VeraBank, N.A. 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	Common Stock	88579Y101	948	5,373	SH		SOLE		5,373	0	0
3M CO	Common Stock	88579Y101	656	3,717	SH		OTR		3,717	0	0
ABBOTT LABS	Common Stock	002824100	1,682	19,363	SH		SOLE		19,363	0	0
ABBOTT LABS	Common Stock	002824100	174	2,000	SH		OTR		2,000	0	0
ABBVIE INC	Common Stock	00287Y109	911	10,291	SH		SOLE		10,291	0	0
ABBVIE INC	Common Stock	00287Y109	62	701	SH		OTR		701	0	0
ACCENTURE PLC IRELAND	Int'l Common Stock	G1151C101	769	3,651	SH		SOLE		3,651	0	0
ACCENTURE PLC IRELAND	Int'l Common Stock	G1151C101	133	633	SH		OTR		633	0	0
AFLAC INC	Common Stock	001055102	762	14,400	SH		SOLE		14,400	0	0
AFLAC INC	Common Stock	001055102	138	2,618	SH		OTR		2,618	0	0
ALPHABET INC	Common Stock	02079K107	1,707	1,277	SH		SOLE		1,277	0	0
ALPHABET INC	Common Stock	02079K107	263	197	SH		OTR		197	0	0
ALPHABET INC	Common Stock	02079K305	1,037	774	SH		SOLE		774	0	0
ALPHABET INC	Common Stock	02079K305	126	94	SH		OTR		94	0	0
ALTRIA GROUP INC	Common Stock	02209S103	666	13,351	SH		SOLE		13,351	0	0
ALTRIA GROUP INC	Common Stock	02209S103	14	288	SH		OTR		288	0	0
AMAZON COM INC	Common Stock	023135106	562	304	SH		SOLE		304	0	0
AMAZON COM INC	Common Stock	023135106	48	26	SH		OTR		26	0	0
AMERICAN EXPRESS CO	Common Stock	025816109	432	3,473	SH		SOLE		3,473	0	0
AMERICAN EXPRESS CO	Common Stock	025816109	102	820	SH		OTR		820	0	0
AMERICAN WTR WKS CO INC NEW	Common Stock	030420103	589	4,798	SH		SOLE		4,798	0	0
AMGEN INC	Common Stock	031162100	1,350	5,599	SH		SOLE		5,599	0	0
APPLE INC	Common Stock	037833100	4,358	14,842	SH		SOLE		14,842	0	0
APPLE INC	Common Stock	037833100	394	1,343	SH		OTR		1,343	0	0
APPLIED MATLS INC	Common Stock	038222105	16	262	SH		SOLE		262	0	0
APPLIED MATLS INC	Common Stock	038222105	244	4,000	SH		OTR		4,000	0	0
AT&T INC	Common Stock	00206R102	435	11,131	SH		SOLE		11,131	0	0
AT&T INC	Common Stock	00206R102	8	200	SH		OTR		200	0	0
AUTOMATIC DATA PROCESSING INC	Common Stock	053015103	370	2,170	SH		SOLE		2,170	0	0
BANK AMER CORP	Common Stock	060505104	617	17,511	SH		SOLE		17,511	0	0
BANK AMER CORP	Common Stock	060505104	46	1,300	SH		OTR		1,300	0	0
BAXTER INTL INC	Common Stock	071813109	528	6,320	SH		SOLE		6,320	0	0
BAXTER INTL INC	Common Stock	071813109	64	770	SH		OTR		770	0	0
BECTON DICKINSON & CO	Common Stock	075887109	361	1,328	SH		SOLE		1,328	0	0
BERKSHIRE HATHAWAY INC DEL	Common Stock	084670702	1,971	8,702	SH		SOLE		8,702	0	0
BERKSHIRE HATHAWAY INC DEL	Common Stock	084670702	294	1,300	SH		OTR		1,300	0	0
BRISTOL MYERS SQUIBB CO	Common Stock	110122108	450	7,004	SH		SOLE		7,004	0	0
BRISTOL MYERS SQUIBB CO	Common Stock	110122108	58	900	SH		OTR		900	0	0
CANADIAN PAC RY LTD	Int'l Common Stock	13645T100	484	1,900	SH		SOLE		1,900	0	0
CATERPILLAR INC DEL	Common Stock	149123101	145	985	SH		SOLE		985	0	0
CATERPILLAR INC DEL	Common Stock	149123101	273	1,850	SH		OTR		1,850	0	0
CHEVRON CORP NEW	Common Stock	166764100	1,218	10,110	SH		SOLE		10,110	0	0
CHEVRON CORP NEW	Common Stock	166764100	456	3,786	SH		OTR		3,786	0	0
