CRA Financial Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	548,000	4,807	SH		SOLE		4,807	0	0
ABBVIE INC	COM	00287Y109	2,235,832	11,322	SH		SOLE		11,322	0	0
ADAMS DIVERSIFIED EQUITY FD	COM	006212104	215,600	10,000	SH		SOLE		10,000	0	0
ADOBE INC	COM	00724F101	276,734	534	SH		SOLE		534	0	0
ADVANCED MICRO DEVICES INC	COM	007903107	212,669	1,296	SH		SOLE		1,296	0	0
ALPHABET INC	CAP STK CL C	02079K107	4,465,017	26,706	SH		SOLE		26,706	0	0
ALPHABET INC	CAP STK CL A	02079K305	10,813,556	65,201	SH		SOLE		65,201	0	0
ALTRIA GROUP INC	COM	02209S103	273,258	5,354	SH		SOLE		5,354	0	0
AMAZON COM INC	COM	023135106	24,975,518	134,039	SH		SOLE		134,039	0	0
AMERICAN CENTY ETF TR	AVANTIS US SMALL	025072323	828,278	15,333	SH		SOLE		15,333	0	0
AMERICAN CENTY ETF TR	US LARGE CAP VLU	025072349	1,626,791	24,712	SH		SOLE		24,712	0	0
AMERICAN CENTY ETF TR	SUSTAINABLE EQTY	025072752	321,623	4,575	SH		SOLE		4,575	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	1,610,317	16,783	SH		SOLE		16,783	0	0
AMERICAN CENTY ETF TR	US EQT ETF	025072885	236,466	2,485	SH		SOLE		2,485	0	0
AMERICAN EXPRESS CO	COM	025816109	275,810	1,017	SH		SOLE		1,017	0	0
AMERICAN INTL GROUP INC	COM NEW	026874784	367,981	5,025	SH		SOLE		5,025	0	0
AMGEN INC	COM	031162100	743,661	2,308	SH		SOLE		2,308	0	0
APPLE INC	COM	037833100	46,829,550	200,985	SH		SOLE		200,985	0	0
AT&T INC	COM	00206R102	260,872	11,858	SH		SOLE		11,858	0	0
ATAI LIFE SCIENCES NV	SHS	N0731H103	14,967	12,903	SH		SOLE		12,903	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	273,985	990	SH		SOLE		990	0	0
BANK AMERICA CORP	COM	060505104	1,728,303	43,556	SH		SOLE		43,556	0	0
BECTON DICKINSON & CO	COM	075887109	209,466	869	SH		SOLE		869	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	1,382,360	2	SH		SOLE		2	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	4,981,394	10,823	SH		SOLE		10,823	0	0
BLACKROCK ETF TRUST II	ISHARES LARG CAP	092528702	4,679,035	154,640	SH		SOLE		154,640	0	0
BLACKROCK INC	COM	09247X101	321,884	339	SH		SOLE		339	0	0
BLACKSTONE INC	COM	09260D107	397,066	2,593	SH		SOLE		2,593	0	0
BOEING CO	COM	097023105	451,836	2,972	SH		SOLE		2,972	0	0
BOSTON SCIENTIFIC CORP	COM	101137107	238,076	2,841	SH		SOLE		2,841	0	0
BP PLC	SPONSORED ADR	055622104	238,062	7,584	SH		SOLE		7,584	0	0
BROADCOM INC	COM	11135F101	3,958,876	22,950	SH		SOLE		22,950	0	0
BROOKFIELD CORP	CL A LTD VT SH	11271J107	507,583	9,550	SH		SOLE		9,550	0	0
CAPITAL GROUP GROWTH ETF	SHS CREATION UNI	14020G101	221,891	6,378	SH		SOLE		6,378	0	0
CAPITAL GROUP INTL FOCUS EQT	SHS CREATION UNI	14019W109	1,190,714	44,150	SH		SOLE		44,150	0	0
CATERPILLAR INC	COM	149123101	1,669,300	4,268	SH		SOLE		4,268	0	0
CHEVRON CORP NEW	COM	166764100	1,900,979	12,908	SH		SOLE		12,908	0	0
CISCO SYS INC	COM	17275R102	588,720	11,062	SH		SOLE		11,062	0	0
COCA COLA CO	COM	191216100	989,513	13,770	SH		SOLE		13,770	0	0
COINBASE GLOBAL INC	COM CL A	19260Q107	251,932	1,414	SH		SOLE		1,414	0	0
