Cover
Cover - shares | 6 Months Ended | |
Jun. 30, 2024 | Aug. 13, 2024 | |
Document Information [Line Items] | ||
Document Type | 10-Q | |
Document Quarterly Report | true | |
Document Transition Report | false | |
Entity Interactive Data Current | Yes | |
Amendment Flag | false | |
Document Period End Date | Jun. 30, 2024 | |
Document Fiscal Year Focus | 2024 | |
Document Fiscal Period Focus | Q2 | |
Entity Information [Line Items] | ||
Entity Registrant Name | TECTONIC FINANCIAL, INC. | |
Entity Central Index Key | 0001766526 | |
Entity File Number | 001-38910 | |
Entity Tax Identification Number | 82-0764846 | |
Entity Incorporation, State or Country Code | TX | |
Current Fiscal Year End Date | --12-31 | |
Entity Current Reporting Status | Yes | |
Entity Shell Company | false | |
Entity Filer Category | Non-accelerated Filer | |
Entity Small Business | true | |
Entity Emerging Growth Company | true | |
Entity Ex Transition Period | true | |
Entity Contact Personnel [Line Items] | ||
Entity Address, Address Line One | 16200 Dallas Parkway, Suite 190 | |
Entity Address, City or Town | Dallas | |
Entity Address, State or Province | TX | |
Entity Address, Postal Zip Code | 75248 | |
Entity Phone Fax Numbers [Line Items] | ||
City Area Code | 972 | |
Local Phone Number | 720 - 9000 | |
Entity Listings [Line Items] | ||
Title of 12(b) Security | Series B preferred stock, $0.01 par value per share | |
Trading Symbol | TECTP | |
Security Exchange Name | NASDAQ | |
Entity Common Stock, Shares Outstanding | 7,070,330 |
CONSOLIDATED BALANCE SHEETS
CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands | Jun. 30, 2024 | Dec. 31, 2023 |
ASSETS | ||
Cash and due from banks | $ 5,802 | $ 5,016 |
Interest-bearing deposits | 61,496 | 52,481 |
Federal funds sold | 962 | 1,270 |
Total cash and cash equivalents | 68,260 | 58,767 |
Securities available for sale | 23,446 | 22,977 |
Securities held to maturity | 23,054 | 24,194 |
Securities, restricted at cost | 4,229 | 4,176 |
Loans held for sale | 47,917 | 26,573 |
Loans, net of allowance for credit losses of $8,276 and $6,308, respectively | 567,367 | 494,787 |
Bank premises and equipment, net | 4,836 | 4,758 |
Core deposit intangible, net | 254 | 359 |
Goodwill | 21,440 | 21,440 |
Deferred tax asset | 1,179 | 889 |
Other assets | 15,125 | 18,426 |
Total assets | 777,107 | 677,346 |
Demand deposits: | ||
Non-interest-bearing | 63,671 | 68,433 |
Interest-bearing | 154,839 | 150,023 |
Time deposits | 400,573 | 308,435 |
Total deposits | 619,083 | 526,891 |
Borrowed funds | 20,000 | 21,000 |
Subordinated notes | 12,000 | 12,000 |
Other liabilities | 15,607 | 10,598 |
Total liabilities | 666,690 | 570,489 |
Commitments and contingencies (see Note 11) | 0 | 0 |
Preferred stock, value | 17 | 17 |
Common stock, $0.01 par value; 40,000,000 shares authorized; 7,186,453 shares issued and 7,076,180 shares outstanding at June 30, 2024 and 7,186,453 shares issued and 7,102,680 shares outstanding at December 31, 2023 | 72 | 72 |
Additional paid-in capital | 51,288 | 51,246 |
Treasury stock, at cost; 110,273 shares and 83,773 shares as of June 30, 2024, and December 31, 2023 | (2,073) | (1,575) |
Retained earnings | 62,929 | 58,917 |
Accumulated other comprehensive loss | (1,816) | (1,820) |
Total shareholders’ equity | 110,417 | 106,857 |
Total liabilities and shareholders’ equity | $ 777,107 | $ 677,346 |
CONSOLIDATED BALANCE SHEETS (Pa
CONSOLIDATED BALANCE SHEETS (Parentheticals) - USD ($) $ in Thousands | 6 Months Ended | 12 Months Ended |
Jun. 30, 2024 | Dec. 31, 2023 | |
Allowance for credit losses (in Dollars) | $ 8,276 | $ 6,308 |
Common stock, par value (in Dollars per share) | $ 0.01 | $ 0.01 |
Common stock, shares authorized | 40,000,000 | 40,000,000 |
Common stock, shares issued | 7,186,453 | 7,186,453 |
Common stock, shares outstanding | 7,076,180 | 7,102,680 |
Treasury stock, at cost, shares | 110,273 | 83,773 |
Series B Preferred Stock [Member] | ||
Preferred stock, shares issued | 1,725,000 | 1,725,000 |
Preferred stock, shares outstanding | 1,725,000 | 1,725,000 |
Preferred stock, par value (in Dollars per share) | $ 0.01 | $ 0.01 |
Preferred stock, shares authorized | 1,725,000 | 1,725,000 |
Preferred stock, non-cumulative | 9% | 9% |
CONSOLIDATED STATEMENTS OF INCO
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | |
Interest Income | ||||
Loan, including fees | $ 13,553 | $ 10,037 | $ 25,976 | $ 19,438 |
Securities | 588 | 582 | 1,124 | 1,014 |
Federal funds sold | 13 | 10 | 26 | 19 |
Interest-bearing deposits | 1,473 | 625 | 2,799 | 1,696 |
Total interest income | 15,627 | 11,254 | 29,925 | 22,167 |
Interest Expense | ||||
Deposits | 7,211 | 4,133 | 13,814 | 7,640 |
Borrowed funds | 584 | 298 | 1,177 | 661 |
Total interest expense | 7,795 | 4,431 | 14,991 | 8,301 |
Net interest income | 7,832 | 6,823 | 14,934 | 13,866 |
Provision for credit losses | 1,660 | 691 | 2,577 | 770 |
Net interest income after provision for credit losses | 6,172 | 6,132 | 12,357 | 13,096 |
Non-interest Income | ||||
Trust income | 1,843 | 1,586 | 3,582 | 3,099 |
Gain on sale of loans | 0 | 0 | 0 | 581 |
Advisory income | 4,120 | 3,709 | 8,058 | 7,160 |
Brokerage income | 2,128 | 1,889 | 3,910 | 3,779 |
Service fees and other income | 2,563 | 2,172 | 5,513 | 5,389 |
Rental income | 88 | 76 | 177 | 126 |
Total non-interest income | 10,742 | 9,432 | 21,240 | 20,134 |
Non-interest Expense | ||||
Salaries and employee benefits | 8,891 | 7,641 | 17,533 | 15,503 |
Occupancy and equipment | 485 | 476 | 1,018 | 946 |
Trust expenses | 580 | 511 | 1,190 | 1,063 |
Brokerage and advisory direct costs | 517 | 472 | 1,037 | 943 |
Professional fees | 468 | 539 | 902 | 1,062 |
Data processing | 289 | 198 | 571 | 406 |
Other | 1,685 | 1,867 | 3,438 | 3,449 |
Total non-interest expense | 12,915 | 11,704 | 25,689 | 23,372 |
Income before Income Taxes | 3,999 | 3,860 | 7,908 | 9,858 |
Income tax expense | 853 | 839 | 1,701 | 2,123 |
Net Income | 3,146 | 3,021 | 6,207 | 7,735 |
Preferred stock dividends | 388 | 388 | 776 | 776 |
Net income available to common stockholders | $ 2,758 | $ 2,633 | $ 5,431 | $ 6,959 |
Earnings per common share: | ||||
Basic (in Dollars per share) | $ 0.39 | $ 0.37 | $ 0.77 | $ 0.98 |
Diluted (in Dollars per share) | $ 0.38 | $ 0.36 | $ 0.75 | $ 0.95 |
Weighted average common shares outstanding (in Shares) | 7,082,576 | 7,065,961 | 7,092,337 | 7,067,414 |
Weighted average diluted shares outstanding (in Shares) | 7,242,663 | 7,295,499 | 7,252,424 | 7,296,953 |
CONSOLIDATED STATEMENTS OF COMP
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | |
Statement of Comprehensive Income [Abstract] | ||||
Net Income | $ 3,146 | $ 3,021 | $ 6,207 | $ 7,735 |
Other comprehensive income (loss): | ||||
Change in unrealized gain (loss) on securities available for sale | 182 | (114) | 5 | 314 |
Tax effect | 38 | (24) | 1 | 66 |
Other comprehensive income (loss) | 144 | (90) | 4 | 248 |
Comprehensive Income | $ 3,290 | $ 2,931 | $ 6,211 | $ 7,983 |
CONSOLIDATED STATEMENTS OF CHAN
CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands | Preferred Stock [Member] Series A Preferred Stock [Member] | Common Stock [Member] Series B Preferred Stock [Member] | Additional Paid-in Capital [Member] | Treasury Stock, Common [Member] | Retained Earnings [Member] Series B Preferred Stock [Member] | Retained Earnings [Member] | AOCI Attributable to Parent [Member] | Series B Preferred Stock [Member] | Total |
Balance at Dec. 31, 2022 | $ 17 | $ 71 | $ 50,695 | $ (481) | $ 48,564 | $ (2,368) | $ 96,498 | ||
Cumulative change in accounting principle (adoption of ASC 326) | Accounting Standards Update 2016-13 [Member] | (1,286) | (1,286) | |||||||
Balance at Jan. 01, 2023 | 17 | 71 | 50,695 | (481) | 47,278 | (2,368) | 95,212 | ||
Balance at Dec. 31, 2022 | 17 | 71 | 50,695 | (481) | 48,564 | (2,368) | 96,498 | ||
Repayments of note receivable utilized to exercise options | 50 | 50 | |||||||
Dividends paid on Series B preferred stock | (388) | (388) | |||||||
Dividends paid on common stock | (442) | (442) | |||||||
Net income | 4,714 | 4,714 | |||||||
Other comprehensive income (loss) | 338 | 338 | |||||||
Stock based compensation | 75 | 75 | |||||||
Balance at Mar. 31, 2023 | 17 | 71 | 50,820 | (481) | 51,162 | (2,030) | 99,559 | ||
Balance at Dec. 31, 2022 | 17 | 71 | 50,695 | (481) | 48,564 | (2,368) | 96,498 | ||
Dividends paid on Series B preferred stock | (776) | ||||||||
Net income | 7,735 | ||||||||
Other comprehensive income (loss) | 248 | ||||||||
Balance at Jun. 30, 2023 | 17 | 71 | 50,945 | (581) | 53,353 | (2,120) | 101,685 | ||
Balance at Mar. 31, 2023 | 17 | 71 | 50,820 | (481) | 51,162 | (2,030) | 99,559 | ||
Purchase of treasury stock at cost | (100) | (100) | |||||||
Repayments of note receivable utilized to exercise options | 50 | 50 | |||||||
Dividends paid on Series B preferred stock | (388) | (388) | |||||||
Dividends paid on common stock | (442) | (442) | |||||||
Net income | 3,021 | 3,021 | |||||||
Other comprehensive income (loss) | (90) | (90) | |||||||
Stock based compensation | 75 | 75 | |||||||
Balance at Jun. 30, 2023 | 17 | 71 | 50,945 | (581) | 53,353 | (2,120) | 101,685 | ||
Balance at Dec. 31, 2023 | 17 | 72 | 51,246 | (1,575) | 58,917 | (1,820) | 106,857 | ||
Purchase of treasury stock at cost | (249) | (249) | |||||||
Dividends paid on Series B preferred stock | $ (388) | $ (388) | |||||||
Dividends paid on common stock | (710) | (710) | |||||||
Net income | 3,061 | 3,061 | |||||||
Other comprehensive income (loss) | (140) | (140) | |||||||
Stock based compensation | 21 | 21 | |||||||
Balance at Mar. 31, 2024 | 17 | 72 | 51,267 | (1,824) | 60,880 | (1,960) | 108,452 | ||
Balance at Dec. 31, 2023 | 17 | 72 | 51,246 | (1,575) | 58,917 | (1,820) | 106,857 | ||
Dividends paid on Series B preferred stock | (776) | ||||||||
Net income | 6,207 | ||||||||
Other comprehensive income (loss) | 4 | ||||||||
Balance at Jun. 30, 2024 | 17 | 72 | 51,288 | (2,073) | 62,929 | (1,816) | 110,417 | ||
Balance at Mar. 31, 2024 | 17 | 72 | 51,267 | (1,824) | 60,880 | (1,960) | 108,452 | ||
Purchase of treasury stock at cost | (249) | (249) | |||||||
Dividends paid on Series B preferred stock | (388) | (388) | |||||||
Dividends paid on common stock | (709) | (709) | |||||||
Net income | 3,146 | 3,146 | |||||||
Other comprehensive income (loss) | 144 | 144 | |||||||
Stock based compensation | 21 | 21 | |||||||
Balance at Jun. 30, 2024 | $ 17 | $ 72 | $ 51,288 | $ (2,073) | $ 62,929 | $ (1,816) | $ 110,417 |
CONSOLIDATED STATEMENTS OF CASH
CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands | 6 Months Ended | |
Jun. 30, 2024 | Jun. 30, 2023 | |
Cash Flows from Operating Activities | ||
Net income | $ 6,207 | $ 7,735 |
Adjustments to reconcile net income to net cash (used in) provided by operating activities: | ||
Provision for credit losses | 2,577 | 770 |
Depreciation and amortization | 121 | 118 |
Amortization of premium (accretion of discount) on loans | 39 | (9) |
Core deposit intangible amortization | 105 | 105 |
Securities discount accretion, net | (41) | (31) |
Origination of loans held for sale | (51,017) | (24,623) |
Proceeds from payments and sales of loans held for sale | 266 | 6,514 |
Gain on sale of loans | 0 | (581) |
Stock based compensation | 42 | 150 |
Deferred income taxes | (292) | (55) |
Servicing assets, net | 51 | (7) |
Net change in: | ||
Other assets | 3,251 | (482) |
Other liabilities | 4,827 | (907) |
Net cash provided by (used in) operating activities | (33,864) | (11,303) |
Cash Flows from Investing Activities | ||
Purchase of securities available for sale | (203,554) | (202,892) |
Principal payments, calls and maturities of securities available for sale | 203,144 | 202,037 |
Principal payments of securities held to maturity | 1,127 | 1,067 |
Purchase of securities, restricted | (5,043) | (6,384) |
Proceeds from sale of securities, restricted | 4,990 | 5,755 |
Net change in loans | (45,606) | 11,795 |
Purchases of premises and equipment | (199) | (297) |
Net cash (used in) provided by investing activities | (45,141) | 11,081 |
Cash Flows from Financing Activities | ||
Net change in demand deposits | 53 | (1,772) |
Net change in time deposits | 92,138 | 6,757 |
Proceeds from borrowed funds | 205,100 | 245,800 |
Repayment of borrowed funds | (206,100) | (245,800) |
Dividends paid on common stock | (1,419) | (884) |
Dividends paid on Series B preferred stock | (776) | (776) |
Repayments on note receivable utilized to exercise stock options | 0 | 100 |
Purchase of treasury stock at cost | (498) | (100) |
Net cash provided by financing activities | 88,498 | 3,325 |
Net change in cash and cash equivalents | 9,493 | 3,103 |
Cash and cash equivalents at beginning of period | 58,767 | 42,155 |
Cash and cash equivalents at end of period | 68,260 | 45,258 |
Non Cash Transactions | ||
Transfers from loans held for sale to loans held for investment | 29,407 | 27,681 |
Lease liabilities incurred in exchange for right-of-use assets | 117 | 45 |
Supplemental disclosures of cash flow information | ||
Interest | 14,307 | 8,214 |
Income taxes | $ 675 | $ 2,300 |
Organization and Significant Ac
Organization and Significant Accounting Policies | 6 Months Ended |
Jun. 30, 2024 | |
Accounting Policies [Abstract] | |
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block] | Note 1. Organization and Significant Accounting Policies Tectonic Financial, Inc. (the “Company,” “we,” “us,” or “our”) is a Texas corporation and registered financial holding company that offers, through its subsidiaries, banking and other financial services including trust, investment advisory, securities brokerage, factoring, third-party administration, recordkeeping and insurance services to individuals, small businesses and institutions across the United States. We operate through four main direct and indirect subsidiaries: (i) T Bancshares, Inc. (“TBI”), which was incorporated under the laws of the State of Texas on December 23, 2002 to serve as the registered bank holding company for T Bank, N.A., a national banking association (the “Bank”), (ii) Sanders Morris LLC (“Sanders Morris”), a registered broker-dealer with the Financial Industry Regulatory Authority (“FINRA”) and registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”), (iii) Tectonic Advisors, LLC (“Tectonic Advisors”), a registered investment advisor registered with the SEC focused generally on managing money for relatively large, affiliated institutions, and (iv) HWG Insurance Agency LLC (“HWG”), an insurance agency registered with the Texas Department of Insurance (“TDI”). We are headquartered in Dallas, Texas. The Bank operates through its main office located at 16200 Dallas Parkway, Dallas, Texas. Our other subsidiaries operate from offices in Houston, Dallas and Frisco, Texas. Our Houston, Texas office is located at 600 Travis Street, 59 th The Bank offers a broad range of commercial and consumer banking and trust services primarily to small- to medium-sized businesses and their employees, and other institutions. The Nolan Company (“Nolan”), operating as a division within the Bank from Nolan’s office in Overland Park, Kansas, offers third party administration (“TPA”) services, and Integra Funding Solutions, LLC (“Integra”), also operating as a division within the Bank from Integra’s office in Fort Worth, Texas, offers factoring services. The Bank’s technological capabilities, including worldwide free ATM withdrawals, sophisticated on-line banking capabilities, electronic funds transfer capabilities, and economical remote deposit solutions, allow most customers to be served regardless of their geographic location. The Bank serves its local geographic market which includes Dallas, Tarrant, Denton, Collin and Rockwall counties in Texas which encompass an area commonly referred to as the Dallas/Fort Worth Metroplex. The Bank also serves the dental and other health professional industries through a centralized loan and deposit platform that operates out of its main office in Dallas, Texas. In addition, the Bank serves the small business community by offering loans guaranteed by the U.S. Small Business Administration (“SBA”) and the U.S. Department of Agriculture (“USDA”). The Bank offers a wide range of deposit services including demand deposits, regular savings accounts, money market accounts, individual retirement accounts, and certificates of deposit with fixed rates and a range of maturity options. Lending services include commercial loans to small- to medium-sized businesses and professional concerns as well as consumers. The Bank also offers trust services. The Bank’s traditional fiduciary services clients primarily consist of clients of Cain, Watters & Associates, LLC (“Cain Watters”). The Bank, Cain Watters and Tectonic Advisors entered into an advisory services agreement related to the Bank’s trust operations in April 2006, which has been amended from time to time, most recently in January 2023. See Note 12 – Related Parties Basis of Presentation In the opinion of management, all adjustments that were normal and recurring in nature, and considered necessary, have been included for the fair presentation of the Company’s consolidated financial position and results of operations. Operating results for the three and six months ended June 30, 2024, are not necessarily indicative of results that may be expected for the full year ending December 31, 2024. Use of Estimates. Accounting Changes, Reclassifications and Restatements. Allowance for Credit Losses . The Company adopted ASC 326 using the modified retrospective method for loans and off-balance-sheet (“OBS”) credit exposures. Results for reporting periods beginning after January 1, 2023 are presented under ASC 326 while prior period amounts continue to be reported in accordance with previously applicable incurred loss model under GAAP. The Company recorded a one-time cumulative-effect adjustment to the allowance for credit losses of $1.4 million which was recognized through a $1.1 million adjustment to retained earnings, net of tax. This adjustment brought the beginning balance of the allowance for credit losses to $5.9 million as of January 1, 2023. In addition, the Company recorded a $237,505 reserve on unfunded commitments which is recorded in other liabilities in the Company’s consolidated balance sheet, and was recognized through a $188,000 adjustment to retained earnings, net of tax. The Company adopted ASC 326 using the prospective transition approach for debt securities for which other-than-temporary impairment had been recognized prior to January 1, 2023. Upon adoption, the Company determined that an allowance for credit losses for debt securities was not required. At June 30, 2024 and December 31, 2023, no allowance for credit losses - available-for-sale securities was recorded. ASU 2022-02, Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures , Earnings per Share Three months ended June 30, Six months ended June 30, (In thousands, except per share data) 2024 2023 2024 2023 Net income available to common shareholders $ 2,758 $ 2,633 $ 5,431 $ 6,959 Weighted average shares outstanding 7,083 7,066 7,092 7,067 Effect of dilutive shares 160 229 160 230 Weighted average diluted shares outstanding 7,243 7,295 7,252 7,297 Basic earnings per share $ 0.39 $ 0.37 $ 0.77 $ 0.98 Diluted earnings per share $ 0.38 $ 0.36 $ 0.75 $ 0.95 As of June 30, 2024, options to purchase 167,500 shares of common stock, with a weighted average exercise price of $5.51, were included in the computation of diluted net earnings per share. In addition, as of June 30, 2024, 78,000 shares of restricted stock grants with a grant date fair value of $4.81 per share which vest from 2024 through 2025 were included in the diluted earnings per share calculation. |
Securities
Securities | 6 Months Ended |
Jun. 30, 2024 | |
Investments, Debt and Equity Securities [Abstract] | |
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] | Note 2. Securities A summary of amortized cost, fair value and allowance for credit losses of securities is presented below as of the dates indicated. June 30, 2024 (In thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Estimated Fair Value Securities available for sale U.S. Treasuries $ 2,945 $ - $ 7 $ - $ 2,938 U.S. government agencies 15,606 - 1,943 - 13,663 Mortgage-backed securities 7,194 - 349 - 6,845 Total securities available for sale $ 25,745 $ - $ 2,299 $ - $ 23,446 Securities held to maturity Property assessed clean energy $ 1,322 $ 23 $ - $ - $ 1,345 Public improvement district/tax increment reinvestment zone 21,732 233 213 - 21,752 Total securities held to maturity $ 23,054 $ 256 $ 213 $ - $ 23,097 Securities, restricted: Other $ 4,229 $ - $ - $ - $ 4,229 December 31, 2023 (In thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Estimated Fair Value Securities available for sale U.S. Treasuries $ 3,906 $ - $ 12 $ - $ 3,894 U.S. government agencies 15,644 - 2,017 - 13,627 Mortgage-backed securities 5,731 - 275 - 5,456 Total securities available for sale $ 25,281 $ - $ 2,304 $ - $ 22,977 Securities held to maturity Property assessed clean energy $ 1,326 $ - $ 72 $ - $ 1,254 Public improvement district/tax increment reinvestment zone 22,868 592 865 - 22,595 Total securities held to maturity $ 24,194 $ 592 $ 937 $ - $ 23,849 Securities, restricted: Other $ 4,176 $ - $ - $ - $ 4,176 Securities available for sale consist of U.S. government agency securities and mortgage-backed securities guaranteed by U.S. government agencies. Securities held to maturity consist of Property Assessed Clean Energy (“PACE”) and Public Improvement District/Tax Increment Reinvestment Zone (“PID/TIRZ”) investments. These investment contracts or bonds are located in Texas, California and Florida, and originate under a contractual obligation between the property owners, the local county or city administration, and a third-party administrator and sponsor. PACE assessments are created to fund the purchase and installation of energy saving improvements to the property such as solar panels. PID/TIRZ assessments are used to pay for the development costs of a residential subdivision. Generally, as a property assessment, the total assessment is repaid in installments over a period of 5 to 32 years by the then current property owner(s). Each installment is collected by the County or City Tax Collector where the property is located. The assessments are an obligation of the property. Securities, restricted consist of Federal Reserve Bank of Dallas (“FRB”) and Federal Home Loan Bank of Dallas (“FHLB”) stock, each of which are carried at cost. During each of the three and six months ended June 30, 2024 and 2023, no securities available for sale were sold, and there were no realized gains or losses recorded on sales for each of the three and six months ended June 30, 2024 and 2023. As of June 30, 2024 and December 31, 2023, securities available for sale with a fair value of $978,000 and $988,000, respectively, were pledged against trust deposit balances held at the Bank. In March 2023, the Board of Governors of the Federal Reserve System (the “Federal Reserve”) created the Bank Term Funding Program (“BTFP”), which was made available to banks in response to liquidity concerns in the United States banking system. The BTFP allows the par value of available for sale securities to be included as the collateral value. As of June 30, 2024, securities with a par value of $20.1 million were pledged to the Federal Reserve under the BTFP, of which $20.0 million was borrowed against. As of June 30, 2024, there were no securities pledged to secure borrowings at the FHLB. As of June 30, 2024 and December 31, 2023, the Bank held FRB stock in the amount of $2.2 million. The Bank held FHLB stock in the amount of $2.0 million as of June 30, 2024 and December 31, 2023, all of which were classified as securities, restricted. The table below indicates the length of time individual investment securities have been in a continuous loss position as of June 30, 2024: June 30, 2024 Less than 12 months 12 months or longer Total (In thousands) Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized Securities available for sale: U.S. Treasuries $ 2,938 $ 7 $ - $ - $ 2,938 $ 7 U.S. government agencies - - 13,663 1,943 13,663 1,943 Mortgage-backed securities 2,610 34 4,235 315 6,845 349 Total $ 5,548 $ 41 $ 17,898 $ 2,258 $ 23,446 $ 2,299 Beginning January 1, 2023, the Company evaluates all securities quarterly to determine if any debt securities in a loss position require an allowance for credit losses in accordance with ASC 326. The Company had a total of twenty-four (24) investment positions in the unrealized loss position as of June 30, 2024. The Company evaluates whether the decline in fair value has resulted from credit losses or other factors based upon our analysis of the underlying risk characteristics, including credit ratings, such as bond ratings, and other qualitative factors related to our available for sale securities and in consideration of our historical credit loss experience and internal forecasts. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. Changes in the allowance for credit losses are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management believes the uncollectability of a security is confirmed or when either of the criteria regarding intent or requirement to sell is met. As of June 30, 2024, no allowance for credit losses has been recognized on available for sale and held to maturity securities in an unrealized loss position as management does not believe any of the securities are impaired due to reasons of credit quality. This is based upon our analysis of the underlying risk characteristics, including credit ratings, and other qualitative factors related to our securities and in consideration of our historical credit loss experience and internal forecasts. The issuers of these securities are U.S. government agencies who continue to make timely principal and interest payments under the contractual terms of the securities. Furthermore, management does not have the intent to sell any of the securities classified as available for sale in the table above and believes that it is more likely than not that we will not have to sell any such securities before a recovery of cost. The unrealized losses are due to increases in market interest rates over the yields available at the time the underlying securities were purchased. The fair value is expected to recover as the securities approach their maturity date or repricing date or if market yields for such investments decline. The amortized cost and estimated fair value of securities available for sale as of June 30, 2024 are presented in the table below by contractual maturity. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations. Residential mortgage-backed securities are shown separately since they are not due at a single maturity date. Available for Sale Held to Maturity (In thousands) Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ 2,945 $ 2,938 $ - $ - Due after one year through five years 11,998 10,816 663 656 Due after five years through ten years 578 475 365 367 Due after ten years 3,030 2,372 22,026 22,074 Mortgage-backed securities 7,194 6,845 - - Total $ 25,745 $ 23,446 $ 23,054 $ 23,097 |
Loans and Allowance for Credit
Loans and Allowance for Credit Losses | 6 Months Ended |
Jun. 30, 2024 | |
Receivables [Abstract] | |
