Bernardo Wealth Planning 13FHR Quarterly holdings report by institutional manager | SEC 1 May 20

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	485	6,155	SH		SOLE		0	0	6,155
ABBVIE INC	COM	00287Y109	341	4,487	SH		SOLE		0	0	4,487
ADOBE INC	COM	00724F101	288	905	SH		SOLE		0	0	905
ADVANCED MICRO DEVICES INC COM	COM	007903107	545	11,989	SH		SOLE		0	0	11,989
ALPHABET INC	CAP STK CL A	02079K305	436	376	SH		SOLE		0	0	376
ALPHABET INC	CAP STK CL C	02079K107	1,018	876	SH		SOLE		0	0	876
ALTRIA GROUP INC	COM	02209S103	363	9,404	SH		SOLE		0	0	9,404
AMAZON COM INC	COM	023135106	4,457	2,286	SH		SOLE		0	0	2,286
AMERICAN ELEC PWR CO INC	COM	025537101	248	3,101	SH		SOLE		0	0	3,101
AMGEN INC	COM	031162100	317	1,564	SH		SOLE		0	0	1,564
ANTARES PHARMA INC	COM	036642106	61	26,075	SH		SOLE		0	0	26,075
APPLE INC	COM	037833100	10,876	42,771	SH		SOLE		0	0	42,771
AT&T INC	COM	00206R102	644	22,124	SH		SOLE		0	0	22,124
AUTOMATIC DATA PROCESSING INC	COM	053015103	440	3,222	SH		SOLE		0	0	3,222
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	368	2,015	SH		SOLE		0	0	2,015
BOEING CO	COM	097023105	719	4,822	SH		SOLE		0	0	4,822
BRISTOL-MYERS SQUIBB CO	COM	110122108	414	7,431	SH		SOLE		0	0	7,431
CHEVRON CORP NEW	COM	166764100	723	9,986	SH		SOLE		0	0	9,986
CISCO SYS INC	COM	17275R102	562	14,314	SH		SOLE		0	0	14,314
CLOROX CO DEL	COM	189054109	286	1,653	SH		SOLE		0	0	1,653
COCA COLA CO	COM	191216100	431	9,740	SH		SOLE		0	0	9,740
COMCAST CORP NEW	CL A	20030N101	415	12,081	SH		SOLE		0	0	12,081
COMMUNITY BK SYS INC	COM	203607106	217	3,699	SH		SOLE		0	0	3,699
CONSUMER STAPLES SELECT SECTOR SPDR FUND	SBI CONS STPLS	81369Y308	246	4,526	SH		SOLE		0	0	4,526
DISNEY WALT CO	COM DISNEY	254687106	557	5,767	SH		SOLE		0	0	5,767
DOMINION ENERGY INC	COM	25746U109	341	4,728	SH		SOLE		0	0	4,728
ESSENTIAL UTILS INC	COM	29670G102	1,086	26,695	SH		SOLE		0	0	26,695
EXXON MOBIL CORP	COM	30231G102	494	13,033	SH		SOLE		0	0	13,033
FACEBOOK INC	CL A	30303M102	1,529	9,168	SH		SOLE		0	0	9,168
FIRST TR EXCH TRADED FD III	MANAGD MUN ETF	33739N108	729	13,495	SH		SOLE		0	0	13,495
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	800	16,110	SH		SOLE		0	0	16,110
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	378	13,665	SH		SOLE		0	0	13,665
FREEPORT-MCMORAN INC	CL B	35671D857	171	25,393	SH		SOLE		0	0	25,393
GENERAL DYNAMICS CORP	COM	369550108	307	2,325	SH		SOLE		0	0	2,325
GENERAL ELECTRIC CO	COM	369604103	152	19,200	SH		SOLE		0	0	19,200
HOME DEPOT INC	COM	437076102	771	4,131	SH		SOLE		0	0	4,131
HONEYWELL INTL INC	COM	438516106	326	2,440	SH		SOLE		0	0	2,440
ILLINOIS TOOL WKS INC	COM	452308109	416	2,934	SH		SOLE		0	0	2,934
INTEL CORP	COM	458140100	1,241	22,942	SH		SOLE		0	0	22,942
INTERNATIONAL BUSINESS MACHS	COM	459200101	322	2,911	SH		SOLE		0	0	2,911
INVESCO QQQ TRUST	UNIT SER 1	46090E103	471	2,474	SH		SOLE		0	0	2,474
ISHARES INC	CORE MSCI EMKT	46434G103	1,777	43,929	SH		SOLE		0	0	43,929
ISHARES INC	ESG MSCI EM ETF	46434G863	1,622	59,297	SH		SOLE		0	0	59,297
ISHARES TR	CORE S&P TTL STK	464287150	1,507	26,344	SH		SOLE		0	0	26,344
ISHARES TR	CORE S&P500 ETF	464287200	11,781	45,595	SH		SOLE		0	0	45,595
ISHARES TR	CORE US AGGBD ET	464287226	1,625	14,087	SH		SOLE		0	0	14,087
