CRA Financial Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	586,124	5,182	SH		SOLE		5,182	0	0
ABBVIE INC	COM	00287Y109	1,952,891	10,990	SH		SOLE		10,990	0	0
ADAMS DIVERSIFIED EQUITY FD	COM	006212104	202,000	10,000	SH		SOLE		10,000	0	0
ADOBE INC	COM	00724F101	239,238	538	SH		SOLE		538	0	0
ALPHABET INC	CAP STK CL C	02079K107	5,071,184	26,629	SH		SOLE		26,629	0	0
ALPHABET INC	CAP STK CL A	02079K305	12,566,567	66,384	SH		SOLE		66,384	0	0
ALTRIA GROUP INC	COM	02209S103	271,839	5,199	SH		SOLE		5,199	0	0
AMAZON COM INC	COM	023135106	29,455,119	134,259	SH		SOLE		134,259	0	0
AMERICAN CENTY ETF TR	AVANTIS US SMALL	025072323	1,003,012	18,451	SH		SOLE		18,451	0	0
AMERICAN CENTY ETF TR	US LARGE CAP VLU	025072349	1,927,583	28,869	SH		SOLE		28,869	0	0
AMERICAN CENTY ETF TR	LARGE CAP EQUITY	025072752	328,114	4,650	SH		SOLE		4,650	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	1,676,039	17,363	SH		SOLE		17,363	0	0
AMERICAN CENTY ETF TR	US EQT ETF	025072885	240,889	2,485	SH		SOLE		2,485	0	0
AMERICAN EXPRESS CO	COM	025816109	298,274	1,005	SH		SOLE		1,005	0	0
AMERICAN INTL GROUP INC	COM NEW	026874784	365,820	5,025	SH		SOLE		5,025	0	0
AMGEN INC	COM	031162100	616,153	2,364	SH		SOLE		2,364	0	0
APPLE INC	COM	037833100	50,539,349	201,818	SH		SOLE		201,818	0	0
AT&T INC	COM	00206R102	221,181	9,714	SH		SOLE		9,714	0	0
ATAI LIFE SCIENCES NV	SHS	N0731H103	17,161	12,903	SH		SOLE		12,903	0	0
BANK AMERICA CORP	COM	060505104	1,903,860	43,319	SH		SOLE		43,319	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	1,361,840	2	SH		SOLE		2	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	4,864,148	10,731	SH		SOLE		10,731	0	0
BITWISE BITCOIN ETF TR	SHS BEN INT	09174C104	347,000	6,824	SH		SOLE		6,824	0	0
BLACKROCK ETF TRUST II	ISHARES LARG CAP	092528702	5,075,038	165,515	SH		SOLE		165,515	0	0
BLACKROCK INC	COM	09290D101	357,763	349	SH		SOLE		349	0	0
BLACKSTONE INC	COM	09260D107	447,085	2,593	SH		SOLE		2,593	0	0
BOEING CO	COM	097023105	582,299	3,290	SH		SOLE		3,290	0	0
BOSTON SCIENTIFIC CORP	COM	101137107	263,137	2,946	SH		SOLE		2,946	0	0
BP PLC	SPONSORED ADR	055622104	230,154	7,786	SH		SOLE		7,786	0	0
BROADCOM INC	COM	11135F101	5,339,121	23,029	SH		SOLE		23,029	0	0
BROOKFIELD CORP	CL A LTD VT SH	11271J107	548,648	9,550	SH		SOLE		9,550	0	0
BROWN FORMAN CORP	CL B	115637209	494,006	13,007	SH		SOLE		13,007	0	0
CAPITAL GROUP GROWTH ETF	SHS CREATION UNI	14020G101	229,339	6,170	SH		SOLE		6,170	0	0
CAPITAL GROUP INTL FOCUS EQT	SHS CREATION UNI	14019W109	1,457,784	59,091	SH		SOLE		59,091	0	0
CAPITAL GROUP NEW GEOGRAPHY	SHS	14021N105	1,183,090	47,763	SH		SOLE		47,763	0	0
CATERPILLAR INC	COM	149123101	1,429,274	3,940	SH		SOLE		3,940	0	0
CHEVRON CORP NEW	COM	166764100	1,943,802	13,420	SH		SOLE		13,420	0	0
CISCO SYS INC	COM	17275R102	667,658	11,278	SH		SOLE		11,278	0	0
COCA COLA CO	COM	191216100	873,320	14,027	SH		SOLE		14,027	0	0
COINBASE GLOBAL INC	COM CL A	19260Q107	332,474	1,339	SH		SOLE		1,339	0	0
COMCAST CORP NEW	CL A	20030N101	572,172	15,246	SH		SOLE		15,246	0	0