Loans, Notes, Trade and Other Receivables Disclosure [Text Block] | Note 3. Loans and Allowance for Credit Losses Major classifications of loans held for investment are as follows as of the dates indicated: (In thousands) June 30, 2024 December 31, 2023 Commercial and industrial $ 79,768 $ 82,483 Consumer installment 626 900 Real estate – residential 9,177 8,181 Real estate – commercial 67,232 68,792 Real estate – construction and land 37,367 44,663 SBA: SBA 7(a) guaranteed 186,015 162,144 SBA 7(a) unguaranteed 78,986 64,858 SBA 504 77,682 41,906 USDA 2,123 2,124 Factored Receivables 36,667 25,044 Gross Loans 575,643 501,095 Less: Allowance for credit losses 8,276 6,308 Net loans $ 567,367 $ 494,787 As of June 30, 2024, our loan portfolio included $74.6 million of loans, or approximately 13.0%, of our total funded loans to the dental industry, as compared to $78.2 million of loans, or 15.6% of total funded loans, as of December 31, 2023. The Bank believes that these loans are to credit worthy borrowers and are diversified geographically. Accrued interest receivable on loans totaled $3.7 million and $3.1 million at June 30, 2024 and December 31, 2023, respectively, and is included in accrued interest receivable and other assets in the Company’s consolidated balance sheets. The Company serves the small business community by offering loans promulgated under the SBA’s 7(a) and 504 loan programs, and loans guaranteed by the USDA. SBA 7(a) and USDA loans are typically guaranteed by each agency in amounts ranging from 75% to 80% of the principal balance. For SBA construction loans, the Company records the guaranteed funded portion of the loans as held for sale. When the SBA loans are fully funded, the Company may sell the guaranteed portion into the secondary market, on a servicing-retained basis, or reclassify from loans held for sale to loans held for investment if the Company determines that holding these loans provide better long-term risk adjusted returns than selling the loans. In calculating gain on the sale of loans, the Company performs an allocation based on the relative fair values of the sold portion and retained portion of the loan. The Company’s assumptions are validated by reference to external market information. The Company had $47.9 million and $26.6 million of SBA/USDA loans held for sale as of June 30, 2024 and December 31, 2023, respectively. During the three and six months ended June 30, 2024, there were no sales of loans. During the six months ended June 30, 2023, the Company sold the guaranteed portion of one USDA loan totaling $5.8 million, resulting in a gain on sale of loans of $581,000. There were no loan sales during the three months ended June 30, 2023. For the three and six months ended June 30, 2024, the Company elected to reclassify $29.4 million of the SBA 7(a) loans held for sale to loans held for investment. Loan Origination/Risk Management . The Company maintains written loan origination policies, procedures, and processes which address credit quality within an acceptable level of risk at several levels including individual loan level, loan type, and loan portfolio levels. Commercial and industrial loans, which are predominantly loans to dentists, are underwritten based on historical and projected income of the business and individual borrowers and guarantors. The Company utilizes a comprehensive global debt service coverage analysis to determine debt service coverage ratios. This analysis compares global cash flow of the borrowers and guarantors on an individual credit to existing and proposed debt after consideration of personal and business-related other expenses. Collateral is generally a lien on all available assets of the business borrower including intangible assets. Credit worthiness of individual borrowers and guarantors is established through the use of credit reports and credit scores. Consumer loans are evaluated on the basis of credit worthiness as established through the use of credit reports and credit scores. Additional credit quality indicators include borrower debt to income ratios based on verifiable income sources. Real estate mortgage loans are evaluated based on collateral value as well as global debt service coverage ratios based on historical and projected income from all related sources including the collateral property, the borrower, and all guarantors where applicable. The Company originates SBA loans which are sometimes sold into the secondary market. The Company continues to service these loans after sale and is required under the SBA programs to retain specified amounts. The two primary SBA loan programs that the Company offers are the basic SBA 7(a) loan guaranty program and the SBA 504 loan program in conjunction with junior lien financing from a Certified Development Company (“CDC”). The SBA has designated the Bank as a “Preferred Lender.” As an SBA Preferred Lender, the Bank has been delegated loan approval, closing and most servicing and liquidation authority from the SBA. The SBA 7(a) program serves as the SBA’s primary business loan program to help qualified small businesses obtain financing when they might not be eligible for business loans through normal lending channels. Loan proceeds under this program can be used for most business purposes including working capital, machinery and equipment, furniture and fixtures, land and building (including purchase, renovation and new construction), leasehold improvements and debt refinancing. Loan maturity is generally up to 10 years for non-real estate collateral and up to 25 years for real estate collateral. The SBA 7(a) loan is approved and funded by a qualified lender, partially guaranteed by the SBA and subject to applicable regulations. In general, the SBA guarantees up to 75% of the loan amount depending on loan size. The Company is required by the SBA to service the loan and retain a contractual minimum of 5% on all SBA 7(a) loans, but generally retains 25% (the unguaranteed portion). The servicing spread is 1% of the guaranteed portion of the loan that is sold in the secondary market. As of June 30, 2024 and December 31, 2023, the total amount of loans that we sold in the secondary market yet retained the servicing of such loans was $37.6 million and $37.9 million, respectively. The SBA 504 program is an economic development-financing program providing long-term, low down payment loans to businesses. Typically, a 504 project includes a loan secured from a private-sector lender with a senior lien, a loan secured from a CDC (funded by a 100% SBA-guaranteed debenture) with a junior lien covering up to 40% of the total cost, and a contribution of at least 10% equity from the borrower. Debenture limits are $5.0 million for regular 504 loans and $5.5 million for those 504 loans that meet a public policy goal. The Company also offers Business & Industry (“B&I”) program loans through the USDA. These loans are similar to the SBA product, except they are guaranteed by the USDA. The guaranteed amount is generally 80%. B&I loans are made to businesses in designated rural areas and are generally larger loans to larger businesses than the SBA 7(a) loans. Similar to the SBA 7(a) product, they can be sold into the secondary market. These loans can be utilized for rural commercial real estate and equipment. The loans can have maturities up to 30 years and the rates can be fixed or variable. Construction and land development loans are evaluated based on the borrower’s and guarantor’s credit worthiness, past experience in the industry, track record and experience with the type of project being considered, and other factors. Collateral value is determined generally by independent appraisal utilizing multiple approaches to determine value based on property type. The Bank engages in third-party factoring of certain business’s accounts receivable invoices. The Bank’s factoring clients are primarily in the transportation industry. Each account debtor is credit qualified, confirming credit worthiness and stability, because the underlying debtor represents the substantive underlying credit risk. Some factored receivables are full recourse to and personally guaranteed by the factoring client. In such cases, the client is credit qualified under specific policy guidelines. Concentration limits are set and monitored for aggregate factored receivables, account debtors, and individual factoring clients. In addition, we consider the overall state of each specific industry, currently over-the-road trucking, in our evaluation of the credit worthiness of the factoring client and the underlying debtor. For all loan types, the Company establishes guidelines for its underwriting criteria including collateral coverage ratios, global debt service coverage ratios, and maximum amortization or loan maturity terms. At the portfolio level, the Company monitors concentrations of loans based on several criteria including loan type, collateral type, industry, geography, and other factors. The Company also performs periodic market research and economic analysis at a local geographic and national level. Based on this research, the Company may from time to time change the minimum or benchmark underwriting criteria applied to the above loan types. Loans are placed on non-accrual status when, in the opinion of the Company’s management, the borrower may be unable to meet payment obligations as they become due, as well as when required by regulatory provisions. Loans may be placed on non-accrual status regardless of whether or not such loans are considered past due. When interest accrual is discontinued, all unpaid accrued interest is reversed. A loan may be returned to accrual status when all the principal and interest amounts contractually due are brought current and future principal and interest amounts contractually due are reasonably assured, which is typically evidenced by a sustained period of repayment performance by the borrower. Non-accrual loans, segregated by class of loans, were as follows as of the dates indicated: June 30, 2024 December 31, 2023 (In thousands) Total Non-Accrual Non-Accrual with No Credit Loss Allowance Total Non-Accrual Non-Accrual with No Credit Loss Allowance Commercial and industrial $ 2,470 $ 1,783 $ - $ - Real estate - residential 122 122 221 221 SBA guaranteed 6,245 6,245 1,951 1,951 SBA unguaranteed 1,780 1,121 251 251 Total $ 10,617 $ 9,271 $ 2,423 $ 2,423 The Company did not recognize any interest income on non-accrual loans during the three and six months ended June 30, 2024 and 2023. From time to time, we may modify certain loans to borrowers who are experiencing financial difficulty. In some cases, these modifications may result in new loans. Loan modifications to borrowers experiencing financial difficulty may be in the form of a principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay, or a term extension or a combination thereof, among other things. During the six months ended June 30, 2024, there were no loan modifications of significance. There were no loans that were modified due to the borrowers experiencing financial difficulty in the preceding twelve months that were past due for the three and six months ended June 30, 2024. Under ASC 326, the allowance for credit losses is a valuation account that is deducted from the amortized cost basis of loans to present the net amount expected to be collected on the loans. Loans, or portions thereof, are charged-off against the allowance when they are deemed uncollectible. The Company’s allowance for credit losses for loans consists of two components: (1) a specific valuation allowance based on probable losses on specifically identified loans and (2) a general valuation allowance based on historical credit loss experience, general economic conditions and other qualitative risk factors both internal and external to the Company. The Company uses the open pool life method to estimate expected losses for all of the Company’s loan pools. The loan portfolio pools were selected in order to generally align with the loan categories specified in the quarterly call reports required to be filed with the Federal Financial Institutions Examination Council, except for the dental, SBA and USDA loans, are segregated in separate pools. Loans that do not share risk characteristics are evaluated on an individual basis and are not included in the collective evaluation. In setting the specific valuation allowance, the Company follows a loan review program to evaluate the credit risk in the total loan portfolio and assigns risk grades to each loan. Through this loan review process, the Company maintains an internal list of impaired loans, which along with the delinquency list of loans, helps management assess the overall quality of the loan portfolio and the adequacy of the allowance for credit losses. All loans that have been identified as impaired are reviewed on a quarterly basis in order to determine whether a specific reserve is required. For certain impaired loans, the Company allocates a specific reserve primarily based on the value of the collateral securing the loan or when the discounted cash flows for the loan is lower than the carrying value of that loan. A loan is considered to be collateral dependent when, based upon management’s assessment, the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral. In such cases, expected credit losses are based on the fair value of the collateral at the measurement date, adjusted for estimated selling costs if satisfaction of the loan depends on the sale of the collateral. We reevaluate the fair value of collateral supporting collateral dependent loans on a quarterly basis. In determining the amount of the general valuation allowance, management considers factors such as historical lifetime credit loss experience, concentration risk of specific loan types, the volume, growth and composition of the Company’s loan portfolio, current economic conditions and reasonable and supportable forecasted economic conditions that may affect the borrower’s ability to pay and the value of collateral, the evaluation of the Company’s loan portfolio through its internal loan review process, general economic conditions and other qualitative risk factors both internal and external to the Company and other relevant factors in accordance with ASC Topic 326, “ Financial Instruments Credit Losses. Management estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics. Collateral dependent loans are secured by real estate assets, accounts receivable, inventory and equipment. For a collateral dependent loan, the Company’s evaluation process includes a valuation by appraisal or other collateral analysis adjusted for selling costs, when appropriate. This valuation is compared to the remaining outstanding principal balance of the loan. If a loss is determined to be probable, the loss is included in the allowance for credit losses on loans as a specific allocation. The Bank had no collateral-dependent loans as of June 30, 2024. The following table presents the amortized cost basis of collateral-dependent loans, which are individually evaluated to determine expected credit losses as of December 31, 2023: (In thousands) Real Estate Business Assets Total December 31, 2023 Real estate - residential $ 221 $ - $ 221 SBA unguaranteed 251 - 251 Total $ 472 $ - $ 472 Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. The Company’s past due loans (including both accruing and non-accruing loans) are as follows as of the dates indicated: Total 90 30-89 Days 90 Days or Total Total Total Days or More Past Due (In thousands) Past Due More Past Due Past Due Current Loans Still Accruing June 30, 2024 Commercial and industrial $ 30 $ 604 $ 634 $ 79,134 $ 79,768 $ - Consumer installment - - - 626 626 - Real estate – residential - - - 9,177 9,177 - Real estate – commercial - - - 67,232 67,232 - Real estate – construction and land - - - 37,367 37,367 - SBA 897 314 1,211 341,472 342,683 - USDA - - - 2,123 2,123 - Factored receivables 802 49 851 35,816 36,667 49 Total $ 1,729 $ 967 $ 2,696 $ 572,947 $ 575,643 $ 49 December 31, 2023 Commercial and industrial $ 30 $ - $ 30 $ 82,453 $ 82,483 $ - Consumer installment - - - 900 900 - Real estate – residential 93 - 93 8,088 8,181 - Real estate – commercial - - - 68,792 68,792 - Real estate – construction and land - - - 44,663 44,663 - SBA - 1,167 1,167 267,741 268,908 - USDA - - - 2,124 2,124 - Factored receivables 879 147 1,026 24,018 25,044 147 Total $ 1,002 $ 1,314 $ 2,316 $ 498,779 $ 501,095 $ 147 As part of the on-going monitoring of the credit quality of the Company’s loan portfolio, management tracks certain credit quality indicators including internal credit risk based on past experiences as well as external statistics and factors. Loans are graded in one of six categories: (i) pass, (ii) pass-watch, (iii) special mention, (iv) substandard, (v) doubtful, or (vi) loss. Loans graded as loss are charged-off. The classifications of loans reflect a judgment about the risks of default and loss associated with the loan. The Company reviews the ratings on credits quarterly. No significant changes were made to the loan risk grading system definitions and allowance for credit loss methodology during the past year. Ratings are adjusted to reflect the degree of risk and loss that is felt to be inherent in each credit. The guaranteed portion of SBA loans that are classified are included in the pass category. The Company’s methodology is structured so that specific allocations are increased in accordance with deterioration in credit quality (and a corresponding increase in risk and loss) or decreased in accordance with improvement in credit quality (and a corresponding decrease in risk and loss). Credits rated pass are acceptable loans, appropriately underwritten, bearing an ordinary risk of loss to the Company. Loans in this category are loans to highly credit worthy borrowers with financial statements presenting a good primary source as well as an adequate secondary source of repayment. Credits rated pass-watch loans have been determined to require enhanced monitoring for potential weaknesses which require further investigation. They have no significant delinquency in the past twelve months. This rating causes the loan to be actively monitored with greater frequency than pass loans and allows appropriate downgrade transition if verifiable adverse events are confirmed. This category may also include loans that have improved in credit quality from special mention but are not yet considered pass loans. Credits rated special mention show clear signs of financial weaknesses or deterioration in credit worthiness; however, such concerns are not so pronounced that the Company generally expects to experience significant loss within the short-term. Such credits typically maintain the ability to perform within standard credit terms and credit exposure is not as prominent as credits rated more harshly. Credits rated substandard are those in which the normal repayment of principal and interest may be, or has been, jeopardized by reason of adverse trends or developments of a financial, managerial, economic or political nature, or important weaknesses exist in collateral. A protracted workout on these credits is a distinct possibility. Prompt corrective action is therefore required to strengthen the Company’s position, and/or to reduce exposure and to assure that adequate remedial measures are taken by the borrower. Credit exposure becomes more likely in such credits and a serious evaluation of the secondary support to the credit is performed. Guaranteed portions of SBA loans graded substandard are generally on non-accrual due to the limited amount of interest covered by the guarantee, usually 60 days maximum. However, there typically will be no exposure to loss on the principal amount of these guaranteed portions of the loan. Credits rated doubtful are those in which full collection of principal appears highly questionable, and which some degree of loss is anticipated, even though the ultimate amount of loss may not yet be certain and/or other factors exist which could affect collection of debt. Based upon available information, positive action by the Company is required to avert or minimize loss. Loans classified loss are considered uncollectible and of such little value that their continuance as bankable assets is not warranted. This classification does not mean that the loan has absolutely no recovery or salvage value, but rather that it is not practical or desirable to defer writing off this asset even though partial recovery may be affected in the future. The following table summarizes the amortized cost basis of loans by year of origination and internal ratings as of June 30, 2024: Term Loans by Origination Year (In thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Total Commercial and industrial Pass $ 3,166 $ 12,147 $ 22,727 $ 15,563 $ 7,249 $ 12,185 $ 2,206 $ 75,243 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - 1,504 - 326 332 1,676 - 3,838 Doubtful - - 604 83 - - 687 Total $ 3,166 $ 13,651 $ 23,331 $ 15,889 $ 7,664 $ 13,861 $ 2,206 $ 79,768 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Consumer installment Pass $ 22 $ 113 $ 108 $ 177 $ - $ 146 $ 60 $ 626 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 22 $ 113 $ 108 $ 177 $ - $ 146 $ 60 $ 626 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Real estate - residential Pass $ - $ 470 $ 4,684 $ 2,052 $ 920 $ 620 $ - $ 8,746 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard 308 - - - - 123 - 431 Doubtful - - - - - - - - Total $ 308 $ 470 $ 4,684 $ 2,052 $ 920 $ 743 $ - $ 9,177 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Real estate - commercial Pass $ 4,712 $ 6,756 $ 12,437 $ 18,702 $ 4,436 $ 20,189 $ - $ 67,232 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 4,712 $ 6,756 $ 12,437 $ 18,702 $ 4,436 $ 20,189 $ - $ 67,232 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Real estate construction/land Pass $ 7,591 $ 12,672 $ 17,104 $ - $ - $ - $ - $ 37,367 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 7,591 $ 12,672 $ 17,104 $ - $ - $ - $ - $ 37,367 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - SBA 7a Pass $ 25,541 $ 58,214 $ 48,130 $ 54,825 $ 20,323 $ 43,855 $ - $ 250,888 Pass-watch - - 197 85 - 578 - 860 Special mention - 1,035 2,125 390 293 217 - 4,060 Substandard 517 1,699 1,184 1,211 825 3,670 - 9,106 Doubtful - - 87 - - - - 87 Loss - - - - - - - - Total $ 26,058 $ 60,948 $ 51,723 $ 56,511 $ 21,441 $ 48,320 $ - $ 265,001 Current period gross write-offs $ - $ - $ - $ - $ - $ 56 $ - $ 56 SBA 504 Pass $ 8,469 $ 27,176 $ 10,024 $ 2,636 $ 6,002 $ 12,024 $ - $ 66,331 Pass-watch - - 7,349 - - - - 7,349 Special mention - - - - - 637 - 637 Substandard - - - - - 3,365 - 3,365 Doubtful - - - - - - - - Total $ 8,469 $ 27,176 $ 17,373 $ 2,636 $ 6,002 $ 16,026 $ - $ 77,682 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Term Loans by Origination Year (In thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Total USDA Pass $ - $ - $ - $ - $ 800 $ - $ 800 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - 1,323 - - - - 1,323 Doubtful - - - - - - - - Total $ - $ - $ 1,323 $ - $ - $ 800 $ - $ 2,123 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Factored Receivables Pass $ 36,667 $ - $ - $ - $ - $ - $ - $ 36,667 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 36,667 $ - $ - $ - $ - $ - $ - $ 36,667 Current period gross write-offs $ 357 $ 207 $ 5 $ - $ - $ - $ - $ 569 Total Pass $ 86,168 $ 117,548 $ 115,214 $ 93,955 $ 38,930 $ 89,819 $ 2,266 $ 543,900 Pass-watch - - 7,546 85 - 578 - 8,209 Special mention - 1,035 2,125 390 293 854 - 4,697 Substandard 825 3,203 2,507 1,537 1,157 8,834 - 18,063 Doubtful - - 691 - 83 - - 774 Loss - - - - - - - Total $ 86,993 $ 121,786 $ 128,083 $ 95,967 $ 40,463 $ 100,085 $ 2,266 $ 575,643 Current period gross write-offs $ 357 $ 207 $ 5 $ - $ - $ 56 $ - $ 625 The following table summarizes the amortized cost basis of loans by year of origination, internal ratings, and gross write-offs by year of origination as of December 31, 2023: Term Loans by Origination Year (In thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Total Commercial and industrial Pass $ 14,632 $ 23,938 $ 16,625 $ 7,769 $ 5,229 $ 9,289 $ 1,847 $ 79,329 Pass-watch - 604 343 231 - - - 1,178 Special mention - - - - - - - - Substandard - - - 115 - 1,768 - 1,883 Doubtful - - - 93 - - - 93 Total $ 14,632 $ 24,542 $ 16,968 $ 8,208 $ 5,229 $ 11,057 $ 1,847 $ 82,483 Current period gross write-offs $ - $ 214 $ - $ - $ - $ - $ - $ 214 Consumer installment Pass $ 275 $ 128 $ 188 $ 52 $ 94 $ 93 $ 70 $ 900 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 275 $ 128 $ 188 $ 52 $ 94 $ 93 $ 70 $ 900 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Real estate - residential Pass $ 470 $ 4,679 $ 1,944 $ 754 $ - $ 207 $ - $ 8,054 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - 127 - 127 Doubtful - - - - - - - - Total $ 470 $ 4,679 $ 1,944 $ 754 $ - $ 334 $ - $ 8,181 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Term Loans by Origination Year (In thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Total Real estate - commercial Pass $ 13,330 $ 10,920 $ 18,970 $ 4,917 $ 8,937 $ 11,718 $ - $ 68,792 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 13,330 $ 10,920 $ 18,970 $ 4,917 $ 8,937 $ 11,718 $ - $ 68,792 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Real estate construction/land Pass $ 21,358 $ 23,305 $ - $ - $ - $ - $ - $ 44,663 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 21,358 $ 23,305 $ - $ - $ - $ - $ - $ 44,663 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - SBA 7a Pass $ 40,937 $ 47,509 $ 49,245 $ 14,946 $ 12,782 $ 22,533 $ - $ 187,952 Pass-watch 749 3,209 9,343 7,137 5,267 5,704 - 31,409 Special mention - 127 576 1,364 1,217 2,550 - 5,834 Substandard - 466 - 129 356 800 - 1,751 Doubtful - - - - - - - - Loss - - - - - 56 - 56 Total $ 41,686 $ 51,311 $ 59,164 $ 23,576 $ 19,622 $ 31,643 $ - $ 227,002 Current period gross write-offs $ - $ - $ - $ - $ 58 $ 270 $ - $ 328 SBA 504 Pass $ 4,186 $ 7,235 $ 6,755 $ 7,512 $ 6,610 $ 9,608 $ - $ 41,906 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 4,186 $ 7,235 $ 6,755 $ 7,512 $ 6,610 $ 9,608 $ - $ 41,906 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - USDA Pass $ - $ 1,320 $ - $ - $ - $ 804 $ - $ 2,124 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ - $ 1,320 $ - $ - $ - $ 804 $ - $ 2,124 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Factored Receivables Pass $ 25,044 $ - $ - $ - $ - $ - $ - $ 25,044 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 25,044 $ - $ - $ - $ - $ - $ - $ 25,044 Current period gross write-offs $ 510 $ 128 $ - $ - $ - $ - $ - $ 638 Total Pass $ 120,232 $ 119,034 $ 93,727 $ 35,950 $ 33,652 $ 54,252 $ 1,917 $ 458,764 Pass-watch 749 3,813 9,686 7,368 5,267 5,704 - 32,587 Special mention - 127 576 1,364 1,217 2,550 - 5,834 Substandard - 466 - 244 356 2,695 - 3,761 Doubtful - - - 93 - - - 93 Loss - -- - - 56 56 Total $ 120,981 $ 123,440 $ 103,989 $ 45,019 $ 40,492 $ 65,257 $ 1,917 $ 501,095 Current period gross write-offs $ 510 $ 342 $ - $ - $ 58 $ 270 $ - $ 1,180 The following table details activity in the allowance for credit losses on loans by portfolio segment for the three and six months ended June 30, 2024 and 2023. (In thousands) Commercial and Industrial Consumer Installment Real Estate Residential Real Estate Commercial Real Estate Construction and Land SBA USDA Factored Receivables Total Three months ended: June 30, 2024 Beginning Balance $ 2,231 $ 15 $ 91 $ 746 $ 142 $ 2,814 $ 22 $ 669 $ 6,730 Provision for credit losses 203 (1 ) (1 ) (64 ) 46 1,372 - 67 1,622 Charge-offs - - - - - - - (212 ) (212 ) Recoveries - - - - - 17 - 119 136 Net recoveries (charge-offs) - - - - - 17 - (93 ) (76 ) Ending balance $ 2,434 $ 14 $ 90 $ 682 $ 188 $ 4,203 $ 22 $ 643 $ 8,276 June 30, 2023 Beginning Balance $ 2,344 $ 27 $ 47 $ 591 $ 112 $ 2,160 $ 18 $ 574 $ 5,873 Provision for credit losses 110 (6 ) 10 22 (61 ) 484 - 158 717 Charge-offs - - - - - (328 ) - (190 ) (518 ) Recoveries - - - - - 13 - 53 66 Net charge-offs - - - - - (315 ) - (137 ) (452 ) Ending balance $ 2,454 $ 21 $ 57 $ 613 $ 51 $ 2,329 $ 18 $ 595 $ 6,138 (In thousands) Commercial and Industrial Consumer Installment Real Estate Residential Real Estate Commercial Real Estate Construction and Land SBA USDA Factored Receivables Total Six months ended: June 30, 2024 Beginning Balance $ 2,495 $ 18 $ 71 $ 616 $ 143 $ 2,484 $ 19 $ 462 $ 6,308 Provision for credit losses (61 ) (4 ) 19 66 45 1,745 3 582 2,395 Charge-offs - - - - - (56 ) - (569 ) (625 ) Recoveries - - - - - 30 - 168 198 Net charge-offs - - - - - (26 ) - (401 ) (427 ) Ending balance $ 2,434 $ 14 $ 90 $ 682 $ 188 $ 4,203 $ 22 $ 643 $ 8,276 June 30, 2023 Beginning Balance $ 1,302 $ 14 $ 79 $ 899 $ 55 $ 1,505 $ 51 $ 608 $ 4,513 Impact of adoption ASC 326 1,042 13 (32 ) (308 ) 57 651 (33 ) - 1,390 Provision for credit losses 110 (6 ) 10 22 (61 ) 484 - 201 760 Charge-offs - - - - - (328 ) - (298 ) (626 ) Recoveries - - - - - 17 - 84 101 Net charge-offs - - - - - (311 ) - (214 ) (525 ) Ending balance $ 2,454 $ 21 $ 57 $ 613 $ 51 $ 2,329 $ 18 $ 595 $ 6,138 Management continues to closely monitor for credit changes resulting from the uncertain forecasted economic conditions, the continued rising interest rate environment, and the persistent high inflation levels in the United States and our market areas, and potential recession in the United States and our market areas. Additional provisions for credit losses may be necessary in future periods. |
Leases
Leases | 6 Months Ended |
Jun. 30, 2024 | |
Property, Plant and Equipment [Abstract] | |
Property, Plant and Equipment Disclosure [Text Block] | Note 4. Leases The Company leases certain office facilities and office equipment under operating leases. Certain of the leases contain provisions for renewal options, escalation clauses based on increases in certain costs incurred by the lessor, as well as free rent periods and tenant improvement allowances. The Company amortizes office lease incentives and rent escalations on a straight-line basis over the life of the respective leases. The Company has obligations under operating leases that expire between 2024 and 2034 with initial non-cancellable terms in excess of one year. We recognize our operating leases on our consolidated balance sheet. Right-of-use assets represent our right to utilize the underlying asset during the lease term, while lease liability represents the obligation to make periodic lease payments over the life of the lease. As of June 30, 2024 and December 31, 2023, right-of-use assets totaled $2.2 million and $2.6 million, respectively, and are reported as other assets on our accompanying consolidated balance sheets. The related lease liabilities as of June 30, 2024 and December 31, 2023 totaled $2.3 million and $2.7 million, respectively, and are reported in other liabilities on our accompanying consolidated balance sheets. As of June 30, 2024, the weighted average remaining lease term is sixty-two (62) months, and the weighted average discount rate is 4.03%. As of June 30, 2024, the minimum rental commitments under these noncancelable operating leases are as follows: ( In thousands) 2024 $ 367 2025 769 2026 509 2027 228 2028 178 2029 and thereafter 524 Total minimum rental payments 2,575 Less: Interest (282 ) Present value of lease liabilities $ 2,293 The Company currently receives rental income from seven tenants in its headquarters building for office space the Company does not occupy. Aggregate future minimum rentals to be received under non-cancelable leases as of June 30, 2024 through 2031 were as follows: (In thousands) 2024 $ 178 2025 372 2026 303 2027 236 2028 122 2029 and thereafter 148 Total minimum rental payments $ 1,359 |