ISHARES TR	IBOXX INV CP ETF	464287242	256	2,074	SH		SOLE		0	0	2,074
ISHARES TR	GLOBAL TECH ETF	464287291	2,874	15,761	SH		SOLE		0	0	15,761
ISHARES TR	S&P 500 GRWT ETF	464287309	1,210	7,332	SH		SOLE		0	0	7,332
ISHARES TR	S&P 500 VAL ETF	464287408	1,162	12,078	SH		SOLE		0	0	12,078
ISHARES TR	20 YR TR BD ETF	464287432	1,130	6,854	SH		SOLE		0	0	6,854
ISHARES TR	RUS MID CAP ETF	464287499	398	9,234	SH		SOLE		0	0	9,234
ISHARES TR	CORE S&P MCP ETF	464287507	893	6,208	SH		SOLE		0	0	6,208
ISHARES TR	RUSSELL 2000 ETF	464287655	214	1,874	SH		SOLE		0	0	1,874
ISHARES TR	CORE S&P SCP ETF	464287804	525	9,372	SH		SOLE		0	0	9,372
ISHARES TR	SHRT NAT MUN ETF	464288158	706	6,645	SH		SOLE		0	0	6,645
ISHARES TR	NATIONAL MUN ETF	464288414	392	3,476	SH		SOLE		0	0	3,476
ISHARES TR	MBS ETF	464288588	1,791	16,218	SH		SOLE		0	0	16,218
ISHARES TR	INTRM TR CRP ETF	464288638	2,558	46,592	SH		SOLE		0	0	46,592
ISHARES TR	US TREAS BD ETF	46429B267	8,279	295,584	SH		SOLE		0	0	295,584
ISHARES TR	CORE HIGH DV ETF	46429B663	757	10,585	SH		SOLE		0	0	10,585
ISHARES TR	MIN VOL USA ETF	46429B697	4,089	75,712	SH		SOLE		0	0	75,712
ISHARES TR	USA QUALITY FCTR	46432F339	3,752	46,307	SH		SOLE		0	0	46,307
ISHARES TR	USA SIZE FACTOR	46432F370	1,023	14,343	SH		SOLE		0	0	14,343
ISHARES TR	USA MOMENTUM FCT	46432F396	967	9,089	SH		SOLE		0	0	9,089
ISHARES TR	CORE MSCI TOTAL	46432F834	1,453	30,924	SH		SOLE		0	0	30,924
ISHARES TR	CORE MSCI EAFE	46432F842	4,289	85,974	SH		SOLE		0	0	85,974
ISHARES TR	0-5YR HI YL CP	46434V407	1,346	32,941	SH		SOLE		0	0	32,941
ISHARES TR	ESG MSCI USA ETF	46435G425	2,550	44,372	SH		SOLE		0	0	44,372
ISHARES US ETF TR	SHT MAT BD ETF	46431W507	2,033	41,936	SH		SOLE		0	0	41,936
JOHNSON & JOHNSON	COM	478160104	1,989	15,173	SH		SOLE		0	0	15,173
JPMORGAN CHASE & CO	COM	46625H100	1,251	13,896	SH		SOLE		0	0	13,896
KIMBERLY CLARK CORP	COM	494368103	379	2,969	SH		SOLE		0	0	2,969
L3HARRIS TECHNOLOGIES INC	COM	502431109	409	2,275	SH		SOLE		0	0	2,275
LOCKHEED MARTIN CORP	COM	539830109	461	1,361	SH		SOLE		0	0	1,361
LOWES COS INC	COM	548661107	234	2,725	SH		SOLE		0	0	2,725
MCDONALDS CORP	COM	580135101	788	4,766	SH		SOLE		0	0	4,766
MEDTRONIC PLC	SHS	G5960L103	368	4,089	SH		SOLE		0	0	4,089
MERCK & CO. INC	COM	58933Y105	1,358	17,654	SH		SOLE		0	0	17,654
MICROCHIP TECHNOLOGY INC	COM	595017104	223	3,295	SH		SOLE		0	0	3,295
MICROSOFT CORP	COM	594918104	3,426	21,725	SH		SOLE		0	0	21,725
NETFLIX INC	COM	64110L106	670	1,786	SH		SOLE		0	0	1,786
NEXTERA ENERGY INC	COM	65339F101	724	3,009	SH		SOLE		0	0	3,009
NIKE INC CL B	CL B	654106103	694	8,388	SH		SOLE		0	0	8,388
NVIDIA CORP	COM	67066G104	469	1,780	SH		SOLE		0	0	1,780
PENNS WOODS BANCORP INC	COM	708430103	209	8,616	SH		SOLE		0	0	8,616
PEPSICO INC	COM	713448108	683	5,688	SH		SOLE		0	0	5,688
PFIZER INC	COM	717081103	599	18,364	SH		SOLE		0	0	18,364
PHILIP MORRIS INTL INC	COM	718172109	511	7,016	SH		SOLE		0	0	7,016
POLARITYTE INC	COM	731094108	59	55,000	SH		SOLE		0	0	55,000
PPL CORP	COM	69351T106	1,193	48,377	SH		SOLE		0	0	48,377
PROCTER & GAMBLE	COM	742718109	642	5,842	SH		SOLE		0	0	5,842
PROSPECT CAPITAL CORPORATION	NOTE 4.750% 4/1	74348TAQ5	9	10,000	SH		SOLE		0	0	10,000
