CRA Financial Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	515,076	4,957	SH		SOLE		4,957	0	0
ABBVIE INC	COM	00287Y109	1,944,313	11,336	SH		SOLE		11,336	0	0
ADAMS DIVERSIFIED EQUITY FD	COM	006212104	214,900	10,000	SH		SOLE		10,000	0	0
ADOBE INC	COM	00724F101	280,548	505	SH		SOLE		505	0	0
ALPHABET INC	CAP STK CL C	02079K107	4,999,972	27,260	SH		SOLE		27,260	0	0
ALPHABET INC	CAP STK CL A	02079K305	11,738,499	64,444	SH		SOLE		64,444	0	0
ALTRIA GROUP INC	COM	02209S103	251,918	5,531	SH		SOLE		5,531	0	0
AMAZON COM INC	COM	023135106	25,908,112	134,065	SH		SOLE		134,065	0	0
AMERICAN CENTY ETF TR	AVANTIS US SMALL	025072323	705,101	14,127	SH		SOLE		14,127	0	0
AMERICAN CENTY ETF TR	US LARGE CAP VLU	025072349	1,145,636	18,231	SH		SOLE		18,231	0	0
AMERICAN CENTY ETF TR	SUSTAINABLE EQTY	025072752	315,187	4,675	SH		SOLE		4,675	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	1,425,012	15,883	SH		SOLE		15,883	0	0
AMERICAN CENTY ETF TR	US EQT ETF	025072885	228,649	2,535	SH		SOLE		2,535	0	0
AMERICAN EXPRESS CO	COM	025816109	235,486	1,017	SH		SOLE		1,017	0	0
AMERICAN INTL GROUP INC	COM NEW	026874784	373,130	5,026	SH		SOLE		5,026	0	0
AMGEN INC	COM	031162100	724,884	2,320	SH		SOLE		2,320	0	0
APPLE INC	COM	037833100	42,454,805	201,571	SH		SOLE		201,571	0	0
AT&T INC	COM	00206R102	240,595	12,590	SH		SOLE		12,590	0	0
ATAI LIFE SCIENCES NV	SHS	N0731H103	17,161	12,903	SH		SOLE		12,903	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	277,606	1,163	SH		SOLE		1,163	0	0
BANK AMERICA CORP	COM	060505104	1,720,880	43,271	SH		SOLE		43,271	0	0
BECTON DICKINSON & CO	COM	075887109	203,010	869	SH		SOLE		869	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	1,224,482	2	SH		SOLE		2	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	4,284,824	10,533	SH		SOLE		10,533	0	0
BLACKROCK ETF TRUST II	ISHARES LARG CAP	092528702	4,082,957	140,970	SH		SOLE		140,970	0	0
BLACKROCK INC	COM	09247X101	275,562	350	SH		SOLE		350	0	0
BLACKSTONE INC	COM	09260D107	314,823	2,543	SH		SOLE		2,543	0	0
BOEING CO	COM	097023105	548,739	3,015	SH		SOLE		3,015	0	0
BOSTON SCIENTIFIC CORP	COM	101137107	209,775	2,724	SH		SOLE		2,724	0	0
BP PLC	SPONSORED ADR	055622104	273,786	7,584	SH		SOLE		7,584	0	0
BROADCOM INC	COM	11135F101	3,548,149	2,210	SH		SOLE		2,210	0	0
BROOKFIELD CORP	CL A LTD VT SH	11271J107	467,325	11,250	SH		SOLE		11,250	0	0
CAPITAL GROUP GROWTH ETF	SHS CREATION UNI	14020G101	205,628	6,252	SH		SOLE		6,252	0	0
CAPITAL GROUP INTL FOCUS EQT	SHS CREATION UNI	14019W109	515,146	20,029	SH		SOLE		20,029	0	0
CATERPILLAR INC	COM	149123101	1,421,671	4,268	SH		SOLE		4,268	0	0
CHEVRON CORP NEW	COM	166764100	2,009,998	12,850	SH		SOLE		12,850	0	0
CISCO SYS INC	COM	17275R102	561,154	11,811	SH		SOLE		11,811	0	0
COCA COLA CO	COM	191216100	879,691	13,821	SH		SOLE		13,821	0	0
COINBASE GLOBAL INC	COM CL A	19260Q107	318,678	1,434	SH		SOLE		1,434	0	0
COMCAST CORP NEW	CL A	20030N101	682,412	17,426	SH		SOLE		17,426	0	0
CONOCOPHILLIPS	COM	20825C104	529,041	4,625	SH		SOLE		4,625	0	0
CONSTELLATION ENERGY CORP	COM	21037T109	544,134	2,717	SH		SOLE		2,717	0	0
COSTCO WHSL CORP NEW	COM	22160K105	1,191,686	1,402	SH		SOLE		1,402	0	0
CROWDSTRIKE HLDGS INC	CL A	22788C105	364,414	951	SH		SOLE		951	0	0
CVS HEALTH CORP	COM	126650100	303,775	5,143	SH		SOLE		5,143	0	0