CONOCOPHILLIPS	COM	20825C104	465,929	4,698	SH		SOLE		4,698	0	0
CONSTELLATION ENERGY CORP	COM	21037T109	598,648	2,676	SH		SOLE		2,676	0	0
COSTCO WHSL CORP NEW	COM	22160K105	1,291,941	1,410	SH		SOLE		1,410	0	0
CROWDSTRIKE HLDGS INC	CL A	22788C105	851,978	2,490	SH		SOLE		2,490	0	0
CUMMINS INC	COM	231021106	238,791	685	SH		SOLE		685	0	0
DEERE & CO	COM	244199105	498,904	1,177	SH		SOLE		1,177	0	0
DIMENSIONAL ETF TRUST	US EQUITY MARKET	25434V401	1,011,585	15,868	SH		SOLE		15,868	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	479,770	7,372	SH		SOLE		7,372	0	0
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	871,495	25,195	SH		SOLE		25,195	0	0
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	374,132	9,143	SH		SOLE		9,143	0	0
DIREXION SHS ETF TR	DRX S&P500BULL	25459W862	221,166	1,311	SH		SOLE		1,311	0	0
DISNEY WALT CO	COM	254687106	1,882,444	16,906	SH		SOLE		16,906	0	0
DNP SELECT INCOME FD INC	COM	23325P104	204,715	23,210	SH		SOLE		23,210	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	362,006	3,360	SH		SOLE		3,360	0	0
ELI LILLY & CO	COM	532457108	3,241,154	4,198	SH		SOLE		4,198	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	208,074	6,635	SH		SOLE		6,635	0	0
EOG RES INC	COM	26875P101	223,586	1,824	SH		SOLE		1,824	0	0
EXELON CORP	COM	30161N101	227,835	6,053	SH		SOLE		6,053	0	0
EXXON MOBIL CORP	COM	30231G102	3,648,408	33,917	SH		SOLE		33,917	0	0
FEDEX CORP	COM	31428X106	319,117	1,134	SH		SOLE		1,134	0	0
FIDELITY COMWLTH TR	NASDAQ COMPSIT	315912808	2,144,783	28,199	SH		SOLE		28,199	0	0
FIDELITY COVINGTON TRUST	BLUE CHIP GRWTH	316092352	1,452,101	31,390	SH		SOLE		31,390	0	0
FIDELITY COVINGTON TRUST	MSCI ENERGY IDX	316092402	225,288	9,450	SH		SOLE		9,450	0	0
FIDELITY COVINGTON TRUST	ENHANCED LARGE	31609A107	712,071	23,370	SH		SOLE		23,370	0	0
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	3,014,411	67,181	SH		SOLE		67,181	0	0
FIDELITY WISE ORIGIN BITCOIN	SHS	315948109	1,073,214	13,155	SH		SOLE		13,155	0	0
FISERV INC	COM	337738108	586,885	2,857	SH		SOLE		2,857	0	0
FORD MTR CO	COM	345370860	192,172	19,411	SH		SOLE		19,411	0	0
GE AEROSPACE	COM NEW	369604301	327,548	1,964	SH		SOLE		1,964	0	0
GENERAL DYNAMICS CORP	COM	369550108	246,890	937	SH		SOLE		937	0	0
GENERAL MLS INC	COM	370334104	200,182	3,139	SH		SOLE		3,139	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	446,533	780	SH		SOLE		780	0	0
GRAYSCALE BITCOIN MINI TR ET	SHS NEW	389930207	235,519	5,625	SH		SOLE		5,625	0	0
GRAYSCALE BITCOIN TRUST ETF	SHS REP COM UT	389637109	2,027,704	27,394	SH		SOLE		27,394	0	0
GRAYSCALE ETHEREUM TRUST ETF	SHS	389638107	439,354	15,680	SH		SOLE		15,680	0	0
HARBOR ETF TRUST	INTERNATNAL COMP	41151J885	408,352	15,797	SH		SOLE		15,797	0	0
HOME DEPOT INC	COM	437076102	6,356,454	16,341	SH		SOLE		16,341	0	0
HONEYWELL INTL INC	COM	438516106	973,360	4,309	SH		SOLE		4,309	0	0
INNOVATOR ETFS TRUST	GRWT100 PWR BUF	45782C276	607,208	9,672	SH		SOLE		9,672	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C318	219,933	6,125	SH		SOLE		6,125	0	0