COMCAST CORP NEW	CL A	20030N101	674,687	16,152	SH		SOLE		16,152	0	0
CONOCOPHILLIPS	COM	20825C104	452,735	4,300	SH		SOLE		4,300	0	0
CONSTELLATION ENERGY CORP	COM	21037T109	706,474	2,717	SH		SOLE		2,717	0	0
COSTCO WHSL CORP NEW	COM	22160K105	1,290,067	1,455	SH		SOLE		1,455	0	0
CROWDSTRIKE HLDGS INC	CL A	22788C105	618,385	2,205	SH		SOLE		2,205	0	0
CUMMINS INC	COM	231021106	221,796	685	SH		SOLE		685	0	0
CVS HEALTH CORP	COM	126650100	274,651	4,368	SH		SOLE		4,368	0	0
DANAHER CORPORATION	COM	235851102	263,867	949	SH		SOLE		949	0	0
DEERE & CO	COM	244199105	500,575	1,199	SH		SOLE		1,199	0	0
DIMENSIONAL ETF TRUST	US EQUITY MARKET	25434V401	986,990	15,868	SH		SOLE		15,868	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	478,148	7,372	SH		SOLE		7,372	0	0
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	863,937	25,195	SH		SOLE		25,195	0	0
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	381,172	9,143	SH		SOLE		9,143	0	0
DIREXION SHS ETF TR	DRX S&P500BULL	25459W862	235,432	1,436	SH		SOLE		1,436	0	0
DISNEY WALT CO	COM	254687106	1,606,147	16,698	SH		SOLE		16,698	0	0
DNP SELECT INCOME FD INC	COM	23325P104	232,349	23,142	SH		SOLE		23,142	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	364,348	3,160	SH		SOLE		3,160	0	0
ELI LILLY & CO	COM	532457108	3,661,827	4,133	SH		SOLE		4,133	0	0
EOG RES INC	COM	26875P101	233,444	1,899	SH		SOLE		1,899	0	0
EXELON CORP	COM	30161N101	268,928	6,632	SH		SOLE		6,632	0	0
EXXON MOBIL CORP	COM	30231G102	3,907,681	33,336	SH		SOLE		33,336	0	0
FEDEX CORP	COM	31428X106	332,881	1,216	SH		SOLE		1,216	0	0
FIDELITY COMWLTH TR	NASDAQ COMPSIT	315912808	2,033,268	28,398	SH		SOLE		28,398	0	0
FIDELITY COVINGTON TRUST	BLUE CHIP GRWTH	316092352	1,068,010	24,971	SH		SOLE		24,971	0	0
FIDELITY COVINGTON TRUST	MSCI ENERGY IDX	316092402	227,556	9,450	SH		SOLE		9,450	0	0
FIDELITY COVINGTON TRUST	ENHANCED LARGE	31609A107	807,926	26,096	SH		SOLE		26,096	0	0
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	1,967,614	42,097	SH		SOLE		42,097	0	0
FIDELITY WISE ORIGIN BITCOIN	SHS	315948109	484,201	8,720	SH		SOLE		8,720	0	0
FISERV INC	COM	337738108	510,745	2,843	SH		SOLE		2,843	0	0
FORD MTR CO	COM	345370860	228,757	21,663	SH		SOLE		21,663	0	0
GE AEROSPACE	COM NEW	369604301	320,344	1,699	SH		SOLE		1,699	0	0
GENERAL DYNAMICS CORP	COM	369550108	283,161	937	SH		SOLE		937	0	0
GENERAL MLS INC	COM	370334104	231,959	3,141	SH		SOLE		3,141	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	370,764	749	SH		SOLE		749	0	0
GRAYSCALE BITCOIN MINI TR BT	SHS	389930108	166,023	29,489	SH		SOLE		29,489	0	0
GRAYSCALE BITCOIN TR BTC	SHS REP COM UT	389637109	1,470,257	29,114	SH		SOLE		29,114	0	0
GRAYSCALE ETHEREUM MINI TR E	COM UNIT	38964R104	43,664	17,895	SH		SOLE		17,895	0	0
GRAYSCALE ETHEREUM TR ETH	SHS	389638107	393,035	17,955	SH		SOLE		17,955	0	0
HARBOR ETF TRUST	INTERNATNAL COMP	41151J885	469,447	16,227	SH		SOLE		16,227	0	0
HOME DEPOT INC	COM	437076102	7,042,373	17,380	SH		SOLE		17,380	0	0
HONEYWELL INTL INC	COM	438516106	888,853	4,300	SH		SOLE		4,300	0	0
