Salomon & Ludwin 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	995	303	SH		SOLE	0	303	0	0
INVESCO QQQ TRUST	ETF	46090E103	746	2,084	SH		SOLE	0	2,084	0	0
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	47,814	320,211	SH		SOLE	0	320,211	0	0
JOHNSON & JOHNSON COM	Stock	478160104	526	3,258	SH		SOLE	0	3,258	0	0
INVESCO HIGH YIELD EQUITY DIVIDEND ACHIEVERS ETF	ETF	46137V563	13,024	657,561	SH		SOLE	0	657,561	0	0
VANGUARD ENERGY INDEX FUND	ETF	92204A306	1,525	20,631	SH		SOLE	0	20,631	0	0
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	9,835	195,218	SH		SOLE	0	195,217	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	278	1,986	SH		SOLE	0	1,986	0	0
FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND	ETF	336917109	7,009	213,962	SH		SOLE	0	213,962	0	0
TRUIST FINL CORP COM	Stock	89832Q109	1,058	18,032	SH		SOLE	0	18,031	0	0
INTEL CORP COM	Stock	458140100	232	4,361	SH		SOLE	0	4,361	0	0
SPDR S&P 500 ETF	ETF	78462F103	10,677	24,880	SH		SOLE	0	24,880	0	0
VANECK SHORT MUNI ETF	ETF	92189F528	269	14,949	SH		SOLE	0	14,949	0	0
ISHARES S&P 100 ETF	ETF	464287101	446	2,258	SH		SOLE	0	2,258	0	0
PEPSICO INC COM	Stock	713448108	283	1,881	SH		SOLE	0	1,881	0	0
HOME DEPOT INC COM	Stock	437076102	327	997	SH		SOLE	0	997	0	0
HEALTH CARE SELECT SECTOR SPDR FUND	ETF	81369Y209	14,035	110,249	SH		SOLE	0	110,249	0	0
SPDR GOLD SHARES	ETF	78463V107	547	3,332	SH		SOLE	0	3,332	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	512	1,867	SH		SOLE	0	1,867	0	0
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	9,778	142,035	SH		SOLE	0	142,034	0	0
ISHARES S&P SMALL-CAP FUND	ETF	464287804	13,367	122,423	SH		SOLE	0	122,423	0	0
PRA GROUP INC COM	Stock	69354N106	1,951	46,302	SH		SOLE	0	46,302	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	217	795	SH		SOLE	0	795	0	0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND	ETF	92206C409	542	6,581	SH		SOLE	0	6,581	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	580	217	SH		SOLE	0	217	0	0
MICROSOFT CORP COM	Stock	594918104	1,172	4,156	SH		SOLE	0	4,156	0	0
VANGUARD SMALL-CAP INDEX FUND	ETF	922908751	239	77,264	SH		SOLE	0	77,263	0	0
VANGUARD MID-CAP INDEX FUND	ETF	922908629	253	1,068	SH		SOLE	0	1,068	0	0
VANGUARD LARGE-CAP INDEX FUND	ETF	922908637	1,035	5,150	SH		SOLE	0	5,150	0	0
NEXTERA ENERGY INC COM	Stock	65339F101	206	2,624	SH		SOLE	0	2,624	0	0
ATLANTIC UN BANKSHARES CORP COM	Stock	04911A107	232	6,303	SH		SOLE	0	6,303	0	0
VANGUARD HEALTH CARE INDEX FUND	ETF	92204A504	685	2,772	SH		SOLE	0	2,772	0	0
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	11,038	294,103	SH		SOLE	0	294,103	0	0
NEWMARKET CORP COM	Stock	651587107	1,305	3,852	SH		SOLE	0	3,852	0	0
VANGUARD INDUSTRIALS INDEX FUND	ETF	92204A603	3,402	18,107	SH		SOLE	0	18,107	0	0
VANGUARD INFORMATION TECHNOLOGY INDEX FUND	ETF	92204A702	256	638	SH		SOLE	0	638	0	0
VANGUARD S&P 500 ETF	ETF	922908363	26,901	419,615	SH		SOLE	0	419,614	0	0
SPDR S&P MIDCAP 400 ETF	ETF	78467Y107	3,668	7,627	SH		SOLE	0	7,627	0	0
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	1,464	9,769	SH		SOLE	0	9,769	0	0
SPDR S&P 600 SMALL CAP ETF	ETF	78464A813	411	4,343	SH		SOLE	0	4,343	0	0
SPDR S&P 600 SMALL CAP VALUE ETF	ETF	78464A300	6,605	80,589	SH		SOLE	0	80,589	0	0
SPDR S&P 400 MID CAP GROWTH ETF	ETF	78464A821	311	4,106	SH		SOLE	0	4,106	0	0
SPDR S&P 400 MID CAP VALUE ETF	ETF	78464A839	237	3,573	SH		SOLE	0	3,573	0	0
LILLY ELI & CO COM	Stock	532457108	644	2,787	SH		SOLE	0	2,787	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	17,820	81,462	SH		SOLE	0	81,462	0	0
INVESCO S&P 500 LOW VOLATILITY ETF	ETF	46138E354	572	9,408	SH		SOLE	0	9,407	0	0
ISHARES SELECT DIVIDEND ETF	ETF	464287168	291	2,540	SH		SOLE	0	2,540	0	0
MARATHON PETE CORP COM	Stock	56585A102	302	4,878	SH		SOLE	0	4,878	0	0
TOWNEBANK PORTSMOUTH VA COM	Stock	89214P109	340	10,945	SH		SOLE	0	10,945	0	0