CISCO SYS INC	Common Stock	17275R102	658	13,721	SH		SOLE		13,721	0	0
CISCO SYS INC	Common Stock	17275R102	283	5,905	SH		OTR		5,905	0	0
CITIGROUP INC	Common Stock	172967424	1,151	14,407	SH		SOLE		14,407	0	0
CITIGROUP INC	Common Stock	172967424	52	647	SH		OTR		647	0	0
CME GROUP INC	Common Stock	12572Q105	241	1,200	SH		SOLE		1,200	0	0
CMS ENERGY CORP	Common Stock	125896100	245	3,900	SH		SOLE		3,900	0	0
COCA COLA CO	Common Stock	191216100	778	14,064	SH		SOLE		14,064	0	0
COCA COLA CO	Common Stock	191216100	516	9,317	SH		OTR		9,317	0	0
COGNIZANT TECHNOLOGY SOLUTIONS	Common Stock	192446102	260	4,195	SH		SOLE		4,195	0	0
COGNIZANT TECHNOLOGY SOLUTIONS	Common Stock	192446102	16	250	SH		OTR		250	0	0
COLGATE PALMOLIVE CO	Common Stock	194162103	276	4,013	SH		SOLE		4,013	0	0
COLGATE PALMOLIVE CO	Common Stock	194162103	188	2,726	SH		OTR		2,726	0	0
COMCAST CORP NEW	Common Stock	20030N101	270	6,006	SH		SOLE		6,006	0	0
COMCAST CORP NEW	Common Stock	20030N101	74	1,650	SH		OTR		1,650	0	0
CONOCOPHILLIPS	Common Stock	20825C104	432	6,647	SH		SOLE		6,647	0	0
COSTCO WHSL CORP NEW	Common Stock	22160K105	247	841	SH		SOLE		841	0	0
COSTCO WHSL CORP NEW	Common Stock	22160K105	15	52	SH		OTR		52	0	0
CVS HEALTH CORP	Common Stock	126650100	606	8,157	SH		SOLE		8,157	0	0
CVS HEALTH CORP	Common Stock	126650100	70	938	SH		OTR		938	0	0
DANAHER CORPORATION	Common Stock	235851102	2,050	13,359	SH		SOLE		13,359	0	0
DANAHER CORPORATION	Common Stock	235851102	200	1,304	SH		OTR		1,304	0	0
DEERE & CO	Common Stock	244199105	583	3,365	SH		SOLE		3,365	0	0
DEERE & CO	Common Stock	244199105	321	1,850	SH		OTR		1,850	0	0
DOMINION ENERGY INC	Common Stock	25746U109	861	10,402	SH		SOLE		10,402	0	0
DOMINION ENERGY INC	Common Stock	25746U109	187	2,260	SH		OTR		2,260	0	0
EXELON CORP	Common Stock	30161N101	539	11,824	SH		SOLE		11,824	0	0
EXXON MOBIL CORP	Common Stock	30231G102	2,576	36,916	SH		SOLE		36,916	0	0
EXXON MOBIL CORP	Common Stock	30231G102	789	11,306	SH		OTR		11,306	0	0
FACEBOOK INC	Common Stock	30303M102	241	1,173	SH		SOLE		1,173	0	0
FISERV INC	Common Stock	337738108	771	6,667	SH		SOLE		6,667	0	0
FISERV INC	Common Stock	337738108	141	1,216	SH		OTR		1,216	0	0
FLEXSHARES TR	Exchange Traded Fund	33939L407	5,225	155,842	SH		SOLE		155,842	0	0
FLEXSHARES TR	Exchange Traded Fund	33939L407	304	9,080	SH		OTR		9,080	0	0
FLEXSHARES TR	Exchange Traded Fund	33939L860	16,586	342,116	SH		SOLE		342,116	0	0
FLEXSHARES TR	Exchange Traded Fund	33939L860	1,394	28,762	SH		OTR		28,762	0	0
FLEXSHARES TR	Fixed Income ETF	33939L506	3,495	141,441	SH		SOLE		141,441	0	0
FLEXSHARES TR	Fixed Income ETF	33939L506	151	6,117	SH		OTR		6,117	0	0
FLEXSHARES TR	Fixed Income ETF	33939L605	3,568	139,495	SH		SOLE		139,495	0	0
FLEXSHARES TR	Fixed Income ETF	33939L605	669	26,135	SH		OTR		26,135	0	0
FORTIVE CORP	Common Stock	34959J108	496	6,488	SH		SOLE		6,488	0	0
FORTIVE CORP	Common Stock	34959J108	30	399	SH		OTR		399	0	0
GALLAGHER ARTHUR J & CO	Common Stock	363576109	314	3,300	SH		SOLE		3,300	0	0
GENERAL MLS INC	Common Stock	370334104	340	6,341	SH		SOLE		6,341	0	0