INNOVATOR ETFS TRUST	GRWT100 PWR BUF	45782C276	588,251	9,672	SH		SOLE		9,672	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C318	215,868	6,125	SH		SOLE		6,125	0	0
INNOVATOR ETFS TRUST	GRWT100 PWR BF	45782C334	592,387	12,179	SH		SOLE		12,179	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C383	1,013,514	25,822	SH		SOLE		25,822	0	0
INNOVATOR ETFS TRUST	US EQTY BUFR JAN	45782C409	488,135	10,484	SH		SOLE		10,484	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C417	962,989	26,720	SH		SOLE		26,720	0	0
INNOVATOR ETFS TRUST	US EQTY BUFR FEB	45782C433	362,870	8,648	SH		SOLE		8,648	0	0
INNOVATOR ETFS TRUST	GRWT100 PWR BF	45782C466	429,024	9,235	SH		SOLE		9,235	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C508	3,406,793	82,449	SH		SOLE		82,449	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C540	1,621,174	42,317	SH		SOLE		42,317	0	0
INNOVATOR ETFS TRUST	US EQTY BUF DEC	45782C557	466,762	10,835	SH		SOLE		10,835	0	0
INNOVATOR ETFS TRUST	US EQTY ULTRA BU	45782C565	216,049	6,375	SH		SOLE		6,375	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C573	1,428,213	38,684	SH		SOLE		38,684	0	0
INNOVATOR ETFS TRUST	US EQTY BUF NOV	45782C581	323,326	8,480	SH		SOLE		8,480	0	0
INNOVATOR ETFS TRUST	US SML CP PWR B	45782C599	322,423	10,620	SH		SOLE		10,620	0	0
INNOVATOR ETFS TRUST	GRWT100 PWR BUF	45782C615	375,286	7,520	SH		SOLE		7,520	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C656	219,621	5,700	SH		SOLE		5,700	0	0
INNOVATOR ETFS TRUST	US EQT ULTRA BF	45782C672	908,328	25,930	SH		SOLE		25,930	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BF	45782C680	3,533,890	93,341	SH		SOLE		93,341	0	0
INNOVATOR ETFS TRUST	US EQUT BUFR AUG	45782C698	616,157	14,404	SH		SOLE		14,404	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C748	1,130,431	30,655	SH		SOLE		30,655	0	0
INNOVATOR ETFS TRUST	US EQTY BUFR JUN	45782C755	245,217	6,025	SH		SOLE		6,025	0	0
INNOVATOR ETFS TRUST	US EQTY BUFR JUL	45782C789	395,304	9,050	SH		SOLE		9,050	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C797	422,583	10,849	SH		SOLE		10,849	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C813	2,793,113	69,000	SH		SOLE		69,000	0	0
INNOVATOR ETFS TRUST	US EQT PWR BUF	45782C870	2,567,913	71,450	SH		SOLE		71,450	0	0
INNOVATOR ETFS TRUST	US EQT BUFR APR	45782C888	227,606	5,248	SH		SOLE		5,248	0	0
INNOVATOR ETFS TRUST	US EQUITY ACCELE	45783Y301	256,809	7,695	SH		SOLE		7,695	0	0
INNOVATOR ETFS TRUST	U S EQ 10 BUFFER	45783Y442	5,611,055	191,831	SH		SOLE		191,831	0	0
INNOVATOR ETFS TRUST	US EQTY ACCELRT9	45783Y848	747,954	25,154	SH		SOLE		25,154	0	0
INNOVATOR ETFS TRUST	DEFINED WLT SHLD	45783Y855	7,278,720	236,092	SH		SOLE		236,092	0	0
INNOVATOR ETFS TRUST	EQUITY DEFINED P	45784N106	974,531	39,185	SH		SOLE		39,185	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	995,384	4,502	SH		SOLE		4,502	0	0
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	308,207	4,297	SH		SOLE		4,297	0	0