CYBIN INC	COM	23256X100	10,775	39,760	SH		SOLE		39,760	0	0
DANAHER CORPORATION	COM	235851102	237,124	949	SH		SOLE		949	0	0
DEERE & CO	COM	244199105	448,148	1,199	SH		SOLE		1,199	0	0
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	933,832	15,868	SH		SOLE		15,868	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	442,910	7,372	SH		SOLE		7,372	0	0
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	812,287	25,195	SH		SOLE		25,195	0	0
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	361,009	9,193	SH		SOLE		9,193	0	0
DISNEY WALT CO	COM	254687106	1,663,977	16,759	SH		SOLE		16,759	0	0
DNP SELECT INCOME FD INC	COM	23325P104	189,645	23,071	SH		SOLE		23,071	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	316,727	3,160	SH		SOLE		3,160	0	0
ELI LILLY & CO	COM	532457108	3,652,899	4,035	SH		SOLE		4,035	0	0
EOG RES INC	COM	26875P101	239,027	1,899	SH		SOLE		1,899	0	0
EXELON CORP	COM	30161N101	245,627	7,097	SH		SOLE		7,097	0	0
EXXON MOBIL CORP	COM	30231G102	3,934,792	34,180	SH		SOLE		34,180	0	0
FEDEX CORP	COM	31428X106	383,890	1,280	SH		SOLE		1,280	0	0
FIDELITY COMWLTH TR	NASDAQ COMPSIT	315912808	2,080,200	29,747	SH		SOLE		29,747	0	0
FIDELITY COVINGTON TRUST	BLUE CHIP GRWTH	316092352	874,434	20,604	SH		SOLE		20,604	0	0
FIDELITY COVINGTON TRUST	MSCI ENERGY IDX	316092402	237,101	9,450	SH		SOLE		9,450	0	0
FIDELITY COVINGTON TRUST	ENHANCED LARGE	31609A107	778,812	27,269	SH		SOLE		27,269	0	0
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	1,144,098	25,464	SH		SOLE		25,464	0	0
FIDELITY WISE ORIGIN BITCOIN	SHS	315948109	327,541	6,244	SH		SOLE		6,244	0	0
FISERV INC	COM	337738108	423,721	2,843	SH		SOLE		2,843	0	0
FORD MTR CO DEL	COM	345370860	274,965	21,927	SH		SOLE		21,927	0	0
GENERAL DYNAMICS CORP	COM	369550108	271,861	937	SH		SOLE		937	0	0
GENERAL ELECTRIC CO	COM NEW	369604301	265,255	1,669	SH		SOLE		1,669	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	342,516	757	SH		SOLE		757	0	0
GRAYSCALE BITCOIN TR BTC	SHS REP COM UT	389637109	1,659,012	31,161	SH		SOLE		31,161	0	0
HOME DEPOT INC	COM	437076102	5,995,059	17,415	SH		SOLE		17,415	0	0
HONEYWELL INTL INC	COM	438516106	966,909	4,528	SH		SOLE		4,528	0	0
INNOVATOR ETFS TRUST	GRWT100 PWR BUF	45782C276	575,097	9,672	SH		SOLE		9,672	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C318	208,924	6,125	SH		SOLE		6,125	0	0
INNOVATOR ETFS TRUST	GRWT100 PWR BF	45782C334	580,148	12,179	SH		SOLE		12,179	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C383	1,030,362	27,172	SH		SOLE		27,172	0	0
INNOVATOR ETFS TRUST	US EQTY BUFR JAN	45782C409	593,450	13,159	SH		SOLE		13,159	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C417	1,035,984	29,490	SH		SOLE		29,490	0	0
INNOVATOR ETFS TRUST	US EQTY BUFR FEB	45782C433	351,465	8,648	SH		SOLE		8,648	0	0
INNOVATOR ETFS TRUST	GRWT100 PWR BF	45782C466	464,157	10,235	SH		SOLE		10,235	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C508	3,427,757	85,204	SH		SOLE		85,204	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C540	1,780,384	47,464	SH		SOLE		47,464	0	0
INNOVATOR ETFS TRUST	US EQTY BUF DEC	45782C557	549,025	13,100	SH		SOLE		13,100	0	0
INNOVATOR ETFS TRUST	US EQTY ULTRA BU	45782C565	250,769	7,525	SH		SOLE		7,525	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C573	1,623,772	44,732	SH		SOLE		44,732	0	0