GENERAL MLS INC	Common Stock	370334104	13	246	SH		OTR		246	0	0
HCA HEALTHCARE INC	Common Stock	40412C101	324	2,190	SH		SOLE		2,190	0	0
HCA HEALTHCARE INC	Common Stock	40412C101	52	350	SH		OTR		350	0	0
HOME DEPOT INC	Common Stock	437076102	284	1,299	SH		SOLE		1,299	0	0
HONEYWELL INTL INC	Common Stock	438516106	516	2,918	SH		SOLE		2,918	0	0
INTEL CORP	Common Stock	458140100	1,981	33,107	SH		SOLE		33,107	0	0
INTEL CORP	Common Stock	458140100	218	3,650	SH		OTR		3,650	0	0
ISHARES TR	Exchange Traded Fund	464287507	1,576	7,658	SH		SOLE		7,658	0	0
ISHARES TR	Exchange Traded Fund	464287507	274	1,330	SH		OTR		1,330	0	0
ISHARES TR	Exchange Traded Fund	464287804	2,258	26,924	SH		SOLE		26,924	0	0
ISHARES TR	Exchange Traded Fund	464287804	159	1,892	SH		OTR		1,892	0	0
ISHARES TR	Fixed Income ETF	464287242	592	4,625	SH		SOLE		4,625	0	0
ISHARES TR	International Equity ETF	464287465	2,581	37,167	SH		SOLE		37,167	0	0
JOHNSON & JOHNSON	Common Stock	478160104	1,578	10,816	SH		SOLE		10,816	0	0
JOHNSON & JOHNSON	Common Stock	478160104	660	4,525	SH		OTR		4,525	0	0
JPMORGAN CHASE & CO	Common Stock	46625H100	2,466	17,689	SH		SOLE		17,689	0	0
JPMORGAN CHASE & CO	Common Stock	46625H100	121	870	SH		OTR		870	0	0
KIMBERLY CLARK CORP	Common Stock	494368103	73	531	SH		SOLE		531	0	0
KIMBERLY CLARK CORP	Common Stock	494368103	179	1,300	SH		OTR		1,300	0	0
LILLY ELI & CO	Common Stock	532457108	250	1,900	SH		SOLE		1,900	0	0
LOCKHEED MARTIN CORP	Common Stock	539830109	202	519	SH		SOLE		519	0	0
LOWES COS INC	Common Stock	548661107	1,286	10,737	SH		SOLE		10,737	0	0
LOWES COS INC	Common Stock	548661107	503	4,202	SH		OTR		4,202	0	0
MARATHON PETE CORP	Common Stock	56585A102	185	3,075	SH		SOLE		3,075	0	0
MARATHON PETE CORP	Common Stock	56585A102	39	650	SH		OTR		650	0	0
MASTERCARD INC	Common Stock	57636Q104	831	2,782	SH		SOLE		2,782	0	0
MASTERCARD INC	Common Stock	57636Q104	90	300	SH		OTR		300	0	0
MCDONALDS CORP	Common Stock	580135101	1,470	7,438	SH		SOLE		7,438	0	0
MCDONALDS CORP	Common Stock	580135101	110	558	SH		OTR		558	0	0
MEDTRONIC PLC	Int'l Common Stock	G5960L103	775	6,827	SH		SOLE		6,827	0	0
MERCK & CO INC	Common Stock	58933Y105	739	8,120	SH		SOLE		8,120	0	0
MERCK & CO INC	Common Stock	58933Y105	226	2,488	SH		OTR		2,488	0	0
METLIFE INC	Common Stock	59156R108	330	6,471	SH		SOLE		6,471	0	0
METLIFE INC	Common Stock	59156R108	27	533	SH		OTR		533	0	0
MICROSOFT CORP	Common Stock	594918104	3,835	24,320	SH		SOLE		24,320	0	0
MICROSOFT CORP	Common Stock	594918104	47	300	SH		OTR		300	0	0
MONDELEZ INTL INC	Common Stock	609207105	272	4,940	SH		SOLE		4,940	0	0
NEXTERA ENERGY INC	Common Stock	65339F101	886	3,660	SH		SOLE		3,660	0	0
NEXTERA ENERGY INC	Common Stock	65339F101	464	1,915	SH		OTR		1,915	0	0
NIKE INC	Common Stock	654106103	1,811	17,874	SH		SOLE		17,874	0	0
NORFOLK SOUTHERN CORP	Common Stock	655844108	567	2,923	SH		SOLE		2,923	0	0
NORFOLK SOUTHERN CORP	Common Stock	655844108	39	200	SH		OTR		200	0	0
NUCOR CORP	Common Stock	670346105	172	3,061	SH		SOLE		3,061	0	0
