Salomon & Ludwin 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	1,819	16,100	SH		SOLE	0	16,100	0	0
INVESCO QQQ TRUST	ETF	46090E103	846	3,166	SH		SOLE	0	3,166	0	0
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	41,312	347,804	SH		SOLE	0	347,804	0	0
ELEVANCE HEALTH INC COM	Stock	036752103	859	1,892	SH		SOLE	0	1,892	0	0
JOHNSON & JOHNSON COM	Stock	478160104	1,785	10,924	SH		SOLE	0	10,924	0	0
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	707	3,938	SH		SOLE	0	3,938	0	0
INVESCO HIGH YIELD EQUITY DIVIDEND ACHIEVERS ETF	ETF	46137V563	11,315	608,674	SH		SOLE	0	608,673	0	0
VANGUARD ENERGY ETF	ETF	92204A306	1,876	18,464	SH		SOLE	0	18,464	0	0
COSTCO WHSL CORP NEW COM	Stock	22160K105	440	931	SH		SOLE	0	931	0	0
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	8,257	236,728	SH		SOLE	0	236,728	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	1,756	13,907	SH		SOLE	0	13,906	0	0
COCA COLA CO COM	Stock	191216100	1,102	19,670	SH		SOLE	0	19,670	0	0
FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND	ETF	336917109	6,307	196,295	SH		SOLE	0	196,295	0	0
TRUIST FINL CORP COM	Stock	89832Q109	1,980	45,467	SH		SOLE	0	45,467	0	0
UNITED PARCEL SERVICE INC CL B	Stock	911312106	213	1,319	SH		SOLE	0	1,319	0	0
INTEL CORP COM	Stock	458140100	365	14,163	SH		SOLE	0	14,162	0	0
RELIANCE STEEL & ALUMINUM CO COM	Stock	759509102	201	1,151	SH		SOLE	0	1,151	0	0
MERCK & CO INC COM	Stock	58933Y105	285	3,304	SH		SOLE	0	3,304	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	13,605	38,091	SH		SOLE	0	38,091	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	36	100	SH	Call	SOLE	0	100	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	36	100	SH	Call	SOLE	0	100	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	0	0	SH	Call	SOLE	0	0	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	36	100	SH	Put	SOLE	0	100	0	0
MASTERCARD INCORPORATED CL A	Stock	57636Q104	483	1,699	SH		SOLE	0	1,699	0	0
STEEL DYNAMICS INC COM	Stock	858119100	298	4,200	SH		SOLE	0	4,200	0	0
ISHARES S&P 100 ETF	ETF	464287101	367	2,258	SH		SOLE	0	2,258	0	0
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	255	6,715	SH		SOLE	0	6,715	0	0
SONOCO PRODS CO COM	Stock	835495102	451	7,950	SH		SOLE	0	7,950	0	0
PEPSICO INC COM	Stock	713448108	986	6,038	SH		SOLE	0	6,038	0	0
HONEYWELL INTL INC COM	Stock	438516106	272	1,628	SH		SOLE	0	1,628	0	0
HOME DEPOT INC COM	Stock	437076102	849	3,079	SH		SOLE	0	3,078	0	0
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	612	2,704	SH		SOLE	0	2,704	0	0
HEALTH CARE SELECT SECTOR SPDR FUND	ETF	81369Y209	16,163	133,457	SH		SOLE	0	133,456	0	0
SPDR GOLD SHARES	ETF	78463V107	528	3,411	SH		SOLE	0	3,411	0	0
BECTON DICKINSON & CO COM	Stock	075887109	607	2,724	SH		SOLE	0	2,724	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	1,266	6,016	SH		SOLE	0	6,016	0	0