INNOVATOR ETFS TRUST	US EQTY BUF NOV	45782C581	430,091	11,505	SH		SOLE		11,505	0	0
INNOVATOR ETFS TRUST	US SML CP PWR B	45782C599	303,600	10,620	SH		SOLE		10,620	0	0
INNOVATOR ETFS TRUST	GRWT100 PWR BUF	45782C615	417,709	8,520	SH		SOLE		8,520	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C656	277,465	7,405	SH		SOLE		7,405	0	0
INNOVATOR ETFS TRUST	US EQT ULTRA BF	45782C672	822,070	24,430	SH		SOLE		24,430	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BF	45782C680	1,941,456	53,176	SH		SOLE		53,176	0	0
INNOVATOR ETFS TRUST	US EQUT BUFR AUG	45782C698	657,317	16,204	SH		SOLE		16,204	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C748	967,083	27,150	SH		SOLE		27,150	0	0
INNOVATOR ETFS TRUST	US EQTY BUFR JUN	45782C755	235,457	6,025	SH		SOLE		6,025	0	0
INNOVATOR ETFS TRUST	US EQTY BUFR JUL	45782C789	378,109	9,050	SH		SOLE		9,050	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C797	409,679	10,699	SH		SOLE		10,699	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C813	1,871,793	48,180	SH		SOLE		48,180	0	0
INNOVATOR ETFS TRUST	US EQT PWR BUF	45782C870	2,329,637	67,214	SH		SOLE		67,214	0	0
INNOVATOR ETFS TRUST	US EQT BUFR APR	45782C888	217,740	5,248	SH		SOLE		5,248	0	0
INNOVATOR ETFS TRUST	US EQUITY ACCELE	45783Y301	248,415	7,695	SH		SOLE		7,695	0	0
INNOVATOR ETFS TRUST	U S EQ 10 BUFFER	45783Y442	5,266,890	185,781	SH		SOLE		185,781	0	0
INNOVATOR ETFS TRUST	US EQTY ACCELRT9	45783Y848	736,006	25,154	SH		SOLE		25,154	0	0
INNOVATOR ETFS TRUST	DEFINED WLT SHLD	45783Y855	6,484,291	215,927	SH		SOLE		215,927	0	0
INTEL CORP	COM	458140100	255,172	8,239	SH		SOLE		8,239	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	781,446	4,518	SH		SOLE		4,518	0	0
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	278,781	4,292	SH		SOLE		4,292	0	0
INVESCO EXCH TRADED FD TR II	NASDAQ 100 ETF	46138G649	452,367	2,295	SH		SOLE		2,295	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 MUNI	46138J528	388,640	16,000	SH		SOLE		16,000	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 MUNI	46138J536	223,380	9,000	SH		SOLE		9,000	0	0
INVESCO EXCH TRD SLF IDX FD	BULETSHS 2029	46138J577	227,145	12,508	SH		SOLE		12,508	0	0
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 28	46138J643	548,745	27,506	SH		SOLE		27,506	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 CB	46138J783	841,798	43,798	SH		SOLE		43,798	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	1,230,268	64,160	SH		SOLE		64,160	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 HY	46138J817	454,466	19,837	SH		SOLE		19,837	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	3,095,455	151,367	SH		SOLE		151,367	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 HY	46138J833	265,460	11,684	SH		SOLE		11,684	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	334,328	15,875	SH		SOLE		15,875	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	822,357	27,385	SH		SOLE		27,385	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	3,829,905	23,313	SH		SOLE		23,313	0	0
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	487,391	12,843	SH		SOLE		12,843	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	17,791,757	37,135	SH		SOLE		37,135	0	0