NUCOR CORP	Common Stock	670346105	93	1,660	SH		OTR		1,660	0	0
ORACLE CORP	Common Stock	68389X105	443	8,355	SH		SOLE		8,355	0	0
ORACLE CORP	Common Stock	68389X105	38	720	SH		OTR		720	0	0
PEPSICO INC	Common Stock	713448108	1,069	7,819	SH		SOLE		7,819	0	0
PEPSICO INC	Common Stock	713448108	706	5,163	SH		OTR		5,163	0	0
PFIZER INC	Common Stock	717081103	1,369	34,950	SH		SOLE		34,950	0	0
PFIZER INC	Common Stock	717081103	266	6,800	SH		OTR		6,800	0	0
PHILIP MORRIS INTL INC	Common Stock	718172109	510	5,999	SH		SOLE		5,999	0	0
PHILIP MORRIS INTL INC	Common Stock	718172109	32	373	SH		OTR		373	0	0
PROCTER & GAMBLE CO	Common Stock	742718109	1,799	14,407	SH		SOLE		14,407	0	0
PROCTER & GAMBLE CO	Common Stock	742718109	554	4,438	SH		OTR		4,438	0	0
RAYTHEON CO	Common Stock	755111507	243	1,105	SH		SOLE		1,105	0	0
SABINE ROYALTY TR	Common Stock	785688102	988	24,524	SH		SOLE		24,524	0	0
SALESFORCE COM INC	Common Stock	79466L302	1,282	7,885	SH		SOLE		7,885	0	0
SALESFORCE COM INC	Common Stock	79466L302	46	284	SH		OTR		284	0	0
SCHLUMBERGER LTD	Int'l Common Stock	806857108	227	5,653	SH		SOLE		5,653	0	0
SCHLUMBERGER LTD	Int'l Common Stock	806857108	37	914	SH		OTR		914	0	0
SPDR S&P 500 ETF TR	Exchange Traded Fund	78462F103	951	2,955	SH		SOLE		2,955	0	0
STARBUCKS CORP	Common Stock	855244109	1,439	16,367	SH		SOLE		16,367	0	0
STARBUCKS CORP	Common Stock	855244109	77	880	SH		OTR		880	0	0
TARGET CORP	Common Stock	87612E106	202	1,575	SH		SOLE		1,575	0	0
TJX COS INC NEW	Common Stock	872540109	289	4,725	SH		SOLE		4,725	0	0
TJX COS INC NEW	Common Stock	872540109	13	208	SH		OTR		208	0	0
UNITED PARCEL SERVICE INC	Common Stock	911312106	473	4,044	SH		SOLE		4,044	0	0
UNITED PARCEL SERVICE INC	Common Stock	911312106	94	800	SH		OTR		800	0	0
UNITED TECHNOLOGIES CORP	Common Stock	913017109	572	3,817	SH		SOLE		3,817	0	0
UNITED TECHNOLOGIES CORP	Common Stock	913017109	101	675	SH		OTR		675	0	0
UNITEDHEALTH GROUP INC	Common Stock	91324P102	288	981	SH		SOLE		981	0	0
UNITEDHEALTH GROUP INC	Common Stock	91324P102	32	110	SH		OTR		110	0	0
US BANCORP DEL	Common Stock	902973304	534	9,007	SH		SOLE		9,007	0	0
US BANCORP DEL	Common Stock	902973304	51	867	SH		OTR		867	0	0
VALERO ENERGY CORP NEW	Common Stock	91913Y100	300	3,207	SH		SOLE		3,207	0	0
VANGUARD WHITEHALL FDS INC	Exchange Traded Fund	921946406	590	6,292	SH		SOLE		6,292	0	0
VANGUARD WHITEHALL FDS INC	Exchange Traded Fund	921946406	481	5,130	SH		OTR		5,130	0	0
VERIZON COMMUNICATIONS INC	Common Stock	92343V104	1,059	17,254	SH		SOLE		17,254	0	0
VERIZON COMMUNICATIONS INC	Common Stock	92343V104	174	2,839	SH		OTR		2,839	0	0
WASTE MGMT INC DEL	Common Stock	94106L109	330	2,900	SH		SOLE		2,900	0	0
WELLS FARGO CO NEW	Common Stock	949746101	234	4,349	SH		SOLE		4,349	0	0
WELLS FARGO CO NEW	Common Stock	949746101	151	2,802	SH		OTR		2,802	0	0
ZIMMER BIOMET HLDGS INC	Common Stock	98956P102	247	1,648	SH		SOLE		1,648	0	0
ZIMMER BIOMET HLDGS INC	Common Stock	98956P102	18	120	SH		OTR		120	0	0
ZOETIS INC	Common Stock	98978V103	230	1,735	SH		SOLE		1,735	0	0