INVESCO EXCH TRADED FD TR II	NASDAQ 100 ETF	46138G649	612,593	3,050	SH		SOLE		3,050	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 MUNI	46138J528	391,840	16,000	SH		SOLE		16,000	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 MUNI	46138J536	223,380	9,000	SH		SOLE		9,000	0	0
INVESCO EXCH TRD SLF IDX FD	BULETSHS 2029	46138J577	315,688	16,783	SH		SOLE		16,783	0	0
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 26	46138J635	259,999	11,085	SH		SOLE		11,085	0	0
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 28	46138J643	765,264	37,221	SH		SOLE		37,221	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 CB	46138J783	1,227,531	62,248	SH		SOLE		62,248	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	2,044,548	104,527	SH		SOLE		104,527	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 HY	46138J817	777,109	33,612	SH		SOLE		33,612	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	3,713,693	179,840	SH		SOLE		179,840	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 HY	46138J833	571,726	25,164	SH		SOLE		25,164	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	470,870	22,295	SH		SOLE		22,295	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	742,312	23,032	SH		SOLE		23,032	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	4,660,037	26,010	SH		SOLE		26,010	0	0
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	506,574	12,468	SH		SOLE		12,468	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	18,524,860	37,955	SH		SOLE		37,955	0	0
ISHARES GOLD TR	ISHARES NEW	464285204	200,043	4,025	SH		SOLE		4,025	0	0
ISHARES TR	CORE S&P TTL STK	464287150	340,663	2,712	SH		SOLE		2,712	0	0
ISHARES TR	SELECT DIVID ETF	464287168	1,247,101	9,233	SH		SOLE		9,233	0	0
ISHARES TR	CORE S&P500 ETF	464287200	14,027,197	24,318	SH		SOLE		24,318	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	327,082	3,416	SH		SOLE		3,416	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	1,122,489	5,693	SH		SOLE		5,693	0	0
ISHARES TR	MSCI EAFE ETF	464287465	243,191	2,908	SH		SOLE		2,908	0	0
ISHARES TR	RUS MD CP GR ETF	464287481	287,126	2,448	SH		SOLE		2,448	0	0
ISHARES TR	RUS MID CAP ETF	464287499	359,282	4,076	SH		SOLE		4,076	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	4,891,846	78,496	SH		SOLE		78,496	0	0
ISHARES TR	RUS 1000 VAL ETF	464287598	850,304	4,480	SH		SOLE		4,480	0	0
ISHARES TR	S&P MC 400GR ETF	464287606	513,889	5,590	SH		SOLE		5,590	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	3,431,134	9,140	SH		SOLE		9,140	0	0
ISHARES TR	RUS 2000 GRW ETF	464287648	216,976	764	SH		SOLE		764	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	740,002	3,350	SH		SOLE		3,350	0	0
ISHARES TR	RUSSELL 3000 ETF	464287689	219,540	672	SH		SOLE		672	0	0
ISHARES TR	S&P MC 400VL ETF	464287705	344,458	2,786	SH		SOLE		2,786	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	2,971,707	25,408	SH		SOLE		25,408	0	0
ISHARES TR	S&P SML 600 GWT	464287887	348,725	2,500	SH		SOLE		2,500	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	259,626	2,390	SH		SOLE		2,390	0	0
