD 24	902677780	255,566	303	SH		SOLE		303	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	1,215,745	8,180	SH		SOLE		8,180	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	1,545,101	3,123	SH		SOLE		3,123	0	0
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	1,776,615	17,504	SH		SOLE		17,504	0	0
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	476,730	4,628	SH		SOLE		4,628	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	1,963,998	4,086	SH		SOLE		4,086	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	992,481	11,476	SH		SOLE		11,476	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	8,140,483	32,580	SH		SOLE		32,580	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,362,688	3,959	SH		SOLE		3,959	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	1,312,153	8,057	SH		SOLE		8,057	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	12,475,906	54,578	SH		SOLE		54,578	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,114,711	4,289	SH		SOLE		4,289	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	80,510	1,000	SH		SOLE		1,000	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	2,293,936	28,493	SH		SOLE		28,493	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	17,338,679	94,949	SH		SOLE		94,949	0	0
VANGUARD STAR FDS	VG TL INTL STK F	921909768	476,895	7,909	SH		SOLE		7,909	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,156,036	9,555	SH		SOLE		9,555	0	0
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	268,477	3,902	SH		SOLE		3,902	0	0
VANGUARD WORLD FD	ENERGY ETF	92204A306	259,005	1,967	SH		SOLE		1,967	0	0
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	1,324,736	4,897	SH		SOLE		4,897	0	0
VANGUARD WORLD FD	INF TECH ETF	92204A702	1,325,007	2,527	SH		SOLE		2,527	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	375,029	8,938	SH		SOLE		8,938	0	0
VISA INC	COM CL A	92826C839	4,794,724	17,180	SH		SOLE		17,180	0	0
WALMART INC	COM	931142103	940,571	15,632	SH		SOLE		15,632	0	0
WASTE MGMT INC DEL	COM	94106L109	227,191	1,066	SH		SOLE		1,066	0	0
WEC ENERGY GROUP INC	COM	92939U106	250,466	3,050	SH		SOLE		3,050	0	0
WESTWATER RES INC	COM NEW	961684206	7,350	15,000	SH		SOLE		15,000	0	0
WISDOMTREE TR	US LARGECAP DIVD	97717W307	2,220,772	30,763	SH		SOLE		30,763	0	0
WISDOMTREE TR	US QTLY DIV GRT	97717X669	6,981,831	91,637	SH		SOLE		91,637	0	0