ISHARES TR	CORE S&P TTL STK	464287150	352,963	2,972	SH		SOLE		2,972	0	0
ISHARES TR	SELECT DIVID ETF	464287168	996,633	8,238	SH		SOLE		8,238	0	0
ISHARES TR	CORE S&P500 ETF	464287200	13,232,969	24,182	SH		SOLE		24,182	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	316,117	3,416	SH		SOLE		3,416	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	901,496	4,953	SH		SOLE		4,953	0	0
ISHARES TR	RUS MD CP GR ETF	464287481	288,014	2,610	SH		SOLE		2,610	0	0
ISHARES TR	RUS MID CAP ETF	464287499	249,686	3,079	SH		SOLE		3,079	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	4,661,555	79,657	SH		SOLE		79,657	0	0
ISHARES TR	RUS 1000 VAL ETF	464287598	794,187	4,552	SH		SOLE		4,552	0	0
ISHARES TR	S&P MC 400GR ETF	464287606	496,940	5,640	SH		SOLE		5,640	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	3,204,412	8,791	SH		SOLE		8,791	0	0
ISHARES TR	RUS 2000 GRW ETF	464287648	200,573	764	SH		SOLE		764	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	703,961	3,470	SH		SOLE		3,470	0	0
ISHARES TR	RUSSELL 3000 ETF	464287689	207,405	672	SH		SOLE		672	0	0
ISHARES TR	S&P MC 400VL ETF	464287705	321,807	2,836	SH		SOLE		2,836	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	2,817,019	26,411	SH		SOLE		26,411	0	0
ISHARES TR	S&P SML 600 GWT	464287887	321,075	2,500	SH		SOLE		2,500	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	286,620	2,690	SH		SOLE		2,690	0	0
ISHARES TR	MSCI KLD400 SOC	464288570	250,065	2,408	SH		SOLE		2,408	0	0
ISHARES TR	US AER DEF ETF	464288760	502,815	3,808	SH		SOLE		3,808	0	0
ISHARES TR	EAFE VALUE ETF	464288877	285,726	5,387	SH		SOLE		5,387	0	0
ISHARES TR	EAFE GRWTH ETF	464288885	231,812	2,266	SH		SOLE		2,266	0	0
ISHARES TR	CORE HIGH DV ETF	46429B663	2,897,612	26,657	SH		SOLE		26,657	0	0
ISHARES TR	MSCI USA MMENTM	46432F396	657,102	3,372	SH		SOLE		3,372	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	811,512	11,172	SH		SOLE		11,172	0	0
ISHARES TR	CORE DIV GRWTH	46434V621	1,172,832	20,358	SH		SOLE		20,358	0	0
ISHARES TR	ESG AWR MSCI USA	46435G425	207,368	1,738	SH		SOLE		1,738	0	0
ISHARES TR	ESG SCRND S&P500	46436E569	221,971	5,278	SH		SOLE		5,278	0	0
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	310,142	5,472	SH		SOLE		5,472	0	0
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	648,620	14,000	SH		SOLE		14,000	0	0
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	1,178,421	23,349	SH		SOLE		23,349	0	0
JANUS DETROIT STR TR	HENDRSON AAA CL	47103U845	503,616	9,898	SH		SOLE		9,898	0	0
JOHNSON & JOHNSON	COM	478160104	1,489,251	10,189	SH		SOLE		10,189	0	0
JPMORGAN CHASE & CO	COM	46625H100	2,036,158	10,067	SH		SOLE		10,067	0	0
LINDE PLC	SHS	G54950103	333,496	760	SH		SOLE		760	0	0
LOCKHEED MARTIN CORP	COM	539830109	1,030,423	2,206	SH		SOLE		2,206	0	0
LOWES COS INC	COM	548661107	538,804	2,444	SH		SOLE		2,444	0	0
MARATHON PETE CORP	COM	56585A102	311,756	1,797	SH		SOLE		1,797	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	3,166,033	7,177	SH		SOLE		7,177	0	0
MATINAS BIOPHARMA HLDGS INC	COM	576810105	1,583	10,000	SH		SOLE		10,000	0	0
MCDONALDS CORP	COM	580135101	1,111,873	4,363	SH		SOLE		4,363	0	0
MCKESSON CORP	COM	58155Q103	321,222	550	SH		SOLE		550	0	0
MERCK & CO INC	COM	58933Y105	1,706,810	13,787	SH		SOLE		13,787	0	0
META PLATFORMS INC	CL A	30303M102	6,954,598	13,793	SH		SOLE		13,793	0	0
