RHS Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ADVANCED MICRO DEVICES INC	COM	007903107	204,444	1,246	SH		SOLE		1,246	0	0
ALPHABET INC	CAP STK CL A	02079K305	684,131	4,125	SH		SOLE		4,125	0	0
AMAZON COM INC	COM	023135106	1,071,584	5,751	SH		SOLE		5,751	0	0
ANDERSONS INC	COM	034164103	325,509	6,492	SH		SOLE		6,492	0	0
APOGEE ENTERPRISES INC	COM	037598109	399,646	5,708	SH		SOLE		5,708	0	0
APPLE INC	COM	037833100	2,794,841	11,995	SH		SOLE		11,995	0	0
ARCH RESOURCES INC	CL A	03940R107	229,346	1,660	SH		SOLE		1,660	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	463,942	1,008	SH		SOLE		1,008	0	0
BLACKROCK ETF TRUST	US EQT FACTOR	09290C103	1,093,980	22,114	SH		SOLE		22,114	0	0
BRADY CORP	CL A	104674106	306,290	3,997	SH		SOLE		3,997	0	0
CENTERRA GOLD INC	COM	152006102	112,426	15,702	SH		SOLE		15,702	0	0
COLLEGIUM PHARMACEUTICAL INC	COM	19459J104	403,672	10,447	SH		SOLE		10,447	0	0
DIMENSIONAL ETF TRUST	EMERGING MARKETS	25434V682	378,427	10,684	SH		SOLE		10,684	0	0
DIMENSIONAL ETF TRUST	EMGR CRE EQT MNG	25434V302	302,881	11,050	SH		SOLE		11,050	0	0
DIMENSIONAL ETF TRUST	INTERNATIONAL	25434V690	245,644	6,874	SH		SOLE		6,874	0	0
DIMENSIONAL ETF TRUST	US CORE EQT MKT	25434V104	611,226	15,400	SH		SOLE		15,400	0	0
EA SERIES TRUST	ALPHA ARCH 1-3	02072L565	2,807,344	25,772	SH		SOLE		25,772	0	0
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	531,702	3,047	SH		SOLE		3,047	0	0
G III APPAREL GROUP LTD	COM	36237H101	367,247	12,033	SH		SOLE		12,033	0	0
GAP INC	COM	364760108	219,309	9,946	SH		SOLE		9,946	0	0
GLOBAL X FDS	US PFD ETF	37954Y657	2,118,687	101,958	SH		SOLE		101,958	0	0
GOLDMAN SACHS ETF TR	ACCES TREASURY	381430529	2,683,359	26,756	SH		SOLE		26,756	0	0
GRANITESHARES ETF TR	HIPS US HIGH INC	38747R306	235,678	18,152	SH		SOLE		18,152	0	0
HCA HEALTHCARE INC	COM	40412C101	399,927	984	SH		SOLE		984	0	0
HCI GROUP INC	COM	40416E103	241,206	2,253	SH		SOLE		2,253	0	0
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	306,634	14,987	SH		SOLE		14,987	0	0
HP INC	COM	40434L105	457,486	12,754	SH		SOLE		12,754	0	0
INGREDION INC	COM	457187102	288,467	2,099	SH		SOLE		2,099	0	0
INTERDIGITAL INC	COM	45867G101	402,654	2,843	SH		SOLE		2,843	0	0
INTUIT	COM	461202103	239,085	385	SH		SOLE		385	0	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	589,033	1,199	SH		SOLE		1,199	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	1,068,304	2,189	SH		SOLE		2,189	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	329,874	5,746	SH		SOLE		5,746	0	0
ISHARES INC	EMNG MKTS EQT	46434G889	1,002,682	20,138	SH		SOLE		20,138	0	0
ISHARES INC	ESG AWR MSCI EM	46434G863	632,848	17,381	SH		SOLE		17,381	0	0
ISHARES INC	JP MORGAN EM ETF	464286517	1,151,492	29,940	SH		SOLE		29,940	0	0
ISHARES INC	MSCI EMERG MRKT	464286533	1,672,104	26,668	SH		SOLE		26,668	0	0
ISHARES INC	MSCI EMRG CHN	46434G764	1,024,142	16,759	SH		SOLE		16,759	0	0
ISHARES INC	MSCI GBL GOLD MN	46434G855	2,312,594	70,057	SH		SOLE		70,057	0	0
ISHARES TR	0-5 YR TIPS ETF	46429B747	646,656	6,382	SH		SOLE		6,382	0	0
ISHARES TR	10+ YR INVST GRD	464289511	285,561	5,329	SH		SOLE		5,329	0	0
ISHARES TR	10-20 YR TRS ETF	464288653	590,710	5,403	SH		SOLE		5,403	0	0
ISHARES TR	BLACKROCK ULTRA	46434V878	5,063,703	99,797	SH		SOLE		99,797	0	0
ISHARES TR	CALIF MUN BD ETF	464288356	2,462,411	42,375	SH		SOLE		42,375	0	0
ISHARES TR	CONV BD ETF	46435G102	492,314	5,884	SH		SOLE		5,884	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	2,152,545	27,579	SH		SOLE		27,579	0	0
ISHARES TR	CORE S&P TTL STK	464287150	819,168	6,521	SH		SOLE		6,521	0	0