Goodwill and Core Deposit Intan
Goodwill and Core Deposit Intangible | 6 Months Ended |
Jun. 30, 2024 | |
Goodwill and Intangible Assets Disclosure [Abstract] | |
Goodwill and Intangible Assets Disclosure [Text Block] | Note 5. Goodwill and Core Deposit Intangible Goodwill and core deposit intangible assets were as follows as of the dates indicated: (In thousands) June 30, 2024 December 31, 2023 Goodwill $ 21,440 $ 21,440 Core deposit intangible, net 254 359 Core deposit intangible is amortized on a straight-line basis over the initial estimated lives of the deposits, which range from five (5) to twelve (12) years. The core deposit intangible amortization totaled $52,000 and $105,000 for the three and six months ended June 30, 2024 and 2023, respectively. The carrying basis and accumulated amortization of the core deposit intangible as of June 30, 2024 and December 31, 2023 were as follows: (In thousands) June 30, 2024 December 31, 2023 Gross carrying basis $ 1,708 $ 1,708 Accumulated amortization (1,454 ) (1,349 ) Net carrying amount $ 254 $ 359 The estimated amortization expense of the core deposit intangible remaining as of June 30, 2024 is as follows: (In thousands) 2024 $ 105 2025 149 Total $ 254 |
Deposits
Deposits | 6 Months Ended |
Jun. 30, 2024 | |
Statistical Disclosure for Banks [Abstract] | |
Deposit Liabilities Disclosures [Text Block] | Note 6. Deposits Deposits were as follows as of the dates indicated : (In thousands, except percentages) June 30, 2024 December 31, 2023 Non-interest bearing demand $ 63,671 10 % $ 68,433 13 % Interest-bearing demand (NOW) 4,439 1 4,295 1 Money market accounts 144,885 23 139,596 25 Savings accounts 5,515 1 6,132 2 Time deposits 400,573 65 308,435 59 Total $ 619,083 100 % $ 526,891 100 % The aggregate amount of demand deposit overdrafts that have been reclassified as loans as of June 30, 2024 and December 31, 2023 was insignificant. |
Borrowed Funds and Subordinated
Borrowed Funds and Subordinated Notes | 6 Months Ended |
Jun. 30, 2024 | |
Debt Disclosure [Abstract] | |
Debt Disclosure [Text Block] | Note 7. Borrowed Funds and Subordinated Notes The Company has a blanket lien credit line with the FHLB with borrowing capacity of $54.5 million secured by commercial loans. The Company determines its borrowing needs and utilizes overnight advance accordingly at varying terms. The Company had no borrowings with FHLB as of June 30, 2024 and December 31, 2023. The Company also has a credit line with the FRB with borrowing capacity of $38.8 million, secured by commercial loans. The Company had no borrowings under this line from the FRB as of June 30, 2024 and December 31, 2023. As part of the BTFP, the Federal Reserve offered loans of up to one year in length to banks and other eligible depository institutions pledging U.S. treasuries, agency debt and mortgage-backed securities, and other qualifying assets as collateral, which are assessed at par value. The Bank pledged AFS securities with par value of $20.1 million to provide additional liquidity to meet the needs of depositors as of June 30, 2024. Borrowings related to the BTFP was $20.0 million and $21.0 million as of June 30, 2024 and December 31, 2023, respectively, with an interest rate of 4.85% and maturing on December 26, 2024. As of June 30, 2024 and December 31, 2023, T Bancshares had outstanding subordinated notes for $8.0 million issued in 2017 (the “2017 Notes”) bearing an interest rate of three-month CME Term SOFR plus a tenor spread adjustment of 0.26161% plus 5.125%, with interest payable quarterly and maturing on July 20, 2027, at which all principal is due. As of June 30, 2024 and December 31, 2023, the interest rate on the 2017 Notes was 10.70% and 10.78%, respectively. T Bancshares also had an outstanding subordinated note for $4.0 million issued in 2018 (the “2018 Note”) bearing an interest rate of three-month CME Term SOFR plus a tenor spread adjustment of 0.26161% plus 4.348%, payable quarterly, and maturing on March 31, 2028. As of June 30, 2024 and December 31, 2023, the interest rate on the 2018 Note was 9.93% and 10.00%, respectively. Each of the 2017 Notes and the 2018 Note are unsecured and subordinated in right of payment to the payment of our existing and future senior indebtedness and structurally subordinated to all existing and future indebtedness of our subsidiaries. |
Benefit Plans
Benefit Plans | 6 Months Ended |
Jun. 30, 2024 | |
Retirement Benefits [Abstract] | |
Retirement Benefits [Text Block] | Note 8. Benefit Plans The Company funds certain costs for medical benefits in amounts determined at the discretion of management. The Company has a retirement savings 401(k) plan covering substantially all employees of the Bank, and a second plan covering substantially all employees of Sanders Morris, Tectonic Advisors and the Company. Under the plans, the Company matches 100% of the employee’s contribution on the first 1% of the plan participant’s compensation, and 50% of the plan participant’s contribution on the next 5% of the plan participant’s compensation. An eligible plan participant may contribute up to the annual maximum contribution allowed for a given year under guidance from the Internal Revenue Service. At its discretion, the Company may also make additional annual contributions to the plans. Any discretionary contributions are allocated to plan participants in the proportion of plan participant contributions to the total contributions of all participants in the plans. No discretionary contributions were made during the three and six months ended June 30, 2024 and 2023. The amount of employer contributions charged to expense under the two plans was $228,000 and $460,000 for the three and six months ended June 30, 2024, respectively, and $175,000 and 383,000 for the three and six months ended June 30, 2023, respectively, and is included in salaries and employee benefits on the consolidated statements of income. There were no accruals payable to the plans as of June 30, 2024 and December 31, 2023. |
Income Taxes
Income Taxes | 6 Months Ended |
Jun. 30, 2024 | |
Income Tax Disclosure [Abstract] | |
Income Tax Disclosure [Text Block] | Note 9. Income Taxes Income tax expense was approximately $853,000 and $1.7 million for the three and six months ended June 30, 2024, respectively, and $839,000 and $2.1 million for the three and six months ended June 30, 2023, respectively. The Company’s effective income tax rate was 21.3% and 21.5% for the three and six months ended June 30, 2024, respectively, and 21.7% and 21.5% for the three and six months ended June 30, 2023, respectively. The effective tax rate is affected by the income tax effects of nondeductible expenses related to stock options among other things. Net deferred tax assets totaled $1.2 million and $889,000 at June 30, 2024 and December 31, 2023, respectively. The Company files U.S. federal and state income tax returns. |
Stock Compensation Plans
Stock Compensation Plans | 6 Months Ended |
Jun. 30, 2024 | |
Share-Based Payment Arrangement [Abstract] | |
Share-Based Payment Arrangement [Text Block] | Note 10. Stock Compensation Plans The Company’s board of directors and common stock shareholders adopted the Tectonic Financial, Inc. 2017 Equity Incentive Plan (the “Plan”) in May 2017 in connection with the Company’s acquisition of TBI. The Plan was amended and restated by the Company’s board of directors and common stock shareholders effective March 27, 2019 in connection with the Company’s initial public offering. The Plan is administered by the Compensation Committee of the Company’s board of directors and authorizes the granting of stock options, stock appreciation rights, restricted stock and restricted stock units to employees, directors and consultants in order to promote the success of the Company’s business. Incentive stock options may be granted only to employees of the Company, or a parent or subsidiary of the Company. The Company reserved 750,000 authorized shares of common stock for the Plan. The term of each stock option is no longer than 10 years from the date of the grant. The Company accounts for stock-based employee compensation plans using the fair value-based method of accounting. The fair value of each stock option award is estimated on the date of grant by a third party using a closed form option valuation (Black-Scholes) model. The fair value of each grant award was estimated on the date of grant by a third party using the market approach based on the application of latest 12-month Company metrics to guideline public company multiples. On September 27, 2021, 40,000 shares of restricted stock of the Company with an exercise price of $10.00 per share and an intrinsic value of $6.92 per share were granted with a contract life through December 31, 2021. Sanders Morris issued a full recourse secured promissory note at the time of the grant. These shares of restricted stock vested immediately, and were exercised on October 29, 2021, with the grantees utilizing the proceeds of the promissory note from Sanders Morris to fund the exercise price. This note receivable is recognized within a contra-equity account, with payments by the grantees reducing this balance as they occur. As of March 31, 2024 and December 31, 2023, there were no amounts outstanding under this note receivable. The shares were subject to a right of repurchase by the Company under certain circumstances, which right expired on December 31, 2023. There were no stock options exercised, granted, vested, or forfeited during each of the three and six months ended June 30, 2024 and 2023, respectively. The number of options outstanding at each of June 30, 2024 and December 31, 2023 was 167,500, and the weighted average exercise price at each of June 30, 2024 and December 31, 2023 was $5.51. The weighted average contractual life as of June 30, 2024 and December 31, 2023 was 2.87 years and 3.37 years, respectively. Stock options outstanding at the end of the period had immaterial aggregate intrinsic values. The weighted-average grant date fair value of the options at each of June 30, 2024 and December 31, 2023 was $1.98. As of June 30, 2024, all 167,500 stock options outstanding were vested, and there was no unrecognized compensation cost. The Company recorded compensation expense on a straight-line basis over the vesting periods, and for the 40,000 shares of restricted stock granted September 27, 2021, over the right of repurchase period. The Company recorded no salaries and employee benefits expense on our consolidated statements of income in connection with the Plan for the three and six months ended June 30, 2024, and recorded expense of $20,000 and $40,000 for the three and six months ended June 30, 2023, respectively, related to the stock options. The Company granted restricted stock awards totaling 210,000 shares of common stock on September 30, 2020. The vesting schedules vary by award, with all of the awards vesting over a three-year period from 2023 through 2025. As of June 30, 2024, 78,000 awarded shares of restricted stock were outstanding, and the grant date fair value was $4.81. None of the outstanding restricted stock awards were vested as of June 30, 2024 and December 31, 2023. The weighted average contractual life as of June 30, 2024 and December 31, 2023 was 0.68 years and 1.18 years, respectively. The Company is recording compensation expense on a straight-line basis over the respective vesting periods. The Company recorded salaries and employee benefits expense on our consolidated statements of income in connection with the Plan of approximately $21,000 and $42,000 for the three and six months ended June 30, 2024, respectively, and $55,000 and $110,000 for the three and six months ended June 30, 2023, respectively, related to the restricted stock awards. As of June 30, 2024, there was $56,000 of unrecognized compensation cost related to the restricted stock awards. |
Commitments and Contingencies
Commitments and Contingencies | 6 Months Ended |
Jun. 30, 2024 | |
Commitments and Contingencies Disclosure [Abstract] | |
Commitments and Contingencies Disclosure [Text Block] | Note 11. Commitments and Contingencies The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized in the accompanying consolidated balance sheets. The Company’s exposure to credit loss in the event of non-performance by the other party to the financial instruments for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The following table summarizes loan commitments as of the dates indicated: (In thousands) June 30, 2024 December 31, 2023 Undisbursed loan commitments $ 66,836 $ 45,743 Standby letters of credit 162 162 Total $ 66,998 $ 45,905 Allowance For Credit Losses Off-Balance-Sheet Credit Exposures The following table details activity in the allowance for credit losses for off-balance-sheet commitments for the periods indicated. Three months ended June 30, Six months ended June 30, (In thousands) 2024 2023 2024 2023 Beginning balance $ 336 $ 273 $ 192 $ - Impact of adopting ASC 326 - - - 238 Provision for off-balance sheet credit losses 38 (25 ) 182 10 Ending balance $ 374 $ 248 $ 374 $ 248 The Company is involved in various regulatory inspections, inquiries, investigations and proceedings, and litigation matters that arise from time to time in the ordinary course of business. The process of resolving matters through litigation or other means is inherently uncertain, and it is possible that an unfavorable resolution of these matters, will adversely affect the Company, its results of operations, financial condition and cash flows. The Company’s regular practice is to expense legal fees as services are rendered in connection with legal matters, and to accrue for liabilities when payment is probable. The Company, through its wholly owned subsidiary Sanders Morris, has uncommitted financing arrangements with clearing brokers that finance its customer accounts, certain broker-dealer balances, and firm trading positions. Although these customer accounts and broker-dealer balances are not reflected on the consolidated balance sheets for financial reporting purposes, Sanders Morris has generally agreed to indemnify these clearing brokers for losses they may sustain in connection with the accounts, and therefore, retains risk on these accounts. Sanders Morris is required to maintain certain cash or securities on deposit with its clearing brokers. Deposits with clearing organizations were $250,000 at each of June 30, 2024 and December 31, 2023. |
Related Parties
Related Parties | 6 Months Ended |
Jun. 30, 2024 | |
Related Party Transactions [Abstract] | |
Related Party Transactions Disclosure [Text Block] | Note 12. Related Parties Advisors service agreements: CWA Fee Allocation Agreement: As of June 30, 2024 and December 31, 2023, certain officers, directors and their affiliated companies had depository accounts with the Bank totaling approximately $5.8 million and $7.7 million, respectively. None of those deposit accounts have terms more favorable than those available to any other depositor. There were no loans outstanding to directors of the Bank or their affiliated companies as of June 30, 2024 and December 31, 2023. |
Regulatory Matters
Regulatory Matters | 6 Months Ended |
Jun. 30, 2024 | |
Disclosure Text Block [Abstract] | |
Regulatory Capital Requirements under Banking Regulations [Text Block] | Note 13. Regulatory Matters The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Bank’s and, accordingly, the Company’s business, results of operations and financial condition. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance-sheet items as calculated under GAAP, regulatory reporting requirements, and regulatory capital standards. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Furthermore, the Bank’s regulators could require adjustments to regulatory capital not reflected in these financial statements. Quantitative measures established by regulatory capital standards to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the table below) of total and tier 1 capital to risk-weighted assets, common equity Tier 1 (“CET1”) capital to total risk-weighted assets, and of tier 1 capital to average assets. To be categorized as “well-capitalized” under the prompt corrective action framework, the Bank must maintain (i) a Total risk-based capital ratio of 10%; (ii) a Tier 1 risk-based capital ratio of 8%; (iii) a Tier 1 leverage ratio of 5%; and (iv) a CET1 risk-based capital ratio of 6.5%. The Basel III minimum capital ratio requirements and additional capital conservation buffers as applicable to the Company and the Bank as of June 30, 2024 are summarized in the table below. BASEL III Minimum for Capital Adequacy Requirements BASEL III Additional Capital Conservation Buffer BASEL III Ratio with Capital Conservation Buffer Total Risk Based Capital (total capital to risk weighted assets) 8.0 % 2.5 % 10.5 % Tier 1 Risk Based Capital (tier 1 to risk weighted assets) 6.0 % 2.5 % 8.5 % Common Equity Tier 1 Risk Based (CET1 to risk weighted assets) 4.5 % 2.5 % 7.0 % Tier 1 Leverage Ratio (tier 1 to average assets) 4.0 % - % 4.0 % Accordingly, a financial institution may be considered “well-capitalized” under the FDIC’s prompt corrective action framework, but not satisfy the buffered Basel III capital ratios. As of June 30, 2024 and December 31, 2023, the Company met the definition of “well-capitalized” under the applicable regulations of the Federal Reserve and the Bank’s regulatory capital ratios were in excess of the capital conservation buffer and the levels established for “well-capitalized” institutions under the FDIC’s regulatory framework for prompt corrective action and the Basel III capital guidelines. The regulatory capital ratios of the Company and the Bank are as follows as of the dates indicated: Actual Minimum Capital Required–- Basel III Required to be Considered Well Capitalized (In thousands, except percentages) Amount Ratio Amount Ratio Amount Ratio As of June 30, 2024 Total Capital (to Risk Weighted Assets) Tectonic Financial, Inc. (consolidated) $ 96,891 19.09 % $ 53,306 10.50 % $ 50,768 10.00 % T Bank, N.A. 97,617 19.43 52,751 10.50 50,239 10.00 Tier 1 Capital (to Risk Weighted Assets) Tectonic Financial, Inc. (consolidated) 90,517 17.83 43,153 8.50 40,614 8.00 T Bank, N.A. 91,308 18.17 42,703 8.50 40,191 8.00 Common Equity Tier 1 (to Risk Weighted Assets) Tectonic Financial, Inc. (consolidated) 73,267 14.43 35,538 7.00 32,999 6.50 T Bank, N.A. 91,308 18.17 35,167 7.00 32,655 6.50 Tier 1 Capital (to Average Assets) Tectonic Financial, Inc. (consolidated) 90,517 11.78 30,748 4.00 38,435 5.00 T Bank, N.A. 91,308 12.01 30,405 4.00 38,007 5.00 As of December 31, 2023 Total Capital (to Risk Weighted Assets) Tectonic Financial, Inc. (consolidated) $ 92,385 20.90 % $ 46,415 10.50 % $ 44,205 10.00 % T Bank, N.A. 92,957 21.29 45,835 10.50 43,652 10.00 Tier 1 Capital (to Risk Weighted Assets) Tectonic Financial, Inc. (consolidated) 86,847 19.65 37,574 8.50 35,364 8.00 T Bank, N.A. 87,488 20.04 37,105 8.50 34,922 8.00 Common Equity Tier 1 (to Risk Weighted Assets) Tectonic Financial, Inc. (consolidated) 69,597 15.74 30,944 7.00 28,733 6.50 T Bank, N.A. 87,488 20.04 30,557 7.00 28,374 6.50 Tier 1 Capital (to Average Assets) Tectonic Financial, Inc. (consolidated) 86,847 13.97 24,861 4.00 31,076 5.00 T Bank, N.A. 87,488 14.26 24,534 4.00 30,667 5.00 Dividend Restrictions In addition to the regulatory requirements of the federal banking agencies, Sanders Morris and Tectonic Advisors are subject to the regulatory framework applicable to registered investment advisors under the SEC’s Division of Investment Management, and additionally, Sanders Morris is regulated by FINRA, which, among other requirements, imposes minimums on its net regulatory capital. |
Operating Segments
Operating Segments | 6 Months Ended |
Jun. 30, 2024 | |
Segment Reporting [Abstract] | |
Segment Reporting Disclosure [Text Block] | Note 14. Operating Segments The Company’s reportable segments consist of “Banking,” “Other Financial Services,” and “HoldCo” operations. The “Banking” segment consists of operations relative to the Company’s full service banking operations, including providing depository and lending services to individual and business customers, and other related banking services, along with services provided through the factoring operations of the Bank’s Integra division. The “Other Financial Services” segment includes managed and directed brokerage, investment advisory services, including related trust company operations, third party administration, and life and disability insurance brokerage services to both individuals and businesses. The “HoldCo” operations include the operations and subordinated debt held at the Bank’s immediate parent, as well as the activities of the financial holding company which serves as TBI’s parent. The tables below present the financial information for each segment that is specifically identifiable, or based on allocations using internal methods, for the three and six months ended June 30, 2024 and 2023: (In thousands) Banking Other Financial Services HoldCo Consolidated Three Months Ended June 30, 2024 Income Statement Total interest income $ 15,627 $ - $ - $ 15,627 Total interest expense 7,473 - 322 7,795 Provision for credit losses 1,660 - - 1,660 Net interest income (loss) after provision for credit losses 6,494 - (322 ) 6,172 Non-interest income 388 10,354 - 10,742 Depreciation and amortization expense 102 8 3 113 All other non-interest expense 5,116 6,495 1,191 12,802 Income (loss) before income tax $ 1,664 $ 3,851 $ (1,516 ) $ 3,999 Goodwill and other intangibles $ 19,344 $ 2,350 $ - $ 21,694 Total assets $ 763,652 $ 12,815 $ 640 $ 777,107 (In thousands) Banking Other Financial Services HoldCo Consolidated Six Months Ended June 30, 2024 Income Statement Total interest income $ 29,925 $ - $ - $ 29,925 Total interest expense 14,347 - 644 14,991 Provision for credit losses 2,577 - - 2,577 Net interest income (loss) after provision for credit losses 13,001 - (644 ) 12,357 Non-interest income 752 20,488 - 21,240 Depreciation and amortization expense 204 17 5 226 All other non-interest expense 10,083 12,988 2,392 25,463 Income (loss) before income tax $ 3,466 $ 7,483 $ (3,041 ) $ 7,908 Goodwill and other intangibles $ 19,344 $ 2,350 $ - $ 21,694 Total assets $ 763,652 $ 12,815 $ 640 $ 777,107 (In thousands) Banking Other Financial Services HoldCo Consolidated Three Months Ended June 30, 2023 Income Statement Total interest income $ 11,254 $ - $ - $ 11,254 Total interest expense 4,149 - 282 4,431 Provision for credit losses 691 - - 691 Net interest income (loss) after provision for credit losses 6,414 - (282 ) 6,132 Non-interest income 376 9,056 - 9,432 Depreciation and amortization expense 102 9 - 111 All other non-interest expense 4,207 6,638 748 11,593 Income (loss) before income tax $ 2,481 $ 2,409 $ (1,030 ) $ 3,860 Goodwill and other intangibles $ 19,554 $ 2,350 $ - $ 21,904 Total assets $ 608,982 $ 12,042 $ 1,024 $ 622,048 (In thousands) Banking Other Financial Services HoldCo Consolidated Six Months Ended June 30, 2023 Income Statement Total interest income $ 22,167 $ - $ - $ 22,167 Total interest expense 7,754 - 547 8,301 Provision for credit losses 770 - - 770 Net interest income (loss) after provision for credit losses 13,643 - (547 ) 13,096 Non-interest income 1,261 18,873 - 20,134 Depreciation and amortization expense 198 25 - 223 All other non-interest expense 8,209 13,544 1,396 23,149 Income (loss) before income tax $ 6,497 $ 5,304 $ (1,943 ) $ 9,858 Goodwill and other intangibles $ 19,554 $ 2,350 $ - $ 21,904 Total assets $ 608,982 $ 12,042 $ 1,024 $ 622,048 |
Fair Value of Financials Instru
Fair Value of Financials Instruments | 6 Months Ended |
Jun. 30, 2024 | |
Fair Value Disclosures [Abstract] | |
Fair Value Disclosures [Text Block] | Note 15. Fair Value of Financials Instruments The fair value of an asset or liability is the price that would be received to sell that asset or paid to transfer that liability in an orderly transaction occurring in the principal market (or most advantageous market in the absence of a principal market) for such asset or liability. In estimating fair value, the Company utilizes valuation techniques that are consistent with the market approach, the income approach and/or the cost approach. Such valuation techniques are consistently applied. Inputs to valuation techniques include the assumptions that market participants would use in pricing an asset or liability. FASB ASC Topic 820, Fair Value Measurement, ● Level 1 Inputs ● Level 2 Inputs ● Level 3 Inputs Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using quoted prices of securities with similar characteristics or independent asset pricing services and pricing models, the inputs of which are market-based or independently sourced market parameters, including, but not limited to, yield curves, interest rates, volatilities, prepayments, defaults, cumulative loss projections and cash flows. Such securities are classified in Level 2 of the valuation hierarchy. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. The Company has no securities in the Level 1 or Level 3 inputs. The following table summarizes securities available for sale measured at fair value on a recurring basis, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value, as of the dates indicated: (In thousands) Level 1 Inputs Level 2 Inputs Level 3 Inputs Total Fair Value As of June 30, 2024 Securities available for sale: U.S. Treasuries $ - $ 2,938 $ - $ 2,938 U.S. government agencies - 13,663 - 13,663 Mortgage-backed securities - 6,845 - 6,845 As of December 31, 2023 Securities available for sale: U.S. Treasuries $ - $ 3,894 $ - $ 3,894 U.S. government agencies - 13,627 - 13,627 Mortgage-backed securities - 5,456 - 5,456 Market valuations of our investment securities which are classified as level 2 are provided by an independent third party. The fair values are determined by using several sources for valuing fixed income securities. Their techniques include pricing models that vary based on the type of asset being valued and incorporate available trade, bid and other market information. In accordance with the fair value hierarchy, the market valuation sources include observable market inputs and are therefore considered Level 2 inputs for purposes of determining the fair values. The Company considers transfers between the levels of the hierarchy to be recognized at the end of related reporting periods. During the three and six months ended June 30, 2024 and 2023, no assets for which fair value is measured on a recurring basis transferred between any levels of the hierarchy. Certain financial assets and financial liabilities are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). Financial assets measured at fair value on a non-recurring basis during the reported periods include impaired loans and loans held for sale. Collateral dependent loan. The valuation of our not readily marketable investment securities which are classified as Level 3 are based on the Company’s own assumptions and inputs that are both significant to the fair value measurement, and are unobservable. Our assessment of the significance of a particular input to the Level 3 fair value measurements in their entirety requires judgment and considers factors specific to the assets. It is reasonably possible that a change in the estimated fair value for instruments measured using Level 3 inputs could occur in the future. Loans held for sale. Non-financial assets measured at fair value on a non-recurring basis during the reported periods include other real estate owned which, upon initial recognition, was re-measured and reported at fair value through a charge-off to the allowance for credit losses. Additionally, foreclosed assets which, subsequent to their initial recognition, are re-measured at fair value through a write-down included in other non-interest expense. Regulatory guidelines require the Company to reevaluate the fair value of foreclosed assets on at least an annual basis. The fair value of foreclosed assets, upon initial recognition and impairment, are re-measured using Level 2 inputs based on observable market data. Estimated fair value of other real estate is based on appraisals. Appraisers are selected from the list of approved appraisers maintained by management. As of June 30, 2024 and December 31, 2023, there were no foreclosed assets. There were no foreclosed assets re-measured during each of the three and six months ended June 30, 2024 and 2023. The methods and assumptions used to estimate fair value of financial assets and financial liabilities that are not measured and reported at fair value on a recurring basis or non-recurring basis are described as follows: Carrying amount is the estimated fair value for cash and cash equivalents, restricted securities, accrued interest receivable and accrued interest payable. The estimated fair value of demand and savings deposits is the carrying amount since rates are regularly adjusted to market rates and amounts are payable on demand. For borrowed funds and variable rate loans or deposits that re-price frequently and fully, the estimated fair value is the carrying amount. For fixed rate loans or deposits and for variable rate loans or deposits with infrequent re-pricing, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk. For loans held for sale, the estimated fair value is based on market indications for similar assets in the active market. The estimated fair value of other financial instruments and off-balance-sheet loan commitments approximate cost and are not considered significant to this presentation. The Company adds a servicing asset when loans are sold and the servicing is retained, and uses the amortization method for the treatment of the servicing asset. The servicing asset is carried at lower of cost or fair value. Loan servicing assets do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using a discounted cash flow model having significant inputs of discount rate, prepayment speed and default rate. Due to the nature of the valuation inputs, servicing rights are classified within Level 3 of the hierarchy. During the three and six months ended June 30, 2024, there was no sale of loans. During the six months ended June 30, 2023, the Company added servicing assets totaling $38,000 in connection with the sale of a $5.8 million USDA loan. For the six months ended June 30, 2024, the Company reversed $38,000 of valuation allowance for the servicing assets (recorded during the three months ended March 31, 2024). There was no allowance provision for servicing assets for each of the three and six months ended June 30, 2023. FASB ASC Topic 825, Financial Instruments Securities held to maturity Loans. Deposits. Borrowed Funds. Loan Commitments, Standby and Commercial Letters of Credit. Carrying amounts and estimated fair values of other financial instruments by level of valuation input were as follows as of the dates indicated: June 30, 2024 (In thousands) Carrying Amount Estimated Fair Value Financial assets: Level 1 inputs: Cash and cash equivalents $ 68,260 $ 68,260 Level 2 inputs: Securities available for sale 23,446 23,446 Securities, restricted 4,229 4,229 Loans held for sale 47,917 52,203 Accrued interest receivable 4,527 4,527 Level 3 inputs: Securities held to maturity 23,054 23,097 Loans, net 567,367 558,337 Servicing asset 290 290 Financial liabilities: Level 1 inputs: Non-interest bearing deposits 63,671 63,671 Level 2 inputs: Interest bearing deposits 555,412 556,197 Borrowed funds 20,000 20,000 Subordinated notes 12,000 12,000 Accrued interest payable 1,597 1,597 December 31, 2023 (In thousands) Carrying Amount Estimated Fair Value Financial assets: Level 1 inputs: Cash and cash equivalents $ 58,767 $ 58,767 Level 2 inputs: Securities available for sale 22,977 22,977 Securities, restricted 4,176 4,176 Loans held for sale 26,573 28,671 Accrued interest receivable 4,829 4,829 Level 3 inputs: Securities held to maturity 24,194 23,849 Loans, net 494,787 484,848 Servicing asset 321 321 Financial liabilities: Level 1 inputs: Non-interest bearing deposits 68,433 68,433 Level 2 inputs: Interest bearing deposits 458,458 459,549 Borrowed funds 21,000 21,000 Subordinated notes 12,000 12,000 Accrued interest payable 913 913 |