INNOVATOR ETFS TRUST	GRWT100 PWR BF	45782C334	613,735	12,179	SH		SOLE		12,179	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C383	1,037,786	25,822	SH		SOLE		25,822	0	0
INNOVATOR ETFS TRUST	US EQTY BUFR JAN	45782C409	502,708	10,484	SH		SOLE		10,484	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C417	983,296	26,720	SH		SOLE		26,720	0	0
INNOVATOR ETFS TRUST	US EQTY BUFR FEB	45782C433	350,941	8,148	SH		SOLE		8,148	0	0
INNOVATOR ETFS TRUST	GRWT100 PWR BF	45782C466	439,302	9,135	SH		SOLE		9,135	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C508	3,417,518	80,888	SH		SOLE		80,888	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C540	3,846,428	100,115	SH		SOLE		100,115	0	0
INNOVATOR ETFS TRUST	US EQTY BUF DEC	45782C557	415,365	9,635	SH		SOLE		9,635	0	0
INNOVATOR ETFS TRUST	US EQTY ULTRA BU	45782C565	203,393	5,875	SH		SOLE		5,875	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C573	1,735,158	45,813	SH		SOLE		45,813	0	0
INNOVATOR ETFS TRUST	US EQTY BUF NOV	45782C581	363,444	9,255	SH		SOLE		9,255	0	0
INNOVATOR ETFS TRUST	US SML CP PWR B	45782C599	324,653	10,620	SH		SOLE		10,620	0	0
INNOVATOR ETFS TRUST	GRWT100 PWR BUF	45782C615	488,512	9,515	SH		SOLE		9,515	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C656	222,786	5,700	SH		SOLE		5,700	0	0
INNOVATOR ETFS TRUST	US EQT ULTRA BF	45782C672	920,756	25,930	SH		SOLE		25,930	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BF	45782C680	3,554,705	92,330	SH		SOLE		92,330	0	0
INNOVATOR ETFS TRUST	US EQUT BUFR AUG	45782C698	627,784	14,404	SH		SOLE		14,404	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C748	1,146,405	30,555	SH		SOLE		30,555	0	0
INNOVATOR ETFS TRUST	US EQTY BUFR JUN	45782C755	250,158	6,025	SH		SOLE		6,025	0	0
INNOVATOR ETFS TRUST	US EQTY BUFR JUL	45782C789	403,246	9,050	SH		SOLE		9,050	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C797	1,518,138	38,369	SH		SOLE		38,369	0	0
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C813	2,836,613	68,900	SH		SOLE		68,900	0	0
INNOVATOR ETFS TRUST	US EQT PWR BUF	45782C870	2,571,468	70,060	SH		SOLE		70,060	0	0
INNOVATOR ETFS TRUST	US EQT BUFR APR	45782C888	232,539	5,248	SH		SOLE		5,248	0	0
INNOVATOR ETFS TRUST	US EQUITY ACCELE	45783Y301	262,445	7,695	SH		SOLE		7,695	0	0
INNOVATOR ETFS TRUST	U S EQ 10 BUFFER	45783Y442	6,499,106	218,384	SH		SOLE		218,384	0	0
INNOVATOR ETFS TRUST	QUITY MANAGD FLR	45783Y673	369,435	11,315	SH		SOLE		11,315	0	0
INNOVATOR ETFS TRUST	US EQTY ACCELRT9	45783Y848	759,399	25,154	SH		SOLE		25,154	0	0
INNOVATOR ETFS TRUST	DEFINED WLT SHLD	45783Y855	8,026,777	255,467	SH		SOLE		255,467	0	0
INNOVATOR ETFS TRUST	EQUITY DEFINED P	45784N106	1,007,840	40,185	SH		SOLE		40,185	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	1,098,878	4,999	SH		SOLE		4,999	0	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	207,740	398	SH		SOLE		398	0	0
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	301,072	4,301	SH		SOLE		4,301	0	0