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	526	7,087	SH		SOLE	0	7,087	0	0
VISA INC COM CL A	Stock	92826C839	301	1,351	SH		SOLE	0	1,351	0	0
VANGUARD VALUE INDEX FUND	ETF	922908744	4,367	32,263	SH		SOLE	0	32,263	0	0
VANGUARD GROWTH INDEX FUND	ETF	922908736	14,831	51,112	SH		SOLE	0	51,112	0	0
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND	ETF	97717W604	4,845	157,146	SH		SOLE	0	157,146	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	10,345	167,510	SH		SOLE	0	167,509	0	0
INVESCO S&P 500 QUALITY ETF	ETF	46137V241	296	6,098	SH		SOLE	0	6,097	0	0
QUALCOMM INC COM	Stock	747525103	261	2,027	SH		SOLE	0	2,027	0	0
ISHARES GLOBAL FINANCIALS ETF	ETF	464287333	5,147	65,606	SH		SOLE	0	65,606	0	0
MCDONALDS CORP COM	Stock	580135101	292	1,209	SH		SOLE	0	1,209	0	0
CISCO SYS INC COM	Stock	17275R102	380	6,973	SH		SOLE	0	6,973	0	0
WISDOMTREE U.S. MIDCAP DIVIDEND FUND	ETF	97717W505	5,771	139,229	SH		SOLE	0	139,229	0	0
VANGUARD FINANCIALS INDEX FUND	ETF	92204A405	247	2,662	SH		SOLE	0	2,662	0	0
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	2,075	39,826	SH		SOLE	0	39,826	0	0
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	15,150	116,506	SH		SOLE	0	116,506	0	0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND	ETF	81369Y407	19,126	106,579	SH		SOLE	0	106,578	0	0
INDUSTRIAL SELECT SECTOR SPDR FUND	ETF	81369Y704	6,139	62,742	SH		SOLE	0	62,741	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	46,787	321,740	SH		SOLE	0	321,740	0	0
WISDOMTREE U.S. DIVIDEND EX-FINANCIALS FUND	ETF	97717W406	6,943	73,878	SH		SOLE	0	73,878	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	98,388	1,331,191	SH		SOLE	0	1,331,190	0	0
WELLS FARGO CO NEW COM	Stock	949746101	232	5,002	SH		SOLE	0	5,002	0	0
INVESCO DWA MOMENTUM ETF	ETF	46137V837	274	3,067	SH		SOLE	0	3,067	0	0
JPMORGAN CHASE & CO COM	Stock	46625H100	319	1,948	SH		SOLE	0	1,948	0	0
ALBEMARLE CORP COM	Stock	012653101	350	1,600	SH		SOLE	0	1,600	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	30,638	606,818	SH		SOLE	0	606,817	0	0
VANGUARD CONSUMER DISCRETIONARY INDEX FUND	ETF	92204A108	5,942	19,170	SH		SOLE	0	19,170	0	0
INVESCO S&P 500 PURE GROWTH ETF	ETF	46137V266	301	1,561	SH		SOLE	0	1,561	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	11,123	94,625	SH		SOLE	0	94,625	0	0
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	206	2,394	SH		SOLE	0	2,394	0	0
VANGUARD HIGH DIVIDEND YIELD ETF	ETF	921946406	27,431	265,418	SH		SOLE	0	265,417	0	0
SIENTRA INC COM	Stock	82621J105	110	19,184	SH		SOLE	0	19,184	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	429	161	SH		SOLE	0	161	0	0
INVESCO S&P 500 PURE VALUE ETF	ETF	46137V258	322	4,243	SH		SOLE	0	4,242	0	0
VANGUARD DIVIDEND APPRECIATION INDEX FUND	ETF	921908844	480	3,128	SH		SOLE	0	3,128	0	0
INVESCO BUYBACK ACHIEVERS ETF	ETF	46137V308	326	3,621	SH		SOLE	0	3,620	0	0
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	7,818	77,657	SH		SOLE	0	77,657	0	0
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	26,611	336,037	SH		SOLE	0	336,036	0	0
ISHARES S&P MID-CAP 400 VALUE ETF	ETF	464287705	19,601	190,228	SH		SOLE	0	190,228	0	0
SPDR PORTFOLIO S&P 500 GROWTH ETF	ETF	78464A409	860	13,436	SH		SOLE	0	13,436	0	0
SPDR PORTFOLIO S&P 500 VALUE ETF	ETF	78464A508	514	13,183	SH		SOLE	0	13,183	0	0
PHILIP MORRIS INTL INC COM	Stock	718172109	213	2,246	SH		SOLE	0	2,246	0	0
DOMINION ENERGY INC COM	Stock	25746U109	2,022	27,690	SH		SOLE	0	27,690	0	0
VANECK INTERMEDIATE MUNI ETF	ETF	92189H201	316	6,170	SH		SOLE	0	6,170	0	0
ISHARES S&P MIDCAP FUND	ETF	464287507	26,345	100,143	SH		SOLE	0	100,142	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	18,288	234,433	SH		SOLE	0	234,432	0	0
APPLE INC COM	Stock	037833100	3,030	21,416	SH		SOLE	0	21,416	0	0
DISNEY WALT CO COM	Stock	254687106	348	2,057	SH		SOLE	0	2,057	0	0
VANGUARD TOTAL WORLD STOCK INDEX FUND	ETF	922042742	289	2,838	SH		SOLE	0	2,838	0	0