Recent Accounting Pronouncement
Recent Accounting Pronouncements | 6 Months Ended |
Jun. 30, 2024 | |
Accounting Standards Update and Change in Accounting Principle [Abstract] | |
Accounting Standards Update and Change in Accounting Principle [Text Block] | Note 16. Recent Accounting Pronouncements ASU No. 2023-07, “ Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. ASU No. 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures. |
Pay vs Performance Disclosure
Pay vs Performance Disclosure - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||||
Jun. 30, 2024 | Mar. 31, 2024 | Jun. 30, 2023 | Mar. 31, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | |
Pay vs Performance Disclosure | ||||||
Net Income (Loss) | $ 3,146 | $ 3,061 | $ 3,021 | $ 4,714 | $ 6,207 | $ 7,735 |
Insider Trading Arrangements
Insider Trading Arrangements | 6 Months Ended |
Jun. 30, 2024 | |
Trading Arrangements, by Individual | |
Rule 10b5-1 Arrangement Adopted | false |
Non-Rule 10b5-1 Arrangement Adopted | false |
Rule 10b5-1 Arrangement Terminated | false |
Non-Rule 10b5-1 Arrangement Terminated | false |
Accounting Policies, by Policy
Accounting Policies, by Policy (Policies) | 6 Months Ended |
Jun. 30, 2024 | |
Accounting Policies [Abstract] | |
Basis of Accounting, Policy [Policy Text Block] | Basis of Presentation In the opinion of management, all adjustments that were normal and recurring in nature, and considered necessary, have been included for the fair presentation of the Company’s consolidated financial position and results of operations. Operating results for the three and six months ended June 30, 2024, are not necessarily indicative of results that may be expected for the full year ending December 31, 2024. |
Use of Estimates, Policy [Policy Text Block] | Use of Estimates. |
Reclassification, Comparability Adjustment [Policy Text Block] | Accounting Changes, Reclassifications and Restatements. |
New Accounting Pronouncements, Policy [Policy Text Block] | Allowance for Credit Losses . The Company adopted ASC 326 using the modified retrospective method for loans and off-balance-sheet (“OBS”) credit exposures. Results for reporting periods beginning after January 1, 2023 are presented under ASC 326 while prior period amounts continue to be reported in accordance with previously applicable incurred loss model under GAAP. The Company recorded a one-time cumulative-effect adjustment to the allowance for credit losses of $1.4 million which was recognized through a $1.1 million adjustment to retained earnings, net of tax. This adjustment brought the beginning balance of the allowance for credit losses to $5.9 million as of January 1, 2023. In addition, the Company recorded a $237,505 reserve on unfunded commitments which is recorded in other liabilities in the Company’s consolidated balance sheet, and was recognized through a $188,000 adjustment to retained earnings, net of tax. The Company adopted ASC 326 using the prospective transition approach for debt securities for which other-than-temporary impairment had been recognized prior to January 1, 2023. Upon adoption, the Company determined that an allowance for credit losses for debt securities was not required. At June 30, 2024 and December 31, 2023, no allowance for credit losses - available-for-sale securities was recorded. ASU 2022-02, Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures , |
Earnings Per Share, Policy [Policy Text Block] | Earnings per Share Three months ended June 30, Six months ended June 30, (In thousands, except per share data) 2024 2023 2024 2023 Net income available to common shareholders $ 2,758 $ 2,633 $ 5,431 $ 6,959 Weighted average shares outstanding 7,083 7,066 7,092 7,067 Effect of dilutive shares 160 229 160 230 Weighted average diluted shares outstanding 7,243 7,295 7,252 7,297 Basic earnings per share $ 0.39 $ 0.37 $ 0.77 $ 0.98 Diluted earnings per share $ 0.38 $ 0.36 $ 0.75 $ 0.95 As of June 30, 2024, options to purchase 167,500 shares of common stock, with a weighted average exercise price of $5.51, were included in the computation of diluted net earnings per share. In addition, as of June 30, 2024, 78,000 shares of restricted stock grants with a grant date fair value of $4.81 per share which vest from 2024 through 2025 were included in the diluted earnings per share calculation. |
Organization and Significant _2
Organization and Significant Accounting Policies (Tables) | 6 Months Ended |
Jun. 30, 2024 | |
Accounting Policies [Abstract] | |
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] | The following table sets forth the computation of basic and diluted EPS for the periods indicated: Three months ended June 30, Six months ended June 30, (In thousands, except per share data) 2024 2023 2024 2023 Net income available to common shareholders $ 2,758 $ 2,633 $ 5,431 $ 6,959 Weighted average shares outstanding 7,083 7,066 7,092 7,067 Effect of dilutive shares 160 229 160 230 Weighted average diluted shares outstanding 7,243 7,295 7,252 7,297 Basic earnings per share $ 0.39 $ 0.37 $ 0.77 $ 0.98 Diluted earnings per share $ 0.38 $ 0.36 $ 0.75 $ 0.95 |
Securities (Tables)
Securities (Tables) | 6 Months Ended |
Jun. 30, 2024 | |
Investments, Debt and Equity Securities [Abstract] | |
Schedule of Available-for-Sale Securities Reconciliation [Table Text Block] | A summary of amortized cost, fair value and allowance for credit losses of securities is presented below as of the dates indicated. June 30, 2024 (In thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Estimated Fair Value Securities available for sale U.S. Treasuries $ 2,945 $ - $ 7 $ - $ 2,938 U.S. government agencies 15,606 - 1,943 - 13,663 Mortgage-backed securities 7,194 - 349 - 6,845 Total securities available for sale $ 25,745 $ - $ 2,299 $ - $ 23,446 Securities held to maturity Property assessed clean energy $ 1,322 $ 23 $ - $ - $ 1,345 Public improvement district/tax increment reinvestment zone 21,732 233 213 - 21,752 Total securities held to maturity $ 23,054 $ 256 $ 213 $ - $ 23,097 Securities, restricted: Other $ 4,229 $ - $ - $ - $ 4,229 December 31, 2023 (In thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Estimated Fair Value Securities available for sale U.S. Treasuries $ 3,906 $ - $ 12 $ - $ 3,894 U.S. government agencies 15,644 - 2,017 - 13,627 Mortgage-backed securities 5,731 - 275 - 5,456 Total securities available for sale $ 25,281 $ - $ 2,304 $ - $ 22,977 Securities held to maturity Property assessed clean energy $ 1,326 $ - $ 72 $ - $ 1,254 Public improvement district/tax increment reinvestment zone 22,868 592 865 - 22,595 Total securities held to maturity $ 24,194 $ 592 $ 937 $ - $ 23,849 Securities, restricted: Other $ 4,176 $ - $ - $ - $ 4,176 |
Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block] | The table below indicates the length of time individual investment securities have been in a continuous loss position as of June 30, 2024: June 30, 2024 Less than 12 months 12 months or longer Total (In thousands) Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized Securities available for sale: U.S. Treasuries $ 2,938 $ 7 $ - $ - $ 2,938 $ 7 U.S. government agencies - - 13,663 1,943 13,663 1,943 Mortgage-backed securities 2,610 34 4,235 315 6,845 349 Total $ 5,548 $ 41 $ 17,898 $ 2,258 $ 23,446 $ 2,299 |
Investments Classified by Contractual Maturity Date [Table Text Block] | The amortized cost and estimated fair value of securities available for sale as of June 30, 2024 are presented in the table below by contractual maturity. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations. Residential mortgage-backed securities are shown separately since they are not due at a single maturity date. Available for Sale Held to Maturity (In thousands) Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ 2,945 $ 2,938 $ - $ - Due after one year through five years 11,998 10,816 663 656 Due after five years through ten years 578 475 365 367 Due after ten years 3,030 2,372 22,026 22,074 Mortgage-backed securities 7,194 6,845 - - Total $ 25,745 $ 23,446 $ 23,054 $ 23,097 |
Loans and Allowance for Credi_2
Loans and Allowance for Credit Losses (Tables) | 6 Months Ended |
Jun. 30, 2024 | |
Receivables [Abstract] | |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] | Major classifications of loans held for investment are as follows as of the dates indicated: (In thousands) June 30, 2024 December 31, 2023 Commercial and industrial $ 79,768 $ 82,483 Consumer installment 626 900 Real estate – residential 9,177 8,181 Real estate – commercial 67,232 68,792 Real estate – construction and land 37,367 44,663 SBA: SBA 7(a) guaranteed 186,015 162,144 SBA 7(a) unguaranteed 78,986 64,858 SBA 504 77,682 41,906 USDA 2,123 2,124 Factored Receivables 36,667 25,044 Gross Loans 575,643 501,095 Less: Allowance for credit losses 8,276 6,308 Net loans $ 567,367 $ 494,787 |
Financing Receivable, Nonaccrual [Table Text Block] | Non-accrual loans, segregated by class of loans, were as follows as of the dates indicated: June 30, 2024 December 31, 2023 (In thousands) Total Non-Accrual Non-Accrual with No Credit Loss Allowance Total Non-Accrual Non-Accrual with No Credit Loss Allowance Commercial and industrial $ 2,470 $ 1,783 $ - $ - Real estate - residential 122 122 221 221 SBA guaranteed 6,245 6,245 1,951 1,951 SBA unguaranteed 1,780 1,121 251 251 Total $ 10,617 $ 9,271 $ 2,423 $ 2,423 (In thousands) Real Estate Business Assets Total December 31, 2023 Real estate - residential $ 221 $ - $ 221 SBA unguaranteed 251 - 251 Total $ 472 $ - $ 472 |
Financing Receivable, Past Due [Table Text Block] | Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. The Company’s past due loans (including both accruing and non-accruing loans) are as follows as of the dates indicated: Total 90 30-89 Days 90 Days or Total Total Total Days or More Past Due (In thousands) Past Due More Past Due Past Due Current Loans Still Accruing June 30, 2024 Commercial and industrial $ 30 $ 604 $ 634 $ 79,134 $ 79,768 $ - Consumer installment - - - 626 626 - Real estate – residential - - - 9,177 9,177 - Real estate – commercial - - - 67,232 67,232 - Real estate – construction and land - - - 37,367 37,367 - SBA 897 314 1,211 341,472 342,683 - USDA - - - 2,123 2,123 - Factored receivables 802 49 851 35,816 36,667 49 Total $ 1,729 $ 967 $ 2,696 $ 572,947 $ 575,643 $ 49 December 31, 2023 Commercial and industrial $ 30 $ - $ 30 $ 82,453 $ 82,483 $ - Consumer installment - - - 900 900 - Real estate – residential 93 - 93 8,088 8,181 - Real estate – commercial - - - 68,792 68,792 - Real estate – construction and land - - - 44,663 44,663 - SBA - 1,167 1,167 267,741 268,908 - USDA - - - 2,124 2,124 - Factored receivables 879 147 1,026 24,018 25,044 147 Total $ 1,002 $ 1,314 $ 2,316 $ 498,779 $ 501,095 $ 147 |
Financing Receivable Cost Basis Of Loans [Table Text Block] | The following table summarizes the amortized cost basis of loans by year of origination and internal ratings as of June 30, 2024: Term Loans by Origination Year (In thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Total Commercial and industrial Pass $ 3,166 $ 12,147 $ 22,727 $ 15,563 $ 7,249 $ 12,185 $ 2,206 $ 75,243 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - 1,504 - 326 332 1,676 - 3,838 Doubtful - - 604 83 - - 687 Total $ 3,166 $ 13,651 $ 23,331 $ 15,889 $ 7,664 $ 13,861 $ 2,206 $ 79,768 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Consumer installment Pass $ 22 $ 113 $ 108 $ 177 $ - $ 146 $ 60 $ 626 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 22 $ 113 $ 108 $ 177 $ - $ 146 $ 60 $ 626 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Real estate - residential Pass $ - $ 470 $ 4,684 $ 2,052 $ 920 $ 620 $ - $ 8,746 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard 308 - - - - 123 - 431 Doubtful - - - - - - - - Total $ 308 $ 470 $ 4,684 $ 2,052 $ 920 $ 743 $ - $ 9,177 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Real estate - commercial Pass $ 4,712 $ 6,756 $ 12,437 $ 18,702 $ 4,436 $ 20,189 $ - $ 67,232 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 4,712 $ 6,756 $ 12,437 $ 18,702 $ 4,436 $ 20,189 $ - $ 67,232 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Real estate construction/land Pass $ 7,591 $ 12,672 $ 17,104 $ - $ - $ - $ - $ 37,367 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 7,591 $ 12,672 $ 17,104 $ - $ - $ - $ - $ 37,367 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - SBA 7a Pass $ 25,541 $ 58,214 $ 48,130 $ 54,825 $ 20,323 $ 43,855 $ - $ 250,888 Pass-watch - - 197 85 - 578 - 860 Special mention - 1,035 2,125 390 293 217 - 4,060 Substandard 517 1,699 1,184 1,211 825 3,670 - 9,106 Doubtful - - 87 - - - - 87 Loss - - - - - - - - Total $ 26,058 $ 60,948 $ 51,723 $ 56,511 $ 21,441 $ 48,320 $ - $ 265,001 Current period gross write-offs $ - $ - $ - $ - $ - $ 56 $ - $ 56 SBA 504 Pass $ 8,469 $ 27,176 $ 10,024 $ 2,636 $ 6,002 $ 12,024 $ - $ 66,331 Pass-watch - - 7,349 - - - - 7,349 Special mention - - - - - 637 - 637 Substandard - - - - - 3,365 - 3,365 Doubtful - - - - - - - - Total $ 8,469 $ 27,176 $ 17,373 $ 2,636 $ 6,002 $ 16,026 $ - $ 77,682 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Term Loans by Origination Year (In thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Total USDA Pass $ - $ - $ - $ - $ 800 $ - $ 800 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - 1,323 - - - - 1,323 Doubtful - - - - - - - - Total $ - $ - $ 1,323 $ - $ - $ 800 $ - $ 2,123 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Factored Receivables Pass $ 36,667 $ - $ - $ - $ - $ - $ - $ 36,667 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 36,667 $ - $ - $ - $ - $ - $ - $ 36,667 Current period gross write-offs $ 357 $ 207 $ 5 $ - $ - $ - $ - $ 569 Total Pass $ 86,168 $ 117,548 $ 115,214 $ 93,955 $ 38,930 $ 89,819 $ 2,266 $ 543,900 Pass-watch - - 7,546 85 - 578 - 8,209 Special mention - 1,035 2,125 390 293 854 - 4,697 Substandard 825 3,203 2,507 1,537 1,157 8,834 - 18,063 Doubtful - - 691 - 83 - - 774 Loss - - - - - - - Total $ 86,993 $ 121,786 $ 128,083 $ 95,967 $ 40,463 $ 100,085 $ 2,266 $ 575,643 Current period gross write-offs $ 357 $ 207 $ 5 $ - $ - $ 56 $ - $ 625 Term Loans by Origination Year (In thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Total Commercial and industrial Pass $ 14,632 $ 23,938 $ 16,625 $ 7,769 $ 5,229 $ 9,289 $ 1,847 $ 79,329 Pass-watch - 604 343 231 - - - 1,178 Special mention - - - - - - - - Substandard - - - 115 - 1,768 - 1,883 Doubtful - - - 93 - - - 93 Total $ 14,632 $ 24,542 $ 16,968 $ 8,208 $ 5,229 $ 11,057 $ 1,847 $ 82,483 Current period gross write-offs $ - $ 214 $ - $ - $ - $ - $ - $ 214 Consumer installment Pass $ 275 $ 128 $ 188 $ 52 $ 94 $ 93 $ 70 $ 900 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 275 $ 128 $ 188 $ 52 $ 94 $ 93 $ 70 $ 900 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Real estate - residential Pass $ 470 $ 4,679 $ 1,944 $ 754 $ - $ 207 $ - $ 8,054 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - 127 - 127 Doubtful - - - - - - - - Total $ 470 $ 4,679 $ 1,944 $ 754 $ - $ 334 $ - $ 8,181 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Term Loans by Origination Year (In thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Total Real estate - commercial Pass $ 13,330 $ 10,920 $ 18,970 $ 4,917 $ 8,937 $ 11,718 $ - $ 68,792 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 13,330 $ 10,920 $ 18,970 $ 4,917 $ 8,937 $ 11,718 $ - $ 68,792 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Real estate construction/land Pass $ 21,358 $ 23,305 $ - $ - $ - $ - $ - $ 44,663 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 21,358 $ 23,305 $ - $ - $ - $ - $ - $ 44,663 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - SBA 7a Pass $ 40,937 $ 47,509 $ 49,245 $ 14,946 $ 12,782 $ 22,533 $ - $ 187,952 Pass-watch 749 3,209 9,343 7,137 5,267 5,704 - 31,409 Special mention - 127 576 1,364 1,217 2,550 - 5,834 Substandard - 466 - 129 356 800 - 1,751 Doubtful - - - - - - - - Loss - - - - - 56 - 56 Total $ 41,686 $ 51,311 $ 59,164 $ 23,576 $ 19,622 $ 31,643 $ - $ 227,002 Current period gross write-offs $ - $ - $ - $ - $ 58 $ 270 $ - $ 328 SBA 504 Pass $ 4,186 $ 7,235 $ 6,755 $ 7,512 $ 6,610 $ 9,608 $ - $ 41,906 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 4,186 $ 7,235 $ 6,755 $ 7,512 $ 6,610 $ 9,608 $ - $ 41,906 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - USDA Pass $ - $ 1,320 $ - $ - $ - $ 804 $ - $ 2,124 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ - $ 1,320 $ - $ - $ - $ 804 $ - $ 2,124 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Factored Receivables Pass $ 25,044 $ - $ - $ - $ - $ - $ - $ 25,044 Pass-watch - - - - - - - - Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 25,044 $ - $ - $ - $ - $ - $ - $ 25,044 Current period gross write-offs $ 510 $ 128 $ - $ - $ - $ - $ - $ 638 Total Pass $ 120,232 $ 119,034 $ 93,727 $ 35,950 $ 33,652 $ 54,252 $ 1,917 $ 458,764 Pass-watch 749 3,813 9,686 7,368 5,267 5,704 - 32,587 Special mention - 127 576 1,364 1,217 2,550 - 5,834 Substandard - 466 - 244 356 2,695 - 3,761 Doubtful - - - 93 - - - 93 Loss - -- - - 56 56 Total $ 120,981 $ 123,440 $ 103,989 $ 45,019 $ 40,492 $ 65,257 $ 1,917 $ 501,095 Current period gross write-offs $ 510 $ 342 $ - $ - $ 58 $ 270 $ - $ 1,180 |
Financing Receivable, Allowance for Credit Loss [Table Text Block] | The following table details activity in the allowance for credit losses on loans by portfolio segment for the three and six months ended June 30, 2024 and 2023. (In thousands) Commercial and Industrial Consumer Installment Real Estate Residential Real Estate Commercial Real Estate Construction and Land SBA USDA Factored Receivables Total Three months ended: June 30, 2024 Beginning Balance $ 2,231 $ 15 $ 91 $ 746 $ 142 $ 2,814 $ 22 $ 669 $ 6,730 Provision for credit losses 203 (1 ) (1 ) (64 ) 46 1,372 - 67 1,622 Charge-offs - - - - - - - (212 ) (212 ) Recoveries - - - - - 17 - 119 136 Net recoveries (charge-offs) - - - - - 17 - (93 ) (76 ) Ending balance $ 2,434 $ 14 $ 90 $ 682 $ 188 $ 4,203 $ 22 $ 643 $ 8,276 June 30, 2023 Beginning Balance $ 2,344 $ 27 $ 47 $ 591 $ 112 $ 2,160 $ 18 $ 574 $ 5,873 Provision for credit losses 110 (6 ) 10 22 (61 ) 484 - 158 717 Charge-offs - - - - - (328 ) - (190 ) (518 ) Recoveries - - - - - 13 - 53 66 Net charge-offs - - - - - (315 ) - (137 ) (452 ) Ending balance $ 2,454 $ 21 $ 57 $ 613 $ 51 $ 2,329 $ 18 $ 595 $ 6,138 (In thousands) Commercial and Industrial Consumer Installment Real Estate Residential Real Estate Commercial Real Estate Construction and Land SBA USDA Factored Receivables Total Six months ended: June 30, 2024 Beginning Balance $ 2,495 $ 18 $ 71 $ 616 $ 143 $ 2,484 $ 19 $ 462 $ 6,308 Provision for credit losses (61 ) (4 ) 19 66 45 1,745 3 582 2,395 Charge-offs - - - - - (56 ) - (569 ) (625 ) Recoveries - - - - - 30 - 168 198 Net charge-offs - - - - - (26 ) - (401 ) (427 ) Ending balance $ 2,434 $ 14 $ 90 $ 682 $ 188 $ 4,203 $ 22 $ 643 $ 8,276 June 30, 2023 Beginning Balance $ 1,302 $ 14 $ 79 $ 899 $ 55 $ 1,505 $ 51 $ 608 $ 4,513 Impact of adoption ASC 326 1,042 13 (32 ) (308 ) 57 651 (33 ) - 1,390 Provision for credit losses 110 (6 ) 10 22 (61 ) 484 - 201 760 Charge-offs - - - - - (328 ) - (298 ) (626 ) Recoveries - - - - - 17 - 84 101 Net charge-offs - - - - - (311 ) - (214 ) (525 ) Ending balance $ 2,454 $ 21 $ 57 $ 613 $ 51 $ 2,329 $ 18 $ 595 $ 6,138 |
Leases (Tables)
Leases (Tables) | 6 Months Ended |
Jun. 30, 2024 | |
Property, Plant and Equipment [Abstract] | |
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block] | As of June 30, 2024, the minimum rental commitments under these noncancelable operating leases are as follows: ( In thousands) 2024 $ 367 2025 769 2026 509 2027 228 2028 178 2029 and thereafter 524 Total minimum rental payments 2,575 Less: Interest (282 ) Present value of lease liabilities $ 2,293 |
Lessor, Operating Lease, Payment to be Received, Maturity [Table Text Block] | The Company currently receives rental income from seven tenants in its headquarters building for office space the Company does not occupy. Aggregate future minimum rentals to be received under non-cancelable leases as of June 30, 2024 through 2031 were as follows: (In thousands) 2024 $ 178 2025 372 2026 303 2027 236 2028 122 2029 and thereafter 148 Total minimum rental payments $ 1,359 |
Goodwill and Core Deposit Int_2
Goodwill and Core Deposit Intangible (Tables) | 6 Months Ended |
Jun. 30, 2024 | |
Goodwill and Intangible Assets Disclosure [Abstract] | |
Schedule of Intangible Assets and Goodwill [Table Text Block] | Goodwill and core deposit intangible assets were as follows as of the dates indicated: (In thousands) June 30, 2024 December 31, 2023 Goodwill $ 21,440 $ 21,440 Core deposit intangible, net 254 359 |
Finite-Lived Intangible Assets Amortization Expense [Table Text Block] | The carrying basis and accumulated amortization of the core deposit intangible as of June 30, 2024 and December 31, 2023 were as follows: (In thousands) June 30, 2024 December 31, 2023 Gross carrying basis $ 1,708 $ 1,708 Accumulated amortization (1,454 ) (1,349 ) Net carrying amount $ 254 $ 359 |
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block] | The estimated amortization expense of the core deposit intangible remaining as of June 30, 2024 is as follows: (In thousands) 2024 $ 105 2025 149 Total $ 254 |
Deposits (Tables)
Deposits (Tables) | 6 Months Ended |
Jun. 30, 2024 | |
Statistical Disclosure for Banks [Abstract] | |
Deposit Liabilities, Type [Table Text Block] | Deposits were as follows as of the dates indicated : (In thousands, except percentages) June 30, 2024 December 31, 2023 Non-interest bearing demand $ 63,671 10 % $ 68,433 13 % Interest-bearing demand (NOW) 4,439 1 4,295 1 Money market accounts 144,885 23 139,596 25 Savings accounts 5,515 1 6,132 2 Time deposits 400,573 65 308,435 59 Total $ 619,083 100 % $ 526,891 100 % |
Commitments and Contingencies (
Commitments and Contingencies (Tables) | 6 Months Ended |
Jun. 30, 2024 | |
Commitments and Contingencies Disclosure [Abstract] | |
Schedule of Line of Credit Facilities [Table Text Block] | The following table summarizes loan commitments as of the dates indicated: (In thousands) June 30, 2024 December 31, 2023 Undisbursed loan commitments $ 66,836 $ 45,743 Standby letters of credit 162 162 Total $ 66,998 $ 45,905 |
Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block] | The following table details activity in the allowance for credit losses for off-balance-sheet commitments for the periods indicated. Three months ended June 30, Six months ended June 30, (In thousands) 2024 2023 2024 2023 Beginning balance $ 336 $ 273 $ 192 $ - Impact of adopting ASC 326 - - - 238 Provision for off-balance sheet credit losses 38 (25 ) 182 10 Ending balance $ 374 $ 248 $ 374 $ 248 |
Regulatory Matters (Tables)
Regulatory Matters (Tables) | 6 Months Ended |
Jun. 30, 2024 | |
Disclosure Text Block [Abstract] | |
Schedule of Regulatory Capital Ratio Requirments under Banking Regulations [Table Text Block] | The Basel III minimum capital ratio requirements and additional capital conservation buffers as applicable to the Company and the Bank as of June 30, 2024 are summarized in the table below. BASEL III Minimum for Capital Adequacy Requirements BASEL III Additional Capital Conservation Buffer BASEL III Ratio with Capital Conservation Buffer Total Risk Based Capital (total capital to risk weighted assets) 8.0 % 2.5 % 10.5 % Tier 1 Risk Based Capital (tier 1 to risk weighted assets) 6.0 % 2.5 % 8.5 % Common Equity Tier 1 Risk Based (CET1 to risk weighted assets) 4.5 % 2.5 % 7.0 % Tier 1 Leverage Ratio (tier 1 to average assets) 4.0 % - % 4.0 % |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] | The regulatory capital ratios of the Company and the Bank are as follows as of the dates indicated: Actual Minimum Capital Required–- Basel III Required to be Considered Well Capitalized (In thousands, except percentages) Amount Ratio Amount Ratio Amount Ratio As of June 30, 2024 Total Capital (to Risk Weighted Assets) Tectonic Financial, Inc. (consolidated) $ 96,891 19.09 % $ 53,306 10.50 % $ 50,768 10.00 % T Bank, N.A. 97,617 19.43 52,751 10.50 50,239 10.00 Tier 1 Capital (to Risk Weighted Assets) Tectonic Financial, Inc. (consolidated) 90,517 17.83 43,153 8.50 40,614 8.00 T Bank, N.A. 91,308 18.17 42,703 8.50 40,191 8.00 Common Equity Tier 1 (to Risk Weighted Assets) Tectonic Financial, Inc. (consolidated) 73,267 14.43 35,538 7.00 32,999 6.50 T Bank, N.A. 91,308 18.17 35,167 7.00 32,655 6.50 Tier 1 Capital (to Average Assets) Tectonic Financial, Inc. (consolidated) 90,517 11.78 30,748 4.00 38,435 5.00 T Bank, N.A. 91,308 12.01 30,405 4.00 38,007 5.00 As of December 31, 2023 Total Capital (to Risk Weighted Assets) Tectonic Financial, Inc. (consolidated) $ 92,385 20.90 % $ 46,415 10.50 % $ 44,205 10.00 % T Bank, N.A. 92,957 21.29 45,835 10.50 43,652 10.00 Tier 1 Capital (to Risk Weighted Assets) Tectonic Financial, Inc. (consolidated) 86,847 19.65 37,574 8.50 35,364 8.00 T Bank, N.A. 87,488 20.04 37,105 8.50 34,922 8.00 Common Equity Tier 1 (to Risk Weighted Assets) Tectonic Financial, Inc. (consolidated) 69,597 15.74 30,944 7.00 28,733 6.50 T Bank, N.A. 87,488 20.04 30,557 7.00 28,374 6.50 Tier 1 Capital (to Average Assets) Tectonic Financial, Inc. (consolidated) 86,847 13.97 24,861 4.00 31,076 5.00 T Bank, N.A. 87,488 14.26 24,534 4.00 30,667 5.00 |
Operating Segments (Tables)
Operating Segments (Tables) | 6 Months Ended |
Jun. 30, 2024 | |
Segment Reporting [Abstract] | |