INVESCO EXCH TRADED FD TR II	NASDAQ 100 ETF	46138G649	662,079	3,146	SH		SOLE		3,146	0	0
INVESCO EXCH TRD SLF IDX FD	INVSCO 30 CORP	46138J460	651,935	39,825	SH		SOLE		39,825	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 MUNI	46138J528	392,160	16,000	SH		SOLE		16,000	0	0
INVESCO EXCH TRD SLF IDX FD	BULETSHS 2029	46138J577	967,398	52,748	SH		SOLE		52,748	0	0
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 26	46138J635	326,851	14,043	SH		SOLE		14,043	0	0
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 28	46138J643	1,723,853	85,636	SH		SOLE		85,636	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 CB	46138J783	2,192,727	112,563	SH		SOLE		112,563	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	2,716,353	139,802	SH		SOLE		139,802	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 HY	46138J817	867,824	37,617	SH		SOLE		37,617	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	4,039,501	195,618	SH		SOLE		195,618	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	641,418	21,891	SH		SOLE		21,891	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	4,646,338	26,516	SH		SOLE		26,516	0	0
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	502,958	12,468	SH		SOLE		12,468	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	19,766,851	38,665	SH		SOLE		38,665	0	0
ISHARES GOLD TR	ISHARES NEW	464285204	318,102	6,425	SH		SOLE		6,425	0	0
ISHARES TR	CORE S&P TTL STK	464287150	368,356	2,864	SH		SOLE		2,864	0	0
ISHARES TR	SELECT DIVID ETF	464287168	1,217,715	9,275	SH		SOLE		9,275	0	0
ISHARES TR	CORE S&P500 ETF	464287200	15,194,571	25,811	SH		SOLE		25,811	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	354,441	3,491	SH		SOLE		3,491	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	1,265,916	6,632	SH		SOLE		6,632	0	0
ISHARES TR	RUS MD CP GR ETF	464287481	310,284	2,448	SH		SOLE		2,448	0	0
ISHARES TR	RUS MID CAP ETF	464287499	362,964	4,106	SH		SOLE		4,106	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	4,937,668	79,244	SH		SOLE		79,244	0	0
ISHARES TR	RUS 1000 VAL ETF	464287598	847,525	4,578	SH		SOLE		4,578	0	0
ISHARES TR	S&P MC 400GR ETF	464287606	481,383	5,294	SH		SOLE		5,294	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	3,606,076	8,980	SH		SOLE		8,980	0	0
ISHARES TR	RUS 2000 GRW ETF	464287648	219,894	764	SH		SOLE		764	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	727,067	3,290	SH		SOLE		3,290	0	0
ISHARES TR	RUSSELL 3000 ETF	464287689	217,263	650	SH		SOLE		650	0	0
ISHARES TR	S&P MC 400VL ETF	464287705	340,709	2,727	SH		SOLE		2,727	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	2,763,628	23,986	SH		SOLE		23,986	0	0
ISHARES TR	S&P SML 600 GWT	464287887	338,425	2,500	SH		SOLE		2,500	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	254,655	2,390	SH		SOLE		2,390	0	0
ISHARES TR	MSCI KLD400 SOC	464288570	265,475	2,408	SH		SOLE		2,408	0	0
ISHARES TR	USD INV GRDE ETF	464288620	759,879	15,113	SH		SOLE		15,113	0	0
ISHARES TR	PFD AND INCM SEC	464288687	410,764	13,065	SH		SOLE		13,065	0	0