ISHARES TR	MSCI KLD400 SOC	464288570	261,960	2,408	SH		SOLE		2,408	0	0
ISHARES TR	PFD AND INCM SEC	464288687	351,075	10,565	SH		SOLE		10,565	0	0
ISHARES TR	US AER DEF ETF	464288760	614,707	4,108	SH		SOLE		4,108	0	0
ISHARES TR	EAFE VALUE ETF	464288877	309,914	5,387	SH		SOLE		5,387	0	0
ISHARES TR	EAFE GRWTH ETF	464288885	228,756	2,125	SH		SOLE		2,125	0	0
ISHARES TR	CORE HIGH DV ETF	46429B663	3,084,580	26,225	SH		SOLE		26,225	0	0
ISHARES TR	MSCI USA MMENTM	46432F396	673,569	3,322	SH		SOLE		3,322	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	811,931	10,403	SH		SOLE		10,403	0	0
ISHARES TR	CORE DIV GRWTH	46434V621	1,276,251	20,358	SH		SOLE		20,358	0	0
ISHARES TR	ESG AWR MSCI USA	46435G425	219,290	1,738	SH		SOLE		1,738	0	0
ISHARES TR	ESG SCRND S&P500	46436E569	233,434	5,278	SH		SOLE		5,278	0	0
ISHARES TR	LARGE CAP MAX BU	46438G612	1,340,434	51,575	SH		SOLE		51,575	0	0
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	331,579	5,572	SH		SOLE		5,572	0	0
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	665,712	13,800	SH		SOLE		13,800	0	0
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT ETF	46641Q837	2,001,304	39,442	SH		SOLE		39,442	0	0
JANUS DETROIT STR TR	HENDRSON AAA CL	47103U845	627,218	12,327	SH		SOLE		12,327	0	0
JOHNSON & JOHNSON	COM	478160104	1,637,597	10,105	SH		SOLE		10,105	0	0
JPMORGAN CHASE & CO.	COM	46625H100	2,138,082	10,140	SH		SOLE		10,140	0	0
LINDE PLC	SHS	G54950103	366,715	769	SH		SOLE		769	0	0
LOCKHEED MARTIN CORP	COM	539830109	1,289,539	2,206	SH		SOLE		2,206	0	0
LOWES COS INC	COM	548661107	670,895	2,477	SH		SOLE		2,477	0	0
MARATHON PETE CORP	COM	56585A102	293,044	1,799	SH		SOLE		1,799	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	3,536,979	7,163	SH		SOLE		7,163	0	0
MCDONALDS CORP	COM	580135101	1,337,110	4,391	SH		SOLE		4,391	0	0
MCKESSON CORP	COM	58155Q103	271,931	550	SH		SOLE		550	0	0
MERCADOLIBRE INC	COM	58733R102	201,092	98	SH		SOLE		98	0	0
MERCK & CO INC	COM	58933Y105	1,554,715	13,691	SH		SOLE		13,691	0	0
META PLATFORMS INC	CL A	30303M102	7,941,972	13,874	SH		SOLE		13,874	0	0
METLIFE INC	COM	59156R108	200,261	2,428	SH		SOLE		2,428	0	0
MICROSOFT CORP	COM	594918104	17,673,569	41,073	SH		SOLE		41,073	0	0
NETFLIX INC	COM	64110L106	1,607,348	2,266	SH		SOLE		2,266	0	0
NEXTERA ENERGY INC	COM	65339F101	2,615,352	30,940	SH		SOLE		30,940	0	0
NORFOLK SOUTHN CORP	COM	655844108	202,031	813	SH		SOLE		813	0	0
NORTHROP GRUMMAN CORP	COM	666807102	244,041	462	SH		SOLE		462	0	0
NOVARTIS AG	SPONSORED ADR	66987V109	214,627	1,866	SH		SOLE		1,866	0	0
NOVO-NORDISK A S	ADR	670100205	326,478	2,742	SH		SOLE		2,742	0	0
NVIDIA CORPORATION	COM	67066G104	13,427,755	110,571	SH		SOLE		110,571	0	0
ORACLE CORP	COM	68389X105	334,435	1,963	SH		SOLE		1,963	0	0
PACER FDS TR	US CASH COWS 100	69374H881	260,235	4,500	SH		SOLE		4,500	0	0
PALANTIR TECHNOLOGIES INC	CL A	69608A108	200,694	5,395	SH		SOLE		5,395	0	0