Schedule of Segment Reporting Information, by Segment [Table Text Block] | The tables below present the financial information for each segment that is specifically identifiable, or based on allocations using internal methods, for the three and six months ended June 30, 2024 and 2023: (In thousands) Banking Other Financial Services HoldCo Consolidated Three Months Ended June 30, 2024 Income Statement Total interest income $ 15,627 $ - $ - $ 15,627 Total interest expense 7,473 - 322 7,795 Provision for credit losses 1,660 - - 1,660 Net interest income (loss) after provision for credit losses 6,494 - (322 ) 6,172 Non-interest income 388 10,354 - 10,742 Depreciation and amortization expense 102 8 3 113 All other non-interest expense 5,116 6,495 1,191 12,802 Income (loss) before income tax $ 1,664 $ 3,851 $ (1,516 ) $ 3,999 Goodwill and other intangibles $ 19,344 $ 2,350 $ - $ 21,694 Total assets $ 763,652 $ 12,815 $ 640 $ 777,107 (In thousands) Banking Other Financial Services HoldCo Consolidated Six Months Ended June 30, 2024 Income Statement Total interest income $ 29,925 $ - $ - $ 29,925 Total interest expense 14,347 - 644 14,991 Provision for credit losses 2,577 - - 2,577 Net interest income (loss) after provision for credit losses 13,001 - (644 ) 12,357 Non-interest income 752 20,488 - 21,240 Depreciation and amortization expense 204 17 5 226 All other non-interest expense 10,083 12,988 2,392 25,463 Income (loss) before income tax $ 3,466 $ 7,483 $ (3,041 ) $ 7,908 Goodwill and other intangibles $ 19,344 $ 2,350 $ - $ 21,694 Total assets $ 763,652 $ 12,815 $ 640 $ 777,107 (In thousands) Banking Other Financial Services HoldCo Consolidated Three Months Ended June 30, 2023 Income Statement Total interest income $ 11,254 $ - $ - $ 11,254 Total interest expense 4,149 - 282 4,431 Provision for credit losses 691 - - 691 Net interest income (loss) after provision for credit losses 6,414 - (282 ) 6,132 Non-interest income 376 9,056 - 9,432 Depreciation and amortization expense 102 9 - 111 All other non-interest expense 4,207 6,638 748 11,593 Income (loss) before income tax $ 2,481 $ 2,409 $ (1,030 ) $ 3,860 Goodwill and other intangibles $ 19,554 $ 2,350 $ - $ 21,904 Total assets $ 608,982 $ 12,042 $ 1,024 $ 622,048 (In thousands) Banking Other Financial Services HoldCo Consolidated Six Months Ended June 30, 2023 Income Statement Total interest income $ 22,167 $ - $ - $ 22,167 Total interest expense 7,754 - 547 8,301 Provision for credit losses 770 - - 770 Net interest income (loss) after provision for credit losses 13,643 - (547 ) 13,096 Non-interest income 1,261 18,873 - 20,134 Depreciation and amortization expense 198 25 - 223 All other non-interest expense 8,209 13,544 1,396 23,149 Income (loss) before income tax $ 6,497 $ 5,304 $ (1,943 ) $ 9,858 Goodwill and other intangibles $ 19,554 $ 2,350 $ - $ 21,904 Total assets $ 608,982 $ 12,042 $ 1,024 $ 622,048 |
Fair Value of Financials Inst_2
Fair Value of Financials Instruments (Tables) | 6 Months Ended |
Jun. 30, 2024 | |
Fair Value Disclosures [Abstract] | |
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] | The following table summarizes securities available for sale measured at fair value on a recurring basis, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value, as of the dates indicated: (In thousands) Level 1 Inputs Level 2 Inputs Level 3 Inputs Total Fair Value As of June 30, 2024 Securities available for sale: U.S. Treasuries $ - $ 2,938 $ - $ 2,938 U.S. government agencies - 13,663 - 13,663 Mortgage-backed securities - 6,845 - 6,845 As of December 31, 2023 Securities available for sale: U.S. Treasuries $ - $ 3,894 $ - $ 3,894 U.S. government agencies - 13,627 - 13,627 Mortgage-backed securities - 5,456 - 5,456 |
Fair Value, by Balance Sheet Grouping [Table Text Block] | Carrying amounts and estimated fair values of other financial instruments by level of valuation input were as follows as of the dates indicated: June 30, 2024 (In thousands) Carrying Amount Estimated Fair Value Financial assets: Level 1 inputs: Cash and cash equivalents $ 68,260 $ 68,260 Level 2 inputs: Securities available for sale 23,446 23,446 Securities, restricted 4,229 4,229 Loans held for sale 47,917 52,203 Accrued interest receivable 4,527 4,527 Level 3 inputs: Securities held to maturity 23,054 23,097 Loans, net 567,367 558,337 Servicing asset 290 290 Financial liabilities: Level 1 inputs: Non-interest bearing deposits 63,671 63,671 Level 2 inputs: Interest bearing deposits 555,412 556,197 Borrowed funds 20,000 20,000 Subordinated notes 12,000 12,000 Accrued interest payable 1,597 1,597 December 31, 2023 (In thousands) Carrying Amount Estimated Fair Value Financial assets: Level 1 inputs: Cash and cash equivalents $ 58,767 $ 58,767 Level 2 inputs: Securities available for sale 22,977 22,977 Securities, restricted 4,176 4,176 Loans held for sale 26,573 28,671 Accrued interest receivable 4,829 4,829 Level 3 inputs: Securities held to maturity 24,194 23,849 Loans, net 494,787 484,848 Servicing asset 321 321 Financial liabilities: Level 1 inputs: Non-interest bearing deposits 68,433 68,433 Level 2 inputs: Interest bearing deposits 458,458 459,549 Borrowed funds 21,000 21,000 Subordinated notes 12,000 12,000 Accrued interest payable 913 913 |
Organization and Significant _3
Organization and Significant Accounting Policies (Details) | 3 Months Ended | 6 Months Ended | |||||||
Jun. 30, 2024 USD ($) $ / shares | Jun. 30, 2023 USD ($) | Jun. 30, 2024 USD ($) $ / shares shares | Jun. 30, 2023 USD ($) | Mar. 31, 2024 USD ($) | Dec. 31, 2023 USD ($) $ / shares | Mar. 31, 2023 USD ($) | Jan. 01, 2023 USD ($) | Dec. 31, 2022 USD ($) | |
Organization and Significant Accounting Policies (Details) [Line Items] | |||||||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | $ (76,000) | $ (452,000) | $ (427,000) | $ (525,000) | |||||
Retained Earnings (Accumulated Deficit) | 62,929,000 | 62,929,000 | $ 58,917,000 | ||||||
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 8,276,000 | 6,138,000 | 8,276,000 | 6,138,000 | $ 6,730,000 | 6,308,000 | $ 5,873,000 | $ 5,900,000 | $ 4,513,000 |
Off-Balance-Sheet, Credit Loss, Liability | $ 374,000 | $ 248,000 | $ 374,000 | $ 248,000 | $ 336,000 | $ 192,000 | $ 273,000 | 237,505 | $ 0 |
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price (in Dollars per share) | $ / shares | $ 5.51 | $ 5.51 | $ 5.51 | ||||||
Share-Based Payment Arrangement, Option [Member] | |||||||||
Organization and Significant Accounting Policies (Details) [Line Items] | |||||||||
Incremental Common Shares Attributable to Dilutive Effect of Call Options and Warrants (in Shares) | shares | 167,500 | ||||||||
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price (in Dollars per share) | $ / shares | 5.51 | $ 5.51 | |||||||
Restricted Stock [Member] | |||||||||
Organization and Significant Accounting Policies (Details) [Line Items] | |||||||||
Incremental Common Shares Attributable to Dilutive Effect of Call Options and Warrants (in Shares) | shares | 78,000 | ||||||||
Share-Based Compensation Arrangement by Share-Based Payment Award, Option, Nonvested, Weighted Average Exercise Price (in Dollars per share) | $ / shares | $ 4.81 | $ 4.81 | |||||||
The Nolan Company ("Nolan") [Member] | |||||||||
Organization and Significant Accounting Policies (Details) [Line Items] | |||||||||
Number of Subsidiaries | 4 | 4 | |||||||
Accounting Standards Update 2016-13 [Member] | |||||||||
Organization and Significant Accounting Policies (Details) [Line Items] | |||||||||
Retained Earnings (Accumulated Deficit) | $ 188,000 | ||||||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | |||||||||
Organization and Significant Accounting Policies (Details) [Line Items] | |||||||||
Retained Earnings (Accumulated Deficit) | $ 1,100,000 | $ 1,100,000 | |||||||
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] | |||||||||
Organization and Significant Accounting Policies (Details) [Line Items] | |||||||||
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) | $ 1,400,000 |
Organization and Significant _4
Organization and Significant Accounting Policies (Details) - Schedule of Earnings Per Share, Basic and Diluted - USD ($) $ / shares in Units, $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | |
Schedule Of Earnings Per Share Basic And Diluted Abstract | ||||
Net income available to common shareholders (in Dollars) | $ 2,758 | $ 2,633 | $ 5,431 | $ 6,959 |
Weighted average shares outstanding | 7,082,576 | 7,065,961 | 7,092,337 | 7,067,414 |
Effect of dilutive shares | 160,000 | 229,000 | 160,000 | 230,000 |
Weighted average diluted shares outstanding | 7,242,663 | 7,295,499 | 7,252,424 | 7,296,953 |
Basic earnings per share (in Dollars per share) | $ 0.39 | $ 0.37 | $ 0.77 | $ 0.98 |
Diluted earnings per share (in Dollars per share) | $ 0.38 | $ 0.36 | $ 0.75 | $ 0.95 |
Securities (Details)
Securities (Details) $ in Thousands | 6 Months Ended | |
Jun. 30, 2024 USD ($) | Dec. 31, 2023 USD ($) | |
Securities (Details) [Line Items] | ||
Securities, Description | Securities available for sale consist of U.S. government agency securities and mortgage-backed securities guaranteed by U.S. government agencies. Securities held to maturity consist of Property Assessed Clean Energy (“PACE”) and Public Improvement District/Tax Increment Reinvestment Zone (“PID/TIRZ”) investments. These investment contracts or bonds are located in Texas, California and Florida, and originate under a contractual obligation between the property owners, the local county or city administration, and a third-party administrator and sponsor. PACE assessments are created to fund the purchase and installation of energy saving improvements to the property such as solar panels. PID/TIRZ assessments are used to pay for the development costs of a residential subdivision. Generally, as a property assessment, the total assessment is repaid in installments over a period of 5 to 32 years by the then current property owner(s). Each installment is collected by the County or City Tax Collector where the property is located. The assessments are an obligation of the property. Securities, restricted consist of Federal Reserve Bank of Dallas (“FRB”) and Federal Home Loan Bank of Dallas (“FHLB”) stock, each of which are carried at cost. | |
Debt Instrument, Collateral Amount | $ 20,100 | |
Collateral Securities Repledged, Delivered, or Used | 20,000 | |
Federal Reserve Bank Stock | 2,200 | $ 2,200 |
Federal Home Loan Bank Stock | $ 2,000 | 2,000 |
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions | 24 | |
Asset Pledged as Collateral [Member] | ||
Securities (Details) [Line Items] | ||
Financial Instruments, Owned, at Fair Value | $ 978 | $ 988 |
Securities (Details) - Schedule
Securities (Details) - Schedule of Available-for-sale Securities Reconciliation - USD ($) $ in Thousands | Jun. 30, 2024 | Dec. 31, 2023 |
Securities available for sale: | ||
Securities available for sale, Amortized Cost | $ 25,745 | $ 25,281 |
Securities available for sale, Gross Unrealized Gains | 0 | 0 |
Securities available for sale, Gross Unrealized Losses | 2,299 | 2,304 |
Securities available for sale, Allowance for Credit Losses | 0 | 0 |
Securities available for sale, Estimated Fair Value | 23,446 | 22,977 |
Securities held to maturity: | ||
Securities held to maturity, Amortized Cost | 23,054 | 24,194 |
Securities held to maturity, Gross Unrealized Gains | 256 | 592 |
Securities held to maturity, Gross Unrealized Losses | 213 | 937 |
Securities held to maturity, Allowance for Credit Losses | 0 | 0 |
Securities held to maturity, Estimated Fair Value | 23,097 | 23,849 |
US Treasury Securities [Member] | ||
Securities available for sale: | ||
Securities available for sale, Amortized Cost | 2,945 | 3,906 |
Securities available for sale, Gross Unrealized Gains | 0 | 0 |
Securities available for sale, Gross Unrealized Losses | 7 | 12 |
Securities available for sale, Allowance for Credit Losses | 0 | 0 |
Securities available for sale, Estimated Fair Value | 2,938 | 3,894 |
US Government Agencies Debt Securities [Member] | ||
Securities available for sale: | ||
Securities available for sale, Amortized Cost | 15,606 | 15,644 |
Securities available for sale, Gross Unrealized Gains | 0 | 0 |
Securities available for sale, Gross Unrealized Losses | 1,943 | 2,017 |
Securities available for sale, Allowance for Credit Losses | 0 | 0 |
Securities available for sale, Estimated Fair Value | 13,663 | 13,627 |
Collateralized Mortgage-Backed Securities [Member] | ||
Securities available for sale: | ||
Securities available for sale, Amortized Cost | 7,194 | 5,731 |
Securities available for sale, Gross Unrealized Gains | 0 | 0 |
Securities available for sale, Gross Unrealized Losses | 349 | 275 |
Securities available for sale, Allowance for Credit Losses | 0 | 0 |
Securities available for sale, Estimated Fair Value | 6,845 | 5,456 |
Property Assessed Clean Energy [Member] | ||
Securities held to maturity: | ||
Securities held to maturity, Amortized Cost | 1,322 | 1,326 |
Securities held to maturity, Gross Unrealized Gains | 23 | 0 |
Securities held to maturity, Gross Unrealized Losses | 0 | 72 |
Securities held to maturity, Allowance for Credit Losses | 0 | 0 |
Securities held to maturity, Estimated Fair Value | 1,345 | 1,254 |
Public Improvement District TIRZ [Member] | ||
Securities held to maturity: | ||
Securities held to maturity, Amortized Cost | 21,732 | 22,868 |
Securities held to maturity, Gross Unrealized Gains | 233 | 592 |
Securities held to maturity, Gross Unrealized Losses | 213 | 865 |
Securities held to maturity, Allowance for Credit Losses | 0 | 0 |
Securities held to maturity, Estimated Fair Value | 21,752 | 22,595 |
Other Debt Obligations [Member] | ||
Securities, restricted: | ||
Securities restricted, Amortized Cost | 4,229 | 4,176 |
Securities restricted, Gross Unrealized Gains | 0 | 0 |
Securities restricted, Gross Unrealized Losses | 0 | 0 |
Securities restricted, Allowance for Credit Losses | 0 | 0 |
Securities restricted, Estimated Fair Value | $ 4,229 | $ 4,176 |
Securities (Details) - Debt Sec
Securities (Details) - Debt Securities, Available-for-sale, Unrealized Loss Position, Fair Value $ in Thousands | Jun. 30, 2024 USD ($) |
Securities (Details) - Debt Securities, Available-for-sale, Unrealized Loss Position, Fair Value [Line Items] | |
Fair Value, Less than 12 months | $ 5,548 |
Unrealized Losses, Less than 12 months | 41 |
Fair Value, 12 months or longer | 17,898 |
Unrealized Losses, 12 months or longer | 2,258 |
Fair Value, Total | 23,446 |
Unrealized Losses, Total | 2,299 |
US Treasury Securities [Member] | |
Securities (Details) - Debt Securities, Available-for-sale, Unrealized Loss Position, Fair Value [Line Items] | |
Fair Value, Less than 12 months | 2,938 |
Unrealized Losses, Less than 12 months | 7 |
Fair Value, 12 months or longer | 0 |
Unrealized Losses, 12 months or longer | 0 |
Fair Value, Total | 2,938 |
Unrealized Losses, Total | 7 |
US Government Agencies Debt Securities [Member] | |
Securities (Details) - Debt Securities, Available-for-sale, Unrealized Loss Position, Fair Value [Line Items] | |
Fair Value, Less than 12 months | 0 |
Unrealized Losses, Less than 12 months | 0 |
Fair Value, 12 months or longer | 13,663 |
Unrealized Losses, 12 months or longer | 1,943 |
Fair Value, Total | 13,663 |
Unrealized Losses, Total | 1,943 |
Collateralized Mortgage-Backed Securities [Member] | |
Securities (Details) - Debt Securities, Available-for-sale, Unrealized Loss Position, Fair Value [Line Items] | |
Fair Value, Less than 12 months | 2,610 |
Unrealized Losses, Less than 12 months | 34 |
Fair Value, 12 months or longer | 4,235 |
Unrealized Losses, 12 months or longer | 315 |
Fair Value, Total | 6,845 |
Unrealized Losses, Total | $ 349 |
Securities (Details) - Investme
Securities (Details) - Investments Classified by Contractual Maturity Date - USD ($) $ in Thousands | Jun. 30, 2024 | Dec. 31, 2023 |
Investments Classified By Contractual Maturity Date Abstract | ||
Due in one year or less, Available for Sale Amortized Cost | $ 2,945 | |
Due in one year or less, Available for Sale Estimated Fair Value | 2,938 | |
Due in one year or less, Held to Maturity Amortized Cost | 0 | |
Due in one year or less, Held to Maturity Estimated Fair Value | 0 | |
Due after one year through five years, Available for Sale Amortized Cost | 11,998 | |
Due after one year through five years, Available for Sale Estimated Fair Value | 10,816 | |
Due after one year through five years, Held to Maturity Amortized Cost | 663 | |
Due after one year through five years, Held to Maturity Estimated Fair Value | 656 | |
Due after five years through ten years, Available for Sale Amortized Cost | 578 | |
Due after five years through ten years, Available for Sale Estimated Fair Value | 475 | |
Due after five years through ten years, Held to Maturity Amortized Cost | 365 | |
Due after five years through ten years, Held to Maturity Estimated Fair Value | 367 | |
Due after ten years, Available for Sale Amortized Cost | 3,030 | |
Due after ten years, Available for Sale Estimated Fair Value | 2,372 | |
Due after ten years, Held to Maturity Amortized Cost | 22,026 | |
Due after ten years, Held to Maturity Estimated Fair Value | 22,074 | |
Mortgage-backed securities, Available for Sale Amortized Cost | 7,194 | |
Mortgage-backed securities, Available for Sale Estimated Fair Value | 6,845 | |
Mortgage-backed securities, Held to Maturity Amortized Cost | 0 | |
Mortgage-backed securities, Held to Maturity Estimated Fair Value | 0 | |
Total, Available for Sale Amortized Cost | 25,745 | $ 25,281 |
Total, Available for Sale Estimated Fair Value | 23,446 | 22,977 |
Total, Held to Maturity Amortized Cost | 23,054 | 24,194 |
Total, Held to Maturity Estimated Fair Value | $ 23,097 | $ 23,849 |
Loans and Allowance for Credi_3
Loans and Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended | ||
Jun. 30, 2024 | Mar. 31, 2024 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023 | |
Loans and Allowance for Credit Losses (Details) [Line Items] | |||||
Dental Loans | $ 74,600 | $ 74,600 | $ 78,200 | ||
Percentage of Dental Practice to Loan Portfolio | 13% | 15.60% | |||
Interest Receivable and Other Assets | 3,700 | $ 3,700 | $ 3,100 | ||
Proceeds from Sale, Loan, Held-for-Sale | $ 5,800 | ||||
Gain (Loss) on Sales of Loans, Net | 0 | $ 581 | |||
Increase (Decrease) in Loan, Held-for-Sale | 29,400 | $ 29,400 | |||
Number of SBA Loan Programs | 2 | ||||
Business and Industry Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) [Line Items] | |||||
Description of Loan Program | The Company serves the small business community by offering loans promulgated under the SBA’s 7(a) and 504 loan programs, and loans guaranteed by the USDA. SBA 7(a) and USDA loans are typically guaranteed by each agency in amounts ranging from 75% to 80% of the principal balance. For SBA construction loans, the Company records the guaranteed funded portion of the loans as held for sale. When the SBA loans are fully funded, the Company may sell the guaranteed portion into the secondary market, on a servicing-retained basis, or reclassify from loans held for sale to loans held for investment if the Company determines that holding these loans provide better long-term risk adjusted returns than selling the loans. In calculating gain on the sale of loans, the Company performs an allocation based on the relative fair values of the sold portion and retained portion of the loan. The Company’s assumptions are validated by reference to external market information. | ||||
SBA [Member] | |||||
Loans and Allowance for Credit Losses (Details) [Line Items] | |||||
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance | 47,900 | $ 47,900 | 26,600 | ||
SBA 7(a) [Member] | |||||
Loans and Allowance for Credit Losses (Details) [Line Items] | |||||
Description of Loan Program | The SBA 7(a) program serves as the SBA’s primary business loan program to help qualified small businesses obtain financing when they might not be eligible for business loans through normal lending channels. Loan proceeds under this program can be used for most business purposes including working capital, machinery and equipment, furniture and fixtures, land and building (including purchase, renovation and new construction), leasehold improvements and debt refinancing. Loan maturity is generally up to 10 years for non-real estate collateral and up to 25 years for real estate collateral. The SBA 7(a) loan is approved and funded by a qualified lender, partially guaranteed by the SBA and subject to applicable regulations. In general, the SBA guarantees up to 75% of the loan amount depending on loan size. The Company is required by the SBA to service the loan and retain a contractual minimum of 5% on all SBA 7(a) loans, but generally retains 25% (the unguaranteed portion). The servicing spread is 1% of the guaranteed portion of the loan that is sold in the secondary market. | ||||
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance | $ 37,600 | $ 37,600 | $ 37,900 | ||
SBA 504 [Member] | |||||
Loans and Allowance for Credit Losses (Details) [Line Items] | |||||
Description of Loan Program | The SBA 504 program is an economic development-financing program providing long-term, low down payment loans to businesses. Typically, a 504 project includes a loan secured from a private-sector lender with a senior lien, a loan secured from a CDC (funded by a 100% SBA-guaranteed debenture) with a junior lien covering up to 40% of the total cost, and a contribution of at least 10% equity from the borrower. Debenture limits are $5.0 million for regular 504 loans and $5.5 million for those 504 loans that meet a public policy goal. | ||||
USDA [Member] | |||||
Loans and Allowance for Credit Losses (Details) [Line Items] | |||||
Description of Loan Program | These loans are similar to the SBA product, except they are guaranteed by the USDA. The guaranteed amount is generally 80%. B&I loans are made to businesses in designated rural areas and are generally larger loans to larger businesses than the SBA 7(a) loans. Similar to the SBA 7(a) product, they can be sold into the secondary market. These loans can be utilized for rural commercial real estate and equipment. The loans can have maturities up to 30 years and the rates can be fixed or variable. | ||||
Minimum [Member] | |||||
Loans and Allowance for Credit Losses (Details) [Line Items] | |||||
Loans Guarantee On Principal Balance | 75% | ||||
Maximum [Member] | |||||
Loans and Allowance for Credit Losses (Details) [Line Items] | |||||
Loans Guarantee On Principal Balance | 80% |
Loans and Allowance for Credi_4
Loans and Allowance for Credit Losses (Details) - Schedule of Accounts, Notes, Loans and Financing Receivables - USD ($) $ in Thousands | Jun. 30, 2024 | Mar. 31, 2024 | Dec. 31, 2023 | Jun. 30, 2023 | Mar. 31, 2023 | Jan. 01, 2023 | Dec. 31, 2022 |
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Financing Receivable | $ 575,643 | $ 501,095 | |||||
Allowance for loan losses | 8,276 | $ 6,730 | 6,308 | $ 6,138 | $ 5,873 | $ 5,900 | $ 4,513 |
Net loans | 567,367 | 494,787 | |||||
Commercial and Industrial Sector [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Financing Receivable | 79,768 | 82,483 | |||||
Allowance for loan losses | 2,434 | 2,231 | 2,495 | 2,454 | 2,344 | 1,302 | |
Consumer Portfolio Segment [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Financing Receivable | 626 | 900 | |||||
Allowance for loan losses | 14 | 15 | 18 | 21 | 27 | 14 | |
SBA 7(a) guaranteed [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Financing Receivable | 186,015 | 162,144 | |||||
SBA 7(a) unguaranteed [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Financing Receivable | 78,986 | 64,858 | |||||
SBA 504 [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Financing Receivable | 77,682 | 41,906 | |||||
USDA [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Financing Receivable | 2,123 | 2,124 | |||||
Allowance for loan losses | 22 | 22 | 19 | 18 | 18 | 51 | |
Factored Receivables [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Financing Receivable | 36,667 | 25,044 | |||||
Real Estate Sector [Member] | Residential Mortgage [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Financing Receivable | 9,177 | 8,181 | |||||
Allowance for loan losses | 90 | 91 | 71 | 57 | 47 | 79 | |
Real Estate Sector [Member] | Commercial Real Estate [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Financing Receivable | 67,232 | 68,792 | |||||
Allowance for loan losses | 682 | 746 | 616 | 613 | 591 | 899 | |
Real Estate Sector [Member] | Construction Loans [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Financing Receivable | 37,367 | 44,663 | |||||
Allowance for loan losses | $ 188 | $ 142 | $ 143 | $ 51 | $ 112 | $ 55 |
Financing Receivable, Nonaccrua
Financing Receivable, Nonaccrual (Details) - Financing Receivable, Nonaccrual - USD ($) | 12 Months Ended | |
Dec. 31, 2023 | Jun. 30, 2024 | |
Financing Receivable, Nonaccrual (Details) - Financing Receivable, Nonaccrual [Line Items] | ||
Financing Receivable, Nonaccrual | $ 2,423 | $ 10,617 |
Financing Receivable, Nonaccrual, No Allowance | 2,423 | 9,271 |
Financing Receivable, Collateral Dependent, Amortized Cost | 472 | |
Commercial and Industrial Sector [Member] | ||
Financing Receivable, Nonaccrual (Details) - Financing Receivable, Nonaccrual [Line Items] | ||
Financing Receivable, Nonaccrual | 0 | 2,470 |
Financing Receivable, Nonaccrual, No Allowance | 0 | 1,783 |
Commercial Real Estate [Member] | ||
Financing Receivable, Nonaccrual (Details) - Financing Receivable, Nonaccrual [Line Items] | ||
Financing Receivable, Nonaccrual | 221 | 122 |
Financing Receivable, Nonaccrual, No Allowance | 221 | 122 |
SBA 7(a) guaranteed [Member] | ||
Financing Receivable, Nonaccrual (Details) - Financing Receivable, Nonaccrual [Line Items] | ||
Financing Receivable, Nonaccrual | 1,951 | 6,245 |
Financing Receivable, Nonaccrual, No Allowance | 1,951 | 6,245 |
SBA 7(a) unguaranteed [Member] | ||
Financing Receivable, Nonaccrual (Details) - Financing Receivable, Nonaccrual [Line Items] | ||
Financing Receivable, Nonaccrual | 251 | 1,780 |
Financing Receivable, Nonaccrual, No Allowance | 251 | $ 1,121 |
Financing Receivable, Collateral Dependent, Amortized Cost | 251 | |
Residential Mortgage [Member] | ||
Financing Receivable, Nonaccrual (Details) - Financing Receivable, Nonaccrual [Line Items] | ||
Financing Receivable, Collateral Dependent, Amortized Cost | 221 | |
Real Estate Sector [Member] | ||
Financing Receivable, Nonaccrual (Details) - Financing Receivable, Nonaccrual [Line Items] | ||
Financing Receivable, Collateral Dependent, Amortized Cost | 472 | |
Real Estate Sector [Member] | SBA 7(a) unguaranteed [Member] | ||
Financing Receivable, Nonaccrual (Details) - Financing Receivable, Nonaccrual [Line Items] | ||
Financing Receivable, Collateral Dependent, Amortized Cost | 251 | |
Real Estate Sector [Member] | Residential Mortgage [Member] | ||
Financing Receivable, Nonaccrual (Details) - Financing Receivable, Nonaccrual [Line Items] | ||
Financing Receivable, Collateral Dependent, Amortized Cost | 221 | |
Business Assets [Member] | ||
Financing Receivable, Nonaccrual (Details) - Financing Receivable, Nonaccrual [Line Items] | ||
Financing Receivable, Collateral Dependent, Amortized Cost | 0 | |
Business Assets [Member] | SBA 7(a) unguaranteed [Member] | ||
Financing Receivable, Nonaccrual (Details) - Financing Receivable, Nonaccrual [Line Items] | ||
Financing Receivable, Collateral Dependent, Amortized Cost | 0 | |
Business Assets [Member] | Residential Mortgage [Member] | ||
Financing Receivable, Nonaccrual (Details) - Financing Receivable, Nonaccrual [Line Items] | ||
Financing Receivable, Collateral Dependent, Amortized Cost | $ 0 |
Loans and Allowance for Credi_5
Loans and Allowance for Credit Losses (Details) - Financing Receivable, Past Due - USD ($) $ in Thousands | Jun. 30, 2024 | Dec. 31, 2023 |
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | $ 575,643 | $ 501,095 |
Financing Receivable, Recorded Investment, Total Loans | 575,643 | 501,095 |
Financing Receivable, Recorded Investment, Total 90 Days Past Due Still Accruing | 49 | 147 |
Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 2,696 | 2,316 |
Financing Receivable, Recorded Investment, Total Loans | 2,696 | 2,316 |
Financia lAsset Not Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Total Current | 572,947 | 498,779 |
Commercial and Industrial Sector [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 79,768 | 82,483 |
Financing Receivable, Recorded Investment, Total Loans | 79,768 | 82,483 |
Financing Receivable, Recorded Investment, Total 90 Days Past Due Still Accruing | 0 | 0 |
Commercial and Industrial Sector [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 634 | 30 |
Financing Receivable, Recorded Investment, Total Loans | 634 | 30 |
Commercial and Industrial Sector [Member] | Financia lAsset Not Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Total Current | 79,134 | 82,453 |
Consumer Portfolio Segment [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 626 | 900 |
Financing Receivable, Recorded Investment, Total Loans | 626 | 900 |
Financing Receivable, Recorded Investment, Total 90 Days Past Due Still Accruing | 0 | 0 |
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 |
Financing Receivable, Recorded Investment, Total Loans | 0 | 0 |
Consumer Portfolio Segment [Member] | Financia lAsset Not Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Total Current | 626 | 900 |
Residential Mortgage [Member] | Real Estate Sector [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 9,177 | 8,181 |
Financing Receivable, Recorded Investment, Total Loans | 9,177 | 8,181 |
Financing Receivable, Recorded Investment, Total 90 Days Past Due Still Accruing | 0 | 0 |
Residential Mortgage [Member] | Real Estate Sector [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 0 | 93 |
Financing Receivable, Recorded Investment, Total Loans | 0 | 93 |
Residential Mortgage [Member] | Real Estate Sector [Member] | Financia lAsset Not Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Total Current | 9,177 | 8,088 |
Commercial Real Estate [Member] | Real Estate Sector [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 67,232 | 68,792 |
Financing Receivable, Recorded Investment, Total Loans | 67,232 | 68,792 |