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	10,904	163,399	SH		SOLE	0	163,398	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	14,784	169,564	SH		SOLE	0	169,564	0	0
PRA GROUP INC COM	Stock	69354N106	1,535	46,699	SH		SOLE	0	46,699	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	558	2,091	SH		SOLE	0	2,091	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	890	9,302	SH		SOLE	0	9,302	0	0
ISHARES IBONDS DEC 2024 TERM MUNI BOND ETF	ETF	46435U697	10,923	428,250	SH		SOLE	0	428,250	0	0
MICROSOFT CORP COM	Stock	594918104	4,870	20,910	SH		SOLE	0	20,910	0	0
BERKSHIRE HATHAWAY INC DEL CL A	Stock	084670108	406	1	SH		SOLE	0	1	0	0
VANGUARD SMALL-CAP ETF	ETF	922908751	937	5,484	SH		SOLE	0	5,484	0	0
VANGUARD MID-CAP ETF	ETF	922908629	720	3,830	SH		SOLE	0	3,830	0	0
VANGUARD LARGE-CAP ETF	ETF	922908637	652	3,986	SH		SOLE	0	3,986	0	0
NEXTERA ENERGY INC COM	Stock	65339F101	514	6,558	SH		SOLE	0	6,558	0	0
NIKE INC CL B	Stock	654106103	517	6,220	SH		SOLE	0	6,220	0	0
ATLANTIC UN BANKSHARES CORP COM	Stock	04911A107	518	17,061	SH		SOLE	0	17,061	0	0
VANGUARD HEALTH CARE ETF	ETF	92204A504	747	3,338	SH		SOLE	0	3,338	0	0
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	11,572	381,163	SH		SOLE	0	381,163	0	0
NORFOLK SOUTHN CORP COM	Stock	655844108	1,676	7,993	SH		SOLE	0	7,993	0	0
ISHARES IBONDS DEC 2025 TERM MUNI BOND ETF	ETF	46435U432	5,888	227,150	SH		SOLE	0	227,150	0	0
NEWMARKET CORP COM	Stock	651587107	1,082	3,598	SH		SOLE	0	3,598	0	0
VANGUARD INDUSTRIALS ETF	ETF	92204A603	2,891	18,348	SH		SOLE	0	18,348	0	0
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	498	1,620	SH		SOLE	0	1,620	0	0
VANGUARD S&P 500 ETF	ETF	922908363	46,354	141,194	SH		SOLE	0	141,194	0	0
SPDR S&P MIDCAP 400 ETF TRUST	ETF	78467Y107	3,354	8,351	SH		SOLE	0	8,351	0	0
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	961	7,549	SH		SOLE	0	7,549	0	0
SPDR S&P 600 SMALL CAP ETF	ETF	78464A813	381	5,029	SH		SOLE	0	5,029	0	0
SPDR S&P 600 SMALL CAP VALUE ETF	ETF	78464A300	5,250	78,188	SH		SOLE	0	78,188	0	0
SPDR S&P 400 MID CAP GROWTH ETF	ETF	78464A821	444	7,356	SH		SOLE	0	7,356	0	0
SPDR S&P 600 SMALL CAP GROWTH ETF	ETF	78464A201	240	3,524	SH		SOLE	0	3,524	0	0
SPDR S&P 400 MID CAP VALUE ETF	ETF	78464A839	390	6,748	SH		SOLE	0	6,748	0	0
LILLY ELI & CO COM	Stock	532457108	9,298	28,756	SH		SOLE	0	28,756	0	0
HASBRO INC COM	Stock	418056107	231	3,429	SH		SOLE	0	3,429	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	16,013	97,096	SH		SOLE	0	97,096	0	0
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	576	6,195	SH		SOLE	0	6,195	0	0
AFLAC INC COM	Stock	001055102	240	4,264	SH		SOLE	0	4,264	0	0
SYSCO CORP COM	Stock	871829107	216	3,051	SH		SOLE	0	3,051	0	0
ISHARES U.S. AEROSPACE & DEFENSE ETF	ETF	464288760	645	7,070	SH		SOLE	0	7,070	0	0
INVESCO S&P 500 LOW VOLATILITY ETF	ETF	46138E354	403	6,966	SH		SOLE	0	6,965	0	0
ISHARES SELECT DIVIDEND ETF	ETF	464287168	355	3,314	SH		SOLE	0	3,314	0	0
