Bernardo Wealth Planning 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO COM	Stock	88579Y101	210	1,315	SH		SOLE		0	0	1,315
ABBOTT LABS COM	Stock	002824100	675	6,203	SH		SOLE		0	0	6,203
ABBVIE INC COM	Stock	00287Y109	489	5,593	SH		SOLE		0	0	5,593
ADOBE SYSTEMS INCORPORATED COM	Stock	00724F101	448	915	SH		SOLE		0	0	915
ADVANCED MICRO DEVICES INC COM	Stock	007903107	935	11,412	SH		SOLE		0	0	11,412
ALPHABET INC CAP STK CL A	Stock	02079K305	565	386	SH		SOLE		0	0	386
ALPHABET INC CAP STK CL C	Stock	02079K107	1,306	889	SH		SOLE		0	0	889
ALTRIA GROUP INC COM	Stock	02209S103	345	8,937	SH		SOLE		0	0	8,937
AMAZON COM INC COM	Stock	023135106	7,632	2,424	SH		SOLE		0	0	2,424
AMERICAN ELEC PWR CO INC COM	Stock	025537101	230	2,821	SH		SOLE		0	0	2,821
AMGEN INC COM	Stock	031162100	394	1,550	SH		SOLE		0	0	1,550
ANTARES PHARMA INC COM	Stock	036642106	70	26,075	SH		SOLE		0	0	26,075
APPLE INC COM	Stock	037833100	20,331	175,559	SH		SOLE		0	0	175,559
AT&T INC COM	Stock	00206R102	921	32,320	SH		SOLE		0	0	32,320
AUTODESK INC COM	Stock	052769106	295	1,281	SH		SOLE		0	0	1,281
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	441	3,166	SH		SOLE		0	0	3,166
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	1,046	4,916	SH		SOLE		0	0	4,916
BK OF AMERICA CORP COM	Stock	060505104	342	14,200	SH		SOLE		0	0	14,200
BLACKROCK INC COM	Stock	09247X101	220	391	SH		SOLE		0	0	391
BOEING CO COM	Stock	097023105	824	4,988	SH		SOLE		0	0	4,988
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	432	7,167	SH		SOLE		0	0	7,167
BROADCOM INC COM	Stock	11135F101	229	631	SH		SOLE		0	0	631
CHEVRON CORP NEW COM	Stock	166764100	598	8,308	SH		SOLE		0	0	8,308
CISCO SYS INC COM	Stock	17275R102	614	15,611	SH		SOLE		0	0	15,611
CLOROX CO DEL COM	Stock	189054109	367	1,750	SH		SOLE		0	0	1,750
COCA COLA CO COM	Stock	191216100	616	12,486	SH		SOLE		0	0	12,486
COMCAST CORP NEW CL A	Stock	20030N101	732	15,833	SH		SOLE		0	0	15,833
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND	ETF	81369Y407	560	3,814	SH		SOLE		0	0	3,814
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	349	5,455	SH		SOLE		0	0	5,455
COSTCO WHSL CORP NEW COM	Stock	22160K105	275	776	SH		SOLE		0	0	776
DISNEY WALT CO COM DISNEY	Stock	254687106	660	5,323	SH		SOLE		0	0	5,323
DOMINION ENERGY INC COM	Stock	25746U109	405	5,133	SH		SOLE		0	0	5,133
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	245	2,777	SH		SOLE		0	0	2,777
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	264	8,832	SH		SOLE		0	0	8,832
ENERGY TRANSFER LP COM UT LTD PTN	Stock	29273V100	88	16,248	SH		SOLE		0	0	16,248
ESSENTIAL UTILS INC COM	Stock	29670G102	1,037	25,786	SH		SOLE		0	0	25,786
EXXON MOBIL CORP COM	Stock	30231G102	342	9,976	SH		SOLE		0	0	9,976
FACEBOOK INC CL A	Stock	30303M102	2,553	9,748	SH		SOLE		0	0	9,748
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	1,739	72,271	SH		SOLE		0	0	72,271
FIRST TRUST CAPITAL STRENGTH ETF	ETF	33733E104	1,889	29,857	SH		SOLE		0	0	29,857