ISHARES TR	CORE S&P500 ETF	464287200	4,080,228	7,074	SH		SOLE		7,074	0	0
ISHARES TR	CORE TOTAL USD	46434V613	1,073,815	22,789	SH		SOLE		22,789	0	0
ISHARES TR	CORE US AGGBD ET	464287226	880,807	8,698	SH		SOLE		8,698	0	0
ISHARES TR	EAFE GRWTH ETF	464288885	648,861	6,028	SH		SOLE		6,028	0	0
ISHARES TR	EAFE VALUE ETF	464288877	1,073,594	18,661	SH		SOLE		18,661	0	0
ISHARES TR	ESG AW MSCI EAFE	46435G516	1,927,071	22,895	SH		SOLE		22,895	0	0
ISHARES TR	ESG AWR MSCI USA	46435G425	4,932,749	39,093	SH		SOLE		39,093	0	0
ISHARES TR	ESG AWRE 1 5 YR	46435G243	220,591	8,768	SH		SOLE		8,768	0	0
ISHARES TR	ESG SCRND S&P500	46436E569	317,708	7,184	SH		SOLE		7,184	0	0
ISHARES TR	GRWT ALLOCAT ETF	464289867	533,160	9,000	SH		SOLE		9,000	0	0
ISHARES TR	INTERNATIONAL SL	46434V266	3,785,498	107,390	SH		SOLE		107,390	0	0
ISHARES TR	INTL EQTY FACTOR	46434V274	1,120,228	35,642	SH		SOLE		35,642	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	4,946,308	93,929	SH		SOLE		93,929	0	0
ISHARES TR	MBS ETF	464288588	1,651,055	17,233	SH		SOLE		17,233	0	0
ISHARES TR	MSCI EAFE MIN VL	46429B689	659,697	8,601	SH		SOLE		8,601	0	0
ISHARES TR	MSCI INTL MOMENT	46434V449	2,221,506	55,015	SH		SOLE		55,015	0	0
ISHARES TR	MSCI INTL VLU FT	46435G409	2,994,667	101,411	SH		SOLE		101,411	0	0
ISHARES TR	MSCI USA MIN VOL	46429B697	5,079,909	55,634	SH		SOLE		55,634	0	0
ISHARES TR	MSCI USA MMENTM	46432F396	3,902,452	19,247	SH		SOLE		19,247	0	0
ISHARES TR	MSCI USA QLT FCT	46432F339	3,356,661	18,721	SH		SOLE		18,721	0	0
ISHARES TR	MSCI USA VALUE	46432F388	415,096	3,807	SH		SOLE		3,807	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	458,636	4,222	SH		SOLE		4,222	0	0
ISHARES TR	S&P 100 ETF	464287101	739,779	2,673	SH		SOLE		2,673	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	1,644,889	17,179	SH		SOLE		17,179	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	956,453	9,007	SH		SOLE		9,007	0	0
ISHARES TR	TRS FLT RT BD	46434V860	432,579	8,549	SH		SOLE		8,549	0	0
ISHARES TR	U S EQUITY FACTR	46434V282	1,531,723	26,063	SH		SOLE		26,063	0	0
ISHARES TR	U.S. TECH ETF	464287721	919,727	6,066	SH		SOLE		6,066	0	0
ISHARES TR	US TREAS BD ETF	46429B267	791,438	33,750	SH		SOLE		33,750	0	0
J P MORGAN EXCHANGE TRADED F	DIV RTN EM EQT	46641Q308	5,262,539	92,931	SH		SOLE		92,931	0	0
J P MORGAN EXCHANGE TRADED F	DIV RTN INT EQ	46641Q209	689,557	11,477	SH		SOLE		11,477	0	0
J P MORGAN EXCHANGE TRADED F	JPMORGAN DIVER	46641Q407	2,016,671	16,851	SH		SOLE		16,851	0	0
J P MORGAN EXCHANGE TRADED F	US MOMENTUM	46641Q779	337,980	5,916	SH		SOLE		5,916	0	0
KROGER CO	COM	501044101	278,134	4,854	SH		SOLE		4,854	0	0
LITMAN GREGORY FDS TR	IMGP DBI MANAGED	53700T827	1,443,125	51,302	SH		SOLE		51,302	0	0
MARATHON PETE CORP	COM	56585A102	252,511	1,550	SH		SOLE		1,550	0	0
META PLATFORMS INC	CL A	30303M102	233,556	408	SH		SOLE		408	0	0
MICROSOFT CORP	COM	594918104	1,156,646	2,688	SH		SOLE		2,688	0	0
NEW YORK LIFE INVESTMENTS ET	NYLI MERGER ARBI	45409B800	499,776	15,200	SH		SOLE		15,200	0	0
NRG ENERGY INC	COM NEW	629377508	308,191	3,383	SH		SOLE		3,383	0	0
NUVEEN CA QUALTY MUN INCOME	COM	67066Y105	362,907	30,522	SH		SOLE		30,522	0	0
NVIDIA CORPORATION	COM	67066G104	1,335,597	10,998	SH		SOLE		10,998	0	0
PILGRIMS PRIDE CORP	COM	72147K108	349,934	7,599	SH		SOLE		7,599	0	0
PIMCO EQUITY SER	RAFI ESG US	72201T342	395,304	10,621	SH		SOLE		10,621	0	0
SALESFORCE INC	COM	79466L302	204,735	748	SH		SOLE		748	0	0