ISHARES TR	US AER DEF ETF	464288760	600,471	4,131	SH		SOLE		4,131	0	0
ISHARES TR	EAFE GRWTH ETF	464288885	205,764	2,125	SH		SOLE		2,125	0	0
ISHARES TR	CORE HIGH DV ETF	46429B663	2,932,339	26,121	SH		SOLE		26,121	0	0
ISHARES TR	MSCI USA MMENTM	46432F396	670,835	3,242	SH		SOLE		3,242	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	727,851	10,356	SH		SOLE		10,356	0	0
ISHARES TR	CORE DIV GRWTH	46434V621	1,257,416	20,499	SH		SOLE		20,499	0	0
ISHARES TR	ESG AWR MSCI USA	46435G425	223,878	1,738	SH		SOLE		1,738	0	0
ISHARES TR	ESG SCRND S&P500	46436E569	239,108	5,278	SH		SOLE		5,278	0	0
ISHARES TR	LARGE CAP MAX BU	46438G612	1,466,855	56,125	SH		SOLE		56,125	0	0
J P MORGAN EXCHANGE TRADED F	ACTIVE VALUE ETF	46641Q167	204,459	3,230	SH		SOLE		3,230	0	0
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	328,313	5,707	SH		SOLE		5,707	0	0
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	828,675	17,987	SH		SOLE		17,987	0	0
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT ETF	46641Q837	3,390,756	67,317	SH		SOLE		67,317	0	0
JANUS DETROIT STR TR	HENDRSON AAA CL	47103U845	1,243,864	24,529	SH		SOLE		24,529	0	0
JOHNSON & JOHNSON	COM	478160104	1,399,169	9,675	SH		SOLE		9,675	0	0
JPMORGAN CHASE & CO.	COM	46625H100	2,540,148	10,597	SH		SOLE		10,597	0	0
LINDE PLC	SHS	G54950103	279,690	668	SH		SOLE		668	0	0
LOCKHEED MARTIN CORP	COM	539830109	1,088,020	2,239	SH		SOLE		2,239	0	0
LOWES COS INC	COM	548661107	573,563	2,324	SH		SOLE		2,324	0	0
MARATHON PETE CORP	COM	56585A102	251,220	1,801	SH		SOLE		1,801	0	0
MARVELL TECHNOLOGY INC	COM	573874104	798,774	7,232	SH		SOLE		7,232	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	3,821,277	7,257	SH		SOLE		7,257	0	0
MCDONALDS CORP	COM	580135101	1,039,773	3,587	SH		SOLE		3,587	0	0
MCKESSON CORP	COM	58155Q103	315,160	553	SH		SOLE		553	0	0
MERCK & CO INC	COM	58933Y105	1,217,224	12,236	SH		SOLE		12,236	0	0
META PLATFORMS INC	CL A	30303M102	8,115,754	13,861	SH		SOLE		13,861	0	0
MICROSOFT CORP	COM	594918104	17,354,793	41,174	SH		SOLE		41,174	0	0
NETFLIX INC	COM	64110L106	1,995,844	2,239	SH		SOLE		2,239	0	0
NEXTERA ENERGY INC	COM	65339F101	2,104,918	29,361	SH		SOLE		29,361	0	0
NORTHROP GRUMMAN CORP	COM	666807102	217,084	463	SH		SOLE		463	0	0
NVIDIA CORPORATION	COM	67066G104	15,555,202	115,833	SH		SOLE		115,833	0	0
ORACLE CORP	COM	68389X105	325,881	1,956	SH		SOLE		1,956	0	0
PACER FDS TR	US CASH COWS 100	69374H881	316,288	5,600	SH		SOLE		5,600	0	0
PALANTIR TECHNOLOGIES INC	CL A	69608A108	455,368	6,021	SH		SOLE		6,021	0	0
PALO ALTO NETWORKS INC	COM	697435105	1,306,291	7,179	SH		SOLE		7,179	0	0
PAYCHEX INC	COM	704326107	332,321	2,370	SH		SOLE		2,370	0	0
PEPSICO INC	COM	713448108	1,144,709	7,528	SH		SOLE		7,528	0	0
PFIZER INC	COM	717081103	289,475	10,911	SH		SOLE		10,911	0	0
PHILIP MORRIS INTL INC	COM	718172109	407,746	3,388	SH		SOLE		3,388	0	0
PIMCO ETF TR	MULTISECTOR BD	72201R585	237,686	9,170	SH		SOLE		9,170	0	0
PNC FINL SVCS GROUP INC	COM	693475105	234,017	1,213	SH		SOLE		1,213	0	0