Financing Receivable, Recorded Investment, Total 90 Days Past Due Still Accruing | 0 | 0 |
Commercial Real Estate [Member] | Real Estate Sector [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 |
Financing Receivable, Recorded Investment, Total Loans | 0 | 0 |
Commercial Real Estate [Member] | Real Estate Sector [Member] | Financia lAsset Not Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Total Current | 67,232 | 68,792 |
Construction Loans [Member] | Real Estate Sector [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 37,367 | 44,663 |
Financing Receivable, Recorded Investment, Total Loans | 37,367 | 44,663 |
Financing Receivable, Recorded Investment, Total 90 Days Past Due Still Accruing | 0 | 0 |
Construction Loans [Member] | Real Estate Sector [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 |
Financing Receivable, Recorded Investment, Total Loans | 0 | 0 |
Construction Loans [Member] | Real Estate Sector [Member] | Financia lAsset Not Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Total Current | 37,367 | 44,663 |
SBA [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 342,683 | 268,908 |
Financing Receivable, Recorded Investment, Total Loans | 342,683 | 268,908 |
Financing Receivable, Recorded Investment, Total 90 Days Past Due Still Accruing | 0 | 0 |
SBA [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 1,211 | 1,167 |
Financing Receivable, Recorded Investment, Total Loans | 1,211 | 1,167 |
SBA [Member] | Financia lAsset Not Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Total Current | 341,472 | 267,741 |
USDA [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 2,123 | 2,124 |
Financing Receivable, Recorded Investment, Total Loans | 2,123 | 2,124 |
Financing Receivable, Recorded Investment, Total 90 Days Past Due Still Accruing | 0 | 0 |
USDA [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 |
Financing Receivable, Recorded Investment, Total Loans | 0 | 0 |
USDA [Member] | Financia lAsset Not Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Total Current | 2,123 | 2,124 |
Factored Receivables [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 36,667 | 25,044 |
Financing Receivable, Recorded Investment, Total Loans | 36,667 | 25,044 |
Financing Receivable, Recorded Investment, Total 90 Days Past Due Still Accruing | 49 | 147 |
Factored Receivables [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 851 | 1,026 |
Financing Receivable, Recorded Investment, Total Loans | 851 | 1,026 |
Factored Receivables [Member] | Financia lAsset Not Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Total Current | 35,816 | 24,018 |
Financial Asset, 30 to 89 Days Past Due [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 1,729 | 1,002 |
Financing Receivable, Recorded Investment, Total Loans | 1,729 | 1,002 |
Financial Asset, 30 to 89 Days Past Due [Member] | Commercial and Industrial Sector [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 30 | 30 |
Financing Receivable, Recorded Investment, Total Loans | 30 | 30 |
Financial Asset, 30 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 |
Financing Receivable, Recorded Investment, Total Loans | 0 | 0 |
Financial Asset, 30 to 89 Days Past Due [Member] | Residential Mortgage [Member] | Real Estate Sector [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 0 | 93 |
Financing Receivable, Recorded Investment, Total Loans | 0 | 93 |
Financial Asset, 30 to 89 Days Past Due [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 |
Financing Receivable, Recorded Investment, Total Loans | 0 | 0 |
Financial Asset, 30 to 89 Days Past Due [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 |
Financing Receivable, Recorded Investment, Total Loans | 0 | 0 |
Financial Asset, 30 to 89 Days Past Due [Member] | SBA [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 897 | 0 |
Financing Receivable, Recorded Investment, Total Loans | 897 | 0 |
Financial Asset, 30 to 89 Days Past Due [Member] | USDA [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 |
Financing Receivable, Recorded Investment, Total Loans | 0 | 0 |
Financial Asset, 30 to 89 Days Past Due [Member] | Factored Receivables [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 802 | 879 |
Financing Receivable, Recorded Investment, Total Loans | 802 | 879 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 967 | 1,314 |
Financing Receivable, Recorded Investment, Total Loans | 967 | 1,314 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial and Industrial Sector [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 604 | 0 |
Financing Receivable, Recorded Investment, Total Loans | 604 | 0 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 |
Financing Receivable, Recorded Investment, Total Loans | 0 | 0 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Mortgage [Member] | Real Estate Sector [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 |
Financing Receivable, Recorded Investment, Total Loans | 0 | 0 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 |
Financing Receivable, Recorded Investment, Total Loans | 0 | 0 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 |
Financing Receivable, Recorded Investment, Total Loans | 0 | 0 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | SBA [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 314 | 1,167 |
Financing Receivable, Recorded Investment, Total Loans | 314 | 1,167 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | USDA [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 |
Financing Receivable, Recorded Investment, Total Loans | 0 | 0 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Factored Receivables [Member] | Financial Asset, Past Due [Member] | ||
Financing Receivable, Past Due [Line Items] | ||
Financing Receivable, Recorded Investment, Past Due | 49 | 147 |
Financing Receivable, Recorded Investment, Total Loans | $ 49 | $ 147 |
Loans and Allowance for Credi_6
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended | ||
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023 | |
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | $ 501,095 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | $ 575,643 | $ 575,643 | 501,095 | ||
Current period gross write-offs | 1,180 | ||||
Current period gross write-offs | 212 | $ 518 | 625 | $ 626 | |
Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 1,917 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 2,266 | 2,266 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 86,993 | 86,993 | |||
Current period gross write-offs | 357 | ||||
Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 120,981 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 121,786 | 121,786 | |||
Current period gross write-offs | 510 | ||||
Current period gross write-offs | 207 | ||||
Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 123,440 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 128,083 | 128,083 | |||
Current period gross write-offs | 342 | ||||
Current period gross write-offs | 5 | ||||
Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 103,989 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 95,967 | 95,967 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 45,019 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 40,463 | 40,463 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 65,257 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 100,085 | 100,085 | |||
Current period gross write-offs | 270 | ||||
Current period gross write-offs | 56 | ||||
Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 40,492 | ||||
Current period gross write-offs | 58 | ||||
Commercial and Industrial Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 82,483 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 79,768 | 79,768 | 82,483 | ||
Current period gross write-offs | 214 | ||||
Current period gross write-offs | 0 | ||||
Commercial and Industrial Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 1,847 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 2,206 | 2,206 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Commercial and Industrial Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 3,166 | 3,166 | |||
Current period gross write-offs | 0 | ||||
Commercial and Industrial Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 14,632 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 13,651 | 13,651 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Commercial and Industrial Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 24,542 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 23,331 | 23,331 | |||
Current period gross write-offs | 214 | ||||
Current period gross write-offs | 0 | ||||
Commercial and Industrial Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 16,968 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 15,889 | 15,889 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Commercial and Industrial Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 8,208 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 7,664 | 7,664 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Commercial and Industrial Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 11,057 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 13,861 | 13,861 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Commercial and Industrial Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 5,229 | ||||
Current period gross write-offs | 0 | ||||
Consumer Portfolio Segment [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 900 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 626 | 626 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Consumer Portfolio Segment [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 70 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 60 | 60 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Consumer Portfolio Segment [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 22 | 22 | |||
Current period gross write-offs | 0 | ||||
Consumer Portfolio Segment [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 275 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 113 | 113 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Consumer Portfolio Segment [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 128 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 108 | 108 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Consumer Portfolio Segment [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 188 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 177 | 177 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Consumer Portfolio Segment [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 52 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Consumer Portfolio Segment [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 93 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 146 | 146 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Consumer Portfolio Segment [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 94 | ||||
Current period gross write-offs | 0 | ||||
Residential Real Estate [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 8,181 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 9,177 | 9,177 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Residential Real Estate [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 308 | 308 | |||
Current period gross write-offs | 0 | ||||
Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 470 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 470 | 470 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 4,679 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 4,684 | 4,684 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 1,944 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 2,052 | 2,052 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 754 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 920 | 920 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 334 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 743 | 743 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Current period gross write-offs | 0 | ||||
Commercial Real Estate [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 68,792 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 67,232 | 67,232 | 68,792 | ||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | 0 | 0 | 0 | |
Commercial Real Estate [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 4,712 | 4,712 | |||
Current period gross write-offs | 0 | ||||
Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 13,330 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 6,756 | 6,756 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 10,920 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 12,437 | 12,437 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 18,970 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 18,702 | 18,702 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 4,917 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 4,436 | 4,436 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 11,718 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 20,189 | 20,189 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 8,937 | ||||
Current period gross write-offs | 0 | ||||
Construction Loans [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 44,663 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 37,367 | 37,367 | 44,663 | ||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | 0 | 0 | 0 | |
Construction Loans [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 7,591 | 7,591 | |||
Current period gross write-offs | 0 | ||||
Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 21,358 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 12,672 | 12,672 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 23,305 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 17,104 | 17,104 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Construction Loans [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Current period gross write-offs | 0 | ||||
SBA 7(a) [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 227,002 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 265,001 | 265,001 | |||
Current period gross write-offs | 328 | ||||
Current period gross write-offs | 56 | ||||
SBA 7(a) [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
SBA 7(a) [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 26,058 | 26,058 | |||
Current period gross write-offs | 0 | ||||
SBA 7(a) [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 41,686 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 60,948 | 60,948 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
SBA 7(a) [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 51,311 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 51,723 | 51,723 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
SBA 7(a) [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 59,164 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 56,511 | 56,511 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
SBA 7(a) [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 23,576 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 21,441 | 21,441 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
SBA 7(a) [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 31,643 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 48,320 | 48,320 | |||
Current period gross write-offs | 270 | ||||
Current period gross write-offs | 56 | ||||
SBA 7(a) [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 19,622 | ||||
Current period gross write-offs | 58 | ||||
SBA 504 [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 41,906 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 77,682 | 77,682 | 41,906 | ||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
SBA 504 [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
SBA 504 [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 8,469 | 8,469 | |||
Current period gross write-offs | 0 | ||||
SBA 504 [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 4,186 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 27,176 | 27,176 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
SBA 504 [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 7,235 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 17,373 | 17,373 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
SBA 504 [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 6,755 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 2,636 | 2,636 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
SBA 504 [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 7,512 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 6,002 | 6,002 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
SBA 504 [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 9,608 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 16,026 | 16,026 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
SBA 504 [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 6,610 | ||||
Current period gross write-offs | 0 | ||||
USDA [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 2,124 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 2,123 | 2,123 | 2,124 | ||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | $ 0 | 0 | $ 0 | |
USDA [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
USDA [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
USDA [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
USDA [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 1,320 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 1,323 | 1,323 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
USDA [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
USDA [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
USDA [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 804 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 800 | 800 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
USDA [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Current period gross write-offs | 0 | ||||
Factored Receivables [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 25,044 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 36,667 | 36,667 | 25,044 | ||
Current period gross write-offs | 638 | ||||
Current period gross write-offs | 569 | ||||
Factored Receivables [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Factored Receivables [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 36,667 | 36,667 | |||
Current period gross write-offs | 357 | ||||
Factored Receivables [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 25,044 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Current period gross write-offs | 510 | ||||
Current period gross write-offs | 207 | ||||
Factored Receivables [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Current period gross write-offs | 128 | ||||
Current period gross write-offs | 5 | ||||
Factored Receivables [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Factored Receivables [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Factored Receivables [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Current period gross write-offs | 0 | ||||
Current period gross write-offs | 0 | ||||
Factored Receivables [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Current period gross write-offs | 0 | ||||
Pass [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 458,764 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 543,900 | 543,900 | |||
Pass [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 1,917 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 2,266 | 2,266 | |||
Pass [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 86,168 | 86,168 | |||
Pass [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 120,232 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 117,548 | 117,548 | |||
Pass [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 119,034 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 115,214 | 115,214 | |||
Pass [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 93,727 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 93,955 | 93,955 | |||
Pass [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 35,950 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 38,930 | 38,930 | |||
Pass [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 54,252 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 89,819 | 89,819 | |||
Pass [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 33,652 | ||||
Pass [Member] | Commercial and Industrial Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 79,329 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 75,243 | 75,243 | |||
Pass [Member] | Commercial and Industrial Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 1,847 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 2,206 | 2,206 | |||
Pass [Member] | Commercial and Industrial Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 3,166 | 3,166 | |||
Pass [Member] | Commercial and Industrial Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 14,632 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 12,147 | 12,147 | |||
Pass [Member] | Commercial and Industrial Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 23,938 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 22,727 | 22,727 | |||
Pass [Member] | Commercial and Industrial Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 16,625 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 15,563 | 15,563 | |||
Pass [Member] | Commercial and Industrial Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 7,769 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 7,249 | 7,249 | |||
Pass [Member] | Commercial and Industrial Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 9,289 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 12,185 | 12,185 | |||
Pass [Member] | Commercial and Industrial Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 5,229 | ||||
Pass [Member] | Consumer Portfolio Segment [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 900 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 626 | 626 | |||
Pass [Member] | Consumer Portfolio Segment [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 70 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 60 | 60 | |||
Pass [Member] | Consumer Portfolio Segment [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 22 | 22 | |||
Pass [Member] | Consumer Portfolio Segment [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 275 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 113 | 113 | |||
Pass [Member] | Consumer Portfolio Segment [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 128 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 108 | 108 | |||
Pass [Member] | Consumer Portfolio Segment [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 188 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 177 | 177 | |||
Pass [Member] | Consumer Portfolio Segment [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 52 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Pass [Member] | Consumer Portfolio Segment [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 93 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 146 | 146 | |||
Pass [Member] | Consumer Portfolio Segment [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 94 | ||||
Pass [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 8,054 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 8,746 | 8,746 | |||
Pass [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Pass [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Pass [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 470 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 470 | 470 | |||
Pass [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 4,679 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 4,684 | 4,684 | |||
Pass [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 1,944 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 2,052 | 2,052 | |||
Pass [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 754 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 920 | 920 | |||
Pass [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 207 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 620 | 620 | |||
Pass [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Pass [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 68,792 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 67,232 | 67,232 | |||
Pass [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Pass [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 4,712 | 4,712 | |||
Pass [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 13,330 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 6,756 | 6,756 | |||
Pass [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 10,920 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 12,437 | 12,437 | |||
Pass [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 18,970 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 18,702 | 18,702 | |||
Pass [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 4,917 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 4,436 | 4,436 | |||
Pass [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 11,718 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 20,189 | 20,189 | |||
Pass [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 8,937 | ||||
Pass [Member] | Construction Loans [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 44,663 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 37,367 | 37,367 | |||
Pass [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Pass [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 7,591 | 7,591 | |||
Pass [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 21,358 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 12,672 | 12,672 | |||
Pass [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 23,305 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 17,104 | 17,104 | |||
Pass [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Pass [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Pass [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Pass [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Pass [Member] | SBA 7(a) [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 187,952 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 250,888 | 250,888 | |||
Pass [Member] | SBA 7(a) [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Pass [Member] | SBA 7(a) [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 25,541 | 25,541 | |||
Pass [Member] | SBA 7(a) [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 40,937 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 58,214 | 58,214 | |||
Pass [Member] | SBA 7(a) [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 47,509 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 48,130 | 48,130 | |||
Pass [Member] | SBA 7(a) [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 49,245 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 54,825 | 54,825 | |||
Pass [Member] | SBA 7(a) [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 14,946 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 20,323 | 20,323 | |||
Pass [Member] | SBA 7(a) [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 22,533 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 43,855 | 43,855 | |||
Pass [Member] | SBA 7(a) [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 12,782 | ||||
Pass [Member] | SBA 504 [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 41,906 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 66,331 | 66,331 | |||
Pass [Member] | SBA 504 [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Pass [Member] | SBA 504 [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 8,469 | 8,469 | |||
Pass [Member] | SBA 504 [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 4,186 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 27,176 | 27,176 | |||
Pass [Member] | SBA 504 [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 7,235 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 10,024 | 10,024 | |||
Pass [Member] | SBA 504 [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 6,755 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 2,636 | 2,636 | |||
Pass [Member] | SBA 504 [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 7,512 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 6,002 | 6,002 | |||
Pass [Member] | SBA 504 [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 9,608 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 12,024 | 12,024 | |||
Pass [Member] | SBA 504 [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 6,610 | ||||
Pass [Member] | USDA [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 2,124 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 800 | 800 | |||
Pass [Member] | USDA [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Pass [Member] | USDA [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Pass [Member] | USDA [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Pass [Member] | USDA [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 1,320 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Pass [Member] | USDA [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Pass [Member] | USDA [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Pass [Member] | USDA [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 804 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 800 | 800 | |||