PALO ALTO NETWORKS INC	COM	697435105	1,191,950	3,487	SH		SOLE		3,487	0	0
PAYCHEX INC	COM	704326107	318,030	2,370	SH		SOLE		2,370	0	0
PEPSICO INC	COM	713448108	1,369,377	8,053	SH		SOLE		8,053	0	0
PFIZER INC	COM	717081103	486,742	16,819	SH		SOLE		16,819	0	0
PHILIP MORRIS INTL INC	COM	718172109	400,060	3,295	SH		SOLE		3,295	0	0
PHILLIPS 66	COM	718546104	211,372	1,608	SH		SOLE		1,608	0	0
PNC FINL SVCS GROUP INC	COM	693475105	233,521	1,263	SH		SOLE		1,263	0	0
PPL CORP	COM	69351T106	347,340	10,500	SH		SOLE		10,500	0	0
PROCTER AND GAMBLE CO	COM	742718109	1,956,888	11,298	SH		SOLE		11,298	0	0
PROSHARES TR	PSHS ULT S&P 500	74347R107	410,544	4,553	SH		SOLE		4,553	0	0
PROSHARES TR	PSHS ULTRA QQQ	74347R206	288,908	2,869	SH		SOLE		2,869	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	344,621	3,863	SH		SOLE		3,863	0	0
QUALCOMM INC	COM	747525103	1,326,390	7,800	SH		SOLE		7,800	0	0
RTX CORPORATION	COM	75513E101	462,233	3,815	SH		SOLE		3,815	0	0
SALESFORCE INC	COM	79466L302	317,563	1,160	SH		SOLE		1,160	0	0
SCHWAB CHARLES CORP	COM	808513105	223,919	3,455	SH		SOLE		3,455	0	0
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	3,527,135	53,024	SH		SOLE		53,024	0	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	23,931,558	229,714	SH		SOLE		229,714	0	0
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	2,659,487	32,007	SH		SOLE		32,007	0	0
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	1,613,269	31,326	SH		SOLE		31,326	0	0
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	29,287,895	346,479	SH		SOLE		346,479	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	5,292,144	128,700	SH		SOLE		128,700	0	0
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	272,525	5,564	SH		SOLE		5,564	0	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	538,912	3,499	SH		SOLE		3,499	0	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,054,180	12,007	SH		SOLE		12,007	0	0
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	317,243	7,000	SH		SOLE		7,000	0	0
SELECT SECTOR SPDR TR	INDL	81369Y704	388,455	2,868	SH		SOLE		2,868	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	479,791	2,125	SH		SOLE		2,125	0	0
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	212,711	2,353	SH		SOLE		2,353	0	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	1,024,726	12,685	SH		SOLE		12,685	0	0
SELECTIVE INS GROUP INC	COM	816300107	275,048	2,948	SH		SOLE		2,948	0	0
SHELL PLC	SPON ADS	780259305	237,750	3,605	SH		SOLE		3,605	0	0
SHOPIFY INC	CL A	82509L107	217,981	2,720	SH		SOLE		2,720	0	0
SOUTHERN CO	COM	842587107	270,450	2,999	SH		SOLE		2,999	0	0
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	1,261,456	2,981	SH		SOLE		2,981	0	0
SPDR GOLD TR	GOLD SHS	78463V107	1,269,259	5,222	SH		SOLE		5,222	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	8,610,973	15,008	SH		SOLE		15,008	0	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	355,468	624	SH		SOLE		624	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	15,964,353	112,393	SH		SOLE		112,393	0	0