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	427	16,529	SH		SOLE		0	0	16,529
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	1,341	30,313	SH		SOLE		0	0	30,313
SELECT SECTOR SPDR FUND	SBI CONS DISCR	81369Y407	275	4,672	SH		SOLE		0	0	4,672
SELECT SECTOR SPDR FUND	SBI CONS DISCR	81369Y407	372	3,793	SH		SOLE		0	0	3,793
SELECT SECTOR SPDR TR	ENERGY	81369Y506	263	9,065	SH		SOLE		0	0	9,065
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	1,211	58,209	SH		SOLE		0	0	58,209
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	508	5,739	SH		SOLE		0	0	5,739
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	1,160	14,441	SH		SOLE		0	0	14,441
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	543	9,815	SH		SOLE		0	0	9,815
SOUTHERN CO COM	Stock	842587107	319	5,895	SH		SOLE		0	0	5,895
SPDR GOLD TRUST	GOLD SHS	78463V107	200	1,354	SH		SOLE		0	0	1,354
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	240	12,199	SH		SOLE		0	0	12,199
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	511	21,363	SH		SOLE		0	0	21,363
SPDR S&P 500 ETF TR	TR UNIT	78462F103	778	3,022	SH		SOLE		0	0	3,022
SPDR SERIES TRUST	PORTFOLIO TL STK	78464A805	1,384	44,033	SH		SOLE		0	0	44,033
STARBUCKS CORP	COM	855244109	316	4,820	SH		SOLE		0	0	4,820
TESLA INC	COM	88160R101	485	927	SH		SOLE		0	0	927
UNITED PARCEL SERVICE INC	CL B	911312106	1,402	15,014	SH		SOLE		0	0	15,014
UNITEDHEALTH GROUP INC	COM	91324P102	855	3,429	SH		SOLE		0	0	3,429
UNIVEST FINANCIAL CORPORATION	COM	915271100	337	20,694	SH		SOLE		0	0	20,694
US BANCORP DEL	COM NEW	902973304	219	6,367	SH		SOLE		0	0	6,367
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	391	3,089	SH		SOLE		0	0	3,089
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	366	5,244	SH		SOLE		0	0	5,244
VANGUARD INDEX FDS	MID CAP ETF	922908629	313	2,382	SH		SOLE		0	0	2,382
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	542	4,578	SH		SOLE		0	0	4,578
VANGUARD INDEX FDS	SMALL CP ETF	922908751	274	2,373	SH		SOLE		0	0	2,373
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	488	3,792	SH		SOLE		0	0	3,792
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	415	12,379	SH		SOLE		0	0	12,379
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	201	2,547	SH		SOLE		0	0	2,547
VANGUARD SCOTTSDALE FDS	VNG RUS1000GRW	92206C680	991	6,408	SH		SOLE		0	0	6,408
VANGUARD SCOTTSDALE FDS	VNG RUS1000VAL	92206C714	772	8,877	SH		SOLE		0	0	8,877
VANGUARD TAX MANAGED INTL FD	FTSE DEV MKT ETF	921943858	402	12,069	SH		SOLE		0	0	12,069
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	5,794	45,596	SH		SOLE		0	0	45,596
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	852	12,914	SH		SOLE		0	0	12,914
VANGUARD WORLD FDS	INF TECH ETF	92204A702	344	1,628	SH		SOLE		0	0	1,628
VERIZON COMMUNICATIONS INC	COM	92343V104	1,735	32,308	SH		SOLE		0	0	32,308
VISA INC COM	COM CL A	92826C839	570	3,541	SH		SOLE		0	0	3,541
WALMART INC	COM	931142103	445	3,924	SH		SOLE		0	0	3,924
WASTE MGMT INC DEL	COM	94106L109	291	3,148	SH		SOLE		0	0	3,148
WELLS FARGO CO NEW	COM	949746101	206	7,199	SH		SOLE		0	0	7,199
ZYNERBA PHARMACEUTICALS INC	COM	98986X109	101	26,419	SH		SOLE		0	0	26,419

Bernardo Wealth Planning 13F-HRQuarterly holdings report by institutional manager