Pass [Member] | USDA [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Pass [Member] | Factored Receivables [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 25,044 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 36,667 | 36,667 | |||
Pass [Member] | Factored Receivables [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Pass [Member] | Factored Receivables [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 36,667 | 36,667 | |||
Pass [Member] | Factored Receivables [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 25,044 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Pass [Member] | Factored Receivables [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Pass [Member] | Factored Receivables [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Pass [Member] | Factored Receivables [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Pass [Member] | Factored Receivables [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Pass [Member] | Factored Receivables [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Pass-Watch [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 32,587 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 8,209 | 8,209 | |||
Pass-Watch [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Pass-Watch [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 749 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 3,813 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 7,546 | 7,546 | |||
Pass-Watch [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 9,686 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 85 | 85 | |||
Pass-Watch [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 7,368 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 5,704 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 578 | 578 | |||
Pass-Watch [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 5,267 | ||||
Pass-Watch [Member] | Commercial and Industrial Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 1,178 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Pass-Watch [Member] | Commercial and Industrial Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Pass-Watch [Member] | Commercial and Industrial Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Commercial and Industrial Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Commercial and Industrial Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 604 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Commercial and Industrial Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 343 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Commercial and Industrial Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 231 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Commercial and Industrial Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Commercial and Industrial Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Pass-Watch [Member] | Consumer Portfolio Segment [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Pass-Watch [Member] | Consumer Portfolio Segment [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Pass-Watch [Member] | Consumer Portfolio Segment [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Consumer Portfolio Segment [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Consumer Portfolio Segment [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Consumer Portfolio Segment [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Consumer Portfolio Segment [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Consumer Portfolio Segment [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Consumer Portfolio Segment [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Pass-Watch [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Pass-Watch [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Pass-Watch [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Pass-Watch [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Pass-Watch [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Pass-Watch [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Pass-Watch [Member] | Construction Loans [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Pass-Watch [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Pass-Watch [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Pass-Watch [Member] | SBA 7(a) [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 31,409 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 860 | 860 | |||
Pass-Watch [Member] | SBA 7(a) [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Pass-Watch [Member] | SBA 7(a) [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | SBA 7(a) [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 749 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | SBA 7(a) [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 3,209 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 197 | 197 | |||
Pass-Watch [Member] | SBA 7(a) [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 9,343 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 85 | 85 | |||
Pass-Watch [Member] | SBA 7(a) [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 7,137 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | SBA 7(a) [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 5,704 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 578 | 578 | |||
Pass-Watch [Member] | SBA 7(a) [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 5,267 | ||||
Pass-Watch [Member] | SBA 504 [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 7,349 | 7,349 | |||
Pass-Watch [Member] | SBA 504 [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Pass-Watch [Member] | SBA 504 [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | SBA 504 [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | SBA 504 [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 7,349 | 7,349 | |||
Pass-Watch [Member] | SBA 504 [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | SBA 504 [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | SBA 504 [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | SBA 504 [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Pass-Watch [Member] | USDA [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Pass-Watch [Member] | USDA [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Pass-Watch [Member] | USDA [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | USDA [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | USDA [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | USDA [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | USDA [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | USDA [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | USDA [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Pass-Watch [Member] | Factored Receivables [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Pass-Watch [Member] | Factored Receivables [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Pass-Watch [Member] | Factored Receivables [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Factored Receivables [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Factored Receivables [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Factored Receivables [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Factored Receivables [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Factored Receivables [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Pass-Watch [Member] | Factored Receivables [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Special Mention [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 5,834 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 4,697 | 4,697 | |||
Special Mention [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Special Mention [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 1,035 | 1,035 | |||
Special Mention [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 127 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 2,125 | 2,125 | |||
Special Mention [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 576 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 390 | 390 | |||
Special Mention [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 1,364 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 293 | 293 | |||
Special Mention [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 2,550 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 854 | 854 | |||
Special Mention [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 1,217 | ||||
Special Mention [Member] | Commercial and Industrial Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Special Mention [Member] | Commercial and Industrial Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Special Mention [Member] | Commercial and Industrial Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Commercial and Industrial Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Commercial and Industrial Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Commercial and Industrial Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Commercial and Industrial Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Commercial and Industrial Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Commercial and Industrial Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Special Mention [Member] | Consumer Portfolio Segment [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Special Mention [Member] | Consumer Portfolio Segment [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Special Mention [Member] | Consumer Portfolio Segment [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Consumer Portfolio Segment [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Consumer Portfolio Segment [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Consumer Portfolio Segment [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Consumer Portfolio Segment [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Consumer Portfolio Segment [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Consumer Portfolio Segment [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Special Mention [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Special Mention [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Special Mention [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Special Mention [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Special Mention [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Special Mention [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Special Mention [Member] | Construction Loans [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Special Mention [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Special Mention [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Special Mention [Member] | SBA 7(a) [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 5,834 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 4,060 | 4,060 | |||
Special Mention [Member] | SBA 7(a) [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Special Mention [Member] | SBA 7(a) [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | SBA 7(a) [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 1,035 | 1,035 | |||
Special Mention [Member] | SBA 7(a) [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 127 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 2,125 | 2,125 | |||
Special Mention [Member] | SBA 7(a) [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 576 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 390 | 390 | |||
Special Mention [Member] | SBA 7(a) [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 1,364 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 293 | 293 | |||
Special Mention [Member] | SBA 7(a) [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 2,550 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 217 | 217 | |||
Special Mention [Member] | SBA 7(a) [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 1,217 | ||||
Special Mention [Member] | SBA 504 [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 637 | 637 | |||
Special Mention [Member] | SBA 504 [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Special Mention [Member] | SBA 504 [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | SBA 504 [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | SBA 504 [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | SBA 504 [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | SBA 504 [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | SBA 504 [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 637 | 637 | |||
Special Mention [Member] | SBA 504 [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Special Mention [Member] | USDA [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Special Mention [Member] | USDA [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Special Mention [Member] | USDA [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | USDA [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | USDA [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | USDA [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | USDA [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | USDA [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | USDA [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Special Mention [Member] | Factored Receivables [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Special Mention [Member] | Factored Receivables [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Special Mention [Member] | Factored Receivables [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Factored Receivables [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Factored Receivables [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Factored Receivables [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Factored Receivables [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Factored Receivables [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Special Mention [Member] | Factored Receivables [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Substandard [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 3,761 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 18,063 | 18,063 | |||
Substandard [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Substandard [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 825 | 825 | |||
Substandard [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 3,203 | 3,203 | |||
Substandard [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 466 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 2,507 | 2,507 | |||
Substandard [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 1,537 | 1,537 | |||
Substandard [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 244 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 1,157 | 1,157 | |||
Substandard [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 2,695 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 8,834 | 8,834 | |||
Substandard [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 356 | ||||
Substandard [Member] | Commercial and Industrial Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 1,883 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 3,838 | 3,838 | |||
Substandard [Member] | Commercial and Industrial Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Substandard [Member] | Commercial and Industrial Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Commercial and Industrial Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 1,504 | 1,504 | |||
Substandard [Member] | Commercial and Industrial Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Commercial and Industrial Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 326 | 326 | |||
Substandard [Member] | Commercial and Industrial Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 115 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 332 | 332 | |||
Substandard [Member] | Commercial and Industrial Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 1,768 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 1,676 | 1,676 | |||
Substandard [Member] | Commercial and Industrial Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Substandard [Member] | Consumer Portfolio Segment [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Substandard [Member] | Consumer Portfolio Segment [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Substandard [Member] | Consumer Portfolio Segment [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Consumer Portfolio Segment [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Consumer Portfolio Segment [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Consumer Portfolio Segment [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Consumer Portfolio Segment [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Consumer Portfolio Segment [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 127 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 431 | 431 | |||
Substandard [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Substandard [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 308 | 308 | |||
Substandard [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 127 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 123 | 123 | |||
Substandard [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Substandard [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Substandard [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Substandard [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Substandard [Member] | Construction Loans [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Substandard [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Substandard [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Substandard [Member] | SBA 7(a) [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 1,751 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 9,106 | 9,106 | |||
Substandard [Member] | SBA 7(a) [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Substandard [Member] | SBA 7(a) [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 517 | 517 | |||
Substandard [Member] | SBA 7(a) [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 1,699 | 1,699 | |||
Substandard [Member] | SBA 7(a) [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 466 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 1,184 | 1,184 | |||
Substandard [Member] | SBA 7(a) [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 1,211 | 1,211 | |||
Substandard [Member] | SBA 7(a) [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 129 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 825 | 825 | |||
Substandard [Member] | SBA 7(a) [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 800 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 3,670 | 3,670 | |||
Substandard [Member] | SBA 7(a) [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 356 | ||||
Substandard [Member] | SBA 504 [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 3,365 | 3,365 | |||
Substandard [Member] | SBA 504 [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Substandard [Member] | SBA 504 [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | SBA 504 [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | SBA 504 [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | SBA 504 [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | SBA 504 [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | SBA 504 [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 3,365 | 3,365 | |||
Substandard [Member] | SBA 504 [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Substandard [Member] | USDA [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 1,323 | 1,323 | |||
Substandard [Member] | USDA [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Substandard [Member] | USDA [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | USDA [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | USDA [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 1,323 | 1,323 | |||
Substandard [Member] | USDA [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | USDA [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | USDA [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | USDA [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Substandard [Member] | Factored Receivables [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Substandard [Member] | Factored Receivables [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Substandard [Member] | Factored Receivables [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Factored Receivables [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Factored Receivables [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Factored Receivables [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Factored Receivables [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Factored Receivables [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Substandard [Member] | Factored Receivables [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Doubtful [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 93 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 774 | 774 | |||
Doubtful [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Doubtful [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 691 | 691 | |||
Doubtful [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 93 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 83 | 83 | |||
Doubtful [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Doubtful [Member] | Commercial and Industrial Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 93 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 687 | 687 | |||
Doubtful [Member] | Commercial and Industrial Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Doubtful [Member] | Commercial and Industrial Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Commercial and Industrial Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Commercial and Industrial Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 604 | 604 | |||
Doubtful [Member] | Commercial and Industrial Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Commercial and Industrial Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 93 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 83 | 83 | |||
Doubtful [Member] | Commercial and Industrial Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Commercial and Industrial Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Doubtful [Member] | Consumer Portfolio Segment [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Doubtful [Member] | Consumer Portfolio Segment [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Doubtful [Member] | Consumer Portfolio Segment [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Consumer Portfolio Segment [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Consumer Portfolio Segment [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Consumer Portfolio Segment [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Consumer Portfolio Segment [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Consumer Portfolio Segment [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Consumer Portfolio Segment [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Doubtful [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Doubtful [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Doubtful [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Residential Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Doubtful [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Doubtful [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Doubtful [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Commercial Real Estate [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Doubtful [Member] | Construction Loans [Member] | Real Estate Sector [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Doubtful [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Doubtful [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Construction Loans [Member] | Real Estate Sector [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Doubtful [Member] | SBA 7(a) [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 87 | 87 | |||
Doubtful [Member] | SBA 7(a) [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Doubtful [Member] | SBA 7(a) [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | SBA 7(a) [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | SBA 7(a) [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 87 | 87 | |||
Doubtful [Member] | SBA 7(a) [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | SBA 7(a) [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | SBA 7(a) [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | SBA 7(a) [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Doubtful [Member] | SBA 504 [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Doubtful [Member] | SBA 504 [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Doubtful [Member] | SBA 504 [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | SBA 504 [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | SBA 504 [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | SBA 504 [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | SBA 504 [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | SBA 504 [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | SBA 504 [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Doubtful [Member] | USDA [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Doubtful [Member] | USDA [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Doubtful [Member] | USDA [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | USDA [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | USDA [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | USDA [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | USDA [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | USDA [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | USDA [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Doubtful [Member] | Factored Receivables [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Doubtful [Member] | Factored Receivables [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Doubtful [Member] | Factored Receivables [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Factored Receivables [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Factored Receivables [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Factored Receivables [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Factored Receivables [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Factored Receivables [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Doubtful [Member] | Factored Receivables [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Loss [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 56 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Loss [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Loss [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Loss [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Loss [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Loss [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Loss [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Loss [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 56 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | 0 | 0 | |||
Loss [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Loss [Member] | SBA 7(a) [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 56 | ||||
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss | 0 | 0 | |||
Loss [Member] | SBA 7(a) [Member] | Revolving Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Revolving | 0 | 0 | |||
Loss [Member] | SBA 7(a) [Member] | Origination Year 2024 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | 0 | |||
Loss [Member] | SBA 7(a) [Member] | Origination Year 2023 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year | 0 | 0 | |||
Loss [Member] | SBA 7(a) [Member] | Origination Year 2022 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year | 0 | 0 | |||
Loss [Member] | SBA 7(a) [Member] | Origination Year 2021 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year | 0 | 0 | |||
Loss [Member] | SBA 7(a) [Member] | Origination Year 2020 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 0 | ||||
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year | 0 | 0 | |||
Loss [Member] | SBA 7(a) [Member] | Origination Year Prior [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | 56 | ||||
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year | $ 0 | $ 0 | |||
Loss [Member] | SBA 7(a) [Member] | Origination Year 2019 [Member] | Term Loans [Member] | |||||
Loans and Allowance for Credit Losses (Details) - Financing Receivable Cost Basis Of Loans [Line Items] | |||||
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year | $ 0 |
Loans and Allowance for Credi_7
Loans and Allowance for Credit Losses (Details) - Financing Receivable, Allowance for Credit Loss - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | |
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Beginning Balance | $ 6,730 | $ 5,873 | $ 6,308 | $ 4,513 |
Impact of adoption ASC 326 | 1,390 | |||
Provision for credit losses | 1,622 | 717 | 2,395 | 760 |
Charge-offs | (212) | (518) | (625) | (626) |
Recoveries | 136 | 66 | 198 | 101 |
Net charge-offs | (76) | (452) | (427) | (525) |
Ending balance | 8,276 | 6,138 | 8,276 | 6,138 |