STARBUCKS CORP	COM	855244109	280,576	2,878	SH		SOLE		2,878	0	0
STRYKER CORPORATION	COM	863667101	242,767	672	SH		SOLE		672	0	0
T ROWE PRICE ETF INC	ULTRA SHRT TRM	87283Q701	414,600	8,332	SH		SOLE		8,332	0	0
T ROWE PRICE ETF INC	CAP APPRECIATION	87283Q867	1,506,657	45,313	SH		SOLE		45,313	0	0
TARGET CORP	COM	87612E106	340,000	2,181	SH		SOLE		2,181	0	0
TESLA INC	COM	88160R101	1,880,596	7,188	SH		SOLE		7,188	0	0
TORONTO DOMINION BK ONT	COM NEW	891160509	575,610	9,099	SH		SOLE		9,099	0	0
TRAVELERS COMPANIES INC	COM	89417E109	284,222	1,214	SH		SOLE		1,214	0	0
UBER TECHNOLOGIES INC	COM	90353T100	254,492	3,386	SH		SOLE		3,386	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	1,057,202	7,754	SH		SOLE		7,754	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	1,816,685	3,107	SH		SOLE		3,107	0	0
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	1,830,159	16,918	SH		SOLE		16,918	0	0
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	488,856	4,628	SH		SOLE		4,628	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	4,462,270	8,457	SH		SOLE		8,457	0	0
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	205,245	843	SH		SOLE		843	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,261,004	12,944	SH		SOLE		12,944	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	10,052,019	38,100	SH		SOLE		38,100	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,669,328	4,348	SH		SOLE		4,348	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	1,517,351	8,692	SH		SOLE		8,692	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	13,723,034	57,852	SH		SOLE		57,852	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,076,857	3,803	SH		SOLE		3,803	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	4,004,761	47,818	SH		SOLE		47,818	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	17,981,490	90,788	SH		SOLE		90,788	0	0
VANGUARD STAR FDS	VG TL INTL STK F	921909768	450,650	6,961	SH		SOLE		6,961	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,250,294	9,753	SH		SOLE		9,753	0	0
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	1,598,801	21,776	SH		SOLE		21,776	0	0
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	1,246,760	4,418	SH		SOLE		4,418	0	0
VANGUARD WORLD FD	INF TECH ETF	92204A702	1,496,213	2,551	SH		SOLE		2,551	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	362,392	8,069	SH		SOLE		8,069	0	0
VISA INC	COM CL A	92826C839	4,431,225	16,116	SH		SOLE		16,116	0	0
WALMART INC	COM	931142103	1,217,679	15,080	SH		SOLE		15,080	0	0
WASTE MGMT INC DEL	COM	94106L109	231,655	1,116	SH		SOLE		1,116	0	0
WEC ENERGY GROUP INC	COM	92939U106	293,386	3,050	SH		SOLE		3,050	0	0
WESTWATER RES INC	COM NEW	961684206	7,740	15,000	SH		SOLE		15,000	0	0
WISDOMTREE TR	US LARGECAP DIVD	97717W307	2,352,344	29,943	SH		SOLE		29,943	0	0
WISDOMTREE TR	US QTLY DIV GRT	97717X669	10,745,867	129,142	SH		SOLE		129,142	0	0
XCEL ENERGY INC	COM	98389B100	207,458	3,177	SH		SOLE		3,177	0	0