FIRST TRUST MANAGED MUNICIPAL ETF	ETF	33739N108	1,523	27,397	SH		SOLE		0	0	27,397
FIRST TRUST NASDAQ-100 EQUAL WEIGHTED INDEX FUND	ETF	337344105	734	8,500	SH		SOLE		0	0	8,500
FIRST TRUST VALUE LINE DIVIDEND INDEX FUND	ETF	33734H106	8,594	273,174	SH		SOLE		0	0	273,174
FREEPORT-MCMORAN INC CL B	Stock	35671D857	350	22,412	SH		SOLE		0	0	22,412
GENERAL DYNAMICS CORP COM	Stock	369550108	310	2,243	SH		SOLE		0	0	2,243
GLOBAL NET LEASE INC COM NEW	REIT	379378201	202	12,750	SH		SOLE		0	0	12,750
HEALTH CARE SELECT SECTOR SPDR FUND	ETF	81369Y209	693	6,577	SH		SOLE		0	0	6,577
HOME DEPOT INC COM	Stock	437076102	1,213	4,369	SH		SOLE		0	0	4,369
HONEYWELL INTL INC COM	Stock	438516106	584	3,549	SH		SOLE		0	0	3,549
ILLINOIS TOOL WKS INC COM	Stock	452308109	658	3,407	SH		SOLE		0	0	3,407
INDUSTRIAL SELECT SECTOR SPDR FUND	ETF	81369Y704	433	5,635	SH		SOLE		0	0	5,635
INTEL CORP COM	Stock	458140100	1,151	22,233	SH		SOLE		0	0	22,233
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	357	2,939	SH		SOLE		0	0	2,939
INTUIT COM	Stock	461202103	236	724	SH		SOLE		0	0	724
INVESCO PA VALUE MUN INC TR COM	CEF	46132K109	275	22,500	SH		SOLE		0	0	22,500
INVESCO QQQ TRUST	ETF	46090E103	6,340	22,820	SH		SOLE		0	0	22,820
INVESCO TR INVT GRADE MUNS COM	CEF	46131M106	167	13,500	SH		SOLE		0	0	13,500
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF	ETF	46434V407	342	7,803	SH		SOLE		0	0	7,803
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288646	3,363	61,251	SH		SOLE		0	0	61,251
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	808	10,043	SH		SOLE		0	0	10,043
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	315	5,240	SH		SOLE		0	0	5,240
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	ETF	46432F834	480	8,233	SH		SOLE		0	0	8,233
ISHARES CORE S&P 500 ETF	ETF	464287200	16,432	48,897	SH		SOLE		0	0	48,897
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	782	10,370	SH		SOLE		0	0	10,370
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	1,675	14,193	SH		SOLE		0	0	14,193
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	3,739	49,062	SH		SOLE		0	0	49,062
ISHARES GLOBAL TECH ETF	ETF	464287291	4,226	16,028	SH		SOLE		0	0	16,028
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF	ETF	464287242	7,464	55,410	SH		SOLE		0	0	55,410
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	8,068	126,596	SH		SOLE		0	0	126,596
ISHARES MSCI USA MOMENTUM FACTOR ETF	ETF	46432F396	828	5,624	SH		SOLE		0	0	5,624
ISHARES MSCI USA QUALITY FACTOR ETF	ETF	46432F339	908	8,753	SH		SOLE		0	0	8,753
ISHARES MSCI USA VALUE FACTOR ETF	ETF	46432F388	201	2,724	SH		SOLE		0	0	2,724
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	1,000	8,630	SH		SOLE		0	0	8,630
ISHARES PREFERRED AND INCOME SECURITIES ETF	ETF	464288687	324	8,898	SH		SOLE		0	0	8,898
ISHARES RUSSELL 2000 ETF	ETF	464287655	265	1,774	SH		SOLE		0	0	1,774
ISHARES RUSSELL MID-CAP ETF	ETF	464287499	350	6,106	SH		SOLE		0	0	6,106
ISHARES S&P 500 GROWTH ETF	ETF	464287309	1,680	7,272	SH		SOLE		0	0	7,272