PPL CORP	COM	69351T106	350,568	10,800	SH		SOLE		10,800	0	0
PROCTER AND GAMBLE CO	COM	742718109	1,865,845	11,129	SH		SOLE		11,129	0	0
PROSHARES TR	PSHS ULT S&P 500	74347R107	400,696	4,331	SH		SOLE		4,331	0	0
PROSHARES TR	PSHS ULTRA QQQ	74347R206	285,645	2,639	SH		SOLE		2,639	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	349,622	4,138	SH		SOLE		4,138	0	0
QUALCOMM INC	COM	747525103	1,184,257	7,709	SH		SOLE		7,709	0	0
RTX CORPORATION	COM	75513E101	572,920	4,951	SH		SOLE		4,951	0	0
SALESFORCE INC	COM	79466L302	393,280	1,176	SH		SOLE		1,176	0	0
SCHWAB CHARLES CORP	COM	808513105	253,854	3,430	SH		SOLE		3,430	0	0
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	3,647,130	160,667	SH		SOLE		160,667	0	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	26,090,403	936,147	SH		SOLE		936,147	0	0
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	2,493,447	89,984	SH		SOLE		89,984	0	0
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	1,620,522	62,665	SH		SOLE		62,665	0	0
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	29,195,105	1,068,635	SH		SOLE		1,068,635	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	4,830,987	261,134	SH		SOLE		261,134	0	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	390,739	2,840	SH		SOLE		2,840	0	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,111,278	12,973	SH		SOLE		12,973	0	0
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	330,922	6,847	SH		SOLE		6,847	0	0
SELECT SECTOR SPDR TR	INDL	81369Y704	344,846	2,617	SH		SOLE		2,617	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	494,253	2,126	SH		SOLE		2,126	0	0
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	213,272	2,203	SH		SOLE		2,203	0	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	950,696	12,560	SH		SOLE		12,560	0	0
SELECTIVE INS GROUP INC	COM	816300107	275,697	2,948	SH		SOLE		2,948	0	0
SHELL PLC	SPON ADS	780259305	225,853	3,605	SH		SOLE		3,605	0	0
SHOPIFY INC	CL A	82509L107	278,585	2,620	SH		SOLE		2,620	0	0
SOUTHERN CO	COM	842587107	246,878	2,999	SH		SOLE		2,999	0	0
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	1,356,631	3,188	SH		SOLE		3,188	0	0
SPDR GOLD TR	GOLD SHS	78463V107	1,399,511	5,780	SH		SOLE		5,780	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	8,540,226	14,572	SH		SOLE		14,572	0	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	355,418	624	SH		SOLE		624	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	14,260,319	107,951	SH		SOLE		107,951	0	0
SPDR SER TR	PORTFOLI S&P1500	78464A805	260,248	3,643	SH		SOLE		3,643	0	0
STARBUCKS CORP	COM	855244109	256,413	2,810	SH		SOLE		2,810	0	0
STRYKER CORPORATION	COM	863667101	206,309	573	SH		SOLE		573	0	0
T ROWE PRICE ETF INC	ULTRA SHRT TRM	87283Q701	754,528	15,221	SH		SOLE		15,221	0	0
T ROWE PRICE ETF INC	CAP APPRECIATION	87283Q867	1,639,612	49,282	SH		SOLE		49,282	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	218,029	1,104	SH		SOLE		1,104	0	0
TARGET CORP	COM	87612E106	227,643	1,684	SH		SOLE		1,684	0	0