MICRON TECHNOLOGY INC	COM	595112103	233,862	1,778	SH		SOLE		1,778	0	0
MICROSOFT CORP	COM	594918104	18,082,413	40,457	SH		SOLE		40,457	0	0
NETFLIX INC	COM	64110L106	1,503,768	2,228	SH		SOLE		2,228	0	0
NEXTERA ENERGY INC	COM	65339F101	2,208,559	31,190	SH		SOLE		31,190	0	0
NORTHROP GRUMMAN CORP	COM	666807102	201,293	462	SH		SOLE		462	0	0
NOVO-NORDISK A S	ADR	670100205	374,835	2,626	SH		SOLE		2,626	0	0
NVIDIA CORPORATION	COM	67066G104	12,609,166	102,065	SH		SOLE		102,065	0	0
ORACLE CORP	COM	68389X105	292,576	2,072	SH		SOLE		2,072	0	0
PACER FDS TR	US CASH COWS 100	69374H881	237,032	4,350	SH		SOLE		4,350	0	0
PALO ALTO NETWORKS INC	COM	697435105	1,067,882	3,150	SH		SOLE		3,150	0	0
PAYCHEX INC	COM	704326107	328,411	2,770	SH		SOLE		2,770	0	0
PEPSICO INC	COM	713448108	1,334,553	8,092	SH		SOLE		8,092	0	0
PFIZER INC	COM	717081103	487,844	17,435	SH		SOLE		17,435	0	0
PHILIP MORRIS INTL INC	COM	718172109	376,542	3,716	SH		SOLE		3,716	0	0
PHILLIPS 66	COM	718546104	227,001	1,608	SH		SOLE		1,608	0	0
PNC FINL SVCS GROUP INC	COM	693475105	211,938	1,363	SH		SOLE		1,363	0	0
PPL CORP	COM	69351T106	309,680	11,200	SH		SOLE		11,200	0	0
PROCTER AND GAMBLE CO	COM	742718109	1,928,333	11,693	SH		SOLE		11,693	0	0
PROSHARES TR	PSHS ULT S&P 500	74347R107	375,252	4,543	SH		SOLE		4,543	0	0
PROSHARES TR	PSHS ULTRA QQQ	74347R206	281,364	2,819	SH		SOLE		2,819	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	299,446	4,063	SH		SOLE		4,063	0	0
QUALCOMM INC	COM	747525103	1,591,448	7,990	SH		SOLE		7,990	0	0
RTX CORPORATION	COM	75513E101	388,840	3,873	SH		SOLE		3,873	0	0
SALESFORCE INC	COM	79466L302	288,492	1,122	SH		SOLE		1,122	0	0
SCHWAB CHARLES CORP	COM	808513105	240,598	3,265	SH		SOLE		3,265	0	0
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	3,356,417	53,387	SH		SOLE		53,387	0	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	23,280,762	230,868	SH		SOLE		230,868	0	0
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	233,908	3,158	SH		SOLE		3,158	0	0
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	2,556,245	32,844	SH		SOLE		32,844	0	0
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	1,522,660	32,090	SH		SOLE		32,090	0	0
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	25,960,987	333,860	SH		SOLE		333,860	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	5,293,730	137,786	SH		SOLE		137,786	0	0
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	346,729	7,204	SH		SOLE		7,204	0	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	509,745	3,497	SH		SOLE		3,497	0	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,029,939	11,299	SH		SOLE		11,299	0	0
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	292,726	7,121	SH		SOLE		7,121	0	0
SELECT SECTOR SPDR TR	INDL	81369Y704	349,315	2,866	SH		SOLE		2,866	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	525,933	2,325	SH		SOLE		2,325	0	0
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	222,973	2,603	SH		SOLE		2,603	0	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	829,631	12,175	SH		SOLE		12,175	0	0
SELECTIVE INS GROUP INC	COM	816300107	276,611	2,948	SH		SOLE		2,948	0	0
SHELL PLC	SPON ADS	780259305	260,209	3,605	SH		SOLE		3,605	0	0
SOUTHERN CO	COM	842587107	232,632	2,999	SH		SOLE		2,999	0	0