ISHARES S&P 500 VALUE ETF	ETF	464287408	1,285	11,430	SH		SOLE		0	0	11,430
ISHARES S&P MIDCAP FUND	ETF	464287507	806	4,352	SH		SOLE		0	0	4,352
ISHARES S&P SMALL-CAP FUND	ETF	464287804	426	6,069	SH		SOLE		0	0	6,069
ISHARES SHORT MATURITY BOND ETF	ETF	46431W507	2,924	58,354	SH		SOLE		0	0	58,354
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	1,342	12,421	SH		SOLE		0	0	12,421
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	2,675	8,931	SH		SOLE		0	0	8,931
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	6,075	217,354	SH		SOLE		0	0	217,354
JOHNSON & JOHNSON COM	Stock	478160104	2,301	15,460	SH		SOLE		0	0	15,460
JPMORGAN CHASE & CO COM	Stock	46625H100	1,508	15,664	SH		SOLE		0	0	15,664
KIMBERLY-CLARK CORP COM	Stock	494368103	497	3,366	SH		SOLE		0	0	3,366
L3HARRIS TECHNOLOGIES INC COM	Stock	502431109	378	2,226	SH		SOLE		0	0	2,226
LOCKHEED MARTIN CORP COM	Stock	539830109	526	1,373	SH		SOLE		0	0	1,373
LOWES COS INC COM	Stock	548661107	705	4,252	SH		SOLE		0	0	4,252
MATERIALS SELECT SECTOR SPDR FUND	ETF	81369Y100	306	4,823	SH		SOLE		0	0	4,823
MAXIM INTEGRATED PRODS INC COM	Stock	57772K101	222	3,289	SH		SOLE		0	0	3,289
MCDONALDS CORP COM	Stock	580135101	1,167	5,319	SH		SOLE		0	0	5,319
MEDTRONIC PLC SHS	Stock	G5960L103	476	4,587	SH		SOLE		0	0	4,587
MERCK & CO. INC COM	Stock	58933Y105	1,468	17,709	SH		SOLE		0	0	17,709
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	336	3,274	SH		SOLE		0	0	3,274
MICROSOFT CORP COM	Stock	594918104	5,011	23,827	SH		SOLE		0	0	23,827
NETFLIX INC COM	Stock	64110L106	902	1,804	SH		SOLE		0	0	1,804
NEXTERA ENERGY INC COM	Stock	65339F101	827	2,983	SH		SOLE		0	0	2,983
NIKE INC CL B	Stock	654106103	977	7,787	SH		SOLE		0	0	7,787
NORFOLK SOUTHN CORP COM	Stock	655844108	254	1,188	SH		SOLE		0	0	1,188
NUVEEN PENNSYLVANIA QLT MUN FD COM	CEF	670972108	215	16,000	SH		SOLE		0	0	16,000
NVIDIA CORPORATION COM	Stock	67066G104	997	1,842	SH		SOLE		0	0	1,842
PAYPAL HLDGS INC COM	Stock	70450Y103	383	1,945	SH		SOLE		0	0	1,945
PENN NATL GAMING INC COM	Stock	707569109	301	4,141	SH		SOLE		0	0	4,141
PEPSICO INC COM	Stock	713448108	907	6,549	SH		SOLE		0	0	6,549
PFIZER INC COM	Stock	717081103	654	17,826	SH		SOLE		0	0	17,826
PHILIP MORRIS INTL INC COM	Stock	718172109	494	6,598	SH		SOLE		0	0	6,598
POLARITYTE INC COM	Stock	731094108	135	130,000	SH		SOLE		0	0	130,000
PPL CORP COM	Stock	69351T106	1,432	52,643	SH		SOLE		0	0	52,643
PROCTER AND GAMBLE CO COM	Stock	742718109	945	6,800	SH		SOLE		0	0	6,800
PROSHARES ULTRA QQQ	ETF	74347R206	215	2,350	SH		SOLE		0	0	2,350
QUALCOMM INC COM	Stock	747525103	660	5,612	SH		SOLE		0	0	5,612
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	280	4,883	SH		SOLE		0	0	4,883
REAL ESTATE SELECT SECTOR SPDR FUND	ETF	81369Y860	246	7,001	SH		SOLE		0	0	7,001
REPUBLIC SVCS INC COM	Stock	760759100	265	2,847	SH		SOLE		0	0	2,847
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	578	11,079	SH		SOLE		0	0	11,079