TESLA INC	COM	88160R101	3,118,049	7,721	SH		SOLE		7,721	0	0
TORONTO DOMINION BK ONT	COM NEW	891160509	483,597	9,083	SH		SOLE		9,083	0	0
TRAVELERS COMPANIES INC	COM	89417E109	285,214	1,184	SH		SOLE		1,184	0	0
UBER TECHNOLOGIES INC	COM	90353T100	225,959	3,746	SH		SOLE		3,746	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	956,000	7,581	SH		SOLE		7,581	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	1,508,073	2,981	SH		SOLE		2,981	0	0
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	1,835,509	17,310	SH		SOLE		17,310	0	0
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	488,254	4,628	SH		SOLE		4,628	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	5,587,899	10,371	SH		SOLE		10,371	0	0
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	213,911	843	SH		SOLE		843	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,159,578	13,017	SH		SOLE		13,017	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	10,631,502	40,251	SH		SOLE		40,251	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,856,420	4,523	SH		SOLE		4,523	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	1,474,931	8,712	SH		SOLE		8,712	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	14,022,568	58,359	SH		SOLE		58,359	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,207,928	4,168	SH		SOLE		4,168	0	0
VANGUARD MUN BD FDS	SHORT TAX EXEMPT	922907696	870,640	11,638	SH		SOLE		11,638	0	0
VANGUARD MUN BD FDS	CORE TAX EXEMPT	922907712	968,419	12,985	SH		SOLE		12,985	0	0
VANGUARD SCOTTSDALE FDS	VNG RUS1000GRW	92206C680	216,930	2,100	SH		SOLE		2,100	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	4,450,978	55,450	SH		SOLE		55,450	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	16,701,198	85,284	SH		SOLE		85,284	0	0
VANGUARD STAR FDS	VG TL INTL STK F	921909768	352,755	5,986	SH		SOLE		5,986	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	226,428	4,735	SH		SOLE		4,735	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,251,949	9,812	SH		SOLE		9,812	0	0
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	1,913,986	28,197	SH		SOLE		28,197	0	0
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	1,004,105	3,958	SH		SOLE		3,958	0	0
VANGUARD WORLD FD	INF TECH ETF	92204A702	1,702,488	2,738	SH		SOLE		2,738	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	266,619	6,667	SH		SOLE		6,667	0	0
VISA INC	COM CL A	92826C839	4,969,089	15,723	SH		SOLE		15,723	0	0
WALMART INC	COM	931142103	1,382,946	15,307	SH		SOLE		15,307	0	0
WASTE MGMT INC DEL	COM	94106L109	228,401	1,132	SH		SOLE		1,132	0	0
WEC ENERGY GROUP INC	COM	92939U106	286,874	3,051	SH		SOLE		3,051	0	0
WELLS FARGO CO NEW	COM	949746101	204,890	2,917	SH		SOLE		2,917	0	0
WESTWATER RES INC	COM NEW	961684206	10,626	15,000	SH		SOLE		15,000	0	0
WISDOMTREE TR	US LARGECAP DIVD	97717W307	2,468,673	31,735	SH		SOLE		31,735	0	0
WISDOMTREE TR	US QTLY DIV GRT	97717X669	11,716,978	144,779	SH		SOLE		144,779	0	0
XCEL ENERGY INC	COM	98389B100	214,511	3,177	SH		SOLE		3,177	0	0