Bernardo Wealth Planning 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS COM	Stock	002824100	253	2,115	SH		SOLE		0	0	2,115
ALPHABET INC CAP STK CL C	Stock	02079K107	434	210	SH		SOLE		0	0	210
AMAZON COM INC COM	Stock	023135106	2,354	761	SH		SOLE		0	0	761
APPLE INC COM	Stock	037833100	3,961	32,429	SH		SOLE		0	0	32,429
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	277	1,473	SH		SOLE		0	0	1,473
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	528	2,067	SH		SOLE		0	0	2,067
BLACKROCK SHORT MATURITY BOND ETF	ETF	46431W507	560	11,176	SH		SOLE		0	0	11,176
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	259	4,114	SH		SOLE		0	0	4,114
CHEVRON CORP NEW COM	Stock	166764100	400	3,825	SH		SOLE		0	0	3,825
DISNEY WALT CO COM	Stock	254687106	363	1,968	SH		SOLE		0	0	1,968
EAGLE BANCORP INC MD COM	Stock	268948106	217	4,095	SH		SOLE		0	0	4,095
ESSENTIAL UTILS INC COM	Stock	29670G102	1,036	23,163	SH		SOLE		0	0	23,163
EXXON MOBIL CORP COM	Stock	30231G102	335	6,009	SH		SOLE		0	0	6,009
FACEBOOK INC CL A	Stock	30303M102	348	1,183	SH		SOLE		0	0	1,183
FIRST TRUST CAPITAL STRENGTH ETF	ETF	33733E104	2,465	34,816	SH		SOLE		0	0	34,816
FIRST TRUST MANAGED MUNICIPAL ETF	ETF	33739N108	1,550	27,475	SH		SOLE		0	0	27,475
FIRST TRUST VALUE LINE DIVIDEND INDEX FUND	ETF	33734H106	9,122	240,180	SH		SOLE		0	0	240,180
INTUIT COM	Stock	461202103	266	695	SH		SOLE		0	0	695
INVESCO QQQ TRUST	ETF	46090E103	7,302	22,882	SH		SOLE		0	0	22,882
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF	ETF	46434V407	344	7,528	SH		SOLE		0	0	7,528
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	961	11,153	SH		SOLE		0	0	11,153
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288646	4,911	89,822	SH		SOLE		0	0	89,822
ISHARES 20 YEAR TREASURY BOND ETF	ETF	464287432	686	5,067	SH		SOLE		0	0	5,067
ISHARES 7-10 YEAR TREASURY BOND ETF	ETF	464287440	2,581	22,860	SH		SOLE		0	0	22,860
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	564	5,952	SH		SOLE		0	0	5,952
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	ETF	46432F834	508	7,234	SH		SOLE		0	0	7,234
ISHARES CORE S&P 500 ETF	ETF	464287200	14,444	36,308	SH		SOLE		0	0	36,308
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	1,168	12,753	SH		SOLE		0	0	12,753
ISHARES CORE TOTAL USD BOND MARKET ETF	ETF	46434V613	231	4,395	SH		SOLE		0	0	4,395
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	1,288	11,317	SH		SOLE		0	0	11,317
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	4,853	53,407	SH		SOLE		0	0	53,407
ISHARES GLOBAL TECH ETF	ETF	464287291	4,073	13,236	SH		SOLE		0	0	13,236
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF	ETF	464288513	200	2,305	SH		SOLE		0	0	2,305
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF	ETF	464287242	7,089	54,515	SH		SOLE		0	0	54,515
ISHARES MBS ETF	ETF	464288588	4,512	41,618	SH		SOLE		0	0	41,618
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	11,964	172,923	SH		SOLE		0	0	172,923
ISHARES MSCI USA MOMENTUM FACTOR ETF	ETF	46432F396	888	5,522	SH		SOLE		0	0	5,522