SCANSOURCE INC	COM	806037107	220,986	4,601	SH		SOLE		4,601	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	708,136	24,268	SH		SOLE		24,268	0	0
SCHWAB STRATEGIC TR	FUNDAMENTAL EMER	808524730	7,983,379	247,393	SH		SOLE		247,393	0	0
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524748	972,362	25,488	SH		SOLE		25,488	0	0
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524755	7,917,291	211,862	SH		SOLE		211,862	0	0
SCHWAB STRATEGIC TR	FUNDAMENTAL US L	808524771	10,253,160	142,881	SH		SOLE		142,881	0	0
SCHWAB STRATEGIC TR	FUNDAMENTAL US S	808524763	385,942	6,479	SH		SOLE		6,479	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	6,173,287	150,129	SH		SOLE		150,129	0	0
SCHWAB STRATEGIC TR	INT-TRM U.S TRES	808524854	325,837	6,439	SH		SOLE		6,439	0	0
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	404,222	8,253	SH		SOLE		8,253	0	0
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	373,614	7,862	SH		SOLE		7,862	0	0
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	8,913,533	133,998	SH		SOLE		133,998	0	0
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	1,737,810	20,559	SH		SOLE		20,559	0	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	1,793,305	17,214	SH		SOLE		17,214	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	3,708,501	54,657	SH		SOLE		54,657	0	0
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	758,579	14,145	SH		SOLE		14,145	0	0
SCORPIO TANKERS INC	SHS	Y7542C130	207,768	2,914	SH		SOLE		2,914	0	0
SHELL PLC	SPON ADS	780259305	362,329	5,494	SH		SOLE		5,494	0	0
STEEL DYNAMICS INC	COM	858119100	201,476	1,598	SH		SOLE		1,598	0	0
SYLVAMO CORP	COMMON STOCK	871332102	333,699	3,887	SH		SOLE		3,887	0	0
TIDAL TR II	RETURN STCKD US	88636J816	1,404,193	57,314	SH		SOLE		57,314	0	0
TRANSALTA CORP	COM	89346D107	139,477	13,463	SH		SOLE		13,463	0	0
TURKCELL ILETISIM HIZMETLERI	SPON ADR NEW	900111204	216,328	31,443	SH		SOLE		31,443	0	0
UBS AG LONDON BRANCH	ETRACS UBS BLOOM	90274D390	2,843,684	109,479	SH		SOLE		109,479	0	0
UFP INDUSTRIES INC	COM	90278Q108	220,433	1,680	SH		SOLE		1,680	0	0
VANECK ETF TRUST	JP MRGAN EM LOC	92189H300	2,412,794	94,992	SH		SOLE		94,992	0	0
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	308,180	6,171	SH		SOLE		6,171	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	969,478	2,525	SH		SOLE		2,525	0	0
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	285,952	1,424	SH		SOLE		1,424	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	232,290	979	SH		SOLE		979	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	6,194,890	21,878	SH		SOLE		21,878	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	350,649	2,009	SH		SOLE		2,009	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,069,488	22,351	SH		SOLE		22,351	0	0
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	368,217	7,203	SH		SOLE		7,203	0	0
VANGUARD SCOTTSDALE FDS	LONG TERM TREAS	92206C847	2,743,837	44,586	SH		SOLE		44,586	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	368,095	1,859	SH		SOLE		1,859	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	5,996,589	113,550	SH		SOLE		113,550	0	0
VANGUARD WHITEHALL FDS	EM MK GOV BD ETF	921946885	217,509	3,277	SH		SOLE		3,277	0	0
VANGUARD WORLD FD	EXTENDED DUR	921910709	1,375,453	17,262	SH		SOLE		17,262	0	0
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	1,123,332	5,436	SH		SOLE		5,436	0	0
WESTERN ASST INFLTN LKD INM	COM SH BEN INT	95766Q106	1,425,046	166,672	SH		SOLE		166,672	0	0
WISDOMTREE TR	US EFFICIENT COR	97717Y790	2,672,089	56,865	SH		SOLE		56,865	0	0
YELP INC	CL A	985817105	315,053	8,981	SH		SOLE		8,981	0	0