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	1,160,217	2,966	SH		SOLE		2,966	0	0
SPDR GOLD TR	GOLD SHS	78463V107	1,096,981	5,102	SH		SOLE		5,102	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	7,636,707	14,032	SH		SOLE		14,032	0	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	333,890	624	SH		SOLE		624	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	14,576,706	114,615	SH		SOLE		114,615	0	0
STARBUCKS CORP	COM	855244109	224,831	2,888	SH		SOLE		2,888	0	0
STRYKER CORPORATION	COM	863667101	228,648	672	SH		SOLE		672	0	0
T ROWE PRICE ETF INC	ULTRA SHRT TRM	87283Q701	319,417	6,462	SH		SOLE		6,462	0	0
T ROWE PRICE ETF INC	CAP APPRECIATION	87283Q867	1,008,921	32,121	SH		SOLE		32,121	0	0
TARGET CORP	COM	87612E106	340,788	2,302	SH		SOLE		2,302	0	0
TESLA INC	COM	88160R101	1,525,457	7,709	SH		SOLE		7,709	0	0
TORONTO DOMINION BK ONT	COM NEW	891160509	495,024	9,007	SH		SOLE		9,007	0	0
TRAVELERS COMPANIES INC	COM	89417E109	247,058	1,215	SH		SOLE		1,215	0	0
UBER TECHNOLOGIES INC	COM	90353T100	233,375	3,211	SH		SOLE		3,211	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	1,089,531	7,961	SH		SOLE		7,961	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	1,592,137	3,126	SH		SOLE		3,126	0	0
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	1,671,310	17,018	SH		SOLE		17,018	0	0
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	458,681	4,628	SH		SOLE		4,628	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	2,719,559	5,438	SH		SOLE		5,438	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,025,677	12,245	SH		SOLE		12,245	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	8,411,565	34,744	SH		SOLE		34,744	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,480,332	3,958	SH		SOLE		3,958	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	1,311,342	8,175	SH		SOLE		8,175	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	12,192,722	55,920	SH		SOLE		55,920	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,078,333	4,031	SH		SOLE		4,031	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	3,140,085	39,285	SH		SOLE		39,285	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	16,930,080	92,742	SH		SOLE		92,742	0	0
VANGUARD STAR FDS	VG TL INTL STK F	921909768	476,982	7,910	SH		SOLE		7,910	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,176,081	9,916	SH		SOLE		9,916	0	0
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	836,213	12,202	SH		SOLE		12,202	0	0
VANGUARD WORLD FD	ENERGY ETF	92204A306	260,451	2,042	SH		SOLE		2,042	0	0
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	1,305,262	4,907	SH		SOLE		4,907	0	0
VANGUARD WORLD FD	INF TECH ETF	92204A702	1,480,107	2,567	SH		SOLE		2,567	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	379,556	9,204	SH		SOLE		9,204	0	0
VISA INC	COM CL A	92826C839	4,415,002	16,821	SH		SOLE		16,821	0	0
WALMART INC	COM	931142103	1,062,964	15,699	SH		SOLE		15,699	0	0
WASTE MGMT INC DEL	COM	94106L109	227,394	1,066	SH		SOLE		1,066	0	0
WEC ENERGY GROUP INC	COM	92939U106	239,319	3,050	SH		SOLE		3,050	0	0
WESTWATER RES INC	COM NEW	961684206	7,226	15,000	SH		SOLE		15,000	0	0
WISDOMTREE TR	US LARGECAP DIVD	97717W307	2,179,875	29,964	SH		SOLE		29,964	0	0
WISDOMTREE TR	US QTLY DIV GRT	97717X669	8,209,577	105,184	SH		SOLE		105,184	0	0