ISHARES MSCI USA QUALITY FACTOR ETF	ETF	46432F339	986	8,098	SH		SOLE		0	0	8,098
ISHARES MSCI USA VALUE FACTOR ETF	ETF	46432F388	312	3,046	SH		SOLE		0	0	3,046
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	1,173	10,114	SH		SOLE		0	0	10,114
ISHARES RUSSELL MID-CAP ETF	ETF	464287499	392	5,310	SH		SOLE		0	0	5,310
ISHARES S&P 500 GROWTH ETF	ETF	464287309	1,412	21,692	SH		SOLE		0	0	21,692
ISHARES S&P 500 VALUE ETF	ETF	464287408	1,336	9,465	SH		SOLE		0	0	9,465
ISHARES S&P MIDCAP FUND	ETF	464287507	341	1,312	SH		SOLE		0	0	1,312
ISHARES S&P SMALL-CAP FUND	ETF	464287804	342	3,157	SH		SOLE		0	0	3,157
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	1,434	13,303	SH		SOLE		0	0	13,303
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	2,709	8,203	SH		SOLE		0	0	8,203
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	8,589	327,976	SH		SOLE		0	0	327,976
JOHNSON & JOHNSON COM	Stock	478160104	880	5,360	SH		SOLE		0	0	5,360
MCDONALDS CORP COM	Stock	580135101	358	1,597	SH		SOLE		0	0	1,597
MERCK & CO. INC COM	Stock	58933Y105	780	10,129	SH		SOLE		0	0	10,129
MICROSOFT CORP COM	Stock	594918104	417	1,770	SH		SOLE		0	0	1,770
PENN NATL GAMING INC COM	Stock	707569109	445	4,248	SH		SOLE		0	0	4,248
PHILIP MORRIS INTL INC COM	Stock	718172109	247	2,783	SH		SOLE		0	0	2,783
POLARITYTE INC COM	Stock	731094108	222	200,000	SH		SOLE		0	0	200,000
PPL CORP COM	Stock	69351T106	208	7,221	SH		SOLE		0	0	7,221
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	684	10,479	SH		SOLE		0	0	10,479
SPDR GOLD SHARES	ETF	78463V107	229	1,432	SH		SOLE		0	0	1,432
SPDR NUVEEN BLOOMBERG BARCLAYS SHORT TERM MUNICIPAL BOND ETF	ETF	78468R739	500	10,101	SH		SOLE		0	0	10,101
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF	ETF	78464A805	864	17,573	SH		SOLE		0	0	17,573
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS	ADR	874039100	233	1,976	SH		SOLE		0	0	1,976
TESLA INC COM	Stock	88160R101	1,970	2,950	SH		SOLE		0	0	2,950
UNION PAC CORP COM	Stock	907818108	206	936	SH		SOLE		0	0	936
UNITEDHEALTH GROUP INC COM	Stock	91324P102	230	619	SH		SOLE		0	0	619
UNIVEST FINANCIAL CORPORATION COM	Stock	915271100	303	10,631	SH		SOLE		0	0	10,631
VANGUARD LARGE-CAP INDEX FUND	ETF	922908637	400	2,160	SH		SOLE		0	0	2,160
VANGUARD MEGA CAP GROWTH ETF	ETF	921910816	21,335	103,037	SH		SOLE		0	0	103,037
VANGUARD MEGA CAP VALUE ETF	ETF	921910840	9,726	102,167	SH		SOLE		0	0	102,167
VANGUARD MID-CAP GROWTH INDEX FUND	ETF	922908538	605	2,823	SH		SOLE		0	0	2,823
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	1,247	4,988	SH		SOLE		0	0	4,988
VANGUARD RUSSELL 1000 VALUE ETF	ETF	92206C714	634	4,770	SH		SOLE		0	0	4,770
VANGUARD TOTAL STOCK MARKET INDEX FUND	ETF	922908769	885	4,282	SH		SOLE		0	0	4,282
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	779	13,402	SH		SOLE		0	0	13,402
WEYERHAEUSER CO MTN BE COM NEW	REIT	962166104	273	7,692	SH		SOLE		0	0	7,692
WRAP TECHNOLOGIES INC COM	Stock	98212N107	74	13,432	SH		SOLE		0	0	13,432
ZYNERBA PHARMACEUTICALS INC COM	Stock	98986X109	126	27,219	SH		SOLE		0	0	27,219