AMERICAN ELEC PWR CO INC COM	Stock	025537101	220	2,545	SH		SOLE	0	2,545	0	0
MARATHON PETE CORP COM	Stock	56585A102	485	4,878	SH		SOLE	0	4,878	0	0
TOWNEBANK PORTSMOUTH VA COM	Stock	89214P109	331	12,345	SH		SOLE	0	12,345	0	0
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	457	6,874	SH		SOLE	0	6,874	0	0
VISA INC COM CL A	Stock	92826C839	898	5,054	SH		SOLE	0	5,054	0	0
VANGUARD VALUE ETF	ETF	922908744	3,732	30,220	SH		SOLE	0	30,220	0	0
VANGUARD GROWTH ETF	ETF	922908736	10,813	50,539	SH		SOLE	0	50,539	0	0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	501	6,296	SH		SOLE	0	6,296	0	0
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND	ETF	97717W604	3,851	149,613	SH		SOLE	0	149,613	0	0
META PLATFORMS INC CL A	Stock	30303M102	229	1,691	SH		SOLE	0	1,691	0	0
UNITED BANKSHARES INC WEST VA COM	Stock	909907107	251	7,014	SH		SOLE	0	7,014	0	0
MONDELEZ INTL INC CL A	Stock	609207105	257	4,692	SH		SOLE	0	4,692	0	0
ISHARES SHORT TREASURY BOND ETF	ETF	464288679	790	7,182	SH		SOLE	0	7,182	0	0
ABBVIE INC COM	Stock	00287Y109	988	7,362	SH		SOLE	0	7,362	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	9,870	229,641	SH		SOLE	0	229,640	0	0
INVESCO S&P 500 QUALITY ETF	ETF	46137V241	245	6,170	SH		SOLE	0	6,170	0	0
QUALCOMM INC COM	Stock	747525103	236	2,091	SH		SOLE	0	2,091	0	0
ISHARES GLOBAL FINANCIALS ETF	ETF	464287333	4,061	66,234	SH		SOLE	0	66,234	0	0
MCDONALDS CORP COM	Stock	580135101	2,384	10,333	SH		SOLE	0	10,333	0	0
CISCO SYS INC COM	Stock	17275R102	449	11,231	SH		SOLE	0	11,231	0	0
ISHARES RUSSELL MIDCAP ETF	ETF	464287499	361	5,814	SH		SOLE	0	5,814	0	0
AT&T INC COM	Stock	00206R102	206	13,407	SH		SOLE	0	13,407	0	0
WISDOMTREE U.S. MIDCAP DIVIDEND FUND	ETF	97717W505	5,023	133,338	SH		SOLE	0	133,338	0	0
GLOBAL X S&P 500 COVERED CALL ETF	ETF	37954Y475	354	9,278	SH		SOLE	0	9,278	0	0
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	3,191	44,307	SH		SOLE	0	44,306	0	0
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	11,355	111,688	SH		SOLE	0	111,687	0	0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND	ETF	81369Y407	16,264	114,171	SH		SOLE	0	114,171	0	0
INDUSTRIAL SELECT SECTOR SPDR FUND	ETF	81369Y704	6,763	81,639	SH		SOLE	0	81,639	0	0
ISHARES U.S. TECHNOLOGY ETF	ETF	464287721	227	3,100	SH		SOLE	0	3,100	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	39,659	308,579	SH		SOLE	0	308,578	0	0
WISDOMTREE U.S. AI ENHANCED VALUE FUND	ETF	97717W406	5,436	66,594	SH		SOLE	0	66,594	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	71,073	1,228,569	SH		SOLE	0	1,228,568	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	2,075	5,785	SH		SOLE	0	5,785	0	0
WELLS FARGO CO NEW COM	Stock	949746101	204	5,081	SH		SOLE	0	5,081	0	0
INVESCO DWA MOMENTUM ETF	ETF	46137V837	286	4,225	SH		SOLE	0	4,225	0	0
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	751	1,480	SH		SOLE	0	1,480	0	0
JPMORGAN CHASE & CO COM	Stock	46625H100	517	4,945	SH		SOLE	0	4,945	0	0