SHOPIFY INC CL A	Stock	82509L107	248	243	SH		SOLE		0	0	243
SOUTHERN CO COM	Stock	842587107	264	4,872	SH		SOLE		0	0	4,872
SPDR GOLD SHARES	ETF	78463V107	339	1,914	SH		SOLE		0	0	1,914
SPDR NUVEEN BLOOMBERG BARCLAYS SHORT TERM MUNICIPAL BOND ETF	ETF	78468R739	998	20,028	SH		SOLE		0	0	20,028
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF	ETF	78464A805	763	18,680	SH		SOLE		0	0	18,680
SPDR S&P 500 ETF	ETF	78462F103	274	821	SH		SOLE		0	0	821
STARBUCKS CORP COM	Stock	855244109	362	4,218	SH		SOLE		0	0	4,218
TARGET CORP COM	Stock	87612E106	227	1,447	SH		SOLE		0	0	1,447
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	2,173	18,628	SH		SOLE		0	0	18,628
TESLA INC COM	Stock	88160R101	2,337	5,448	SH		SOLE		0	0	5,448
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	215	488	SH		SOLE		0	0	488
TWITTER INC COM	Stock	90184L102	277	6,237	SH		SOLE		0	0	6,237
UNION PAC CORP COM	Stock	907818108	431	2,193	SH		SOLE		0	0	2,193
UNITED PARCEL SERVICE INC CL B	Stock	911312106	2,508	15,051	SH		SOLE		0	0	15,051
UNITEDHEALTH GROUP INC COM	Stock	91324P102	1,009	3,238	SH		SOLE		0	0	3,238
UNIVEST FINANCIAL CORPORATION COM	Stock	915271100	290	20,210	SH		SOLE		0	0	20,210
UTILITIES SELECT SECTOR SPDR FUND	ETF	81369Y886	703	11,852	SH		SOLE		0	0	11,852
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	412	10,087	SH		SOLE		0	0	10,087
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	384	8,894	SH		SOLE		0	0	8,894
VANGUARD GROWTH INDEX FUND	ETF	922908736	344	1,515	SH		SOLE		0	0	1,515
VANGUARD INFORMATION TECHNOLOGY INDEX FUND	ETF	92204A702	799	2,567	SH		SOLE		0	0	2,567
VANGUARD LARGE-CAP INDEX FUND	ETF	922908637	405	2,595	SH		SOLE		0	0	2,595
VANGUARD MEGA CAP GROWTH ETF	ETF	921910816	19,717	106,350	SH		SOLE		0	0	106,350
VANGUARD MEGA CAP VALUE ETF	ETF	921910840	6,508	84,856	SH		SOLE		0	0	84,856
VANGUARD MID-CAP GROWTH INDEX FUND	ETF	922908538	508	2,823	SH		SOLE		0	0	2,823
VANGUARD REAL ESTATE ETF	ETF	922908553	356	4,518	SH		SOLE		0	0	4,518
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	1,163	5,220	SH		SOLE		0	0	5,220
VANGUARD RUSSELL 1000 VALUE ETF	ETF	92206C714	532	5,130	SH		SOLE		0	0	5,130
VANGUARD S&P 500 ETF	ETF	922908363	1,135	3,690	SH		SOLE		0	0	3,690
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND	ETF	92206C409	227	2,749	SH		SOLE		0	0	2,749
VANGUARD TOTAL STOCK MARKET INDEX FUND	ETF	922908769	764	4,487	SH		SOLE		0	0	4,487
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	2,115	35,553	SH		SOLE		0	0	35,553
VERTEX PHARMACEUTICALS INC COM	Stock	92532F100	243	893	SH		SOLE		0	0	893
VISA INC COM CL A	Stock	92826C839	1,059	5,300	SH		SOLE		0	0	5,300
WALMART INC COM	Stock	931142103	711	5,085	SH		SOLE		0	0	5,085
WASTE MGMT INC DEL COM	Stock	94106L109	350	3,100	SH		SOLE		0	0	3,100
WEYERHAEUSER CO MTN BE COM NEW	REIT	962166104	219	7,692	SH		SOLE		0	0	7,692
WRAP TECHNOLOGIES INC COM	Stock	98212N107	96	14,191	SH		SOLE		0	0	14,191
ZYNERBA PHARMACEUTICALS INC COM	Stock	98986X109	90	27,219	SH		SOLE		0	0	27,219