Commercial and Industrial Sector [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Beginning Balance | 2,231 | 2,344 | 2,495 | 1,302 |
Impact of adoption ASC 326 | 1,042 | |||
Provision for credit losses | 203 | 110 | (61) | 110 |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net charge-offs | 0 | 0 | 0 | 0 |
Ending balance | 2,434 | 2,454 | 2,434 | 2,454 |
Consumer Portfolio Segment [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Beginning Balance | 15 | 27 | 18 | 14 |
Impact of adoption ASC 326 | 13 | |||
Provision for credit losses | (1) | (6) | (4) | (6) |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net charge-offs | 0 | 0 | 0 | 0 |
Ending balance | 14 | 21 | 14 | 21 |
SBA [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Beginning Balance | 2,814 | 2,160 | 2,484 | 1,505 |
Impact of adoption ASC 326 | 651 | |||
Provision for credit losses | 1,372 | 484 | 1,745 | 484 |
Charge-offs | 0 | (328) | (56) | (328) |
Recoveries | 17 | 13 | 30 | 17 |
Net charge-offs | 17 | (315) | (26) | (311) |
Ending balance | 4,203 | 2,329 | 4,203 | 2,329 |
USDA [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Beginning Balance | 22 | 18 | 19 | 51 |
Impact of adoption ASC 326 | (33) | |||
Provision for credit losses | 0 | 0 | 3 | 0 |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net charge-offs | 0 | 0 | 0 | 0 |
Ending balance | 22 | 18 | 22 | 18 |
Other Financing Receivable [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Beginning Balance | 669 | 574 | 462 | 608 |
Impact of adoption ASC 326 | 0 | |||
Provision for credit losses | 67 | 158 | 582 | 201 |
Charge-offs | (212) | (190) | (569) | (298) |
Recoveries | 119 | 53 | 168 | 84 |
Net charge-offs | (93) | (137) | (401) | (214) |
Ending balance | 643 | 595 | 643 | 595 |
Real Estate Sector [Member] | Residential Mortgage [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Beginning Balance | 91 | 47 | 71 | 79 |
Impact of adoption ASC 326 | (32) | |||
Provision for credit losses | (1) | 10 | 19 | 10 |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net charge-offs | 0 | 0 | 0 | 0 |
Ending balance | 90 | 57 | 90 | 57 |
Real Estate Sector [Member] | Commercial Real Estate [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Beginning Balance | 746 | 591 | 616 | 899 |
Impact of adoption ASC 326 | (308) | |||
Provision for credit losses | (64) | 22 | 66 | 22 |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net charge-offs | 0 | 0 | 0 | 0 |
Ending balance | 682 | 613 | 682 | 613 |
Real Estate Sector [Member] | Construction Loans [Member] | ||||
Financing Receivable, Allowance for Credit Loss [Line Items] | ||||
Beginning Balance | 142 | 112 | 143 | 55 |
Impact of adoption ASC 326 | 57 | |||
Provision for credit losses | 46 | (61) | 45 | (61) |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net charge-offs | 0 | 0 | 0 | 0 |
Ending balance | $ 188 | $ 51 | $ 188 | $ 51 |
Leases (Details)
Leases (Details) - USD ($) $ in Thousands | Jun. 30, 2024 | Dec. 31, 2023 |
Property, Plant and Equipment [Abstract] | ||
Operating Lease, Right-of-Use Asset | $ 2,200 | $ 2,600 |
Operating Lease, Liability | $ 2,293 | $ 2,700 |
Operating Lease, Weighted Average Remaining Lease Term | 62 months | |
Operating Lease, Weighted Average Discount Rate, Percent | 4.03% |
Leases (Details) - Lessee, Oper
Leases (Details) - Lessee, Operating Lease, Liability, to be Paid, Maturity - USD ($) $ in Thousands | Jun. 30, 2024 | Dec. 31, 2023 |
Lessee Operating Lease Liability To Be Paid Maturity Abstract | ||
2024 | $ 367 | |
2025 | 769 | |
2026 | 509 | |
2027 | 228 | |
2028 | 178 | |
2029 and thereafter | 524 | |
Total minimum rental payments | 2,575 | |
Less: Interest | (282) | |
Present value of lease liabilities | $ 2,293 | $ 2,700 |
Leases (Details) - Lessor, Oper
Leases (Details) - Lessor, Operating Lease, Payment to be Received, Fiscal Year Maturity $ in Thousands | Jun. 30, 2024 USD ($) |
Lessor Operating Lease Payment To Be Received Fiscal Year Maturity Abstract | |
2024 | $ 178 |
2025 | 372 |
2026 | 303 |
2027 | 236 |
2028 | 122 |
2029 and thereafter | 148 |
Total minimum rental payments | $ 1,359 |
Goodwill and Core Deposit Int_3
Goodwill and Core Deposit Intangible (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | |
Goodwill and Core Deposit Intangible (Details) [Line Items] | ||||
Amortization of Intangible Assets | $ 52 | $ 52 | $ 105 | $ 105 |
Minimum [Member] | Core Deposits [Member] | ||||
Goodwill and Core Deposit Intangible (Details) [Line Items] | ||||
Finite-Lived Intangible Asset, Useful Life | 5 years | 5 years | ||
Maximum [Member] | Core Deposits [Member] | ||||
Goodwill and Core Deposit Intangible (Details) [Line Items] | ||||
Finite-Lived Intangible Asset, Useful Life | 12 years | 12 years |
Goodwill and Core Deposit Int_4
Goodwill and Core Deposit Intangible (Details) - Schedule of Intangible Assets and Goodwill - USD ($) $ in Thousands | Jun. 30, 2024 | Dec. 31, 2023 |
Goodwill and Core Deposit Intangible (Details) - Schedule of Intangible Assets and Goodwill [Line Items] | ||
Goodwill | $ 21,440 | $ 21,440 |
Core deposit intangible | 1,708 | 1,708 |
Core Deposits [Member] | ||
Goodwill and Core Deposit Intangible (Details) - Schedule of Intangible Assets and Goodwill [Line Items] | ||
Core deposit intangible | $ 254 | $ 359 |
Goodwill and Core Deposit Int_5
Goodwill and Core Deposit Intangible (Details) - Finite-lived Intangible Assets, Amortization Expense - USD ($) $ in Thousands | Jun. 30, 2024 | Dec. 31, 2023 |
Finite Lived Intangible Assets Amortization Expense Abstract | ||
Gross carrying basis | $ 1,708 | $ 1,708 |
Accumulated amortization | (1,454) | (1,349) |
Net carrying amount | $ 254 | $ 359 |
Goodwill and Core Deposit Int_6
Goodwill and Core Deposit Intangible (Details) - Schedule of Finite-Lived Intangible Assets, Future Amortization Expense - USD ($) $ in Thousands | Jun. 30, 2024 | Dec. 31, 2023 |
Schedule Of Finite Lived Intangible Assets Future Amortization Expense Abstract | ||
2024 | $ 105 | |
2025 | 149 | |
Total | $ 254 | $ 359 |
Deposits (Details) - Deposit Li
Deposits (Details) - Deposit Liabilities, Type - USD ($) $ in Thousands | Jun. 30, 2024 | Dec. 31, 2023 |
Deposit Liabilities Type Abstract | ||
Non-interest bearing demand | $ 63,671 | $ 68,433 |
Non-interest bearing demand, percentage | 10% | 13% |
Interest-bearing demand (NOW) | $ 4,439 | $ 4,295 |
Interest-bearing demand (NOW), percentage | 1% | 1% |
Money market accounts | $ 144,885 | $ 139,596 |
Money market accounts, percentage | 23% | 25% |
Savings accounts | $ 5,515 | $ 6,132 |
Savings accounts, percentage | 1% | 2% |
Time deposits | $ 400,573 | $ 308,435 |
Time deposits, percentage | 65% | 59% |
Total | $ 619,083 | $ 526,891 |
Total, percentage | 100% | 100% |
Borrowed Funds and Subordinat_2
Borrowed Funds and Subordinated Notes (Details) - USD ($) $ in Thousands | 6 Months Ended | 12 Months Ended | 56 Months Ended | 127 Months Ended | ||
Jun. 30, 2024 | Dec. 31, 2018 | Dec. 31, 2017 | Mar. 31, 2028 | Jul. 20, 2027 | Dec. 31, 2023 | |
Borrowed Funds and Subordinated Notes (Details) [Line Items] | ||||||
Debt Instrument, Collateral Amount | $ 20,100 | |||||
Short-Term Debt | $ 20,000 | $ 21,000 | ||||
Line of Credit Facility, Interest Rate During Period | 4.85% | |||||
Debt Instrument, Interest Rate, Stated Percentage | 10.70% | 10.78% | ||||
Subordinated Notes, Interest Rate | 9.93% | 10% | ||||
Federal Home Loan Bank Advances [Member] | ||||||
Borrowed Funds and Subordinated Notes (Details) [Line Items] | ||||||
Line of Credit Facility, Maximum Borrowing Capacity | $ 54,500 | |||||
Long-Term Line of Credit | 0 | $ 0 | ||||
Federal Reserve Bank Advances [Member] | ||||||
Borrowed Funds and Subordinated Notes (Details) [Line Items] | ||||||
Line of Credit Facility, Maximum Borrowing Capacity | 38,800 | |||||
Long-Term Line of Credit | $ 0 | 0 | ||||
Paycheck Protection Program Liquidity Facility [Member] | ||||||
Borrowed Funds and Subordinated Notes (Details) [Line Items] | ||||||
Short-Term Debt | $ 21,000 | |||||
Subordinated Debt [Member] | ||||||
Borrowed Funds and Subordinated Notes (Details) [Line Items] | ||||||
Proceeds from Issuance of Subordinated Long-Term Debt | $ 4,000 | $ 8,000 | ||||
Debt Instrument, Interest Rate Terms | interest rate of three-month CME Term SOFR plus a tenor spread adjustment of 0.26161% plus 4.348%, payable quarterly | interest rate of three-month CME Term SOFR plus a tenor spread adjustment of 0.26161% plus 5.125%, with interest payable quarterly | ||||
Debt Instrument, Basis Spread on Variable Rate | 4.348% | 5.125% | ||||
Debt Instrument, Maturity Date | Mar. 31, 2028 | Jul. 20, 2027 |
Benefit Plans (Details)
Benefit Plans (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | |
Benefit Plans (Details) [Line Items] | ||||
Defined Contribution Plan, Employer Discretionary Contribution Amount | $ 228 | $ 175 | $ 460 | $ 383 |
Matching of Employee's Contribution on the First 1% [Member] | ||||
Benefit Plans (Details) [Line Items] | ||||
Defined Contribution Plan, Employer Matching Contribution, Percent of Match | 100% | |||
Matching of Employee's Contribution on the First 5% [Member] | ||||
Benefit Plans (Details) [Line Items] | ||||
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay | 50% |
Income Taxes (Details)
Income Taxes (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | |||
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023 | |
Income Tax Disclosure [Abstract] | |||||
Income Tax Expense (Benefit) | $ 853 | $ 839 | $ 1,701 | $ 2,123 | |
Effective Income Tax Rate Reconciliation, Percent | 21.30% | 21.70% | 21.50% | 21.50% | |
Deferred Tax Assets, Net of Valuation Allowance | $ 1,200 | $ 1,200 | $ 889 |
Stock Compensation Plans (Detai
Stock Compensation Plans (Details) - USD ($) | 3 Months Ended | 6 Months Ended | 12 Months Ended | |||
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023 | Dec. 31, 2021 | |
Stock Compensation Plans (Details) [Line Items] | ||||||
Common Stock, Capital Shares Reserved for Future Issuance | 750,000 | 750,000 | ||||
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period | 10 years | |||||
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross | 210,000 | 40,000 | ||||
Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Grants in Period, Weighted Average Exercise Price (in Dollars per share) | $ 10 | |||||
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Grant Date Intrinsic Value (in Dollars per share) | $ 6.92 | |||||
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Net of Forfeitures | 0 | 0 | 0 | 0 | ||
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures in Period | 0 | 0 | 0 | 0 | ||
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number | 167,500 | 167,500 | 167,500 | |||
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price (in Dollars per share) | $ 5.51 | $ 5.51 | $ 5.51 | |||
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term | 2 years 10 months 13 days | 3 years 4 months 13 days | ||||
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value (in Dollars per share) | $ 1.98 | $ 1.98 | ||||
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested, Number of Shares | 167,500 | |||||
Share-Based Payment Arrangement, Expense (in Dollars) | $ 20,000 | $ 40,000 | ||||
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights | vesting over a three-year period from 2023 through 2025. | |||||
Restricted Stock [Member] | ||||||
Stock Compensation Plans (Details) [Line Items] | ||||||
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number | 78,000 | 78,000 | ||||
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term | 8 months 4 days | 1 year 2 months 4 days | ||||
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value (in Dollars per share) | $ 4.81 | |||||
Share-Based Payment Arrangement, Expense (in Dollars) | $ 21,000 | $ 55,000 | $ 42,000 | $ 110,000 | ||
Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount (in Dollars) | $ 56,000 | $ 56,000 |
Commitments and Contingencies_2
Commitments and Contingencies (Details) - USD ($) $ in Thousands | Jun. 30, 2024 | Dec. 31, 2023 |
Commitments and Contingencies Disclosure [Abstract] | ||
Security Deposit | $ 250 | $ 250 |
Commitments and Contingencies_3
Commitments and Contingencies (Details) - Schedule of Line of Credit Facilities - USD ($) $ in Thousands | Jun. 30, 2024 | Dec. 31, 2023 |
Line of Credit Facility [Line Items] | ||
Loan commitments | $ 66,998 | $ 45,905 |
Line of Credit [Member] | ||
Line of Credit Facility [Line Items] | ||
Undisbursed loan commitments | 66,836 | 45,743 |
Standby Letters of Credit [Member] | ||
Line of Credit Facility [Line Items] | ||
Loan commitments | $ 162 | $ 162 |
Commitments and Contingencies_4
Commitments and Contingencies (Details) - Schedule of Fair Value, Off-Balance-Sheet Risks - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | |
Schedule Of Fair Value Off Balance Sheet Risks Abstract | ||||
Balance | $ 336 | $ 273 | $ 192 | $ 0 |
Impact of adopting ASC 326 | 0 | 0 | 0 | 238 |
Provision for off-balance sheet credit exposure | 38 | (25) | 182 | 10 |
Balance | $ 374 | $ 248 | $ 374 | $ 248 |
Related Parties (Details)
Related Parties (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | |||
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023 | |
Cain Watters & Associates [Member] | |||||
Related Parties (Details) [Line Items] | |||||
Related Party Ownership in Company | 30% | 30% | |||
Accounts Receivable, after Allowance for Credit Loss | $ 195 | $ 195 | $ 95 | ||
Accounts Payable, Other, Current | 217 | 217 | 215 | ||
Cain Watters & Associates [Member] | Techtonic Advisors - CWA Services Agreement [Member] | |||||
Related Parties (Details) [Line Items] | |||||
Revenues | 75 | $ 28 | 121 | $ 53 | |
Certain Officers, Directors and their Affiliated Companies [Member] | |||||
Related Parties (Details) [Line Items] | |||||
Other Liabilities, Current | $ 5,800 | $ 5,800 | $ 7,700 |
Regulatory Matters (Details)
Regulatory Matters (Details) $ in Millions | Jun. 30, 2024 USD ($) | Jan. 01, 2015 |
Regulatory Matters (Details) [Line Items] | ||
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments without Regulatory Approval (in Dollars) | $ 28.5 | |
Basel III Minimum Capital Ratio Requirments [Member] | ||
Regulatory Matters (Details) [Line Items] | ||
Banking Regulation, Total Risk-Based Capital Ratio, Actual | 1 | |
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual | 0.8 | |
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual | 0.5 | |
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Excess, Actual | 0.65 |
Regulatory Matters (Details) -
Regulatory Matters (Details) - Schedule of Regulatory Capital Ratio Requirments under Banking Regulations - Basel III Minimum Capital Ratio Requirments [Member] | Jun. 30, 2024 |
Regulatory Matters (Details) - Schedule of Regulatory Capital Ratio Requirments under Banking Regulations [Line Items] | |
Total Risk Based Capital (total capital to risk weighted assets), BASEL III Minimum for Capital Adequacy Requirements | 0.08 |
Total Risk Based Capital (total capital to risk weighted assets), BASEL III Additional Capital Conservation Buffer | 2.50% |
Total Risk Based Capital (total capital to risk weighted assets), BASEL III Ratio with Capital Conservation Buffer | 10.50% |
Tier 1 Risk Based Capital (tier 1 to risk weighted assets), BASEL III Minimum for Capital Adequacy Requirements | 0.06 |
Tier 1 Risk Based Capital (tier 1 to risk weighted assets), BASEL III Additional Capital Conservation Buffer | 2.50% |
Tier 1 Risk Based Capital (tier 1 to risk weighted assets), BASEL III Ratio with Capital Conservation Buffer | 8.50% |
Common Equity Tier 1 Risk Based ( CET1 to risk weighted assets), BASEL III Minimum for Capital Adequacy Requirements | 0.045 |
Common Equity Tier 1 Risk Based ( CET1 to risk weighted assets), BASEL III Additional Capital Conservation Buffer | 2.50% |
Common Equity Tier 1 Risk Based ( CET1 to risk weighted assets), BASEL III Ratio with Capital Conservation Buffer | 7% |
Tier 1 Leverage Ratio (tier 1 to average assets), BASEL III Minimum for Capital Adequacy Requirements | 0.04 |
Tier 1 Leverage Ratio (tier 1 to average assets), BASEL III Additional Capital Conservation Buffer | 0% |
Tier 1 Leverage Ratio (tier 1 to average assets), BASEL III Ratio with Capital Conservation Buffer | 4% |
Regulatory Matters (Details) _2
Regulatory Matters (Details) - Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations $ in Thousands | Jun. 30, 2024 USD ($) | Dec. 31, 2023 USD ($) |
Consolidated Entities [Member] | ||
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] | ||
Total Capital (to Risk Weighted Assets), Actual, Amount | $ 96,891 | $ 92,385 |
Total Capital (to Risk Weighted Assets), Actual, Ratio | 0.1909 | 0.209 |
Total Capital (to Risk Weighted Assets), Minimum Capital Required - Basel III , Amount | $ 53,306 | $ 46,415 |
Total Capital (to Risk Weighted Assets), Minimum Capital Required - Basel III , Ratio | 0.105 | 0.105 |
Total Capital (to Risk Weighted Assets), Required to be Considered Well Capitalized,Amount | $ 50,768 | $ 44,205 |
Total Capital (to Risk Weighted Assets), Required to be Considered Well Capitalized, Ratio | 0.10 | 0.10 |
Tier 1 Capital (to Risk Weighted Assets), Actual, Amount | $ 90,517 | $ 86,847 |
Tier 1 Capital (to Risk Weighted Assets), Actual, Ratio | 0.1783 | 0.1965 |
Tier 1 Capital (to Risk Weighted Assets), Minimum Capital Required - Basel III , Amount | $ 43,153 | $ 37,574 |
Tier 1 Capital (to Risk Weighted Assets), Minimum Capital Required - Basel III , Ratio | 0.085 | 0.085 |
Tier 1 Capital (to Risk Weighted Assets), Required to be Considered Well Capitalized,Amount | $ 40,614 | $ 35,364 |
Tier 1 Capital (to Risk Weighted Assets), Required to be Considered Well Capitalized, Ratio | 0.08 | 0.08 |
Common Equity Tier 1 (to Risk Weighted Assets), Actual, Amount | $ 73,267 | $ 69,597 |
Common Equity Tier 1 (to Risk Weighted Assets), Actual, Ratio | 0.1443 | 0.1574 |
Common Equity Tier 1 (to Risk Weighted Assets), Minimum Capital Required - Basel III , Amount | $ 35,538 | $ 30,944 |
Common Equity Tier 1 (to Risk Weighted Assets), Minimum Capital Required - Basel III , Ratio | 0.07 | 0.07 |
Common Equity Tier 1 (to Risk Weighted Assets), Required to be Considered Well Capitalized,Amount | $ 32,999 | $ 28,733 |
Common Equity Tier 1 (to Risk Weighted Assets), Required to be Considered Well Capitalized, Ratio | 0.065 | 0.065 |
Tier 1 Capital (to Average Assets), Actual, Amount | $ 90,517 | $ 86,847 |
Tier 1 Capital (to Average Assets), Actual, Ratio | 0.1178 | 0.1397 |
Tier 1 Capital (to Average Assets), Minimum Capital Required - Basel III , Amount | $ 30,748 | $ 24,861 |
Tier 1 Capital (to Average Assets), Minimum Capital Required - Basel III , Ratio | 0.04 | 0.04 |
Tier 1 Capital (to Average Assets), Required to be Considered Well Capitalized,Amount | $ 38,435 | $ 31,076 |
Tier 1 Capital (to Average Assets), Required to be Considered Well Capitalized, Ratio | 0.05 | 0.05 |
T. Bank, N. A. [Member] | ||
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] | ||
Total Capital (to Risk Weighted Assets), Actual, Amount | $ 97,617 | $ 92,957 |
Total Capital (to Risk Weighted Assets), Actual, Ratio | 0.1943 | 0.2129 |
Total Capital (to Risk Weighted Assets), Minimum Capital Required - Basel III , Amount | $ 52,751 | $ 45,835 |
Total Capital (to Risk Weighted Assets), Minimum Capital Required - Basel III , Ratio | 0.105 | 0.105 |
Total Capital (to Risk Weighted Assets), Required to be Considered Well Capitalized,Amount | $ 50,239 | $ 43,652 |
Total Capital (to Risk Weighted Assets), Required to be Considered Well Capitalized, Ratio | 0.10 | 0.10 |
Tier 1 Capital (to Risk Weighted Assets), Actual, Amount | $ 91,308 | $ 87,488 |
Tier 1 Capital (to Risk Weighted Assets), Actual, Ratio | 0.1817 | 0.2004 |
Tier 1 Capital (to Risk Weighted Assets), Minimum Capital Required - Basel III , Amount | $ 42,703 | $ 37,105 |
Tier 1 Capital (to Risk Weighted Assets), Minimum Capital Required - Basel III , Ratio | 0.085 | 0.085 |
Tier 1 Capital (to Risk Weighted Assets), Required to be Considered Well Capitalized,Amount | $ 40,191 | $ 34,922 |
Tier 1 Capital (to Risk Weighted Assets), Required to be Considered Well Capitalized, Ratio | 0.08 | 0.08 |
Common Equity Tier 1 (to Risk Weighted Assets), Actual, Amount | $ 91,308 | $ 87,488 |
Common Equity Tier 1 (to Risk Weighted Assets), Actual, Ratio | 0.1817 | 0.2004 |
Common Equity Tier 1 (to Risk Weighted Assets), Minimum Capital Required - Basel III , Amount | $ 35,167 | $ 30,557 |
Common Equity Tier 1 (to Risk Weighted Assets), Minimum Capital Required - Basel III , Ratio | 0.07 | 0.07 |
Common Equity Tier 1 (to Risk Weighted Assets), Required to be Considered Well Capitalized,Amount | $ 32,655 | $ 28,374 |
Common Equity Tier 1 (to Risk Weighted Assets), Required to be Considered Well Capitalized, Ratio | 0.065 | 0.065 |
Tier 1 Capital (to Average Assets), Actual, Amount | $ 91,308 | $ 87,488 |
Tier 1 Capital (to Average Assets), Actual, Ratio | 0.1201 | 0.1426 |
Tier 1 Capital (to Average Assets), Minimum Capital Required - Basel III , Amount | $ 30,405 | $ 24,534 |
Tier 1 Capital (to Average Assets), Minimum Capital Required - Basel III , Ratio | 0.04 | 0.04 |
Tier 1 Capital (to Average Assets), Required to be Considered Well Capitalized,Amount | $ 38,007 | $ 30,667 |
Tier 1 Capital (to Average Assets), Required to be Considered Well Capitalized, Ratio | 0.05 | 0.05 |
Operating Segments (Details) -
Operating Segments (Details) - Schedule of Segment Reporting Information, by Segment - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | |||
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023 | |
Income Statement | |||||
Total interest income | $ 15,627 | $ 11,254 | $ 29,925 | $ 22,167 | |
Total interest expense | 7,795 | 4,431 | 14,991 | 8,301 | |
Provision for credit losses | 1,660 | 691 | 2,577 | 770 | |
Net interest income (loss) after provision for credit losses | 6,172 | 6,132 | 12,357 | 13,096 | |
Non-interest income | 10,742 | 9,432 | 21,240 | 20,134 | |
Depreciation and amortization expense | 113 | 111 | 226 | 223 | |
All other non-interest expense | 12,802 | 11,593 | 25,463 | 23,149 | |
Income (loss) before income tax | 3,999 | 3,860 | 7,908 | 9,858 | |
Goodwill and other intangibles | 21,694 | 21,904 | 21,694 | 21,904 | |
Total assets | 777,107 | 622,048 | 777,107 | 622,048 | $ 677,346 |
Banking [Member] | |||||
Income Statement | |||||
Total interest income | 15,627 | 11,254 | 29,925 | 22,167 | |
Total interest expense | 7,473 | 4,149 | 14,347 | 7,754 | |
Provision for credit losses | 1,660 | 691 | 2,577 | 770 | |
Net interest income (loss) after provision for credit losses | 6,494 | 6,414 | 13,001 | 13,643 | |
Non-interest income | 388 | 376 | 752 | 1,261 | |
Depreciation and amortization expense | 102 | 102 | 204 | 198 | |
All other non-interest expense | 5,116 | 4,207 | 10,083 | 8,209 | |
Income (loss) before income tax | 1,664 | 2,481 | 3,466 | 6,497 | |
Goodwill and other intangibles | 19,344 | 19,554 | 19,344 | 19,554 | |
Total assets | 763,652 | 608,982 | 763,652 | 608,982 | |
Financial Service, Other [Member] | |||||
Income Statement | |||||
Total interest income | 0 | 0 | 0 | 0 | |
Total interest expense | 0 | 0 | 0 | 0 | |
Provision for credit losses | 0 | 0 | 0 | 0 | |
Net interest income (loss) after provision for credit losses | 0 | 0 | 0 | 0 | |
Non-interest income | 10,354 | 9,056 | 20,488 | 18,873 | |
Depreciation and amortization expense | 8 | 9 | 17 | 25 | |
All other non-interest expense | 6,495 | 6,638 | 12,988 | 13,544 | |
Income (loss) before income tax | 3,851 | 2,409 | 7,483 | 5,304 | |
Goodwill and other intangibles | 2,350 | 2,350 | 2,350 | 2,350 | |
Total assets | 12,815 | 12,042 | 12,815 | 12,042 | |
HoldCo [Member] | |||||
Income Statement | |||||
Total interest income | 0 | 0 | 0 | 0 | |
Total interest expense | 322 | 282 | 644 | 547 | |
Provision for credit losses | 0 | 0 | 0 | 0 | |
Net interest income (loss) after provision for credit losses | (322) | (282) | (644) | (547) | |
Non-interest income | 0 | 0 | 0 | 0 | |
Depreciation and amortization expense | 3 | 0 | 5 | 0 | |
All other non-interest expense | 1,191 | 748 | 2,392 | 1,396 | |
Income (loss) before income tax | (1,516) | (1,030) | (3,041) | (1,943) | |
Goodwill and other intangibles | 0 | 0 | 0 | 0 | |
Total assets | $ 640 | $ 1,024 | $ 640 | $ 1,024 |
Fair Value of Financials Inst_3
Fair Value of Financials Instruments (Details) - USD ($) | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | |
Fair Value of Financials Instruments (Details) [Line Items] | ||||
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers, Net | $ 0 | $ 0 | $ 0 | $ 0 |
Proceeds from Sale, Loan, Held-for-Sale | 5,800,000 | |||
Valuation Allowance for Impairment of Recognized Servicing Assets, Period Increase (Decrease) | $ 0 | $ 38,000 | 0 | |
Fair Value, Inputs, Level 3 [Member] | ||||
Fair Value of Financials Instruments (Details) [Line Items] | ||||
Servicing Asset at Amortized Cost, Amortization | $ 38,000 |
Fair Value of Financials Inst_4
Fair Value of Financials Instruments (Details) - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis - USD ($) $ in Thousands | Jun. 30, 2024 | Dec. 31, 2023 |
US Treasury Securities [Member] | ||
Fair Value of Financials Instruments (Details) - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
U.S. government agencies | $ 2,938 | $ 3,894 |
US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Fair Value of Financials Instruments (Details) - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
U.S. government agencies | 0 | 0 |
US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Fair Value of Financials Instruments (Details) - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
U.S. government agencies | 2,938 | 3,894 |
US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Fair Value of Financials Instruments (Details) - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
U.S. government agencies | 0 | 0 |
US Government Agencies Debt Securities [Member] | ||
Fair Value of Financials Instruments (Details) - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
U.S. government agencies | 13,663 | 13,627 |
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Fair Value of Financials Instruments (Details) - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
U.S. government agencies | 0 | 0 |
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Fair Value of Financials Instruments (Details) - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
U.S. government agencies | 13,663 | 13,627 |
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Fair Value of Financials Instruments (Details) - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
U.S. government agencies | 0 | 0 |
Collateralized Mortgage-Backed Securities [Member] | ||
Fair Value of Financials Instruments (Details) - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
Mortgage-backed securities | 6,845 | 5,456 |
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Fair Value of Financials Instruments (Details) - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
Mortgage-backed securities | 0 | 0 |
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Fair Value of Financials Instruments (Details) - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
Mortgage-backed securities | 6,845 | 5,456 |
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Fair Value of Financials Instruments (Details) - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
Mortgage-backed securities | $ 0 | $ 0 |
Fair Value of Financials Inst_5
Fair Value of Financials Instruments (Details) - Fair Value, by Balance Sheet Grouping - USD ($) $ in Thousands | Jun. 30, 2024 | Dec. 31, 2023 |
Fair Value, Inputs, Level 1 [Member] | ||
Level 1 inputs: | ||
Cash and cash equivalents, carrying amount | $ 68,260 | $ 58,767 |
Cash and cash equivalents, estimated fair value | 68,260 | 58,767 |
Level 1 inputs: | ||
Non-interest bearing deposits, carrying amount | 63,671 | 68,433 |
Non-interest bearing deposits, estimated fair value | 63,671 | 68,433 |
Fair Value, Inputs, Level 2 [Member] | ||
Level 2 inputs: | ||
Securities available for sale, carrying amount | 23,446 | 22,977 |
Securities available for sale, estimated fair value | 23,446 | 22,977 |
Securities, restricted, carrying amount | 4,229 | 4,176 |
Securities, restricted, estimated fair value | 4,229 | 4,176 |
Loans held for sale, carrying amount | 47,917 | 26,573 |
Loans held for sale, estimated fair value | 52,203 | 28,671 |
Accrued interest receivable, carrying amount | 4,527 | 4,829 |
Accrued interest receivable, estimated fair value | 4,527 | 4,829 |
Level 2 inputs: | ||
Interest bearing deposits, carrying amount | 555,412 | 458,458 |
Interest bearing deposits, estimated fair value | 556,197 | 459,549 |
Borrowed funds, carrying amount | 20,000 | 21,000 |
Borrowed funds, estimated fair value | 20,000 | 21,000 |
Subordinated notes, carrying amount | 12,000 | 12,000 |
Subordinated notes, estimated fair value | 12,000 | 12,000 |
Accrued interest payable, carrying amount | 1,597 | 913 |
Accrued interest payable, estimated fair value | 1,597 | 913 |
Fair Value, Inputs, Level 3 [Member] | ||
Level 3 inputs: | ||
Securities held to maturity, carrying amount | 23,054 | 24,194 |
Securities held to maturity, estimated fair value | 23,097 | 23,849 |
Loans, net, carrying amount | 567,367 | 494,787 |
Loans, net, estimated fair value | 558,337 | 484,848 |
Servicing asset, carrying amount | 290 | 321 |
Servicing asset, estimated fair value | $ 290 | $ 321 |