CHEVRON CORP NEW COM	Stock	166764100	623	4,338	SH		SOLE	0	4,337	0	0
ALBEMARLE CORP COM	Stock	012653101	450	1,700	SH		SOLE	0	1,700	0	0
MARKEL CORP COM	Stock	570535104	255	235	SH		SOLE	0	235	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	27,185	747,659	SH		SOLE	0	747,658	0	0
VANGUARD CONSUMER DISCRETIONARY ETF	ETF	92204A108	4,380	18,632	SH		SOLE	0	18,632	0	0
INVESCO S&P 500 PURE GROWTH ETF	ETF	46137V266	251	1,738	SH		SOLE	0	1,738	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	10,010	89,777	SH		SOLE	0	89,777	0	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	219	1,840	SH		SOLE	0	1,840	0	0
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	371	4,530	SH		SOLE	0	4,530	0	0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	921946406	23,771	250,537	SH		SOLE	0	250,536	0	0
PFIZER INC COM	Stock	717081103	478	10,928	SH		SOLE	0	10,928	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	510	5,303	SH		SOLE	0	5,303	0	0
INVESCO S&P 500 PURE VALUE ETF	ETF	46137V258	271	3,881	SH		SOLE	0	3,881	0	0
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	465	3,442	SH		SOLE	0	3,442	0	0
INVESCO BUYBACK ACHIEVERS ETF	ETF	46137V308	249	3,361	SH		SOLE	0	3,361	0	0
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	6,386	77,448	SH		SOLE	0	77,448	0	0
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	19,849	314,967	SH		SOLE	0	314,966	0	0
ISHARES S&P MID-CAP 400 VALUE ETF	ETF	464287705	16,493	183,259	SH		SOLE	0	183,259	0	0
SPDR PORTFOLIO S&P 500 GROWTH ETF	ETF	78464A409	1,146	22,870	SH		SOLE	0	22,870	0	0
LAM RESEARCH CORP COM	Stock	512807108	581	1,587	SH		SOLE	0	1,587	0	0
SPDR PORTFOLIO S&P 500 VALUE ETF	ETF	78464A508	927	26,872	SH		SOLE	0	26,872	0	0
PHILIP MORRIS INTL INC COM	Stock	718172109	1,756	21,160	SH		SOLE	0	21,160	0	0
ALTRIA GROUP INC COM	Stock	02209S103	3,651	90,409	SH		SOLE	0	90,408	0	0
DOMINION ENERGY INC COM	Stock	25746U109	3,943	57,048	SH		SOLE	0	57,047	0	0
EXXON MOBIL CORP COM	Stock	30231G102	1,317	15,079	SH		SOLE	0	15,079	0	0
UNITEDHEALTH GROUP INC COM	Stock	91324P102	577	1,143	SH		SOLE	0	1,143	0	0
LOWES COS INC COM	Stock	548661107	280	1,490	SH		SOLE	0	1,490	0	0
UTILITIES SELECT SECTOR SPDR FUND	ETF	81369Y886	213	3,244	SH		SOLE	0	3,244	0	0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	ETF	78463X889	383	14,839	SH		SOLE	0	14,839	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	27,170	123,916	SH		SOLE	0	123,915	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	17,860	318,874	SH		SOLE	0	318,874	0	0
APPLE INC COM	Stock	037833100	10,084	72,964	SH		SOLE	0	72,963	0	0
ABBOTT LABS COM	Stock	002824100	696	7,188	SH		SOLE	0	7,188	0	0
DISNEY WALT CO COM	Stock	254687106	263	2,793	SH		SOLE	0	2,793	0	0
VANGUARD TOTAL WORLD STOCK ETF	ETF	922042742	2,230	28,276	SH		SOLE	0	28,276	0	0
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF	ETF	78468R663	287	3,128	SH		SOLE	0	3,128	0	0